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Industrial service expansion & major national projects服务现代化产业体系与重大国家项目
13 · 2024-01-04 → 2026-03-18
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PICC expands underwriting for national strategic projects (C919, cruise ship, FAST) and industrial parks, with investment scale exceeding RMB 240 billion.人保扩大对国家战略项目（C919、大型邮轮、FAST）及产业园区的承保，投资规模超2400亿元。
2024-01-04PICC Group strategic department head Zhang Baohui stated at a NFRA press conference that as of end-November 2023, PICC's investment scale in serving the modern industrial system exceeded RMB 240 billion; it underwrote major national projects such as the C919 large aircraft, the first domestic large cruise ship 'Aida Modu', and the FAST radio telescope; it launched comprehensive insurance solutions for industrial parks covering chemicals, biomedicine, and new energy, providing risk coverage of RMB 22.7 trillion to 132,000 park enterprises in the first 11 months of 2023.中国人保集团战略部主要负责人张宝辉在国家金融监督管理总局新闻发布会上表示，截至2023年11月末，人保服务现代化产业体系建设投资规模超2400亿元；承保了C919大飞机、首艘国产大型邮轮爱达·魔都号、FAST射电望远镜等大国重器；创新推出化工、生物医药、新能源等产业园区保险综合服务方案，2023年前11月共为13.2万家园区企业提供风险保障金额达22.7万亿元。
2024-01-04PICC stated at a NFRA press conference that in the first 11 months of 2023, it underwrote 106,000 high-tech enterprises with a coverage rate of 22.75%, and 27,400 specialized and new (zhuanjingtexin) enterprises with a coverage rate of 24.21%, providing risk coverage of RMB 5.14 trillion; it developed 30 'dual carbon' insurance products, with dual-carbon insurance coverage of RMB 471.5 billion and premium growth of 10.4%.中国人保在国家金融监督管理总局新闻发布会上表示，2023年前11月共承保高新技术企业10.6万家，覆盖率达22.75%；承保专精特新企业2.74万家，覆盖率达24.21%，提供风险保障5.14万亿元；完成30款“双碳”产品开发，双碳保险保障金额4715亿元，保费增速10.4%。
2024-01-05PICC announced that the China Integrated Circuit Co-insurance Body, led by PICC, added 3 new member companies in 2023, increasing total members from 18 to 21, and provided insurance liability coverage exceeding RMB 1.3 trillion to 19 integrated circuit enterprises.中国人保宣布，由其牵头成立的中国集成电路共保体2023年新增3家成员公司，成员单位数量由18家增至21家，共为19家集成电路企业提供保险责任金额超过1.3万亿元。
2024-01-18PICC issued the first national agricultural science and technology research insurance policy, providing coverage for科技成果转化费用损失 (loss of expenses for transformation of scientific and technological achievements) to a seed company in Zhejiang, covering rice seed R&D.中国人保签发全国首单农业农村科技攻关保险，为浙江某种业公司提供科技成果转化费用损失保障，覆盖稻种研发。
2024-06-18PICC launched China's first pilot-scale (zhongshi) comprehensive insurance in Nanjing, Jiangsu, covering R&D investment loss, liability, and patent risks for Nanjing Fang Sheng He Pharmaceutical Technology.中国人保在江苏南京落地全国首单中试综合保险，为南京方生和医药科技有限公司提供研发投入损失、责任及专利风险保障。
2024-07-18PICC issued the nation's first agricultural germplasm resource protection insurance, first modern agricultural facility third-party liability insurance, first photovoltaic power sales credit compensation insurance, and first comprehensive catastrophe insurance covering 74+ million residents in Hebei Province.中国人保签发全国首单农业种质资源保护保险、首单现代农业设施第三者责任保险、首单光伏售电信用补偿保险，以及覆盖河北全省7400多万城乡居民的首单综合巨灾保险。
2025-04-07PICC P&C Jiangsu Branch launched 6 national first-of-their-kind tech insurance products in 2024, covering 11,497 tech firms with over RMB 3 trillion in risk protection.人保财险江苏分公司2024年创新开办6个科技领域全国首单产品，为11497家科技型企业提供超过3万亿元风险保障。
2025-04-24PICC P&C launched the national first pilot-scale comprehensive insurance in Nanjing, and introduced long-term quality and performance guarantee insurance for energy storage systems for a Shenzhen private firm.人保财险在南京落地全国首单中试综合保险，并为深圳某民营企业推出储能系统长期质量与效能保证保险。
2025-10-09PICC built a full-lifecycle sci-tech insurance product system covering 13 categories and over 200 products, established the Integrated Circuit Insurance Consortium and Commercial Aerospace Insurance Consortium, launched 'Kehuibao' for tech SMEs, the first domestic auto-chip exclusive product 'Qiangxinbao', and wrote the first policies for pilot-scale comprehensive insurance, patent-intensive product liability insurance, and low-altitude economy exclusive insurance.中国人保构建涵盖13大类200余款产品的全生命周期科技保险产品体系，成立集成电路共保体、商业航天保险共保体，推出面向科技型中小企业的「科惠保」、国内首款汽车芯片专属产品「强芯保」，落地全国首单中试综合保险、专利密集型产品责任险、低空经济专属保险。
2025-11-04PICC Group developed the industry's first statistical细则 for sci-tech insurance, covering property and life insurance, to monitor sci-tech insurance development.中国人保集团制定了行业内首个贯通财产险和人身险板块的科技保险统计细则，用于监控科技保险发展。
2025-11-26PICC launched 'Concept Verification - Pilot - Scale-up' exclusive insurance products for the entire sci-tech achievement transformation chain, piloted in Guangdong, Jiangsu, Anhui, Hubei, Xiong'an, and Dalian.中国人保推出“概念验证—小试—中试”专属保险产品，覆盖科技成果转化全链条，已在广东、江苏、安徽、湖北、雄安、大连等地试点。
2025-11-26PICC successively launched products including 'Zhongshibao', 'Dikongbao', generative AI infringement liability insurance, patent-intensive product liability insurance, the first automotive chip product 'Qiangxinbao', and the first 'East-West Computing' green computing industry risk solution.中国人保持续推出“中试保”、“低空保”、生成式AI侵权责任险、专利密集型产品责任险、全国首款汽车芯片专属产品“强芯保”、全国首个“东数西算”绿色算力产业风险解决方案。
2026-03-18PICC released results of five major projects serving rural revitalization, including a marine ranch insurance model covering 11 coastal provinces, providing over 7.83 billion yuan in risk coverage in 2025, serving 11,000 farmers, and paying over 510 million yuan in claims. The model was selected by the Ministry of Agriculture and Rural Affairs as one of the 'Top Ten Financial Support Agriculture Innovation Models'.中国人保发布服务乡村全面振兴五大项目成果，包括覆盖11个沿海省份的海洋牧场保险模式，2025年提供风险保障超78.3亿元，服务1.1万户次农户，支付赔款超5.1亿元。该模式入选农业农村部“金融支农十大创新模式”。
Insurance + risk reduction services + technology model保险+风险减量服务+科技模式
4 · 2024-01-04 → 2025-08-27
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PICC accelerates the 'insurance + risk reduction + technology' model, including the Wanxiang Tianyan platform and risk reduction service coverage.人保加速推进'保险+风险减量+科技'模式，包括万象天眼平台和风险减量服务覆盖率提升。
2024-01-04PICC announced at a NFRA press conference that it is accelerating the construction of a new business model of 'insurance + risk reduction services + technology', including the self-developed 'Wanxiang Tianyan' intelligent risk reduction platform with modules like 'Weather Eye', 'Sea Wind Eye', and 'Collective Electric Eye'; the coverage rate of safety liability insurance (anzerxian) end-of-term policy services rose from 24.3% in 2022 to 58.0% in 2023.中国人保在国家金融监督管理总局新闻发布会上宣布，加快构建“保险+风险减量服务+科技”新商业模式，包括自主研发的“万象天眼－智能风险减量平台”，形成“气象眼”“海风眼”“集电眼”等模块；安责险终保保单服务覆盖率从2022年的24.3%提升至2023年的58.0%。
2024-03-27At the 2023 results briefing, PICC Chairman Wang Tingke said PICC P&C will deepen risk-reduction services and innovate the 'insurance + risk-reduction services + technology' business model.在2023年度业绩发布会上，中国人保董事长王廷科表示，人保财险将深化风险减量服务，创新践行“保险+风险减量服务+科技”商业模式。
2025-05-09PICC reports 2024 risk reduction projects cut societal losses by over 1 billion yuan; 'Juzai Anlan' platform integrates 99 million risk data records.中国人保2024年风险减量工程累计降低社会面损失超10亿元，“巨灾安澜”平台集成9900万条风险数据。
2025-08-27PICC disclosed that in H1 2025, it provided risk reduction services 28.145 million times for individual customers and 4.492 million times for corporate customers, issued 1.914 million digital risk survey reports, and achieved full coverage of digital risk surveys for corporate business.中国人保披露2025年上半年为个人客户提供风险减量服务2814.5万次，为法人客户提供449.2万次，出具数字风勘报告191.4万份，实现法人业务数字风勘全覆盖。
Executive & board changes高管与董事会变动
43 · 2024-01-04 → 2026-06-24
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A series of executive resignations, appointments, and board elections including Wang Tingke, Ding Xiangqun, Yu Ze, and others.一系列高管辞职、任命及董事会选举，涉及王廷科、丁向群、于泽等人。
2024-01-04PICC announced that shareholder supervisor Xu Yongxian resigned due to reaching retirement age, effective January 3, 2024, relinquishing his roles as shareholder supervisor, deputy director of the Finance and Internal Control Supervision Committee, and member of the Performance and Due Diligence Supervision Committee.中国人保公告，股东代表监事许永现因到龄退休，于2024年1月3日辞去公司股东代表监事、监事会财务与内控监督委员会副主任委员和监事会履职尽职监督委员会委员职务。
2024-05-29PICC announced its 2023 annual general meeting will be held on June 28, 2024, to elect Wang Tingke as executive director of the 5th board.中国人保公告将于2024年6月28日召开2023年度股东大会，审议选举王廷科为第五届董事会执行董事等议案。
2024-06-28PICC elected Wang Tingke as Chairman of the 5th Board of Directors.中国人保选举王廷科为第五届董事会董事长。
2024-07-08PICC Asset Management announced that Huang Benyao resigned as president, and Huang Ming was appointed as interim head.人保资产宣布黄本尧辞去总裁职务，黄明被指定为临时负责人。
2024-08-17Wang Tingke was removed from the position of Party Secretary of PICC Group, announced by the Central Organization Department at a party committee meeting.中央组织部宣布王廷科不再担任中国人民保险集团股份有限公司党委书记。
2024-08-22The National Financial Regulatory Administration approved Lu Shu's qualification as audit responsible person of PICC Reinsurance Co., Ltd.国家金融监督管理总局核准陆舒人保再保险股份有限公司审计责任人的任职资格。
2024-09-05PICC Chairman Wang Tingke resigned due to work needs, effective September 5, 2024; he had previously stepped down as Party Secretary on August 17.中国人保董事长王廷科因工作需要辞任，自2024年9月5日起生效；此前已于8月17日卸任党委书记。
2024-09-23Nie Shuguang, former managing director and fixed-income investment director of PICC Asset Management's public fund division, confirmed to have left the company.原人保资产公募基金事业部董事总经理、固收投资总监聂曙光确认离职。
2024-10-22Ding Xiangqun was appointed as the Party Secretary of PICC Group, succeeding Wang Tingke who resigned in September 2024.丁向群任中国人民保险集团股份有限公司党委书记，接替2024年9月辞职的王廷科。
2024-11-08PICC board nominated Ding Xiangqun as executive director candidate and elected her as chairman, pending shareholder vote and NFRA approval.中国人保董事会提名丁向群为执行董事候选人并选举其为董事长，尚待股东大会审议及国家金融监督管理总局核准。
2024-11-18PICC independent director Cui Li resigned due to personal work changes, effective until Jan 20, 2025.中国人保独立董事崔历因个人工作变动辞职，履职至2025年1月20日。
2024-12-22Ding Xiangqun's qualification as PICC's director and chairman was approved by the National Financial Regulatory Administration (NFRA), effective from December 20, 2024; she also became chair of the Strategy and Investment Committee.国家金融监督管理总局核准丁向群担任中国人保董事、董事长的任职资格，自2024年12月20日起生效；同日担任董事会战略与投资委员会主任委员。
2025-01-20PICC announced its board committee members: Ding Xiangqun as chair of the Strategy and Investment Committee, Shao Shanbo as chair of the Related Party Transactions Control Committee, and Li Zhuyong as chair of the Risk Management and Consumer Protection Committee.中国人保公布董事会专业委员会成员：丁向群任战略与投资委员会主任委员，邵善波任关联交易控制委员会主任委员，李祝用任风险管理与消费者权益保护委员会主任委员。
2025-02-10PICC completed a change of legal representative and chairman, with Ding Xiangqun succeeding Wang Tingke as chairman and legal representative, along with changes to several key personnel.中国人保完成法定代表人及董事长变更，丁向群接替王廷科出任董事长及法定代表人，同时多位主要人员发生变更。
2025-02-13Gao Pingyang was approved by the National Financial Regulatory Administration (NFRA) to serve as an independent non-executive director of PICC, effective February 7, 2025, replacing Gao Yongwen.高平阳获国家金融监督管理总局核准担任中国人保独立非执行董事，自2025年2月7日起生效，接替高永文。
2025-02-14Li Zhuyong, former PICC executive director, vice president, and chief risk officer, was appointed deputy Party secretary of China Life Insurance (Group) Company, expected to become president after regulatory approval.原中国人保执行董事、副总裁、首席风险官李祝用被任命为中国人寿保险（集团）公司党委副书记，按惯例待监管核准后将出任总裁。
2025-03-04Executive director and vice president Li Zhuyong resigned due to job transfer, effective March 3, 2025, relinquishing roles including compliance officer and chief risk officer.执行董事、副总裁李祝用因工作调动辞任，自2025年3月3日起生效，辞去合规负责人、首席风险官等职务。
2025-03-27PICC announced the appointment of Xu Xiang as non-executive director, Yang Changying and Jia Ruo as independent non-executive directors, subject to shareholder approval and regulatory qualification; Miao Fusheng resigned as non-executive director due to age.中国人保委任徐向为非执行董事，杨长缨、贾若为独立非执行董事（待股东大会及监管核准）；苗福生因年龄辞任非执行董事。
2025-04-29PICC board approved the appointment of Tian Geng as Vice President, pending NFRA approval; Tian previously served as President of ICBC Hebei and Zhejiang branches.中国人保董事会审议通过聘任田耕为公司副总裁，任职资格尚待金融监管总局核准；田耕曾任工商银行河北省分行行长、浙江省分行行长。
2025-05-07Tian Geng, former head of ICBC Zhejiang Branch, is reported to join PICC as a senior executive; follows VP Li Zhuyong's departure to China Life.原工行浙江省分行行长田耕据悉将加入中国人保任高管；此前副总裁李祝用已调任中国人寿集团总裁。
2025-07-01Non-executive director Wang Qingjian resigned due to age, effective July 1, 2025; Miao Fusheng also ceased to perform director duties.非执行董事王清剑因年龄原因辞任，自2025年7月1日起生效；苗福生亦不再履行董事职责。
2025-07-10National Financial Regulatory Administration approved Tian Geng as Vice President of PICC.国家金融监督管理总局核准田耕担任中国人保副总裁的任职资格。
2025-09-10PICC Asset Management announced that Huang Ming was appointed Vice President (presiding over work), approved by the National Financial Regulatory Administration (NFRA). Huang Ming, born Jan 1969, PhD in monetary banking, joined PICC AMC in 2003 and previously served at Taiping Pension and Taiping Financial Leasing.人保资产公告，经国家金融监督管理总局核准，黄明任公司副总裁（主持工作）。黄明，1969年1月生，货币银行学博士，2003年加入人保资产，曾任职太平养老、太平金融租赁。
2025-10-23PICC announced that the National Financial Regulatory Administration (NFRA) approved Zhao Peng's qualification as Chief Financial Officer, effective from October 17, 2025.中国人保公告，国家金融监督管理总局核准赵鹏担任公司财务负责人的任职资格，自2025年10月17日起生效。
2025-12-01PICC vice president and PICC P&C president Yu Ze reportedly missing; A-share price of PICC (601319.SH) plunged 4.97% on the day, H-shares also fell sharply.中国人保集团副总裁兼人保财险总裁于泽疑似失联；当日A股中国人保(601319.SH)收跌4.97%，港股亦大幅下跌。
2025-12-06Central Commission for Discipline Inspection announced that PICC vice president Yu Ze is under investigation for suspected serious violations of discipline and law.中央纪委国家监委通报，中国人保集团党委委员、副总裁于泽涉嫌严重违纪违法，正接受纪律审查和监察调查。
2025-12-06PICC Group Party Committee held a meeting, expressing firm support for the Central Discipline Inspection Commission's decision to investigate Yu Ze.中国人保集团党委召开会议，坚决拥护中央纪委国家监委对于泽进行纪律审查和监察调查的决定。
2025-12-15National Financial Regulatory Administration approved Feng Jianqiang as vice general manager of PICC Pension Co., Ltd.国家金融监督管理总局核准封建强担任中国人民养老保险有限责任公司副总经理的任职资格。
2025-12-30PICC board appointed Bai Feipeng as Legal Director, Chief Compliance Officer and Chief Risk Officer.中国人保董事会聘任白飞鹏为公司法律总监、首席合规官、首席风险官。
