The storylines故事线
Click a development’s source links to open the original article.点击进展下方的来源链接可打开原文。
Dispute resolution and legal mediation纠纷调解与法律诉讼
8 · 2024-01-10 → 2026-05-06
▾
Initiatives for bank dispute resolution, lawsuits filed against the bank, and legal outcomes including withdrawals and judgments.银行纠纷调解机制、针对银行的诉讼及撤诉、判决等法律结果。
2024-01-10Pudong Development Bank was sued in Fuzhou Gulou District People's Court for property damage compensation (case no. (2024) Min 0102 Min Chu 426), with defendants including the bank's Fuzhou Liuyi sub-branch and Shanghai Gold Exchange.浦发银行在福州市鼓楼区人民法院因财产损害赔偿纠纷被起诉（案号(2024)闽0102民初426号），被告包括该行福州六一支行和上海黄金交易所。
2024-03-07Shanghai Pudong Development Bank was listed as an enforcement target by Qingdao Intermediate People's Court with an execution amount of 4,285,584 yuan.上海浦东发展银行被青岛市中级人民法院列为被执行人，执行标的4,285,584元。
2024-04-24SPDB and Shanghai Modern Service Industry Federation launched a pilot 'Mediation First Mechanism' for bank dispute resolution.浦发银行与上海现代服务业联合会启动'先行调解机制试点合作'，探索银行纠纷多元化解。
2025-02-16Named as defendant in a tort liability dispute (case No. (2025) Hu 0115 Min Chu 6577) at Shanghai Pudong New Area People's Court; plaintiff withdrew the lawsuit.作为被告卷入侵权责任纠纷案（案号（2025）沪0115民初6577号），原告撤回起诉。
2025-05-12SPDBank was sued by Blue Stone Asset Management in Liaoning High People's Court for securities misrepresentation, case number (2025) Liao Min Zhong 450.浦发银行因证券虚假陈述责任纠纷被蓝石资产管理有限公司诉至辽宁省高级人民法院，案号（2025）辽民终450号。
2025-05-27SPDBank Nantong branch was ordered to pay 295M yuan in deposit principal and interest due to a dispute where customer deposits were used as collateral without authorization.浦发银行南通分行因客户存款被擅自用作质押担保，被判支付存款本金2.95亿元及逾期利息。
2025-08-08SPDB received a 2.31 billion yuan court-ordered payment from its Nantong branch to Keyuan Wisdom (SZ002380) in a deposit dispute; SPDB subsequently filed a counterclaim against Keyuan Wisdom.浦发银行南通分行因存款纠纷向科远智慧（SZ002380）支付法院划转的2.31亿元；浦发银行随后对科远智慧提起反诉。
2026-05-06ST Meichen (300237) subsidiary Saimiao Garden reached a mediation agreement with SPD Bank to repay a loan principal of RMB 24 million plus interest of RMB 120,000.ST美晨(300237)全资子公司赛石园林与浦发银行达成调解协议，偿付借款本金2400万元及利息12万元。
Carbon-reduction loan disclosures碳减排贷款披露
4 · 2024-01-11 → 2025-07-31
▾
Quarterly disclosures of carbon-reduction loans under the central bank's supporting tool, showing project counts, loan volumes, and CO2 reduction.按季度披露央行碳减排支持工具下的贷款项目、金额及二氧化碳减排量。
2024-01-11Pudong Development Bank disclosed carbon reduction loan data for Q3 2023: 30 projects, total loans 1.226 billion yuan, weighted average rate 3.16%, driving annual carbon reduction of 356,700 tonnes CO2 equivalent.浦发银行披露2023年第三季度碳减排贷款数据：30个项目，贷款总额12.26亿元，加权平均利率3.16%，带动年度碳减排量35.67万吨二氧化碳当量。
2024-03-21Shanghai Pudong Development Bank disclosed Q4 2023 carbon-reduction loans: 30 projects, 1.898 billion yuan at weighted avg rate 3.10%, driving annual carbon reduction of 622,500 tCO2e; cumulative since program start: 154 projects, 19.481 billion yuan, 3.43% avg rate, 5.3437 million tCO2e.浦发银行披露2023年第四季度碳减排贷款：30个项目，18.98亿元，加权平均利率3.10%，带动年度碳减排62.25万吨二氧化碳当量；累计154个项目，194.81亿元，平均利率3.43%，带动534.37万吨二氧化碳当量。
2025-03-27Disclosed Q3 2024 carbon emission reduction loans: RMB 2.712 billion issued to 26 projects, weighted avg rate 3.06%, driving annual carbon reduction of 796,700 tonnes CO2 equivalent.披露2024年第三季度碳减排贷款情况：向26个项目发放27.12亿元，贷款加权平均利率3.06%，带动的年度碳减排量为79.67万吨二氧化碳当量。
2025-07-31SPD Bank disclosed that in Q1 2025 it issued 1.582 billion yuan in carbon-reduction loans to 29 projects under the central bank's carbon-reduction supporting tool, with weighted average rate 3.21% and annual carbon reduction of 1.4652 million tonnes.浦发银行披露2025年一季度在碳减排支持工具下向29个项目发放碳减排贷款15.82亿元，加权平均利率3.21%，带动年度碳减排量146.52万吨。
Fund distribution partnerships基金代销合作
3 · 2024-01-13 → 2025-05-28
▾
Adjustments and new distribution agreements for mutual funds sold through SPD Bank channels, including fee discounts and minimum investment changes.调整或新增通过浦发银行渠道代销的基金产品，包括费率优惠和起投金额变化。
2024-01-13Wanjia Fund Management adjusted the minimum periodic fixed investment amount for some funds distributed through Pudong Development Bank to 1 yuan starting January 15, 2024.万家基金管理有限公司自2024年1月15日起，将浦发银行代销的部分基金定期定额投资起点调整为1元。
2024-02-26SPD Bank became a new distributor for Puyin Ample CSI 300 Index Enhanced Fund C-share (019210), with fixed-investment and fee discount services.浦发银行新增为浦银安盛沪深300指数增强C类份额（019210）的代销机构，开通定投及费率优惠。
2025-05-28SPDBank distributed nearly 700M yuan of floating-fee funds on the first day, leading bank channel sales.浦发银行首日代销浮费基金近7亿元，在银行渠道中表现突出。
Shimao bond default administration世茂债券违约管理
5 · 2024-01-19 → 2026-05-06
▾
SPD Bank as lead underwriter discloses and manages defaults on Shimao Group's medium-term notes, including bondholder meetings and restructuring efforts.浦发银行作为主承销商披露并管理世茂集团中期票据违约，包括持有人会议和重组工作。
2024-01-19Pudong Development Bank, as lead underwriter, published a progress notice on the default of Shanghai Shimao Co. medium-term notes (19 Hu Shimao MTN001, 20 Hu Shimao MTN001, 21 Hu Shimao MTN001, 21 Hu Shimao MTN002), with total unpaid principal and interest of 1,151.91 million yuan as of Nov 30, 2023, and an additional 8.08 million yuan default in Dec 2023.浦发银行作为主承销商发布上海世茂股份有限公司中期票据违约处置进展公告，截至2023年11月30日未按期偿付本息合计115,191万元，2023年12月新增未偿付本息808万元。
2024-02-20SPD Bank as lead underwriter disclosed that Shimao Co. (世茂股份) failed to repay medium-term notes totaling CNY 1,649.92 million as of Jan 2024.浦发银行作为主承销商披露，世茂股份截至2024年1月末累计未按期偿付中期票据本息共计164,992万元。
2025-05-27SPDBank as lead underwriter reported that Shanghai Shimao Co. failed to repay medium-term notes totaling 3.25036B yuan as of April 2025.浦发银行作为主承销商披露上海世茂股份有限公司未能按期足额偿付中期票据本息共计325,036万元。
2026-04-10SPDB as convener called holders' meetings for four Shanghai Shimao MTNs (19,20,21沪世茂MTN001/002) to discuss debt restructuring with stock-for-debt swap option; issuer defaulted on RMB 3.25036 billion of principal and interest.浦发银行作为召集人召开四期上海世茂中期票据持有人会议，讨论以股票置换债务的注销方案；发行人累计未能按期足额偿付本息32.5036亿元。
2026-05-06SPD Bank, as meeting convener, announced that only the '21 Shimao MTN002' quota cancellation resolution passed at the 2026 first bondholder meeting for four Shimao medium-term notes.浦发银行作为召集人公告，世茂股份四笔中票2026年第一次持有人会议中仅'21沪世茂MTN002'份额注销议案通过。
Branch network expansion and renaming分支机构增设与更名
5 · 2024-01-30 → 2026-05-08
▾
Approvals for new sub-branches, branch renames, and openings across provinces, reflecting physical network adjustments.各地新设支行、支行更名及开业获批，反映实体网络调整。
2024-01-30Pudong Development Bank's Yuncheng Economic and Technological Development Zone sub-branch in Shanxi province received approval from the National Financial Regulatory Administration Yuncheng Supervision Branch to commence operations.浦发银行运城经济技术开发区支行获得国家金融监督管理总局运城监管分局开业批准。
2024-02-18SPD Bank Shijiazhuang Fuqiang Street sub-branch renamed to Shijiazhuang Tabei Road sub-branch, approved by NFRA Hebei Office.浦发银行石家庄富强大街支行更名为石家庄塔北路支行，获河北金融监管局批准。
2024-06-20SPDB Dezhou Road Branch in Shanghai was approved to open for business.浦发银行德州路支行获准开业。
2025-01-08SPD Bank officially signed to settle in Xi'an Science and Innovation Fund Park, enriching the park's financial service system.浦发银行正式签约落户西安科创基金园，丰富园区多元金融服务体系。
2026-05-08SPD Bank Chuansha Sub-branch was upgraded to a first-level sub-branch to support the Pudong leading area and the Shanghai International Tourism Resort.浦发银行川沙支行升格为一级支行，服务浦东引领区及上海国际旅游度假区建设。
Small-micro enterprise brand and products小微企业与普惠金融品牌及产品
7 · 2024-02-07 → 2026-08-05
▾
Launch of 'Pufa Xiaowei Flash' trademark, inclusive finance service systems, and digital loan products for small and micro enterprises.推出“浦发小微闪”商标、普惠金融服务体系及面向小微企业的数字化贷款产品。
2024-02-07SPD Bank submitted a new trademark application for 'Pufa Xiaowei Flash' (浦发小微闪), a small-micro enterprise service brand.浦发银行新提交“浦发小微闪”商标注册申请，为小微服务品牌。
2024-05-31SPDB released 'Smart·Benefit·Digital' inclusive finance service system, including '4+N+X' product system with standardized products 'Huishandai', 'Huididai', 'Huiliandai', 'Huibaodai'.浦发银行发布“智·惠·数”普惠金融服务体系，打造“4+N+X”产品体系，包括“惠闪贷”“惠抵贷”“惠链贷”“惠保贷”等标准化产品。
2024-06-01SPDB launched the 'Smart·Benefit·Data' inclusive finance service system, using data to precisely serve small and micro enterprises.浦发银行发布“智·惠·数”普惠金融服务体系，以数据为基础精准服务小微企业。
2024-11-10SPDB executive Kang Jie at inclusive finance forum: SPDB's inclusive小微 loan balance exceeds 450 billion yuan, launches '4+N+X' digital inclusive product system.浦发银行副行长康杰在普惠金融论坛上表示，普惠型小微企业贷款余额超4500亿元，推出“4+N+X”数字普惠产品体系。
2024-12-03SPDB Nanning Branch launched 'One-click Renewal' function for inclusive loans, processing nearly 5 million yuan in renewal approvals within its first week.浦发银行南宁分行上线“一键续贷”功能，一周内实现近500万元普惠贷款续贷审批。
2026-05-21SPD Bank launched the fully online digital product 'Hui Lian Dai' for inclusive small and micro enterprises, using big data and digital risk control.浦发银行创新推出全线上数字化产品'惠链贷'，通过大数据和数字风控服务普惠小微。
2026-08-05SPD Bank launched two special loan products ('Ren e-Dai - Pufa Huishan Dai' and 'Ren e-Dai - Pufa Huibao Dai') for HR-service小微 enterprises via Shanghai's 'Sui Shen Rong' platform, in cooperation with Shanghai Municipal Human Resources and Social Security Bureau.浦发银行对接上海市人社局，依托“随申融”平台推出“人e贷-浦发惠闪贷”“人e贷-浦发惠保贷”两款专项贷款产品，支持人力资源服务类小微企业。
Executive appointments and departures高管任命与离任
53 · 2024-02-08 → 2026-05-28
▾
Regulatory approvals for chairman, president, vice presidents, directors, and branch heads, plus resignations and probes.监管核准董事长、行长、副行长、董事及分行行长任职资格，以及辞职和被查事件。
2024-02-08National Financial Regulatory Administration approved Zhang Weizhong as Chairman of SPD Bank, effective 2024-02-07.国家金融监督管理总局核准张为忠任浦发银行董事长，自2024年2月7日起生效。
2024-02-23National Financial Regulatory Administration approved Zhao Wanbing as Director of SPD Bank.国家金融监督管理总局核准赵万兵任浦发银行董事。
2024-03-01National Financial Regulatory Administration approved Zhao Wanbing as director of Shanghai Pudong Development Bank.国家金融监督管理总局核准赵万兵担任上海浦东发展银行董事。
2024-03-05Executive director Chen Zheng'an and proposed independent director Wan Jianhua resigned from Shanghai Pudong Development Bank.上海浦东发展银行执行董事陈正安及拟任独立董事万建华辞职。
2024-03-18Shanghai Pudong Development Bank completed industrial and commercial registration change: Zheng Yang stepped down as legal representative and chairman, replaced by Zhang Weizhong; multiple directors and supervisors also changed.上海浦东发展银行完成工商变更：郑杨卸任法定代表人、董事长，由张为忠接任；多位董事、监事变更。
2024-04-19Pan Ling, senior expert of SPDB Kunming Branch, is under investigation for serious disciplinary and legal violations.浦发银行昆明分行高级专家潘岭涉嫌严重违纪违法，接受纪律审查和监察调查。
2024-06-07SPDB appointed Ding Wei and Zhang Jian as vice presidents, pending regulatory approval.浦发银行聘任丁蔚、张健为副行长，待监管核准。
2024-07-08SPDB Vice President Xie Wei was nominated for a municipal enterprise leadership position, expected to become the new president of SPDB after a 10-month vacancy.浦发银行副行长谢伟拟任市管企业正职，预计在空缺10个月后出任浦发银行行长。
2024-07-16Xie Wei was appointed as Deputy Party Secretary of SPDB, paving the way to become president after a 10-month vacancy.谢伟被任命为浦发银行党委副书记，为在空缺10个月后出任行长铺平道路。
2024-07-17SPDB board approved the appointment of Xie Wei as president, subject to regulatory approval.浦发银行董事会同意聘任谢伟为行长，待国家金融监督管理总局核准任职资格后履职。
2024-07-26Chi Yan was approved by the Beijing Financial Regulatory Bureau as Vice President of SPDB Beijing Branch.池燕经北京金融监管局批准担任浦发银行北京分行副行长。
2024-08-13Kang Fan (康凡) was approved by Hebei Financial Regulatory Bureau as the new president of SPD Bank Shijiazhuang Branch.河北金融监管局核准康凡担任浦发银行石家庄分行行长的任职资格。
2024-08-20SPD Bank board appointed Wang Sunan (汪素南) as Chief Business Officer and Xue Hongli (薛宏立) as Chief Financial Market Officer.浦发银行董事会聘任汪素南为总行公司业务总监、薛宏立为总行金融市场总监。
2024-08-27NFRA approved Wu Xiaoqiu (吴晓球) as an independent director of SPD Bank, effective from August 26, 2024, replacing Wang Zhe (王喆).国家金融监督管理总局核准吴晓球担任浦发银行独立董事，自2024年8月26日起履职，接替任期届满的王喆。
2024-09-03National Financial Regulatory Administration approved Wu Xiaoqiu as independent director of SPDB.国家金融监督管理总局核准吴晓球担任浦发银行独立董事。
2024-09-04National Financial Regulatory Administration approved Zhang Jian as vice president of SPDB, effective September 3, 2024.国家金融监督管理总局核准张健担任浦发银行副行长，自2024年9月3日起就任。
2024-10-07National Financial Regulatory Administration approved Xie Wei as President of SPD Bank, effective from September 30, 2024.国家金融监督管理总局核准谢伟担任浦发银行行长，自2024年9月30日起就任。
2024-10-25National Financial Regulatory Administration approved Ding Wei as Vice President of SPD Bank, effective from October 24, 2024.国家金融监督管理总局核准丁蔚担任浦发银行副行长，自2024年10月24日起就任。
2024-11-26SPDB conducts mid-level management reshuffle: Li Zhi (Shanghai branch deputy) to head inclusive finance; Li Lin to head strategic clients; other changes in retail, tech, and credit departments.浦发银行进行中层人事调整：上海分行副行长李智拟任普惠金融部总经理，李林拟任战略客户部总经理等。
2024-12-14SPDB Vice President Zhang Jian was appointed as the new chairman of SPDB's subsidiary fund company, Puyin Anshi Fund, replacing Xie Wei who was promoted to SPDB president.浦发银行副行长张健新任浦银安盛基金董事长，原董事长谢伟升任浦发银行行长。
2024-12-26SPDB board approved the appointment of Vice President Zhang Jian as the concurrent Board Secretary, replacing President Xie Wei, pending regulatory approval.浦发银行董事会同意聘任副行长张健兼任董事会秘书，行长谢伟不再兼任，待监管核准后履职。
2024-12-30The Qinghai Financial Regulatory Bureau approved Wang Jian's qualification as president of SPDB Xining Branch.青海金融监管局核准王健上海浦东发展银行股份有限公司西宁分行行长的任职资格。
2025-01-07SPD Bank Fuzhou branch received regulatory approval for Zhong Feizhou's appointment as vice president of its Fujian Pilot Free Trade Zone Fuzhou sub-branch.福建监管局核准钟飞舟任浦发银行福建自贸试验区福州片区分行副行长。
2025-02-24National Financial Regulatory Administration approved Wang Sunan as Corporate Business Director and Xue Hongli as Financial Market Director, effective from February 21, 2025.国家金融监督管理总局核准汪素南公司业务总监、薛宏立金融市场总监的任职资格，自2025年2月21日起履职。
2025-03-07Vice President Zhang Jian's appointment as Board Secretary was approved by the National Financial Regulatory Administration, effective March 5, 2025.副行长张健兼任董事会秘书的任职资格获国家金融监督管理总局核准，自2025年3月5日起生效。
2025-03-14Xue Hongli's appointment as Financial Market Director was approved by the National Financial Regulatory Administration.薛宏立任浦发银行金融市场总监的任职资格获国家金融监督管理总局核准。
2025-03-17The company business director Wang Sunan and financial market director Xue Hongli officially took office on February 21, 2025, after regulatory approval.公司业务总监汪素南、金融市场总监薛宏立于2025年2月21日正式履职，任职资格已获监管核准。
2025-03-27Approved Wang Zhenggang as Vice President of Guangzhou Branch by the Guangdong Regulatory Bureau of the National Financial Regulatory Administration.国家金融监督管理总局广东监管局核准王正刚任浦发银行广州分行副行长的任职资格。
2025-05-07SPDBank deputy president and chief risk officer Liu Yiyan resigned due to age, effective May 6, 2025.浦发银行副行长、首席风险官刘以研因年龄原因辞任，自2025年5月6日起生效。
2025-06-17Chen Haining stepped down as general manager of Pudong Bank's Technology Development Department; Guo Chaojing was appointed general manager of the newly established Platform Research and Operations Centre.陈海宁不再担任浦发银行科技发展部总经理；郭超靖担任新设部门平台研运中心总经理。
2025-06-30Pudong Bank's board elected Xie Wei as vice chairman; his qualification is subject to regulatory approval by the National Financial Regulatory Administration.浦发银行董事会选举谢伟为副董事长，任职资格尚待国家金融监督管理总局核准。
2025-07-01SPD Bank board elected Xie Wei as vice chairman; his qualifications are pending approval from the National Financial Regulatory Administration.浦发银行董事会选举谢伟为副董事长，任职资格尚待国家金融监督管理总局核准。
2025-07-10SPD Bank nominated Lin Huazhe, chairman of Xinda Investment, as director candidate; election approved at July 16 shareholder meeting pending regulatory approval.浦发银行提名信达投资董事长林华喆为董事候选人，7月16日股东会选举通过，尚待监管核准。
2025-07-25Chen Lingyun, former senior expert of SPD Bank's head office clearing operations department, is under investigation for serious disciplinary and legal violations.浦发银行总行清算作业部原高级专家陈凌云涉嫌严重违纪违法，正接受调查。
2025-08-08SPDB's former senior expert of the headquarters clearing operations department, Chen Lingyun, is under disciplinary review and investigation for suspected serious violations of discipline and law.浦发银行总行清算作业部原高级专家陈凌云因涉嫌严重违纪违法，正接受纪律审查和监察调查。
2025-09-01Lin Huazhe's appointment as SPDB director was approved by the National Financial Regulatory Administration (NFRA), effective from August 29, 2025.国家金融监督管理总局核准林华喆担任浦发银行董事的任职资格，自2025年8月29日起生效。
2025-10-01SPDB board nominated Ji Hongmei as director candidate; she is currently Party Secretary of Shanghai Branch of China Orient Asset Management.浦发银行董事会提名计宏梅为董事候选人，其现任中国东方资产管理股份有限公司上海市分公司党委书记。
2025-10-08Hainan Financial Regulatory Bureau approved Huang Kai as Vice President of SPDB Haikou Branch.海南金融监管局核准黄锴浦发银行海口分行副行长任职资格。
2025-10-15Cui Bingwen, former SPDB Vice President, was approved as Chairman of Shanghai International Trust (SPDB subsidiary).原浦发银行副行长崔炳文获批担任上海国际信托董事长。
2025-11-27NFRA approved Xie Wei as director and vice chairman of the board, effective Nov 26, 2025. Xie Wei has been president since July 2024.国家金融监督管理总局核准谢伟担任公司董事、副董事长任职资格，自2025年11月26日起就任。谢伟自2024年7月起任行长。
2025-12-08Financial regulator approves Xie Wei's qualification as director and vice chairman of SPD Bank.金融监管总局核准谢伟浦发银行董事、副董事长的任职资格。
2026-01-07SPD Bank's board of directors nominated 13 candidates for the new board, including 2 executive directors (Chairman Zhang Weizhong, President Xie Wei), 6 non-executive directors from major shareholders (Shanghai International Group, China Mobile, Cinda, Orient Asset, etc.), and 5 independent directors (Wu Hong, Sun Lijian, Ye Jianfang, Wu Xiaoqiu, Song Zheng).浦发银行董事会提名新一届董事会候选人共13名，包括2名执行董事（董事长张为忠、行长谢伟）、6名来自主要股东（上海国际集团、中国移动、信达、东方资产等）的非执行董事，以及5名独立董事（吴弘、孙立坚、叶建芳、吴晓球、宋铮）。
2026-01-16SPD Bank's employee representative congress elected Zhao Wanbing to continue as employee representative director, with a term consistent with the new board of directors.浦发银行职工代表大会选举赵万兵连任职工代表董事，任期与新一届董事会一致。
2026-01-16SPD Bank promoted multiple department heads to deputy presidents of first-tier branches, including Zhao Shouliang (Wealth Management & Private Banking) to Zhengzhou branch, Xu Ao (Financial Markets) to Hangzhou branch.浦发银行提拔多位处长赴任一级分行见习副行长，包括财富管理与私人银行部赵守良任郑州分行见习副行长，金融市场部徐翱任杭州分行见习副行长。
2026-01-23SPD Bank held its second board meeting of 2026, electing Zhang Weizhong as Chairman, Xie Wei as Vice Chairman, and appointing senior management: Xie Wei as President; Cui Bingwen, Kang Jie, Ding Wei, Zhang Jian as Vice Presidents; Cui Bingwen concurrently as Chief Risk Officer, Chief Compliance Officer, and General Counsel; Zhang Jian concurrently as Board Secretary.浦发银行召开2026年第二次董事会会议，选举张为忠为董事长，谢伟为副董事长，聘任谢伟为行长，崔炳文、康杰、丁蔚、张健为副行长，崔炳文兼任首席风险官、首席合规官、总法律顾问，张健兼任董事会秘书。
2026-01-23SPD Bank's first extraordinary general meeting of 2026 approved the election of the new board of directors (including executive directors Zhang Weizhong and Xie Wei, 6 non-executive directors, and 5 independent directors) and a related-party transaction with China Cinda Asset Management.浦发银行2026年第一次临时股东会审议通过了董事会换届选举（包括执行董事张为忠、谢伟，6名非执行董事，5名独立董事）及与中国信达资产管理股份有限公司的关联交易议案。
2026-04-01NFRA approved Ji Hongmei as SPDB director, effective from March 30, 2026.国家金融监督管理总局核准计宏梅担任浦发银行董事，自2026年3月30日起生效。
2026-04-07Fuzhou financial regulator approved Sun Weihong as deputy president of SPDB Fuzhou branch.抚州金融监管分局核准孙蔚宏任浦发银行抚州分行副行长。
2026-04-10Bijie financial regulator approved Luo Yue as deputy president of SPDB Bijie branch.毕节金融监管分局核准骆跃任浦发银行毕节分行副行长。
2026-04-16Zhongshan financial regulator approved Li Wenyao as deputy president of SPDB Zhongshan branch.中山金融监管分局核准李雯瑶任浦发银行中山分行副行长。
2026-04-29Zhoushan financial regulator approved Liang Jiangchen as deputy president of SPDB Zhoushan branch.舟山监管分局核准梁江晨任浦发银行舟山分行副行长。
2026-05-18Gong Dexiong was approved by the National Financial Regulatory Administration as a director of SPD Bank, effective May 18, 2026.国家金融监督管理总局核准龚德雄担任浦发银行董事，自2026年5月18日起任职。
2026-05-28Huo Baocang was approved by the Langfang Financial Regulatory Sub-bureau as vice president of SPD Bank Langfang Branch.廊坊金融监管分局核准霍宝仓浦发银行廊坊分行副行长的任职资格。
USD 5 billion MTN programme50亿美元中期票据计划
4 · 2024-03-18 → 2025-06-03
▾
Establishment and utilization of a USD 5 billion medium-term note programme listed on HKEX, with issuances from branches and ratings from agencies.设立并在港交所上市的50亿美元中期票据计划，分支行发行及机构评级。
2024-03-18Shanghai Pudong Development Bank obtained HKEX listing approval for a USD 5 billion medium-term note program, with Citigroup, SPD Bank, and SPDB International as arrangers.上海浦东发展银行获得港交所批准50亿美元中期票据计划上市，花旗集团、浦发银行和浦银国际担任安排行。
2024-10-21Moody's assigned a 'Baa2' rating to SPD Bank's Singapore Branch proposed 3-year SOFR floating rate senior unsecured notes under its USD 5 billion MTN program, with stable outlook.穆迪授予浦发银行新加坡分行拟发行的3年期SOFR浮动利率高级无抵押票据'Baa2'评级，该票据根据50亿美元中期票据计划发行，展望稳定。
2025-06-02Pudong Bank announced the listing of a USD 5 billion medium-term note programme on the Hong Kong Stock Exchange, with Citigroup, Pudong Bank, and SPDB International as arrangers and dealers.浦发银行宣布50亿美元中期票据计划在港交所上市，花旗集团、浦发银行和浦银国际担任安排行及交易商。
