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Cross-strait financial services两岸金融服务
6 · 2024-01-02 → 2026-02-27
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Industrial Bank launches dedicated financial products and service points for Taiwan-funded enterprises and Taiwanese compatriots.兴业银行推出针对台资企业和台胞的专属金融产品及服务点。
2024-01-02Industrial Bank Putian Branch issued an action plan to support the construction of a cross-strait integrated development demonstration zone, launching 20 differentiated service measures for Taiwan-funded enterprises and Taiwanese compatriots, including dedicated financial products such as the 'First Home Debit Card for Taiwanese Compatriots'.兴业银行莆田分行印发《支持海峡两岸融合发展示范区建设行动方案》，推出20条对台差异化服务举措，包括台胞第一家园借记卡等专属金融产品。
2024-01-12Industrial Bank Ningde Branch signed a strategic cooperation agreement with the Ningde Taiwan Compatriot Investment Enterprise Association to support cross-strait economic integration.兴业银行宁德分行与宁德市台湾同胞投资企业协会签署战略合作协议，支持两岸经济融合。
2024-04-10Industrial Bank's Quanzhou branch launched the first Taiwan compatriot and Taiwan-funded enterprise payment service point in Fujian Province, at the DeRun Industrial Park in Quanzhou Taiwan Investment Zone.兴业银行泉州分行在泉州台商投资区德润产业园打造福建省内首个台胞台企支付综合服务点。
2024-04-26Industrial Bank's Quanzhou branch and the DeRun Industrial Park jointly launched Fujian Province's first comprehensive payment service point for Taiwan compatriots and Taiwan-funded enterprises.兴业银行泉州分行与德润产业园共同打造福建省内首个台胞台企支付综合服务点。
2024-06-12Industrial Bank opened and exported digital renminbi services to Fubon Bank (China), becoming the first operator to support Taiwanese compatriots in upgrading digital renminbi wallets through partner banks, and landing the first digital renminbi corporate wallet receipt business for a Taiwan-funded bank.兴业银行向富邦华一银行开放输出数字人民币服务，成为首家支持台胞客户通过合作银行渠道升级数字人民币钱包的运营机构，并落地全国首笔台资银行数字人民币单位钱包收款业务。
2026-02-27Industrial Bank's Quanzhou branch and Quanzhou Taiwan Investment Zone jointly built Fujian's first comprehensive payment service point for Taiwan compatriots and enterprises, and launched the 'Xingye Industrial Park Ecosystem Service Platform'.兴业银行泉州分行与泉州台商投资区共同打造福建省首个台胞台企支付综合服务点，并上线“兴业园区生态服务平台”。
Green finance projects绿色金融项目
124 · 2024-01-02 → 2026-06-09
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Industrial Bank expands green finance through EOD projects, green bonds, carbon-linked loans, and biodiversity financing.兴业银行通过EOD项目、绿色债券、碳挂钩贷款和生物多样性融资扩大绿色金融。
2024-01-02Industrial Bank Nanjing Branch disclosed that as of end-2023, it had approved 8 EOD (Ecology-Oriented Development) projects from the national and provincial libraries, with a total amount of 8.53 billion yuan.兴业银行南京分行披露，截至2023年末，累计批复国家库、省库EOD项目8个，金额85.3亿元。
2024-01-15Industrial Bank acted as lead underwriter for Wuxi Guolian Development Group's 1.066 billion yuan green定向 asset-backed notes (quasi-REITs), the first office-building quasi-REIT in the interbank market, with an 18-year term and nearly 3x oversubscription.兴业银行作为牵头主承销商落地无锡国联发展集团10.66亿元绿色定向资产支持票据（类REITs），为银行间市场首单商务写字楼类REITs，期限18年，认购倍数近3倍。
2024-01-23Industrial Bank disclosed that as of end-2023, its green finance financing scale reached 1.89 trillion yuan, up 17% YoY, with green loans at 810.3 billion yuan, up 27% YoY.兴业银行披露，截至2023年末，绿色金融融资规模达1.89万亿元，较年初增长17%；绿色贷款余额8103亿元，较年初增长27%。
2024-01-26Industrial Bank and China Carbon Emissions Registration & Clearing Co. jointly launched the 'Zhongtan-Xingye National Carbon Market Carbon Emission Allowance Spot Pledge Price Index' to provide pricing reference for carbon finance.兴业银行与中碳登合作推出“中碳-兴业全国碳市场碳排放配额现货抵质押价格指数”，为碳金融业务提供定价依据。
2024-02-02Industrial Bank Xi'an Branch issued the first CCER (China Certified Emission Reduction) development-linked loan in Northwest China, amounting to 47 million yuan, linking the interest rate to CCER development outcomes.兴业银行西安分行发放西北地区首单国家核证自愿减排量(CCER)开发挂钩贷款4700万元，将利率与CCER开发成果挂钩。
2024-02-02Industrial Bank completed the first water-rights pledge loan in China in cooperation with China Water Exchange, lending 150 million yuan to a water company in Sichuan for water-saving technology upgrades.兴业银行与中国水权交易所合作，落地全国首笔取水权质押贷款1.5亿元，专项用于四川一家自来水公司节水技术升级。
2024-02-05Industrial Bank Weihai Branch issued the bank's first marine aquaculture carbon sink pledge loan to a Rongcheng aquaculture company, using carbon sink future income rights as collateral.兴业银行威海分行向荣成市某海水养殖公司发放系统内首笔海洋养殖碳汇质押贷款，以碳汇远期收益权为质押。
2024-02-07Industrial Bank Guiyang Branch completed Guizhou province's first water-saving contract energy management project financing, providing 5 million yuan credit for a water-saving project at Guizhou Industry Polytechnic College.兴业银行贵阳分行落地贵州省首笔节水合同能源管理项目融资，为贵州工业职业技术学院节水项目提供500万元授信。
2024-03-05Industrial Bank and HBIS Group signed a green, low-carbon strategic development cooperation agreement to jointly build HBIS into a national green benchmark for the steel industry.兴业银行与河钢集团签署绿色低碳发展战略合作协议，共同将河钢打造为全国钢铁行业绿色样板。
2024-03-13Industrial Bank's green loan balance reached RMB 809 billion by end of 2023, up 27% YoY. Clean energy industry green loans were RMB 174.2 billion, up over 30% YoY.截至2023年末，兴业银行绿色贷款余额达8090亿元，较上年末增长27%；清洁能源产业绿色贷款余额1742亿元，增长超30%。
2024-03-18Industrial Bank Dalian branch successfully landed the first national loan combining distributed PV with sustainable development dual-hook mechanism, providing RMB 16.3 million to Dalian Detai Gangnengtou for a PV project.兴业银行大连分行落地全国首笔助力分布式光伏产业叠加可持续发展双挂钩贷款，向大连德泰港能投智慧能源有限公司投放1630万元。
2024-03-21Industrial Bank Sichuan branch landed the first 'hazardous waste disposal volume' linked green project loan, specifically for the Yibin hazardous waste disposal project (Phase II) with total disposal capacity of 50,000 tons/year and total investment of RMB 1.098 billion.兴业银行在四川落地首笔“危废处置量”挂钩绿色金融项目贷款，专项用于宜宾市危废处置项目（二期），总处置规模5万吨/年，总投资10.98亿元。
2024-03-27Industrial Bank Deyang branch issued the first national water intake right pledge loan in cooperation with China Water Rights Exchange, providing over RMB 100 million to a water supply company for water-saving technology upgrades.兴业银行德阳分行发放全国首笔与中国水权交易所合作的取水权质押贷款1亿余元，用于企业节水工艺升级改造。
2024-03-29Industrial Bank Shanghai branch completed the bank's first cross-border carbon credit transfer receipt business, handling EUR 810,000 for a client's overseas carbon asset transfer fee.兴业银行上海分行落地全行首单跨境碳减排量转让项下收汇业务，金额81万欧元。
2024-04-03Industrial Bank's Shanghai branch completed the bank's first cross-border carbon emission reduction transfer receipt business, facilitating the receipt of funds for a carbon asset management company's overseas carbon credit transfer.兴业银行上海分行落地全行首单跨境碳减排量转让项下收汇业务，为碳资产管理公司境外碳资产转让费入账提供支持。
2024-04-08Industrial Bank's Nanning branch issued Guangxi's first carbon-emission-reduction-linked loan of 100 million yuan, specifically for a 100MW fishery-solar complementary photovoltaic project.兴业银行南宁分行发放广西首笔碳减排挂钩贷款1亿元，专项用于100MW渔光互补集中式光伏发电项目。
2024-04-09Industrial Bank's Sichuan branch issued its first 'hazardous waste disposal volume'-linked green finance project loan, specifically for the Yibin hazardous waste disposal project (Phase II) with a total investment of 1.098 billion yuan.兴业银行在四川落地首笔“危废处置量”挂钩绿色金融项目贷款，专项用于宜宾市危废处置项目（二期），总投资10.98亿元。
2024-04-18Industrial Bank's Xi'an branch successfully issued a 'plastic waste recycling-linked' loan of 60 million yuan for a waste plastic recycling project.兴业银行西安分行成功发放“塑料品废旧资源再生利用挂钩”贷款6000万元，用于废旧塑料再生利用项目。
2024-04-18Industrial Bank's Changchun branch landed Jilin Province's first auto dealer 'sustainable development'-linked loan of 30 million yuan, with interest rates tied to green electricity usage and green star certification.兴业银行长春分行落地吉林省首笔汽车经销商“可持续发展”挂钩贷款3000万元，利率与绿色电力使用量等挂钩。
2024-04-18Industrial Bank's Hangzhou branch completed the bank's first 'renewable energy green electricity certificate (Green Certificate)'-linked loan of 20 million yuan for a rooftop distributed PV project.兴业银行杭州分行落地全行首笔“可再生能源绿色电力证书”挂钩贷款2000万元，用于屋顶分布式光伏发电项目。
2024-04-26Industrial Bank independently underwrote Qingdao Water Group's first green medium-term note (sci-tech/bond/blue bond) of 260 million yuan, proceeds used for seawater desalination projects.兴业银行独立主承销青岛水务集团2.6亿元绿色中期票据（科创票据/蓝色债券），募集资金用于海水淡化项目建设。
2024-05-06Industrial Bank Guiyang Branch landed the first batch of 'green certificate-linked loans' in Guizhou province, providing RMB 56.64 million to three solar PV projects of China National Nuclear Corporation.兴业银行贵阳分行落地贵州省首批“绿证挂钩贷款”，为中国核工业集团的三个光伏电站项目提供贷款5664万元。
2024-05-07Industrial Bank Shanghai Branch brokered insurance funds to invest RMB 1.2 billion (15-year term) in Shanghai Chongming Dongtan CCRC continuing-care retirement community project, rated G1 (highest green rating).兴业银行上海分行通过代理推介业务撮合保险资金12亿元、期限15年投资上海崇明东滩CCRC持续养老社区项目，获最高等级G1绿色评级。
2024-05-14Industrial Bank Nanping Branch issued its first air pollution prevention special loan of RMB 2 million for a 'coal-to-electricity' renovation of tobacco curing houses in Shaowu city.兴业银行南平分行落地首笔大气污染防治专项贷款200万元，用于邵武市烤烟房“煤改电”技改项目。
2024-05-14Industrial Bank's case 'Promoting Green and Low-Carbon Development, Doing a Good Job in Green Finance' won the '2024 Carbon Peak Carbon Neutrality Green Development Excellent Case' award.兴业银行“推动绿色低碳发展，做好绿色金融大文章”案例荣获“2024碳达峰碳中和绿色发展优秀案例”奖项。
2024-05-22Industrial Bank Taiyuan Branch provided Shanxi's first carbon footprint-linked loan of RMB 10 million to a renewable resource recycling enterprise, with interest rates tied to carbon reduction.兴业银行太原分行向山西某再生资源回收企业发放山西省首笔碳足迹挂钩贷款1000万元，利率与碳减排挂钩。
2024-05-29Industrial Bank Guiyang Branch landed Guizhou's first 'sustainable development-linked' loan for auto dealers, providing RMB 30.5 million with interest rates tied to green electricity usage and ESG ratings.兴业银行贵阳分行落地贵州省首笔汽车经销商“可持续发展挂钩”贷款3050万元，利率与绿色电力使用量和ESG评级挂钩。
2024-06-03Industrial Bank Changzhi Branch signed a strategic cooperation agreement with the Changzhi Municipal Bureau of Ecology and Environment to jointly build a climate investment and financing pilot city, focusing on green finance in six major areas.兴业银行长治分行与长治市生态环境局签署气候投融资试点城市建设战略合作协议，重点在六大领域开展绿色金融合作。
2024-06-05Industrial Bank Jinan Branch disbursed a 22.62 million yuan project loan for the first phase of an organic waste resource utilization demonstration project in Heze, Shandong, the bank's first such loan, with a total approval of 50 million yuan over 7 years.兴业银行济南分行为山东菏泽某有机废弃物资源化综合利用示范项目（一期）投放项目贷款2262万元，为全行首笔此类贷款，项目批复5000万元，期限7年。
2024-06-06Industrial Bank Nanjing Branch signed an意向 cooperation agreement with Xinpu Chemical (Taixing) Co., Ltd., providing a comprehensive授信 of 1.2 billion yuan under its first sustainable development comprehensive service plan.兴业银行南京分行与新浦化学（泰兴）有限公司达成意向性合作，根据其首个可持续发展综合服务方案提供12亿元综合授信。
2024-06-07Industrial Bank Changchun Branch successfully landed the first振兴东北 green asset-backed note (ABN) in the country, helping enterprises broaden financing channels.兴业银行长春分行成功落地全国首单振兴东北绿色资产支持票据，助力企业拓宽融资渠道。
2024-06-11Industrial Bank, as a joint lead underwriter, successfully issued the first green sustainable-linked sci-tech note in the country for Wuxi Huaguang Environmental Energy Group Co., Ltd., with a scale of 300 million yuan and a 3-year term.兴业银行作为联席主承销商，为无锡华光环保能源集团成功发行全国首单绿色可持续挂钩主体科创票据，规模3亿元，期限3年。
2024-06-14Industrial Bank Nanping Branch issued a 5.7 million yuan排污权 mortgage loan to Shaowu Zhongran Energy Co., Ltd., the first such loan in Nanping City, innovating in environmental rights financing.兴业银行南平分行向邵武中燃能源有限公司发放排污权抵押贷款570万元，为南平市首笔此类贷款，创新环境权益融资。
2024-06-17Industrial Bank, as the sole lead underwriter, issued the first green中期票据 (sci-tech note/blue bond) for Qingdao Water Group, with a scale of 260 million yuan, to support seawater desalination projects.兴业银行作为独立主承销商，为青岛水务集团发行首单绿色中期票据（科创票据/蓝色债券），规模2.6亿元，用于支持海水淡化项目。
2024-06-25Industrial Bank provided loan support to HBIS Group Zhangxuan Technology to assist its global first 1.2 million-ton hydrogen metallurgy demonstration project in continuous stable production.兴业银行向河钢集团张宣科技提供贷款资金支持，助力其全球首例120万吨氢冶金示范工程连续稳定生产。
2024-06-25Industrial Bank Xi'an Branch successfully issued a 'green building materials certification development linked loan' of 80 million yuan to a building materials enterprise, the first of its kind in the province.兴业银行西安分行为某建材企业成功发放“绿色建材认证开发挂钩贷款”8000万元，为省内首笔。
2024-06-28Industrial Bank Nanping Branch issued a 2 million yuan water rights pledge loan to an eel farming enterprise, a new breakthrough in environmental rights financing.兴业银行南平分行向某鳗鱼养殖企业发放用水权质押贷款200万元，实现环境权益领域新突破。
2024-08-05Industrial Bank Nanning branch and Shanghai branch jointly issue Guangxi's first 'CCER+Green Certificate' dual-linked loan of 1.795 billion yuan for a renewable energy project.兴业银行南宁分行与上海分行联合落地广西首笔可再生能源项目“CCER+绿证”双挂钩贷款17.95亿元。
2024-08-07Industrial Bank Xi'an branch issues Shaanxi province's first pollutant discharge right pledge loan of 10 million yuan to a wastewater treatment enterprise.兴业银行西安分行向一家污水处理企业发放陕西省首笔排污权质押贷款1000万元。
2024-08-15Industrial Bank provides loan support to HBIS Group Zhangxuan Technology for the world's first 1.2 million ton hydrogen metallurgy demonstration project.兴业银行向河钢集团张宣科技提供贷款，支持其全球首例120万吨氢冶金示范工程。
2024-08-15Industrial Bank and Zhongtan (China Carbon Emissions Registration and Clearing Co.) jointly release the 'Zhongtan-Industrial Bank National Carbon Market Carbon Emission Allowance Spot Pledge Price Index'.兴业银行与中碳登合作发布“中碳－兴业全国碳市场碳排放配额现货抵质押价格指数”。
2024-08-16Industrial Bank Ningde branch lands Fujian province's first green new energy mining truck equipment renewal and transformation loan of 70 million yuan for Fujian Qingtuo Heavy Industry.兴业银行宁德分行落地福建省首笔绿色新能源矿用卡车设备更新改造贷款7000万元，用于福建青拓重工。
2024-08-19Industrial Bank Longyan branch issues its first environmental-benefit-linked loan of 20 million yuan to a chemical enterprise, with interest rate tied to sulfur dioxide emissions.兴业银行龙岩分行向某化工企业发放首笔环境效益挂钩贷款2000万元，利率与二氧化硫排放量挂钩。
2024-08-28Industrial Bank Putian branch lands Putian city's first green USD bond, with an underwriting and investment amount of 32 million USD.兴业银行莆田分行落地莆田市首笔绿色美元债券，承销和投资金额均为0.32亿美元。
2024-10-11Industrial Bank issued its first offshore non-financing guarantee (a green advance payment guarantee of EUR 1.5 million) for a Wenzhou-headquartered new energy company's overseas sales center, supporting an export order of EUR 15 million for photovoltaic components to Hungary.兴业银行开立首笔境外主体非融资性保函（绿色涉外预付款保函150万欧元），支持温州某头部新能源企业出口匈牙利1500万欧元光伏组件订单。
2024-10-16Industrial Bank Shenzhen Branch's 'ESG Sustainable Development Financial Service Model' case was awarded the '2024 Guangdong-Hong Kong-Macao Greater Bay Area Green Finance Excellent Case' at the GBA Green Finance Alliance Annual Conference.兴业银行深圳分行申报的“ESG可持续发展金融服务模式”案例获评“2024年粤港澳大湾区绿色金融优秀案例”。
2024-10-21Industrial Bank Nanning Branch issued a 'carbon-reduction-linked' loan of CNY 525 million to a wind power company in Sanjiang County, Liuzhou, for a 100MW wind farm project, with the interest rate tied to the amount of wind power generated (carbon reduction).兴业银行南宁分行为三江侗族自治县某风力发电企业发放“碳减排挂钩”贷款5.25亿元，专项用于100MW风电场项目建设，利率与发电量（碳减排量）挂钩。
2024-11-01Industrial Bank Shenzhen Branch signed with Shenzhen Blue Carbon Household Technology Co. to close Shenzhen's first mangrove carbon-sink pledge financing loan.兴业银行深圳分行与深圳市蓝碳家化科技有限公司签约，落地深圳首笔红树林保护碳汇质押融资业务。
2024-11-04Industrial Bank released the 'ESG Comprehensive Service Plan' at an event in Suzhou, offering ESG consulting, performance-linked loans, bonds, and funds.兴业银行在苏州发布《ESG综合服务方案》，提供ESG咨询、绩效挂钩贷款、债券、产业基金等产品。
2024-11-05Industrial Bank Shaoxing Branch disbursed Zhejiang province's first carbon-footprint-linked loan of CNY 10 million to Zhejiang Dongjin New Materials Co.兴业银行绍兴分行为浙江东进新材料有限公司发放浙江省首笔碳足迹挂钩融资1000万元。
2024-11-11Industrial Bank Longyan Branch disbursed Longyan's first water-rights pledge loan of CNY 10 million to Longyan Xingang Concrete Co.兴业银行龙岩分行为龙岩鑫港商品混凝土有限公司发放龙岩市首笔取水权质押贷款1000万元。
2024-11-21Industrial Bank upgraded its green finance product system to three tiers: group products, dual-carbon services, and key industry solutions. Green loan balance reached CNY 943.8B, up 16.66% YTD.兴业银行升级绿色金融产品与服务体系为三个层级；绿色贷款余额9438亿元，较年初增长16.66%。
2024-11-26Industrial Bank Xi'an Branch signed a strategic cooperation agreement with Shaanxi Carbon Neutrality Technology Development Association.兴业银行西安分行与陕西省碳中和技术发展协会签署战略合作协议。
2024-11-26Industrial Bank disbursed a CNY 8 million loan secured by Suining Guanyin Lake National Wetland Park carbon sinks, the first green loan with biodiversity insurance in China.兴业银行以四川遂宁观音湖国家湿地公园碳汇为质押发放贷款800万元，为全国首笔附带绿色保险的生物多样性保护绿色贷款。
2024-11-27Industrial Bank won the 'IFF Global Green Finance Innovation Award' for its dual-carbon management platform, which has built over 1.1 million personal and 2,908 corporate carbon accounts.兴业银行双碳管理平台荣获“IFF全球绿色金融奖——创新奖”，已构建110余万个人碳账户和2908个企业碳账户。
2024-12-02Industrial Bank Lanzhou Branch granted a 200 million yuan loan to Jinko Energy (Jinchang) Co., Ltd., a photovoltaic manufacturer.兴业银行兰州分行向光伏制造企业晶科能源（金昌）有限公司发放2亿元贷款。
2024-12-03Industrial Bank Nanjing Branch signed first ESG comprehensive service agreement in its jurisdiction with Trina Solar, covering ESG consulting, training, innovation.兴业银行南京分行与天合光能签署辖内首个ESG综合服务协议，涵盖ESG咨询、培训、创新实践。
2024-12-05Industrial Bank Hangzhou Branch disbursed first bank-wide green and sustainability-linked syndicated loan of 300m yuan to Tianneng Group for battery recycling.兴业银行杭州分行为天能集团发放全行首笔绿色及可持续发展挂钩银团贷款3亿元，用于电池回收产业。
2024-12-06Industrial Bank Nanping Branch signed strategic cooperation agreement with Nanping Carbon Measurement Center to support dual-carbon industry development.兴业银行南平分行与南平碳计量中心签署战略合作协议，支持双碳产业发展。
2024-12-09Industrial Bank Nanning Branch landed a 63m yuan green credit for a steel enterprise's waste acid regeneration project, first disbursement 17.94m yuan.兴业银行南宁分行为某钢铁企业固溶酸洗废酸再生循环项目提供6300万元绿色融资授信，首笔投放1794万元。
2024-12-10Industrial Bank's 'Dual Carbon Platform Green Finance 1+N System' won third prize in PBOC's 2023 Fintech Development Awards.兴业银行“基于双碳平台的绿色金融1+N体系建设与实践”项目获中国人民银行2023年度金融科技发展奖三等奖。
2024-12-13Industrial Bank issued an 8 million yuan loan backed by carbon sink of Suining Guanyin Lake National Wetland Park, with the first commercial wetland biodiversity insurance in China.兴业银行以遂宁观音湖国家湿地公园碳汇为质押发放贷款800万元，引入全国首个商业性湿地生物多样性保护保险。
2024-12-24Guangxi Rural Commercial Union Bank launched Industrial Bank's green finance business management system, marking tech output cooperation.广西农商联合银行上线兴业银行绿色金融业务管理系统，为科技输出合作。
2024-12-27Industrial Bank Longyan Branch issued the first provincial industrial park circular equipment upgrade loan to Fujian Tianfu Electronic Materials Co., 36,000 tons/year semiconductor materials project.兴业银行龙岩分行向福建天甫电子材料发放全省首笔园区产业链接循环化设备更新改造贷款，用于年产36万吨半导体级电子材料项目。
2024-12-27Industrial Bank Ningde Branch landed Fujian's first private medical consortium green building loan for health industry.兴业银行宁德分行落地福建省首笔民营医联体健康产业绿色建筑贷款。
2025-01-03Industrial Bank wins 'Green Finance Golden Bull Award' from China Securities Journal; green finance balance reaches 2.17 trillion yuan as of end-November 2024.兴业银行荣获中国证券报“绿色金融金牛奖”；截至2024年11月末绿色融资余额达2.17万亿元。
2025-01-03Industrial Bank lands a 'Technology + ESG' dual-linked loan for Shenzhen Purui Times Energy, using a sustainability-linked loan (SLL) model with interest rate tied to ESG and tech innovation metrics.兴业银行落地深圳市普瑞时代能源公司“科技+ESG”双挂钩贷款，采用可持续挂钩贷款（SLL）模式，利率与ESG和科技创新指标挂钩。
2025-01-08Industrial Bank's green finance management system goes live at Guangxi Rural Commercial Union Bank, marking a fintech output cooperation.兴业银行绿色金融业务管理系统在广西农商联合银行上线，实现金融科技输出合作。
2025-01-26Industrial Bank uses the nation's first market-traded forestry bio-asset note ('Linpiao 2.0') as collateral to issue a loan of 488,000 yuan to a Sanming forestry company, a green finance innovation.兴业银行以全国首张市场化交易的林业生物资产票据（“林票2.0”）为质押，向三明一家林业公司发放贷款48.8万元，为绿色金融创新举措。
2025-02-06Industrial Bank (CIB) won the 'Advanced Unit for Green Bank Evaluation' for the fifth consecutive year from the China Banking Association.兴业银行连续第五年获中国银行业协会评为“绿色银行评价先进单位”。
2025-02-11CIB Linyi Branch disbursed its first carbon-emission-reduction loan of 6.6 million yuan for a 4.88MW distributed PV project, expected to cut CO2 by 5,800 tons annually.兴业银行临沂分行发放首笔碳减排贷款660万元，用于4.88MW分布式光伏发电项目，预计年减排二氧化碳0.58万吨。
2025-02-12CIB Jinan Branch issued the first aluminum-industry transition finance loan in Shandong province, 200 million yuan, with interest rates linked to energy consumption performance.兴业银行济南分行发放山东省首笔铝行业转型金融贷款2亿元，利率与企业能耗表现挂钩。
2025-02-17CIB Chengdu Branch issued its first GEP (Gross Ecosystem Product) pledge loan of 4.9 million yuan to Jiange County Tea Industry Development Co., using the 2023 GEP of a tea park as collateral.兴业银行成都分行以四川剑门蜀道茶叶生态公园2023年GEP为质押，向剑阁县茶业发展有限公司发放贷款490万元，为全行首笔。
2025-02-27CIB Dalian Branch disbursed its first sea-area-use-right mortgage loan of 10 million yuan to a marine resource development company.兴业银行大连分行发放首笔海域使用权抵押贷款，向某海洋资源开发企业授信1000万元。
2025-03-13Industrial Bank Nanjing Branch issued the bank's first chemical industry transition finance loan of 10 million yuan to Jiangsu Zhongdan Chemical Technology Co., Ltd.兴业银行南京分行向江苏中丹化工技术有限公司发放全行首笔化工行业转型金融贷款1000万元。
2025-04-02Industrial Bank Jinan Branch's 'carbon-emission-reduction-linked loan' was selected as an excellent financial innovation product by the Shandong provincial people's bank and other departments.兴业银行济南分行‘碳减排挂钩贷款’被人民银行山东省分行等五部门评为优秀金融创新产品。
2025-04-06Industrial Bank Beijing Dongwai Branch provided a green loan to Zhongneng Guohong (Beijing) New Energy Co., Ltd.兴业银行北京东外支行向中能国宏（北京）新能源有限公司发放绿色贷款。
2025-04-08Industrial Bank Nanning Branch landed Guangxi's first 'product carbon footprint + carbon emissions' dual-linked loan of RMB 15 million, using electrolytic aluminum carbon footprint and emissions as pricing benchmarks.兴业银行南宁分行落地广西首笔‘产品碳足迹+碳排放量’双挂钩贷款1500万元，挂钩电解铝碳足迹及碳排放量。
2025-04-14Industrial Bank successfully issued the 2025 first tranche of green financial bonds on the interbank market, totaling RMB 30 billion, with a 3-year term and a coupon rate of 1.70%, proceeds for green industry projects.兴业银行成功发行2025年第一期绿色金融债券300亿元，期限3年，票面利率1.70%，募集资金专项用于绿色产业项目。
2025-04-20Industrial Bank Wuhu Branch disbursed RMB 200 million in a 15-year EOD (Ecology-Oriented Development) project loan for the Yangtze River shoreline ecosystem restoration and abandoned mine renovation in Fanchang district.兴业银行芜湖分行投放2亿元15年期EOD模式项目贷款，用于长江岸线生态系统升级和废弃矿山改造。
2025-04-21Industrial Bank Xi'an Branch issued a RMB 179 million loan linked to CCER (China Certified Emission Reduction) development for coal mine methane utilization in Shenmu, the first such loan in Shaanxi province since CCER restart.兴业银行西安分行为神木某煤矿企业发放1.79亿元煤矿瓦斯利用CCER开发挂钩贷款，为CCER重启后陕西省首笔。
2025-05-14CIB's green loans under the PBoC口径 exceeded 1 trillion yuan, reaching 1,017.5 billion yuan by the end of Q1 2025.截至2025年一季度末，兴业银行人行口径绿色贷款余额突破万亿元，达到10175亿元。
2025-05-23CIB Xi'an Branch issued a 10 million yuan carbon emission allowance pledge loan to Shaanxi Weihe Power Generation Co., Ltd., the first such loan in Shaanxi province under the new operational guidelines.兴业银行西安分行为陕西渭河发电有限公司发放1000万元碳排放权质押贷款，为《陕西省碳排放权抵质押贷款业务操作指引》出台后全省首单。
2025-06-04Industrial Bank Longyan branch issued Longyan's first environmental credit-linked loan, CNY 10m, to a building materials firm.兴业银行龙岩分行发放龙岩市首笔环境信用评价挂钩贷款1000万元，支持一家建材公司。
2025-06-05Industrial Bank Harbin branch launched Heilongjiang's first carbon-emission-rights pledge loan and first CCER project dual-linked loan.兴业银行哈尔滨分行落地黑龙江省首笔碳排放权配额质押贷款和全国首笔CCER项目审定核查双挂钩贷款。
2025-06-06Industrial Bank Guiyang branch launched Guizhou's first 'climate loan' (CNY 4.5m) for a distributed PV project, co-developed with Guizhou New Weather Technology.兴业银行贵阳分行落地贵州省首笔“气候贷”450万元，用于分布式光伏项目，与贵州新气象科技联合开发。
2025-06-08Industrial Bank Nanning branch issued Guangxi's first dual-linked loan (product carbon footprint + carbon emissions) of CNY 15m to Guangxi Laibin Guangtou Yinhaia Aluminum.兴业银行南宁分行落地广西首笔“产品碳足迹+碳排放量”双挂钩贷款1500万元，支持广西来宾广投银海铝业。
2025-06-08Industrial Bank Chengdu branch granted the group's first GEP (Gross Ecosystem Product) pledge loan of CNY 4.9m to Jiange County Tea Development Co., using the tea park's 2023 GEP as collateral.兴业银行成都分行发放兴业银行集团首笔GEP质押贷款490万元，以剑门蜀道茶叶生态公园2023年GEP为质押。
2025-06-11Industrial Bank joined the 'National Private Enterprise Green and Low-Carbon Development Alliance' as one of five commercial banks.兴业银行正式成为“全国民营企业绿色低碳发展联盟”成员，为五家商业银行之一。
2025-06-11Industrial Bank issued the nation's first loan linked to elderly-care bed occupancy rate, over CNY 50m, to a Nanchong nursing home project.兴业银行落地全国首单养老床位使用率挂钩贷款，超5000万元，支持南充市嘉陵区养老项目。
2025-06-12Industrial Bank announced issuance of 2025 second green financial bond, CNY 20bn, 3yr, fixed rate, rated AAA, book-building on June 17.兴业银行公告拟发行2025年第二期绿色金融债券200亿元，期限3年，固定利率，AAA评级，6月17日簿记建档。
2025-06-19Industrial Bank successfully issued 2025 second green financial bond, CNY 20bn, 3yr, coupon 1.66%, proceeds for green projects.兴业银行成功发行2025年第二期绿色金融债券200亿元，期限3年，票面利率1.66%，募集资金专项用于绿色产业项目。
2025-06-23Industrial Bank Dalian branch signed a strategic cooperation agreement with Dalian Inspection and Testing Certification Group on green finance and carbon management.兴业银行大连分行与大连检验检测认证集团签署战略合作协议，聚焦绿色金融与碳管理。
2025-07-08Industrial Bank Longyan branch completed the first cement industry transition finance loan exceeding 100 million yuan in Fujian province, and the first such loan in the building materials sector for the bank.兴业银行龙岩分行落地福建省水泥行业首笔超亿元转型金融主体贷款，也是兴业银行全系统建材行业首单转型金融贷款。
2025-08-06Industrial Bank Xi'an Branch successfully arranged the bank's first domestic tranched green syndicated loan of CNY 135 million for a provincial SOE in Shaanxi.兴业银行西安分行成功筹组本行境内首单分组绿色银团贷款，规模1.35亿元，为陕西某省属国企提供融资。
2025-09-01Industrial Bank's green finance balance reached 2.43 trillion yuan by end-June 2025, with green loans exceeding 1 trillion yuan; cumulative supported projects reduce CO2 by 27.4532 million tons annually.兴业银行截至2025年6月末绿色融资规模达2.43万亿元，绿色贷款余额突破万亿元，累计支持项目年减排二氧化碳2745.32万吨。
2025-09-01Industrial Bank's Deyang branch issued the city's first dual-target loan (agricultural transition & carbon reduction) of 10 million yuan to a drone-fertilizer tech company.兴业银行德阳分行落地德阳市首笔农业转型与碳减排挂钩双目标挂钩贷款1000万元，支持一家无人机肥料科技公司。
2025-09-02Industrial Bank's green finance loan balance reached 1.08 trillion yuan, ranking first among joint-stock banks; sci-tech finance clients reached 43,257 with financing balance of 886.742 billion yuan, up 32.25% from end-2024.兴业银行绿色金融贷款余额1.08万亿元，居股份制银行首位；科技金融客户43257户，融资余额8867.42亿元，较上年末增长32.25%。
2025-09-08Industrial Bank Hefei branch released its 2024 Environmental Information Disclosure Report; green loan balance at end-2024 was 27.36 billion yuan, up 19.7% YoY, driving CO2 reduction of 1.4409 million tons.兴业银行合肥分行发布2024年环境信息披露报告，年末绿色贷款余额273.6亿元，同比增长19.7%，带动二氧化碳减排144.09万吨。
2025-09-09Industrial Bank Chengdu branch issued its first 'climate loan' with a power generation index insurance, totaling 30 million yuan, for a distributed PV project in Guangyuan, Sichuan.兴业银行成都分行发放首笔附带发电量指数保险的“气候贷”3000万元，用于四川广元分布式光伏项目。
2025-09-10Industrial Bank's 1H25 green loan balance in Guilin branch reached 2.047 billion yuan, up 239 million yuan from start of year; rural revitalization loan balance 306 million yuan; inclusive loan balance 422 million yuan.兴业银行桂林分行2025年上半年绿色贷款余额20.47亿元，较年初新增2.39亿元；乡村振兴贷款余额3.06亿元；普惠贷款余额4.22亿元。
2025-10-14Industrial Bank (CIB) signed a 'Supply Chain Collaborative Carbon Reduction Service Agreement' with Trina Solar, creating a 'Carbon Finance + Supply Chain' green finance model that links financing rates to carbon reduction performance.兴业银行与天合光能签署《供应链协同降碳服务协议》，首创“碳金融+供应链”绿色金融模式，将融资利率与碳减排成效挂钩。
2025-10-16Industrial Bank President Chen Xinjian stated at the 2025 Sustainable Global Leaders Conference that the bank's green finance balance is nearly 2.5 trillion yuan, with green loans exceeding 1 trillion yuan and a non-performing loan ratio of only 0.57%.兴业银行行长陈信健在2025可持续全球领导者大会上表示，该行绿色融资余额接近2.5万亿元，绿色贷款余额超过1万亿元，不良率仅0.57%。
