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BOB Financial Leasing capital increase北银金租增资
5 · 2024-01-02 → 2026-03-27
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Regulatory approval to increase registered capital from RMB 3.1bn to RMB 4.15bn, with Bank of Beijing's stake rising to 86.75%.获准将注册资本从31亿元增至41.5亿元，北京银行持股比例升至86.75%。
2024-01-02Bank of Beijing's financial leasing subsidiary, BOB Financial Leasing, received regulatory approval to increase registered capital from RMB 3.1 billion to RMB 4.15 billion, with Bank of Beijing's stake rising to 86.75%.北京银行旗下北银金融租赁获监管批准，注册资本从31亿元增至41.5亿元，北京银行持股比例升至86.75%。
2025-04-15Beijing Bank 2024 annual report: subsidiary Beiyin Financial Leasing total assets 64.333 billion yuan, net profit 494 million yuan; Beijing Bank holds 86.75% stake.北京银行2024年报：子公司北银金租总资产643.33亿元，净利润4.94亿元；北京银行持股86.75%。
2025-04-15Beijing Bank 2024 annual report: proposed to grant Beiyin Financial Leasing group credit limit of 26 billion yuan and deposit balance up to 4 billion yuan (related-party transaction).北京银行2024年报：拟授予北银金租及下属企业集团限额260亿元，存款业务余额不超过40亿元（重大关联交易）。
2025-07-08Kong Haitao, chairman of BOB Financial Leasing (a Bank of Beijing subsidiary), reportedly missing/unreachable. Kong was appointed chairman in late 2021.北银金融租赁有限公司董事长孔海涛被曝疑似失联。孔海涛于2021年底出任北银金租董事长。
2026-03-27Bank of Beijing signed strategic cooperation agreements with multiple enterprises at the Zhongguancun Forum fintech conference, and its subsidiary BOB Financial Leasing launched the 'Jing Zhi Zu' product with client signings.北京银行在中关村论坛金融大会上与多家企业签署银企合作协议，旗下北银金租发布“京智租”产品并举行战略客户签约。
Bond underwriting leadership债券承销领先
12 · 2024-01-05 → 2025-12-03
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Record NAFMII bond underwriting volume of RMB 235.5bn in 2023, ranking first among city commercial banks and 14th nationally.2023年NAFMII债券承销规模2355亿元，城商行第一、全国第14位。
2024-01-05Bank of Beijing achieved record bond underwriting in 2023: NAFMII volume of RMB 235.499 billion, up 88.44% YoY, ranking 14th nationally (up 9 places), and total underwriting of RMB 332.021 billion, ranking 13th among banks (up 4 places), first among city commercial banks.北京银行2023年债券承销创历史新高：NAFMII口径承销规模2354.99亿元，同比增长88.44%，全市场排名第14位（上升9位）；总承销金额3320.21亿元，银行机构排名第13位（上升4位），城商行第一。
2024-04-02Bank of Beijing's bond business in Q1 2024 exceeded 100 billion yuan in scale, up 65.06% YoY, ranking 11th in the market; it issued 18 science and technology innovation notes totaling 10.524 billion yuan, up 141.93% YoY.2024年一季度北京银行债券业务规模突破千亿元，同比增长65.06%，市场排名第11位；累计发行18笔科创票据，金额105.24亿元，同比增长141.93%。
2024-05-11Bank of Beijing acted as lead underwriter and bookrunner for Zhaojin Mining's 1 billion yuan 180-day super short-term commercial paper issuance.北京银行担任招金矿业10亿元、180天超短期融资券的主承销商及簿记管理人。
2024-07-22Bank of Beijing successfully piloted its first 'time-priority' bond issuance and placement mechanism as lead underwriter and bookrunner for Beijing Shunxin Holdings' 2024 third tranche super short-term commercial paper, 500 million yuan, 269-day tenor.北京银行作为牵头主承销商和簿记管理人成功试点全行首单“时间优先”发行配售机制债券——北京顺鑫控股2024年度第三期超短期融资券，规模5亿元，期限269天。
2024-09-06Bank of Beijing successfully underwrote the first digital RMB bond for a national rail-transit enterprise and the first in Beijing — Beijing Infrastructure Investment Co., Ltd. 2024 2nd Medium-Term Note, issuance amount 3 billion yuan, 3-year term, coupon 2.1%.北京银行成功承销全国轨交类企业暨北京市首单数字人民币债券——北京市基础设施投资有限公司2024年度第二期中期票据，发行金额30亿元，期限3年，发行利率2.1%。
2024-09-10Bank of Beijing Urumqi branch successfully underwrote and issued the bank's first agent-model asset-backed commercial paper (ABCP) and first rural revitalization supply-chain ABCP, amount 169 million yuan.北京银行乌鲁木齐分行成功承销发行该行首单代理人模式资产支持商业票据（ABCP）暨首单乡村振兴供应链ABCP，金额1.69亿元。
2025-05-08Bank of Beijing assisted in the issuance of the first batch of national science and technology innovation bonds, providing financing support to Zhejiang Geely Holding Group and BOE Technology Group.北京银行助力全国首批科技创新债券发行，为浙江吉利控股集团和京东方科技集团提供融资支持。
2025-05-26Bank of Beijing issued 8 billion yuan in 3-year science and technology innovation bonds (first tranche of 2025) with a coupon rate of 1.67%.北京银行成功发行2025年科技创新债券（第一期），规模80亿元，3年期固定利率，票面利率1.67%。
2025-06-09Bank of Beijing underwrote the first equity-investment-oriented sci-tech innovation bond, 'China Merchants Capital Investment Co., Ltd. 2025 Series 1 Sci-Tech Innovation Bond', with an issuance amount of 1 billion yuan, funds for strategic emerging industries.北京银行承销首单股权投资类科技创新债券——招商局资本投资有限责任公司2025年度第一期科技创新债券，发行金额10亿元，资金投向战略性新兴产业。
2025-06-16Bank of Beijing acted as lead underwriter for CCCC First Highway Engineering Group's 2 billion yuan short-term commercial paper, with an 80% balance underwriting of 1.6 billion yuan.北京银行担任中交一公局集团有限公司20亿元超短期融资券的主承销商，余额包销规模16亿元，占比80%。
2025-07-21Bank of Beijing as lead underwriter and bookrunner for China Huadian's 700 million yuan SCP (98-day, 1.6% rate) took 480 million yuan (68.57%) of the issue as balance underwriting.北京银行作为中国华电7亿元超短期融资券（98天，利率1.6%）的主承销商和簿记管理人，余额包销4.8亿元，占发行规模的68.57%。
2025-12-03Bank of Beijing successfully launched the 2025 first-phase credit risk mitigation凭证 for '25 Hengyi CP006' (sci-tech bond), with a creation scale of 50 million yuan and a 1-year term, supporting Zhejiang Hengyi Group's sci-tech innovation bond.北京银行成功落地2025年度第一期“25恒逸CP006”（科创债）信用风险缓释凭证，创设规模5000万元，期限1年，支持浙江恒逸集团科技创新债券。
Fangshan District strategic partnership房山区战略合作
1 · 2024-01-05
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Signed strategic cooperation agreement with Fangshan District to provide financial services for affordable housing, urban village renovation, and public infrastructure.与房山区政府签署战略合作协议，为保障房、城中村改造和公共基础设施提供金融服务。
2024-01-05Bank of Beijing signed a strategic cooperation agreement with Fangshan District People's Government to provide financial services for affordable housing, urban village renovation, and public infrastructure, supporting four major industrial clusters.北京银行与北京市房山区人民政府签署战略合作协议，为保障性住房、城中村改造和公共基础设施提供金融服务，助力四大产业集群发展。
Cultural finance (Tai'anli & film)文化金融（泰安里及影视）
10 · 2024-01-08 → 2026-03-30
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Provided RMB 10m low-interest credit for Tai'anli heritage revitalization, and financed Spring Festival films 'Pegasus 2' and 'Boonie Bears: Time Twist'.为泰安里文物建筑活化提供1000万元低息贷款，并支持春节档电影《飞驰人生2》《熊出没·逆转时空》。
2024-01-08Bank of Beijing's Qianmen Cultural and Creative Sub-branch provided a RMB 10 million low-interest unsecured credit line for the Tai'anli heritage building revitalization project in Xicheng District, featured in People's Daily.北京银行前门文创支行为西城区泰安里文物活化利用项目提供1000万元低息信用贷款，获《人民日报》头版报道。
2024-02-18Bank of Beijing Nanchang branch provides 10 million yuan credit for the dance drama 'Only Me, Pure White' (Wei Wo Qing Bai), supporting ceramic culture; its segment 'Porcelain Shadow' appears on 2024 CCTV Spring Festival Gala.北京银行南昌分行授信1000万元支持舞剧《唯我青白》，选段《瓷影》亮相2024年央视春晚。
2024-02-27Bank of Beijing provides financial support for the production and distribution of Spring Festival films 'Pegasus 2' and 'Boonie Bears: Time Twist'.北京银行为春节档影片《飞驰人生2》《熊出没·逆转时空》的出品和宣发提供金融支持。
2024-09-20Bank of Beijing signed strategic cooperation agreements with China Association of Performing Arts (中国演出行业协会) and with Copyright Protection Center of China (中国版权保护中心) at the Beijing Cultural Forum.北京银行在北京文化论坛上分别与中国演出行业协会、中国版权保护中心签订战略合作协议。
2024-09-21Bank of Beijing released the 'Tianyi Plan' (添翼计划) equity-debt linkage full-lifecycle service plan for cultural enterprises at the Cultural Industry Investor Conference.北京银行在北京文化论坛文化产业投资人大会上发布《“添翼计划”股债联动全生命周期服务方案》。
2024-10-12Bank of Beijing and Beijing Municipal Radio and Television Bureau launched the 'Beijing Grand Audiovisual Financial Assistance Plan', including a dedicated product 'Juying e-Loan' and a talent service package.北京银行与北京市广播电视局共同发布“北京大视听金融助力计划”，推出专项产品“剧影e贷”及“大视听英才服务包”。
2025-04-15Beijing Bank 2024 annual report: cultural finance loan balance 116.6 billion yuan, serving over 10,000 cultural enterprises.北京银行2024年报：文化金融贷款余额1166亿元，服务上万家文化企业。
2025-04-24Beijing Bank released 'New Film Engine Plan' (新影擎计划) at Beijing International Film Festival, offering up to 300 million yuan credit for film production; has provided over 40 billion yuan to 1,000+ film enterprises cumulatively.北京银行在北京国际电影节发布《电影新质生产力金融服务方案——新影擎计划》，最高可提供3亿元授信额度；累计为超千家影视企业提供超400亿元金融支持。
2025-12-04Bank of Beijing officially released the 'Audiovisual New Quality Productivity Financial Service Plan' to support the cultural industry, focusing on ultra-HD, virtual shooting, and AIGC technologies.北京银行正式发布“视听新质生产力金融服务方案”，支持文化产业，聚焦超高清、虚拟拍摄和AIGC技术。
2026-03-30Bank of Beijing launched a '100 Billion New Vision' special action plan at the Ultra-HD Audiovisual Technology Innovation Forum, pledging 100 billion yuan in credit resources to support the audiovisual industry.北京银行在超高清视听科技创新发展论坛上发布“百亿新视界”专项行动方案，投放百亿信贷资源支持视听产业。
Dinghuiying deposit product rate adjustments定慧盈存款产品利率调整
5 · 2024-01-10 → 2025-05-27
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Adjusted the 2-year 'Dinghuiying' deposit product rate to 1.90% in Jan 2024 and further to 1.70% in Aug 2024.2024年1月将两年期定慧盈利率调至1.90%，8月进一步降至1.70%。
2024-01-10Bank of Beijing adjusted the interest rate on its 2-year 'Dinghuiying' deposit product to 1.90% per annum, effective January 10, 2024.北京银行自2024年1月10日起，将人民币2年期定慧盈产品利率调整为年利率1.90%。
2024-08-02Bank of Beijing adjusted the interest rate of its 2-year 'Dinghuiying' RMB deposit product to 1.70% per annum effective August 2, 2024.北京银行自2024年8月2日起，将人民币2年期定慧盈产品利率调整为年利率1.70%。
2024-10-22Bank of Beijing lowered its deposit listing rates and adjusted the 2-year 'Dinghuiying' product rate, following the latest round of deposit rate cuts by major banks.北京银行下调存款挂牌利率，并同步调降2年期定慧盈产品利率，跟随新一轮大行存款利率下调。
2025-03-24Beijing Bank announced adjustments to the interest calculation method for existing negotiated deposits, switching to daily interest calculation from March 21, 2025.北京银行公告自2025年3月21日起，对存量协定存款计息方式调整为按日计息。
2025-05-27Bank of Beijing lowered deposit rates: demand deposit rate to 0.05%, 3-month to 0.70%, 6-month to 0.95%, 1-year to 1.15%, 2-year to 1.20%, 3-year to 1.30%, 5-year to 1.35%.北京银行下调存款利率：活期存款利率降至0.05%，三个月期0.70%，半年期0.95%，一年期1.15%，二年期1.20%，三年期1.30%，五年期1.35%。
M&A+Plus brand and M&A loans并购+Plus品牌及并购贷款
6 · 2024-01-12 → 2026-01-04
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Upgraded M&A+ brand to M&A+Plus, executed first STAR Market pharma M&A loan, and launched pilot M&A loans for tech enterprises under new policies.升级并购+品牌为并购+Plus，落地首单科创板医药并购贷款，并开展科技企业并购贷款试点。
2024-01-12Bank of Beijing upgraded its 'M&A+' brand to 'M&A+Plus', launching a new M&A financial service system and signing strategic agreements with multiple clients.北京银行将原有“并购+”品牌升级为“并购+Plus”，发布并购金融新服务体系，并与多家客户签署战略合作协议。
2024-01-12Bank of Beijing successfully executed the first STAR Market listed pharmaceutical M&A loan at Zhongguancun Sci-Tech Financial Center, amounting to RMB 96 million with an 80% loan-to-value ratio.北京银行在中关村科创金服中心落地首笔科创板上市公司医药类科创并购贷款，金额9600万元，并购贷款杠杆比达80%。
2025-03-11Beijing Bank successfully landed its first pilot M&A loan for a tech enterprise under new policies, providing a 10-year loan covering 77.46% of the transaction price for a Shanghai-listed specialized and new 'Little Giant' firm to acquire a semiconductor equipment company.北京银行成功落地首单科技企业并购贷款试点业务，为上海某科创板专精特新“小巨人”企业收购泛半导体设备公司提供10年期贷款，贷款占交易价款77.46%。
2025-03-20Beijing Bank Nanjing branch landed the first pilot M&A loan for a national-level specialized and new 'Little Giant' tech firm in Nanjing, financing 80% of the acquisition of a smart grid tech company with a 10-year term.北京银行南京分行落地南京市首单国家级专精特新科技企业并购贷款试点业务，以80%融资比例、10年期限支持企业收购某智能电网科技公司100%股权。
2025-06-30Bank of Beijing Nanjing Branch completed Nanjing's first national-level specialized and new (专精特新) tech enterprise M&A loan pilot, with an 80% financing ratio and 10-year term for acquiring a smart grid company.北京银行南京分行落地南京市首单国家级专精特新科技企业并购贷款试点业务，融资比例80%、期限10年，用于收购智能电网科技公司。
2026-01-04Bank of Beijing Shanghai branch successfully landed the first batch of M&A loan business under the new regulation, providing 21 million yuan financing for a Shanghai listed biopharmaceutical company to acquire a 35% stake in a target company, with a financing ratio of 60% and a term of 3 years.北京银行上海分行成功落地全国首批符合新规导向的并购贷款业务，为上海某上市生物制药公司参股标的企业35%股权提供2100万元融资，融资比例60%，期限3年。
BOB Wealth Jinghua Yuanjian wealth management product京华远见春系列某智盈产品
1 · 2024-01-16
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Launched a fixed-income non-principal-guaranteed wealth management product with 733-day term and 5% target stop-profit rate.推出非保本固收类理财产品，期限733天，目标止盈率5%。
2024-01-16Bank of Beijing began marketing 'BOB Wealth Jinghua Yuanjian Chun Series Mouding Zhiying No.2' wealth management product, a fixed-income non-principal-guaranteed product with a 733-day term and a target stop-profit rate of 5%.北京银行开始募集“北银理财京华远见春系列谋定止盈2号理财产品”，固定收益类、非保本浮动收益型，期限733天，止盈目标收益率5%。
Hangzhou branch executive appointments杭州分行高管任命
2 · 2024-01-18 → 2024-10-28
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Wu Xiaolin approved as Assistant President of Hangzhou Branch; Zhao Liang approved as Vice President of Hangzhou Branch.吴晓林获批任杭州分行行长助理，赵亮获批任杭州分行副行长。
2024-01-18Wu Xiaolin's qualification as Assistant President of Bank of Beijing Hangzhou Branch was approved by the Zhejiang Regulatory Bureau of the National Financial Regulatory Administration.国家金融监督管理总局浙江监管局核准吴啸林北京银行杭州分行行长助理任职资格。
2024-10-28Zhejiang regulatory bureau approved Zhao Liang as Vice President of Bank of Beijing Hangzhou Branch.浙江监管局核准赵亮北京银行杭州分行副行长的任职资格。
Beijing State-owned Assets Management partnership北京国资公司战略合作
4 · 2024-01-19 → 2024-07-15
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Signed strategic cooperation agreement with Beijing State-owned Assets Management Co. to deepen financial services and support capital's economic development.与北京国资公司签署战略合作协议，深化金融服务支持首都经济发展。
2024-01-19Bank of Beijing signed a strategic cooperation agreement with Beijing State-owned Assets Management Co., Ltd. to deepen cooperation in financial services and support the capital's economic development.北京银行与北京市国有资产经营有限责任公司签署战略合作协议，深化金融服务合作，支持首都经济发展。
2024-06-14Bank of Beijing announced the second extraordinary general meeting on July 18 to elect directors, an external supervisor, and approve a deposit related-party transaction with Beijing State-owned Assets Management Co.北京银行公告将于7月18日召开第二次临时股东大会，审议选举董事、外部监事及与北京市国有资产经营公司的存款关联交易议案。
2024-06-18Bank of Beijing disclosed major related-party deposit transactions: up to 16 billion yuan with Beijing State-owned Assets Management Co., 8 billion with China UnionPay, 5.5 billion with City Clearing Services, and 3.5 billion with Beijing Metro, all valid for 1-2 years.北京银行披露重大关联交易：与北京市国有资产经营公司存款关联交易余额不超过160亿元，与中国银联等公司存款关联交易合计不超过170亿元。
2024-07-15Bank of Beijing announced its second extraordinary general meeting of 2024 on July 18 to elect directors, elect an external supervisor, and approve a deposit related-party transaction with Beijing State-owned Assets Management Co. of up to 16 billion yuan for one year.北京银行2024年第二次临时股东大会将于7月18日召开，审议选举董事、选举外部监事、与北京市国有资产经营有限责任公司不超过160亿元存款关联交易等议案。
Consumer infrastructure REIT investments消费基础设施公募REITs投资
5 · 2024-01-25 → 2024-04-09
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Invested in first batch of consumer infrastructure public REITs including Huaxia Jinmao Commercial REIT and Huaxia China Resources Commercial Asset REIT, achieving full coverage.投资首批消费基础设施公募REITs，包括华夏金茂商业REIT和华夏华润商业资产REIT，实现全覆盖。
2024-01-25Bank of Beijing participated as an offline investor in the subscription of the first batch of consumer infrastructure public REITs, 'Huaxia Jinmao Commercial REIT', supporting asset revitalization.北京银行作为网下投资人参与认购首批消费基础设施公募REITs项目“华夏金茂商业REIT”，助力存量资产盘活。
2024-02-02Bank of Beijing invests in the first batch of consumer infrastructure public REITs, Huaxia China Resources Commercial Asset REIT, the largest of its kind, covering three consumer REITs in total.北京银行投资首批消费类基础设施公募REITs——华夏华润商业资产REIT，该REIT为规模最大的一单，累计投资3笔消费类REITs。
2024-03-12Bank of Beijing acted as custodian and strategic investor for the Jia Shi Wu Mei Consumer REIT, which listed on the Shanghai Stock Exchange, becoming the first city commercial bank to serve as custodian for a public REIT.北京银行担任嘉实物美消费REIT的托监管行并参与战配投资，该REIT在上交所上市，成为首家担任公募REITs托监管银行的城商行。
2024-04-03Bank of Beijing acted as custodian and strategic investor for the Jia Shi Wu Mei Consumer REIT, becoming the first city commercial bank to serve as custodian for a public REIT and the first to invest in the first batch of consumer infrastructure public REITs.北京银行担任嘉实物美消费REIT的托监管行并参与战配投资，成为全国首家担任公募REITs托监管银行的城商行，并首家参与首批消费类公募REITs战略投资。
2024-04-09Bank of Beijing subscribed to the Zhongjin Yinli Consumer Infrastructure REIT as an offline investor, achieving full coverage of all consumer infrastructure REIT projects in the market.北京银行作为网下投资人成功认购中金印力消费REIT，实现全市场消费类基础设施REITs项目投资全覆盖。
China-Spain Investment Forum中国-西班牙投资论坛
1 · 2024-01-26
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Co-hosted the China-Spain Investment Forum with the Spanish Embassy to promote cross-border financial services and economic cooperation.与西班牙驻华大使馆共同举办中国-西班牙投资论坛，促进跨境金融服务和经济合作。
2024-01-26Bank of Beijing co-hosted the China-Spain Investment Forum with the Spanish Embassy in Beijing, aiming to promote cross-border financial services and economic cooperation.北京银行与西班牙驻华大使馆联合举办中西投资论坛，推动跨境金融服务和经贸合作。
Third-generation social security card第三代社保卡
1 · 2024-02-01
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Became one of the first contracted banks for Beijing's third-generation social security card with national encryption algorithm and contactless function.成为北京第三代社保卡首批签约银行，加载国密算法和非接触式功能。
2024-02-01Bank of Beijing becomes one of the first contracted banks for Beijing's third-generation social security card, adding national encryption algorithm, contactless function, and services for transport, park annual pass, and finance.北京银行成为北京市第三代社保卡首批承办银行，新增国密算法、非接触功能及交通、公园年票、金融服务等功能。
China Development Bank Securities partnership国开证券战略合作
1 · 2024-02-01
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Signed strategic cooperation agreement with China Development Bank Securities to deepen collaboration in interbank, investment banking, and asset management.与国开证券签署战略合作协议，深化同业、投行、资管等领域合作。
2024-02-01Bank of Beijing signs strategic cooperation agreement with China Development Bank Securities to deepen collaboration in interbank, investment banking, asset management, and third-party depository.北京银行与国开证券签署战略合作协议，深化同业、投行、资产管理、三方存管等业务合作。
Tianjin municipal government bond underwriting天津市政府债券承销
1 · 2024-02-05
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Added as a general underwriter to the 2022-2024 Tianjin municipal government bond underwriting syndicate.被增补为2022-2024年天津市政府债券承销团一般承销商。
2024-02-05Bank of Beijing is added as a general underwriter to the 2022-2024 Tianjin municipal government bond underwriting syndicate.北京银行被增补为2022-2024年天津市政府债券承销团一般承销商。