2025-06-03S&P assigned a 'BBB' long-term issue rating to the senior unsecured USD notes to be issued by Pudong Bank's London branch, under the bank's USD 5 billion MTN programme.标普授予浦发银行伦敦分行拟发行的高级无抵押美元票据'BBB'长期发行评级，该票据归属于该行50亿美元中期票据计划。
Bond underwriting and issuance债券承销与发行
22 · 2024-03-19 → 2026-08-24
▾
Lead underwriting for corporate bonds, MTNs, and financial bonds, including green, sci-tech, and 'Two New' instruments.主承销企业债、中票及金融债，包括绿色、科创和“两新”债券。
2024-03-19Shanghai Pudong Development Bank acted as sole lead underwriter for China Chengtong Holdings Group's 8 billion yuan 15-year medium-term note (tranche A: 7 billion yuan at 3.21%) to repay interest-bearing debt.浦发银行独家主承销中国诚通控股集团80亿元15年期中期票据（品种一70亿元，票面利率3.21%），募集资金用于偿还有息债务。
2024-07-02SPDB acted as lead underwriter for the first batch of 'Two New' debt financing instruments, issuing '24 Guiguan Electric SCP001' (CNY 200M, 1.85%) and '24 Datang Power MTN005' (CNY 500M, 2.01%) for equipment renewal and consumer goods replacement.浦发银行作为主承销商发行首批'两新'债务融资工具，'24桂冠电力SCP001'（2亿元，利率1.85%）和'24大唐发电MTN005'（5亿元，利率2.01%），用于设备更新和消费品以旧换新。
2024-09-12SPDB acted as lead underwriter for the first national 'Carbon Neutral, Rural Revitalization, Old Revolutionary Base Area' green perpetual medium-term note for Guangxi Guiguan Electric Power, issuing RMB 1.4 billion at 2.26%.浦发银行作为主承销商之一，为广西桂冠电力发行全国首单“碳中和、乡村振兴、革命老区”绿色永续中期票据14亿元，票面利率2.26%。
2024-11-21SPDB Wuxi branch participates in underwriting world's first sustainable 'Magnolia Bond' for Wuxi Construction & Development Investment, listed in HK, Macau, and Frankfurt.浦发银行无锡分行参与中标全球首单可持续“玉兰债”，由无锡市建设发展投资有限公司发行，在香港、澳门、法兰克福三地上市。
2024-12-27SPDB Shanghai Branch successfully underwrote the first national ultra-long-term purpose-specific sci-tech note for Shanghai State-owned Capital Investment Co., Ltd., raising funds for integrated circuit, biomedicine, and AI industries.浦发银行上海分行成功承销全国首单超长期用途类科创票据，募集资金用于集成电路、生物医药、人工智能三大先导产业。
2025-05-13SPDBank Guangzhou branch acted as lead underwriter for TCL Technology's 1B yuan 5-year sci-tech innovation bond at 2.50%, the first private 5-year sci-tech bond in Guangdong.浦发银行广州分行主承销TCL科技集团10亿元5年期科技创新债券，票面利率2.50%，为广东省首单民营5年期科创债。
2025-05-14SPDBank issued 2025 first tranche sci-tech innovation bond of 15B yuan, 3-year fixed rate at 1.66%, proceeds for sci-tech loans and investments.浦发银行发行2025年第一期科技创新债券150亿元，3年期固定利率1.66%，募集资金用于科技贷款和投资。
2025-05-23SPDBank Tianjin branch acted as sole lead underwriter for the national first sci-tech innovation bond registration of Tianjin TEDA Technology Investment Co., with 1.5B yuan registered amount.浦发银行天津分行担任独立主承销商，完成全国首单科技创新债券注册——天津泰达科技投资股份有限公司15亿元。
2025-06-08Pudong Bank helped Liuzhou Iron and Steel Group issue Guangxi's first sci-tech innovation bond, with a scale of RMB 500 million, 3-year term, coupon rate 2.45%, and a subscription multiple of 2.3x.浦发银行助力柳钢集团发行广西区域首单科技创新债券，规模5亿元，期限3年，票面利率2.45%，全场认购倍数2.3倍。
2025-06-12Pudong Bank underwrote RMB 830 million (79.05% of the issue) of Guangxi Communications Investment Group's CP004 as the lead underwriter, due to balance underwriting.浦发银行作为主承销商，对广西交通投资集团25桂交投CP004余额包销8.3亿元，占发行规模的79.05%。
2025-06-17Pudong Bank led the underwriting of the nation's first private equity investment institution sci-tech innovation bond, '25 Chuangxing PPN001', with a size of RMB 400 million, 5+5-year term, coupon rate 2.10%.浦发银行牵头主承销全国首单民营股权投资机构科技创新债券“25创星PPN001(科创债)”，发行规模4亿元，期限5+5年，利率2.10%。
2025-07-29SPD Bank invested in the first sci-tech innovation green short-term corporate bond issued on the Beijing Stock Exchange by China Communications Construction First Highway Engineering Bureau, with 300 million yuan at 1.60%.浦发银行投资北交所首单科技创新绿色短期公司债券，中交一公局集团发行3亿元，利率1.60%。
2025-09-05SPDB and Guangxi State-owned Capital Operation Group successfully issued the nation's first 'carbon asset + rural revitalization' dual-labeled medium-term note, with a scale of 500 million yuan and a 5-year term.浦发银行与广西国控资本运营集团成功发行全国首单'碳资产+乡村振兴'双贴标中期票据，规模5亿元，期限五年。
2025-10-09SPDB invested CNY 100 million in the world's first private enterprise 'Magnolia Bond' issued by Fosun High Technology (Group) Co., Ltd., and acted as joint lead underwriter via Hong Kong branch.浦发银行落地全球首单民营企业'玉兰债'投资，金额1亿元，发行人为上海复星高科技（集团）有限公司，并联动香港分行参与联席承销。
2025-12-03SPD Bank acts as lead underwriter for three private equity firms (Jishi Capital, Tongchuangweiye, Shengjing Jiacheng) issuing 9 billion yuan in sci-tech bonds on the interbank market.浦发银行作为主承销商，助力基石资本、同创伟业、盛景嘉成发行9亿元科创债。
2025-12-15SPD Bank issues 2025 second tranche of financial bonds totaling 20 billion yuan, with 3-year fixed-rate tranche at 1.85% and floating-rate tranche at LPR minus 112 bps.浦发银行发行2025年第二期金融债券200亿元，3年期固定利率1.85%，浮动利率挂钩LPR下浮112基点。
2026-01-29SPD Bank, as lead underwriter, settlement bank, and cornerstone investor, successfully helped Orient Securities issue the market's first non-bank financial institution cross-border guaranteed free-trade zone offshore bonds, with a size of RMB 200 million.浦发银行作为主承销商、交割行及基石投资者，成功助力东方证券发行全市场首单非银金融机构跨境担保自贸离岸债券，规模2亿元人民币。
2026-03-24SPDB independently underwrote the first technology innovation asset-guaranteed debt financing instrument for Caogenzhijin Group (a New Hope subsidiary), issuing '26 Caogenzhijin MTN001' with a size of RMB 280 million, 2-year tenor, coupon 2.58%, and a credit risk mitigation warrant (CRMW) of RMB 240 million created by SPDB.浦发银行独立主承销草根知本集团2026年度第一期科技创新债券“26草根知本MTN001（科创债/资产担保）”，发行规模2.8亿元，期限2年，利率2.58%，创设信用风险缓释凭证2.4亿元，为全国首单科技型企业科技创新资产担保债务融资工具。
2026-04-17SPDB Hefei branch acted as lead underwriter for the first national 'M&A + Rural Revitalization' MTN, total RMB 3 billion, for Huaihe Energy to fund Xinjiang coal mine acquisition.浦发银行合肥分行作为核心承销商落地全国首单“并购+乡村振兴”中期票据，总规模30亿元，用于淮河能源收购新疆煤矿。
2026-07-24SPD Bank issued 30 billion yuan of 3-year special financial bonds for small and micro enterprise loans, coupon 1.56%, completed July 24, 2026.浦发银行发行2026年第一期小型微型企业贷款专项金融债券，规模300亿元，期限3年，票面利率1.56%。
2026-07-28SPD Bank as lead underwriter participated in Agricultural Development Bank of China's first counter bond primary issuance via flagship store channel.浦发银行作为主承销商参与农发行首期柜台债券一级发行，为全市场首单依托旗舰店渠道完成的农发柜台债一级认购。
2026-08-24SPD Bank issued RMB 15bn 3-year green financial bonds (2026 first tranche): RMB 10bn fixed-rate at 1.53% and RMB 5bn floating-rate at 1Y LPR minus 142bps (initial 1.58%), proceeds for green projects; floating-rate tranche set record-low issuance rate for joint-stock banks.浦发银行发行150亿元3年期绿色金融债券（2026年第一期）：100亿元固定利率1.53%，50亿元浮动利率挂钩1年期LPR下浮142bps（首期1.58%），募集资金用于绿色产业项目；浮息债创股份行发行利率历史最低。
Annual and quarterly financial results年度与季度财务业绩
30 · 2024-03-21 → 2026-08-12
▾
Disclosure of annual and quarterly revenue, profit, asset quality, and capital metrics, reflecting financial performance trends.披露年度和季度营收、利润、资产质量和资本指标，反映财务表现趋势。
2024-03-21Shanghai Pudong Development Bank reported 2023 results: revenue 173,434 million yuan, down 8.05% YoY; net profit 36,702 million yuan, down 28.28% YoY; NPL ratio 1.48%, down 0.04pp; provision coverage 173.51%, up 14.47pp.浦发银行发布2023年业绩：营业收入1734.34亿元，同比下降8.05%；归母净利润367.02亿元，同比下降28.28%；不良贷款率1.48%，下降0.04个百分点；拨备覆盖率173.51%，上升14.47个百分点。
2024-04-29SPDB reported 2023 full-year revenue of RMB 173.434 billion, down 8.05% YoY; net profit attributable to shareholders of RMB 36.702 billion, down 28.28% YoY.浦发银行2023年营业收入1734.34亿元，同比下降8.05%；归母净利润367.02亿元，同比下降28.28%。
2024-04-29SPDB reported 2024 Q1 revenue of RMB 45.328 billion, down 5.72% YoY; net profit attributable to shareholders of RMB 17.421 billion, up 10.04% YoY.浦发银行2024年一季度营业收入453.28亿元，同比下降5.72%；归母净利润174.21亿元，同比增长10.04%。
2024-05-01SPDB reported 2024 Q1 net profit of 17.421 billion yuan, up 10.04% YoY; revenue (group) 45.328 billion yuan, up 3.40% excluding one-off gain from selling Shangtou Morgan stake.浦发银行2024年一季度归母净利润174.21亿元，同比增长10.04%；营业收入（集团口径）453.28亿元，剔除出售上投摩根股权一次性因素后同比增长3.40%。
2024-05-01SPDB reported 2023 full-year net profit of 36.702 billion yuan, down 28.28% YoY; revenue 173.434 billion yuan, down 8.05% YoY; NPL ratio 1.48%, down 0.04 pct.浦发银行2023年全年归母净利润367.02亿元，同比下降28.28%；营业收入1734.34亿元，同比下降8.05%；不良贷款率1.48%，较上年末下降0.04个百分点。
2024-05-01SPDB disclosed that as of 2024 Q1, total assets reached 9.05 trillion yuan; corporate loans (ex-discount) 3.03 trillion yuan, up 6.64% from end-2023; NPL ratio 1.45%, down 0.03 pct from end-2023.浦发银行披露截至2024年一季度末，资产总额达9.05万亿元；对公贷款总额（不含票据贴现）3.03万亿元，较上年末增长6.64%；不良贷款率1.45%，较上年末下降0.03个百分点。
2024-08-07SPD Bank released 2024 semi-annual results: revenue RMB 88.248 billion (-3.27% YoY); net profit attributable to parent RMB 26.988 billion (+16.64% YoY). Excluding one-off gain from selling Shanghai International Trust in prior year, revenue grew 1.45% YoY.浦发银行发布2024年半年度业绩快报：营业收入882.48亿元，同比下降3.27%；归属于母公司股东的净利润269.88亿元，同比增长16.64%。剔除上年同期出售上投摩根股权一次性因素影响后，营业收入同比增长1.45%。
2024-08-19SPD Bank released 2024 semi-annual report: net profit attributable to parent RMB 26.988 billion (+16.64% YoY); NPL ratio 1.41% (down 0.07pp from end-2023); net interest margin (parent) up 2bps from Q1; loan growth of RMB 297.2 billion, a record high for first half.浦发银行发布2024年半年度报告：归母净利润269.88亿元（同比+16.64%）；不良贷款率1.41%（较上年末下降0.07个百分点）；母公司口径净息差较一季度上升2bps；信贷净增量2972亿元，创同期历史新高。
2024-09-02SPDB reported H1 2024 revenue of RMB 88.248 billion, down 3.27% YoY; net profit of RMB 27.324 billion, up 15.71% YoY; NPL ratio 1.41%, down 0.07 ppt from end-2023.浦发银行公布2024年上半年营业收入882.48亿元，同比下降3.27%；净利润273.24亿元，同比增长15.71%；不良贷款率1.41%，较上年末下降0.07个百分点。
2024-10-30SPD Bank released Q3 2024 report: Q3 net profit 8.235 billion yuan, up 69.86% YoY; first three quarters net profit 35.223 billion yuan, up 25.86% YoY; revenue 129.839 billion yuan, down 2.24% YoY; NPL ratio 1.38%, down 0.10pp from end-2023.浦发银行发布2024年三季报：三季度净利润82.35亿元，同比增长69.86%；前三季度净利润352.23亿元，同比增长25.86%；营业收入1298.39亿元，同比下降2.24%；不良贷款率1.38%，较上年末下降0.10个百分点。
2024-11-04SPDB Q3 2024 report: revenue 129.839 billion yuan (-2.24% YoY), net profit 35.223 billion yuan (+25.86% YoY), net interest income 86.219 billion yuan, credit impairment losses 54.103 billion yuan.浦发银行2024年三季报：营业收入1298.39亿元（同比-2.24%），净利润352.23亿元（同比+25.86%），利息净收入862.19亿元，信用减值损失541.03亿元。
2025-01-16SPD Bank released 2024 annual results: revenue RMB 170.748 billion (-1.55% YoY); net profit attributable to parent RMB 45.257 billion (+23.31% YoY); NPL ratio 1.36% (-0.12pp); provision coverage 186.96% (+13.45pp).浦发银行发布2024年度业绩快报：营业收入1707.48亿元（同比-1.55%）；归母净利润452.57亿元（同比+23.31%）；不良贷款率1.36%（下降0.12个百分点）；拨备覆盖率186.96%（上升13.45个百分点）。
2025-02-07Full-year 2024 revenue down 1.55% YoY, net profit attributable to parent up 23.31% YoY; Q4 2024 net profit up 15.12% YoY, maintaining double-digit growth for four consecutive quarters.2024年全年营收同比下降1.55%，归母净利润同比增长23.31%；2024年第四季度归母净利润同比增长15.12%，连续四个季度保持两位数增长。
2025-03-28Released 2024 annual report: revenue RMB 170.748 billion (-1.55% YoY), net profit RMB 45.257 billion (+23.31% YoY). Proposed cash dividend of RMB 4.1 per 10 shares (total RMB 12.034 billion).发布2024年年报：营业收入1707.48亿元（同比-1.55%），归母净利润452.57亿元（同比+23.31%）。拟每10股派发现金红利4.1元（合计120.34亿元）。
2025-03-282024 annual report: NPL ratio 1.36% (down 0.12pp YoY), NPL balance RMB 73.154 billion (down RMB 1.044 billion), provision coverage 186.96% (up 13.45pp). Net interest margin 1.42% (down 10bps).2024年年报：不良贷款率1.36%（同比下降0.12个百分点），不良贷款余额731.54亿元（减少10.44亿元），拨备覆盖率186.96%（上升13.45个百分点）。净息差1.42%（下降10个基点）。
2025-04-01SPDB released 2024 annual results: revenue 170.748B yuan, -1.55% YoY; net profit 45.257B yuan, +23.31% YoY; NPL ratio 1.36%, down 0.12pp; green credit balance 625.6B yuan, +19.25% YoY; tech finance loan balance exceeded 600B yuan, ranking first among joint-stock banks.浦发银行发布2024年年报：营收1707.48亿元，同比下降1.55%；净利润452.57亿元，同比增长23.31%；不良贷款率1.36%，下降0.12个百分点；绿色信贷余额6256亿元，同比增长19.25%；科技金融贷款规模突破6000亿元，居股份制银行首位。
2025-04-08SPDB released Q1 2025 operating data: total loans (ex-discount) 5.323 trillion yuan, +5.02% vs end-2024, net loan increase a single-quarter record; total deposits 5.470 trillion yuan, +6.30%.浦发银行发布2025年一季度主要经营数据：贷款总额（不含贴现）5.323万亿元，较上年末增长5.02%，贷款净增量创单季新高；存款总额5.470万亿元，增长6.30%。
2025-04-29SPDB reported Q1 2025 results: revenue 45.922B yuan, +1.31% YoY; net profit 17.598B yuan, +1.02% YoY; NPL ratio 1.33%, down 0.03pp from end-2024; tech finance loan balance 682.2B yuan, +13.25% YoY.浦发银行发布2025年一季报：营收459.22亿元，同比增长1.31%；净利润175.98亿元，同比增长1.02%；不良贷款率1.33%，下降0.03个百分点；科技金融贷款余额6822亿元，同比增长13.25%。
2025-05-01SPDBank released 2025 Q1 report: revenue 45.922B yuan (+1.31% YoY), net profit 17.598B yuan (+1.02% YoY), total assets 9.55T yuan.浦发银行发布2025年第一季度报告：营业收入459.22亿元（同比增长1.31%），净利润175.98亿元（同比增长1.02%），资产总额9.55万亿元。
2025-08-06SPDB released 2025 H1 results: revenue 90.559B yuan (+2.62% YoY), net profit 29.737B yuan (+10.19% YoY), NPL ratio 1.31% (-0.05pp vs end-2024), provision coverage 193.97% (+7.01pp vs end-2024).浦发银行发布2025年半年度业绩：营业收入905.59亿元（同比+2.62%），净利润297.37亿元（同比+10.19%），不良贷款率1.31%（较上年末-0.05个百分点），拨备覆盖率193.97%（较上年末+7.01个百分点）。
2025-09-01SPDB released 2025 interim results: total assets 9.6 trillion yuan, revenue 90.559 billion yuan (+2.62% YoY), net profit 29.737 billion yuan (+10.19% YoY), NPL ratio 1.31% (lowest since 2015), provision coverage 193.97%.浦发银行发布2025年中期业绩：总资产9.6万亿元，营业收入905.59亿元（同比增长2.62%），归母净利润297.37亿元（同比增长10.19%），不良贷款率1.31%（2015年以来最低），拨备覆盖率193.97%。
2025-10-30SPDB Q3 2025 results: revenue CNY 41.721 billion (+0.31% YoY), net profit CNY 9.082 billion (+10.29% YoY); 9M revenue CNY 132.28 billion (+1.88%), net profit CNY 38.819 billion (+10.21%). NPL ratio 1.29% (-7bp YoY), provision coverage 198.04% (+11.08pp).浦发银行2025年三季报：三季度营收417.21亿元（+0.31%），净利润90.82亿元（+10.29%）；前三季度营收1322.80亿元（+1.88%），净利润388.19亿元（+10.21%）。不良率1.29%（-0.07pct），拨备覆盖率198.04%（+11.08pct）。
2025-11-01Q3 2025 report: revenue 132.28B yuan (+1.88% YoY), net profit 38.819B yuan (+10.21% YoY); NPL ratio 1.29% (down 0.07pp from end-2024), NPL balance 72.889B yuan (down 265M yuan).2025年三季报：营收1322.80亿元（同比+1.88%），归母净利润388.19亿元（同比+10.21%）；不良贷款率1.29%（较上年末降0.07个百分点），不良贷款余额728.89亿元（较上年末减少2.65亿元）。
2026-01-13SPD Bank released 2025 annual performance preliminary results: revenue RMB 173.964 billion, +1.88% YoY; net profit attributable to parent RMB 50.017 billion, +10.52% YoY; total assets exceeded RMB 10 trillion for the first time, reaching RMB 10.081746 trillion, +6.55% YoY; NPL ratio fell to 1.26%, down 0.10 pct; provision coverage ratio rose to 200.72%, up 13.76 pct.浦发银行发布2025年度业绩快报：营业收入1739.64亿元，同比增长1.88%；归母净利润500.17亿元，同比增长10.52%；资产总额首次突破十万亿元，达100,817.46亿元，增长6.55%；不良贷款率降至1.26%，下降0.10个百分点；拨备覆盖率升至200.72%，上升13.76个百分点。
2026-01-13SPD Bank's 2025 annual results showed net profit attributable to parent of RMB 50.017 billion, +10.52% YoY; non-recurring net profit of RMB 50.144 billion, +13.43% YoY; basic EPS of RMB 1.52, +11.76% YoY; ROE of 6.76%, up 0.48 pct.浦发银行2025年度业绩显示：归母净利润500.17亿元，同比增长10.52%；扣非净利润501.44亿元，同比增长13.43%；基本每股收益1.52元，同比增长11.76%；加权平均净资产收益率6.76%，提升0.48个百分点。
2026-03-30SPDB released 2025 annual results: revenue RMB 173.964 billion, +1.88% YoY; net profit RMB 50.017 billion, +10.52% YoY; total assets exceeded RMB 10 trillion to RMB 10.081746 trillion, +6.55% YoY; NPL ratio 1.26%, -0.10pp; provision coverage 200.72%, +13.76pp; proposed dividend of RMB 4.2 per 10 shares.浦发银行发布2025年年报：营业收入1739.64亿元，同比增长1.88%；净利润500.17亿元，同比增长10.52%；资产总额突破10万亿元至100817.46亿元，增长6.55%；不良贷款率1.26%，下降0.10个百分点；拨备覆盖率200.72%，上升13.76个百分点；拟每10股派发现金红利4.2元。
2026-04-01SPDB 2025 annual report: revenue RMB 173.964 billion, +1.88% YoY; net profit attributable to parent RMB 50.017 billion, +10.52% YoY; total assets RMB 10,081.746 billion, +6.55%; NPL ratio 1.26%, down 0.10 pct; provision coverage 200.72%, up 13.76 pct.浦发银行2025年年报：营业收入1,739.64亿元，同比增长1.88%；归母净利润500.17亿元，同比增长10.52%；总资产100,817.46亿元，增长6.55%；不良贷款率1.26%，下降0.10个百分点；拨备覆盖率200.72%，上升13.76个百分点。
2026-04-29SPDB 2026 Q1 results: revenue RMB 46.573 billion, +1.42% YoY; net profit RMB 17.861 billion, +1.49% YoY; NPL ratio 1.23%, down 0.03 pct; provision coverage 204.79%, up 4.07 pct; total assets RMB 10.3056 trillion.浦发银行2026年一季报：营业收入465.73亿元，同比增长1.42%；净利润178.61亿元，增长1.49%；不良贷款率1.23%，下降0.03个百分点；拨备覆盖率204.79%，上升4.07个百分点；总资产10.31万亿元。
2026-07-20SPD Bank reported H1 2026 loans (incl. bills) of 5.868 trillion yuan, up 2.88% from end-2025; deposits of 5.864 trillion yuan, up 5.05%; over 440 AI application scenarios built.浦发银行发布2026年上半年主要经营情况：贷款总额5.87万亿元，较上年末增长2.88%；存款总额5.86万亿元，增长5.05%；累计建设超440个AI应用场景。
2026-08-12SPD Bank released 2026 interim results: revenue RMB 93.777bn (+3.55% YoY), net profit attributable to parent RMB 30.951bn (+4.08% YoY); NPL ratio 1.25% (-1bp from end-2025), provision coverage 197.81% (-2.91pct).浦发银行发布2026年半年度业绩快报：营业收入937.77亿元（同比+3.55%），归母净利润309.51亿元（同比+4.08%）；不良贷款率1.25%（较上年末-0.01pct），拨备覆盖率197.81%（-2.91pct）。
Financial bond issuance for business development金融债发行支持业务发展
2 · 2024-03-29 → 2025-04-29
▾
Issuance of ordinary financial bonds, including AI-themed and small-micro enterprise special bonds, to fund business operations.发行普通金融债，包括AI主题和小微企业专项债，为业务运营提供资金。
2024-03-29Shanghai Pudong Development Bank completed issuance of 30 billion yuan 3-year financial bond (24 Pudong Bank Bond 02) at coupon rate 2.38%, proceeds for asset-liability management and business development.浦发银行完成发行300亿元3年期金融债券（24浦发银行债02），票面利率2.38%，募集资金用于资产负债配置和业务发展。
2025-04-29SPDB successfully issued 2025 first tranche financial bonds totaling 30B yuan: 25B yuan ordinary bonds at 1.82%, and 5B yuan AI-digital-intelligence themed bonds at 1.81%, proceeds for AI and digital construction.浦发银行成功发行2025年第一期金融债券300亿元，其中250亿元普通金融债利率1.82%，50亿元人工智能数智化主题债券利率1.81%，募集资金用于人工智能等数智化建设。
Family trust and wealth management services家族信托与财富管理服务
5 · 2024-04-16 → 2025-12-11
▾
Launch of family trust services, wealth management trust accounts, and related products for high-net-worth clients.推出家族信托服务、财富管理信托账户及相关高净值客户产品。
2024-04-16SPDB and its subsidiary Shanghai Trust launched the 'Yixiang Chuanjia' family trust service, with a minimum threshold of RMB 1 million, receiving over 200 applications on the first day.浦发银行携子公司上海信托推出'逸享传家'家庭信托服务，门槛100万元，上市首日受理申请超200件。
2024-09-03SPDB launched 'Puhe Life' (浦和人生) wealth management trust account service system, integrating family trust, insurance trust, and family service trust tools.浦发银行推出“浦和人生”财富管理信托账户服务体系，融合家族信托、保险金信托、家庭服务信托三大账户工具。
2025-01-09SPD Bank Shanghai branch launched a commercial pension insurance trust, a first in the industry, offering high-net-worth clients an integrated retirement and inheritance solution.浦发银行上海分行落地商业养老金保险金信托，开创行业先例，为高净值客户提供养老和传承一站式解决方案。
2025-04-11SPDB established 'Asset Allocation Studio' under its wealth & finance track, integrating group investment research across Shanghai International Trust, SPDB Wealth Management, SPDB SI Fund, and SPDB International.浦发银行财资金融赛道成立‘资产配置工作室’，整合上海国际信托、浦银理财、浦银安盛基金、浦银国际等集团投研资源。
2025-12-11SPD Bank launches upgraded 'Cai Zi Alpha' asset allocation service system, integrating digital tools like AI engine and smart fund diagnosis.浦发银行推出全新升级的“财资α”资产配置服务体系，集成AI引擎、智能基金诊断等数字化工具。
Product launches & enhancements产品发布与升级
14 · 2024-04-17 → 2026-08-21
▾
Launch or upgrade of specific financial products and services, including loans, deposits, and digital platforms.推出或升级特定金融产品和服务，包括贷款、存款和数字平台。
2024-04-17SPDB Qingdao Branch processed the bank's first 'Shipping e-Station' foreign currency freight direct payment, completing the process in under 3 minutes.浦发银行青岛分行办理全行首笔'航运e站通'外币运费直通支付业务，从发票上传到清算成功不到3分钟。
2024-05-14SPDB Kashi branch launched 'Zhimian Miannongdai' online loan product for cotton farmers, disbursing 7.7 million yuan to over 200 farmers within one month as of May 10.浦发银行喀什分行推出“智棉棉农贷”线上惠农贷款产品，截至5月10日不到一个月投放770万元，惠及200余户棉农。
2025-03-28Raised the personal consumption loan product 'PuShanDai' limit to RMB 1 million, extended max term to 7 years, and raised the self-use payment cap from RMB 300,000 to RMB 500,000.将个人消费贷产品“浦闪贷”额度提高至100万元，期限延长至7年，自主支付金额上限从30万元提高至50万元。
2025-03-28Launched a 'Vehicle-Battery Separation Loan' in partnership with NEV manufacturers, enabling 'second-approval lending, one-key battery swap'.联合新能源汽车厂家推出“车电分离贷”，实现“秒批贷款、一键换电”。
2025-05-10SPDBank Taiyuan Zhenwu Road sub-branch launched 'Puhan Tong' financial service in mining rights scenario, driving 100M yuan in margin deposits.浦发银行太原真武路支行在探矿权场景落地“浦函通”金融服务，带动保证金存款1亿元。
2025-07-02SPD Bank launched the Urban Renewal 2.0 product, offering up to 3 billion yuan credit for the Wuxi Old East Gate urban renewal project.浦发银行推出城市更新2.0产品，为无锡老东门城市更新项目提供最高30亿元授信。
2025-08-26SPDB upgraded its corporate payroll service system 'Kaopuxin' to a one-stop HR and payroll digital platform.浦发银行焕新升级企业综合服务代发系统“靠浦薪”，打造一站式人事薪资服务平台。
2025-11-06Chongqing branch completed first full-chain online interactive 'Puche Tong' auto finance business in direct-sales scenario, using IoT and system direct-connect with a leading auto enterprise.重庆分行落地首笔直销场景全链路线上交互模式“浦车通”业务，与汽车行业龙头企业系统直连并引入物联网技术。
