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Regulatory penalties & compliance监管处罚与合规
119 · 2024-01-04 → 2026-06-05
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A persistent stream of fines and warnings from NFRA and PBoC for violations across branches, including loan mismanagement, employee conduct, and AML failures.各地分支行因贷款管理不当、员工行为失范、反洗钱违规等持续收到监管罚单与警告。
2024-01-04Agricultural Bank of China (ABC) was fined a total of RMB 44.2018 million by the National Financial Regulatory Administration (NFRA) for 19 violations, including improper management of agricultural loans and illegal financing to real estate developers.中国农业银行因19项违规行为被国家金融监督管理总局没收违法所得并罚款合计4420.18万元，违规行为包括农户贷款管理不当、违规向房地产开发商提供融资等。
2024-01-04ABC Yingshan County Sub-branch was fined RMB 950,000 by the Huanggang Regulatory Branch of NFRA for inadequate employee conduct management and non-standard counter operations; several individuals including former branch head were warned, and one employee was banned from banking for life.中国农业银行英山县支行因员工行为管理不到位、柜面业务操作不规范被黄冈监管分局罚款95万元，时任行长等多人被警告，一名员工被终身禁止从事银行业工作。
2024-01-05ABC Shaoxing Shangyu Sub-branch was fined RMB 300,000 by the Shaoxing Regulatory Branch of NFRA for imprudent management of operating loans.中国农业银行绍兴上虞支行因经营性贷款管理不审慎被绍兴监管分局罚款30万元。
2024-01-08ABC Wenzhou Branch was fined RMB 950,000 by the Wenzhou Regulatory Branch of NFRA for delayed reporting of case information and failure to effectively implement employee management responsibilities, including an employee illegally granting loans and accepting bribes.中国农业银行温州分行因迟报案件信息、未有效落实员工管理责任（员工违法发放贷款、受贿）被温州监管分局罚款95万元。
2024-01-10ABC Hezuo City Sub-branch was fined RMB 300,000 by the Gannan Regulatory Branch of NFRA for serious violations of prudent operating rules, including embezzlement of public funds by employees; former branch head and deputy head were warned, one deputy head was banned from banking for 10 years, and one outlet manager was banned for life.中国农业银行合作市支行因员工挪用公款、严重违反审慎经营规则被甘南监管分局罚款30万元；时任行长、副行长被警告，一副行长被禁业10年，一分理处主任被终身禁业。
2024-01-12ABC Fuyang Branch was fined by the Fuyang Regulatory Branch of NFRA for failing to properly manage and control loan fund disbursement, improperly passing mortgage registration fees to customers, inadequate employee conduct management, and deceiving insurance buyers in agency insurance business. A customer manager was banned from banking for life for fraud-related loan offenses.中国农业银行阜阳分行因未按规定进行贷款资金支付管理与控制、违规将抵押登记费转嫁给客户、员工行为管理不到位、代理保险业务欺骗投保人被阜阳监管分局罚款；一名客户经理因骗取贷款被终身禁业。
2024-01-15ABC Jinxiu County Sub-branch was fined RMB 300,000 by the Guangxi Regulatory Bureau of NFRA for 'quality-price mismatch' (charging fees without commensurate service); the deputy branch head was warned.中国农业银行金秀县支行因质价不符被广西监管局罚款30万元，时任副行长被警告。
2024-01-19ABC Chongqing Bishan Sub-branch was warned and fined RMB 10,000 by the Jiangjin Regulatory Branch of NFRA for losing its financial license.中国农业银行重庆璧山支行因遗失金融许可证被江津监管分局警告并罚款1万元。
2024-02-01ABC Wenzhou Branch fined 3.3 million yuan by NFRA Zhejiang for multiple violations including personal loan funds flowing into real estate and stock markets, and improper project lending.农行温州分行因个人贷款资金违规流入房地产和股市、项目贷款违规等多项问题被浙江监管局罚款330万元。
2024-02-23ABC Yingtan Yuehu Sub-branch was fined 300,000 yuan by NFRA Yingtan for irregular disposal of assets received in lieu of debt; former deputy president Huang Xiaoyu was warned.农行鹰潭月湖支行因抵债资产处置不规范被鹰潭监管分局罚款30万元，原副行长黄小宇被警告。
2024-03-05ABC Jinzhong Branch (Shanxi) was fined RMB 300,000 by the financial regulator for handling bill discounting business without a genuine trade background.农业银行晋中分行因违规办理无真实贸易背景票据贴现业务，被罚30万元。
2024-03-07ABC Benxi Branch (Liaoning) was fined RMB 500,000 by the financial regulator for inadequate internal control implementation and delayed reporting of internal cases.农业银行本溪分行因内控制度执行不到位、业内案件迟报，被罚款50万元。
2024-03-15ABC Zhoushan Branch (Zhejiang) was fined RMB 600,000 by the financial regulator for imprudent personal loan management and price-quality mismatch in service fees.农业银行舟山分行因个人贷款管理不审慎、服务收费质价不符，被罚款60万元。
2024-04-01Agricultural Bank of China Jiaxing Branch fined 900,000 yuan for inflating deposits and loans; two employees warned.中国农业银行嘉兴分行因虚增存贷款被罚款90万元；两名员工被警告。
2024-04-01Agricultural Bank of China Huanren County sub-branch deputy supervisor Hao Yuhong warned for inadequate management of employee daily behavior.农行桓仁县支行副督导员郝玉红因对员工日常行为管理不到位被警告。
2024-04-07Agricultural Bank of China Yili Bingtuan branch fined 300,000 yuan for inadequate loan management leading to personal loan misappropriation.农业银行伊犁兵团分行因贷款管理不到位、个人贷款资金被挪用被罚30万元。
2024-04-08Agricultural Bank of China Taizhou branch fined 450,000 yuan for inadequate employee behavior management leading to an employee bribery case.农业银行台州分行因员工行为管理不到位发生员工受贿案件被罚45万元。
2024-04-16Agricultural Bank of China Linkou County sub-branch fined 220,000 yuan for inadequate post-loan management; deputy branch manager Liang JinKui warned.农业银行林口县支行因贷后管理不到位被罚22万元；副行长梁金奎被警告。
2024-04-24Agricultural Bank of China Shihuzi Beiquan Bingtuan sub-branch fined 350,000 yuan and Shihuzi Xiayedi Bingtuan sub-branch fined 300,000 yuan for inadequate farmer loan management.农业银行石河子北泉兵团支行因农户贷款管理不到位被罚35万元，石河子下野地兵团支行被罚30万元。
2024-04-29Agricultural Bank of China Hetian City sub-branch fined 200,000 yuan for inadequate post-loan management of poverty alleviation micro-credit; branch manager warned and fined 50,000 yuan.农业银行和田市支行因扶贫小额信贷贷后管理不到位被罚20万元；行长被警告并罚款5万元。
2024-05-11ABC Shaoxing Shangyu branch was fined 400,000 yuan by NFRA for negligent personal loan management; one employee banned from banking for 10 years, two managers warned.农业银行绍兴上虞支行因个人贷款管理不审慎被罚40万元，一名员工被禁业10年，两名管理人员被警告。
2024-05-11ABC Lincang branch was fined 700,000 yuan by NFRA for failing to dynamically adjust enterprise classification, illegally charging SME fees, and allowing loan funds to flow into real estate and securities markets.农业银行临沧分行因未动态调整企业划型违规收费、贷款资金违规流入房地产和证券市场等被罚70万元。
2024-05-15ABC Huangnan branch was fined 300,000 yuan by NFRA for inadequate loan 'three checks' (贷前调查、贷时审查、贷后检查); former branch head Ma Hongwei fined 55,000 yuan.农业银行黄南分行因贷款“三查”不尽职被罚30万元，原行长马宏伟被罚5.5万元。
2024-05-24ABC Jingzhou branch was fined 500,000 yuan by NFRA for personal online small-consumption loans being misused to purchase wealth management products and improperly passing costs to customers.农业银行荆州分行因个人线上自助小额消费贷款违规被挪用于购买理财、违规向客户转嫁成本被罚50万元。
2024-05-30ABC Guoluo branch was fined 212,000 yuan by NFRA for weak internal control, improper fee management, and charging fees exempted for small and micro enterprises.农业银行果洛分行因内控管理薄弱、收费管理不规范、违规收取小微企业免收费用被罚21.2万元。
2024-06-07ABC Sanming branch was fined for multiple violations including inadequate pre-loan investigation, misappropriation of loan funds, and issuing loans without real purpose, with several individual employees also penalized.农行三明分行因贷前调查不尽职、贷款资金被挪用、发放无真实用途贷款等多项违规被处罚，多名员工被警告并罚款。
2024-06-17ABC's Qionghai and Lin'gao sub-branches in Hainan were fined 400,000 yuan and 450,000 yuan respectively by the financial regulator for illegal delayed settlement.农业银行琼海市支行、临高县支行因违规延期清算分别被国家金融监督管理总局海南监管局罚款40万元和45万元。
2024-06-20ABC Xishuangbanna branch was fined 350,000 yuan by the financial regulator for inadequate loan management, resulting in credit funds flowing into restricted areas.农业银行西双版纳分行因贷款管理不到位，信贷资金违规流入限制性领域，被罚款35万元。
2024-06-26ABC Dongyang sub-branch in Zhejiang was fined 350,000 yuan by the financial regulator for seriously imprudent project loan management.农业银行东阳市支行因项目贷款管理严重不审慎，被国家金融监督管理总局金华监管分局罚款35万元。
2024-07-09ABC Tianjin Nankai Sub-branch employee Zhang Ke is banned from banking for life for violating regulations in auto installment business.农业银行天津南开支行员工张恪因违规办理汽车分期业务，被禁止终身从事银行业工作。
2024-07-31ABC Alar Corps Branch is fined and its former discipline secretary Wang Lin is warned and fined RMB 70,000 for failing to report criminal case information as required. Two former employees are banned from banking for life for serious violations in employee conduct management.中国农业银行阿拉尔兵团分行因未按规定报送涉刑案件信息被罚，原纪委书记王林被警告并罚款7万元；两名原员工因员工行为管理严重违规被终身禁业。
2024-08-01ABC's Aksu Bingtuan sub-branch former staff Du Juan and Du Hongyan banned from banking for life for serious violations of prudent operation rules in employee behavior management.原农业银行阿克苏兵团支行员工杜娟、杜泓艳因员工行为管理严重违反审慎经营规则，被终身禁止从事银行业工作。
2024-08-01ABC's Aral Bingtuan branch former discipline inspection secretary Wang Lin fined 70,000 yuan and warned for failing to report criminal case information as required.农业银行阿拉尔兵团分行原纪委书记王林因未按规定报送涉刑案件信息，被警告并罚款7万元。
2024-08-22ABC Shuozhou branch fined 200,000 yuan by financial regulator for charging inquiry letter fees to small and micro enterprises.农业银行朔州市分行因向小微企业收取询证函费用被罚款20万元。
2024-08-29ABC Wenzhou Economic and Technological Development Zone branch fined 350,000 yuan for granting fixed asset loans to projects with insufficient capital; former branch president Yan Pengwei warned.农业银行温州经济技术开发区分公司因向资本金未达位项目发放固定资产贷款被罚35万元，时任行长严鹏炜被警告。
2024-09-06ABC Zhaotong Branch was fined 850,000 yuan by the NFRA for inadequate loan 'three checks', granting commercial housing mortgage loans to uncompleted projects, and issuing fixed asset loans without meeting project capital requirements.农业银行昭通分行因贷款“三查”不尽职、向未竣工验收项目审批发放商用房按揭贷款以及未落实项目资本金发放固定资产贷款，被罚款85万元。
2024-09-20ABC Fujian Branch was fined a total of 4.3 million yuan by the NFRA Fujian Office for 11 violations including inadequate internal control of working capital loans, improper fee charging, and inadequate pre-loan due diligence.农业银行福建省分行因流动资金贷款内控管理不到位、结构化融资顾问服务质价不符等十一项违法违规事实，被合计处以430万元罚款。
2024-10-25ABC Shannan Branch was fined 230,000 yuan and warned for violating financial consumer protection, financial statistics, and anti-money laundering regulations.农业银行山南分行因违反金融消费者权益保护、金融统计、反洗钱管理规定，被警告并罚款23万元。
2024-10-25ABC Changdu Branch was fined 15,000 yuan and warned for violating RMB bank settlement account and financial statistics regulations.农业银行昌都分行因违反人民币银行结算账户管理、金融统计管理规定，被警告并罚款1.5万元。
2024-10-30ABC Baicheng Branch fined 1.35 million yuan for fabricating loan documents, issuing loans to ineligible borrowers, and inadequate internal controls.农业银行白城分行因制作虚假贷款资料、向不合格借款人放贷、内控不到位等，被罚款135万元。
2024-10-30ABC Huai'an Branch fined 1.6 million yuan for converting deposits to loans secured by those deposits, and inadequate pre-loan investigations for housing and auto loans.农业银行淮安分行因以贷转存并以存单质押发放贷款、个贷调查不审慎等，被罚款160万元。
2024-11-01ABC Huai'an branch fined 1.6 million yuan for illegal practices: converting deposits to loans secured by those deposits, inadequate pre-loan checks on housing loans, and inadequate pre-loan checks on credit-card auto installment loans.农业银行淮安分行因以贷转存并以存单质押发放贷款、个人住房贷款贷前调查不审慎、信用卡车分期贷前调查不审慎，被罚160万元。
2024-11-12ABC Hangzhou branch fined 1.7 million yuan for severely imprudent loan management, including customer managers cooperating with illegal loan intermediaries, failing to identify falsified loan documents, and inadequate post-loan management.农业银行杭州分行因贷款管理严重不审慎，客户经理与不法贷款中介合作等，被罚170万元。
2024-11-12ABC Qinglong county sub-branch fined 200,000 yuan for illegal fee collection.农业银行晴隆县支行因违规收费被罚20万元。
2024-11-14ABC Shaanxi branch and Zhejiang Shang Bank Xi'an branch were issued warning letters by the Shaanxi Securities Regulatory Bureau for selling funds with unregistered personnel.农行陕西省分行因未注册基金从业资格人员销售基金被陕西证监局出具警示函。
2024-11-18ABC Gongzhuling sub-branch fined 250,000 yuan for inadequate post-loan management leading to employee misappropriation of loan funds; the responsible customer manager was permanently banned from banking.农业银行公主岭支行因贷后管理不到位、员工挪用贷款资金被罚25万元，涉事客户经理被终身禁业。
2024-11-26Four ABC branches (Ganzhou开发区, Ruijin, Yushan, Xinyu) were fined a total of 2.1345 million yuan by the foreign exchange regulator for violations of foreign exchange regulations.农业银行赣州开发区支行、瑞金市支行、玉山县支行、新余分行因违反外汇管理条例被合计罚款213.45万元。
2024-12-06ABC Yuxi Branch fined 466,200 yuan for failing to reasonably review the authenticity of transaction documents and their consistency with foreign exchange receipts and payments, and for failing to make international收支统计 declarations as required.中国农业银行玉溪分行因未对交易单证的真实性及其与外汇收支的一致性进行合理审查、未按规定进行国际收支统计申报，被罚款46.62万元。
2024-12-18ABC Shangluo Branch fined 250,000 yuan for inadequate loan management and failure to effectively prevent the misappropriation of credit funds.中国农业银行商洛分行因贷款管理不到位，未有效防止信贷资金挪用，被罚款25万元。
2025-01-08ABC Dangshan County Sub-branch (Anhui) was fined 300,000 yuan for inadequate loan management.农业银行砀山县支行因贷款管理不到位被罚款30万元。
2025-01-10ABC Yuxi Branch (Yunnan) was fined 500,000 yuan for imprudent loan management and borrower funds flowing back.农业银行玉溪分行因贷款管理不审慎、信贷资金回流借款人被罚款50万元。
2025-01-10ABC Xiaogan Branch (Hubei) was fined 700,000 yuan for weak internal controls and inaccurate loan demand assessment.农业银行孝感分行因内控管理不严、贷前调查不到位被罚款70万元。
2025-01-25ABC Dong'e County Sub-branch (Shandong) was fined 350,000 yuan and warned for inadequate loan management.农业银行东阿县支行因贷款管理不到位被罚款35万元并受到警告。
2025-01-28ABC received a central bank penalty of approx. 51.6 million yuan (confiscation of illegal gains 4.876 million yuan + fine 46.729 million yuan) for 12 violations including account and settlement rules, and AML failures.农业银行因12项违规行为（包括违反账户和清算管理规定、反洗钱义务等）被央行没收违法所得487.6万元并处罚款4672.9万元，合计约5160万元。
2025-02-08ABC was fined a total of 51.6053 million yuan by the People's Bank of China for 12 violations including account management and transactions with unidentified customers; 20 individuals were also fined.农行因违反账户管理规定等12项违规被央行罚没合计5160.53万元，20名相关负责人同时被罚。
2025-02-14ABC Jiangmen Paotai Sub-branch was fined 250,000 yuan for illegally selling fund products; its then-president Zhu Dingguang was warned.农行江门炮台支行因违规销售基金产品被罚25万元，时任行长朱定广被警告。
2025-02-20ABC Qinghai Provincial Branch was fined 500,000 yuan for imprudent loan approval decisions and lending exceeding enterprise capital needs.农行青海省分行因贷款授信决策不尽职、超需求放贷被罚50万元。
2025-02-28ABC Zunyi Xiangshan Sub-branch was fined 300,000 yuan for inadequate pre-loan investigation and post-loan management.农行遵义湘山支行因贷前调查不尽职、贷后管理不到位被罚30万元。
2025-04-01ABC Henan branch fined RMB 300,000 by NFRA for misreporting agency business data in the 1104 system.农业银行河南省分行因错报1104系统代理代销业务报表数据，被国家金融监督管理总局罚款30万元。
2025-04-07ABC Panzhou sub-branch (Guizhou) fined RMB 400,000 by Liupanshui financial regulator for failing to strictly enforce payment management rules, resulting in long-term retention of credit funds.农业银行盘州市支行因未严格执行支付管理规定，信贷资金长期滞留，被六盘水金融监管分局罚款40万元。
2025-05-26ABC Jianli Sub-branch was fined 350,000 yuan by the Jingzhou Regulatory Office of the National Financial Regulatory Administration for inadequate management of insurance agency sales.农业银行监利市支行因代销保险业务管理不到位，被国家金融监督管理总局荆州监管分局罚款35万元。
2025-06-10ABC Pingyu Gaoyangdian sub-branch was fined 6,000 yuan for losing its financial license due to poor management.农业银行平舆县高杨店分理处因管理不善导致金融许可证遗失，被警告并罚款6000元。
2025-06-23ABC Quzhou Qujiang sub-branch was fined 400,000 yuan for improper loan management, with credit funds not used as agreed.农业银行衢州衢江支行因贷款管理不审慎、信贷资金未按约定用途使用被罚40万元。
2025-06-30ABC Ningxia branch was fined 300,000 yuan for issuing non-compliant fixed-asset loans.农业银行宁夏回族自治区分行因发放不符合条件的固定资产贷款被罚30万元。
2025-07-11ABC's Jinhua branch was fined RMB 2.95 million by the financial regulator for seven violations, including improper deposit assessment indicators, granting loans to unqualified borrowers, and serious negligence in loan management.农业银行金华分行因存款考评指标设定不合规等7项违规，被金融监管局罚款295万元。
2025-07-22ABC Yantai Laishan sub-branch was fined RMB 100,000 by the People's Bank of China Yantai branch for violating clearing management regulations.农业银行烟台莱山支行因违反清算管理规定，被中国人民银行烟台市分行罚款10万元。
2025-08-06ABC Puyang branch fined 500,000 yuan for inadequate credit fund control and personal consumption loans flowing into non-compliant areas.农业银行濮阳分行因信贷资金管控不到位、个人消费类贷款流入不合规领域被罚款50万元。
2025-08-07ABC Duyun Wenfeng branch fined 300,000 yuan for inadequate management of second-hand housing loans and agency business, and tying products to loans.农业银行都匀市文峰支行因个人二手住房贷款业务及代销业务管理不尽职、搭售产品被罚款30万元。
2025-08-07ABC Diqing branch fined 550,000 yuan for inadequate loan 'three checks' and illegal fees.农业银行迪庆分行因贷款“三查”不到位、违规收费被罚款55万元。
2025-08-13ABC Dali branch fined 550,000 yuan for inadequate 'three checks' on working capital loans, credit fund return to borrower, and improper enterprise classification leading to advisory fee charges.农业银行大理分行因流动资金贷款“三查”不审慎、信贷资金回流、未动态调整企业划型导致收取咨询顾问费被罚55万元。
2025-08-18ABC Qapqal Xibe Autonomous County branch fined 250,000 yuan for inadequate loan payment management.农业银行察布查尔锡伯自治县支行因贷款支付管理不到位被罚款25万元。
2025-08-20ABC Anshun Xixiu branch fined 300,000 yuan for inadequate pre-loan investigation and post-loan management.农业银行安顺西秀支行因贷前调查不尽职、贷后管理不到位被罚款30万元。
2025-09-01ABC Shandan County sub-branch fined 50,000 yuan by NFRA Zhangye for misleading sales in bancassurance dual-recording.农行山丹县支行因银保渠道保险产品双录存在销售误导，被张掖监管分局罚款5万元。
2025-09-10ABC Xiuwen County sub-branch fined 300,000 yuan by NFRA Guizhou for charging fees inconsistent with service quality; branch head Zhou Hu fined 50,000 yuan.农行修文县支行因收费质价不符被贵州监管局罚款30万元，时任行长周虎被罚5万元。
2025-10-14ABC Honghe Branch was fined RMB 300,000 by the Honghe Financial Regulatory Branch for ineffective control over credit fund flows, with funds flowing into restricted areas.农业银行红河分行因信贷资金流向缺乏有效管控，资金流入限制性领域，被红河金融监管分局罚款30万元。
2025-10-21ABC Fuzhou Changle Sub-branch was fined a total of RMB 950,000 by the Fujian Financial Regulatory Bureau for inadequate pre-loan investigation and post-loan management of agricultural, working capital, and personal business loans. Two responsible individuals were warned.农业银行福州长乐支行因农户贷款、流动资金贷款、个人经营性贷款贷前调查不尽职、贷后管理不到位，被福建金融监管局合计罚款95万元，两名责任人被警告。
2025-10-21ABC Changzhi Shangdang Yincheng Sub-office was fined RMB 10,000 and warned for losing its license due to poor management and failing to report it.农业银行长治上党荫城分理处因管理不善导致许可证遗失且未按规定报告，被责令改正、警告并罚款1万元。
2025-10-27ABC Hefei Luyang Sub-branch was fined RMB 300,000 by the Anhui Regulatory Bureau for inadequate pre-loan investigation; two responsible individuals were warned.农业银行合肥庐阳区支行因贷前调查不尽职被安徽监管局罚款30万元，两名责任人被警告。
2025-10-31ABC was fined RMB 27.2 million by the NFRA for non-compliant product sales and service fees, and imprudent credit fund flow management. Zhang Qing was warned and fined RMB 100,000.农业银行因相关产品销售、服务收费不合规，信贷资金流向管理不审慎等，被国家金融监督管理总局罚款2720万元，张清被警告并罚款10万元。
2025-11-03ABC (Agricultural Bank of China) Bijie Branch fined 500,000 yuan by the National Financial Regulatory Administration for tying sales and inadequate post-lending management.农业银行毕节分行因借贷搭售、贷后管理不到位，被国家金融监督管理总局罚款50万元。
2025-11-03ABC fined 27.2 million yuan by the National Financial Regulatory Administration for non-compliant product sales, service fee collection, and imprudent management of credit fund flows; responsible person Zhang Qing fined 100,000 yuan and warned.农业银行因相关产品销售、服务收费不合规，信贷资金流向管理不审慎等，被国家金融监督管理总局罚款2720万元；责任人张清被警告并罚款10万元。
2025-11-17ABC Xiushui County Sub-branch fined 300,000 yuan by the Jiujiang Regulatory分局 for inadequate loan management.农业银行修水县支行因贷款管理不到位被九江监管分局罚款30万元。
2025-11-17ABC Manas County Sub-branch fined 300,000 yuan by the Changji Regulatory分局 for inadequate employee management.农业银行玛纳斯县支行因员工管理不到位被昌吉金融监管分局罚款30万元。
2025-11-18ABC Chengde Shuangqiao Sub-branch fined 300,000 yuan by the Chengde Regulatory分局 for imprudent loan issuance.农业银行承德双桥支行因贷款发放不审慎被承德监管分局罚款30万元。
2025-11-19ABC Hengshui Jizhou Sub-branch fined 200,000 yuan and Hengshui Shenzhou Sub-branch fined 300,000 yuan by the Hengshui Regulatory分局 for inadequate post-lending management and misappropriation of loan funds.农业银行衡水冀州支行、深州支行因贷后管理不到位、贷款资金被挪用，分别被衡水监管分局罚款20万元、30万元。
2025-11-25ABC Zhumadian Branch fined 708,000 yuan and warned by the Zhumadian Regulatory分局 for illegal bill business, forfaiting funds flowing back to the applicant, and failing to display the insurance intermediary license copy at the business premises.农业银行驻马店分行因违规办理票据业务、福费廷资金回流至开证人、营业场所未悬挂保险中介许可证复印件，被驻马店监管分局警告并罚款70.8万元。
2025-12-06ABC was fined RMB 46.73 million and issued a warning by the People's Bank of China for 12 violations including account management, clearing, and anti-counterfeit currency regulations; illegal income of RMB 4.88 million was confiscated.农行因违反账户管理、清算管理等12项规定被中国人民银行警告、没收违法所得488万元并罚款4673万元。
2025-12-09ABC Yangquan Branch was fined RMB 250,000 by the local financial regulatory bureau for inadequate internal control and compliance management.农行阳泉市分行因内控合规管理不到位被阳泉监管分局罚款25万元。
2026-01-04ABC Fuzhou Taijiang sub-branch was fined 800,000 yuan for illegally handling bank card business; two individuals banned from banking for 5 years.农行福州台江支行因违规办理银行卡业务被罚80万元，两名责任人被禁业5年。
2026-01-04ABC Chongqing Dazu sub-branch was fined 300,000 yuan for inadequate 'three checks' on loans.农行重庆大足支行因贷款“三查”不到位被罚30万元。
2026-01-06ABC Zhongshan branch was fined 900,000 yuan for serious violations of prudent operation rules in credit business.农行中山分行因信贷业务严重违反审慎经营规则被罚90万元。
2026-01-07ABC Zhenlai County sub-branch was fined 300,000 yuan for inadequate pre-loan investigation and post-loan management.农行镇赉县支行因贷前调查未尽职、贷后管理不到位被罚30万元。
2026-01-07Three ABC sub-branches (Cangzhou West Ring, Handan People's, Quzhou County) were fined a total of 700,000 yuan for inadequate post-loan management.农行沧州西环支行、邯郸人民支行、曲周县支行因贷后管理不到位分别被罚30万、20万、20万。
2026-01-07ABC Linjiang sub-branch was fined 300,000 yuan for inadequate loan 'three checks' and failing to detect misappropriation of working capital loans.农行临江市支行因贷款“三查”不尽职，未发现流动资金贷款挪作他用被罚30万元。
2026-01-08ABC Taizhou branch was fined 2.35 million yuan and Tiantai County sub-branch fined 300,000 yuan for inadequate employee management, inaccurate restructuring loan data, and illegal fees.农行台州分行因员工管理不到位、重组贷款数据不实、违规收费被罚235万元，天台县支行被罚30万元。
2026-01-08ABC Lijin County sub-branch was fined 300,000 yuan for non-compliant bill business.农行利津县支行因票据业务不合规被罚30万元。
2026-01-12ABC Haidong branch was fined 570,000 yuan for inadequate credit management and non-compliant cash management service pricing.农行海东分行因信贷管理不到位、现金管理服务质价不符被罚57万元。
2026-01-12ABC Shenyang branch and Shenyang Sujiatun sub-branch were each fined 300,000 yuan for illegally issuing personal loans.农行沈阳分行、沈阳苏家屯支行因违规发放个人贷款分别被罚30万元。
2026-01-12ABC Pingdingshan branch was fined 750,000 yuan and had illegal gains of 553.2 yuan confiscated for lax review of down payment sources for housing loans, post-loan mismanagement, and illegal fees.农行平顶山分行因个人住房贷款首付审核不严、贷后管理不到位、收费不合规被罚75万元，没收违法所得553.2元。
2026-01-14ABC Xianyang branch was fined 250,000 yuan for inadequate management of farmer household loans.农行咸阳分行因农户贷款管理不到位被罚25万元。
2026-01-16ABC Jincheng Fengqing sub-branch was fined 310,000 yuan, warned, and ordered to correct for issuing non-compliant loans and inadequate insurance agency management.农行晋城凤庆支行因发放不符合条件的贷款、代销保险业务管理不到位被责令改正，警告，罚款31万元。
2026-01-26ABC Zhejiang branch was fined 8.8 million yuan for non-prudent corporate loan management, among other violations.农行浙江省分行因对公贷款管理不审慎等被罚款880万元。
2026-01-27ABC Dalian branch and Dalian Jinzhou sub-branch were each fined 300,000 yuan for using same-day certificates of deposit as collateral for unnecessary loans to inflate deposit and loan scales.农行大连市分行及金州支行因以存单质押发放无实际需求贷款虚增存贷款规模，分别被罚30万元。
2026-03-04ABC's Jinan Tianqiao Sub-branch and four responsible individuals, including Li Weidong, were fined a total of RMB 350,000 and issued warnings by the Shandong Regulatory Bureau for negligence in personal loan management.农业银行济南天桥支行及相关责任人李卫东等4人因个人贷款管理不尽职，被山东监管局处以罚款35万元及警告。
2026-03-13ABC Xinjiang Uygur Autonomous Region Branch was fined RMB 1.5 million by the People's Bank of China for violating financial statistics management regulations.农业银行新疆维吾尔自治区分行因违反金融统计管理规定，被中国人民银行罚款150万元。
2026-03-17ABC Pingdingshan Branch was fined RMB 1.305 million and warned by the People's Bank of China for violating financial statistics, anti-counterfeit currency, and credit information management regulations.农业银行平顶山分行因违反金融统计、反假货币及信用信息管理规定，被中国人民银行罚款130.5万元。
2026-04-24Tongchuan Yaozhou branch fined 210,000 yuan by local financial regulator for negligent loan management.铜川耀州区支行因贷款管理不审慎被铜川监管分局罚款21万元。
2026-04-28Qiandongnan branch fined 200,000 yuan by local financial regulator for negligent loan management; former Kaili sub-branch president Liu Jinquan issued a warning.黔东南分行因贷款管理不尽职被罚20万元，时任凯里市支行行长刘金权被警告。
2026-04-30Ningde branch fined 400,000 yuan by local financial regulator for inadequate rectification of issues found in regulatory inspections.宁德分行因监管检查发现问题整改落实不到位被罚40万元。
2026-04-30Laibin branch fined 1.9824 million yuan and issued a warning by the People's Bank of China for violations including statistical reporting, account management, anti-counterfeit currency rules, occupying fiscal deposits, credit information rules, and customer due diligence.来宾分行因违反金融统计、账户管理、反假货币、占压财政存款、信用信息管理、客户尽职调查等规定，被人民银行警告并罚款198.24万元。
2026-05-01ABC Laibin Branch fined 1.9824 million yuan for violating financial statistics, account management, anti-counterfeit currency, and customer due diligence rules.农业银行来宾分行因违反金融统计、账户管理、反假货币及客户尽职调查等规定，被警告并罚款198.24万元。
2026-05-16ABC Yichun Branch was fined a total of 1.05 million yuan for inadequate bank acceptance bill management, illegal assessment target setting, and misappropriation of working capital loans.农业银行宜春分行因银行承兑汇票业务管理不尽职、违规设定考核指标、流动资金贷款被挪用，合计被罚款105万元。
2026-05-18ABC Guyuan Branch was fined 300,000 yuan for serious violation of prudent operation rules in the 'three checks' system for some corporate loans.农业银行固原分行因部分法人贷款“三查”制度执行严重违反审慎经营规则，被罚30万元。
2026-05-22ABC Shenzhen Branch was ordered to confiscate illegal income of 31,683 yuan and fined 2.05 million yuan for non-compliant bank acceptance bill margin sources and inadequate personal loan checks.农业银行深圳市分行因银行承兑汇票保证金来源不合规、个人贷款三查不到位，被没收违法所得31683元，罚款205万元。
2026-05-28ABC Henan Branch and Zhengzhou Branch were fined 300,000 yuan and 400,000 yuan respectively for inadequate management of commission payments to real estate intermediaries.农业银行河南省分行、郑州分行因对辖内机构向房地产中介机构支付佣金问题管理不到位，分别被罚30万元、40万元。
2026-05-29ABC Xiaogan Branch was fined 75,000 yuan for violating credit information collection, provision, and query management regulations; 4 responsible individuals were also fined.农业银行孝感分行因违反信用信息采集、提供、查询及相关管理规定，被罚款7.5万元；4名责任人同时被罚。
2026-06-01ABC's Ganzi branch fined 1.31515 million yuan by the PBoC for violations including statistical, account, RMB circulation, anti-counterfeit, credit reporting, and AML rules.农行甘孜分行因违反金融统计、账户、人民币流通、反假币、征信及反洗钱等规定，被央行罚款131.515万元。
2026-06-05ABC Fufeng County sub-branch fined 320,000 yuan by the local financial regulator for inadequate post-lending management leading to loan fund reflux.农行扶风县支行因贷后管理不到位导致贷款资金回流，被宝鸡监管分局罚款32万元。
2026-06-05ABC Tianjin Binnan Road sub-branch fined 400,000 yuan by the financial regulator for inadequate employee management leading to illegal activities by staff.农行天津宾馆南道支行因员工管理不到位、员工从事违法活动，被天津监管局罚款40万元。
Product launches & innovations产品发布与创新
108 · 2024-01-11 → 2026-06-21
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Launch of new loan products, digital services, and financial solutions targeting specific customer segments like farmers, SMEs, and tech enterprises.针对农户、小微企业、科技企业等特定客群推出新贷款产品、数字服务及金融解决方案。