2025-10-20Industrial Bank (CIB) received an AAA ESG rating from MSCI for the second consecutive year, the highest global banking rating, and is the only Chinese bank to maintain the highest domestic banking rating for seven consecutive years.兴业银行连续第二年获得明晟（MSCI）全球银行业最高级别AAA级ESG评级，也是唯一一家连续七年获得境内银行业最高评级的银行。
2025-11-06Industrial Bank landed its first VEP (Specific-region Ecological Value) pledge loan within the system, using the VEP of the Xichang Qionghai Wetland Scenic Area (a national AAAA-level scenic spot) as collateral, disbursing 100 million yuan to the project operator.兴业银行落地系统内首笔VEP质押贷款，以国家AAAA级风景区——四川西昌邛海湿地景区特定地域生态价值（VEP）为质押，向项目运营方投放贷款1亿元。
2025-11-12Industrial Bank's Taizhou Branch (Nanjing) successfully landed the first batch of green foreign debt pilot business in Jiangsu Province on the day the policy took effect.兴业银行泰州分行在绿色外债试点政策生效当日成功落地江苏省首批绿色外债试点业务。
2025-11-25The Nanping Municipal People's Government and Industrial Bank signed a strategic cooperation agreement on the realization mechanism of ecological product value, focusing on cooperation in green energy, green tourism, and green transformation of traditional industries.南平市人民政府与兴业银行签订生态产品价值实现机制战略合作协议，围绕绿色能源、绿色旅游、推动传统产业绿色化转型升级等领域开展深度合作。
2025-11-28Industrial Bank Xi'an Branch disbursed a 10 million yuan loan using the GEP (Gross Ecosystem Product) of the Yan'an Nangoumen Reservoir as collateral, marking the first biodiversity loan in Shaanxi Province using GEP as collateral.兴业银行西安分行以延安南沟门水库水生态产品GEP为质押发放贷款1000万元，标志着陕西首笔以GEP为质押物的生物多样性贷款成功落地。
2025-12-01Industrial Bank issued 2025 third tranche green financial bonds of RMB 5 billion, 3-year floating rate, initial coupon 1.81% (LPR-119BPs).兴业银行发行2025年第三期绿色金融债券50亿元，3年期浮动利率，首期票面利率1.81%（LPR-119BPs）。
2025-12-01Industrial Bank issued first VEP (Valuable Ecosystem Product) pledge loan of RMB 100 million for Qionghai Wetland scenic area in Xichang, Sichuan.兴业银行发放首笔VEP质押贷款1亿元，用于四川西昌邛海湿地景区。
2025-12-05Industrial Bank selected for Bloomberg Green 2026 'Green Financial Institution' list and 'Green Finance Case' list for ISSB-aligned enterprise overseas service plan.兴业银行入选彭博绿金2026“绿色金融机构”榜单，“响应ISSB标准的企业出海服务方案”入选“绿色金融案例”榜单。
2026-01-09Landed a biodiversity loan adopting the TNFD framework, providing 200 million yuan to Zhejiang Shenghua Yunfeng New Material for sustainable forestry.落地采纳自然相关财务信息披露工作组（TNFD）方法学的生物多样性贷款，为浙江升华云峰新材提供2亿元专项贷款。
2026-01-23Anqing branch approved a 78 million yuan transition-linked project loan for a chemical industry energy efficiency upgrade project, the first such loan for the chemical sector in Anhui, with an initial 50 million yuan disbursed.兴业银行安庆分行为安庆高新区凤凰片区综合能效提升项目批复7800万元转型挂钩项目贷款，为安徽省首笔化工行业转型挂钩贷款，首笔5000万元已投放。
2026-03-06Issued an 8 billion USD green floating-rate note, the world's first green bond compliant with the Hong Kong Sustainable Finance Classification (Stage 2A), for renewable energy and low-carbon transport.成功发行8亿美元绿色浮息债券，为全球首笔符合《香港可持续金融分类目录》（第2A阶段）的绿色债券，用于可再生能源和低碳交通。
2026-03-19Lead underwrote the national first 'Green + Sci-Tech + Digital RMB' bond (全国首单“绿色+科创+数币”债券) for Wuxi Huaguang Environmental Energy (无锡华光环保), with a size of 300 million yuan.牵头主承销无锡华光环保能源集团全国首单“绿色+科创+数币”债券，发行规模3亿元。
2026-04-13Lead underwriter for Wuxi Huaguang Environmental Energy's 300 million yuan green sci-tech innovation bond, the first 'green + sci-tech + digital RMB' bond nationally.牵头主承销无锡华光环保能源集团3亿元绿色科技创新债，为全国首单'绿色+科创+数币'债券。
2026-04-24Shenzhen branch won two awards in the 2025 Shenzhen Sustainable Finance Outstanding Cases for mangrove carbon sink financing and resource-recycling linked loan for aviation.深圳分行两项案例获'2025年度深圳可持续金融优秀案例'奖，分别为红树林保护碳汇金融创新业务和资源回收类挂钩贷款助力航空业可持续发展。
2026-05-27Industrial Bank, as lead underwriter, issued the nation's first 'Carbon Asset + Digital RMB' bond for Huaihe Energy Holding Group (淮河能源控股集团), a RMB 1 billion, 3-year medium-term note linking floating interest to CEA yields and settled via digital RMB.兴业银行作为牵头主承销商为淮河能源控股集团发行全国首单“碳资产+数字人民币”债券，规模10亿元，期限3年，浮动利率联动碳排放配额收益率，以数字人民币结算。
2026-05-29Industrial Bank Chuzhou Branch, in collaboration with the local meteorological bureau, landed the province's first 'Climate Loan' (气候贷) in Anhui, supporting a distributed PV project by embedding meteorological data into credit assessment.兴业银行滁州分行联合市气象局落地安徽省首笔“气候贷”，将气象数据嵌入信贷全流程，支持某新能源企业分布式光伏项目。
2026-05-29Industrial Bank Shaoxing Branch disbursed a RMB 30.21 million special loan for a vanadium redox flow battery (全钒液流电池) smart manufacturing base project, part of a RMB 150 million credit line approved in 2025.兴业银行绍兴分行为全钒液流电池智能制造基地项目投放3021万元专项贷款，2025年已核定1.5亿元专项授信额度。
2026-06-02Industrial Bank, as lead underwriter, issued the national first 'carbon asset + digital RMB' bond for Huaihe Energy Holding Group, with a scale of 1 billion yuan and a 3-year term.兴业银行作为牵头主承销商，为淮河能源控股集团发行全国首单“碳资产+数字人民币”债券，发行规模10亿元，期限3年。
2026-06-08Industrial Bank held the 'Towards Green – Zhejiang ESG and Sustainable Development Conference' in Hangzhou and signed the first batch of sustainable advisor bank service agreements with enterprises including Meili Technology, Chaowei Power, Chint New Energy, REPT Battero, and Jinko Energy.兴业银行在杭州举办“向绿而兴·浙江省ESG与可持续发展大会”，与美力科技、超威电源、正泰安能、瑞浦兰钧、晶科能源等首批企业签署可持续顾问银行服务协议。
2026-06-08Industrial Bank landed Fujian province's first 'water conservation VEP pledge + biodiversity' certified loan, using the ecological value of the Dongmei River Canyon eco-tourism project as collateral.兴业银行落地福建省首笔“水保VEP质押+生物多样性”认证贷款，以东梅溪大峡谷生态旅游项目生态价值为质押。
2026-06-09Industrial Bank handled the national first carbon quota (CEA) pledge loan for the steel industry after its inclusion in the national carbon market, for HBIS Group, to support its low-carbon transformation.兴业银行为河钢集团办理全国碳市场钢铁行业纳入后首单碳配额（CEA）质押贷款，专项用于低碳转型。
Convertible bond update可转债动态
10 · 2024-01-02 → 2026-06-15
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Industrial Bank's convertible bond conversion status, interest payments, and price adjustments.兴业银行可转债的转股情况、付息及价格调整。
2024-01-02Industrial Bank disclosed that as of end-2023, only 2.476 million yuan of its 50 billion yuan convertible bonds ('Xingye Convertible Bond') had been converted into A-shares, with 99.995% still unconverted.兴业银行披露，截至2023年末，500亿元“兴业转债”累计转股金额仅247.6万元，未转股比例达99.995%。
2024-12-19Industrial Bank will pay interest on its 50 billion yuan A-share convertible bonds (Xingye Convertible Bond) on 2024-12-27, third year coupon rate 1.0%.兴业银行将于2024年12月27日支付500亿元A股可转债“兴业转债”第三年利息，票面利率1.0%。
2025-05-28Fujian Provincial Department of Finance increased its stake in CIB by converting 86.44 million 'CIB Convertible Bonds' into 388.48 million A-shares at 22.25 yuan per share, raising its combined shareholding with Fujian Financial Investment to 20.57%.福建省财政厅通过将8644万张“兴业转债”转为A股，增持兴业银行3.88亿股，转股价22.25元/股，其与福建金投合计持股比例升至20.57%。
2025-06-16Industrial Bank adjusted Xingye Convertible Bond conversion price from CNY 22.25 to CNY 21.19 per share, effective June 20, due to 2024 dividend.兴业银行因2024年度利润分配调整“兴业转债”转股价格，由22.25元/股调整为21.19元/股，6月20日生效。
2025-07-03As of June 30, 2025, 8.647 billion yuan of Industrial Bank's convertible bonds had been converted into 388.6 million shares; remaining unconverted balance stood at 41.352 billion yuan.截至2025年6月30日，兴业转债累计转股金额86.48亿元，转股3.886亿股；未转股余额413.52亿元。
2025-08-29At the half-year results briefing, President Chen Xinjian expressed optimism about converting the remaining CNY 41.3 billion convertible bonds, noting the stock price (CNY 22.77 on Aug 22) exceeded the conversion price and was ~20% from the forced redemption trigger.兴业银行行长陈信健对剩余413亿元可转债转股表示乐观，8月22日股价22.77元已高于转股价，距强赎价约20%空间。
2025-09-01Fujian Provincial Department of Finance fully converted its 8.6 billion yuan convertible bonds into equity in Q2 2025.福建省财政厅在2025年二季度将所持86亿元可转债全额转股。
2026-01-26Announced that 'CIB Convertible Bond' (113052) will stop converting from January 30, 2026, until the record date for the 2025 interim A-share dividend distribution.兴业银行公告称，自2026年1月30日起至2025年度A股中期权益分派股权登记日期间，“兴业转债”将停止转股。
2026-05-25Shanghai Brilliance Credit Rating maintained Industrial Bank's long-term issuer credit rating at 'AAA' with a stable outlook, and affirmed the 'AAA' rating on its convertible bond (兴业转债, 113052).上海新世纪资信评估维持兴业银行主体信用等级AAA，评级展望稳定，并维持“兴业转债”信用等级AAA。
2026-06-15Industrial Bank's board of directors stated it currently has no share buyback plan and will continue to manage operations and market value to promote convertible bond conversion before the 2027-12-27 maturity.兴业银行董事会表示暂无回购计划，将在2027年12月27日可转债到期前持续做好经营管理与市值管理推动转股。
Regulatory penalty监管处罚
45 · 2024-01-05 → 2026-06-09
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Industrial Bank branches fined for various regulatory violations including loan management and internal controls.兴业银行各分行因贷款管理、内部控制等违规行为被处罚。
2024-01-05Industrial Bank Chongqing Liangjiang New Area Sub-branch was fined 300,000 yuan by the National Financial Regulatory Administration for inadequate pre-loan investigation.兴业银行重庆两江新区支行因贷前调查不尽职被国家金融监督管理总局罚款30万元。
2024-02-18Industrial Bank Beijing Branch was fined 2.1 million yuan by the Beijing Regulatory Bureau of the National Financial Regulatory Administration for five violations including deposit-loan linkage and misappropriation of working capital loans.兴业银行北京分行因存贷挂钩、流动资金贷款挪用于股权投资等五项违规，被国家金融监督管理总局北京监管局罚款210万元。
2024-02-26Industrial Bank Chongqing Banan Sub-branch was fined 400,000 yuan by the Banan Regulatory Branch of the National Financial Regulatory Administration for serious non-compliance in loan 'three checks'; the branch manager and a customer manager were each fined 50,000 yuan.兴业银行重庆巴南支行因贷款“三查”严重不尽职，被国家金融监督管理总局巴南监管分局罚款40万元，行长和客户经理各罚款5万元。
2024-03-06Industrial Bank Beijing branch fined RMB 2.1 million by the National Financial Regulatory Administration (NFRA) for five violations including deposit-loan linkage and misusing working capital loans.兴业银行北京分行因存贷挂钩等五项违规，被国家金融监督管理总局罚款合计210万元。
2024-03-11Industrial Bank Chongqing Banan sub-branch fined RMB 400,000 by NFRA for serious negligence in loan 'three checks', with the branch manager and a client manager each fined RMB 50,000.兴业银行重庆巴南支行因贷款“三查”严重不尽职，被国家金融监督管理总局罚款40万元，支行行长及客户经理各罚款5万元。
2024-04-30Industrial Bank's credit card center was fined 400,000 yuan by the Shanghai Financial Regulatory Bureau for lax management of outsourced collection agencies; an employee was also warned.兴业银行信用卡中心因对外包催收机构管理不严被上海监管局责令改正并罚款40万元，一名员工被警告。
2024-05-06Industrial Bank credit card center was fined RMB 400,000 by the Shanghai regulator for inadequate management of outsourced collection agencies.兴业银行信用卡中心因对外包催收机构管理不严被上海监管局罚款40万元。
2024-05-28Industrial Bank Benxi Branch was fined RMB 300,000 by the regulator for lax mid-loan review and inadequate post-loan management.兴业银行本溪分行因贷中审查不严格、贷后管理不到位被监管罚款30万元。
2024-06-06Industrial Bank Urumqi Beijing Road Branch was fined 450,000 yuan for inadequate post-investment management of non-standard debt investment business, and Urumqi Xingye Street Branch was fined 300,000 yuan for inadequate post-lending management.兴业银行乌鲁木齐北京路支行因非标债权投资业务投后管理不到位被罚45万元，乌鲁木齐兴业街支行因贷后管理不到位被罚30万元。
2024-06-11Industrial Bank Urumqi Nanhu Road Branch was fined 200,000 yuan for inadequate post-lending management, with loan funds flowing back to the borrower's account.兴业银行乌鲁木齐南湖路支行因贷后管理不到位、贷款资金回流至借款人账户，被罚款20万元。
2024-08-01Industrial Bank's Xiamen branch fined 300,000 yuan for inadequate pre-loan investigation and post-loan management.兴业银行厦门分行因贷前调查、贷后管理不到位被罚款30万元。
2024-08-23Industrial Bank Taiyuan Dayingpan and Jinyang sub-branches fined 200,000 and 300,000 yuan respectively for inadequate internal controls and post-loan management.兴业银行太原大营盘支行和晋阳街支行分别因内部控制措施不到位、贷后管理不到位被罚20万元和30万元。
2024-08-26Industrial Bank fined 1.9 million yuan by Fujian Financial Regulatory Bureau for not strictly following the published fee schedule and passing on mortgage appraisal fees to small-micro enterprise loan customers.兴业银行因未严格按照公布的收费价目名录收费、向小微企业贷款客户转嫁抵押评估费等被福建监管局罚款190万元。
2024-08-29Industrial Bank Shenzhen branch fined 1.6 million yuan for inadequate loan 'three checks', delayed risk exposure, and inaccurate loan risk classification.兴业银行深圳分行因贷款“三查”不到位、延缓风险暴露、贷款风险分类不准确被罚款160万元。
2024-10-15Industrial Bank Shenzhen Branch was fined CNY 500,000 by the Shenzhen Regulatory Bureau of the National Financial Regulatory Administration for illegally issuing personal consumer loans.兴业银行深圳分行因违规发放个人消费贷款，被国家金融监督管理总局深圳监管局罚款50万元。
2024-11-02Industrial Bank Fuzhou Branch fined CNY 1.5 million for inadequate pre-loan investigation and post-loan management of working capital loans.兴业银行福州分行因流动资金贷款贷前调查和贷后管理不尽职，被罚款150万元。
2024-11-08Industrial Bank Beijing Branch fined CNY 1.5 million for serious negligence in loan review causing large risks; three individuals warned/fined.兴业银行北京分行因贷款三查严重不尽职形成大额风险，被罚款150万元；三名责任人被警告或罚款。
2024-11-26Industrial Bank Yulin Branch fined CNY 360,000 for inadequate loan 'three checks'; customer manager Tian Chenzhi warned.兴业银行榆林分行因贷款“三查”不审慎被罚36万元，客户经理田晨志被警告。
2024-12-17Industrial Bank Tianjin Rongye and Senmiao sub-branches fined 300k and 800k yuan respectively for letter-of-credit trade background falsification and forfaiting fund回流.兴业银行天津荣业支行、森淼支行因信用证贸易背景不真实、福费廷资金回流开证人分别被罚30万元、80万元。
2025-01-02Industrial Bank's Shanghai Branch fined 1.1 million yuan by the Shanghai Financial Regulatory Bureau for reverse-order custody operations, failing to supervise wealth management product investment, and failing to value insured assets under custody.兴业银行上海分行因逆程序开展托管业务、未按规定监督理财产品投资运作、未按规定对托管保险资产进行估值核算，被上海金融监管局罚款110万元。
2025-01-10Industrial Bank Jinzhong Branch fined 200,000 yuan by Jinzhong Financial Regulatory Bureau for failing to strictly implement loan disbursement conditions.兴业银行晋中分行因贷款发放未严格落实放款条件，被晋中金融监管分局罚款20万元。
2025-02-14CIB and its subsidiaries were fined over 30 million yuan in total in 2024, a significant increase from nearly 20 million yuan in 2023, with 11 fines over 1 million yuan.2024年兴业银行全系统被罚没金额合计超3000万元，较2023年近2000万元大幅攀升，超百万元罚单达11次。
2025-02-24CIB Daqing Branch was fined 200,000 yuan by the financial regulator for inadequate post-loan management; two responsible individuals received warnings.兴业银行大庆分行因贷后管理不到位被罚款20万元，两名相关责任人被警告。
2025-03-21Industrial Bank Lhasa Branch was fined 500,000 yuan by the Tibet Financial Regulatory Bureau for improper management of bank acceptance draft and credit businesses; three individuals were also warned or fined.兴业银行拉萨分行因银行承兑汇票业务、信贷业务管理不审慎被西藏金融监管局罚款50万元，三名相关责任人被警告或罚款。
2025-03-27Industrial Bank Shenyang Branch was fined 1.1 million yuan by the Liaoning Financial Regulatory Bureau for illegally issuing real estate development loans and personal housing mortgage loans, violating prudent operation rules; 8 individuals were warned.兴业银行沈阳分行因违规发放房地产开发贷款和个人住房按揭贷款被辽宁监管局罚款110万元，8名责任人被警告。
2025-04-11Industrial Bank Nanchang Taoyuan Sub-branch was fined RMB 10,000 and given a warning by the Jiangxi Regulatory Bureau for losing its financial license.兴业银行南昌桃苑支行因遗失金融许可证被江西监管局警告并罚款1万元。
2025-04-25Industrial Bank Guiyang Huaguoyuan Sub-branch was fined RMB 400,000 by the Guizhou Regulatory Bureau for tying precious metals and insurance products to personal credit business, and for employees unauthorized trading on behalf of customers.兴业银行贵阳花果园支行因办理个人信贷业务中搭售贵金属、保险产品及员工违规代客操作，被罚款40万元。
2025-07-02Industrial Bank's Huai'an branch fined 1.4 million yuan for post-loan management failures and inflating deposit/loan scale; Lianshui branch fined 300,000 yuan for inadequate pre-loan due diligence.兴业银行淮安分行因授信后管理不到位、虚增存贷款规模被罚140万元；涟水支行因贷前调查不审慎被罚30万元。
2025-07-08Industrial Bank Linyi Shangcheng sub-branch fined 300,000 yuan for inadequate credit management; relevant manager warned.兴业银行临沂商城支行因信贷管理不到位被罚30万元，时任客户经理被警告。
2025-07-22Industrial Bank Qujing branch fined 300,000 yuan for inadequate working capital loan management; responsible person Cui Ji warned.兴业银行曲靖分行因流动资金贷款管理不到位被罚30万元，责任人崔继被警告。
2025-07-28Industrial Bank Changchun High-tech sub-branch fined 600,000 yuan for inadequate working capital loan post-lending management; Yiqing sub-branch head fined 50,000 yuan for fixed-asset loan management failures.兴业银行长春高新支行因流动资金贷款贷后管理不到位被罚60万元；一汽支行行长因固定资产贷款受托支付和贷后管理不到位被罚5万元。
2025-07-30Industrial Bank Linyi Shangcheng sub-branch fined 350,000 yuan and Weihai Wendeng sub-branch fined 300,000 yuan for inadequate trade background review in bill business; relevant managers warned.兴业银行临沂商城支行和威海文登支行因票据业务贸易背景审核不尽职分别被罚35万元和30万元，相关责任人被警告。
2025-08-05Industrial Bank Lhasa Branch was fined CNY 10,000 and given a warning by the PBoC Tibet branch for failing to submit account cancellation and change materials on time.兴业银行拉萨分行因未按时报送账户撤销及变更资料，被中国人民银行西藏分行警告并罚款1万元。
2025-09-09Industrial Bank Yinchuan branch was fined 1.5 million yuan by the People's Bank of China for violating account management regulations; illegal income of 928.5 yuan confiscated.兴业银行银川分行因违反账户管理规定被中国人民银行罚款150万元，没收违法所得928.5元。
2025-11-27Industrial Bank Haikou Branch was fined 3.05 million yuan and had illegal income of 2,010 yuan confiscated by the Hainan Regulatory Bureau of the NFRA for inadequate loan management, investment business management, and bill business management.兴业银行海口分行因贷款管理不尽职、投资业务管理不尽职、票据业务管理不尽职，被国家金融监督管理总局海南监管局罚款305万元，没收违法所得2010元。
2025-12-04Industrial Bank fined RMB 7.2 million by NFRA for inadequate outsourcing management and inaccurate enterprise classification; Zhang Hao warned and fined RMB 60,000.兴业银行因外包机构管理不到位、企业划型不准确被国家金融监管总局罚款720万元，张浩被警告并罚款6万元。
2025-12-19Industrial Bank Zhumadian Jiefang Road sub-branch fined RMB 500,000 for misappropriated loan funds and illegal second-hand housing mortgage loans.兴业银行驻马店解放路支行因贷款资金被挪用、违规发放二手房按揭贷款被罚50万元。
2025-12-29Industrial Bank Baoji branch fined RMB 300,000 by NFRA for inadequate loan investigation.兴业银行宝鸡分行因贷款三查不到位被国家金融监管总局罚款30万元。
2026-01-05Daton branch fined 400,000 yuan by the local financial regulatory bureau for inadequate entrusted payment execution and post-lending management.兴业银行大同分行因受托支付执行不到位、贷后管理不到位，被国家金融监督管理总局大同监管分局罚款40万元。
2026-01-09Dalian branch and its sub-branches fined a total of 4.7 million yuan by the Dalian regulatory bureau for multiple violations including inadequate loan management and employee conduct.兴业银行大连分行及其分支机构因贷款业务管理不尽职、员工行为管理不到位等多项违规，合计被罚款470万元。
2026-01-13Xi'an branch fined 380,000 yuan by Shaanxi regulatory bureau for inadequate employee conduct management.兴业银行西安分行因员工行为管理不到位，被陕西监管局罚款38万元。
2026-04-03Guangzhou branch fined 2.51293 million yuan and confiscated 598.5 yuan for violating payment settlement regulations; two responsible individuals fined 46,000 yuan each.广州分行因违反支付结算管理规定被罚款251.293万元并没收违法所得598.5元，两名责任人各被罚款4.6万元。
2026-04-22Hangzhou branch fined 4.8 million yuan for imprudent working capital and personal loan management; 17 responsible individuals received warnings.杭州分行因流动资金贷款和个人贷款管理不审慎被罚款480万元，17名相关责任人被警告。
2026-05-18Industrial Bank Yanbian Branch was fined RMB 300,000 by the NFRA Yanbian Regulatory Office for inadequate loan 'three checks' (pre-issuance, during-issuance, post-issuance); responsible person Liu Yan received a warning.兴业银行延边分行因贷款“三查”不到位被延边监管分局罚款30万元，相关责任人刘岩被警告。
2026-06-09Industrial Bank's Anshan branch was fined 300,000 yuan by the Anshan Financial Regulatory Bureau for issuing loans that did not meet conditions.兴业银行鞍山分行因发放不符合条件的贷款，被鞍山金融监管分局罚款30万元。
Market manipulation penalty市场操纵处罚
1 · 2024-01-06
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Shanghai Stock Exchange penalizes Fujian Port Group for manipulating Industrial Bank's stock price.上交所对福建港口集团操纵兴业银行股价进行处罚。
2024-01-06Shanghai Stock Exchange imposed a 6-month trading restriction on Fujian Port Group and its four subsidiaries for manipulating Industrial Bank's stock price at the close on Dec 29, 2023, buying 13.3067 million shares for 215.7018 million yuan, causing a 9.70% price surge.上交所对福建省港口集团及其4家子公司实施限制交易6个月的纪律处分，因其在2023年12月29日收盘集合竞价阶段以2.157亿元买入1330.67万股，拉抬兴业银行股价9.70%。
Product launch partnership产品发布合作
1 · 2024-01-08
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Industrial Bank partners with Yonyou Network to launch SaaS-based treasury management cloud service for SMEs.兴业银行与用友网络合作推出面向中小企业的SaaS财资管理云服务。
2024-01-08Industrial Bank Beijing Branch and Yonyou Network jointly launched a SaaS-based treasury management cloud service for SMEs, integrating Industrial Bank's direct-connect banking SaaS with Yonyou's platform.兴业银行北京分行携手用友网络发布中小企业财资管理云服务，整合兴业银行银企直联SaaS服务与用友平台。
Private enterprise lending民营企业贷款
11 · 2024-01-08 → 2025-12-04
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Industrial Bank increases financing support for private enterprises, especially in new-energy and tech sectors.兴业银行加大对民营企业特别是新能源和科技企业的融资支持。
2024-01-08Industrial Bank Chairman Lv Jiajin stated at a NDRC conference that as of end-2023, the bank served 1,623 new-energy private enterprises with a financing balance of 126.8 billion yuan, and 168 new-energy vehicle private enterprises with 47.8 billion yuan.兴业银行董事长吕家进在国家发改委会议上表示，截至2023年末，服务新能源民营企业1623户，融资余额1268亿元；服务新能源汽车民营企业168户，融资余额478亿元。
2024-03-15Industrial Bank established a Private Economy Department at its headquarters, operating jointly with the Corporate Banking Department, to enhance financial services for the private sector. By end-Feb 2024, private enterprise loans exceeded RMB 1.6 trillion.兴业银行在总行挂牌设立民营经济部，与公司金融部合署办公。截至2024年2月末，民营企业贷款余额超1.6万亿元。
2024-04-09Industrial Bank and the Fujian Provincial Federation of Industry and Commerce jointly held an event to enhance financial services for the private economy, with multiple Fujian chambers of commerce signing strategic agreements with local Industrial Bank branches.兴业银行与福建省工商联共同举办活动提升金融服务民营经济质效，多家福建商会与兴业银行当地分行签署战略合作协议。
2024-04-09Industrial Bank's Xi'an branch established a Private Economy Department (民营经济部) to better serve private enterprises.兴业银行西安分行挂牌设立民营经济部，以更好服务民营企业。
2024-04-23Industrial Bank established a Private Economy Department (民营经济部) at the head office, co-located with the Corporate Banking Department, to enhance financial services for the private sector.兴业银行在总行挂牌设立民营经济部，与公司金融部合署办公，提升金融服务民营经济质效。
2024-06-18Industrial Bank held a对接会 for financial services supporting the private economy and the provincial strategy in Fujian, signing产融对接 agreements with multiple associations and enterprises.兴业银行在福建举办金融服务新时代民营经济强省战略对接会，与多家协会和企业签署产融对接协议。
2024-11-12Industrial Bank Xiamen Branch provided 'Lianlian Dai' (renewal loan) totaling over CNY 7.6 billion to 672 SMEs over three years.兴业银行厦门分行近三年累计为672家中小企业提供无还本续贷服务，对接贷款金额超85亿元。
2024-11-14Industrial Bank Fuzhou Branch disbursed a CNY 3 million loan to a tech firm under the SME financing coordination mechanism, the first such loan in Fujian province.兴业银行福州分行向某科技企业发放300万元贷款，为福建省内首批小微企业融资协调工作机制贷款。
2025-04-01Industrial Bank Pingdingshan Branch, under the SME financing coordination mechanism, visited 275 SMEs, granted credit of RMB 184 million, and disbursed RMB 177 million as of March 15, 2025.兴业银行平顶山分行在小微企业融资协调机制下，累计走访275户小微企业，授信1.84亿元，投放贷款1.77亿元（截至2025年3月15日）。
2025-04-18Industrial Bank announced that as of end-March 2025, its private enterprise loan balance exceeded RMB 1.7 trillion, up over 55% since 2022, with nearly 520,000 private enterprise loan customers.兴业银行截至2025年3月末民营经济贷款余额超1.7万亿元，2022年以来增长超55%，贷款户数近52万户。
2025-12-04Industrial Bank Beijing branch's private enterprise loan balance reached nearly RMB 80 billion as of Q3 2025, up 14% from start of year.截至2025年三季度末，兴业银行北京分行民营企业贷款余额近800亿元，较年初增长14%。
Service discontinuation服务终止
7 · 2024-01-10 → 2026-01-21
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Industrial Bank discontinues UnionPay Face Swipe Pay and other services due to business adjustments.兴业银行因业务调整终止银联刷脸付等服务。
2024-01-10Industrial Bank announced it will discontinue the 'UnionPay Face Swipe Pay' service from February 20, 2024, due to business adjustment.兴业银行公告将于2024年2月20日下线“银联刷脸付”服务。
2024-05-10Industrial Bank announced that its personal smart notice deposit product will be automatically terminated from May 15, 2024, with principal and interest transferred to current accounts.兴业银行公告个人智能通知存款产品将于2024年5月15日起自动终止，本息转入活期账户。
2024-06-28Industrial Bank announced it will suspend the ATM QR code cash withdrawal service in its mobile banking app from July 10, 2024, citing business quality and fund security reasons.兴业银行公告，自2024年7月10日起停止手机银行中ATM扫码取款服务，理由为提升业务发展质量、保障客户资金安全。
2024-06-28Industrial Bank announced a temporary suspension of the fast redemption service for 'Tiantianli', 'Tiantianbao', and cash management wealth management products from June 28, expected to resume by July 1, due to the total amount of fast redemption requests exceeding the limit.兴业银行公告，因快速赎回申请总额度超过限额，拟于6月28日起暂停天天利、天天宝及现金管理类理财产品的快速赎回服务，预计最晚7月1日恢复。
2025-04-01Industrial Bank will discontinue telephone banking transfer and remittance functions (including 95561 self-service and manual cross-bank transfers) from May 10, 2025, due to business adjustment.兴业银行将于2025年5月10日起下线电话银行转账汇款类功能（包括95561自助语音及人工的跨行转账等）。
2025-09-09Industrial Bank announced it will discontinue the UnionPay QuickPass HCE payment function for debit cards on September 16, 2025.兴业银行公告将于2025年9月16日正式下线借记卡银联手机闪付HCE支付功能。
2026-01-21Announced optimization of personal consumption loan fiscal discount policy, effective from January 1, 2026, for eligible personal consumption loan and credit card bill installment customers.发布关于优化实施个人消费贷款财政贴息工作的公告，自2026年1月1日起对符合条件的个人消费贷款和信用卡账单分期客户按调整后的贴息政策提供服务。
Product extension产品延期
1 · 2024-01-10
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Industrial Bank extends the maturity of its Zhi Cun Yue Ying structured deposit product.兴业银行延长智存月盈结构性存款产品的期限。
2024-01-10Industrial Bank extended the maturity of its 'Zhi Cun Yue Ying' monthly-rolling RMB personal structured deposit product by 60 months to January 31, 2029.兴业银行将“智存月盈”月度滚存人民币个人结构性存款产品存续期延长60个月至2029年1月31日。
Digital product launch数字产品发布
34 · 2024-01-11 → 2026-06-11
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Industrial Bank launches mobile-end spot forex settlement and other digital banking products.兴业银行推出手机端即期结售汇等数字银行产品。
2024-01-11Industrial Bank Hangzhou Branch executed the bank's first mobile-end 'Xingye管家' spot forex settlement and sale transaction (T+1/T+2) via smartphone, covering 10 currencies.兴业银行杭州分行落地全行首笔手机端“兴业管家”即期结售汇交易业务，涵盖10个币种。
2024-02-20Industrial Bank Dalian Branch and Dalian Free Trade Zone jointly launched a 'shipping finance' model for domestic and foreign currency freight payment facilitation, enabling full online processing via the Industrial Bank Dansingtong platform.兴业银行大连分行与大连自贸片区共同推出“航运金融”海运费便利化支付新模式，通过兴业单证通平台实现全流程线上化办理。
2024-05-06Industrial Bank opened multi-functional free trade accounts (EFE, EFN) for enterprises in Hainan Free Trade Port and Hengqin Guangdong-Macao Deep Cooperation Zone, processing cross-border fund transfers on the first day of the new policy.兴业银行为海南自贸港和横琴粤澳深度合作区企业开立多功能自由贸易账户（EFE、EFN），并于新政首日办理跨境资金划转。
2024-05-27Industrial Bank Longyan Branch handled its first small-currency cross-border remittance, sending IDR 72.5 million for overseas study fees, covering over 150 currencies for outward and 40 for inward remittances.兴业银行龙岩分行落地首笔小币种跨境汇款业务，办理7250万印尼盾留学费用汇出，支持超150个币种汇出。
2024-06-04Industrial Bank Dalian Branch successfully completed the first batch of trade foreign exchange receipts and payments enterprise名录 registration after the new policy took effect on June 1, 2024, simplifying the process from SAFE approval to bank direct handling.兴业银行大连分行于2024年6月1日新政实施后成功完成首批贸易外汇收支企业名录登记业务，流程从外管局核准简化为银行直接办理。
2024-06-11Industrial Bank successfully launched the 'CIPS + Treasury' new financial management service model for two well-known central enterprise groups, a breakthrough in serving cross-border treasury management for central state-owned enterprises.兴业银行成功为两家知名央企集团上线“CIPS+司库”新型财资管理业务模式，在服务央国企跨境财资管理上取得突破。
2024-08-01Industrial Bank launches cross-border small-amount collection service based on SWIFT Go, achieving full principal arrival and cost reduction over 60%.兴业银行正式上线基于SWIFT Go的跨境小额收款服务，实现本金全额到账，成本降低60%以上。
2024-08-02Industrial Bank launches mobile authorized foreign exchange exchange points on four Yangtze River cruise ships at Chaotianmen Dock, Chongqing.兴业银行在重庆朝天门码头四艘长江三峡游轮上启用移动式授权外币代兑点。
2024-08-08Industrial Bank launches a bank-wide digital yuan merchant map in its mobile banking app, with over 60,000 merchants in the first phase.兴业银行在手机银行推出全行级数字人民币商户地图，一期上线商户超6万家。