2025-11-23Launched 'Pufa Xiangban' rural revitalization financial service brand at the Yangtze River Delta Rural Revitalization Forum, with a '5+4+N' service system.在长三角乡村振兴论坛上发布“浦发乡伴”乡村振兴金融服务品牌，推出“5+4+N”乡村振兴金融服务体系。
2025-12-18SPD Bank Zhengzhou Branch completes first 'Puhui Nongdan' business with Henan Agricultural Credit Guarantee Co., targeting agricultural financing difficulties.浦发银行郑州分行落地首笔“浦惠农担”业务，与河南农担合作破解三农融资难题。
2026-01-22SPD Bank upgraded its 'Bei Dou Si Ku' (Beidou Treasury) system, launching a 'Four Banks, Three Editions' product system to provide a one-stop global treasury solution for enterprises, integrating big data, AI, and blockchain.浦发银行焕新升级“北斗司库”系统，推出“四行三版”产品体系，整合大数据、人工智能、区块链等技术，为企业提供一站式全球司库解决方案。
2026-05-08SPD Bank Jinan Branch and Inspur Yiyun jointly launched the 'Cloud Direct Connect' service for enterprise digital treasury management.浦发银行济南分行与浪潮易云联合发布'云直连'创新服务，助力企业财资数字化升级。
2026-07-31SPD Bank Hengqin sub-branch extended Guangdong's first DR benchmark floating-rate loan to a tech firm, using 'Puyan Loan' product for Zhuhai MoJie Technology's R&D.浦发银行横琴分行落地广东省首笔科创企业DR基准浮动利率贷款，通过“浦研贷”支持珠海莫界科技研发投入。
2026-08-21SPD Bank issued first Token procurement loan in Guangdong province (first within SPDB system) to a national-level 'little giant' energy digitalization firm, supporting purchase of Token computing resources.浦发银行广州分行发放广东省股份制银行首单、浦发系统内首单Token采购贷款，支持某国家级专精特新“小巨人”能源数智化企业采购Token算力资源。
Regulatory fines and penalties监管罚款与处罚
44 · 2024-04-18 → 2026-07-09
▾
Fines and penalties imposed by financial regulators on branches for various compliance failures, including loan management and AML issues.金融监管机构对分支行因贷款管理、反洗钱等合规问题处以罚款和处罚。
2024-04-18SPDB Putian Branch was fined RMB 2.3 million by the National Financial Regulatory Administration for failing to conduct pre-loan due diligence on commercial housing mortgages and development loans.浦发银行莆田分行因未尽贷前调查职责等违规行为被国家金融监督管理总局罚款230万元。
2024-06-06SPDB Liaocheng Branch was fined RMB 350,000 for inadequate loan management, seriously violating prudent operation rules.浦发银行聊城分行因贷款管理不到位、严重违反审慎经营规则被罚款35万元。
2024-06-06SPDB Kashi Branch was fined RMB 200,000 for failing to take timely effective measures upon discovering borrower's contract violations.浦发银行喀什分行因发现借款人违约行为未及时采取有效措施被罚款20万元。
2024-06-14SPDB Ningbo Branch was fined RMB 2.75 million for data governance deficiencies, inadequate credit management, and other violations.浦发银行宁波分行因数据治理缺陷、授信管理不到位等违规被罚款275万元。
2024-06-19SPDB Suqian Branch was fined RMB 800,000 for inadequate personal loan management.浦发银行宿迁分行因个人贷款管理不到位被罚款80万元。
2024-07-09SPDB Hangzhou Xiaoshan sub-branch was fined CNY 3M by the People's Bank of China Zhejiang Branch for violating account management and settlement regulations.浦发银行杭州萧山支行因违反账户管理和清算管理规定被中国人民银行浙江省分行罚款300万元。
2024-08-02SPD Bank Ningbo Branch was fined RMB 450,000 by NFRA Ningbo for inadequate management of personal business loans.浦发银行宁波分行因个人经营性贷款业务管理不到位，被国家金融监督管理总局宁波监管局罚款45万元。
2024-10-18SPD Bank Tianjin Branch was fined 1.6 million yuan by the National Financial Regulatory Administration for making false loans to 'empty accounts'.浦发银行天津分行因向'空户'虚假放贷，被国家金融监督管理总局罚款160万元。
2024-11-01SPDB Taiyuan branch fined 400,000 yuan by NFRA Shanxi for granting credit without fulfilling conditions.浦发银行太原分行因未落实授信条件即实施授信，被国家金融监督管理总局山西监管局罚款40万元。
2024-11-08SPDB Ningbo branch fined 2.015 million yuan and warned by PBOC Ningbo for violations including account management, AML/KYC, suspicious transaction reporting, and consumer protection.浦发银行宁波分行因违反账户管理、反洗钱、可疑交易报告、金融消费权益保护等规定，被中国人民银行宁波市分行警告并罚款201.5万元。
2024-12-24SPDB Yulin Branch was fined 230,000 yuan by the National Financial Regulatory Administration for non-prudent loan investigation ('Sancha').浦发银行榆林分行因贷款“三查”不审慎，被国家金融监督管理总局罚款23万元。
2025-01-08SPD Bank Zibo branch was fined RMB 220,000 for failing to effectively verify loan purposes; a retail customer manager was warned.浦发银行淄博分行因未对贷款用途进行有效核查被罚款22万元，一名零售客户经理被警告。
2025-01-10SPD Bank Yuxi branch was fined RMB 350,000 for negligent loan management causing credit funds to flow back to borrowers.浦发银行玉溪分行因贷款管理不审慎、信贷资金回流借款人被罚35万元。
2025-02-21Xining Chengxi Sub-branch fined 250,000 yuan by Qinghai Financial Regulatory Bureau for inadequate post-lending management leading to partial credit fund loss; branch manager Li Guotian warned.浦发银行西宁城西支行因贷后管理不尽职、部分信贷资金损失被青海金融监管局罚款25万元，时任行长李国填被警告。
2025-03-28Dongying Branch was fined RMB 400,000 for illegally issuing loans; two former branch managers were warned.东营分行因违规发放贷款被罚款40万元，两名时任支行行长被警告。
2025-04-21CSRC Guangdong Bureau ordered SPDB Guangzhou Baiyun Sub-branch to rectify for violations in public fund sales, including inadequate supervision of sales personnel and improper promises of returns.广东证监局对浦发银行广州白云支行采取责令改正措施，因其在公募基金销售中存在对销售人员监管不到位、违规承诺收益等问题。
2025-04-28Chaling Pufa Village Bank, a 51%-owned subsidiary of SPDB, was fined 200,000 yuan by PBOC Zhuzhou Branch for failing to properly retain customer identity data and transaction records.浦发银行持股51%的子公司茶陵浦发村镇银行因未按规定保存客户身份资料和交易记录，被中国人民银行株洲市分行罚款20万元。
2025-06-10Pudong Bank's Zhengzhou branch was fined RMB 1 million by the PBOC Henan branch for failing to perform customer identification obligations.浦发银行郑州分行因未按规定履行客户身份识别义务，被中国人民银行河南省分行罚款100万元。
2025-07-04SPD Bank Chongqing Hechuan sub-branch was fined 1.175 million yuan for violating account management, financial statistics, fiscal fund occupation, credit reporting, and customer identification rules.浦发银行重庆合川支行因违反账户管理、金融统计、占压财政资金、征信及客户身份识别规定被罚款117.5万元。
2025-07-23SPD Bank Beijing Branch fined 2.45 million yuan for illegal lending practices and serious violation of prudent lending rules; two individuals also penalized.浦发银行北京分行因以不正当手段发放贷款、严重违反审慎经营规则被罚款245万元，两人被警告罚款。
2025-08-08SPDB Beijing branch fined 2.45 million yuan for illegal lending practices; two responsible individuals fined 400,000 and 200,000 yuan respectively.浦发银行北京分行因以不正当手段发放贷款被罚款245万元，两名责任人分别被罚40万元和20万元。
2025-08-11SPDB Anyang branch fined 2.45 million yuan for inadequate post-lending management and illegal disposal of NPLs; 7 employees disciplined.浦发银行安阳分行因贷后管理不到位、违规处置不良贷款被罚245万元，7名员工被处分。
2025-08-11SPDB Taizhou branch fined 1.05 million yuan for deficient pre-lending investigation on project loans and misappropriation of personal loan funds.浦发银行泰州分行因项目贷款贷前调查缺失、个人贷款资金被挪用被罚105万元。
2025-09-04SPDB Chongqing Fuling Sub-branch was fined 350,000 yuan by the NFRA Fuling Office for inadequate loan 'three checks' (pre-loan investigation, in-loan review, post-loan monitoring).浦发银行重庆涪陵支行因贷款'三查'不尽职被国家金融监督管理总局涪陵监管分局罚款35万元。
2025-10-11SPDB Hefei Branch fined CNY 876,000 by PBOC Anhui Branch for violations including statistical rules, account management, AML, and customer identification; Taizhou Branch fined CNY 1.2 million for M&A service fee mismatches and excessive working capital loans.浦发银行合肥分行因违反金融统计、账户管理、反洗钱等规定被央行合肥分行警告并罚款87.6万元；台州分行因并购服务收费质价不符等被罚款120万元。
2025-10-31SPDB fined CNY 12.7 million by NFRA for imprudent management of internet lending and agency sales businesses; He Rong warned and fined CNY 70,000.浦发银行因互联网贷款、代销等业务管理不审慎被国家金融监管总局罚款1270万元，何荣被警告并罚款7万元。
2025-11-01Fined 12.7M yuan by National Financial Regulatory Administration for imprudent management of internet lending and agency sales; responsible person He Rong warned and fined 70,000 yuan.因互联网贷款、代销等业务管理不审慎，被国家金融监督管理总局罚款1270万元；责任人何荣被警告并罚款7万元。
2025-11-24Yichang branch fined 320,000 yuan by Yichang regulator for inadequate post-lending management and misappropriation of working capital loans.宜昌分行因贷后管理不尽职、流动资金贷款被挪用，被宜昌监管分局罚款32万元。
2025-11-26Longyan branch fined 700,000 yuan by Longyan regulator for inadequate pre-loan investigation and post-lending management of personal loans.龙岩分行因个人贷款贷前调查不尽职、贷后管理不到位，被龙岩监管分局罚款70万元。
2025-12-16SPD Bank Kunming Branch fined 500,000 yuan and related branches fined 700,000 yuan for serious negligence in loan inspection.浦发银行昆明分行因贷款“三查”严重不尽职被罚50万，相关分支机构被罚70万。
2025-12-17SPD Bank Zunyi Branch fined 300,000 yuan for inadequate loan inspection and illegally issuing mortgage loans to related parties with down payments from real estate firms.浦发银行遵义分行因贷款“三查”不尽职、违规发放按揭贷款被罚30万。
2025-12-19SPD Bank fined 15.6 million yuan by financial regulator for improper management of wealth management and agency sales, with multiple executives banned from banking for 5-15 years.浦发银行因理财、代销业务管理不审慎等被罚1560万元，多名高管被禁业5-15年。
2025-12-29SPD Bank Jiangjin Sub-branch fined 400,000 yuan for inadequate loan inspection and misappropriation of credit funds.浦发银行重庆江津支行因贷款“三查”不到位、信贷资金被挪用被罚40万。
2025-12-30SPD Bank Huizhou Branch fined 350,000 yuan for serious violation of prudent lending rules.浦发银行惠州分行因信贷业务严重违反审慎经营规则被罚35万。
2026-01-12SPD Bank Yancheng Branch was fined RMB 900,000 by the Yancheng Financial Regulatory Bureau for project loan duplicate financing, inadequate project capital management, and inadequate working capital loan 'three checks'. Zhang Yanjun was warned and fined RMB 70,000.浦发银行盐城分行因项目贷款重复融资、项目资本金管理不到位、流动资金贷款“三查”不到位，被盐城金融监管分局罚款90万元；张延军被警告并处罚款7万元。
2026-01-21SPD Bank Suzhou Branch was fined RMB 1.1 million by the Suzhou Financial Regulatory Bureau for lax bill business review and inadequate personal loan management. Chen Lei and Wu Ping were each warned and fined RMB 60,000.浦发银行苏州分行因票据业务审核不严、个人贷款管理不到位，被苏州金融监管分局罚款110万元；陈雷、吴萍各被警告并处罚款6万元。
2026-01-27SPD Bank Hangzhou Branch was fined RMB 4.75 million by the Zhejiang Financial Regulatory Bureau for inadequate corporate loan management and other violations.浦发银行杭州分行因对公贷款管理不审慎等违法违规行为，被浙江金融监管局罚款475万元。
2026-02-26SPD Bank was fined by the People's Bank of China (PBOC) with a total penalty of over RMB 42.5 million (confiscation + fine) for 10 violations including account management, settlement, anti-money laundering, and credit information management. One credit card center employee was fined RMB 315,000.浦发银行因账户管理、清算结算、反洗钱、征信管理等10项违规行为，被中国人民银行处以警告、没收违法所得及高额罚款，罚没总额超4250万元；信用卡中心一名员工被警告并罚款31.5万元。
2026-03-03SPDB was fined over RMB 42.5 million (including confiscation of illegal gains of RMB 275,456.08 and a fine of RMB 42,228,900) by the People's Bank of China for 10 violations including account management, clearing, card acquiring, anti-counterfeit currency, and credit information rules; 9 individuals were penalized with total fines of RMB 655,000.浦发银行因违反账户管理、清算、银行卡收单、反假币、信用信息等10项规定被央行警告，没收违法所得27.545608万元，罚款4222.89万元，合计超4250万元；9名责任人被罚合计65.5万元。
2026-03-11SPDB Chuxiong Branch was fined RMB 300,000 by the Chuxiong Financial Regulatory Sub-Bureau for imprudent personal loan management.浦发银行楚雄分行因个人贷款管理不审慎被楚雄金融监管分局罚款30万元。
2026-04-15PBOC fined SPDB over RMB 42.5 million (including confiscation) for 10 violations covering account management, anti-money laundering, credit reporting, etc.; 10 individuals fined total RMB 755,000.中国人民银行对浦发银行罚没超4250万元，涉及账户管理、反洗钱等10项违规；10名责任人合计罚款75.5万元。
2026-06-08SPDB Changchun branch and Changchun FAW sub-branch fined RMB 1.7 million and RMB 0.6 million for auto finance violations.浦发银行长春分行及一汽支行因汽车金融违规分别被罚170万元和60万元。
2026-06-15SPDB Huzhou branch fined RMB 950,000 for imprudent loan management.浦发银行湖州分行因贷款管理不审慎被罚95万元。
2026-07-09SPD Bank Changchun branch fined 1.7 million yuan and Changchun FAW sub-branch fined 600,000 yuan for serious violations of prudent operation rules in auto finance business.浦发银行长春分行因汽车金融业务严重违反审慎经营规则被罚170万元，长春一汽支行被罚60万元。
Regulatory & compliance监管与合规
11 · 2024-04-22 → 2026-08-19
▾
Actions related to regulatory approvals, compliance issues, and policy implementations.与监管批准、合规问题和政策实施相关的行动。
2024-04-22SPDB announced that from June 1, 2024, credit cards with no transactions in the 12 months before renewal review will automatically not be renewed.浦发银行公告自2024年6月1日起，续卡审核前12个月未产生交易的信用卡将自动到期不续卡。
2024-05-27SPDB announced that from June 1, 2024, it will accept new applications and changes for 'Trade in Foreign Exchange Receipts and Payments Enterprise名录 Registration' per SAFE notice.浦发银行公告自2024年6月1日起可受理“贸易外汇收支企业名录登记”新办及变更业务。
2024-07-11SPDB Chongqing Branch handled the first bank-based foreign debt registration for a high-tech enterprise under a new pilot policy by the SAFE Chongqing Branch.浦发银行重庆分行在国家外汇管理局重庆市分局新政下，为一家高新技术企业办理了首笔银行端外债签约登记业务。
2024-10-23SPD Bank completed the first foreign exchange business under the new forex展业 reform process for China Shipbuilding Industry Corporation's subsidiary, nearly USD 700,000.浦发银行为中国船舶集团下属中船国际贸易有限公司完成首笔外汇展业改革新流程下货物贸易外汇收支业务，金额近70万美元。
2024-12-30SPDB Tianjin Branch successfully landed its first foreign exchange展业 reform business, processing 2.785 million USD in cross-border funds with 'second-level' entry for a Belt and Road engineering client.浦发银行天津分行落地首笔外汇展业改革业务，为“一带一路”工程客户实现278.5万美元跨境资金“秒入账”。
2025-04-10SPDB Jiangyin Branch completed its first online non-financing domestic guarantee business, reducing processing time from 2-5 days to 5 hours via full digital workflow.浦发银行江阴支行落地首笔在线模式非融资性国内保函业务，处理时间从2-5个工作日缩短至5小时。
2025-10-15SPDB's three WeChat mini-programs (SPDB e-commerce station, SPDB transaction bank digital enterprise E+, Puhui lai le) were cited by Shanghai Communications Administration for failing to disclose personal information processing rules.浦发银行旗下'浦发银行电商站通'等三款微信小程序因未明示个人信息处理规则被上海市通信管理局通报。
2026-03-16Three WeChat mini-programs of SPDB ('SPDB e-commerce e-tong', 'SPDB transaction bank digital enterprise E+', 'Puhui lai le') were named by Shanghai Communications Administration for failing to disclose personal information processing rules, in a violation notification dated Oct 10, 2025.浦发银行旗下“电商e站通”“浦发交易银行数智化企业E+”“浦惠来了”三款微信小程序因“未明示个人信息处理规则”被上海市通信管理局点名通报。
2026-04-28SPDB announced system upgrade for quick payment and gateway payment services from April 27 to May 30, 2026, with normal service during the period.浦发银行公告于2026年4月27日至5月30日对快捷支付、网关支付业务系统进行升级，期间服务正常。
2026-08-03SPD Bank announced temporary system outage of 30 minutes between 3-5 AM on one day from August to November 2026 due to routine industry-wide drill, affecting online/mobile banking, payment, cards, gold, digital RMB etc.浦发银行公告因参加金融业统一例行性演练，2026年8月至11月期间某日凌晨3-5点部分系统将有一次30分钟临时停机，影响网银、手机银行、支付、信用卡、黄金、数字人民币等交易。
2026-08-19SPD Bank announced revision to precious metals agency agreement, adjusting forced-liquidation margin ratio rules to follow SGE minimum trading margin requirement, with public comment period until Aug 27, 2026.浦发银行公告修订代理个人贵金属业务协议书，调整强平保证金比例设定规则，暂按上海黄金交易所最低交易保证金比例执行，公示期至2026年8月27日。
Organizational restructuring and headquarters reform组织架构调整与总部改革
5 · 2024-04-24 → 2025-12-29
▾
Headquarters department restructuring, establishment of new departments and research institutes, and related governance changes.总部部门重组、新设部门和研究机构，以及相关治理变革。
2024-04-24SPDB restructured its headquarters: established the SPDB Research Institute and Data Management Department, renamed IT Department to Technology Development Department, merged departments for wealth management, asset-liability, and special assets.浦发银行总行组织架构调整：新设研究院、数据管理部，信息科技部更名为科技发展部，合并私人银行部、资产负债部、资产管理部等。
2024-04-30At the 2023/2024 Q1 results briefing, SPDB Chairman Zhang Weizhong detailed the organizational reform: established a Tech Finance Department, restructured the Transaction Bank Department into a Supply Chain Innovation Department, created a Rural Revitalization Department, and integrated cross-border and offshore business into a Cross-border Finance Department.浦发银行董事长张为忠在业绩说明会上详解机构改革：成立科技金融部、供应链创新部、乡村振兴部，整合跨境离岸业务为跨境金融部。
2024-11-08NFRA approves SPDB's amended articles of association.国家金融监督管理总局核准浦发银行修订后的公司章程。
2025-03-31At the 2024 performance briefing, Chairman Zhang Weizhong announced the bank identified five 'super products', eight 'super systems', and two core platforms, and adjusted 230 directly-managed cadres in 2024.在2024年度业绩说明会上，董事长张为忠表示全行确定了五大超级产品、八大超级系统和两个核心平台，2024年总行党委直管干部调整了230人。
2025-12-29Financial regulator approves SPD Bank's revised articles of association, abolishing the board of supervisors and transferring its powers to the audit committee.金融监管总局核准浦发银行修订后的公司章程，撤销监事会，职权由审计委员会行使。
Lingang New Area financial platform临港新片区金融服务平台
2 · 2024-04-25 → 2026-06-19
▾
Participation in the Lingang New Area financial services platform and related offshore trade finance reform pilots.参与临港新片区金融服务平台及相关离岸贸易金融改革试点。
2024-04-25SPDB became one of the first financial institutions to join the 'Lingang New Area Financial Service Platform' (Jinfutong).浦发银行成为首批入驻'临港新片区金服通'平台的金融机构。
2026-06-19SPDB received the pilot bank license for the expanded Lingang New Area offshore trade finance reform pilot, as the only joint-stock bank representative.浦发银行作为唯一股份制银行代表，接收临港新片区离岸贸易金融服务综合改革试点扩围试点银行授牌。
Inclusive finance loan growth普惠金融贷款增长
3 · 2024-04-29 → 2025-04-29
▾
Disclosures of inclusive finance loan balances and growth, including the 'two-expansion'口径 and related campaigns.披露普惠金融贷款余额和增长，包括“两增”口径及相关活动。
2024-04-29SPDB disclosed that as of Q1 2024, its inclusive finance loan balance (two-expansion口径) was RMB 439.9 billion, up RMB 17.5 billion from end-2023.浦发银行一季度末普惠两增口径贷款余额4399亿元，较上年末增加175亿元。
2025-01-16SPD Bank's 'thousand enterprises, ten thousand households' campaign reached over 23,000 recommended-list enterprises, with cumulative loan disbursement exceeding RMB 100 billion under the SME financing coordination mechanism.浦发银行“千企万户大走访”活动对接“推荐清单”企业超2.3万户，累放贷款金额超1000亿元。
2025-04-29SPDB's cross-border financing balance exceeded 250B yuan by end-Q1 2025, up 13% from end-2024; inclusive loans reached 480.733B yuan, up 15.016B yuan from end-2024.截至2025年一季度末，浦发银行跨境本外币融资余额超过2500亿元，较上年末增长13%；普惠贷款余额4807.33亿元，较上年末增加150.16亿元。
Dividend and preference share actions分红与优先股行动
11 · 2024-04-29 → 2026-07-09
▾
Announcement and payment of common stock dividends, and adjustments to preference share dividend rates.普通股分红公告与派发，以及优先股股息率调整。
2024-04-29SPDB announced a 2023 final dividend of RMB 3.21 per 10 shares, totaling RMB 9.422 billion, with a payout ratio of 30.05%.浦发银行2023年度拟每10股派发现金红利3.21元，合计94.22亿元，分红比例30.05%。
2024-07-10SPDB announced its 2023 annual dividend plan: CNY 0.321 per share (total CNY 9.422B), with a record date of July 17, 2024.浦发银行公布2023年度分红方案：每10股派发现金红利3.21元，合计94.22亿元，股权登记日为2024年7月17日。
2024-12-03SPDB adjusted the dividend rate of its first tranche of preference shares (Pufa You 1, code 360003) to 4.27% for the third adjustment period, effective from 2024-12-03.浦发银行调整优先股一期（浦发优1，代码360003）第三个股息率调整期的票面股息率为4.27%，自2024年12月3日起生效。
2025-02-21Board of directors meeting approved the proposal for dividend payment on second tranche of preference shares.董事会会议审议通过优先股二期股息发放的议案。
2025-03-11The dividend rate of 'PuFa You2' (preference shares) was adjusted from 4.81% to 3.80%, effective March 11, 2025.浦发优2优先股股息率从4.81%调整至3.80%，自2025年3月11日起生效。
2025-06-27Pudong Bank held its 2024 annual general meeting, approving 11 proposals including a cash dividend of RMB 4.1 per 10 shares, election of Xie Wei as director, and the repeal of the supervisory board.浦发银行召开2024年度股东大会，审议通过11项议案，包括每10股派发现金股利4.1元、选举谢伟为董事、撤销监事会等。
2025-07-09SPD Bank announced 2024 annual cash dividend of 0.41 yuan per share, totaling 12.41 billion yuan, with record date July 15 and payment July 16.浦发银行宣布2024年度每股现金红利0.41元，合计124.1亿元，股权登记日7月15日，发放日7月16日。
2025-11-25Board approved dividend payment for preferred shares Phase I ('Pufa You 1'): 4.27 yuan per share (dividend rate 4.27%), total 640.5M yuan, payable on Dec 3, 2025.董事会审议通过优先股一期（浦发优1）股息发放议案：每股4.27元（股息率4.27%），合计6.405亿元，发放日为2025年12月3日。
2026-02-26SPD Bank announced the dividend distribution plan for its second-phase preferred shares (Pufa You 2, code 360008): cash dividend of RMB 3.80 per share (tax included), totaling RMB 570 million, with a record date of March 10, 2026 and payment date of March 11, 2026.浦发银行公告优先股二期（浦发优2，代码360008）股息发放方案：每股派发现金股息3.80元（含税），合计5.70亿元，股权登记日为2026年3月10日，股息发放日为2026年3月11日。
2026-04-01SPDB board approved 2025 profit distribution: cash dividend of RMB 0.42 per share (RMB 4.20 per 10 shares), total ~RMB 13.988 billion, payout ratio 30.22%.浦发银行董事会审议通过2025年度利润分配预案：每10股派发现金红利4.20元（含税），合计约139.88亿元，分红比例30.22%。
2026-07-09SPD Bank announced 2025 annual dividend of 0.42 yuan per share (tax incl.), totaling 13.988 billion yuan, with record date July 15, 2026.浦发银行公布2025年年度权益分派方案，每股派发现金红利0.42元（含税），共计派发139.88亿元。
Tech finance loan balance milestones科技金融贷款余额里程碑
3 · 2024-04-29 → 2024-10-17
▾
Disclosures of tech finance loan balances exceeding key thresholds, serving a growing number of tech enterprises.披露科技金融贷款余额突破关键门槛，服务科技企业数量持续增长。
2024-04-29SPDB disclosed that as of Q1 2024, it served over 60,000 tech enterprises with a tech finance loan balance exceeding RMB 530 billion.浦发银行一季度末服务科技型企业超6万户，科技金融贷款余额超5300亿元。
2024-07-25SPDB reported serving 60,000 tech enterprises with loan balances over CNY 530B, covering over 70% of STAR Market listed companies, as of Q1 2024.截至2024年一季度末，浦发银行服务科技型企业6万户，贷款余额超5300亿元，服务科创板企业超过70%。
2024-10-17SPD Bank President Xie Wei stated at the 2nd Jinan Science and Technology Finance Forum that as of end-August, the bank's technology finance related loan balance exceeded 620 billion yuan.浦发银行行长谢伟在第二届济南科技金融论坛上表示，截至8月末，该行科技金融相关贷款余额已超6200亿元。