2024-01-11ABC launched the 'Qinglv' (Green) retail brand elements and three new series of customized bank cards, including the 'Qinglv Character Card' issued jointly as a debit and credit card, and the 'Better Life Card' targeting migrant workers and new urban residents.农业银行发布“青绿”零售品牌元素及三套特色银行卡，包括首次以“借记卡+信用卡”联合发卡模式发布的“青绿人物卡”，以及针对务工人员及新市民的“美好生活卡”。
2024-01-12ABC Hunan Branch launched the 'Ship Loan' (Chuanbo Dai) product in Changde, designed for inland waterway vessel operators, with a maximum loan term of 8 years and a single maximum额度 of RMB 10 million; on-site signing involved over RMB 20 million.农业银行湖南省分行在常德推出“船舶贷”产品，专为内河航运经营主体设计，最长贷款年限8年，单笔最高额度1000万元，现场签约金额超2000万元。
2024-01-18ABC officially released Mobile Banking version 9.0, featuring a restructured 'Life' channel, enhanced smart campus and medical insurance sections, and a redesigned rural version with 360 city-specific service zones, with MAU exceeding 200 million.农业银行正式发布手机银行9.0版，重构“生活”频道，升级智慧校园和医保专区，改版乡村版并上线360个城市专区，月活跃用户数超2亿。
2024-02-01ABC Anhui Branch launched new products and signed strategic cooperation agreements with the provincial government, focusing on agricultural finance and rural revitalization.农行安徽省分行发布新产品并与省政府签署战略合作协议，聚焦农业金融和乡村振兴。
2024-02-06ABC Jiangsu Huai'an New Area Branch completed the first cross-border financing facilitation business for a tech-SME in the province, handling a USD 500,000 foreign debt remittance from Taiwan.农行江苏淮安新区支行落地全省首笔科技型中小企业跨境融资便利化业务，处理50万美元外债从台湾汇入。
2024-02-08ABC Suzhou Branch issued the first 'Torch Innovation Points Loan' in the province to Suzhou Yourong Rubber Precision Manufacturing Co., a specialized and new SME, with a 10 million yuan credit line.农行苏州分行向专精特新企业苏州友隆橡塑精密制造有限公司发放全省首单“火炬创新积分贷”，授信1000万元。
2024-02-20ABC Shenzhen Pingshan Branch launched the first digital yuan prepayment application for a new energy vehicle 4S store, using smart contracts to secure consumer prepaid funds.农行深圳坪山支行落地首家新能源汽车4S店数字人民币预付应用，利用智能合约保障消费者预付资金安全。
2024-02-23ABC Linfen Branch launched a 'mobile banking service vehicle' to provide on-site financial services, enhancing inclusive finance and rural revitalization support.农行临汾分行启用“流动银行服务车”，提供上门金融服务，提升普惠金融和乡村振兴支持能力。
2024-02-27ABC Tibet Branch launched 'Huinong e-Dai · Shanghu Dai' (farmer-friendly e-loan for merchants), with the first loan of 450,000 yuan disbursed in Cuona City, Shannan Prefecture.农行西藏分行推出“惠农e贷·商户贷”，首笔45万元贷款在山南市错那市投放。
2024-02-28ABC Hengyang Branch disbursed the first 'Government Procurement e-Loan' in the province, 3 million yuan, also the first in the national ABC system via corporate mobile banking.农行衡阳分行投放全省农行首笔“政采e贷”300万元，也是全国农行系统首笔通过企业掌银渠道发放的。
2024-02-29ABC Xiangtan County Branch issued the first 'Rural Collective Operational Construction Land Mortgage Loan' in Hunan province, 5 million yuan, to Hunan Shuncha Food Co., unlocking rural land financing.农行湘潭县支行发放湖南省首笔“农村集体经营性建设用地抵押贷款”500万元，盘活农村土地融资。
2024-02-29ABC Bole Tuanjie Road Sub-branch in Xinjiang launched the first government-bank cooperation service outlet, enabling one-stop business registration and corporate account opening.农行博乐团结路支行在新疆揭牌首个政银合作帮办代办服务网点，实现营业执照和开户一站式办理。
2024-03-07ABC Luoyang Branch officially launched the 'Huinong e-Loan · Youth Entrepreneurship Loan' financial product, targeting young entrepreneurs in rural revitalization.农业银行洛阳分行正式发布“惠农e贷·青年创业贷”金融产品，助力乡村振兴领域青年创新创业。
2024-03-14ABC Yuanmou Sub-branch (Yunnan) successfully disbursed the province's first 'Jinzhong Dai' (Seed Loan, corporate version) loan, totaling RMB 5 million, to support seed industry enterprises.农业银行元谋支行成功投放全省首笔“金种贷”（法人）贷款500万元，支持种业企业发展。
2024-03-27ABC Kunming Branch successfully landed the first export seller's credit under export credit insurance (Xinbao) in the national ABC system, totaling RMB 280 million, to support Yunnan Construction Investment Group's Vientiane Saysettha Park project in Laos.农业银行昆明分行成功落地全国农行首单信保项下出口卖方信贷2.8亿元，支持云南省建投集团老挝万象赛色塔园区工程建设。
2024-04-02Agricultural Bank of China Shanghai branch and Shanghai Data Exchange launch 'Shu Yi Dai', a data asset pledge loan, disbursing 4 million yuan to a specialized and new enterprise Baivijnke.农行上海市分行与上海数据交易所合作推出数据资产质押贷款“数易贷”，向专精特新企业百维金科投放400万元。
2024-04-22Agricultural Bank of China Honghe branch and Honghe Prefecture Agriculture and Rural Bureau launch 'Blueberry Loan' (Lan Mei Dai), the first such product in Yunnan Province.农行红河分行与红河州农业农村局首发“蓝莓贷”，为云南省内首次推出。
2024-04-30Agricultural Bank of China launches 'ABC Si Xiang Platform' 2.0, an AI-powered investment banking intelligent advisory service system, in Chongqing.农业银行在重庆发布“农银思享平台”2.0版，为人工智能驱动的投行智能顾问服务系统。
2024-05-01ABC Jinhua branch launched the first 'Huinu Gongfu Loan' (惠农共富贷) in the system, a 10M yuan unsecured pure-credit loan to support Xiuyan Village's 'E Dadui' adventure park project.农行金华分行落地系统内首笔“惠农共富贷”，以免担保纯信用1000万元支持秀岩村“鹅大队”探险乐园建设项目。
2024-05-01ABC Yulin branch disbursed the region's first 'Logging Guarantee Loan' (采伐担) of 1.65M yuan to a forestry farmer, filling a product gap in Guangxi's forestry lending.农行玉林分行投放全区首笔“采伐担”贷款165万元，填补广西林业采伐贷款产品空白。
2024-05-13ABC Xiaogan branch opened the first smart branch at Shouhengcheng (首衡城) wholesale market, launching 'Xiaodan Supply Chain Loan' (孝担供应贷) with Xiaogan Financing Guarantee Co., disbursing 30.37M yuan to 63 merchants since March.农行孝感分行首衡城智慧网点开业，联合孝感市融资担保公司推出“孝担供应贷”，已为首衡城63家商户发放3037万元贷款。
2024-05-20ABC launched the 'Thousand Cities, Ten Thousand Stores Auto Festival' (千城万店汽车节) in Wuhan, introducing a 'zero down payment' loan product and planning 1,000 NEV rural roadshows across 600 counties.农业银行在武汉启动“千城万店汽车节”，推出“零首付”贷款产品，计划在全国600余县域开展1000场新能源汽车下乡活动。
2024-05-23ABC Xinjiang branch successfully handled a 1 billion yen domestic guarantee for foreign loan (内保内贷) for a Kashgar enterprise, the first full-caliber cross-border financing business in the Xinjiang Pilot Free Trade Zone Kashgar area.农业银行新疆分行为喀什某企业办理10亿日元内保内贷业务，为新疆自贸试验区喀什片区首笔全口径跨境融资。
2024-05-27ABC Yulin branch disbursed the first warehouse receipt pledge loan (仓单质押担保贷款) of 3M yuan for a spice enterprise in Guangxi, in cooperation with Yulin小微担保 company and Guangxi Spice Trading Center.农行玉林分行发放广西首笔香料仓储仓单质押担保贷款300万元，支持香料产业发展。
2024-06-05ABC Nanchang branch launched a new intellectual property pledge financing model, granting a 40 million yuan credit line to Jiangxi Suker New Materials Co., Ltd., a specialized and new 'little giant' enterprise.农行南昌分行开启知识产权质押融资新模式，为专精特新企业江西苏克尔新材料有限公司新增授信4000万元。
2024-06-05ABC Yichun branch and Gao'an Commerce Bureau jointly launched an online car purchase subsidy application mini-program to streamline subsidy distribution and stimulate auto consumption.农行宜春分行与高安市商务局联合推出购车补贴线上申报小程序，简化流程，加速补贴发放，激活汽车消费市场。
2024-06-06ABC Yulin Yuzhou branch, in cooperation with a guarantee company and a third-party warehouse, successfully issued the first warehouse receipt pledge loan of 3 million yuan for a spice industry enterprise in the local area.农行玉林玉州支行通过银担合作及第三方监管仓，成功发放当地首笔香料仓储仓单质押担保贷款300万元。
2024-06-07The first wealth management product linked to the 'ChinaBond-ABC Rural Revitalization Bond Index' was successfully raised, with a scale of 289 million yuan, managed by ABC Wealth Management.首只应用“中债-农行乡村振兴债券指数”的理财产品“农银理财农银安心灵动120天理财产品”募集成立，募集规模2.89亿元。
2024-06-27ABC Nanchang Anyi county branch issued the first 'Huìnong e-Dai · Facility Loan' of 750,000 yuan in the province to support a grain enterprise in purchasing drying equipment and storage silos for summer grain procurement.农行南昌安义县支行成功发放全省农行首笔“惠农e贷·设施贷”75万元，支持粮食企业添置烘干设备和储粮仓。
2024-06-27ABC Nanchang Wanli branch successfully disbursed the first 'Chain Jie Dai' business in Jiangxi province based on a core enterprise's own platform, providing 600,000 yuan in factoring financing to a supplier of CCCC First Harbor Engineering.农行南昌湾里支行成功投放江西省农行首笔基于核心企业自有平台的链捷贷业务“保理e融”60万元，服务中交一航局第四工程有限公司供应商。
2024-07-09ABC Wuzhou Xingwu Sub-branch establishes the city's first foreign currency exchange point at Tiancheng Hotel, enabling USD and HKD exchange without visiting a bank branch.农行梧州兴梧支行在梧州天呈酒店设立市区首家外币代兑点，客户无需前往银行网点即可兑换美元和港币。
2024-07-11ABC Nanchang High-tech Sub-branch disburses the first batch of科技创新和技术改造再贷款 (re-lending for technological innovation and transformation) in Nanchang city, under the PBOC's RMB 500 billion facility.农行南昌高新支行落地南昌市首笔科技创新和技术改造再贷款，该贷款为人民银行5000亿元政策工具的一部分。
2024-07-11ABC Yulin Branch disburses the first loan in Guangxi under the national工信部 (MIIT) technical transformation and equipment renewal project list, for a 5 million liter/year环保催化器 (environmental catalyst) project of a local company.农行玉林分行发放广西首笔国家工信部技术改造和设备更新备选清单项目贷款，用于某公司“500万升/年环保催化器项目”。
2024-07-12ABC Hengdong County Branch disburses the first grain procurement fund loan of RMB 5 million in Hengyang city to Hunan Wanjunshan Rice Industry Co., Ltd.农行衡东县支行向湖南万郡山米业股份有限公司发放衡阳农行首笔粮食收购基金贷款500万元。
2024-07-15ABC Liaocheng Branch launches the province's first 'Pension e-Loan' (养老e贷) under the online quick loan (网捷贷) pension scenario, with a loan amount of RMB 300,000.农行聊城分行落地全省首笔网捷贷养老场景消费贷款——“养老e贷”，贷款金额30万元。
2024-07-15ABC Tianjin Shimao Sub-branch disburses the first 'Jinmen Fumin Loan' (津门富民贷) of RMB 3 million to a large grain grower in Jinnan District.农业银行天津世贸支行向津南区一种粮大户投放首笔“津门富民贷”300万元。
2024-07-17ABC holds 'Financial惠民 (Huimin) & Smart Empowerment' event in Chengdu, launching the '普惠专区 (Inclusive Finance Zone)' on its '农银思享 (ABC Think)' platform and '微捷贷3.0 (WeiJie Dai 3.0)' product.农业银行在成都举办“金融惠民 融智赋能”主题活动，发布农银思享平台“普惠专区”与“微捷贷3.0”。
2024-07-17ABC Shaanxi Branch disburses the province's first 'Water-Saving Loan' (节水贷) of RMB 900,000 to Xi'an Hengxiang Environmental Engineering Co., Ltd. for a reclaimed water project.农行陕西省分行向西安恒翔环保工程有限公司发放陕西省首笔“节水贷”90万元，用于城市公园再生水利用项目。
2024-08-01ABC's Huaibei branch launched 'non-recourse factoring e-Rong' business via Lianjiedai platform, processing about 75 million yuan for upstream suppliers of three core enterprises.农行淮北分行通过链捷贷平台开办“无追索权保理e融”业务，为3家核心企业上游供应商办理约0.75亿元。
2024-08-01ABC's Fengcheng branch launched 'Tussah e-Loan', cumulatively disbursing 140 million yuan in tussah industry loans.农业银行凤城市支行发布“柞蚕e贷”，累计发放柞蚕产业贷款1.4亿元。
2024-08-21ABC Huaihua branch launched 'Chinese Herbal Medicine Loan' (Zhongyaocai Dai) and signed credit agreements with 8 TCM enterprises totaling 115 million yuan.农行怀化分行发布“中药材贷”，与8家中医药企业签约授信1.15亿元。
2024-09-06ABC launched the 'Nongtou ehe' (农投e合) intelligent investment banking matchmaking platform in Guangzhou, incorporating AI algorithms to match investment and financing projects, covering equity, bonds, M&A, and asset securitization.农业银行在广州发布“农投e合”投行智能撮合服务平台，引入AI算法模型，涵盖股权、债券、并购重组、资产证券化等投融资撮合业务。
2024-09-11ABC Kunming Xishan Branch successfully issued Yunnan Province's first 'Pension Loan' (助保贷) business, disbursing 10,000 yuan to a resident for supplementary pension insurance payment.农行昆明分行西山区支行成功落地云南省首笔“助保贷”业务，向居民发放养老贷1万元用于缴存个人养老金。
2024-09-23ABC Xinjiang Branch and the Market Regulation Bureau jointly launched the 'Silk Road Easy Loan' (丝路易贷) brand, releasing digital products including 'Settlement e-Loan', 'Silk Road Enterprise Credit Loan', and 'Electricity Fee e-Loan'.农业银行新疆分行与自治区市场监督管理局联合发布“丝路易贷”品牌，推出“结算e贷”、“丝路企信贷”、“电费e贷”等数字化新产品。
2024-10-10ABC launched 'Nongyin Yanglao' (ABC Pension) service brand, based on a '3+2' high-quality pension financial service system.农业银行推出“农银养老”服务品牌，依托“3+2”高质量养老金融服务体系。
2024-10-18ABC launched the first 'ABC Huinong Agricultural Machinery Financial Services Festival' in Shijiazhuang, Hebei, offering zero/low-interest installment loans for agricultural machinery purchases.农业银行在河北石家庄启动首届“惠农农机金融服务节”，提供零息、低息分期购机服务。
2024-10-25ABC launched its 'Pure HarmonyOS' personal mobile banking app, achieving full functionality coverage and multi-device adaptation.农业银行推出“纯鸿蒙版”个人掌银，实现全功能覆盖和多设备适配。
2024-11-04ABC Shaanxi branch held a promotion conference for its top 10 rural revitalization loan products, signing on-site with 15 customer representatives including Qifeng Fruit, Shaanxi Dongyu, and others.农行陕西省分行举办乡村振兴重点产品推介会，与齐峰果业、陕西东裕等15个客户代表现场签约。
2024-11-05ABC Hunan branch launched a home decoration consumption promotion campaign, signing with 40 merchants in a home decoration business alliance, and investing nearly 20 million yuan in promotional resources this year.湖南农行启动家装商圈联盟，与40家商户签约，今年已投入近2000万元促销资源。
2024-11-11ABC Weinan branch issued the first corporate 'Smart Animal Husbandry Loan' in the province, amounting to 23.7 million yuan, to a breeding company.农行渭南分行向某公司发放全省农行首笔法人“智慧畜牧贷”，金额2370万元。
2024-11-28ABC Shenzhen branch launched the 'Vegetable Basket e-Loan' product for enterprises in the Shenzhen Haijixing agricultural logistics park, disbursing over 20 million yuan in its first month.农行深圳分行推出“菜篮子e贷”，为海吉星农产品物流园企业发放贷款超2000万元。
2024-12-13ABC optimized and upgraded personal foreign currency cash and remittance services, implementing the same price for cash and remittance settlement and sale for all personal foreign currency types, and exempting conversion spread fees.中国农业银行优化升级个人外币钞汇服务，对全币种实施结售汇钞汇同价，免收钞汇转换价差。
2024-12-13ABC Sanming Branch issued the country's first 'Forest Ticket 2.0' pledge loan of 8 million yuan to Sanming City Sha County State-owned Forest Farm Co., Ltd., a new forestry asset securitization product.农行三明分行为三明市沙县区国有林场有限公司发放全国首笔“林票2.0”质押贷款800万元。
2024-12-14ABC fully launched personal pension services across its 37 branches nationwide, following the national implementation of the personal pension system, offering account opening, fund contribution, and financial product transactions.中国农业银行在全国37家分行全面启动个人养老金服务，提供账户开立、资金缴存、金融产品交易等服务。
2024-12-18The first 'RMB Authentication Point' among state-owned banks in the region was established at ABC Baotou Tuyou Right Banner Sub-branch, capable of authenticating RMB banknotes, coins, commemorative coins, and common foreign currencies.全区国有银行首家“人民币鉴定点”在农业银行包头分行土右支行挂牌运行，具备人民币纸币、硬币、纪念币及常见外币真伪鉴定能力。
2025-01-15ABC extended the valid time for request quotes on its 'Zhaishibao' bond market business from 30 to 45 minutes, effective January 17, 2025.农业银行将债市宝业务请求报价有效时间由30分钟延长至45分钟，自2025年1月17日起生效。
2025-01-15ABC filed 5 new trademark applications for 'Nonghang Baowa' and 'Nonghang WOW Bao'.农业银行新提交“农行宝哇”、“农行WOW宝”等5件商标注册申请。
2025-01-20ABC Nanping Branch (Fujian) launched a pension institution fund supervision service system, the first of its kind in the provincial system, covering 90 institutions (85% coverage).农行南平分行在全省农行系统内率先上线养老机构资金监管服务系统，已覆盖90户养老机构，覆盖率85%。
2025-01-27ABC Nanchang Branch issued the province's first 'Smart Granary Loan' (智慧粮仓贷), using stored grain as floating collateral with 24/7 monitoring.农行南昌分行发放全省农行首笔“智慧粮仓贷”，以仓储粮食设定浮动抵押担保并实现24小时可视化监控。
2025-02-12ABC Puyang Branch completed the first pilot transaction in Henan of the FX risk management service application scenario on the SAFE cross-border finance platform.农行濮阳分行落地濮阳首单跨境金融服务平台企业汇率风险管理服务应用场景业务。
2025-03-28ABC Xinjiang Production and Construction Corps Branch and ABC Financial Leasing launched the 'Agricultural Machinery e-Lease' product and signed strategic agreements with local government and enterprises.农行新疆兵团分行与农银金租发布“农机e租”产品，并与兵团农业农村局、工信局等签署战略合作协议。
2025-04-14ABC Fangchenggang branch (Guangxi) disbursed the system's first 'Border Trade Loan' of RMB 9.9mn to a border seafood processing enterprise.农业银行防城港分行发放全区农行系统首笔“边贸贷”990万元，支持边境海产品加工企业。
2025-04-24ABC Shandong branch launched the 'Lu Ke e-Dai' (鲁科e贷), an online credit product for tech SMEs, with a maximum pure-credit limit of RMB 5mn.农行山东省分行上线“鲁科e贷”，为科技型小微企业提供纯信用线上贷款，额度最高500万元。
2025-04-24ABC Shannan branch (Tibet) achieved full coverage of the 'Huinong e-Dai' series new products across all 12 counties and 68 township outlets, disbursing over RMB 11.7mn in乡旅贷,商户e贷, and粮农e贷.农行山南分行实现“惠农e贷”系列新产品在12县及68个乡镇网点全面落地，累计发放乡旅贷、商户e贷、粮农e贷超1170万元。
2025-04-30ABC Jinzhong branch (Shanxi) disbursed the province's first 'Wei Jie Dai' loan using a 'on-site + remote' centralized operation model, improving efficiency via digital technology.农行晋中分行投放全省首笔微捷贷“现场+远程”集中作业模式贷款，通过数字化技术提高审批效率。
2025-05-09ABC launched the first 'Three Rural' themed bond basket in the interbank bond market, the 'ABC Three Rural Theme Bond Basket', with a turnover of 30 million yuan on the first trading day.农业银行在银行间债券市场创设首只“三农”主题债券篮子——“农业银行三农主题债券篮子”，上线首日成交额3000万元。
2025-05-20ABC launched a new auto finance service ecosystem product, 'Auto Ecosystem Installment', covering taxes, insurance, charging piles, and smart upgrades, and will cooperate with OEMs and dealer groups on subsidized financing plans.农业银行发布新型汽车金融服务生态产品“汽车生态分期”，覆盖税费、保险、充电桩、智能升级等场景，将与主机厂、经销商集团合作推出贴息融资方案。
2025-06-03ABC Jiangsu Changzhou branch disbursed the province's first mortgage-mode 'total-to-total' subsidized installment loan for agricultural machinery, 100,000 yuan, in cooperation with Deutz-Fahr dealer.农行江苏常州分行投放全省首笔抵押模式下农机'总对总'贴息分期贷款10万元，合作方为德国道依茨法尔经销商。
2025-06-06ABC Kaiyuan branch issued its first 'Keji e-dai' (tech e-loan) of 4 million yuan to Yunnan Jinding Optoelectronics, a specialized and new SME, using intellectual property pledge.农行开远支行向专精特新企业云南锦鼎光电发放首笔'科技e贷'400万元，采用知识产权质押。
2025-06-16ABC Shanghai branch opened its first 'pension finance featured community bank' outlet at Xinshi Nanlu sub-branch in Hongkou district.农行上海市分行首家以'养老金融特色社区银行'为定位的网点在虹口区新市南路支行正式亮相。
2025-06-20ABC will launch 'Cross-border Payment Connect' (Kua jing zhi fu tong) on June 22 as one of the first pilot banks, starting in Shenzhen, then Guangdong and Hainan, offering real-time cross-border remittances with fee waiver during pilot.农业银行作为首批试点行之一，将于6月22日上线'跨境支付通'业务，先在深圳试点，后推广至广东和海南，试点期间免手续费。
2025-07-03ABC launched the 'ABC RuiDa' treasury service platform, a fully domestic-tech-chain, independently IP-owned platform integrating finance, management, and technology with 12 smart service modules, supporting cross-bank and cross-border resource management for enterprise groups.农业银行推出全技术链国产化、拥有完全独立自主知识产权的农银睿达司库服务平台，搭建“金融+管理+科技”等12大智慧中枢服务体系，支持企业集团跨行、跨境金融资源管理。
2025-07-18ABC Qingtongxia sub-branch launched the 'Zhengcai e-Dai' product, granting a pure-credit loan of RMB 1.75 million to a local elderly-care enterprise based on government procurement contracts, with approval-to-disbursement in 2 working days.农业银行青铜峡支行创新推出“政采e贷”产品，以纯信用方式向一家养老企业发放175万元贷款，从申请到放款仅2个工作日。
2025-07-30ABC Shangluo branch disbursed the first 'HuiNong e-Dai - Consumer Loan' in Shaanxi province, a pure-credit online loan of RMB 100,000 to a farmer, with 30-minute approval, targeting rural consumption scenarios.农行商洛分行发放全省农行系统首笔“惠农e贷-消费贷”10万元，纯信用线上办理，30分钟审批，覆盖农村消费场景。
2025-07-30ABC Yan'an Wuqi branch launched a 'Post-Disaster Reconstruction Loan' series (including merchant e-Dai, HuiNong e-Dai, and WeiJie Dai) with lower rates and faster approval to support flood-affected residents and businesses, disbursing multiple loans on the same day.农行延安吴起县支行紧急推出“灾后重建贷”系列组合产品（商户e贷、惠农e贷、微捷贷），以更低利率、更快速度支持受灾群众，当日投放多笔贷款。
2025-08-15ABC Guangdong branch participated in the 2025 China (Guangzhou) Cross-border E-commerce Trade Fair, showcasing cross-border financial products like 'Nongyin Kuajing e-Huitong'.农行广东分行深度参与2025中国（广州）跨境电商交易会，展示“农银跨境e汇通”等跨境金融产品。
2025-08-26ABC Nanchang County branch launched the first 'Smart Base Liquor' scenario in Jiangxi, providing 5 million yuan loan and digital management system for a local distillery.农行南昌县支行落地全省农行首个智慧基酒场景，为当地酒企提供500万元信贷资金及数字化管理系统。
2025-09-05ABC Macau branch introduced 'Qin-Ao Link Loan' for cross-border joint lending, and a comprehensive financial plan for the Guangdong-Macao in-depth cooperation zone in Hengqin.农行澳门分行推出“琴澳联动贷”跨境联合贷款，以及横琴粤澳深度合作区综合金融服务方案。
2025-09-06ABC Jiaxing branch launched five product packages ('Xingcun, Fumin, Qiangcheng, Ronghe, Shanzhi') for rural revitalization, with 'Huimin e-Loan' serving over 27,000 households and nearly 19 billion yuan disbursed.农行嘉兴分行推出“兴村、富民、强城、融合、善治”五大产品包，“惠农e贷”服务2.7万余户、发放金额近190亿元。
2025-09-06ABC set up a 'Rural Revitalization Theme Pavilion' at the 2025 Chinese Farmers' Harvest Festival, showcasing products like 'High-standard Farmland Loan' and 'Bamboo Flute Loan'.农行在2025年中国农民丰收节设立“乡村振兴主题馆”，展示“高标准农田建设贷”“竹笛贷”等产品。
2025-09-10ABC and Chongqing Tonglianglong Football Club jointly launched a co-branded credit card, integrating finance with sports industry.农行与重庆铜梁龙足球俱乐部联合发布联名信用卡，实现金融与体育产业融合。
2025-10-17ABC Horgos Sub-branch completed a cross-border shipment of 484 million Kazakhstani tenge to Halyk Bank of Kazakhstan, bringing total shipments since 2018 to 3.592 billion tenge (approx. RMB 48 million), benefiting over 5,000 cross-border SMEs.农业银行霍尔果斯支行向哈萨克斯坦人民储蓄银行跨境调运4.84亿坚戈，自2018年以来累计调运35.92亿坚戈（约4800万元人民币），惠及超5000家边境小微企业。
2025-10-17ABC Yangjiang Branch's multi-central bank digital currency (mCBDC) bridge business reached a cumulative transaction volume of RMB 86 million by end-September, accounting for 99.87% of the local market share.农行阳江分行多边央行数字货币桥业务截至9月末累计交易额达8600万元，占当地市场份额99.87%。
2025-10-28ABC Liaoyang Dengta Sub-branch disbursed the first 'Facility Agriculture Guarantee Loan' (She Shi Nong Dan Dai) in the province, worth RMB 1 million, to a grain purchasing household.农行辽阳灯塔支行投放全省首笔“设施农担贷”100万元，支持粮食收购大户。
2025-10-31ABC Lhasa Kang'ang East Road Sub-branch disbursed its first intellectual property pledge loan of RMB 5.3 million to a 'Specialized and New' high-tech enterprise.农业银行拉萨康昂东路支行发放拉萨分行首笔知识产权质押贷款530万元，支持“专精特新”高新技术企业。
2025-11-25ABC held the Yangtze River Delta Innovation and Development Coordination Meeting and '123+' Financial Empowerment for Sci-tech Innovation event in Shanghai, releasing the 'ABC G60 Sci-tech Enterprise Comprehensive Service Plan' and the 'Yangtze River Delta Sci-tech Finance Digital Map'.农业银行在上海举办长三角创新发展协同会暨“123+”金融赋能科技创新专项活动，发布《农行G60科创企业综合服务方案》和“长三角科技金融发展数字地图”。
2025-12-04ABC's 'Jinsui 2025 Phase 39' and 'Phase 40' personal large-denomination certificates of deposit (NCDs) both offer an annual rate of 1.55%, with minimum thresholds of RMB 200,000 and RMB 5 million respectively.农行“金穗2025年第39期”和“第40期”个人大额存单年利率均为1.55%，起存门槛分别为20万元和500万元。
2025-12-18ABC Shihezi Corps Branch handled the first 'Yinpiao e-Rong' (bill financing) business in Xinjiang, providing RMB 100 million in financing to a commodity trading enterprise via the 'ABC Zhilian' supply chain platform.农行石河子兵团分行办理全疆首笔“银票e融”业务，通过“农银智链”平台为一家大宗商品交易企业提供1亿元融资。
2025-12-24ABC Shanghai Branch launched the 'Zhengdan e-Dai · Jiuye Danbao Dai' (Employment Guarantee Loan), a fully online, data-driven, batch guarantee product for小微 enterprises, developed with the National Financing Guarantee Fund and Shanghai Guarantee Center.农行上海市分行推出“政担e贷·就业担保贷”，与国家融资担保基金、上海市融资担保中心联合开发的全流程线上化融资担保产品。
2025-12-25ABC Binzhou Branch and Binzhou Financing Guarantee Group facilitated the first provincial-level 'Zhengdan e-Dai' business in China, providing a loan to a small door-and-window processing enterprise.农行滨州分行与滨州市融资担保集团协作，推动全国省级层面首笔“政担e贷”业务在滨州落地。
2026-01-11ABC Nanjing branch landed the first M&A loan under the new 'Commercial Bank M&A Loan Management Measures' in Jiangsu, supporting a major grain group's industrial chain integration.农行南京分行落地江苏地区首单新政项下并购贷款，支持大型粮食集团产业链整合。
2026-01-24ABC launched the 'Digital Economy Innovation Finance Lab' in Guangzhou, co-established with the Guangzhou municipal government, to serve the digital economy.农行与广州市政府联合设立的“数智经济创新金融实验室”在广州揭牌。
2026-01-28ABC Binzhou branch issued the first private investment special guarantee loan in the national ABC system, an 800,000 yuan 3-year loan to a food processing company.农行滨州分行发放全国农行系统首笔民间投资专项担保计划贷款80万元。
2026-01-30ABC Suzhou branch issued the city's first water area operation rights asset revitalization loan of 470 million yuan for a township's water area resource integration project.农行苏州分行发放苏州全市首笔水域经营权资产盘活贷款4.7亿元。
2026-01-30ABC launched the 'ABC Ruida' brand and Enterprise Financial Services Platform 9.0 in Ningbo, a unified online corporate banking service brand.农行在宁波发布对公线上统一服务品牌“农银睿达”及企业金融服务平台9.0版。
2026-02-26ABC Yantai branch launched a 117 million yuan project loan to support the Laizhou Marine Seed Industry Innovation Demonstration Zone, and promoted the 'Marine Ranch Chain Quick Loan' product.农行烟台分行投放1.17亿元项目贷款支持莱州市海洋种业创新发展示范区建设，并推广“海洋牧场链捷贷”产品。
2026-03-06ABC Beijing Branch launched the 'ABC Ruiday' brand and the Enterprise Financial Services Platform 9.0, featuring 'Salary Butler', 'Puhui E-Station', and 'Treasury Special Edition'.农行北京分行发布“农银睿达”品牌及企业金融服务平台9.0，推出“薪资管家”“普惠e站”“司库专版”等特色功能。
2026-03-10The first 'ABC Head-to-Head Government-Bank E-Loan' business in Anhui province was successfully implemented in Anqing, with a single transaction amount of approximately RMB 300,000.安徽省首笔农行“总对总”政银e贷业务在安庆成功落地，单笔资金量约30万元。
2026-03-18ABC Fangchenggang Branch successfully piloted an 'On-site + Remote' loan investigation model, disbursing a RMB 200,000 'Huinong E-Loan' to a shrimp farmer.农行防城港分行成功试点“现场+远程”农户贷款调查模式，向对虾养殖户发放20万元“惠农e贷”。
2026-04-08National Financing Guarantee Fund and ABC jointly launched a special guarantee plan for private investment; by March 31, loans of 1.478 billion yuan had been extended to over 1,000 private entities across 17 provinces.国家融资担保基金与农行联合推出民间投资专项担保计划；截至3月31日，已在17个省落地贷款14.78亿元，服务超1000户民营主体。
2026-04-22ABC will stop issuing the 'Youth Campus Card' under UnionPay and Mastercard brands from May 15, and had previously stopped issuing the Tianzhushan credit card.自5月15日起停发银联和万事达品牌的大学生青春卡，此前已停发天柱山信用卡。
2026-04-30Qingyuan branch issued the province's first 'leisure agriculture guarantee loan' (1st in Guangdong) to a homestay operator, guaranteed by Guangdong Agricultural Financing Guarantee Co., Ltd.清远分行发放全省首笔休闲农业担保贷，由广东省农业融资担保公司提供政策性担保。
2026-05-07ABC launched the 'Happy Family Card' (乐享家庭卡), a credit card centered on family holistic finance, aiming to upgrade from single consumption scenarios to a family comprehensive ecosystem.农业银行推出“乐享家庭卡”，以家庭整体金融为核心，旨在推动从单一消费场景向家庭综合生态服务的升级。
2026-05-07ABC and Peking University jointly launched an alumni credit card, featuring exclusive card design with Weiming Lake and Boya Pagoda, and a '2+4' rights service system.农业银行与北京大学联合推出校友信用卡，卡面设计融入未名湖、博雅塔，匹配“2+4”权益服务体系。
2026-05-22ABC Guangdong Branch launched three new social security card services: instant same-number card replacement, instant card issuance for minors, and instant card issuance for Hong Kong/Macau insured persons.农行广东省分行首发社保卡即时同号换卡、未成年人社保卡即时发卡、港澳参保人社保卡即时发卡三项服务。
2026-05-25ABC Wuding County Branch launched the 'Xing'e e-Dai' (兴鹅e贷) credit product for goose farmers, with a cumulative loan of over 1.3 million yuan to 9 large goose farmers.农行武定县支行创新推出惠农“兴鹅e贷”专属信贷产品，已支持大鹅养殖大户9户，累计投放贷款130余万元。
2026-06-18ABC completed the first batch of offshore RMB forex pilot transactions on the Shanghai FTZ CFETS platform on the first day of the pilot program.农行在离岸人民币外汇交易试点首日，完成首批试点交易。
2026-06-21ABC announced the 'ABC Micro Payment' WeChat mini-program will be merged into the 'ABC Micro Service' mini-program and taken offline on June 30, 2026.农行公告，“农行微缴费”微信小程序将整合至“农行微服务”小程序，并于2026年6月30日24:00下线。
Capital & debt issuance资本与债券发行
58 · 2024-01-16 → 2026-06-03