Guoping New Economy Founding Base (Shanghai)国品新经济创始基地上海会议室
1 · 2024-02-05
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Shanghai branch inaugurated 'Guoping New Economy Founding Base Shanghai Meeting Room' to serve new economy enterprises.上海分行启用国品新经济创始基地上海会议室，服务新经济企业。
2024-02-05Bank of Beijing Shanghai branch inaugurates 'Guoping New Economy Founding Base Shanghai Meeting Room' to serve new economy enterprises.北京银行上海分行举办“国评新经济创始基地上海会客厅”揭牌仪式，服务新经济企业。
Year of the Dragon zodiac credit card龙年生肖白金信用卡
1 · 2024-02-08
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Launched the Year of the Dragon zodiac platinum credit card at the 'Fuman China Digital Jinghang' Spring Festival shopping event.在'福满中国·数字京行'年货节上推出龙年生肖白金信用卡。
2024-02-08Bank of Beijing launches the Year of the Dragon zodiac platinum credit card at the 'Fuman China Digital Jinghang' Spring Festival shopping event.北京银行在“福满中国·数字京行”京彩乐市新春乐购会上首发龙年生肖白金信用卡。
EAST data regulatory penaltyEAST数据违规处罚
1 · 2024-02-08
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Fined RMB 3.3m by Beijing Regulatory Bureau for ten EAST data violations including data omissions and inconsistencies.因EAST数据漏报、错报等十项违规被北京监管局罚款330万元。
2024-02-08Bank of Beijing is fined 3.3 million yuan by the Beijing Regulatory Bureau of the National Financial Regulatory Administration for ten EAST data violations, including data omissions and inconsistencies.北京银行因EAST数据十项违规被国家金融监督管理总局北京监管局罚款330万元。
Spring Festival tourism routes partnership春节主题旅游线路合作
1 · 2024-02-09
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Partnered with Beijing Municipal Bureau of Culture and Tourism to launch four themed tourism routes for Spring Festival; cultural loan balance exceeded RMB 90bn.与北京市文旅局合作推出四条春节主题旅游线路，文化贷款余额超900亿元。
2024-02-09Bank of Beijing partners with Beijing Municipal Bureau of Culture and Tourism to launch four themed tourism routes for Spring Festival, with cultural loan balance exceeding 90 billion yuan.北京银行与北京市文化和旅游局合作推出春节四大主题旅游线路，文化金融贷款规模突破900亿元。
Lingge Technology IPO proceeds supervision灵鸽科技IPO募集资金监管
1 · 2024-02-21
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Wuxi branch served as sole supervisory bank for Lingge Technology's IPO proceeds on the Beijing Stock Exchange, providing 'Linghang e-loan' and equity incentive plans.无锡分行担任灵鸽科技北交所IPO募集资金唯一监管银行，提供'领航e贷'和股权激励计划。
2024-02-21Bank of Beijing Wuxi branch serves as the sole supervisory bank for Lingge Technology's IPO proceeds on the Beijing Stock Exchange, providing 'Linghang e-loan' and equity incentive plans.北京银行无锡分行担任灵鸽科技北交所上市募集资金唯一监管银行，提供“领航e贷”等金融服务。
Capital Operations Center general manager appointment资金运营中心总经理任命
1 · 2024-02-26
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Ze Junyun approved by Beijing Regulatory Bureau as general manager of Bank of Beijing's Capital Operations Center.泽君云获批担任北京银行资金运营中心总经理。
2024-02-26Ze Junyun is approved by the Beijing Regulatory Bureau to serve as general manager of Bank of Beijing's Capital Operations Center.琚泽钧获国家金融监督管理总局北京监管局批准担任北京银行资金运营中心总经理。
Huabon Holdings Group partnership华邦控股集团战略合作
1 · 2024-02-26
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Signed strategic cooperation agreement with Huabon Holdings Group to collaborate in pension finance, talent training, rural revitalization, and agriculture-related areas.与华邦控股集团签署战略合作协议，在养老金融、人才培养、乡村振兴等领域合作。
2024-02-26Bank of Beijing signs strategic cooperation agreement with Huabon Holdings Group to collaborate in pension finance, talent training, rural revitalization, and agriculture-related areas.北京银行与华邦控股集团签订战略合作协议，合作领域包括养老金融、人才培养、乡村振兴及“三农”。
Beijing branch president appointment北京分行行长任命
1 · 2024-02-28
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Zhao Yanna appointed as Party secretary and president of Bank of Beijing Beijing branch, succeeding Tang Yiming.赵燕娜任北京银行北京分行党委书记、行长，接替唐一鸣。
2024-02-28Zhao Yanna is appointed as Party secretary and president of Bank of Beijing Beijing branch, succeeding Tang Yiming.赵燕娜出任北京银行北京分行党委书记、行长，接替唐一鸣。
Director Qian Huajie election董事钱华杰选举
2 · 2024-02-29 → 2024-03-19
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Extraordinary general meeting approved election of Qian Huajie as a director with 99.4476% of A-share shareholders in favor.临时股东大会以99.4476%赞成票选举钱华杰为董事。
2024-02-29Bank of Beijing announces the first extraordinary general meeting of 2024 on March 18 to elect director Qian Huajie and review the 2023 related-party transaction report.北京银行公告将于2024年3月18日召开第一次临时股东大会，审议选举钱华杰为董事等议案。
2024-03-19Bank of Beijing's extraordinary general meeting approved the election of Qian Huajie as a director, with 99.4476% of A-share shareholders in favor.北京银行临时股东大会通过选举钱华杰为董事的议案，A股股东赞成率99.4476%。
Head office department restructuring总行部门架构优化
2 · 2024-03-01 → 2025-06-27
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Board approved optimization and adjustment of head office department settings, covering all 18,000 employees.董事会批准优化调整总行部门设置，覆盖全体18000名员工。
2024-03-01Bank of Beijing board approved a motion to optimize and adjust the setup of head office departments, covering all 18,000 employees.北京银行董事会通过优化调整总行有关部门设置的议案，涉及全体1.8万名员工。
2025-06-27Bank of Beijing board approved the optimization of head office department settings and risk management organizational structure adjustment plans.北京银行董事会通过《关于优化调整总行有关部门设置的议案》和《关于风险管理条线组织架构调整方案的议案》。
ChineseAll Group strategic partnership中文在线战略合作
1 · 2024-03-01
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Signed strategic cooperation agreement with ChineseAll Group covering settlement, financing, fund investment, cash management, supply chain finance, and personal banking.与中文在线签署战略合作协议，涵盖结算、融资、资金投资、现金管理、供应链金融和个金服务。
2024-03-01Bank of Beijing signed a strategic cooperation agreement with ChineseAll Group (300364), covering settlement, financing, fund investment, cash management, supply chain finance, and personal banking services.北京银行与中文在线集团（300364）签署战略合作协议，涵盖结算、融资、基金投资、现金管理、供应链金融及个人金融服务。
Former chairman Yan Bingzhu investigation原董事长闫冰竹被查
2 · 2024-03-01 → 2024-09-03
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Former chairman Yan Bingzhu confirmed to be investigated for serious disciplinary violations by Beijing Municipal Commission for Discipline Inspection.原董事长闫冰竹被北京市纪委监委确认因严重违纪违法接受调查。
2024-03-01Former Bank of Beijing chairman Yan Bingzhu was officially confirmed to have been investigated for serious disciplinary violations by the Beijing Municipal Commission for Discipline Inspection.北京银行原董事长闫冰竹被北京市纪委正式通报因严重违纪违法被查处。
2024-09-03Former Bank of Beijing president Yan Xiaoyan (served 2002-2014) reportedly lost contact, amid ongoing anti-corruption investigations; former chairman Yan Bingzhu was investigated in August 2023.北京银行原行长严晓燕（2002-2014年任职）近日失联，此前原董事长闫冰竹于2023年8月被调查。
HarmonyOS native app development鸿蒙原生应用开发
4 · 2024-03-06 → 2024-09-03
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Completed Beta version of HarmonyOS native applications for multiple apps including 'Jingcai Shenghuo' mobile banking, becoming first city commercial bank to do so.完成京彩生活手机银行等多款App的鸿蒙原生应用Beta版开发，成为首家城商行。
2024-03-06Bank of Beijing and Huawei completed the Beta version development of HarmonyOS native applications for multiple apps, including 'Jingcai Shenghuo' mobile banking, becoming the first city commercial bank to do so.北京银行与华为完成多款APP的鸿蒙原生应用Beta版本开发，包括“京彩生活”手机银行，成为首家完成的城市商业银行。
2024-07-29Bank of Beijing's Hongmeng version APP construction project for OCR recognition SDK was won by Beijing Huasheng Tiancheng Technology Co., Ltd.北京银行2024年生物特征仓库鸿蒙版APP建设OCR识别SDK项目由北京华胜天成科技股份有限公司中标。
2024-08-30Bank of Beijing registered a new software copyright for 'Jingcai Life' mobile banking HarmonyOS version APP 8.1.2; total software copyrights registered this year reached 11, up 175% year-on-year.北京银行新注册《“京彩生活”手机银行鸿蒙版APP8.1.2》软件著作权，今年以来新注册11个，同比增加175%。
2024-09-03Bank of Beijing registered software copyright for 'Jinghang Corporate Banking APP (HarmonyOS version) V5.2.2'.北京银行新注册《京行企业银行APP（鸿蒙版）V5.2.2》软件著作权。
Beijing首农食品集团 partnership北京首农食品集团战略合作
2 · 2024-03-08 → 2024-08-30
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Signed strategic cooperation agreement with Beijing首农 Food Group covering settlement, credit financing, and supply chain finance.与北京首农食品集团签署战略合作协议，涵盖结算、信贷融资和供应链金融。
2024-03-08Bank of Beijing signed a strategic cooperation agreement with Beijing首农食品集团 (Beijing首农 Food Group), covering settlement, credit financing, and supply chain finance.北京银行与北京首农食品集团签署战略合作协议，涵盖结算、信贷融资和供应链金融。
2024-08-30Bank of Beijing's board approved a 16 billion yuan related-party credit limit for Beijing Shounong Food Group and its subsidiaries, valid for 1 year.北京银行董事会审批通过给予北京首农食品集团有限公司及其下属企业集团限额160亿元的关联交易授信，有效期1年。
Zhongguancun Development Group partnership中关村发展集团战略合作
1 · 2024-03-11
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Signed strategic cooperation agreement with Zhongguancun Development Group covering fund investment, loan-equity linkage, park construction, and personal banking.与中关村发展集团签署战略合作协议，涵盖基金投资、投贷联动、园区建设和个人金融。
2024-03-11Bank of Beijing signed a strategic cooperation agreement with Zhongguancun Development Group, covering fund investment, loan-equity linkage, park construction, and personal banking.北京银行与中关村发展集团签署战略合作协议，涵盖基金投融资、投贷联动、园区建设及个人银行。
BeiYin Wealth Management fund partnership北银理财基金合作
1 · 2024-03-12
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Subsidiary BeiYin Wealth Management became a new partner in the Beijing China Mobile Digital New Economy Industry Fund with capital of RMB 7.275bn.子公司北银理财成为北京中移数字新经济产业基金新合伙人，基金规模72.75亿元。
2024-03-12Bank of Beijing's subsidiary 北银理财 (BeiYin Wealth Management) became a new partner in the Beijing China Mobile Digital New Economy Industry Fund (capital 7.275 billion yuan).北京银行旗下北银理财新增为北京中移数字新经济产业基金（出资额72.75亿元）的合伙人。
Kaiyuan Securities partnership开源证券战略合作
1 · 2024-03-14
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Signed strategic cooperation agreement with Kaiyuan Securities focusing on bond investment, asset management, and services for specialized and new enterprises.与开源证券签署战略合作协议，聚焦债券投资、资产管理和专精特新企业服务。
2024-03-14Bank of Beijing signed a strategic cooperation agreement with Kaiyuan Securities, focusing on bond investment, asset management, and services for '专精特新' (specialized and new) enterprises.北京银行与开源证券签署战略合作协议，聚焦债券投资、资产管理及服务“专精特新”企业。
Tang Yiming move to Huaxia Bank唐一鸣调任华夏银行
3 · 2024-03-20 → 2025-03-17
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Tang Yiming, former head of Bank of Beijing's Beijing branch, appointed as vice president of Huaxia Bank.北京银行北京分行原行长唐一鸣被任命为华夏银行副行长。
2024-03-20Tang Yiming, former head of Bank of Beijing's Beijing branch, was appointed as vice president of Huaxia Bank.原北京银行北京分行行长唐一鸣跨行出任华夏银行副行长。
2025-02-27Yang Shujian appointed as Party Secretary of Huaxia Bank, expected to become chairman after regulatory approval.杨书剑出任华夏银行党委书记，待监管核准后拟任董事长。
2025-03-17Huaxia Bank's board elected Yang Shujian, former president of Beijing Bank, as chairman of the board, subject to regulatory approval.华夏银行董事会选举原北京银行行长杨书剑为董事长，任职资格尚需监管核准。
Ant Group strategic partnership蚂蚁集团战略合作
1 · 2024-03-22
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Signed strategic cooperation agreement with Ant Group to collaborate on AI, big data, blockchain, and distributed databases for financial applications.与蚂蚁集团签署战略合作协议，在AI、大数据、区块链和分布式数据库领域合作。
2024-03-22Bank of Beijing signed a strategic cooperation agreement with Ant Group to collaborate on AI, big data, blockchain, and distributed databases for financial applications.北京银行与蚂蚁集团签署战略合作协议，在人工智能、大数据、区块链和分布式数据库领域开展合作。
Urumqi Guangming Road sub-branch penalty乌鲁木齐光明路支行处罚
2 · 2024-03-29 → 2024-04-01
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Fined RMB 600,000 for inadequate post-lending management and misappropriation of credit funds; deputy branch manager warned and fined.因贷后管理不到位、信贷资金被挪用被罚60万元，支行副行长被警告并罚款。
2024-03-29Bank of Beijing Urumqi Guangming Road sub-branch was fined 600,000 yuan for inadequate post-lending management and misappropriation of credit funds; the deputy branch manager was warned and fined 80,000 yuan.北京银行乌鲁木齐光明路支行因贷后管理不到位、信贷资金被挪用被罚60万元；副行长被警告并罚款8万元。
2024-04-01Bank of Beijing Urumqi Guangming Road Sub-branch fined 600,000 yuan by the Xinjiang Regulatory Bureau of the National Financial Regulatory Administration for inadequate post-loan management and misappropriation of credit funds; then-deputy branch manager Zhang Jianjian warned and fined 80,000 yuan.北京银行乌鲁木齐光明路支行因贷后管理不到位、信贷资金被挪用，被国家金融监督管理总局新疆监管局罚款60万元；时任副行长张健健被警告并罚款8万元。
China National Investment and Guaranty partnership中投保战略合作
1 · 2024-04-01
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Signed strategic cooperation agreement with China National Investment and Guaranty Corporation to deepen cooperation in specialized and new enterprises.与中国投融资担保股份有限公司签署战略合作协议，深化专精特新企业合作。
2024-04-01Bank of Beijing signed a strategic cooperation agreement with China National Investment and Guaranty Corporation (Zhongtoubao) to deepen cooperation in areas such as specialized and new ("专精特新") enterprises.北京银行与中国投融资担保股份有限公司签署战略合作协议，深化在专精特新等领域的合作。
OceanBase distributed database migrationOceanBase分布式数据库迁移
1 · 2024-04-02
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Completed migration of 104 business systems to OceanBase distributed database by end of 2023, leading among commercial banks in digital transformation.2023年底完成104个业务系统向OceanBase分布式数据库迁移，数字化转型领先同业。
2024-04-02Bank of Beijing completed the migration of 104 business systems to OceanBase distributed database by end of 2023, leading among commercial banks in digital transformation.截至2023年底，北京银行已有104个业务系统上线OceanBase分布式数据库，在商业银行数字化转型中走在前列。
Digital China Group partnership神州数码集团战略合作
2 · 2024-04-10 → 2024-07-31
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Signed strategic cooperation agreement with Digital China Group to jointly build a digital ecosystem focusing on Xinchuang and digital-cloud integration.与神州数码集团签署战略合作协议，共建数字生态，聚焦信创和数云融合。
2024-04-10Bank of Beijing signed a strategic cooperation agreement with Digital China Group to jointly build a digital ecosystem, focusing on areas such as Xinchuang (domestic IT) and digital-cloud integration.北京银行与神州数码集团签署战略合作协议，共同构建数字化生态，聚焦信创、数云融合等领域。
2024-07-31Bank of Beijing and Digital China jointly developed and launched the 'Shuju Zhiku' intelligent decision-making platform, based on the enterprise-level BI product DataShow, after 2 years of customization, with nearly 2,200 indicators and 115 dashboards online.北京银行与神州信息共同开发上线“数聚智库”智能决策平台，基于企业级BI产品DataShow，经2年定制化开发，梳理近2200个指标，完成115套看板上线。
2023 annual results and asset quality2023年年报及资产质量
3 · 2024-04-11 → 2024-04-12
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2023 revenue RMB 66.711bn (+0.66% YoY), net profit RMB 25.624bn (+3.49% YoY), NPL ratio 1.32% (down 0.11pp), provision coverage 216.78%.2023年营收667.11亿元（+0.66%），净利润256.24亿元（+3.49%），不良率1.32%（-0.11pp），拨备覆盖率216.78%。
2024-04-11Bank of Beijing released 2023 annual results: revenue 66.711 billion yuan (+0.66% YoY), net profit 25.624 billion yuan (+3.49% YoY), proposed dividend of 0.32 yuan per share.北京银行发布2023年年报：营业收入667.11亿元，同比增长0.66%；净利润256.24亿元，同比增长3.49%；拟每股派发现金红利0.32元。
2024-04-11Bank of Beijing's 2023 annual report showed NPL ratio of 1.32% (down 0.11pp YoY), provision coverage of 216.78% (up 6.74pp), and total assets of 3.75 trillion yuan (+10.65% YoY).北京银行2023年年报显示不良贷款率1.32%，较年初下降0.11个百分点；拨备覆盖率216.78%，较年初上升6.74个百分点；资产总额3.75万亿元，同比增长10.65%。
2024-04-12Bank of Beijing stated at the 2023 performance briefing that its net interest margin was 1.54% in 2023, down 0.22pp YoY; expects narrowing pace to slow in 2024.北京银行在2023年度业绩说明会上表示，2023年净息差为1.54%，同比下降0.22个百分点；预计2024年息差收窄幅度放缓。
Retail AUM and personal pension growth零售AUM及个人养老金增长
8 · 2024-04-11 → 2025-09-05
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2023 retail AUM reached RMB 1.0365 trillion (+6.32% YoY); personal pension accounts exceeded 1.3 million, first city commercial bank to break 1 million.2023年零售AUM达1.0365万亿元（+6.32%），个人养老金账户超130万户，首家突破百万的城商行。
2024-04-11Bank of Beijing's 2023 retail AUM reached 1.0365 trillion yuan (+6.32% YoY); retail revenue 24.39 billion yuan (+10.21% YoY); personal pension accounts exceeded 1.3 million, first city commercial bank to break 1 million.北京银行2023年零售AUM达10,365亿元，同比增长6.32%；零售营收243.90亿元，同比增长10.21%；个人养老金资金账户突破130万户，成为首家突破百万的城商行。
2024-04-12Bank of Beijing's retail business targets revenue contribution to exceed 40% in 2024, aiming for 45%.北京银行零售业务2024年目标营收贡献占比突破40%，力争达到45%。
2024-09-02Bank of Beijing's retail AUM (assets under management) exceeded 1.15 trillion yuan, up 11.3% from start of year; savings scale near 700 billion yuan.北京银行零售AUM（资产管理规模）突破1.15万亿元，较年初增长11.3%；储蓄规模近7000亿元。
2024-10-30Bank of Beijing reported that as of end-Q3 2024, its personal pension account base exceeded 1.5 million, ranking first among city commercial banks; retail AUM surpassed RMB 1.18 trillion.北京银行披露截至2024年三季度末，个人养老金账户规模突破150万户，居城商行首位；零售AUM突破1.18万亿元。
2024-11-13Bank of Beijing reported retail transformation progress: savings deposits exceeded 700 billion yuan, AUM reached 1,177.686 billion yuan (up 16.01% YoY), private banking clients increased 19.9% YTD to 16,768.北京银行披露零售转型进展：储蓄存款突破7000亿元，AUM达11776.86亿元（同比增长16.01%），私行客户较年初增长19.9%至16768户。
2025-04-15Beijing Bank 2024 annual report: retail AUM 1.22 trillion yuan (+17.25% YoY); individual loan balance 702.615 billion yuan; private banking clients exceeded 17,000.北京银行2024年报：零售AUM达1.22万亿元（同比+17.25%）；个贷余额7026.15亿元；私行客户数突破1.7万户。
2025-04-15Beijing Bank 2024 annual report: personal pension accounts exceeded 1.7 million; launched 'Jinghang Youyang' elderly care service brand.北京银行2024年报：个人养老金账户突破170万户；发布“京行悠养”养老金融服务品牌。
2025-09-05Bank of Beijing stated that retail business achieved 'quality and efficiency improvement', with retail funds of 1.3 trillion yuan, savings deposits over 790 billion yuan, and personal loans of 710 billion yuan, ranking first among city commercial banks.北京银行表示零售业务实现'质效提升'，零售资金量1.3万亿元、储蓄存款超7900亿元、个贷7100亿元，规模在城商行中领跑。
Specialized and new (专精特新) enterprise lending专精特新企业贷款
15 · 2024-04-11 → 2026-01-21
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2023 specialized and new enterprise customers exceeded 12,000 with loan balance of RMB 72.9bn (+187% YoY); launched 'Linghang e-Dai' 3.0; target to exceed RMB 100bn in 2024.2023年专精特新企业客户超12000户，贷款余额729亿元（+187%），推出领航e贷3.0，2024年目标超1000亿元。
2024-04-11Bank of Beijing's 2023 specialized and new ("专精特新") enterprise customers exceeded 12,000, with loan balance of 72.9 billion yuan (+187% YoY); launched "Linghang e-Dai" 3.0 online credit product.北京银行2023年专精特新企业客户超1.2万户，贷款余额729亿元，较年初增长187%；升级发布“领航e贷”3.0版。
2024-04-12Bank of Beijing targets specialized and new ("专精特新") loan balance to exceed 100 billion yuan in 2024, and plans to double the number of such enterprise customers to over 30,000.北京银行预计2024年专精特新贷款规模突破1000亿元，计划将专精特新企业客户数量翻番至3万家以上。
2024-04-26Bank of Beijing upgraded its "Linghang e-Dai" product to version 4.0 and launched the "Tong e-Rong" platform for one-stop financing services for specialized and new enterprises.北京银行将“领航e贷”升级至4.0版，并全新推出“统e融”平台，为专精特新企业提供一站式融资服务。