2025-12-31National Financial Regulatory Administration approved Jia Ruo as independent director of PICC.国家金融监督管理总局核准贾若担任中国人保独立董事的任职资格。
2026-01-04PICC appointed Bai Feipeng, 52, as Legal Director, Chief Compliance Officer, and Chief Risk Officer, effective from a board resolution on 2025-12-30.中国人保任命52岁的白飞鹏为法律总监、首席合规官、首席风险官，自2025年12月30日董事会决议生效。
2026-03-24Zhang Daoming was appointed as a member of the CPC Leading Group of PICC Group and also serves as the interim head of PICC Property and Casualty (PICC P&C), pending formal appointment as president of PICC P&C.张道明出任中国人保集团党委委员，并担任人保财险临时负责人，待正式出任人保财险总裁。
2026-04-01Cai Zhiwei approved by National Financial Regulatory Administration as chairman of PICC Asset Management Co., Ltd.才智伟获国家金融监督管理总局核准担任人保资产管理有限公司董事长。
2026-04-24Zhao Bin approved by NFRA as audit responsible person of PICC Pension Co., Ltd.赵斌获国家金融监督管理总局核准担任人保养老审计责任人。
2026-04-24Xia Tian approved by NFRA as director of PICC Pension Co., Ltd.夏天获国家金融监督管理总局核准担任人保养老董事。
2026-04-29PICC board nominates Zhang Zhongmin as non-executive director, subject to shareholder vote and NFRA approval.中国人保董事会提名张忠民为非执行董事，待股东会审议及国家金融监督管理总局核准。
2026-04-29PICC board appoints Zhang Daoming as vice president, pending NFRA approval; previously served as PICC P&C executive director, interim head, CFO, and other roles.中国人保董事会聘任张道明为副总裁（待核准）；曾任人保财险执行董事、临时负责人、财务负责人等职。
2026-05-31PICC announced that Chairman Ding Xiangqun resigned due to work transfer, effective May 31, 2026; she was appointed Secretary of the Party Committee of the National Financial Regulatory Administration (NFRA) on May 29.中国人保公告董事长丁向群因工作调动辞任，自2026年5月31日起生效；她于5月29日被任命为国家金融监督管理总局党委书记。
2026-06-01Chairman Ding Xiangqun resigned due to job transfer, effective May 31, 2026.董事长丁向群因工作调动辞任，自2026年5月31日起生效。
2026-06-04PICC P&C received regulatory approval for Zhang Daoming as President, effective June 2, 2026.人保财险获监管核准张道明担任总裁，自2026年6月2日起生效。
2026-06-05Former PICC Vice President Yu Ze expelled from Party and public office for serious disciplinary violations,涉嫌受贿犯罪.中国人保原副总裁于泽因严重违纪违法被开除党籍和公职，涉嫌受贿犯罪。
2026-06-13Former PICC Vice President Yu Xiaoping placed under disciplinary review for suspected serious violations.中国人保原副总裁俞小平涉嫌严重违纪违法，接受纪律审查和监察调查。
2026-06-24Beijing FRA approved Tian Geng as Chairman of China Credit Trust, a PICC subsidiary.北京金融监管局核准田耕担任中诚信托董事长，中诚信托为中国人保子公司。
Board resolutions & corporate governance董事会决议与公司治理
8 · 2024-01-08 → 2025-08-27
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PICC board approves strategy plans, compensation settlements, and governance structure changes.人保董事会批准战略规划、薪酬结算及治理结构变更。
2024-01-08PICC announced that it will hold its first extraordinary general meeting of 2024 on February 23, 2024, at PICC Tower in Beijing, to consider the 'Plan for the 2022 Remuneration Settlement of Directors and Supervisors of the Group Company'.中国人保公告，将于2024年2月23日在北京中国人保大厦召开2024年第一次临时股东大会，审议《关于集团公司董事与监事2022年度薪酬清算方案的议案》。
2024-02-23PICC held its 4th Board of Directors 23rd meeting on Feb 23, 2024, deliberating and approving the revision proposal for the Group's 'Excellence Strategy Plan' and the '14th Five-Year Plan' targets.中国人保于2024年2月23日召开第四届董事会第二十三次会议，审议通过了《关于集团卓越战略规划及“十四五”规划目标修订建议的议案》。
2024-03-14PICC board announced that a board meeting will be held on March 26, 2024 to consider and approve the 2023 annual results and consider final dividend.中国人保董事会通告，将于2024年3月26日举行董事会会议，审议及批准2023年全年业绩及考虑末期股息。
2024-12-27PICC's board approved the 2023 compensation settlement plans for senior management and directors/supervisors, revised the information disclosure system, and approved the convening of the first extraordinary general meeting of 2025.中国人保董事会审议通过2023年度高管及董事监事薪酬清算方案、修订信息披露制度，并同意召开2025年第一次临时股东大会。
2025-01-17PICC's board of directors approved the '2025 Annual Business Plan' and the '2025-2027 Overall Asset Allocation Plan and 2025 Asset Allocation Plan'.中国人保董事会审议通过了《集团2025年度经营计划》和《集团2025-2027年整体资产配置规划和2025年度资产配置计划》。
2025-04-07PICC announced its first extraordinary general meeting of 2025 to be held on April 29, 2025, to consider the 2023 compensation settlement plan for directors and supervisors.中国人保公告将于2025年4月29日召开2025年第一次临时股东大会，审议董事与监事2023年度薪酬清算方案等议案。
2025-04-29PICC board approved amendments to the company's articles of association to abolish the board of supervisors, with its functions assumed by the audit committee, pending shareholder and regulatory approval.中国人保董事会审议通过修订公司章程，拟不再设立监事会，相关职权由董事会审计委员会行使，尚待股东会和金融监管总局核准。
2025-08-27PICC announced a 'quality improvement and efficiency enhancement and return-on-investment action plan', committing to multi-measure improvements in investment value and shareholder returns, including optimizing capital structure and enhancing risk management.中国人保发布提质增效重回报行动方案公告，承诺多措并举提升投资价值和股东回报能力，包括优化资本结构、加强风险管理等。
Annual & quarterly financial results年度与季度财务业绩
72 · 2024-01-12 → 2026-06-25
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PICC reports annual and quarterly financial results, including premium income, net profit, and dividend proposals.人保公布年度和季度财务业绩，包括保费收入、净利润及分红方案。
2024-01-12PICC reported that for the full year 2023, its subsidiaries' original insurance premium income totaled RMB 661.649 billion, up 6.86% YoY; PICC Property & Casualty RMB 515.807 billion (+6.3%), PICC Life RMB 100.634 billion (+8.6%), and PICC Health RMB 45.208 billion (+10.2%).中国人保公告，2023年全年子公司原保险保费收入合计6616.49亿元，同比增长6.86%；人保财险5158.07亿元（+6.3%），人保寿险1006.34亿元（+8.6%），人保健康452.08亿元（+10.2%）。
2024-02-21PICC reported January 2024 gross written premiums of RMB 106.03 billion, down 5.46% YoY; PICC Property & Casualty RMB 62.828 billion (+2.7%), PICC Life RMB 32.004 billion (-18.5%), PICC Health RMB 11.198 billion (-4.5%).中国人保公布2024年1月原保险保费收入合计1060.3亿元，同比下降5.46%；人保财险628.28亿元（+2.7%），人保寿险320.04亿元（-18.5%），人保健康111.98亿元（-4.5%）。
2024-03-12PICC announced that for Jan-Feb 2024, its subsidiaries PICC P&C, PICC Life, and PICC Health reported gross written premiums of RMB 101.243bn, RMB 41.283bn, and RMB 17.323bn respectively, totaling RMB 159.849bn, down 4.11% YoY.中国人保公告，2024年1-2月经子公司人保财险、人保寿险、人保健康获得的原保险保费收入分别为1012.43亿元、412.83亿元、173.23亿元，合计1598.49亿元，同比下降4.11%。
2024-03-26PICC released 2023 annual results: insurance service revenue RMB 503.9bn (+7.5% YoY); net profit attributable to shareholders RMB 22.322bn (-12.1% YoY); total assets RMB 1.56tn (+9.9% YoY); total investment return rate 3.3% (-1.3pp YoY).中国人保发布2023年年报：保险服务收入5039亿元（同比+7.5%）；归母净利润223.22亿元（同比-12.1%）；总资产1.56万亿元（同比+9.9%）；总投资收益率3.3%（同比-1.3个百分点）。
2024-03-26PICC proposed a final cash dividend of RMB 1.56 per 10 shares (total ~RMB 6.899bn), representing a payout ratio of 30.3% based on 2023 attributable net profit.中国人保拟向全体股东每10股派发现金红利1.56元（合计约68.99亿元），基于2023年归母净利润计算的派息率为30.3%。
2024-03-26PICC reported that in 2023, PICC P&C became the first Chinese property insurer to exceed RMB 500bn in gross written premiums, reaching RMB 515.807bn (+6.3% YoY), with a market share of 32.5% in the property insurance market.中国人保披露，2023年人保财险原保险保费收入突破5000亿元，达5158.07亿元（同比+6.3%），财产险市场份额32.5%，成为国内首家保费超5000亿的财险公司。
2024-03-26PICC reported that in 2023, PICC Life's gross written premiums reached RMB 100.634bn (+8.6% YoY), and PICC Health's reached RMB 45.208bn (+10.2% YoY).中国人保披露，2023年人保寿险原保险保费收入1006.34亿元（同比+8.6%），人保健康原保险保费收入452.08亿元（同比+10.2%）。
2024-03-26PICC reported that in 2023, total investment income was RMB 44.115bn, down 19.6% YoY; net investment income was RMB 58.425bn, down 2.7% YoY; total investment return rate was 3.3%, down 1.3pp YoY.中国人保披露，2023年总投资收益441.15亿元（同比-19.6%）；净投资收益584.25亿元（同比-2.7%）；总投资收益率3.3%（同比-1.3个百分点）。
2024-03-26PICC reported that in 2023, its investment subsidiaries all turned a profit: PICC Asset Management net profit RMB 498mn (+3.11% YoY), PICC Pension net profit RMB 150mn (-5.06% YoY), PICC Investment Holdings net profit RMB 59mn (-51.24% YoY), and PICC Capital net profit RMB 129mn (-1.53% YoY).中国人保披露，2023年投资板块子公司全部盈利：人保资产净利润4.98亿元（同比+3.11%），人保养老净利润1.50亿元（同比-5.06%），人保投控净利润0.59亿元（同比-51.24%），人保资本净利润1.29亿元（同比-1.53%）。
2024-04-02PICC reported 2023 annual results: P&C insurance service revenue RMB 457.2bn (+7.7% YoY); P&C market share 32.5% (vs 32.7% in 2022); P&C became first Chinese P&C insurer with annual premiums exceeding RMB 500bn; Life insurance net profit plunged to RMB 3mn from RMB 2.706bn in 2022; Investment income declined quarterly.中国人保发布2023年年报：财险保险服务收入4572.03亿元（同比+7.7%）；财险市场份额32.5%（2022年为32.7%）；财险成为我国首家年保费突破5000亿的财险公司；寿险净利润从2022年的27.06亿元暴跌至300万元；投资收益逐季下滑。
2024-04-15PICC reported Q1 2024 premium income: P&C RMB 173.977bn (+3.8% YoY), Life RMB 54.518bn (-8.2% YoY), Health RMB 24.536bn (+8.2% YoY); total RMB 253.031bn, up 1.32% YoY.中国人保发布一季度保费收入：财险1739.77亿元（同比+3.8%），寿险545.18亿元（同比-8.2%），健康险245.36亿元（同比+8.2%）；合计2530.31亿元，同比增长1.32%。
2024-04-29PICC announced Q1 2024 results: insurance service revenue RMB 126.172bn, up 7.7% YoY; net profit attributable to shareholders RMB 8.963bn, down 23.5% YoY. P&C insurance service revenue RMB 113.843bn (+5.9%), Life RMB 4.786bn (+23.4%), Health RMB 6.841bn (+40.6%).中国人保发布一季度业绩：保险服务收入1261.72亿元，同比增长7.7%；归母净利润89.63亿元，同比下降23.5%。财险保险服务收入1138.43亿元（+5.9%），寿险47.86亿元（+23.4%），健康险68.41亿元（+40.6%）。
2024-04-29PICC attributed Q1 net profit decline to: (1) higher natural disaster losses (direct economic losses RMB 23.8bn in Q1, 10x YoY); (2) increased auto insurance claims due to post-COVID travel recovery; (3) lower equity investment returns due to capital market conditions.中国人保将一季度净利润下降归因于：（1）自然灾害损失增加（一季度直接经济损失238亿元，同比增近10倍）；（2）疫后出行恢复导致车险出险率上升；（3）资本市场影响导致权益类投资收益同比下降。
2024-05-01PICC reported Q1 2024 net profit attributable to parent of RMB 8.96 billion, down 23.5% YoY; P&C insurance net profit RMB 5.87 billion (-40.2% YoY), life insurance RMB 3.82 billion (+28.0% YoY), health insurance RMB 1.52 billion (+48.7% YoY).中国人保发布2024年一季度业绩：归母净利润89.6亿元，同比-23.5%；财险净利润58.7亿元（同比-40.2%），寿险净利润38.2亿元（同比+28.0%），健康险净利润15.2亿元（同比+48.7%）。
2024-05-06PICC Group Q1 2024 premium income reached RMB 253.03 billion, up 1.3% YoY and 63.8% QoQ.2024年一季度，人保集团保费收入2530.3亿元，同比增长1.3%，环比增长63.8%。
2024-05-06PICC P&C insurance service income in Q1 2024 was RMB 113.843 billion (+5.9% YoY); PICC Life insurance service income RMB 4.786 billion (+23.4% YoY); PICC Health internet health insurance premiums grew 9.4% YoY, short-term comprehensive cost ratio down 6.6 pct pts YoY.2024年一季度，人保财险保险服务收入1138.43亿元（同比+5.9%）；人保寿险保险服务收入47.86亿元（同比+23.4%）；人保健康互联网健康险保费同比+9.4%，短期险综合成本率同比-6.6个百分点。
2024-05-17PICC reported Jan-Apr 2024 gross premium income: P&C RMB 210.495 billion (+2.8% YoY), Life RMB 60.47 billion (-5.9% YoY), Health RMB 29.152 billion (+6.0% YoY); total RMB 300.117 billion (+1.25% YoY).中国人保公告2024年1-4月原保险保费收入：财险2104.95亿元（同比+2.8%），寿险604.70亿元（同比-5.9%），健康险291.52亿元（同比+6.0%）；合计3001.17亿元（同比+1.25%）。
2024-06-13PICC reported Jan-May 2024 aggregate original premium income of RMB 348.12 billion, up 1.96% YoY; P&C insurance RMB 249.12 billion (+3.1%), life insurance RMB 67.12 billion (-3.6%), health insurance RMB 31.88 billion (+5.9%).中国人保公布2024年1-5月累计原保险保费收入3481.2亿元，同比增长1.96%；财险2491.21亿元（+3.1%），寿险671.16亿元（-3.6%），健康险318.83亿元（+5.9%）。
2024-07-15PICC reported H1 2024 original premium income of 427.283 billion yuan, up 3.3% YoY; PICC P&C 311.996 billion (+3.7%), PICC Life 79.056 billion (+0.3%), PICC Health 36.231 billion (+7.4%).中国人保公布2024年上半年原保险保费收入4272.83亿元，同比增长3.3%；人保财险3119.96亿元（+3.7%），人保寿险790.56亿元（+0.3%），人保健康362.31亿元（+7.4%）。
2024-08-14PICC reported total original insurance premium income of 468.045 billion yuan for January-July 2024, up 3.9% YoY, with PICC P&C at 344.776 billion yuan (+4.0%), PICC Life at 84.532 billion yuan (+1.5%), and PICC Health at 38.737 billion yuan (+8.4%).中国人保公告2024年1-7月原保险保费收入合计4680.45亿元，同比增长3.9%，其中人保财险3447.76亿元（+4.0%），人保寿险845.32亿元（+1.5%），人保健康387.37亿元（+8.4%）。
2024-08-28PICC released 2024 interim results: net profit attributable to parent of 23.4 billion yuan, up 13.7% YoY; total investment return (annualized) of 4.1%; proposed interim cash dividend of 0.63 yuan per 10 shares (tax included), totaling 2.786 billion yuan.中国人保发布2024年中期业绩：归母净利润234.0亿元，同比增长13.7%；总投资收益率（年化）4.1%；拟派发中期现金股息每10股0.63元（含税），合计27.86亿元。
2024-08-28PICC reported H1 2024 insurance service revenue of 261.629 billion yuan, up 6.0% YoY; original premium income of 427.285 billion yuan, up 3.3% YoY; PICC P&C market share in property insurance reached 34.0%.中国人保2024年上半年保险服务收入2616.29亿元，同比增长6.0%；原保险保费收入4272.85亿元，同比增长3.3%；人保财险财产险市场份额达34.0%。
2024-08-28PICC Life's H1 2024 new business value (NBV) surged 91.0% YoY on a comparable basis; PICC Health's NBV grew 159.0% YoY.人保寿险2024年上半年新业务价值（可比口径）同比增长91.0%；人保健康新业务价值同比增长159.0%。
2024-09-05PICC released 2024 semi-annual report: net profit attributable to parent company was 22.687 billion yuan, up 14.1% YoY; proposed interim cash dividend of 0.63 yuan per 10 shares (tax incl.), totaling about 2.786 billion yuan. PICC P&C insurance service revenue was 235.841 billion yuan, up 5.1%; PICC Life net profit surged 191% to 9.93 billion yuan.中国人保发布2024年半年报：归母净利润226.87亿元，同比增长14.1%；拟派发中期现金股息每10股0.63元（含税），合计约27.86亿元。人保财险保险服务收入2358.41亿元，同比增长5.1%；人保寿险净利润99.30亿元，同比大增191%。
2024-09-13PICC announced cumulative original premium income for Jan-Aug 2024: PICC P&C 382.151 billion yuan, PICC Life 92.281 billion yuan, PICC Health 41.246 billion yuan; total 515.678 billion yuan, up 5.01% YoY.中国人保公告2024年1-8月累计原保费收入：人保财险3821.51亿元，人保寿险922.81亿元，人保健康412.46亿元；合计5156.78亿元，同比增长5.01%。
2024-10-14PICC reported total original insurance premium income of 568.916 billion yuan for the first three quarters of 2024, up 5.23% YoY, with property insurance at 428.33 billion yuan, life insurance at 96.623 billion yuan, and health insurance at 43.963 billion yuan.中国人保公布2024年前三季度原保险保费收入合计5689.16亿元，同比增长5.23%，其中财产险4283.3亿元，寿险966.23亿元，健康险439.63亿元。
2024-10-15PICC expects net profit attributable to shareholders for the first three quarters of 2024 to be between 33.83 billion and 37.931 billion yuan, up 65%-85% YoY, driven by optimized business structure and capital market recovery.中国人保预计2024年前三季度归属于母公司股东的净利润为338.30亿元至379.31亿元，同比增长65%至85%，得益于业务结构优化和资本市场回暖。
2024-10-29PICC reported Q3 2024 revenue of 177.269 billion yuan, up 28.5% YoY, and net profit of 13.644 billion yuan, up 2093.6% YoY. For the first three quarters, revenue was 469.576 billion yuan, up 12.2%, and net profit was 36.331 billion yuan, up 77.2%.中国人保2024年第三季度营收1772.69亿元，同比增长28.5%，净利润136.44亿元，同比增长2093.6%；前三季度营收4695.76亿元，同比增长12.2%，净利润363.31亿元，同比增长77.2%。