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Issuance of Tier-2, perpetual, TLAC, and green bonds, as well as MTN program listings and bond redemptions, to replenish capital and meet regulatory requirements.发行二级资本债、永续债、TLAC非资本债、绿色金融债等，并赎回到期债券，以补充资本并满足监管要求。
2024-01-16ABC applied to the Hong Kong Stock Exchange for the listing of a USD 15 billion medium-term note (MTN) program, effective from January 17, 2024, for issuance to professional investors within 12 months.农业银行向香港联交所申请150亿美元中期票据发行计划上市，自2024年1月17日起生效，12个月内仅向专业投资者发行。
2024-01-24ABC issued a USD 600 million floating rate note due 2027 under its USD 15 billion MTN program, through its New York branch.农业银行通过纽约分行在其150亿美元中期票据计划下发行6亿美元浮动利率票据，2027年到期。
2024-01-30ABC issued the first tranche of 2024 Tier-2 capital bonds with a total basic issuance size of RMB 50 billion, comprising a 10-year fixed-rate tranche (RMB 35 billion, with issuer call option at year 5) and a 15-year tranche (RMB 15 billion).农业银行发行2024年第一期二级资本债券，基本发行规模500亿元，包括10年期固定利率品种（350亿元，第5年末附发行人赎回权）和15年期品种（150亿元）。
2024-01-31ABC's board approved the issuance of total loss-absorbing capacity (TLAC) non-capital bonds in batches, with a total amount not exceeding RMB 50 billion or equivalent foreign currency, subject to regulatory approvals.农业银行董事会审议通过分批次发行总损失吸收能力非资本债券，发行总额不超过500亿元人民币或等值外币，需待监管批准。
2024-02-01ABC board approved the issuance of Total Loss-Absorbing Capacity (TLAC) non-capital bonds, subject to shareholder and regulatory approvals, with validity until Dec 31, 2024.农行董事会批准发行总损失吸收能力非资本债券，须经股东大会和监管批准，有效期至2024年12月31日。
2024-02-04ABC successfully issued 70 billion yuan in Tier-2 capital bonds on the interbank market: 35 billion yuan 5+5-year at 2.76%, and 35 billion yuan 10+5-year at 2.80%, with the 10+5-year tranche upsized from 15 billion to 35 billion yuan, setting a market record.农行在银行间市场成功发行700亿元二级资本债：5+5年期350亿元利率2.76%，10+5年期350亿元利率2.80%，其中10+5年期从150亿元增发至350亿元，创市场纪录。
2024-03-15ABC successfully issued the first tranche of 2024 perpetual capital bonds (Perpetual Bonds Phase I) on the interbank bond market, with a total issuance size of RMB 40 billion, a coupon rate of 2.73% for the first 5 years, and proceeds used to supplement Tier 1 capital.农业银行在全国银行间债券市场成功发行2024年无固定期限资本债券（第一期），发行规模400亿元，前5年票面利率2.73%，募集资金用于补充其他一级资本。
2024-03-20ABC fully redeemed its RMB 50 billion 10-year subordinated capital bonds issued in March 2019, exercising the issuer's redemption option on March 19, 2024, with regulatory approval.农业银行全额赎回2019年3月发行的500亿元10年期二级资本债券，行使发行人赎回选择权。
2024-04-09Agricultural Bank of China's 'Hebei Expressway' infrastructure public REITs approved, the first public REITs in Hebei Province.农业银行托管的“河北高速”基础设施公募REITs获批，为河北省首单公募REITs。
2024-04-12Agricultural Bank of China fully redeems 40 billion yuan 10-year tier-2 capital bond issued in April 2019, exercising issuer call option.农业银行全额赎回2019年4月发行的400亿元10年期二级资本债券，行使发行人赎回权。
2024-04-25Agricultural Bank of China issues 60 billion yuan tier-2 capital bonds (second tranche of 2024): 30 billion yuan 10-year at 2.32%, 30 billion yuan 15-year at 2.49%.农业银行发行2024年第二期二级资本债券600亿元：10年期300亿元利率2.32%，15年期300亿元利率2.49%。
2024-05-31ABC announced plans to issue 40 billion yuan in perpetual subordinated bonds (无固定期限资本债券) to replenish Tier 1 capital.农业银行公告拟发行400亿元无固定期限资本债券，用于补充其他一级资本。
2024-06-05ABC successfully issued the 2024 second tranche of perpetual subordinated bonds (Tier-2 capital bonds) with a scale of 60 billion yuan, a coupon rate of 2.46% for the first 5 years, to replenish its Tier-1 capital.农业银行成功发行2024年无固定期限资本债券（第二期），规模600亿元，前5年票面利率2.46%，用于补充其他一级资本。
2024-07-18ABC announces plan to fully redeem RMB 85 billion of '19 Agricultural Bank of China Perpetual Bond 01' on August 20, and RMB 35 billion of '19 Agricultural Bank of China Perpetual Bond 02' on September 5, totaling RMB 120 billion.农业银行公告，拟于8月20日全额赎回850亿元“19农业银行永续债01”，于9月5日全额赎回350亿元“19农业银行永续债02”，合计1200亿元。
2024-08-05ABC issued 6 billion yuan of 1-year negotiable CD (24 Agricultural Bank CD198) at issuance yield 1.84%.农业银行发行60亿元1年期同业存单（24农业银行CD198），发行收益率1.84%。
2024-08-09ABC issued 1.45 billion yuan of 1-year negotiable CD (24 Agricultural Bank CD200) at issuance yield 1.86%.农业银行发行14.5亿元1年期同业存单（24农业银行CD200），发行收益率1.86%。
2024-08-13ABC Dubai International Financial Centre branch plans to issue 3-year senior unsecured USD bonds with initial price guidance at SOFR+105bps.农业银行迪拜国际金融中心分行计划发行3年期高级无抵押美元债券，初始价格指引为SOFR+105bps。
2024-08-20ABC redeemed in full its 85 billion yuan perpetual capital bond issued on August 16, 2019, exercising the issuer's call option.农业银行全额赎回2019年8月16日发行的850亿元无固定期限资本债券。
2024-08-23ABC announced plan to issue 2024 first tranche of total loss-absorbing capacity (TLAC) non-capital bonds (Bond Connect) with basic size of 30 billion yuan, book-building on August 28.农业银行公告拟发行2024年第一期总损失吸收能力非资本债券（债券通），基本发行规模300亿元，8月28日簿记建档。
2024-08-29ABC issued 6 billion yuan of 6-month negotiable CD (24 Agricultural Bank CD217) at issuance yield 1.97%.农业银行发行60亿元6个月期同业存单（24农业银行CD217），发行收益率1.97%。
2024-08-30ABC completed issuance of 2024 first tranche TLAC non-capital bonds: tranche 1 (4yr) 35 billion yuan at 2.18%, tranche 2 (6yr) 10 billion yuan at 2.24%, tranche 3 (11yr) 5 billion yuan at 2.39%, total 50 billion yuan.农业银行完成发行2024年第一期TLAC非资本债券：品种一350亿元（2.18%）、品种二100亿元（2.24%）、品种三50亿元（2.39%），合计500亿元。
2024-09-02ABC successfully issued 50 billion yuan of total loss-absorbing capacity (TLAC) non-capital bonds in the interbank market, its first TLAC issuance, featuring 3+1Y, 5+1Y and a first-of-its-kind 10+1Y tranche with an over-allotment mechanism.农业银行在银行间市场成功发行500亿元总损失吸收能力非资本债券（TLAC非资本债），为首单TLAC非资本债发行，首创3+1年、5+1年及10+1年三个期限组合，并设有增发机制。
2024-09-06ABC fully redeemed its 35 billion yuan perpetual capital bond (Tranche 2, issued 2019) on the fifth anniversary call date (September 5, 2024).农业银行全额赎回了2019年发行的350亿元无固定期限资本债券（第二期），行权日为2024年9月5日。
2024-11-28ABC successfully issued the 2024 third tranche of perpetual bonds (Bond Connect) with a scale of 40 billion yuan and a coupon rate of 2.29% for the first 5 years.农业银行成功发行2024年无固定期限资本债券（第三期）（债券通），规模400亿元，前5年票面利率2.29%。
2024-12-04ABC issued 40 billion yuan in perpetual capital bonds (the third tranche of 2024, bond code 242480082), with a maturity date of November 28, 2029.中国农业银行发行400亿元无固定期限资本债券（第三期，债券代码242480082），到期兑付日为2029年11月28日。
2025-01-16ABC applied to the Hong Kong Stock Exchange for the listing of a USD 15 billion medium-term note program, effective from January 17, 2025.农业银行向香港联交所申请150亿美元中期票据发行计划上市，自2025年1月17日起生效。
2025-01-22ABC issued 40 billion yuan of 'Three Rural' special financial bonds (3Y: 30B at 1.74%, 5Y: 10B at 1.84%), the largest issuance of its kind on record, proceeds for agriculture-related loans.农业银行发行400亿元“三农”专项金融债（3年期300亿元利率1.74%，5年期100亿元利率1.84%），创该类债券最大发行纪录，资金用于涉农贷款。
2025-02-26ABC successfully issued 60 billion yuan in green financial bonds on the interbank market, setting a record for the largest single issuance of green financial bonds in China.农行在银行间市场成功发行600亿元绿色金融债，创国内绿色金融债单期发行最大纪录。
2025-05-07ABC fully redeemed a 40 billion yuan 10-year Tier-2 capital bond issued on April 29, 2020, exercising the issuer's call option on May 6, 2025, with approval from the National Financial Regulatory Administration.农业银行全额赎回了2020年4月29日发行的400亿元10年期二级资本债券，于2025年5月6日行使发行人赎回权，获国家金融监督管理总局认可。
2025-05-13ABC fully redeemed an 85 billion yuan perpetual capital bond (Tranche 1, 2020) issued on May 8, 2020, exercising the issuer's call option on May 12, 2025, with approval from the National Financial Regulatory Administration.农业银行全额赎回了2020年5月8日发行的850亿元无固定期限资本债券（第一期），于2025年5月12日行使发行人赎回权，获国家金融监督管理总局认可。
2025-05-27ABC issued the first tranche of 2025 perpetual capital bonds (Bond Connect) in the interbank market, with a size of 50 billion yuan, a coupon rate of 2.00% for the first 5 years, and proceeds used to replenish Additional Tier 1 capital.农业银行在银行间市场成功发行2025年第一期永续债（债券通），发行规模500亿元，前5年票面利率2.00%，募集资金用于补充其他一级资本。
2025-06-10ABC planned to issue 40 billion yuan in Tier-2 capital bonds (first tranche, Bond Connect), with a basic size of 40 billion yuan and an over-allotment option of up to 20 billion yuan.农业银行计划发行2025年二级资本债券（第一期）（债券通），基本发行规模400亿元，附不超过200亿元超额增发权。
2025-06-17ABC successfully issued 60 billion yuan in Tier-2 capital bonds (first tranche, Bond Connect): 35 billion yuan at 1.93% (10yr, callable at yr5) and 25 billion yuan at 2.10% (15yr, callable at yr10).农业银行成功发行600亿元二级资本债券（第一期）（债券通）：350亿元票面利率1.93%（10年期，第5年末可赎回），250亿元票面利率2.10%（15年期，第10年末可赎回）。
2025-06-27ABC successfully issued 30 billion yuan in TLAC non-capital bonds (first tranche, Bond Connect): 15 billion yuan at 1.83% (3+1yr), 3 billion yuan at 1.87% (5+1yr), and 12 billion yuan at 2.06% (10+1yr).农业银行成功发行300亿元总损失吸收能力非资本债券（第一期）（债券通）：150亿元1.83%（3+1年期）、30亿元1.87%（5+1年期）、120亿元2.06%（10+1年期）。
2025-07-01ABC issued the first tranche of 2025 Total Loss-Absorbing Capacity (TLAC) non-capital bonds (Bond Connect) with a total size of CNY 30 billion, comprising three tranches: 4-year CNY 15 billion at 1.83%, 6-year CNY 3 billion at 1.87%, and 11-year CNY 12 billion at 2.06%, to enhance loss-absorbing capacity.农业银行发行2025年总损失吸收能力非资本债券（第一期）（债券通），总规模300亿元，分为4年期150亿元（票面利率1.83%）、6年期30亿元（1.87%）和11年期120亿元（2.06%），用于提升总损失吸收能力。
2025-07-22ABC issued RMB 60 billion in Tier-2 capital bonds on the interbank market: 5+5-year RMB 40 billion at 1.92% and 10+5-year RMB 20 billion at 2.12%, with a greenshoe option of RMB 30 billion; proceeds to supplement Tier-2 capital.农业银行在银行间市场发行600亿元二级资本债，其中5+5年期400亿元（利率1.92%）、10+5年期200亿元（利率2.12%），设有增发机制，募集资金补充二级资本。
2025-08-04ABC issued 500 billion yuan of total loss-absorbing capacity non-capital bonds (TLAC) in the interbank market, with 3+1-year 30B at 1.85%, 5+1-year 5B at 1.93%, and 10+1-year 15B at 2.15%.农业银行在银行间市场成功发行500亿元总损失吸收能力非资本债券（TLAC非资本债），其中3+1年期300亿元利率1.85%，5+1年期50亿元利率1.93%，10+1年期150亿元利率2.15%。
2025-08-12ABC planned to issue 6 billion yuan of 3-year green financial bonds (Phase II, Bond Connect) with floating rate, AAA rating, book-building on August 15.农业银行计划发行2025年绿色金融债券（第二期）（债券通），基本发行规模60亿元，期限3年，浮动利率，AAA评级，簿记建档日为8月15日。
2025-08-18ABC issued 6 billion yuan of floating-rate green financial bonds, the first in the market linked to the PBOC 7-day reverse repo rate, with 3-year term at 1.80%.农业银行成功发行60亿元浮息绿色金融债，为全市场首单挂钩人民银行7天期逆回购操作利率的浮息金融债，期限3年利率1.80%。
2025-08-27ABC redeemed 35 billion yuan of perpetual capital bonds issued in August 2020 on August 25, 2025, after receiving NFRA approval.农业银行于2025年8月25日全额赎回2020年8月发行的350亿元无固定期限资本债券。
2025-09-01ABC issued 2025 Shanghai Government Refinancing General Bond (Tranche 4) with a coupon rate of 1.68%, raising funds to repay maturing Shanghai government bonds.农行发售2025年上海市政府再融资一般债券（四期），票面利率1.68%，募集资金用于偿还到期上海市政府债券本金。
2025-10-15ABC announced the sale of the 2025 book-entry treasury bond (19th issue) with a 1-year term and a yield of 1.38%, starting October 15, 2025.农业银行公告发售2025年记账式附息（十九期）国债，1年期，到期收益率1.38%，10月15日起分销。
2025-10-16ABC announced the sale of two 2025 book-entry discount treasury bonds (63rd and 64th issues) with 182-day and 91-day terms, yields of 1.3487% and 1.2746%, starting October 16, 2025.农业银行公告发售2025年记账式贴现（六十三期和六十四期）国债，期限182天和91天，收益率分别为1.3487%和1.2746%，10月16日起分销。
2025-10-28ABC issued the 2025 second tranche of perpetual bonds (Tier-1 capital) worth RMB 40 billion with a coupon rate of 2.27% for the first 5 years, to replenish Tier-1 capital.农业银行成功发行2025年第二期永续债（其他一级资本），规模400亿元，前5年票面利率2.27%。
2025-11-06ABC, as a joint lead underwriter, assisted the Ministry of Finance in successfully issuing USD 4 billion sovereign bonds in Hong Kong, including 3-year and 5-year tranches of USD 2 billion each, with coupon rates of 3.646% and 3.787% respectively; total subscriptions reached USD 118.2 billion, nearly 30 times the issuance amount.农业银行作为联席主承销商，协助财政部在香港成功发行40亿美元主权债券，包括3年期和5年期各20亿美元，发行利率分别为3.646%和3.787%；认购规模1182亿美元，近发行金额30倍。
2025-11-19ABC successfully issued the fourth tranche of 2025 Tier-2 capital bonds (Bond Connect) in the interbank market, with a total size of RMB 35 billion (RMB 32 billion at 2.14% for 5+5yr, RMB 3 billion at 2.40% for 10+5yr), exceeding the base amount by RMB 20 billion.农业银行在银行间市场成功发行2025年第四期二级资本债（债券通），发行规模350亿元（5+5年期320亿元，利率2.14%；10+5年期30亿元，利率2.40%），超额增发200亿元。
2025-11-27ABC issued the third tranche of 2025 Total Loss-Absorbing Capacity (TLAC) non-capital bonds in the interbank market, with a total size of RMB 20 billion (RMB 14 billion at 2.02% for 3+1yr, RMB 3 billion at 2.12% for 5+1yr, RMB 3 billion at 2.50% for 10+1yr), exceeding the base amount by RMB 10 billion.农业银行在银行间市场发行2025年第三期总损失吸收能力非资本债券(TLAC非资本债)，发行规模200亿元（3+1年期140亿元利率2.02%，5+1年期30亿元利率2.12%，10+1年期30亿元利率2.50%），超额增发100亿元。
2025-12-01ABC Tokyo branch plans to issue a 3-year fixed-rate USD-denominated senior unsecured bond with initial guidance of SOFR+100bps, rated A1 (negative outlook) by Moody's, A (stable) by S&P and Fitch.农行东京分行拟发行3年期固定利率美元高级无抵押债券，初始指导价SOFR+100bps，穆迪A1负面展望，标普与惠誉A稳定评级。
2025-12-01ABC issued the 2025 Total Loss-Absorbing Capacity Non-Capital Bond (Tranche 3) (Bond Connect) with a total size of RMB 20 billion, comprising a 4-year RMB 14 billion tranche at 2.02% and an 11-year RMB 3 billion tranche at 2.50%.农行发行2025年总损失吸收能力非资本债券（第三期）（债券通），总规模200亿元，含4年期140亿元票面利率2.02%和11年期30亿元票面利率2.50%。
2025-12-08ABC applied to the HKEX for the listing of a USD 300 million floating rate note due 2028 issued by its Tokyo branch, under its USD 1.5 billion medium-term note program, with listing expected on December 9, 2025.农行向港交所申请东京分行发行的3亿美元2028年到期浮动利率票据上市，该票据根据15亿美元中期票据计划发行，预计12月9日生效。
2026-01-13ABC's New York branch issued USD 600 million floating rate notes due 2031 under its USD 15 billion medium-term note program.农行纽约分行发行6亿美元2031年到期浮动利率票据，属于150亿美元中期票据计划。
2026-02-26ABC issued a notice on the distribution of the 2026 book-entry discount (12th) national bond (26 Discount National Bond 12), with a 91-day term and a yield of 1.2110%.农行发布关于分销2026年记账式贴现（十二期）国债（26贴现国债12）的公告，期限91天，到期收益率1.2110%。
2026-03-13ABC announced an application to the Hong Kong Stock Exchange for the listing of a USD 15 billion Medium Term Note Programme, effective from March 13, 2026, for 12 months.农业银行公告，已向香港联交所申请150亿美元中期票据发行计划上市，自2026年3月13日起十二个月内有效。
2026-04-09Issued 2026 TLAC non-capital bonds (Tranche 1, Bond Connect) on the interbank market: total 20 billion yuan base size (4Y/6Y/11Y tranches), with an overall cap of 460 billion yuan for TLAC and capital bonds through March 2027.在全国银行间债券市场发行2026年第一期TLAC非资本债券（债券通），基本发行规模200亿元（4年/6年/11年期），截至2027年3月TLAC和资本补充债券新增余额上限4600亿元。
2026-04-14Successfully issued the first tranche of 2026 TLAC non-capital bonds on the interbank market: total 50 billion yuan (3+1Y 200B at 1.80%, 5+1Y 200B at 2.00%, 10+1Y 100B at 2.27%), oversubscribed with full use of the 30B greenshoe.成功发行2026年第一期TLAC非资本债券，发行规模500亿元（3+1年期200亿利率1.80%，5+1年期200亿利率2.00%，10+1年期100亿利率2.27%），超额增发300亿元。
2026-05-09ABC issued the first tranche of 2026 Tier-2 capital bonds in the interbank market, totaling 35 billion yuan: 33 billion yuan (5+5Y) at 1.97%, 2 billion yuan (10+5Y) at 2.27%, with an oversubscription of 20 billion yuan.农业银行在银行间市场成功发行2026年第一期二级资本债，规模350亿元：5+5年期330亿元，利率1.97%；10+5年期20亿元，利率2.27%，超额增发200亿元。
2026-05-16ABC issued the second tranche of 2026 Total Loss-Absorbing Capacity (TLAC) non-capital bonds in the interbank market, totaling 30 billion yuan: 16 billion yuan (3+1Y) at 1.75%, 1 billion yuan (10+1Y) at 2.23%.农业银行在银行间市场成功发行2026年第二期总损失吸收能力非资本债券（TLAC非资本债），规模300亿元：3+1年期160亿元，利率1.75%；10+1年期10亿元，利率2.23%。
2026-06-03ABC acted as lead underwriter for Morgan Stanley's 1.9 billion yuan panda bond (5-year, 2.0% coupon) in the CIBM, its first such role for the issuer.农行作为牵头主承销商，为摩根士丹利在银行间债市发行19亿元熊猫债（5年期，票面利率2.0%），系首次担任该发行人牵头主承。
Tech & SME financing科技与中小企业融资
11 · 2024-01-16 → 2026-05-25
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Loans and credit products for technology enterprises, specialized and new SMEs, and intellectual property pledge financing.为科技企业、“专精特新”中小企业提供贷款及知识产权质押融资。
2024-01-16ABC announced that its strategic emerging industry loans grew by over 65% year-on-year in 2023. The bank has established 19 sci-tech financial service centers and over 200 specialized sci-tech sub-branches nationwide.农业银行宣布2023年战略性新兴产业贷款增速超65%，已在全国设立19个科技金融服务中心和200余家科技金融专业支行。
2024-06-20ABC Beijing branch reported that as of end-May, its technology enterprise loan balance exceeded 100 billion yuan, and nearly 60% of Beijing's specialized and new 'little giant' enterprises have chosen to cooperate with ABC.农行北京分行截至5月末科技型企业贷款余额超1000亿元，北京市近六成专精特新“小巨人”企业选择与农行合作。
2024-07-25ABC Nanchang Qingshanhu Sub-branch approves and disburses the first equipment renewal and transformation loan in Jiangxi province for a provincial state-owned enterprise, totaling RMB 300 million approved with RMB 1 million disbursed.农行南昌青山湖支行成功审批全省农行首笔省属国有企业设备更新改造贷款3亿元，已投放100万元。
2025-02-07ABC signed loan contracts exceeding 130 billion yuan for technology transformation and equipment renewal projects on the national list as of end-December 2024.截至2024年12月末，农行对清单内技术改造和设备更新项目签订贷款合同金额超1300亿元。
2025-03-28ABC's strategic emerging industry loans exceeded 2.5 trillion yuan by end-2024, with growth over 22%; the bank signed strategic agreements with 18 AIC equity investment pilot cities.截至2024年末，农业银行战略性新兴产业贷款余额超2.5万亿元，增速超22%；与18个AIC股权投资试点城市签署战略合作协议。
2025-04-09ABC Tianjin branch provided a RMB 10mn loan to Fitai (Tianjin) Detection Technology via intellectual property pledge, increasing total credit to RMB 30mn, supporting AI industry.农行天津市分行通过知识产权质押模式为菲特（天津）检测技术有限公司增投贷款1000万元，总授信增至3000万元，支持人工智能产业。
2025-05-19ABC disclosed that as of end-Q1 2025, its loans to tech enterprises reached 1.97 trillion yuan (up over 250 billion yuan YTD), and loans to tech-related industries reached 3.76 trillion yuan (up over 600 billion yuan, +24% YTD). It signed contracts worth over 41 billion yuan under the sci-tech innovation relending facility, covering over 41,000 enterprises.农业银行披露，截至2025年一季度末，科技型企业贷款余额1.97万亿元（较年初增超2500亿元），科技相关产业贷款余额3.76万亿元（增超6000亿元，增速超24%），运用科技创新再贷款对接企业超4.1万家，签约合同金额超410亿元。
2025-08-01ABC signed loan contracts over 315 billion yuan and disbursed over 115 billion yuan for technology renovation and equipment renewal projects by end-June, ranking first among peers.截至6月末，农业银行对技术改造和设备更新清单项目签订贷款合同超3150亿元，发放贷款余额超1150亿元，均居同业首位。
2025-12-10ABC Guangdong Branch's first Sci-Tech Finance Innovation Service Center was inaugurated in Songshan Lake, Dongguan, to provide differentiated comprehensive financial services for tech enterprises.农行广东省分行全省首个科技金融创新服务中心在东莞松山湖揭牌，为科技企业提供差异化综合金融服务。
2026-03-09ABC has served over 350,000 tech enterprises with a tech loan balance exceeding RMB 5 trillion. It has established 25 sci-tech finance service centers and over 300 specialized sub-branches.农业银行已累计服务超35万家科技型企业，科技贷款余额超5万亿元，设立了25家科技金融服务中心和300余家科技专业支行。
2026-05-25ABC Changzhou Branch granted a 45 million yuan working capital loan to national-level 'Little Giant' enterprise Changzhou Houde New Energy Group, supporting capacity expansion and national business layout.农行常州分行向国家级专精特新“小巨人”企业常州厚德新能源集团投放流动资金贷款4500万元，支持其产能扩容与全国业务布局。
International & cross-border business国际与跨境业务
14 · 2024-01-17 → 2026-06-17
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Cross-border RMB settlement, correspondent banking, foreign exchange services, and international cooperation.跨境人民币结算、代理行关系、外汇服务及国际合作。
2024-01-17ABC Suzhou Branch successfully completed the first processing trade foreign exchange settlement netting business in Jiangsu Province, reducing a client's cross-border settlement from USD 380,000 receivable and USD 150,000 payable to a net receipt of USD 230,000, saving an estimated RMB 100,000 in annual handling fees.农业银行苏州分行落地江苏省首笔加工贸易外汇收支轧差净额结算业务，将客户应收38万美元、应付15万美元转为净收23万美元，预计全年节省汇兑手续费10万元。
2024-06-01Agricultural Bank of China (ABC) successfully handled the first batch of 'Trade in Foreign Exchange Receipts and Payments Enterprise Directory' registration business on the first day of the new policy, which shifted the registration from SAFE branches to domestic banks.农业银行在新政实施首日成功办理首批“贸易外汇收支企业名录”登记业务，该政策将登记从外汇局分局改为境内银行直接办理。
2024-06-29ABC Xinjiang branch has established clearing relationships with 19 banks in 10 countries including Kazakhstan and Kyrgyzstan, and achieved cross-border RMB agency clearing business volume of 9.383 billion yuan in the first five months of 2024, up 609% year-on-year.农业银行新疆分行已与哈萨克斯坦、吉尔吉斯斯坦等10个国家的19家银行建立清算关系，今年前5月实现跨境人民币代理清算业务量93.83亿元，同比增长609%。
2025-03-10ABC's Xinjiang branch opened a cross-border RMB correspondent account for TBC Bank, Georgia's largest commercial bank, a new breakthrough for RMB in the Caucasus region.农业银行新疆分行为格鲁吉亚第一大商业银行TBC银行开立跨境人民币同业往来账户，实现人民币在中亚及南高加索地区应用场景新突破。
2025-04-07ABC Tianjin branch issued 14 cross-border guarantees totaling over USD 26mn for a key central SOE's infrastructure project in Cameroon's Far North Region under the Belt and Road Initiative.农行天津市分行为某央企客户一次性开立14笔涉外保函，金额合计超2600万美元，支持其在“一带一路”国家喀麦隆的基建项目。
2025-07-18ABC Tianjin branch completed the city's first cross-border finance platform FX hedging business on the SAFE cross-border financial service platform, helping an export enterprise lock in exchange rate costs and raising its hedging ratio from 10% to 90%.农业银行天津市分行落地天津市首笔外汇局跨境金融服务平台汇率避险业务，帮助企业将套保比例从10%提升至90%。
2025-08-18ABC Xinjiang branch successfully expanded 4 foreign banks (Uzbekistan Arucha Bank, etc.) as CIPS indirect participants, bringing total to 8 banks from 5 countries.农业银行新疆分行成功拓展乌兹别克斯坦阿鲁恰银行等4家国外银行成为CIPS间接参与行，累计为5国8家银行开立人民币同业往来账户。
2025-12-22ABC Yunnan Branch launched the cross-border financial cooperation signing and the inaugural 'International Train' brand for serving the South and Southeast Asia corridor, signing agreements with Lao Development Bank and other Lao entities.农行云南省分行启动跨境金融合作签约，与老挝开发银行等签署合作协议，并揭牌服务南亚东南亚大通道建设特色品牌国际列车。
2025-12-27ABC Beiliu Sub-branch helped the city's first cross-border freight forwarding enterprise open a basic account and process cross-border RMB and USD settlement, supporting 72 foreign trade enterprises with nearly RMB 100 million in international settlement in 2025.农行北流市支行助力北流市首家跨境外贸货代企业开立账户并办理跨境结算，已累计为72家外贸企业提供支持，2025年国际结算规模近1亿元。
2026-01-19ABC president Wang Zhiheng met with the chairman of Uzbekistan's Agriculture Bank to discuss deepening agricultural finance cooperation and cross-border financing.农行行长王志恒会见乌兹别克斯坦农业银行董事长，深化涉农金融合作和跨境融资。
2026-04-10Jingzhou branch established the city's first batch of 'county-level foreign exchange direct connection points' at six county sub-branches, signing cross-border service agreements with key foreign trade enterprises.荆州分行在6家县域支行设立首批“县域外汇直连点”，与重点外贸企业签订跨境金融服务协议。
2026-04-23Gyirong Port sub-branch (Shigatse) disbursed a 3-million-yuan international trade finance loan to a local EV manufacturer, the first such loan by Tibet branch to a manufacturing firm in 2026.吉隆口岸支行向当地电动车制造企业发放300万元国际贸易融资贷款，系2026年西藏分行首笔制造业国际贸易融资。
2026-04-29Tianjin branch handled the city's first foreign exchange registration for domestic enterprises' overseas-listed shareholders reducing holdings, under new policy effective April 1.天津市分行办理新政后全市首笔境内企业境外上市股东减持外汇登记业务。
2026-06-17PBoC Governor Pan Gongsheng authorized ABC and five other banks to conduct offshore RMB forex trading on the CFETS platform in the Shanghai FTZ.央行行长潘功胜授权农行等六家银行，利用中国外汇交易中心平台在上海自贸区开展离岸人民币外汇交易试点。
Executive legal cases & probes高管违法案件与调查
47 · 2024-01-19 → 2026-05-20
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Multiple former and current executives investigated, prosecuted, or sentenced for bribery, illegal lending, and other violations, including Lou Wenlong and Xu Xilong.多名现任及前任高管因受贿、违规放贷等被调查、起诉或判刑，包括楼文龙、徐喜龙等。
2024-01-19Lyu Xiaodong, former deputy general manager of ABC Zhejiang Branch, was prosecuted for alleged bribery and illegal issuance of loans, with the case transferred to the嘉兴 City People's Procuratorate for public prosecution.中国农业银行浙江省分行原副行长吕晓东因涉嫌受贿罪、违法发放贷款罪被提起公诉，案件已移送嘉兴市人民检察院。
2024-03-01Xie Mingshen, former general manager of the Asset Disposal Department of ABC Guangdong Zhuhai Branch, is under disciplinary review and supervisory investigation for suspected serious violations of discipline and law.中国农业银行广东省珠海市分行资产处置部原总经理谢明深涉嫌严重违纪违法，接受纪律审查和监察调查。
2024-04-07Agricultural Bank of China former security department inspector Yang Guoyue sentenced to 11 years for bribery of over 12.86 million yuan.农业银行安全保卫部原巡视员杨国月因受贿1286万余元被判刑11年。
2024-04-10Agricultural Bank of China Dazhou branch former deputy governor Pan Chuanyou under investigation for serious disciplinary and legal violations.农业银行四川达州分行原副行长潘传友涉嫌严重违纪违法接受审查调查。
2024-05-16Former ABC vice president and party member Lou Wenlong (楼文龙) is under disciplinary review and supervisory investigation by the Central Commission for Discipline Inspection for suspected serious violations of discipline and law.中国农业银行原党委委员、副行长楼文龙涉嫌严重违纪违法，接受中央纪委国家监委纪律审查和监察调查。
2024-05-17ABC credit card center senior expert Liu Zhihong (刘志鸿) is under disciplinary review and supervisory investigation for suspected serious violations of discipline and law.中国农业银行信用卡中心高级专家刘志鸿涉嫌严重违纪违法，接受纪律审查和监察调查。
2024-05-22Former ABC Zhuhai branch asset disposal department general manager Xie Mingshen (谢明深) was expelled from the Party for serious violations of discipline and suspected bribery, and transferred to prosecutors.农业银行广东省珠海市分行资产处置部原总经理谢明深严重违纪违法被开除党籍，移送检察机关。
2024-06-04Liu Shushu, former deputy general manager of ABC's Custody Business Department, was placed under disciplinary review and investigation for serious violations of discipline and law by the Central Commission for Discipline Inspection and the National Supervisory Commission.中国农业银行托管业务部原副总经理刘树军因严重违纪违法问题被中央纪委国家监委立案审查调查。
2024-06-14Song Lei, a former senior expert of ABC Hebei branch, is under investigation for suspected serious violations of discipline and law by the Central Commission for Discipline Inspection and the Hebei Provincial Supervisory Commission.中国农业银行河北省分行原高级专家宋雷涉嫌严重违纪违法，接受中央纪委国家监委驻农行纪检监察组纪律审查和河北省监委监察调查。
2024-07-03Jiang Qi, former deputy inspector of ABC Hunan Branch, is under investigation for suspected serious disciplinary and legal violations.中国农业银行湖南省分行原副巡视员蒋祁因涉嫌严重违纪违法，正接受调查。
2024-07-04He Yong, Deputy President of ABC Aba Branch, is under investigation for suspected serious disciplinary and legal violations.中国农业银行阿坝分行党委委员、副行长何勇因涉嫌严重违纪违法，正接受调查。
2024-07-05Yi Yingsen, former Marketing Director and General Manager of Institutional Business Department of ABC, is under investigation for suspected serious disciplinary and legal violations.中国农业银行原营销总监兼机构业务部总经理易映森因涉嫌严重违纪违法，正接受调查。
2024-10-24ABC Anhui Fuyang Branch Institutional Business Deputy General Manager Ma Liya is under investigation for serious disciplinary and legal violations.中国农业银行阜阳市分行机构业务部副总经理马利亚涉嫌严重违纪违法，接受调查。
2024-10-25ABC Shenzhen Branch former inspector Fu Siwei is under investigation for serious disciplinary and legal violations.中国农业银行深圳分行原巡视员傅思伟涉嫌严重违纪违法，接受调查。
2024-11-08Tu Weidong, former vice president of ABC Heyuan branch, is under investigation for suspected serious disciplinary and legal violations.农行河源分行原副行长涂伟东涉嫌严重违纪违法接受审查调查。