Financial results & disclosures财务业绩与披露
14 · 2024-04-29 → 2026-07-10
▾
Announcements related to financial performance, loan balances, asset quality, and capital management.与财务业绩、贷款余额、资产质量和资本管理相关的公告。
2024-04-29SPDB disclosed that as of Q1 2024, its corporate loan balance (excluding bill discounting) reached RMB 3.03 trillion, up 6.64% from end-2023, with growth rate leading among joint-stock banks.浦发银行一季度对公贷款总额（不含票据贴现）3.03万亿元，较上年末增长6.64%，增量增速居股份行前列。
2024-04-30At the results briefing, SPDB stated that its non-performing loan ratio has declined for four consecutive years, from 2.03% in 2019 to 1.48% at end-2023, with an average annual NPL disposal of over RMB 100 billion.浦发银行在业绩说明会上表示不良率连续四年双降，从2019年2.03%降至2023年末1.48%，年均不良压降超1000亿元。
2024-04-30SPDB disclosed that its real estate loan balance accounted for 6.05% of total loans, with a non-performing ratio of 1.95% for real estate-related loans.浦发银行披露房地产贷款余额占总体贷款比例6.05%，涉房类不良率1.95%。
2024-07-30SPDB board approved the '2024 Capital Adequacy Ratio Management Plan' at its 73rd board meeting.浦发银行董事会第七十三次会议审议通过了《2024年度资本充足率管理计划》。
2024-07-31SPDB Yinchuan Branch reported private enterprise loan balance of CNY 6.193B as of June 2024, up 31% YoY, with cumulative lending of CNY 2.121B in H1 2024.浦发银行银川分行截至2024年6月末民营企业贷款余额61.93亿元，同比增长31%，上半年累计投放21.21亿元。
2024-08-20SPD Bank held 2024 semi-annual results briefing; management stated 'five major tracks' (tech finance, supply chain, inclusive, cross-border, wealth) are maturing and will become key growth drivers.浦发银行召开2024年半年度业绩说明会，管理层表示“五大赛道”（科技金融、供应链金融、普惠金融、跨境金融、财资金融）已初见成效，将成为未来主要增长极。
2025-04-01SPDB disposed a record-high 108.7B yuan of non-performing assets in 2024; NPL ratio fell to 1.36%, the lowest in nearly a decade, achieving 'dual decline' for the fifth consecutive year.2024年浦发银行处置不良资产总量1087亿元，创历史新高；不良贷款率降至1.36%，为近十年最低，连续第五年实现‘双降’。
2025-08-28SPDB President Xie Wei announced at the H1 results briefing that the bank will focus on building 'three supers' (super platforms, super products, super systems) in H2 2025.浦发银行行长谢伟在半年度业绩说明会上表示，下半年将聚焦“三超”建设（超级平台、超级产品、超级系统）。
2025-08-28SPDB reported that its subsidiary PuYin Anmei Fund had combined AUM of 509.8 billion yuan, revenue of 599 million yuan, and net profit of 123 million yuan in H1 2025.浦发银行披露子公司浦银安盛基金合并管理资产规模5098亿元，上半年营业收入5.99亿元，净利润1.23亿元。
2025-08-28SPDB reported that its subsidiary PuYin Wealth Management had product scale of 1.3376 trillion yuan, revenue of 1.333 billion yuan, and net profit of 925 million yuan in H1 2025.浦发银行披露子公司浦银理财产品规模13375.59亿元，上半年营业收入13.33亿元，净利润9.25亿元。
2025-12-01SPD Bank's asset custody scale exceeds 20 trillion yuan as of end-November 2025, ranking fourth in the industry, with annual increment hitting a near-decade high.截至2025年11月末，浦发银行资产托管规模突破20万亿元，位居行业第四，全年增量创近十年新高。
2026-04-01SPDB chairman Zhang Weizhong at 2025 results briefing: 2026 is the year of deepening 'digital-intelligent' strategy; 10 key strategies to be implemented; AI to move from single-point to large-scale application.浦发银行董事长张为忠在2025年度业绩说明会上表示：2026年是“数智化”战略全面深化年，将推进十大经营策略，推动AI从单点应用迈向规模化应用。
2026-06-26SPDB held its 2025 annual shareholders' meeting, approving 7 proposals including profit distribution and capital management plan.浦发银行召开2025年度股东会，审议通过利润分配、资本管理等7项议案。
2026-07-10SPD Bank ranked 18th globally and 3rd among Chinese banks in The Banker's 2026 Top 1000 World Banks by Tier 1 capital of $114.6 billion.浦发银行以一级资本1146亿美元位列《银行家》2026年全球银行1000强第18位，中资银行综合表现排名跃居第3位。
Other developments其他动态
82 · 2024-04-30 → 2026-08-19
▾
Assorted one-off developments.零散的一次性动态。
2024-04-30GRG Banking Equipment won the bid for SPDB's 2024-2026 corporate comprehensive self-service equipment (CTM) project, achieving full coverage of SPDB's main self-service scenarios.广电运通中标浦发银行2024-2026年度对公综合自助设备(CTM)项目，实现对浦发总行网点主要自助服务场景全面覆盖。
2024-05-17SPDB Beijing branch completed the first foreign debt registration pilot business under Beijing's high-level opening-up pilot for cross-border trade and investment, for a high-tech firm.浦发银行北京分行落地首笔跨境贸易投资高水平开放试点外债签约登记业务，为一家高新技术企业办理。
2024-05-20SPDB Beijing branch granted a non-revolving credit facility of up to 1.3 billion yuan to Guangzhou Taihe Cancer Hospital (subsidiary of Meijia Zhonghe, 02453.HK), with a 10-year single loan term.浦发银行北京分行向美中嘉和附属公司广州泰和肿瘤医院授予最高13亿元人民币非循环授信额度，单笔贷款期限不超过十年。
2024-06-28SPDB Qingdao Free Trade Zone Branch issued the first 'Free Trade Loan' for a high-growth enterprise in Qingdao, disbursing RMB 3 million.浦发银行青岛自贸区支行落地青岛首笔高成长性企业“自贸助贷”业务，发放300万元。
2024-07-29SPDB participated as a capital contributor in the launch of Shanghai's three leading industry mother funds, supporting early-stage and hard-tech investments.浦发银行作为出资单位参与上海三大先导产业母基金发布，支持投早投小投硬科技。
2024-07-30Ganfeng Lithium signed a guarantee contract with SPDB Nanchang Branch to provide up to CNY 200M in joint liability guarantee for subsidiary Ganfeng Lithium Electronics.赣锋锂业与浦发银行南昌分行签订最高额保证合同，为子公司赣锋锂电提供不超过2亿元连带责任担保。
2024-08-05SPD Bank issued RMB 70 million of 3-month negotiable certificate of deposit (CD) with an issuance yield of 1.74%.浦发银行发行0.7亿元3个月期同业存单，发行收益率1.74%。
2024-08-14Qixin Group won the bid for SPD Bank Credit Card Center's new account benefits service and delivery platform project.齐心集团中标上海浦东发展银行股份有限公司信用卡中心新户权益服务及交付平台项目。
2024-09-05SPDB warned of fake app 'PuFa Online' (浦发在线) impersonating its official app, urging customers to use only official channels.浦发银行警告名为“浦发在线”的假冒App，提醒客户仅通过官方渠道下载使用。
2024-09-25SPDB issued RMB 500 million 1-year interbank CD (24 SPDB CD233) at yield 1.87%.浦发银行发行5亿元1年期同业存单（24浦发银行CD233），发行收益率1.87%。
2024-10-21SPD Bank lowered time deposit interest rates: 1-year Anxiangying fixed deposit at 1.6%, 2-year at 1.7%, 3-year at 2.15%, all down by 25bp.浦发银行下调定期存款利率：安享赢定存产品一年期1.6%、两年期1.7%、三年期2.15%，均下调25bp。
2024-10-23SPD Bank Vice President Kang Jie signed a Comprehensive Business Cooperation Memorandum with Bank Mandiri (Indonesia) at Sibos 2024.浦发银行副行长康杰在Sibos 2024年会期间与印尼曼底利银行签署《全面业务合作备忘录》。
2024-10-25SPD Bank and AIA jointly released the 2024 research report 'Enduring Success: Eastern Wisdom and Success Path of Chinese Private Entrepreneurs'.浦发银行与友邦保险共同发布《基业长青：中国民营企业家的东方智慧与成功之道2024》研究报告。
2025-01-21SPD Bank launched the HarmonyOS NEXT version of its enterprise mobile banking app (SPD Enterprise Edition), becoming one of the first banks to support Huawei's native system for corporate mobile finance.浦发银行推出华为鸿蒙HarmonyOS NEXT版本企业手机银行（浦发企业版App），成为国内首批在对公移动金融领域支持华为鸿蒙原生系统的银行。
2025-01-22SPD Bank's Zhangjiang Tech sub-branch held its 8th consecutive 'Warm Winter' event at Zhangjiang metro station, co-organized with Zhangjiang High-Tech Park, Yitong International, and Xinye Technology.浦发银行张江科技支行连续第八年在张江地铁站举办送温暖活动，张江高科技园区、亿通国际、信也科技共同参与。
2025-01-24Vanke's subsidiary Dongguan Wanhong Real Estate applied for a RMB 421 million loan from SPD Bank Shenzhen branch with a 15-year term.万科控股子公司东莞市万虹房地产向浦发银行深圳分行申请贷款4.21亿元，期限15年。
2025-02-10Published 'Puyin Hedge 2025 Market Outlook Blue Book' and awarded Shenwan Hongyuan Securities the 'Best FICC Partner' award for the third time.发布《浦银避险2025年市场展望蓝皮书》，并第三次授予申万宏源证券“最佳FICC合作伙伴”奖项。
2025-03-18Listed a property asset (Qingdao Chengyang District, 1-2F) for transfer on the national property rights platform, with a base price of RMB 6.3637 million.在全国产权行业信息化综合服务平台挂牌转让一处资产（青岛市城阳区正阳路307号1-2层），转让底价为636.37万元。
2025-03-21Anhui Provincial Governor Wang Qingxian held a working meeting with SPD Bank President Xie Wei to discuss deepening cooperation in serving emerging industries, cross-border trade, and linking with Shanghai's international financial center.安徽省省长王清宪与浦发银行行长谢伟举行工作会谈，讨论深化在新兴产业、跨境贸易、对接上海国际金融中心建设等方面的合作。
2025-03-31Shijiazhuang Branch successfully landed a RMB 1 billion syndicated loan for a key enterprise's equity acquisition project.石家庄分行成功落地某重点企业10亿元银团贷款，用于企业股权并购项目。
2025-03-31A RMB 5 billion syndicated loan facility from SPD Bank for Yongtai Energy's Haizeitan coal mine project was approved, and the syndicate is being formed.永泰能源海则滩煤矿项目获浦发银行50亿元银团贷款授信批复，现正在组建银团过程中。
2025-05-07SPDBank opened an AI-themed sub-branch in Shanghai's West Bund AI Center, adopting a 'branch + experience center + incubator' model to serve AI enterprises.浦发银行在上海西岸国际人工智能中心开设AI特色支行，采用“网点+体验中心+孵化器”模式服务AI企业。
2025-05-21SPDBank cut RMB deposit rates: demand rate down 5bp to 0.05%; time deposits 3M-2Y down 15bp, 3Y/5Y down 25bp to 1.30%/1.35%.浦发银行下调人民币存款利率：活期下调5个基点至0.05%；定期三个月至二年期下调15个基点，三年期和五年期下调25个基点至1.30%/1.35%。
2025-05-23SPDBank Beijing branch co-hosted the Strategic Emerging Industry M&A New Wave conference and the establishment of the M&A Professional Committee with the Central Enterprise Investment Association.浦发银行北京分行与央企投资协会联合主办“战略新兴产业并购重组新浪潮暨并购重组专业委员会成立大会”。
2025-05-29SPDBank Qingdao branch hosted Qingdao Sci-Tech Innovation Bond Promotion and Exchange Meeting, with 80+ issuers, investors, and sci-tech firms attending.浦发银行青岛分行承办青岛市科技创新债券宣介交流会，80多家发行人、投资机构、科创企业参会。
2025-06-06Pudong Bank and Shanghai University of Finance and Economics jointly established the 'SUFE-Pudong Bank Financial Innovation Research Institute' as a new think tank.浦发银行与上海财经大学共同成立“上海财经大学浦发银行金融创新研究院”，作为新型智库机构。
2025-06-13Pudong Bank's Zhuhai branch provided a 'Pu Tou Dai' (investment-loan linkage) of RMB 5 million to a left atrial appendage occluder R&D firm, combining equity investment and credit.浦发银行珠海分行通过“股权+债权”创新模式，为一家左心耳封堵器研发企业提供500万元“浦投贷”投贷联动贷款。
2025-06-16Pudong Bank served as the sole designated partner bank for the 27th Shanghai International Film Festival, launching the 'Guangying Hi-Go Festival' with five featured products and payment discounts.浦发银行作为第27届上海国际电影节唯一指定合作银行，推出“光影嗨购节”活动，聚合五大特色产品及支付优惠。
2025-06-17Pudong Bank's Ningbo branch landed a RMB 120 million non-resident NRA fixed-asset loan for a Thai subsidiary of a listed tech firm, supporting overseas capacity expansion.浦发银行宁波分行为某科技上市公司泰国主体落地1.2亿元非居民NRA项下固定资产贷款，助力企业“出海”。
2025-06-19Pudong Bank's president Xie Wei stated at the 2025 China International Financial Expo that the bank is focusing on five major tracks (tech finance, supply chain finance, inclusive finance, cross-border finance, wealth finance) and building a 'second growth curve'.浦发银行行长谢伟在2025中国国际金融展上表示，该行聚焦科技金融、供应链金融等五大赛道，打造“第二增长曲线”。
2025-06-23Pudong Bank and Inner Mongolia Power Group held talks on deepening cooperation in deposits, loans, supply chain finance, and bond investment to support the national 'dual carbon' strategy.浦发银行与内蒙古电力集团座谈，围绕存贷款、供应链金融、债券投资等深化合作，服务国家“双碳”战略。
2025-08-07SPDB's technology subsidiary, SPuYin Financial Technology Co., Ltd., held its opening ceremony in Shanghai.浦发银行科技子公司浦银金融科技有限公司在上海举行开业仪式。
2025-08-09SPDB made a new equity investment in Guangzhou Guanggang Gas Energy Co., Ltd., holding a 1.08% stake.浦发银行新增对外投资广州广钢气体能源股份有限公司，持股比例1.08%。
2025-08-14Shareholders of Qingdao Bank (03866.HK) transferred shares from SPDB to Eddid Securities, with a transfer market value of 1.558 billion HKD (16.07% stake).青岛银行（03866.HK）股东将股票由浦发银行转入艾德证券期货，转仓市值15.58亿港元（占比16.07%）。
2025-08-14Shareholders of Zhongyuan Bank (01216.HK) transferred shares from SPDB to CITIC Securities Brokerage HK, with a transfer market value of 162 million HKD (6.68% stake).中原银行（01216.HK）股东将股票由浦发银行转入中信证券经纪香港，转仓市值1.62亿港元（占比6.68%）。
2025-08-14Shareholders of Jiangxi Bank (01916.HK) transferred shares from SPDB to CITIC Securities Brokerage HK, with a transfer market value of 84.5899 million HKD (8.38% stake).江西银行（01916.HK）股东将股票由浦发银行转入中信证券经纪香港，转仓市值8458.99万港元（占比8.38%）。
2025-08-16SPDB co-hosted the '2025 Asset Management Annual Conference' in Shanghai; Chairman Zhang Weizhong outlined a 'one center, four development' strategy for asset management.浦发银行联合主办“2025资产管理年会”，董事长张为忠提出资管业务“一个中心、四化发展”战略。
2025-08-16SPDB jointly released the 'Internet Wealth Management Custody Business Development White Paper' with Ant Group Research, Tencent Financial Research, and TianTian Fund.浦发银行携手蚂蚁集团研究院、腾讯金融研究院、天天基金联合发布《互联网财富管理托管业务发展白皮书》。
2025-08-19SPDB made a new equity investment in Nanjing Wavelength Optoelectronics Technology Co., Ltd., holding a 1.04% stake.浦发银行新增对外投资南京波长光电科技股份有限公司，持股比例1.04%。
2025-08-21SPDB Shanghai branch signed a strategic cooperation with Shanghai Low-Altitude Economic Development Co., Ltd. and co-founded the 'Low-Altitude Financial Services Research Institute'.浦发银行上海分行与上海低空经济发展有限公司达成战略合作，共同发起成立“低空金融服务研究社”。
2025-08-26SPDB announced its personal consumption loan subsidy policy: from Sept 1, 2025 to Aug 31, 2026, eligible consumption loans receive a 1% annual subsidy (max 50% of contract rate).浦发银行发布个人消费贷款贴息政策：2025年9月1日至2026年8月31日，符合条件的消费贷款享受年化1%贴息（最高不超过合同利率50%）。
2025-08-28SPDB made a new equity investment in Shenzhen Youfang Technology Co., Ltd., holding a 2.62% stake.浦发银行新增对外投资深圳市有方科技股份有限公司，持股比例2.62%。
2025-08-30SPDB Haikou branch held a 'Tech-empowerment, Win-win Combination' financing and intelligence exchange event, attended by 25 key Hainan enterprises.浦发银行海口分行举办“科创赋能、组合共赢”融资融智交流会，25家海南重点企业参加。
2025-09-01SPDB implemented the national personal consumption loan fiscal discount policy, cooperating with Bailian Group to launch the first discounted loan on Sep 1; customer used 'Pusandai' product at Bailian's No.1 Department Store.浦发银行落实个人消费贷款财政贴息政策，与百联集团合作于9月1日落地首笔贴息贷款；客户在百联旗下第一百货使用'浦闪贷'产品完成支付。
2025-09-03SPDB Chongqing Branch disbursed 9 consumer discount loans totaling 900,000 yuan on the first day of the national discount policy, promoting 'Pusandai' and 'i-Car Loan' products.浦发银行重庆分行在贴息政策首日发放9笔消费贴息贷款共90万元，推广'浦闪贷'和'i车贷'产品。
2025-09-03SPDB Guangzhou Branch successfully landed the first fiscal discount consumer loan in Guangdong Province for household consumption, using the 'Pusandai' product; the customer completed the process in 20 minutes.浦发银行广州分行落地广东省首笔家庭消费财政贴息贷款，使用'浦闪贷'产品，客户20分钟完成全流程操作。
2025-09-05SPDB Shijiazhuang Branch completed its first consumer loan discount business, providing a 'Pusandai' loan for a decoration customer with a 1% interest subsidy (max 3,000 yuan per user).浦发银行石家庄分行完成首笔消费贷贴息业务，为装修客户提供'浦闪贷'贷款，享受1%利率贴息（单用户最高3000元）。
2025-09-05SPDB Nanning Branch landed its first discounted personal consumption loan under the national policy, linked to household car purchase using the 'Pusandai' product.浦发银行南宁分行落地首笔享受贴息政策的个人消费贷款，与家用汽车消费结合，使用'浦闪贷'产品。
2025-11-11Shanghai Bund Jinke Economic Development Co., Ltd. established with registered capital 50M yuan, jointly held by Shanghai International Trust (a SPD Bank subsidiary) and others, focusing on AI innovation platforms.上海外滩金科经济发展有限公司成立，注册资本5000万元，由浦发银行旗下上海国际信托等共同持股，经营范围包括人工智能双创服务平台等。
2025-11-27First football-ecology themed sub-branch opened in Dalian Suoyuwan, aiming to integrate finance with sports industry.全国首家足球生态主题支行——大连梭鱼湾支行开业，旨在打造金融与体育融合示范点。
2025-12-02SPD Bank Xi'an Hard Technology Sub-branch completes the first national 'Puchuang Huazhang' fund equity option business for Hanhan Medical, using a 'debt + equity' model.浦发银行西安硬科技支行为汉核医疗落地全国首单“浦创华章”基金认股选择权业务，采用“股权+债权”模式。
2025-12-12SPD Bank, with Shanghai Trust and Beijing Dacheng Law Firm, releases report 'Eastern Wisdom: Chinese Entrepreneurs' Philanthropy Planning Path'.浦发银行协同上海信托、北京大成律师事务所发布《东方智慧：中国企业家的慈善规划之道》报告。
2025-12-15SPD Bank signs cooperation memorandum with China UnionPay, Huawei, and CFCA on intelligent communication technology and standards for the financial industry.浦发银行与中国银联、华为、中金金融认证中心签署金融业智能通信关键技术与标准研究合作备忘录。
2026-01-09SPD Bank launched the 'Pu Chuang Hua Zhang' science and technology direct investment fund, focusing on AI, integrated circuits, high-end equipment, new materials, and new energy. The first equity direct investment project has been completed.浦发银行推出“浦创华章”科创直投基金，聚焦人工智能、集成电路、高端装备制造、新材料及新能源等领域，首笔股权直投项目已落地。
2026-01-09SPD Bank partnered with AI company MiniMax to provide a 'companionship-style' financial solution, including long-term credit support for R&D investment, transforming from a 'capital provider' to an 'industry enabler'.浦发银行与AI公司MiniMax合作，为其打造“陪伴式”金融解决方案，包括为研发投入提供长期信贷支持，从“资金提供者”转型为“产业赋能者”。
2026-01-09SPD Bank jointly established Shanghai Bund Fintech Economic Development Co., Ltd. with Huangpu District government, a bank-government cooperation platform to build a fintech innovation ecosystem.浦发银行联合黄浦区委区政府成立上海外滩金科经济发展有限公司，打造银政合作示范平台，构建金融科技创新生态。
2026-01-11SPD Bank President Xie Wei stated that the bank will strengthen the 'Pu Yin Bi Xian' brand, target top 5 in financial markets, and focus on cross-border bond market construction and 'Shanghai Gold' pricing to serve national financial opening.浦发银行行长谢伟表示，将强化“浦银避险”品牌建设，锚定金融市场前五目标，在互联互通、离岸债券市场建设、“上海金”定价等方面持续发力。
2026-01-19SPD Bank's 'Kao Pu Xin' one-stop HR and payroll service platform was selected as an inclusive finance case by People's Daily's '2025 Building a Financial Power Innovation Practice' selection.浦发银行“靠浦薪”一站式人事薪资服务平台入选人民网“2025建设金融强国创新实践”普惠金融案例。
2026-01-29SPD Bank provided patient capital and customized financial solutions to AI company StepFun (Jieyue Xingchen), supporting its 'AI + terminal' strategy with full-cycle services.浦发银行以耐心资本与定制化金融方案支持AI公司阶跃星辰，为其“AI+终端”战略提供全周期服务。
2026-03-19SPDB Jiangyin Branch and Hong Kong Branch jointly completed a cross-border financing for a Hong Kong affiliate of a large Jiangyin group, successfully disbursing funds to support the enterprise's overseas expansion.浦发银行江阴支行与香港分行协作为江阴某大型集团香港关联公司完成跨境融资并实现资金投放，支持企业出海。
2026-03-24SPDB Liaoyang Branch granted a RMB 10 million credit loan to Liaoyang Kangda Plastic Resin Co., Ltd. at an interest rate of 2.8%, using a data bridge from the fund flow credit information platform, with approval completed in three working days.浦发银行辽阳支行依托资金流信息平台数据金桥，为辽阳康达塑胶树脂有限公司发放1000万元信用贷款，利率2.8%，三个工作日完成审批。
2026-04-10SPDB held first Equity Investor Conference and third Financial Leasing Partner Conference in Hefei, focusing on 'commercial bank + investment bank + ecosystem' model and sci-tech project roadshows.浦发银行在合肥举办首届股权投资人大会与第三届融资租赁合作伙伴大会，聚焦“商行+投行+生态”模式及科创项目路演。
2026-04-22SPDB Financial Leasing and SPDB Guangzhou branch visited Midea Group headquarters for strategic talks on new energy and cross-border cooperation.浦银金租、浦发银行广州分行到访美的集团总部，就新能源等领域战略合作进行交流。
2026-04-24SPDB chairman Zhang Weizhong spoke at白玉兰 Forum on digital RMB 2.0, proposing four cooperation initiatives for bank-enterprise collaboration.浦发银行董事长张为忠在白玉兰讲坛就数字人民币2.0发表致辞，提出四项银企合作倡议。
2026-04-27Shan Gao New Energy shareholder transferred shares from SPDB to Industrial Bank, with transfer market value of HKD 2.022 billion, representing 56.97% of shares.山高新能源股东将股票由浦发银行转入兴业银行，转仓市值20.22亿港元，占比56.97%。
2026-04-30SPDB launched nationwide consumption promotion activities for May Day and Shanghai '55 Shopping Festival', allocating nearly RMB 200 million in consumer vouchers.浦发银行在全国启动“五一”及上海“五五购物节”促消费活动，安排近2亿元消费券。
2026-05-09SPD Bank Chairman Zhang Weizhong met with Hainan Governor Liu Xiaoming to discuss expanding investment, promoting cross-border asset management pilot, and transforming Haikou branch into a functional branch.浦发银行董事长张为忠拜会海南省省长刘小明，商讨扩大在琼投资、推动跨境资管试点及海口分行向功能性分行转型。
2026-05-10SPD Bank launched the 'Shanghai University Youth Innovation and Entrepreneurship Seed Plan' to provide full-cycle financial services for young tech entrepreneurs.浦发银行推出'上海高校青年创新创业种子计划'，为青年科创者提供全周期金融服务。
2026-05-13SPD Bank Guangzhou Branch sponsored the 2026 Guangdong Provincial City Football Super League (Yue Super) Guangzhou division.浦发银行广州分行赞助2026年广东省城市足球超级联赛（粤超）广州赛区。
2026-05-18SPD Bank Chairman Zhang Weizhong emphasized at the Yangtze River Delta integration symposium strengthening cross-department collaboration and supply chain finance via the digital product 'Pu Liang Tong'.浦发银行董事长张为忠在长三角一体化座谈会上强调强化跨部门协同，依托数智化产品'浦链通'发展供应链金融。
2026-05-25SPD Bank Chairman Zhang Weizhong delivered a speech titled 'Finance Empowers Technology Development' at the Peking University Entrepreneurship Grand Forum (Shanghai).浦发银行董事长张为忠在北大创业大讲堂（上海站）发表题为《金融赋能科技发展》的演讲。
2026-05-28SPD Bank Chairman Zhang Weizhong attended the 20th Shenzhen International Finance Expo and delivered an opening speech, highlighting technology finance as the first main track of the digital strategy.浦发银行董事长张为忠出席第二十届深圳国际金融博览会并作开幕致辞，强调科技金融为数智化战略第一主赛道。
2026-05-29SPD Bank Chairman Zhang Weizhong met with Shenzhen Party Secretary Jin Lei to discuss cooperation in technology finance, supply chain finance, inclusive finance, cross-border finance, and wealth management.浦发银行董事长张为忠会见深圳市委书记靳磊，商讨在科技金融、供应链金融、普惠金融、跨境金融、财资金融等领域合作。
2026-06-01SPDB supported the Shanghai Guotou Xianfeng Fund Industry Ecosystem Conference, launching six innovation alliances in IC, biomedicine, and AI.浦发银行支持上海国投先导基金产业生态大会，发起集成电路、生物医药、人工智能六大创新生态联盟。
2026-06-02SPDB awarded Hebei Xinhua United Metallurgy Group 'Head Office Strategic Customer' status, deepening cooperation.浦发银行授予河北新华联合冶金控股集团“总行战略客户”铭牌，深化合作。