2024-10-30PICC reported that in the first three quarters of 2024, PICC Property and Casualty had insurance service revenue of 364.306 billion yuan, underwriting profit of 6.443 billion yuan, and a combined ratio of 98.2%. PICC Life's new business value grew 113.9% YoY on a comparable basis.中国人保披露2024年前三季度人保财险保险服务收入3643.06亿元，承保利润64.43亿元，综合成本率98.2%；人保寿险新业务价值可比口径同比增长113.9%。
2024-11-14PICC reported Jan-Oct 2024 gross written premiums of RMB 606.51 billion, up 5.31% YoY: P&C RMB 460.93B (+4.8%), Life RMB 99.78B (+5.6%), Health RMB 45.81B (+10.1%).中国人保公布2024年1-10月原保险保费收入6065.1亿元，同比增长5.31%：财险4609.27亿元（+4.8%），寿险997.78亿元（+5.6%），健康险458.05亿元（+10.1%）。
2024-12-12PICC reported Jan-Nov 2024 gross premium income: PICC P&C RMB 496.845B (+5.1% YoY), PICC Life RMB 102.591B (+5.5% YoY), PICC Health RMB 47.497B; total RMB 646.933B (+5.5% YoY).中国人保公布2024年1-11月原保险保费收入：人保财险4968.45亿元（同比+5.1%），人保寿险1025.91亿元（同比+5.5%），人保健康474.97亿元；合计6469.33亿元（同比+5.5%）。
2025-01-17PICC reported full-year 2024 premium income: PICC P&C RMB 538.055 billion (+4.3% YoY), PICC Life RMB 106.003 billion (+5.3% YoY), PICC Health RMB 48.695 billion (+7.7% YoY), totaling RMB 692.753 billion (+4.7% YoY).中国人保公布2024年全年保费收入：人保财险5380.55亿元（同比+4.3%），人保寿险1060.03亿元（同比+5.3%），人保健康486.95亿元（同比+7.7%），合计6927.53亿元（同比+4.7%）。
2025-01-24PICC issued a 2024 annual profit pre-announcement, expecting net profit attributable to parent company of RMB 39.853 billion to RMB 44.407 billion, up 75% to 95% YoY, driven by optimized business structure, cost reduction, and increased investment returns.中国人保发布2024年年度业绩预增公告，预计归属于母公司股东的净利润为398.53亿元至444.07亿元，同比增长75%至95%，主因优化业务结构、降本增效和投资收益增加。
2025-03-11PICC released a 2024 annual profit pre-announcement, expecting net profit attributable to parent of 39.853-44.407 billion yuan, up 75%-95% YoY, citing optimized business structure and significantly increased total investment returns.中国人保发布2024年年度业绩预增公告，预计归母净利润398.53亿至444.07亿元，同比增长75%至95%，主要因总投资收益大幅增加。
2025-03-27PICC reported 2024 annual results: revenue 621.972 billion yuan, +12.5% YoY; net profit attributable to parent 42.869 billion yuan, +88.2% YoY; proposed final dividend of 0.117 yuan per share (tax incl.), full-year dividend 0.18 yuan per share, +15.4% YoY.中国人保发布2024年年报：营业收入6219.72亿元，同比增长12.5%；归母净利润428.69亿元，同比增长88.2%；拟派末期股息每股0.117元（含税），全年股息每股0.18元，同比增长15.4%。
2025-04-01PICC Group reported 2024 annual results: revenue RMB 622.0B (+12.5% YoY), net profit RMB 57.82B (+83.8% YoY).中国人保发布2024年年报：营业收入6220亿元（同比增长12.5%），净利润578.20亿元（同比增长83.8%）。
2025-04-02PICC P&C 2024 non-auto insurance service revenue reached RMB 190.522B (+8.8% YoY), accounting for 39.3% of total; underwriting profit fell 36.02% to RMB 7.085B due to higher loss ratio.人保财险2024年非车险保险服务收入1905.22亿元（同比增长8.8%），占比39.3%；承保利润同比下降36.02%至70.85亿元，受赔付率上升影响。
2025-04-13PICC expects Q1 2025 net profit attributable to shareholders of RMB 11.652B to 13.445B, up 30%-50% YoY, driven by improved underwriting and investment performance.中国人保预计2025年第一季度归母净利润为116.52亿元至134.45亿元，同比增长30%至50%，主因承保和投资业绩大幅提升。
2025-04-29PICC reported Q1 2025 results: insurance service revenue RMB 136.111B (+7.9% YoY); net profit RMB 12.849B (+43.4% YoY); PICC P&C combined ratio improved to 94.5% (-3.4pp YoY).中国人保发布2025年一季报：保险服务收入1361.11亿元（同比增长7.9%），净利润128.49亿元（同比增长43.4%）；人保财险综合成本率降至94.5%（同比下降3.4个百分点）。
2025-04-30PICC P&C explained Q1 underwriting improvement due to: stricter auto insurance fee management, lower natural disaster losses vs last year, and deepened mechanism reforms; combined ratio fell to 94.5%.人保财险解释一季度承保业绩改善三大原因：车险费用精细化管理、自然灾害损失同比减少、机制体制改革深化；综合成本率降至94.5%。
2025-05-09PICC announces 2024 final dividend proposal of 1.17 yuan per 10 shares (tax incl.), full-year dividend per share up 15.4% YoY.中国人保建议派发2024年末期股息每10股1.17元（含税），全年每股股息同比增长15.4%。
2025-06-05PICC announced a final dividend of 1.17 yuan per 10 shares for 2024, totaling 5.174 billion yuan; full-year dividend 1.80 yuan per 10 shares, total 7.96 billion yuan, up 15.4% YoY.中国人保宣布2024年末期每10股派发现金股利1.17元，共计51.74亿元；全年股息每10股1.80元，合计79.60亿元，同比增长15.4%。
2025-07-31PICC announced 2024 annual dividend plan: a cash dividend of 0.117 yuan per share (tax included) on total share capital of 44,223,990,583 shares, totaling approximately 5.174 billion yuan; record date August 7, ex-dividend date August 8.中国人保公布2024年年度分红方案：以总股本44,223,990,583股为基数，每股派发现金红利0.117元（含税），共计派发现金红利约51.74亿元；股权登记日8月7日，除权日8月8日。
2025-08-01PICC announced the implementation of its 2024 annual profit distribution, paying a cash dividend of RMB 0.117 per A-share (tax included), totaling approximately RMB 4.153 billion for A-shares and RMB 5.174 billion overall, with the record date on August 8, 2025.中国人保宣布实施2024年年度权益分派，A股每股现金红利0.117元（含税），A股现金红利共计约41.53亿元，总派发51.74亿元，现金红利发放日为2025年8月8日。
2025-08-27PICC released its 2025 interim results: net profit attributable to parent company was RMB 26.671 billion, up 14% YoY; insurance service revenue was RMB 280.25 billion, up 7.1%; total investment income was RMB 40.758 billion, up 40.2%; annualized total investment yield was 5%, up 0.9 ppt.中国人保发布2025年中期业绩：归母净利润266.71亿元，同比增长14%；保险服务收入2802.5亿元，同比增长7.1%；总投资收益407.58亿元，同比增长40.2%；年化总投资收益率5%，同比提升0.9个百分点。
2025-08-27PICC proposed an interim cash dividend of RMB 0.75 per 10 shares (tax included) for 2025, up 19% YoY, with a total payout of approximately RMB 3.317 billion, to share operating results with shareholders.中国人保拟派发2025年中期现金股息每10股0.75元（含税），同比提升19%，股息总额约33.17亿元，与投资者共享经营成果。
2025-08-27PICC's property insurance (PICC P&C) achieved a market share of 33.5% in H1 2025, with a combined ratio of 95.3%, down 1.5 ppt YoY, the best level for the same period in nearly a decade; net cash inflow from operations increased 26.6% YoY.中国人保财险业务2025年上半年市场份额33.5%，综合成本率95.3%，同比下降1.5个百分点，创近10年同期最好水平；经营活动现金净流入同比增长26.6%。
2025-08-27PICC Life Insurance's new business value (NBV) in H1 2025 grew 71.7% YoY on a comparable basis; first-year regular premium income hit a record high; PICC Health's premium income exceeded RMB 40 billion for the first time.人保寿险2025年上半年新业务价值可比口径同比增长71.7%；首年期交保费收入创历史同期新高；人保健康保费收入首次迈上400亿元台阶。
2025-09-01PICC P&C (PICC Property & Casualty) reported H1 2025 original premium income of 323.282 billion yuan, up 3.6% YoY, with market share of 33.5%; motor vehicle comprehensive expense ratio fell 4.1 ppts to 21.1%; personal non-auto premium income grew 16.6%.人保财险2025年上半年原保险保费收入3232.82亿元，同比增长3.6%，市场占有率33.5%；机动车辆险综合费用率21.1%，同比下降4.1个百分点；个人非车险保费收入增速16.6%。
2025-09-01PICC Life (PICC Life Insurance) reported H1 2025 original premium income of 90.513 billion yuan, up 14.5% YoY; renewal premium accounted for 79.5% of total, up 0.9 ppt; individual insurance channel premium income 35.414 billion yuan, up 3%.人保寿险2025年上半年原保险保费收入905.13亿元，同比增长14.5%；期交保费占比79.5%，同比提升0.9个百分点；个人保险渠道原保险保费收入354.14亿元，同比增长3%。
2025-09-04PICC published 2025 semi-annual report: revenue 324 billion yuan, up 10.85% YoY; net profit attributable to parent 26.53 billion yuan, up 16.94% YoY.中国人保发布2025年半年度报告：营收3240亿元，同比上涨10.85%；归母净利润265.3亿元，同比上涨16.94%。
2025-10-09PICC disclosed that during the 14th Five-Year Plan period, it accumulated insurance liability coverage of 12,104 trillion yuan, cumulative claims payout of 1,781.4 billion yuan (over 20% of industry total), and daily average claims of 1.1 billion yuan, up 32% from the 13th Five-Year Plan period.中国人保披露，「十四五」期间累计承担保险责任金额12104万亿元，累计赔付支出17814亿元（占行业20%以上），日均赔付金额11亿元，较「十三五」时期增长32%。
2025-10-20PICC reported that in 2024 its original insurance premium income reached 693 billion yuan, up 24% from 2020; net profit attributable to parent was 42.9 billion yuan, up 114% from 2020; as of end-June 2025, total managed assets exceeded 4 trillion yuan, total assets 1.9 trillion yuan.中国人保披露，2024年实现原保险保费收入6930亿元，较2020年增长24%；归母净利润429亿元，较2020年增长114%；截至2025年6月末，管理总资产超过4万亿元，总资产1.9万亿元。
2025-10-30PICC released Q3 2025 results: first three quarters insurance service revenue 431.339 billion yuan, +6.8% YoY; net profit attributable to parent 46.822 billion yuan, +28.9% YoY; total investment income 86.25 billion yuan, +35.3% YoY; total investment yield 5.4%, +0.8ppt YoY.中国人保发布2025年三季报：前三季度保险服务收入4313.39亿元，同比增长6.8%；归母净利润468.22亿元，同比增长28.9%；总投资收益862.50亿元，同比增长35.3%；总投资收益率5.4%，同比提升0.8个百分点。
2025-10-30PICC's property & casualty (PICC P&C) segment reported Q3 2025 insurance service revenue 385.921 billion yuan, +5.9% YoY; underwriting profit 14.865 billion yuan, +130.7% YoY; combined ratio 96.1%, -2.1ppt YoY; net profit 40.268 billion yuan, +50.5% YoY.人保财险2025年前三季度保险服务收入3859.21亿元，同比增长5.9%；承保利润148.65亿元，同比增长130.7%；综合成本率96.1%，同比下降2.1个百分点；净利润402.68亿元，同比增长50.5%。
2025-10-30PICC Life Insurance reported Q3 2025 insurance service revenue 19.786 billion yuan, +18.2% YoY; net profit 13.974 billion yuan; new business value (NBV) up 76.6% YoY on a comparable basis.人保寿险2025年前三季度保险服务收入197.86亿元，同比增长18.2%；净利润139.74亿元；新业务价值可比口径同比增长76.6%。
2025-10-30PICC Health reported Q3 2025 insurance service revenue 23.238 billion yuan, +12.9% YoY; net profit 7.856 billion yuan, +41.0% YoY.人保健康2025年前三季度保险服务收入232.38亿元，同比增长12.9%；净利润78.56亿元，同比增长41.0%。
2025-11-11PICC reported Q1-Q3 2025 results: insurance service revenue of 431.34 billion yuan (+6.8% YoY), net profit attributable to shareholders of 46.822 billion yuan (+28.9% YoY).中国人保公布2025年前三季度业绩：保险服务收入4313.4亿元，同比增长6.8%；归母净利润468.22亿元，同比增长28.9%。
2025-12-04PICC announced 2025 interim dividend: RMB 0.075 per share (tax incl.), total cash dividend of RMB 3.317 billion, with A-share record date on Dec 11 and ex-dividend on Dec 12.中国人保公告2025年半年度分红：每股派发现金红利0.075元（含税），共计派发33.17亿元，A股股权登记日12月11日，除权日12月12日。
2026-03-26PICC announced its 2025 annual results: net profit attributable to parent company was 46.207 billion yuan, up 9.6% YoY; insurance service revenue was 570.717 billion yuan, up 6.1%; original insurance premium income was 738.333 billion yuan, up 6.5%. Proposed final dividend of 1.45 yuan per 10 shares, with total annual dividend of 2.20 yuan per 10 shares, up 22.2% YoY.中国人保发布2025年全年业绩：归母净利润462.07亿元，同比增长9.6%；保险服务收入5707.17亿元，同比增长6.1%；原保险保费收入7383.33亿元，同比增长6.5%。拟派发末期股息每10股1.45元，全年每10股2.20元，同比增长22.2%。
2026-03-26PICC P&C achieved an underwriting profit of 12.535 billion yuan in 2025, up 119.4% YoY; combined ratio improved to 97.5%, down 1.3 ppts; net profit was 40.377 billion yuan, up 25.5% YoY. Market share in property insurance was 31.6%.人保财险2025年实现承保利润125.35亿元，同比增长119.4%；综合成本率97.5%，同比下降1.3个百分点；净利润403.77亿元，同比增长25.5%。财产保险市场份额31.6%。
2026-03-26PICC Life achieved original insurance premium income growth of 18.8% in 2025, with first-year regular premiums up 32.4%; new business value reached 8.229 billion yuan, up 64.5% on a comparable basis; new business contract service margin was 17.375 billion yuan, up 22.8%.人保寿险2025年原保险保费收入同比增长18.8%，首年期交保费同比增长32.4%；新业务价值82.29亿元，可比口径下同比增长64.5%；新业务合同服务边际173.75亿元，同比增长22.8%。
2026-04-18PICC board meeting scheduled for April 29 to approve Q1 2026 unaudited results; JPMorgan reduced H-share holding from 9.06% to 8.99% on April 13.中国人保将于4月29日召开董事会审议一季度业绩；摩根大通于4月13日减持H股，持股比例从9.06%降至8.99%。
2026-04-29PICC Q1 2026: total revenue 148.536 billion yuan (-5.1% YoY); net profit attributable to shareholders 8.814 billion yuan (-31.4% YoY); EPS 0.20 yuan (-31.4%).中国人保2026年一季度：营业总收入1485.36亿元（同比-5.1%）；归母净利润88.14亿元（同比-31.4%）；基本每股收益0.20元（同比-31.4%）。
2026-04-29PICC Q1 2026: insurance service revenue 138.881 billion yuan (+2.0%); PICC P&C underwriting profit 7.154 billion yuan (+7.5%), combined ratio 94.2% (-0.3pp); PICC Life NBV +21.0%; PICC Health insurance service revenue 8.164 billion yuan (+9.1%).中国人保一季度：保险服务收入1388.81亿元（+2.0%）；人保财险承保利润71.54亿元（+7.5%），综合成本率94.2%（-0.3pp）；人保寿险新业务价值+21.0%；人保健康保险服务收入81.64亿元（+9.1%）。
2026-04-29PICC Q1 2026: total investment income 8.931 billion yuan; total investment yield 0.5%; total invested assets 1.903770 trillion yuan.中国人保一季度：总投资收益89.31亿元；总投资收益率0.5%；总投资资产19037.70亿元。
2026-04-29PICC Life Q1 2026: first-year regular premium 11.7 billion yuan (+84% YoY); 10-year-and-above first-year regular premium +30% YoY.人保寿险一季度：首年期交保费117亿元（同比+84%）；十年期及以上首年期交保费同比+30%。
2026-05-01PICC released Q1 2026 results: insurance service revenue RMB 138.881 billion (+2.0% YoY), net profit attributable to parent RMB 8.814 billion (-31.4% YoY) due to capital market impact on investment income.中国人保发布2026年第一季度业绩：保险服务收入1388.81亿元（同比增长2.0%），归母净利润88.14亿元（同比下降31.4%），受资本市场影响投资端利润下降。
2026-06-04PICC announced 2025 final dividend of RMB 0.145 per share, payable on July 31, 2026.中国人保宣布2025年末期股息每股0.145元，将于2026年7月31日派发。
2026-06-04PICC scheduled 2025 annual general meeting for June 25, 2026.中国人保定于2026年6月25日召开2025年度股东会。
2026-06-25PICC 2025 AGM approved final dividend of RMB 0.145 per share; PICC Health net profit in 2025 reached RMB 8.182 billion, up 42.8% YoY.中国人保2025年度股东会批准末期股息每股0.145元；人保健康2025年净利润81.82亿元，同比增长42.8%。
2026-06-25PICC management expressed confidence in reducing P&C combined ratio below 97% in normal cycle.中国人保管理层表示对常规经营周期内综合成本率降至97%以下充满信心。
Technology & digital transformation科技与数字化转型
12 · 2024-01-23 → 2026-06-16
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PICC registers software copyrights, launches digital platforms, and deploys AI and blockchain technologies.人保登记软件著作权，推出数字平台，部署人工智能和区块链技术。
2024-01-23PICC newly registered 4 software copyrights: 'Group Architecture Management Platform V1.0', 'Order Number System V1.0.0', 'PICC PaaS Document Center Platform V2.0.0', and 'Unified Technology Platform PaaS Cloud Platform V2.0.0'.中国人保新注册4项软件著作权：《集团架构管理平台V1.0》、《单号系统V1.0.0》、《人保PaaS文档中心平台V2.0.0》、《统一技术平台PaaS云平台V2.0.0》。
2024-06-20PICC registered a new software copyright for 'Cadre Work Style Evaluation System V1.2.8', bringing its total software copyright registrations in 2024 to 10.中国人保新注册《干部作风测评系统V1.2.8》软件著作权，2024年累计注册软件著作权10个。
2024-09-30PICC joined the Global Shipping Business Network (GSBN) blockchain platform to enhance shipping insurance efficiency using electronic bill of lading data.中国人保加入全球航运商业网络（GSBN）区块链平台，利用电子提单数据提升航运保险效率。
2024-11-12PICC App successfully integrated into the Digital Yuan (e-CNY) App wallet quick-pay, enabling customers to buy insurance via digital yuan across online channels.中国人保App成功入驻数字人民币App钱包快付，客户可通过数字人民币在多个线上渠道自助购买保险。
2024-12-25PICC's mobile app (PICC APP) enabled digital yuan (e-CNY) payments, allowing customers to pay premiums, top up phone credit, and refuel using digital yuan via the e-CNY wallet.中国人保APP开通数字人民币支付功能，客户可通过数字人民币钱包缴纳保费、充值话费和加油等。