2024-05-13Bank of Beijing provided a 20 million yuan 'Linghang e-Dai' credit line to Beijing ZhiTong Precision Transmission Technology, a national-level specialized and new 'little giant' enterprise, for R&D and operations.北京银行向国家级专精特新“小巨人”企业北京智同精密传动科技有限责任公司提供2000万元“领航e贷”信用贷款，支持其研发和经营。
2024-06-26Bank of Beijing reported serving over 15,000 specialized and new (专精特新) enterprises with loan balances exceeding 88 billion yuan, ahead of its 2025 target.北京银行服务超1.5万家专精特新企业，贷款余额超880亿元，提前完成2025年万户目标。
2024-08-30Bank of Beijing upgraded its specialized and new enterprise online loan product 'Linghang e-Dai' to version 4.0; cumulative loans to over 5,400 specialized and new enterprises exceeded 75 billion yuan; sci-tech finance loan balance reached 337.9 billion yuan, up 30.3% from start of year.北京银行升级发布专精特新企业专属线上产品“领航e贷”4.0版本，累计为超5400户专精特新企业发放贷款超750亿元；科技金融贷款余额3379亿元，较年初增长30.3%。
2024-09-02Bank of Beijing upgraded its 'Linghang e-Dai' (Pilot e-Loan) for specialized and new (专精特新) enterprises to version 4.0, adding functions like renewal without repayment and dynamic credit increase; cumulative loans to over 5,400 such enterprises exceeded 75 billion yuan.北京银行升级专精特新企业专属线上产品“领航e贷”至4.0版本，新增无还本续贷、动态提额等功能；累计为超5400户专精特新企业发放贷款超750亿元。
2024-11-13Bank of Beijing reported that specialized and new (专精特新) loans exceeded 100 billion yuan, up 28 billion yuan YTD, achieving the 'Specialized and New · Trillion Action' target one year ahead of schedule.北京银行披露专精特新贷款余额突破1000亿元，较年初增长280亿元，提前一年完成“专精特新·千亿行动”目标。
2025-04-15Beijing Bank 2024 annual report: served over 20,000 specialized & new (专精特新) enterprises; loan balance to such firms 106.8 billion yuan, achieving 'Specialized & New·100 Billion Action' plan one year ahead.北京银行2024年报：服务专精特新客户突破2万户，专精特新贷款余额1068亿元，提前一年实现“专精特新·千亿行动”计划。
2025-04-15Beijing Bank 2024 annual report: launched 'Linghang e-Dai' 4.0 product for specialized & new enterprises; cumulative lending exceeded 100 billion yuan.北京银行2024年报：推出专精特新企业专属信贷产品“领航e贷”4.0版本，累计放款突破1000亿元。
2025-05-12Bank of Beijing upgraded its specialized and new (专精特新) product 'Linghang e-Loan' to 'Linghang AI Loan', with cumulative disbursements exceeding 100 billion yuan by end-2024.北京银行将专精特新专属产品'领航e贷'升级为'领航AI贷'，截至2024年末累计放款突破1000亿元。
2025-05-12Bank of Beijing announced a target to issue no less than 500 billion yuan in sci-tech enterprise loans and no less than 200 billion yuan in specialized and new (专精特新) loans over the next three years.北京银行宣布未来三年科技型企业贷款投放规模不低于5000亿元，专精特新贷款投放规模不低于2000亿元。
2025-09-05Bank of Beijing reported that its sci-tech finance loan balance reached 434.6 billion yuan as of end-June 2025, up 70.3 billion yuan (+19% from year-end), serving over 26,000 specialized and new enterprises.北京银行披露，截至2025年6月末科技金融贷款余额达4346亿元，较年初增加703亿元（+19%），服务专精特新企业超2.6万家。
2025-10-30Beijing Bank reports that as of Q3 2025, it has provided over 1.4 trillion yuan in credit to 58,000 tech SMEs, served over 29,000 specialized and new (专精特新) enterprises, and covered 82% of Beijing's ChiNext, 74% of STAR and BSE listed companies.北京银行披露截至2025年三季度末，已累计为5.8万家科技型中小微企业提供信贷资金超1.4万亿元，服务超2.9万家专精特新企业，覆盖北京82%的创业板、74%的科创板和北交所上市企业。
2026-01-21Bank of Beijing provided customized financing support to Beijing Huaxintai Technology Co., Ltd. for the development of a chip-scale atomic clock, and as of September 2025, served over 29,000 specialized and new (专精特新) enterprises with loan balances exceeding 120 billion yuan.北京银行为北京华信泰科技股份有限公司研制芯片级原子钟提供定制化融资支持；截至2025年9月末，服务专精特新企业超2.9万家，贷款余额突破1200亿元。
Green finance loan growth绿色贷款增长
13 · 2024-04-11 → 2026-05-22
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2023 green loan balance reached RMB 156.047bn (+41.47% YoY); included in PBOC carbon emission reduction support tool; launched 'Jinghang Carbon e-Loan'.2023年绿色贷款余额1560.47亿元（+41.47%），纳入央行碳减排支持工具，推出京行碳e贷。
2024-04-11Bank of Beijing's 2023 green loan balance reached 156.047 billion yuan (+41.47% YoY); included in PBOC carbon emission reduction support tool cooperation banks; launched "Jinghang Carbon e-Loan" product.北京银行2023年绿色贷款余额1,560.47亿元，较年初增长41.47%；入围中国人民银行碳减排支持工具合作银行；发布“京行碳e贷”。
2024-09-02Bank of Beijing released its 2023 Environmental Information Disclosure Report, disclosing green finance progress; signed a deepened green finance cooperation agreement with Beijing Green Exchange in 2023.北京银行发布《2023年环境信息披露报告》；2023年与北京绿色交易所签署深化绿色金融业务合作协议。
2024-09-09Bank of Beijing's green loan balance reached 195.786 billion yuan as of end-June, up 39.891 billion yuan or 25.59% from start of year; inclusive finance loan balance 287.446 billion yuan, up 45.348 billion yuan or 18.73%.截至6月末，北京银行绿色贷款余额1957.86亿元，较年初增加398.91亿元，增速25.59%；普惠金融贷款余额2874.46亿元，较年初增长453.48亿元，增速18.73%。
2024-09-18Bank of Beijing launched 'Waste-Free Loan' (无废贷), a dedicated green finance product for 'Zero-Waste City' construction, and signed strategic agreements with MEE Solid Waste Center, CAEP, Beijing Green Exchange, and CEC.北京银行发布服务“无废城市”的专属绿色金融产品“无废贷”，并与生态环境部固管中心、环境规划院、北京绿色交易所、中环联合认证中心签署战略合作协议。
2024-09-18Bank of Beijing, together with Beijing Water Authority and Beijing Green Exchange, launched 'Water-Saving Loan' (节水贷) product, with first deal signed with Beijing Drainage Group.北京银行与北京市水务局、北京绿色交易所合作发布“节水贷”产品，首单落地北京排水集团。
2024-12-20Beijing Bank, together with four environmental institutions, released the 'Guidance Catalogue for 'Zero-Waste City' Construction Projects (2025 Edition)', serving as the access standard for its 'Zero-Waste Loan' green financial product.北京银行与四家环保机构合作发布《“无废城市”建设项目指导目录（2025版）》，作为其“无废贷”绿色金融产品的准入依据。
2025-02-19Bank of Beijing discloses Q4 2024 carbon-reduction loans: 14 projects, 110.33 million yuan, weighted average rate 3.25%, driving annual carbon reduction of 25,727 tons CO2 equivalent.北京银行披露2024年第四季度碳减排贷款：14个项目，贷款金额1.1033亿元，加权平均利率3.25%，带动年度碳减排量25727吨二氧化碳当量。
2025-04-15Beijing Bank 2024 annual report: tech finance loan balance 364.279 billion yuan (+40.52% YoY); green finance loan balance 210.35 billion yuan (+43.11% YoY); inclusive finance loan balance 310.614 billion yuan (+28.30% YoY).北京银行2024年报：科技金融贷款余额3642.79亿元（同比+40.52%）；绿色金融贷款余额2103.5亿元（同比+43.11%）；普惠金融贷款余额3106.14亿元（同比+28.30%）。
2025-05-02Bank of Beijing released its 2024 ESG report, launched green finance products 'Waste-free Loan', 'Water-saving Loan', 'Green-brown Loan', and underwrote 14 green bonds totaling 3.042 billion yuan.北京银行发布2024年ESG报告，推出绿色金融产品'无废贷''节水贷''绿棕贷'，承销14只绿色债券合计30.42亿元。
2025-09-05Bank of Beijing reported that green finance loan balance reached 256.295 billion yuan as of end-June 2025, up 45.945 billion yuan (+21.84% from year-end).北京银行披露，截至2025年6月末绿色金融贷款余额达2562.95亿元，较年初增加459.45亿元（+21.84%）。
2025-11-15Bank of Beijing disclosed that in Q3 2025, under the carbon-emission-reduction supporting tool, it issued CNY 88.512 million in carbon-reduction loans to 5 projects at a weighted average rate of 2.97%, driving annual carbon reduction of 39,271.56 tonnes CO2 equivalent.北京银行披露，2025年第三季度在碳减排支持工具下，向5个项目发放碳减排贷款8851.21万元，加权平均利率2.97%，带动年度碳减排量39271.56吨二氧化碳当量。
2026-02-28Bank of Beijing's green finance product 'Waste-Free Loan' (Wufeidai) had cumulative disbursements of 6.6 billion yuan by end-2025, supporting the State Council's Solid Waste Comprehensive Treatment Action Plan.北京银行绿色金融专项产品“无废贷”截至2025年末累计落地金额达66亿元，支持国务院《固体废物综合治理行动计划》。
2026-05-22Bank of Beijing Suzhou Branch issued a sustainability-linked loan to Changshu Cultural Tourism Development Group, with biodiversity protection KPIs, supported by Green Finance Institute of CUFE.北京银行苏州分行向常熟文旅发展集团发放可持续发展挂钩贷款，以生物多样性保护为关键绩效指标，中财大绿金院提供学术支持。
Technology finance loan growth科技金融贷款增长
10 · 2024-04-11 → 2026-04-27
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2023 technology finance loan balance reached RMB 259.236bn (+33.10% YoY); added 16 new technology-focused sub-branches; balance reached RMB 337.9bn by mid-2024.2023年科技金融贷款余额2592.36亿元（+33.10%），新增16家科技特色支行，2024年中达3379亿元。
2024-04-11Bank of Beijing's 2023 technology finance loan balance reached 259.236 billion yuan (+33.10% YoY); added 16 new technology-focused sub-branches.北京银行2023年科技金融贷款余额2,592.36亿元，较年初增长33.10%；新增16家科技特色支行。
2024-06-20Bank of Beijing reported that as of end-May 2024, its technology finance loan balance reached nearly 320 billion yuan, up 23.4% from the start of the year, serving 44,000 tech SMEs.北京银行截至5月末科技金融贷款余额近3200亿元，较年初增长23.4%，累计服务4.4万家科技型中小微企业。
2024-07-02Bank of Beijing upgraded its technology finance model, adding 28 new technology-specialized/boutique sub-branches; technology finance balance reached 305.5 billion yuan at end of Q1 2024, up 17.8% from beginning of year.北京银行升级科技金融模式，新增科技特色/专营支行28家；一季度末科技金融余额3055亿元，较年初增长17.8%。
2024-08-30Bank of Beijing announced at H1 results briefing that it established 69 sci-tech characteristic specialized sub-branches and 29 specialized and new dedicated sub-branches, and formulated 20 measures to strengthen full-lifecycle sci-tech enterprise services.北京银行在中期业绩发布会上披露，已设立69家科技特色专营支行和29家专精特新专营支行，并制定20条举措加强科技型企业全生命周期服务。
2024-09-02Bank of Beijing's technology finance loan balance reached 337.9 billion yuan as of end-June, up 78.7 billion yuan from start of year, growth rate 30.3%; added 28 new technology specialty/dedicated sub-branches in H1.截至6月末，北京银行科技金融贷款余额3379亿元，较年初增787亿元，增速30.3%；上半年新增科技特色/专营支行28家。
2024-10-30Bank of Beijing reported that as of end-Q3 2024, tech finance loan balance grew 32.97% YoY, green finance 31.35%, inclusive finance 20.92%, and cultural finance 30.81%.北京银行披露截至2024年三季度末，科技金融贷款余额较年初增长32.97%，绿色金融增长31.35%，普惠金融增长20.92%，文化金融增长30.81%。
2025-04-15Beijing Bank 2024 annual report: launched 'Jingxin Linghang' tech finance service brand; built '1+18+N' specialized structure for tech finance.北京银行2024年报：焕新发布“京心领航”科技金融服务品牌，构建“1+18+N”科技金融专营架构。
2025-08-29Bank of Beijing's 2025 half-year report: technology finance loan balance 434.608 billion yuan, +19.31% from year-end; green finance loan balance 256.295 billion yuan, +21.84%; inclusive小微 loan balance 261.603 billion yuan, +17.27%; launched 'Kechuang e-Dai', 'e-Tou-Dai', and 'R&D Loan' products.北京银行2025年半年报：科技金融贷款余额4346.08亿元，较年初增长19.31%；绿色金融贷款余额2562.95亿元，增长21.84%；普惠型小微贷款余额2616.03亿元，增长17.27%；推出“科创e贷”“e投贷”“研发贷”等产品。
2025-10-30Beijing Bank's technology finance loan balance reaches 437.71 billion yuan, up 20.16% from year-end; green finance loan balance 265.456 billion yuan, up 26.20%; inclusive small-micro enterprise loan balance 260.81 billion yuan, up 16.91%.北京银行科技金融贷款余额4377.10亿元，较年初增长20.16%；绿色金融贷款余额2654.56亿元，增长26.20%；普惠型小微企业贷款余额2608.10亿元，增长16.91%。
2026-04-272025 annual report: technology finance loan balance RMB 448.997 billion, up 23.26% from start of year; served over 30,000 specialized and new enterprises; green finance loan balance RMB 255.953 billion, up 26.95%.2025年年报：科技金融贷款余额4489.97亿元，较年初增长23.26%；服务专精特新企业超3万家；绿色金融贷款余额2559.53亿元，增长26.95%。
Inclusive finance loan growth普惠金融贷款增长
4 · 2024-04-11 → 2025-09-09
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2023 inclusive finance loan balance reached RMB 231.516bn (+34.5% YoY); launched 'Xiaojuren' inclusive finance APP 3.0.2023年普惠金融贷款余额2315.16亿元（+34.5%），推出小巨人普惠金融APP 3.0。
2024-04-11Bank of Beijing's 2023 inclusive finance loan balance reached 231.516 billion yuan (+34.5% YoY); launched "Xiaojuren" inclusive finance APP 3.0.北京银行2023年普惠金融贷款余额2,315.16亿元，较年初增长34.5%；上线“小巨人”普惠金融APP 3.0版。
2024-08-16Bank of Beijing waived fees for small and micro enterprises on Chinese/English deposit certificates and confirmation letters for online channels, effective August 7, 2024.北京银行自2024年8月7日起对小微企业及线上渠道的中英文存款证明和询证函手续费进行减免。
2025-08-29Bank of Beijing upgraded its digital inclusive finance to 2.0 stage, formulated the 'Inclusive Finance Development Plan (2025-2029)', and enhanced the 'Tong e-Rong' one-stop financing service platform with new products including 'Ai Xin Dai', 'Kechuang e-Dai', and 'Diya Kuai Dai'.北京银行数字化普惠金融升级至2.0阶段，制定《普惠金融发展规划（2025-2029年）》，升级“统e融”一站式融资服务平台，新增“爱薪贷”“科创e贷”“抵押快贷”等产品。
2025-09-09Tianyang Hongye Technology won a bid for Bank of Beijing's 2025 'Tongerong 2.0' inclusive business standard model project with a bid amount of 3.68 million yuan.天阳宏业科技中标北京银行2025年统e融2.0普惠业务标准模式项目，中标金额368万元。
Industrial Bank related-party credit facility兴业银行关联授信
1 · 2024-04-12
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Board approved a related-party credit facility of RMB 40bn to Industrial Bank, valid for 2 years.董事会批准给予兴业银行400亿元关联授信额度，有效期2年。
2024-04-12Bank of Beijing's board approved a related-party credit facility of 40 billion yuan to Industrial Bank, valid for 2 years.北京银行董事会审议通过向兴业银行授予人民币400亿元关联授信额度，有效期2年。
Strategic cooperation MoUs战略合作备忘录
37 · 2024-04-26 → 2026-06-03
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Bank of Beijing signed strategic cooperation agreements with various government entities, enterprises, and financial institutions covering technology finance, green finance, supply chain finance, and digital transformation.北京银行与多家政府机构、企业及金融机构签署战略合作协议，涵盖科技金融、绿色金融、供应链金融及数字化转型等领域。
2024-04-26Bank of Beijing signed a strategic cooperation agreement on intellectual property finance with the Beijing Municipal Intellectual Property Office.北京银行与北京市知识产权局签约知识产权金融战略合作协议。
2024-06-18Bank of Beijing signed a strategic cooperation agreement with Beijing Public Housing Center to support capital housing system construction, including REITs expansion and digital yuan.北京银行与北京保障房中心签署战略合作协议，支持首都住房保障体系建设，涵盖公募REITs扩募和数字人民币等领域。
2024-06-19Bank of Beijing signed a comprehensive strategic cooperation agreement with Tianjin Municipal Government to support technology innovation and industrial upgrading.北京银行与天津市人民政府签署全面战略合作协议，支持科技创新和产业升级。
2024-07-02Bank of Beijing signed a strategic cooperation agreement with iFlytek to jointly explore AI large-model applications in finance and empower digital transformation.北京银行与科大讯飞签署战略合作协议，共同探索智能大模型在金融领域的场景应用，赋能数字化转型。
2024-07-05Bank of Beijing signed a strategic cooperation agreement with Beijing Daily Newspaper Group to provide customized financial services including settlement, cash management, salary agency, third-generation social security card, personal pension, and private banking.北京银行与北京日报报业集团签署战略合作协议，提供账户结算、现金管理、工资代发、第三代社保卡换发、个人养老金、私人银行等定制金融服务。
2024-07-10Bank of Beijing signed a strategic cooperation agreement with Capital Exhibition Group and was awarded the title of vice-chairman unit of the China International Fair for Trade in Services (CIFTIS) Exhibitors Alliance.北京银行与首都会展集团签署战略合作协议，获授“中国国际服务贸易交易会展商联合会副理事长单位”。
2024-07-12Bank of Beijing chairman Huo Xuewen met with Jinan municipal party secretary Liu Qiang; both sides agreed to deepen cooperation in sci-tech finance, talent finance, wealth management, and child-friendly banking.北京银行董事长霍学文会见济南市委书记刘强，双方同意在科创金融、人才金融、财富管理、儿童友好等方面深化合作。
2024-07-23Bank of Beijing signed a strategic cooperation agreement with Beijing Mentougou District government to support the 'Western Beijing AI Valley' development and high-quality growth.北京银行与北京市门头沟区人民政府签署战略合作协议，支持“京西智谷”建设和高质量发展。
2024-08-21Bank of Beijing signed a comprehensive strategic cooperation agreement with Nanjing Municipal Government, focusing on sci-tech finance, talent finance, and comprehensive credit, and inaugurated the Bank of Beijing (Nanjing) Sci-Tech Finance Service Center.北京银行与南京市人民政府签署全面战略合作协议，聚焦科创金融、人才金融等领域，并揭牌北京银行（南京）科创金融服务中心。
2024-09-12Bank of Beijing signed a comprehensive strategic cooperation agreement with Hanwang Technology (汉王科技) to jointly explore 'AI + finance' scenarios including financial industry large models, paperless signature services, etc.北京银行与汉王科技达成全面战略合作协议，共同探索“人工智能+金融”场景创新应用，包括金融行业大模型、无纸化签批服务等。
2024-09-12Bank of Beijing signed a comprehensive strategic cooperation agreement with Beijing Construction Engineering Group (北京建工), focusing on credit support, supply-chain finance, green finance, and full-lifecycle financial services.北京银行与北京建工集团签署全面战略合作协议，重点在信贷支持、供应链金融、绿色金融及全生命周期金融服务等领域合作。
2024-10-10Bank of Beijing signed a strategic cooperation agreement with Haier Group, covering M&A finance, consumer finance, supply chain finance, digital finance, and cross-border finance.北京银行与海尔集团签署战略合作协议，涵盖并购金融、消费金融、供应链金融、数字金融和跨境金融等领域。
2024-10-16Bank of Beijing Beijing Branch signed a strategic cooperation agreement with Zhongguancun Unicorn Enterprise Development Alliance to build a 'Unicorn Home' and facilitate market connections.北京银行北京分行与中关村独角兽企业发展联盟签署战略合作协议，打造“独角兽之家”，搭建市场对接平台。
2024-10-21Bank of Beijing Suzhou Branch signed strategic cooperation agreements with CICC Suzhou, the Next-Generation AI Industry Technology Innovation Alliance, and Suzhou Aviation Industry Development Co., covering equity-debt linkage and industry collaboration.北京银行苏州分行与中金公司苏州分公司、新一代人工智能产业技术创新战略联盟、苏州市航空产业发展有限公司签署战略合作协议，涉及股债联动和产业共建。
2024-11-05Bank of Beijing signed a strategic cooperation agreement with China United Insurance Group, covering supply chain finance, rural 'insurance + credit + futures', retail finance, and inclusive finance.北京银行与中华保险集团签署战略合作协议，涵盖供应链金融、农村领域“保险+信贷+期货”、零售金融和普惠金融等领域。
2024-11-11Bank of Beijing Chairman Huo Xuewen met with Shanghai Clearing House Chairman Ma Jianyang to deepen cooperation in clearing, issuance, registration, custody, and risk management.北京银行董事长霍学文与上海清算所董事长马贱阳会晤，深化在清算、发行登记托管结算和风险管理等领域的合作。
2024-11-19Bank of Beijing signed a strategic cooperation agreement with Beijing Environmental Sanitation Group, covering technology finance, green finance, and comprehensive financial services.北京银行与北京环卫集团签署战略合作协议，涵盖科技金融、绿色金融和综合金融服务。
2024-11-21Bank of Beijing signed a strategic cooperation agreement with Industrial Securities, covering wealth management, bond underwriting, research services, asset management, and custody.北京银行与兴业证券签署战略合作协议，涵盖财富管理、债券承销、研究服务、资产管理和资产托管等领域。
2024-11-27Bank of Beijing signed a strategic cooperation agreement with Haidian District Government to support high-tech industries, major scientific research platforms, and the Zhongguancun Science City North Area.北京银行与海淀区政府签署战略合作协议，支持高精尖产业、重大科研平台和中关村科学城北区建设。
2025-03-10Beijing Bank, Huaxia Bank, and Beijing Rural Commercial Bank signed a strategic cooperation agreement to jointly advance the 'five major articles' of finance and serve the high-quality development of the capital.北京银行、华夏银行、北京农商银行签署战略合作协议，共同推进金融“五篇大文章”，服务首都高质量发展。
2025-03-31Beijing Bank Nanjing branch signed a strategic cooperation agreement with Jianye District Government and launched the 'eJian Jingcai Keji+' sci-tech finance brand system.北京银行南京分行与南京市建邺区政府签署战略合作协议，并发布“e建京彩‘科创+’”科创金融品牌服务体系。
2025-04-16Beijing Bank Nanjing Branch signed strategic agreement with Jianye District government; jointly launched 'e Jian Jingcai Keji+' sci-tech finance brand service system.北京银行南京分行与建邺区政府签署战略协议，联合发布e建京彩“科创+”科创金融品牌服务体系。
2025-04-22Beijing Bank Urumqi Branch signed SME financial services strategic cooperation agreement with Xinjiang Production and Construction Corps Industry and Information Technology Bureau.北京银行乌鲁木齐分行与兵团工业和信息化局签署中小企业金融服务战略合作协议。
2025-07-09Hainan Governor Liu Xiaoming met with Bank of Beijing Chairman Huo Xuewen to discuss cooperation in shipping finance, marine finance, cross-border finance, and cross-border payments under the Hainan Free Trade Port.海南省省长刘小明会见北京银行董事长霍学文，探讨在海南自贸港框架下合作发展航运金融、海洋金融、跨境金融和跨境支付。