2024-08-15Industrial Bank launches the 'Shipping Finance Service Plan', providing cross-border financial products including freight payment straight-through processing and cross-border financing.兴业银行推出《航运金融服务方案》，提供运费收付直通、跨境融资等跨境金融产品。
2024-08-28Industrial Bank launches Cross-border E-commerce Comprehensive Service Solution 2.0, adding features like automated remittance, Amazon global collection, and small-currency remittance.兴业银行正式推出跨境电商综合服务方案2.0版，新增汇入汇款自动化、亚马逊全球收款、小币种畅汇等功能。
2024-11-01Industrial Bank Shanghai Branch released the 'Shipping Finance Product Service Plan' at the CIIE, covering cross-border shipping scenarios.兴业银行上海分行在进博会发布《航运金融产品服务方案》，覆盖跨境航运全场景。
2024-11-11Industrial Bank released the 'Import Butler Comprehensive Financial Service Plan', upgrading its cross-border platform 'Xingye Guanjia (Dan證Tong)'.兴业银行发布《进口管家综合金融服务方案》，升级跨境金融综合服务平台“兴业管家（单证通）”。
2024-12-11Industrial Bank launched 'Shipping Finance Service Plan' providing cross-border financial products for shipping and logistics enterprises via the Single Window platform.兴业银行推出《航运金融服务方案》，通过兴业管家（单证通）平台为航运物流企业提供跨境金融产品。
2025-01-02Industrial Bank launches version 4.0 of its international business online service platform (Xingye管家 (Dan證通)), featuring big data, blockchain, and OCR for cross-border payments and trade finance.兴业银行发布国际业务线上服务平台（兴业管家（单证通））4.0版本，运用大数据、区块链、OCR技术，提供跨境支付和贸易融资服务。
2025-02-13CIB released version 4.0 of its international business online platform (CIB Steward 'Documentary Credit'), featuring blockchain, OCR, and new scenarios like 'Shipping Finance' and 'Cross-border E-commerce'.兴业银行发布国际业务线上服务平台（兴业管家“单证通”）4.0版本，运用区块链、OCR技术，新增“航运金融”“跨境电商”等场景。
2025-03-24Industrial Bank Nanning Branch, based on the cross-border financial service platform 'Enterprise FX Risk Management Service', handled a forward settlement contract registration for a foreign-related enterprise, with cumulative derivative business signing exceeding 21 million USD.兴业银行南宁分行基于跨境金融服务平台“企业汇率风险管理服务”为涉外企业办理远期结汇签约登记，累计签约超2100万美元。
2025-04-15Industrial Bank Hefei Branch processed its first cross-border salary collection and settlement business for a Hong Kong low-carbon and new energy tech company via the Xingyetong system.兴业银行合肥分行通过兴业通系统为香港某低碳和新能源技术企业办理首笔跨境薪酬收结汇代发业务。
2025-04-17Industrial Bank launched foreign exchange business reform in its Fuzhou, Xiamen, and Qingdao branches in early 2025, streamlining processes to improve efficiency for cross-border transactions.兴业银行于2025年初在福州、厦门、青岛三家分行启动外汇展业改革，提升跨境交易效率。
2025-06-23Industrial Bank headquarters launched 'Export-oriented Enterprise Scorecard Credit Approval Scheme v1.0' to streamline trade finance for foreign-trade firms.兴业银行总行创新推出《外向型企业积分卡授信审批方案（1.0版）》，以量化打分体系精准核定授信额度。
2025-06-24Industrial Bank announced a foreign-exchange spread discount for 'Huan Yu Ren Sheng' debit card holders: 50% off for spot forex, 30% off for E-Lu card, valid July 1, 2025 to June 30, 2026.兴业银行公告“寰宇人生借记卡”客户购汇结汇点差优惠活动：五折优惠，“E鹿寰宇借记卡”不占额度购付汇享三折，2025年7月1日至2026年6月30日。
2025-07-23Industrial Bank Jinan branch completed the province's first NRA account seafarer salary payment service, disbursing 290,000 USD to 84 seafarers.兴业银行济南分行落地全省首笔NRA账户海员薪酬代发业务，为84名海员代发29万美元。
2025-08-08Industrial Bank Urumqi Branch completed the bank's first NRA-account-based bill pool import letter of credit business, with financing of CNY 19 million, for an overseas client.兴业银行乌鲁木齐分行为境外客户办理全行首笔基于NRA账户票据池项下的进口信用证业务，融资金额1900万元。
2026-02-26Industrial Bank completed its first 'single-document' trade financing for a Chongqing private enterprise under the New Western Land-Sea Corridor rail-sea intermodal transport, compliant with the UN Convention on Negotiable Cargo Documents, using a blockchain-based digital bill of lading platform.兴业银行完成首笔符合联合国《可转让货物单证公约》的陆海新通道铁海联运“一单制”贸易融资，依托区块链数字提单平台为重庆某民营企业放款。
2026-02-28Industrial Bank completed its first 'Freight Certificate' (运费证) business, issuing a domestic letter of credit for a alkali manufacturer based on railway transport service trade with Qinghai-Tibet Railway Group, integrating with the 95306 platform.兴业银行落地首单“运费证”业务，基于青藏铁路局与某碱业企业的运输服务贸易开立国内信用证，对接95306平台。
2026-03-03Launched the first 'Freight Certificate' (运费证) business, a domestic letter of credit for railway transport services, in partnership with China Railway (国铁集团), enabling online processing via the 95306 platform.落地首单“运费证”业务，与国铁集团合作，通过95306平台实现国内信用证开立、线上交单及福费廷融资的线上化办理。
2026-03-20Completed the bank's first 'One-Bill' trade finance (一单制贸易融资) under the UN Convention on the Negotiable Cargo Document for the New Western Land-Sea Corridor, using blockchain.落地行内首笔符合联合国《可转让货物单证公约》的陆海新通道铁海联运“一单制”贸易融资，运用区块链技术。
2026-04-10Launched the first 'Freight Certificate' (运费证) business in the industry, issuing a domestic letter of credit for railway transport service trade and completing forfaiting financing, in cooperation with China Railway.落地全行首单'运费证'业务，基于铁路运输服务贸易开立国内信用证并完成福费廷融资，与国铁集团合作。
2026-04-15New generation international business system (Phase II) fully launched, introducing AI for intelligent document processing and automated export L/C notification, enhancing digital operations.新一代国际业务建设项目（二期）全面投产，引入AI技术实现智能单证处理和出口信用证通知自动化，推动国际业务智能化升级。
2026-04-15Enterprise WeChat Phase III project launched, integrating WeChat and Alipay ecosystems, covering nearly 20 million retail customers and supporting nearly 30,000 customer chat groups.企业微信三期项目投产，整合微信与支付宝生态，已覆盖全部分行，添加零售客户近2000万人，支持近3万个客户聊天群。
2026-05-22Industrial Bank Nanjing Branch landed the bank's first 'SME FX Risk Hedging Special Business' (中小企业汇率避险专项业务), using the 'Youxiang Option' (优享期权) product for a chemical firm, with head office subsidizing option fees.兴业银行南京分行落地全行首单“中小企业汇率避险专项业务”，以“优享期权”产品为某化工企业定制汇率风险管理方案，总行补贴期权费。
2026-05-28Industrial Bank launched a bank gold accumulation product (积存金) within the Digital RMB App, allowing users to sign, purchase, redeem, and query via its digital yuan wallet.兴业银行在数字人民币App内推出银行积存金产品，用户可通过兴业数字人民币钱包完成签约、购买、赎回、查询全流程。
2026-06-04Industrial Bank's Nanjing branch, together with the Changzhou supply chain public service platform, successfully implemented the first cross-regional circulation of digital debt instruments, providing 10 million yuan each to two second-tier suppliers of an electrical appliance company in Suqian.兴业银行南京分行携手常州市供应链公共服务平台，成功实现数字债权凭证跨地区流转首次实践，为宿迁某电器公司两家二级供应商各注入1000万元。
2026-06-11Industrial Bank's Hefei branch successfully landed the bank's first automotive industry supply chain bill direct-link financing business, partnering with Chery Group's 'Qiankun Circle' platform.兴业银行合肥分行落地全行首笔汽车行业供应链票据直联融资业务，携手奇瑞集团“乾坤圈”平台。
Cross-border RMB record跨境人民币纪录
2 · 2024-01-12 → 2024-02-13
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Industrial Bank's cross-border RMB receipts and payments reach a record high in 2023.兴业银行2023年跨境人民币收付金额创历史新高。
2024-01-12Industrial Bank's cross-border RMB receipts and payments in 2023 reached 2.1621 trillion yuan, up 55.97% YoY, a record high; CIPS-related transactions via the bank totaled 623.888 billion yuan.兴业银行2023年人民币跨境收付金额达21621亿元，同比增长55.97%，创历史新高；通过该行办理的CIPS相关收付金额为6238.88亿元。
2024-02-13Industrial Bank's cross-border RMB receipt and payment amount exceeded 2 trillion yuan for the first time in 2023, reaching 2.1621 trillion yuan, an increase of 55.97% year-on-year.兴业银行2023年人民币跨境收付金额首次突破两万亿元，达21621亿元，同比增长55.97%。
Auto finance product汽车金融产品
7 · 2024-01-17 → 2026-04-27
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Industrial Bank launches online corporate auto mortgage loans and other auto finance products.兴业银行推出线上企业汽车抵押贷款等汽车金融产品。
2024-01-17Industrial Bank Hangzhou Branch completed the bank's first online corporate auto mortgage loan via the 'Xingche Rong' platform, a 5.24 million yuan loan to Hangzhou Ronghao Auto Rental for new-energy vehicles.兴业银行杭州分行通过“兴车融”平台落地全行首单线上法人汽车按揭贷款，向杭州荣浩汽车租赁发放524万元用于购买新能源汽车。
2024-02-26Industrial Bank Chengdu Branch completed the bank's first non-dealer-channel non-operating legal entity auto loan, providing online financing for a construction company in Nanchong, Sichuan.兴业银行成都分行为四川南充一家建筑企业办理全行首笔非经销商渠道非经营性法人汽车按揭贷款，实现线上融资。
2024-05-06Industrial Bank Nanjing Branch landed Jiangsu province's first corporate vehicle mortgage loan for ride-hailing operators, disbursing an initial RMB 1.44 million to purchase 15 NEVs, with data linkage to Didi platform.兴业银行南京分行落地江苏省首笔企业法人经营性汽车按揭贷款，首批发放144万元用于采购15台新能源汽车，与滴滴平台数据对接。
2025-05-06Industrial Bank (CIB) launched a personal auto loan service for Zeekr (Zhejiang Zeekr Intelligent Technology Co., Ltd.) new energy vehicles, with the first loan disbursed via the Zeekr APP.兴业银行上线极氪个人汽车消费贷款服务，首笔贷款通过极氪APP成功发放。
2025-10-24Industrial Bank Guangzhou Auto City Sub-branch officially opened in Baiyun District, a specialized branch focusing on the entire automotive industry chain, as part of its strategy to deepen the automotive finance sector.兴业银行广州汽车城支行在白云区正式揭牌开业，作为聚焦汽车全产业链服务的特色支行，是深耕汽车金融领域的重要布局。
2025-11-26Industrial Bank, in partnership with China UnionPay, launched a new Industrial Bank UnionPay Auto Owner Credit Card (Gold and Platinum versions), offering services including car maintenance, shopping discounts, traffic accident insurance, and non-accident roadside assistance.兴业银行携手中国银联推出全新兴业银行银联车主信用卡金卡和白金卡(精锐版)，提供用车养车服务、交通意外保险、非事故道路救援等权益。
2026-04-27Launched the 'Suixing Qicheng' UnionPay auto owner credit card in Chengdu, covering fuel, charging, car wash, towing, and travel insurance services, in partnership with China UnionPay.在成都发布'随兴启程'银联车主信用卡，携手中国银联覆盖加油、充电、洗车、代驾、道路救援、出行保障一站式服务。
Affordable housing loan保障性住房贷款
1 · 2024-01-18
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Industrial Bank provides project loans for affordable rental housing projects.兴业银行为保障性租赁住房项目提供项目贷款。
2024-01-18Industrial Bank Ningde Branch granted a 963 million yuan project loan for the supporting affordable rental housing project of Ningde North City Investment, the largest such project in Fujian province, with the first tranche of 150 million yuan disbursed.兴业银行宁德分行为宁德市北部新城投资开发有限公司配套保障性租赁住房项目授信9.63亿元，落地首笔1.5亿元，该项目为福建省规模最大的保障性租赁住房项目。
New service launch新服务推出
6 · 2024-01-18 → 2026-01-22
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Industrial Bank launches third-generation social security card services and other new services.兴业银行推出第三代社保卡服务等新服务。
2024-01-18Industrial Bank Shantou Branch launched third-generation social security card services, enabling instant card issuance at all its outlets in Shantou.兴业银行汕头分行启动第三代社保卡首发，辖内所有营业网点均可办理即时制卡。
2025-01-24Industrial Bank Lanzhou Branch becomes the first joint-stock commercial bank in Gansu province qualified to issue third-generation social security cards.兴业银行兰州分行成为甘肃省内首家具备第三代社保卡发卡资质的股份制商业银行。
2025-01-26Industrial Bank lands first online-processed newborn social security card financial account in Zhangzhou, advancing the 'one-stop' service for newborns.兴业银行在漳州成功落地首张通过线上代办的新生儿社保卡金融账户，推进新生儿“一件事”便民服务。
2025-10-22Industrial Bank Chengdu Branch delivered the first social security card (Shebaoka) issued by CIB in Sichuan Province in Yibin, and was awarded the title of 'Yibin Social Security Card One-Stop Service Outlet'.兴业银行成都分行在宜宾交付四川省首张兴业银行社保卡，宜宾市人社局授予其“宜宾市社会保障卡一站式服务网点”称号。
2025-11-26Industrial Bank Chengdu Branch delivered the first social security card issued by Industrial Bank in Sichuan Province in Yibin, and the Yibin Branch was awarded the title of 'Yibin City Social Security Card One-Stop Service Outlet'.兴业银行成都分行在宜宾交付四川省首张兴业银行社保卡，宜宾分行获授‘宜宾市社会保障卡一站式服务网点’称号。
2026-01-22Xining branch issued its first social security card and launched the e-social security card bus ride code in Qinghai province, joining the provincial social security card service system.兴业银行西宁分行成功发行首张社保卡，并在青海省上线电子社保卡乘车码，加入青海省社保卡服务体系。
Government partnership政府合作
11 · 2024-01-19 → 2026-05-19
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Industrial Bank signs strategic cooperation agreements with various government entities.兴业银行与各级政府签署战略合作协议。
2024-01-19Industrial Bank Xi'an Branch signed a strategic cooperation agreement with Xi'an Municipal Healthcare Security Bureau, becoming the only new financial institution among six banks to participate in the city's medical insurance fund services.兴业银行西安分行与西安市医疗保障局签署战略合作协议，成为六家签约银行中唯一新增金融机构，参与医保基金服务。
2024-04-02The Shanxi provincial government and Industrial Bank signed a strategic cooperation agreement on financial support for Shanxi's transformation and development.山西省政府与兴业银行签署金融支持山西转型发展战略合作协议。
2024-05-27Industrial Bank Beijing Haidian Branch signed a strategic cooperation agreement with Haidian District People's Government to support the 'Two Zones' construction and Zhongguancun Science Park innovation.兴业银行北京分行与北京市海淀区人民政府签署战略合作协议，支持“两区”建设和中关村科学城创新发展。
2024-06-18Industrial Bank signed a strategic cooperation framework agreement with the Jilin Provincial Government, with Chairman Lv Jiahui meeting with Governor Hu Yuting, to deepen cooperation in industrial investment and inclusive finance.兴业银行与吉林省政府签署合作框架协议，董事长吕家进会见省长胡玉亭，深化产业投资、普惠金融等领域合作。
2024-08-05Industrial Bank signs a strategic cooperation agreement with Fuzhou municipal government to serve the real economy, and holds the groundbreaking ceremony for its Fintech Industrial Park project.兴业银行与福州市政府签订服务实体经济战略合作协议，并举行金融科技产业园项目奠基仪式。
2024-12-18Industrial Bank Shantou Branch signed comprehensive strategic cooperation agreement with Shantou Municipal Government.兴业银行广州分行与汕头市人民政府签署全面战略合作协议。
2025-06-27Industrial Bank Longyan branch signed a strategic cooperation agreement with Wuping County government, releasing a new-display industry chain financial service plan with over CNY 70m in initial credit.兴业银行龙岩分行与武平县政府签订战略合作协议，发布武平新显产业链金融服务专案，首批授信超7000万元。
2025-10-10Industrial Bank (CIB) and Tianhe District Government signed a 'City-Scenic Integration' strategic cooperation agreement to jointly promote the high-quality development of Mount Emei's cultural tourism industry, focusing on urban infrastructure, industrial upgrading, rural revitalization, and green finance.兴业银行乐山分行与峨眉山市人民政府签署“景城一体”战略合作协议，共同推动峨眉山文旅产业高质量发展，聚焦城市基础设施、产业升级、乡村振兴、绿色金融等领域。
2026-01-16Signed a strategic cooperation agreement with Wuxi city government to jointly promote the construction of modern industrial clusters.兴业银行与无锡市政府签署共同推进现代产业集群建设战略合作协议。
2026-01-23Chairman Lv Jiajin led a delegation to Jiangsu for research on AI+ strategy, witnessed the signing of a strategic agreement with Wuxi city, and chaired the first Digital Transformation Committee meeting of 2026, emphasizing the shift from 'Digital CIB' to 'Smart CIB'.兴业银行党委书记、董事长吕家进赴江苏调研“人工智能+”行动，见证南京分行与无锡市政府签约，并主持召开2026年第一次数字化转型委员会会议，要求加快从“数字兴业”迈向“智慧兴业”。
2026-05-19Industrial Bank and the State Tobacco Monopoly Administration / China National Tobacco Corporation held a working meeting to discuss deepening cooperation and high-quality development.国家烟草专卖局、中国烟草总公司与兴业银行举行工作会谈，就继续深化合作、推动高质量发展交换意见。
Private banking launch私人银行启动
6 · 2024-01-23 → 2025-05-27
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Industrial Bank opens Private Banking Center and expands private banking services.兴业银行开设私人银行中心并扩展私人银行服务。
2024-01-23Industrial Bank Putian Branch officially opened its Private Banking Center, offering wealth management, corporate governance, tax planning, and health management services for high-net-worth clients.兴业银行莆田分行私人银行中心正式揭牌，为高净值客户提供财富管理、企业治理、税务筹划、健康管理等服务。
2024-08-22Hong Shuai is approved as general manager of Industrial Bank's Private Banking Department by Shanghai Financial Regulatory Bureau.洪帅获批任兴业银行私人银行部总经理。
2024-12-02Regulator approved Zhu Qing as Deputy GM of Industrial Bank's Private Banking Department.监管核准朱青担任兴业银行私人银行部副总经理。
2025-04-22Industrial Bank upgraded its family office services, launching a six-center service model (family inheritance, wealth management, legal/tax advisory, corporate advisory, global services, lifestyle) for ultra-high-net-worth clients.兴业银行升级家族办公室服务，推出六大中心服务模式（家族传承、财富管理、法税咨询、企业融智、寰宇服务、悦享生活）。
2025-04-22Industrial Bank's private banking clients exceeded 80,000, with AUM surpassing RMB 1 trillion.兴业银行私人银行客户数突破8万户，管理资产规模突破1万亿元。
2025-05-27CIB's private banking 'Elite Internship Plan' sparked controversy for offering internships at top firms contingent on new deposits of 10 million yuan (non-private clients) or 5 million yuan (existing private clients). CIB later apologized and suspended the program.兴业银行私人银行“菁英实习计划”引发争议，该计划以新增存款1000万元（非私行客户）或500万元（存量私行客户）为条件提供名企实习机会。兴业银行随后致歉并暂停该项目。
Executive appointment高管任命
57 · 2024-01-23 → 2026-05-25
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Industrial Bank appoints new executives across various branches and head office departments.兴业银行在各分行和总行部门任命新高管。
2024-01-23National Financial Regulatory Administration Shanxi Bureau approved Zhao Jianjun's qualification as Deputy President of Industrial Bank Taiyuan Branch.国家金融监督管理总局山西监管局核准赵建军兴业银行太原分行副行长任职资格。
2024-02-02Chen Gongxian's qualification as a director of Industrial Bank was approved by the National Financial Regulatory Administration, effective January 31, 2024.国家金融监督管理总局核准陈躬仙担任兴业银行董事的任职资格，自2024年1月31日起生效。
2024-03-28Industrial Bank announced that Board Secretary Hua Bing resigned due to work adjustment, remaining as General Counsel. Vice President Sun Xiongpeng will act as Board Secretary.兴业银行公告，董事会秘书华兵因工作调整辞职，仍担任总法律顾问，由副行长孙雄鹏代行董事会秘书职责。
2024-04-08Industrial Bank announced that Hua Bing resigned as Board Secretary effective March 27, 2024, remaining as General Counsel; Vice President Sun Xiongpeng will act as Board Secretary, and Xia Weichun is proposed as the new Board Secretary.兴业银行公告华兵辞任董事会秘书（仍任总法律顾问），由副行长孙雄鹏代行职责，拟任夏维淳为董事会秘书。
2024-04-08Ping An Bank's Chief Information Officer Tang Jiacai resigned and is expected to become Industrial Bank's Chief Information Officer.平安银行首席信息官唐家才辞职，据悉将出任兴业银行首席信息官。
2024-04-19Industrial Bank's Hangzhou branch deputy president Zheng Zhiming is proposed to become chairman of Industrial Trust (兴业信托).兴业银行杭州分行副行长郑志明拟任兴业信托董事长。
2024-05-20Dai Xuxian became the legal representative and chairman of Industrial Consumer Finance, replacing Zheng Haiqing; Liu Qinghua became president, replacing Lin Chun.戴叙贤任兴业消费金融法定代表人、董事长，刘庆华任总裁；原董事长郑海清、原总经理林春离任。
2024-06-06Tang Jiacai, former CIO of Ping An Bank, has taken the position of General Manager of the Science and Technology Management Department of Industrial Bank.平安银行前首席信息官唐家才已出任兴业银行科技管理部总经理。
2024-06-21Industrial Bank's board of directors appointed Tang Jiacai as Chief Information Officer and elected Zhu Yuhong as an independent director, both with backgrounds in financial technology.兴业银行董事会聘任唐家才为首席信息官，选举朱玉红为独立董事，两人均有金融科技背景。
2024-06-21Industrial Bank's subsidiary,兴业国际信托, announced that Zheng Zhiming's qualifications as chairman and legal representative were approved by the Fujian Financial Regulatory Bureau, replacing Shen Weiqun.兴业银行子公司兴业国际信托公告，郑志明董事长及法定代表人任职资格获福建金融监管局核准，接替沈卫群。
2024-06-26The Jilin Regulatory Bureau of the National Financial Regulatory Administration approved Li Junyun's qualification as President of Industrial Bank Changchun Branch.国家金融监督管理总局吉林监管局核准李俊云兴业银行长春分行行长任职资格。
2024-08-15Wang Yuanqing is approved as assistant to the general manager of Industrial Bank Xuchang branch by Henan Financial Regulatory Bureau.王元卿获批任兴业银行许昌分行行长助理。
2024-08-26Wang Qiang is approved as president of Industrial Bank Ningde branch by Fujian Financial Regulatory Bureau.王强获批任兴业银行宁德分行行长。
2024-10-09Industrial Bank's board approved the appointment of Tang Jiacai (former Chief Information Officer of Ping An Bank) as General Manager of the Technology Management Department.兴业银行聘任唐家才（原平安银行首席信息执行官）为科技管理部总经理。
2024-10-11Industrial Bank appointed Ye Wenxin as the new Secretary of the Board of Directors, replacing Lin Wei who was transferred internally.兴业银行聘任叶文欣为证券事务代表，林微因内部工作调整不再担任该职务。
2024-11-19Luo Jie's appointment as president of Industrial Bank Putian Branch was approved by the regulator.罗杰兴业银行莆田分行行长的任职资格获监管核准。
2024-12-03Regulator approved Li Zhiwei as Assistant President of Industrial Bank Lanzhou Branch.监管核准李智伟担任兴业银行兰州分行行长助理。
2024-12-05Xia Weichun officially assumed office as Board Secretary of Industrial Bank on 2024-12-03, approved by NFRA.夏维淳自2024年12月3日起正式就任兴业银行董事会秘书，获国家金融监管总局核准。
2024-12-12Regulator approved Pan Guojing as Deputy President of Industrial Bank Taizhou Branch.监管核准潘国敬担任兴业银行台州分行副行长。
2024-12-12Lai Furong officially assumed office as Chief Risk Officer, and Zhao Chaoqing as Chief Auditor of Industrial Bank on 2024-12-06, approved by NFRA.赖富荣自2024年12月6日起就任兴业银行首席风险官，赵朝清就任总审计师，获国家金融监管总局核准。
2024-12-18Tang Jiacai officially assumed office as Chief Information Officer of Industrial Bank on 2024-12-17, after board approval and NFRA filing.唐家才自2024年12月17日起就任兴业银行首席信息官，经董事会审议并完成监管备案。
2024-12-20Regulator approved Deng Jianfeng as President of Industrial Bank Guangdong Free Trade Pilot Zone Nansha Sub-branch.监管核准邓剑锋担任兴业银行广东自贸试验区南沙分行行长。
2024-12-26Regulator approved Gao Peng as Deputy President of Industrial Bank Dali Branch.监管核准高朋担任兴业银行大理分行副行长。
2024-12-27Regulator approved Tan Wei as President of Industrial Bank Zhuzhou Branch.监管核准谭伟担任兴业银行株洲分行行长。
2025-01-02Yang Liu appears as proposed vice president of Industrial Bank; she was previously deputy mayor of Ningde City, Fujian Province (seconded), and former supervisor of ABC Wealth Management.杨柳以兴业银行拟任副行长身份亮相；她此前为福建省宁德市副市长（挂职），曾任农银理财监事长。
2025-02-21CIB appointed Yang Liu as Vice President, pending regulatory approval. Yang previously served as VP of ABC Life Insurance, VP of ABC Asset Management, and Supervisory Board Chair of ABC Wealth Management.兴业银行聘任杨柳为副行长，待监管核准。杨柳曾任农银人寿副总经理、农银理财监事长等职。
2025-03-04National Financial Regulatory Administration approved Huang Hanchun's qualification as director of Industrial Bank on 2025-02-25.国家金融监督管理总局于2025年2月25日核准黄汉春兴业银行董事任职资格。
2025-03-07National Financial Regulatory Administration Ningxia Bureau approved Chen Jianchi as assistant to the president of Industrial Bank Yinchuan Branch.宁夏监管局核准陈建池兴业银行银川分行行长助理任职资格。
2025-03-19Shanghai Regulatory Bureau approved Sun Longgang's qualification as deputy general manager of Industrial Bank Credit Card Center.上海监管局核准孙隆刚兴业银行信用卡中心副总经理任职资格。
2025-04-01Ye Sha was approved as vice president of Industrial Bank Shaoxing Branch by the Zhejiang Regulatory Bureau.浙江监管局核准叶莎担任兴业银行绍兴分行副行长。
2025-04-02Hong Pipa was approved as chairman of Xiamen Bank; he previously held various senior roles at Industrial Bank including head of Xiamen Branch and Fujian Management Department.洪枇杷获批担任厦门银行董事长，其此前在兴业银行历任厦门分行行长、福建管理部总裁等职。
2025-05-06Yang Liu's appointment as Vice President of CIB was approved by the National Financial Regulatory Administration (NFRA), effective April 28, 2025.杨柳担任兴业银行副行长的任职资格获国家金融监督管理总局核准，自2025年4月28日起就任。
2025-06-11Industrial Bank appointed Li Dapeng as new secretary of the board of securities, replacing Ye Wenxin due to work adjustment.兴业银行聘任李大鹏为证券事务代表，叶文欣因工作分工调整不再担任。
2025-06-17Industrial Bank Shaanxi regulator approved Lu Wei as vice president of Yulin branch.陕西监管局核准卢炜兴业银行榆林分行副行长的任职资格。
2025-07-03Yu Hua's qualification as director of Industrial Bank was approved by the National Financial Regulatory Administration (NFRA), effective July 2, 2025.国家金融监督管理总局核准郁华担任兴业银行董事的任职资格，自2025年7月2日起就任。
2025-07-15Zhu Yuhong's qualification as independent director of Industrial Bank was approved by NFRA, effective July 14, 2025.国家金融监督管理总局核准朱玉红担任兴业银行独立董事的任职资格，自2025年7月14日起就任。
2025-07-22Han Huaiyu's qualification as vice president of Industrial Bank Yingkou branch was approved by the local NFRA office.国家金融监督管理总局营口监管分局核准韩怀宇兴业银行营口分行副行长的任职资格。
2025-08-06The Shanghai Financial Regulatory Bureau approved Yang Min as vice president of Industrial Bank Shanghai Branch.国家金融监督管理总局上海监管局核准杨敏任兴业银行上海分行副行长。
2025-08-14Industrial Bank announced several head-office personnel changes: Zhang Weibin moved from deputy GM of Green Finance/Strategic Client Dept to business inspector; Hong Ting from retail product innovation director to assistant GM of Digital Operations; Wen Shouyi from assistant GM of Special Asset Management to deputy GM of Investment Banking; Chen Wenjun from interbank bond director to assistant GM of Bank Cooperation Center.兴业银行总行多部门人事调整：张伟彬由绿色金融部/战略客户部副总经理转任业务巡视员；洪婷由零售金融部产品创新处处长任数字运营部总经理助理；温守义由特殊资产经营部总经理助理任投资银行部副总经理；陈文俊由同业金融部金融债券处处长任银行合作中心总经理助理。
2025-09-04National Financial Regulatory Administration approved Zhang Wei as director of Industrial Bank, effective September 2, 2025.国家金融监督管理总局核准张为担任兴业银行董事，自2025年9月2日起就任。
2025-10-31Industrial Bank appointed Wu Xiaolin, former Vice President of CIB Wealth Management, as General Manager of the Head Office's Investment Banking and Financial Market Risk Management Department and Chief Credit Officer for Financial Market Business.兴业银行任命兴银理财原副总裁吴晓麟回归总行，任投行与金融市场风险管理部总经理、金融市场信用业务首席审批官。
2025-10-31Industrial Bank hired Yu Wujie, former Deputy General Manager of the IT Department of China Merchants Bank, as Deputy General Manager of the Head Office's Data Management Department.兴业银行引入原招商银行总行信息技术部副总经理俞吴杰，任总行数据管理部副总经理。
2025-11-19Liu Jingyi's qualification as Assistant to the President of Industrial Bank Zhongshan Branch was approved by the Zhongshan Financial Regulatory Sub-bureau.中山金融监管分局核准刘静怡兴业银行中山分行行长助理的任职资格。
2025-11-29Zhang Nan's qualification as Assistant to the President of Industrial Bank Beijing Branch was approved by the Beijing Financial Regulatory Bureau.北京金融监管局核准张楠兴业银行股份有限公司北京分行行长助理的任职资格。
2025-12-02Industrial Bank appointed Tang Gerong as deputy GM of Special Asset Management Dept, Wang Weirong as deputy GM of Risk Management Dept, and Wang Xiaojian as deputy GM of Credit Card Center.兴业银行任命唐革榕为特殊资产经营部副总，王伟荣为风险管理部/授信管理部副总，王晓建为信用卡中心副总。
2025-12-02Industrial Bank subsidiary Xingyin Financial Asset Investment Co. appointed Chen Wei as chairman, Zheng Rongbin as president, Zhao Gu and Wang Su as vice presidents.兴业银行子公司兴银金融资产投资有限公司任命陈伟为董事长，郑榕斌为总裁，赵谷和王苏为副总裁。
2025-12-04Han Pingping approved as president of Industrial Bank Changji branch by NFRA Changji office.韩平平获核准担任兴业银行昌吉分行行长。
2025-12-19Industrial Bank board appointed Sun Xiongpeng as chief compliance officer (subject to NFRA approval), and added Yu Hua to nomination committee.兴业银行董事会聘任孙雄鹏为首席合规官（待核准），增补郁华为提名委员会委员。
2026-01-05Approved Xu Ling as the president of Zhanjiang branch by the Zhanjiang Financial Regulatory Bureau.湛江金融监管分局核准徐凌兴业银行湛江分行行长的任职资格。
2026-03-10Approved by the regulator for the appointment of Yang Jie (杨捷) as Vice President of Quanzhou Branch.监管核准杨捷兴业银行泉州分行副行长的任职资格。
2026-03-13Approved by the regulator for the appointment of Zhang Deliang (张德亮) as Vice President of Dali Branch.监管核准张德亮兴业银行大理分行副行长的任职资格。
2026-03-19Approved by the regulator for the appointment of Lin Huarong (林华荣) as Vice President of Ji'an Branch.监管核准林华荣兴业银行吉安分行副行长的任职资格。
2026-03-20Multiple executive changes: Pang Gang (逄钢) to GM of Green Finance Dept; Kang Zhirong (康志榕) to GM of Inclusive Finance Dept; others transferred to branches.多起人事变动：逄钢任总行绿色金融部副总经理，康志榕任总行普惠金融部副总经理等。
2026-03-26Board approved the appointment of Hao Chao (郝超) as Vice President, subject to regulatory approval. Hao previously served as President of Beijing, Nanjing, and other branches.董事会同意聘任郝超为副行长（待监管核准），郝超曾任北京分行、南京分行等分行行长。
2026-04-09Approved Tong Yi as president of Panjin branch by the Panjin Financial Regulatory Bureau.盘锦金融监管分局核准佟益兴业银行盘锦分行行长任职资格。
2026-05-12Hao Chao (郝超) was approved by the National Financial Regulatory Administration (NFRA) to serve as Vice President of Industrial Bank, effective May 8, 2026.国家金融监督管理总局核准郝超担任兴业银行副行长的任职资格，自2026年5月8日起就任。
2026-05-25Ye Xiangfeng (叶向峰), former head of Nanjing Branch, was appointed Party Secretary of Industrial Bank Beijing Branch, set to become its president, succeeding Hao Chao who was promoted to VP.兴业银行南京分行行长叶向峰被任命为北京分行党委书记，将接任郝超出任北京分行行长。
Infrastructure project loan基础设施项目贷款
5 · 2024-01-24 → 2025-10-27
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Industrial Bank provides syndicated loans for smart logistics and other infrastructure projects.兴业银行为智慧物流等基础设施项目提供银团贷款。
2024-01-24Industrial Bank Hangzhou Branch disbursed 120 million yuan in syndicated loan for the 'Fawang' smart logistics equipment IoT industrialization project, its first 'peace-emergency dual-use' public infrastructure project loan.兴业银行杭州分行为发网智能物流设备物联网产业化项目发放1.2亿元银团贷款，为分行首笔“平急两用”公共基础设施项目贷款。