2024-11-20Lou Wenlong, former vice president and party member of ABC, was expelled from the Party for serious disciplinary and legal violations, including bribery, and his case was transferred to prosecutors.中国农业银行原党委委员、副行长楼文龙严重违纪违法被开除党籍，涉嫌犯罪问题移送检察机关。
2024-11-25Long Lin, vice president and party member of ABC Dazhou branch, is under investigation for suspected serious disciplinary and legal violations.农行四川达州分行党委委员、副行长龙林涉嫌严重违纪违法接受审查调查。
2024-12-02Agricultural Bank of China (ABC) Credit Card Center senior expert Liu Zhihong expelled from Party and public office for serious disciplinary and legal violations, suspected of bribery; case transferred to procuratorate.中国农业银行信用卡中心高级专家刘志鸿因严重违纪违法被开除党籍和公职，涉嫌受贿犯罪，案件移送检察机关。
2024-12-13Former Vice President of ABC, Lou Wenlong, was arrested by the Fujian Provincial People's Procuratorate on suspicion of accepting bribes, following an investigation by the National Supervisory Commission.中国农业银行原党委委员、副行长楼文龙因涉嫌受贿被福建省人民检察院依法逮捕。
2024-12-17Former Chief Expert of ABC and former Party Secretary and President of Shenzhen Branch, Xu Xilong, is under investigation for suspected serious disciplinary and legal violations.中国农业银行原首席专家兼深圳分行原党委书记、行长许锡龙涉嫌严重违纪违法，接受纪律审查和监察调查。
2024-12-17Former Deputy General Manager of ABC Credit Card Center, Wang Fei, was banned from banking for life for serious violations of prudent operation rules in employee behavior management; he was also sentenced to 8.5 years in prison for bribery and money laundering.时任农业银行信用卡中心收单管理部副总经理王飞因员工行为管理严重违反审慎经营规则被终身禁业，此前因受贿罪、洗钱罪被判处有期徒刑八年六个月。
2024-12-31Former senior expert of Hebei Agricultural Bank, Song Lei, expelled from the Party for disciplinary violations including illegally holding shares in unlisted companies and forging government documents.河北农业银行原高级专家宋雷被开除党籍，涉及违规拥有非上市公司股份、伪造国家机关证件等问题。
2025-01-09Zhao Hui, Deputy Head of ABC Dazhou Branch (Sichuan), is under investigation for suspected serious disciplinary and legal violations.农业银行四川省达州分行党委委员、副行长赵辉涉嫌严重违纪违法，接受审查调查。
2025-01-09He Yong, former Deputy Head of ABC Aba Branch (Sichuan), was placed on disciplinary and supervisory investigation for serious violations.农业银行阿坝分行原党委委员、副行长何勇因严重违纪违法被立案审查调查。
2025-01-11Xu Wenkun, an office researcher at ABC Shenzhen Branch, is under investigation for suspected serious disciplinary and legal violations.农业银行深圳市分行办公室调研员许文坤涉嫌严重违纪违法，接受审查调查。
2025-02-13Former ABC Heyuan Branch deputy party secretary and vice president Tu Weidong was expelled from the Party and dismissed from public office for serious disciplinary violations.农行河源分行原党委委员、副行长涂伟东严重违纪违法被开除党籍、行政开除。
2025-02-26Former ABC marketing director and head of institutional business department Yi Yingsen was expelled from the Party for serious disciplinary and legal violations.农行原营销总监兼机构业务部总经理易映森严重违纪违法被开除党籍。
2025-03-15Former ABC Vice President Lou Wenlong was indicted for bribery; the case was transferred to Quanzhou City People's Procuratorate for prosecution.中国农业银行原副行长楼文龙因涉嫌受贿被提起公诉，案件已移送福建省泉州市人民检察院审查起诉。
2025-03-15Pang Yong, General Manager of Risk Management Department of ABC Dazhou Branch, and Cheng Qianfeng, Assistant Researcher, are under investigation for serious violations of discipline and law.农业银行四川省达州分行风险管理部总经理庞勇、助理调研员程前锋涉嫌严重违纪违法，正接受审查调查。
2025-04-11Lin Peng, former Party Committee member and Discipline Inspection Secretary of ABC Data Center, is under investigation for suspected serious disciplinary and legal violations.中国农业银行数据中心原党委委员、纪委书记林鹏涉嫌严重违纪违法，目前正接受审查调查。
2025-04-30Wu Rong, Party Secretary and President of ABC Qinghai Haibei branch, is under investigation for suspected serious disciplinary and legal violations.中国农业银行青海海北分行党委书记、行长伍荣涉嫌严重违纪违法，目前正接受审查调查。
2025-05-07Former Chief Expert and Zhejiang Branch President Feng Jianlong of ABC voluntarily surrendered and is under investigation for serious disciplinary and legal violations.农业银行原首席专家兼浙江省分行原行长冯建龙主动投案，接受纪律审查和监察调查。
2025-05-12Former Deputy Secretary of the Party Committee and Deputy President of ABC Shenzhen Branch, Wang Guobiao, is under investigation for serious disciplinary and legal violations.中国农业银行深圳市分行原党委副书记、副行长王国彪涉嫌严重违纪违法，接受调查。
2025-05-23Former Inspector of ABC Shenzhen Branch, Fu Siwei, was expelled from the Party for serious disciplinary and legal violations, following an investigation by the Central Commission for Discipline Inspection and the Foshan Municipal Supervision Commission.农业银行深圳市分行原巡视员傅思伟因严重违纪违法被开除党籍，此前接受中央纪委国家监委驻农行纪检监察组和佛山市监委审查调查。
2025-06-19Zhao Hui, former deputy head of ABC Dazhou branch in Sichuan, was expelled from the Party and dismissed for serious disciplinary and legal violations, including bribery.农业银行四川省达州分行原副行长赵辉因严重违纪违法被开除党籍和公职，涉嫌受贿犯罪。
2025-07-09He Longchang, former president of ABC Zhangzhou Wanda sub-branch, is under disciplinary review and supervisory investigation for suspected serious violations of discipline and law by the CPC ABC Zhangzhou branch disciplinary committee and the Longwen District supervisory committee.中国农业银行漳州万达支行原行长何龙昌涉嫌严重违纪违法，正接受中共中国农业银行漳州市分行纪律检查委员会纪律审查和漳州市龙文区监察委员会监察调查。
2025-08-22Former ABC chief expert and Shenzhen branch president Xu Xilong expelled from CPC and transferred to prosecutors for suspected bribery and influence-peddling.中国农业银行原首席专家兼深圳市分行原党委书记、行长许锡龙被开除党籍，涉嫌受贿罪、利用影响力受贿罪移送检察机关。
2025-08-25Former ABC vice president Lou Wenlong sentenced to life imprisonment for bribery, involving 84.51 million yuan, with all personal property confiscated.中国农业银行原党委委员、副行长楼文龙因受贿8451万余元被判处无期徒刑，剥夺政治权利终身，并处没收个人全部财产。
2025-10-24The former Chief Expert of ABC and former Party Secretary and President of Shenzhen Branch, Xu Xilong, stood trial for bribery and influence-peddling, involving RMB 37 million in bribes and RMB 9.39 million in influence-peddling.农业银行原首席专家兼深圳市分行原党委书记、行长许锡龙因受贿和利用影响力受贿案开庭审理，受贿金额3700万元，利用影响力受贿939万元。
2025-12-19Jiang Wenjun, former deputy inspector of ABC Inner Mongolia Branch, is under investigation for suspected serious disciplinary and legal violations by the Central Commission for Discipline Inspection.中国农业银行内蒙古自治区分行副巡视员姜文俊涉嫌严重违纪违法，接受中央纪委国家监委纪律审查和监察调查。
2025-12-26Wang Qingshan, former general manager of ABC's Asset and Liability Management Department, is under investigation for suspected serious disciplinary and legal violations.中国农业银行资产负债管理部原总经理王青山涉嫌严重违纪违法，接受纪律审查和监察调查。
2026-01-05Senior management changes at ABC: Shen Kegong (VP of ABC Investment) transferred to risk asset disposal; Zhao Fuchun to head ABC Investment discipline inspection; Zhao Huanfang transferred to Smart Banking Office.农银投资副总裁申克功转任总行风险资产处置部；赵富春拟接任农银投资纪委书记；赵焕芳调任智慧银行建设办公室常务副主任。
2026-01-23Former ABC Shenzhen branch deputy secretary and vice president Wang Guobiao was expelled from the Party and dismissed from public office for serious disciplinary violations.农行深圳市分行原党委副书记、副行长王国彪因严重违纪违法被开除党籍和公职。
2026-01-28Former ABC chief expert and Zhejiang branch president Feng Jianlong was expelled from the Party for serious disciplinary violations and suspected bribery.农行原首席专家兼浙江省分行原行长冯建龙因严重违纪违法被开除党籍，涉嫌受贿犯罪。
2026-04-08Reported that a former vice president of Wujiang branch (Suzhou) was disciplined in 2017 for approving 16 irregular loans that turned non-performing; guarantors are now seeking compensation.报道称吴江分行原副行长在2016年因违规审批发放16笔贷款（后沦为不良）被记过处分，现担保人维权追偿。
2026-05-11Former ABC Chief Expert and Shenzhen Branch President Xu Xilong was sentenced to 15 years and 6 months in prison and fined 4 million yuan for bribery and influence-peddling bribery.农业银行原首席专家兼深圳市分行原行长许锡龙因受贿、利用影响力受贿罪，被判处有期徒刑15年6个月，并处罚金400万元。
2026-05-20Former ABC Shaanxi Branch Deputy General Manager Duan Qing is under investigation for suspected serious disciplinary and legal violations.中国农业银行陕西省分行原党委委员、副行长段庆涉嫌严重违纪违法，接受纪律审查和监察调查。
Strategic partnerships & MOUs战略合作与备忘录
76 · 2024-01-19 → 2026-06-10
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Signing of strategic cooperation agreements with government entities, state-owned enterprises, and other financial institutions across various sectors.与政府部门、国有企业及其他金融机构签署各领域战略合作协议。
2024-01-19ABC signed a strategic cooperation agreement with the Export-Import Bank of China Tianjin Branch to collaborate in interbank business, credit projects, international business, and customer referrals to support Tianjin's high-quality economic development.农业银行天津市分行与中国进出口银行天津分行签署战略合作协议，在同业业务、信贷项目、国际业务、客户互荐等领域加强合作。
2024-02-21ABC and China Coal Energy Group signed a comprehensive strategic cooperation agreement focusing on energy security, low-carbon transition, coal clean utilization, new energy, and high-end equipment manufacturing.农行与中国中煤集团签署全面战略合作协议，聚焦能源安全、低碳转型、煤炭清洁利用、新能源和高端装备制造。
2024-02-23ABC Anhui Branch signed a strategic cooperation agreement with Anhui Transportation Holding Group for cooperation in highway construction, engineering, real estate, and financial services.农行安徽省分行与安徽交控集团签署战略合作协议，合作领域包括高速公路建设、工程施工、房地产和金融服务。
2024-02-26ABC and China Everbright Group signed a strategic cooperation agreement focusing on technology finance, green finance, inclusive finance, pension finance, digital finance, and sectors like environmental protection, cultural tourism, and rural revitalization.农行与光大集团签署战略合作协议，聚焦科技金融、绿色金融、普惠金融、养老金融、数字金融以及环保、文旅、乡村振兴等领域。
2024-03-01Agricultural Bank of China (ABC) and China Everbright Group signed a strategic cooperation agreement to jointly serve national strategies and economic and social development, focusing on five major articles (technology finance, green finance, inclusive finance, pension finance, digital finance) and 'finance + industry + internationalization' cooperation.中国农业银行与光大集团签署战略合作协议，携手服务国家战略和经济社会发展，聚焦科技金融、绿色金融、普惠金融、养老金融、数字金融“五篇大文章”以及“金融+实业+国际化”等特色合作。
2024-03-06ABC Lanzhou Branch signed a 'Strong Provincial Capital' strategic cooperation agreement with Lanzhou Chengguan District, pledging to provide an intended financing quota of over RMB 20 billion to support major projects, industrial transformation, and digital urban construction.农业银行兰州分行与兰州市城关区签署“强省会”战略合作协议，提供意向性融资额度200亿元以上，支持重大项目建设、产业转型升级、数字城乡建设等领域。
2024-03-29ABC signed a strategic cooperation agreement with Xiamen Municipal Government to deepen financial cooperation in technological innovation, industrial upgrading, rural revitalization, and infrastructure construction.农业银行与厦门市人民政府签署战略合作协议，深化在科技创新、产业升级、乡村振兴、基础设施建设等方面的金融合作。
2024-04-03Agricultural Bank of China Fujian branch signs strategic agreement with Fujian Provincial Department of Science and Technology, pledging at least 100 billion yuan in意向性 financing for sci-tech enterprises over three years.农行福建分行与福建省科学技术厅签署战略协议，未来三年提供至少1000亿元意向性融资支持科技型企业。
2024-04-19Agricultural Bank of China Singapore branch signs strategic cooperation agreement with China Galaxy Securities Singapore to enhance China-ASEAN financial services.农业银行新加坡分行与中国银河证券新加坡私人有限公司签署战略合作协议，促进中国-东盟金融服务。
2024-04-23Agricultural Bank of China Bingtuan branch establishes correspondent banking relationships with Tajikistan International Bank and Alif Bank, opening cross-border RMB accounts.农行兵团分行与塔吉克斯坦国际银行、阿利夫银行建立代理行关系并开立跨境人民币同业往来账户。
2024-04-26Agricultural Bank of China Hunan branch signs strategic cooperation agreement with Hunan Meteorological Bureau for financial-meteorological services.农行湖南分行与湖南省气象局签署战略合作协议，开展金融气象服务合作。
2024-04-26Agricultural Bank of China Hunan branch and Xiangxi Prefecture government hold 'Finance Promotes Cultural Tourism' event, pledging support for tourism industry.农行湖南分行与湘西州政府举办“金融促文旅”活动，承诺支持文旅产业。
2024-05-02ABC held a seed industry chain innovation symposium in Beijing with MARA and enterprises, planning to launch a 'Liangzhong Loan' (良种贷) service plan to support seed industry revitalization.农业银行在北京召开服务种业产业链创新链座谈会，拟推出“良种贷”服务方案支持种业振兴。
2024-05-14ABC signed a strategic cooperation agreement with Haihe River Water Conservancy Commission to provide commercial financial support for Haihe River basin water conservancy high-quality development.农业银行与海河水利委员会签订战略合作协议，商业性金融支持海河流域水利高质量发展。
2024-05-20ABC Xianning branch signed a strategic cooperation agreement with Xianning Supply and Marketing Cooperative to build a rural financial service platform focusing on supply chain finance.农行咸宁分行与咸宁市供销社签订银社战略合作协议，聚焦供应链金融助力乡村振兴。
2024-05-21ABC Xinjiang branch and Xinjiang Supply and Marketing Cooperative launched a joint program to build inclusive financial service stations at township-level supply and marketing outlets, starting with 23 counties in 2024 and expanding to all regions by 2025.农业银行新疆分行与新疆供销合作社启动共建普惠金融服务站（点），2024年在23个县级社先行建设，2025年全面实施。
2024-06-06ABC and PowerChina held a green strategic cooperation symposium in Chengdu, signing a 'Green Project Cooperation Memorandum' focusing on pumped storage, new energy, and water environment management.农业银行与中国电建在成都举行绿色战略合作座谈会，签署《绿色项目合作备忘录》，聚焦抽水蓄能、新能源、水资源与环境治理等领域。
2024-07-20ABC Guangxi Branch signs a strategic cooperation agreement with Beibu Gulf Port Group to deepen cooperation in financing, settlement, investment banking, and international finance, supporting the New International Land-Sea Trade Corridor.农行广西分行与北部湾港集团签署战略合作协议，在融资融信、资金结算、投行金融、国际金融等领域深化合作，支持西部陆海新通道建设。
2024-07-30Zhuangyuan Pasture (庄园牧场) signs a strategic cooperation agreement with ABC Lanzhou Branch, covering party building, account settlement, cash management, and supply chain finance.庄园牧场与农业银行兰州分行签署战略合作协议，合作领域包括党建共建、账户结算、现金管理、产业链金融等。
2024-07-31ABC signs a strategic cooperation agreement with China Information and Communication Technologies Group Corporation (CICT), focusing on科技金融 (technology finance) to support national strategies.农业银行与中国信科集团签署战略合作协议，聚焦科技金融，共同服务国家战略。
2024-08-01ABC signed a strategic cooperation agreement with China Information and Communications Technologies Group (CICT) to deepen cooperation in sci-tech finance.农业银行与中国信科集团签署战略合作协议，深化科技金融合作。
2024-08-27ABC Zhuzhou branch and Zhuzhou Intermediate People's Court jointly launched 'Cloud Shared Court', the first of its kind in Hunan's agricultural banking system.农行株洲分行与株洲市中级人民法院联合设立“云共享法庭”，为湖南省农行系统首个。
2024-09-03ABC signed a strategic cooperation agreement with State Development & Investment Corp (SDIC) to jointly advance the 'five major articles' and support high-quality economic development.农业银行与国家开发投资集团有限公司签署战略合作协议，携手做好“五篇大文章”，共助经济高质量发展。
2024-09-04ABC Fujian Branch signed a service real economy strategic cooperation agreement with Fuzhou Municipal Government, agreeing to increase capital投放 in Fuzhou to support the strong provincial capital strategy, rural revitalization, major infrastructure, and new quality productive forces.农业银行福建省分行与福州市人民政府签署服务实体经济战略合作协议，将持续加大向福州的资金投放力度，重点支持强省会战略、乡村振兴、重大基础设施、新质生产力等领域。
2024-09-10ABC Tianjin Branch signed a strategic cooperation agreement with Tianjin Water Authority to increase commercial financial support for water infrastructure construction, including flood control and post-disaster reconstruction.农业银行天津市分行与天津市水务局签署战略合作协议，加大商业性金融支持水利基础设施建设力度，巩固防汛抗灾和灾后重建金融支持。
2024-09-13ABC signed a strategic cooperation agreement with China Railway Group Limited (CREC) to deepen cooperation in multiple areas and jointly promote high-quality development.农业银行与中国中铁签署战略合作协议，全面深化务实合作，推动建立多层次、多领域战略合作伙伴关系。
2024-09-25ABC Henan Branch signed a strategic cooperation agreement with Henan Provincial Department of Science and Technology to support the construction of a national innovation highland, and inaugurated the ABC Science and Technology Financial Center, planning to provide 150 billion yuan in意向授信 over five years.农行河南分行与河南省科学技术厅签署支持国家创新高地建设战略合作协议，并举行农行科技金融中心揭牌仪式，未来五年提供整体意向授信额度1500亿元。
2024-10-17ABC signed a comprehensive strategic cooperation agreement with Shanghai Clearing House to deepen cooperation in central clearing, issuance, and custody settlement.农业银行与上海清算所签署全面战略合作协议，深化集中清算、发行登记托管结算等领域合作。
2024-10-22ABC Tianjin Branch signed a cooperation memorandum with Binhai New Area Government to support high-quality development.农行天津市分行与滨海新区人民政府签订合作备忘录。
2024-10-25ABC signed a strategic cooperation agreement in Tianjin to establish an AIC equity investment fund, focusing on strategic emerging industries.农银投资、天津海河产业基金等四方签署AIC股权投资基金战略合作协议，重点支持战略性新兴产业。
2024-10-25ABC Shandong Branch signed an agreement to establish the Jinan Guohui Qianfan Qihang Equity Investment Fund, the first 'ABC-series' AIC direct equity fund in Jinan.农行山东省分行等签署济南国惠千帆企航股权投资基金合作协议，为济南首支“农银系”AIC股权直投基金。
2024-10-29ABC signed cooperation memoranda with four national advanced manufacturing clusters (Guangzhou-Foshan-Huizhou UHD video, Nanjing smart grid, Guangzhou-Shenzhen-Foshan-Dongguan smart equipment, Weifang power equipment).农业银行与广州-佛山-惠州超高清视频、南京新型电力装备等4个国家先进制造业集群签订合作备忘录。
2024-11-02ABC's subsidiary ABC Investment signed strategic agreements with all 18 pilot cities for AIC equity investment pilot funds, planning funds focusing on semiconductors and other industries.农银投资与全部18个试点城市签署AIC股权投资试点基金战略合作协议，计划重点投向半导体等产业。
2024-11-13ABC signed a cooperation memorandum with the General Administration of Customs to provide a package of financial services for AEO (Authorized Economic Operator) enterprises, including customized service plans, priority in trade facilitation pilots, and increased credit support.农业银行与海关总署签署合作备忘录，为AEO企业提供一揽子专项金融服务。
2024-11-19ABC signed a strategic cooperation agreement with China Railway Construction Corporation (CRCC) to deepen cooperation in infrastructure, emerging industries, and supply chain finance.农业银行与中国铁建签署战略合作协议，加强在基础设施、新兴产业、供应链业务等方面合作。
2024-11-22ABC signed a global strategic cooperation agreement with C&D Group.农业银行与建发集团签署全球战略合作协议。
2024-12-03ABC signed a comprehensive strategic cooperation agreement with China Datang Corporation, focusing on large bases, green finance, and international business.中国农业银行与中国大唐集团有限公司签署全面战略合作协议，聚焦大基地、绿色金融、国际业务等领域。
2024-12-04Hainan Provincial Government signed a strategic cooperation agreement with ABC in Beijing, focusing on Hainan Free Trade Port construction, trade and investment liberalization, modern industrial system, rural revitalization, and inclusive elderly care.海南省政府与中国农业银行在北京签署战略合作协议，围绕海南自由贸易港建设、贸易投资自由化便利化、现代化产业体系、乡村全面振兴、普惠养老等领域深化合作。
2024-12-06ABC signed a comprehensive strategic cooperation agreement with China Life Insurance (Group) Company, deepening cooperation in pension finance, investment and financing, and bancassurance agency.中国农业银行与中国人寿保险（集团）公司签署全面战略合作协议，深化养老金融、投融资业务、银保代理等领域合作。
2024-12-19Fangchenggang City Government signed a comprehensive strategic cooperation agreement with ABC Guangxi Branch to jointly build a modern port industrial city, with separate agreements signed with four key enterprises.防城港市政府与中国农业银行广西区分行签订《政银携手共建现代化临港工业城市全面战略合作协议》，并与四家重点企业签订银企合作协议。
2025-01-18ABC Xinjiang Branch and the Xinjiang Supply and Marketing Cooperative jointly established 165 'Rural Revitalization Financial Service Stations', facilitating over 800 million yuan in farmer loans by end-2024.农行新疆分行与自治区供销社共建165个“乡村振兴金融服务站”，截至2024年底通过该渠道办理农户贷款超8亿元。
2025-02-26ABC Xinjiang Branch signed strategic cooperation agreements with 8 real estate enterprises to support the real estate industry.农行新疆分行与8家房地产企业签订战略合作协议，支持房地产行业发展。
2025-03-18ABC signed a strategic cooperation agreement with Goldwind Technology to cooperate in comprehensive credit, investment banking, international business, supply chain finance, and green finance.农业银行与金风科技签署战略合作协议，在综合授信、投资银行、国际业务、供应链金融、绿色金融等领域展开合作。
2025-04-15ABC signed a strategic cooperation agreement with Mengzi Economic Development Zone & Honghe Comprehensive Bonded Zone to provide financial services for emerging industries and key projects.农行红河分行与蒙自经开区红河综合保税区签署战略合作协议，为新兴产业和重点项目提供金融服务。
2025-04-18ABC signed a strategic cooperation agreement with Anshun Federation of Industry and Commerce, and was授予 the 'Private Enterprise Financial Service Station' plaque.农行安顺分行与安顺市工商联签署战略合作协议，并被授予“民营企业金融服务驿站”牌匾。
2025-05-06ABC Beijing Branch signed a strategic cooperation agreement with Beijing Capital Agribusiness Group, providing an intended credit line of up to 50 billion yuan to support modern agricultural technology, whole-industry-chain finance, and livelihood supply systems.农行北京分行与首农食品集团签署战略合作协议，提供最高500亿元意向性授信额度，支持现代农业科技创新、全产业链金融及民生保供体系建设。
2025-05-09ABC became the exclusive global strategic partner of the 2025 China-Eurasia Commodity Trade Expo, signing agreements with the China-Eurasia Expo Secretariat and the China International Chamber of Commerce Xinjiang Chamber.农业银行成为2025（中国）亚欧商品贸易博览会全球独家战略合作伙伴，与中国—亚欧博览会秘书处等签署协议。
2025-05-21ABC held a launch ceremony for supporting central state-owned enterprises' industrial development in Xinjiang, signing strategic project agreements with 19 subsidiaries of central SOEs in Xinjiang, covering over 100 projects.农业银行举行支持央企产业兴疆服务启动仪式，与19家央企在疆子公司签署重大项目战略合作协议，签约项目总数超百个。
2025-06-03ABC and Tongcheng Travel (00780) signed a comprehensive strategic cooperation agreement on credit cards, covering flights, hotels, and outbound travel.农业银行与同程旅行(00780)达成信用卡全面战略合作，覆盖机票、酒店、出境游等业务。
2025-06-17ABC and China Resources Group (CR Group) signed a comprehensive strategic cooperation agreement, focusing on five major articles and six business areas.农业银行与华润集团签署全面战略合作协议，聚焦'五篇大文章'和六大业务领域。
2025-07-15ABC Anshun branch signed a strategic cooperation agreement with Anshun Municipal Human Resources and Social Security Bureau to deepen 'social security + finance' services in entrepreneurship support, pension loans, and social security card applications.农行安顺分行与安顺市人力资源和社会保障局签署全面战略合作协议，在创业扶持、养老贷、社保卡应用等领域深化“社保+金融”合作。
2025-07-16ABC held talks with China Energy Engineering Group (CEEC) to deepen strategic cooperation in bond issuance, major project financing, treasury system construction, and innovative financial products, establishing a regular communication mechanism.中国农业银行与中国能建举行会谈，围绕债券发行、重大项目融资、司库体系建设、创新金融产品等领域深化战略合作，建立常态化沟通机制。
2025-07-31ABC signed a strategic cooperation agreement with China State Construction Engineering Corporation (CSCEC) to deepen collaboration in multiple areas, witnessed by Chairman Gu Shu and CSCEC Chairman Zheng Xuexuan.中国农业银行与中建集团签署战略合作协议，农业银行董事长谷澍和中建集团董事长郑学选出席签约仪式。
2025-07-31ABC Hunan branch signed a comprehensive strategic cooperation agreement with the Hunan Provincial Department of Veterans Affairs, providing exclusive financial services, entrepreneurship loans, and on-site credit of RMB 67.9 million to 12 veteran-founded enterprises.农业银行湖南省分行与湖南省退役军人事务厅签署全面战略合作协议，提供退役军人专属金融服务，现场向12家退役军人创办企业及个人授信6790万元。
2025-09-04ABC Shanghai branch signed a strategic cooperation agreement with Shanghai Electric to support smart manufacturing, green energy, and cross-border projects.农行上海市分行与上海电气签署战略合作协议，支持智能制造、绿色能源和跨境业务等项目。
2025-10-10ABC signed a strategic cooperation agreement with China Reform Holdings Corporation Ltd. to deepen cooperation in various fields.农业银行与中国国新签署战略合作协议，深化各领域合作。
2025-10-22ABC Anhui Branch signed a strategic cooperation agreement with Suzhou Municipal Government to provide financial services for local economic development, focusing on industry clusters, agriculture, and major projects.农业银行安徽省分行与宿州市人民政府签署金融服务地方经济高质量发展战略合作协议。
2025-12-03ABC Chairman Gu Shu met Sinochem Chairman Li Fanrong in Xiong'an to deepen strategic cooperation, focusing on Sinochem's relocation to Xiong'an and comprehensive financial services.农行董事长谷澍在雄安拜会中国中化董事长李凡荣，围绕深化银企战略合作、服务中国中化搬迁雄安进行座谈。
2025-12-05ABC Chairman Gu Shu met Zhang Jianmin, head of the State Tobacco Monopoly Administration, to discuss deepening cooperation and high-quality development.农行董事长谷澍会见国家烟草专卖局局长张建民，就继续深化合作、推动高质量发展交换意见。
2025-12-08ABC Shandong Branch signed a strategic cooperation agreement with Shandong Agricultural Group to deepen cooperation in rural revitalization and modern agricultural development.农行山东省分行与山东省农业集团签署战略合作协议，在乡村振兴和现代农业发展等领域深化合作。
2025-12-16ABC and Sinomach (China National Machinery Industry Corporation) signed a strategic cooperation agreement, with ABC Henan Branch also signing with Sinomach subsidiary YTO Group.农行与国机集团签署战略合作协议，农行河南分行与国机集团下属企业中国一拖同步签署协议。
2025-12-22Binhai Investment's subsidiary signed a strategic cooperation agreement with ABC Tianjin Xiqing Sub-branch, which agreed to provide an意向性 credit line of RMB 1 billion over five years.滨海投资全资附属公司与农行天津西青支行订立战略合作协议，农行同意未来五年提供等值10亿元人民币意向性授信额度。
2026-01-05ABC signed a strategic cooperation agreement with the National Food and Strategic Reserves Administration to deepen cooperation in grain supply chain financing and market-based procurement credit.农行与国家粮食和物资储备局签署战略合作协议，深化粮食交易供应链融资和市场化收购信贷合作。
2026-01-09ABC signed a comprehensive cooperation agreement with the All China Federation of Supply and Marketing Cooperatives to deepen cooperation in rural revitalization and inclusive finance.农行与全国供销合作总社签署全面合作协议，深化乡村振兴、普惠金融等领域合作。
2026-01-14ABC signed a comprehensive cooperation agreement with the Agricultural Development Bank of China to deepen cooperation in rural revitalization, green finance, and digital transformation.农行与中国农业发展银行在京签订全面合作协议，深化乡村振兴、绿色金融、数字化转型等领域合作。
2026-01-16ABC Yulin branch signed a strategic cooperation framework agreement with the Yulin Municipal Government to increase financial support for key areas.农行广西区分行与玉林市人民政府签署战略合作框架协议，加大金融支持力度。
2026-03-09ABC signed a strategic cooperation agreement with China State Shipbuilding Corporation (CSSC) to jointly promote the '15th Five-Year Plan' and build a maritime power.农业银行与中船集团签署战略合作协议，共谱“十五五”新征程与海洋强国新篇章。
2026-03-12ABC signed a strategic cooperation agreement with Anqing Municipal Government. During the '15th Five-Year Plan' period, both sides will deepen cooperation in talent cultivation, major project construction, real economy development, and rural revitalization.农业银行与安庆市人民政府签订合作协议，“十五五”期间双方将在人才培养、重大项目建设、实体经济发展、乡村振兴等方面深化合作。
2026-03-17ABC signed a strategic cooperation agreement with China National Building Materials Group in Beijing, themed 'Empowering Technological Innovation, Building a Manufacturing Power'.农业银行与中国建材集团在北京签署战略合作协议，主题为“赋能科技创新 共铸制造强国”。
2026-03-18ABC signed a strategic cooperation agreement with Shandong Gold Group in Beijing to deepen cooperation in traditional and emerging fields.农业银行与山东黄金集团在北京签署战略合作协议，深化传统及新兴领域合作。
2026-04-03Chairman Gu Shu met with CCPIT Chairman Ren Hongbin to discuss cooperation in serving enterprises' trade, investment and international operations.董事长谷澍会见中国贸促会会长任鸿斌，双方就服务企业贸易、投资和国际化经营合作进行交流。
2026-04-16Chairman Gu Shu met with State Tobacco Monopoly Administration Director Yao Laiying to discuss deepening cooperation in rural revitalization and the tobacco industry chain.董事长谷澍会见国家烟草专卖局局长姚来英，双方就深化乡村振兴和烟草全产业链合作交换意见。
2026-04-21Chairman Gu Shu met with Ansteel Group Chairman Tan Chengxu, agreeing to deepen strategic partnership and support Ansteel's development.董事长谷澍会见鞍钢集团董事长谭成旭，双方同意深化战略合作伙伴关系。
2026-05-10ABC Ningxia Branch signed a strategic cooperation agreement with Xinbai Group, focusing on payment system optimization, promotions, credit card installment, co-branded cards, mobile banking, silver economy, and rural revitalization.农行宁夏分行与新百集团签署战略合作协议，聚焦收单系统优化、惠民促销、信用卡分期、联名卡、掌银、银发经济、乡村振兴等领域。
2026-06-01ABC Tangshan branch signed a strategic cooperation agreement with China Mobile Tangshan on party building and business collaboration.农行唐山分行与中国移动唐山分公司签署党建和创暨战略合作协议。
2026-06-10ABC and China State Shipbuilding Corporation (CSSC) held talks to deepen strategic cooperation in ship leasing, forex, green finance, and international business.农行与中国船舶集团举行会谈，双方就深化船舶租赁、外汇、绿色金融、国际业务等领域合作达成共识。