2025-07-28Bank of Beijing signed a comprehensive strategic cooperation agreement with Jiujiang municipal government, and its Jiujiang branch officially opened in Jiangxi province.北京银行与九江市人民政府签署全面战略合作协议，北京银行九江分行正式开业。
2025-08-29Bank of Beijing signed a strategic cooperation agreement with Lenovo Group to strengthen AI cooperation, jointly establish an AI lab, and accelerate digital transformation for SMEs.北京银行与联想集团签署战略合作协议，加强人工智能领域合作，共同成立人工智能实验室，加速中小企业数字化转型。
2025-08-30Bank of Beijing signed a strategic cooperation agreement with Lenovo Group to strengthen AI cooperation, establish a joint AI laboratory, and accelerate digital transformation of SMEs.北京银行与联想集团签署战略合作协议，加强人工智能领域合作，成立人工智能实验室，携手加速中小企业数字化转型。
2025-10-14Beijing Bank signs strategic cooperation agreement with China Orient Asset Management Co., Ltd. to deepen collaboration in non-performing asset disposal, treasury business, and subsidiary coordination.北京银行与中国东方资产管理股份有限公司签署战略合作协议，围绕不良资产处置、资金业务、子公司协同等领域深化合作。
2025-12-01Bank of Beijing Chairman Huo Xuewen visited Liaoning Fangda Group and China Chemical Engineering Group to discuss deepening financial cooperation, including M&A loans, asset securitization, cross-border finance, and treasury building.北京银行董事长霍学文访问辽宁方大集团和中国化学工程集团，讨论深化金融合作，包括并购贷款、资产证券化、跨境金融和司库建设。
2025-12-16Agricultural Development Bank of China signed a strategic cooperation agreement with Bank of Beijing to deepen collaboration in credit, investment-loan linkage, bond underwriting, and fund settlement, focusing on rural revitalization.中国农业发展银行与北京银行签订战略合作协议，深化信贷、投贷联动、债券承销和资金结算合作，聚焦乡村振兴。
2026-01-28Bank of Beijing Suzhou branch signed strategic cooperation agreements with Suzhou Citizen Card Co., Ltd. and Suzhou Industrial Park Health Elderly Care Industry Development Co., Ltd., focusing on digital age-friendly services and康养 industry upgrades.北京银行苏州分行分别与苏州市民卡有限公司、苏州工业园区健康养老产业发展有限公司签订战略合作协议，聚焦数字适老服务创新和康养产业升级。
2026-04-03Signed strategic cooperation agreement with Yidu Technology, providing a comprehensive credit line of RMB 500 million for AI medical R&D and global expansion, and cooperating on smart medical services and 'medical insurance + commercial insurance + personal credit' seamless payment.与医渡科技签署战略合作协议，提供5亿元综合授信额度用于AI医疗研发和全球拓展，合作智慧医疗服务及“医保+商保+个人信用额”无感支付。
2026-04-03Signed strategic cooperation agreement with China Energy Conservation and Environmental Protection Group (CECEP) to deepen green finance cooperation, supporting CECEP's main business development and technological innovation.与中国节能环保集团签署战略合作协议，深化绿色金融合作，支持中国节能主业发展和科技创新。
2026-04-14Signed strategic cooperation agreement with China National Building Material Group (CNBM) to provide comprehensive financial services supporting CNBM's '15th Five-Year' strategy, covering internationalization, digital transformation, and capital operations.与中国建材集团签署战略合作协议，提供全方位综合金融服务，支持其“十五五”战略，涵盖国际化、数字化转型和资本运作。
2026-04-30Signed strategic cooperation agreement with Beijing Supply and Marketing Cooperative to deepen 'supply and marketing + finance' integration, covering comprehensive credit, bond investment, and public-private linkage.与北京市供销合作总社签署战略合作协议，深化“供销+金融”融合，涵盖综合授信、债券投资、公私联动等。
2026-05-21Bank of Beijing signed a strategic cooperation agreement with Beijing Aging Industry Association to deepen elderly financial services; personal pension account openings ranked first among city commercial banks nationwide.北京银行与北京市老龄产业协会签署战略合作协议，深耕养老金融；个人养老金开户规模居全国城商行首位。
2026-06-03Bank of Beijing signed a strategic cooperation agreement with Bohai Bank covering corporate finance, syndicated loans, wealth management, and Beijing-Tianjin-Hebei regional development.北京银行与渤海银行签署战略合作协议，涵盖公司金融、银团贷款、财富管理及京津冀协同发展等领域。
Q1 2024 results2024年一季报
2 · 2024-04-29 → 2024-05-06
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Q1 2024 revenue RMB 17.69bn (+7.85% YoY), net profit RMB 7.864bn (+4.95% YoY), NPL ratio 1.31% (down 0.01pp from end-2023).2024年一季度营收176.9亿元（+7.85%），净利润78.64亿元（+4.95%），不良率1.31%。
2024-04-29Bank of Beijing released Q1 2024 results: revenue 17.69 billion yuan (+7.85% YoY), net profit 7.864 billion yuan (+4.95% YoY), NPL ratio 1.31% (down 0.01pp from end-2023).北京银行发布2024年一季报：营业收入176.9亿元，同比增长7.85%；净利润78.64亿元，同比增长4.95%；不良贷款率1.31%，较年初下降0.01个百分点。
2024-05-06Bank of Beijing reported Q1 2024 results: revenue up 7.85% YoY to 17.69 billion yuan, net profit up 4.95% to 7.864 billion yuan; total assets 3.89 trillion yuan, NPL ratio 1.31% (down 1bp from start of year), provision coverage 213.13%.北京银行发布2024年一季报：营收同比增长7.85%至176.9亿元，净利润同比增长4.95%至78.64亿元；总资产3.89万亿元，不良贷款率1.31%（较年初下降1bp），拨备覆盖率213.13%。
PICC Life Insurance partnership人保寿险战略合作
1 · 2024-04-29
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Signed strategic cooperation agreement with PICC Life Insurance to jointly develop insurance products including personal pension products.与人保寿险签署战略合作协议，共同开发包括个人养老金产品在内的保险产品。
2024-04-29Bank of Beijing signed a strategic cooperation agreement with PICC Life Insurance to jointly develop insurance products including personal pension products.北京银行与人保寿险签署战略合作框架协议，共同开发包括个人养老金产品在内的保险产品。
Vice President Han Xu resignation韩旭副行长辞职
1 · 2024-05-08
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Vice President Han Xu resigned due to job transfer to Beijing Municipal Financial Affairs Office.副行长韩旭因工作调动辞职，调任北京市地方金融管理局副局长。
2024-05-08Vice President Han Xu resigned due to job transfer; he has taken up the posts of Deputy Director of the Beijing Municipal Financial Affairs Office, member of the Beijing Municipal Financial Work Committee, and Deputy Director of the Beijing Local Financial Administration Bureau.副行长韩旭因工作调动辞职，已履新北京市委金融办副主任、中共北京市委金融工作委员会委员、北京市地方金融管理局副局长。
Renminbi Gun Gun Li product termination人民币滚滚利产品终止
1 · 2024-05-10
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Terminated 'Renminbi Gun Gun Li' product from May 14, 2024; funds automatically transferred to linked demand deposit account.自2024年5月14日起终止人民币滚滚利产品，资金自动转入关联活期账户。
2024-05-10Bank of Beijing will terminate its 'Renminbi Gun Gun Li' product from May 14, 2024; account top-up will be disabled and all funds will be automatically transferred to the linked demand deposit account.北京银行将于2024年5月14日起终止“人民币滚滚利”产品，关停资金转入功能，全部资金及利息自动转入活期存款账户。
2024 second tranche financial bonds2024年第二期金融债
1 · 2024-05-10
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Successfully issued RMB 12bn of 3-year fixed-term financial bonds at coupon rate 2.20%, with subscription multiple of 2.58x.成功发行120亿元3年期固定利率金融债，票面利率2.20%，认购倍数2.58倍。
2024-05-10Bank of Beijing successfully issued the 2024 second tranche of financial bonds: 12 billion yuan, 3-year fixed term, coupon rate 2.20%, subscription multiple 2.58x.北京银行成功发行2024年第二期金融债，规模120亿元，固定期限3年，票面利率2.20%，全场认购倍数2.58倍。
Zhonghui Life Insurance partnership中汇人寿战略合作
1 · 2024-05-13
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Signed strategic cooperation agreement with Zhonghui Life Insurance (Central Huijin subsidiary) to jointly develop differentiated products.与中汇人寿（中央汇金子公司）签署战略合作协议，共同开发差异化产品。
2024-05-13Bank of Beijing signed a strategic cooperation agreement with Zhonghui Life Insurance (a Central Huijin subsidiary) to jointly develop differentiated products and deepen cooperation models.北京银行与中汇人寿保险股份有限公司（中央汇金旗下）签署战略合作协议，共同构建特色化产品体系，探索深层次合作模式。
Small-value payment system upgrade小额支付系统升级
9 · 2024-05-14 → 2026-03-24
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Suspended small-value payment system from 19:00 to 19:30 on May 14 for system upgrade, affecting cross-bank incoming transfers.5月14日19:00-19:30暂停小额支付系统服务进行升级，影响跨行来账业务。
2024-05-14Bank of Beijing suspended its small-value payment system from 19:00 to 19:30 on May 14 for system upgrade, affecting cross-bank incoming transfers.北京银行于2024年5月14日19:00至19:30暂停小额支付系统运行，进行系统升级，影响跨行收款业务。
2024-07-30Bank of Beijing's official website was scheduled for system upgrade and maintenance from 22:00 to 22:30 on July 30, 2024, with temporary service suspension.北京银行官网于2024年7月30日22:00-22:30进行系统升级维护，期间暂停对外服务。
2025-01-02Bank of Beijing conducted core system maintenance on Jan 1, 2025, 05:30-08:25 Beijing time, causing intermittent interruption of most financial services except credit card consumption and repayments via Alipay, WeChat, UnionPay QuickPass.北京银行于2025年1月1日05:30-08:25进行核心业务系统维护，除信用卡消费及支付宝、微信、云闪付还款外，其他金融服务间歇性中断。
2025-01-20Bank of Beijing announced online banking interbank payment system maintenance on Jan 22, 2025, 00:30-01:00 Beijing time, suspending external services.北京银行公告将于2025年1月22日00:30-01:00进行网银跨行支付系统维护，期间停止对外服务。
2025-08-28Bank of Beijing announced a system upgrade: large-value and small-value payment systems will be suspended from 00:30 to 01:00 on September 5, 2025, affecting cross-bank receipt transactions.北京银行公告：2025年9月5日00:30至01:00期间暂停大额支付系统和小额支付系统运行，影响跨行收款业务。
2025-09-08Bank of Beijing announced system upgrade: large-value and small-value payment systems will be suspended from 00:30 to 01:00 on September 10, 2025.北京银行公告，因系统升级，将于2025年9月10日00:30至01:00暂停大额支付系统和小额支付系统运行。
2025-09-09Bank of Beijing announced that its official website homepage system will undergo upgrade from 22:00 to 22:15 on September 9, 2025, with temporary service suspension.北京银行公告，官网主页系统将于2025年9月9日22:00-22:15进行升级改造，届时暂停对外服务。
2026-03-06Bank of Beijing announced scheduled system maintenance for the small-value payment system and online cross-bank clearing system on multiple dates in 2026, causing temporary service interruptions.北京银行公告2026年多个日期将暂停小额支付系统和网上支付跨行清算系统服务，进行系统维护。
2026-03-24Bank of Beijing announced a scheduled upgrade of its official website system on March 24, 2026, from 22:30 to 23:00, with intermittent downtime.北京银行公告2026年3月24日22:30-23:00对官网系统进行维护升级，期间将间歇性停机。
Dajia Insurance Group partnership大家保险集团战略合作
1 · 2024-05-15
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Signed strategic cooperation agreement with Dajia Insurance Group to deepen cooperation in exclusive insurance product development, financing, credit, and asset referral.与大家保险集团签署战略合作协议，深化专属保险产品开发、融资、信贷和资产推荐合作。
2024-05-15Bank of Beijing signed a strategic cooperation agreement with Dajia Insurance Group to deepen cooperation in exclusive insurance product development, financing, credit, asset referral, and equity-debt linkage.北京银行与大家保险集团签署战略合作协议，深化专属保险产品开发、融资授信、资产推荐、股债联动等领域合作。
Lianhe Credit Rating AAA affirmation联合资信AAA评级确认
1 · 2024-05-16
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Lianhe Credit Rating affirmed Bank of Beijing's 2023 issuer credit rating at 'AAA' with stable outlook.联合资信确认北京银行2023年主体信用评级为AAA，展望稳定。
2024-05-16Lianhe Credit Rating affirmed Bank of Beijing's 2023 issuer credit rating at 'AAA' with stable outlook, citing strong market position and asset quality, but noting profitability pressure and core capital replenishment needs.联合资信评定北京银行2023年主体信用评级为“AAA”，评级展望“稳定”，肯定其市场地位和资产质量，同时关注盈利增长压力和核心资本补充压力。
Jing e-Dai – Youqi Dai (Xinfadi market)京e贷·优企贷（新发地市场）
2 · 2024-05-16 → 2025-06-09
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Launched 'Jing e-Dai – Youqi Dai', a dedicated loan policy for the Xinfadi market scenario, providing working capital loans up to RMB 10m for small and micro merchants.推出京e贷·优企贷，为新发地市场场景提供最高1000万元流动资金贷款。
2024-05-16Bank of Beijing launched 'Jing e-Dai – Youqi Dai', a dedicated loan policy for the Xinfadi market scenario, providing working capital loans up to 10 million yuan for small and micro merchants.北京银行推出针对新发地市场交易场景的“京e贷—优企贷”专属贷款政策，为小微商户提供最高1000万元流动资金贷款。
2025-06-09Bank of Beijing launched a smart cashier system for the meat trading hall at Beijing Xinfadi Agricultural Products Wholesale Market, enabling unified weighing, integrated finance and accounting, aggregated payment, and traceable transactions.北京银行上线北京新发地农产品批发市场肉类交易大厅智慧收银系统，实现统一称重、业财一体、聚合支付和交易可溯。
Vanke loan facility万科贷款
1 · 2024-05-17
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Vanke obtained loans from Bank of Beijing totaling RMB 2.464bn with 10-year terms, secured by property mortgages from six subsidiaries.万科获得北京银行合计24.64亿元贷款，期限10年，由六家子公司房产抵押。
2024-05-17Vanke obtained loans from Bank of Beijing totaling 2.464 billion yuan (1.963 billion yuan as co-borrower with subsidiaries, 501 million yuan as borrower), with 10-year terms, secured by property mortgages from six subsidiaries.万科向北京银行申请贷款合计24.64亿元（其中19.63亿元为子公司共同借款，5.01亿元为万科借款），期限10年，由六家控股子公司以房地产项目抵押担保。
Huatai Asset Management partnership华泰资产战略合作
1 · 2024-05-21
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Signed strategic cooperation agreement with Huatai Asset Management to deepen cooperation in settlement, fund financing, custody, and pension finance.与华泰资产签署战略合作协议，深化结算、基金融资、托管和养老金融合作。
2024-05-21Bank of Beijing signed a strategic cooperation agreement with Huatai Asset Management to deepen cooperation in settlement, fund financing, custody, channel, proprietary investment, and pension finance.北京银行与华泰资产管理有限公司签署战略合作协议，深化结算、资金融通、托管、渠道、自营投资、养老金融等领域合作。
Supervisory Board Chairperson Zeng Ying resignation监事会主席曾颖辞职
2 · 2024-05-22 → 2024-12-25
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Supervisory Board Chairperson Zeng Ying resigned due to reaching retirement age, effective May 21, 2024.监事会主席曾颖因达到退休年龄辞职，自2024年5月21日起生效。
2024-05-22Supervisory Board Chairperson Zeng Ying resigned due to reaching retirement age, effective May 21, 2024; her employee supervisor role will cease upon election of a successor.监事长曾颖因到龄退休辞职，自2024年5月21日生效，职工监事职务辞职将待新任职工监事选举产生后生效。
2024-12-25External Supervisor Li Jian resigned after serving 6 years; employee supervisor Zeng Ying's resignation also took effect on December 24, 2024.外部监事李健因任职满6年辞职，职工监事曾颖的辞任亦于2024年12月24日生效。
Chunli Medical structured deposit春立医疗结构性存款
1 · 2024-05-23
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Chunli Medical subscribed to a RMB 335m structured deposit product from Bank of Beijing (Daxing sub-branch) using temporarily idle funds from its A-share public offering.春立医疗使用A股公开发行暂时闲置资金认购北京银行大兴支行3.35亿元结构性存款。
2024-05-23Chunli Medical subscribed to a 335 million yuan structured deposit product from Bank of Beijing (Daxing sub-branch) using temporarily idle funds from its A-share public offering.春立医疗使用A股公开发行临时闲置募集资金，认购北京银行（大兴支行）3.35亿元结构性存款产品。
Zhongqi Yunlian supply chain finance deepening中企云链供应链金融深化
2 · 2024-05-28 → 2025-07-18
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Deepened cooperation with Zhongqi Yunlian on supply chain finance, leveraging the 'Jinghang e-Lian Tong' brand and '1+3+N' service system.与中企云链深化供应链金融合作，运用京行e链通品牌和1+3+N服务体系。
2024-05-28Bank of Beijing deepened cooperation with Zhongqi Yunlian (China Enterprise Cloud Chain) on supply chain finance, leveraging the 'Jinghang e-Lian Tong' brand and '1+3+N' service system to serve the whole-chain ecosystem.北京银行与中企云链深化供应链金融合作，依托“京行e链通”品牌和“1+3+N”服务体系，服务全链场景产业链生态圈。
2025-07-18Bank of Beijing showcased supply chain finance and cross-border finance innovations under brands 'Jinghang e-Lian Tong' and 'Foreign Exchange Jing管家' at a supply chain expo, including 'Miao e Rong' for instant financing.北京银行在供应链博览会上展示“京行e链通”和“外汇京管家”双品牌下的供应链金融与跨境金融创新成果，包括“秒e融”秒级到账融资。
Hangzhou branch rename (QinQin Home to Liangzhu)杭州支行更名（亲亲家园→良渚文化村）
1 · 2024-05-31
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Hangzhou QinQin Home Community Sub-branch renamed to Hangzhou Liangzhu Cultural Village Community Sub-branch.杭州亲亲家园社区支行更名为杭州良渚文化村社区支行。
2024-05-31Bank of Beijing's Hangzhou QinQin Home Community Sub-branch was approved by the Zhejiang Financial Regulatory Bureau to rename to Hangzhou Liangzhu Cultural Village Community Sub-branch.国家金融监督管理总局浙江监管局批复同意北京银行杭州亲亲家园社区支行更名为杭州良渚文化村社区支行。
Nanchang branch penalty for case reporting failure南昌分行案件信息报送处罚
1 · 2024-06-03
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Nanchang Branch fined RMB 300,000 for failing to report case information as required.南昌分行因未按规定报送案件信息被罚30万元。
2024-06-03Bank of Beijing Nanchang Branch fined 300,000 yuan for failing to report case information as required.北京银行南昌分行因未按规定报送案件信息被罚款30万元。
Digital RMB system upgrade数字人民币系统升级
1 · 2024-06-04
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Suspended digital RMB system services from 22:30 to 23:00 on June 4 for system upgrade.6月4日22:30-23:00暂停数字人民币系统服务进行升级。
2024-06-04Bank of Beijing suspended digital RMB system services from 22:30 to 23:00 on June 4 for system upgrade.北京银行于6月4日22:30至23:00暂停数字人民币业务系统服务以进行系统升级。
Data asset pledge loan (Shunxin Futong)数据资产质押贷款（顺信富通）
2 · 2024-06-06 → 2025-05-07
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Tongzhou sub-branch issued a RMB 4.4m data asset pledge loan to Shunxin Futong, the first of its kind registered at Beijing International Big Data Exchange.通州支行向顺信富通发放440万元数据资产质押贷款，为北京国际大数据交易所首单。
2024-06-06Bank of Beijing Tongzhou sub-branch issued a 4.4 million yuan data asset pledge loan to Shunxin Futong, the first of its kind registered at Beijing International Big Data Exchange.北京银行城市副中心分行向顺鑫福通发放440万元数据资产质押贷款，为北京国际大数据交易所首笔质押登记贷款。
2025-05-07Bank of Beijing Beijing Branch, together with Mentougou District and Beijing International Big Data Exchange, issued a 10 million yuan digital asset pledge loan to Shengteng Company, the first natural scenery data asset pledge in China.北京银行北京分行联合门头沟区及北京国际大数据交易所，为昇腾公司发放1000万元数字资产质押融资，为全国首笔自然景物数据资产质押业务。
Jinan Binhe Small Micro Sub-branch penalty济南滨河小微支行处罚
1 · 2024-06-07
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Fined RMB 350,000 for inadequate loan management, seriously violating prudent operation rules.因贷款管理不到位、严重违反审慎经营规则被罚35万元。
2024-06-07Bank of Beijing Jinan Binhe Small Micro Sub-branch fined 350,000 yuan for inadequate loan management, seriously violating prudent operation rules.北京银行济南分行滨河小微支行因贷款管理不到位、严重违反审慎经营规则被罚款35万元。
Fitch rating affirmation and upgrade惠誉评级确认与上调
3 · 2024-06-11 → 2026-05-15
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Fitch affirmed long-term foreign-currency IDR at 'BB+' in June 2024, then upgraded to 'BBB-' in May 2025 with stable outlook.惠誉2024年6月确认长期外币发行人评级为BB+，2025年5月上调至BBB-，展望稳定。
2024-06-11Fitch affirmed Bank of Beijing's long-term foreign-currency IDR at 'BB+', outlook stable.惠誉确认北京银行长期外币发行人违约评级为'BB+'，展望稳定。
2025-05-29Fitch upgraded Bank of Beijing's long-term foreign-currency issuer default rating from 'BB+' to 'BBB-', outlook stable; government support rating raised from 'bb+' to 'bbb-'; short-term IDR from 'B' to 'F3'.惠誉将北京银行长期外币发行人违约评级从'BB+'上调至'BBB-'，展望稳定；政府支持评级从'bb+'上调至'bbb-'；短期IDR从'B'上调至'F3'。
2026-05-15Fitch affirmed Bank of Beijing's long-term foreign-currency IDR at 'BBB-', VR at 'bb-', with stable outlook.惠誉确认北京银行长期外币发行人违约评级为'BBB-'，生存力评级为'bb-'，展望稳定。
BAIC Group comprehensive strategic partnership北汽集团全面战略合作
1 · 2024-06-11
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Signed a comprehensive strategic cooperation agreement with BAIC Group for full-spectrum financial services.与北汽集团签署全面战略合作协议，提供全谱系金融服务。
2024-06-11Bank of Beijing signed a comprehensive strategic cooperation agreement with BAIC Group for full-spectrum financial services.北京银行与北汽集团签署全面战略合作协议，提供全方位综合金融服务。
Minority investments & stakes少数股权投资与参股
10 · 2024-06-12 → 2025-12-19