2025-03-17PICC Technology and Qi-Anxin Group deployed the 'AI + Code Guardian' system in the insurance industry, integrating DeepSeek large model into the application security development lifecycle to detect vulnerabilities and provide fixes.人保科技与奇安信集团合作，在保险行业部署'AI+代码卫士'系统，将DeepSeek大模型融入应用安全开发生命周期，检测漏洞并提供修复方案。
2025-04-16PICC APP cumulative downloads exceeded 50 million, with monthly active users up 35% YoY, reflecting digital transformation progress.中国人保APP累计用户下载量突破5000万，月活用户同比增长35%，体现数字化转型进展。
2025-05-28PICC launches HarmonyOS-native 'PICC' App, supporting Huawei account login, card recognition AI, and secure access for smart insurance services.中国人保推出鸿蒙版“中国人保”App，支持华为账号一键登录、卡证识别AI及安全访问等智能保险服务。
2025-10-01PICC launched a major upgrade of its HarmonyOS-native APP, deeply adapting to HarmonyOS 5 with XiaoYi voice interaction for one-step insurance purchase, policy inquiry, and auto insurance renewal, reducing renewal time to 3 minutes.中国人保推出鸿蒙版APP重大升级，深度适配鸿蒙5，新增小艺语音交互「一步直达」功能，覆盖买保险、查保单、车险续保等场景，续保时间缩短至3分钟。
2025-11-07PICC disclosed that it is the first insurer to deploy Deepseek large model privately, to drive digital and intelligent transformation of non-auto insurance operations.中国人保披露，其是行业率先落地Deepseek大模型私有化部署的保险企业，将推动非车险经营管理的数字化、智能化转型。
2026-03-25PICC registered a new software copyright for 'New Generation IFRS17 System Life Insurance Measurement Platform V1.2'.中国人保新注册了《新一代IFRS17系统人身险计量平台V1.2》项目的软件著作权。
2026-06-16PICC Asset Management executed first Bond Connect Southbound trades, investing in Hong Kong bond market via PICC Life mandate.人保资产经人保寿险授权，落地债券通“南向通”首次交易，布局香港债券市场。
Catastrophe insurance & emergency response巨灾保险与应急响应
14 · 2024-01-25 → 2026-05-25
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PICC activates emergency response for disasters, pays catastrophe claims, and develops catastrophe models and products.人保启动灾害应急响应，支付巨灾赔款，开发巨灾模型和产品。
2024-01-25PICC activated a Level 1 major accident emergency response for the '1.24' fire in Xinyu, Jiangxi, with PICC P&C Jiangxi branch deploying to the scene to provide rescue and claims services.中国人保针对江西新余“1.24”火灾事故启动一级重大事故应急预案，人保财险江西分公司赶赴现场开展救援和理赔服务。
2024-05-05PICC activated Level 1 emergency response after the Meida Expressway collapse in Meizhou, Guangdong; completed all eligible claims by May 3 and provided RMB 5 million emergency rescue funds to local governments.广东梅大高速塌方后，中国人保启动一级应急响应，截至5月3日完成所有可赔付案件，并向地方政府提供500万元应急救援施救费。
2024-08-29At the interim results conference, PICC P&C President Yu Ze disclosed that gross catastrophe losses for H1 2024 were 4 billion yuan, and cumulative gross losses so far were 9 billion yuan, compared to 13.3 billion yuan in the same period last year.在业绩发布会上，人保财险总裁于泽透露2024年上半年大灾毛损失40亿元，截至目前毛损失90亿元，去年同期为133亿元。
2024-09-06PICC Property & Casualty Hainan branch paid the first catastrophe insurance claim of 2024 in Hainan, totaling 1.58 million yuan, to Wenchang and Qionghai emergency management bureaus for Typhoon 'Capricorn' relief.人保财险海南省分公司向文昌市和琼海市应急管理局支付海南今年首笔巨灾保险赔付款158万元，用于台风“摩羯”救灾。
2024-09-16PICC P&C Nanjing branch paid the first auto claim of 929 yuan for Typhoon 'Bebinca' damage via online fast-track channel within hours of the storm's landfall.人保财险南京市分公司在台风“贝碧嘉”登陆后数小时内，通过线上快速通道支付首笔车险赔款929元。
2024-11-01PICC P&C Hainan branch prepaid first catastrophe insurance claim of RMB 6 million to Qionghai city government for Typhoon Trami disaster relief.人保财险海南省分公司向琼海市政府预付首笔巨灾保险赔款600万元，用于台风“潭美”救灾。
2024-11-22PICC held catastrophe insurance forum and released 4 innovations: PICC China Earthquake Catastrophe Model, 'Juzai Anlan' risk reduction platform, multi-peril multi-year product system, and 'Juzai Jingwei' reinsurance visualization platform.中国人保举办巨灾保险论坛，发布四项创新成果：PICC中国地震巨灾模型、“巨灾安澜”风险减量平台、“多灾因多年期多层次”产品体系及“巨灾经纬”再保可视化平台。
2025-01-07Following the 6.8-magnitude earthquake in Dingri County, Shigatse, Xizang, PICC Life Insurance Xizang Branch activated emergency response, set up a green claims channel, and conducted customer safety checks. PICC Life headquarters allocated emergency funds to the Xizang branch for disaster relief.西藏日喀则定日县发生6.8级地震后，人保寿险西藏分公司启动重大突发事件应急预案，开通绿色理赔通道，开展客户伤亡排查，总公司向西藏分公司紧急划拨应急资金用于抗震救灾。
2025-02-18PICC's 'Group Catastrophe Claims Command and Dispatch System Platform' won the Excellence Award in the Financial Services track of the Beijing competition of the 'Data Elements ×' competition, the only project led by an insurance group headquarters to win.中国人保“集团大灾理赔指挥调度系统平台”在“数据要素×”大赛北京分赛金融服务赛道中荣获优秀奖，是唯一获奖的由保险集团总部牵头建设的项目。
2025-05-09PICC Property & Casualty pushes to issue China's first catastrophe bond in Shanghai, supporting Shanghai international reinsurance center.人保财险推动在上海发行国内首个巨灾债券，支持上海国际再保险中心建设。
2025-06-19PICC President Zhao Peng stated at Lujiazui Forum that PICC will develop catastrophe risk quantification models, expand multi-peril catastrophe insurance, and explore catastrophe bonds; in 2024, green insurance covered 184 trillion yuan in risk, insured 11.59 million new energy vehicles (+57.3% YoY), and green investment exceeded 100 billion yuan.人保总裁赵鹏在陆家嘴论坛表示，将自主研发巨灾风险量化模型，推广多灾因巨灾保险，探索巨灾债券；2024年绿色保险提供风险保障184万亿元，承保新能源车1159万辆（同比+57.3%），绿色投资规模超千亿元。
2025-11-14PICC released the proprietary 'PICC China Livestock Catastrophe Model' at the 2025 Financial Street Forum, covering over 2,800 counties and using nearly 1.8 billion insurance records.中国人保在2025金融街论坛发布自主知识产权的“PICC中国养殖业风险巨灾模型”，涵盖2800多个区县，依托近18亿个承保理赔信息。
2025-12-07PICC board approved a special donation of HKD 10 million for the Tai Po fire incident in Hong Kong, for emergency rescue, transitional resettlement and post-disaster recovery.中国人保董事会审议通过向香港大埔火灾事件专项捐赠1000万港元，用于紧急救援、过渡安置及灾后恢复。
2026-05-25PICC P&C Vice President Hu Wei met with Jingzhou city officials to discuss disaster claims and deepened cooperation after heavy rainfall; PICC pledged 'quick and full claims' to support agricultural recovery.人保财险副总裁胡伟会见荆州市官员，就强降雨后灾后理赔和深化合作进行交流；人保承诺“应赔快赔、应赔尽赔”支持农业恢复。
Financial & operational results财务与运营业绩
4 · 2024-01-25 → 2025-07-24
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Earnings calls, annual results, and financial performance disclosures.业绩电话会、年度业绩及财务表现披露。
2024-01-25PICC held its 2024 work conference, outlining priorities including strengthening party leadership, strategic services, reform and innovation, risk prevention, technology empowerment, and talent development; it emphasized implementing 'eight strategic services' covering modern industrial system, rural revitalization, tech self-reliance, green development, safety, regional development, and the Belt and Road Initiative.中国人保召开2024年工作会议，确定强化党的领导、战略服务、改革创新、风险防范、科技赋能、人才队伍六大行动举措；着力做深做实八项战略服务，涵盖现代化产业体系、乡村振兴、科技自立自强、绿色发展、安全发展、区域发展、“一带一路”等。
2024-05-20PICC signed an investment business agreement with PICC Life, PICC Health, PICC Re, and PICC Capital; PICC Capital will provide equity investment product services for PICC's funds and charge management fees.中国人保与人保寿险、人保健康、人保再保和人保资本签订投资业务协议，人保资本提供股权类投资产品服务并收取受托管理费。
2025-06-30PICC Property & Casualty (China P&C) renewed asset management agreements with PICC Asset Management and PICC Capital, covering entrusted asset management services and product management fees.中国财险与人保资产、人保资本续签资产委托管理协议，涉及委托资产管理服务和产品管理费。
2025-07-24PICC held 2025 semi-annual work meeting; as of end-June, total insured liability amount reached 1,780 trillion yuan, and managed total assets exceeded 4 trillion yuan, up 11.3% from the start of the year.中国人保召开2025年半年度工作会议，截至6月底，承担保险责任金额1780万亿元，管理总资产突破4万亿元，较年初增长11.3%。
Regulatory penalties & compliance监管处罚与合规
14 · 2024-02-05 → 2026-05-26
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PICC and its subsidiaries receive regulatory fines and reprimands for various violations, and implement compliance rectifications.人保及子公司因各类违规受到监管罚款和谴责，并实施合规整改。
2024-02-05Hong Kong SFC reprimanded PICC Asset Management (Hong Kong) and fined it HKD 2.8 million for failing to properly manage a Cayman Islands-registered fund from May 2018 to May 2020, including inadequate internal controls and supervision of the appointed investment manager.香港证监会谴责中国人保香港资产管理有限公司并处以280万港元罚款，因其在2018年5月至2020年5月期间未能妥善管理一只开曼群岛注册基金，包括内部监控不足及对委任投资经理监督不力。
2024-05-17PICC P&C was fined RMB 6.81 million by the National Financial Regulatory Administration for falsely booking direct business as intermediary business to extract handling fees; 25 individuals were also penalized.人保财险因将直接业务虚挂中介业务套取手续费被国家金融监督管理总局罚款681万元，25名责任人同步受罚。
2024-05-20PICC Life received 11 regulatory fines in 2024 totaling RMB 1.96 million; combined fines for PICC P&C and Life in 2024 reached RMB 8.77 million.2024年以来，人保寿险被监管开出11张罚单，罚没合计196万元；人保财险和寿险合计罚没877万元。
2024-07-08PICC Group published the rectification progress of the 20th Central Committee's first-round巡视 (inspection), raising risk performance assessment weight to 20% and strengthening insurance risk controls.人保集团公布二十届中央第一轮巡视整改进展，将风险绩效考核权重提升至20%，并加强保险领域风险防控。
2024-10-25Zhang Xiaoli, former member of the Party Committee and Chairman of the Supervisory Board of PICC Property and Casualty Company, is under investigation for suspected serious violations of discipline and law.中国人民财产保险股份有限公司原党委委员、监事会主席张孝礼涉嫌严重违纪违法，接受纪律审查和监察调查。
2024-12-30PICC Property & Casualty Heyuan branch was fined RMB 460,000 by the NFRA Heyuan Regulatory Office for providing benefits outside insurance contracts and using agents to fabricate intermediary business; responsible individuals were warned and fined RMB 150,000.人保财险河源市分公司因给予投保人合同约定以外利益、利用代理人虚构中介业务套取费用，被河源监管分局罚款46万元，相关责任人警告并罚款15万元。
2025-02-16PICC Auto Insurance Sales Service Co., Ltd. Laiwu City branch was fined 5,000 yuan and warned by the Shandong Regulatory Bureau of NFRA for illegally conducting auto insurance business beyond its operating area; its head Lv Ping was also fined 5,000 yuan and warned.人保汽车保险销售服务有限公司莱芜市营业部因超出经营区域违规代理车险业务，被国家金融监督管理总局山东监管局警告并罚款0.5万元，负责人吕萍被警告并罚款0.5万元。
2025-04-16Former PICC official Zhang Xiaoli was expelled from the Party and had his retirement benefits revoked for serious violations of discipline and suspected bribery.原人保集团官员张孝礼因严重违纪违法并涉嫌受贿犯罪被开除党籍，取消退休待遇。
2025-04-28PICC P&C Shangrao City branch was fined RMB 10,000 and warned for inadequate internal management; two individuals also fined and warned.人保财险上饶市分公司因内部管理不到位被警告并罚款1万元，两名相关责任人亦被警告并罚款1万元。
2025-07-18PICC Payment Technology (Chongqing) Co., Ltd. was warned, criticized, and fined 1.04 million yuan with illegal income of 3,698 yuan confiscated by the People's Bank of China Chongqing Branch for violating account management rules, failing to fulfill data security protection obligations, and failing to fulfill customer identity verification obligations; risk compliance general manager Chen Mouzhou was fined 41,000 yuan.人保支付科技（重庆）有限公司因违反账户管理规定、未按规定履行数据安全保护义务、未按规定履行客户身份识别义务，被中国人民银行重庆市分行警告、通报批评，没收违法所得3698元，并处104万元罚款；时任风险合规部总经理陈某舟被罚4.1万元。
2025-09-08PICC P&C Lijiang branch fined 420,000 yuan for 'falsely listing individual agents to obtain handling fees and giving benefits outside insurance contract'.人保财险丽江市分公司因'虚挂个人代理人业务套取手续费、给予投保人保险合同约定以外的利益'被罚42万元。
2025-11-04Chongqing PICC Small Loan Co., Ltd. (registered capital 3 billion yuan) applied for dissolution and cancellation, and PICC Payment Technology (Chongqing) Co., Ltd. also cancelled its payment license.重庆人保小额贷款有限责任公司（注册资本3亿元）申请注销登记，人保支付科技（重庆）有限公司也已注销支付牌照。
2026-04-22PICC received over 170 regulatory fines in 2025 totaling over 40 million yuan; PICC Property & Casualty was the main violator.2025年中国人保累计收到监管罚单超170张，合计被罚超4000万元，人保财险为违规重灾区。
2026-05-26PICC P&C Harbin City Branch Sales Department was fined RMB 110,000 by Heilongjiang Financial Regulatory Bureau for giving illegal rebates to policyholders; former head Zhang Lizhu was warned and fined RMB 30,000.人保财险哈尔滨市分公司营业部因给予投保人合同外回扣被黑龙江金融监管局罚款11万元；原负责人张立柱被警告并罚款3万元。
Consumer protection & brand events消费者保护与品牌活动
22 · 2024-03-07 → 2026-05-28
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PICC launches consumer protection culture, holds customer festivals, and engages in brand-building activities.人保发布消费者保护文化，举办客户节，开展品牌建设活动。
2024-03-07PICC held a consumer rights protection work conference in Beijing; President Zhao Peng delivered a speech emphasizing the 'big consumer protection' framework and complaint governance.中国人保在京召开消费者权益保护工作会议，总裁赵鹏讲话，强调构建“大消保”工作格局和投诉治理。
2024-03-15PICC officially released its consumer rights protection culture with the slogan 'Keep Trust, Keep Promise, PICC Walks with You' (守信重诺 人保同行), and outlined measures including complaint governance and enhanced education.中国人保正式发布消费者权益保护文化，标语为“守信重诺 人保同行”，并推出投诉治理、加强教育宣传等措施。
2024-05-11PICC ranked 31st in Brand Finance 2024 China Top 500 Brands, with brand value of USD 13.3 billion, up 13% YoY.中国人保在Brand Finance 2024中国品牌价值500强中排名第31位，品牌价值133亿美元，同比增长13%。
2024-05-16PICC app launched '5.18 Customer Festival' activities including 'Stress Relief Day', 'Happy Home', and 'Summer Welfare Party' to enhance customer engagement.中国人保APP上线5.18客户节系列活动，包括“解压日”、“幸福家园”和“夏享福利派”，以提升客户互动。
2024-05-21PICC was the insurer with the most cases selected in the '2024 China Insurance Industry National Strategy Ecosystem Construction Research Report' (white paper) jointly published by CCTV Finance and Tsinghua SEM.中国人保是央视财经与清华大学经管学院联合发布的《2024年中国保险业助力国家战略生态圈建设研究报告》中入选案例最多的险企。
2024-08-02PICC became the diamond sponsor of the 2024 China Open tennis tournament, providing comprehensive insurance services including public liability insurance and personal accident insurance for the event.中国人保正式成为2024中国网球公开赛钻石赞助商，为赛事提供公众责任保险、人员意外伤害保险等全方位保险服务保障。
2024-09-10PICC ranked 65th in the 2024 Kantar BrandZ Most Valuable Chinese Brands 100, up 19 places with brand value growth of 22%.中国人保在2024年凯度BrandZ最具价值中国品牌100强中排名第65位，上升19位，品牌价值增长22%。
2024-12-15PICC sponsored and provided comprehensive risk coverage for the '2024 PICC Guangdong-Hong Kong-Macao Greater Bay Area (Guangzhou) New Energy Vehicle Sports Season', a carbon-neutral certified event using hydrogen power.中国人保冠名赞助并为‘2024中国人保粤港澳大湾区（广州）新能源汽车运动季’提供全面风险保障，该赛事获碳中和认证并首次应用氢能发电。
2025-01-08PICC became the title sponsor of the 43rd Guangdong-Hong Kong Cup football match, with the first leg on January 15 and the second leg on January 22, supporting the Guangdong-Hong Kong-Macao Greater Bay Area development.中国人保成为第43届省港杯足球赛冠名赞助商，首回合于1月15日举行，次回合于1月22日举行，助力粤港澳大湾区发展。