2024-12-13Industrial Bank jointly led a syndicated loan for Shijiazhuang High-speed Railway Station urban renewal project, first tranche 1.465 billion yuan, the largest syndicated loan in Shijiazhuang in recent years.兴业银行联合牵头石家庄高铁片区城市更新银团贷款，首期投放14.65亿元，为近年来石家庄规模最大银团贷款。
2025-01-06Industrial Bank Shenyang Branch leads a syndicated loan for the 'Suyi Medical-Nursing Project', the first medical-nursing syndicated loan in Liaoning region, with initial disbursement of 750 million yuan.兴业银行沈阳分行牵头组建的“苏区医养项目”银团贷款实现首期投放7.5亿元，为辽沈地区首笔医养行业银团贷款。
2025-02-12CIB Jinan Branch approved nearly 2 billion yuan in loans for the first phase of Linyi's 'Logistics Westward Relocation' project, with 7 projects approved.兴业银行济南分行为临沂市“物流西迁”一期项目审批7个，投放资金近20亿元。
2025-10-27Industrial Bank Nanjing Branch completed the full disbursement of a 307 million yuan project loan for Hongbang Chemical's relocation and upgrade project, with the 347 million yuan credit approval completed in just 40 working days, and the interest rate reduced by 40 basis points.兴业银行南京分行对宏邦化工香精香料搬迁升级项目的3.07亿元项目贷款全部投放完毕，3.47亿元授信从立项到放款仅耗时40个工作日，利率下降40个基点。
Annual strategy meeting年度战略会议
2 · 2024-01-25 → 2025-07-28
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Industrial Bank holds annual work conference to set strategic direction.兴业银行召开年度工作会议确定战略方向。
2024-01-25Industrial Bank held its 2024 annual work conference in Fuzhou, emphasizing deepening the '1234' strategy, polishing the 'three business cards', and focusing on the 'five major articles' to serve the real economy.兴业银行在福州召开2024年工作会议，部署深化“1234”战略、擦亮“三张名片”、聚焦“五篇大文章”服务实体经济。
2025-07-28Industrial Bank held its 2025 semi-annual work conference, proposing to study stablecoins, advance 'AI+' and 'Data Element X', and accelerate the transition from 'Digital Industrial Bank' to 'Smart Industrial Bank'.兴业银行召开2025年半年工作会议，提出研究稳定币，开展'人工智能+'，推进'数据要素X'，加快从'数字兴业'迈向'智慧兴业'。
New loan product新贷款产品
13 · 2024-01-25 → 2026-06-04
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Industrial Bank launches various new loan products including Cultural Tourism Loan and others.兴业银行推出文旅贷等多种新贷款产品。
2024-01-25Industrial Bank Dali Branch launched the 'Cultural Tourism Loan' (文旅贷) product, offering credit without household registration restrictions and multiple collateral options for local tourism小微 merchants.兴业银行大理分行推出“文旅贷”产品，不限户籍、担保方式多样，服务当地文旅小微商户。
2024-06-04Industrial Bank Ningde Branch successfully landed the first 'XingSudai (Agricultural Wholesale Market Exclusive) Corporate Edition' loan, supporting the local sea cucumber industry in Xiapu County.兴业银行宁德分行成功落地首单兴速贷（农批农贸专属）企金版，支持霞浦县当地海参产业。
2025-01-16Industrial Bank Ningde Branch lands first 'Personal Business Loan (Huiliang Loan Exclusive)' to support a grain farmer in expanding rice planting area to over 300 mu.兴业银行宁德分行落地首笔“个人经营贷（惠粮贷专属）”，支持种粮大户扩大水稻种植面积至300余亩。
2025-02-17CIB Jinan Branch launched 'Xing Shandai (Agricultural Wholesale Market Exclusive)', an online loan product, disbursing 205 million yuan to 135商户 across Shandong.兴业银行济南分行推出线上融资产品“兴闪贷（农批农贸经营专属）”，已累计投放贷款2.05亿元，惠及135户商户。
2025-02-28CIB Quanzhou Dehua Branch launched 'Master Loan for Dehua Ceramic Industry', a credit product up to 10 million yuan for ceramic artists, with approval as fast as 3 working days.兴业银行泉州德化支行推出“德化陶瓷行业大师贷”，最高额度1000万元，无需抵押，审批最快3个工作日。
2025-04-25Industrial Bank Jinan Branch issued the bank's first 'medical insurance loan' (Yibaodai) in Shandong province, providing RMB 3 million to a township health center in Tai'an.兴业银行济南分行发放山东省首笔‘医保贷’300万元，用于泰安市岱岳区某镇卫生院。
2025-04-30Industrial Bank Longyan Branch landed its first 'Xingsudai (Guarantee Enhancement Exclusive)' loan of RMB 5 million, an online intelligent product for SMEs with government guarantee company involvement.兴业银行龙岩分行落地首笔‘兴速贷（保证增信专属）’500万元，为线上化、智能化小微企业融资产品。
2025-05-30CIB Ningde Branch launched a personal business loan (sea cucumber special) plan, a warehouse receipt pledge plan, and an agricultural wholesale loan plan to support the sea cucumber industry chain in Xiapu, with a loan balance of 162.54 million yuan as of April 2025.兴业银行宁德分行推出个人经营贷（海参专属）、海参仓单质押专案和农批贷专案，支持霞浦海参全产业链，截至2025年4月贷款余额达1.63亿元。
2025-10-15Industrial Bank Longyan Branch launched a new exclusive personal business loan product called 'Food Loan' (Shipin Dai) to support the local food industry.兴业银行龙岩分行创新推出专属个人经营性贷款产品“食品贷”，支持当地食品产业发展。
2025-10-17Industrial Bank Gutian Branch launched an exclusive 'Xing Su Dai (Gutian County Mushroom Industry)' online credit product, providing a 3 million yuan credit line to a local mushroom company, with the first disbursement of 1.139 million yuan arriving within 3 working days.兴业银行古田支行推出“兴速贷（古田县菌菇产业专属）”线上授信产品，为当地菌业公司提供300万元额度，首笔113.9万元3个工作日到账。
2025-12-22Industrial Bank launched 'Personal Business Loan (Abalone Exclusive)' product in Ningde, with balance of RMB 57.68 million to 120 abalone farmers as of Oct 2025.兴业银行宁德分行推出“个人经营贷（鲍鱼专属）”产品，截至2025年10月末向120户养殖户发放5768万元。
2026-01-16Gutian branch launched a new credit product 'Xinggu Dai' for mushroom farmers, with a maximum limit of 500,000 yuan and no collateral required; 230 loans totaling 13.56 million yuan disbursed by end-2025.兴业银行古田支行创新推出专项信贷产品“兴菇贷”，最高额度50万元、无需抵押担保，截至2025年12月末已累计发放230笔、总金额1356万元。
2026-06-04Industrial Bank's Nanping branch signed a strategic cooperation agreement with Nanping Market Supervision Bureau and launched the 'Wuyi Mountain Brand Loan', with the first batch of 5 enterprises receiving total credit of over 410 million yuan.兴业银行南平分行与南平市市场监督管理局签署战略合作协议，发布“武夷山水品牌贷”，首批5家企业集中授信总额超4.1亿元。
Fintech park construction金融科技园建设
2 · 2024-01-26 → 2026-06-09
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Industrial Bank invests in Fintech Industrial Park project in Changle District, Fuzhou.兴业银行投资建设福州长乐区金融科技产业园项目。
2024-01-26Industrial Bank issued a tender for its Fintech Industrial Park project in Changle District, Fuzhou, with a total investment of approximately 2.43527 billion yuan and total floor area of 209,197.08 sqm.兴业银行发布金融科技产业园项目招标公告，项目位于福州长乐区，总投资约24.3527亿元，总建筑面积209197.08平方米。
2026-06-09The ring-shaped steel structure cloud corridor of Industrial Bank's Fintech Industrial Park in Fuzhou New Area (Changle) successfully completed its closure, a key milestone for the project with a total investment of approximately 2.435 billion yuan.兴业银行位于福州新区（长乐区）的金融科技产业园项目环形钢结构云廊顺利完成合龙，项目总投资额约24.35亿元。
Satellite tech lending卫星技术贷款
2 · 2024-01-29 → 2024-05-15
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Industrial Bank uses satellite remote sensing technology for agricultural credit assessment.兴业银行利用卫星遥感技术进行农业信贷评估。
2024-01-29Industrial Bank Quanzhou Branch used satellite remote sensing technology and a 'planting flow' credit model to grant a 15 million yuan loan to an Anxi tea company, solving asset valuation challenges for forestry.兴业银行泉州分行运用卫星遥感技术和“种植流”审批模型，向安溪某茶企发放1500万元贷款，缓解林业资产估值难题。
2024-05-15Industrial Bank launched its first satellite remote sensing application system agricultural planting 2.0 monitoring solution in Sichuan, enabling per-household remote crop monitoring for loan assessment.兴业银行在四川落地首单卫星遥感应用系统农业种植2.0监测方案，实现按户接入的农作物远程监测。
Partnership Deal合作交易
44 · 2024-02-01 → 2026-06-04
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Industrial Bank signs strategic cooperation agreements with various chambers of commerce and institutions.兴业银行与各商会及机构签署战略合作协议。
2024-02-01Industrial Bank Ningde Branch signed a strategic cooperation agreement with Ningde Quanzhou Chamber of Commerce to provide comprehensive financial services including investment banking, credit, wealth management, and personal loans.兴业银行宁德分行与宁德市泉州商会签署战略合作协议，提供投资银行、融资授信、财富管理、个人贷款等金融服务。
2024-02-02Industrial Bank Hangzhou Branch signed a strategic cooperation agreement with Zhejiang University Innovation and Entrepreneurship Research Institute, pledging no less than 10 billion yuan in credit support over five years for the Zhejiang University Alumni Enterprise Headquarters Economic Park.兴业银行杭州分行与浙江大学创新创业研究院签署战略合作协议，未来五年内为浙江大学校友企业总部经济园提供不少于100亿元信贷支持。
2024-02-26Industrial Bank Putian Branch signed a government-bank cooperation agreement with Putian Federation of Industry and Commerce, providing 2.2 billion yuan in intended financing for private enterprises at a bank-enterprise matchmaking meeting.兴业银行莆田分行与莆田市工商联签订政银合作协议，在银企对接会上为民营企业提供意向性融资规模22亿元。
2024-03-26Industrial Bank signed a comprehensive strategic cooperation agreement with the China Foreign Exchange Trade System (CFETS) to deepen cooperation in interbank market system construction, product innovation, and digital technology.兴业银行与中国外汇交易中心（全国银行间同业拆借中心）签署全面战略合作协议，深化多层次银行间市场等领域合作。
2024-05-17Industrial Bank Hefei Branch signed a cooperation memorandum with Beihang University Hefei Innovation Research Institute to collaborate in fintech, innovation, and think tanks.兴业银行合肥分行与北京航空航天大学合肥创新研究院签署合作备忘录，在金融创新、科技创新等领域合作。
2024-06-07Industrial Bank Hefei Branch signed a strategic cooperation agreement with Hefei High-tech Zone, planning to provide意向性 comprehensive financing of no less than 20 billion yuan within 5 years.兴业银行合肥分行与合肥高新区签署战略合作协议，计划5年内给予意向性综合融资总额累计不低于200亿元。
2024-06-10Industrial Bank Beijing Branch and China Resources Capital signed a strategic cooperation agreement to deepen产融结合 and serve the real economy.兴业银行北京分行与华润资本签署战略合作协议，深化产融结合，服务实体经济。
2024-06-27Industrial Bank Jinan Branch signed a strategic cooperation agreement with Weiqiao Pioneering Group to support the high-end and green development of the aluminum industry.兴业银行济南分行与魏桥创业集团签订战略合作协议，支持铝产业高端化、绿色化发展。
2024-06-28Industrial Bank Nanjing Branch became a strategic partner of the Key Software Fund Club, aiming to build a sci-tech finance ecosystem in Jiangsu.兴业银行南京分行与关键软件基金俱乐部成为战略合作伙伴，共筑江苏科创金融生态圈。
2024-08-14Industrial Bank and HSBC Hong Kong sign a Cross-Border Wealth Management Connect cooperation memorandum in Shenzhen.兴业银行与汇丰香港在深圳签署跨境理财通合作备忘录。
2024-08-30Industrial Bank signs an enterprise-level intelligent anti-fraud project cooperation agreement with Henan Rural Commercial Union Bank to share anti-fraud systems and models.兴业银行与河南农商联合银行签订企业级智能反欺诈项目合作协议，共享反欺诈系统、模型等科技力量。
2024-10-17Industrial Bank signed a comprehensive strategic cooperation agreement with Goldwind Technology (金风科技) to deepen cooperation in traditional financing, green finance, supply chain finance, and investment banking.兴业银行与金风科技签署全面战略合作协议，在传统融资、绿色金融、供应链金融、投资银行等领域深化合作。
2024-10-28Industrial Bank signed a comprehensive strategic cooperation agreement with State Development & Investment Corp (国家开发投资集团) to deepen cooperation in credit, digital finance, investment banking, and personal finance.兴业银行与国家开发投资集团签署全面战略合作协议，在授信业务、数字金融、投资银行、个人金融等领域深化合作。
2024-10-28Industrial Bank signed a strategic cooperation agreement with Minjiang Innovation Laboratory (闽都创新实验室) to jointly explore new paths for financial services supporting new quality productive forces, focusing on sci-tech incubation and transformation funds.兴业银行与闽都创新实验室签署战略合作协议，合力探索金融服务新质生产力发展的新路径，聚焦科创孵化、成果转化基金等。
2024-11-01Industrial Bank Hefei Branch signed a strategic cooperation agreement with Anhui Scientists & Entrepreneurs Association.兴业银行合肥分行与安徽省科学家企业家协会签署战略合作协议。
2024-11-04Industrial Bank Beijing Xicheng Sub-branch signed a strategic cooperation agreement with Shenzhou High-speed Rail (000008.SZ).兴业银行北京西城支行与神州高铁（000008.SZ）签署战略合作协议。
2024-11-11Industrial Bank signed a comprehensive strategic cooperation agreement with Geely Holding Group, covering investment banking, international business, green finance, supply chain finance, etc.兴业银行与吉利控股集团签署全面战略合作协议，涵盖投资银行、国际业务、绿色金融、供应链金融等领域。
2024-11-20Industrial Bank signed a comprehensive strategic cooperation agreement with State Development & Investment Corp (SDIC), covering credit, digital finance, investment banking, etc.兴业银行与国家开发投资集团签署全面战略合作协议，涵盖授信、数字金融、投资银行等领域。
2024-11-26DBS China and Industrial Bank signed a comprehensive strategic cooperation agreement on tech finance, advanced manufacturing, and cross-border finance.星展中国与兴业银行签署全面战略合作协议，涉及科技金融、先进制造、跨境金融等领域。
2024-12-10Industrial Bank Yancheng Branch signed strategic cooperation agreement with Jiangsu Cable Yancheng Branch for 'culture + finance' service model.兴业银行盐城分行与江苏有线盐城分公司签署战略合作协议，探索“文化+金融”服务模式。
2024-12-11Industrial Bank signed enterprise-level intelligent anti-fraud platform project cooperation agreement with Henan Rural Commercial Union Bank.兴业银行与河南农商联合银行签订企业级智能反欺诈平台项目合作协议。
2025-01-08Industrial Bank Xi'an Branch signs strategic cooperation agreement with Shaanxi Equity Exchange to jointly serve sci-tech enterprises; its sci-tech loan balance exceeds 20 billion yuan by end-2024, up over 35%.兴业银行西安分行与陕西股权交易中心签订战略合作协议；截至2024年末科技金融贷款规模突破200亿元，增速超35%。
2025-01-12Industrial Bank signs strategic cooperation agreement with Westlake University to collaborate on industry-academia-research transformation, think tank building, and talent cultivation.兴业银行与西湖大学签署战略合作协议，在产投研转化、智库建设、人才培养等方面开展合作。
2025-02-18CIB Quanzhou Branch signed a deepening cooperation agreement with Quanzhou Industrial Equity Investment Fund to build a full-lifecycle financial service ecosystem.兴业银行泉州分行与泉州市产业股权投资基金签署深化合作协议，打造覆盖企业全生命周期的金融服务生态。
2025-03-03Industrial Bank Hefei Branch signed a cooperation memorandum with Beijing Institute of Technology Hefei Unmanned Intelligent Equipment Research Institute to provide comprehensive financial services for low-altitude economy R&D.兴业银行合肥分行与北京理工合肥无人智能装备研究院签署合作备忘录，为低空经济研发提供综合金融服务。
2025-03-04China State Railway Group signed a railway logistics financial service cooperation agreement with 9 national joint-stock commercial banks including Industrial Bank, expanding cooperation to 10 banks for products like 'railway freight loans'.国铁集团与招商银行、兴业银行等9家全国性股份制商业银行签署铁路物流金融服务合作协议，合作银行增至10家，提供“铁路运费贷”等产品。
2025-03-28Industrial Bank signed a strategic cooperation agreement with Sinopec Shandong Petroleum, focusing on clean energy, sci-tech finance, joint marketing, and membership ecosystem.兴业银行济南分行与中石化山东石油签署战略合作协议，聚焦清洁能源、科技金融等领域。
2025-03-28Industrial Bank Longyan Branch signed a strategic cooperation agreement with China Mobile Longyan Branch, focusing on 5G+ smart finance, fintech, and channel cooperation.兴业银行龙岩分行与中国移动龙岩分公司签署战略合作协议，聚焦5G+智慧金融等领域。
2025-04-09Industrial Bank Lanzhou Branch signed a strategic cooperation agreement with the Gansu Provincial Department of Veterans Affairs to provide comprehensive financial services for veterans' entrepreneurship and employment.兴业银行兰州分行与甘肃省退役军人事务厅签署战略合作协议，为退役军人创业就业提供综合金融服务。
2025-04-12Industrial Bank Fuzhou Branch signed a strategic cooperation agreement with the Fuzhou Optoelectronics Industry Association, providing a credit line of RMB 10 billion to support the optoelectronics industry chain.兴业银行福州分行与福州市光电行业协会签署战略合作协议，提供百亿授信额度支持光电产业链。
2025-05-20CIB signed a strategic cooperation agreement with Tibet Bank in Lhasa, covering fintech, wealth management, digital transformation, and the YinYin platform.兴业银行与西藏银行在拉萨签署战略合作协议，合作领域包括金融科技、财富管理、数字化转型及银银平台。
2025-06-17Industrial Bank Fu'an branch signed a credit cooperation agreement with Qingtuo Heavy Industry at a Fuan industry-chain event.兴业银行福安支行与青拓重工在福安市产业链对接活动中签订授信合作协议。
2025-07-13Industrial Bank Harbin branch signed a strategic cooperation agreement with Hongda International Auto City to deepen cooperation in auto finance and private economy.兴业银行哈尔滨分行与宏达国际汽车城签署战略合作协议，深化汽车金融及民营经济合作。
2025-07-17Industrial Bank signed a strategic cooperation MOU with Visa at the China International Supply Chain Expo to integrate Visa Direct for global payment services, targeting launch by end of 2025.兴业银行在链博会上与Visa签署战略合作备忘录，接入Visa Direct全球收付款解决方案，预计2025年底上线。
2025-08-21Industrial Bank and Huawei signed a deepened strategic cooperation agreement in Shenzhen, covering digital infrastructure, technology innovation, talent training, and industrial finance.兴业银行与华为在深圳签署深化战略合作协议，涉及数字基础设施建设、科技创新、人才培养和产业金融等领域。
2025-11-11Industrial Bank officially began a strategic partnership with HSBC, adding HSBC as its Hong Kong partner bank for the 'Cross-border Wealth Management Connect' scheme, and simultaneously launched a fully online service process.兴业银行正式开启与汇丰银行的战略合作，新增汇丰银行作为‘跨境理财通’香港地区合作银行，并同步开通全线上业务办理服务。
2025-12-01Industrial Bank Ningde Branch signed strategic cooperation agreement with Ningde Large Yellow Croaker Industry Association to support marine economy.兴业银行宁德分行与宁德市大黄鱼产业协会签署战略合作协议，支持海洋经济。
2026-01-09Nanjing branch signed a strategic cooperation agreement with Jiangsu Industrial Technology Research Institute to jointly promote industrial transformation and new quality productive forces.兴业银行南京分行与江苏省产业技术研究院签署战略合作协议，共同推动江苏产业转型升级与新质生产力培育。
2026-01-21Shenzhen branch signed a strategic cooperation agreement with Shenzhen Happiness & Health Group and jointly launched the 'Shenye Happiness Anyu Card' for elderly care and childcare services.兴业银行深圳分行与深圳幸福健康集团签署战略合作协议，并联合发布“深业幸福安愉卡”。
2026-03-09Signed a comprehensive strategic cooperation agreement with New Unisplendour Group (新紫光集团) to deepen cooperation in supply chain finance, cross-border finance, and investment banking.与新紫光集团签署全面战略合作协议，将在供应链金融、跨境金融、投资银行等领域深化合作。
2026-03-20Signed a strategic cooperation agreement with China Guoxin (中国国新) to explore fund cooperation models and support strategic emerging industries.与中国国新签署战略合作协议，探索基金合作模式，支持战略性新兴产业发展。
2026-03-20Held a symposium with the Fujian Provincial Federation of Industry and Commerce (福建省工商联) to discuss financial services for the private economy, attended by Chairman Lv Jiajin.与福建省工商联联合举办金融服务新时代民营经济强省战略企业座谈会，董事长吕家进出席。
2026-05-08Industrial Bank signed a strategic cooperation framework agreement with C&D Group (建发集团) in Fuzhou, covering credit, supply chain finance, cross-border finance, investment banking, and personal finance.兴业银行与建发集团在福州签署战略合作框架协议，涵盖授信融资、供应链金融、跨境金融、投资银行、个人金融等领域。
2026-06-04Industrial Bank reached a deep strategic cooperation with the Beijing Rocket Avenue park operator, committing 10 billion yuan in special credit over three years to cover the entire commercial aerospace chain.兴业银行与北京火箭大街园区运营方达成深度战略合作，未来三年提供100亿元专项授信，覆盖商业航天全产业链。
Social responsibility & community engagement社会责任与社区参与
7 · 2024-02-01 → 2026-04-09
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Industrial Bank engaged in charitable donations, community services, and cultural tourism support, including disaster relief and sports sponsorship.兴业银行参与慈善捐赠、社区服务和文旅支持，包括救灾和体育赞助。
2024-02-01Industrial Bank Longyan Branch launched a fee-reduction welfare activity for the after-school service platform of Xinluo District primary and secondary schools, offering WeChat red packets and discounts.兴业银行龙岩分行针对新罗区中小学课后服务平台推出缴费福利活动，提供微信立减金等优惠。
2024-06-28Industrial Bank Lhasa Branch and Jiamalingka Community jointly opened the 'Warm New Home' financial service station for new citizens.兴业银行拉萨分行与甲玛林卡社区共建的“暖新之家”新市民金融服务站正式对外开放。
2025-08-27Industrial Bank's charity foundation 'Xingxing Dream Center' project was inaugurated in Changji and Changdu, with the first 10 classrooms delivered.兴业银行慈善基金会“兴星梦想中心”项目在昌吉、昌都两地揭牌，首批10间教室交付使用。
2025-11-28Industrial Bank donated 10 million HKD to the 'Tai Po Wang Fuk Court Assistance Fund' designated by the Hong Kong SAR Government, following a severe fire in Tai Po, Hong Kong.兴业银行向香港特区政府指定的‘大埔宏福苑援助基金’捐赠1000万港元，用于支持香港大埔火灾伤者救治、遇难者家属抚慰及社区重建。
2026-02-28Industrial Bank's total financing balance for the cultural tourism industry exceeded 100 billion yuan as of end-2025, covering scenic area upgrades, intangible heritage, eco-tourism, and smart scenarios.截至2025年末，兴业银行为文旅行业提供的融资余额已超1000亿元，覆盖景区升级、非遗传承、生态旅游及智慧场景等领域。
2026-02-28Industrial Bank's Putian branch officially inaugurated the 'Putian Chamber of Commerce Living Room' (莆商会客厅) to serve Putian merchants with financial services and wealth management.兴业银行莆田分行“莆商会客厅”正式授牌启用，为莆商提供金融服务与财富管理。
2026-04-09Became exclusive title sponsor of the 2026 Fujian Provincial City Football League ('Min Chao'), with the tournament running from April to October, featuring 86 matches across 10 city teams.成为2026年福建省城市足球联赛（'闽超'）独家冠名商，赛事4月至10月举行，10支代表队共86场比赛。
Operational & system updates运营与系统更新
7 · 2024-02-05 → 2026-02-28
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Industrial Bank updated systems, products, and services, including credit card upgrades, app changes, and fee adjustments.兴业银行更新系统、产品和服务，包括信用卡升级、应用变更和费用调整。
2024-02-05Industrial Bank announced adjustments to its outward remittance fee standards, launching a small-amount full-amount arrival service for outward remittances, effective May 6, 2024.兴业银行发布汇出汇款业务收费标准调整公告，推出汇出汇款小额全额到账服务，自2024年5月6日起实施。
2024-06-28Industrial Bank Quanzhou Hechang Community Sub-branch reopened as the bank's first offline credit card experience store, focusing on 'Auto + Finance' services.兴业银行泉州和昌社区支行焕新开业，成为该行首家信用卡业务线下体验店，聚焦“汽车+金融”服务。
2025-02-14CIB raised the minimum purchase amount for its Accumulated Gold product from 700 yuan to 800 yuan per transaction, effective immediately.兴业银行将积存金业务按金额购买起点由人民币700元调整为人民币800元。
2025-04-16Industrial Bank announced a system upgrade for its credit card system on April 22, 2025, from 1:00 AM to 5:30 AM, during which all credit card services will be suspended.兴业银行公告将于2025年4月22日凌晨1:00至5:30对信用卡系统进行升级，期间所有信用卡业务暂停。
2025-04-17Industrial Bank raised the minimum purchase amount for its accumulated gold (Jicunjin) product from RMB 800 to RMB 900 per transaction, effective immediately, due to gold price volatility.兴业银行将积存金产品按金额购买起点由800元调整为900元，因黄金价格波动。
2025-07-11Industrial Bank announced that the QianDaZhang app will cease service for versions 4.7.2 and below from August 1, 2025, requiring customer upgrade.兴业银行公告，钱大掌柜App 4.7.2及以下版本自2025年8月1日起停止服务，客户需升级。
2026-02-28Industrial Bank's Fuding sub-branch launched an education cloud system for a local middle school, enabling integrated online fee payment, smart reconciliation, and information sharing.兴业银行福鼎支行为福鼎某中学上线教育云系统，实现线上缴费、智能对账、信息共享一体化。
Bond Issuance债券发行
62 · 2024-02-07 → 2026-06-05
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Industrial Bank underwrites and issues various bonds including panda bonds, green bonds, and sci-tech bonds.兴业银行承销和发行熊猫债、绿色债券、科创票据等多种债券。
2024-02-07Industrial Bank acted as the sole national joint lead underwriter for the New Development Bank's (NDB) 6 billion yuan panda bond issuance, with a 5-year term and coupon rate of 2.66%, the largest 5-year panda bond ever.兴业银行作为唯一全国性股份制银行联席主承销商，助力新开发银行(NDB)发行60亿元熊猫债，期限5年，票面利率2.66%，为迄今最大规模5年期熊猫债。
2024-03-06Industrial Bank's Chengdu branch acted as joint lead manager for the national first overseas乡村振兴 (rural revitalization) JPY-denominated bond, issued by Sichuan Jianzhou Konggang Agricultural Investment Group, size JPY 4.5 billion, 3-year, coupon 3.3%.兴业银行成都分行作为联席主承销商，助力四川简州空港农业投资发展集团发行全国首单乡村振兴境外日元债，规模45亿日元，期限3年，票面利率3.3%。
2024-03-15Industrial Bank acted as the sole national joint lead underwriter for the New Development Bank's (NDB) RMB 6 billion panda bond issuance, the largest 5-year panda bond to date, with a coupon of 2.66%.兴业银行作为唯一全国性股份制银行联席主承销商，助力新开发银行成功发行60亿元熊猫债，为迄今最大规模5年期熊猫债，票面利率2.66%。
2024-04-01Industrial Bank (兴业银行) and Xiamen ITG Real Estate (厦门国贸地产) jointly issued a 500 million yuan medium-term note to support a residential project in Guangzhou.兴业银行与厦门国贸地产联合发行5亿元中期票据，用于支持广州住宅项目。
2024-04-01Industrial Bank's Zhengzhou branch successfully issued the bank's first and the central-western region's first asset-backed debt financing instrument (Covered Bond) for Xuchang City Investment Development Group, amounting to 416 million yuan.兴业银行郑州分行为许昌市城投发展集团成功发行全行及中西部首单资产担保债务融资工具（CB），金额4.16亿元。
2024-04-24Industrial Bank's Ningde branch, as joint lead underwriter, issued a 660 million yuan medium-term note for Ningde State-owned Assets Investment, with a coupon rate of 2.5%, setting a national record low for same-tenor, same-rating bonds.兴业银行宁德分行作为联席主承销商为宁德国投发行6.6亿元中期票据，票面利率2.5%，刷新全国同期限同评级最低发行价格记录。
2024-08-02Industrial Bank acts as bookrunner and lead underwriter for Gansu Financial Holdings' 500 million yuan MTN (24 Gan Jin Kong MTN002).兴业银行担任甘肃金融控股集团5亿元中期票据（24甘金控MTN002）的簿记管理人和主承销商。
2024-08-07Industrial Bank Hong Kong branch plans to issue a 3-year floating-rate senior unsecured 'Technology-based Small and Micro Enterprise themed' social bond under the MTN program.兴业银行香港分行拟发行3年期浮动利率高级无抵押“科技型小微企业主题”社会债券。
2024-08-08Industrial Bank Hong Kong branch prices a 500 million USD 3-year floating-rate social bond, the first offshore 'Inclusive Sci-Tech Enterprise' social bond by a Chinese bank, with a coupon of SOFR+56bps and 4x oversubscription.兴业银行香港分行定价5亿美元3年期浮动利率社会债券，为中资银行首单境外“普惠科创企业”社会责任债券，票息SOFR+56bps，认购倍数4倍。
2024-08-13Industrial Bank underwrites the first pilot bond in China with time-priority marginal allotment and post-bid scale determination for Sichuan Port and Shipping Investment Group, with a 10-year coupon of 2.88%.兴业银行主承销全国首单试点时间优先边际配售和截标后确定规模的创新债券，四川省港航投资集团10年期票面利率2.88%。
2024-11-06Industrial Bank acted as lead underwriter for Shandong Hi-speed Group's first interbank-market highway REITs, raising CNY 3.651 billion at 2.76% for 18 years.兴业银行作为牵头主承销商，协助山东高速集团落地银行间市场首单高速公路类REITs，发行规模36.51亿元，票面利率2.76%，期限18年。
2024-11-08Industrial Bank Nanjing Branch underwrote Wuxi Construction & Development Investment Co.'s global first non-financial corporate 'Magnolia Bond' (sustainable), raising CNY 2.142 billion at 2.68% for 3 years.兴业银行南京分行承销无锡市建设发展投资有限公司全球首单非金融企业“可持续发展玉兰债”，发行规模21.42亿元，票面利率2.68%，期限3年。
2024-11-28Industrial Bank Hefei Branch and Huafu Securities issued the first Yangtze River Delta integration ABS in Anhui, the 'Huafu-Xingchu 1' ABS, raising CNY 950 million.兴业银行合肥分行与华福证券发行安徽省首单长三角一体化资产支持专项计划“华福-兴滁1号”，规模9.50亿元。
2024-12-03Industrial Bank Putian Branch as strategic investor helped Putian City Construction Investment Group issue 600m yuan 3-year private placement bonds at record low coupon 2.28%.兴业银行莆田分行作为战略投资者助力莆田城投集团发行6亿元3年期私募债，票面利率2.28%创福建省可比债券历史新低。
2024-12-11Industrial Bank issued 2024 318th interbank CD with yield 1.71%, 1-year tenor, actual issuance 8.05 billion yuan.兴业银行发行2024年第318期同业存单，发行收益率1.71%，期限1年，实际发行量80.5亿元。
2024-12-19Industrial Bank Nanjing Branch underwrote the first sci-tech innovation bill for university technology transfer, 800m yuan for Sinoma Science & Technology Co., Ltd.兴业银行南京分行承销首单高校科技成果转移转化科创票据，为中材科技发行8亿元。
2024-12-27Industrial Bank successfully distributed the first financial bond fully issued through commercial bank counter market nationwide, for Fujian Jinjiang Rural Commercial Bank's small-micro enterprise special bond.兴业银行落地全国首笔通过商业银行柜台市场全份额发行的金融债券分销业务，为福建晋江农商银行小微专项金融债。
2024-12-31Industrial Bank Longyan Branch landed the first interbank counter market 'small-micro' special financial bond business for Longyan Rural Commercial Bank, 20 million yuan.兴业银行龙岩分行为龙岩农商银行落地首笔银行间柜台市场“小微”专项金融债券业务，认购2000万元。
2025-01-02Industrial Bank Chuzhou Branch launches the 'Huafu-Xingchu 1' asset-backed special plan (Yangtze River Delta Integration), size 950 million yuan, the first such ABS in Anhui province.兴业银行滁州分行发行“华福-兴滁1号资产支持专项计划（长三角一体化）”，规模9.50亿元，为安徽省首单长三角一体化资产证券化项目。
2025-01-16Industrial Bank Lanzhou Branch completes Gansu province's first interbank bond market debt financing instrument resale for Gansu Railway Investment Construction Group, maintaining 2 billion yuan bond size and saving over 10 million yuan in annual interest.兴业银行兰州分行为甘肃省铁路投资建设集团有限公司完成甘肃省首单银行间债券市场非金融企业债务融资工具转售业务，维持20亿元债券存续规模，年节约付息超1000万元。
2025-01-27Industrial Bank Chuzhou Branch, as joint lead underwriter, issues the first定向债务融资工具 of 2025 for Chuzhou Xingchu Mining Investment Group, size up to 150 million yuan, with record low coupon for same-rated PPN nationally.兴业银行滁州分行作为联席主承销商，为滁州市兴滁矿业投资集团发行2025年度第一期定向债务融资工具，规模不超过1.5亿元，票面利率创全国同评级同期限PPN历史新低。
2025-03-19Industrial Bank, as lead underwriter, helped Yunnan Communications Investment and Construction Group issue 2 billion yuan in medium-term notes at a coupon rate of 2.49%; as joint lead underwriter, helped Yunnan Energy Investment Group issue its first 2025 medium-term note at 2.75%.兴业银行作为主承销商助力云南交投集团发行20亿元中期票据，票面利率2.49%；作为联席主承销商助力云南能投集团发行2025年首期中期票据，票面利率2.75%。
2025-04-02Industrial Bank Jinan Branch invested RMB 80 million in a corporate bond of a Linyi Lanshan district urban construction company.兴业银行济南分行投资临沂市兰山区某城建公司公司债8000万元。
2025-04-22Industrial Bank Chengdu Branch successfully booked the 'Xingye Yuanyuan - Chengdu Small Guarantee No.2 Series 1' ABS, the bank's first private economy modern services ABS, with an issuance size of RMB 152 million.兴业银行成都分行簿记‘兴业圆融－成都中小担2号1期资产支持专项计划’，为全行首单民营经济现代服务业ABS，发行规模1.52亿元。