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Bank of Beijing invested in public REITs, increased stakes in village banks, and participated in strategic investments in funds and financial instruments.北京银行投资公募REITs、增持村镇银行股份，并参与基金及金融工具的战略投资。
2024-06-12Bank of Beijing invested 19.1453 million yuan in ICBC Hebei Expressway REIT, the first expressway public REIT in Beijing-Tianjin-Hebei region.北京银行认购工银河北高速REIT 1914.53万元，为京津冀首单高速公路公募REITs。
2024-06-13Bank of Beijing invested 159.3024 million yuan in Huaxia TBEA New Energy REIT, achieving full coverage of new energy public REITs.北京银行认购华夏特变电工新能源REIT 15930.24万元，实现新能源公募REITs业务全覆盖。
2024-10-10Bank of Beijing successfully invested in two public REITs: Huaxia Nanjing Expressway REIT (first ring-road expressway REIT in China) and CICC Liandong Kechuang REIT (first private enterprise park REIT).北京银行成功认购两笔公募REITs：华夏南京交通高速公路REIT（全国首单绕城高速公路REIT）和中金联东科创REIT（首单本土民企园区REIT）。
2024-10-10Bank of Beijing participated as offline investor in China Merchants Shekou Rental Housing REIT, the first public rental REIT combining public rental housing and government-subsidized rental housing.北京银行作为网下投资人参与招商蛇口租赁住房REIT，这是市场首个同时包含公租房和保租房的保障性租赁住房公募REITs。
2025-02-27Bank of Beijing participates as custodian and strategic investor in the national first urban renewal public REIT 'Huaxia Jinyu Smart Manufacturing Workshop REIT', listed on SSE, raising 1.1356 billion yuan.北京银行参与落地全国首单城市更新公募REITs——华夏金隅智造工场REIT，在上交所上市，募集资金11.356亿元。
2025-03-04Beijing Bank received approval from Hebei Financial Regulatory Bureau to increase its stake in Hebei Lizhou Beiyin Rural Commercial Bank to 74.4072% by acquiring shares from 37 shareholders.北京银行获河北金融监管局批准，受让37名股东持有的河北蠡州北银农商银行股权，持股比例增至74.4072%。
2025-03-06Beijing Bank acted as custodian, lead strategic investor, and off-market distributor for the first urban-renewal public REIT in China, Huaxia Jinyu Smart Manufacturing Park REIT, listed on the Shanghai Stock Exchange.北京银行担任全国首单城市更新公募REITs——华夏金隅智造工场REIT的托监管行、最大专业战配投资机构及场外代销机构，该产品在上交所上市。
2025-07-31Bank of Beijing Urumqi branch acted as custodian and investor for Xinjiang's first industrial park REITs (9.25 billion yuan, 3+3+3+3+3+3 year term), with Beijing Bank investing 187 million yuan via Beiyin Wealth Management.北京银行乌鲁木齐分行担任新疆首单产业园区类REITs（9.25亿元，期限3+3+3+3+3+3年）的托管行和投资机构，通过北银理财投资1.87亿元。
2025-08-28Bank of Beijing acted as fund supervisor and investor, investing 200 million yuan in Xinjiang's first clean energy (carbon-neutral) infrastructure green REITs issued by Xinjiang Lixin New Energy, with total issuance scale of 1.226 billion yuan.北京银行作为资金监管银行与投资机构，投资2亿元参与新疆首单清洁能源（碳中和）基础设施类绿色REITs发行，总发行规模12.26亿元。
2025-12-19Regulator approved Bank of Beijing to acquire 27.17 million shares from eight minority shareholders of Zhejiang Wencheng BeiYin Village Bank, increasing its stake to 100% for full ownership.监管批准北京银行受让浙江文成北银村镇银行8家小股东所持2717万股，持股比例升至100%，实现全资控股。
Industry standards & policy行业标准与政策
31 · 2024-06-12 → 2026-05-19
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Bank of Beijing participated in policy adjustments, regulatory approvals, and industry initiatives including digital yuan, mortgage rate reforms, and structural monetary tools.北京银行参与政策调整、监管批准及行业倡议，包括数字人民币、房贷利率改革及结构性货币政策工具。
2024-06-12Bank of Beijing stopped personal mobile banking's cash withdrawal reservation function from June 13, 18:00 for risk control.北京银行自6月13日18时起停止个人手机银行无卡取款预约取款功能以加强风险管控。
2024-06-14Bank of Beijing board approved the 2024 recovery and disposal plan at the fourth board meeting on June 13.北京银行董事会于6月13日审议通过《2024年度恢复与处置计划》。
2024-06-24Bank of Beijing Nanchang Binjiang No.1 Community Sub-branch received approval from Jiangxi Financial Regulatory Bureau to terminate operations.北京银行南昌滨江一号社区支行获江西金融监管局批复终止营业。
2024-07-26Bank of Beijing Gongti Beilu sub-branch was approved by Beijing Financial Regulatory Bureau to terminate operations.北京银行工体北路支行获北京金融监管局批准终止营业。
2024-07-31Bank of Beijing Hangzhou Xingzhou Huayuan community sub-branch and Vanke Caozhuang community sub-branch were approved by Zhejiang Financial Regulatory Bureau to terminate operations.北京银行杭州星洲花园社区支行和万科草庄社区支行获浙江金融监管局同意终止营业。
2024-08-02Bank of Beijing Tianjin Wangchuanchang Community Sub-branch approved for closure by Tianjin Financial Regulatory Bureau.北京银行天津王串场社区支行获批终止营业，由天津金融监管局批复。
2024-08-27Bank of Beijing Shijiazhuang Ximei Wuzhou Community Sub-branch was approved by Hebei Financial Regulatory Bureau to upgrade and rename to Bank of Beijing Shijiazhuang Jinmalu Sub-branch, expanding business scope.北京银行石家庄西美五洲社区支行获批升格并更名为北京银行石家庄金马路支行，扩展经营范围。
2024-09-29Bank of Beijing announced it will adjust its stock fund regular investment (定投) rules from October 11, 2024, adding risk-level matching checks before each deduction.北京银行公告自2024年10月11日起调整基金定投业务规则，增加风险等级匹配判断。
2024-09-29Bank of Beijing announced continuation of fee waivers and reductions for payment services, including free corporate account opening, 10% discount on interbank transfers up to 100,000 yuan, and 20% discount on online banking transfer fees.北京银行公告继续减免支付相关服务项目收费，包括免收单位结算账户开户手续费、对公跨行转账10万元以下9折优惠、网银转账8折优惠等。
2024-09-30Bank of Beijing announced it will adjust existing residential mortgage interest rates in accordance with PBOC policy, with detailed operating guidelines to be published by October 12, 2024, and completion by October 31, 2024.北京银行公告将调整存量个人住房贷款利率，拟于2024年10月12日公布具体操作指引，并于2024年10月31日前完成调整。
2024-10-08Bank of Beijing announced it will adjust existing commercial individual housing loan interest rates by Oct 31, 2024, following PBOC Announcement No. 11 and self-regulatory mechanism initiative, targeting loans with LPR plus spread above -30BP.北京银行宣布将于2024年10月31日前完成存量商业性个人住房贷款利率调整，遵循央行公告第11号及自律机制倡议，针对LPR加点幅度高于-30BP的贷款。
2024-11-04Bank of Beijing announced it will adjust the LPR spread for existing residential mortgage loans, with the new spread not lower than the national average for new loans plus 30 basis points, effective from November 1, 2024.北京银行宣布将调整存量个人住房贷款利率的LPR加点值，新加点值不低于全国新发放房贷平均加点值加30BP，自2024年11月1日起生效。
2024-12-27Beijing Bank's Tianjin Shuangjie Community Sub-branch was approved to terminate operations.北京银行天津双街社区支行获批终止营业。
2024-12-30Beijing Bank, China UnionPay and Beijing Unicom plan to launch a new integrated inbound payment and communication product in early 2025, featuring a 'card-to-code' terminal.北京银行、中国银联和北京联通拟于2025年初首发入境支付与通信便利融合新产品，采用“卡转码”创新终端。
2025-01-02Bank of Beijing optimized personal foreign exchange services from Dec 5, 2024: unified cash/remittance rates for all currencies, waived conversion fees between cash and remittance accounts.北京银行自2024年12月5日起优化个人外汇服务：全币种实施钞汇同价，免收钞汇互转手续费。
2025-01-02Bank of Beijing announced adjustment to credit card business fees (penalties and installment service fees) effective April 1, 2025.北京银行宣布自2025年4月1日起调整部分信用卡业务手续费（违约金和其他分期业务服务费）。
2025-02-14Bank of Beijing plans to issue 2025 first tranche of small-micro enterprise special financial bonds on interbank market, with PBOC approving up to 50 billion yuan new balance for 2025.北京银行拟发行2025年第一期小型微型企业贷款专项金融债券，央行批准2025年金融债券新增余额不超过500亿元。
2025-02-21Bank of Beijing successfully issues 2025 first tranche small-micro enterprise special financial bonds: 20 billion yuan, 3-year fixed term, coupon rate 1.84% (record low), oversubscribed 2x.北京银行成功发行2025年第一期小型微型企业贷款专项金融债券，规模200亿元，期限3年，票面利率1.84%创历史新低，全场认购倍数两倍。
2025-03-26Beijing Bank issued a statement warning of fraudsters impersonating the bank to distribute 'poverty alleviation funds', and reported the case to police.北京银行发布声明，提醒防范不法分子假冒该行名义发放“扶贫金”实施诈骗，已向公安机关报警。
2025-04-15Beijing Bank 2024 annual report: PBOC included Beijing Bank in 4 structural monetary policy tools (tech innovation & transformation relending, stock buyback relending, carbon reduction, affordable housing relending).北京银行2024年报：人民银行将北京银行纳入科技创新和技术改造再贷款、股票回购增持再贷款、碳减排支持工具、保障性住房再贷款四项结构性货币政策工具支持对象。
2025-05-26Bank of Beijing announced that its direct banking APP services will be migrated to its 'Jingcai Life' mobile banking APP on June 25, 2025, and the direct banking channel will be discontinued.北京银行公告，直销银行APP相关服务将于2025年6月25日迁移至'京彩生活'手机银行APP，直销银行渠道将不再独立存在。
2025-08-29Bank of Beijing landed the first digital yuan technology enterprise M&A loan pilot business in the country, and participated as bookrunner in underwriting digital yuan bonds.北京银行落地全国首单数字人民币科技企业并购贷款试点业务，并作为簿记管理人参与承销数字人民币债券。
2025-09-02Bank of Beijing announced termination of mobile phone bill payment agency service for China Mobile from September 10, 2025, due to adjustment of Beijing Mobile's agency fee collection business.北京银行公告，因北京移动代收费业务调整，将于2025年9月10日起终止代缴移动话费业务。
2025-10-10Beijing Bank announces that its direct banking APP and website will cease service on 2025-11-12, with functions migrated to the 'Jingcai Life' mobile banking APP.北京银行宣布直销银行APP及网站将于2025年11月12日起停止服务，相关业务功能已迁移至‘京彩生活’手机银行APP。
2025-11-12Bank of Beijing announced that its direct banking customer service hotline 40088-95526 will be terminated on December 15, 2025, due to direct banking business adjustment.北京银行公告，因直销银行业务调整，直销银行客服电话40088-95526将于2025年12月15日起终止服务。
2025-11-26Bank of Beijing President Dai Wei stated at an economic forum that as of end-September 2025, the bank's sci-tech finance loan balance reached CNY 437.7 billion (up 20% YTD), green loan balance CNY 265.5 billion (up 26% YTD), and digital yuan transaction volume exceeded CNY 40 billion.北京银行行长戴炜在经济论坛上表示，截至9月末，科技金融贷款余额4377亿元（较年初增20%），绿色贷款余额2655亿元（较年初增26%），数字人民币交易额突破400亿元。
2025-12-03Bank of Beijing's Shanghai Free Trade Zone Business Management Center landed a 1.395 billion yuan cross-border RMB loan for China's largest internet life service platform, the first bank to receive approval.北京银行上海自贸区业务管理中心为国内最大的互联网生活服务平台落地13.95亿元跨境人民币贷款，成为首家获批银行。
2026-04-10Selected by the People's Bank of China as a new digital RMB business operating institution, marking official entry into the digital RMB operation system.被中国人民银行新增为数字人民币业务运营机构，正式跻身数字人民币运营体系。
2026-05-09Beijing Financial Regulatory Bureau approved Bank of Beijing's capital instrument issuance plan of up to 60 billion yuan, valid for 24 months.北京金融监管局批复同意北京银行资本工具计划发行额度不超过600亿元，有效期24个月。
2026-05-11Tianjin Financial Regulatory Bureau approved the closure of Bank of Beijing Tianjin Guangdong Road Community Sub-branch.天津金融监管局批复同意北京银行天津广东路社区支行终止营业。
2026-05-19Shaanxi Financial Regulatory Bureau approved the closure of Bank of Beijing Xi'an Huayuan Juncheng Community Sub-branch.陕西监管局批复同意北京银行西安华远君城社区支行终止营业。
Executive & governance高管与治理
57 · 2024-06-14 → 2026-05-15
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Bank of Beijing underwent executive appointments, resignations, board elections, and governance restructuring including abolishing the board of supervisors.北京银行经历高管任命、辞职、董事会选举及治理重组，包括取消监事会。
2024-06-14Bank of Beijing's 2024 second workers' congress re-elected Li Jianying as staff supervisor for a three-year term starting June 14.北京银行2024年第二次职工代表大会选举李建营连任职工监事，任期自2024年6月14日起三年。
2024-06-18Bank of Beijing director Zhao Lifen increased her shareholding by 200,000 shares at an average price of 5.57 yuan, totaling 1.114 million yuan.北京银行董事赵丽芬增持公司20万股，成交均价5.57元，变动金额111.4万元。
2024-07-08He Ling was appointed as the new general manager of Bank of Beijing's Asset Custody Department.贺凌新任北京银行资产托管部总经理。
2024-07-10Wu Yuchen's qualification as deputy president of Bank of Beijing Urumqi branch was approved by the Xinjiang Financial Regulatory Bureau.吴禹辰任北京银行乌鲁木齐分行副行长的任职资格获新疆金融监管局核准。
2024-09-04Bank of Beijing board approved appointment of Guo Yifeng as vice president; his qualification is subject to regulatory approval.北京银行董事会同意聘任郭轶锋为副行长，任职资格尚需监管核准。
2024-10-10Bank of Beijing board approved the appointment of Xu Maomao as Vice President, pending regulatory approval; Xu previously served as Assistant President and Chief Risk Officer.北京银行董事会同意聘任徐毛毛为副行长，待监管核准；徐此前担任行长助理兼首席风险官。
2024-11-01Guo Yifeng's qualification as Vice President of Bank of Beijing was approved by the Beijing Financial Regulatory Bureau.郭轶锋担任北京银行副行长的任职资格获北京金融监管局核准。
2024-11-08Xu Maomao's qualification as Vice President of Bank of Beijing was approved by the Beijing Financial Regulatory Bureau.徐毛毛担任北京银行副行长的任职资格获北京金融监管局核准。
2024-12-06Vice President Wang Jian resigned due to reaching retirement age, effective upon delivery of resignation letter.副行长王健因到龄退休辞职，自辞呈送达董事会之日起生效。
2024-12-09Beijing Financial Regulatory Bureau approved Liu Jun as the president of Beijing Bank's City Sub-center Branch.北京金融监管局核准刘军北京银行城市副中心分行行长的任职资格。
2024-12-18Director Li Xinfu resigned due to work reasons, effective upon delivery of resignation letter.董事李心福因工作原因辞职，自辞呈送达董事会之日起生效。
2024-12-31Vice President Johannes Hermanus de Wit resigned due to internal work adjustment at ING, but will continue as a director.副行长Johannes Hermanus de Wit因ING内部工作调整辞职，辞任后将继续担任董事。
2025-01-02Johannes Hermanus de Wit resigned as Vice President of Bank of Beijing due to ING internal adjustment, effective upon delivery of resignation letter; he remains as Director.Johannes Hermanus de Wit（魏德勇）因ING内部工作调整辞去北京银行副行长职务，自辞呈送达董事会之日起生效；继续担任董事。
2025-01-13Bank of Beijing shareholder supervisor Zhou Yichen resigned due to term expiration.北京银行股东监事周一晨因任期届满辞职。
2025-01-24Bank of Beijing announced the 1st extraordinary general meeting of 2025 to be held on Feb 20, 2025, with record date Feb 13; agenda includes election of Huo Xuewen as Director.北京银行公告将于2025年2月20日召开2025年第1次临时股东大会，股权登记日2月13日；议案包括选举霍学文为董事。
2025-01-24Bank of Beijing Board of Supervisors 2025 first meeting approved the adjustment plan for special committee members.北京银行监事会2025年第一次会议审议通过了《关于监事会专门委员会人员调整方案的议案》。
2025-02-12Board nominates current chairman Huo Xuewen as director candidate for a three-year term, signaling continued digital transformation strategy.董事会提名现任董事长霍学文为董事候选人，任期三年，表明数字化转型战略延续。
2025-02-27President and director Yang Shujian resigns due to job transfer, effective upon delivery of resignation letter to board.行长、董事杨书剑因工作调动辞任，辞呈自送达董事会之日起生效。
2025-02-28Board elects Huo Xuewen as chairman and appoints vice president Dai Wei as acting president until new president's qualification is approved by regulator.董事会选举霍学文为董事长，同意副行长戴炜代为履行行长职责，至新任行长任职资格获监管核准。
2025-03-01Beijing Bank's board of directors elected Huo Xuewen as chairman, and appointed Dai Wei as acting president after Yang Shujian resigned due to job transfer.北京银行董事会选举霍学文担任董事长，因工作调动杨书剑辞任行长后，由副行长戴炜代为履行行长职责。
2025-03-21Beijing Regulatory Bureau approved Yang Tao as an independent director of Beijing Bank.北京监管局核准杨涛担任北京银行独立董事的任职资格。
2025-03-31Beijing Bank's board approved the appointment of Dai Wei as president, subject to regulatory approval, and nominated him as a director candidate.北京银行董事会审议通过聘任戴炜为行长（待监管核准），并提名其为董事候选人。
2025-04-01Beijing Bank appointed Dai Wei as president; qualification pending regulatory approval.北京银行聘任戴炜担任行长，任职资格尚需监管核准。
2025-04-02Shaanxi regulator approved Qian Kun as president of Beijing Bank Yan'an Branch.陕西监管局核准钱坤任北京银行延安分行行长。
2025-04-10Beijing Bank announced 2nd extraordinary general meeting on Apr 16 to elect Dai Wei as director and Wang Xuesong as independent director.北京银行公告4月16日召开第二次临时股东大会，选举戴炜为董事、王雪松为独立董事。
2025-04-11Xinjiang regulator approved Liang Eryong as vice president of Beijing Bank Urumqi Branch.新疆监管局核准梁二勇任北京银行乌鲁木齐分行副行长。
2025-04-16Beijing Bank director Cheng Suning resigned due to work reasons.北京银行董事成苏宁因工作原因辞任。
2025-05-14Bank of Beijing's retail business director and employee supervisor Li Jianying resigned as employee supervisor due to job transfer, and is expected to become chairman of BOE Life Insurance.北京银行零售业务总监、职工监事李建营因工作调动辞去职工监事职务，拟任中荷人寿董事长。
2025-05-21Mao Wenli appointed as vice president of Bank of Beijing, previously vice president of Beijing Rural Commercial Bank.毛文利任北京银行副行长，此前任北京农商银行副行长。
2025-05-30Beijing Financial Regulatory Bureau approved Dai Wei's qualification as director and president of Bank of Beijing.北京金融监管局核准戴炜担任北京银行董事、行长的任职资格。
2025-06-03Dai Wei's appointment as director and president of Bank of Beijing was approved by the Beijing Financial Regulatory Bureau on May 29, 2025.戴炜担任北京银行董事、行长的任职资格于2025年5月29日获北京金融监管局核准。
2025-06-11Bank of Beijing board approved a proposal to abolish the board of supervisors, to be submitted to the general meeting of shareholders for approval.北京银行董事会审议通过《关于不再设立监事会的议案》，同意提交股东大会审议。
2025-06-11Bank of Beijing board approved the appointment of Mao Wenli as vice president, Fang Xu as chief risk officer, and Ming Lisong as chief information officer, subject to regulatory approval.北京银行董事会同意聘任毛文利为副行长、房旭为首席风险官、明立松为首席信息官，任职资格尚需监管核准。
2025-06-16Beijing Financial Regulatory Bureau approved Chen Jing as assistant to the president of Bank of Beijing Beijing Branch, and Liu Xiaolun as independent director of Bank of Beijing.北京金融监管局核准陈静北京银行北京分行行长助理任职资格，核准刘霄仑北京银行独立董事任职资格。
2025-06-27Bank of Beijing board approved the appointment of Liu Yang as secretary of the board of directors, subject to regulatory approval.北京银行董事会审议通过聘任柳阳为董事会秘书，任职资格尚需监管核准。
2025-06-27Bank of Beijing's 2025 third extraordinary general meeting passed four resolutions including abolishing the board of supervisors and amending the company's articles of association, with 99.74% approval for the abolition.北京银行2025年第三次临时股东大会审议通过取消监事会及修订公司章程等四项议案，取消监事会以99.74%高票通过。
2025-07-07Bank of Beijing announced executive changes: Ming Lisong appointed as new Chief Information Officer; Liu Yang appointed as new Board Secretary (pending approval); Cao Zhuo continues as CFO but no longer兼任 Board Secretary.北京银行高管变动：明立松新任首席信息官；柳阳新任董事会秘书（待核准）；曹卓继续担任首席财务官，不再兼任董事会秘书。
2025-07-18Beijing Financial Regulatory Bureau approved Fang Xu as Chief Risk Officer of Bank of Beijing. Fang previously served as General Manager of Credit Approval Department.北京金融监管局核准房旭担任北京银行首席风险官。房旭此前任北京银行信用审批部总经理。
2025-07-25Beijing Financial Regulatory Bureau approved Mao Wenli as Vice President of Bank of Beijing.北京金融监管局核准毛文利担任北京银行副行长。
2025-08-04Bank of Beijing appointed Mao Wenli as new vice president, previously long-serving at Beijing Rural Commercial Bank; born January 1978, holds a master's degree in engineering.北京银行任命毛文利为副行长，此前长期任职于北京农商银行；1978年1月出生，工程硕士。
2025-08-15Three independent directors of Bank of Beijing — Zhang Guanghua, Zhao Lifen, and Yang Yunjie — resigned due to term expiration, effective upon delivery of resignation letters.北京银行三位独立董事张光华、赵丽芬、杨运杰因任期届满辞职，辞呈送达董事会之日起生效。
2025-08-15Beijing Financial Regulatory Bureau approved Liu Yang as Board Secretary of Bank of Beijing; Liu Yang previously served as Director of the Office (Party Committee Office) and Director of the Party Committee Inspection Office.北京金融监管局核准柳阳担任北京银行董事会秘书；柳阳此前任办公室（党委办公室）主任、党委巡察工作办公室主任。
2025-08-16Beijing Financial Regulatory Bureau approved Wang Xuesong as independent director of Bank of Beijing.北京金融监管局核准王雪松担任北京银行独立董事。
2025-08-25Beijing Financial Regulatory Bureau approved Sun Yi as Vice President of Bank of Beijing's Beijing Branch.北京金融监管局核准孙毅担任北京银行北京分行副行长。
2025-08-29Beijing Financial Regulatory Bureau approved Ming Lisong as Chief Information Officer of Bank of Beijing.北京金融监管局核准明立松担任北京银行首席信息官。
2025-09-10Liu Yang was approved by the Beijing Regulatory Bureau of the National Financial Regulatory Administration to serve as the Board Secretary of Bank of Beijing.国家金融监督管理总局北京监管局核准柳阳出任北京银行董事会秘书的任职资格。