Rural & agricultural finance三农与农业金融
19 · 2024-01-19 → 2026-03-19
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Initiatives, products, and milestones focused on serving agriculture, rural areas, and farmers, including county loans and rural revitalization.聚焦服务“三农”的举措、产品与里程碑，包括县域贷款与乡村振兴。
2024-01-19ABC launched the '100 Chains, 100 Enterprises, 100 Households' special activity in Xinjiang, targeting 36 industrial chains of the 'Eight Major Industrial Clusters', with tailored financial services for private enterprises, listed companies, and SMEs.农业银行在新疆启动“百链、百企、百户”专项活动，围绕“八大产业集群”36条产业链，为民营企业、上市公司、中小微企业提供分类金融服务。
2024-01-26ABC is advancing the PBoC's rental housing loan support plan, having reached financing意向 with 13 rental housing projects in Tianjin, Jinan, Zhengzhou, and Qingdao, including supporting the bulk purchase of 1,170 rental units in Tianjin.农业银行推进人民银行租赁住房贷款支持计划落地，已与天津、济南、郑州、青岛4个城市的13个租赁住房项目达成融资意向，其中天津分行支持批量购买1170套租赁住房。
2024-02-02ABC Ningxia Branch's inclusive small-micro enterprise loan balance exceeded 10 billion yuan as of Jan 20, 2024, reaching 10.1 billion yuan, a net increase of 1.13 billion yuan from start of year.截至2024年1月20日，农行宁夏分行普惠型小微企业贷款余额突破100亿元，达101亿元，较年初增加11.3亿元。
2024-03-11ABC's inclusive finance loan balance exceeded RMB 4 trillion, and the number of inclusive small and micro loan customers exceeded 4 million.农业银行普惠金融领域贷款余额突破4万亿元，普惠小微有贷客户数超过400万户。
2024-03-28At the 2023 annual results conference, ABC Chairman Gu Shu announced 2024 targets: county-area loan growth of over RMB 1.3 trillion, inclusive finance loan growth of RMB 800 billion (PBOC口径), and green credit growth of RMB 1 trillion (PBOC口径).农业银行董事长谷澍在2023年度业绩发布会上公布2024年目标：县域贷款增长1.3万亿元以上，普惠金融领域贷款增长8000亿元，绿色信贷增量达到1万亿元。
2024-06-21ABC Shandong branch and Dongying municipal government jointly inaugurated the 'Financial Services Rural Revitalization Qilu Model - Dongying Demonstration Zone' to support the Yellow River Basin ecological protection and high-quality development.农行山东省分行与东营市政府共同为“金融服务乡村振兴齐鲁样板—东营示范区”揭牌，支持黄河流域生态保护和高质量发展。
2024-07-30ABC Shannan Branch grants over RMB 1 billion in credit to Hubei aid-Tibet enterprises at a government-bank-enterprise matchmaking meeting.中国农业银行山南分行在政银企对接会上为湖北援藏企业成功授信超过10亿元。
2024-09-27ABC held the unveiling ceremony for the 'Financial Services Rural Revitalization Qilu Model - Heze Demonstration Zone' in Shandong, aiming to increase resource allocation and support Heze's development.农业银行山东省分行“金融服务乡村振兴齐鲁样板—菏泽示范区”揭牌，将倾斜资源配置，全力支持菏泽突破发展。
2025-01-07ABC Shandong Branch unveiled the 'Financial Services for Rural Revitalization Qilu Model – Yantai Demonstration Zone', the 5th such zone jointly created with local governments.农业银行山东分行金融服务乡村振兴齐鲁样板—烟台示范区正式揭牌，系该行与地方政府联合创建的第5个示范区。
2025-03-28ABC's county loan balance reached 9.85 trillion yuan, with an increment exceeding 1 trillion yuan, accounting for 47% of total loan growth, growing 12.3% YoY.农业银行县域贷款余额达9.85万亿元，增量突破1万亿元，占全行贷款增量比重47%，增速12.3%。
2025-04-23ABC and the Ministry of Agriculture and Rural Affairs held an online promotion meeting for seed industry revitalization; ABC has累计 disbursed RMB 150bn in loans and funds for the seed industry since the 14th Five-Year Plan.农业银行与农业农村部联合举办种业振兴线上推介会；“十四五”以来农行累计投放1500亿元贷款和基金助力种业发展。
2025-07-04ABC Xiangyang Yinji sub-branch was inaugurated, and a whole-village credit push was launched, with an initial CNY 137.6 million credit line granted to Yinji Township, including CNY 100 million for the township, CNY 10 million each for three village collectives, and CNY 5 million for an e-commerce park.农行襄阳尹集支行揭牌，尹集乡整村推进授信启动，首批授信1.376亿元，其中尹集乡整体授信1亿元、3个村集体经济组织各1000万元、电商产业园500万元。
2025-07-14ABC Shannan branch achieved full coverage of the 'on-site + remote' Tibetan-language survey model across 68 township outlets, completing credit files for 559 households and disbursing over CNY 73 million in农户 loans, doubling survey efficiency.农行山南分行实现“现场+远程”藏语调查作业模式在全市68个乡镇营业网点全覆盖，完成农户信息建档559户，发放农户贷款7300余万元，效率翻番。
2025-07-22ABC's mid-year work conference stated that county-area loans have surpassed RMB 10 trillion, and emphasized strengthened credit投放 in key areas and risk prevention for H2 2025.农业银行年中工作会议称县域贷款站稳10万亿元，要求下半年强化重点领域信贷投放和风险防控。
2025-08-18ABC rated 'Excellent' in the 2024 financial institution service rural revitalization regulatory assessment by PBOC and NFRA.农业银行在2024年度金融机构服务乡村振兴监管考核评估中获评“优秀档”。
2025-09-05ABC disclosed that county-level loan balance exceeded 10 trillion yuan for the first time, reaching 10.77 trillion yuan, with 'Huimin e-Loan' balance at 1.79 trillion yuan.农行披露县域贷款余额首次突破10万亿元，达10.77万亿元，“惠农e贷”余额1.79万亿元。
2026-02-27ABC Luchuan County Sub-branch reported that as of end-2025, its agriculture-related loan balance was 2.146 billion yuan (up 25.1% YoY), and rural construction loan balance was 2.816 billion yuan (up 13.32% YoY).农行陆川县支行披露2025年末涉农贷款余额21.46亿元（同比增25.1%），乡村建设贷款余额28.16亿元（同比增13.32%）。
2026-02-28ABC held a 2026 work conference on serving rural revitalization, chaired by Chairman Gu Shu and President Wang Zhiheng, emphasizing strengthening 'Three Rural' financial supply and improving the Three Rural Financial Department mechanism.农行召开2026年服务乡村振兴和“三农”县域业务工作会议，董事长谷澍、行长王志恒出席，强调强化涉农金融供给，完善三农金融事业部运行机制。
2026-03-19ABC and the National Financing Guarantee Fund jointly issued a plan to promote private investment special guarantees and strengthen medium-to-long-term credit support, focusing on SMEs, individual businesses, farmers, and tech enterprises.农业银行与国家融资担保基金联合印发协同推进民间投资专项担保计划，聚焦小微企业、个体工商户、农户及科技型企业等主体。
Disaster response & emergency services灾害响应与应急服务
4 · 2024-01-19 → 2026-06-17
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Emergency financial services and relief efforts following natural disasters like earthquakes.地震等自然灾害后的应急金融服务与救援工作。
2024-01-19ABC Gansu Branch's temporary mobile banking outlet in Dahejia, Jishishan County, officially opened for operation one month after the earthquake, providing cash deposits/withdrawals, loan disbursement, and other comprehensive financial services.农业银行甘肃省分行在积石山地震一个月后，大河家临时网点正式投入运营，提供现金存取、贷款投放等综合金融服务。
2025-01-07ABC Tibet Branch activated emergency response after a 6.8-magnitude earthquake in Dingri County, setting up the first 'tent bank' in the disaster area on January 7.西藏日喀则市定日县发生6.8级地震后，农行西藏分行启动应急机制，于1月7日设立首个灾区“帐篷银行”。
2025-02-10ABC Tibet Branch introduced 8 differentiated credit policies to support post-earthquake reconstruction in Dingri County.农行西藏分行推出8条差异化信贷政策支持定日县地震灾后重建。
2026-06-17ABC Qinghai branch activated emergency response after a 6.3-magnitude earthquake in Dachaidan, dispatching mobile service vehicles and supplies to the disaster area.青海大柴旦发生6.3级地震后，农行青海分行启动应急机制，调派流动服务车和物资驰援灾区。
Executive appointments & resignations高管任命与辞职
89 · 2024-01-29 → 2026-06-08
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Appointments, resignations, and transfers of senior executives including president, vice presidents, and branch heads.行长、副行长及分行行长等高管的任命、辞职与调动。
2024-01-29Yao Mingde, former Party Secretary and President of ABC Shenzhen Branch, was transferred to become a Party member of ICBC, and is expected to serve as Vice President of ICBC.农业银行深圳分行原党委书记、行长姚明德调任工商银行党委委员，预计将担任工商银行副行长。
2024-02-05Song Jihan and Sun Jun were approved by NFRA Binzhou as deputy presidents of ABC Binzhou Branch.宋吉涵和孙峻获滨州监管分局批准担任农行滨州分行副行长。
2024-02-14Yao Mingde, President of ABC Shenzhen Branch, was transferred to ICBC as a Party Committee member and is expected to become Vice President, pending regulatory approval.农行深圳分行行长姚明德调任工商银行党委委员，拟任副行长，待监管核准。
2024-02-27Wei Chao was approved by NFRA Luohe as deputy president of ABC Luohe Branch.魏超获漯河监管分局批准担任农行漯河分行副行长。
2024-03-08Yao Mingde, a former senior executive of ABC (most recently President of Shenzhen Branch), was appointed as Vice President of Industrial and Commercial Bank of China (ICBC), subject to regulatory approval.原农业银行深圳市分行行长姚明德被聘任为中国工商银行副行长，任职资格尚待核准。
2024-03-13Fan Zhuomin was approved by the financial regulator to serve as Vice President of ABC Yuncheng Branch.樊卓敏获批任职中国农业银行运城分行副行长。
2024-03-28ABC appointed Liu Qing as Secretary of the Board and Company Secretary, and Wu Xiuwei as Joint Company Secretary. Liu Qing's appointment is subject to regulatory approval.农业银行聘任刘清为董事会秘书及公司秘书，聘任伍秀薇为联席公司秘书。刘清的任职资格尚待金融监管总局核准。
2024-04-15Agricultural Bank of China Fujian Pilot Free Trade Zone Pingtan sub-branch appoints Lei Wenjuan as deputy governor, approved by regulator.农业银行福建自贸试验区平潭片区分行雷文娟获批任职副行长。
2024-04-17Agricultural Bank of China Meizhou branch appoints Jiao Zhubin as branch president, approved by regulator.农业银行梅州分行焦竹斌获批任职行长。
2024-04-17Agricultural Bank of China private banking department appoints Wang Yin as vice president, approved by regulator.农业银行私人银行部王吟获批任职副总裁。
2024-04-23Agricultural Bank of China Deyang branch appoints Chen Shengli as deputy governor, approved by regulator.农业银行德阳分行陈胜利获批任职副行长。
2024-04-28Agricultural Bank of China Chongqing Free Trade Zone sub-branch appoints Jiang Yu as branch president, approved by regulator.农业银行重庆自由贸易试验区分行蒋渝获批任职行长。
2024-04-29Agricultural Bank of China appoints Liu Qing as board secretary, effective April 28, 2024, approved by NFRA.农业银行聘任刘清为董事会秘书，自2024年4月28日起生效，获国家金融监督管理总局批准。
2024-05-22Wang Zhiheng (王志恒) was appointed as deputy party secretary of ABC, expected to become president after regulatory approval, succeeding Fu Wanjun who left in Dec 2023.王志恒任中国农业银行党委副书记，预计将出任行长，接替2023年12月离任的付万军。
2024-05-28Li Pinshen (李品深) was approved by NFRA to serve as president of ABC Shandong branch.国家金融监督管理总局枣庄监管分局核准李品深农业银行山东省分行行长任职资格。
2024-06-06ABC's board of directors resolved to appoint Wang Zhiheng as the new president of the bank, effective upon regulatory approval, succeeding the previous president.农业银行董事会决议聘任王志恒担任行长，其任职自金融监管总局核准之日起生效。
2024-06-28Wang Zhiheng officially assumed the role of president of ABC on June 28, 2024, after receiving regulatory approval from the National Financial Regulatory Administration.王志恒自2024年6月28日起正式就任中国农业银行行长，其任职资格已获国家金融监督管理总局核准。
2024-07-01Wang Zhiheng officially assumes the role of President of Agricultural Bank of China (ABC) after regulatory approval from the National Financial Regulatory Administration (NFRA) on June 28, 2024.王志恒在获得国家金融监督管理总局于2024年6月28日的任职资格批复后，正式就任中国农业银行行长。
2024-07-01ABC Board nominates Zhuang Yumin as independent non-executive director candidate and approves revised Information Disclosure System.农业银行董事会提名庄毓敏为独立非执行董事候选人，并审议通过了修订后的《信息披露制度》。
2024-07-02Xue Lupeng approved by Guizhou Financial Regulatory Bureau as Vice President of ABC Guizhou Branch.薛陆芃获贵州金融监管局批准，担任中国农业银行贵州省分行副行长。
2024-07-19Liu Jiawang resigns as Vice President of ABC due to a work adjustment.刘加旺因工作调整辞去中国农业银行副行长职务。
2024-07-29Liu Jing is approved by Xiamen Financial Regulatory Bureau as Vice President of ABC Xiamen Free Trade Zone Branch.刘静获厦门金融监管局批准，担任中国农业银行厦门自贸试验区分行副行长。
2024-08-01ABC's Quzhi branch approved Luo Buwangjia as deputy branch manager.农业银行那曲分行获批罗布旺加任职资格。
2024-08-12ABC Chongqing Free Trade Zone branch approved Jiang Li as deputy branch manager.农业银行重庆自由贸易试验区分行获批蒋莉副行长任职资格。
2024-08-14ABC's board appointed Liu Qing as board secretary and company secretary, and Wu Xiuwei as joint company secretary.农业银行董事会聘任刘清为董事会秘书及公司秘书，聘任伍秀薇为联席公司秘书。
2024-08-15ABC's Ganzhou branch approved Lai Yumin as deputy branch manager.农业银行赣州分行获批赖昱旻副行长任职资格。
2024-08-19ABC board nominated Lin Li as candidate for executive director.农业银行董事会提名林立为执行董事候选人。
2024-08-20ABC's Putian branch approved Lin Min as deputy branch manager.农业银行福建省莆田分行获批林敏副行长任职资格。
2024-08-23ABC Changji branch approved Miao Jingjing as branch president.农业银行昌吉分行获批缪晶晶行长任职资格。
2024-08-27ABC Guangzhou Development Zone branch approved Yang Yongsong as deputy branch manager.农业银行广州开发区分行获批杨涌双副行长任职资格。
2024-08-29ABC Dehong branch approved Yao Wen as deputy branch manager.农业银行德宏分行获批姚文副行长任职资格。
2024-08-30ABC Vice President Liu Jiawang resigned due to job adjustment, appointed as deputy general manager of China Investment Corporation (CIC).农业银行副行长刘加旺因工作调整辞职，被聘任为中投公司副总经理。
2024-08-30ABC Chuxiong branch approved Duan Yamin as deputy branch manager.农业银行楚雄州分行获批段亚敏副行长任职资格。
2024-09-02ABC Vice President Liu Jiawang resigned from ABC and was appointed Vice President of China Investment Corporation (CIC).农业银行副行长刘加旺辞去农行职务，被聘任为中投公司副总经理。
2024-09-11ABC announced that Ju Jiandong took office as an independent director on September 10, 2024, replacing Huang Zhenzhong whose term expired.农业银行公告，鞠建东自2024年9月10日起就任独立董事，黄振中因任期届满离任。
2024-09-29ABC announced that Wang Zhiheng officially assumed the roles of Vice Chairman, Executive Director, and Chairman of the Board's 'Three Rural' Finance and Inclusive Finance Development Committee, effective September 27, 2024, following regulatory approval.农业银行公告，王志恒自2024年9月27日起就任副董事长、执行董事，以及董事会“三农”金融与普惠金融发展委员会委员、主席。
2024-10-08Zhang Chunchao approved as vice president of ABC Shijiazhuang Branch by Hebei Financial Regulatory Bureau.河北监管局核准张春朝中国农业银行石家庄分行副行长任职资格。
2024-10-09Zhou Yin approved as president of ABC Pingxiang Branch by Jiangxi Financial Regulatory Bureau.江西监管局核准周寅中国农业银行萍乡分行行长任职资格。
2024-10-15Chen Hao approved as vice president of ABC Altay Branch by Xinjiang Financial Regulatory Bureau.新疆监管局核准陈豪中国农业银行阿勒泰分行副行长任职资格。
2024-10-18Wen Li approved as vice president of ABC Zhangjiajie Branch by Hunan Financial Regulatory Bureau.湖南监管局核准文莉中国农业银行张家界分行副行长任职资格。
2024-10-23Hong Yang approved as president of ABC Shaoguan Branch by Guangdong Financial Regulatory Bureau.广东监管局核准洪洋中国农业银行韶关分行行长任职资格。
2024-10-31ABC executive director and vice president Zhang Xuguang resigned due to age-related retirement, effective October 31.农业银行执行董事、副行长张旭光因到龄退休辞职，辞职信于10月31日送达董事会并生效。
2024-11-01Zhang Wentao approved as vice president of ABC Tianjin branch.张文涛获批担任农业银行天津市分行副行长。
2024-11-15Li Dalong, former vice president of ABC Guangdong branch, was appointed chairman of Guangzhou Bank.农行广东分行原副行长李大龙出任广州银行董事长。
2024-11-18Wang Shijun approved as president of ABC Beijing Economic-Technological Development Area sub-branch.王世君获批担任农业银行北京经济技术开发区分行行长。
2024-11-28Wang Wenjin, former business director of Bank of Communications, is reported to be appointed as vice president of ABC.交通银行业务总监王文进或将出任农业银行副行长。
2024-12-23ABC Board of Directors approved the appointment of Wang Wenjin as Vice President of the bank, pending approval from the National Financial Regulatory Administration.中国农业银行董事会同意聘任王文进为该行副行长，任职资格尚待国家金融监督管理总局核准。
2025-01-02Agricultural Bank of China (ABC) appointed Wang Wenjin as Vice President; his appointment was approved by the National Financial Regulatory Administration on 2025-01-23.中国农业银行聘任王文进为副行长；其任职资格于2025年1月23日获国家金融监督管理总局核准。
2025-01-08ABC Vice President Xu Han resigned due to age reasons, effective immediately.农业银行副行长徐瀚因年龄原因辞任，即日生效。
2025-01-14Meng Fanjun is proposed to serve as Vice President of ABC; he previously served as Party Secretary and President of the Agricultural Development Bank of China Sichuan Branch.孟范君拟任农业银行副行长，此前任中国农业发展银行四川省分行党委书记、行长。
2025-01-21Zhuang Yumin officially assumed the role of Independent Director of ABC, approved by the National Financial Regulatory Administration.庄毓敏正式担任农业银行独立董事，任职资格获国家金融监督管理总局核准。
2025-02-07Beijing Financial Regulatory Bureau approved Xing Jia as president of ABC Beijing Pilot Free Trade Zone Sub-branch.北京金融监管局核准邢佳任农行北京自贸试验区分行行长。
2025-02-08Yunnan Regulatory Bureau approved Yang Qingshou as vice president of ABC Lincang Branch.云南监管局核准杨庆寿任农行临沧分行副行长。
2025-02-10ABC Tianjin Regulatory Bureau approved Wang Ge as vice president of ABC Tianjin Economic-Technological Development Area Sub-branch.天津监管局核准王鸽任农行天津经济技术开发区分行副行长。
2025-02-14ABC's board agreed to appoint Meng Fanjun as vice president, subject to regulatory approval.农行董事会同意聘任孟范君为副行长，待监管核准。
2025-03-04Meng Fanjun's appointment as Vice President of Agricultural Bank of China was approved by the National Financial Regulatory Administration, effective March 4, 2025.孟范君担任中国农业银行副行长的任职获国家金融监督管理总局批准，于2025年3月4日生效。
2025-03-04Li Siming was approved as Vice President of ABC Qingyuan Branch; Zhang Yu was approved as Vice President of ABC Urumqi Branch; Ju Sijun was approved as Vice President of ABC Urumqi Branch.李思明获批任农行清远分行副行长；张瑜获批任农行乌鲁木齐分行副行长；剧思均获批任农行乌鲁木齐分行副行长。
2025-03-14Lin Ying was approved as President of ABC Xiaoshan Branch; Xiao Meng was approved as Vice President of ABC Chongqing Liangjiang Branch; Zhu Jun was approved as Vice President of ABC Zhaotong Branch.林影获批任农行萧山分行行长；肖梦获批任农行重庆两江分行副行长；朱俊获批任农行昭通分行副行长。
2025-03-28Zhou Hong was approved as Vice President of ABC Shanghai Pudong Branch; Wan Junwei was approved as Vice President of ABC Qianxinan Branch; Li Qi was approved as Vice President of ABC Tianshui Branch.周泓获批任农行上海浦东分行副行长；万俊维获批任农行黔西南分行副行长；李琦获批任农行天水分行副行长。
2025-05-28Zhang Qi's appointment as independent director of ABC, and member of the Board's 'Three Rural' Finance and Inclusive Finance Development Committee, Nomination and Remuneration Committee, and Related Party Transactions Control Committee, became effective upon regulatory approval.张琦担任农业银行独立董事，以及董事会“三农”金融与普惠金融发展委员会、提名与薪酬委员会、关联交易控制委员会委员的任职生效。
2025-05-29Wang Dajun, former President of ABC Guangdong Branch, was promoted to Party Committee Member of ABC's head office. Liu Mingyao, former President of ABC Xinjiang Branch, is proposed to succeed him as Guangdong Branch President.农行广东省分行行长王大军升任农行总行党委委员，原新疆分行行长刘明尧拟接任广东省分行行长。
2025-05-30ABC's board of directors approved the nomination of Wang Peishi (Pansy Wong) as an independent director candidate, subject to shareholder approval and regulatory approval from the National Financial Regulatory Administration.农业银行董事会审议通过提名王沛诗女士为独立董事候选人，尚须经股东大会审议及国家金融监督管理总局核准。
2025-06-01ABC nominated Wang Peishi as an independent director candidate; the nomination requires shareholder and NFRA approval.农业银行提名王沛诗为独立董事候选人，需经股东大会及国家金融监督管理总局核准。
2025-06-23ABC board approved the appointment of Wang Dajun as vice president, subject to NFRA approval.农业银行董事会同意聘任王大军为副行长，任职资格待国家金融监督管理总局核准。
2025-07-21Wang Dajun's appointment as Vice President of ABC was approved by the National Financial Regulatory Administration (NFRA) and took effect; Wang, born 1975, previously served as president of Xiamen, Henan, and Guangdong branches.王大军担任农业银行副行长的任职资格获国家金融监督管理总局核准并生效；王大军1975年出生，曾任厦门、河南、广东省分行行长。
2025-07-23Xiao Xiang resigned as non-executive director of ABC and member of board committees due to retirement, effective July 23, 2025.肖翔因到龄退休辞去农业银行非执行董事及董事会相关委员会委员职务，离任时间为2025年7月23日。
2025-08-04Wang Dajun's vice president qualification approved by National Financial Regulatory Administration (NFRA), document No. Jin Fu [2025] 423.王大军的农业银行副行长任职资格获国家金融监督管理总局核准，批复文号金复〔2025〕423号。
2025-09-04Li Yugang's appointment as president of ABC Qinghai branch was approved; Duan Xiaolei was appointed as vice president of ABC Guizhou branch.李玉刚任农行青海省分行行长的任职资格获核准；段肖磊任农行贵州省分行副行长。
2025-09-08ABC announced that Chief Risk Officer Wu Gang resigned due to age-related retirement, effective September 8, 2025.农行公告首席风险官武刚因到龄退休辞职，离任时间为2025年9月8日。
2025-10-28ABC announced the appointment of Wang Peishi as an independent director and member of several board committees, replacing Liang Gao Meiyi who retired due to term expiry.农业银行公告王沛诗担任独立董事及多个董事会委员会委员，梁高美懿因任期届满离任。
2025-11-05National Financial Regulatory Administration approved Wang Panshi's qualification as an independent director of ABC.国家金融监督管理总局核准王沛诗中国农业银行股份有限公司独立董事的任职资格。
2025-11-25Lu Wei was appointed as Vice President of ABC Life Insurance Co., Ltd., transferred from the position of Senior Expert in ABC's Personal Finance Department.鲁蔚调任农银人寿副总经理，此前为农业银行总行个人金融部高级专家。
2025-12-26Liu Hong's appointment as executive director of ABC, and member of the Board's Strategic Planning and Sustainable Development Committee and 'San Nong' Finance Committee, became effective after regulatory approval.刘洪担任农业银行执行董事及董事会战略规划与可持续发展委员会、“三农”金融与普惠金融发展委员会委员的任职生效。
2025-12-26Cao Qingxia's appointment as deputy president of ABC Zhuzhou Branch was approved by the local financial regulatory bureau.曹清霞农业银行株洲分行副行长的任职资格获国家金融监督管理总局株洲监管分局核准。
2025-12-28ABC held its 2025 second extraordinary general meeting, electing Liu Hong as executive director, with his appointment effective after regulatory approval.农业银行召开2025年度第二次临时股东会，选举刘洪为执行董事，任职资格获监管批复后生效。
2026-01-30The financial regulator approved Zhang Hongwu's qualification as a non-executive director of ABC.国家金融监督管理总局核准张洪武担任农业银行非执行董事的任职资格。
2026-02-26ABC appointed President Wang Zhiheng to concurrently serve as the Chief Compliance Officer.农行聘任行长王志恒兼任首席合规官。
2026-02-28ABC Chongqing Wanzhou Sub-branch received regulatory approval for Luo Fang to assume the role of Wanzhou Sub-branch President.农行重庆万州分行获监管批复，核准罗放任万州分行行长。
2026-03-23The Beijing Financial Regulatory Bureau approved Yang Jun's qualification as Vice President of ABC Financial Asset Investment Co., Ltd. (ABC Investment).北京金融监管局核准杨军农银金融资产投资有限公司（农银投资）副总裁的任职资格。
2026-04-01Non-executive director Li Wei resigned due to term expiration, also leaving board committees for agriculture-related finance, nomination and audit.非执行董事李蔚因任期届满辞任，同时辞去董事会“三农”金融、提名与薪酬、审计委员会委员职务。
2026-04-03Zhang Tianxiang approved as vice president of Benxi branch by local financial regulatory bureau.张天翔获本溪金融监管分局核准担任本溪分行副行长。
2026-04-08Wang Yahua approved as president of Diqing branch by local financial regulatory bureau.王亚华获迪庆金融监管分局核准担任迪庆分行行长。
2026-04-10Li Jing approved as president of Bijie branch by local financial regulatory bureau.李晶获毕节金融监管分局核准担任毕节分行行长。
2026-04-21Wang Yigang, chairman of ABC Financial Leasing, is proposed to return to ABC as vice president of Shanghai branch; former president Liu Peng had left on March 20.农银金租董事长王以刚拟回归农业银行任上海分行副行长；此前总裁刘鹏于3月20日离任。
2026-04-29Chen Hui approved as president of Dazhou branch by local financial regulatory bureau.陈辉获达州金融监管分局核准担任达州分行行长。
2026-04-30Yin Chun approved as president of Qujing branch by local financial regulatory bureau.尹春获曲靖金融监管分局核准担任曲靖分行行长。
2026-05-12ABC non-executive director Liu Xiaopeng resigned due to work adjustment, effective May 12, 2026, also leaving board committee positions.农业银行非执行董事刘晓鹏因工作调整辞去职务及董事会相关专门委员会委员职务，自2026年5月12日起生效。
2026-06-04ABC board approved the nomination of Zhang Yuqing as a candidate for non-executive director, subject to shareholder approval.农行董事会审议通过提名张玉青为非执行董事候选人，尚需提交股东会审议。
2026-06-08ABC's fund subsidiary, ABC-CA Fund Management, appointed Sun Jiankun as general manager, replacing Cheng Kun who left due to job change.农银汇理基金发布高管变更公告，孙建坤接替程昆出任总经理。
Supplier & IT procurement deals供应商与IT采购合同
8 · 2024-01-31 → 2026-04-24
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Winning bids and contracts for IT equipment, software, and services from technology vendors.中标科技供应商的IT设备、软件及服务合同。
2024-01-31Newland Payment (000997.SZ) fully won the bid for ABC's 2023 barcode payment and large-screen cashier terminal project, covering products such as cloud speakers, integrated barcode payment devices, and smart cash registers.新大陆支付全面入围中国农业银行2023年条码支付及大屏收银终端项目，产品涵盖云音箱、一体式条码支付设备、台式智能收银机等。
2024-05-06DPtech (迪普科技) won the bid as the first candidate for ABC's medium-high-end load balancing equipment project, becoming the main supplier of domestic-chip load balancers.迪普科技以第一中标候选人入围农业银行中高端负载均衡设备项目，成为国芯负载均衡设备主要供应商。
2024-11-11ABC won the bid for the '2024 Self-service Equipment Project (Package 1: Cash Recycler)' from China State Construction Engineering, with a bid price of 921 million yuan (tax-exclusive) and a winning share of over 60%.农业银行2024年自助设备项目（包件一）存取款一体机由广电运通中标，投标报价9.21亿元，中标份额60%以上。
2025-01-20Gulao Technology won the bid for ABC's banknote sorter and counter project (Package 1: banknote counters and combined counter-binders).古鳌科技中标中国农业银行点钞机、清分机入围项目第一包：点钞机、点扎一体机。
2025-02-26Rongxin Technology, a subsidiary of Shandong New Beiyang, won the bid for ABC's banknote sorter and sorter project (Package 2: two-port half-sorter).新北洋控股子公司荣鑫科技中标农行点钞机、清分机入围项目第二包：两口半清分机。
2025-03-19ABC completed the SSL security gateway equipment procurement project, with深信服 (Sangfor) winning 13.72 million yuan and 迪普科技 (DPtech) winning 3.14 million yuan.农业银行完成SSL安全网关设备入围项目招标，深信服中标1372万元，迪普科技中标314万元。
2026-01-19WuTong Holdings (300292.SZ) announced its subsidiary did not win the bid for ABC's SMS long-number agency service project, which accounted for 32.98% of its revenue, expecting a major negative impact.吴通控股公告其子公司未中标农行手机短信长号码代理服务商项目，该项目收入占公司总收入32.98%，预计产生较大不利影响。
2026-04-24Shengda Technology won the bid for ABC's concierge private travel service project, expected to generate approximately 50 million USD in revenue over three years.盛大科技中标农业银行礼宾私人出行服务项目，预计三年带来约5000万美元业务收益。
Branch network changes网点网络变更
45 · 2024-02-02 → 2026-04-30
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Opening, closing, renaming, and upgrading of sub-branches and offices across the country.全国范围内支行及营业网点的开业、关闭、更名与升格。
2024-02-02ABC Shanghai Gubei East Road Sub-branch received approval from NFRA Shanghai to open for business, located in Baoshan District.农行上海顾北东路支行获上海监管局批准开业，位于宝山区。
2024-02-05ABC Linyi Yucai Road Sub-branch was approved by NFRA Linyi to rename to 'ABC Linyi Yizhouli Sub-branch'.农行临沂育才路支行获临沂监管分局批准更名为“农行临沂沂州里支行”。
2024-02-07ABC Hebi Jiuzhou Sub-branch was approved by NFRA Hebi to rename to 'ABC Xunxi Shantang Sub-branch'.农行鹤壁九洲支行获鹤壁监管分局批准更名为“农行浚县善堂支行”。
2024-02-08ABC Tianjin Baoping Sub-branch was approved by NFRA Tianjin to rename to 'ABC Tianjin Guangyang Sub-branch'.农行天津宝平支行获天津监管局批准更名为“农行天津广阳支行”。
2024-02-18ABC Shijiazhuang Zhaoling Street Sub-branch was approved by NFRA Hebei to rename to 'ABC Shijiazhuang Beihuan Sub-branch'.农行石家庄赵陵大街支行获河北监管局批准更名为“农行石家庄北环支行”。
2024-03-04ABC's Qiuxian Liang'erzhuang Sub-branch (Handan, Hebei) received approval to open for business.中国农业银行股份有限公司邱县梁二庄支行获批开业。
2024-03-04ABC's Yongnian Guangfu Sub-branch (Handan, Hebei) was approved to be renamed to Yongnian Liuying Sub-branch.中国农业银行股份有限公司永年广府支行获批更名为永年刘营支行。
2024-03-06ABC's Yuncheng Yuxi Road Office (Shanxi) was approved to be upgraded to a sub-branch (Yuncheng Yuxi Road Sub-branch).农业银行运城禹西路分理处获批升格为农业银行运城禹西路支行。
2024-03-06ABC's Hejin Beijie Office (Shanxi) was approved to be upgraded to a sub-branch (Hejin Beijie Sub-branch).农业银行河津北街分理处获批升格为农业银行河津北街支行。
2024-03-25ABC's Jinghong Jiangbei Sub-branch (Xishuangbanna) was approved to be renamed to Jinghong Menglong Sub-branch, with a new address at the Jinghong Government Affairs Center.农业银行景洪江北支行获批更名为农业银行景洪勐泐支行，营业地址迁至景洪政务中心。
2024-03-25ABC's Dayao Beicheng Office (Chuxiong, Yunnan) was approved to be upgraded to Dayao Beicheng Sub-branch.中国农业银行大姚北城分理处获批升格为中国农业银行大姚北城支行。
2024-03-25ABC's Wuding Zhongxin Street Office (Chuxiong, Yunnan) was approved to be upgraded to Wuding Zhongxin Street Sub-branch.中国农业银行武定中新街分理处获批升格为中国农业银行武定中新街支行。
2024-04-16Agricultural Bank of China Pidu Hongguang Er sub-branch and Chengdu Hezuo sub-branch in Sichuan approved for opening; Qingbaijiang Bada Avenue sub-branch renamed to Qingbaijiang Rong'ou sub-branch.农业银行郫都红光二支行、成都合作支行获批开业；青白江八阵大道支行更名为青白江蓉欧支行。
2024-04-17Agricultural Bank of China Shanghai Zhongjie sub-branch approved for closure, business transferred to Shanghai Nanqiao sub-branch.农业银行上海中街支行获批终止营业，业务移交上海南桥支行。