2025-04-27Industrial Bank, as lead underwriter, issued the national first private enterprise 'volume-price phased bookkeeping' pilot medium-term note for Hangzhou Binjiang Real Estate Group, with an amount of RMB 600 million, 2-year term, coupon rate 3.70%.兴业银行主承销的‘杭州滨江房产集团2025年度第二期中期票据’成功发行，为全国首单民营企业‘量价分阶段簿记’创新机制试点，金额6亿元，票面利率3.70%。
2025-04-29Industrial Bank acted as global coordinator and bookrunner for the national first blue sustainable offshore USD bond, issuing USD 500 million with a 3-year tenor for a client.兴业银行作为全球协调人，为某企业承销发行全国首笔蓝色可持续境外美元债券5亿美元，期限3年。
2025-05-09CIB acted as global coordinator, bookrunner, and lead investor to underwrite and issue a 500 million USD blue sustainable offshore bond for a client, the first such bond in China, with a 3-year term.兴业银行作为全球协调人、账簿管理人和主要投资人，为某企业承销发行5亿美元蓝色可持续境外债券，为全国首笔，期限3年。
2025-05-09CIB helped 11 tech firms and equity investment institutions complete the listing and issuance of the first batch of Sci-Tech Innovation Bonds, with a total issuance amount of 8.7 billion yuan.兴业银行助力11家科技型企业、股权投资机构完成首批科技创新债券挂网发行，发行金额合计87亿元。
2025-05-13CIB successfully issued its first tranche of Sci-Tech Innovation Bonds on the interbank market, with a scale of 10 billion yuan, a 3-year term, a coupon rate of 1.66%, and a 2.9 times oversubscription.兴业银行在银行间市场成功发行首期科技创新债券，规模100亿元，期限3年，票面利率1.66%，获2.9倍超额认购。
2025-05-14CIB Hefei Branch, as lead underwriter, helped iFLYTEK Co., Ltd. complete the issuance of one of the first national Sci-Tech Innovation Bonds, with a scale of 800 million yuan and a 3-year term.兴业银行合肥分行作为主承销商助力科大讯飞股份有限公司完成全国首批科技创新债券落地，规模8亿元，期限3年。
2025-05-21CIB underwrote the issuance of the first private enterprise pilot project using the 'volume-price phased bookkeeping' mechanism, a 600 million yuan, 2-year medium-term note for Hangzhou Binjiang Real Estate Group at a 3.70% coupon.兴业银行主承销全国首单民营企业“量价分阶段簿记”创新发行机制试点项目，为杭州滨江房产集团发行6亿元、2年期中期票据，票面利率3.70%。
2025-06-04Industrial Bank Shanghai branch lead-managed Yunda Holding's first transport-sector sci-tech bond (25 Yunda Shares MTN002), CNY 600m, 3yr, 2.17% coupon.兴业银行上海分行牵头主承销韵达控股首单交通运输行业科技创新债券（25韵达股份MTN002），规模6亿元，期限3年，票面利率2.17%。
2025-06-05Industrial Bank issued its first sci-tech bond (CNY 10bn, 3yr, 1.66%) on the interbank market; also helped 11 firms issue CNY 8.7bn in total sci-tech bonds.兴业银行在银行间市场发行首期科技创新债券100亿元，期限3年，票面利率1.66%；并已助力11家企业发行科技创新债券合计87亿元。
2025-06-09Industrial Bank acted as lead underwriter for Inner Mongolia Yili's 7th ultra-short-term commercial paper (25 Yili Shive SCP007), with CNY 1.58bn in balance underwriting (79% of total).兴业银行担任内蒙古伊利实业2025年度第七期超短期融资券主承销商，余额包销158亿元（占比79%）。
2025-06-10Industrial Bank acted as lead underwriter for China Huaneng Group's 6th ultra-short-term commercial paper (25 Huaneng Ji SCP006), with CNY 1.58bn in balance underwriting (79% of total).兴业银行担任中国华能集团2025年度第六期超短期融资券主承销商，余额包销158亿元（占比79%）。
2025-06-11Industrial Bank acted as lead underwriter for CPI Ronghe Financing Leasing's carbon-neutral bond (25 Ronghe Rongzi MTN003), with CNY 780m in balance underwriting (78% of total).兴业银行担任中电投融和融资租赁碳中和债主承销商，余额包销78亿元（占比78%）。
2025-06-13Industrial Bank acted as lead underwriter for Wanhua Chemical's sci-tech bond (25 Wanhua Huaxue MTN006), with CNY 940m in balance underwriting (78.33% of total).兴业银行担任万华化学科技创新债主承销商，余额包销94亿元（占比78.33%）。
2025-06-17Industrial Bank Nanjing branch lead-managed four national first-batch sci-tech bonds for Wuxi Industrial Development, Nanfang Zhongjin Huanjing, XCMG, and CALB, total CNY 1.8bn.兴业银行南京分行主承销四单全国首批科技创新债券，主体涵盖无锡产业发展集团、南方中金环境、徐工集团、中创新航，合计18亿元。
2025-06-27Industrial Bank Longyan branch, as lead underwriter, completed Longyan's first sci-tech bond for Zijin Mining Group, with CNY 700m underwriting (largest share).兴业银行龙岩分行作为主承销商之一，落地龙岩市首单科技创新债券承销业务，为紫金矿业承销7亿元（占比居首）。
2025-07-02Industrial Bank Shenzhen branch acted as joint lead underwriter for the nation's first private VC sci-tech bond '25 Dongfang Fuhai PPNN001', featuring a 'central-local dual insurance' credit enhancement model and receiving central bank risk-sharing instrument support.兴业银行深圳分行作为联席主承销商发行全国首单民营创投机构科技创新债券'25东方富海PPN001'，首创'央地双保险'增信模式，获央行风险分担工具支持。
2025-07-04Industrial Bank Dalian branch acted as lead underwriter for Hengli Petrochemical's 1 billion yuan sci-tech bond, with a coupon rate of 1.85%, a record low for the issuer and for private enterprises in Northeast China.兴业银行大连分行牵头主承销恒力石化10亿元科技创新债券，票面利率1.85%，创发行人及东北民企债券票面利率新低。
2025-07-25Industrial Bank acted as lead underwriter for State Grid's 10 billion yuan short-term commercial paper, with a 39.9% underwriting share (3.99 billion yuan) due to balance underwriting.兴业银行作为主承销商承销国家电网100亿元超短期融资券，余额包销规模39.9亿元，占比39.9%。
2025-07-31Industrial Bank acted as joint lead underwriter for Morgan Stanley's first panda bond in China's interbank market, a 2 billion yuan 5-year bond at 1.98%, the first panda bond by a US-headquartered company.兴业银行作为联席主承销商协助摩根士丹利发行20亿元5年期熊猫债，票面利率1.98%，为首单总部位于美国的公司发行的熊猫债。
2025-08-04Industrial Bank acted as joint lead underwriter and bookrunner for Morgan Stanley's first panda bond issued by a US-headquartered company in China, with a size of CNY 2 billion, 5-year term, coupon 1.98%.兴业银行作为联席主承销商及簿记管理人，协助摩根士丹利发行首单总部位于美国的公司熊猫债，规模20亿元，期限5年，票面利率1.98%。
2025-10-20Industrial Bank (CIB) acted as underwriter and cornerstone investor for the world's first private enterprise 'Magnolia Bond' issued by Fosun High Technology (Group), with a size of 1 billion yuan and a 3-year term.兴业银行作为承销商及基石投资人，助力上海复星高科技集团发行全球首单民营企业“玉兰债”，发行规模10亿元，期限3年。
2025-11-04Industrial Bank acted as underwriter and cornerstone investor for Shanghai Fosun High Technology (Group) Co., Ltd. in issuing the world's first private enterprise 'Magnolia Bond', with an issuance size of 1 billion yuan and a 3-year term.兴业银行作为承销商及基石投资人助力上海复星高科技（集团）有限公司发行全球首单民营企业‘玉兰债’，发行规模10亿元，期限3年。
2025-11-17Industrial Bank Hefei Branch acted as the lead underwriter for the first private enterprise bond in China integrating 'green, technological innovation, old revolutionary base area, and rural revitalization' attributes.兴业银行合肥分行作为牵头主承销商发行全国首单集‘绿色、科技创新、革命老区、乡村振兴’四重属性于一体的民营企业债券。
2025-11-21Industrial Bank Hefei Branch successfully underwrote an 800 million yuan, 20-year technology innovation bond for a provincial SOE, with a coupon rate of 2.58%, setting the record for the longest-term technology innovation bond in Anhui Province.兴业银行合肥分行成功承销某省属国企8亿元、期限20年的科技创新债券，票面利率2.58%，创下目前安徽省科技创新债券最长期限记录。
2025-12-01Industrial Bank issued 2025 first tranche financial bonds of RMB 20 billion, 3-year, coupon 1.84%.兴业银行发行2025年第一期金融债券200亿元，期限3年，票面利率1.84%。
2025-12-12Industrial Bank as lead underwriter issued Zhuhai Port Co. 2025 fourth tranche medium-term notes (M&A) of RMB 100 million, 5-year, among first batch under new M&A note rules.兴业银行牵头主承销珠海港2025年度第四期中期票据（并购）1亿元，期限5年，为首批并购票据新规项目。
2026-01-04Issued the first 'supporting elderly care industry' medium-term note in the Greater Bay Area, a 300 million yuan, 3-year bond for Yuexiu Group, also the bank's first such bond.为大湾区首单暨兴业银行首单“支持养老产业”债券，为广州越秀集团发行3亿元、3年期中期票据。
2026-01-16Shanghai Free Trade Zone branch issued a 3 billion yuan, 3-year, 1.95% coupon senior unsecured 'Magnolia Bond' in Hong Kong, the first such bond by a bank's FTZ entity, with proceeds for new quality productive forces.兴业银行上海自贸区分行在香港发行30亿元人民币、3年期、票面利率1.95%的“玉兰债”，为银行自贸区主体首次发行，募集资金用于新质生产力领域。
2026-02-27Industrial Bank issued the first mainland China special financial bond for small and micro enterprises supporting cross-strait integration, amounting to 5 billion yuan.兴业银行发行大陆首单支持两岸融合的小微企业贷款专项金融债，金额50亿元。
2026-03-06Lead underwrote the national first sci-tech innovation M&A asset-backed bond (全国首单科创并购资产担保债券) for Zhejiang State-owned Capital Operation Co., with a size of 470 million yuan.牵头主承销浙江省国有资本运营有限公司全国首单科创并购资产担保债券，发行规模4.7亿元。
2026-03-11Lead underwrote the first elderly-care industry bond in Zhejiang province for Zhejiang Int'l Group (英特集团), with an issuance size of 300 million yuan.牵头主承销浙江省首单支持养老产业债券——浙江英特集团超短期融资券，发行金额3亿元。
2026-03-26Lead underwrote the national first 'M&A + Rural Revitalization' medium-term note (全国首单“并购+乡村振兴”中期票据) for Huaihe Energy Group (淮河能源), with a size of 3 billion yuan.牵头承销淮河能源控股集团全国首单“并购+乡村振兴”中期票据，发行规模30亿元。
2026-04-01Acted as lead underwriter for Huaihe Energy's 'M&A + Rural Revitalization' MTN, total 3 billion yuan, the first such note nationally, funds for Xinjiang coal mine acquisition.担任淮河能源控股集团'并购+乡村振兴'中期票据牵头主承销商，三期合计30亿元，为全国首单，资金用于收购新疆煤矿。
2026-04-08Lead underwriter for Zhejiang State-owned Capital Operation's 470 million yuan sci-tech innovation M&A asset-backed bond, the first such note nationally, with 3-year term.牵头主承销浙江省国有资本运营有限公司科技创新债券4.7亿元，为全国首单科创并购资产担保债券，期限3年。
2026-04-24Issued 30 billion yuan perpetual subordinated bonds (Bond Connect) with a first 5-year coupon of 1.99%, to supplement Tier-1 capital.成功发行300亿元无固定期限资本债券（债券通），前5年票面利率1.99%，用于补充其他一级资本。
2026-04-30Hangzhou branch lead underwrote Zhejiang's first private enterprise M&A medium-term note, 500 million yuan, 3-year, at the lowest coupon for private enterprises' same-tenor M&A notes nationally, for a cement firm diversifying into polysilicon.杭州分行牵头主承销浙江省首单民营企业并购票据5亿元，期限3年，创全国民企同期限并购票据发行最低价，用于水泥企业布局'水泥+多晶硅'双主业。
2026-05-13Industrial Bank successfully issued RMB 30 billion in Tier-2 capital bonds (2026 first tranche) on the interbank bond market, with a 10-year term, a 5-year call option, and a coupon rate of 1.99%, to replenish Tier-2 capital.兴业银行在全国银行间债券市场成功发行2026年第一期二级资本债券，发行总额300亿元，期限10年，票面利率1.99%，用于补充二级资本。
2026-06-05Industrial Bank successfully issued the 2026 second tranche of subordinated tier-2 capital bonds on the interbank bond market, with a total size of 40 billion yuan, a 10-year term, and a coupon rate of 1.88%.兴业银行在全国银行间债券市场成功发行2026年第二期二级资本债券，发行总额400亿元，期限10年，票面利率1.88%。
Mining loan矿业贷款
2 · 2024-02-07 → 2024-05-31
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Industrial Bank issues mining rights project loans to mining companies.兴业银行向矿业公司发放采矿权项目贷款。
2024-02-07Industrial Bank Xi'an Branch issued a special loan for tungsten mining rights transfer fees to a tungsten mining enterprise, supporting strategic mineral resource security.兴业银行西安分行向某钨矿开采企业发放钨矿矿业权出让金专项贷款，支持战略性矿产资源安全保障。
2024-05-31Industrial Bank Yichun Branch issued its first mining rights project loan of RMB 200 million to a mining company in Yuanzhou District for a 3-million-ton/year limestone mine.兴业银行宜春分行发放辖内首笔矿权项目贷款2亿元，用于袁州区某年产300万吨建筑用灰岩矿项目。
Policy Response政策响应
4 · 2024-02-09 → 2024-11-07
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Industrial Bank implements urban real estate financing coordination mechanism.兴业银行落实城市房地产融资协调机制。
2024-02-09Industrial Bank held a special meeting on the urban real estate financing coordination mechanism, approving the 'Action Plan for Implementing the Urban Real Estate Financing Coordination Mechanism', with six aspects and 16 measures; the first project under the mechanism landed on February 1.兴业银行召开落实城市房地产融资协调机制专题会议，审议通过《行动方案》，提出六方面十六条举措；2月1日实现首笔协调机制推送项目落地。
2024-03-11Industrial Bank Nanning branch issued a loan of RMB 36 million to Nanning Jinshengxing Real Estate for the 'Track Buyun Jiangpan' project, supporting the urban real estate coordination mechanism.兴业银行南宁分行为南宁金盛兴房地产开发有限公司的“轨道步云江畔”项目发放贷款0.36亿元，支持城市房地产融资协调机制。
2024-03-22Industrial Bank announced that as of the date, it has approved credit of RMB 50 billion for projects under the urban real estate coordination mechanism, with cumulative disbursement exceeding RMB 25 billion.兴业银行宣布，截至目前，纳入城市房地产融资协调机制的项目授信金额达500亿元，累计投放超250亿元。
2024-11-07Industrial Bank Xi'an Branch disbursed a CNY 360 million loan to a 'white-list' real estate project under the city real estate coordination mechanism.兴业银行西安分行向房地产融资协调机制“白名单”项目发放贷款3.6亿元。
Branch Opening分行开业
12 · 2024-02-22 → 2026-05-27
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Industrial Bank opens new branches and sub-branches in various locations.兴业银行在各地开设新分行和支行。
2024-02-22Industrial Bank Huzhou Deqing Xinshi Community Sub-branch received approval from the Huzhou Regulatory Branch of the National Financial Regulatory Administration to commence operations.兴业银行湖州德清新市社区支行获得国家金融监督管理总局湖州监管分局开业批准。
2024-08-20Industrial Bank Chengdu Qingbaijiang sub-branch receives approval to open from Sichuan Financial Regulatory Bureau.兴业银行成都青白江支行获四川金融监管局批准开业。
2024-08-29Industrial Bank Kunming Wuyue Plaza community sub-branch receives approval to open from Yunnan Financial Regulatory Bureau.兴业银行昆明吾悦广场社区支行获云南监管局批准开业。
2024-08-29Industrial Bank Shenzhen Zhongdian sub-branch holds opening ceremony, becoming the 60th outlet of Industrial Bank Shenzhen branch.兴业银行深圳中电支行举行开业典礼，成为兴业银行深圳分行第60家营业网点。
2025-03-19Zhejiang Regulatory Bureau approved the opening of Industrial Bank Hangzhou Chengbei Sub-branch in Gongshu District, Hangzhou.浙江监管局批复同意兴业银行杭州城北支行开业，位于杭州市拱墅区。
2025-10-29Industrial Bank Hefei Xinzhan Sub-branch officially opened, relocated and upgraded from the former Changjiang Middle Road Sub-branch, to serve the Xinzhan High-tech Zone.兴业银行合肥新站支行正式开业，由原合肥长江中路支行迁址升级而来，服务新站高新区。
2025-11-03Industrial Bank's Shenyang Fenghuang Sub-branch (Shenfu Science and Technology Sub-branch) officially opened for business. The sub-branch will focus on serving high-tech enterprises, SMEs, and specialized and new 'little giant' companies.兴业银行沈阳分行下辖的沈抚科技支行揭牌开业，将重点服务高新技术企业、科技型中小企业、‘专精特新’企业等创新主体。
2025-12-08Industrial Bank Zhundong sub-branch opened in Xinjiang, targeting energy finance for Zhundong development zone.兴业银行准东支行在新疆开业，服务准东开发区能源金融。
2025-12-18Industrial Bank Fuzhou sub-branch officially opened, becoming the 7th secondary branch under Nanchang branch in Jiangxi.兴业银行抚州分行正式开业，成为南昌分行辖属第7家二级分行。
2025-12-23Industrial Bank Zhuhai branch moved to new headquarters at Zhuhai International Financial Center.兴业银行珠海分行迁址至珠海国际金融中心新址。
2026-03-11Opened Tianshui Branch (天水分行) in Gansu, the first new secondary branch of a joint-stock bank in the province in nearly eight years, also built as the province's first 'zero-carbon branch'.兴业银行天水分行开业，为甘肃省近八年来股份制银行设立的首家二级分行，并建成全省首家“零碳分行”。
2026-05-27Industrial Bank Qingdao Free Trade Zone Sub-branch officially opened, targeting cross-border finance, supply chain financing, green finance, and advanced manufacturing.兴业银行青岛自贸区支行正式开业，聚焦跨境金融、供应链融资、绿色金融及先进制造等领域。
Technology & innovation finance科技与创新金融
10 · 2024-02-27 → 2026-04-22
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Industrial Bank provided R&D loans, M&A loans, and other financing to tech enterprises, supporting chip, biotech, and other high-tech sectors.兴业银行为科技企业提供研发贷款、并购贷款等融资，支持芯片、生物医药等高科技领域。
2024-02-27Industrial Bank Shanghai Branch's total technology finance loan balance reached 27.451 billion yuan by end of 2023, up 22.01% from the start of the year, supporting chip firm Tianshu Zhixin with a 30 million yuan loan.截至2023年末，兴业银行上海分行全口径科技金融贷款余额达274.51亿元，较年初增长22.01%，为天数智芯提供3000万元支持。
2024-12-02Industrial Bank Shanghai Branch provided a 10 million yuan credit line to Shanghai Xinjite Biotechnology Co., a heart valve maker.兴业银行上海分行为心脏瓣膜企业上海欣吉特生物科技提供1000万元授信。
2025-02-18CIB Nanjing Branch launched 'R&D Loan for Tech Enterprises' at the 2024 China University科技成果 Fair, a new product for the full lifecycle of tech firms.兴业银行南京分行在2024中国高校科技成果交易会上发布“科技企业研发贷”，覆盖科技企业全生命周期。
2025-03-16Industrial Bank successfully landed one of the first batch of sci-tech enterprise M&A loan pilot businesses, issuing a loan to a Chengdu private listed tech firm with a loan-to-transaction ratio over 78% and a 10-year term.兴业银行落地市场首批科技企业并购贷款试点业务，为成都某民营上市科技企业发放并购贷款，占比超78%，期限10年。
2025-03-19Industrial Bank successfully issued its first provincial-level laboratory R&D loan of 30 million yuan to a Hubei provincial laboratory for integrated circuit memory chip R&D.兴业银行成功落地首笔省级实验室研发贷款3000万元，专项用于湖北某集成电路存储芯片实验室。
2025-04-03Industrial Bank successfully landed one of the first batch of pilot M&A loans for tech enterprises, providing a 10-year M&A loan to a Chengdu listed private tech company, with the loan amount exceeding 78% of the total transaction price.兴业银行落地市场首批科技企业并购贷款试点业务，为成都某民营上市科技企业发放期限10年、占比超78%的并购贷款。
2025-05-07CIB Xi'an Branch provided a 30 million yuan 'R&D Loan' to a high-power semiconductor laser R&D company to help overcome key technological bottlenecks.兴业银行西安分行为一家高功率半导体激光元器件研发企业提供3000万元“研发贷”，助力突破关键技术瓶颈。
2025-06-17Industrial Bank Nanjing branch granted a CNY 3m 'sci-tech enterprise R&D loan' to a Yangzhou auto parts firm (smart cockpit R&D, partner of Huawei/SAIC).兴业银行南京分行向扬州一家汽车零部件研发企业发放300万元“科技企业研发贷”，该企业与华为、上汽有稳定合作。
2025-10-23Industrial Bank Yichun Branch successfully landed a 10 million yuan science and technology innovation relending loan and a 5.66 million yuan equipment renovation relending loan, marking its first such transactions in the Yichun area.兴业银行宜春分行成功落地1000万元科技创新再贷款和566万元设备更新改造再贷款，实现该行在宜春区域零的突破。
2026-04-22Held the first 'Xinghuo Technology · Partnering with Equity Investors' event in Shenzhen with Oriental Fortune Hai, signing a strategic cooperation agreement; tech finance balance exceeded 2.17 trillion yuan as of end-March 2026.在深圳举办'兴火科技·携手股权投资机构'首场活动，与东方富海签署全面战略合作协议；截至2026年3月末科技金融融资余额突破2.17万亿元。
Wealth management & retail products财富管理与零售产品
13 · 2024-03-08 → 2026-06-12
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Industrial Bank launched wealth management products, co-branded cards, and festivals, expanding retail and wealth client base.兴业银行推出理财产品、联名卡和财富节，扩大零售和财富客户基础。
2024-03-08Industrial Bank and Yunnan Trust jointly launched 'Haina Jiacai - Xingshoujiacai Wealth Management Service Trust', the first education service trust product in China's wealth management industry.兴业银行联合云南信托推出我国财富管理行业首个教育服务信托产品——海纳佳才-兴承世家财富管理服务信托。
2024-11-18Industrial Bank launched the '11·18 Wealth Festival' in partnership with 21 wealth management institutions, running from Nov 18, 2024 to Jan 18, 2025.兴业银行联合21家财富管理机构启动“11·18理财节”，活动时间为2024年11月18日至2025年1月18日。
2024-12-27Industrial Bank officially launched 'Xingfulong' series standard cards, covering debit and credit cards for all customer segments, featuring the official mascot IP.兴业银行正式推出“兴福龙”系列标准卡，涵盖借记卡与信用卡，覆盖全客群，以官方吉祥物IP为视觉符号。
2025-03-26Industrial Bank and Fullgoal Fund jointly created the 'Financial Power' (金融强国) financial bond basket, with a minimum trading unit of 30 million yuan face value.兴业银行与富国基金联手打造“金融强国”商金债篮子，最小交易单位3000万元面值。
2025-04-27Industrial Bank Chongqing Branch launched the 'Yuchangyou' cultural tourism card, offering free access to over 100 scenic spots in the Bashu Cultural Tourism Corridor and consumption discounts.兴业银行重庆分行推出渝畅游文旅卡，可享巴蜀文化旅游走廊内一百余处景区免费畅玩及消费优惠。
2025-08-14HSBC Hong Kong and Industrial Bank jointly launched the industry's first cross-border credit card points exchange program; 1,700 Industrial Bank points = 1 HSBC 'Reward+'; targeted at Greater Bay Area customers.汇丰香港与兴业银行联合推出业内首个跨境信用卡积分兑换计划，1700兴业积分兑换1汇丰“奖赏钱”，面向大湾区客户。
2025-11-28Industrial Bank launched the 'Xingfulong Treasure Travel' activity in Fuzhou's Sanfang Qixiang historical district, innovating an 'IP + Finance + Cultural Tourism' model to cultivate new consumption scenarios.兴业银行在福州三坊七巷启动‘兴福龙宝藏旅行’活动，创新‘IP+金融+文旅’新模式，培育消费新场景。
2025-12-01Industrial Bank launched 'Xingfulong Treasure Travel' campaign in Fuzhou Sanfang Qixiang, innovating 'IP + finance + cultural tourism' model.兴业银行在福州三坊七巷启动“兴福龙宝藏旅行”活动，创新“IP+金融+文旅”模式。
2025-12-05Industrial Bank held 2026 Wealth Management Conference 'Xing Echo · Tide Rises from East' in Fuzhou, with 42 institutional participants.兴业银行在福州举办“兴回响·潮涌东方”2026年财富管理大会，42家机构参会。
2026-02-28Industrial Bank's wealth management AUM grew from 2.52 trillion yuan to 3.95 trillion yuan during the 14th Five-Year Plan period; wealth clients increased from 3.46 million to 4.81 million; asset appreciation for clients exceeded 200 billion yuan over three years.“十四五”以来，兴业银行财富AUM从2.52万亿元增至3.95万亿元；财富客户从346万户增至481万户；过去三年帮助客户实现资产增值超过2000亿元。
2026-04-19Released football-themed debit and credit cards at the 'Min Chao' tournament, with the debit card featuring the 'Xingfulong' IP; credit card available nationwide, debit card piloted in Fujian and to roll out nationally from May.在'闽超'赛事现场发布足球主题借记卡与信用卡，借记卡融入'兴福龙'IP；信用卡全国发行，借记卡福建试点5月起全国推广。
2026-06-01Industrial Bank issued football-themed debit and credit cards as the exclusive title sponsor of the Fujian Provincial City Football League (Min Chao League); the debit card was piloted in Fujian and promoted nationwide from May.兴业银行作为福建省城市足球联赛（闽超联赛）独家总冠名商，发布足球主题借记卡与信用卡；借记卡在福建先行试点，5月起全国推广。
2026-06-12Industrial Bank launched a co-branded debit card with Bilibili's popular domestic animation IP 'Shiguang Dailiren' (Time Agents), targeting young consumers.兴业银行携手B站国创动漫IP“时光代理人”推出联名借记卡，面向年轻消费群体。
Supply chain & digital finance供应链与数字金融
15 · 2024-03-11 → 2026-03-06
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Industrial Bank advanced supply chain finance, digital platforms, and data-asset pledge loans to support SMEs and industrial chains.兴业银行推进供应链金融、数字平台和数据资产质押贷款，支持中小企业和产业链。
2024-03-11Industrial Bank Lanzhou branch implemented a 'commercial acceptance bill guarantee discount' supply chain finance plan for JISCO Hongxing, handling RMB 250 million in discounts for 9 upstream suppliers.兴业银行兰州分行为酒钢宏兴实施“商票保贴”供应链金融服务方案，已办理贴现2.5亿元，服务上游9户企业。
2024-10-09Industrial Bank successfully connected to the PBOC's Digital Supply Chain Finance Service Platform for electronic guarantees, becoming the first joint-stock commercial bank to access it during the rollout phase, and opened, received, and registered two guarantees on the first day.兴业银行成功对接中国人民银行清算总中心数字供应链金融服务平台电子保函功能，成为系统推广阶段首家接入的股份制商业银行，并在上线首日成功开立、接收、登记两份保函。
2024-11-04Industrial Bank signed a cooperation agreement with Luzhou Bank to build a digital archive management system.兴业银行与泸州银行达成合作，协助打造数字档案管理系统。
2024-11-05Industrial Bank became the first joint-stock commercial bank to connect to the PBOC Digital Supply Chain Finance Platform's e-guarantee function, opening two guarantees on the first day.兴业银行成为首家接入中国人民银行清算总中心数字供应链金融服务平台电子保函功能的股份制商业银行，上线首日开立两份保函。
2024-11-13Industrial Bank became the first national joint-stock bank to use the PBOC's SME cash-flow credit information sharing platform, granting a CNY 2 million credit line to an SME.兴业银行成为首家应用中国人民银行中小微企业资金流信用信息共享平台的全国性股份制商业银行，向一家小微企业授信200万元。
2024-11-15Industrial Bank Nanping Branch disbursed Nanping's first data-asset mortgage loan of CNY 7.5 million to Shaowu State-owned Construction & Development Co.兴业银行南平分行为福建省邵武市国有建设发展有限公司发放南平市首笔数据资产抵押贷款750万元。
2025-02-18CIB Xi'an Branch completed its first 'Electricity Fee Certificate' business of 29 million yuan, a domestic letter of credit for a metal smelting company to pay electricity bills.兴业银行西安分行落地首笔电费证业务，金额2900万元，为某金属冶炼企业完成电费缴纳。
2025-04-03Industrial Bank Chuzhou Branch completed its first reverse factoring business via the supply chain platform, providing over RMB 70 million in credit to 10 enterprises.兴业银行滁州分行通过供应链平台完成首笔反向保理业务，为10户企业办理7000余万元信贷。
2025-04-18Industrial Bank completed an upgrade of its education and training fund supervision application, achieving dual-track supervision with RMB accounts and digital RMB corporate wallets for the first time.兴业银行完成教培领域资金监管应用升级，首次实现人民币账户与数字人民币对公钱包双轨同步监管。
2025-06-07Industrial Bank Lanzhou branch and its fintech arm Xingye Shujin launched Gansu's first ecological product trading platform payment settlement system in Zhangye.兴业银行兰州分行联合兴业数金上线甘肃省首个生态产品交易平台支付结算系统（张掖市）。
2025-07-04Industrial Bank Hefei branch connected to Hefei's first digital supply chain finance platform 'e-Chain Integration', with first financing for a new energy battery supplier completed same-day.兴业银行合肥分行接入合肥市首个数字化供应链金融服务平台'e链融合'，首笔融资当日落地，支持新能源电池供应商。
2025-09-10Industrial Bank Guilin branch, via the PBOC's credit information sharing platform, granted 267 million yuan in credit loans to 35 SMEs, with total loan disbursement of 130 million yuan as of end-August.兴业银行桂林分行通过央行资金流信息平台，已为35家中小微企业授信1.5亿元，发放贷款1.3亿元。
2025-12-11Industrial Bank upgraded its 'Xingrong Platform' (industry financing platform), cumulative financing disbursed exceeded RMB 1 trillion as of Nov 2025.兴业银行升级行融平台，截至2025年11月末累计发放融资超万亿元。
2026-02-28Industrial Bank's supply chain finance business served over 37,000 customers and issued over 3.1 trillion yuan in financing in 2025.2025年，兴业银行供应链金融业务服务客户超3.7万户，发放融资金额超3.1万亿元。
2026-03-06Completed the bank's first limited-recourse supply chain bill discounting business in Sichuan, following new PBOC and Shanghai Commercial Paper Exchange rules.在四川落地全行首笔有限追索供应链票据贴现业务，响应人民银行及上海票交所新规。
Digital RMB数字人民币
7 · 2024-03-12 → 2026-06-09
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Industrial Bank processes digital RMB cross-border payments and launches digital RMB services.兴业银行处理数字人民币跨境支付并推出数字人民币服务。
2024-03-12Industrial Bank successfully executed the first digital RMB cross-border payment for the China-Indonesia 'Two Countries, Twin Parks' project, facilitating a payment from a company in the park to an Indonesian seafood exporter.兴业银行成功落地全国首笔数字人民币“两国双园”跨境支付业务，助力园区企业向印尼海产品出口公司支付货款。
2024-04-01Industrial Bank successfully processed the nation's first digital yuan cross-border payment under the 'Two Countries, Twin Parks' scheme, facilitating a payment from a company in the China-Indonesia park to an Indonesian seafood exporter.兴业银行成功落地全国首笔数字人民币“两国双园”跨境支付业务，助力中印尼园区企业向印尼海产品出口公司支付货款。
2024-04-24Industrial Bank, as lead underwriter, issued the nation's first digital yuan sci-tech bond (科创票据) for Zhejiang Longsheng Group, with a size of 750 million yuan, with proceeds fully deposited in the issuer's digital yuan wallet.兴业银行牵头主承销全国首单数字人民币科创债券（浙江龙盛集团7.5亿元超短融），募集资金全部归集于数字人民币钱包。
2024-05-15Fubon Bank (China) and Industrial Bank jointly launched corporate digital RMB collection services, with the first B2C transactions at Shin Kong Mitsukoshi (Suzhou) and A-Vision SPA (Shanghai).富邦华一银行携手兴业银行推出企业数字人民币收款服务，在苏州、上海落地首笔台资银行B2C场景数字人民币收款业务。
2024-05-23Industrial Bank integrated digital yuan wallets with personal carbon account points, covering scenarios like utility payments, fund purchases, and credit card repayment.兴业银行将数字人民币钱包与个人碳账户积分融合，覆盖生活缴费、基金购买、信用卡还款等场景。
2025-05-14CIB Dalian Branch used a digital RMB smart contract to issue a 10 million yuan loan to a marine biotechnology company, achieving full-process control of funds for raw material procurement.兴业银行大连分行通过数字人民币智能合约向一家海洋生物工程公司发放贷款1000万元，实现资金全流程控制用于原材料采购。
2026-06-09Industrial Bank's Xi'an branch issued a 4.5 million yuan digital RMB loan to a private university in Xi'an, the first digital RMB loan in the higher education sector in Shaanxi province.兴业银行西安分行向西安一所民办高校发放450万元数字人民币贷款，系陕西省高校教育产业首笔数字人民币贷款。
Awards奖项
19 · 2024-03-12 → 2026-06-18
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Industrial Bank receives various awards for green finance, technology, and overall performance.兴业银行获得绿色金融、科技和整体表现等多个奖项。
2024-03-12Industrial Bank won eight awards from Shanghai Clearing House for 2023, including 'Outstanding Clearing Member' for the eighth consecutive year, and 'Outstanding Green Bond Issuer'.兴业银行在上海清算所2023年度评价中荣获“优秀清算会员”等八个奖项，连续八年获此殊荣。
2024-04-28Industrial Bank's head office was awarded the 'National May 1st Labor Award' (全国五一劳动奖状) by the All-China Federation of Trade Unions.兴业银行总行荣获中华全国总工会授予的“全国五一劳动奖状”。
2024-05-14Industrial Bank Xi'an Branch was named among the first batch of 'climate-friendly financial institutions' in China at the 3rd China Climate Investment and Financing International Symposium.兴业银行西安分行在第三届中国气候投融资国际研讨会上获评全国首批气候友好型金融机构。
2024-10-29Industrial Bank's 'Digital Risk Assessment for Inclusive Finance' project won the third prize (national level) in the financial services track of the 2024 'Data Elements x' Competition, the only joint-stock bank to win an award.兴业银行“普惠金融数字化风险评估探索与实践”项目荣获2024年“数据要素×”大赛全国总决赛金融服务赛道三等奖，为股份制银行唯一获奖单位。
2024-12-11Industrial Bank's four fintech projects won PBOC 2023 Fintech Development Awards: two second prizes (Enterprise Data Standard System, 'Xingxiaoer' AI Bond Trading Robot) and two third prizes.兴业银行四个项目获中国人民银行2023年度金融科技发展奖：企业级数据标准体系、兴小二AI债券交易机器人获二等奖，同业金融生态圈数字化、双碳平台绿色金融获三等奖。