2025-11-21Gong Weihua, former Chief Information Officer of Bank of Beijing, was approved by the National Financial Regulatory Administration as Chief Information Officer of Huaxia Bank, continuing a trend of senior Bank of Beijing executives moving to Huaxia Bank.原北京银行首席信息官龚伟华获国家金融监督管理总局核准，担任华夏银行首席信息官，延续北京银行高管调任华夏银行的趋势。
2025-12-09Bank of Beijing's Chief Financial Officer Cao Zhu resigned due to personal reasons, effective December 8, 2025.北京银行首席财务官曹卓因个人原因辞职，自2025年12月8日起生效。
2025-12-09Bank of Beijing received regulatory approval to abolish its board of supervisors, with the board's audit committee assuming supervisory functions, effective upon approval of the amended articles of association.北京银行获监管批准不再设立监事会，由董事会审计委员会行使监事会职权，自公司章程修订获批之日起生效。
2025-12-26Beijing Financial Regulatory Bureau approved Han Xuesong's qualification as a director of Bank of Beijing.北京金融监管局核准韩雪松担任北京银行董事的任职资格。
2026-01-20Guan Wenjie was appointed as Party Secretary of Bank of Beijing, succeeding Huo Xuewen who retired due to age. Guan is expected to become Chairman after regulatory approval.关文杰被任命为北京银行党委书记，接替因年龄原因卸任的霍学文；待监管核准后，关文杰将出任董事长。
2026-01-22Bank of Beijing held its 2026 annual work conference, with newly appointed Party Secretary Guan Wenjie delivering his first public speech, outlining ten key work measures focusing on high-quality development, optimizing increments, and revitalizing存量.北京银行召开2026年工作会议，新任党委书记关文杰首次公开讲话，提出十大工作举措，聚焦高质量发展、做优增量、盘活存量。
2026-01-27Bank of Beijing's board of directors nominated Guan Wenjie as a director candidate for a three-year term, subject to regulatory approval, and approved a plan to issue up to 60 billion yuan in capital replenishment instruments (write-down perpetual bonds or Tier-2 capital instruments).北京银行董事会提名关文杰为董事候选人（任期三年，待监管核准），并批准发行不超过600亿元资本补充工具（减记型无固定期限资本债券或二级资本工具）的计划。
2026-04-23Director Huo Xuewen resigned from all positions including director and committee member, effective upon delivery of resignation report to the board.董事霍学文辞去董事及委员会成员等所有职务，辞职报告自送达董事会之日起生效。
2026-04-23Beijing Financial Regulatory Bureau approved Guan Wenjie's qualification as director and chairman of the bank, formally taking office.北京金融监管局核准关文杰担任该行董事、董事长的任职资格，正式履职。
2026-04-27Board approved appointment of Wei Yu as Chief Compliance Officer, subject to regulatory approval; appointed Liu Jiangtao as Securities Affairs Representative.董事会同意聘任魏昱为首席合规官（待监管核准），聘任刘江涛为证券事务代表。
2026-05-15Beijing Financial Regulatory Bureau approved Wei Yu's qualification as Vice President of Bank of Beijing; Wei Yu also appointed Party Secretary of ING-BOB Life Insurance.北京金融监管局核准魏昱北京银行副行长任职资格；魏昱同时担任中荷人寿党委书记。
Research institutes & subsidiaries研究机构与子公司
19 · 2024-06-18 → 2026-05-18
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Bank of Beijing established or restructured subsidiaries, including wealth management, fund management, and village bank acquisitions, and opened new branches.北京银行设立或重组子公司，包括理财、基金管理及村镇银行收购，并开设新分行。
2024-06-18Bank of Beijing's subsidiary Zhongjia Fund appointed Li Ying as general manager, effective June 18; Li previously served as general manager of Bank of Beijing's Interbank Bill Management Department.北京银行子公司中加基金任命李莹为总经理，6月18日生效；李莹此前任北京银行同业票据管理部总经理。
2024-09-24Beijing Financial Regulatory Bureau approved Bank of Beijing's acquisition of Beijing Yanqing Village Bank, which will be dissolved and converted into a sub-branch (Gaota Sub-branch).北京金融监管局批复同意北京银行收购北京延庆村镇银行，该行解散后改设为高塔支行。
2024-10-10Bank of Beijing board approved the acquisition of Beijing Changping Development Village Bank to establish a branch; it holds 91.4119% stake in the target.北京银行董事会通过收购北京昌平发展村镇银行设立分支机构的议案；该行持有目标银行91.4119%股权。
2024-11-22Bank of Beijing Gaota Sub-branch received a new financial license, with address at No. 73 Gaota Street, Yanqing District, Beijing, approved on November 22, 2024.北京银行高塔支行获颁新金融许可证，地址位于北京市延庆区高塔街73号，批准日期为2024年11月22日。
2024-12-01Beijing Bank received approval to acquire Beijing Yanqing Village Bank and Beijing Changping Development Village Bank, and to establish branches (Gaota Sub-branch and Shuinan Road Sub-branch), taking over all assets, liabilities, business and employees.北京银行获批收购北京延庆村镇银行和北京昌平发展村镇银行，并设立分支机构（高塔支行和水南路支行），承接其全部资产、负债、业务和员工。
2024-12-30Beijing Changping Development Village Bank was approved to dissolve, with Beijing Bank taking over its assets, liabilities, business and employees.北京昌平发展村镇银行获批解散，由北京银行承接其资产、负债、业务和员工。
2025-02-24Bank of Beijing Shanghai Caohejing sub-branch officially opens, aiming to deepen financial services for Caohejing Hi-Tech Park.北京银行上海漕河泾支行正式揭牌开业，深化漕河泾开发区金融服务。
2025-04-11Xinjiang regulator approved the opening of Beijing Bank Urumqi Railway Bureau Sub-branch.新疆监管局核准北京银行乌鲁木齐铁路局支行开业。
2025-05-16Bank of Beijing conducted a mid-level management reshuffle: Zhao Jiang transferred to Tianjin Branch, Fang Xu succeeded as credit approval head; Wang Qiang promoted to retail business director; Bu Yanhong moved to investment management department; Huo Xianghui likely to head Shijiazhuang Branch; Fang Yi likely to head Beiyin Wealth Management.北京银行进行中层干部调整：赵江调任天津分行，房旭接任信用审批部总经理；王强升任零售业务总监；步艳红转任投资管理部总经理；霍向辉拟任石家庄分行行长；方宜拟任北银理财董事长。
2025-06-16Bank of Beijing Ganzhou Wanxiang City Community Sub-branch was approved for opening by the Jiangxi Financial Regulatory Bureau.江西监管局批复同意北京银行赣州万象城社区支行开业。
2025-06-26Bank of Beijing Chairman Huo Xuewen visited Yantai, inaugurated the Yantai branch, and discussed strategic cooperation with the municipal government and key enterprises including Wanhua Chemical and CIMC Raffles.北京银行党委书记、董事长霍学文赴烟台调研，为烟台分行揭牌，并与烟台市政府及万华化学、中集来福士等重点企业探讨战略合作。
2025-07-09Bank of Beijing Yantai branch officially opened in Laishan District, Yantai, Shandong, marking expansion in Jiaodong region. Simultaneously opened Jingxing Art Museum, Health Museum, and other cultural facilities.北京银行烟台分行在烟台市莱山区正式开业，标志着在胶东地区的战略布局；同时开设京行艺术馆、养生馆等文化设施。
2025-07-16Yang Lin, former head of Bank of Beijing's Brand Management Department, appointed chairman of Zhongjia Fund (44% owned by Bank of Beijing), replacing Xia Yuanxiang who resigned due to work arrangement.北京银行品牌管理部原总经理杨琳接任中加基金（北京银行持股44%）董事长，夏远洋因工作安排离任。
2025-08-04Bank of Beijing received approval from Jiangxi Financial Regulatory Bureau to open Jiujiang Branch, with business scope including public deposits, domestic settlements, agency payments and insurance, foreign exchange bill acceptance and discounting, and trading of foreign-currency securities other than stocks.北京银行获江西金融监管局批准设立九江分行，业务范围包括吸收公众存款、国内结算、代理收付款及保险、外汇票据承兑贴现及买卖股票以外的外币有价证券。
2025-08-07Bank of Beijing received approval from Hunan Financial Regulatory Bureau to open Changsha Yanghu Sub-branch, located at Zhuoshang Commercial Center, Yuelu District, Changsha.北京银行获湖南金融监管局批准设立长沙洋湖支行，营业场所位于长沙市岳麓区卓尔商业中心。
2025-08-25Bank of Beijing's wholly-owned subsidiary, Beiyin Wealth Management, issued a public tender for a permanent legal counsel law firm selection project with a budget of 1 million yuan.北京银行全资子公司北银理财发布常年法律顾问律所选聘项目公开招标，预算金额100.00万元。
2025-10-28Donghua Software wins a bid for Beijing Bank's Beiyin Wealth Management 2025 physical server procurement project with a winning amount of 2.488 million yuan.东华软件中标北京银行北银理财2025年物理服务器采购项目，中标金额248.80万元。
2026-02-26Bank of Beijing Huaxiang sub-branch opened a library branch in cooperation with Capital Library and Fengtai District Library, deploying 3,500 books and a cultural-tourism service terminal, the second such 'library + bank branch' model in Beijing.北京银行花乡支行与首都图书馆、丰台区图书馆合作开设图书分馆，配置3500余册图书及文旅融合服务终端，为北京市第二家“图书馆+银行网点”模式分馆。
2026-05-18Beijing Financial Regulatory Bureau approved the renaming of Bank of Beijing Nancai Sub-branch to Linhe Sub-branch.北京金融监管局批复同意北京银行南彩支行更名为临河支行。
Other developments其他动态
47 · 2024-06-24 → 2026-05-27
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Assorted one-off developments.零散的一次性动态。
2024-06-24Bank of Beijing's fifth board meeting on June 24 approved the adjustment plan for board special committees and a donation for the 2024 International Congress of Basic Science.北京银行第五次董事会会议审议通过董事会专门委员会人员调整方案及2024国际基础科学大会奖金捐赠议案。
2024-07-05Bank of Beijing Qingdao Tailiu Road sub-branch received approval to open from the Qingdao Financial Regulatory Bureau.北京银行青岛台柳路支行获青岛金融监管局批准开业。
2024-07-11Bank of Beijing Urumqi Hongguangshan sub-branch opened, its second technology-specialized sub-branch in Xinjiang and the first in the China (Xinjiang) Pilot Free Trade Zone.北京银行乌鲁木齐红光山支行开业，系该行在新疆设立的第二家科技特色支行，也是在中国（新疆）自由贸易试验区设立的首家科技特色支行。
2024-08-02Bank of Beijing and Beijing Federation of Trade Unions jointly launched the 'Jingcai Gonghui+' comprehensive mutual-aid service system, covering five areas including lifestyle, culture, and finance.北京银行联合北京市总工会发布“京彩工会+”综合互助服务体系，涵盖美好生活、多元文化等五大方面。
2024-08-14Bank of Beijing issued 3.0 billion yuan of 1-year interbank certificates of deposit (CD095) with an issuance yield of 1.97%.北京银行发行30亿元1年期同业存单（24北京银行CD095），发行收益率1.97%。
2024-08-19Bank of Beijing Urumqi branch granted 50 million yuan credit via 'Lianchuang e-loan' to Xinjiang Huayi New Energy, a national-level specialized and new 'Little Giant' enterprise, covering working capital loans, bank acceptances, and guarantees.北京银行乌鲁木齐分行通过“联创e贷”给予新疆华奕新能源5000万元授信，涵盖流动资金贷款、银行承兑汇票、保函等。
2024-08-23Bank of Beijing issued 3.07 billion yuan of 1-year interbank certificates of deposit (CD100) with an issuance yield of 1.99%.北京银行发行30.7亿元1年期同业存单（24北京银行CD100），发行收益率1.99%。
2024-08-30Bank of Beijing's board approved a 10 billion yuan related-party credit limit for Wuchan Zhongda Group and its subsidiaries, valid for 2 years.北京银行董事会审批通过给予物产中大集团及其下属企业集团限额100亿元的关联交易授信，有效期2年。
2024-08-30Bank of Beijing entered into an agency insurance cooperation with Xintai Life Insurance, with expected agency fees not exceeding 300 million yuan over a 3-year term.北京银行与信泰人寿保险开展代理保险业务合作，预计代理手续费金额不超过3亿元，合作有效期3年。
2024-08-30Bank of Beijing's board approved a USD 1 billion comprehensive interbank credit line for ING BANK N.V., including a 1.0 billion yuan equivalent committed interbank financing facility, valid for 1 year.北京银行董事会审批通过授予ING BANK N.V.同业机构综合授信额度10亿美元，含等值10亿元承诺性同业融资授信，有效期1年。
2024-09-06China Xinda (Cinda) entered Bank of Beijing's top-10 shareholders as 7th largest; previous 6th-largest shareholder Xinhuachan exited the top-10 list.中国信达首次进入北京银行前十大股东，位列第七；原第六大股东新华联退出前十大股东名单。
2024-09-10Bank of Beijing successfully issued 10 billion yuan perpetual subordinated bonds (无固定期限资本债券) at a coupon rate of 2.27%, with a subscription multiple of 3.1 times, to replenish Tier-1 capital.北京银行成功发行100亿元无固定期限资本债券，票面利率2.27%，全场认购倍数3.1倍，用于补充其他一级资本。
2024-11-05Bank of Beijing completed the first bond repurchase transaction under the Securities, Funds and Insurance Companies Swap Facility (SFISF) with Guotai Junan Securities, becoming one of the first institutions to use this tool.北京银行与国泰君安证券完成首笔互换便利（SFISF）项下国债质押式回购业务交易，成为首批参与该工具的金融机构之一。
2024-11-08Bank of Beijing Shenzhen Branch provided a 10 billion yuan credit line to Shenzhen's '20+8' industry specialized and new SMEs and national little giant enterprises.北京银行深圳分行为深圳“20+8”产业的专精特新中小企业和国家级小巨人企业提供100亿元授信。
2024-12-06Beijing Bank announced a deposit-related party transaction with China Petroleum & Chemical Corporation (Sinopec) for a balance not exceeding RMB 15 billion, valid for 2 years.北京银行公告拟与中国石油化工股份有限公司开展余额不超过150亿元的存款关联交易，有效期2年。
2024-12-18Beijing Bank announced a plan to issue up to RMB 130 billion in non-capital financial bonds (2025-2026), including ordinary, SME, green, innovation/entrepreneurship, and 'three rural' special financial bonds.北京银行拟发行不超过1300亿元非资本类金融债券（2025-2026年度），品种包括普通金融债、小微贷款专项债、绿色金融债、创新创业债和“三农”专项金融债。
2025-02-13Shanghai regulator approves opening of Bank of Beijing Shanghai Caohejing sub-branch at Minhang District.上海监管局批准北京银行上海漕河泾支行开业，位于闵行区。
2025-03-25Beijing Bank signed as a gold strategic partner for the 2025 Zhongguancun Forum, and announced it has provided over 1.2 trillion yuan in credit to 50,000 tech SMEs, with loans to over 20,000 specialized and new enterprises.北京银行签约成为2025中关村论坛金牌战略合作伙伴，并披露累计为5万家科技型中小微企业提供信贷超1.2万亿元，服务专精特新企业超2万家。
2025-04-11Beijing Bank Nanjing Branch provided nearly 25 billion yuan loans to 1,500+ tech firms; 'e Jian Jingcai Keji+' brand; online supply chain balance 9.2 billion yuan.北京银行南京分行累计为1500余家科技企业提供近250亿元贷款；推出“e建京彩‘科创+’”品牌；线上供应链余额92亿元。
2025-04-11Beijing Bank released 2025 'Improve Quality, Increase Efficiency, Emphasize Return' action plan, focusing on real economy, differentiated banking, and investor relations.北京银行发布2025年度“提质增效重回报”行动方案，聚焦服务实体经济、特色银行建设、投资者关系管理。
2025-05-20Bank of Beijing issued 20 billion yuan in perpetual subordinated bonds (25 Beijing Bank Perpetual Bond 01) with a coupon rate of 2.10% for the first 5 years, to replenish Tier 1 capital.北京银行发行200亿元无固定期限资本债券（25北京银行永续债01），前5年票面利率2.10%，用于补充其他一级资本。
2025-05-22Bank of Beijing held its 2024 annual general meeting, approving 12 proposals including board work report, financial budget, profit distribution (99.78% approval), election of directors Zhou Yichen and Meng Meng, and related-party transactions.北京银行召开2024年年度股东大会，审议通过12项议案，包括董事会工作报告、财务预算、利润分配（赞成率99.78%）、选举周一晨和孟猛为董事，以及关联交易。
2025-08-07Bank of Beijing's Zhongguancun Branch Miyun Sub-branch set up emergency volunteer teams to assist flood-affected areas in Miyun District, providing on-site bank card reissuance, emergency supplies (raincoats, bottled water), and financial support for disaster recovery.北京银行中关村分行密云支行组建应急救援志愿小组，赴密云区大城子镇、北庄镇开展救灾，现场办理银行卡挂失补办，捐赠雨衣、矿泉水等物资，并提供灾后重建金融支持。
2025-08-12Bank of Beijing included the robotics industry as one of its 'ten major tracks' in 2025, launched a full-lifecycle service plan with products like 'Rongxinbao', 'Linghang e-Dai', 'Lianchuang e-Dai', and 'R&D Loan', and deepened cooperation with Hanwang Technology (AI + finance) and Ubtech Robotics (comprehensive financial services).北京银行2025年将机器人产业纳入“十大赛道”，推出“融信宝”“领航e贷”“联创e贷”“研发贷”等全生命周期服务方案，深化与汉王科技（人工智能+金融）和优必选（综合金融服务）的合作。
2025-08-19Bank of Beijing announced it will serve as a strategic partner for the 2025 China International Fair for Trade in Services (CIFTIS) for the fifth consecutive year, featuring a financial services exhibition, interactive displays on 'five major articles', and partnerships with over 20 exhibitors.北京银行宣布连续第五年作为战略合作伙伴支持2025年服贸会，将设金融服务专题展，展示“五篇大文章”成果，携手20余家合作伙伴参展。
2025-09-05Chairman Huo Xuewen stated at the performance briefing that Bank of Beijing will build a 'world-class digital bank', entering digital transformation 2.0 phase with full data-driven operations.董事长霍学文在业绩说明会上表示，北京银行将打造'国际一流的数字银行'，进入数字化转型2.0阶段，实现全面数字化经营。
2025-09-05President Dai Wei announced at the performance briefing that Bank of Beijing will deepen the 'Five Major Transformations' strategy, focusing on becoming the 'First Bank for Specialized and New Enterprises' and promoting digital tools.行长戴炜在业绩说明会上表示，北京银行将深化'五大转型'战略，聚焦打造'专精特新第一行'，推广数字化工具。
2025-09-05Chief Risk Officer Fang Xu said that Bank of Beijing's key asset quality indicators achieved 'four declines': NPL ratio, overdue loan ratio, special-mention loan ratio, and 90+ day overdue deviation all decreased from year-end.首席风险官房旭表示，北京银行资产质量关键指标实现'四个下降'：不良贷款率、逾期贷款率、关注贷款率和逾期90天以上贷款偏离度均较年初下降。
2025-09-05Financial Markets Director Liu Suqin outlined three strategy adjustments for H2 2025: increase foreign currency bond investment, strengthen service support in line with stock market rhythm, and optimize asset portfolio management.金融市场总监刘素勤提出2025年下半年三大策略调整：加大外币债券投资、配合股市节奏强化服务支撑、优化资产组合管理。
2025-09-05President Dai Wei emphasized that Bank of Beijing will strengthen EVA assessment, reduce liability costs, and pursue capital-saving intensive growth amid low interest rate spread environment.行长戴炜强调，北京银行将加强EVA考核、压降负债成本，在低息差环境下走资本节约型内涵式增长道路。
2025-10-20Beijing Bank states it has built a '1213' AI system including one integrated computing base, two model development platforms, over 100 AI capabilities, and over 300 AI application scenarios.北京银行表示已建成‘1213’AI体系，包括一体化算力底座、两大模型开发运营平台、一百余项AI能力、三百余项AI应用场景。
2025-10-22Wangfujing Group invests 100 million yuan in Beijing Bank's principal-guaranteed floating-income structured deposit product with a 47-day term and expected annualized yield of 0.85% or 1.8%.王府井集团使用1亿元闲置募集资金投资北京银行保本浮动收益型结构性存款，期限47天，预计年化收益率0.85%或1.8%。
2025-10-28Beijing Bank participates as a full strategic partner in the 2025 Financial Street Forum, hosting a parallel forum on 'Creating a New Ecosystem for Leapfrog Development of Tech Enterprises' and releasing multiple financial service achievements.北京银行作为全面战略合作伙伴参与2025金融街论坛年会，承办‘共创科技企业跨越式发展新生态’平行论坛，发布多项金融服务成果。
2025-11-05Bank of Beijing Suzhou Branch, together with China Technology Exchange, issued the nation's first cultural tourism data-resource-linked loan of CNY 100 million to Suzhou Xiangcheng Cultural Tourism Development Co., Ltd., linking interest rates to sustainability performance targets.北京银行苏州分行联合中国技术交易所，为苏州相城文化旅游发展有限公司发放全国首笔文旅数据资源挂钩贷款1亿元，利率与可持续发展绩效目标挂钩。
2025-11-07Bank of Beijing announced it will fully redeem its 'BeiYin You 1' perpetual preferred shares (49 million shares, CNY 4.9 billion) on December 11, 2025, after receiving no-objection from the Beijing Regulatory Bureau of the National Financial Regulatory Administration.北京银行公告，在获得国家金融监督管理总局北京监管局无异议后，将于2025年12月11日全额赎回“北银优1”优先股（0.49亿股，49亿元）。
2025-11-21Bank of Beijing co-hosted the 'Venture Capital Development Conference' as part of the 2025 Financial Street Forum, with Chairman Huo Xuewen attending, focusing on 'patient capital' and S-fund development.北京银行协办2025年金融街论坛系列活动“创业投资发展大会”，董事长霍学文出席，聚焦“壮大耐心资本”和发展S基金。
2025-12-05Bank of Beijing and its subsidiary BeiYin Wealth Management provided full-cycle financial support to Moore Threads, a GPU unicorn listed on the STAR Market, including a first billion-yuan credit line and equity-linked debt investment.北京银行及北银理财为在科创板上市的GPU独角兽摩尔线程提供全周期金融支持，包括首个亿元级授信和股债联动投资。
2025-12-09Bank of Beijing approved a 40 billion yuan comprehensive credit line for China Zheshang Bank, classified as a major related-party transaction, valid for two years.北京银行批准向浙商银行授予400亿元同业综合授信额度，构成重大关联交易，有效期两年。
2025-12-10Huaxia Bank approved a daily related-party transaction quota of 139.8 billion yuan with Bank of Beijing, including 45 billion yuan in credit and 94.8 billion yuan in non-credit transactions.华夏银行批准与北京银行的日常关联交易额度1398亿元，其中授信类450亿元，非授信类948亿元。
2026-03-02Bank of Beijing's accumulated gold business experienced a system bug, with the buying price displayed as 1.6 yuan/gram (vs. market price ~1173 yuan/gram), leading to abnormal arbitrage trades; the bank later suspended the service and unilaterally reversed the transactions.北京银行积存金业务出现系统故障，买入价显示为1.6元/克（市场价约1173元/克），引发异常套利交易；银行随后暂停该业务并单方面撤销交易。
2026-03-02Bank of Beijing unilaterally reversed abnormal accumulated gold transactions and deducted funds from investor accounts via its Capital Operations Center, citing severely deviated pricing.北京银行单方面撤销异常积存金交易，并通过资金运营中心扣划投资者账户资金，理由为报价严重偏离正常水平。
2026-03-03Bank of Beijing restored the accumulated gold business on its mobile app after the March 2 system glitch; the bank attributed the abnormal pricing to a data source error and stated it was not a human-caused issue.北京银行在3月2日系统故障后恢复手机银行积存金业务；银行将异常报价归因于数据源错误，并称非人为因素导致。