2024-04-19Agricultural Bank of China Jinzhou Songshan sub-branch renamed to Beizhen Changxing sub-branch, approved by regulator.农业银行锦州松山支行更名为北镇常兴支行，获监管批准。
2024-04-24Agricultural Bank of China Hainan branch opens new sub-branch, Yangpu Shipping Building sub-branch, in Yangpu Economic Development Zone.农业银行海南分行在洋浦经济开发区新设洋浦航运大厦支行并开业。
2024-05-07ABC Luoyang Jiefang Road sub-branch was approved by NFRA to rename to Luoyang Yingcai Road sub-branch, with relocation to Luolong District.国家金融监督管理总局洛阳监管分局批复同意农业银行洛阳解放路支行更名为洛阳英才路支行并迁址。
2024-05-08ABC Lijiang branches: five sub-branches (Zhishu, Yushui, Qina, Xi'an, Xiangcheng) were approved by NFRA to upgrade from sub-branches to full sub-branches (支行).国家金融监督管理总局丽江监管分局批复同意农业银行丽江直属、玉水、期纳、西安、祥城等5家分理处升格为支行。
2024-05-14ABC Kunyu Kuntian sub-branch in Hotan, Xinjiang received approval to open, located in the Xinjiang Hetian County Industrial Park Xinda Agricultural Wholesale Market.农业银行昆玉昆田支行获准开业，位于新疆和田县产业园区鑫达农贸批发市场。
2024-05-14ABC Tangshan Jinjiang sub-branch was approved to rename to Tangshan Fuli sub-branch; Qianxi Xinji sub-branch to rename to Qianxi Taipingzhai sub-branch.农业银行唐山锦江支行获批更名为唐山富丽支行；迁西新集分理处获批更名为迁西太平寨分理处。
2024-05-20ABC Yuxi Rainbow sub-branch was approved by NFRA to upgrade to a full sub-branch (支行).国家金融监督管理总局玉溪监管分局批复同意农业银行玉溪彩虹分理处升格为支行。
2024-05-31ABC Hangzhou Meidu Plaza sub-branch was approved by NFRA to rename to Hangzhou Xiangfu sub-branch.国家金融监督管理总局浙江监管局批复同意农业银行杭州美都广场支行更名为杭州祥符支行。
2024-06-18ABC's Xichang Xijiao sub-branch was approved by the financial regulator to be renamed Xichang Chunqi sub-branch, with a new address in Gaoxiang Township, Xichang City.金融监管总局凉山监管分局批准农业银行西昌西郊支行更名为西昌春栖支行，营业地址变更至西昌市高枧乡。
2024-06-25ABC's Guanghe Zhongding sub-branch in Gansu province received regulatory approval to open, expanding its service coverage in the area.金融监管总局临夏监管分局批准中国农业银行广河钟鼎支行开业，扩大服务覆盖范围。
2024-07-23ABC Baoshan Branch's Changning Chengguan Sub-branch is approved by NFRA to be renamed to 'Changning Kasi Sub-branch'.国家金融监督管理总局保山监管分局批准中国农业银行昌宁城关支行更名为“中国农业银行昌宁卡斯支行”。
2024-08-02Ningxia Financial Regulatory Bureau approved the closure of ABC Yinchuan Xinhua sub-branch, with its business merged into Yinchuan Shangcheng sub-branch.宁夏金融监管局同意农业银行银川新华支行终止营业，业务并入银川商城支行。
2024-08-07ABC's Weiyuan Huacheng Road sub-office and Longchang Longhua Road sub-office approved to upgrade to sub-branches.农业银行威远花城路分理处、隆昌隆华路分理处获批升格为支行。
2024-08-07ABC's Luzhou Jiangyang West Road sub-branch renamed to Luzhou Chengxi sub-branch.农业银行泸州江阳西路支行更名为泸州城西支行。
2024-08-07ABC's Neijiang Economic Development Zone sub-branch approved to terminate business.农业银行内江经济开发区支行获批终止营业。
2024-08-16ABC's Xinping Yangwu sub-office, Xinping Mosha sub-office, and Yuanjiang Honghe sub-office approved to upgrade to sub-branches.农业银行新平扬武分理处、新平漠沙分理处、元江红河分理处获批升格为支行。
2024-08-20ABC's Huian Keshan sub-branch renamed to Jinjiang Yingdun sub-branch.农业银行惠安科山支行更名为晋江英墩支行。
2024-08-30ABC's Lingqiu Pingxingguan sub-office approved to upgrade to sub-branch.农业银行灵丘平型关分理处获批升格为支行。
2024-10-12ABC's Nanping Branch moved to a new office building at No. 50 Guangchang East Road, Wuyi New District.农行南平分行新办公大楼乔迁至武夷新区广场东路50号。
2024-10-18ABC approved the opening of Urumqi Zhenhuajie Bingtuan Sub-branch, with Chen Mengmeng as president.新疆监管局同意农业银行乌鲁木齐振华街兵团支行开业，核准陈蒙蒙行长任职资格。
2024-11-05ABC Beijing JingShi sub-branch renamed to Beijing Gucheng Nanli sub-branch.农业银行北京京石支行更名为北京古城南里支行。
2024-11-21ABC Wuhan Zhongtan Green sub-branch officially opened, becoming the bank's first 'carbon-neutral' outlet, featuring real-time energy consumption monitoring via the Zhongtan Cloud system.农业银行武汉中碳绿色支行揭牌开业，成为该行首家“碳中和”网点，接入中碳云系统实现能耗实时监测。
2025-02-07ABC's Yining Airport Road Sub-branch was renamed to Yining Xiangshuiwan Sub-branch with regulatory approval.农行伊宁机场路支行获准更名为伊宁香水湾支行。
2025-02-19ABC Ningbo Beilun Chengguan Savings Office was upgraded and renamed to Ningbo Qianwan New District Shuchuang Sub-branch.农行宁波北仑城关储蓄所升格更名为宁波前湾新区数创支行。
2025-02-20ABC Linfen Baifei Agency was upgraded to Linfen Baifei Sub-branch with regulatory approval.农行临汾百汇分理处获准升格为临汾百汇支行。
2025-02-25Multiple ABC sub-branches (8 in Chongzuo, 5 in Linfen, 1 in Yuncheng, 1 in Ningbo) were approved to upgrade from agencies or savings offices to sub-branches.农行崇左8家、临汾5家、运城1家、宁波1家分理处或储蓄所获批升格为支行。
2025-08-21ABC Huangzhong Tianjiazhai branch approved to open in Qinghai, located at No. 2, 3 Xingfu East Road, Tianjiazhai Town.农业银行湟中田家寨支行获准开业，营业场所为青海省西宁市湟中区田家寨镇田家寨村幸福东路2号、3号。
2025-10-13The Yanbian Regulatory Branch of NFRA approved the opening of ABC Longjing Longmen Street Sub-branch in Yanbian Prefecture, Jilin Province.延边金融监管分局批复同意农业银行龙井龙门街支行开业，位于吉林省延边州龙井市。
2026-03-06ABC's Qingdao Xin'an Sub-branch received regulatory approval to open, with its business scope and location (Huangdao District) approved by the Qingdao Financial Regulatory Bureau.农业银行青岛辛安支行获青岛金融监管局批复开业，核准业务范围和营业地址（黄岛区）。
2026-04-24Zhuhai Hi-tech branch renamed to Zhuhai Tangjia branch, approved by local financial regulator.珠海高新支行更名为珠海唐家支行，获珠海监管分局批复。
2026-04-30Yuanjiang Ganzhuang sub-office upgraded to Yuanjiang Ganzhuang sub-branch, approved by Yuxi financial regulatory bureau.元江甘庄分理处升格为元江甘庄支行，获玉溪金融监管分局批复。
Strategic cooperation MoUs战略合作备忘录
5 · 2024-02-02 → 2025-09-05
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ABC signed cooperation agreements with various entities including Zhongyou Wealth Management, Lingbi County Data Resource Administration, Zhangjiajie municipal government, General Administration of Customs, and local veterans affairs bureaus.农行与中邮理财、灵璧县数据资源管理局、张家界市政府、海关总署及各地退役军人事务局等签署合作协议。
2024-02-02ABC Lingbi Branch signed a cooperation agreement with Lingbi County Data Resource Administration to promote the 'Zhi County' smart government platform for digital county governance and rural revitalization.农行灵璧支行与灵璧县数据资源管理局签署协议，推广“智县”智慧政务平台，助力县域数字治理和乡村振兴。
2024-06-07ABC Hunan branch and Zhangjiajie municipal government jointly held a 'Finance Promotes Cultural Tourism' signing ceremony, with ABC Zhangjiajie branch committing 5 billion yuan in意向性 credit over three years to support the local cultural tourism industry.农行湖南省分行与张家界市政府联合举办“金融促文旅”政银企签约会，农行张家界分行三年内提供50亿元意向性信用资金支持文旅产业。
2024-07-08ABC announces a cooperation agreement with Zhongyou Wealth Management Co., Ltd. to distribute its wealth management products.农业银行宣布与中邮理财有限责任公司开展代销业务合作。
2024-12-16General Administration of Customs and ABC signed a memorandum of cooperation on joint incentives for Advanced Certified Enterprises (AEO), providing优惠 measures for AEO enterprises.海关总署与中国农业银行签署《关于对海关高级认证企业（AEO）实施联合激励的合作备忘录》，为AEO企业提供系列优惠举措。
2025-09-05ABC Jingzhou Shashi sub-branch signed a cooperation agreement with Shashi Veterans Affairs Bureau to provide subsidized guaranteed loans for veterans' entrepreneurship.农行荆州沙市支行与沙市区退役军人事务局签约，为退役军人创业提供担保贴息贷款。
Real estate & white-list financing房地产与白名单融资
12 · 2024-02-08 → 2026-04-17
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Support for real estate projects under the 'white list' coordination mechanism and rental housing loan plans.通过“白名单”协调机制支持房地产项目，以及租赁住房贷款计划。
2024-02-08ABC Chongqing Branch approved a 320 million yuan development loan for the Huatan International New City Phase III project, the first new credit under the city's real estate 'white list' coordination mechanism.农行重庆分行审批通过花滩国际新城三期项目3.2亿元开发贷款，为重庆房地产“白名单”机制下首笔新增授信。
2024-02-19ABC completed review of nearly 100 real estate projects on the first batch of the 'white list', approving over 40 billion yuan in loans, with first disbursements in Chongqing, Anhui, Zhejiang, Guangxi, Shaanxi, Jiangsu, and Xinjiang.农行已完成首批清单内近百个房地产项目审批，审批贷款金额超400亿元，在重庆、安徽、浙江、广西、陕西、江苏、新疆等地实现首笔投放。
2024-05-20ABC Lincang branch signed the first loan under the urban real estate coordination mechanism in Lincang, approving 200M yuan for the 'Jindu Shangpin' project and disbursing the first tranche of 60M yuan.农行临沧分行落地临沧市城市房地产融资协调机制首笔贷款，审批2亿元并发放首笔6000万元支持“金都上品”项目。
2024-10-12ABC announced it will proactively adjust existing mortgage interest rates starting October 25, reducing the spread to -30BP for eligible loans in areas without lower limits.农业银行宣布自10月25日起主动批量调整存量房贷利率，加点幅度调整为-30BP。
2024-10-12Rongqiao Group subsidiary Hefei Rongxin defaulted on a 153 million yuan loan from ABC Hefei Shushan Sub-branch due to slow project sales.融侨集团子公司合肥融欣因项目销售未达预期，未能偿还农行合肥蜀山区支行1.53亿元债务。
2024-11-01ABC announced it will adjust the pricing mechanism for existing individual housing loans: borrowers can apply to adjust the interest-rate spread if it deviates more than 30bp from the latest national average spread on new loans.农业银行公告完善存量商业性个人住房贷款利率定价机制：当利率加点幅度与全国新发放房贷平均加点幅度偏离高于30BP时，可申请调整。
2024-11-28Rongqiao Group announced a lawsuit by ABC Hefei Shushan sub-branch against its subsidiary Hefei Rongxin Real Estate for failing to repay a loan of 153 million yuan plus interest and penalties.融侨集团公告，农行合肥蜀山区支行对子公司合肥融欣房地产提起诉讼，要求偿还借款本金1.53亿元及利息罚息。
2024-12-20Lingnan Shares announced it was sued by ABC Dongguan Dongcheng Sub-branch for a financial loan dispute, involving a total amount of 298 million yuan.岭南股份公告称，因金融借款纠纷被中国农业银行东莞东城支行起诉，涉案金额合计2.98亿元。
2025-06-05ABC sued Wuhan Yucan Real Estate (a subsidiary of Grandjoy) and China Fortune Land for loan default; ABC later withdrew its lawsuit against Grandjoy, seeking ~137 million yuan from Yucan and CFLD.农业银行起诉武汉裕灿房地产（大悦城子公司）及华夏幸福借款违约，后撤回对大悦城的起诉，向裕灿和华夏幸福追索约1.37亿元。
2025-06-18ABC Tianjin branch announced a non-performing loan transfer for Tianjin Huakang Food Factory, with unpaid principal and interest of 32.55 million yuan, starting price 16.05 million yuan (49% of book value).农行天津分行发布不良贷款转让公告，涉及天津市华康食品厂，未偿本息合计3255万元，起始价1605万元（账面价值49%）。
2025-08-29ABC subsidiary filed lawsuits in Hong Kong against Shimao Group for about 1 billion yuan in unpaid debts from two loans guaranteed by Shimao.农行旗下子公司在香港对世茂集团提出法律诉讼，追讨约10亿元人民币未偿还债务。
2026-04-17ABC as lead underwriter called a bondholders' meeting for Vanke's 2023 2nd tranche medium-term note (2026 1st meeting) to consider extension of principal and interest payment.农业银行作为召集人召开万科企业2023年度第二期中期票据2026年第一次持有人会议，审议本息展期事项。
Branch & regional business highlights分行与区域业务亮点
17 · 2024-02-25 → 2026-06-09
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ABC branches across China achieved milestones in loan balances, inclusive finance, and support for local industries and enterprises.农行各地分行在贷款余额、普惠金融及支持地方产业和企业方面取得里程碑式进展。
2024-02-25ABC Nagqu Branch achieved full county coverage of housing provident fund service outlets, with the Shuanghu County outlet opening, having processed over 22,000 provident fund transactions, 70% of Nagqu's total.农行那曲分行实现住房公积金服务网点县域全覆盖，双湖县网点揭牌，累计办理公积金业务超2.2万笔，占那曲全市70%。
2024-11-08ABC Dongguan branch released ten measures to support high-quality real economy development, including providing no less than 50 billion yuan in special credit line annually to industry associations and their member enterprises.农行东莞分行发布金融支持实体经济高质量发展十条措施，每年向协会商会及企业提供不低于500亿元专项授信额度。
2025-01-06ABC Anlu Sub-branch (Hubei) disbursed 29.88 million yuan for a rural water supply upgrade project, with total project credit of 200 million yuan approved.农行安陆支行为安陆市农村安全供水提档升级建设项目发放贷款2988万元，项目总授信2亿元。
2025-02-17Sinomach Heavy Equipment signed a three-year financial services agreement with ABC Deyang Jingyang Sub-branch, with total deposits not exceeding 2 billion yuan and credit facilities up to 10.14 billion yuan.国机重装拟与农行德阳旌阳支行签署金融服务协议，存款余额不超20亿元，综合授信不超101.4亿元。
2025-04-25As of end-March, ABC had visited 27,900 foreign trade enterprises under the小微 financing coordination mechanism, disbursing RMB 131.2bn to 17,200 enterprises on the recommended list.截至3月末，农业银行累计走访外贸企业2.79万户，为“推荐清单”内1.72万户外贸企业发放贷款1312亿元。
2025-08-27ABC Yulin branch disbursed the city's first financial support loan for clearing overdue enterprise accounts, 798,000 yuan, to a local enterprise.农行玉林分行投放玉林市首笔金融支持清理拖欠企业账款贷款79.80万元。
2025-08-27ABC Zhejiang branch's private enterprise loan balance exceeded 1 trillion yuan, becoming the first provincial branch in China to reach this milestone.农行浙江分行民营企业贷款总量突破1万亿元，成为全国首家迈入“万亿俱乐部”的金融机构省级分行。
2025-09-05ABC Shandong branch and Shandong Financing Guarantee Group launched a direct system connection for bank-guarantee cooperation, with Binzhou as the sole provincial pilot.农行山东省分行与山东省投融资担保集团启动银担系统直连，滨州为全省唯一试点。
2025-09-08ABC Xinjiang Production and Construction Corps branch disbursed 300 million yuan in 'Zhuye e-Loan' to a logistics company, and cumulatively granted 279 billion yuan in credit to 52,000 small and micro enterprises since October 2024.农行新疆兵团分行向物流企业投放300万元“助企e贷”，自2024年10月以来累计为5.2万户小微企业授信279亿元。
2026-01-06ABC Tibet branch's total loans exceeded 200 billion yuan for the first time, with corporate loans surpassing 100 billion yuan.农行西藏分行各项贷款余额历史性突破2000亿元，公司贷款余额同步跨过1000亿元。
2026-02-28ABC Hengshui Branch reported that as of end-2025, its inclusive finance loan balance exceeded 10 billion yuan.农行衡水分行披露截至2025年末普惠金融贷款余额突破百亿元。
2026-03-06ABC Enping Sub-branch granted a special credit line of RMB 300 million to the Enping performing arts equipment industry belt to support its overseas expansion.农行恩平支行向恩平演艺装备产业带授予3亿元专项授信，支持其出海发展。
2026-03-12ABC Changzhou Branch provided a loan of RMB 360 million (with RMB 150 million already disbursed) for the 'AI Machine Vision Intelligent Equipment Operation Headquarters Project' of Yihong Vision, supporting lithium battery inspection equipment production.农行常州分行为易鸿视觉“AI机器视觉智能装备运营总部项目”提供3.6亿元贷款（已投放1.5亿元），支持锂电池机器视觉检测设备生产。
2026-03-17ABC Xinjiang Branch disclosed that in the first two months of 2026, it disbursed RMB 6.3 billion in loans to major central enterprise projects in Xinjiang. Since a matchmaking meeting last May, it has approved over RMB 100 billion in loans for such projects.农业银行新疆分行披露，今年前两个月为央企在疆重大项目投放贷款63亿元；自去年5月对接会以来，累计审批央企项目贷款超千亿元。
2026-04-11Ali branch's total loan balance exceeded 10 billion yuan for the first time, reaching 10.744 billion yuan as of March 31.阿里分行各项贷款余额达107.44亿元，首次突破百亿大关。
2026-04-29Guiyang branch's inclusive finance loan balance exceeded 10 billion yuan, reaching 10.6 billion yuan.贵阳分行普惠金融贷款余额突破100亿元，达106亿元。
2026-06-09ABC Ningxia branch provided a 50 million yuan credit line to Xinghan Intelligent Technology, supporting the launch of the 'Muxing No.1' high-performance server in Minning Town.农行宁夏分行向星汉智能科技授信5000万元，支持其在闽宁镇投产“沐星一号”高性能服务器。
Dividends & shareholder returns分红与股东回报
15 · 2024-03-01 → 2026-05-06
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Declaration and payment of cash dividends on ordinary and preference shares, and adjustments to preference share dividend rates.普通股及优先股现金股利的宣告与派发，以及优先股股息率的调整。
2024-03-01ABC announced the dividend payment plan for its second tranche of preference shares (Nonghang You 2) for the 2023-2024 period, with a dividend rate of 4.84% per share, totaling RMB 1.936 billion (pre-tax).农业银行发布优先股二期（农行优2）2023-2024年度股息发放方案，每股股息率4.84%，合计派发人民币19.36亿元（含税）。
2024-05-29ABC announced the 2023 annual A-share dividend plan: 0.2309 yuan per share (tax included), total dividend about 80.811 billion yuan, record date June 6, ex-dividend date June 7.农业银行公布2023年年度A股分红方案：每股派发现金红利0.2309元（含税），合计约808.11亿元，股权登记日6月6日，除息日6月7日。
2024-08-30ABC proposed interim dividend of 40.738 billion yuan (1.164 yuan per 10 shares, tax included), to be paid before Spring Festival 2025.农业银行建议派发2024年中期现金股息407.38亿元（每10股1.164元，含税），计划2025年春节前完成派息。
2024-10-28ABC announced a cash dividend of 5.32 yuan per share (including tax) for its preferred shares (Nonghang You 1), totaling 2.128 billion yuan, payable on November 5.农业银行宣布优先股（农行优1）每股派发现金股息5.32元（含税），合计派发21.28亿元。
2024-10-31ABC adjusted the dividend rate for its preferred shares (Nonghang You 1) to 4.12% per annum, effective November 5, 2024.农业银行调整优先股（农行优1）票面股息率为4.12%，自2024年11月5日起生效。
2024-12-29ABC announced the implementation plan for the 2024 interim A-share cash dividend, distributing 0.1164 yuan per share (tax included), totaling approximately 37.16 billion yuan, with the record date on January 7, 2025.中国农业银行发布2024年半年度A股分红派息实施公告，每股派发现金红利0.1164元（含税），共计派发约371.60亿元，股权登记日为2025年1月7日。
2025-02-14ABC will pay a cash dividend of 4.84 yuan per share (total 1.936 billion yuan) on its second tranche of preference shares (360009) on March 11, 2025.农行将于2025年3月11日向优先股二期股东派发现金股息每股4.84元，合计19.36亿元。
2025-03-07ABC adjusted the dividend rate of its second preferred stock tranche ('ABC You 2') to 3.77% per annum, effective March 11, 2025.农业银行调整“农行优2”优先股二期票面股息率为3.77%，自2025年3月11日起生效。
2025-07-08ABC announced its 2024 annual A-share dividend implementation: a final cash dividend of RMB 0.1255 per share (tax included), totaling approximately RMB 43.923 billion, with a record date of July 16 and ex-dividend date of July 17, 2025; full-year dividend per share is RMB 0.2419, totaling approximately RMB 84.661 billion.农业银行发布2024年年度A股分红派息实施公告，每股派发末期现金红利0.1255元（含税），共计约439.23亿元，股权登记日7月16日，除权除息日7月17日；全年每股红利0.2419元，总额约846.61亿元。
2025-08-29ABC proposed interim cash dividend of 41.823 billion yuan, 30% of H1 net profit, at 1.195 yuan per 10 shares.农业银行拟派发中期现金股息418.23亿元，占上半年归母净利润30%，每10股派1.195元。
2025-11-10ABC announced an interim dividend for the six months ended June 30, 2025, of RMB 1.195 per 10 shares, payable on January 26, 2026.农业银行公告，将于2026年1月26日派发截至2025年6月30日止6个月的中期股息每10股1.195元。
2025-12-01ABC announced an interim dividend for the six months ended June 30, 2025, of RMB 1.195 per 10 shares (tax inclusive), with the final payment date on January 26, 2026.农行宣布截至2025年6月30日止六个月中期股息每10股派发现金1.195元人民币（含税），最终股息派发日为2026年1月26日。
2025-12-08ABC announced the 2025 interim A-share dividend implementation: RMB 0.1195 per share (tax inclusive), totaling approximately RMB 41.823 billion, with the record date on December 12 and ex-dividend date on December 15, 2025.农行公告2025年半年度A股分红派息实施：每股0.1195元（含税），共计约418.23亿元，股权登记日12月12日，除权除息日12月15日。
2026-03-02ABC issued a dividend payment plan for 'ABC Preferred Shares II' (360009) at a coupon rate of 3.77%, distributing a total of RMB 1.508 billion (including tax) on March 11, 2026.农业银行发布“农行优2”（360009）股息发放方案，票面股息率3.77%，合计派发15.08亿元（含税），股息发放日为2026年3月11日。
2026-05-06ABC announced 2025 annual A-share dividend: final cash dividend of 0.13 yuan per share (tax incl.), total distribution approx. 45.498 billion yuan; full-year dividend 0.2495 yuan per share, total approx. 87.321 billion yuan.农业银行公告2025年度A股分红派息方案：每股派发末期现金红利0.13元（含税），共计派发现金红利约454.98亿元；全年每股红利0.2495元，总额约873.21亿元。
Interest rate & policy adjustments利率与政策调整
16 · 2024-03-04 → 2026-06-04
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Adjustments to deposit and lending rates, risk assessment rules, and other internal policies.存款利率、贷款利率、风险评估规则及其他内部政策的调整。
2024-03-04ABC announced adjustments to the price limit for its Gold Market Pass (Shanghai Gold Exchange Agency) business contracts, effective March 1, 2024: Au(T+D) and mAu(T+D) limits changed from 9% to 7%; Ag(T+D) limit changed from 13% to 9%.农业银行发布公告，调整金市通（金交所代理）业务合约涨跌停板，Au(T+D)、mAu(T+D)合约涨跌幅度限制从9%调整为7%；Ag(T+D）合约从13%调整为9%。
2024-03-22ABC adjusted the minimum purchase amount for its 'CunJinTong 2' gold accumulation plan to RMB 550 per fixed investment transaction, effective March 29, 2024, in compliance with PBOC regulations.农业银行调整存金通2号按金额定投的购买起点为550元，自2024年3月29日交易闭市后生效。
2024-04-01Agricultural Bank of China adjusts risk assessment frequency for individual investors from April 12, 2024: max 2 times/day, 5 times/month, 10 times/year.农业银行自2024年4月12日起调整个人投资者风险评估频次：每日最多2次，每月最多5次，每年最多10次。
2024-04-07Agricultural Bank of China updates 'Zhai Shi Bao' bond business rules and risk disclosure, adding investor suitability management, effective April 12, 2024.农业银行更新债市宝业务规则和风险揭示书，新增投资者适当性管理，自2024年4月12日起生效。
2024-07-25ABC lowers RMB deposit interest rates: 3-month, 6-month, and 1-year rates cut by 10 bps to 1.05%, 1.25%, 1.35%; 2-year, 3-year, and 5-year rates cut by 20 bps to 1.45%, 1.75%, 1.80%.农业银行下调人民币存款利率：三个月、半年、一年期利率下调10个基点至1.05%、1.25%、1.35%；二年、三年、五年期利率下调20个基点至1.45%、1.75%、1.80%。
2024-10-18ABC lowered deposit interest rates: 3-month, 6-month, 1-year, 2-year, 3-year, and 5-year fixed deposit rates all cut by 25BP to 0.80%, 1.00%, 1.10%, 1.20%, 1.50%, and 1.55% respectively.农业银行下调存款挂牌利率，三个月、半年、一年、二年、三年、五年期定期存款均下调25BP。
2025-05-20ABC lowered RMB deposit rates: demand rate cut by 5 bps to 0.05%; 3-month, 6-month, 1-year, 2-year time deposits cut by 15 bps each; 3-year and 5-year time deposits cut by 25 bps each to 1.25% and 1.30% respectively.农业银行下调人民币存款利率：活期下调5个基点至0.05%；三个月、半年、一年、二年期定期均下调15个基点；三年期和五年期均下调25个基点至1.25%和1.30%。
2025-08-04ABC announced it will implement the State Council's personal consumption loan and service industry operator loan interest subsidy policies to boost consumption.农业银行宣布落实国常会个人消费贷款和服务业经营主体贷款贴息政策，从需求和供给两端发力激发消费潜力。
2025-08-12ABC announced it will implement interest subsidies for eligible personal consumption loans from September 1, 2025, per the Ministry of Finance plan.农业银行发布公告，自2025年9月1日起对符合要求的个人消费贷款实施贴息。
2025-08-13ABC announced interest subsidy support for service industry operators in 8 sectors (catering, health, elderly care, etc.) for loans signed from March 16 to December 31, 2025.农业银行宣布对餐饮住宿、健康、养老等8类消费领域的服务业经营主体贷款进行贴息支持，贷款合同签订期为2025年3月16日至12月31日。
2025-09-05ABC adjusted gold and silver margin and price limits per Shanghai Gold Exchange: Au(T+D) and mAu(T+D) daily limit from 12% to 13%; Ag(T+D) from 15% to 16%.农行根据上海黄金交易所通知，调整Au(T+D)、mAu(T+D)涨跌幅限制从12%至13%，Ag(T+D)从15%至16%。
2026-01-04ABC adjusted margin ratios and price limits for its Gold Market Connect (Shanghai Gold Exchange agency) contracts: Au(T+D) margin to 44%, Ag(T+D) margin to 49%.农行调整金市通（金交所代理）业务合约保证金比例：Au(T+D)保证金调至44%，Ag(T+D)保证金调至49%。
2026-01-26ABC announced that from Jan 30, 2026, it will add a risk tolerance assessment requirement for individual clients to participate in the 'Cunjintong' gold accumulation business.农行公告自2026年1月30日起，个人客户办理存金通黄金积存业务需增加风险承受能力测评。
2026-03-23ABC issued a risk warning on the precious metals market, noting recent sharp price fluctuations and advising customers to rationally manage their positions and guard against market risks.农业银行发布贵金属市场风险提示，指出近期价格波动剧烈，提醒客户合理控制持仓规模，防范市场风险。
2026-04-05Followed other large state-owned banks to cut deposit rates across all categories, entering the '1%-era' for most tenors.跟随国有大行同步下调各品类存款利率，多数期限进入“1字头时代”。
2026-06-04ABC adjusted margin requirements for its Shanghai Gold Exchange agency deferred contracts: Au(T+D) and Ag(T+D) margin ratio raised from 100% to 120%, effective June 5.农行上调上海黄金交易所代理个人贵金属延期合约保证金比例，Au(T+D)和Ag(T+D)合约保证金从100%调整为120%，自6月5日起生效。
Brand & industry recognition品牌与行业认可
11 · 2024-03-08 → 2026-04-13
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Rankings, awards, and brand value recognition from domestic and international institutions.来自国内外机构的排名、奖项及品牌价值认可。
2024-03-08ABC's retail banking business ranked first globally in Brand Finance's 2024 'Retail Banking Brand Value Ranking' with a brand value of USD 33.9 billion, achieving a three-peat.农业银行零售业务以339亿美元的品牌价值在Brand Finance 2024年全球“零售银行品牌价值排行榜”中排名第一，连续第三年位居榜首。
2024-05-09ABC was selected into '2024 China Listed Company Brand Value TOP100' at the 8th China Brand Day event, with brand refresh positioning as 'Bank for Common Prosperity' and new slogan.农业银行入选“2024中国上市公司品牌价值榜TOP100”，发布新品牌定位“助力共同富裕的银行”及新口号。
2024-07-10ABC ranks 4th in The Banker's 2024 Top 1000 World Banks ranking, with four major state-owned banks holding the top four spots for the seventh consecutive year.农业银行在《银行家》2024年全球银行1000强排名中位列第四，四大国有银行连续第七年包揽前四名。
2024-09-08ABC became the 2024 WTT China strategic partner, sponsoring multiple top-tier events including the Macau Champions, Frankfurt Champions, and Fukuoka Finals.农业银行成为2024年WTT中国区战略合作伙伴，赞助澳门冠军赛、法兰克福冠军赛、福冈男子总决赛和女子总决赛等多场顶级赛事。
2024-11-06ABC was elected as the new chair unit of the China Banking Association, with Chairman Gu Shu becoming the new president of the association.农业银行当选中国银行业协会新一届会长单位，董事长谷澍担任新一任会长。
2025-03-21ABC ranked first in Brand Finance's Global Retail Banking Brand Value Ranking for the fourth consecutive year.农业银行连续第四年在Brand Finance全球“零售银行品牌价值排行榜”中位居榜首。
2025-07-10ABC's 'Third 'Thousand Cities, Ten Thousand Stores, ABC Auto Festival' won the Consumption Scenario Innovation Excellence Case in the 2025 'Golden Tripod Award - Financial Support for Consumption' selection by Sina Finance.农业银行《第三届“千城万店 农行汽车节”创新案例》荣获新浪财经2025年“金鼎奖·金融助力消费优秀案例评选”消费场景创新类优秀案例。
2025-09-04ABC's total A+H market cap reached 2.55 trillion yuan, surpassing ICBC (2.49 trillion yuan) for the first time, becoming the largest listed bank by market cap.农业银行A+H总市值达2.55万亿元，首次超过工商银行（2.49万亿元），成为市值最大的上市银行。
2025-12-29ABC's 'Xiazhuang Heavenly Road' brand and financial empowerment case for poverty reduction in Wushan, Chongqing, was selected as a 'Global Best Poverty Reduction Case' at the 6th Global Poverty Reduction Case Collection.农行“下庄天路”品牌打造与金融赋能助力重庆巫山下庄村减贫案例获评“第六届全球最佳减贫案例”。
2026-03-05ABC ranked fourth in the '2026 Global Banking Brand Value 500' by Brand Finance, with its brand value surpassed by Bank of China.农业银行在Brand Finance发布的《2026年全球银行品牌价值500强》中位列第四，品牌价值被中国银行超越。
2026-04-13Became official partner of the 2026 ITTF World Team Table Tennis Championships in London (April 28 - May 10).成为2026年国际乒联伦敦世界乒乓球锦标赛团体赛官方合作伙伴（4月28日至5月10日）。
Other developments其他动态
10 · 2024-03-08 → 2026-06-17
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Assorted developments not part of a running storyline.未归入某条故事线的零散动态。
2024-03-08Chuangxing Resources' controlling shareholder, Zhejiang Huaqiao Industrial Co., Ltd., pledged 27 million shares (6.35% of total share capital) to ABC Hangzhou Branch as a pledgee.创兴资源控股股东浙江华侨实业有限公司将其持有的2700万股公司股份质押给中国农业银行杭州分行。
2024-04-17Central Committee's 10th Inspection Team starts inspection of Agricultural Bank of China Party Committee.中央第十巡视组巡视中国农业银行股份有限公司党委工作动员会召开。
2024-05-01ABC Inner Mongolia data center project in Horinger New District, a key 'East Data West Computing' project, is under construction by CSCEC and scheduled for completion by end-2024.农业银行内蒙古数据中心项目（“东数西算”重点工程）由中建三局承建，计划于2024年底完成建设。
2024-05-15ABC held a report meeting on learning from Rao Caifu (饶才富), a deceased model rural financial worker, and established three awards: 'Rao Caifu Award', 'Rural Service Pioneer', and 'Service Rural Revitalization Award'.农业银行在京举办学习宣传饶才富先进事迹报告会，设立“饶才富奖”“乡村服务先锋”“服务乡村振兴奖”。
2024-10-12ABC's Mangya Sub-branch partnered with Mangya Medical Security Bureau to offer 14 medical insurance services at bank counters.农行茫崖支行与茫崖市医保局合作，在银行网点提供14项医保服务。
2024-10-23ABC executed the first batch of bond repurchase transactions under the Securities, Funds, and Insurance Companies Swap Facility (SFISF) with a leading securities firm.农业银行与头部券商达成首批互换便利（SFISF）债券回购交易。
2025-06-18ABC Tianjin branch provided a 30-million-yuan 'Emerging Industry Empowerment Loan' to Tianjin Yunyao Aerospace, a commercial space firm, supporting new quality productive forces.农行天津市分行向商业航天企业天津云遥宇航投放'新兴产业赋能贷'3000万元，支持新质生产力。
2025-07-22Binhai Investment (02886.HK) announced that its wholly-owned subsidiary obtained a RMB 200 million medium-term floating loan from ABC at an interest rate significantly below 1-year LPR, with a guarantee from another subsidiary.滨海投资全资附属公司获得农业银行提供的2亿元人民币中期流动贷款，利率明显低于一年期LPR，由另一附属公司提供担保。