2025-01-22PICC ranked 150th in the Brand Finance 2025 Global 500 most valuable brands, up from 160th in the previous year.中国人保在Brand Finance 2025年全球品牌价值500强中排名第150位，较去年的第160位上升。
2025-02-10PICC won the 'Outstanding Case Award' at Ernst & Young's 3rd Annual Sustainable Development Awards for its unified green insurance statistics system and insurance customer ESG risk assessment system, the only insurer to win.中国人保凭借“集团统一的绿色保险统计体系和保险客户ESG风险评估体系”项目，在安永第三届上市公司可持续发展年度最佳奖项中荣获“优秀案例奖”，是保险业唯一获奖单位。
2025-03-31MSCI upgraded PICC's ESG rating by 3 levels to AA, the highest among domestic insurers, reflecting improved sustainability management and disclosure.MSCI将中国人保ESG评级连升3级至AA级，达到境内保险企业最高评级水平。
2025-05-13PICC becomes official insurance partner of the 15th National Games and 12th National Para Games, covering Guangdong-Hong Kong-Macao venues.中国人保正式成为第十五届全国运动会和残特奥会保险服务类合作伙伴，服务覆盖粤港澳三地赛区。
2025-05-30PICC becomes official insurance partner of the 2025 12th World Games in Chengdu, providing full risk coverage for the event.中国人保正式成为2025年第12届成都世界运动会保险类官方合作伙伴，提供全方位风险保障。
2025-08-07PICC, as the official insurance partner of the 12th World Games (Chengdu), deployed a service team to all 27 competition venues and the World Games Village, providing full-spectrum risk management and insurance services, including personal accident, liability, and event cancellation coverage.中国人保作为第12届世界运动会（成都）官方保险合作伙伴，向27个竞赛场馆及世运村派驻服务团队，提供人身意外、责任险、赛事取消险等全方位风险管理和保险服务。
2025-08-11PICC served as the official insurance partner for the 2025 World Humanoid Robot Games, providing a 'three-in-one' risk protection system covering construction all risks, cargo/property insurance, liability insurance, and event cancellation/cyber insurance for the entire lifecycle.中国人保作为2025世界人形机器人运动会官方合作伙伴，提供“三位一体”风险保障体系，覆盖建筑工程一切险、货物运输险/财产险、责任险及赛事取消险/网络安全险等全周期保障。
2025-08-19PICC signed a sponsorship agreement with the 2025 Wuhan Open (WTA 1000 tennis tournament), becoming the event's honorary sponsor and exclusive insurance service partner, marking its second major tennis event sponsorship after the 2024 China Open.中国人保与2025武汉网球公开赛（WTA1000级别）签约，成为赛事荣誉赞助商与独家保险服务合作伙伴，继2024年中国网球公开赛后再次布局网球赛事。
2025-10-21PICC served as gold sponsor of the 2025 Ningbo Tennis Open (WTA 500), providing organizer liability insurance and group accident insurance with total risk coverage of 184 million yuan.中国人保作为2025宁波网球公开赛（WTA500级别）黄金赞助商，提供组织者责任险、团体意外险等风险保障合计1.84亿元。
2025-10-24PICC held the flag-awarding ceremony for its service to the 15th National Games, marking full entry into the operational phase as the official insurance service partner for the Games, which will be co-hosted by Guangdong, Hong Kong, and Macau.中国人保举行服务第十五届全国运动会授旗仪式，作为赛事保险服务官方合作伙伴，护航这场由粤港澳三地合办的综合性运动会全面进入实战阶段。
2026-01-29PICC's '3+2' financial innovation matrix won two awards ('Digital Transformation Excellent Case' and 'Innovative Technology and Platform Excellent Case') in the 2025 Insurance Industry Digital Transformation Case Selection hosted by China Banking and Insurance News.中国人保的“3+2”金融创新矩阵在《中国银行保险报》主办的2025保险业数字化转型案例评选中荣获“数字化转型优秀案例”与“创新技术与平台优秀案例”两项殊荣。
2026-04-02PICC's MSCI ESG rating upgraded to highest level 'AAA', leading in financial accessibility, human capital development, privacy and data security.中国人保MSCI ESG评级跃升至最高等级'AAA'，在金融可及性、人力发展、隐私与数据安全等领域领先。
2026-05-28Brand Finance 2026 Global Insurance Brand Value 100: PICC ranked 10th globally with brand value of USD 16.8 billion (+12% YoY).Brand Finance《2026全球保险品牌价值100强》：中国人保位列全球第10，品牌价值168亿美元（同比增长12%）。
Strategic partnerships & government cooperation战略合作与政府合作
27 · 2024-03-19 → 2026-06-25
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PICC signs strategic cooperation agreements with provincial governments, state-owned enterprises, and financial institutions.人保与省级政府、国有企业及金融机构签署战略合作协议。
2024-03-19Shandong Provincial Government and PICC signed a strategic cooperation agreement in Jinan, covering agriculture, technology, elderly care, and health insurance, as well as green and low-carbon development.山东省人民政府与中国人保在济南签署战略合作协议，涵盖农业、科技、养老、健康保险及绿色低碳发展等领域。
2024-03-20Inspur Group and PICC signed a strategic cooperation agreement in Jinan, covering IT and insurtech, insurance and enterprise annuity, and investment and financing.浪潮集团与中国人保在济南签署战略合作协议，涵盖信息技术与保险科技、保险业务与企业年金、投融资等领域。
2024-03-26China Resources Group (CRG) and PICC signed a strategic cooperation framework agreement, covering insurance, banking, annuity and pension, investment and financing, healthcare, and overseas business.华润集团与中国人保签署战略合作框架协议，涵盖保险、银行、年金与养老金、投融资、康养及海外业务等领域。
2024-05-15PICC Chairman Wang Tingke met with Heilongjiang provincial party secretary Xu Qin; both sides agreed to deepen cooperation in industrial development, sci-tech innovation, modern agriculture, opening-up, and livelihood security.中国人保董事长王廷科会见黑龙江省委书记许勤，双方同意在产业发展、科技创新、现代农业、对外开放、民生保障等领域深化合作。
2024-05-29Caitong Securities and PICC signed a strategic cooperation agreement to deepen collaboration in investment banking, asset management, and comprehensive insurance services.财通证券与中国人保签署战略合作协议，深化在投资银行、资产管理、综合保险服务等领域的合作。
2024-06-19Shanghai Municipal Government signed a strategic cooperation agreement with PICC, covering investment, sci-tech finance, green finance, inclusive finance, pension finance, digital finance, shipping insurance, and catastrophe insurance.上海市人民政府与中国人保签署战略合作协议，涵盖投融资、科技金融、绿色金融、普惠金融、养老金融、数字金融、航运保险及巨灾保险等领域。
2024-07-09China Mobile and PICC signed a strategic cooperation agreement to jointly advance AI, computing network, telecom, insurance, pension, risk management, and investment.中国移动与中国人保签署战略合作协议，共同推进人工智能、算力网络、电信、保险、养老金、风险管理和投融资等领域合作。
2024-08-02PICC signed a comprehensive strategic cooperation agreement with Bank of China, witnessed by Chairman Wang Tingke of PICC and Chairman Ge Haijun of Bank of China, focusing on key areas such as the 'five major articles', cross-border business, and capital markets.中国人保与中国银行签署全面战略合作协议，中国人保董事长王廷科与中国银行董事长葛海蛟共同见证，聚焦“五篇大文章”、跨境业务、资本市场等重点领域。
2024-09-11PICC Vice President Cai Zhiwei met with Fuzhou municipal party secretary Guo Ningning to discuss strengthening cooperation in finance and insurance, including cross-strait integration and new productive forces.中国人保副总裁才智伟与福州市委书记郭宁宁座谈，商讨加强金融保险领域合作，涉及两岸融合、新质生产力等。
2024-11-08China Post and PICC signed a strategic cooperation agreement covering basic finance, investment, enterprise annuity, pension, customer service, and express logistics.中国邮政与中国人保签署战略合作协议，涵盖基础金融、投融资、企业年金、养老金、客户服务和快递物流等领域。
2024-11-29AXA and PICC signed a memorandum of cooperation in Beijing, covering global insurance services, underwriting support, shared networks, reinsurance, product and tech innovation, and support for PICC's international business.法国安盛集团与中国人保在北京签署合作备忘录，涵盖全球保险服务、承保支持、共享网络、再保险、产品技术创新及支持人保国际业务。
2025-02-28PICC and Bank of China jointly formulated a work plan to support the construction of the Shanghai International Shipping Center, proposing 29 specific measures including credit support, preferential rates, and digital integration of shipping finance and insurance.中国人保与中国银行共同研究形成支持上海国际航运中心建设工作方案，提出29项具体举措，包括融资授信支持、费率优惠、航运金融数字化联动等。
2025-03-04PICC and Bank of China jointly released a work plan to support Shanghai international shipping center construction, covering 29 measures in shipping safety, trade facilitation, and green transition, including PICC developing English clauses for import/export cargo insurance.中国人保与中国银行联合发布支持上海国际航运中心建设工作方案，涵盖航运安全、贸易便利化、绿色转型三方面29项举措，包括人保财险研发进出口货运险英文条款。
2025-05-09PICC Group Chairman Ding Xiangqun meets China Huadian Chairman Jiang Yi; both agree to deepen strategic cooperation in energy insurance, innovation, and investment.中国人保集团董事长丁向群与中国华电董事长江毅会谈，深化能源保险、创新及投融资领域战略合作。
2025-06-19Bank of China and PICC jointly released the 'Action Plan for Supporting Shanghai International Shipping Center Construction' at the Lujiazui Forum, featuring 10 measures covering shipping safety, facilitation, and green transition.中国银行与中国人保在陆家嘴论坛联合发布《共同支持上海国际航运中心建设行动方案》，围绕航运安全、便利化、绿色转型推出十项措施。
2025-06-19Bank of China and PICC jointly launched the 'CSI Bank of China-PICC Shipping Development Theme Index' at the Lujiazui Forum, covering water transport, ports, shipbuilding, containers, and aviation.中国银行与中国人保在陆家嘴论坛共同发布'中证中国银行-中国人保航运发展主题指数'，覆盖水路运输、港口、船舶制造、集装箱、航空等领域。
2025-06-26China Meteorological Administration and PICC held a meeting to deepen cooperation on meteorological disaster risk management, catastrophe insurance, and agricultural insurance.中国气象局与中国人保召开座谈会，深化气象灾害风险管理、巨灾保险、农业保险等领域合作。
2025-06-30AXA Tianping, AXA Thailand, and PICC P&C signed a tripartite MOU to build a multi-tier insurance cooperation system in Southeast Asia, focusing on new energy vehicle insurance in Thailand.安盛天平、安盛泰国与人保财险签署三方合作备忘录，在东南亚建立多层次保险合作体系，重点布局泰国新能源车险。
2025-07-24Bank of China and PICC jointly launched the 'Zhongshi Baorongtong' comprehensive financial service plan, providing 100 billion yuan in bank-side comprehensive financial support and 100 billion yuan in insurance coverage for the pilot-testing (中试) chain over three years; first pilot project implemented in Zhoushan for a new materials company.中国银行与中国人保共同发布《“中试保融通”综合金融服务方案》，未来三年为中试全链条提供银行端1000亿元综合金融支持和保险端1000亿元保险保障；首个试点项目在舟山落地，服务某新材料公司。
2025-08-01PICC Ningxia Regional Work Coordination Committee signed a comprehensive strategic cooperation agreement with Bank of China Ningxia Branch to create a 'bank + insurance' business linkage model, focusing on technology, green, inclusive, digital, and pension finance.中国人保宁夏区域工作协调委员会与中国银行宁夏分行签署全面战略合作协议，打造“银行+保险”业务联动新范式，聚焦科技金融、绿色金融、普惠金融、数字金融、养老金融。
2025-10-17PICC's Tangshan branch partnered with Tangshan Jinfang Agricultural Financing Guarantee Co., Ltd. to launch the 'Zhenxing Dai' (Revitalization Loan) business, providing pure-credit, low-interest, online inclusive loans to new agricultural business entities, with insurance covering a large proportion of risk.中国人保唐山分公司与唐山金发农业融资担保有限公司合作推行「振兴贷」业务，向新型农业经营主体提供纯信用、低利率、线上化普惠资金贷款，保险大比例兜底风险。
2025-11-03PICC Xinjiang branch signed a strategic cooperation agreement with Xinjiang Zhongtai (Group) Co., Ltd., covering insurance business and financial cooperation.中国人保新疆分公司与新疆中泰（集团）有限责任公司签署战略合作协议，涉及保险业务和金融合作。
2025-12-19PICC and Bank of China jointly released a service plan to support Tianjin shipping finance high-quality development; PICC will set up its first shipping insurance center in northern China in Tianjin.中国人保与中国银行联合发布《共同支持天津航运金融高质量发展服务方案》；中国人保将在天津设立北方首家航运保险中心。
2026-03-07PICC and China State Construction Engineering Corporation (CSCEC) held talks to deepen strategic cooperation in insurance, engineering construction, overseas projects, investment and financing, and emerging businesses.中国人保与中建集团举行会谈，深化在保险业务、工程建设、海外项目、投融资和新兴业务等方面的战略合作。
2026-03-20Fujian Governor Zhao Long met with PICC President Zhao Peng in Fuzhou to discuss cooperation in technological innovation, industrial development, livelihood security, rural revitalization, disaster prevention and mitigation, and social governance, as well as innovative insurance products and increased investment.福建省省长赵龙在福州会见中国人保总裁赵鹏，双方围绕科技创新、产业发展、民生保障、乡村振兴、防灾减灾和社会治理等领域合作，创新保险产品、加大投资力度等交换意见。
2026-05-28Hainan Governor Liu Xiaoming met with PICC Group President Zhao Peng to discuss deepening cooperation in catastrophe, agriculture, aerospace, health, tourism, cross-border insurance, and financial opening under the Hainan Free Trade Port strategy.海南省省长刘小明会见中国人保集团总裁赵鹏，双方就海南自贸港建设背景下在巨灾、农业、航空航天、医疗健康、旅游消费、跨境保险、金融业开放等领域深化合作进行交流。
2026-06-25PICC signed strategic cooperation memoranda with 10 partners in low-altitude economy and intelligent robot industry chains.人保财险与低空经济、智能机器人产业链10家合作单位签署战略合作备忘录。
Executive & governance高管与治理
12 · 2024-03-19 → 2026-04-10
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Executive changes, board meetings, dividend policies, and governance reforms.高管变动、董事会会议、股息政策及治理改革。
2024-03-19PICC announced that its 2023 annual results briefing will be held on March 27, 2024, from 15:00-17:00, via on-site and webcast, with Chairman Wang Tingke, President Zhao Peng, and other executives attending.中国人保公告，将于2024年3月27日15:00-17:00召开2023年度业绩说明会，采用现场交流和网络直播形式，董事长王廷科、总裁赵鹏等出席。
2024-03-27At the 2023 results briefing, PICC Chairman Wang Tingke pledged that by 2025, the group's three-year premium CAGR will be no less than 5%, property insurance average combined ratio will outperform listed peers, long-term investment return will exceed industry average by at least 10 bps, and market cap growth will beat the average of listed peers.在2023年度业绩发布会上，中国人保董事长王廷科承诺，到2025年集团三年保费收入复合增长率不低于5%，财产险平均综合成本率优于同业上市公司，长期投资收益率平均值高于行业不少于10个基点，市值增长率优于同业上市公司均值。
2024-03-27At the 2023 results briefing, PICC President Zhao Peng stated that the group's dividend payout ratio has remained above 30% for four consecutive years and PICC P&C's above 40% for five consecutive years, and will not fall below these levels in the future.在2023年度业绩发布会上，中国人保总裁赵鹏表示，集团分红比例连续四年保持在30%以上，人保财险分红比例连续五年保持在40%以上，未来不会低于此比例。
2024-04-30PICC held its Q1 2024 earnings call; Board Secretary Zeng Shangyou explained the net profit decline and reiterated the company's long-term development trajectory.中国人保召开2024年一季度业绩说明会；董事会秘书曾上游解释了净利润下滑原因，并重申公司长期高质量发展态势。
2024-06-21PICC completed internal approval to restore its pre-2021 logo, abbreviation, and company anniversary date (October 20), reversing changes made under former chairman Luo Xi.中国人保完成内部审批，恢复2021年前的LOGO、简称及司庆日（10月20日），逆转前董事长罗熹时期的变更。
2024-06-26PICC announced it plans to implement an interim dividend for 2024, subject to board and shareholder approval based on H1 2024 performance and solvency.中国人保宣布拟于2024年实施中期分红，具体方案将根据2024年上半年业绩及偿付能力等因素提交董事会和股东大会审议。
2024-08-01PICC announced the 2023 annual dividend implementation plan: a cash dividend of 0.156 yuan per share (tax included), totaling approximately 6.899 billion yuan, based on total shares of 44,223,990,583, with the record date on August 8 and ex-dividend date on August 9.中国人保公布2023年年度分红方案：以总股本44,223,990,583股为基数，每股派发现金红利0.156元（含税），合计约68.99亿元，股权登记日8月8日，除权除息日8月9日。
2024-09-20PICC stated that the interim dividend of 0.63 yuan per 10 shares is pending shareholder approval; share buyback is limited due to public float requirements.中国人保表示中期股息每10股0.63元尚待股东大会批准；因公众持股要求，回购空间受限。