2026-03-26Bank of Beijing participated in the 2026 Zhongguancun Forum as a gold strategic partner and hosted the 'New Quality Finance, Revitalizing Industries' fintech-ecosystem development conference.北京银行作为金牌战略合作伙伴参加2026中关村论坛，并举办“新质金融 焕新产业”金融赋能科创生态发展大会。
2026-03-27Bank of Beijing announced a 'Four Major Actions' strategy to serve the sci-tech innovation ecosystem: focusing on innovation, early-stage support, resource integration, and deep breakthrough in key tracks.北京银行宣布开启服务科创生态的“四大行动”：向新发力、向早延伸、向融聚势、向深突破。
2026-04-27Board approved granting a comprehensive credit line of RMB 50 billion to Huaxia Bank for interbank business, valid for 3 years, subject to shareholder approval.董事会审议通过授予华夏银行同业机构综合授信额度500亿元，有效期3年，待股东会审批。
2026-04-27Board approved deposit business with City Clearing Center (城银清算) with maximum balance not exceeding RMB 6.1 billion at any time, valid for 2 years.董事会审议通过与城银清算的存款业务，任意时点最高余额不超过61亿元，有效期2年。
2026-05-27Bank of Beijing issued 20 billion yuan perpetual subordinated bonds (first tranche 2026) at coupon rate 1.95%, with 3.95x oversubscription; proceeds to replenish Tier-1 capital, boosting Tier-1 CAR by ~0.66 ppt.北京银行完成2026年首期无固定期限资本债券发行，规模200亿元，票面利率1.95%，全场认购倍数3.95倍，募集资金用于补充其他一级资本，提升一级资本充足率约0.66个百分点。
ESG & green initiativesESG与绿色倡议
5 · 2024-06-25 → 2026-03-27
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Bank of Beijing launched green finance products, issued green bonds, opened green sub-branches, and supported biodiversity and carbon-neutral projects.北京银行推出绿色金融产品、发行绿色债券、开设绿色支行，并支持生物多样性和碳中和项目。
2024-06-25Bank of Beijing issued the nation's first green-brown income-linked loan of 50 million yuan to Jiangsu Zhenjiang New Energy Equipment Co., supporting green transformation.北京银行落地全国首单绿棕收入挂钩贷款，向江苏振江新能源装备发放5000万元。
2024-12-24Beijing Bank's Tianjin Dagu North Road Sub-branch was approved to rename and relocate to 'Beijing Bank Tianjin Zhongxin Eco-City Green Sub-branch'.北京银行天津大沽北路支行获批更名为“北京银行天津中新生态城绿色支行”并迁址。
2025-01-08Bank of Beijing Tianjin Zhongxin Eco-City Green Sub-branch opened; it is the first 'green sub-branch' in Tianjin, certified as a carbon-neutral outlet by Beijing Green Exchange, and plans to provide at least 10 billion yuan in意向性 financing support within 5 years.北京银行天津中新生态城绿色支行开业，为天津市首家“绿色支行”，通过北京绿色交易所“碳中和网点”认证，计划5年内提供不低于100亿元意向性融资支持。
2025-11-20Bank of Beijing Urumqi Branch disbursed its first biodiversity loan to Bortala Sayram Lake Cultural Tourism Investment Group, for upgrading tourism facilities to protect biodiversity around Sayram Lake.北京银行乌鲁木齐分行为博州赛里木湖文化旅游投资集团发放首笔生物多样性贷款，用于景区设施升级以保护赛里木湖生物多样性。
2026-03-27At the Zhongguancun Forum, Bank of Beijing launched three new financial products: 'Jian Dan Dai' (simplified guarantee loan), 'Zhi Tan Tong' (carbon intelligence loan), and 'Jing Zhi Zu' (Beijing intelligent leasing), targeting SMEs, green finance, and industrial finance.在中关村论坛上，北京银行发布三款创新金融产品：“简担贷”、“智碳通”和“京智租”，分别面向普惠、绿色和产融领域。
Product & brand launches产品与品牌发布
23 · 2024-06-25 → 2026-06-19
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Bank of Beijing launched new financial products, service brands, and digital platforms including credit cards, wealth management, and AI-powered tools.北京银行推出新金融产品、服务品牌及数字平台，包括信用卡、财富管理及AI驱动工具。
2024-06-25Bank of Beijing launched the 'Jingzhi Chengye' family service trust brand and signed a business cooperation agreement with Huaneng Trust.北京银行发布'京智承业'家庭服务信托品牌，并与华能信托签署业务合作协议。
2024-08-06Bank of Beijing launched the 'Weekend Happy Life' credit card brand, integrating consumption scenarios in food, housing, travel, entertainment, and sports to boost weekend economy.北京银行全新推出信用卡“周末幸福生活”品牌，整合食住行游购娱等消费场景，激活周末经济。
2024-08-26Bank of Beijing held the 'Bank of Beijing Entering Jiangsu Shipbuilding & Offshore Industry Production-Finance Cooperation Conference' in Nantong and launched the 'Ship Tong' exclusive financial service brand.北京银行在南通举办“走进江苏船舶海工产业产融合作会”，发布“船舶通”专属金融服务品牌。
2024-09-02Bank of Beijing launched 'Tong e Rong' one-stop financing platform, integrating over 10 core online products for enterprises.北京银行推出“统e融”一站式融资统一申请入口，融合10余类核心线上产品。
2024-09-17Bank of Beijing, together with Mastercard, launched the Mastercard Standard Platinum Credit Card using 'one-chip dual-application' technology, and released 'Zhangshang Jingcai' APP version 8.0.北京银行携手万事达卡推出万事达标准白金信用卡，采用“一芯双应用”技术，并正式发布“掌上京彩”APP 8.0版本。
2024-10-21Bank of Beijing Suzhou Branch launched its first private banking low-altitude flight route and unveiled a low-altitude flight experience base at the Feixian Ruohang helicopter base.北京银行苏州分行发布首条私人银行低空航线，并在飞先若航直升机基地揭牌低空飞行体验基地。
2024-12-12Beijing Bank launched the treasury service brand 'Galaxy Treasury' (银河司库) and the M&A financial service brand 'e-M&A' (e并购) at the Supply Chain Finance Theme Development Conference.北京银行在供应链金融主题发展大会上正式发布司库服务品牌“银河司库”和并购金融服务品牌“e并购”。
2024-12-24Beijing Bank released its digital wealth management system and sub-brands: 'Jingcai Life' App 9.0, 'iZhiPei' asset allocation service, and X+ membership system.北京银行发布数字化财富管理体系及子品牌：“京彩生活”App 9.0、“i智配”资产配置服务和X+会员体系。
2025-02-28Bank of Beijing Nanjing Branch co-hosts Jiangsu Shipbuilding and Offshore Equipment Industry Alliance, launching 'Ship Tong' comprehensive financial service plan.北京银行南京分行联合主办江苏省船舶海工配套产业联盟成立大会，发布“船舶通”综合金融服务方案。
2025-03-27At the Zhongguancun Forum, Beijing Bank launched 'Linghang AI Dai' (AI-powered loan), 'eTou Dai' (equity investment loan), 'Jinghang Wujie' open banking brand, and 'Zhitou ehe' intelligent investment banking system.北京银行在中关村论坛上发布“领航AI贷”、“e投贷”、“京行·无界”开放银行品牌、“智投e合”智能投行生态系统等多项产品。
2025-03-27Beijing Bank disclosed that its consumer loan product 'Xiaofei Jing eDai' offered some customers a fixed annual interest rate of 2.5% via coupons.北京银行“消费京e贷”向部分客户发放年利率2.5%的固定利率优惠券。
2025-06-29Bank of Beijing completed the first 'R&D Loan' pilot business at Zhongguancun Sci-Tech Financial Service Center, a new credit product supporting tech firms' R&D and transformation.北京银行落地中关村科创金融服务中心首笔“科技研发贷”试点业务，专属信贷产品支持科技企业研发与成果转化。
2025-07-02Bank of Beijing Nanjing branch provided a 10 million yuan credit loan to a fastener company via the upgraded 'Linghang AI Loan' product, using core patents as collateral.北京银行南京分行通过升级后的“领航AI贷”产品，以核心专利为依托，为一家紧固件公司提供1000万元信用贷款。
2025-07-06Bank of Beijing launched 'Data Intelligence Loan' product at a digital economy expo, targeting financing for enterprise data product development. Also unveiled 'Jixin Linghang' service brand and 'Zhitou ehe' intelligent investment banking platform.北京银行在数字经济博览会上发布“数据慧贷”产品，聚焦企业数据产品开发融资；同时焕新发布“京心领航”服务品牌和“智投e合”智能投行平台。
2025-08-11Bank of Beijing launched 'Yuedong Life Festival' consumption event in the Yaao core business district, integrating 'finance + sports + consumption' with credit card promotions, including 'Weekend 588 minus 88 yuan' and 'Daily 200 minus 30 yuan' offers, running until October 31, 2025.北京银行在亚奥核心商圈启动“悦动生活节”消费活动，融合“金融+运动+消费”，推出信用卡优惠：周末满588减88元、日常满200减30元等，持续至2025年10月31日。
2025-09-05Bank of Beijing launched 'Kechuang Leida' (Sci-Tech Radar) evaluation system and 'Maoyan Index' (Smoke Index) monitoring system for tech enterprises, and introduced new products 'e-toudai' and 'Yanfa Dai' (R&D loan).北京银行推出'科创雷达'评价体系和'冒烟指数'监测系统，并推出'ｅ投贷'和'研发贷'等创新产品。
2025-11-10Bank of Beijing launched its private banking family office brand logo 'Jing Hang Rui Shi Yin' and, together with HuaNeng Trust, issued the 'Jing Yi Zhi Shan' charitable trust initiative at an investment strategy sharing event.北京银行在投资策略分享会上发布私人银行家办业务品牌标识“京行瑞狮印”，并联合华能信托发布“京义致善”慈善信托倡议。
2025-11-20Bank of Beijing partnered with the China National Children's Center to hold the 'Jing Miao Financial Quotient Carnival' event, focusing on financial literacy for children aged 6-12.北京银行携手中国儿童中心共同举办“京苗财商嘉年华”活动，聚焦6-12岁儿童财商教育。
2026-02-28Bank of Beijing's 'Jinghang Youyang' pension financial service system offers over 100 personal pension products (savings, wealth management, funds, insurance) and exclusive wealth management products for customers aged 55+ via its subsidiary Bobei Wealth Management.北京银行“京行悠养”养老金融服务体系推出储蓄、理财、基金、保险四大类个人养老金产品超过百只，并联合北银理财为55周岁及以上客户推出专属养老理财产品。
2026-02-28Bank of Beijing, together with the Women's Federations of Beijing-Tianjin-Hebei, launched the first 'Beijing-Tianjin-Hebei Family Service Card' at the 2025 CIFTIS; card issuance has exceeded 40,000, covering transport, healthcare, tourism, and shopping benefits across the three regions.北京银行联合京津冀三地妇联在2025年服贸会发布全国首款“京津冀家庭服务套卡”，发卡已突破4万张，覆盖三地交通、医疗、文旅、商超等权益。
2026-03-25Bank of Beijing, as the exclusive title sponsor, announced the 2026 Beijing-Tongzhou Marathon (Tongbei Marathon) to be held on April 19, with the route extending to the Tongbei demonstration area for the first time.北京银行作为独家冠名赞助商，宣布2026北京城市副中心马拉松（通北马拉松）将于4月19日举行，赛道首次延伸至通北示范区。
2026-05-09Bank of Beijing showcased full-cycle sci-tech financial service system at Beijing Hi-Tech Expo; flagship product 'Linghang e-Dai' cumulative issuance exceeded 160 billion yuan.北京银行在科博会展出全周期科技金融服务体系，专属产品“领航e贷”累放规模突破1600亿元。
2026-06-19Bank of Beijing launched the 'Sci-Tech Enterprise Cross-Border Financial Service Center' in Zhongguancun and formed a cross-border service ecosystem alliance with insurers, securities firms, and law firms.北京银行在中关村设立'科创企业跨境金融服务中心'，并与保险、证券、律所等组建跨境服务生态联盟。
Financial results & dividends财务业绩与分红
46 · 2024-07-02 → 2026-06-04
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Bank of Beijing reported quarterly and annual financial results, announced dividends, and disclosed key performance indicators.北京银行公布季度及年度财务业绩，宣布分红，并披露关键绩效指标。
2024-07-02Bank of Beijing announced 2023 annual cash dividend of 0.320 yuan per share (total 6.766 billion yuan), with record date July 9 and payment date July 10, 2024.北京银行公布2023年度现金红利每股0.320元（合计67.66亿元），股权登记日7月9日，除息日7月10日。
2024-07-30Bank of Beijing's restructured loan balance reached 15.17 billion yuan at end of 2023, up over 4 billion yuan from 11.068 billion yuan at beginning of year; restructured loan ratio 0.77%, up 0.14 percentage points.北京银行2023年末重组贷款余额151.70亿元，较年初110.68亿元增长超40亿元，重组贷款占比0.77%，较年初上升0.14个百分点。
2024-08-30Bank of Beijing reported H1 2024 results: revenue 35.544 billion yuan (+6.37% YoY), net profit 14.579 billion yuan (+2.39% YoY), proposed dividend of 3.20 yuan per 10 shares (total ~6.766 billion yuan).北京银行发布2024年半年度报告：营业收入355.44亿元（同比+6.37%），净利润145.79亿元（同比+2.39%），拟每10股派发3.20元。
2024-09-01Bank of Beijing released 2024 semi-annual report: total assets 3.95 trillion yuan, up 5.25% from start of year; net profit attributable to parent 14.579 billion yuan, up 2.39% YoY; NIM 1.47%, down 7 bps YoY; non-performing loan ratio 1.31%, down 0.01 ppt from start of year.北京银行发布2024年半年度报告：总资产3.95万亿元，较年初增长5.25%；归母净利润145.79亿元，同比增长2.39%；净息差1.47%，同比下降7个基点；不良贷款率1.31%，较年初下降0.01个百分点。
2024-09-11Bank of Beijing announced no interim profit distribution or capital reserve increase for H1 2024; will study and promote interim dividend plan.北京银行公告2024年半年度暂不进行利润分配或资本公积金转增，将积极研究和推动中期分红方案。
2024-10-11Bank of Beijing announced it will pay cash dividends on 'BeiYin You1' preference shares on Dec 11, 2024, at a coupon rate of 4.67%, totaling RMB 228.83 million (tax inclusive).北京银行宣布将于2024年12月11日向“北银优1”优先股股东派发现金股息，票面股息率4.67%，合计约2.2883亿元（含税）。
2024-10-30Bank of Beijing reported Q3 2024 results: Q3 revenue RMB 16.215 billion (-0.67% YoY), net profit RMB 6.039 billion (+0.73% YoY); 9M revenue RMB 51.759 billion (+4.06%), net profit RMB 20.618 billion (+1.90%). Total assets exceeded RMB 4 trillion for the first time.北京银行发布2024年三季报：三季度营收162.15亿元（同比-0.67%），净利润60.39亿元（同比+0.73%）；前三季度营收517.59亿元（同比+4.06%），净利润206.18亿元（同比+1.90%），总资产首次突破4万亿元。
2024-10-30Bank of Beijing announced 2024 interim profit distribution: RMB 1.20 cash dividend per 10 shares, totaling RMB 2.537 billion, based on total share capital of 21.143 billion shares.北京银行公布2024年度中期利润分配预案：每10股派发现金红利1.20元，合计派发25.37亿元，以总股本211.43亿股为基数。
2024-11-13Bank of Beijing reported Q3 2024 results: total assets reached 4.03 trillion yuan (up 7.43% YTD), revenue 517.59 billion yuan (up 4.06% YoY), net profit 206.18 billion yuan (up 1.9% YoY), NPL ratio 1.31% (down 1bp YTD).北京银行发布2024年三季报：总资产达4.03万亿元（较年初增长7.43%），营业收入517.59亿元（同比增长4.06%），净利润206.18亿元（同比增长1.9%），不良贷款率1.31%（较年初下降1个BP）。
2024-11-13Bank of Beijing announced a 2024 interim dividend of 0.12 yuan per share (tax included), totaling 2.537 billion yuan, with an expected full-year dividend payout ratio above 30%.北京银行宣布2024年度中期利润分配方案：每股派发现金红利0.12元（含税），合计25.37亿元，预计全年分红比例保持在30%以上。
2024-11-13Bank of Beijing reported financial market business: managed business scale reached 4.36 trillion yuan (up 17.39% YTD), money market trading volume 18.4 trillion yuan, custody assets 2,217.533 billion yuan (up 37.51% YTD).北京银行披露金融市场业务：管理业务规模达4.36万亿元（较年初增长17.39%），货币交易总量18.4万亿元，托管资产规模22175.33亿元（较年初增长37.51%）。
2024-11-29Bank of Beijing announced a dividend of 4.67 yuan per share (tax included) on its preferred shares, approved by the board on October 9, 2024.北京银行公告优先股股息发放方案，每股优先股派发现金股息4.67元（含税），经董事会于2024年10月9日审议通过。
2025-01-13Bank of Beijing announced 2024 interim profit distribution: 0.12 yuan per share (tax included), total 2.537 billion yuan, based on 21.143 billion shares; record date Jan 17, ex-dividend and payment date Jan 20, 2025.北京银行发布2024年半年度利润分配方案：每股派发现金红利0.12元（含税），总计25.37亿元，以总股本211.43亿股为基数；股权登记日2025年1月17日，除权日和发放日1月20日。
2025-04-14Beijing Bank 2024 annual results: revenue 69.917 billion yuan (+4.81% YoY), net profit 25.831 billion yuan (+0.81% YoY), total assets 4.22 trillion yuan (+12.61% YoY). Proposed final dividend 0.2 yuan per share (total 4.229 billion yuan).北京银行2024年年报：营收699.17亿元（同比+4.81%），归母净利润258.31亿元（同比+0.81%），总资产4.22万亿元（同比+12.61%）。拟每10股派发现金股利2元（合计42.29亿元）。
2025-04-14Beijing Bank 2024 full-year cash dividend totals 6.766 billion yuan (3.2 yuan per 10 shares), payout ratio 30.01% of net profit attributable to ordinary shareholders.北京银行2024年度全年现金股利合计67.66亿元（每10股3.2元），占归母普通股股东净利润比例30.01%。
2025-04-15Beijing Bank 2024 annual report: NPL ratio 1.31% (down 0.01pp YoY), provision coverage 208.75%; core tier-1 CAR 8.95%, tier-1 CAR 11.97%, CAR 13.06%.北京银行2024年报：不良贷款率1.31%（同比下降0.01个百分点），拨备覆盖率208.75%；核心一级资本充足率8.95%，一级资本充足率11.97%，资本充足率13.06%。
2025-04-15Beijing Bank 2024 annual report: net interest margin 1.47% (down 7bp YoY); cost-income ratio 29.13%.北京银行2024年报：净息差1.47%（同比下降7个基点）；成本收入比29.13%。
2025-04-15Beijing Bank 2024 annual report: custodied assets 2.27 trillion yuan (+40.88% YoY), fastest growth among trillion-level custodian banks.北京银行2024年报：托管资产规模2.27万亿元（同比+40.88%），增速在万亿级托管行中居首。
2025-04-15Beijing Bank 2024 annual report: manufacturing loan balance 133.807 billion yuan (+31.29% YoY); corporate deposits (incl. margin) 1.71 trillion yuan, up 257.4 billion yuan.北京银行2024年报：制造业贷款余额1338.07亿元（同比+31.29%）；公司存款（含保证金）1.71万亿元，新增2574亿元。
2025-04-15Beijing Bank 2024 annual report: built 'AIB' AI-driven banking platform integrating 81 large-model services, launched 20+ intelligent products and 50 operational efficiency tools.北京银行2024年报：打造“AIB”人工智能驱动银行平台，整合81项大模型服务，推出20余款智能化产品和50项运营效率工具。
2025-04-15Beijing Bank 2024 annual report: developed 7 'Crystal Ball' digital management systems (retail, corporate, financial markets, risk control, customer, tech).北京银行2024年报：建成并上线七大“水晶球”数字化管理体系（零售、对公、金融市场、风控、客户、科技等）。
2025-04-15Beijing Bank 2024 annual report: unified financial operating system won PBOC Fintech Development Second Prize; development delivery time reduced 60%, R&D capability improved 20%.北京银行2024年报：统一金融操作系统获人民银行金融科技发展二等奖；投产时间平均降低60%，研发交付能力提升20%。
2025-04-15Beijing Bank 2024 annual report: credit card new customers 528,000 in 2024, up 16% YoY; developed self-developed foreign card acquiring system.北京银行2024年报：信用卡新增客户52.8万户（同比+16%）；自主研发外卡收单系统。
2025-04-29Beijing Bank 2025 Q1 results: revenue 17.127 billion yuan (-3.18% YoY), net profit 7.672 billion yuan (-2.44% YoY), total assets 4.47 trillion yuan (+5.87% vs year-end 2024), NPL ratio 1.30% (down 0.01pp).北京银行2025年一季报：营收171.27亿元（同比-3.18%），归母净利润76.72亿元（同比-2.44%），总资产4.47万亿元（较年初+5.87%），不良贷款率1.30%（较年初下降0.01个百分点）。
2025-04-29Beijing Bank 2025 Q1: retail AUM 1.26 trillion yuan (+13.8% YoY); individual loan balance 707 billion yuan (+4.3% YoY); custodied assets 2.57 trillion yuan (+12.9% vs year-end 2024).北京银行2025年一季报：零售AUM达1.26万亿元（同比+13.8%）；个贷余额7070亿元（同比+4.3%）；资产托管规模2.57万亿元（较年初+12.9%）。
2025-05-02Bank of Beijing reported 25Q1 results: net interest income growth slowed, net fee and commission income rose 24.4% YoY to 1.44 billion yuan, net other non-interest income fell 17.7% YoY to 3.09 billion yuan.北京银行发布25Q1业绩：净利息收入增长放缓，净手续费及佣金收入同比增长24.4%至14.4亿元，净其他非息收入同比下降17.7%至30.9亿元。
2025-07-02Bank of Beijing announced 2024 annual dividend: total 0.320 yuan per share (including 0.120 yuan interim), totaling 6.766 billion yuan, based on 21.14 billion shares.北京银行公布2024年度分红方案：每股合计派发现金红利0.320元（含中期0.120元），合计派发67.66亿元，以211.43亿股为基数。
2025-07-17Bank of Beijing announced dividend payment for 'Beiyin You 2' preference shares: 4.20 yuan per share (tax included), total 546 million yuan, payable on July 28, 2025, with dividend rate 4.20%.北京银行公告“北银优2”优先股股息发放：每股4.20元（含税），合计5.46亿元，股息率4.20%，发放日为2025年7月28日。
2025-08-04Bank of Beijing's 2025Q1 net interest income fell to 12.59 billion yuan from 12.77 billion yuan YoY; net interest margin dropped to 1.31%; provision coverage ratio declined from 208.8% to 198.1%; capital adequacy ratio decreased due to risk-weighted asset growth of 10.7% and fair value losses of 3.333 billion yuan.北京银行2025年一季度利息净收入从上年同期的127.7亿元降至125.9亿元；净息差降至1.31%；拨备覆盖率从208.8%降至198.1%；资本充足率下滑，风险加权资产增速达10.7%，其他综合收益减少33.33亿元。
2025-08-28Bank of Beijing released 2025 semi-annual report: revenue 36.218 billion yuan (+1.02% YoY), net profit 15.053 billion yuan (+1.12% YoY), total assets 4.75 trillion yuan (+12.53% from year-end), NPL ratio 1.30% (-0.01pp from year-end), provision coverage 195.74%.北京银行发布2025年半年度报告：营业收入362.18亿元（同比+1.02%），净利润150.53亿元（同比+1.12%），总资产4.75万亿元（较年末+12.53%），不良贷款率1.30%（较年末-0.01个百分点），拨备覆盖率195.74%。
2025-08-29Bank of Beijing released 2025 half-year results: revenue 36.218 billion yuan, +1.02% YoY; net profit attributable to parent 15.053 billion yuan, +1.12% YoY; total assets 4.75 trillion yuan, +12.53% from year-end 2024; NIM 1.31%, down 16 bps; NPL ratio 1.30%, down 0.01 ppt; provision coverage 195.74%.北京银行发布2025年半年报：营业收入362.18亿元，同比增长1.02%；归母净利润150.53亿元，同比增长1.12%；资产总额4.75万亿元，较年初增长12.53%；净息差1.31%，下降16个基点；不良贷款率1.30%，下降0.01个百分点；拨备覆盖率195.74%。
2025-10-30Beijing Bank releases Q3 2025 report: revenue 51.588 billion yuan, down 1.08% YoY; net profit 21.064 billion yuan, up 0.26% YoY; NPL ratio 1.29%, down 0.02 pct from year-end; total assets 4.892 trillion yuan, up 15.95% from year-end.北京银行发布2025年三季报：营业收入515.88亿元，同比下降1.08%；净利润210.64亿元，同比增长0.26%；不良贷款率1.29%，较年初下降0.02个百分点；资产总额4.892万亿元，较年初增长15.95%。
2025-10-31Beijing Bank's board of supervisors approves Q3 2025 report and approves distribution of 'Beiyin You1' preferred stock cash dividend at 4.67% per share, totaling 228.83 million yuan, payable on 2025-12-11.北京银行监事会审议通过2025年第三季度报告，并批准‘北银优1’优先股股息发放，每股股息4.67元（含税），总派发金额2.2883亿元，于2025年12月11日支付。