2025-02-11CIB won 14 awards from Shanghai Clearing House for 2024, including 'Outstanding Clearing Member' and 'Outstanding Settlement Member', its best result in recent years.兴业银行在上海清算所2024年度评价中荣获“优秀清算会员”“优秀结算成员”等14个奖项，为近年最佳成绩。
2025-02-24CIB won 9 awards at the 2024 Shanghai Commercial Paper Exchange awards, including 'Outstanding Comprehensive Business Institution', the most among joint-stock banks. 2024 volumes: acceptance 1.9 trillion yuan, discount 1.15 trillion yuan, trading 15.3 trillion yuan.兴业银行在上海票据交易所2024年度评选中荣获“优秀综合业务机构”等9个奖项，在股份制银行中获奖最多。2024年累计办理票据承兑1.9万亿元、贴现1.15万亿元、交易15.3万亿元。
2025-03-14Shanghai Clearing House awarded Industrial Bank 14 prizes for 2024 clearing and custody business, including 'Outstanding Clearing Member' and 'Outstanding Settlement Member'.上海清算所授予兴业银行2024年度14个奖项，包括“优秀清算会员”“优秀结算成员”等。
2025-06-17Industrial Bank Shenzhen branch selected as a Guangdong provincial sci-tech finance typical case for its 'Xingye Hui' roadshow platform.兴业银行深圳分行入选《广东省科技金融典型案例》，案例为“与兴同行·兴投荟”常态化路演平台。
2025-07-02Industrial Bank ranked 14th in The Banker's 'Top 1000 World Banks 2025' by Tier-1 capital, up 2 places; overall performance ranked 2nd among Chinese banks, a historic high.兴业银行在《银行家》2025年全球银行1000强中按一级资本排名第14位，较去年上升2位；综合表现升至中资银行第2位，创历史最好成绩。
2025-09-10Industrial Bank won multiple awards at the 21st China Enterprise Education Evaluation event, including 'Talent Development Benchmark Unit' and 'Top 100 Enterprise Education Advanced Unit'.兴业银行在第二十一届中国企业教育评价系列活动中获评“中国企业人才发展标杆单位”等多个奖项。
2025-10-13Industrial Bank's 'Consumer Protection Large Model Intelligent Review Platform' won the 'Financial Special Excellent Case' award at the AIIA 2025 AI Pioneer Case Competition, being the only commercial bank case in the financial track.兴业银行“消保大模型智审平台”在AIIA 2025年人工智能先锋案例征集赛中获评“金融专项优秀案例”奖，是金融专项赛道唯一获奖的商业银行案例。
2025-11-05Industrial Bank's 'Consumer Protection Large Model Intelligent Review Platform' won the 'Financial Special Excellent Case' award at the AIIA 2025 Artificial Intelligence Pioneer Case Collection Competition, the only commercial bank case to win in the financial track.兴业银行‘消保大模型智审平台’案例获评‘金融专项优秀案例’奖，成为该赛中金融专项赛道唯一获奖的商业银行案例。
2026-04-22Won three awards at CITE 2026 'Golden Wisdom Awards' for carbon management platform, digital inclusive finance, and AI-based contract review system.在2026年度CITE中国电子信息博览会'金智奖'评选中，凭借双碳管理平台、数智普惠体系、合同智能审核项目获三项大奖。
2026-04-28Head Office Technology Management Department awarded 'National Worker Pioneer' title by All-China Federation of Trade Unions for digital transformation achievements, with over 200 AI agents deployed across 260+ scenarios.总行科技管理部获中华全国总工会授予'全国工人先锋号'称号，已上线200多个智能体，AI技术赋能260多个应用场景。
2026-05-06Industrial Bank's 'Dual Carbon Management Platform' and 'Digital Intelligent Inclusive Finance' project won two awards at the 2026 CITE 'Golden Wisdom Awards' for AI and financial digital innovation.兴业银行“双碳管理平台”和“数智普惠”项目在2026年CITE“金智奖”评选中斩获人工智能与金融数智化创新双项大奖。
2026-06-09Industrial Bank was awarded DCMM Level 5 (Optimization Level), the highest domestic data management capability maturity certification, and also obtained DSMM Level 3 certification.兴业银行获评DCMM 5级（优化级），获得国内数据管理领域最高等级认证，同时通过DSMM 3级数据安全能力成熟度认证。
2026-06-09Industrial Bank's mascot 'Xingfulong' won the Platinum Award at the 2026 London Design Awards for its 'Xingfulong's Treasure Journey' cross-border cultural tourism project.兴业银行官方吉祥物“兴福龙”凭借“兴福龙的宝藏旅行”跨界文旅项目，斩获2026年伦敦设计奖铂金奖。
2026-06-18Industrial Bank's Hefei branch won the first prize in the small and medium-sized bank group at Anhui Province's 2025 'Five Major Articles' financial business competition.兴业银行合肥分行在安徽省2025年度金融“五篇大文章”业务竞赛中荣获中小型银行组团体一等奖。
Share Transfer股份转让
7 · 2024-03-13 → 2026-05-26
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Industrial Bank's shares are transferred between Fujian Tobacco entities and other shareholders.兴业银行股份在福建烟草实体及其他股东之间转让。
2024-03-13Industrial Bank announced that Fujian Tobacco Hai Sheng Investment Management will transfer 441,504,000 shares (2.13% of total) to Fujian Tobacco for free, consolidating share management. Post-transfer, China Tobacco and its affiliates hold 9.90%.兴业银行公告，福建烟草海晟投资管理有限公司将所持441,504,000股（占总股本2.13%）无偿划转给福建烟草，中国烟草总公司及其关联方合计持股9.90%。
2024-05-09Industrial Bank completed the free transfer of 441.504 million A-shares (2.12% of total) from Fujian Tobacco to its wholly-owned subsidiary Fujian Haisheng, with China Tobacco's total stake unchanged at 9.90%.兴业银行完成股东福建烟草向其全资子公司福建海晟无偿划转4.42亿股A股（占总股本2.12%），中国烟草合计持股9.90%不变。
2024-05-15Fujian Provincial Department of Finance, the largest shareholder, increased its stake in Industrial Bank by 11.2002 million shares (over RMB 200 million) on the secondary market, and plans to add another RMB 300-800 million within 6 months.兴业银行第一大股东福建省财政厅在二级市场增持1120.02万股（超2亿元），计划6个月内继续增持5-10亿元。
2025-08-29Industrial Bank's half-year report showed that Dajia Life Insurance increased its stake by 540 million shares during the period, holding 650 million shares (>3% stake), becoming a top-10 shareholder.兴业银行半年报显示，大家人寿保险在报告期内增持5.4亿股，持股达6.5亿股（占比超3%），进入前十大股东。
2025-09-01Industrial Bank's common shareholder count fell below 200,000 for the first time in 15 years; top five shareholders' combined stake exceeded 50% (50.84%).兴业银行普通股股东户数时隔15年重回20万户以内；前五大股东合并持股比例突破50%（达50.84%）。
2025-12-19Industrial Bank board approved additional RMB 39.5 billion deposit-related related-party transaction quota with China Tobacco for 2025, and new total quota of RMB 358.409 billion for 3 years.兴业银行董事会批准追加中国烟草系列关联方2025年度存款类关联交易额度395亿元，新批总额度3584.09亿元，有效期3年。
2026-05-26At the 2025 annual general meeting, President Chen Xinjian stated that the stock price decline was mainly due to ETF reductions and the full exit of China Securities Finance Corporation (中证金) from its 622 million share holding.兴业银行行长陈信健在2025年度股东会上表示，股价下跌主要受ETF减持和中证金退出其持有的6.22亿股影响。
Other developments其他动态
29 · 2024-03-19 → 2026-06-10
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Assorted one-off developments.零散的一次性动态。
2024-03-19Industrial Bank Shenzhen branch granted a RMB 1.4 billion, 14-year loan to Vanke's subsidiaries Shanghai Zhongqu and Shanghai Vanke to repay existing real estate loans and bonds.兴业银行深圳分行向万科全资子公司上海中区公司和上海万科发放14亿元、期限14年的贷款，用于偿还存量房地产贷款和公开市场债券。
2024-06-24Industrial Bank opened a pre-guarantee letter for the Tianjin Binhai New Area People's Court, becoming the first joint-stock bank in China to issue such a letter.兴业银行为天津市滨海新区人民法院开立预担保保函，成为国内首家开立该保函的股份制银行。
2024-10-11Industrial Bank provided CNY 500 million in equity financing to TCL Industrial Holdings Co., Ltd. through a group-linked 'commercial + investment banking' approach to support its green and intelligent upgrade.兴业银行通过集团联动，为TCL实业控股股份有限公司提供5亿元权益性融资，支持其产品绿色化、产业智能化升级。
2024-10-28Industrial Bank Lhasa Branch successfully landed its first insurance asset management product custody business, with a scale of CNY 1 billion.兴业银行拉萨分行成功落地首笔保险资产管理产品托管业务，规模10亿元。
2024-12-09Industrial Bank Shanghai Branch launched an innovative app for Apple Vision Pro, enabling physical gold purchase in virtual space, first in the industry.兴业银行上海分行推出苹果Vision Pro创新应用，率先实现虚拟空间实物黄金购买业务。
2024-12-30Industrial Bank issued a 488,000 yuan loan pledged by the first market-traded forestry biological asset note (Linpiao 2.0) in China, to Sanming Meilie Minglin Forest Harvesting Co.兴业银行以全国首张市场化交易的林业生物资产票据（林票2.0）为质押，向三明梅列明林林木采伐发放贷款48.8万元。
2025-01-22Industrial Bank Beijing Branch enters into a syndicated loan cooperation with a leading Chinese new energy vehicle manufacturer, providing comprehensive financial support including M&A loans, supply chain finance, and FX services.兴业银行北京分行与国内某头部新能源汽车制造企业达成银团贷款合作，提供并购贷款、供应链金融、外汇交易等全方位金融支持。
2025-02-06CIB Harbin Branch approved a 96 million yuan fixed-asset loan for the renovation of a hotel for the 9th Asian Winter Games, and disbursed 5 million yuan for 200 taxis for the event's emergency service team.兴业银行哈尔滨分行为第九届亚冬会接待酒店修缮项目批复9600万元固定资产贷款，并为应急服务保障队200台出租车投放500万元信贷资金。
2025-02-17CIB Hangzhou Branch disbursed a 20 million yuan working capital loan to Zhejiang Yunsishang Tourism for a ski resort, supporting ice-and-snow economy.兴业银行杭州分行为浙江云上草原旅游发展有限公司发放2000万元流动资金贷款，支持滑雪场运营。
2025-02-19CIB Longyan Branch disbursed Fujian province's first batch of special loans for specialized and new (专精特新) SMEs, providing 10 million yuan to Fujian Longyi Powder Equipment Manufacturing at an interest rate not exceeding 2.1%.兴业银行龙岩分行落地福建省首批专精特新中小企业专项资金贷款，向福建龙亿粉体装备制造有限公司提供1000万元，年利率不高于2.1%。
2025-02-21CIB's Shenzhen Branch plans to purchase property in the Nanshan District T208-0054 project (former Evergrande HQ site) for no more than 6.6 billion yuan, for its own use and subsidiaries.兴业银行深圳分行拟在深圳市南山区T208-0054地块项目（原恒大总部地块）购置部分物业，总价不超过66亿元，用于自用。
2025-02-24CIB disbursed its first loan of 3 million yuan via the Ministry of Agriculture's 'Credit Express' system to Yong'an Dafeng Rice Industry, a municipal agricultural leading enterprise.兴业银行通过农业农村部“信贷直通车”系统，向永安市大丰米业有限公司发放贷款300万元，为首笔直连业务。
2025-02-28CIB Shenzhen Branch reported 2024 intellectual property pledge financing volume up 120% YoY, with patent and trademark pledge registration exceeding 4 billion yuan, ranking among top joint-stock banks locally.兴业银行深圳分行2024年知识产权质押融资业务数量同比增长120%，专利和商标质押登记金额超40亿元，居当地股份行前列。
2025-03-01Industrial Bank Shenzhen Branch's IP pledge financing volume in 2024 increased 120% YoY, with patent and trademark pledge registration amount exceeding 4 billion yuan.兴业银行深圳分行2024年知识产权质押融资业务量同比增长120%，专利和商标质押登记金额超40亿元。
2025-03-06Industrial Bank Shenzhen Branch completed its first 'data asset' pledge financing, enabling a tech firm to use data assets as collateral for loans.兴业银行深圳分行落地首笔“数据资产”质押融资业务，助力科技型企业以数据资产换贷款。
2025-03-11Industrial Bank registered the software copyright for 'Industrial Steward Software 5.0'.兴业银行新注册《兴业管家软件5.0》软件著作权。
2025-03-28Industrial Bank held 2024 annual results briefing; Chairman Lv Jiahui stated the bank plans to increase the dividend payout ratio to over 30% for the first time and will consider interim dividends in 2025.兴业银行召开2024年度业绩说明会，董事长吕家进表示分红比例首次突破30%，2025年将择机启动中期分红。
2025-04-01Industrial Bank held the 'Four Chains' integration industry-finance matchmaking meeting for Putian new functional materials industry, aiming to boost the county-level industrial chain.兴业银行举办莆田新型功能材料产业‘四链’融合产融对接会，助力县域产业链发展。
2025-04-03Industrial Bank stated it is studying the policy on financial asset investment companies (AIC) and will push for the application to set up one when conditions are mature.兴业银行表示正在研究金融资产投资公司（AIC）政策，条件成熟时推进申请设立。
2025-04-17Industrial Bank Xi'an Branch successfully issued a RMB 15 million customs duty electronic guarantee letter, its first such business, helping a tech manufacturing firm with tariff-related cash flow issues.兴业银行西安分行成功落地1500万元海关关税电子保函业务，为首笔此类业务。
2025-06-16Industrial Bank Nanning branch disbursed CNY 86.8m technical transformation loan to a listed NEV maker for its hybrid crankshaft smart manufacturing project in Guilin.兴业银行南宁分行向某上市新能源车企投放8680万元技术改造贷款，用于新能源汽车混合动力曲轴智能制造项目。
2025-06-17Industrial Bank Jinan branch disbursed CNY 319m equipment-upgrade loan to a nursing products firm under the national equipment-renewal special refinancing policy.兴业银行济南分行向一家护理用品公司发放3.19亿元设备更新及技术改造贷款，运用国家设备更新改造专项再贷款政策。
2025-06-17Industrial Bank held 'Investment Banking Roadshow Nanjing' event, engaging 20+ listed/pre-IPO sci-tech firms on M&A, capital market policy, and wealth management.兴业银行在南京举办“投行万里行”活动，与二十余家科技领军上市及拟上市公司交流并购、资本市场政策等。
2025-06-30Industrial Bank Ningde branch and Ningde Commerce Bureau implemented a national auto subsidy fund distribution project, totaling CNY 7.978m.兴业银行宁德分行与宁德市商务局合作落地汽车国补资金代发项目，金额797.8万元。
2025-07-22Industrial Bank stated in an investor interaction that it has no sales revenue in EU countries.兴业银行在互动平台表示，目前在欧盟国家没有销售收入。
2025-08-15Industrial Bank Nansha Branch signed strategic cooperation agreements with 6 key clients (Deep-Sea Intelligence, Ada Semiconductor, Xinyueneng Semiconductor, Mingzhu Electric, Denuo Aviation, Plainvim International) and pledged no less than CNY 10 billion in financing for Nansha's key industries by end-2027.兴业银行南沙分行与6家重点客户签署战略合作协议，承诺到2027年末为南沙重点产业提供不低于100亿元融资支持。
2025-09-02Industrial Bank's 1H25 net interest margin was 1.75%, down 7bp from 2024; interest-bearing liability cost fell 31bp to 1.86%.兴业银行2025年上半年净息差1.75%，较2024年下降7bp；计息负债成本率较2024年压降31bp至1.86%。
2025-12-29Industrial Bank Hefei branch approved RMB 70 million project loan for Zhongke Satellite Technology Group for SAR satellite R&D and constellation construction, first commercial satellite project loan in Anhui.兴业银行合肥分行为中科卫星科技集团批复7000万元项目贷款，用于SAR载荷卫星研发与组网建设，为安徽首笔商业卫星项目贷款。
2026-06-10Industrial Bank was elected as the new rotating chair unit of the ICC China Bank Commission Documentary Center Working Group, the most influential professional organization in China's international settlement and trade document field.兴业银行当选国际商会中国国家委员会（ICC China）银行委员会单证中心工作组新一届轮值主席单位。
Annual Results年度业绩
21 · 2024-03-28 → 2026-05-01
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Industrial Bank releases annual and quarterly financial results.兴业银行发布年度和季度财务业绩。
2024-03-28Industrial Bank released 2023 annual results: revenue RMB 210.831 billion, down 5.19% YoY; net profit RMB 77.116 billion, down 15.61% YoY. Total assets exceeded RMB 10 trillion for the first time, reaching RMB 10.158 trillion.兴业银行发布2023年年报：营业收入2108.31亿元，同比下降5.19%；净利润771.16亿元，同比下降15.61%；总资产首次突破10万亿元，达10.16万亿元。
2024-04-01Industrial Bank released its 2023 annual report: revenue was 210.831 billion yuan (down 5.19% YoY), net profit attributable to shareholders was 77.116 billion yuan (down 15.61% YoY), and total assets exceeded 10 trillion yuan for the first time.兴业银行发布2023年报：营业收入2108.31亿元（同比降5.19%），归母净利润771.16亿元（同比降15.61%），总资产首次突破10万亿元。
2024-04-25Industrial Bank released its 2024 Q1 report: revenue was 57.751 billion yuan (up 4.22% YoY), net profit attributable to shareholders was 24.336 billion yuan (down 3.1% YoY), and NPL ratio was 1.07% (flat vs end-2023).兴业银行发布2024年一季报：营业收入577.51亿元（同比增4.22%），归母净利润243.36亿元（同比降3.1%），不良贷款率1.07%（与上年末持平）。
2024-05-01Industrial Bank reported Q1 2024 revenue of RMB 57.751 billion, up 4.22% YoY; net profit attributable to parent of RMB 24.336 billion, down 3.10% YoY. NPL ratio was 1.07%, flat vs end-2023; special-mention loan ratio rose 0.15ppt to 1.70%.兴业银行公布2024年一季度营收577.51亿元，同比增长4.22%；归母净利润243.36亿元，同比下降3.10%。不良贷款率1.07%，与上年末持平；关注类贷款率上升0.15个百分点至1.70%。
2024-08-22Industrial Bank reports 2024 H1 results: revenue 113.043 billion yuan (+1.8% YoY), net profit 43.049 billion yuan (+0.86% YoY), NIM 1.86%.兴业银行发布2024年半年报：营业收入1130.43亿元（同比+1.8%），净利润430.49亿元（同比+0.86%），净息差1.86%。
2024-10-30Industrial Bank released its Q3 2024 report: revenue CNY 164.217 billion (+1.81% YoY), net profit CNY 63.006 billion (-3.02% YoY); NIM 1.84%; NPL ratio 1.08%; green loans, tech loans, and inclusive loans grew 16.66%, 14.74%, and 10.45% respectively.兴业银行发布2024年三季报：营业收入1642.17亿元（同比+1.81%），净利润630.06亿元（同比-3.02%）；净息差1.84%；不良贷款率1.08%；绿色贷款、科技贷款、普惠贷款分别增长16.66%、14.74%、10.45%。
2024-11-01Industrial Bank reported Q3 2024 results: 9M revenue CNY 164.217B (+1.81% YoY), net profit attributable to parent CNY 63.006B (-3.02% YoY); Q3 net profit fell 10.45% YoY due to increased provision.兴业银行发布2024年三季报：前三季度营收1642.17亿元（同比+1.81%），归母净利润630.06亿元（同比-3.02%）；三季度净利润同比下滑10.45%，因拨备计提力度加大。
2025-01-15Industrial Bank releases 2024 annual results: revenue 212.226 billion yuan (+0.66% YoY), net profit 77.205 billion yuan (+0.12% YoY); total assets 10.51 trillion yuan (+3.47%); NPL ratio 1.07% (flat); provision coverage 237.78% (-7.43pp).兴业银行发布2024年度业绩快报：营业收入2122.26亿元（同比+0.66%），净利润772.05亿元（同比+0.12%）；总资产10.51万亿元（+3.47%）；不良贷款率1.07%（持平）；拨备覆盖率237.78%（-7.43个百分点）。
2025-03-27Industrial Bank released 2024 annual results: revenue 212.226 billion yuan (+0.66% YoY), net profit 77.205 billion yuan (+0.12% YoY), NPL ratio 1.07% (flat), proposed dividend of 1.06 yuan per 10 shares.兴业银行发布2024年年报：营业收入2122.26亿元（同比+0.66%），归母净利润772.05亿元（同比+0.12%），不良贷款率1.07%（持平），拟每10股派发现金股利10.60元。
2025-04-01Industrial Bank released its 2024 annual report: revenue of RMB 212.226 billion (+0.66% YoY), net profit of RMB 77.205 billion (+0.12% YoY), NPL ratio 1.07% (flat YoY), total assets of RMB 10.51 trillion (+3.44% YoY).兴业银行发布2024年年报：营业收入2122.26亿元（同比+0.66%），净利润772.05亿元（同比+0.12%），不良贷款率1.07%（同比持平），总资产10.51万亿元（同比+3.44%）。
2025-04-29Industrial Bank released its 2025 Q1 report: revenue RMB 55.683 billion (-3.58% YoY), net profit RMB 23.796 billion (-2.22% YoY), NPL ratio 1.08% (+0.01ppt vs end-2024), total assets RMB 10.63 trillion (+1.17% vs end-2024).兴业银行发布2025年一季报：营业收入556.83亿元（同比-3.58%），净利润237.96亿元（同比-2.22%），不良贷款率1.08%（较上年末+0.01个百分点），总资产10.63万亿元（较上年末+1.17%）。
2025-08-28Industrial Bank released 2025 half-year results: revenue CNY 110.458 billion (-2.29% YoY), net profit CNY 43.141 billion (+0.21% YoY); NIM 1.75%; NPL ratio 1.08%; green finance balance CNY 2.43 trillion.兴业银行发布2025年半年报：营业收入1104.58亿元（同比-2.29%），净利润431.41亿元（同比+0.21%），净息差1.75%，不良率1.08%，绿色融资余额2.43万亿元。
2025-09-01Industrial Bank's 1H25 net profit attributable to shareholders turned positive YoY (+0.21%), with 2Q25 single-quarter net profit up 3.4% YoY; 1H25 revenue -2.3% YoY.兴业银行2025年上半年归母净利润同比转正（+0.21%），二季度单季归母净利润同比增长3.4%；上半年营收同比下降2.3%。
2025-10-30Industrial Bank (CIB) released its Q3 2025 report: 9M25 revenue was 161.234 billion yuan (-1.82% YoY), net profit attributable to shareholders was 63.083 billion yuan (+0.12% YoY). Q3 single-quarter revenue was 50.776 billion yuan (-0.78% YoY), net profit was 19.942 billion yuan (-0.08% YoY). NPL ratio was 1.08%.兴业银行发布2025年三季报：前三季度营业收入1612.34亿元（同比-1.82%），归母净利润630.83亿元（同比+0.12%）；第三季度营业收入507.76亿元（同比-0.78%），归母净利润199.42亿元（同比-0.08%）。不良贷款率1.08%。
2025-11-01Industrial Bank reported 2025 Q1-Q3 revenue of 161.02 billion yuan, down 1.8% YoY; net profit attributable to parent of 63.08 billion yuan, up 0.1% YoY. Net interest margin (calculated) for Q3 2025 was 1.55%, up 4bp QoQ. NPL ratio was 1.08%, flat QoQ. Provision coverage ratio was 227.81%.兴业银行2025年前三季度营业收入1610.2亿元，同比下降1.8%；归母净利润630.8亿元，同比增长0.1%。三季度单季年化净息差（测算）为1.55%，环比提升4bp。不良贷款率1.08%，环比持平。拨备覆盖率227.81%。
2025-12-20Industrial Bank reported 2025 first three quarters revenue of RMB 161.234 billion, net profit of RMB 63.083 billion, up 0.12% YoY; NPL ratio 1.08%; planned interim dividend of RMB 5.65 per 10 shares.兴业银行2025年前三季度营业收入1612.34亿元，净利润630.83亿元，同比增长0.12%；不良贷款率1.08%；计划中期分红每10股5.65元。
2026-01-21Released 2025 annual performance preliminary results: revenue 2127.41 billion yuan (+0.24% YoY), net profit 77.469 billion yuan (+0.34% YoY), total assets 11.09 trillion yuan (+5.57% YoY), NPL ratio 1.08% (+0.01ppt).发布2025年度业绩快报：营业收入2127.41亿元（同比+0.24%），归母净利润774.69亿元（同比+0.34%），总资产11.09万亿元（同比+5.57%），不良贷款率1.08%（+0.01个百分点）。
2026-03-26Released 2025 annual report: revenue 212.741 billion yuan (+0.24% YoY), net profit 77.469 billion yuan (+0.34% YoY), total assets 11.09 trillion yuan (+5.58% YoY), NPL ratio 1.08%.发布2025年年报：营业收入2127.41亿元（同比+0.24%），归母净利润774.69亿元（同比+0.34%），总资产11.09万亿元（同比+5.58%），不良贷款率1.08%。
2026-04-01Released 2025 annual results: total assets 11.09 trillion yuan (+5.58% YoY), revenue 212.741 billion yuan (+0.24%), net profit 77.469 billion yuan (+0.34%), NPL ratio 1.08%, NIM 1.71% (-11bp).发布2025年度业绩：总资产11.09万亿元（同比+5.58%），营业收入2127.41亿元（+0.24%），归母净利润774.69亿元（+0.34%），不良率1.08%，净息差1.71%（-11bp）。
2026-04-29Released 2026 Q1 results: revenue 55.09 billion yuan (-1.06% YoY), net profit 23.832 billion yuan (+0.15% YoY), total assets 11.28 trillion yuan (+1.70% vs end-2025), NPL ratio 1.08% (flat).发布2026年一季报：营业收入550.9亿元（同比-1.06%），归母净利润238.32亿元（+0.15%），总资产11.28万亿元（较上年末+1.70%），不良率1.08%（持平）。
2026-05-01Industrial Bank reported 1Q26 net interest income of RMB 36.918 billion, down 2.13% YoY; net profit attributable to parent up 0.15% YoY; NIM narrowed 7bp QoQ to 1.46%; loan balance reached RMB 6.15 trillion, up 5.84% YoY.兴业银行1Q26净利息收入369.18亿元，同比下降2.13%；归母净利润同比增长0.15%；净息差环比下降7bp至1.46%；贷款余额6.15万亿元，同比增长5.84%。
Dividend分红
8 · 2024-03-28 → 2026-04-06
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Industrial Bank proposes and pays dividends to shareholders.兴业银行向股东提议并支付股息。
2024-03-28Industrial Bank proposed a 2023 final dividend of RMB 1.04 per share (tax included), totaling approximately RMB 21.605 billion, with a payout ratio of 29.64%.兴业银行拟2023年度每10股派发现金红利10.40元（含税），合计派发约216.05亿元，分红比例为29.64%。
2025-06-16Industrial Bank announced 2024 A-share cash dividend: CNY 1.06 per share (pre-tax), total ~CNY 22.433bn, record date June 19, ex-div June 20.兴业银行公告2024年度A股权益分派：每股派发现金红利1.06元（含税），合计约224.33亿元，股权登记日6月19日，除息日6月20日。
2025-06-16Industrial Bank announced 2024 preference share dividend payment: total CNY 2.597bn for three tranches, record date June 19, payment June 20.兴业银行公告2024年度优先股股息派发方案，三期优先股合计派息25.97亿元，股权登记日6月19日，发放日6月20日。
2025-10-30Industrial Bank (CIB) announced a 2025 interim profit distribution plan: a cash dividend of 5.65 yuan per 10 shares (0.565 yuan per share), with a total payout of approximately 11.957 billion yuan, representing 27.72% of the half-year net profit.兴业银行公布2025年度中期利润分配预案：每10股派发现金红利5.65元（含税），拟派发现金股息总额约119.57亿元，占半年度归母净利润的27.72%。
2025-11-07Industrial Bank announced a plan for a 2025 interim dividend, with an expected dividend per share of 0.565 yuan, accounting for 30.02% of the net profit attributable to ordinary shareholders in the first half of the year.兴业银行计划实施2025年中期分红，预计每股分红金额为0.565元，占上半年归属于普通股股东净利润30.02%。
2026-01-05Proposed 2025 interim profit distribution plan: 5.65 yuan cash dividend per 10 shares (pre-tax), totaling 11.957 billion yuan, to be voted on at the Jan 20 EGM.拟以每10股派发现金股利人民币5.65元（税前），预计派发现金股利119.57亿元，提交1月20日临时股东会审议。
2026-01-20The 2026 first extraordinary general meeting approved the 2025 interim profit distribution plan (5.65 yuan per 10 shares) and the related party transaction quota with China Tobacco.2026年第一次临时股东会审议通过2025年度中期利润分配预案（每10股派5.65元）及与中国烟草总公司系列关联方关联交易额度议案。
2026-04-06Chairman Lv Jiajin stated that during the '15th Five-Year Plan' period, the bank will focus on fundamentals and shareholder returns; cumulative cash dividends exceeded 106.9 billion yuan in the '14th Five-Year Plan' period, with 2025 payout ratio exceeding 30% for the first time.董事长吕家进表示'十五五'将坚持做优基本面、夯实分红与估值基础；'十四五'累计分红超1069亿元，2025年分红比例首次突破30%至31.02%。
Performance Guidance业绩指引
5 · 2024-03-29 → 2026-03-27
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Industrial Bank provides guidance on net interest margin and future performance.兴业银行提供净息差和未来业绩指引。
2024-03-29Industrial Bank held its 2023 annual performance briefing. Chairman Lv Jiajin stated the bank will shift from high-speed to high-quality development, focusing on optimizing business structure and stabilizing NIM. President Chen Xinjian expressed confidence in outperforming peers in 2024.兴业银行召开2023年度业绩说明会。董事长吕家进表示将转向高质量发展，行长陈信健对2024年跑赢大市有信心。
2024-03-29Industrial Bank's CFO Lin Shu stated at the performance briefing that the bank expects its net interest margin (NIM) to remain above 1.8% by end of 2024, despite industry-wide pressure from LPR cuts.兴业银行计划财务部总经理林舒在业绩说明会上表示，预计2024年底净息差保持在1.8%以上。
2024-06-20Industrial Bank held its 2023 annual general meeting of shareholders. President Chen Xinjian stated that as of the end of May, the net interest margin was 1.87%, down only 6BP year-on-year, meeting control expectations.兴业银行召开2023年年度股东大会，行长陈信健表示截至5月末净息差1.87%，同比仅降6BP，符合管控预期。
2025-10-31Industrial Bank held its Q3 2025 performance briefing. Management stated that the net interest margin for the first three quarters was 1.72%, and the bank aims to keep its NIM decline outperforming peers for the full year.兴业银行召开2025年第三季度业绩说明会，管理层表示前三季度净息差为1.72%，力争全年净息差变动跑赢大市。
2026-03-27At the 2025 annual results briefing, Chairman Lv Jiajin announced a new five-year strategy: 'Digital, Green, International, Comprehensive, and Ecosystem-oriented' to build a first-class value bank.在2025年度业绩说明会上，董事长吕家进宣布新一轮五年战略：以“数智化、绿色化、国际化、综合化、生态化”为引领，全面建设一流价值银行。
Strategic Partnership战略合作
2 · 2024-04-01 → 2024-06-27
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Industrial Bank signs strategic cooperation agreements with major corporations and institutions.兴业银行与大型企业和机构签署战略合作协议。
2024-04-01Industrial Bank partnered with China UnionPay to launch the 'Splendid Action 2024' initiative to accelerate bank card acceptance environment upgrades for the elderly and foreign visitors.兴业银行与中国银联合作开展“锦绣行动2024”，加快推进银行卡受理环境改造，服务老年人和外籍来华人员。
2024-06-27Industrial Bank and China UnionPay launched the 'Splendid Action 2024' to accelerate the transformation of the bank card acceptance environment, improving payment services for the elderly and foreigners.兴业银行与中国银联合作开展“锦绣行动2024”，加快推进银行卡受理环境改造，提升老年人、外籍来华人员支付服务。
Tech Investment科技投资
15 · 2024-04-01 → 2026-04-10
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Industrial Bank increases technology investment and talent, and develops fintech capabilities.兴业银行增加科技投入和人才，发展金融科技能力。
2024-04-01Industrial Bank disclosed in its 2023 annual report that technology investment increased over 70%, tech talent more than doubled, and invention patent applications surged 50-fold year-on-year.兴业银行2023年报披露，科技投入增幅超70%，科技人才增长两倍多，发明专利申请增长50倍。
2024-04-28Industrial Bank became the first bank in the industry to receive the highest-level (Level 5, Excellence) certification for data center service capability maturity under the GB/T 33136 standard.兴业银行在业内首家获得GB/T 33136数据中心服务能力成熟度最高级别五级（卓越级）认证证书。
2024-05-06Industrial Bank became the first in the industry to receive the highest Level 5 (Excellent) certification for GB/T 33136 data center service capability maturity from ITSS.兴业银行在业内首家获得中国电子工业标准化技术协会信息技术服务分会（ITSS）颁发的GB/T 33136数据中心服务能力成熟度最高级别五级（卓越级）认证证书。
2024-06-12Industrial Bank led the compilation of the 'Technical Solution for Collateral Management Integrating 5G and IoT: Animal Husbandry' group technical report, released by the China Banking Association.兴业银行牵头编制的《集成了5G与物联网的抵质押物管理技术方案 畜牧业》团体技术报告由中国银行业协会发布。
2024-06-12Industrial Bank launched the 'Suixingxie' (AML-GPT) suspicious transaction report intelligent generation model, the first large model in the financial industry applied in the field of anti-money laundering suspicious report generation.兴业银行推出“随兴写”可疑交易报告智能生成模型（AML-GPT），为金融业首个在反洗钱可疑报告智能生成领域运用的大模型。
2024-10-21The mobile banking app of Industrial Bank, developed by its fintech subsidiary CIB Fintech, launched public beta testing on Huawei's native HarmonyOS NEXT system, supporting all banking functions.由兴业数金自主开发的兴业银行手机银行鸿蒙客户端启动公测，支持全部手机银行功能。
2024-11-29Industrial Bank started construction of its Gui'an New District data center in Guiyang, to enhance its 'multi-active multi-center' computing capacity.兴业银行贵安新区数据中心项目在贵阳启动，将完善“多活多中心”算力布局。
2024-12-03Industrial Bank Gui'an New District Data Center project started construction; total planned 18,000 racks, 200,000 servers, two phases.兴业银行贵安新区数据中心项目启动，总规划机柜1.8万个、服务器20万台，分两期建设。
2024-12-05Industrial Bank's cross-border payment and clearing system dual-active project went live, achieving same-city dual-active architecture with RPO<1min, RTO<5min, using openGauss database.兴业银行跨境支付清算系统双活项目投产，实现同城双活架构，RPO小于1分钟、RTO小于5分钟，采用openGauss数据库。
2025-04-22Industrial Bank's Gui'an New District Data Center (Phase I) project passed the 'positive/zero' level milestone, entering above-ground construction; it will support 200,000 servers upon completion.兴业银行贵安新区数据中心（一期）项目主体结构突破‘正负零’，进入地上施工阶段，建成后可满足20万台服务器部署需求。
2025-08-12The main building of Industrial Bank's Gui'an New District data center (Phase I) was topped out; total investment approx. CNY 6.88 billion, 266 mu, 261,000 sqm, 18,000 racks, supporting 200,000 servers.兴业银行贵安新区数据中心（一期）项目主楼封顶，总投资约68.8亿元，总占地面积约266亩，总建筑面积26.1万平方米，配备1.8万个机柜，满足20万台服务器部署需求。
2025-11-25Industrial Bank's Gui'an New District Data Center project is under construction, with 5 out of 6 buildings structurally topped out. The project is approximately 50% complete and is expected to be completed and delivered by the end of November 2026.兴业银行贵安新区数据中心项目正在建设中，5栋楼已结构封顶，整体建设进度约50%，预计2026年11月底竣工交付。