2025-01-05PICC announced the implementation of the 2024 interim profit distribution, with a cash dividend of RMB 0.063 per share (including tax), totaling approximately RMB 2.786 billion, based on a total share capital of 44.224 billion shares. The record date is January 9, 2025.中国人保宣布实施2024年半年度权益分派，每股派发现金红利0.063元（含税），以总股本442.24亿股为基数，共计派发现金红利约27.86亿元，股权登记日为2025年1月9日。
2025-01-21PICC held its 2025 annual work conference in Beijing, chaired by Party Secretary and Chairman Ding Xiangqun, outlining reforms including deepening corporate governance, strategic control, grassroots empowerment, customer resource sharing, digitalization, and personnel system reforms.中国人保在京召开2025年工作会议，党委书记、董事长丁向群主持，提出深化公司治理、战略管控、赋能基层、客户资源共享、数字化和干部人事制度等六项改革。
2025-12-07PICC issued a statement that the investigation into vice president Yu Ze does not affect the company's operations and management.中国人保公告称，副总裁于泽被调查事项不影响公司经营管理。
2026-04-10PICC 2025 annual report shows average management compensation rose 35,100 yuan to 704,400 yuan; headcount reduced by 4 persons.中国人保2025年年报显示管理层人均薪酬上涨3.51万元至70.44万元，管理层人数减少4人。
New energy vehicle (NEV) insurance新能源汽车保险
13 · 2024-03-27 → 2026-03-27
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PICC develops and expands NEV insurance, with premium growth and improving underwriting profitability.人保发展并扩大新能源汽车保险，保费增长且承保盈利能力改善。
2024-03-27At the 2023 results briefing, PICC P&C President Yu Ze noted that 2023 auto insurance growth was mainly driven by new energy vehicle (NEV) insurance, and that PICC P&C aims to keep NEV insurance profitability above industry average.在2023年度业绩发布会上，人保财险总裁于泽表示，2023年车险增长主要来自新能源车险，人保财险有信心确保新能源车险经营优于行业。
2024-04-11PICC disclosed that in 2023, its P&C auto insurance premiums were RMB 285.6bn (55.4% of total P&C); new energy vehicle insurance premiums reached RMB 32bn, up 55.8% YoY.中国人保披露，2023年财险车险保费收入2856亿元（占财险55.4%）；新能源汽车保险保费收入320亿元，同比增长55.8%。
2024-08-29At the interim results conference, PICC P&C President Yu Ze stated that new energy vehicle insurance combined ratio is still higher than traditional fuel vehicles, but the gap is narrowing; he suggested incorporating new energy vehicle training into driver's license exams.在业绩发布会上，人保财险总裁于泽表示新能源车险综合成本率仍高于传统燃油车但差距缩小，并建议将新能源车学习纳入驾驶证考取内容。
2024-08-29At the interim results conference, PICC P&C President Yu Ze said that intelligent connected vehicles are still in the testing-to-road transition phase with very low loss ratios, and will not have a short-term impact on the company or industry, but will create significant incremental insurance demand in the future.在业绩发布会上，人保财险总裁于泽表示智能网联汽车仍处于测试向上路过渡阶段，赔付率极低，短期不会对公司及行业产生影响，但未来将催生巨大保险需求。
2024-10-30PICC stated that in the first three quarters of 2024, the number of insured new energy vehicles increased by 59.6% YoY, and premium income from new energy vehicles grew by 58.5% YoY, with average premium per vehicle remaining stable.中国人保表示2024年前三季度承保新能源汽车数量同比增长59.6%，保费收入同比增长58.5%，车均保费保持稳定。
2025-02-08PICC launched a 'New Energy Zone' on its official app, offering tailored NEV insurance with smart recommendation and custom plans, covering insurance purchase, claims, and vehicle replacement.中国人保在其官方APP上线“新能源专区”，提供新能源汽车专属车险投保通道，支持智能推荐和自定义方案，集车险投保、理赔、车置换等功能于一体。
2025-03-28PICC Chairman Ding Xiangqun stated at the 2024 results conference that the company will develop L3+ intelligent connected vehicle exclusive insurance products and improve risk pricing for new energy vehicles.中国人保董事长丁向群在2024年度业绩发布会上表示，将研发L3及以上智能网联汽车专属车险产品，提高新能源车风险定价能力。
2025-03-28PICC Vice President Yu Ze revealed at the results conference that PICC P&C's new energy vehicle insurance achieved underwriting profit in 2024, with comprehensive cost ratio down over 5 ppts YoY, and the company is developing L3+ autonomous driving insurance products.人保财险总裁于泽在业绩会上透露，2024年新能源车险实现承保盈利，综合成本率同比下降超5个百分点，正在开发L3+自动驾驶车险产品。
2025-03-28PICC Vice President Yu Ze said at the results conference that 2024 was the year with the largest catastrophe losses in recent years, with net catastrophe losses of 15.57 billion yuan, 51% above the 5-year average; 2025 auto insurance target CoR below 96%, new energy vehicle CoR below 100%.人保财险总裁于泽在业绩会上表示，2024年是近年来大灾损失最大一年，大灾净损失155.7亿元，高出近5年平均51%；2025年车险综合成本率目标低于96%，新能源车险低于100%。
2025-08-28PICC management stated at the interim results briefing that it will accelerate overseas NEV insurance business, having underwritten over 1,000 Chinese-brand NEVs in Hong Kong by end of H1 2025 with a loss ratio of ~50%, and launched its first policy in Thailand in June 2025.中国人保管理层在中期业绩发布会上表示，将加速新能源车险出海业务，截至2025年上半年已在香港承保中国品牌新能源车超1000台，赔付率约50%，并于2025年6月在泰国落地首单。
2025-10-28PICC President Zhao Peng stated at the 2025 Financial Street Forum that in H1 2025, the company's new energy vehicle (NEV) insurance policies grew 36.8% YoY, and green insurance risk coverage reached 131.6 trillion yuan; the company is actively promoting NEV insurance and clean energy insurance projects internationally.中国人保总裁赵鹏在2025金融街论坛表示，2025年上半年公司承保新能源车数量同比增长36.8%，绿色保险承担风险保障金额达131.6万亿元；积极推动新能源车险、清洁能源保险等绿色项目出海。
2025-10-31PICC stated at the Q3 earnings call that it is advancing its NEV insurance overseas project following a 'focus on Hong Kong, explore Asia, plan globally' strategy, with PICC P&C acting as a reinsurance cedant for domestic-brand NEV local insurance business abroad.中国人保在三季度业绩说明会上表示，按照「聚焦香港、探索亚洲、规划全球」三步走策略，持续推进新能源车险出海项目，人保财险作为再保分入人分入国产品牌新能源当地车险业务。
2026-03-27PICC P&C interim head Zhang Daoming stated that the company will take multiple measures to improve new energy vehicle (NEV) insurance loss ratios, including strengthening actuarial pricing, cross-industry cooperation, and launching 8 types of intelligent tools for claims review.人保财险临时负责人张道明表示，公司将采取多项措施改善新能源车险赔付率，包括强化精算定价、推动跨行业合作，并上线8类智能化工具辅助理赔审核。
Low-altitude economy & intelligent connected vehicle insurance低空经济与智能网联汽车保险
4 · 2024-04-11 → 2026-06-25
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PICC develops dedicated insurance products for the low-altitude economy and intelligent connected vehicles.人保为低空经济和智能网联汽车开发专属保险产品。
2024-04-11PICC stated on investor platform that it has initiated policy research on the low-altitude economy and is engaging with leading low-altitude economy enterprises to develop dedicated insurance products, to be launched in due course.中国人保在投资者互动平台表示，已开展低空经济相关政策研究，并积极对接低空经济头部企业开展保险需求调研，将适时推出低空经济专属保险产品。
2025-03-10PICC Property & Casualty Tangshan branch launched 'Low-altitude Insurance' comprehensive policy, providing 2.04 million yuan risk coverage to Tangshan Kaisen Technology, and partnered with Tangshan Expressway Group on a low-altitude economy development model.人保财险唐山市分公司落地'低空保'综合保险，为唐山凯森科技提供204万元风险保障，并与唐山市高速公路集团合作打造低空经济创新发展模式。
2025-04-19PICC was the exclusive insurance partner for the world's first humanoid robot half marathon in Beijing Yizhuang, providing innovative 'tech+sports+insurance' coverage for robots and third-party liability.中国人保作为全球首届人形机器人半程马拉松独家保险合作伙伴，创新提供“科技+体育+保险”全方位保障方案。
2026-06-25PICC P&C launched 'PICC UAV Liability Risk Pricing Model' and two new low-altitude economy insurance products at supply chain expo.人保财险在供应链博览会发布“PICC无人机责任风险定价模型”及两款低空经济保险新产品。
Minority investments & stakes少数股权投资与基金
5 · 2024-04-15 → 2025-10-31
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Equity investments, fund setups, and asset management expansions including logistics and infrastructure.股权投资、基金设立及资产管理扩展，涉及物流和基础设施。
2024-04-15Cainiao and PICC Capital jointly established a warehousing and logistics equity investment fund with total assets of approximately RMB 3bn, focusing on high-standard warehousing in Yangtze River Delta, Beijing-Tianjin-Hebei region. PICC and Cainiao acted as cornerstone investors; China Taiping and STO Express also participated.菜鸟与人保资本共同设立仓储物流股权投资基金，总资产规模约30亿元，聚焦投资长三角、京津冀等经济圈高标准仓储物流基础设施。菜鸟与中国人保首次合作进行基石投资，中国太平与申通快递也参与投资。
2024-10-09PICC Asset Management issued the 'PICC Asset - China Resources Land 2024 No.1 Consumer Infrastructure Asset Support Plan' with a scale of 5.334 billion yuan, with China Resources Land as the main partner.人保资产成功发行'人保资产-华润置地2024第1号消费基础设施资产支持计划'，发行缴款规模53.34亿元，主要合作方为华润置地。
2025-03-21PICC Asset Management registered the first highway equity-type holding-type real estate ABS in the market, the Guangming Expressway project, with a registered size of 2.53 billion yuan, located in the Guangdong-Hong Kong-Macao Greater Bay Area.人保资产注册全市场首单高速公路权益型持有型不动产ABS——广明高速项目，注册规模25.3亿元，位于粤港澳大湾区。
2025-08-20PICC established Renbao Qiyuan Huizhong (Beijing) Private Fund Management Co., Ltd. with a registered capital of RMB 10 million, wholly owned indirectly by PICC, to engage in private securities investment fund management, expanding its asset management business.中国人保在北京成立人保启元惠众（北京）私募基金管理有限公司，注册资本1000万元，由中国人保间接全资持股，经营范围包括私募证券投资基金管理服务，以加强资产管理业务布局。
2025-10-31PICC announced at the Q3 earnings call that its asset management subsidiary 'PICC Qiyuan Huizhong (Beijing) Private Fund Management Co., Ltd.' was formally established, and will issue a contractual private securities investment fund with an initial investment scale of approximately 10 billion yuan, held solely by PICC Life Insurance as a long-term stock investment pilot fund.中国人保在三季度业绩说明会上表示，人保资产「人保启元惠众（北京）私募基金管理有限公司」已正式成立，将定向发行契约型私募证券投资基金，由人保寿险作为单一持有人，首期投资规模预计为100亿元，作为长期股票投资试点基金。
Strategic cooperation MoUs战略合作备忘录
3 · 2024-04-17 → 2025-10-12
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Partnerships with local governments, hospitals, and tech firms for innovative insurance programs.与地方政府、医院及科技公司合作推出创新保险项目。
2024-04-17PICC, together with Dafeng Technology and local police, launched an electric bicycle 'Beidou chip + insurance' dual-protection program in Lanling County, Shandong, providing anti-theft tracking and insurance coverage.中国人保携手达丰科技及当地公安在山东兰陵县启动电动车“北斗芯片+保险”双重保障活动，提供防盗追踪和保险保障。
2024-12-06PICC Property & Casualty Guilin branch signed a 'Yilu You Renbao' cooperation agreement with Guilin People's Hospital to integrate insurance and medical resources for road traffic accident victims, including a 24-hour green channel and direct medical expense payment.人保财险桂林市分公司与桂林市人民医院签署‘一路有人保’合作协议，整合保险与医疗资源，为道路交通事故伤者提供24小时绿色通道和医疗费直赔服务。
2025-10-12PICC's Tibet branch underwrote the first urban-rural resident medical mutual insurance policy in the Tibet Autonomous Region in Mozhugongka County, forming a four-tier security system of 'basic medical insurance + major illness insurance + medical assistance + mutual insurance', with the government investing 6 million yuan to purchase the mutual insurance.人保财险西藏分公司在墨竹工卡县落地西藏自治区首单城乡居民医疗互助保险，形成「基本医保+大病保险+医疗救助+互助保险」四重保障体系，政府投入600万元购买该保险。
Product & business development产品与业务发展
13 · 2024-04-24 → 2026-06-18
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New insurance products, premium growth, and business line performance updates.新保险产品、保费增长及业务线业绩更新。
2024-04-24PICC, China Life, and China Taiping jointly launched the 'Employee Family Cancer Prevention and Treatment Insurance Card', covering cancer drugs, rare disease drugs, overseas medical devices, assisted reproduction drugs, and CAR-T therapy. Annual coverage up to RMB 4mn, with 100% reimbursement for some items. Effective August 1, 2024.中国人保、中国人寿、中国太平联合推出“职工家庭防癌抗癌保障卡”，覆盖癌症特药、罕见病特药、特定海外医疗器械、辅助生殖药品及CAR-T疗法。年度报销额度最高400万元，部分项目报销比例达100%。统一生效时间为2024年8月1日。
2024-04-29PICC Health's Q1 internet health insurance premiums grew 9.4% YoY; short-term insurance comprehensive cost ratio improved by 6.6 percentage points YoY.人保健康一季度互联网健康险保费收入同比增长9.4%；短期险综合成本率同比下降6.6个百分点。
2024-08-29At the 2024 interim results conference, PICC management stated it will further enrich participating insurance and universal insurance products to reasonably diversify long-term spread risk, and gradually increase OCI account size to reduce investment return volatility under new accounting standards.在2024年中期业绩发布会上，中国人保管理层表示将进一步丰富分红险和万能险产品以合理分散长期利差损风险，并逐步增加OCI账户规模以降低新准则下的投资收益波动。
2025-03-28PICC Vice President and PICC Life President Xiao Jianyou said at the results conference that PICC Life's liability cost rate dropped to 3.20% by end-2024, down 78 bps YoY, the lowest in history; the company will increase supply of protection-type and floating-return products in 2025.人保寿险总裁肖建友在业绩会上表示，截至2024年末人保寿险负债资金成本率降至3.20%，同比下降78bps，为历史最低；2025年将加大保障型及浮动收益型产品供给。
2025-04-01PICC P&C targets 2025 auto/non-auto combined ratio of <96%/approx. 99% (vs 96.8%/101.9% in 2024), exceeding market expectations.人保财险2025年目标汽车/非汽车综合成本率低于96%/约99%（2024年为96.8%/101.9%），远超市场预期。
2025-04-01PICC Life Insurance plans to optimize product structure, increase protection-type and 5-year+ premium products, and improve asset-liability matching to mitigate spread loss risk in 2025.人保寿险计划优化产品结构，提升保障型产品和五年期交及以上业务占比，强化资产负债匹配管理，以防范利差损风险。
2025-08-28PICC President Zhao Peng outlined H2 2025 priorities: focus on annuity and whole-life products, accelerate dividend-type product transformation to prevent spread losses, and start construction of the western data center phase one to enhance tech infrastructure.中国人保总裁赵鹏提出下半年工作重点：聚焦年金险和终身寿险等高价值产品，加快分红险产品转型防范利差损风险，启动西部数据中心一期建设提升科技基础能力。
2025-09-05PICC Life Liaoning branch and PICC P&C Liaoning branch held a meeting to deepen 2025 H2 business coordination, promoting products 'Cai Shou Wen Ying' and 'Xin Xiang Fu', and piloting joint team building between property and life insurance.人保寿险辽宁省分公司与人保财险辽宁省分公司召开会议，推进2025年下半年业务协同，推广'财寿稳赢'和'鑫享福'产品，试点产寿共建队伍。
2025-09-08PICC Life reported H1 2025 insurance service income of 14.018 billion yuan, up 32.5% YoY; original premium income 90.513 billion yuan, up 14.5%; regular premium up 15.8%; but dividend insurance premium fell 60.3% YoY; comprehensive finance channel and new individual agent channel premium grew 64.2% and 19.9% respectively.人保寿险2025年上半年保险服务收入140.18亿元，同比增长32.5%；原保险保费收入905.13亿元，同比增长14.5%；期交保费同比增长15.8%；分红险保费同比下降60.3%；综金渠道和个险新军渠道保费分别增长64.2%和19.9%。
2025-11-07At the 2025 Investor Open Day, PICC President Zhao Peng stated that non-auto insurance will become the group's second growth curve, with overseas business covering 138 countries and providing risk protection of 1.7 trillion yuan.在2025年投资者开放日上，中国人保总裁赵鹏表示，非车险将成为集团增长第二曲线，海外业务覆盖138个国家和地区，提供风险保障1.7万亿元。
2026-03-27PICC P&C interim head Zhang Daoming stated at the results conference that the company expects the comprehensive cost ratio for non-auto insurance to decrease by over 2 percentage points in 2026 for corporate property insurance, employer liability insurance, and safety liability insurance, and that non-auto insurance will achieve underwriting profitability.人保财险临时负责人张道明在业绩会上表示，预计2026年企财险、雇主责任险、安责险的综合费用率同比下降2个百分点以上，非车险将实现承保盈利。