2025-11-10Bank of Beijing released Q3 2025 results: net profit attributable to shareholders CNY 21.064 billion, up 0.26% YoY; net interest income up 1.8% YoY; fee income up 16.9% YoY; other non-interest income down 12.8% YoY; NPL coverage ratio fell to 195.79%, the lowest since 2009.北京银行发布2025年三季报：归母净利润210.64亿元，同比增0.26%；净利息收入同比增1.8%；手续费收入同比增16.9%；其他非息收入同比降12.8%；拨备覆盖率降至195.79%，为2009年以来最低。
2025-12-02Bank of Beijing announced a dividend payment for its preferred stock 'BeiYin You1' at a rate of 4.67% per share, totaling 228.83 million yuan, payable on December 11, 2025.北京银行宣布其优先股“北银优1”按每股4.67%的股息率派发现金股息，合计2.2883亿元，于2025年12月11日发放。
2025-12-05Bank of Beijing announced the full redemption and delisting of its preferred stock 'BeiYin You1', involving 49 million shares with a total amount of 4.9 billion yuan, to be completed on December 11, 2025.北京银行宣布全部赎回并摘牌其优先股“北银优1”，涉及0.49亿股，总额49亿元，于2025年12月11日完成。
2026-04-272025 annual report: revenue RMB 68.036 billion, down 3.39% YoY; net profit attributable to parent RMB 20.086 billion, down 23.73% YoY; NPL ratio 1.29%, down 0.02 pct from start of year; assets RMB 4.94 trillion, up 17.04%.2025年年报：营业收入680.36亿元，同比下降3.39%；归母净利润200.86亿元，同比下降23.73%；不良贷款率1.29%，较年初下降0.02个百分点；资产总额4.94万亿元，增长17.04%。
2026-04-272025 annual report: proposed cash dividend of RMB 0.278 per share (tax included), total RMB 5.878 billion, payout ratio 35.46%.2025年年报：拟每10股派发现金红利2.78元（含税），合计58.78亿元，分红比例35.46%。
2026-04-272026 Q1 report: revenue RMB 19.599 billion, up 14.43% YoY; net profit attributable to parent RMB 8.098 billion, up 5.55% YoY; NPL ratio 1.32%; assets RMB 4.95 trillion.2026年一季报：营业收入195.99亿元，同比增长14.43%；归母净利润80.98亿元，同比增长5.55%；不良贷款率1.32%；资产总额4.95万亿元。
2026-04-29CEO Dai Wei stated at performance briefing that 2025 profit decline was mainly due to credit impairment losses increasing by RMB 5.147 billion (up 25.6%) and fair value loss of RMB 2.022 billion from bond market volatility.行长戴炜在业绩说明会上表示，2025年利润下降主因信用减值损失同比增加51.47亿元（增幅25.6%）及债市波动导致公允价值变动损益减少20.22亿元。
2026-05-01Bank of Beijing reported 2025 annual results: revenue 68.036 billion yuan, -3.39% YoY; net profit 20.086 billion yuan, -22.23% YoY; Q4 2025 net loss of 978 million yuan, first quarterly loss since listing.北京银行发布2025年年报：营收680.36亿元，同比下降3.39%；归母净利润200.86亿元，同比下降22.23%；2025年第四季度净亏损9.78亿元，为上市后首次单季亏损。
2026-05-01Bank of Beijing reported Q1 2026 results: revenue 19.599 billion yuan, +14.43% YoY; net profit 8.098 billion yuan, +5.55% YoY; total assets 4.95 trillion yuan.北京银行发布2026年一季报：营收195.99亿元，同比增长14.43%；归母净利润80.98亿元，同比增长5.55%；总资产4.95万亿元。
2026-05-04Bank of Beijing's NPL ratio fell for five consecutive years to 1.29% at end-2025; Q1 2026 NPL ratio rebounded to 1.32%, provision coverage ratio fell below 200% to 198.04%.北京银行不良贷款率实现五连降至2025年末的1.29%；2026年一季度不良率反弹至1.32%，拨备覆盖率跌破200%至198.04%。
2026-05-06Bank of Beijing's 2025 credit impairment losses totaled 25.25 billion yuan, +25.6% YoY, accounting for 121.9% of pre-tax profit.北京银行2025年计提信用减值损失共计252.5亿元，同比增长25.6%，占利润总额的121.9%。
2026-05-21Bank of Beijing held 2025 annual general meeting, approving 9 proposals including 2025 profit distribution (cash dividend 0.278 yuan per share, payout ratio 35.46%) and related-party credit extensions.北京银行召开2025年年度股东会，审议通过9项议案，包括2025年度利润分配预案（每股派现0.278元，分红比例35.46%）及关联授信等。
2026-06-04Bank of Beijing received regulatory approval to fully redeem its 'BeiYin You 2' perpetual preferred shares (130 million shares, 13 billion yuan) on July 28, 2026.北京银行获监管批准，将于2026年7月28日全额赎回'北银优2'优先股（1.3亿股，130亿元）。
Regulatory fines & legal issues监管罚款与法律问题
25 · 2024-07-08 → 2026-06-18
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Bank of Beijing faced regulatory fines for compliance violations, lawsuits from securities fraud cases, and legal disputes over loan management.北京银行因合规违规面临监管罚款、证券欺诈案件诉讼及贷款管理法律纠纷。
2024-07-08Bank of Beijing Shanghai branch put up for sale a non-performing loan package with main debtor Fuxing Group, bad debt size about 652 million yuan (principal 466 million yuan, penalty interest 186.7 million yuan).北京银行上海分行挂牌出售一笔不良债权包，主要债务人阜兴集团，不良规模约6.52亿元（本金4.66亿元，罚息约1.867亿元）。
2024-10-24A former Bank of Beijing Nanjing branch employee, Wu Moufeng, was convicted of fraud for defrauding 8 victims of over RMB 13 million after leaving the bank, by fabricating fund bridge needs.北京银行南京分行前员工吴某锋离职后虚构资金过桥事由，骗取8名被害人1300余万元，被法院一审以诈骗罪定罪。
2025-01-06Bank of Beijing Xi'an Economic and Technological Development Zone Sub-branch and Xi'an North Railway Station Technology Sub-branch each fined 130,000 yuan by Shaanxi Financial Regulatory Bureau for deceiving policyholders in insurance business; two employees warned and fined 3,000 yuan each.北京银行西安经济技术开发区支行和西安北客站科技支行因在办理保险业务活动中欺骗投保人，各被陕西金融监管局罚款13万元；两名员工被警告并各罚款0.3万元。
2025-03-07Beijing Bank's Urumqi branch was fined 1.335 million yuan and warned by the People's Bank of China Xinjiang branch for violations in payment settlement, credit reporting, and anti-money laundering regulations.北京银行乌鲁木齐分行因违反支付结算、征信及反洗钱管理规定，被中国人民银行新疆分行警告并罚款133.5万元。
2025-05-09Bank of Beijing Nanchang High-tech Sub-branch fined 300,000 yuan for inadequate post-loan management; responsible person Zhu Min warned and fined 60,000 yuan.北京银行南昌高新支行因贷后管理不到位被罚款30万元；责任人朱敏被警告并罚款6万元。
2025-05-09Bank of Beijing Nanchang Honggutan Sub-branch fined 400,000 yuan for inadequate post-loan management; responsible persons Zhou Xueqing and Gan Jingyi warned and fined a total of 130,000 yuan.北京银行南昌红谷滩支行因贷后管理不到位被罚款40万元；责任人周雪晴、甘敬义被警告并罚款共计13万元。
2025-05-12Bank of Beijing Nanchang Branch and two sub-branches were fined a total of 2.4 million yuan, and multiple employees fined a total of 530,000 yuan, for loan management and post-loan management deficiencies.北京银行南昌分行及两家支行因贷款管理和贷后管理不到位合计被罚款240万元，多名员工合计被罚53万元。
2025-05-14Bank of Beijing received a lawsuit from Zhejiang Zhongtai Chuangying Asset Management over securities misrepresentation involving Kangde Xin Composite Materials, claiming 5.147 billion yuan in losses; Bank of Beijing and its Xidan Sub-branch are co-defendants.北京银行收到浙江中泰创赢资产管理有限公司就康得新复合材料集团证券虚假陈述责任纠纷提起的诉讼，索赔51.47亿元，北京银行及西单支行为共同被告。
2025-07-21Chongqing Yongchuan Beiyin Village Bank (70% owned by Bank of Beijing) fined 300,000 yuan by financial regulator for misappropriation of loan funds; former deputy president Tao Junnan received a warning.重庆永川北银村镇银行（北京银行持股70%）因贷款资金被挪用被罚款30万元，时任副行长陶俊男被警告。
2025-10-02Beijing Bank fined 5.3 million yuan by Beijing Financial Regulatory Bureau for seven violations including inaccurate loan classification, insufficient impairment provisions, illegal bill business, and illegal financing for land reserve projects; Xu Kai and Wang Jin each warned and fined 50,000 yuan.北京银行因贷款风险分类不准确、减值准备计提不充足、违规办理票据业务、违规为土地储备项目融资等七项违规，被北京金融监管局罚款530万元；徐凯、王瑾分别被警告并罚款5万元。
2025-11-28The People's Bank of China fined Bank of Beijing CNY 25.2685 million and confiscated illegal income of CNY 1,886.3, with a warning, for 9 violations including account management, anti-money laundering failures, and transactions with unidentified customers; 11 responsible individuals were also fined.中国人民银行对北京银行处以警告、没收违法所得1886.3元、罚款2526.85万元，涉及账户管理、反洗钱等9项违规；11名责任人同时被罚。
2025-11-28Bank of Beijing was fined a total of approximately 25.27 million yuan (including confiscation of illegal income of 1,886.3 yuan and a fine of 25.2685 million yuan) by the People's Bank of China for nine major violations, including account management, anti-money laundering failures, and transactions with unidentified customers. 11 responsible individuals were fined a total of 865,000 yuan.北京银行因违反账户管理规定、未履行客户身份识别义务等九大违规行为，被中国人民银行警告、没收违法所得1886.3元并处罚款2526.85万元，合计罚没约2527万元；11名责任人合计被罚86.5万元。
2025-12-01PBOC fined Bank of Beijing 25.2685 million yuan and confiscated illegal gains of 1,886.3 yuan for nine violations including account management, anti-money laundering, and credit information management; 11 responsible persons were also fined.中国人民银行对北京银行处以2526.85万元罚款并没收违法所得1886.3元，涉及账户管理、反洗钱、信用信息管理等九项违规；11名责任人同时被罚。
2025-12-05Bank of Beijing received a lawsuit notice from Suzhou Intermediate People's Court regarding Kangdexin securities fraud, with investors claiming 4.139 billion yuan in compensation; Bank of Beijing is listed as a co-defendant.北京银行收到苏州中院应诉通知书，涉及康得新证券虚假陈述案，投资者索赔41.39亿元；北京银行被列为共同被告。
2025-12-18Bank of Beijing's Taiyanggong branch listed a non-performing loan of about 2.212 billion yuan for transfer, involving Beijing Taihe Jiaying Real Estate, with principal of 992 million yuan and interest of 1.219 billion yuan.北京银行太阳宫支行挂牌转让约22.12亿元不良债权，涉及北京泰禾嘉盈房地产，本金约9.92亿元，利息12.19亿元。
2025-12-30Bank of Beijing Weifang Shouguang sub-branch was fined 350,000 yuan by the Shandong Regulatory Bureau for inadequate working capital loan management; its assistant branch manager was warned.北京银行潍坊寿光支行因流动资金贷款管理不到位被山东监管局罚款35万元，支行行长助理被警告。
2026-01-08Bank of Beijing issued a full loan recall notice to Wuxi Xuelang Environmental Technology Co., Ltd., demanding immediate repayment of overdue principal of 4,122,287.03 yuan and accelerated principal of 30,918,498.76 yuan, plus interest and penalties.北京银行向无锡雪浪环境科技股份有限公司发出《全部收贷通知书》，要求立即清偿逾期本金4122287.03元及提前到期本金30918498.76元，另加利息和罚息。
2026-03-05Bank of Beijing Shanghai branch listed a non-performing loan of 930 million yuan related to Shanghai Zhonghong Real Estate (a subsidiary of R&F Properties) for transfer on the banking credit asset registry.北京银行上海分行在银登网挂牌转让一笔涉及上海众弘置业（富力地产子公司）的9.3亿元不良贷款。
2026-03-10Bank of Beijing disclosed that it also listed a non-performing loan of approximately 2.211 billion yuan related to Tahoe Group in December 2025, with principal of 992 million yuan and interest/penalties of 1.219 billion yuan.北京银行披露2025年12月还挂牌了一笔涉及泰禾集团的约22.11亿元不良债权，本金9.92亿元，利息罚息12.19亿元。
2026-04-13Urumqi Changchun Road Science and Technology Sub-branch fined RMB 1.4 million and Nanhu Road Sub-branch fined RMB 300,000 by Xinjiang Financial Regulatory Bureau for imprudent bill business.乌鲁木齐分行长春路科技支行因票据业务不审慎被新疆金融监管局罚款140万元，南湖路支行被罚款30万元。
2026-05-11Huachuang Securities filed a lawsuit against Bank of Beijing and its Dazhongsi sub-branch over execution distribution plan dispute; case to be heard by Beijing High People's Court on 2026-06-26.华创证券因执行分配方案异议之诉起诉北京银行及大钟寺支行，案件将于2026年6月26日在北京市高级人民法院开庭。
2026-05-14Bank of Beijing Jiujiang Small & Micro Sub-branch fined 250,000 yuan by Jiujiang Financial Regulatory Bureau for inadequate loan management; employee Yang Guang received a warning.原北京银行九江小微支行因贷款管理不到位被九江金融监管分局罚款25万元，杨光被给予警告。
2026-05-14Bank of Beijing disclosed that plaintiff Zhejiang Zhongtai Chuangying Asset Management reduced its claim in the Kangdexin lawsuit from about 5.154 billion yuan to about 3.747 billion yuan; case not yet heard.北京银行公告，浙江中泰创赢资产管理有限公司在康得新诉讼案中变更诉讼请求，金额从约51.54亿元降至约37.47亿元，案件尚未开庭。
2026-06-18Bank of Beijing was fined 500,000 yuan by the Beijing Financial Regulatory Bureau for deficiencies in foreign currency cash management; four individuals were penalized, including a 10-year industry ban for Hou Liyang.北京银行因外币现金管理存在缺陷被北京金融监管局罚款50万元；四名责任人受罚，其中侯立阳被禁业10年。
2026-06-18Bank of Beijing Shenzhen Branch was fined 1 million yuan and had illegal gains of 89,810 yuan confiscated for non-compliant bank acceptance bill margin sources.北京银行深圳分行因银行承兑汇票保证金来源不合规被罚款100万元，没收违法所得89,810元。
Awards & certifications奖项与认证
4 · 2024-07-10 → 2025-10-18
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Bank of Beijing received industry rankings, awards for copyright, and certifications for innovation in fintech and green finance.北京银行获得行业排名、版权奖项及金融科技和绿色金融创新认证。
2024-07-10Bank of Beijing ranked 51st in The Banker's Top 1000 World Banks by Tier 1 capital, up 2 places from last year, and entered the global top 100 for the 11th consecutive year.北京银行按一级资本在英国《银行家》全球千家大银行排名第51位，较去年上升2位，连续11年跻身全球银行百强。
2025-02-06Bank of Beijing becomes first city commercial bank in China to break 4 trillion yuan in total assets, with brand value and market cap both exceeding 100 billion yuan, ranking 51st in the world's top 1000 banks.北京银行成为全国首家资产规模突破4万亿元的城商行，品牌价值和股票市值双双突破千亿元，全球千家大银行排名升至第51位。
2025-07-02Bank of Beijing ranked 49th in The Banker's 'Top 1000 World Banks 2025' by Tier 1 capital, up 2 places from 2024, marking 12 consecutive years in the global top 100.北京银行在英国《银行家》杂志“2025年全球银行1000强”中按一级资本排名第49位，较2024年上升2位，连续12年稳居全球百强。
2025-10-18Beijing Bank wins the 2025 China Copyright Gold Award as the only financial institution, and provides 'account + payment' integrated financial services to Shenzhen Cultural Property Rights Exchange and National Cultural Big Data Trading Center.北京银行作为唯一金融机构荣获2025年中国版权金奖，并为深圳文化产权交易所、全国文化大数据交易中心提供‘账户+支付’组合金融服务。
IP & patents知识产权与专利
15 · 2024-07-29 → 2025-04-09
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Bank of Beijing registered numerous software copyrights for digital platforms, risk management systems, and AI tools, reflecting strong IP growth.北京银行注册了大量软件著作权，涵盖数字平台、风险管理系统及AI工具，体现了强劲的知识产权增长。
2024-07-29Bank of Beijing newly registered a software copyright for 'Performance Testing Platform V1.0'; total 9 software copyrights registered in 2024 so far, up 200% year-on-year.北京银行新注册《性能测试平台V1.0》软件著作权，今年以来共注册9个，较去年同期增加200%。
2024-09-05Bank of Beijing registered software copyright for 'One-stop R&D Process Platform V1.0'.北京银行新注册《一站式研发流程平台V1.0》软件著作权。
2024-09-08Bank of Beijing registered software copyright for 'Precision Testing Platform V1.0'.北京银行新注册《精准测试平台V1.0》软件著作权。
2024-12-31Beijing Bank registered 175 software copyrights in 2024, a year-on-year increase of 4275%.北京银行2024年新注册软件著作权175个，较去年同期增加4275%。
2025-01-02Bank of Beijing registered 3 software copyrights: Operations Integrated Management System V1.0, Branch Comprehensive Evaluation System V1.0, Operations Business Electronic Approval System V1.0.北京银行新注册3项软件著作权：运营综合管理系统V1.0、网点综合评估系统V1.0、运营业务电子审批系统V1.0。
2025-01-07Bank of Beijing registered 5 software copyrights: Gateway Forwarding System V1.0.0, Director Information Sharing System V1.0, Commodity Clearing System V1.0.0, Yidian Office Unified Portal System V1.0, Centralized Operations System V1.0.北京银行新注册5项软件著作权：网关转发系统V1.0.0、董事信息共享系统V1.0、大宗商品清算通系统V1.0.0、易点办公统一办公门户系统V1.0、集中作业系统V1.0。
2025-01-10Bank of Beijing registered 2 software copyrights: Customer Group Management Intelligent Tracking System V1.0, Credit-based Medical Service System V1.0.0.北京银行新注册2项软件著作权：客群经营智能跟踪系统V1.0、信用就医业务系统V1.0.0。
2025-01-14Bank of Beijing registered software copyright for Unified Quota Control Platform V1.0.北京银行新注册《统一额度管控平台V1.0》软件著作权。
2025-01-15Bank of Beijing registered 7 software copyrights: Customer Experience Management Platform V1.0, Intelligent Resource Management System V1.0, Consumer Protection Intelligent Probe System V1.0, Corporate Credit Electronic Cloud Archive Management System V1.0, Audio/Video System V3.0, Intelligent Operations Strategy System V1.0, Behavior Data Analysis System V1.0.北京银行新注册7项软件著作权：客户体验管理平台V1.0、智能资源管理系统V1.0、消保智能探针系统V1.0、对公信贷电子云档案管理系统V1.0、音视频系统V3.0、智能运营策略系统V1.0、行为数据分析系统V1.0。
2025-01-17Bank of Beijing registered 4 software copyrights: JingMALL Mall System V1.0, Financial Management System V1.0, Corporate Pricing Approval System V1.0, Centralized Procurement Management System V1.0.北京银行新注册4项软件著作权：京MALL商城系统V1.0、财务管理系统V1.0、对公定价审批系统V1.0、集中采购管理系统V1.0。
2025-01-22Bank of Beijing registered 7 software copyrights: Data Warehouse System V1.0, Interbank Business Processing System V1.0, Credit Risk Management System V2.0, Data Base Common Data Processing System V1.0, Performance Appraisal System V1.0, Tianyan Report System V1.0, General Ledger Platform V1.0; cumulative 47 copyrights in 2025, up 683.33% YoY.北京银行新注册7项软件著作权：数据仓库系统V1.0、同业业务综合处理系统V1.0、信用风险管理系统V2.0、数据底座共性数据处理系统V1.0、绩效考核系统V1.0、天眼报表系统V1.0、总账平台V1.0；2025年累计47个，同比增长683.33%。
2025-01-23Bank of Beijing registered 17 software copyrights including Cross-bank Risk Monitoring and Account Verification Platform V1.0, Impairment Measurement System V1.0, Voice Outbound System V1.0, Fund Distribution System V1.0, Wealth Management Sales System V1.0, etc.; cumulative 64 copyrights in 2025, up 966.67% YoY.北京银行新注册17项软件著作权，包括跨行风险监测与账户核验平台V1.0、减值计量系统V1.0、语音外呼系统V1.0、基金代销系统V1.0、理财销售系统V1.0等；2025年累计64个，同比增长966.67%。
2025-01-24Bank of Beijing registered 11 software copyrights including Non-performing Asset Digital Disposal System V1.0, New-generation Anti-money Laundering Management System V1.0, Operations Risk Monitoring System V1.0, etc.; cumulative 75 copyrights in 2025, up 1150% YoY.北京银行新注册11项软件著作权，包括不良资产数字化处置系统V1.0、新一代反洗钱管理系统V1.0、运营风险监测系统V1.0等；2025年累计75个，同比增长1150%。
2025-04-02Beijing Bank registered 2 new software copyrights (retail risk data mart V1.0, retail collateral system 2.0); 117 total YTD, up 1571.43% YoY.北京银行新注册2项软件著作权（零售风险数据集市V1.0、零售押品系统2.0）；年内累计117项，同比增长1571.43%。
2025-04-09Beijing Bank registered 7 new software copyrights (board info system V1.0, data governance system V1.0, online risk control model mgmt V1.0, etc.); 124 total YTD, up 1671.43% YoY.北京银行新注册7项软件著作权（董事会工作信息系统V1.0、数据治理一体化系统V1.0等）；年内累计124项，同比增长1671.43%。
Technology & AI partnerships技术与AI合作
8 · 2024-08-09 → 2026-06-24
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Bank of Beijing partnered with tech firms like Huawei, iFlytek, JD Cloud, and Lenovo to deploy AI, cloud computing, and digital transformation solutions.北京银行与华为、科大讯飞、京东云、联想等科技公司合作，部署AI、云计算及数字化转型解决方案。
2024-08-09Bank of Beijing partnered with Huawei to deploy iMaster NCE data center network digital map, achieving real-time topology visualization across 5 zones, 9 vendors, and 500+ devices, and improving fault location efficiency by 90%.北京银行与华为合作部署iMaster NCE数据中心网络数字地图，实现5个区域9家厂商500多台设备的实时拓扑可视，故障定位效率提升90%。
2025-01-01Bank of Beijing issued a competitive negotiation announcement for a 2024 code assistant tool (budget 2.2 million yuan) and a code unit test assistant tool (budget 1.1 million yuan); winning bids: Baidu (340,000 yuan) and iFLYTEK (203,400 yuan).北京银行发布2024年代码助手工具（预算220万元）和代码单元测试助手工具（预算110万元）竞争性磋商公告；中标方：百度（34万元）和科大讯飞（20.34万元）。
2025-02-17Bank of Beijing and JD Cloud jointly launch the banking industry's first full-version DeepSeek based on heterogeneous computing, enhancing the 'Jingzhi Brain' AI platform.北京银行与京东云携手上线银行业首个基于异构计算的DeepSeek满血版，完善“京智大脑”人工智能平台。
2025-08-23Hundsun Technologies won a procurement bid from Bank of Beijing for the '2025 Retail Customer Asset Income System Project Expansion Function Development' with a bid amount of 1.43 million yuan.恒生电子中标北京银行“2025年零售客户资产收益系统项目扩展功能开发项目”，中标金额143.00万元。
2025-09-08Hundsun Technologies won a bid for Bank of Beijing's fund system function enhancement (phase 5 optimization) project with a bid amount of 1.69 million yuan.恒生电子中标北京银行基金系统功能提升（五期优化）项目，中标金额169万元。
2026-06-02Bank of Beijing awarded a 270,000 yuan contract to Baidu Netcom for the 2026 Intelligent Robot Platform 2.0 Optimization Project.北京银行将2026年智能机器人平台2.0优化项目以27万元合同授予百度网讯。
2026-06-05Primeton Information Technology won a 1.27 million yuan procurement contract from Bank of Beijing for the 2026 Supplier System Phase II project.普元信息技术中标北京银行2026年供应商系统建设二期项目，金额127万元。
2026-06-24Winsheng Information Technology won a 1.23 million yuan contract from Bank of Beijing for the 2026-2027 asset custody operations center on-site maintenance service project.赢时胜信息技术中标北京银行2026-2027资产托管运营中心驻场维保服务项目，金额123万元。