2026-06-03SPDB and China Bond Rating jointly launched the 'SPDB-China Bond Rating Tianjin Credit Bond Preferred Index'.浦发银行与中债资信共同发布“浦发银行-中债资信天津信用债优选指数”。
2026-06-04SPDB filed 9 new trademark applications, including 'Pufa Bank Xiangban'.浦发银行新提交“浦发银行乡伴”等9件商标注册申请。
2026-06-24SPDB won a bid for a RMB 30 million one-year working capital loan project from Guangzhou Metro Small Loan Company.浦发银行中标广州地铁小额贷款有限公司3000万元一年期流动资金贷款项目。
2026-06-25SPDB released the 'SPDB Inner Mongolia Free Trade Zone Financial Service Plan' at a forum in Hohhot.浦发银行在呼和浩特发布《浦发银行内蒙古自贸区金融服务方案》。
2026-07-24SPD Bank Xi'an branch completed Shaanxi's first trade finance deal using NCD Convention-based international rail waybill future cargo rights, for China-Europe Railway Express (Chang'an) imports.浦发银行西安分行落地陕西省首笔基于《可转让货物单证公约》的国际铁路联运提单未来货权项下贸易融资业务。
2026-08-14SPD Bank Chairman Zhang Weizhong and President Xie Wei met Liaoning Provincial Party Secretary Xu Kunlin in Shenyang, discussing deeper cooperation in funds, urban renewal, infrastructure, cross-border finance and inclusive finance.浦发银行董事长张为忠、行长谢伟在沈阳会见辽宁省委书记许昆林，就基金运作、城市更新、基础设施、跨境金融、普惠金融等领域深化合作进行交流。
2026-08-19SPD Bank provided long-term funding via 'Pu Yan Dai' special credit product to LandSpace (蓝箭航天), supporting development of Zhuque-3 reusable rocket which achieved first successful orbital launch and first-stage land recovery.浦发银行以“浦研贷”专项信贷产品为蓝箭航天提供长期资金支持，助力朱雀三号成为我国首款成功入轨并实现一子级陆地回收的重复使用运载火箭。
Tech finance product system and brand科技金融产品体系与品牌
17 · 2024-05-01 → 2026-08-18
▾
Development of the 'Puke 5+7+X' product system, tech finance brands, and specialized sub-branches serving technology enterprises.构建“浦科5+7+X”产品体系、科技金融品牌及服务科技企业的专营支行。
2024-05-01SPDB launched 'Puke 5+7+X' product system for sci-tech finance, including online products 'Puchuangdai' and 'Puxindai'; served over 60,000 sci-tech firms with loan balance over 530 billion yuan as of Q1 2024.浦发银行推出“浦科5+7+X”科技金融产品体系，包括线上产品“浦创贷”“浦新贷”；截至2024年一季度末服务科技型企业超6万户，科技金融贷款余额超5300亿元。
2024-06-20SPDB Beijing Branch launched the 'Jingyiqiujing' sci-tech finance service brand, with a dedicated sci-tech finance center and specialized branches.浦发银行北京分行推出“京益求精”科技金融服务品牌，设立科技金融服务中心和科技支行。
2024-07-10SPDB Tianjin Branch issued the first 'Pu Tou Dai' loan of CNY 10M to Tianjin Huiyang Intelligent Equipment Co., a gazelle enterprise, under its tech finance product system.浦发银行天津分行为瞪羚企业天津慧洋智能装备有限公司发放首笔'浦投贷'1000万元，属于科技金融产品体系。
2024-08-22SPD Bank Shenyang Branch held a 'Tech Finance' brand launch event; as of end-June 2024, it served 821 tech firms with a tech credit balance of RMB 3.598 billion.浦发银行沈阳分行举办“科技金融”品牌发布会；截至2024年6月末，服务科技型企业821家，科技金融信贷余额35.98亿元。
2024-09-03SPDB Guangzhou branch launched 'Science and Technology Reception Hall' (科技会客厅) brand and established a service alliance with multiple tech ecosystem partners.浦发银行广州分行推出“科技会客厅”品牌，并与多家科技生态伙伴成立服务联盟。
2024-09-19SPDB Ningbo branch signed a strategic cooperation agreement with Ningbo Electric Appliance Industry Association at a 'Science and Technology Reception Hall' event.浦发银行宁波分行在“科技会客厅”活动中与宁波市电工电气行业协会签署战略合作协议。
2024-12-03Pudong Development Bank (SPDB) Baotou Rare Earth High-tech Zone 'Science and Technology Specialty Sub-branch' was officially挂牌, marking a major step in its sci-tech financial service system.浦发银行包头稀土高新区“科技特色支行”正式挂牌，标志着该行在科技金融服务领域迈出重要一步。
2024-12-27SPDB Beijing Zhongguancun Sub-branch was awarded as one of Beijing's first 14 'Sci-tech Financial Leading Institutions' by the People's Bank of China Beijing Branch and other regulators.浦发银行北京中关村支行获颁北京市首批14家“科技金融领军机构”之一。
2025-02-25Held 'Science and Technology Finance 100-Person Summit' in Shenzhen, releasing independently developed 'Sci-Tech Finance Radar' and upgrading service system to version 2.0 with seven scenario-based financial solutions.在深圳举办科技金融百人峰会，发布自主研发的“科技金融雷达”，升级科技金融服务体系2.0，推出七大场景化金融服务方案。
2025-02-27Chairman Zhang Weizhong stated at the summit that the bank has established a Sci-Tech Finance Committee, designated 12 provincial branches as pilot branches, and set up over 150 specialized sci-tech sub-branches nationwide.董事长张为忠在峰会上表示，总行成立科技金融委员会，确定12家省分行为重点试点分行，全国设立150余家科技特色专业支行。
2025-04-08SPDB Hengqin Branch launched 'Puyan Loan', an innovative loan product for sci-tech enterprises covering R&D expense and capitalization stages, with customized solutions for semiconductor, biopharma, etc.浦发银行横琴分行推出‘浦研贷’，覆盖研发费用‘费用化’与‘资本化’阶段，为半导体、生物医药等产业提供差异化定制方案。
2025-06-11Pudong Bank's Changchun branch launched the 'Tech Finance Brand' and initiated the 'Tech Reception Hall' financial ecosystem alliance at the 2025 Changchun International Optoelectronics Expo.浦发银行长春分行在2025长春国际光博会上发布科技金融品牌，并发起“科技会客厅”金融生态圈联盟。
2025-09-09SPDB provided credit lines based on future order growth to Mifiao Technology, a semiconductor AMHS system R&D firm, under its 'tropical rainforest' incubation system for tech enterprises.浦发银行依据未来订单增长向半导体晶圆厂AMHS系统研发企业弥费科技授予信用额度，属于'热带雨林式'科技企业孵化体系。
2025-10-26SPDB released '18 Measures to Support Shanghai International Science and Innovation Center Construction' and expanded its tech (specialized) sub-branches to 510 nationwide.浦发银行发布'支持上海国际科创中心建设行动方案'18条举措，扩容科技（特色）支行至510家。
2026-01-09SPD Bank's technology finance loan balance exceeded RMB 1 trillion, building a full-lifecycle service system covering technology enterprises from incubation to global expansion.浦发银行科技金融贷款余额已突破万亿元，构建起覆盖科技企业全生命周期的陪伴式服务体系。
2026-06-03SPDB released the 'SPDB G60·412 Action Plan' for tech finance supporting the G60 Science and Innovation Corridor.浦发银行发布《浦发银行科技金融支持长三角G60科创走廊服务方案（412行动方案）》。
2026-08-18SPD Bank Chairman Zhang Weizhong said tech finance is the bank's top track: tech loan balance reached RMB 1.1 trillion serving ~260k clients, and tech-featured branches account for nearly 1/3 of outlets.浦发银行董事长张为忠表示科技金融为第一赛道：科技金融贷款余额达1.1万亿元，服务客户约26万户，科技特色支行数量比例接近1/3。
Cross-border financial service system跨境金融服务体系
11 · 2024-05-01 → 2026-06-26
▾
Launch of the '6+X' cross-border service system, cross-border finance brands, and related products for outbound and inbound firms.推出“6+X”跨境服务体系、跨境金融品牌及相关产品，服务走出去和引进来企业。
2024-05-01SPDB launched '6+X' cross-border financial service system for outbound Chinese firms and inbound foreign firms.浦发银行推出“6+X”跨境金融服务体系，为中资企业“走出去”和海外企业“引进来”提供服务。
2024-11-08SPDB launches cross-border financial service brand 'PuYing Cross-Border', with '6+X' system covering 8 scenarios, and signs on-site with 18 multinationals including CSSC, Jinjiang International, Shanghai Construction Group, TCL.浦发银行发布跨境金融服务品牌“浦赢跨境”，推出“6+X”体系覆盖八大场景，并与中船国贸、锦江国际、上海建工、TCL等18家跨国企业现场签约。
2024-11-20SPDB launches cross-border service trade tax record direct-link project on SAFE platform, processing over 200 transactions totaling >$100 million in first month.浦发银行上线跨境金融服务平台“服务贸易税务备案跨境支付直联项目”，上线一个多月办理200余笔、合计超1亿美元。
2025-02-20Launched 'Cross-border Express Remittance' product for corporate clients, enabling automated foreign exchange and cross-border RMB remittance with intelligent document review.全新上线对公“跨境极速汇”产品，实现外汇和跨境人民币汇款自动处理，支持电子单证智能审核。
2025-06-09Pudong Bank opened its first cross-border finance sub-branch in Kunshan, Jiangsu, focusing on cross-border financial services for enterprises in the Yangtze River Delta.浦发银行全国首家跨境金融特色支行在江苏昆山揭牌，聚焦为长三角企业提供跨境金融服务。
2025-11-06Launched 8.0 version of CIIE comprehensive financial service plan and 'Puying Cross-border' brand, introducing 10 digital cross-border financial products including Cross-border Express Remittance, Cross-border e-Station, Cross-border Trade e-Loan.在进博会上发布8.0版综合金融服务方案及“浦赢跨境”品牌，推出跨境极速汇、跨境e站通、跨境贸e贷等十大数智化跨境金融产品。
2026-01-21SPD Bank launched the 'Pu Ying E-commerce' cross-border e-commerce comprehensive financial service plan, creating a '1+3+5+X' comprehensive service system covering settlement, financing, capital management, capital markets, and equity incentives.浦发银行发布《“浦赢电商”跨境电商综合金融服务方案》，打造“1+3+5+X”综合服务体系，覆盖结算、融资、资金管理、资本市场、股权激励等。
2026-03-26At the first Overseas Investment and Comprehensive Services Expo (Haiqiaohui), SPDB as the sole strategic partner, together with China Pacific Insurance and Guotai Haitong, launched the 'Cross-border Hui Financial Services Plan', an integrated banking-securities-insurance solution for Chinese enterprises going global.在首届海外投资与综合服务展洽会上，浦发银行作为唯一战略合作伙伴，携手中国太保、国泰海通发布《跨境荟金融服务方案》，打造银证保一体化跨境金融服务样本。
2026-03-30SPDB's 2025 annual report disclosed that cross-border RMB receipt and payment volume reached RMB 1.6 trillion, up 18% YoY; the first Hainan Free Trade Port cross-border asset management pilot business was completed.浦发银行2025年年报披露，跨境人民币收付业务量1.6万亿元，同比增长18%；落地首单海南自贸港跨境资管试点业务。
2026-06-18SPDB released the 'Tide' Yangtze River Delta Cross-border E-commerce Action Plan and launched the 'Cross-border Business e-Loan' credit product.浦发银行发布《“潮涌”长三角跨境电商专项行动计划》及“跨境商e贷”信用贷款产品。
2026-06-26SPDB launched corporate UAE Dirham (AED) account opening service for cross-border settlement, supporting Belt and Road.浦发银行推出对公阿联酋迪拉姆（AED）账户开立服务，支持一带一路跨境结算。
Hainan Free Trade Port accounts and services海南自贸港账户与服务
5 · 2024-05-06 → 2026-07-22
▾
Launch of multi-function free trade accounts in Hainan and Hengqin, and related cross-border asset management pilots.在海南和横琴推出多功能自由贸易账户，以及相关跨境资产管理试点。
2024-05-06SPDB Haikou branch became one of the first banks to launch Hainan Free Trade Port Multi-Function Free Trade Account (EF Account), opening first accounts for Shide Energy (Hainan) and others.浦发银行海口分行成为海南自贸港多功能自由贸易账户（EF账户）首批上线银行之一，为世德能源（海南）等企业开立首批EF账户。
2024-05-07SPDB Hengqin branch launched Multi-Function Free Trade Account on the first day of implementation in Hengqin Guangdong-Macao Deep Cooperation Zone, handling first business for a state-controlled network infrastructure subsidiary.浦发银行横琴分行在横琴粤澳深度合作区多功能自由贸易账户正式实施首日成功上线，并为一家国有控股网络基础建设子公司办理首笔业务。
2025-10-19SPDB and Huibaichuan Fund completed Hainan Free Trade Port's first cross-border asset management pilot, allowing overseas investors to invest in onshore capital markets via FT accounts.浦发银行与汇百川基金落地海南自贸港首批跨境资管试点业务，境外投资者通过FT账户投资境内资本市场。
2025-12-26SPD Bank holds client salon in Haikou and releases 'Cross-Border Hui' Hainan Free Trade Port financial service plan with CPIC and Guotai Haitong.浦发银行在海口举办客户沙龙并发布“跨境荟”海南自贸港金融服务方案。
2026-07-22SPD Bank Haikou branch extended a 7 million yuan fixed-rate DR benchmark loan, among the first three DR-based loans in Hainan Free Trade Port.浦发银行海口分行投放700万元固定利率DR基准利率贷款，为海南自贸港全国首批三笔DR基准利率贷款之一。
Travel Pass Card for foreign visitors旅行通卡（外国游客）
1 · 2024-05-07
▾
Pilot of a Travel Pass Card for short-term foreign visitors at Shanghai airports, enabling quick card issuance and mobile payment binding.在上海机场试点为短期外国游客发行旅行通卡，实现快速发卡和移动支付绑定。
2024-05-07SPDB Shanghai branch piloted Travel Pass Card (E-Money Card) for short-term foreign visitors at Shanghai airports, enabling quick card issuance with passport only and binding to Alipay, WeChat, UnionPay QuickPass.浦发银行上海分行在上海两大机场试点旅行通卡（E-Money Card），境外人士仅凭护照即可快速开卡，并可绑定支付宝、微信、云闪付等支付渠道。
Credit card products and partnerships信用卡产品与合作
10 · 2024-05-10 → 2026-08-21
▾
Launch of co-branded credit cards, new card series, and partnerships with Mastercard, Dunhuang Academy, and others.推出联名信用卡、新卡系列，以及与万事达卡、敦煌研究院等的合作。
2024-05-10SPDB credit card partnered with Mastercard-Wanlian to launch SPDB Mastercard dual-application chip card series, including Classic Platinum Card and Priceless World Card, supporting both domestic and overseas use.浦发信用卡携手万事网联推出浦发银行万事达双应用芯片系列产品，包括经典白金卡和无价世界卡，境内外均支持使用。
2024-11-19SPDB renews cooperation with Dunhuang Academy to launch 'Dunhuang Culture Theme Credit Card' series, fifth year of cultural co-branded cards.浦发银行与敦煌研究院续推“敦煌文化主题信用卡”系列，已连续五年推出多款版面。
2024-12-20SPDB Private Banking and Rodin Art Center jointly launched an art co-branded card featuring 'The Thinker' as the main visual.浦发银行私人银行与罗丹艺术中心携手发布以《思想者》为主视觉的艺术联名卡。
2024-12-20SPDB credit card launched the 'Pufa Bank Pu Yi Bai Jin Credit Card' with fee-reduction policies, including waiving late payment fees and offering cashback on six major online channels.浦发信用卡推出“浦发银行浦易白金信用卡”，落实减费让利政策，免收逾期还款金，并在六大线上渠道提供返现权益。
2025-03-06Shanghai Pudong Development Bank Credit Card Center announced it will stop issuing some credit card products from May 12, 2025 due to business strategy adjustment.浦发银行信用卡中心公告，因业务策略调整，自2025年5月12日起停止发行部分信用卡产品。
2025-08-26SPDB announced it will stop providing credit card services via Alipay official life accounts and mini-programs from October 15, 2025.浦发银行宣布自2025年10月15日起停止提供信用卡支付宝渠道官方生活号和小程序相关服务。
2025-09-05SPDB credit card launched 'BiBiFan' (every-transaction rebate) campaign and partnered with Meituan to offer first-binding gifts, consumption discounts, and up to 6.6 yuan random reduction per transaction.浦发银行信用卡推出'笔笔返'活动并与美团合作，提供首绑有礼、消费立减及单笔最高6.6元随机立减优惠。
2026-04-16SPDB launched Apple Pay support for its Mastercard credit and debit cards, with first-transaction cashback up to RMB 20.浦发银行万事达信用卡及借记卡支持Apple Pay，首笔交易返现至高20元。
2026-08-03SPD Bank launched 'SPD Bank Pudong Art Museum themed card' with Pudong Art Museum, and with Visa opened concert-exclusive benefits for cardholders, targeting cultural and entertainment consumption.浦发银行联动浦东美术馆推出“浦发银行浦东美术馆主题卡”，并协同Visa为持卡人开启演唱会专享礼遇，深耕文娱消费场景。
2026-08-21SPD Bank announced optimization of credit card repayment due date rules, setting fixed due dates for each billing date, effective September 2026.浦发银行公告优化个人信用卡到期还款日规则，为每个账单日设定固定到期还款日，2026年9月生效。
Real estate 'white-list' coordination mechanism房地产“白名单”协调机制
6 · 2024-05-10 → 2025-01-03
▾
Disbursement of real estate development loans under city-level and provincial 'white-list' coordination mechanisms.在市级和省级“白名单”协调机制下发放房地产开发贷款。
2024-05-10SPDB Shijiazhuang branch completed the first 'white-list' real estate development loan approval under the city-level real estate financing coordination mechanism in Hebei province.浦发银行石家庄分行完成河北省首个城市房地产融资协调机制“白名单”项目房地产开发贷款审批。
2024-05-13SPDB Taizhou branch disbursed 46.9 million yuan as the first real estate loan under the coordination mechanism in Taizhou city, Zhejiang province, included in the second batch of provincial 'white-list'.浦发银行台州分行投放4690万元房地产融资协调机制下贷款，为台州城区首笔，纳入浙江省第二批“白名单”。
2024-05-24SPDB Chongqing branch disbursed first real estate loan of 32 million yuan under the 'white-list' coordination mechanism, supporting a private real estate developer.浦发银行重庆分行落地房地产融资协调机制下首笔贷款投放3200万元，支持民营房企。
2024-09-24SPDB reported nearly 70 'white-list' real estate projects as lead bank, with approved amount nearly RMB 30 billion, and loan approval process within 14 days.浦发银行作为主办行的房地产“白名单”项目近70笔，审批通过金额近300亿元，授信流程不超过14天。
2024-12-18SPDB Tianjin Branch successfully landed a 440 million yuan real estate development loan for a dual-state-owned joint venture project, the largest new loan among Tianjin's white-list projects under the urban real estate coordination mechanism.浦发银行天津分行成功落地某双国企合资项目房地产开发贷款4.4亿元，为天津市房地产协调机制白名单中单笔最大新发放贷款。
2025-01-03As of end-December 2024, SPD Bank approved over 150 'white-list' real estate projects with total approved amount exceeding RMB 120 billion under the urban real estate financing coordination mechanism.截至2024年12月末，浦发银行在城市房地产融资协调机制下审批通过“白名单”项目超150笔，审批通过金额超1200亿元。
HBIS Group strategic cooperation河钢集团战略合作
2 · 2024-05-14 → 2024-09-05
▾
Meetings and agreements between SPD Bank and HBIS Group to deepen cooperation in green, low-carbon, supply chain, and digital areas.浦发银行与河钢集团会晤并达成协议，深化绿色低碳、供应链和数字化等领域合作。
2024-05-14SPDB Chairman Zhang Weizhong met with HBIS Group Chairman Yu Yong; both sides agreed to deepen cooperation in green, low-carbon, supply chain, digital intelligence, and globalization.浦发银行董事长张为忠会见河钢集团董事长于勇，双方同意在绿色低碳、供应链、数字智能、全球化等领域深化合作。
2024-09-05SPDB chairman Zhang Weizhong met with HBIS Group chairman Yu Yong to discuss deepening bank-enterprise collaboration and developing new quality productive forces.浦发银行董事长张为忠与河钢集团董事长于勇会谈，讨论深化银企协同、发展新质生产力。
Analyst ratings and credit outlook分析师评级与信用展望
6 · 2024-05-14 → 2026-07-03
▾
Upgrades, affirmations, and new ratings from HSBC, S&P, Moody's, and Fitch on SPD Bank's creditworthiness.汇丰、标普、穆迪和惠誉对浦发银行信用状况的升级、确认和新评级。
2024-05-14HSBC upgraded SPDB rating to Buy with target price 9.40 yuan, implying 19% upside.汇丰银行将浦发银行评级上调至买进，目标价9.40元人民币，即上涨19%。
2024-05-29S&P affirmed SPDB's long-term issuer credit rating at 'BBB' and short-term at 'A-2', with stable outlook.标普确认浦发银行长期发行人信用评级为“BBB”，短期为“A-2”，展望稳定。
2024-08-26Fitch Ratings affirmed SPD Bank's long-term foreign-currency issuer default rating at 'BBB' with stable outlook; government support rating at 'bbb'; viability rating at 'bb-'.惠誉评级确认浦发银行长期外币发行人违约评级为“BBB”，展望稳定；政府支持评级为“bbb”；生存力评级为“bb-”。
2025-05-28SPDBank's convertible bond 'Pufa Convertible Bond' (110059) maintained AAA rating with stable outlook by Shanghai Brilliance Credit Rating.浦发银行可转债“浦发转债”（110059）维持AAA评级，展望稳定。
2025-10-27Moody's affirmed SPDB's Baa2/P-2 deposit ratings and ba2 BCA, with stable outlook.穆迪确认浦发银行Baa2/P-2本外币存款评级及ba2基础信用评估，展望稳定。
2026-07-03Fitch upgraded SPD Bank's long-term foreign-currency issuer default rating to 'BBB+' from 'BBB', with stable outlook; also raised government support rating to 'bbb+' and viability rating to 'bb'.惠誉将浦发银行长期外币发行人主体评级从“BBB”上调至“BBB+”，展望稳定；政府支持评级上调至“bbb+”，生存力评级上调至“bb”。
Strategic cooperation agreements战略合作协议
20 · 2024-05-17 → 2026-08-25
▾
Signing of strategic cooperation agreements with various government entities, enterprises, and institutions.与各级政府、企业和机构签署战略合作协议。
2024-05-17SPDB Dezhou branch signed a strategic cooperation agreement with Deda Group.浦发银行德州分行与德达集团签署战略合作协议。
2024-06-05SPDB signed a strategic cooperation agreement with Henan Provincial Government to deepen cooperation in green finance, sci-tech finance, new industrialization, and urban renewal.浦发银行与河南省政府签署战略合作协议，深化绿色金融、科创金融、新型工业化、城市更新等领域合作。
2024-06-07SPDB signed a strategic cooperation agreement with Wuhan East Lake High-tech Zone to deepen cooperation in sci-tech finance and specialty industries.浦发银行与武汉东湖高新区签订战略合作协议，深化科创金融、特色产业等领域合作。
2024-07-23SPDB signed a strategic cooperation agreement with Shanghai Clearing House to deepen collaboration in CCP clearing, green finance, and commodity clearing.浦发银行与上海清算所签署战略合作协议，深化中央对手方清算、绿色金融和大宗商品清算通等领域合作。
2024-08-16SPD Bank Shijiazhuang Branch signed a strategic cooperation and party-building agreement with China Mobile Hebei Company.浦发银行石家庄分行与中国移动河北公司签署战略合作暨党建“联学共建”协议。
2024-09-27SPDB signed a strategic cooperation agreement with Western Mining Group (西部矿业) to deepen cooperation in capital management, asset valuation, and financial risk prevention.浦发银行与西部矿业集团签署战略合作协议，深化资本运营、资产盘活、金融风险防范等领域合作。
2025-01-18SPD Bank Shenzhen branch signed a strategic cooperation agreement with Shenzhen Private Education Association to provide financial services for member institutions.浦发银行深圳分行与深圳市民办教育协会签署战略合作协议，为会员单位提供金融服务。
2025-02-20Signed strategic cooperation agreement with Heze Housing Provident Fund Management Center and China Mobile Heze Branch to advance digital and financial innovation in Heze region.与菏泽住房公积金管理中心、中国移动菏泽分公司签署战略合作协议，推动菏泽地区数字化与金融创新。
2025-06-17Pudong Bank's Taizhou branch signed a strategic cooperation agreement with Taizhou municipal government to deepen government-bank collaboration in industrial policy, major projects, and private economy.浦发银行台州分行与台州市政府签署战略合作协议，在产业政策、重大项目、民营经济等领域深化政银合作。
2025-08-06SPDB Chairman Zhang Weizhong and President Xie Wei met with Suzhou Party Secretary Liu Xiaotao and Mayor Wu Qingwen, witnessing a strategic cooperation signing.浦发银行董事长张为忠、行长谢伟会见苏州市委书记刘小涛、市长吴庆文，共同见证战略合作签约。
2025-10-11SPDB Nanjing Branch signed a strategic cooperation agreement with Taizhou municipal government to support major projects in technology, supply chain, inclusive, cross-border, and wealth finance.浦发银行南京分行与泰州市政府签署战略合作协议，支持科技、供应链、普惠、跨境、财资等领域的重大项目建设。
2025-11-07Signed strategic cooperation agreement with Hebei Logistics Industry Group at CIIE to support 'Net Vegetable to Beijing' and international land port projects.在进博会上与河北省物流产业集团签署战略合作协议，支持“净菜进京”、国际陆港等重点项目。
2025-12-25Ministry of Commerce signs cooperation memorandum with SPD Bank to establish long-term 'bank-trade' partnership focusing on consumption, foreign trade, and rural revitalization.商务部与浦发银行签署合作备忘录，建立“银贸”合作关系，聚焦消费、外贸、乡村振兴等领域。
2026-03-06SPDB signed a strategic cooperation agreement with Putuo District Government in Shanghai to deepen collaboration in technology finance, M&A finance, and supply chain finance, supporting regional innovation and industrial ecology.浦发银行与上海市普陀区人民政府签署战略合作协议，深化科技金融、并购金融、供应链金融等领域合作，支持区域创新和产业生态。
2026-04-21SPDB and China UnionPay signed comprehensive strategic cooperation agreement covering nine areas including digital payment, cross-border business, and AI transformation.浦发银行与中国银联签署全面战略合作协议，覆盖数字支付、跨境业务、数智化转型等九大领域。
2026-05-08Southwest Securities and SPD Bank Chongqing Branch signed a strategic cooperation agreement to serve the real economy in Chongqing.西南证券与浦发银行重庆分行签署战略合作协议，服务重庆实体经济。