2026-04-22PICC Life's bancassurance channel premium share reached 54.2% in 2025, surpassing individual agency for the first time; individual agent headcount fell 7% YoY.2025年人保寿险银保渠道保费占比达54.2%，首次超越个险渠道；个险营销员规模同比萎缩7%。
2026-06-18PICC President Zhao Peng disclosed 2025 inclusive insurance premiums exceeded RMB 250 billion, up 12.5% YoY, covering 1.68 billion person-times.中国人保总裁赵鹏披露2025年普惠保险保费收入超2500亿元，同比增长12.5%，服务覆盖16.8亿人次。
PICC Pension & health management expansion人保养老与健康管理拓展
6 · 2024-05-08 → 2026-03-22
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PICC expands its pension and health insurance business, including new branches and health management subsidiaries.人保拓展养老和健康保险业务，包括新设分支机构和健康管理子公司。
2024-05-08PICC listed 'Fushouniannian' exclusive commercial pension insurance product on its official app and planned a pension专区 (pension zone) in the app redesign to support personal pension development.中国人保在其官方APP上架福寿年年专属商业养老保险产品，并在APP改版规划中设置养老专区，支持个人养老金发展。
2025-03-21Beijing regulatory bureau approved the establishment of a Beijing branch of PICC Pension, with construction to be completed within 6 months from the approval date.北京监管局批复同意筹建中国人民养老保险有限责任公司北京分公司，须自批复之日起6个月内完成筹建。
2025-06-28Beijing Financial Regulatory Bureau approved the opening of PICC Pension Insurance Co., Ltd. Beijing Branch, with Liu Wei as general manager.国家金融监督管理总局北京监管局批准中国人民养老保险有限责任公司北京分公司开业，核准刘伟任总经理。
2025-11-21The National Financial Regulatory Administration approved the amended articles of association of PICC Pension Co., Ltd.国家金融监督管理总局核准中国人民养老保险有限责任公司修改后的公司章程。
2025-12-29PICC invested to establish PICC Health Management Co., Ltd. with registered capital of RMB 200 million, engaging in AI application development and health management services, wholly owned by PICC Health Insurance.中国人保投资成立人保健康管理有限公司，注册资本2亿元，经营范围包括人工智能应用软件开发等，由中国人民健康保险全资持股。
2026-03-22PICC President Zhao Peng stated at the China Development Forum 2026 that PICC achieved health insurance premium income of approximately 96.3 billion yuan in 2025, with total premium income exceeding 730 billion yuan. He announced plans to deepen the integration of medical insurance and commercial insurance, develop commercial medical health insurance products for rare disease groups, and promote one-stop direct claims services.中国人保总裁赵鹏在中国发展高层论坛2026年年会上表示，2025年人保健康保险保费收入约963亿元，总保费收入超7300亿元。他宣布将深化医保和商保融合发展，开发惠及罕见病群体的商业医疗健康保险产品，推广一站式直赔服务。
Awards & certifications奖项与认证
4 · 2024-05-22 → 2024-12-26
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Trademark filings, audit appointments, and regulatory approvals for branch changes.商标申请、审计任命及分支机构变更的监管批准。
2024-05-22PICC announced the winning bidders for its 2024 statutory financial statements and internal control audit: Ernst & Young Hua Ming (lead auditor, RMB 41.18 million) and Tianzhi International (participating auditor, RMB 3.68 million).人保集团2024年度法定财务报表及内部控制审计服务项目中标候选人：主审安永华明（4118万元），参审天职国际（368万元）。
2024-05-29PICC officially appointed Ernst & Young Hua Ming and Ernst & Young as its 2024 annual financial statements and internal control auditors.中国人保正式聘请安永华明及安永作为其2024年度财务报表及内部控制审计机构。
2024-06-03PICC Health Insurance Zhuhai Central Sub-branch received regulatory approval to change its business premises to a new address in Zhuhai, Guangdong.中国人民健康保险股份有限公司珠海中心支公司获监管批复，将营业场所迁至广东省珠海市新址。
2024-12-26PICC filed 10 new trademark applications, bringing its total trademark registrations to 804, with 23 applications pending.中国人保新提交10件商标注册申请，截至目前共持有注册商标804件，另有23件尚在申请中。
Product liability & customer deals产品责任险与客户合作
8 · 2024-06-12 → 2025-08-05
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PICC underwrites product liability insurance for various companies, covering quality assurance and risk protection.人保为多家公司承保产品责任险，覆盖质量保证和风险保障。
2024-06-12PICC signed a product liability insurance agreement with skincare brand Time Glow (Shiguang Zhishu), covering quality assurance for its anti-aging products.中国人保与护肤品牌时光之束签署产品责任险协议，为其抗衰产品提供品质承保。
2024-09-24PICC officially underwrote the smart cultural entertainment machine series of Hangzhou Jiuzi Lihuo Cultural Industry Co., Ltd., covering products deployed in scenic spots and malls.中国人保正式承保杭州九紫离火文化产业有限公司旗下的智能文化娱乐机系列产品，该产品已在景区和商场铺设。
2025-01-10Zhongze Jiuzhou (Tianjin) Life Science Technology Co., Ltd. insured its full product line with PICC for product liability insurance, covering cell therapy and anti-aging technologies.中泽九州（天津）生命科技有限公司旗下全系列产品向中国人保投保产品责任险，涉及细胞治疗和抗衰老技术。
2025-01-21PICC provided RMB 1 million product quality guarantee for Anonsuo KTV all-in-one machines, covering production defects, design defects, and instruction manual defects.中国人保为阿隆索KTV一体机提供100万元产品质量保证，涵盖生产缺陷、设计缺陷和说明书缺陷。
2025-02-17PICC Property and Casualty (PICC PC) signed a product liability insurance agreement with Hongmen Stock, covering all series of Hongmen's products from January 3, 2025.中国人民财产保险股份有限公司与红门股份正式达成战略合作，签订产品责任保险协议，自2025年1月3日起承保红门股份全系列产品。
2025-05-06PICC provides full-process quality traceability insurance for Wuhan Wanhai cell products, offering 'quality safety double insurance'.中国人保为武汉万海细胞产品提供全流程质量追溯保险，打造“质量安全双保险”。
2025-05-08Shantian Paint partners with PICC Property & Casualty to insure its full product line with product liability insurance.山田涂料与中国人保财险合作，为其全系列产品承保产品责任险。
2025-08-05PICC provided insurance coverage for Yisai'er Biotechnology (医赛尔生物科技), a health-tech firm with 60 patents and a 35,000 sqm GMP base, offering tens of millions in quality assurance to users of its products, forming a 'biotech R&D - industrialization - full-chain risk protection'闭环.中国人保为医赛尔生物科技提供保险保障，该公司拥有60项专利及35000㎡ GMP生产基地，为购买其产品的用户提供千万级质量保障，形成“生物技术研发-产业化落地-全链条风险保障”闭环。
Green finance & ESG绿色金融与ESG
4 · 2024-07-11 → 2025-11-18
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PICC develops green insurance products, establishes green statistics standards, and achieves high ESG ratings.人保开发绿色保险产品，建立绿色统计标准，获得高ESG评级。
2024-07-11PICC Asset Management coordinated the 'Zhongdiantou Ronghe Financing Lease Xinyuan Series 6-14 Asset-Backed Special Plan' with a total shelf size of 100 billion yuan, backed by green energy assets (solar, wind, hydro, storage), and received a no-objection letter from the Shanghai Stock Exchange.人保资产担任协调人的'中电投融和融资租赁新源第6-14期资产支持专项计划'获上交所无异议函，储架总规模100亿元，底层资产为光伏、风电、水电、储能等绿色产业。
2024-10-15PICC established a unified green insurance business statistical standard system, providing green insurance coverage of 111.9 trillion yuan in H1 2024, up 16.1% YoY, and developed a green insurance customer determination system.中国人保建成集团统一的绿色保险业务统计标准体系，上半年提供绿色保险保障金额111.9万亿元，同比增速16.1%，并开发了绿色保险客户判定系统。
2025-10-17PICC's executive director and vice president Jiang Caishi stated that in 2024 the company's green insurance provided risk coverage of over 175 trillion yuan, green investment scale reached 39 billion yuan; in the first 8 months of 2025, green insurance risk coverage was 18.6 billion yuan, up 33% YoY.中国人保执行董事、副总裁降彩石表示，2024年公司绿色保险提供风险保障超过175万亿元，绿色投资规模390亿元；今年前8个月绿色保险风险保障金额186亿元，同比增长33%。
2025-11-18PICC officially released the 'Green Insurance Environmental Benefit Measurement Methodology' at the 2025 Financial Street Forum, covering nearly 30 insurance categories such as clean energy and green transport.中国人保在2025金融街论坛正式发布《绿色保险环境效益测算方法学》，覆盖清洁能源、绿色交通等近30个保险类别。
Legal & compliance法律与合规
2 · 2024-07-17 → 2024-09-24
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Court cases, enforcement actions, and legal disputes.法院案件、执行行动及法律纠纷。
2024-07-17PICC Investment Holding Co., Ltd., a wholly-owned subsidiary of PICC, was added as a person subject to enforcement with an execution标的 of 983 yuan by Shenyang Heping District People's Court.人保投资控股有限公司（中国人保全资持股）新增一条被执行人信息，执行标的983元，执行法院为沈阳市和平区人民法院。
2024-09-24PICC added one new court case on September 23: a motor vehicle accident liability dispute in Shenyang Huanggu District People's Court (case no. (2024) Liao 0105 Min Chu 13497).中国人保9月23日新增1件法院诉讼：机动车交通事故责任纠纷，案号（2024）辽0105民初13497号，沈阳市皇姑区人民法院。
PICC Modernization Industry Investment Fund & equity investments人保现代化产业投资基金与股权投资
7 · 2024-07-30 → 2026-03-27
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PICC establishes large-scale industry investment funds and makes strategic equity investments in key sectors.人保设立大规模产业投资基金，并对关键领域进行战略性股权投资。
2024-07-30PICC Capital, together with PICC P&C, PICC Life, and PICC Health, established the 10-billion-yuan 'PICC Modernization Industry Investment Fund', the first insurance private equity fund in the industry targeting the construction of a modern industrial system.人保资本联合人保财险、人保寿险、人保健康成功设立总规模100亿元的'人保现代化产业投资基金'，为保险业内首个以建设现代化产业体系为核心目标的私募股权投资基金。
2024-08-08Suzhou PICC Modern Industry Equity Investment Fund Partnership (Limited Partnership) was established with a capital of 8.01 billion yuan, managed by Yuanbao Investment (Suzhou) Co., Ltd., and jointly held by PICC Property & Casualty, PICC Life, PICC Health, and Yuanbao Investment.苏州人保现代化产业股权投资基金合伙企业（有限合伙）成立，出资额80.1亿元，执行事务合伙人为元保投资（苏州）有限公司，由人保财险、人保寿险、人保健康及元保投资共同持股。
2025-05-12PICC, via PICC Capital AMC, co-founds Beijing Baoshi Chengyuan equity investment partnership with 13.001 billion yuan capital, holding 76.92% stake.中国人保旗下人保资本等共同设立北京保实诚源股权投资合伙企业，出资额130.01亿元，人保资本持股76.92%。
2025-07-25PICC Capital, a subsidiary of PICC, invested 5 billion yuan in State Grid Xinyuan Holdings Co., Ltd. through a capital increase and share expansion agreement, marking the largest private equity financing in China this year and a new record for cash capital increase in the state-owned assets market.中国人保旗下人保资本与国网新源控股有限公司签署增资扩股协议，投资金额50亿元，为今年国内最大规模私募股权融资，创国资产权市场现金增资新纪录。
2025-08-04PICC's insurance capital invested RMB 8 billion, together with Anhui High-Tech Investment, Hefei Construction Investment, and Huangshan Construction Investment contributing RMB 2 billion, to establish the Anhui PICC Modern Industrial Equity Investment Fund with a total size of RMB 10 billion, focusing on emerging and future industries.中国人保旗下险资出资80亿元，联合安徽省高新投、合肥建投、黄山建投出资20亿元，设立安徽人保现代化产业股权投资基金，基金规模100亿元，聚焦培育壮大新兴产业和未来产业。
2026-03-27PICC Chairman Ding Xiangqun announced at the 2025 annual results conference that the company has established a silver industry investment fund, primarily investing in elderly care services, medical health, and other fields.中国人保董事长丁向群在2025年度业绩发布会上宣布，公司已设立银发产业投资基金，主要投向养老服务、医疗健康等领域。
2026-03-27PICC Vice President Cai Zhiwei disclosed that the company is planning new private equity funds, focusing on national strategic directions and insurance-related fields, to seize investment opportunities in strategic emerging industries.中国人保副总裁才智伟透露，公司正在酝酿筹划新的私募股权基金，聚焦国家重点战略方向和保险业务相关领域，把握战略性新兴产业投资机遇。
PICC Asset Management fund operations人保资产基金运营
17 · 2024-09-04 → 2026-05-18
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PICC Asset Management launches, manages, and adjusts various public and private funds, including manager changes.人保资产发起、管理及调整各类公募和私募基金，包括基金经理变更。
2024-09-04PICC Asset Management announced fund manager changes: Nie Shuguang resigned from three bond funds (Renbao Minfu Bond, Renbao Xinli Bond, Renbao Xinyu Enhanced Bond); Hu Qiongyu took over the first two, Guo Yi took over Renbao Xinyu Enhanced Bond.人保资产公告基金经理变更：聂曙光离任人保民富债券、人保鑫利债券、人保鑫裕增强债券；胡琼予接任前两只，郭毅接任人保鑫裕增强债券。
2024-11-13PICC Asset Management launched the 'Renbao Taihe Active Allocation 3-month Holding Hybrid FOF' fund, with prospectus and contract disclosed.中国人保资产管理有限公司发行“人保泰和积极配置三个月持有期混合型发起式基金中基金（FOF）”，招募说明书和合同已披露。
2025-01-22PICC Asset Management launched the 'Renbao Minrui 30-Day Rolling Holding Bond Securities Investment Fund', with fund documents disclosed on its website and the CSRC e-disclosure platform.人保资产推出“人保民瑞30天滚动持有债券型证券投资基金”，基金合同等文件在公司网站和证监会电子披露网站披露。
2025-02-15PICC Asset Management suspended acceptance of individual investor subscription applications for the PICC Trend Preferred Mixed Securities Investment Fund, effective February 15, 2025, due to a single investor holding over 50% of fund shares after redemptions.人保资产管理有限公司自2025年2月15日起暂停接受个人投资者对“人保趋势优选混合型证券投资基金”的申购申请，因基金份额赎回导致单一投资者持有比例超过50%。
2025-02-24PICC Asset Management announced the early closure of fundraising for the PICC Minrui 30-day Rolling Holding Bond Securities Investment Fund, with the subscription deadline moved to February 21, 2025.人保资产管理有限公司宣布“人保民瑞30天滚动持有债券型证券投资基金”提前结束募集，募集截止时间提前至2025年2月21日。
2025-03-31PICC's A-share A500 index-enhanced securities fund completed fundraising with net subscription amount of 1.6955 billion yuan, and the fund contract became effective.人保中证A500指数增强型证券投资基金募集成立，募集期间净认购金额16.955亿元。
2025-04-07PICC Asset Management announced fund manager Liu Wei resigned from four funds (PICC Xinrui Short/Medium Bond, PICC Xinsheng Pure Bond, PICC Anrui 1-Year Fixed Open, PICC Anhe Fixed Open) effective April 3, 2025.人保资管宣布基金经理刘伟于2025年4月3日离任，卸任人保鑫瑞中短债、人保鑫盛纯债、人保安睿一年定开、人保安和定开四只基金的基金经理职务。
2025-06-13PICC Asset Management's 'PICC CSI同业存单AAA Index 7-day Holding Fund' was established on June 12, 2025, with net subscription amount of 3.891 billion yuan and 21,396 valid subscribers.人保资产管理有限公司旗下'人保中证同业存单AAA指数7天持有期基金'于2025年6月12日成立，净认购金额38.91亿元，有效认购户数21,396户。
2026-02-28PICC launches a new public fund, PICC Xinrui Zhixuan Mixed (偏股混合型), with subscription from 2026-03-11 to 2026-03-20; fund manager Liu Shikai joined PICC Asset in 2024-03.人保新锐智选混合基金将于2026年3月11日至20日公开发售，基金经理刘石开于2024年3月加入人保资产。
2026-03-13PICC Asset Management extended the fundraising period for the PICC CSI Hong Kong Stock Connect Internet Index Securities Investment Fund (A:026764, C:026765) from March 13 to March 20, 2026.人保资产将人保中证港股通互联网指数型证券投资基金（A类：026764，C类：026765）的募集期从2026年3月13日延长至3月20日。
2026-03-13Zhongke Soft (603927.SH) won a bid for PICC Group's 2025 middleware O&M service project (Package 1, second round) with a winning amount of 3.0525 million yuan.中科软科技股份有限公司中标中国人保集团2025年中间件运维服务项目（标包1）（二次），中标金额305.25万元。
2026-03-16PICC Asset Management extended the fundraising period for the PICC Ruiyi Zhixuan Hybrid Securities Investment Fund (A:026464, C:026465) from March 16 to March 20, 2026.人保资产将人保睿逸智选混合型证券投资基金（A类：026464，C类：026465）的募集期从2026年3月16日延长至3月20日。
2026-03-20PICC Asset Management extended the fundraising period for the PICC Xinrui Zhixuan Hybrid Securities Investment Fund (A:026874, C:026875) from March 20 to June 10, 2026.人保资产将人保新锐智选混合型证券投资基金（A类：026874，C类：026875）的募集期从2026年3月20日延长至6月10日。