2026-02-28Industrial Bank successfully opened the first cross-provincial quantum OTN financial dedicated ring network in the national financial industry, connecting Fuzhou, Chengdu, and Shanghai, with quantum encryption, key refresh every 30 minutes, latency <1 microsecond, and single wavelength up to 400G.兴业银行联合中国电信开通全国金融行业首条跨省量子OTN金融专线环网，打通福州、成都、上海三地，具备量子加密、密钥每30分钟更新、时延小于1微秒、单波长最高400G等特点。
2026-03-09Published a tender for the mechanical and electrical fit-out of the Gui'an New District Data Center (Phase I), with a total project investment of 6.88 billion yuan and capacity for 16,800 racks.发布贵安新区数据中心项目（一期）机电及配套装修工程招标公告，项目投资68.8亿元，规划1.68万个机架。
2026-04-10Jointly launched the financial industry's first cross-provincial quantum OTN financial private line ring network with China Telecom, connecting Fuzhou-Chengdu-Shanghai with quantum encryption.联合中国电信开通全国金融行业首条跨省量子OTN金融专线环网，打通福州-成都-上海三地，实现量子加密保护。
Business Update业务更新
6 · 2024-04-01 → 2026-06-16
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Industrial Bank reports growth in key business sectors including sci-tech, inclusive, and green finance.兴业银行报告科技、普惠、绿色金融等关键业务领域的增长。
2024-04-01Industrial Bank's 2023 annual report showed that loans in five new赛道 (sectors) — sci-tech, inclusive finance, energy, auto, and industrial parks — all achieved double-digit growth, with sci-tech finance loans growing 31.88%.兴业银行2023年报显示，科创、普惠、能源、汽车、园区五大新赛道贷款均实现两位数增长，其中科创金融贷款增长31.88%。
2024-04-10Industrial Bank's Beijing branch reported that by end-2023, its inclusive small-micro loan balance reached 34.993 billion yuan, up 21.79% from the start of the year; online小微 financing balance surged over 800%.兴业银行北京分行截至2023年末普惠小微贷款余额349.93亿元，年增幅21.79%；小微企业线上融资余额增幅超800%。
2024-10-31Industrial Bank's retail credit NPL ratio stood at 0.83% as of end-September, up 0.15 percentage points from the beginning of the year, but management stated the risk is generally controllable.兴业银行零售信贷不良率截至9月末为0.83%，比年初上升0.15个百分点，管理层表示风险总体可控。
2025-08-29At the half-year results briefing, President Chen Xinjian said Industrial Bank's sci-tech finance loan balance reached CNY 1.11 trillion (No.1 among joint-stock banks, +14.73% YTD), and the bank is preparing to establish a financial asset investment company (AIC) to build sci-tech finance as its 'fourth name card'.兴业银行行长陈信健在业绩说明会上表示，科技金融贷款余额达1.11万亿元（股份行第一，较年初增14.73%），正筹建金融资产投资公司（AIC），打造科技金融“第四张名片”。
2026-04-072025 annual report disclosed: technology finance loan balance reached 1.12 trillion yuan, ranking first among joint-stock banks, up 18.47% YoY.2025年报披露：科技金融贷款余额达1.12万亿元，居股份制银行首位，同比增长18.47%。
2026-06-16Industrial Bank's Chongqing branch established a Financial Commissioner studio at Jinfeng Laboratory, and as of end-March 2026, the bank's sci-tech finance balance reached 2.17 trillion yuan, ranking first among joint-stock banks.兴业银行重庆分行在金凤实验室挂牌成立金融特派员工作室；截至2026年3月末，科技金融融资余额2.17万亿元，居股份制银行首位。
Subsidiary Results子公司业绩
4 · 2024-04-02 → 2025-08-28
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Industrial Bank's subsidiaries report financial results.兴业银行子公司公布财务业绩。
2024-04-02Industrial Bank's consumer finance subsidiary, Industrial Consumer Finance (兴业消金), reported 2023 net profit of 2.07 billion yuan (down 16.9% YoY) on revenue of 11.23 billion yuan (up 11% YoY). Total assets reached nearly 87 billion yuan.兴业银行旗下兴业消金2023年净利润20.7亿元（同比降16.9%），营业收入112.3亿元（同比增11%），总资产近870亿元。
2024-04-03Industrial Bank's financial leasing subsidiary, Industrial Financial Leasing (兴业金租), reported 2023 net profit of 2.55 billion yuan, with total assets of 137.089 billion yuan and a lease asset balance of 130.03 billion yuan.兴业银行旗下兴业金租2023年净利润25.50亿元，总资产1370.89亿元，租赁资产余额1300.30亿元。
2025-04-01Industrial Bank's trust subsidiary, Industrial Trust, reported 2024 data: total assets RMB 66.649 billion, revenue RMB 4.921 billion, net profit RMB 0.092 billion; asset service trust scale RMB 85.175 billion (+RMB 18.337 billion YoY).兴业信托2024年数据：总资产666.49亿元，营收49.21亿元，净利润0.92亿元；资产服务信托规模851.75亿元（较上年末增加183.37亿元）。
2025-08-28Industrial Bank Fund reported H1 2025 results: total AUM CNY 506.14 billion (+23.20% YTD), public fund scale CNY 448.02 billion (+28.93%), revenue CNY 695 million, net profit CNY 240 million.兴业基金披露2025年上半年业绩：资产管理总规模5061.38亿元（较年初增23.20%），公募基金管理规模4480.23亿元（增28.93%），营业收入6.95亿元，净利润2.4亿元。
Credit Line授信额度
1 · 2024-04-12
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Bank of Beijing grants a credit line to Industrial Bank.北京银行向兴业银行提供授信额度。
2024-04-12Bank of Beijing granted a 40 billion yuan credit line to Industrial Bank, with the transaction approved by Bank of Beijing's board for a two-year term.北京银行授予兴业银行400亿元授信额度，期限2年，经北京银行董事会审议通过。
Credit Rating信用评级
6 · 2024-04-17 → 2026-01-13
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Credit rating agencies affirm or assign ratings to Industrial Bank.信用评级机构确认或授予兴业银行评级。
2024-04-17New Century Ratings affirmed Industrial Bank's long-term credit rating at 'AAA' with a stable outlook for 2023.新世纪评级给予兴业银行2023年主体信用评级为“AAA”，评级展望“稳定”。
2024-08-05Fitch assigns Industrial Bank's MTN program 'BBB' long-term and 'F2' short-term ratings.惠誉授予兴业银行中期票据计划'BBB'长期评级和'F2'短期评级。
2024-08-14Fitch assigns a final 'BBB' rating to Industrial Bank Hong Kong branch's 500 million USD senior unsecured notes issued under the MTN program.惠誉授予兴业银行香港分行50亿美元中期票据计划下发行的5亿美元高级无抵押票据最终'BBB'评级。
2024-08-20Fitch affirms Industrial Bank's long-term foreign currency IDR at 'BBB' with a stable outlook, and assigns a 'b+' Viability Rating.惠誉确认兴业银行长期外币发行人违约评级为'BBB'，展望稳定，生存力评级为'b+'。
2025-12-17Moody's affirmed Industrial Bank's Baa2/P-2 long/short-term deposit ratings with stable outlook.穆迪维持兴业银行Baa2/P-2长期/短期本外币存款评级，展望稳定。
2026-01-13Moody's assigned a 'Baa2' rating to the proposed 3-year, fixed-rate, senior unsecured Magnolia bond to be issued by the Shanghai Free Trade Zone branch under the USD 5 billion MTN program.穆迪授予兴业银行上海自贸区分行拟发行的3年期、固定利率、高级无抵押玉兰债券“Baa2”评级。
Deal Closed交易完成
1 · 2024-04-19
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Industrial Bank facilitates insurance fund investment in a retirement community project.兴业银行促成保险资金投资养老社区项目。
2024-04-19Industrial Bank's Shanghai branch facilitated a 1.2 billion yuan, 15-year insurance fund investment in the Shanghai Chongming Dongtan CCRC (Continuing Care Retirement Community) project via an agency referral model.兴业银行上海分行通过代理推介业务模式，撮合保险资金12亿元投资上海崇明东滩CCRC持续养老社区项目，期限15年。
Capital Action资本行动
11 · 2024-04-22 → 2025-10-16
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Industrial Bank issues perpetual bonds, subordinated bonds, and other capital instruments.兴业银行发行永续债、次级债等资本工具。
2024-04-22Industrial Bank issued 30 billion yuan in perpetual subordinated capital bonds (无固定期限资本债券) with a coupon rate of 2.39% for the first 5 years, to replenish Tier 1 capital.兴业银行成功发行300亿元无固定期限资本债券，前5年票面利率2.39%，用于补充其他一级资本。
2024-05-15Industrial Bank announced the issuance of 2024 Phase 1 subordinated capital bonds with a basic size of RMB 20 billion, 10-year term, at a coupon rate of 2.50% (later issued at RMB 30 billion on May 22).兴业银行公告拟发行2024年第一期二级资本债券，基本发行规模200亿元，10年期，票面利率2.50%（后于5月22日实际发行300亿元）。
2024-05-22Industrial Bank successfully issued RMB 30 billion of 2024 Phase 1 subordinated capital bonds on the interbank market, 10-year term with issuer call option at year 5, coupon rate 2.50%.兴业银行在全国银行间债券市场成功发行2024年第一期二级资本债券300亿元，10年期，第5年末附赎回权，票面利率2.50%。
2024-08-27Industrial Bank fully redeems its 30 billion yuan 10-year Tier-2 capital bond issued in 2019, exercising the call option at the 5th year.兴业银行全额赎回2019年发行的300亿元10年期二级资本债券，行使第5年末赎回权。
2025-04-24Industrial Bank successfully issued the 2025 first tranche of perpetual subordinated capital bonds (Bond Connect) on the interbank market, with a size of RMB 30 billion, a coupon rate of 2.09% for the first 5 years, to replenish Tier-1 capital.兴业银行成功发行2025年第一期无固定期限资本债券（债券通）300亿元，前5年票面利率2.09%，用于补充其他一级资本。
2025-05-23CIB announced it will redeem all three tranches of its preferred shares ('CIB You 1', 'CIB You 2', 'CIB You 3') on July 1, 2025, with a total redemption size of 56 billion yuan, after receiving no objection from the NFRA.兴业银行公告拟于2025年7月1日赎回全部三期优先股（兴业优1、兴业优2、兴业优3），赎回总规模560亿元，已获国家金融监督管理总局无异议。
2025-06-05Industrial Bank announced redemption of all three tranches of preference shares (Xingye You 1/2/3) on July 1, 2025, total CNY 56bn.兴业银行公告将于2025年7月1日赎回全部三期优先股（兴业优1/2/3），总规模560亿元。
2025-06-25Industrial Bank announced it will apply for suspension of all three preference shares on June 30, and redeem and cancel them on July 1, 2025.兴业银行公告拟于2025年6月30日对三期优先股停牌，并于7月1日赎回注销。
2025-06-25Industrial Bank adjusted the dividend rate of Xingye You 2 preference shares to 3.70% for the third interest period, effective June 24, 2025.兴业银行调整兴业优2优先股第三个计息周期票面股息率为3.70%，自2025年6月24日起生效。
2025-07-03Industrial Bank completed the redemption and delisting of 57.171 billion yuan in three tranches of preference shares, paying principal and dividends in full.兴业银行完成571.71亿元三期优先股赎回及摘牌，足额支付本金及股息。
2025-10-16Industrial Bank (CIB) fully redeemed its 30 billion yuan perpetual bond issued in October 2020, after receiving no objection from the National Financial Regulatory Administration (NFRA).兴业银行全额赎回2020年10月发行的300亿元无固定期限资本债券，已获国家金融监督管理总局无异议答复。
Agri-tech loan农业科技贷款
5 · 2024-04-29 → 2025-10-29
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Industrial Bank uses digital biological asset supervision platform for agricultural loans.兴业银行利用数字生物资产监管平台发放农业贷款。
2024-04-29Industrial Bank's Sanming branch issued a breeding pig mortgage loan using its digital biological asset supervision platform version 3.0, the first such loan under the new platform.兴业银行三明分行依托生物资产数字化监管平台3.0发放种猪抵押贷款，为该平台上线后首笔业务。
2024-05-21Industrial Bank Sanming Branch issued the first loan using the biological asset digital supervision platform 3.0, a sow mortgage loan to Fujian Yinding Agricultural Technology, using AI-based livestock counting.兴业银行三明分行依托生物资产数字化监管平台3.0发放首笔种猪抵押贷款，利用AI盘点模型实现活体抵押监管。
2025-01-13Industrial Bank Hefei Branch completes first bio-asset digital supervision platform loan in Anhui, using 'camera direct-connect + cloud AI inventory' 3.0 solution for a livestock enterprise.兴业银行合肥分行落地安徽首笔生物资产数字化监管平台业务，利用“摄像头直连+云端AI盘点”3.0方案为畜牧企业融资。
2025-01-21Industrial Bank Guiyang Branch lands its first bio-asset digital supervision platform loan, applying AI visual inventory algorithm to two pig farms in Guizhou.兴业银行贵阳分行落地首笔生物资产数字化监管平台业务，运用AI视觉盘点算法服务贵州两家生猪养殖场。
2025-10-29Industrial Bank Xi'an Branch completed a financing deal for a meat processing enterprise in Tongchuan, utilizing its 'IoT + AI' biological asset digital supervision platform 3.0 for non-contact monitoring of live collateral.兴业银行西安分行利用“物联网+AI技术”生物资产数字化监管平台3.0方案，完成对铜川某肉制品加工企业的融资支持，实现活体抵押物非接触式监管。
Supplier deal供应商交易
4 · 2024-05-11 → 2025-11-06
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Industrial Bank awards procurement projects to suppliers for retail points and IT equipment.兴业银行将零售积分和IT设备采购项目授予供应商。
2024-05-11Eternal Asia (怡亚通) won the bid for Industrial Bank's retail points-related rights (physical goods) procurement project.怡亚通中标兴业银行零售积分积点相关权益（实物类）采购项目。
2024-05-13Comix Group (齐心集团) won the bid for Industrial Bank's retail points-related rights (physical goods) procurement project.齐心集团中标兴业银行零售积分积点相关权益（实物类）采购项目。
2025-06-18Industrial Bank announced winning bid for 'Xinchuang Kunlun Chip Server' procurement: Beijing Baidu Netcom Technology Co., Ltd. won the CNY 6.3m tender.兴业银行“信创昆仑芯服务器”招标项目中标候选人公示，北京百度网讯科技有限公司中标，预算630万元。
2025-11-06Industrial Bank issued a tender for its 2025-2027 (2-year) IT application innovation (Xinchuang) SDN H3C network equipment framework procurement project, with a maximum price limit of 16.9653 million yuan.兴业银行发布《2025—2027年度（2年期）信创SDN新华三网络设备框架采购项目》招标公告，最高限价1696.53万元。
Cross-border loan跨境贷款
14 · 2024-05-14 → 2026-06-18
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Industrial Bank provides cross-border financing and loans to enterprises.兴业银行为企业提供跨境融资和贷款。
2024-05-14Industrial Bank Longyan Branch, in coordination with Hong Kong Branch, provided cross-border financing of HKD 22.5 million to Fujian Changqing New Energy Technology Co., its first 'internal guarantee direct loan' business.兴业银行龙岩分行与香港分行联动为福建常青新能源科技提供跨境融资2250万港元，落地分行首笔内保直贷业务。
2024-06-18Industrial Bank Putian Branch successfully landed the city's first 'Hong Kong Branch IRS + Domestic CCS' model内保直贷 business, opening up overseas financing channels for a local trade company.兴业银行莆田分行成功落地莆田市首笔“港分IRS+境内CCS”模式内保直贷业务，为当地贸易公司打通境外融资渠道。
2024-08-13Industrial Bank Hefei branch issues a 209 million USD cross-border guarantee for a listed company to sign a 7.8 GWh global largest energy storage project with a Saudi company.兴业银行合肥分行为一家上市公司开立2.09亿美元涉外保函，助力其与沙特公司签约7.8GWh全球最大储能项目。
2024-10-08Industrial Bank completed the first domestic MAH (Marketing Authorization Holder) acquisition of an original drug and the bank's first FT-account cross-border M&A in the healthcare industry, providing over CNY 270 million to support Hong Kong-based Vison Medical Group's acquisition of all equity of Kyowa Kirin (China) Pharmaceutical Co., Ltd. from Japan's Kyowa Kirin.兴业银行完成全国首单原研药MAH收购业务及全行首单FT账户下医疗行业跨境并购，提供超2.7亿元资金支持香港维健医药集团收购日本协和麒麟中国子公司全部股权。
2024-10-24Industrial Bank successfully led and arranged a cross-border M&A syndicated loan for the acquisition of the remaining 30% equity of H3C by Unisplendour (紫光股份), providing a total financing support of nearly CNY 9 billion.兴业银行成功牵头代理“紫光股份收购新华三”跨境并购银团贷款，提供总规模近90亿元的融资支持。
2024-11-15Industrial Bank completed the cross-border M&A of Kyowa Kirin China subsidiary by Hong Kong Vison Healthcare Group, the first MAH acquisition deal in China, providing over CNY 270 million via FT accounts.兴业银行落地香港维健医药集团收购日本协和麒麟中国子公司跨境并购业务，为全国首单原研药MAH收购，通过FT账户提供超2.7亿元资金。
2025-02-11CIB Hefei Branch provided cross-border financial services including account settlement, cross-border financing, and global treasury center setup for an Anhui-based auto exporter.兴业银行合肥分行为安徽某出海车企提供账户结算、跨境融资、搭建全球财资中心等一揽子跨境金融服务。
2025-02-13CIB Nanjing Branch completed its first state-owned cross-border M&A loan, providing 74 million yuan to Wuxi Huicheng Water Group for acquiring foreign assets.兴业银行南京分行落地首个国资跨境并购项目，为无锡惠城水务集团提供7400万元并购贷款。
2025-10-13Industrial Bank Hefei Branch, in cooperation with Anhui Property Rights Exchange, completed the province's first onshore cross-border state-owned equity transaction in RMB settlement, with a transaction value exceeding 70 million yuan.兴业银行合肥分行与安徽省产权交易中心合作，落地安徽省首笔场内跨境国有股权交易人民币结算业务，交易金额超过7000万元。
2025-10-21Industrial Bank Guiyang Branch successfully handled the first cross-border capital pool filing business for a private enterprise in Guizhou Province, for Guizhou Aviation Technical Co., Ltd.兴业银行贵阳分行为贵州航宇科技发展股份有限公司办理了贵州省民营企业首笔跨境资金池备案业务。
2026-01-13Nanping branch completed the first domestic enterprise overseas listing registration business in Nanping city for Impression Dahongpao Co., Ltd.兴业银行南平分行为印象大红袍股份有限公司办理南平市首笔境内企业境外上市登记业务。
2026-04-03Provided a 5 million USD cross-border non-financing performance guarantee for a new energy enterprise in Fuyang, supporting its overseas project.为阜阳某新能源企业开立500万美元涉外非融资性履约保函，支持其海外项目履约。
2026-04-29Nanjing branch completed the first export buyer's credit business, disbursing 4.8 million USD (total syndication 25.44 million USD, 13-year tenor) to an Uzbek enterprise for Chinese cement equipment exports under the Belt and Road Initiative.南京分行落地首笔出口买方信贷业务，向乌兹别克斯坦境外企业投放首笔贷款480万美元（参团总额2544万美元，期限13年），支持中国水泥装备出口'一带一路'沿线。
2026-06-18Industrial Bank's Hangzhou branch successfully landed the 'MLKJ Cross-border M&A Syndicated Loan' for Zhejiang Meili Technology, the bank's first cross-border M&A loan serving as a sustainable development advisor and responding to domestic and overseas ESG regulatory requirements.兴业银行杭州分行为浙江美力科技落地“MLKJ跨境并购银团贷款”，系全行首单由兴业银行担任可持续发展顾问行且响应境内外ESG监管要求的跨境并购贷款。
Rate adjustment利率调整
6 · 2024-05-20 → 2026-04-27
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Industrial Bank adjusts deposit and loan interest rates.兴业银行调整存款和贷款利率。
2024-05-20Industrial Bank adjusted corporate RMB agreement deposit rates: rates above 1.15% will be cut to 1.15%; for agreements signed before Dec 24, 2023 with rates above 1.35%, cut to 1.35%.兴业银行调整企业人民币协定存款利率：高于1.15%的统一调整为1.15%；2023年12月24日前签约且利率高于1.35%的调整为1.35%。
2024-10-14Industrial Bank announced it would adjust existing personal housing loan interest rates, lowering the interest rate for all existing mortgages (except Beijing, Shanghai, Shenzhen first homes) above LPR-30BP to LPR-30BP, effective from October 25, 2024.兴业银行公告调整存量个人住房贷款利率，除北京、上海、深圳首套房贷外，其他地区利率高于LPR-30BP的全部存量房贷统一调整至LPR-30BP。
2024-10-21Industrial Bank adjusted RMB deposit interest rates, cutting the demand deposit rate to 0.1% and the 3-month, 6-month, 1-year, 3-year, and 5-year fixed-term rates to 0.85%, 1.1%, 1.3%, 1.50%, and 1.55% respectively, effective October 21, 2024.兴业银行调整人民币存款挂牌利率，活期存款利率下调至0.1%，定期三个月、半年、一年、三年、五年期分别调整为0.85%、1.1%、1.3%、1.50%和1.55%。
2025-05-21CIB lowered its benchmark deposit interest rates. The demand deposit rate was cut by 5 bps to 0.05%, and the 7-day notice deposit rate was cut by 15 bps to 0.55%.兴业银行下调存款挂牌利率，活期利率下调5个基点至0.05%，七天通知存款利率下调15个基点至0.55%。
2025-10-21Industrial Bank (CIB) adjusted the minimum purchase amount for its accumulated gold (Jicunjin) business from 1,000 yuan to 1,200 yuan per transaction, in compliance with PBOC regulations.兴业银行根据人民银行要求，将积存金业务按金额购买方式的单次购买起点由1000元调整为1200元。
2026-04-27Announced adjustment of accumulated gold business trading hours from May 8, 2026: mobile and online banking hours extended from 9:00-23:00 to 9:00-2:00 next day, citing precious metal price volatility.公告自2026年5月8日起调整积存金业务交易时间，手机银行和个人网银渠道由交易日9:00-23:00延长至9:00-次日凌晨2:00，因贵金属价格波动加剧。
Digital mortgage数字抵押贷款
1 · 2024-05-29
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Industrial Bank completes first direct-link real estate mortgage business through online platform.兴业银行通过在线平台完成首笔直连房地产抵押业务。
2024-05-29Industrial Bank Putian Branch completed its first direct-link real estate mortgage business through Fujian's online platform, enabling one-stop online registration and loan processing.兴业银行莆田分行落地首单不动产抵押直连业务，通过福建省不动产登记金融服务平台实现一站式线上办理。
New loan product新贷款产品
15 · 2024-05-30 → 2026-04-22
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Industrial Bank launches new loan products for specific sectors like ride-hailing and agriculture.兴业银行推出针对网约车、农业等特定领域的新贷款产品。
2024-05-30Industrial Bank Dalian Branch disbursed an RMB 8 million sea cucumber inventory pledge loan to an aquatic company, using stored sea cucumbers as collateral, a new standardized agricultural product pledge model.兴业银行大连分行向某水产公司发放800万元海参存货质押贷款，以盐渍海参为质押物，创新标准化农品质押模式。
2024-06-28Industrial Bank Hefei Branch landed the bank's first biological asset mortgage loan based on smart ear tags in Anhui Province, supporting the province's 'Straw to Meat' cattle revitalization plan.兴业银行合肥分行落地安徽省内首笔基于智能耳标的生物资产抵押贷款，支持安徽省“秸秆变肉”肉牛振兴计划。
2024-08-09Industrial Bank Shenzhen branch and DJI jointly launch 'Xing Su Dai (DJI Agricultural Drone Exclusive)', providing financing to over 1,500 farmers with over 41 million yuan as of June 2024.兴业银行深圳分行与大疆创新联合推出“兴速贷（大疆农业无人机专属）”，截至2024年6月末已为1500余名农户发放资金超4100万元。
2024-11-22Industrial Bank Nanjing Branch disbursed Jiangsu's first 'Sci-Tech Enterprise R&D Loan' of CNY 7 million to a semiconductor firm.兴业银行南京分行向某半导体企业发放江苏省首笔“科技企业研发贷”700万元。
2024-12-20Industrial Bank successfully launched first batch of 'Sci-tech Enterprise R&D Loans' in Wuhan and Wuxi, providing medium-to-long-term loans for R&D.兴业银行在武汉、无锡等地成功落地首批“科技企业研发贷”，为研发提供中长期贷款。
2025-01-07Industrial Bank Nanjing Branch lands Jiangsu province's first 'Sci-Tech Enterprise R&D Loan', providing 7 million yuan credit to a semiconductor equipment company.兴业银行南京分行落地江苏省首笔“科技企业研发贷”，为一家半导体设备公司提供700万元授信支持。
2025-02-18CIB Changzhou Branch provided a 5 million yuan data-asset pledge loan to Changzhou Smart Parking Management Co., using public parking and charging pile data as collateral.兴业银行常州分行以“常州市公共停车泊位及充电桩实时状态数据”为增信条件，向常州智慧停车管理有限公司发放500万元数据资产质押贷款。
2025-03-25Industrial Bank Fuyang Branch issued its first 'Quick Guarantee Loan' (快担贷) of 5 million yuan to a small enterprise, an online financing product co-developed with Fuyang Yingquan Financing Guarantee Co., Ltd.兴业银行阜阳分行办理首笔“快担贷”业务，向某公司发放500万元流动资金贷款。
2025-03-25Industrial Bank issued its first loan under the Ministry of Agriculture and Rural Affairs 'Credit Express' (信贷直通车) system, lending 3 million yuan to Yong'an Dafeng Rice Industry Co., Ltd., a municipal agricultural leading enterprise.兴业银行落地与农业农村部“信贷直通车”系统直连后首笔业务，向永安市大丰米业发放贷款300万元。
2025-06-12Industrial Bank Longyan branch launched two 'talent loans' (CNY 6.1m total) for new-display-industry firms in Wuping County, using 'technology flow' as credit basis.兴业银行龙岩分行落地两笔“人才贷”合计610万元，支持武平县新显行业企业，以“技术流”替代“资金流”授信。
2025-07-08Industrial Bank Longyan branch disbursed two 'talent loans' totaling 6.1 million yuan to new display industry firms in Wuping County, using 'technology flow' instead of 'capital flow' for credit assessment.兴业银行龙岩分行落地两笔'人才贷'合计610万元，投向武平县新型显示行业企业，以'技术流'替代'资金流'作为授信依据。
2025-07-17Industrial Bank Jinan branch launched a domestic reverse factoring financing scheme for a biomedical firm in Yantai, providing 12.35 million yuan to upstream suppliers.兴业银行济南分行为烟台某生物医药企业推出国内反向保理融资方案，向上游供应商提供1235万元融资。
2025-08-29Industrial Bank Ningde Branch disbursed the city's first 'Xingtong Digital Express Loan' of CNY 3 million to Fujian Cyber Information Technology Co., using a simplified approval process for digital-sector SMEs.兴业银行宁德分行发放全市首笔“兴通数字化快贷”300万元，面向数字化领域小微企业，简化审批、快速放款。
2025-10-13Industrial Bank Hefei Branch successfully issued the first 'Keji Zhaoyin Dai' (Technology Recruitment Loan), providing a 5 million yuan unsecured credit loan to a tech enterprise specializing in CDM data backup and management.兴业银行合肥分行成功落地首笔“科技招引贷”，向一家专注于CDM数据备份与管理的科技企业发放500万元信用免担保贷款。
2026-04-22Ningde branch completed the bank's first 'housing voucher loan' (房票贷) business, providing a 700,000 yuan loan secured by the purchased property, supporting local resettlement policy.宁德分行落地全行首笔房票贷业务，以所购房产抵押发放贷款70万元，支持地方房票安置政策。
Bond market first债券市场首单
10 · 2024-05-30 → 2026-01-10
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Industrial Bank completes first over-the-counter bond pledged repo transaction for financial institution investors.兴业银行完成首笔面向金融机构投资者的柜台债券质押式回购交易。
2024-05-30Industrial Bank Hefei Branch completed Anhui's first over-the-counter bond pledged repo transaction for financial institution investors, with a bond pledge face value of RMB 20 million.兴业银行合肥分行落地安徽省首单面向金融机构投资者的柜台债券质押式回购交易，债券质押面额2000万元。
2024-12-18Industrial Bank successfully executed the first interbank counter bond business with a foreign bank in China's banking industry.兴业银行落地国内银行业首笔外资银行柜台债业务。
2025-06-05Industrial Bank Hefei branch completed Anhui's first over-the-counter sci-tech bond transaction, CNY 10m, for Anhui Tianchang Rural Commercial Bank.兴业银行合肥分行落地安徽省首批柜台渠道科技创新债券交易，安徽天长农商行通过柜台交易1000万元。
2025-06-16Industrial Bank Shenzhen branch completed Shenzhen's first over-the-counter sci-tech bond transaction (CNY 30m) for CDB 2025 discount sci-tech bond, with Lianchu Securities.兴业银行深圳分行完成深圳地区首笔柜台渠道科技创新债券交易0.3亿元，标的为国家开发银行2025年第一期贴现科技创新债券，与联储证券交易。
2025-07-31Industrial Bank Ningde branch completed Fujian province's first over-the-counter (OTC) sci-tech bond transaction via the counter channel, trading 10 million yuan of ICBC's 2025 sci-tech bond.兴业银行宁德分行通过柜台渠道完成福建省首单科技创新债券交易，交易金额1000万元。
2025-10-10Industrial Bank (CIB) participated as one of the first institutions in the launch of centralized bond lending in the interbank bond market, with its bond pool size ranking first among joint-stock banks on the first trading day.兴业银行作为首批参与机构，在银行间债券市场集中债券借贷业务上线首日落地首批交易，融券池债券规模位列股份行首位。
2025-11-11Industrial Bank successfully conducted the first batch of cross-border bond repurchase transactions in the interbank bond market via the 'Bond Connect' Northbound channel, with overseas institutional investors, trading multi-issue outright repos.兴业银行通过‘债券通’北向通渠道，与境外机构投资者成功开展全市场首批银行间债券市场债券回购交易，交易品种为买断式回购多券。
2025-11-11Industrial Bank successfully completed its first foreign currency repo business using bonds custodied at Shanghai Clearing House as collateral, with the pledged asset being a 'Fujian-Taiwan Integration Theme Bond'.兴业银行成功落地首笔以上海清算所托管债券为押品的外币回购业务，抵押资产为‘闽台融合主题债券’。
2025-11-27Industrial Bank Zhanjiang Branch and Zhanjiang Rural Commercial Bank completed a 100 million yuan counter bond transaction via the 'Counter Business Flagship Store', the first such transaction between financial institutions in Zhanjiang.兴业银行湛江分行与湛江农村商业银行通过‘柜台业务旗舰店’成功达成一笔1亿元的柜台债券交易，为湛江市首笔。
2026-01-10Nanjing branch executed the first public fund counter bond trade in Jiangsu via the 'Bank-Bank Platform', with Xin Yuan Fund investing 10 million yuan in policy financial bonds.兴业银行南京分行携手鑫元基金落地江苏省首单公募基金柜台债交易，鑫元基金通过柜台渠道投资政策性金融债1000万元。
Regulatory assessment监管评估
1 · 2024-06-04
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Industrial Bank branches receive ratings in financial institution service rural revitalization assessments.兴业银行分行在金融机构服务乡村振兴评估中获得评级。
2024-06-04Industrial Bank Quanzhou Branch was rated 'Excellent' in the 2023 financial institution service rural revitalization assessment by the People's Bank of China Quanzhou Branch and the National Financial Regulatory Administration Quanzhou Branch, for the fourth consecutive year.兴业银行泉州分行在2023年度金融机构服务乡村振兴考核评估中获评“优秀”等次，连续第四年获此荣誉。
Organizational Change组织变革
14 · 2024-06-12 → 2026-06-05
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Industrial Bank establishes new departments and restructures to enhance focus on private economy and tech finance.兴业银行设立新部门并重组以加强对民营经济和科技金融的关注。
2024-06-12Industrial Bank launched the 'Comprehensive Financial Service Plan for Listed and To-be-Listed Companies', aiming to use commercial and investment banking tools to serve new quality productive forces.兴业银行推出《兴业银行上市及拟上市公司综合金融服务方案》，综合运用商业银行和投资银行工具服务新质生产力。
2024-08-09Industrial Bank launches a comprehensive financial service plan for local state-owned enterprises, covering capital revitalization, asset revitalization, and investment attraction.兴业银行推出地方国企综合金融服务方案，涵盖资本盘活、资产盘活、招商引资等。
2024-10-23Industrial Bank launched the 'Technology Enterprise Investment Banking Comprehensive Financial Service Plan', offering a full lifecycle package including project construction, asset incubation, M&A, equity incentives, and refinancing for tech firms.兴业银行推出《科技型企业投行综合金融服务方案》，为科技型企业全生命周期提供项目建设、资产孵化、并购整合、股权激励、再融资等一揽子金融服务。
2024-11-20Industrial Bank launched the 'Science & Tech Enterprise Investment Banking Comprehensive Financial Service Plan', offering full-lifecycle services from incubation to IPO.兴业银行推出《科技型企业投行综合金融服务方案》，为科技企业全生命周期提供投行服务。
2024-11-29Industrial Bank Beijing Branch inaugurated its first four sci-tech sub-branches: Haidian, Dongwai, Lugu, and Zhongguancun West.兴业银行北京分行首批四家科技支行揭牌：海淀支行营业部、东外支行、鲁谷支行、中关村西区支行。
2024-12-02Industrial Bank Beijing Branch inaugurated four technology sub-branches (Haidian, Dongwai, Lugu, Zhongguancun West) on 2024-11-29 to focus on sci-tech finance.兴业银行北京分行于2024年11月29日揭牌首批四家科技支行（海淀、东外、鲁谷、中关村西区），专注科技金融。
2024-12-20Industrial Bank Shanghai Branch inaugurated three technology sub-branches (Zhangjiang, Nanhui, Nanxiang) after head office authorization.兴业银行上海分行首批获总行授牌的三家科技支行（张江、南汇、南翔）正式揭牌。
2025-01-13Industrial Bank headquarters announces first batch of 50 designated sci-tech branches; Nanjing branch has 6 of them, marking a strategic upgrade in sci-tech finance.兴业银行总行发布首批授牌设立的50家科技支行名单，南京分行共6家入选，标志科技金融战略升级。
2025-05-08CIB Fuzhou High-tech Zone Sub-branch was inaugurated as a 'Technology Sub-branch', the first of its kind in a science park for CIB Fuzhou Branch.兴业银行福州高新区支行揭牌成为“科技支行”，系兴业银行福州分行首家设立于科技园区的科技支行。
2025-08-26Industrial Bank released the V3.0 branch standardization manual and unveiled three new-format branches in Shanghai and Shenzhen, featuring tech-enabled, smart, and customer-centric design.兴业银行发布网点标准化V3.0手册，上海、深圳三家全新网点同步亮相，体现科技赋能、智能高效、客户中心理念。
2025-08-31Industrial Bank Beijing Branch inaugurated its second batch of 3 sci-tech sub-branches, bringing the total to 7, covering core urban areas and industrial clusters to serve tech enterprises.兴业银行北京分行第二批3家科技支行揭牌，科技支行总数达7家，覆盖核心城区及重点产业聚集区。