2026-05-26SPD Bank and Baidu Group signed a strategic cooperation agreement to deepen collaboration in cash management, cross-border finance, treasury management, IT transformation, and AI empowerment.浦发银行与百度集团签署战略合作协议，深化现金管理、跨境金融、司库管理、信创转型、AI赋能等领域合作。
2026-06-02SPDB Jinan branch signed a strategic cooperation agreement with Dezhou municipal government.浦发银行济南分行与德州市人民政府签署战略合作协议。
2026-07-31SPD Bank signed a strategic cooperation agreement with FanShi (范式智能), providing 3 billion yuan in intended financing for AI computing infrastructure and heterogeneous chip cluster deployment.浦发银行与范式智能签署长期战略合作协议，提供30亿元意向性融资支持，用于AI算力基础设施建设和异构芯片集群部署。
2026-08-25SPD Bank Chongqing Branch signed agreement with Shuyin.com (Chongqing Shuzi Yinli Network Technology) to jointly develop cross-border financial products and supply chain finance for the New International Land-Sea Trade Corridor.浦发银行重庆分行与重庆数子引力网络科技有限公司（数引网）签约，联合开发跨境金融产品，打造适配西部陆海新通道产业场景的供应链金融创新模式。
Insurance-securities-bank platform保银证平台
2 · 2024-05-20 → 2024-07-05
▾
Joint establishment of an integrated insurance, securities, and banking platform with CPIC and Guotai Junan to serve tech firms.与中国太保、国泰君安共同设立保险、证券、银行一体化平台，服务科技企业。
2024-05-20SPDB, CPIC, and Guotai Junan Securities jointly established the 'Insurance-Securities-Bank Platform' in Suzhou, integrating insurance, securities, and banking products to serve tech firms.浦发银行、中国太保、国泰君安证券在苏州共同成立“保证银平台”，融合保险、证券、银行产品服务科技企业。
2024-07-05SPDB and CPIC jointly released the 'Data Cooperation Ecosystem White Paper' at the 2024 World AI Conference, aiming to build a secure data exchange platform for financial innovation.浦发银行与中国太保在2024世界人工智能大会上共同发布《数据合作生态白皮书》，旨在构建安全数据交换平台以推动金融创新。
Shanghai Innovation Center and incubator上海创新中心与孵化器
3 · 2024-05-24 → 2026-06-07
▾
Launch of the Shanghai Innovation Center in Zhangjiang, including an incubator and partnerships for tech startups.在张江设立上海创新中心，包括孵化器和科技初创企业合作。
2024-05-24SPDB Shanghai Innovation Center launched in Zhangjiang, with first incubator 'Zhangjiang Incubation Base', focusing on IC, biomedicine, AI; signed first 4 tech firms and awarded 11 incubation partners.浦发银行上海创新中心落地张江，推出首个孵化器“张江创孵基地”，聚焦集成电路、生物医药、人工智能；与首批4家科技企业签署入孵协议，向11家机构授牌。
2024-08-20SPD Bank established the SPD Bank Innovation Center (Shanghai) and launched its first incubator 'Zhangjiang Venture Incubation Base'; also launched the 'SPD Bank Technology Meeting Hall' brand.浦发银行创设浦发银行创新中心（上海）并推出首个孵化器“张江创孵基地”，发布“浦发银行科技会客厅”品牌。
2026-06-07SPDB launched the Hong Kong Shanghai Innovation Incubator (HSIP) project in Hong Kong, with Chairman Zhang Weizhong attending.浦发银行在香港启动上海创科孵化器（HSIP）项目，董事长张为忠出席。
Executive & governance高管与治理
4 · 2024-05-24 → 2026-04-15
▾
Appointments, board meetings, shareholder meetings, and related-party transactions.任命、董事会会议、股东大会及关联交易。
2024-05-24SPDB board approved a related-party transaction with Shanghai Shendi (Group) Co., Ltd.浦发银行董事会审议通过关于与上海申迪（集团）有限公司关联交易的议案。
2024-06-14Li Hua was appointed as general manager of SPDB Wealth Management, a wholly-owned subsidiary of SPDB.李桦被任命为浦银理财总经理，浦银理财为浦发银行全资子公司。
2025-10-01SPDB board approved asset loss write-off and internal governance/risk control revisions.浦发银行董事会审议通过资产损失核销及内部治理与风险管控修订议案。
2026-04-15SPDB chairman Zhang Weizhong met with State Tobacco Monopoly Bureau director Yao Laiying in Beijing for friendly talks.浦发银行董事长张为忠在北京会见国家烟草专卖局局长姚来英，双方进行友好会谈。
Green finance products and indices绿色金融产品与指数
12 · 2024-05-31 → 2026-06-15
▾
Launch of green structured deposits, green bond indices, green finance service plans, and related underwriting.推出绿色结构性存款、绿色债券指数、绿色金融服务方案及相关承销。
2024-05-31SPDB and CCDC held the launch of the Green Inclusive Finance Bond Index Fund, based on the 'ChinaBond Green Inclusive Theme Financial Bond优选 Index'.浦发银行与中央结算公司举办绿色普惠金融债券指数基金发布会，基于“中债-绿色普惠主题金融债券优选指数”。
2024-08-15SPD Bank provided RMB 11.68 million in green supply chain financing via its 'Pulian e-Rong' platform to a clean energy enterprise for wind power equipment procurement.浦发银行通过“浦链e融”平台为某清洁能源企业提供1168万元绿色供应链融资，用于采购陆上风电项目模具及风机零部件。
2024-08-27SPD Bank launched the industry's first 'dual-linked' green structured deposit for corporate clients, linking fund use to green projects and returns to the 'CEB-SPD Bank ESG Selected Bond Index'.浦发银行面向企业客户推出业内首笔“双挂钩”绿色结构性存款，资金用途挂钩绿色产业项目，收益结构挂钩“中债-浦发银行ESG精选债券指数”。
2024-09-07SPDB released research report 'Doing a Good Job in Green Finance' and updated 'Green Low-Carbon Transition Comprehensive Financial Service Plan' at the Bund Summit.浦发银行在外滩峰会上发布《做好绿色金融大文章》研究报告和《绿色低碳转型综合金融服务方案》。
2025-06-05Pudong Bank released the 'Green Factory Green Finance Comprehensive Service Plan' at the 2025 Shanghai Carbon Expo, and built a '1+6+8+N' green low-carbon transition financial service system.浦发银行在2025上海碳博会上发布《绿色工厂绿色金融综合服务方案》，构建“1+6+8+N”绿色低碳转型金融综合服务体系。
2025-06-25Pudong Bank and ChinaBond Pricing Center jointly launched the 'ChinaBond-Pudong Bank Green Low-Carbon Equity and Bond Preferred Index', the first domestic multi-asset green theme index, and issued the first structured deposit product linked to it.浦发银行联合中债估值中心发布“中债-浦发银行绿色低碳股债优选指数”，为国内首只多资产绿色主题指数，并发行首笔挂钩该指数的结构性存款产品。
2025-11-13Issued 2025 first tranche green financial bond: 20B yuan, 3-year fixed rate at 1.73%, proceeds for green projects per 2025 Green Finance Support Project Catalogue.发行2025年第一期绿色金融债券：规模200亿元，3年期固定利率1.73%，募集资金专项用于《绿色金融支持项目目录（2025年版）》规定的绿色产业项目。
2026-03-04SPDB successfully executed the first interbank market credit derivative transaction linked to a green panda bond, with a notional principal of RMB 10 million, referencing an overseas-listed green environmental company, providing credit enhancement for the green panda bond.浦发银行成功落地银行间市场首单挂钩绿色环保熊猫债的信用衍生品交易，名义本金1000万元，参考实体为一家境外上市绿色环保企业，为绿色熊猫债提供增信支持。
2026-04-09SPDB executed the first interbank market credit derivative transaction linked to a green panda bond, notional principal RMB 10 million, supporting a green environmental company.浦发银行落地银行间市场首单挂钩绿色环保熊猫债的信用衍生品交易，名义本金1000万元。
2026-04-17SPDB launched 'Zero-Carbon Industrial Park Comprehensive Financial Service Plan' covering full lifecycle needs, cooperating with parks in Fujian, Guangxi, Inner Mongolia.浦发银行推出《零碳产业园综合金融服务方案》，覆盖园区全生命周期需求，已与福建、广西、内蒙古等地合作。
2026-05-25SPD Bank successfully executed one of the first interbank market credit derivative transactions linked to blue bonds, referencing a provincial energy group's new energy platform.浦发银行成功落地银行间市场首批挂钩蓝色债券的信用衍生品交易，参考实体为省属能源集团新能源平台。
2026-06-15SPDB invested in the 'Wuxi Metro Line 1 Carbon Neutral Green Asset-Backed Special Plan', the first carbon-neutral rail transit quasi-REITs in China, with issuance size RMB 3.574 billion.浦发银行参与投资“无锡地铁1号线碳中和绿色资产支持专项计划”，全国首单碳中和轨交类REITs，发行规模35.74亿元。
Corporate deposits & investments企业存款与投资
17 · 2024-06-03 → 2026-08-21
▾
Corporate clients subscribing to structured deposits, wealth management products, and other investments.企业客户认购结构性存款、理财产品及其他投资。
2024-06-03Fudan Zhangjiang subscribed to a RMB 100 million structured deposit product from SPDB.复旦张江向浦发银行认购1亿元人民币结构性存款产品。
2024-08-01Fudan Zhangjiang (01349.HK) subscribed for RMB 200 million structured deposit products from SPD Bank using idle self-owned funds.复旦张江(01349.HK)以自有闲置资金向浦发银行认购总金额为人民币2亿元的结构性存款产品。
2024-08-28Tibet Urban Development Investment Co. invested RMB 100 million in SPD Bank's structured deposit product 'Liduoduo Company Wenli 24JG3451 Phase (6-month early bird type)'.西藏城市发展投资股份有限公司使用1亿元闲置募集资金认购浦发银行“利多多公司稳利24JG3451期（6个月早鸟款）人民币对公结构性存款”。
2024-10-10Fudan Zhangjiang signed a structured deposit product agreement with SPD Bank, subscribing for a total of 200 million yuan in structured deposit products using idle self-owned funds.复旦张江与浦发银行订立结构性存款产品协议，以自有闲置资金认购总金额2.00亿元的结构性存款产品。
2025-01-16China Feihe subscribed to SPD Bank's wealth management and structured deposit products with total principal of RMB 1.895 billion, annual yield 2.85%-3.55%, constituting a discloseable transaction.中国飞鹤认购浦发银行理财及结构性存款金融产品，总本金18.95亿元，年收益率2.85%-3.55%，构成须予披露交易。
2025-01-23China Feihe's wholly-owned subsidiary subscribed to SPD Bank financial product of RMB 100 million with 2.85% annual yield, bringing total outstanding principal to RMB 1.92 billion.中国飞鹤全资附属公司认购浦发银行1亿元金融产品，年收益率2.85%，未到期本金合计19.2亿元。
2025-02-11China Feihe's wholly-owned subsidiary subscribed to Pudong Bank's financial product for 100 million yuan; total outstanding principal of such products reached 1.92 billion yuan.中国飞鹤全资附属公司认购浦发银行1亿元金融产品；该集团未到期本金合计19.2亿元。
2026-01-04Fudan Zhangjiang (01349) signed a structured deposit product agreement with SPD Bank to subscribe for a total amount of RMB 210 million in structured deposit products using its own idle funds from daily operations.复旦张江（01349）与浦发银行订立结构性存款产品协议，同意以日常营运产生的自有闲置资金认购总金额为人民币2.1亿元的结构性存款产品。
2026-02-26Yongtai Bio-Tech (06978.HK) subscribed to a structured deposit product from SPD Bank worth RMB 50 million.永泰生物-B（06978.HK）向浦发银行认购了价值5000万元人民币的结构性存款产品。
2026-03-03China Feihe (06186.HK) subscribed to a SPDB financial product worth RMB 200 million, a non-principal-protected floating-income fixed-income trust plan with expected annual return of 2.50%, maturing Dec 7, 2026; total outstanding subscriptions with SPDB reached RMB 2.9 billion.中国飞鹤认购浦发银行金融产品2亿元，为非保本浮动收益型固定收益类信托计划，预期年收益率2.50%，到期日2026年12月7日；未到期本金合计29亿元。
2026-03-20Beauty Farm Medical Health (02373.HK) disclosed four subscriptions of SPDB principal-guaranteed floating-rate structured deposits totaling RMB 280 million, with subscriptions on Nov 21, 2025, Dec 30, 2025, Feb 13, 2026, and Mar 20, 2026, all still outstanding.美丽田园医疗健康披露分四次认购浦发银行保本浮动收益型结构性存款产品，认购本金总额2.8亿元，所有产品均未到期。
2026-04-07Fudan Zhangjiang signed a structured deposit agreement with SPDB for RMB 210 million using idle self-owned funds.复旦张江与浦发银行订立结构性存款产品协议，认购总金额2.10亿元。
2026-05-05QuantumPharm Limited, a subsidiary of XtalPi Holdings (02228), purchased RMB 356.1 million of principal-guaranteed structured deposits from SPD Bank.晶泰控股(02228)附属公司QuantumPharm Limited以3.561亿元购买浦发银行保本型结构性存款。
2026-05-13Rongchang Biotech (09995.HK) purchased RMB 1.43 billion in structured deposits and trust products from SPD Bank Yantai Branch from April 28 to May 13.荣昌生物(09995.HK)于4月28日至5月13日向浦发银行烟台分行购买14.3亿元结构性存款及信托计划。
2026-06-01Rongchang Biotech (09995) purchased RMB 300 million wealth management product from SPDB Yantai branch.荣昌生物(09995)以3亿元闲置自有资金向浦发银行烟台分行购买理财产品。
2026-06-05China Feihe (06186.HK) subscribed RMB 300 million wealth management products from SPDB.中国飞鹤(06186.HK)认购浦发银行3亿元金融产品。
2026-08-21China Feihe's wholly-owned subsidiary subscribed RMB 200m of SPD Bank financial products (fixed-income, expected annual yield 2.30%, maturity May 24, 2027) using idle funds.中国飞鹤全资附属公司黑龙江飞鹤以闲置资金认购浦发银行金融产品合计2亿元，投资范围固定收益类，预期年收益率2.30%，到期日2027年5月24日。
Awards & recognitions奖项与认可
6 · 2024-06-24 → 2026-08-03
▾
Receipt of industry awards, rankings, and recognitions for various achievements.获得各类行业奖项、排名和认可。
2024-06-24SPDB won three China awards from The Asian Banker for digital transformation, including smart merchant platform and AI-based development tools.浦发银行获《亚洲银行家》三项中国区大奖，表彰其数字化智能化转型成果。
2025-08-15SPDB won the 'Best Fixed Income Strategy Award' at the LSEG Financial Quantitative Innovation Competition.浦发银行在伦敦证券交易所集团金融量化创新大赛中荣获“最佳固收策略奖”。
2025-10-24SPDB's ESG case won 'China ESG Excellence Practice (2025)' as the only bank; ranked 64th in 'China ESG Pioneer 100 (2025)' and 8th in 'State-owned ESG Pioneer 100 (2025)'.浦发银行ESG案例获评'中国ESG·卓越实践(2025)'，为唯一银行机构；在'中国ESG上市公司先锋100'中位列第64位，国企先锋100中位列第8位。
2026-01-30SPD Bank was awarded 'Best Cross-border Finance Bank of the Year' and 'Outstanding Technology Finance Bank of the Year' at Sina Finance's annual banking selection.浦发银行在新浪财经年度银行评选中获评“年度最佳跨境金融银行”与“年度卓越科技金融银行”。
2026-03-14SPDB won multiple awards at The Asian Banker's 2026 Global Excellence in Retail Financial Services Awards, including 'Best Pension Financial Services in Asia Pacific' and 'Best Productivity, Automation and Efficiency Project in Asia Pacific'.浦发银行在《亚洲银行家》2026年度全球卓越零售金融服务奖项中斩获“亚太地区最佳养老金融服务”和“亚太地区最佳生产力、自动化和效率项目”等多项大奖。
2026-08-03SPD Bank won 8 institutional and 5 individual awards in CFETS 2025 interbank FX market market-making and trading performance evaluation, including excellent RMB FX swap and option market maker.浦发银行在中国外汇交易中心2025年度银行间外汇市场做市与交易表现评价中荣获8项机构奖和5项个人奖，包括优秀人民币外汇货币掉期/期权做市商等。
Bond market & underwriting债券市场与承销
11 · 2024-06-27 → 2026-07-16
▾
Activities related to bond issuance, underwriting, credit risk mitigation, and bondholder meetings.与债券发行、承销、信用风险缓释和持有人会议相关的活动。
2024-06-27SPDB, as convener, held a bondholders' meeting for Jinke Real Estate's 2021 first-phase MTN (21 Jinke Real Estate MTN001) due to bankruptcy reorganization.浦发银行作为召集人召开金科地产2021年度第一期中期票据持有人会议，因破产重整触发。
2024-09-05SPDB completed creation of credit risk mitigation凭证 (CRMW) for Midea Real Estate's MTN, with nominal principal RMB 400 million and credit protection fee rate 1.5%.浦发银行完成美的置业中期票据信用风险缓释凭证创设，名义本金4亿元，信用保护费费率1.5%。
2024-10-24SPD Bank disclosed that Sunshine City Group's '20 Sunshine City MTN002' and '20 Sunshine City MTN003' bonds failed to pay principal and interest on time, with issuance amounts of 750 million yuan and 1.65 billion yuan respectively.浦发银行公告称，阳光城集团'20阳光城MTN002'和'20阳光城MTN003'债券未能按期足额偿付，发行金额分别为7.5亿元和16.5亿元。
2025-03-25Corrected a disclosure error: SPD Bank's underwriting scale for Datang International Power Generation's 2025 second tranche medium-term notes was revised from RMB 60 million to RMB 600 million (20% of total).更正披露错误：大唐国际发电2025年度第二期中期票据中，浦发银行包销规模由6000万元更正为60000万元（占比20%）。
2025-05-26SPDBank as lead underwriter reported progress on '17 Zhongpin MTN001' default: 500M yuan issuance, 535M yuan principal and interest unpaid, issuer in bankruptcy reorganization.浦发银行作为主承销商发布“17众品MTN001”处置进展：发行金额5亿元，未偿付本息5.35亿元，发行人处于破产重整。
2025-08-19SPDB issued a credit risk mitigation凭证 (CRMW) for Midea Real Estate Group's MTN, with a notional principal of 120 million yuan and a fee rate of 0.9%.浦发银行创设美的置业集团中期票据信用风险缓释凭证，名义本金1.2亿元，费率0.9%。
2025-11-26As lead underwriter, convened first holder meeting for Vanke's 2022 4th tranche MTN ('22 Vanke MTN004', 2B yuan balance, due Dec 15, 2025) to discuss extension of principal repayment.作为召集人，召开万科企业2022年度第四期中期票据（22万科MTN004，余额20亿元，2025年12月15日到期）第一次持有人会议，审议债券展期事项。
2025-12-15SPD Bank convenes a bondholder meeting for '22 Vanke MTN004' to discuss extension of principal and interest repayment.浦发银行召集“22万科MTN004”持有人会议，审议债券展期事项。
2026-05-25SPD Bank, as meeting convener, announced a bondholder meeting for Vanke's 2023 fourth-phase medium-term note ('23 Vanke MTN004') on June 5, 2026, to consider extension of principal and interest repayment.浦发银行作为召集人公告，拟于2026年6月5日召开万科'23万科MTN004'持有人会议，审议本息展期事项。
2026-07-02SPD Bank invested 100 million yuan in the first private bond on the Beijing Stock Exchange, proceeds for a Beijing-Tianjin-Hebei cross-regional highway project.浦发银行中标北交所首单私募债券投资业务，规模1亿元，资金投向京津冀跨区域高速公路项目。
2026-07-16SPD Bank priced its first 'Yulan issuance model' offshore bond of 3 billion yuan, 3-year tenor, coupon 1.68%, with peak subscription over 7.7 times; listed on HKEX and SGX.浦发银行成功定价发行首笔“玉兰发行模式”离岸债券，规模30亿元，期限3年，票面利率1.68%，峰值认购倍数超7.7倍，在香港联交所和新加坡交易所同步挂牌。
Tier-2 capital and perpetual bond issuance二级资本债与永续债发行
7 · 2024-07-12 → 2025-11-19
▾
Issuance of Tier-2 capital bonds, perpetual subordinated bonds, and redemption of existing perpetual bonds to manage capital adequacy.发行二级资本债、永续次级债及赎回现有永续债以管理资本充足率。
2024-07-12SPDB redeemed its entire CNY 30B perpetual bond issued in 2019, with approval from the National Financial Regulatory Administration.浦发银行经国家金融监督管理总局批准，全额赎回了2019年发行的300亿元无固定期限资本债券。
2024-08-02National Financial Regulatory Administration (NFRA) approved SPD Bank to issue RMB 150 billion capital instruments, including perpetual bonds and subordinated bonds, to be completed within 24 months.国家金融监督管理总局同意浦发银行发行1500亿元人民币的资本工具，品种为无固定期限资本债券和二级资本债券，应在批准后24个月内完成发行。
2024-08-19SPD Bank issued the 2024 first tranche of Tier-2 capital bonds: RMB 35 billion (10-year, callable in 5 years, coupon 2.17%) and RMB 5 billion (15-year, callable in 10 years, coupon 2.30%), totaling RMB 40 billion.浦发银行完成2024年第一期二级资本债券发行：品种一350亿元（10年期，票面利率2.17%），品种二50亿元（15年期，票面利率2.30%），总规模400亿元。
2024-12-10SPDB completed the issuance of its 2024 second tranche of subordinated tier-2 capital bonds, totaling 40 billion yuan, with tranche A (340 billion yuan, 2.15%) and tranche B (60 billion yuan, 2.34%).浦发银行完成2024年第二期二级资本债券发行，总规模400亿元，品种一340亿元（票面利率2.15%），品种二60亿元（票面利率2.34%）。
2025-06-11Pudong Bank issued the first tranche of perpetual subordinated capital bonds in 2025, with an actual total size of RMB 30 billion, coupon rate 2.03%, to replenish Tier-1 capital.浦发银行发行2025年第一期无固定期限资本债券，实际发行总额300亿元，票面利率2.03%，用于补充其他一级资本。
2025-07-11SPD Bank issued 20 billion yuan of perpetual subordinated bonds (second tranche 2025) with initial coupon 1.96%, to replenish Tier-1 capital.浦发银行发行200亿元2025年第二期无固定期限资本债券，前5年票面利率1.96%，用于补充其他一级资本。
2025-11-19Issued 2025 first tranche subordinated bond: 20B yuan total, Tranche 1 (10Y, 16.5B yuan, 2.17%, callable at Y5) and Tranche 2 (15Y, 3.5B yuan, 2.40%, callable at Y10), proceeds to supplement Tier-2 capital.发行2025年第一期二级资本债券：总规模200亿元，品种一10年期165亿元票面利率2.17%（第5年末可赎回），品种二15年期35亿元票面利率2.40%（第10年末可赎回），募集资金用于补充二级资本。
Technology & innovation projects科技与创新项目
18 · 2024-07-19 → 2026-08-25
▾
Initiatives involving fintech, AI, data centers, software development, and digital infrastructure.涉及金融科技、人工智能、数据中心、软件开发和数字基础设施的举措。
2024-07-19SPDB registered a new software copyright for 'AI Automated Marketing Software V1.0'.浦发银行新注册了《AI自动化营销软件V1.0》项目的软件著作权。
2024-08-12CCB Fintech (建信金科), a subsidiary of China Construction Bank, won the bid for SPD Bank's 'digital-intelligence' enterprise architecture consulting project.建行旗下科技子公司建信金科中标浦发银行“数智化”企业级架构整体规划与业务试点设计项目。
2024-08-31SPD Bank registered a new software copyright for 'SPD Bank Puhui Service Mobile Platform V2.3.5'.浦发银行新注册《浦发银行浦惠服务移动平台V2.3.5》项目软件著作权。
2024-11-21SPDB registers new software copyright for 'Personal Mobile Banking System (HarmonyOS) V13.1.5'.浦发银行新注册《浦发银行个人手机银行系统（HarmonyOS）V13.1.5》软件著作权。
2024-12-06SPDB registered a new software copyright for 'Pufa Mobile Banking Harmony (Enterprise Edition) V10.8.0'.浦发银行新注册《浦发手机银行Harmony（企业版）软件V10.8.0》项目软件著作权。
2024-12-28SPDB registered a new software copyright for 'Pufa Bank Global Treasury System V1.0'.浦发银行新注册《浦发银行全球司库系统V1.0》项目软件著作权。
2025-03-20Registered a new software copyright for 'Virtual Digital Human Video Recording System V1.0', bringing total new software copyrights in 2025 to 2, down 66.67% YoY.新注册《浦发银行虚拟数字人视频录制系统V1.0》软件著作权，2025年以来新注册软件著作权2个，较去年同期减少66.67%。
2025-03-26Held the 'AI+' press conference, releasing the 'AI+ Application Planning White Paper 1.0' and six AI application achievements in wealth management, corporate credit, custody, etc.举办“人工智能+”发布会，发布《“人工智能+”应用规划白皮书1.0》及财富管理、对公授信、托管等六大AI智能应用实践成果。
2025-07-18SPD Bank approved the Helinge'er data center project plan with total investment of 5 billion yuan, planning 14,000 server racks in the first phase.浦发银行和林格尔数据中心项目规划获批，总投资50亿元，首期规划1.4万个机柜。
2025-11-26Won four Financial Technology Development Awards from PBoC, including first prize for 'Credit Card Core System Restructuring and Distributed Construction' project, a 100% cloud-native distributed core system.获中国人民银行2024年度金融科技发展奖四项大奖，其中“信用卡核心系统重构及分布式建设项目”获一等奖，打造100%云原生分布式核心系统。
2025-12-04SPD Bank's credit card core system restructuring and distributed construction project wins first prize in the 2024 Financial Technology Development Awards by the People's Bank of China.浦发银行“信用卡核心系统重构及分布式建设项目”荣获中国人民银行2024年度金融科技发展奖一等奖。
2025-12-04SPD Bank issues pre-qualification announcement for the first phase of its Horinger data center project, with construction area of 98,300 sqm and investment of about 1.05 billion yuan.浦发银行发布和林格尔数据中心一期项目施工总承包资格预审公告，建筑面积约9.83万平方米，建安投资约10.5亿元。
2026-01-06SPD Bank supported the successful commercial operation of 'Di'er V', China's first small private cargo spacecraft, marking the entry of private aerospace into the 'space cargo + in-orbit service' integrated development stage.浦发银行支持“迪迩五号”成功实现商业化运营，这是中国首艘小型民营货运飞船，标志着中国民营航天正式迈入“太空货运+在轨服务”一体化发展新阶段。
2026-01-21SPD Bank successfully launched the 'Pu Yin Shu Zhi' low-orbit satellite, part of the 'Tianqi Constellation' IoT constellation, carried by the Ceres-1 sea-launch rocket, to enhance intelligent risk control and financial service continuity in extreme scenarios.浦发银行成功发射“浦银数智”低轨卫星，隶属于“天启星座”物联网星座系统，搭载谷神星一号海射型遥七运载火箭，旨在提升极端场景下的智能风控与金融服务连续性。
2026-02-27SPD Bank's Helinge'er Data Center Phase I project construction general contracting bid was won by China Construction Eighth Engineering Division (CSCEC 8) at a price of approximately RMB 1.049 billion. The total terminal investment is about RMB 5.96 billion, with Phase I scheduled for completion in May 2028.浦发银行和林格尔数据中心一期项目施工总承包由中建八局以约10.49亿元中标，终期总投资约59.6亿元，一期计划2028年5月竣工。