2025-07-31ABC disclosed Q2 2025 related-party transactions: total amount RMB 29.816 billion, including credit-type transactions of RMB 22.815 billion and non-credit-type of RMB 7.001 billion; all indicators within regulatory limits.农业银行披露2025年二季度一般关联交易情况，发生额298.16亿元，其中授信类228.15亿元，非授信类70.01亿元，各项指标均满足监管要求。
2026-06-17Pu'er Lancang Ancient Tea (06911.HK) signed two loan agreements with ABC totaling 47.15 million yuan, secured by property and tea inventory.澜沧古茶与农行签订两份贷款协议，合计获得4715万元定期贷款，以不动产和普洱茶存货抵押。
Government meetings & policy support政府会晤与政策支持
27 · 2024-03-18 → 2026-06-18
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Meetings between ABC leadership and central/local government officials to discuss financial support for regional development, rural revitalization, and key industries.ABC领导与中央及地方政府官员会晤，商讨金融支持区域发展、乡村振兴及重点产业。
2024-03-18Sichuan Provincial Party Secretary Wang Xiaohui met with ABC Chairman Gu Shu in Chengdu, discussing financial support for new quality productive forces, modern industrial system, and rural revitalization in Sichuan.四川省委书记王晓晖在成都会见农业银行董事长谷澍，双方围绕金融支持四川发展新质生产力、构建现代化产业体系、全面推进乡村振兴等交换意见。
2024-03-29ABC Chairman Gu Shu met with Hong Kong SAR Chief Executive John Lee in Hong Kong, discussing support for Hong Kong's role in RMB internationalization, capital market connectivity, and green finance.农业银行董事长谷澍在香港拜会香港特别行政区行政长官李家超，讨论支持香港在人民币国际化、资本市场互联互通、绿色金融等领域的发展。
2024-05-14ABC chairman Gu Shu met with Liaoning provincial party secretary Hao Peng in Shenyang, pledging increased credit support for Liaoning's revitalization, especially in agriculture and innovation.农业银行董事长谷澍在沈阳拜会辽宁省委书记郝鹏，承诺加大信贷投放支持辽宁振兴和农业强省建设。
2024-06-20ABC Chairman Gu Shu spoke at the Lujiazui Forum on 'Silver Economy and Pension Finance', outlining the bank's strategy to further develop pension finance through integrating industrial and innovation chains, and coordinating urban-rural services.农业银行董事长谷澍在陆家嘴论坛“银发经济与养老金融”大会上发言，提出通过产业链创新链融合、城乡联动等举措做实养老金融服务。
2024-07-30ABC Chairman Gu Shu meets with Pham Thanh Ha, Deputy Governor of the State Bank of Vietnam, discussing cooperation in bilateral local currency settlement, border trade finance, and digital finance.农业银行董事长谷澍会见越南国家银行副行长范青河，讨论在双边本币合作、边贸金融、数字金融等领域深化合作。
2024-08-01ABC Chairman Gu Shu met with Chongqing Party Secretary Yuan Jiajun to discuss deepening cooperation in digital Chongqing, rural revitalization, green finance, and inclusive finance.农业银行董事长谷澍会见重庆市委书记袁家军，商讨在数字重庆、乡村振兴、绿色金融等领域深化合作。
2024-10-22ABC met with the Congolese side to discuss the stable operation of Sino-Congolese Bank of Africa (BCDC), a joint venture.农业银行与刚方股东会晤，讨论推动中刚非洲银行稳健经营。
2024-11-07ABC Vice President Xu Han attended the China International Import Expo and spoke at a sub-forum on pension finance, stating ABC has the largest number of social security card and medical insurance code users in the industry.农行副行长徐瀚出席进博会并发表养老金金融演讲，表示农行社保卡和医保码用户数量居行业首位。
2024-11-15ABC Chairman Gu Shu met with HSBC Group Chairman Mark Tucker; both sides expressed willingness to deepen cooperation.农业银行董事长谷澍会见英国汇丰集团主席杜嘉祺，双方表示将深化合作。
2025-03-20ABC Chairman Gu Shu proposed at the 2025 Global South Financial Forum to establish a regular exchange mechanism and working groups on inclusive finance, green finance, trade finance, and digital transformation.农业银行董事长谷澍在2025全球南方金融家论坛上倡议建立常态化交流机制，设立普惠金融、绿色金融、贸易金融、数字化转型等专题工作组。
2025-03-24ABC Chairman Gu Shu spoke at the China Development Forum 2025 on AI empowering inclusive finance, outlining the bank's digital transformation and 'AI+' strategy.农业银行董事长谷澍在中国发展高层论坛2025年年会上就人工智能赋能普惠金融发表演讲，介绍数字化转型和“人工智能+”战略。
2025-03-25ABC Chairman Gu Shu met with Deutsche Bank Chairman Alexander Wynaendts to discuss deepening multi-field business cooperation and supporting China's high-level opening-up.农业银行董事长谷澍会见德意志银行集团主席卫礼思，讨论深化多领域业务合作，助力中国高水平对外开放。
2025-03-25ABC Chairman Gu Shu met with Mastercard CEO Michael Miebach to discuss deepening cooperation in credit cards and other areas to boost China's consumer market.农业银行董事长谷澍会见万事达卡首席执行官孟轲，讨论深化信用卡等领域合作，助力中国消费市场繁荣。
2025-04-24ABC held the China-Vietnam Financial Services Roundtable Forum in Hanoi, promoting cross-border financial cooperation and border trade settlement innovation.农业银行在越南河内举办中越金融服务圆桌论坛，推动跨境金融合作和边贸结算创新。
2025-05-13ABC Chairman Gu Shu met with President of the Vietnam Bank for Agriculture and Rural Development, Su Huiyu, to deepen strategic mutual trust and promote cooperation in commercial bank digital transformation.农业银行董事长谷澍会见越南农业与农村发展银行董事长苏辉雨，深化战略互信，推动商业银行数字化转型合作。
2025-08-28ABC chairman Gu Shu met Saudi Investment Minister Khalid Al-Falih, discussing further financial cooperation to serve bilateral trade and investment.农业银行董事长谷澍会见沙特投资大臣哈立德·法利赫，讨论深化金融合作服务两国经贸投资往来。
2025-11-18ABC Chairman Gu Shu attended the 2nd China-Germany Financial Roundtable, speaking on 'Enhancing the Inclusiveness of AI Applications'.农业银行董事长谷澍参加第二届中德金融界圆桌会，就“提升AI应用普惠性”主题发言。
2025-11-21ABC Chairman Gu Shu met with Shanxi Provincial Party Secretary Tang Dengjie and Governor Lu Dongliang in Taiyuan to discuss deepening financial cooperation and supporting Shanxi's transformation and development.农业银行董事长谷澍在太原与山西省委书记唐登杰、省长卢东亮会谈，就深化金融合作、支持山西转型发展进行交流。
2025-12-03ABC Chairman Gu Shu met Hebei provincial leaders in Xiong'an to discuss financial services for the Xiong'an New Area, including non-capital function relocation and high-quality development.农行董事长谷澍在雄安拜会河北省领导，围绕金融服务雄安新区承接非首都功能疏解和高质量发展举行会谈。
2025-12-12ABC Chairman Gu Shu chaired a Party committee meeting to convey the Central Economic Work Conference and National Financial System Work Conference spirit, deploying 2025 credit priorities focusing on 'San Nong' (agriculture, rural areas, farmers), consumption, advanced manufacturing, and green finance.农行董事长谷澍主持召开党委会议，传达中央经济工作会议和全国金融系统工作会议精神，部署2025年信贷重点，聚焦“三农”、消费、先进制造和绿色金融。
2025-12-19ABC Chairman Gu Shu met Liaoning Party Secretary Xu Kunlin and Governor Wang Xinwei in Shenyang to discuss deepening financial support for rural revitalization, modern industrial system, and sci-tech innovation in Liaoning.农行董事长谷澍在沈阳拜会辽宁省委书记许昆林、省长王新伟，就深化金融支持辽宁乡村全面振兴、现代化产业体系和科技创新等进行交流。
2025-12-19ABC Governor Wang Zhiheng met Henan Governor Wang Kai in Zhengzhou to discuss deepening financial cooperation in agriculture, green transformation, and urban renewal for the '15th Five-Year Plan' period.农行行长王志恒在郑州与河南省省长王凯举行工作会谈，就“十五五”时期在农业、绿色转型、城市更新等领域深化合作进行交流。
2025-12-20ABC Governor Wang Zhiheng met Hainan Governor Liu Xiaoming in Haikou to discuss increasing credit supply, supporting rural revitalization, high-level opening-up, and cross-border asset management pilot in Hainan Free Trade Port.农行行长王志恒在海口会见海南省省长刘小明，就加大信贷投放、支持海南自贸港乡村全面振兴和高水平对外开放等进行交流。
2026-03-22ABC Chairman Gu Shu spoke at the China Development Forum 2026, emphasizing green development in rural revitalization, innovation in green finance, and the need for global green standard coordination.农业银行董事长谷澍在中国发展高层论坛2026年年会上发言，强调绿色发展是乡村振兴底色，并提出加强绿色标准协调等建议。
2026-05-15ABC Chairman Gu Shu met with Mastercard CEO Michael Miebach; both sides agreed to deepen cooperation in payment innovation and launch more customer-benefiting financial products.农业银行董事长谷澍会见万事达卡首席执行官孟轲，双方同意深化支付创新合作，推出更多惠及客户的金融产品与服务。
2026-06-04ABC Chairman Gu Shu visited Tajikistan's central bank in Dushanbe, pledging continued support for the Dushanbe representative office to facilitate China-Tajikistan trade and investment.农行董事长谷澍在杜尚别拜访塔吉克斯坦国家银行，表示将继续支持杜尚别代表处发挥桥梁作用，服务中塔经贸投资。
2026-06-18ABC Chairman Gu Shu spoke at the Lujiazui Forum on AI risks in banking, proposing four measures to control large model risks including scenario-based classification and AI-vs-AI defense.农行董事长谷澍在陆家嘴论坛就银行应用大模型的风险发表观点，提出分类施策、以AI对抗AI等四项风控措施。
Executive & governance高管与治理
6 · 2024-03-18 → 2026-06-04
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ABC held shareholder meetings to elect directors, approve budgets, and discuss capital instruments; also received regulatory approval for its revised Articles of Association.农行召开股东大会选举董事、批准预算及讨论资本工具，并获监管批准修订后的公司章程。
2024-03-18The National Financial Regulatory Administration approved the revised Articles of Association submitted by ABC.国家金融监督管理总局核准农业银行修改公司章程。
2024-08-06ABC's board of directors held its second meeting of 2024 on August 6, approving the revised 'Authorization Plan of the General Meeting of Shareholders to the Board of Directors', to be submitted to the general meeting.农业银行董事会召开2024年度第二次会议，审议通过《股东大会对董事会授权方案（修订稿）》，将提交股东大会审议。
2024-11-29ABC held its 3rd extraordinary general meeting of 2024, approving items including the election of Liu Xiaopeng as non-executive director, the 2024 external donation budget, and the financial bond issuance plan.农业银行召开2024年第3次临时股东大会，审议通过选举刘晓鹏为非执行董事、2024年度对外捐赠预算、金融债券发行计划等议案。
2025-01-06ABC will hold its first extraordinary general meeting of 2025 on January 24 to elect independent director Zhang Qi and discuss capital instruments and TLAC non-capital bond plan.农业银行将于2025年1月24日召开第一次临时股东大会，审议选举张琦为独立董事及资本工具和总损失吸收能力非资本债券计划额度事宜。
2026-03-24ABC announced it will hold its 2025 annual results conference via webcast on March 30, 2026, at 17:00-18:00, to discuss performance and answer investor questions.农业银行公告，拟于2026年3月30日17:00-18:00通过网络直播方式召开2025年度业绩发布会。
2026-06-04ABC announced its 2025 annual general meeting of shareholders will be held on June 26, 2026.农行公告将于2026年6月26日召开2025年度股东会。
International & cross-border cooperation国际与跨境合作
4 · 2024-03-23 → 2025-12-05
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ABC engaged with Visa, BNP Paribas, and Russia-US expert group talks; also supported cross-border account migration for Xiong'an enterprises.农行与Visa、法国巴黎银行及俄美专家小组会谈，并支持雄安企业跨境账户迁移。
2024-03-23ABC Chairman Gu Shu met with Visa CEO Ryan McInerney, discussing cooperation to enhance cross-border consumer payment convenience and meet customer payment and consumer finance needs.农业银行董事长谷澍会见Visa公司全球首席执行官麦凯恩，双方探讨提升跨境消费支付便利等合作。
2025-03-26Russia-US expert group talks stated that implementation of the Black Sea agreement requires lifting sanctions on Russian Agricultural Bank and other financial institutions.俄美专家小组会谈成果声明指出，落实黑海协议需解除对俄罗斯农业银行等金融机构的制裁。
2025-07-22ABC successfully completed the 'seamless' migration of the headquarters basic account of China Agricultural Development Group, the first central SOE in Xiong'an New Area, as well as cross-regional account and business migration for Sinochem and Huaneng group finance companies, supporting Xiong'an construction.农业银行完成雄安新区首家央企集团——中国农业发展集团本部基本账户“无感”迁移，以及中国中化、中国华能集团财务公司本外币账户及外汇业务跨域“无感”迁移。
2025-12-05ABC Chairman Gu Shu met BNP Paribas Chairman Jean Lemierre to discuss deepening cooperation in wealth management, green finance, pension finance, and AI applications.农行董事长谷澍会见法国巴黎银行董事长乐明瀚，就深化理财、绿色金融、养老金融和人工智能应用等领域合作进行交流。
Green & sustainable finance绿色与可持续金融
17 · 2024-03-27 → 2026-04-02
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Green loans, green bonds, and sustainability-linked financing for renewable energy, clean energy, and environmental projects.为可再生能源、清洁能源及环保项目提供绿色贷款、绿色债券及可持续挂钩融资。
2024-03-27ABC Kuche Sub-branch (Xinjiang) disbursed a RMB 70 million pre-project loan to Huadian Xinhe New Energy Power Generation Co., Ltd. for a 400 MW photovoltaic project, its first such loan and a step in green finance innovation.农业银行库车市支行为华电新和新能源发电有限公司发放项目前期贷款7000万元，用于40万千瓦光伏发电项目，系该行首笔项目前期贷款。
2024-06-04ABC's Tangshan Fengnan branch granted a green loan of 108 million yuan to Hebei Zongheng Group Fengnan Steel Co., Ltd. to support its green transformation.农业银行唐山丰南支行向河北纵横集团丰南钢铁有限公司投放绿色贷款1.08亿元，支持企业绿色转型。
2024-06-12ABC Zhuhai branch provided an 84 million yuan loan facility for the construction of the 'Lingding Ranch 2' and 'Lingding Ranch 3' semi-submersible aquaculture net cage platforms, supporting the modernization of marine ranching.农行珠海分行为“伶仃牧场2号”“伶仃牧场3号”矩形柱稳式半潜养殖网箱平台建设提供8400万元贷款授信，支持现代化海洋牧场建设。
2024-07-19ABC Beijing Sub-center Branch office becomes the first 'Green Branch' (绿色网点) certified by ABC Beijing Branch.农行北京城市副中心分行营业室通过认证，成为农行北京分行首家“绿色网点”。
2024-12-10ABC won the mandate as lead arranger, agent, and sustainability coordinator for the 500,000-ton 600kA electrolytic cell capacity replacement and upgrade project of Aluminum Corporation of China (Chinalco), creating the largest sustainability-linked RMB syndicated loan in China and the first such product in the domestic aluminum industry.中国农业银行中标中国铝业50万吨600kA电解槽产能置换升级项目银团牵头行、代理行及可持续发展协调行，该项目为全国规模最大的可持续发展挂钩人民币银团贷款，也是境内铝行业首单。
2025-01-02ABC Liaocheng Branch (Shandong) approved 238 million yuan in fixed-asset loans for a green smart water supply project.农行聊城分行为绿色智慧供水项目审批固定资产贷款2.38亿元。
2025-01-06ABC Naqu Branch (Tibet) had cumulatively extended 2.417 billion yuan in credit to clean energy projects as of November 2024, with 1.403 billion yuan utilized.截至2024年11月末，农行那曲分行累计为清洁能源项目授信24.17亿元，用信14.03亿元。
2025-01-07ABC Tianjin Branch provided 78 million yuan in support for a fishery-solar complementary project, and cumulatively 220 million yuan for a wind power project.农行天津分行为“渔光互补”项目提供7800万元资金支持，并为某风电项目累计提供2.2亿元资金支持。
2025-01-22ABC Fuzhou Guangchang County Sub-branch (Jiangxi) granted 490 million yuan credit for the 'China Resources Guangchang Qianshan' photovoltaic project, with 259 million yuan in green loans outstanding by end-2024.农行抚州广昌县支行向“华润广昌千善”光伏发电项目授信4.9亿元，截至2024年末绿色信贷领域累计投放2.59亿元。
2025-02-09ABC Tianjin Branch disbursed a 1.15 billion yuan green loan for Sinopec's Tianjin LNG project, the largest single loan share among peers.农行天津市分行为中石化天津LNG项目发放11.5亿元绿色贷款，贷款份额居同业首位。
2025-04-02ABC Anlu branch (Hubei) granted RMB 78mn credit line for smart parking and EV charging infrastructure; first drawdown of RMB 20mn on March 28.农行湖北安陆支行为智慧停车及充电桩基础设施项目授信7800万元，3月28日实现首笔用信2000万元。
2025-04-08ABC released its 2024 Green Finance Development Report; green credit balance exceeded RMB 4.97 trillion, up 22.9% YoY.农业银行发布《2024年绿色金融发展报告》，绿色信贷余额突破4.97万亿元，同比增长22.9%。
2025-07-10ABC's 'Green Beneficial Charging Pile Scenario Innovation' won the Green Consumption Promotion Excellence Case in the 2025 'Golden Tripod Award'; it is the first commercial bank to offer e-bike charging services, with over 300,000 charging piles online via H5+API, supporting digital yuan and credit card promotions.农业银行《绿色惠民充电桩场景创新》荣获2025年“金鼎奖”绿色消费促进类优秀案例；成为首家提供电瓶车充电服务的商业银行，已上线超30万个充电桩，支持数字人民币和信用卡优惠。
2025-09-09ABC Shandong branch acted as lead arranger for a 32-billion-yuan syndicated loan for the Haiyang nuclear power plant units 3 and 4, with total nuclear power credit balance reaching 19.48 billion yuan.农行山东分行作为主牵头行组建320亿元银团贷款支持海阳核电3、4号机组，核电行业用信余额达194.8亿元。
2025-12-16ABC's Tibet branch disbursed a RMB 10 million loan to Tibet Qizheng Tibetan Medicine Co., the largest Tibetan medicine producer, for biodiversity development and utilization, the first such loan in Linzhi.农行西藏分行向国内最大藏药生产企业西藏奇正藏药投放1000万元贷款，用于生物多样性开发利用，为林芝市首笔。
2026-01-04ABC's Lhasa branch issued a 10 million yuan special loan to Xizang Qizheng Tibetan Medicine Co., Ltd. under the pilot 'Biodiversity Finance Catalogue'.农行林芝分行参照《生物多样性金融目录》试点，向西藏奇正藏药股份有限公司发放1000万元专项贷款。
2026-04-02Shigatse branch disbursed the city's first special loan for biodiversity protection, 1.08 million yuan to Tibet Kezhong Eco-Environmental Technology Co., Ltd.日喀则分行发放全市首笔生物多样性保护专项贷款108万元，支持西藏科众生态环保科技有限公司。
Annual & quarterly results年度与季度业绩
16 · 2024-03-28 → 2026-05-06
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Regular financial results releases showing net profit, revenue, NIM, NPL ratio, and key business metrics.定期发布财务业绩，披露净利润、营收、净息差、不良率及关键业务指标。
2024-03-28ABC released its 2023 annual report: net profit attributable to shareholders was RMB 269.356 billion, up 3.91% YoY; operating revenue was RMB 695.468 billion, up 0.03% YoY; NPL ratio was 1.33%, down 0.04 pct; proposed a cash dividend of RMB 2.309 per 10 shares.农业银行发布2023年年度报告：归母净利润2693.56亿元，同比增长3.91%；营业收入6954.68亿元，同比增长0.03%；不良贷款率1.33%，下降0.04个百分点；拟每10股派发现金红利2.309元。
2024-04-29Agricultural Bank of China reports Q1 2024 results: net profit 70.386 billion yuan, down 1.63% YoY; revenue 186.021 billion yuan, down 1.76% YoY; NIM 1.44%.农业银行发布2024年一季报：净利润703.86亿元，同比下降1.63%；营收1860.21亿元，同比下降1.76%；净息差1.44%。
2024-05-01ABC released 2024Q1 results: net profit 70.8B yuan (-1.77% YoY), revenue 186.1B yuan (-1.70% YoY), NIM 1.44% (-26bp YoY). County loans grew 16.78% YoY, outpacing total loan growth of 12.92%.农业银行发布2024年一季度业绩：净利润708亿元（同比-1.77%），营业收入1861亿元（同比-1.70%），净息差1.44%（同比-26bp）。县域贷款同比增速16.78%，高于全行贷款增速12.92%。
2024-08-30ABC reported H1 2024 results: net profit 136.5 billion yuan (+2.0% YoY), operating income 367.1 billion yuan (+0.4% YoY), NIM 1.45% (up 1bp QoQ), NPL ratio 1.32% (down 0.01ppt from end-2023).农业银行发布2024年中期业绩：净利润1365亿元（同比+2.0%），营业收入3671亿元（同比+0.4%），净息差1.45%（环比+1BP），不良贷款率1.32%（较上年末-0.01个百分点）。
2024-09-02Agricultural Bank of China (ABC) released its 2024 interim results: H1 net profit 136.5 billion yuan, +2.0% YoY; operating revenue 367.1 billion yuan, +0.4% YoY; NIM 1.45%, stabilizing QoQ; NPL ratio 1.32%, down 1bp from year-end.农业银行发布2024年中期业绩：上半年净利润1365亿元，同比增长2.0%；营业收入3671亿元，同比增长0.4%；净息差1.45%，环比企稳；不良贷款率1.32%，较上年末下降0.01个百分点。
2024-10-30ABC reported Q3 2024 results: net profit 215.3 billion yuan (+3.6% YoY), revenue 540.7 billion yuan (+1.3% YoY), NIM 1.45%, NPL ratio 1.32% (-0.01pp).农业银行发布2024年三季报：净利润2153亿元（同比+3.6%），营收5407亿元（同比+1.3%），净息差1.45%，不良率1.32%。
2024-11-01ABC released 2024 Q3 report: 9M24 revenue +1.3% YoY, net profit +3.4% YoY; NIM stable at 1.45%; core Tier-1 capital ratio improved under new capital rules.农业银行发布2024年三季报：前三季度营收同比增长1.3%，净利润同比增长3.4%；净息差稳定在1.45%；资本新规下核心一级资本充足率提升。
2025-03-28ABC reported 2024 annual results: net profit 282.7 billion yuan, +4.8% YoY; revenue 711.4 billion yuan, +2.3%; NPL ratio 1.30%, down 3 bps; total assets over 43 trillion yuan.农业银行发布2024年度业绩：净利润2827亿元，同比增长4.8%；营业收入7114亿元，同比增长2.3%；不良贷款率1.30%，下降0.03个百分点；总资产超43万亿元。
2025-04-01ABC's 2024 annual results: revenue RMB 710.6bn (+2.3% YoY), net profit RMB 282.1bn (+4.7% YoY); NIM 1.42%, down 18bp YoY; NPL ratio 1.30%, down 3bp; provision coverage 299.61%.农业银行2024年年报：营收7106亿元（同比+2.3%），净利润2821亿元（同比+4.7%）；净息差1.42%，同比下降18个基点；不良贷款率1.30%，下降3个基点；拨备覆盖率299.61%。
2025-04-29ABC Q1 2025 results: revenue RMB 186.67bn (+0.35% YoY), net profit RMB 71.93bn (+2.2% YoY); NIM 1.34%; NPL ratio 1.28% (-0.02pp QoQ); provision coverage 297.81%.农业银行2025年一季报：营收1866.74亿元（同比+0.35%），净利润719.31亿元（同比+2.2%）；净息差1.34%；不良贷款率1.28%（环比-0.02个百分点）；拨备覆盖率297.81%。
2025-08-29ABC reported 2025 H1 results: revenue 369.8 billion yuan (+0.7% YoY), net profit 139.9 billion yuan (+2.5% YoY), NPL ratio 1.28% (-2bp), capital adequacy ratio 17.45%.农业银行发布2025年半年度业绩：营业收入3698亿元同比增0.7%，净利润1399亿元同比增2.5%，不良贷款率1.28%下降2BP，资本充足率17.45%。
2025-09-01ABC released 2025 half-year results: revenue 369.937 billion yuan (+0.8% YoY), net profit 139.51 billion yuan (+2.7% YoY), NPL ratio 1.28%, provision coverage 295%.农行发布2025年半年度报告：营业收入3699.37亿元（同比+0.8%），净利润1395.10亿元（同比+2.7%），不良贷款率1.28%，拨备覆盖率295%。
2025-10-30ABC reported Q3 2025 results: Q3 revenue RMB 180.98 billion (+4.30% YoY), net profit RMB 81.35 billion (+3.66% YoY). 9M revenue RMB 550.88 billion (+1.97% YoY), net profit RMB 220.86 billion (+3.03% YoY). NIM at 1.30%, NPL ratio 1.27% (down 3 bps YTD).农业银行发布2025年三季报：三季度营收1809.81亿元（同比+4.30%），净利润813.49亿元（同比+3.66%）；前三季度营收5508.76亿元（同比+1.97%），净利润2208.59亿元（同比+3.03%）。净息差1.30%，不良率1.27%（较年初降3BP）。
2026-04-01Released 2025 annual results: net profit +3.18% YoY, revenue +2.08% YoY; NIM 1.28%; NPL ratio 1.27%; county loans reached 10.94 trillion yuan; green loans 5.93 trillion yuan (+18.7%); inclusive loans 4.35 trillion yuan (+20.9%).发布2025年年报：净利润同比增长3.18%，营收同比增长2.08%；净息差1.28%；不良率1.27%；县域贷款达10.94万亿元；绿色贷款5.93万亿元（+18.7%）；普惠贷款4.35万亿元（+20.9%）。
2026-04-29Q1 2026 results: revenue 206.345 billion yuan (+10.50% YoY), net profit 75.185 billion yuan (+4.52% YoY); total assets exceeded 50 trillion yuan for the first time (51.0 trillion); NPL ratio 1.25% (-2bp); NIM 1.26%.2026年一季度业绩：营收2063.45亿元（+10.50%），净利润751.85亿元（+4.52%）；总资产首次突破50万亿元（51.0万亿）；不良率1.25%（-2bp）；净息差1.26%。
2026-05-06ABC's total assets historically exceeded 50 trillion yuan; Q1 2026 net profit grew 4.8% YoY, leading major state-owned banks; county loan balance reached 11.8 trillion yuan.农业银行总资产历史性突破50万亿元；2026年一季度净利润同比增长4.8%，领跑国有大行；县域贷款余额达11.8万亿元。
Shareholding changes & stake building股权变动与增持
27 · 2024-04-12 → 2026-05-21
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Changes in major shareholders' stakes, including Central Huijin, Ping An Insurance/Asset Management, and other institutional investors.主要股东持股变动，包括中央汇金、平安保险/资管及其他机构投资者的增持。
2024-04-12Central Huijin Investment increased its stake in Agricultural Bank of China by 401.36 million A-shares (0.11% of total shares) from October 11, 2023 to April 10, 2024.中央汇金公司自2023年10月11日至2024年4月10日累计增持农业银行A股4.0136亿股，约占总股本0.11%。
2025-01-08Ping An Asset Management increased its stake in ABC H-shares by 16.521 million shares at an average price of HKD 4.2257 per share, raising its holding to 5.03%.平安资管在场内以每股均价4.2257港元增持农业银行H股1652.1万股，持股比例升至5.03%。
2025-01-13Ping An Insurance (Group) increased its stake in ABC H-shares by 31.678 million shares at HKD 4.2216 per share, raising its holding to 5.05%.中国平安保险（集团）增持农业银行H股3167.8万股，每股作价4.2216港元，持股比例升至5.05%。
2025-02-16Central Huijin Investment's A-share stake in ABC increased to 44.98% following the transfer of 66.7% of China Securities Finance Corp's equity to Huijin.汇金公司对农行A股持股比例增至44.98%，因中证金融66.7%股权划转至汇金。
2025-02-18Ping An Asset Management's H-share stake in ABC rose to 7.09%.平安资产管理对农行H股持股比例升至7.09%。
2025-02-21Ping An Asset Management's H-share stake in ABC further rose to 8.06%.平安资管对农行H股持股比例进一步升至8.06%。
2025-02-24Ping An Life Insurance disclosed that it triggered a mandatory disclosure by holding 5% of ABC's H-shares as of February 17, 2025, with a book value of 6.463 billion yuan.平安人寿披露，截至2025年2月17日持有农行H股5%股份，触发举牌，账面余额64.63亿元。
2025-02-28Ping An Life Insurance increased its stake in ABC H-shares by 37.463 million shares on February 24, raising its holding to 6.02%.平安人寿2月24日增持农行H股3746.3万股，持股比例升至6.02%。
2025-03-10Ping An Life Insurance increased its stake in ABC H-shares to 7.10% on March 4, 2025, and further to 10% on March 11, 2025.平安人寿于2025年3月4日增持农业银行H股至7.10%，并于3月11日进一步增持至10%。
2025-05-08Ping An Asset Management increased its holding of ABC H-shares by 21.008 million shares on the Hong Kong Stock Exchange, raising its stake to 12.05%.平安资产管理有限责任公司在港交所增持农业银行H股2100.8万股，持股比例升至12.05%。
2025-05-19Ping An Life Insurance, via Ping An Asset Management, triggered a disclosure by holding 10% of ABC's H-shares as of May 12, 2025, marking its second such stake in ABC H-shares this year.平安人寿通过平安资管持有农业银行H股股本10%，触发举牌，系年内第二次举牌农行H股。
2025-06-04Ping An Life Insurance increased its stake in ABC H-shares by 29.896 million shares at HK$5.0291 each, raising its holding from 11.93% to 12.03%.中国平安人寿保险增持农业银行H股2989.6万股，每股均价5.0291港元，持股比例由11.93%升至12.03%。
2025-06-09Ping An Asset Management increased its stake in ABC H-shares to 15.09%.平安资产管理增持农业银行H股，持股比例升至15.09%。
2025-06-11Ping An Insurance increased its stake in ABC H-shares to 15.15%.平安保险增持农业银行H股，持股比例升至15.15%。
2025-08-19Ping An Life Insurance increased its stake in ABC H-shares to 14% (4.329 billion shares) as of August 12, having spent about HK$14 billion since February 17.平安人寿增持农业银行H股至14%（43.29亿股），自2月17日以来累计耗资约140亿港元。
2025-08-30Ping An Life Insurance increased its stake in ABC H-shares to 15% on August 26, triggering a third举牌 within half a year.平安人寿于8月26日增持农业银行H股至15%，触发半年内第三次举牌。
2025-09-02Ping An Life Insurance disclosed a third H-share stake in ABC within six months, reaching 15% of ABC's H-share capital as of August 26, 2025.平安人寿披露半年内第三次举牌农业银行H股，截至2025年8月26日持股占农业银行H股股本的15%。
2025-10-09Ping An Life Insurance increased its stake in ABC H-shares by 39.634 million shares at an average price of HKD 5.2334 per share, costing approximately HKD 207 million, raising its holding to 17.03% of ABC's H-shares.平安人寿增持农业银行H股3963.4万股，每股均价5.2334港元，耗资约2.07亿港元，持股比例升至17.03%。
2025-10-09Ping An Insurance (Group) increased its stake in ABC H-shares by 46.254 million shares at an average price of HKD 5.149 per share, costing approximately HKD 238 million, raising its holding to 19.02% of ABC's H-shares.中国平安增持农业银行H股4625.4万股，每股均价5.149港元，涉资约2.38亿港元，持股比例升至19.02%。
2025-10-31Ping An Life Insurance increased its stake in ABC H-shares by 49.719 million shares on October 27, raising its total H-share holdings to 5.578 billion, exceeding 18% of ABC's H-shares and 1.59% of total shares.平安人寿于10月27日增持农业银行H股4971.9万股，持股增至55.78亿股，占H股比例突破18%，占总股本1.59%。
2025-12-11Ping An Asset Management increased its stake in ABC's H-shares by approximately 120 million shares on December 9, at an average price of HKD 5.735 per share, totaling about HKD 688 million, raising its holding to 23.16%.平安资管于12月9日增持农业银行H股约1.20亿股，每股作价5.735港元，总金额约6.88亿港元，持股比例升至23.16%。
2025-12-29Ping An Life Insurance increased its holdings of ABC H-shares by 44.05 million shares on December 22, raising its total H-share holdings to 5.842 billion, exceeding 19% of the total H-shares.平安人寿于12月22日增持4405万股农业银行H股，持股增至58.42亿股，占H股总数突破19%。
2026-01-06Ping An Life Insurance increased its stake in ABC H-shares to 20.1% on Dec 30, 2025, triggering a disclosure, with holdings valued at 32.428 billion yuan.平安人寿增持农行H股至20.1%，触发举牌，持仓账面余额324.28亿元。
2026-04-22Ping An Life increased its H-share holdings in ABC on April 17 by 12.152 million shares, raising its stake to over 21% of total H-shares.平安人寿于4月17日增持1215.2万股农行H股，持股占H股总数突破21%。
2026-04-30Ping An Insurance further increased H-share holdings on April 28, buying 99.847 million shares at HK$6.1435 each, raising its stake to 24.03% of total H-shares.中国平安于4月28日再度增持9984.7万股农行H股，均价6.1435港元，持股比例升至24.03%。
2026-05-06Ping An Life Insurance increased its stake in ABC H-shares by 47.474 million shares on April 30, at HK$6.1568 per share, totaling approx. HK$292 million; holding ratio reached 22.07%.平安人寿于4月30日增持农业银行H股4747.4万股，每股作价6.1568港元，总金额约2.92亿港元；持股比例升至22.07%。
2026-05-21Ping An Insurance bought 63.767 million ABC H-shares on May 18 at an average price of HK$6.0708 per share, raising its H-share holding ratio from 24.97% to 25.17%.中国平安于5月18日买入6376.7万股农行H股，每股均价6.0708港元，持股比例由24.97%增至25.17%。
Digital & technology initiatives数字化与科技举措
17 · 2024-05-09 → 2026-06-24
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Digital yuan, mobile banking upgrades, AI platforms, and other technology-driven financial services.数字人民币、手机银行升级、AI平台及其他技术驱动的金融服务。
2024-05-09ABC suspended mobile banking cardless cash withdrawal service from May 9, citing system adjustments; other methods (card, QR code, face scan) remain available.农业银行自5月9日起暂停掌银无卡取款服务，其他取款方式（读卡、扫码、刷脸）仍可使用。
2024-05-29ABC announced it will stop providing zero-balance electronic cash (电子现金) services from June 1, 2024; cards with remaining balance will still support consumption and inquiry.农业银行宣布自2024年6月1日起停止对零余额电子现金应用提供服务，有余额的卡片仍可消费和查询。
2024-06-03ABC launched a multi-lingual remote banking service including Yi, Tibetan, Mongolian, and sign language video services, becoming the first large state-owned bank to provide remote financial services with local characteristics for ethnic minority regions.农业银行推出彝语、藏语、蒙古语等多语种远程金融服务及视频手语客服，成为国有大行中首家面向少数民族地区提供具有属地特色远程金融服务的银行。