2025-10-26Industrial Bank Fu'an Sub-branch was officially inaugurated as one of the bank's first batch of key international business sub-branches, having served 105 foreign-related enterprises with cross-border settlement volume exceeding 900 million USD by end of September 2025.兴业银行福安支行作为全行首批国际业务重点支行正式揭牌，截至2025年9月末服务涉外企业105户，涉外收付汇规模突破9亿美元。
2026-02-27Industrial Bank launched the 'Xinghuo Technology' brand, focusing on early-stage, small, and hard-tech investments, targeting AI, IC, quantum, life health, NEV, smart equipment, aerospace, low-altitude economy, new materials, and new energy, with a '1+20+150' three-tier mechanism.兴业银行正式推出“兴火科技”品牌，聚焦投早、投小、投硬科技，覆盖人工智能、集成电路、量子、生命健康、新能源车、智能装备、空天科技、低空经济、新材料、新能源等领域，建立“1+20+150”三级联动机制。
2026-06-05Industrial Bank's Shenzhen branch established the Industrial Research Industry Finance Research and Practice Base, marking the substantive operation of the industry-research integration ecosystem.兴业银行深圳分行兴业研究产业金融研究实践基地正式挂牌，标志着业研融合生态迈入实体化运作新阶段。
CBDC milestone央行数字货币里程碑
7 · 2024-06-12 → 2026-06-01
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Industrial Bank participates in mBridge project for cross-border CBDC transactions.兴业银行参与mBridge项目进行跨境央行数字货币交易。
2024-06-12The multi-central bank digital currency bridge (mBridge) project entered the minimum viable product (MVP) stage. Industrial Bank, as one of nine domestic participating institutions, can now regularly use the bridge for cross-border business innovation.多边央行数字货币桥（mBridge）项目进入最小可行化产品（MVP）阶段，兴业银行作为境内九家参与机构之一，可常态化运用货币桥开展跨境业务创新。
2024-10-10Industrial Bank Nanning Branch successfully executed the branch's first multi-CBDC bridge (mBridge) cross-border remittance for a Guangxi Free Trade Zone company, using the platform built by the BIS Innovation Hub and central banks of Thailand, UAE, China, and Hong Kong.兴业银行南宁分行成功落地分行首笔多边央行数字货币桥（mBridge）跨境汇款业务，为广西自贸区某公司提供跨境人民币汇款服务。
2024-11-01Industrial Bank Guangzhou Branch executed its first cross-border remittance via mBridge (multi-CBDC bridge) for a Hong Kong company.兴业银行广州分行通过多边央行数字货币桥为某香港公司完成首笔货物贸易跨境汇款。
2024-11-13Industrial Bank and Huzhou Bank processed a cross-border remittance for a foreign trade firm via the mBridge multi-CBDC platform.兴业银行携手湖州银行通过多边央行数字货币桥为某外贸企业办理跨境汇款。
2025-05-21CIB Hangzhou Branch successfully executed the first multi-central bank digital currency bridge (mBridge) cross-border payment business in Wenzhou, the largest such transaction in Zhejiang province by amount.兴业银行杭州分行落地温州市首笔多边央行数字货币桥（mBridge）跨境支付业务，为浙江省金额最大的一笔。
2026-03-24Launched the first multi-CBDC bridge (mBridge) cross-border payment business in Harbin Branch, using blockchain for CBDC-based cross-border settlements.哈尔滨分行落地首笔多边央行数字货币桥（mBridge）跨境支付业务，基于区块链技术实现央行数字货币跨境结算。
2026-06-01Industrial Bank's Guiyang branch completed the first mBridge cross-border RMB remittance business for a provincial joint-stock bank in Guizhou, with a single amount of 247 million yuan, setting a new provincial record for mBridge single-transaction volume.兴业银行贵阳分行完成贵州省股份制银行首单多边央行数字货币桥（mBridge）跨境人民币汇款业务，单笔金额2.47亿元，创省内货币桥单笔金额新高。
Business deal业务交易
12 · 2024-06-21 → 2026-06-08
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Industrial Bank signs contracts with companies at finance expo and provides advance payment guarantees.兴业银行在金融博览会上与公司签约并提供预付款保函。
2024-06-21Industrial Bank Guangzhou Branch signed on-site contracts with four companies (including T3出行, Panyu Energy-Saving Technology Park) at the 13th China (Guangzhou) International Finance Expo, with total签约金额 exceeding 1 billion yuan.兴业银行广州分行在第十三届金交会上与四家公司现场签约，签约金额合计超10亿元。
2024-08-09Industrial Bank Nanjing branch issues a 250 million yuan advance payment guarantee for a shipbuilding enterprise in Nantong for an overseas shipowner project.兴业银行南京分行为南通某船舶企业开立2.5亿元预付款保函，用于境外船东造船项目。
2024-08-19Industrial Bank Longyan branch issues Longyan city's first private enterprise quality improvement loan of 2 million yuan to a construction decoration company.兴业银行龙岩分行落地龙岩市首笔民营提质争效贷款200万元，用于某建筑装饰企业。
2024-08-29Industrial Bank successfully lands the 'Unisplendour Technologies' acquisition of H3C' syndicated loan, its first cross-border M&A syndicated loan under the FTZ mechanism, with total financing of nearly 9 billion yuan.兴业银行成功落地“紫光股份收购新华三”并购银团贷款，为其首次牵头代理自贸区机制下的跨境并购银团贷款，总规模近90亿元。
2024-12-12Industrial Bank Guangzhou Branch helped Yingfeng Group acquire Vatti Home, and helped Singapore Golden Eagle Group acquire 72.62% of Vinda International for HK$26.1 billion, the largest tissue paper equity deal in China.兴业银行广州分行助力盈峰集团收购顾家家居，并助力新加坡金鹰集团以261亿港元收购维达国际72.62%股权，为中国纸品行业最大股权交易。
2025-02-19CIB Nanjing Branch, as lead arranger, provided a 3.3 billion yuan syndicated loan to Zhonghuan领先 (Xuzhou) Semiconductor Materials, with the first 300 million yuan disbursed in December 2024.兴业银行南京分行作为牵头行，向中环领先（徐州）半导体材料有限公司提供33亿元银团贷款，首笔3亿元于2024年12月投放。
2025-04-30Industrial Bank, as lead arranger, participated in a syndicated loan for Bridge Data Centres, with an initial disbursement of USD 142 million, supporting data center expansion in Malaysia and other Asia-Pacific markets.兴业银行作为牵头行参与Bridge Data Centres海外银团贷款，首期投放1.42亿美元，支持其在马来西亚等地的数据中心拓展。
2025-05-19CIB, as lead arranger and bookrunner, participated in a syndicated loan for Bridge Data Centres, with CIB's portion being 142 million USD, for project refinancing and expansion in Malaysia.兴业银行作为牵头行和簿记行参与Bridge Data Centres海外银团贷款，投放1.42亿美元，用于项目再融资及马来西亚拓展。
2025-06-26Industrial Bank Guangzhou branch signed a production-finance cooperation agreement with Guangzhou Yiyun Supply Chain, disbursing CNY 270m 'park loan' for its smart logistics incubator.兴业银行广州分行与广州益云供应链科技签订产融合作协议，落地投放2.7亿元园区贷支持智慧物流产业孵化基地建设。
2025-08-27Industrial Bank led a CNY 520 million syndicated acquisition loan for Wuxi Xishan district state-owned capital to acquire listed company Honghui New Material, the first such case in Wuxi.兴业银行牵头无锡锡山区国资收购上市公司洪汇新材5.2亿元并购银团项目，为无锡首例。
2026-03-06Led a 516 million yuan syndicated loan for Xuzhou Handler Special Vehicle (徐州海伦哲) to acquire a 51% stake in Hubei He'andun Fire Technology (湖北及安盾消防科技).牵头为徐州海伦哲专用车辆股份有限公司完成5.16亿元并购银团贷款，专项用于收购湖北及安盾消防科技有限公司51%股权。
2026-06-08Industrial Bank's Suzhou branch handled a stock pledge of approximately 247 million shares (22.51% of total shares) from Jia Mei Packaging's controlling shareholder, Zhuyue Hongzhi, as a guarantee for M&A loans.兴业银行苏州分行为嘉美包装控股股东逐越鸿智办理约2.47亿股（占总股本22.51%）股票质押，作为并购贷款担保措施。
Cross-border & international business跨境与国际业务
7 · 2024-08-06 → 2025-07-28
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Industrial Bank expanded cross-border finance, including foreign exchange pilots, bond connect, and overseas office setup.兴业银行拓展跨境金融，包括外汇试点、债券通和海外代表处设立。
2024-08-06Industrial Bank applies to list a 5 billion USD medium-term note program on the Hong Kong Stock Exchange, effective August 6, 2024.兴业银行申请50亿美元中期票据计划在香港联交所上市，于2024年8月6日生效。
2025-01-03Industrial Bank receives SAFE approval to operate foreign exchange business under the new 'Bank Foreign Exchange Business Expansion Management Measures', piloting in Fuzhou, Xiamen, and Qingdao branches.兴业银行获得国家外汇管理局批复，适用《银行外汇展业管理办法（试行）》模式开展外汇业务，首批在福州、厦门、青岛三家分行试点。
2025-01-27Industrial Bank Ma'anshan Branch handles the city's first batch of foreign debt registration under the new SAFE pilot, improving cross-border financing convenience.兴业银行马鞍山分行办理该市首批外债签约登记业务，提高企业跨境投融资便利性。
2025-02-28CIB executed the market's first 'Southbound Bond Connect' euro-denominated bond investment under the infrastructure connectivity model.兴业银行落地市场首单债券通“南向通”基础设施互联互通模式项下欧元债投资业务。
2025-03-03Industrial Bank executed the market's first Bond Connect Southbound infrastructure connectivity mode euro-denominated bond investment.兴业银行落地市场首单债券通“南向通”基础设施互联互通模式项下欧元债投资业务。
2025-06-16Industrial Bank Quanzhou branch completed Quanzhou's first overseas tourist departure-tax 'instant rebate' transaction for an Indonesian traveler.兴业银行泉州分行完成泉州市首单境外旅客离境退税“即买即退”业务，服务一名印度尼西亚旅客。
2025-07-28Industrial Bank London Representative Office was officially inaugurated, marking the bank's first overseas representative office and a step toward establishing a London branch.兴业银行伦敦代表处正式揭牌，系该行首个海外代表处，为设立伦敦分行奠定基础。
Pension & elderly finance养老与银发金融
7 · 2024-10-11 → 2026-02-28
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Industrial Bank launched pension finance services, including the 'AnYu RenSheng' brand, white papers, and elderly-friendly banking outlets.兴业银行推出养老金融服务，包括“安愉人生”品牌、白皮书和适老化网点。
2024-10-11Industrial Bank launched the 'AnYu RenSheng' (Peaceful Life) elderly financial service center accreditation, naming 85 centers nationwide, and released the '365 Action Plan' for pension finance, expanding services to both individual and corporate clients.兴业银行启动“安愉人生”养老金融服务中心授牌，首批认定85家，并推出养老金融“365行动方案”，将服务对象扩展至个人及企业客户。
2024-10-11Industrial Bank and its subsidiary CIB Research jointly published the 'White Paper on Pension Finance Development (2024)', forecasting a 'six-ization' development trend for China's pension finance.兴业银行与旗下兴业研究公司联合发布《养老金融发展白皮书（2024）》，预计我国养老金融将呈现“六化”发展态势。
2024-11-25Industrial Bank held the 'Xing Fu Ba Gui An Yu Ren Sheng' pension industry finance conference in Nanning, announcing its pension finance '365 Action Plan'.兴业银行在南宁举办“‘兴’福八桂 安愉人生”养老产业金融发展大会，推出养老金融“365行动方案”。
2025-01-10Industrial Bank Shanghai Anting Branch becomes the bank's first 'barrier-free environment construction outlet', certified by Shanghai Banking Association and Shanghai Disabled Persons' Federation.兴业银行上海安亭支行获上海市银行同业公会和上海市残疾人联合会授牌，成为该行首家“无障碍环境建设网点”。
2025-10-22Industrial Bank (CIB) took the lead in Tianjin in implementing the pre-paid fund supervision business for elderly care institutions, becoming one of the first cooperative banks designated by the Ministry of Civil Affairs.兴业银行在天津率先落地养老机构预收资金监管业务，是民政部全国首批养老机构预收资金监管合作银行之一。
2025-11-13Industrial Bank released the '2025 White Paper on Pension Finance Development', detailing the bank's pension finance strategy and market insights. It disclosed that its personal pension accounts exceeded 7.51 million, and the 'Anyu Life' club served 29 million customers aged 50+ with 1.13 trillion yuan in assets under management.兴业银行发布《养老金融发展白皮书(2025)》，披露个人养老金账户已开751万户，‘安愉人生’俱乐部服务50岁以上客户2900万户，管理资产1.13万亿元。
2026-02-28Industrial Bank launched the new 'Anyu Debit Card' with a gourd design for elderly customers and an online 'Anyu New Year Goods Festival'.兴业银行推出以葫芦为卡面设计的新版“安愉借记卡”及线上“安愉年货节”，服务老年客群。
Stock repurchase & increase loans股票回购与增持贷款
24 · 2024-10-23 → 2025-06-19
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Industrial Bank provided special loans to listed companies for stock repurchase and stake increases, with total approved amounts exceeding billions of yuan.兴业银行为上市公司提供股票回购和增持专项贷款，总审批金额超数十亿元。
2024-10-23Industrial Bank approved stock repurchase and increase loan applications for 20 listed companies, with a total approved amount exceeding CNY 4 billion, and is actively engaging with over 120 leading listed companies.兴业银行已完成20家上市公司的股票回购增持贷款业务审批，批复总金额超40亿元，正积极对接超120家上市公司。
2024-10-23Qingyuan Co., Ltd. (清源股份) signed a stock repurchase loan contract with Industrial Bank Xiamen Branch, with the bank providing a special loan of CNY 25.5 million for the company's share repurchase.清源股份与兴业银行厦门分行签署《上市公司股票回购借款合同》，兴业银行提供2550万元专项贷款用于公司回购股份。
2024-10-24Furui Co., Ltd. (孚日股份) signed a stock repurchase loan contract with Industrial Bank Weifang Branch, with the bank providing a special loan of CNY 138 million for the company's share repurchase at an annual interest rate of 2.25%.孚日股份与兴业银行潍坊分行签署《上市公司股票回购借款合同》，兴业银行提供1.38亿元专项贷款用于公司股份回购，借款利率年化2.25%。
2024-11-01Industrial Bank Hangzhou Branch approved 11 stock buyback loans totaling over CNY 2.2 billion; another CNY 3 billion in pipeline.兴业银行杭州分行已审批11笔股票回购增持贷款，批复总额超22亿元；另有超30亿元在推进中。
2024-11-01Industrial Bank Hefei Branch disbursed its first stock buyback loan to Xinbo Co. (003038.SZ) for up to CNY 100 million.兴业银行合肥分行为鑫铂股份（003038.SZ）发放首笔股票回购专项贷款，金额不超过1亿元。
2024-11-06Industrial Bank Beijing Branch issued its first stock buyback loan commitment letter to Digital China Group (000034.SZ) for up to CNY 400 million.兴业银行北京分行为神州数码（000034.SZ）出具首笔股票回购专项贷款承诺函，金额不超过4亿元。
2024-11-10Industrial Bank Nanning Branch signed a stock buyback loan agreement with Baiyang Co. (002696.SZ) for CNY 40.11 million.兴业银行南宁分行与百洋股份（002696.SZ）签署股票回购专项贷款合同，金额4011万元。
2024-11-10Industrial Bank Chengdu Branch issued a loan commitment to Xgimi Technology (688696.SH) for up to CNY 172 million for stock buyback.兴业银行成都分行为极米科技（688696.SH）出具股票回购专项贷款承诺函，金额最高1.72亿元。
2024-11-15Industrial Bank completed stock buyback loan approvals for 20 listed companies, totaling over CNY 4 billion, with over 120 more in the pipeline.兴业银行已完成20家上市公司股票回购增持贷款审批，批复总金额超40亿元，正对接超120家上市公司。
2024-11-21Industrial Bank Beijing Branch issued a loan commitment to Easyhome (000785.SZ) for up to CNY 70 million for stock buyback.兴业银行北京分行为居然之家（000785.SZ）出具股票回购专项贷款承诺函，金额不超过7000万元。
2024-11-22Industrial Bank Jinan Branch's Weifang sub-branch disbursed a CNY 122.5 million stock buyback loan to Fuer Co. (002083.SZ), the first such loan in the bank's system.兴业银行济南分行潍坊分行向孚日股份（002083.SZ）发放股票回购贷款1.225亿元，为兴业银行系统内首单。
2024-11-29Industrial Bank Lanzhou Branch processed the first private listed company stock increase loan in Northwest China for Yatai Investment Group.兴业银行兰州分行为亚特投资集团办理西北首单民营上市公司股票增持贷款。
2024-12-18Industrial Bank Xi'an Branch disbursed 20m yuan stock repurchase special loan to Xi'an Bright Laser Technologies, the first such loan in Shaanxi province.兴业银行西安分行为西安铂力特增材技术发放2000万元股票回购专项贷款，为陕西省首单。
2024-12-31Industrial Bank Lhasa Branch issued a stock repurchase special loan commitment letter to Tianyang Technology, the first such loan in Tibet Autonomous Region, up to 90 million yuan.兴业银行拉萨分行向天阳科技出具股票回购专项贷款承诺函，金额不超过9000万元，为西藏自治区首单。
2025-03-12Industrial Bank issued a loan commitment letter providing 900 million yuan in special financing for a shareholder of a Shandong precision components listed company to increase their stake.兴业银行为山东某声光电精密零组件企业控股股东出具9亿元专项融资支持增持股票。
2025-03-18Industrial Bank Nanjing Branch provided Nanjing Pharmaceutical (600713.SH) with a stock repurchase loan of no more than 110 million yuan for a term of no more than 1 year.兴业银行南京分行为南京医药提供不超过1.1亿元股票回购贷款，期限不超过1年。
2025-04-02Industrial Bank Hangzhou Branch provided a stock repurchase loan of up to RMB 17 million to Zhejiang Hisun Biomaterials Co., Ltd., the branch's first such loan.兴业银行杭州分行向浙江海正生物材料股份有限公司提供不超过1700万元的股票回购贷款，为分行首单。
2025-04-09Industrial Bank Shanghai Branch issued a loan commitment letter to Longcheer Technology (603341.SH) for up to RMB 400 million for stock repurchase, with a term of up to 36 months.兴业银行上海分行向龙旗科技（603341.SH）出具不超过4亿元股票回购贷款承诺函，期限不超过36个月。
2025-04-10Industrial Bank Xi'an Branch will collaborate with Chang'an Huijiang Group to provide financial services including stock repurchase loans, M&A loans, etc., to support the stability of the capital market.兴业银行西安分行将与长安汇通集团合作，提供增持回购贷款、并购贷款等金融服务，维护资本市场稳定。
2025-04-11Industrial Bank Shanghai Branch has reached stock repurchase loan agreements with 5 listed companies (100% private enterprises) totaling RMB 931 million, covering IC, biomedicine, and new materials sectors.兴业银行上海分行已与5家上市公司达成股票回购增持贷款合作，合计金额9.31亿元，均为民营企业，涵盖集成电路、生物医药、新材料。
2025-04-11Industrial Bank Shenzhen Branch has approved over RMB 5 billion in stock repurchase and increase loans.兴业银行深圳分行已批复股票增持回购再贷款超50亿元。
2025-04-30Industrial Bank Lanzhou Branch successfully provided stock repurchase loans to JISCO Hongxing Iron & Steel and CNNC Huayuan Titanium Dioxide, becoming the only financial institution in the region to have both stock increase and repurchase loan business.兴业银行兰州分行成功为酒钢宏兴、中核钛白投放股票回购专项贷款，成为区域内唯一同时落地增持和回购业务的金融机构。
2025-05-06CIB Chuzhou Branch provided a 18 million yuan special loan to Anhui Jinchun Nonwovens Co., Ltd. for stock repurchase, the first such loan in the Chuzhou area this year.兴业银行滁州分行为安徽金春无纺布股份有限公司提供1800万元股票回购专项贷款，为今年滁州地区首笔。
2025-06-19Industrial Bank Hefei branch issued Hefei's first private listed company stock-increase special loan, CNY 20m, to a tech investment group for buying shares of a materials firm.兴业银行合肥分行发放合肥地区首单民营上市公司股票增持专项贷款2000万元，支持某科技投资集团增持上市公司股份。
Financial market & investment banking金融市场与投资银行
12 · 2024-10-24 → 2026-05-29
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Industrial Bank executed innovative financial market transactions, including bond lending, swaps, and AIC equity investments.兴业银行执行创新金融市场交易，包括债券借贷、互换和AIC股权投资。
2024-10-24Industrial Bank completed the first国债质押式回购 transaction under the Securities, Fund and Insurance Companies Swap Facility (SFISF) tool with Guotai Junan Securities.兴业银行与国泰君安证券成交证券、基金、保险公司互换便利（SFISF）工具下的首批国债质押式回购交易。
2025-03-26Industrial Bank and China Pacific Life Insurance successfully executed the first batch of pilot insurance fund gold spot physical contract business.兴业银行与中国太平洋人寿保险成功落地全市场首批保险资金投资黄金现货实盘合约业务。
2025-05-22CIB executed the first Shenzhen Stock Exchange Sci-Tech Innovation Bond lending transaction, the first of its kind on the SZSE, with GF Securities as the counterparty.兴业银行落地首笔深圳证券交易所科技创新债券借贷交易，为深交所首单，对手方为广发证券。
2025-08-21Industrial Bank Hefei Branch landed its first 'convertible bond pledge financing' business, using a listed IC packaging & testing firm's convertible bonds as collateral to support a 'hard-tech' company.兴业银行合肥分行落地辖内首笔“可转债质押融资”业务，以科创板集成电路封装测试企业持有的可转债为增信措施。
2026-01-04Hefei branch and Xingyin Investment completed a 500 million yuan equity investment in a core subsidiary of a new energy listed company, the first AIC equity investment deal by a joint-stock bank in Anhui.兴业银行合肥分行与兴银投资完成对某新能源上市公司核心子公司5亿元股权投资，为股份制银行金融资产投资公司在安徽落地的首单业务。
2026-01-10Jinan branch and Xingyin Investment completed a 500 million yuan market-oriented debt-to-equity swap for a core subsidiary of a listed company, the first such deal by a joint-stock bank in Shandong.兴业银行济南分行联动兴银投资完成对某上市公司核心子公司5亿元市场化债转股业务，为股份制银行金融资产投资公司在山东落地的首单业务。
2026-01-15Hefei branch issued the first equity-participation M&A loan in the bank's history and the first in Anhui's joint-stock bank sector under the new M&A loan regulations.兴业银行合肥分行成功发放全行首笔参股型并购贷款，也是安徽省股份制银行在新版并购贷款管理办法下的首次突破。
2026-01-28Huizhou branch achieved a breakthrough in futures business, opening its first new futures account and absorbing 1 billion yuan in demand deposits, with total futures balance reaching 1.28 billion yuan.兴业银行惠州分行在期货业务领域实现突破，成功办理首笔新开户业务，吸纳10亿元活期存款，期货场内外余额合计达12.8亿元。
2026-03-20Completed the bank's first M&A loan in the private hydropower industry under new regulations, disbursing 129 million yuan to a private hydropower enterprise.落地并购贷款新规实施后全行首单民营水电行业并购贷款，向某民营水电企业投放1.29亿元。
2026-05-12Industrial Bank, via its subsidiary Xingyin Wealth Management, co-founded the Fujian Shengxing Xingzhi M&A Equity Investment Fund Partnership (福建省兴盛兴质并购股权投资基金合伙企业) with a capital of RMB 333 million, alongside Fujian provincial government investment fund and others.兴业银行通过子公司兴银理财与福建省省级政府投资基金等共同出资成立福建省兴盛兴质并购股权投资基金合伙企业，出资额3.33亿元。
2026-05-19Industrial Bank Putian Branch completed the first debt-to-equity swap (债转股) in the Putian region, investing RMB 300 million in Fujian Sailong Technology (福建赛隆科技), a national-level 'Little Giant' firm in recycled fibers.兴业银行莆田分行落地莆田区域首单债转股业务，向国家级专精特新“小巨人”企业福建赛隆科技投资3亿元。
2026-05-29Industrial Bank Jinan Branch landed the bank's first M&A top-up loan under new M&A rules, providing over RMB 80 million to a Jinan state-owned enterprise for industrial integration.兴业银行济南分行落地分行首笔并购新政下存量并购增融业务，为某济南市属国企提供8000余万元并购贷款。
Regulatory & compliance updates监管与合规更新
18 · 2024-12-03 → 2026-04-02
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Industrial Bank received regulatory approvals for branch changes, AIC license, and compliance with new market value management rules.兴业银行获得监管批准进行网点变更、AIC牌照，并遵守新的市值管理规则。
2024-12-03Regulator approved name changes for two Nanchang community sub-branches: Hongcheng Bihuali -> Mingshimen, Qingshan Nanlu -> Jiulonghu.监管同意兴业银行南昌两家社区支行更名：洪城比华利→名门世家，青山南路→九龙湖。
2024-12-10Regulator approved termination of Yantai Taishan Road community sub-branch of Industrial Bank.监管同意兴业银行烟台泰山路社区支行终止营业。
2024-12-19Industrial Bank announced it will study and formulate a 'Valuation Enhancement Plan' to boost investment value, in response to CSRC market value management guidelines.兴业银行表示将研究制定《估值提升计划》，提升投资价值，响应证监会市值管理指引。
2025-01-20Industrial Bank Beijing Guoruicheng Community Sub-branch approved to terminate operations by Beijing Financial Regulatory Bureau.兴业银行北京国瑞城社区支行获北京金融监管局批复同意终止营业。
2025-02-19CIB confirmed it is formulating a market value management system, with the board and management incorporating market value performance into routine management.兴业银行确认正在制定市值管理制度，董事会及管理层已将市值表现纳入常态化经营管理范畴。
2025-03-05Shanxi Regulatory Bureau approved the name change of Industrial Bank Taiyuan Yinjiabu Community Sub-branch to Taiyuan Xinghewan Community Sub-branch.山西监管局批复同意兴业银行太原殷家堡社区支行更名为太原星河湾社区支行。
2025-03-19Fujian Regulatory Bureau approved the name change of Industrial Bank Quanzhou Donghu Sub-branch to Quanzhou Jiangnan Sub-branch.福建监管局批复同意兴业银行泉州东湖支行更名为泉州江南支行。
2025-05-07CIB received NFRA approval to establish Xingyin Financial Asset Investment Co., Ltd. (tentative name), a wholly-owned subsidiary with a registered capital of 10 billion yuan, becoming the first joint-stock bank to obtain an AIC license.兴业银行获国家金融监督管理总局批准筹建兴银金融资产投资有限公司（暂定名），全资子公司，注册资本100亿元，成为首家获批AIC牌照的股份制银行。
2025-05-29CIB held its 2024 annual general meeting of shareholders, approving the 2024 profit distribution plan and electing Yu Hua as a director of the 11th board.兴业银行召开2024年年度股东会，审议通过2024年度利润分配预案，选举郁华为第十一届董事会董事。
2025-06-03Industrial Bank Guiyang branch approved to close Guiyang Baowenquan community sub-branch.兴业银行贵阳分行获批关闭贵阳保利温泉社区支行。
2025-06-03Industrial Bank Harbin Haxi Street sub-branch renamed to Harbin Wanxiang sub-branch.兴业银行哈尔滨哈西大街支行更名为哈尔滨万象支行。
2025-06-09Industrial Bank Harbin Nantong sub-branch renamed to Harbin Hongbo sub-branch, approved by Heilongjiang regulator.兴业银行哈尔滨南通支行更名为哈尔滨红博支行，获黑龙江监管局批复。
2025-11-09Industrial Bank received regulatory approval from the National Financial Regulatory Administration (NFRA) for its wholly-owned subsidiary Xingyin Financial Asset Investment Co., Ltd. (Xingyin Investment) to commence operations, with a registered capital of 10 billion yuan and registered address in Fuzhou, Fujian Province.兴业银行收到国家金融监督管理总局批复，批准其全资子公司兴银金融资产投资有限公司（兴银投资）开业，注册资本100亿元，注册地为福建省福州市。
2025-11-14Industrial Bank's wholly-owned subsidiary Xingyin Financial Asset Investment Co., Ltd. completed its business registration in Shanghai with a registered capital of 10 billion yuan, formally entering the non-bank financial business sector.兴业银行全资子公司兴银金融资产投资有限公司在上海完成工商注册，注册资本100亿元，正式布局非银行金融业务。
2025-11-16Xingyin Financial Asset Investment Co., Ltd. (AIC), a wholly-owned subsidiary of Industrial Bank, was officially inaugurated in Fuzhou, becoming the first joint-stock bank AIC to open for business.兴业银行旗下全资子公司兴银金融资产投资有限公司（AIC）在福州正式揭牌开业，成为首家获批开业的股份制银行系AIC。
2025-12-29Industrial Bank's revised articles of association approved by NFRA, effective Dec 26, 2025; board of supervisors abolished.兴业银行修订后的公司章程获国家金融监管总局核准生效，不再设置监事会。
2026-03-20Announced the 2025 annual results briefing will be held on March 27, 2026, with the 2025 annual report to be disclosed on the same day.公告将于2026年3月27日召开2025年度业绩说明会，同日披露2025年年度报告。
2026-04-02Received full-score 'Excellent' rating in the Ministry of Finance's 2025 comprehensive evaluation of central fiscal account agent banks, the first such assessment covering 17 banks.在财政部2025年中央财政专户开户银行代理业务综合考评中以满分获评'优秀'等级，系财政部首次对17家代理银行开展综合评定。
Green finance & ESG绿色金融与ESG
7 · 2024-12-20 → 2025-08-22
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Industrial Bank advanced green finance initiatives, including green bills, energy management contracts, and achieved top MSCI ESG ratings.兴业银行推进绿色金融举措，包括绿色票据、能源管理合同，并获得MSCI ESG最高评级。
2024-12-20MSCI upgraded Industrial Bank's ESG rating from AA to AAA, the highest global banking rating, ranking top 3% globally, and the highest in China's banking sector for six consecutive years.明晟（MSCI）将兴业银行ESG评级由AA级提升至AAA级，为全球银行业最高评级，位居全球同业前3%，连续六年为境内银行业最高。
2025-01-08MSCI upgrades Industrial Bank's ESG rating to AAA, the highest global banking level, placing it in the top 3% globally and making it the only Chinese bank to receive the highest domestic rating for six consecutive years.明晟（MSCI）将兴业银行ESG评级提升至全球银行业最高级别AAA级，位居全球同业前3%，成为唯一一家连续六年获得境内银行业最高评级的银行。
2025-02-14CIB Lhasa Branch completed its first commercial acceptance bill rediscounting of 185 million yuan, including 107 million yuan in green bills, a first for Tibet.兴业银行拉萨分行落地首笔商业承兑汇票再贴现1.85亿元，其中绿色票据1.07亿元，为西藏自治区首单。
2025-03-29Industrial Bank Deyang Branch, as a pilot institution for agricultural transition finance standards, issued a 10 million yuan working capital loan to a water-soluble fertilizer tech company meeting the 'farmland nitrous oxide emission reduction' criteria.兴业银行德阳分行作为农业转型金融标准试点机构，向某水溶性肥料科技公司投放流动资金贷款1000万元，符合农田氧化亚氮减排标准。
2025-04-02Industrial Bank Ningde Branch landed the bank's first steel industry Energy Management Contract (EMC) financing of RMB 190 million.兴业银行宁德分行落地全行首笔钢铁行业合同能源管理（EMC）融资业务1.9亿元。
2025-06-20Industrial Bank Beijing branch, with Xingyin Licai and Xingye Trust, landed the bank's first new-energy holding-type real estate ABS (private REITs) investment, backed by a wind farm.兴业银行北京分行联动兴银理财与兴业信托，落地全行首单新能源持有型不动产ABS（私募REITs）投资项目，底层资产为风电场。
2025-08-22Industrial Bank disbursed the first tranche of CNY 22.4 million for the ArcelorMittal Jinxi new energy soft magnetic material project in Changzhou; total project investment USD 2.6 billion, bank credit facility CNY 4 billion.兴业银行投放安赛乐米塔尔津西新能源软磁材料项目首笔2240万元贷款，项目总投资26亿美元，银行授信敞口40亿元。
Legal & risk management法律与风险管理
6 · 2025-01-07 → 2026-04-02
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Industrial Bank handled legal disputes, fraud warnings, and asset quality improvements, including NPL reduction and court cases.兴业银行处理法律纠纷、欺诈警示和资产质量改善，包括不良贷款减少和法院案件。
2025-01-07Industrial Bank warns of fraud: criminals impersonating the bank via fake 'Xinghui' app to solicit loans; all related documents are forged.兴业银行发布声明，有不法分子冒用该行名义通过虚假“兴惠”APP诱导贷款，相关文件均系伪造。
2025-09-02Industrial Bank's Suzhou branch applied to the court for pre-reorganization of Yangzhou Bangjie New Energy Technology (a subsidiary of Bangjie Co.), citing overdue loan of 5 billion yuan; court accepted the case.兴业银行苏州分行向法院申请对棒杰股份控股子公司扬州棒杰新能源科技进行预重整，涉及5亿元项目贷款逾期；法院已立案。
2025-11-01Industrial Bank's new non-performing asset volume and NPL formation rate both declined in the first three quarters. New NPLs in corporate real estate fell 53% YoY, credit card NPLs fell 10.58% YoY, and local government financing platform saw zero new NPLs. Provision for asset impairment losses was 42.313 billion yuan, down 11.30% YoY.兴业银行前三季度新发生不良资产规模及不良生成率实现‘双降’。对公房地产业务新发生不良较上年同期减少53%，信用卡领域新发生不良同比下降10.58%，地方政府融资平台领域无新发生不良。计提资产减值损失423.13亿元，同比下降11.30%。
2025-11-25A subsidiary of Zhejiang Bangjie Holding Co., Ltd. (Bangjie New Energy) was ordered by a court to repay a loan principal of 48.32 million yuan plus interest and penalties to Industrial Bank Suzhou Branch.棒杰股份控股子公司棒杰新能源需向兴业银行苏州分行偿还借款本金4832万元及相应利息、罚息。
2026-03-06Sued Markor International Home Furnishings (美克家居) for 100 million yuan in overdue guarantee obligations, with the court accepting the case.因美克家居为控股股东担保的1亿元融资逾期，兴业银行已提起诉讼。
2026-04-02Court ruled Industrial Bank Beijing Dongwai sub-branch liable for 30% of an elderly customer's fund loss (63,031 yuan) for inadequate suitability obligations in wealth management sales, citing evasion of dual-record rules.法院认定兴业银行北京东外支行对老年客户理财销售适当性义务履行存在瑕疵，需承担30%赔偿责任（63031.05元），认定其存在规避'双录'监管行为。
AI product launchAI产品发布
1 · 2026-06-24
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Industrial Bank launches AI-powered products including AML-GPT and intelligent review platforms.兴业银行推出AML-GPT等AI驱动产品。
2026-06-24Industrial Bank's Huizhou branch, using the national SME cash flow credit information sharing platform and its self-developed AI interpretation agent, issued a 10 million yuan working capital loan to a metal technology company.兴业银行惠州分行依托全国中小微企业资金流信用信息共享平台及自研AI解读智能体，为某金属科技公司发放1000万元流动资金贷款。