2026-03-09CETC Digital Technology Co., Ltd. (600850.SH) announced winning a bid for SPDB's 2026 Kunpeng chip server procurement project, with a winning bid amount of RMB 549 million.中电科数字技术股份有限公司公告中标浦发银行2026年度鲲鹏芯片服务器采购项目，中标金额5.49亿元。
2026-05-18SPD Bank President Xie Wei stated at the 2026 Tsinghua PBCSF Global Finance Forum that the bank has made progress in large model deployment and intelligent risk control, and will accelerate AI-driven digital transformation.浦发银行行长谢伟在2026清华五道口全球金融论坛表示，该行已在大模型部署、智能风控等领域取得实效，将加速AI赋能数智转型。
2026-08-25Kehua Data won SPD Bank's 2026 branch computer room UPS and battery procurement project with bid amount of RMB 2.27m.科华数据中标浦发银行2026年度分行机房UPS及配套蓄电池统采项目，中标金额227.00万元。
Related-party credit facilities关联方授信额度
11 · 2024-07-30 → 2026-08-14
▾
Board approvals for comprehensive credit lines to related parties such as China Tobacco, China Mobile, Shanghai International Group, and others.董事会批准对中国烟草、中国移动、上海国际集团等关联方的综合授信额度。
2024-07-30SPDB board approved a CNY 27B comprehensive credit line for China National Tobacco Corporation for one year, classified as a related-party transaction.浦发银行董事会批准为中国烟草总公司核定270亿元综合授信额度，期限1年，构成关联交易。
2024-08-05SPD Bank's board approved a comprehensive credit facility of RMB 27 billion for China Tobacco Group for a term of one year.浦发银行董事会审议同意给予中国烟草总公司综合授信额度人民币270亿元，授信期限1年。
2024-09-14SPDB approved comprehensive credit lines for related parties: China Mobile Group RMB 9 billion, Shenergy Group RMB 20 billion, China Eastern Air RMB 27 billion, and Guotai Junan RMB 35.74 billion, all for 1 year.浦发银行核定关联方综合授信额度：中国移动集团90亿元、申能集团200亿元、东航集团270亿元、国泰君安357.4亿元，期限1年。
2024-09-29SPDB approved comprehensive credit lines for related parties: Shanghai International Group RMB 33.14 billion and Bailian Group RMB 16 billion, both for 1 year.浦发银行核定关联方综合授信额度：上海国际集团331.4亿元、百联集团160亿元，期限1年。
2025-02-21Board approved comprehensive credit lines of 26.5 billion yuan for SPDB Financial Leasing and HKD 13.501 billion for SPDB International Holdings, constituting related-party transactions.董事会批准为浦银金融租赁核定265亿元综合授信额度，为浦银国际控股核定135.01亿港元综合授信额度，构成关联交易。
2025-06-06Pudong Bank approved a comprehensive credit line of RMB 120 billion to Guotai Haitong Securities for 3 years, and RMB 25 billion to Shanghai Shendi Group for 1 year, constituting related-party transactions.浦发银行批准向国泰海通证券核定1200亿元综合授信额度（期限3年），向上海申迪集团核定250亿元综合授信额度（期限1年），构成关联交易。
2025-07-29SPD Bank approved a 20 billion yuan comprehensive credit line for China Mobile Communications Group, valid for one year.浦发银行批准为中国移动通信集团核定200亿元综合授信额度，有效期1年。
2025-08-27SPDB board approved a comprehensive credit facility of 35 billion yuan to Shanghai International Group, valid for one year.浦发银行董事会审议同意给予上海国际集团综合授信额度人民币350亿元，有效期1年。
2025-12-26SPD Bank approves comprehensive credit lines totaling over 180 billion yuan to related parties including Cinda Asset Management (109.892 billion yuan), Bailian Group (16 billion yuan), and subsidiaries.浦发银行核定向信达资产、百联集团等关联方合计授信超1800亿元。
2026-06-04SPDB board approved RMB 109.222 billion comprehensive credit line to Dongfang Asset Group and RMB 24.5 billion to Jiushi Group.浦发银行董事会审议通过向东方资产集团核定1092.22亿元、向久事集团核定245亿元综合授信额度。
2026-08-14SPD Bank proposed related-party credit facilities: RMB 35bn comprehensive credit line to Shanghai International Group; up to RMB 40.5bn related-party transaction quota for China Mobile Group.浦发银行拟为上海国际集团核定350亿元集团综合授信额度；为中国移动集团核定证券监管口径关联交易额合计不超过405亿元。
Cross-border business volume milestones跨境业务量里程碑
1 · 2024-08-20
▾
Disclosures of cross-border business volume and active customer growth, reflecting expansion in cross-border finance.披露跨境业务量和活跃客户增长，反映跨境金融扩张。
2024-08-20SPD Bank reported that its cross-border business volume exceeded RMB 2 trillion in H1 2024; cross-border active customers exceeded 30,000.浦发银行2024年上半年跨境业务量超2万亿元，跨境活跃客户超3万户。
Green credit balance growth绿色信贷余额增长
2 · 2024-08-20 → 2026-04-01
▾
Disclosures of green credit balance increases and related green finance underwriting volumes.披露绿色信贷余额增长及相关绿色金融承销规模。
2024-08-20SPD Bank's green credit balance reached RMB 595.318 billion as of end-June 2024, up 13.48% from the start of the year; it underwrote RMB 2.522 billion in green debt financing instruments.截至2024年6月末，浦发银行绿色信贷余额5953.18亿元，较年初增长13.48%；承销绿色债务融资工具25.22亿元。
2026-04-01SPDB released 2025 sustainability report: total assets exceeded RMB 10 trillion (RMB 10,081.746 billion); green credit balance RMB 707.374 billion, up 23.95% YoY; inclusive finance loans RMB 523.991 billion; MSCI ESG rating AA; IT spending RMB 7.612 billion.浦发银行发布2025年度可持续发展报告：集团资产总额突破10万亿元（100,817.46亿元）；绿色信贷余额7,073.74亿元，同比增长23.95%；普惠金融贷款5,239.91亿元；MSCI ESG评级AA；信息科技投入76.12亿元。
SPD Silicon Bank renaming to Shanghai Innovation Bank浦发硅谷银行更名上海创新银行
1 · 2024-09-02
▾
Approval for SPD Silicon Bank to rename to Shanghai Innovation Bank with SPDB increasing its stake to 100%.批准浦发硅谷银行更名为上海创新银行，浦发银行持股增至100%。
2024-09-02SPD Silicon Bank (浦发硅谷银行) approved to rename to Shanghai Innovation Bank Co., Ltd., with SPDB increasing stake to 100% and registered capital adjusted to RMB 1 billion equivalent.浦发硅谷银行获批更名为上海科创银行有限公司，浦发银行持股比例增至100%，注册资本调整为10亿元等值人民币。
PuChainTong supply chain finance system浦链通供应链金融体系
4 · 2024-09-06 → 2025-07-24
▾
Launch of the 'PuChainTong' digital supply chain service system and its first deals on partner platforms.推出“浦链通”数字供应链服务体系及在合作平台的首笔业务。
2024-09-06SPDB launched 'PuChainTong' (浦链通) digital supply chain '1+1+X' service system, including the 'PuChain e-Rong' platform and seven product lines.浦发银行推出“浦链通”数智供应链“1+1+X”服务体系，包括“浦链e融”平台及七大产品线。
2024-09-30SPDB successfully executed first 'PuChainTong' (浦链通) supply chain finance deal on SAIC Group's self-built platform 'Anji Chain' (安吉链).浦发银行成功落地上汽集团自建供应链平台“安吉链”项下首单浦链通业务。
2025-02-13Launched 'Pu Zhanggui' point-of-sale solution and 'Pu Liantong' supply chain finance service for cultural tourism and construction industries, leveraging blockchain, AI, and IoT.推出“浦掌柜”销售收款方案和“浦链通”供应链金融服务，应用于文旅和建筑行业，运用区块链、人工智能、物联网等技术。
2025-07-24SPD Bank Zibo Branch successfully launched its first 'Pu Tie Tong' supply chain finance product, providing 15 million yuan in electronic commercial acceptance bill discounting.浦发银行淄博分行成功落地首笔'浦贴通'供应链金融产品，提供1500万元电子商业承兑汇票贴现。
Tech Finance-Strategic Emerging Industries Index科技金融-战略性新兴产业指数
3 · 2024-09-07 → 2025-10-15
▾
Joint development and release of an index tracking strategic emerging industries with Xinhua China Economic Information Service.与新华中经社联合编制并发布跟踪战略性新兴产业的指数。
2024-09-07SPDB and Xinhua China Economic Information Service jointly released preliminary results of 'Tech Finance-Strategic Emerging Industries Index'.浦发银行与新华社中国经济信息社联合发布“科技金融-战略性新兴产业指数”初步成果。
2025-02-28Jointly developed and published 'Sci-Tech Finance - Strategic Emerging Industries Index Report (2024)' with China Economic Information Service, covering five major emerging industries.与中经社共同研发发布《科技金融-战略性新兴产业指数报告（2024）》，涵盖新一代信息技术、新能源、新材料、生物、新能源汽车五大产业。
2025-10-15SPDB co-launched the SSE STAR Innovation Growth Strategy Select Index, incorporating its self-developed 'Tech Five Forces Model' as a key selection factor, selecting 80 securities.浦发银行参与编制上证科创板创新成长策略精选指数，融入自主研发的'科技五力模型'，选取80只样本证券。
Post-typhoon reconstruction support台风后重建支持
1 · 2024-09-12
▾
Measures and financing provided by the Haikou branch to support reconstruction after Typhoon Yagi.海口分行采取措施并提供融资支持台风“摩羯”后的重建。
2024-09-12SPDB Haikou branch launched ten measures for post-typhoon '摩羯' reconstruction, providing about RMB 20 million in financing to aviation and agarwood enterprises.浦发银行海口分行推出灾后重建十项措施，为航空业和沉香产业企业提供约2000万元融资支持。
PuYin Financial Leasing capital increase浦银金融租赁增资
2 · 2024-09-13 → 2025-09-02
▾
Increase in registered capital of subsidiary PuYin Financial Leasing from 5 billion to approximately 6.4 billion yuan.子公司浦银金融租赁注册资本从50亿元增至约64亿元。
2024-09-13SPDB's subsidiary PuYin Financial Leasing (浦银金融租赁) increased registered capital from RMB 5 billion to approximately RMB 6.4 billion.浦发银行子公司浦银金融租赁注册资本由50亿元增至约64亿元。
2025-09-02SPDB subsidiary Puyin Financial Leasing established Puyin (Hainan) Leasing Co., Ltd. with registered capital of 1 million yuan, to conduct financial leasing business in the bonded area of Hainan.浦发银行旗下浦银金融租赁设立浦银（海南）租赁有限公司，注册资本100万元，在海南保税区开展融资租赁业务。
Credit card system upgrades and NPL transfers信用卡系统升级与不良转让
8 · 2024-09-14 → 2026-08-10
▾
System upgrades for credit card services and batch transfers of non-performing credit card loans.信用卡服务系统升级及批量转让不良信用卡贷款。
2024-09-14SPDB announced credit card system upgrade, suspending services from 17:00 Sept 20 to 18:00 Sept 21, 2024.浦发银行公告信用卡系统升级，2024年9月20日17:00至9月21日18:00暂停服务。
2025-01-25SPD Bank disclosed credit card NPL transfer projects for 2025: tranche 2 had RMB 1.498 billion outstanding, tranche 1 RMB 1.273 billion, tranche 3 RMB 1.016 billion.浦发银行披露2025年信用卡不良贷款转让项目：第2期未偿本息14.98亿元，第1期12.73亿元，第3期10.16亿元。
2025-05-22SPDBank credit card center and several branches listed over 2.7B yuan of non-performing personal loans for transfer at a discount.浦发银行信用卡中心及多家分行挂牌转让超过27亿元个人不良贷款，转让价格大幅折价。
2025-06-06Pudong Bank's credit card centre listed two personal NPL asset packages on the CIBE, with principal plus interest exceeding RMB 2.7 billion, sold at a price below 10% of face value.浦发银行信用卡中心在银登中心挂出两笔个人不良贷款资产包，本金加利息超过27亿元，转让价格跌破1折。
2025-11-28Credit card center plans to transfer four NPL asset packages with total outstanding principal+interest over 5B yuan; YTD 18 packages transferred totaling 20.696B yuan.信用卡中心拟批量转让四个不良贷款资产包，未偿本息总额合计超50亿元；今年以来共挂牌转让18个信用卡不良资产包，未偿本息总额合计206.96亿元。
2025-12-05SPD Bank credit card center plans to batch transfer four non-performing loan asset packages with total outstanding principal and interest exceeding 5 billion yuan.浦发银行信用卡中心拟批量转让四个不良贷款资产包，未偿本息总额合计超50亿元。
2026-07-07SPD Bank listed two credit card NPL transfer projects on the银登网 totaling about 7.2 billion yuan in unpaid principal and interest, involving 254,700 accounts.浦发银行在银登网挂牌两期信用卡不良贷款转让项目，未偿本息费合计约72亿元，涉及25.47万笔债权。
2026-08-10SPD Bank launched two credit card NPL transfer projects (2026 tranches 1 and 2) on CIBE platform, with total outstanding principal and interest of RMB 3.257bn and RMB 3.942bn respectively as of May 23, 2026.浦发银行在银登网挂牌2026年第1期和第2期信用卡不良贷款转让项目，截至2026年5月23日未偿本息费分别约32.57亿元和39.42亿元。
Existing mortgage rate batch adjustment存量房贷利率批量调整
3 · 2024-09-30 → 2024-11-01
▾
Announcement and implementation of batch adjustments to existing mortgage loan interest rates following PBOC directives.根据央行政策，公告并实施存量房贷利率批量调整。
2024-09-30SPDB announced it will adjust existing mortgage rates in batches, with detailed rules by Oct 12 and completion by Oct 31, 2024, following PBOC directive.浦发银行公告将批量调整存量房贷利率，拟于10月12日发布细则，10月31日前完成调整。
2024-10-12SPD Bank announced batch adjustment of existing mortgage loan interest rates on October 25, 2024, with centralized batch adjustment for eligible loans.浦发银行宣布于2024年10月25日集中批量调整存量房贷利率，对符合条件的贷款进行集中调整。
2024-11-01SPDB announces mechanism for existing mortgage rate repricing: customers can adjust rate spread if current spread exceeds national average plus 30bp, and choose repricing cycle of 3/6/12 months, effective from Nov 15.浦发银行宣布存量房贷利率重定价机制：加点值高于全国平均加30BP时可申请调整，可选择3/6/12个月重定价周期，自11月15日起受理。
Convertible bond conversion and capital actions可转债转股与资本运作
13 · 2024-10-08 → 2026-07-27
▾
Conversion of the 50 billion yuan convertible bond into shares, related capital increases, and stake changes by major holders.500亿元可转债转股、相关资本增加及主要股东持股变动。
2024-10-08SPD Bank disclosed convertible bond conversion results: cumulative conversion amount of 1.422 million yuan, 97,000 shares converted, conversion ratio 0.0003%; unconverted amount 49.986 billion yuan, unconverted ratio 99.9972%.浦发银行披露可转债转股结果：累计转股金额142.20万元，转股股数9.7万股，转股比例0.0003%；未转股金额499.86亿元，未转股比例99.9972%。
2025-04-03As of March 31, 2025, only 1.44M yuan of SPDB convertible bonds (total 50B yuan) had been converted into shares, with 99.9971% still unconverted.截至2025年3月31日，浦发转债累计仅14.4万元转为普通股，未转股比例达99.9971%。
2025-06-26Xinda Securities' Xinfeng No.1 single asset management plan accumulated holdings of 117.85 million 'Pufa Convertible Bonds' (23.57% of total), then transferred them to Xinda Investment on June 26.信达证券管理的信丰1号单一资产管理计划累计增持浦发转债117,852,490张（占总量23.57%），并于6月26日转让至信达投资账户。
2025-07-01Xinda Investment converted 1.1785 billion face value of SPD Bank convertible bonds (Pufa Convertible Bond) into 912 million A-shares, becoming a shareholder with over 3% stake.信达投资将面值117.85亿元的浦发转债转为9.12亿股A股，成为持股超3%的股东。
2025-07-09SPD Bank adjusted Pufa Convertible Bond conversion price from 12.92 yuan to 12.51 yuan per share due to dividend, effective July 16.浦发银行因分红将浦发转债转股价从12.92元/股调整为12.51元/股，自7月16日起生效。
2025-10-02China Orient Asset Management and its concert parties increased SPDB stake to 3.44% via secondary market purchases and convertible bond conversion, holding 1.073 billion shares and 8.6 million convertible bonds as of Sep 29.截至9月29日，东方资产及其一致行动人通过二级市场购入及可转债转股增持浦发银行至3.44%，持有10.73亿股普通股及860万张可转债。
2025-10-13China Mobile converted 56.31 million SPDB convertible bonds into 450 million shares, raising its stake from 17.00% to 18.18%.中国移动将5631万张浦发转债转为4.5亿股普通股，持股比例从17.00%增至18.18%。
2025-10-16As of Oct 15, cumulative SPDB convertible bond conversion reached CNY 382.51 billion (76.5% of total), with CNY 117.49 billion unconverted; total share capital increased to 32.38 billion shares.截至10月15日，浦发转债累计转股382.51亿元，未转股117.49亿元，总股本增至323.8亿股。
2025-10-17China Mobile converted another 18.74 million SPDB convertible bonds into 149.8 million shares, raising its stake from 17.80% to 18.15%.中国移动再次将1874万张浦发转债转为1.498亿股，持股比例从17.80%增至18.15%。
2025-10-24China Mobile converted 14.84 million SPDB convertible bonds into 118.6 million shares, raising its stake from 17.88% to 18.18%.中国移动将1483.8万张浦发转债转为1.186亿股，持股比例从17.88%增至18.18%。
2025-10-28SPDB convertible bond (CNY 50 billion) conversion completed at 99.67%; only CNY 163 million unconverted; bond delisted from SSE. Cumulative conversion added CNY 49.837 billion to common equity.浦发转债（500亿元）转股完成率达99.67%，仅1.63亿元未转股，债券从上交所摘牌；累计转股498.37亿元。
2026-04-01SPDB achieved ~RMB 50 billion convertible bond conversion in 2025, conversion rate 99.67%, setting a record for the largest single convertible bond conversion in A-share history.浦发银行2025年实现近500亿元可转债转股，转股比例99.67%，创A股历史单笔最大规模转股纪录。
2026-07-27NFRA approved SPD Bank's registered capital increase to 33.306 billion yuan from 29.352 billion yuan, following conversion of 500 billion yuan convertible bonds.国家金融监督管理总局批复同意浦发银行注册资本由293.52亿元变更为333.06亿元，源于可转债转股。
Stock repurchase and increase loans股票回购增持贷款
12 · 2024-10-21 → 2025-07-02
▾
Provision of special loans to listed companies for share buybacks and stake increases, including pilot transactions and regional firsts.为上市公司提供股票回购和增持专项贷款，包括试点业务和区域首单。
2024-10-21SPD Bank Ningbo Branch approved 2 stock repurchase and increase loan businesses, totaling 100 million yuan, for two sci-tech enterprises.浦发银行宁波分行审批通过2笔股票回购增持贷款业务，合计金额1亿元，为两家科创企业提供授信支持。
2024-10-23SPD Bank completed over 170 stock repurchase and increase loan cooperation intentions with listed companies, covering integrated circuits, optical electronics, biomedicine, transportation, and high-end manufacturing.浦发银行已完成与超过170家上市公司的股票回购增持贷款合作意向，涵盖集成电路、光学电子、生物医药、交通运输、高端制造等行业。
2024-10-31SPD Bank Nanning Branch completed the first stock repurchase special loan business for listed companies in Guangxi region among joint-stock banks.浦发银行南宁分行完成广西区域内股份制银行首单上市公司股票回购专项贷款业务审批。
2024-11-22SPDB provides up to 140 million yuan special loan to Jintian Co. for share buyback (1-2 billion yuan program).浦发银行宁波分行为金田股份提供不超过1.4亿元专项贷款，用于1-2亿元股份回购。
2024-11-26SPDB Zhangjiang Sci-Tech branch issues loan commitment of 140 million yuan to MicroPort Endovascular for stock repurchase.浦发银行张江科技支行向心脉医疗出具1.4亿元贷款承诺函，用于股票回购。
2025-01-26SPD Bank completed over 100 stock repurchase and increase loan projects, covering IC, optics, biopharma, transportation, and high-end manufacturing sectors.浦发银行已完成超100个股票回购增持贷款项目，涵盖集成电路、光学电子、生物医药、交通运输、高端制造等行业。
2025-03-16Shenzhen Branch successfully landed the region's first pilot M&A loan for a tech enterprise, providing 80% financing for a national high-tech firm's acquisition.深圳分行成功落地区域首单科技企业并购贷款试点业务，为一家国家级高新技术企业并购交易提供80%融资比例的并购贷款。
2025-03-20Guangzhou Branch landed the region's first pilot M&A loan for a tech enterprise, providing an 8-year M&A loan to a national-level specialized 'Little Giant' firm.广州分行落地区域首单科技企业并购贷款试点业务，为一家国家级专精特新“小巨人”企业提供期限8年的并购贷款。
2025-04-01SPDB Ningbo Branch landed the first pilot sci-tech enterprise M&A loan in the branch, with a 10-year term, to support a listed company's acquisition of a national-level specialized 'Little Giant' firm.浦发银行宁波分行落地分行首单科技企业并购贷款试点业务，期限10年，用于支持某上市公司收购国家级专精特新‘小巨人’企业。
2025-04-11SPDB Shanghai Branch provided 270M yuan stock-increase special loan to Huayi Group (600623.SH), the first such loan to a Shanghai municipal SOE listed company, with a term up to 3 years.浦发银行上海分行向华谊集团（600623.SH）发放2.7亿元股票增持专项贷款，期限不超过3年，为上海首笔市属国企上市公司股票增持贷款。
2025-04-11SPDB had deployed 24 stock buyback/increase special loan projects by end-Q1 2025, covering 18 cities, with over 100 approved projects in reserve across IC design, high-end manufacturing, biopharma, etc.截至2025年一季度末，浦发银行已投放24个回购增持专项贷款项目，覆盖18个城市，储备已完成审批项目超100个，涉及集成电路、高端制造、生物医药等行业。
2025-07-02SPD Bank Chongqing Branch issued its first sci-tech enterprise M&A loan pilot business, providing financing to a national-level specialized 'Little Giant' advanced gear manufacturer.浦发银行重庆分行发放首笔科技企业并购贷款试点业务，为国家级专精特新'小巨人'先进齿轮制造企业提供融资。
Market operations & infrastructure市场操作与基础设施
11 · 2024-10-24 → 2026-08-19
▾
Participation in financial market operations, new trading platforms, and system upgrades.参与金融市场操作、新交易平台和系统升级。
2024-10-24SPD Bank executed the first batch of国债质押式 repurchase transactions under the Securities, Fund, and Insurance Company Swap Facility (SFISF) tool with Guotai Junan.浦发银行携手国泰君安落地证券、基金、保险公司互换便利（SFISF）下的首批国债质押式回购交易。
2024-11-05SPDB executes first 30-year ultra-long-term interest rate swap and first FR001-linked swap on CFETS launch day.浦发银行在中国外汇交易中心上线首日达成全市场首单30年超长期限利率互换和首单挂钩FR001的利率互换交易。
2025-05-21SPDBank executed the first market repo transaction using CDB sci-tech innovation bonds as collateral in foreign currency (USD), and also the first over-the-counter repo using such bonds.浦发银行完成全市场首单以国开科创债为押品的外币（美元）回购交易，以及首单柜台渠道质押式回购交易。
2025-08-06SPDB successfully executed the first interbank market OTC pledged repo of S&T innovation bonds under Shanghai Clearing House custody, in collaboration with Weifang Bank.浦发银行成功落地全市场首单上海清算所托管科创债券柜台质押式回购业务，与潍坊银行合作。
2026-03-02SPDB, with BNP Paribas and Clearstream, completed the first batch of offshore Chinese government bonds as eligible collateral for initial margin under ISDA non-cleared derivatives, marking the first acceptance of offshore Chinese sovereign bonds as cross-border collateral by overseas institutions.浦发银行与东方汇理银行、明讯银行完成首批离岸中国国债作为ISDA非集中清算衍生品初始保证金合格担保品交易，标志着境外机构首次接受离岸中国国债作为跨境担保品。
2026-06-01SPDB Chongqing branch participated in UN Convention on Negotiable Cargo Documents event, showcasing its railway bill of lading cross-border trade finance model.浦发银行重庆分行参加《联合国可转让货物单证公约》活动，展示铁路提单跨境贸易融资模式。
2026-06-18SPDB became a first batch direct participant in 'Shubida' (CBETS), a digital RMB cross-border infrastructure platform.浦发银行成为“数币达”（CBETS）首批直接参与者，该平台为数字人民币跨境基础设施。
2026-07-11SPD Bank completed first-day trading and settlement on Hong Kong's new gold central clearing and settlement system, with transactions totaling 110,000 ounces.浦发银行在香港黄金中央清算及结算系统启动首日完成交易和结算，交易规模合计11万盎司。
2026-08-06SPD Bank participated in first-day trading of HKEX's new 5-year RMB government bond futures via its Hong Kong branch, supporting RMB internationalization and offshore market development.浦发银行依托香港分行参与港交所新推出的5年期人民币国债期货首日首批交易，助力人民币国际化与离岸市场发展。
2026-08-14SPD Bank completed first batch of secondary-market transactions in Shanghai Clearing House free-trade offshore RMB bonds by FTU investors, expanding FTU participation from primary subscription to secondary trading.浦发银行落地金融机构自贸分账核算单元（FTU）投资人首批上海清算所自贸离岸债二级交易，推动参与范围从一级认购向二级流通拓展。
2026-08-19SPD Bank issued first structured deposit linked to Shanghai Clearing House US Treasury new-issue bond index (10Y), a 12-month principal-protected auto-callable product for retail clients, with CITIC Securities as derivatives counterparty.浦发银行发行全市场首笔挂钩上海清算所美国国债新发债券指数（10年期）的结构性存款，12个月保本自动赎回，面向个人客户，中信证券为交易对手方。
Data resource capitalization disclosure数据资源入表披露
1 · 2024-10-28
▾
Plans to disclose data resource capitalization in the annual report, potentially a first among listed banks.计划在年报中披露数据资源入表，可能成为上市银行首例。
2024-10-28SPD Bank announced plans to disclose data resource capitalization in its 2024 annual report, expected to become the first listed bank to do so, with data resource scale of approximately 10 million yuan.浦发银行宣布计划在2024年年报中披露数据资源入表情况，有望成为首家实现数据资源入表的上市银行，数据资源规模约为1000万元。
Industrial technology transformation loans工业技术改造贷款
2 · 2024-10-29 → 2026-04-16
▾