2024-06-13ABC Fujian branch successfully processed its first cross-border RMB remittance via the multi-CBDC bridge (mBridge), marking its entry into a new stage of CBDC-enabled cross-border payments.农行福建省分行成功办理首笔多边央行数字货币桥（mBridge）跨境人民币汇款业务，标志着该行迈入货币桥赋能跨境业务新阶段。
2024-08-08ABC registered software copyright for 'China Agricultural Bank Mobile Banking Software V1.0'.农业银行新注册《中国农业银行掌上银行软件V1.0》软件著作权。
2024-10-11ABC adjusted the daily transfer-out limit for 'Zhaishibao' bond custody transfers to a maximum of 100 units (face value 10,000 yuan) per day, effective October 14.农业银行调整债市宝债券转托管转出限额，自10月14日起每日累计不超过100份（面值1万元）。
2024-11-11ABC announced it will stop self-service terminal and Zhifutong channel payment services from December 1, 2024, migrating to mobile banking, online banking, and WeChat banking.农业银行公告自2024年12月1日起停止分行自助终端和智付通渠道缴费服务，迁移至掌银、网银和微银行。
2024-12-30ABC launched foreign exchange business under the new展业 model in four branches (Beijing, Shanghai, Jiangsu, Guangdong), implementing a full-process mechanism of pre-transaction customer due diligence, in-transaction differentiated review, and post-transaction risk monitoring.中国农业银行在北京、上海、江苏、广东四家分行正式启动外汇展业改革，按照外汇展业模式办理外汇业务。
2025-04-14ABC Shenzhen branch, in collaboration with Qianhai Mercantile Exchange, completed the first cross-border大宗商品 trade settlement via the central bank digital currency (e-CNY) bridge, paying RMB 200mn for soybean imports from Hong Kong.农行深圳分行联合前海联合交易中心落地首笔大宗商品交易的央行数字货币桥支付业务，支付数字人民币2亿元用于进口大豆货款结算。
2025-06-12ABC announced a system maintenance on June 14-15 affecting micro-loan, mortgage e-loan, and other online products for up to 30 minutes.农业银行公告6月14日至15日进行系统维护，微捷贷、抵押e贷等产品签约用款功能将中断最多30分钟。
2025-07-28ABC showcased an immersive 'AI + Finance' experience space at the 2025 World AI Conference (WAIC) in Shanghai, featuring AI applications in inclusive retail lending and the 'AI + HuiNong e-Dai' contactless loan process, and co-hosted the WAIC FinAI forum with East China Normal University.农业银行在2025世界人工智能大会（WAIC）上展示沉浸式“AI+金融”体验空间，呈现人工智能在普惠零售贷款和“AI+惠农e贷”中的应用，并联合华东师范大学举办WAIC FinAI论坛。
2025-09-01ABC Binzhou branch completed the first digital capital account business in the provincial system, handling 3 transactions totaling 650 million yuan, covering FDI and ODI.农行滨州分行完成全省农行系统首笔资本项目数字化业务，办理3笔业务，累计金额6.5亿元，覆盖外商直接投资和境外直接投资。
2025-12-03ABC's mobile app, along with Taobao and WeChat, implemented AI screen-sharing monitoring and risk control measures, blocking AI assistants like 'Doubao' that use system-level permissions for cross-app operations.农行App与淘宝、微信等对AI手机屏幕共享实施监测和风控，阻止使用系统级权限进行跨应用操作的AI助手（如“豆包”）。
2026-01-07ABC terminated its personal mobile banking 'Mobile Shield' service from Jan 9, 2026, to optimize service experience.农行自2026年1月9日起终止个人掌银手机盾业务。
2026-04-09Both Postal Savings Bank and ABC disclosed they have deployed the 'OpenClaw' AI agent for internal use, requiring private deployment and security hardening.邮储银行和农业银行均表示已布局“龙虾”（OpenClaw）AI智能体，需进行私有化部署和安全加固。
2026-04-30At the 9th Digital China Summit, ABC showcased AI digital employee 'Yi Ming' (served 97,000 customer managers, 950,000+ responses) and corporate banking platform 'ABC Ruida'.在第九届数字中国建设峰会展出AI数字人员工“一明”（服务9.7万名客户经理，响应超95万次）和对公平台“农银睿达”。
2026-06-24ABC announced scheduled system upgrades on June 24 and 28, 2026, temporarily suspending certain debit card, credit card, and corporate banking services during early morning hours.农行公告将于6月24日和28日凌晨对业务系统实施升级，期间暂停部分借记卡、信用卡及对公业务服务。
Loan & credit operations贷款与信贷业务
10 · 2024-05-13 → 2026-03-12
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ABC reported significant growth in personal consumption loans, inclusive loans, and private enterprise loans, ranking first among peers in multiple categories.农行个人消费贷款、普惠贷款和民营企业贷款大幅增长，多项指标位居同业首位。
2024-05-13ABC's 'Merchant e-Loan' (商户e贷) balance reached 284.4B yuan by end-March, up 151.6B yuan from start of year, supporting individual小微商户.农业银行“商户e贷”余额截至3月末达2844亿元，较年初增长1516亿元。
2024-07-08ABC reports cumulative consumer loan disbursement of RMB 332 billion in H1 2024, a year-on-year increase of RMB 102.2 billion, driven by trade-in programs for autos, home appliances, and home decoration.农业银行报告2024年上半年累计投放消费贷款3320亿元，同比多投1022亿元，主要得益于汽车、家电、家装以旧换新专项行动。
2024-10-10ABC's personal consumption loans reached 448 billion yuan YTD, including 28.7 billion yuan for home improvement, benefiting 169,000 households.农业银行个人消费贷款累计投放4480亿元，其中家装场景贷款投放287亿元，惠及16.9万户家庭。
2025-01-15ABC's personal consumption loan cumulative disbursement in 2024 reached 561.6 billion yuan, up 87.6 billion yuan year-on-year, ranking first among peers in incremental growth.2024年农业银行个人消费贷款累计投放5616亿元，同比多投876亿元，增量位居可比同业首位。
2025-02-18ABC's outstanding loans to private enterprises reached 6.73 trillion yuan as of end-January 2025, ranking first among peers in both balance and increment.截至2025年1月末，农行民营企业贷款余额6.73万亿元，余额和增量均居同业首位。
2025-03-06As of end-Feb 2025, ABC's cumulative personal consumption loans reached 948 billion yuan, up 16.9 billion yuan since start of year, ranking first among peers in increment.截至2025年2月末，农业银行累计投放个人消费贷款948亿元，较年初增长169亿元，增量居同业首位。
2025-03-19ABC became the first financial institution with personal loans exceeding 9 trillion yuan; personal consumption loans 1.33 trillion yuan, personal business loans 2.69 trillion yuan as of March 17, 2025.农业银行成为首家个人贷款余额突破9万亿元的金融机构；截至3月17日，个人消费类贷款1.33万亿元，个人经营类贷款2.69万亿元。
2025-03-28ABC's inclusive finance loans exceeded 5 trillion yuan, personal loans exceeded 9 trillion yuan, and private enterprise loans exceeded 7 trillion yuan, all first among peers as of early 2025.农业银行普惠金融领域贷款突破5万亿元、个人贷款突破9万亿元、民营企业贷款突破7万亿元，均为同业首家。
2026-02-27ABC reported that as of end-2025, its personal consumption loan balance reached 604.3 billion yuan, an increase of 127.7 billion yuan from the start of the year.农行披露截至2025年末，个人消费贷款余额6043亿元，较年初增长1277亿元。
2026-03-12ABC disclosed that as of the end of February 2026, its regulatory private enterprise loan balance was RMB 7.92 trillion with 8.58 million borrowing customers; inclusive small-micro enterprise loan balance was RMB 4.13 trillion with 5.43 million customers.农业银行披露，截至2026年2月末，监管口径民营企业贷款余额7.92万亿元，有贷客户858万户；普惠型小微企业贷款余额4.13万亿元，有贷客户543万户。
Minority investments & stakes少数股权投资
3 · 2024-05-27 → 2025-08-28
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ABC invested in Xinlian Integrated Circuit, Zhongman Petroleum, and the National Integrated Circuit Industry Investment Fund Phase III, holding minority stakes.农行投资了芯联集成电路、中曼石油及国家集成电路产业投资基金三期，持有少数股权。
2024-05-27ABC announced it will invest 21.5 billion yuan (6.25% stake) in the National Integrated Circuit Industry Investment Fund Phase III (大基金三期), with capital paid in within 10 years from fund establishment.农业银行拟向国家集成电路产业投资基金三期股份有限公司出资215亿元，持股比例6.25%，10年内实缴到位。
2025-08-06ABC invested in Xinlian Integrated Circuit Manufacturing Co., Ltd., holding 1.04% stake, engaged in computer, communication and other electronic equipment manufacturing.农业银行新增对外投资芯联集成电路制造股份有限公司，持股占比1.04%，从事计算机、通信和其他电子设备制造业。
2025-08-28ABC invested in Zhongman Petroleum and Natural Gas Group Co., Ltd., holding 1.48% stake, engaged in oil and gas extraction.农业银行新增对外投资中曼石油天然气集团股份有限公司，持股占比1.48%，从事石油和天然气开采业。
IP & patents知识产权与专利
1 · 2024-06-03
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ABC launched the 'Zhi County' smart government platform and upgraded POS terminals for foreign card acceptance.农行推出‘智县’智慧政务平台，并升级POS终端支持外卡受理。
2024-06-03ABC upgraded POS terminals for over 380,000 merchants to accept foreign cards, built 19,000+ age-friendly网点, and distributed 950,000 'zero-pocket' cash packs to improve payment services for the elderly and foreigners.农业银行为超过38万户商户升级智能POS终端开通外卡受理功能，建成1.9万余个适老化网点，发放95万个零钱包，提升老年人和外籍来华人员支付服务水平。
Research institutes & subsidiaries研究机构与子公司
1 · 2024-06-21
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ABC established an Investment Banking Innovation Center in Shanghai and partnered with Shanghai Equity Exchange to build an equity ecosystem.农行在上海设立投行创新中心，并与上海股交中心合作构建股权生态圈。
2024-06-21ABC established a 'Investment Banking Innovation Center' in Shanghai and signed 16 institutions including Shanghai Equity Exchange into its equity ecosystem, while jointly releasing a blue paper on 'Commercial + Investment Banking' supporting sustainable agriculture.农业银行在上海揭牌成立“投行联动创新中心”，与上海股权交易中心等16家机构签约加入股权生态圈，并联合发布《“商行+投行”支持农业可持续发展蓝皮书》。
Industry standards & policy行业标准与政策
5 · 2024-06-25 → 2025-07-03
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ABC complied with regulatory requirements on investor suitability, stopped high-interest auto loan business, and participated in policy discussions on capital replenishment and stablecoins.农行遵守投资者适当性监管要求，停止高息车贷业务，并参与资本补充和稳定币政策讨论。
2024-06-25ABC announced that its electronic commercial draft system will stop accepting bill issuance business from July 1, 2024, in accordance with Shanghai Bill Exchange's arrangement.农业银行公告，自2024年7月1日起，电子商业汇票系统停止受理票据签发业务。
2024-10-30ABC stated it is actively communicating with regulators and studying a core Tier-1 capital replenishment plan.农业银行表示正与相关部门积极沟通，研究论证核心一级资本补充方案。
2025-05-26ABC announced it will conduct dynamic risk rating assessments for all its agency-sold public mutual fund products, becoming the first large bank this year to implement full coverage, in line with regulatory requirements on investor suitability.农业银行宣布将对所有代销公募基金产品进行风险等级动态评估，成为年内首家实施全覆盖的大型银行，符合监管强化投资者适当性管理要求。
2025-06-14ABC reportedly stopped nationwide 'high-interest high-rebate' business for auto loans, shifting focus to risk control and service.农业银行全国范围内停办'高息高返'车贷业务，将竞争焦点转向风控和服务。
2025-07-03ABC stated on the investor interactive platform that it currently has no plans to develop stablecoins, but will follow up on global stablecoin and cryptocurrency trends; it also noted that state capital injection for large banks will proceed in a coordinated, phased manner.农业银行在互动平台表示，目前暂无发展稳定币的计划，将跟进研究全球稳定币和加密货币发展趋势；同时表示本轮国有大行注资将按统一安排推进。
Aging-friendly & inclusive services适老与普惠服务
3 · 2024-06-28 → 2024-11-05
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ABC completed aging-friendly renovations at outlets, provided home visits to special-needs customers, and distributed 'zero-pocket' cash packs.农行完成网点适老化改造，为特殊需求客户提供上门服务，并发放‘零钱包’现金包。
2024-06-28ABC announced that as of June 20, it had distributed over 1.39 million 'zero-pocket' cash packs totaling 400 million yuan, and completed small-denomination cash withdrawal function upgrades on 8,029 self-service terminals.农业银行截至6月20日已发放“零钱包”139万余个，总金额4亿元，累计完成8029台自助现金终端小额取现功能改造。
2024-10-15ABC completed aging-friendly renovations at over 21,000 outlets by end of August, and provided 185,000 home visits to special-needs customers in the first three quarters.截至8月末，农业银行2.1万余家网点完成适老化改造，前三季度上门服务特殊群体超18.5万人次。
2024-11-05ABC's 21,000+ outlets have completed age-friendly renovations; new outlets are being prioritized for areas with high elderly populations.农业银行2.1万余家网点已完成适老化改造，新设网点重点向老年客群聚集区域倾斜。
AIC equity investment fundsAIC股权投资试点基金
7 · 2024-08-01 → 2026-01-16
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Establishment of equity investment funds under the AIC pilot program, focusing on strategic emerging industries.在AIC试点框架下设立股权投资基金，聚焦战略性新兴产业。
2024-08-01Zhejiang Qianfan Qihang No.2 Equity Investment Fund Partnership (limited partnership) established with capital of 1 billion yuan, held by ABC's ABC Capital Management, ABC Financial Asset Investment, and Hangzhou Yuhang Jinkong.浙江千帆企航贰号股权投资基金合伙企业成立，出资额10亿元，由农行旗下农银资本、农银金融资产投资及杭州余杭金控等持股。
2025-12-10The Fujian Qianfan Qihang Agricultural Bank AIC Fund was signed in Fuzhou, marking the first expanded provincial-level AIC fund under ABC in Fujian, involving ABC Financial Asset Investment Co., Fujian Financial Investment, and Fuzhou state-owned capital.福建省千帆企航农银AIC基金在福州签约，标志着中国农业银行首只试点扩大省级AIC基金在福建落地。
2025-12-17Zhejiang Provincial Sci-Tech Strategic Emerging Industry Equity Investment Partnership was established with a capital of RMB 10.103 billion, co-funded by Zhejiang Innovation Capital, ABC's subsidiary ABC Capital Management, and Zhejiang Social Security Sci-Tech Fund.浙江省科创战新产业股权投资合伙企业成立，出资额101.03亿元，由浙江省创新产业私募基金管理有限公司、农银资本等共同出资。
2025-12-19Zhejiang Sci-Tech Direct Investment Equity Investment Partnership was established with a capital of about RMB 8.082 billion, co-funded by Zhejiang Social Security Sci-Tech Fund and ABC's subsidiary ABC Capital Management.浙江省科创直投股权投资合伙企业成立，出资额约80.82亿元，由浙江省社保科创基金和农银资本等共同出资。
2025-12-23ABC Zhejiang Branch, together with Zhejiang Province and the National Social Security Fund Council, established the Zhejiang Social Security Sci-Tech Fund with an initial scale of RMB 50 billion, the largest national-level social security sci-tech fund.农行浙江分行与浙江省、全国社保基金理事会共同组建浙江社保科创基金，首期规模500亿元，为迄今最大规模国家级社保科创基金。
2026-01-04ABC Shaanxi branch's 'Qianfan Qihang No.1 Fund', a 1 billion yuan hard-tech theme debt-to-equity sci-tech fund, completed its three-year investment cycle.农行陕西省分行参与的10亿元硬科技主题债转股科创基金“千帆企航壹号基金”完成三年投资周期。
2026-01-16ABC Suzhou branch, via the Suzhou Qianfan Qihang No.3 Fund (500 million yuan total), made its first AIC pilot fund investment of 50 million yuan in Suzhou Xinengxianfeng, a national-level 'Little Giant' in new energy battery testing.农行苏州分行通过苏州千帆企航叁号基金（总规模5亿元）向国家级专精特新“小巨人”苏州新能先锋检测科技有限公司完成首笔5000万元AIC试点基金投资。
ESG & green initiativesESG与绿色金融
5 · 2024-08-01 → 2026-06-25
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ABC supported green energy projects, provided green loans, and promoted sustainable finance including green leasing and green bonds.农行支持绿色能源项目、提供绿色贷款，并推广绿色租赁和绿色债券等可持续金融。
2024-08-01ABC's Turpan branch loan balance reached 4.734 billion yuan by end-June, up 46.34% from start of year; granted 9.2 billion yuan credit to 3 new energy projects in H1.农行吐鲁番分行截至6月末各项贷款余额47.34亿元，较年初增长46.34%；上半年向3个新能源项目授信92亿元。
2024-11-08ABC Tianjin branch data: as of end-September 2024, it had provided over 15 billion yuan in funding support to nearly 30 leasing companies, including the first aircraft leasing financing deal within ABC system and the first green credit deal leveraging the green leasing evaluation mechanism.农行天津市分行截至9月末累计向近30家租赁公司提供超150亿元资金支持，落地系统内首笔飞机租赁专项融资和全国首笔采信绿色租赁评价机制绿色信贷。
2024-11-15ABC Shandong branch data: in the first 10 months of 2024, cumulative loan disbursement reached 553.1 billion yuan, up 44.8 billion yuan YoY; loan balance stood at 1,178.9 billion yuan, up 102.9 billion yuan from year start. Sci-tech loans, green loans, and inclusive loans grew 25.1%, 43.2%, and 27.9% respectively.农行山东省分行前10个月累计投放贷款5531亿元，同比多投448亿元；科创、绿色、普惠贷款增速分别达25.1%、43.2%、27.9%。
2026-02-28ABC Nagqu Branch reported that as of end-January 2026, total loan balance exceeded 16 billion yuan, inclusive finance loans to small and micro enterprises reached 5.2 billion yuan, and it had cumulatively issued 2.8 billion yuan in loans to 9 clean energy projects.农行那曲分行披露截至2026年1月末各项贷款余额突破160亿元，普惠型小微企业贷款余额52亿元，累计为9个清洁能源项目发放贷款28亿元。
2026-06-25ABC showcased its financial services achievements at the 4th China International Supply Chain Expo, including 'ABC Chuangda' tech finance, green loans over 6 trillion yuan, and inclusive loans of 4.86 trillion yuan.农行在第四届链博会上展示“农银创达”科技金融、绿色贷款超6万亿元、普惠贷款4.86万亿元等成果。
Legal & compliance incidents法律与合规事件
6 · 2024-08-07 → 2026-06-22
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ABC faced legal disputes including loan contract cases, employee misconduct, customer incidents, and regulatory findings of negligence.农行面临贷款合同纠纷、员工不当行为、客户事件及监管认定失职等法律问题。
2024-08-07ABC employee Tian Mou in Xihe County, Gansu, detained for assaulting a couple; bank suspended him from duty.甘肃西和县农行职员田某因殴打夫妻被行政拘留，县农行对其停职处理。
2025-05-15A 62-year-old critically ill female customer died at ABC Zhuzhou Tianxin Sub-branch while attempting to withdraw a 5-year 50,000 yuan time deposit. ABC Zhuzhou Branch set up a special task force to cooperate with the police investigation.一名62岁重病女性客户在农行株洲田心支行取5万元定期存款时不幸去世，农行株洲分行成立专项工作组配合警方调查。
2025-08-01ABC issued 9 first-instance mediation documents in financial loan contract disputes in Keerqinyouyi Zhongqi, involving principal of about 500,000 yuan.农业银行在科尔沁右翼中旗人民法院涉及9件金融借款合同纠纷一审调解书，涉及本金约50万元。
2025-12-02A customer was robbed of RMB 1.7 million at gunpoint near an ABC branch in Zhongmou, Henan on July 2, 2024, suffering severe injuries. The bank stated it called police and ambulance within 8 minutes; the robber was caught that afternoon.2024年7月2日，一客户在河南中牟农行网点附近取现170万元后遭持枪抢劫受重伤。银行称8分钟内报警并叫救护车，歹徒当日下午被抓获。
2026-03-13ABC's Wujiang Sub-branch was reported for allegedly issuing a non-compliant loan of RMB 15 million to a shell company, leading to a guarantee dispute. The local regulator found the bank negligent in its 'three checks' and took supervisory measures.农行吴江分行被指违规向空壳公司发放1500万元贷款，引发担保纠纷，当地监管机构认定其“三查”不尽职并采取监管措施。
2026-06-22ABC was the plaintiff in a financial loan contract dispute case (No. (2026) Wan 1523 Min Chu 167) at Shucheng County People's Court, which was converted to ordinary procedure.企查查显示，农行作为原告的一起金融借款合同纠纷案在舒城县人民法院转为普通程序。
Bond underwriting & capital markets债券承销与资本市场
5 · 2024-09-25 → 2026-03-02
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ABC acted as lead underwriter for sovereign bonds in Paris and Riyadh, underwrote sci-tech innovation bonds, and held bond underwriting matchmaking meetings.农行担任巴黎和利雅得主权债券的主承销商，承销科技创新债券，并举办债券承销对接会。
2024-09-25ABC acted as lead underwriter and bookrunner for the Ministry of Finance's issuance of 2 billion euros of sovereign bonds in Paris, with a 3-year tranche of 1.25 billion euros (2.517%) and a 7-year tranche of 0.75 billion euros (2.738%).农业银行作为主承销商和簿记管理人，助力财政部在法国巴黎发行20亿欧元主权债券，其中3年期12.5亿欧元（利率2.517%），7年期7.5亿欧元（利率2.738%）。
2024-11-19ABC, as a joint lead underwriter, assisted the Ministry of Finance in successfully issuing USD 2 billion in sovereign bonds in Riyadh, Saudi Arabia, with total subscriptions of USD 39.73 billion (19.9 times oversubscribed).农业银行作为联席主承销商协助财政部在沙特利雅得成功发行20亿美元主权债券，认购倍数19.9倍。
2025-05-14ABC underwrote the first batch of science and technology innovation bonds (Sci-Tech Innovation Bonds) in the market, covering 6 issuers including New Hope Group, Luxshare Precision, Geely, BOE, Xi'an CAS Star, and Wuxi Innovation Investment Group.农业银行承销市场首批科技创新债券，涵盖新希望集团、立讯精密、吉利、京东方、西安中科光机投资、无锡市创新投资集团等6家发行人。
2026-01-31In 2025, ABC's underwriting of local government bonds and credit bonds exceeded 2 trillion yuan, up 26% YoY; credit bond underwriting exceeded 600 billion yuan, up 45% YoY.2025年，农行主承销地方政府债及信用债规模超2万亿元，同比增长26%；信用债承销超6000亿元，同比增长45%。
2026-03-02ABC held a bond underwriting service matchmaking meeting in Beijing, focusing on digital economy, high-end manufacturing, green energy, and future industries, to support the 'Five Major Articles'.农业银行在北京举办债券承销服务投融资对接会，聚焦数字经济、高端制造、绿色能源及未来产业，精准服务“五篇大文章”。
Stock repurchase & share increase loans股票回购与增持贷款
17 · 2024-10-20 → 2025-07-28
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Provision of special loans to listed companies and their shareholders for stock repurchase and shareholding increase.为上市公司及其股东提供专项贷款用于股票回购与增持。
2024-10-20ABC signed a loan agreement with Wens (300498) for up to 1 billion yuan at an interest rate not exceeding 2.25%, for the purpose of share repurchase.农业银行与温氏股份签署借款合同，金额不超过10亿元，利率不超2.25%，用于回购公司股票。
2024-10-21ABC completed stock repurchase and increase loan approvals for 9 listed companies, totaling nearly 4 billion yuan, with nearly 80 more companies in active discussion.农业银行已完成9家上市公司股票回购增持贷款业务审批，金额近40亿元，另有近80家正在对接。
2024-11-07ABC Hebei branch issued a loan commitment letter to Huatong Cable (605196.SH) for 70 million yuan, specifically for stock repurchase.农行河北省分行向华通线缆出具7000万元贷款承诺函，专项用于股票回购。
2024-11-12Jilin Aodong (000623.SZ) received a loan commitment letter from ABC Jilin branch for 420 million yuan, specifically for stock repurchase, with an annual interest rate not exceeding 2.25%.吉林敖东收到农行吉林省分行4.2亿元贷款承诺函，专项用于股票回购，年利率不高于2.25%。
2024-11-20Fengfan Stock (601700.SH) received a loan commitment letter from ABC Changshu branch for 250 million yuan, specifically for stock repurchase.风范股份收到农行常熟分行2.5亿元贷款承诺函，专项用于股票回购。
2024-12-11As of end-November, ABC had submitted loan applications for stock repurchase and shareholding increase to the PBoC, NFRA, and CSRC for over 30 enterprises, with the first loan directed to Hengyi Petrochemical Co., Ltd. for 132 million yuan.截至11月末，中国农业银行已向中国人民银行、金融监管总局、证监会报送30余家企业的股票回购增持贷款申请，首笔贷款投向恒逸石化股份有限公司，金额1.32亿元。
2024-12-20ABC provided a loan commitment of up to 1.08 billion yuan to China State Construction Engineering Corporation's (CSCEC) controlling shareholder, China Construction Group, for shareholding increase in the A-share market.中国农业银行向中国建筑控股股东中建集团出具最高不超过10.8亿元贷款承诺函，用于增持公司A股股份。
2025-01-12ABC provided a 450 million yuan special loan commitment to Haiyingkang, controlling shareholder of Shanghai RAAS, for stock repurchase (3-year term).农业银行向上海莱士控股股东海盈康出具4.5亿元专项贷款承诺函，用于增持公司股份，贷款期限3年。
2025-01-15ABC Tongxiang Sub-branch provided a 360 million yuan special loan commitment to Huayou Cobalt's controlling shareholder Huayou Holdings for A-share repurchase (3-year term).农业银行桐乡市支行向华友钴业控股股东华友控股出具3.6亿元专项贷款承诺函，用于增持公司A股股份，贷款期限3年。
2025-01-21ABC provided a 90 million yuan special loan commitment to Zhongke Heji for stock repurchase (3-year term).农业银行向众合科技出具9000万元专项贷款承诺函，用于股票回购，贷款期限3年。
2025-01-27ABC Hebei Branch increased its special loan commitment to Huatong Cable for stock repurchase from 70 million yuan to 90 million yuan.农业银行河北省分行将向华通线缆提供的股票回购专项贷款承诺额度由7000万元调整为9000万元。
2025-02-05ABC's Hebei branch increased the stock repurchase loan commitment for Hebei Huatong Wire & Cable Group from 70 million yuan to 90 million yuan.农行河北省分行将河北华通线缆集团股票回购贷款承诺从7000万元提高至9000万元。
2025-02-17Yachuang Electronics received a 200 million yuan loan commitment from ABC Shanghai Branch for stock repurchase, with a 3-year term.雅创电子获农行上海市分行2亿元贷款承诺用于股票回购，期限3年。
2025-04-09As of end-March, ABC had provided stock repurchase &增持 special loans to 53 listed companies, with signed amount over RMB 15bn and disbursed over RMB 8.5bn.截至3月末，农业银行累计为53家上市公司提供股票回购增持专项贷款服务，签约金额超150亿元，投放金额超85亿元。
2025-04-09ABC Shanghai branch issued a loan commitment letter to WuXi AppTec for up to RMB 900mn, specifically for A-share repurchase, with a 36-month term.农业银行上海市分行向药明康德出具贷款承诺函，承诺贷款额度不超过9亿元，专项用于回购A股股票，期限36个月。
2025-04-10ABC Xiaoshan branch issued a loan commitment letter to Hangmin Group for up to RMB 50mn, specifically for增持 Hangmin shares in the A-share market.农业银行萧山分行向航民集团出具贷款承诺函，贷款金额最高不超过5000万元，专项用于增持航民股份A股。
2025-07-28ABC Taiyuan branch issued a loan commitment letter to Jinxi Group, the controlling shareholder of Jinxi Axle (600495.SH), providing RMB 90 million in loan facility for share buybacks, supporting Jinxi Group's planned share increase of RMB 50-100 million.农业银行太原分行向晋西车轴控股股东晋西集团出具贷款承诺函，提供9000万元贷款额度用于增持公司股票，支持其5000万至1亿元的增持计划。
Product launches & distribution产品发行与销售
5 · 2024-10-24 → 2026-03-19
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ABC distributed treasury bonds, wealth management products, and gold products; also launched new service numbers and terminated certain wealth management plans.农行分销国债、理财产品和黄金产品，新增服务号码并终止部分理财计划。
2024-10-24ABC added six new outbound service numbers (4000295599, etc.) for banking services including product promotion and service reminders.农业银行新增6个外呼服务号码，用于产品宣介、服务提醒等银行业务。
2025-06-10ABC announced the early termination of its 'Jinqu' series quarterly open-ended wealth management plan (JQ120001), effective June 12, 2025.农业银行公告提前终止'进取'系列每季开放式理财管理计划（JQ120001），到期日为2025年6月12日。
2025-12-04ABC launched the sale of 2025 book-entry discount treasury bonds (Tranche 75 and 76) via its distribution channels, with maturities of 63 days and 91 days respectively.农行分销2025年记账式贴现（七十五期）和（七十六期）国债，期限分别为63天和91天。
2026-01-30Multiple investment-grade physical gold products from ABC and ICBC were reported as sold out, including ABC's 'Chuanshi zhibao' series.工行、农行多款投资类实物黄金产品显示断货，农行“传世之宝”系列已售完。
2026-03-19ABC began distributing the 2026 book-entry discount treasury bonds (17th and 18th issues) on March 19, with a 28-day term for the 17th issue at a yield of 0.9915%.农业银行于3月19日开始分销2026年记账式贴现（十七期、十八期）国债，其中十七期为28天期，到期收益率0.9915%。
Awards & certifications奖项与认证
2 · 2025-01-08 → 2025-01-09
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ABC received AAA credit rating affirmation from Dongfang Jincheng and was upgraded by Goldman Sachs.农行获得东方金诚AAA信用评级确认，并被高盛上调评级。
2025-01-08Dongfang Jincheng affirmed ABC's AAA credit rating with stable outlook for both the bank and its 2024 perpetual subordinated bond (Tranche 3, Bond Connect).东方金诚评定农业银行主体信用等级为AAA，评级展望为稳定，其2024年无固定期限资本债券（第三期）信用等级为AAA。
2025-01-09Goldman Sachs upgraded ABC H-share rating to Neutral with target HKD 4.77, and A-share rating to Neutral with target CNY 6.06.高盛将农业银行H股评级上调至中性，目标价4.77港元；A股评级上调至中性，目标价6.06元人民币。
Rural bank acquisitions & consolidation村镇银行收购与整合
7 · 2025-10-11 → 2026-05-27
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Acquisition and conversion of rural banks into ABC sub-branches, and consolidation of rural credit institutions.收购村镇银行并改制为ABC支行，以及整合农村信用机构。
2025-10-11The Jinhua Regulatory Branch of NFRA approved ABC's acquisition of Zhejiang Yongkang ABC Rural Bank and its conversion into three sub-branches: Yongkang Jinshan, Yongkang Huku, and Yongkang Houchengjie, assuming all assets, liabilities, business, and employees.国家金融监督管理总局金华监管分局批复同意农业银行收购浙江永康农银村镇银行，并设立永康金山、胡库、后城街三家支行，承接其全部资产、负债、业务和员工。
2025-10-13Multiple rural commercial banks and credit cooperatives in Jilin, including Yanbian Rural Commercial Bank, Longjing Rural Commercial Bank, and Dunhua Rural Commercial Bank, transferred 102 branches to ABC's local branches.吉林延边农商行、龙井农商行、敦化农商行等多家机构将102家分支机构划归农业银行当地分行管理。
2025-10-27The Yan'an Regulatory Branch of NFRA approved ABC's acquisition of Ansai ABC Rural Bank and its conversion into Ansai Yingbin Avenue Sub-branch, assuming all assets, liabilities, business, and employees.国家金融监督管理总局延安监管分局批复同意农业银行收购安塞农银村镇银行，并设立安塞迎宾大道支行。
2025-11-17ABC acquired Keshiketeng Agricultural Bank Village Bank Co., Ltd., making it the sole shareholder, and received regulatory approval to establish a branch from the former entity.农业银行收购克什克腾农银村镇银行有限责任公司，成为唯一股东，并获得监管批复设立分支机构。
2025-11-25Xiamen Tong'an Agricultural Bank Village Bank was approved for dissolution by the Xiamen Financial Regulatory Bureau, with all its assets, liabilities, business, employees, and rights and obligations inherited by ABC.厦门金融监管局批复同意厦门同安农银村镇银行解散，其全部资产、负债、业务、员工及其他各项权利义务由中国农业银行承继。
2026-01-20Shaanxi financial regulator approved the dissolution of Ansai Agricultural Bank Village Bank, with all its business and debts assumed by ABC.陕西金融监管局批复同意解散安塞农银村镇银行，全部业务、债权债务由农业银行承继。
2026-05-27ABC Jilin Branch officially initiated the data migration for 9 rural credit institutions (including Changchun Development Rural Bank, Yanbian Rural Bank, etc.) previously taken over, marking the final phase of the consolidation.农业银行吉林省分行正式启动承接吉林农信系统9家机构（含长春发展农商行、延边农商行等）的业务及数据迁移，为承接收尾环节。