Disbursement of special loans for industrial technology transformation and equipment upgrades.发放工业技术改造和设备更新专项贷款。
2024-10-29SPD Bank Chongqing Branch landed its first industrial technology transformation and equipment upgrade special loan, with contract signing amount of 50 million yuan and loan disbursement of 8.05 million yuan.浦发银行重庆分行落地首笔工业领域技术改造和设备更新专项贷款，合同签约金额5000万元，已实现贷款投放805万元。
2026-04-16SPDB Wuxi branch disbursed first tranche of technical transformation loan of RMB 57.3 million to Jiangsu Zhongchao Cable for intelligent upgrade project.浦发银行无锡分行为江苏中超电缆投放首批技术改造贷款5730万元，用于智能化升级改造项目。
Bank of China comprehensive cooperation与中国银行全面合作
1 · 2024-11-05
▾
Signing of a comprehensive cooperation agreement with Bank of China covering overseas business, financial markets, and asset management.与中国银行签署全面合作协议，涵盖海外业务、金融市场和资产管理。
2024-11-05SPDB signs comprehensive cooperation agreement with Bank of China, covering overseas business, financial markets, investment banking, and asset management.浦发银行与中国银行签署《全面合作协议》，合作领域包括境外业务、金融市场、投行资管等。
M&A loan action plan and deals并购贷款行动计划与交易
10 · 2024-11-06 → 2026-07-02
▾
Launch of the 'Thousand Billion M&A Loan Action Plan', pilot M&A loans for tech enterprises, and major syndicated M&A financing.推出“千亿并购贷款行动计划”，开展科技企业并购贷款试点及大型银团并购融资。
2024-11-06SPDB Guangzhou branch provides M&A refinancing loan to Xuwen Port Holdings for acquisition of Shuangsheng Transport Group, supporting Qiongzhou Strait integration.浦发银行广州分行为徐闻港航控股收购双泰运输集团提供并购再融资贷款，支持琼州海峡资源整合。
2024-12-18Saic Microelectronics' subsidiary applied for a 226 million yuan M&A loan from SPDB Beijing Yayuncun Sub-branch to refinance the acquisition of 9.73% equity in Sweden's Silex.赛微电子全资子公司向浦发银行北京亚运村支行申请不超过2.26亿元并购贷款，用于置换收购瑞典Silex 9.73%股权的部分并购款。
2025-01-27SPD Bank Shenzhen branch signed an M&A loan agreement with Minde Electronics at the Shenzhen M&A Fund Alliance founding conference, providing full-service M&A financing.浦发银行深圳分行在深证并购基金联盟成立大会上与民德电子签署并购贷款协议，提供全方位并购融资服务。
2025-03-12Launched the 'Thousand Billion M&A Loan Action Plan for Tech Enterprises', aiming to provide up to RMB 100 billion in M&A loans to support strategic emerging industries and future industries.启动“科技企业并购贷款千亿行动计划”，旨在为科技企业提供总额达千亿元的并购贷款，重点支持战略性新兴产业和未来产业。
2025-08-25SPDB provided a 7-year M&A loan of 1.57 billion yuan (first tranche) to support a coal industry consolidation in Ningxia, involving acquisition of 100% equity in two private coal mines.浦发银行提供7年期并购贷款首期15.7亿元，支持宁夏煤炭产业整合，收购两座民营煤矿100%股权。
2025-09-02SPDB Guangzhou Branch launched the 'Puying M&A Super Product' and released the 'M&A Blue Book' guidebook, setting a three-year target of 10 billion yuan in M&A loans and 100 billion yuan in listed company M&A growth in the Greater Bay Area.浦发银行广州分行发布'浦赢并购超级产品'及《并购蓝宝书》指导手册，设定大湾区三年目标：百亿级并购贷款投放、千亿级上市公司并购成长。
2025-11-29Year-to-date domestic and cross-border M&A loan disbursements exceeded 100B yuan; launched 'Puying M&A' super product and established M&A business center at head office.年内境内外并购贷款投放规模突破千亿元；推出“浦赢并购”超级产品，成立总行并购业务中心。
2025-12-09SPD Bank Chairman Zhang Weizhong states at the M&A Finance Conference that the bank aims to become the 'first-choice bank for M&A' and launches the 'China M&A Composite Index (2025)' with China Economic Information Service.浦发银行董事长张为忠在并购金融大会上表示力争成为“并购首选银行”，并与中国经济信息社联合发布“中国并购综合指数（2025）”。
2026-03-12SPDB provided an M&A loan to Tibet's largest private medical enterprise, the first enhanced-control M&A loan in Tibet under the new Commercial Bank M&A Loan Management Measures, supporting the enterprise's equity restructuring and resource integration.浦发银行为西藏自治区最大民营医疗企业发放增强控制权并购贷款，为《商业银行并购贷款管理办法》发布后西藏首批，支持企业股权结构优化和资源整合。
2026-07-02SPD Bank Linchuan sub-branch led a 550 million yuan syndicated project loan, the first in Fuzhou for a magnesium-based new materials industrial park.浦发银行临川支行牵头发放抚州市首笔5.5亿元镁基新材料产业园银团项目贷款。
Guangzhou housing maintenance fund management广州住宅维修基金管理
1 · 2024-11-11
▾
Winning the bid for Guangzhou housing maintenance fund management, gaining access to a large deposit pool.中标广州住宅维修基金管理，获得大额存款池。
2024-11-11SPDB Guangzhou branch wins bid for Guangzhou housing maintenance fund management, gaining access to ~39 billion yuan deposit pool.浦发银行广州分行中选广州市维修资金专户管理银行，获得约390亿元维修资金存款分配资格。
AI large-model software and hardware investmentAI大模型软硬件投入
10 · 2024-11-14 → 2026-06-29
▾
Tender announcements for AI large-model software and hardware to build enterprise AI application systems.发布AI大模型软硬件招标公告，建设企业AI应用系统。
2024-11-14SPDB issues multiple tender announcements for large-model AI software and hardware to build enterprise AI application system.浦发银行发布多个大模型项目招标公告，采购相关软硬件产品，建设大模型应用体系。
2025-02-07Won bid for large-model knowledge engineering platform procurement from Xinghuan Information Technology (Shanghai) Co., Ltd. for 3,300,000 yuan, to integrate with the bank's model service and management platform.中标星环信息科技（上海）股份有限公司330万元的大模型知识工程平台产品采购项目，用于与银行模型服务与管理平台集成。
2025-02-20Completed deployment of DeepSeek-R1 671B large model on Ascend Atlas 800T A2 computing cluster, integrated into digital employee assistant for intelligent Q&A, financial analysis, and report writing.基于昇腾Atlas 800T A2算力集群完成DeepSeek-R1 671B大模型部署，嵌入数字员工助手，赋能智能问答、财务分析、报告写作等场景。
2025-04-18SPDB completed deployment of DeepSeek-R1 671B billion-parameter large model on Ascend servers by Feb 2025, becoming the first joint-stock bank to achieve full-stack domestic AI platform + DeepSeek financial application.截至2025年2月，浦发银行在昇腾服务器上完成DeepSeek-R1 671B千亿级大模型部署，成为首家实现全栈国产化算力平台+DeepSeek大模型金融应用的股份制银行。
2025-04-18SPDB built an enterprise-level knowledge base covering 6 business domains and 5 knowledge types, and developed 8 enterprise AI components and 10 AI engineering applications, creating 200+ digital employee scenarios.浦发银行建成覆盖六大业务领域和五大知识类型的企业级知识库，打造八大企业级AI组件和十大AI工程化应用，形成200多个数字员工应用场景。
2025-07-25SPD Bank established an Artificial Intelligence Center to accelerate large-model application, building a 'four-in-one' intelligent base with computing power, algorithms, platform, and knowledge.浦发银行成立人工智能中心，加速大模型应用，构建'算力+算法+平台+知识'四位一体智能基座。
2025-12-15SPD Bank holds digital achievements showcase and releases AI Implementation Action Plan (2026), building a '5+1' system for AI-driven transformation.浦发银行举办数智化成果展示及人工智能实施行动计划（2026）发布会，构建“5+1”体系。
2026-04-02SPDB deepened cooperation with Alibaba Cloud, leveraging Pingtouge 'Zhenwu' chip and Qwen multimodal LLM to build an intelligent recognition model, improving process efficiency by over 80%.浦发银行与阿里云深化合作，依托平头哥“真武”芯片与千问多模态大模型，打造智能识别新模式，流程效率提升超80%。
2026-04-10SPDB jointly developed with Baidu the 'Puyin Zhiqi' M+1+N large model service matrix, built on domestic AI computing power and multiple open-source models, for financial applications.浦发银行联合百度等企业打造“浦银智启”M+1+N大模型服务矩阵，基于国产化AI算力和开源模型，用于金融场景。
2026-06-29SPDB, in partnership with Huawei, completed the deployment of DeepSeek-V4 on its 'Puyin Zhiqi' large model service matrix for financial applications.浦发银行携手华为，在“浦银智启”大模型服务矩阵上完成DeepSeek-V4部署上线。
China Minmetals strategic meeting与中国五矿战略会谈
1 · 2024-11-22
▾
Working meeting with China Minmetals to deepen cooperation in credit, project financing, supply chain, and financial markets.与中国五矿举行工作会谈，深化信贷、项目融资、供应链和金融市场合作。
2024-11-22SPDB and China Minmetals hold working meeting to deepen cooperation in credit, project financing, supply chain, cross-border, and financial markets.中国五矿与浦发银行在京举行工作会谈，深化在授信用信、项目融资、供应链及跨境业务、金融市场等领域的合作。
Jinchuan Group supply chain finance case金川集团供应链金融案例
1 · 2024-12-03
▾
Selection of a supply chain finance case with Jinchuan Group as a national typical case by the State Council.与金川集团的供应链金融案例被国务院选为全国典型案例。
2024-12-03SPDB's supply chain finance case with Jinchuan Group was selected as one of 63 national typical cases by the State Council's inter-ministerial joint conference on reducing enterprise burdens, the only bank-led case.浦发银行与金川集团的供应链金融案例入选国务院减轻企业负担部际联席会议63个典型案例，是唯一以商业银行为主体申报的案例。
Fudan University strategic cooperation复旦大学战略合作
1 · 2024-12-04
▾
Signing of a comprehensive strategic cooperation agreement with Fudan University and inauguration of a joint research center.与复旦大学签署全面战略合作协议，并揭牌联合研究中心。
2024-12-04SPDB signed a comprehensive strategic cooperation agreement with Fudan University and jointly inaugurated the 'SPDB-Fudan University Shanghai International Financial Center Construction Research Center'.浦发银行与复旦大学签署全面战略合作协议，并揭牌成立“浦发银行-复旦大学上海国际金融中心建设研究中心”。
Health & Wellness Core Space with CPIC与中国太保“康养芯空间”
1 · 2024-12-04
▾
Joint opening of the first national 'Health & Wellness Core Space' with China Pacific Life Insurance in Hangzhou.与中国太平洋人寿在杭州联合开设全国首家“康养芯空间”。
2024-12-04SPDB and China Pacific Life Insurance jointly opened the first national 'Health & Wellness Core Space' (Kangyang Xin Kongjian) in Hangzhou, integrating health assessment and elderly care services.浦发银行与中国太保寿险联合打造的全国首家“康养芯空间”在杭州落户，整合健康评测和养老金融服务。
Shanghai Growth custodian appointment上海 Growth 托管人任命
1 · 2024-12-05
▾
Appointment of SPDB as the new custodian for Shanghai Growth under a new custodian agreement.根据新托管协议，上海 Growth 任命浦发银行为新托管人。
2024-12-05Shanghai Growth (00770) appointed SPDB as its new custodian under a new托管人协议 effective from 2024-12-04.上海成长（00770）委任浦发银行为新托管人，自2024年12月4日起生效。
Puyi Jinsheng elderly care finance brand“浦颐金生”养老金融品牌
4 · 2024-12-12 → 2025-10-16
▾
Launch of the 'Puyi Jinsheng' elderly care financial service brand and related studios and campaigns.推出“浦颐金生”养老金融服务品牌及相关工作室和活动。
2024-12-12SPDB launched the 'Puyi Jinsheng' elderly care financial service brand and inaugurated the first batch of elderly care financial studios in Shanghai.浦发银行在上海发布“浦颐金生”养老金融服务品牌，并揭牌首批养老金融工作室。
2025-04-22SPDB launched 'Puyi Jinsheng Pension Ten-Thousand-Mile Tour' investor education campaign, introducing '1+5' comprehensive pension planning services including account, ledger, plan, online zone, and offline consultant.浦发银行启动‘浦颐金生养老万里行’投教活动，推出‘1+5’立体化养老规划服务，包括养老账户、账本、规划、线上专区、线下咨询师。
2025-06-11Pudong Bank and China Pacific Insurance jointly released the 'Puyi Jinsheng' silver finance and health handbook, and co-founded a 'Respect-the-Elderly Consumption Ecosystem' with China UnionPay, Bright Food, Bailian Group, and Jinjiang International.浦发银行与中国太保联合发布《“浦颐金生”银发金融及健康百问手册》，并与中国银联、光明食品集团、百联集团、锦江国际集团共同成立“敬老消费生态圈”。
2025-10-16SPDB launched 'Puyi Yinsheng' silver-age financial services brand with a series of initiatives including exclusive products, health management, and a handbook co-authored with China Pacific Insurance.浦发银行启动'浦颐金生'养老金融服务品牌，推出专属产品、健康管理及与中国太保合编的手册。
Digital finance service launch数字金融服务发布
2 · 2024-12-18 → 2025-12-19
▾
Unveiling of the 'Puhui Laile' APP and 'Mobile Banking 2025', and signing of digital finance agreements with Shanghai Data Group subsidiaries.发布“普惠来了”APP和“手机银行2025”，并与上海数据集团子公司签署数字金融协议。
2024-12-18SPDB held a digital finance service launch event, unveiling the 'Puhui Laile' APP and 'Mobile Banking 2025', and signed digital finance strategic cooperation agreements with three subsidiaries of Shanghai Data Group.浦发银行举办数字金融服务发布会，焕新发布“浦惠来了”APP和“手机银行2025”，并与上海数据集团旗下三家子公司签署数字金融战略合作协议。
2025-12-19SPD Bank launches revamped 'Puhui Laile' and 'SPD Bank' apps, building a digital financial service system for individuals and小微 enterprises.浦发银行发布焕新“浦惠来了”APP与“浦发银行”APP，构建个人与小微数字金融服务体系。
Shanghai International Group stake increase上海国际集团增持
2 · 2024-12-19 → 2025-03-04
▾
Increase in stake by the largest shareholder Shanghai International Group through its subsidiary, with plans for further purchases.第一大股东上海国际集团通过子公司增持股份，并计划进一步购买。
2024-12-19SPDB's largest shareholder, Shanghai International Group, through its subsidiary Shanghai State-owned Assets Management Co., increased its stake by 7.5755 million shares (0.03% of total shares) and plans to buy another 47-94 million shares within 6 months.浦发银行第一大股东上海国际集团全资子公司上海国有资产经营有限公司增持757.55万股（占总股本0.03%），计划6个月内再增持4700万至9400万股。
2025-03-04Shanghai State-owned Assets Management Co., Ltd. completed the share increase plan, purchasing 94 million shares (0.32% of total) via centralized竞价, raising the controlling shareholder's combined stake to 29.99%.上海国有资产经营有限公司完成增持计划，通过集中竞价方式增持9400万股（占总股本0.32%），控股股东合计持股比例升至29.99%。
Chongqing Construction Group syndicated loan重庆建工银团贷款
1 · 2024-12-25
▾
Leading a 4.165 billion yuan syndicated loan to help Chongqing Construction Group optimize debt structure via highway toll right securitization.牵头41.65亿元银团贷款，通过高速公路收费权证券化帮助重庆建工优化债务结构。
2024-12-25SPDB Chongqing Branch led a 4.165 billion yuan syndicated loan to help Chongqing Construction Group optimize debt structure by securitizing a highway toll right.浦发银行重庆分行牵头组成41.65亿元银团贷款，助力重庆建工集团盘活高速公路收费权、优化债务结构。
Climate change bond fund issuance气候变化债券基金发行
1 · 2024-12-27
▾
Issuance of the first national public bond fund addressing climate change with CFETS and Neuberger Berman.与外汇交易中心和路博迈基金共同发行全国首只应对气候变化公募债券基金。
2024-12-27SPDB, together with the China Foreign Exchange Trade System and路博迈基金, successfully issued the first national public bond fund addressing climate change: 'Neuberger Berman CFETS 0-5 Year Climate Change High-Grade Bond Composite Index Securities Investment Fund'.浦发银行携手外汇交易中心、路博迈基金成功发行全国首只应对气候变化的公募债券基金——“路博迈CFETS 0-5年期气候变化高等级债券综合指数证券投资基金”。
ESG & social initiativesESG与社会公益
8 · 2025-01-08 → 2026-03-27
▾
Environmental, social, and governance-related activities, including donations, charity, and green finance.环境、社会和治理相关活动，包括捐赠、慈善和绿色金融。
2025-01-08SPD Bank donated RMB 1 million to Shanghai Charity Foundation for earthquake relief in Dingri County, Xizang.浦发银行向上海市慈善基金会捐赠100万元，用于驰援西藏定日县地震灾区。
2025-09-05SPDB launched the group public welfare brand 'Pugongying' and the '2025 Space Renewal Public Welfare Plan' in partnership with Shanghai Civil Affairs Bureau, CYW, SASAC, and multiple foundations.浦发银行携手上海市民政局、团市委、国资委等多方发布集团公益品牌'浦公英'及'2025空间新生公益计划'。
2025-11-11Shanghai branch co-hosted 'Shanghai North America Clean Technology and Carbon Neutrality Roadshow' at CIIE with ~80 firms from China and US; cross-border green loan balance ~$2.6B, overseas green bond investment $380M.上海分行在进博会联合举办“上海北美清洁技术与碳中和路演对接活动”，中美约80家企业参与；跨境绿色贷款余额约26亿美元，海外绿色债券投资3.8亿美元。
2025-11-28Donated 10M HKD to Hong Kong White Magnolia Charity Foundation for emergency relief and post-disaster reconstruction after the Tai Po fire.向香港白玉兰慈善基金会捐赠1000万港元，用于支持香港大埔火灾应急救灾和灾后重建。
2025-12-16SPD Bank launches 'Guard Memory Love Branch' charity project with CPIC and Taibao Blue Foundation, first landing at SPD Bank Shanghai Branch.浦发银行与中国太保、太保蓝公益共同启动“守护记忆·爱心网点”公益项目，首个网点落地上海分行。
2025-12-26SPD Bank and Shanghai International Trust launch Chongqing's first 'trustee + financial advisor' special needs trust for families with autistic children.浦发银行与上海国际信托落地重庆市首单“受托人+财务顾问”架构特殊需要信托。
2026-01-26SPD Bank Zhengzhou Branch and Shangqiu Meteorological Bureau jointly issued Henan Province's first 'Climate Loan' (RMB 850,000), integrating meteorological data into agricultural credit assessment to support smart agriculture and green prevention technologies.浦发银行郑州分行与商丘市气象局合作，成功投放河南省首笔“气候贷”（85万元），将气象数据融入涉农信贷评估体系，支持智慧农业和绿色防控技术。
2026-03-27SPDB launched the 'ESG Public Welfare Leader Plan' in Shenzhen, the first stop of the plan, integrating charity trust services, ecosystem connections, and research for enterprises and entrepreneurs, as part of the 'SPDB Enterprise Star' platform upgrade.浦发银行在深圳启动“ESG公益领航者计划”全国首站，整合慈善信托、生态链接、课题研究等服务，为“浦发企明星”平台ESG公益领域升级。
Subsidiary & village bank integration子公司及村镇银行整合
24 · 2025-10-17 → 2026-08-17
▾
Acquisition and conversion of village banks into branches, and dissolution of acquired entities.收购村镇银行并将其转为分支机构，以及被收购实体的解散。
2025-10-17Dalian Financial Regulatory Bureau approved SPDB's acquisition of Dalian Ganjingzi SPDB Village Bank and its conversion into SPDB Dalian Suoyuwan Sub-branch, assuming all assets, liabilities, business, and staff.大连金融监管局同意浦发银行收购大连甘井子浦发村镇银行并设立大连梭鱼湾支行，承接其资产、负债、业务和员工。
2025-11-10Approved by Wenzhou regulator to acquire Zhejiang Pingyang Pufa Village Bank and convert it into Wenzhou Pingyang sub-branch, assuming all assets, liabilities, business and staff.获温州监管分局批准收购浙江平阳浦发村镇银行并设立温州平阳支行，承接其全部资产、负债、业务和员工。
2025-11-18Approved by Jincheng regulator to acquire Zezhou Pufa Village Bank and establish four sub-branches (Fengtaixi, Bagong, Dadonggou, Nancun) in Jincheng, assuming all assets, liabilities, business and staff.获晋城监管分局批准收购泽州浦发村镇银行并设立晋城凤台西街、巴公、大东沟、南村四家支行，承接其全部资产、负债、业务和员工。
2025-11-25Yunnan regulator approved dissolution of Fumin Pufa Village Bank after acquisition by SPD Bank, with all business, property, debts and rights assumed by SPD Bank.云南金融监管局批复同意富民浦发村镇银行因被浦发银行收购而解散，全部业务、财产、债权债务等由浦发银行承接。
2025-11-28Approved by Banan regulator to acquire Chongqing Banan Pufa Village Bank and establish Chongqing Banan sub-branch, assuming all assets, liabilities, business and staff.获巴南监管分局批准收购重庆巴南浦发村镇银行并设立重庆巴南支行，承接其全部资产、负债、业务和员工。
2025-12-01Chongqing regulator approves SPD Bank's acquisition of Chongqing Banan SPD Village Bank and establishment of SPD Bank Chongqing Banan Sub-branch.重庆监管局批复同意浦发银行收购重庆巴南浦发村镇银行并设立浦发银行重庆巴南支行。
2025-12-02Shanxi regulator approves dissolution of Zezhou SPD Village Bank, with all assets and liabilities assumed by SPD Bank.山西监管局批复同意解散泽州浦发村镇银行，全部资产负债由浦发银行承接。
2025-12-02Chongqing Hechuan regulator approves SPD Bank's acquisition of Chongqing Tongliang SPD Village Bank and establishment of SPD Bank Chongqing Tongliang Sub-branch.合川监管分局批复同意浦发银行收购重庆铜梁浦发村镇银行并设立浦发银行重庆铜梁支行。
2025-12-03Dalian regulator approves dissolution of Dalian Ganjingzi SPD Village Bank, with all assets and liabilities assumed by SPD Bank.大连监管局批复同意解散大连甘井子浦发村镇银行，全部资产负债由浦发银行承接。
2025-12-05Baoji regulator approves SPD Bank's acquisition of Fufeng SPD Village Bank and establishment of SPD Bank Baoji Fufeng Sub-branch.宝鸡监管分局批复同意浦发银行收购扶风浦发村镇银行并设立浦发银行宝鸡扶风支行。
2025-12-09Ningbo regulator approves SPD Bank's acquisition of Ningbo Haishu SPD Village Bank and establishment of SPD Bank Ningbo Tianyi Sub-branch.宁波监管局批复同意浦发银行收购宁波海曙浦发村镇银行并设立浦发银行宁波天一支行。
2025-12-16SPD Bank Fuzhou Branch officially opens, becoming the first secondary branch established after acquiring a village bank, and the first such case in Jiangxi province.浦发银行抚州分行正式开业，成为收购村镇银行后设立的首家二级分行，系江西省首例。
2025-12-19Chongqing regulator approves dissolution of Chongqing Banan SPD Village Bank and Chongqing Tongliang SPD Village Bank, with assets assumed by SPD Bank.重庆监管局批复同意解散重庆巴南浦发村镇银行和重庆铜梁浦发村镇银行。
2025-12-19Tianjin regulator approves dissolution of Tianjin Baodi SPD Village Bank and opening of SPD Bank Tianjin Baodi Sub-branch.天津监管局批复同意解散天津宝坻浦发村镇银行并开业浦发银行天津宝坻支行。
2025-12-22Henan regulator approves SPD Bank's acquisition of Gongyi SPD Village Bank and establishment of SPD Bank Zhengzhou Gongyi Sub-branch.河南监管局批复同意浦发银行收购巩义浦发村镇银行并设立浦发银行郑州巩义支行。
2026-03-02Shaanxi and Guizhou financial regulators approved the dissolution of three village banks: Fufeng Pufa Village Bank, Hancheng Pufa Village Bank, and Qianxinan Yilong Pufa Village Bank, with all assets, liabilities, and rights assumed by SPDB.陕西和贵州金融监管局批复解散扶风浦发村镇银行、韩城浦发村镇银行、黔西南义龙浦发村镇银行，全部业务、资产、负债及权利义务由浦发银行承继。
2026-03-06SPDB Qianxinan Branch officially opened in Guizhou, the third secondary branch in the province, converted from Qianxinan Yilong Pufa Village Bank; a strategic cooperation agreement was signed with Qianxinan Prefecture government, and three local enterprises reached cooperation intentions totaling RMB 10 billion.浦发银行黔西南分行正式开业，为贵州省内第三家二级分行，由黔西南义龙浦发村镇银行改制设立；与黔西南州政府签署战略合作协议，3家企业达成合作意向总金额100亿元。
2026-06-15SPDB approved to acquire Zhejiang Xinchang Pufa Village Bank and establish a new branch in Shaoxing.浦发银行获批收购浙江新昌浦发村镇银行并设立绍兴新昌支行。
2026-06-17SPDB approved to acquire Liyang Pufa Village Bank and establish three new branches in Changzhou.浦发银行获批收购溧阳浦发村镇银行并设立常州溧阳三家支行。
2026-06-23SPDB approved to acquire Shanghai Fengxian Pufa Village Bank and establish two new branches.浦发银行获批收购上海奉贤浦发村镇银行并设立华亭支行和兰博路支行。
2026-07-01Sichuan Financial Regulatory Bureau approved the dissolution of Mianzhu SPD Rural Bank, with its assets, liabilities, business and employees to be taken over by SPD Bank to set up a branch.四川金融监管局批复同意解散绵竹浦发村镇银行，其资产、负债、业务和员工由浦发银行承接并设立分支机构。
2026-08-12Regulator approved SPD Bank's acquisition of Hengnan Pufa Village Bank and establishment of two branches in Hengyang, assuming all assets, liabilities, business and staff.监管批复同意浦发银行收购衡南浦发村镇银行并设立衡阳衡南支行和衡阳衡南三塘支行，承接其全部资产、负债、业务、员工及各项权利义务。
2026-08-12Regulator approved SPD Bank's acquisition of Yuanjiang Pufa Village Bank and establishment of Yiyang Yuanjiang branch, assuming all assets, liabilities, business and staff.监管批复同意浦发银行收购沅江浦发村镇银行并设立益阳沅江支行，承接其全部资产、负债、业务、员工及各项权利义务。
2026-08-17Regulator approved SPD Bank's acquisition of Zixing Pufa Village Bank (establishing two branches in Chenzhou) and Linwu Pufa Village Bank (establishing two branches), assuming all assets, liabilities, business and staff.监管批复同意浦发银行收购资兴浦发村镇银行（设立郴州资兴支行、鲤鱼江支行）和临武浦发村镇银行（设立郴州临武支行、解放路支行），承接其全部资产、负债、业务、员工及各项权利义务。