2026-03-24PICC Ruiyi Zhixuan Hybrid Securities Investment Fund (A:026464, C:026465) was established on March 23, 2026, with total fundraising of 202,119,008.85 units from 1,640 subscribers, with net subscription amounts of 69.54 million yuan for Class A and 132.52 million yuan for Class C.人保睿逸智选混合型证券投资基金（A类：026464，C类：026465）于2026年3月23日成立，募集总份额202,119,008.85份，有效认购户数1,640户，A类净认购69,540,962.93元，C类净认购132,519,527.89元。
2026-03-24PICC CSI Hong Kong Stock Connect Internet Index Securities Investment Fund (A:026764, C:026765) was established on March 23, 2026, with total fundraising of 205,079,683.65 units from 797 subscribers, with net subscription amounts of 129 million yuan for Class A and 77 million yuan for Class C.人保中证港股通互联网指数型证券投资基金（A类：026764，C类：026765）于2026年3月23日成立，募集总份额205,079,683.65份，有效认购户数797户，A类净认购1.29亿元，C类净认购0.77亿元。
2026-03-25PICC Asset Management appointed Zhou Jian as additional fund manager for the PICC CSI Hong Kong Stock Connect Internet Index Fund.人保资产增聘周剑为人保中证港股通互联网指数基金的基金经理。
2026-05-18PICC Asset Management's 'PICC AMC-Zhongshan Toukong-Zhongshan Hot Spring Hotel Asset-Backed Special Plan' (Zhongshan Toukong CMBS) was approved for transfer on the Shenzhen Stock Exchange from May 19, 2026, with priority security '26 Zhongshan Toukong A' (code 500613) maturing Jan 25, 2044.人保资产管理的“人保资产-中山投控-中山温泉酒店资产支持专项计划”（中山投控CMBS）自2026年5月19日起在深交所转让，优先级证券“26中山投控A”（代码500613）到期日为2044年1月25日。
Industry standards & policy行业标准与政策
3 · 2024-09-20 → 2025-08-28
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Compliance with regulatory policies, industry self-discipline, and product clarification.监管政策合规、行业自律及产品澄清。
2024-09-20PICC clarified that its 'Renren Ankang' medical insurance product is a short-term health insurance with non-guaranteed renewal, per regulatory requirements.中国人保澄清“人人安康”医疗保险产品为短期健康保险，不保证续保，符合监管规定。
2025-01-20PICC P&C, together with nine other property insurers, reached six consensus points at a symposium, including standardizing market competition order, consolidating auto insurance 'reporting and execution consistency', and implementing non-auto insurance industry self-discipline.人保财险等十家财产险公司在座谈会上达成六项共识，包括规范市场竞争秩序、巩固车险“报行合一”成果、贯彻落实非车险行业自律等。
2025-08-28PICC management disclosed that the non-auto insurance 'reporting and implementation consistency' (报行合一) regulatory policy is expected to be implemented in Q4 2025, which it supports and believes will improve the combined ratio and reduce industry irrational competition.中国人保管理层透露，非车险“报行合一”监管政策预计2025年四季度落地，公司积极拥护，认为将改善综合成本率并减少行业非理性竞争。
Capital market & investment strategy资本市场与投资策略
14 · 2024-09-25 → 2026-04-30
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PICC adjusts investment strategy, increases equity allocation, and participates in long-term stock investment pilots.人保调整投资策略，增加权益配置，参与长期股票投资试点。
2024-09-25PICC Asset Management stated it will increase overall equity allocation, innovate ABS business, and support long-term capital market investment following new policy measures from financial regulators.人保资产表示将适当增加股票整体配置规模，创新发展ABS业务，响应金融管理部门增量政策，支持资本市场。
2024-10-12PICC Asset Management stated it will accelerate internal system and process setup for the Securities, Fund, and Insurance Companies Swap Facility (SFISF) created by the PBOC, with an initial scale of 500 billion yuan.人保资产表示将加速推进央行创设的证券、基金、保险公司互换便利（SFISF）内部相关制度流程制定和业务系统的搭建与完善，首期操作规模5000亿元。
2025-01-23PICC Asset Management commented on the 'Implementation Plan for Promoting Medium- and Long-term Funds into the Market', stating it allows insurance funds, pension funds, and bank wealth management to participate as strategic investors in listed company private placements, supporting long-term capital market development.人保资产就《推动中长期资金入市工作的实施方案》发表评论，表示允许保险资金、养老金和银行理财等作为战略投资者参与上市公司定增，支持长期资本市场发展。
2025-03-28PICC Vice President Cai Zhiwei said at the results conference that PICC Life received approval to participate in the second batch of long-term stock investment pilot, establishing a 10 billion yuan private securities investment fund.中国人保副总裁才智伟在业绩会上表示，人保寿险获批复参与第二批长期股票投资试点，将设立100亿元私募证券投资基金。
2025-03-28PICC President Zhao Peng stated at the results conference that the company is actively implementing the medium- and long-term capital market entry plan and studying medium- and long-term assessment indicators including net profit, ROE, and investment returns.中国人保总裁赵鹏在业绩会上表示，公司正在积极落实中长期资金入市方案，研究制定净利润、净资产收益率、投资收益等中长期考核指标。
2025-04-08PICC stated it will steadily increase A-share market investment scale and accelerate the pilot of long-term stock investment with insurance funds, following the NFRA's adjustment of equity asset allocation ratios.中国人保表示将稳步加大A股市场投资规模，加快推进保险资金长期股票投资试点落地，响应金融监管总局调整权益类资产监管比例的通知。
2025-06-27PICC disclosed at the shareholder meeting that high-dividend OCI assets now account for about 30% of its secondary equity investment portfolio, and the team is increasing research and investment in STAR Market (科创板) companies.人保在股东会上透露，高分红OCI资产占二级权益投资总持仓约30%，投资团队正加大科创板企业深度研究和投资。
2025-07-12Ministry of Finance issued a notice adjusting long-cycle assessment for state-owned commercial insurers, changing ROE and capital保值增值率 assessment to combine 1-year, 3-year, and 5-year indicators with weights of 30%, 50%, and 20% respectively; PICC stated it will boost equity market allocation.财政部印发通知，将国有商业保险公司净资产收益率和国有资本保值增值率考核调整为当年度、三年周期和五年周期相结合，权重分别为30%、50%、20%；中国人保表示将加大权益市场布局。
2025-08-27PICC's total investment assets exceeded RMB 1.7 trillion as of June 30, 2025, up 7.2% from the start of the year; stock investments increased from RMB 50.249 billion to RMB 94.625 billion, with the proportion rising from 3.7% to 5.4%.截至2025年6月30日，中国人保投资资产规模突破1.7万亿元，较年初增长7.2%；股票投资金额由502.49亿元增至946.25亿元，占比由3.7%提升至5.4%。
2025-08-28PICC Vice President Cai Zhiwei stated that the group will opportunistically increase equity investments through share placements, strategic investments, and stake-building, focusing on high-dividend OCI stocks, with OCI stock investment scale up 60.7% in H1 2025.中国人保副总裁才智伟表示，公司将适时通过举牌、定增、战投等方式加大权益投资力度，聚焦高股息OCI股票，2025年上半年OCI股票投资规模增长60.7%。
2025-08-28PICC announced that its long-term stock investment pilot, with RMB 10 billion approved in March 2025 for PICC Life and PICC Asset Management, will focus on A-shares; the private fund management company was established on August 18, 2025.中国人保宣布，2025年3月获批的100亿元长期股票投资试点（人保寿险和人保资产）将以A股为主；私募基金管理公司已于2025年8月18日成立。
2026-03-27PICC Vice President Cai Zhiwei stated at the results conference that the company's OCI (other comprehensive income) stock investment scale grew 158% in 2025, with the average dividend yield of OCI stocks reaching 4.27%. A strategic stock portfolio was established, achieving a net value growth rate of over 40% in 2025.中国人保副总裁才智伟在业绩会上表示，2025年公司OCI股票投资规模增长158%，持仓OCI股票平均股息率达4.27%。设立的战略股票投资组合2025年净值增长率超过40%。
2026-03-29PICC disclosed that it exceeded the target of 'investing 30% of new premiums in the A-share market' in 2025, with net A-share purchases exceeding 40 billion yuan, and the equity allocation in secondary market investments increased by 4.3 percentage points. New China Life Insurance became a top-ten shareholder through increased holdings.中国人保披露，2025年超额完成“新增保费30%用于投资A股市场”的目标，净加仓A股超400亿元，二级市场权益配置占比提升4.3个百分点。新华保险通过增持成为前十大股东。
2026-04-30PICC management states no information received on market rumors of special treasury bond capital injection of 400-600 billion yuan; will disclose if progress occurs.中国人保管理层表示未收到关于特别国债注资400-600亿元的市场传闻信息，如有进展将及时公告。
Residual other其他剩余
1 · 2024-09-25
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Miscellaneous events not fitting other categories.不适合其他类别的杂项事件。
2024-09-25PICC Life Jiangxi branch paid a 2 million yuan accidental death claim (20x basic sum insured) for a policyholder killed in a self-driving accident, settled within 3 days of application.人保寿险江西省分公司赔付自驾车意外身故保险金200万元（基本保额20倍），申请后3日内结案。
Agricultural & rural insurance innovation农业与农村保险创新
1 · 2024-10-14
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PICC develops innovative agricultural insurance products, including germplasm resource protection and marine ranch insurance.人保开发创新农业保险产品，包括种质资源保护和海洋牧场保险。
2024-10-14PICC has developed 46 aquaculture insurance products for marine ranches, and partnered with Swiss Re and Guangdong Ocean University to establish the 'Greater Bay Area Agricultural Insurance Innovation Lab' and 'Greater Bay Area Agricultural Insurance Research Center'.中国人保已累计开发46个水产养殖保险产品，并与瑞士再保险公司、广东海洋大学分别成立'大湾区农业保险创新实验室'和'大湾区农业保险研究中心'。
Supply chain & industrial chain insurance (Suanlianbao)供应链与产业链保险（算链保）
5 · 2024-11-26 → 2025-07-17
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PICC launches the 'Suanlianbao' computing chain insurance and other industrial chain insurance products.人保推出'算链保'算力链保险及其他产业链保险产品。
2024-11-26PICC launched 'Industrial Chain Insurance Model' and new product 'Suanlianbao' (Computing Chain Insurance) at China International Supply Chain Expo, covering cyber, trade credit, product quality, liability, and cargo for computing power chains.中国人保在链博会发布“产业链保险模式”及新产品“算链保”，为算力产业链提供网络安全、贸易信用、产品质量、责任及货运综合保障。
2025-01-16At the 2nd China International Supply Chain Expo, PICC showcased its industrial chain insurance model and new 'Suanlianbao' product, winning the 'Green Booth' award.在第二届中国国际供应链促进博览会上，中国人保展示产业链保险模式和“算链保”新产品，荣获“绿色展台”称号。
2025-02-21PICC launched its first industrial chain insurance product 'Suanli Bao' (Computing Chain Insurance), a combined product covering network security and trade credit, providing full-chain comprehensive risk coverage for the computing power industry chain.中国人保推出首款产业链保险产品“算链保”组合产品，涵盖网络安全、贸易信用等领域，为算力产业链企业提供全链条综合风险保障。
2025-07-17PICC and China Council for the Promotion of International Trade jointly released the '2025 Industry Chain Risk Research White Paper', the first national white paper on securing industry chain resilience, covering 9 segments including low-altitude economy, large aircraft, energy storage, basic and industrial software.中国人保与中国贸促会联合发布《2025产业链风险研究白皮书》，为全国首份以保障产业链供应链韧性安全为主题的白皮书，涵盖低空经济、大飞机、储能、基础和工业软件等9个细分领域。
2025-07-17PICC launched exclusive insurance products for nine industry chains at the 3rd China International Supply Chain Expo, covering low-altitude economy, computing power, integrated circuits, energy storage, digital technology (including 'Computing Chain Insurance 2.0'), green agriculture (seed industry), and smart vehicles; signed MOUs with representative enterprises in low-altitude economy and computing power chains.中国人保在第三届链博会上推出针对九大产业链的专属保险创新产品，涵盖低空经济、算力、集成电路、储能、数字科技（含“算链保2.0版”）、绿色农业（种业）、智能汽车等领域；现场与低空经济、算力产业链代表性企业签署合作备忘录。
Debt & capital instruments issuance债务与资本工具发行
1 · 2024-11-28
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PICC issues subordinated capital bonds and catastrophe bonds to strengthen capital base.人保发行次级资本债券和巨灾债券以增强资本基础。
2024-11-28PICC P&C issued RMB 12 billion subordinated capital bonds on the interbank market, 10-year tenor, first 5-year coupon 2.33%, step-up to 3.33% if not redeemed.人保财险在全国银行间债券市场成功发行120亿元人民币资本补充债券，期限10年，首五年票面利率2.33%，未赎回后五年为3.33%。
Insurance trust & wealth management products保险金信托与财富管理产品
3 · 2024-12-02 → 2025-03-26
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PICC Life establishes billion-yuan insurance trust and launches new wealth protection insurance products.人保寿险设立亿元级保险金信托，推出新的财富保障保险产品。
2024-12-02PICC Life Insurance Guangxi Branch launched the 'Jinyu Mantang' new product, a wealth protection insurance product with features of security, flexibility, growth, and functionality.中国人保寿险广西分公司发布‘金裕满堂’新产品，一款兼具保障性、灵活性、增长性和功能性的财富守护保险产品。
2024-12-06PICC Life Insurance and China Credit Trust successfully established a billion-yuan insurance trust under the 'Shiguang Chengnuo' brand, the first to reach billion-yuan scale through policy additions.人保寿险与中诚信托成功设立亿元规模‘时光诚诺’保险金信托，首次通过追加保单形式实现亿元规模。
2025-03-26PICC APP launched 'Yao An Bao', an internet outpatient insurance product covering 2,200+ outpatient medications with zero deductible, lowering the insurance threshold and premiums.中国人保APP上线'药安保'互联网门诊险，覆盖2200+门诊用药0免赔，降低投保门槛和保费。
IT procurement & infrastructureIT采购与基础设施
7 · 2024-12-12 → 2026-03-23
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PICC awards IT procurement contracts for software, hardware, and cloud services to support digital operations.人保授予软件、硬件和云服务IT采购合同，以支持数字化运营。
2024-12-12PICC's subsidiary PICC Technology selected Shanghai Newtouch Software Co., Ltd. as the winning bidder for the 2025 branch BI data distribution system O&M project, with 125 mid-level and 250 senior engineer days.人保科技选定上海新致软件股份有限公司为‘2025年分支机构BI数据下发系统运维项目’中标供应商，采购中级运维125人天、高级运维250人天。
2024-12-23PICC awarded a contract to Beijing Top World Network Technology Co., Ltd. for 220 OceanBase software licenses and 500 person-days of technical services for its 2024 distributed database license expansion project, valued at RMB 9.0092 million.中国人保‘2024年分布式数据库软件授权扩容项目’由北京顶尖天下网络科技有限公司以900.92万元中标，采购220个OceanBase软件许可及500人天原厂技术服务。
2026-01-29PICC Group's 2025 network equipment procurement project (batch 1, package 4: data center cloud network switches for PICC Life) was won by Beijing Yinhai Changyuan Technology Co., Ltd. (300231.SZ) for 3.5717 million yuan.人保集团2025年网络设备统筹采购项目（第一批次）包4：数据中心云网络交换机（人保寿险）由北京银信长远科技股份有限公司（300231.SZ）以357.17万元中标。
2026-01-29PICC Group's 2025 network equipment procurement project (batch 1, package 3: TAP switches for PICC P&C) was won by Zhongke Soft Technology Co., Ltd. (603927.SH) for 2.6981 million yuan.人保集团2025年网络设备统筹采购项目（第一批次）包3：TAP交换机（人保财险）由中科软科技股份有限公司（603927.SH）以269.81万元中标。
2026-02-28PICC Group awards a 1.9698 million yuan IT procurement contract (unified portal upgrade and OA system project, bid package 1) to Weaver Network Technology Co., Ltd.人保集团将统一门户升级改造和OA系统建设项目（标包1）196.98万元合同授予泛微网络科技股份有限公司。
2026-02-28PICC Group awards a 2.7002 million yuan IT procurement contract (unified technology platform R&D and O&M human resources service project, bid package 1) to Sinosoft Technology Co., Ltd.人保集团将统一技术平台研发及运维人力资源服务项目（标包1）270.02万元合同授予中科软科技股份有限公司。
2026-03-23Beijing Joyous Software (002279.SZ) won a bid for PICC Technology's financial accounting system technical service project (2025-2026) with a winning amount of 2.23 million yuan.北京久其软件股份有限公司中标人保科技财务核算系统技术服务项目(2025-2026年)，中标金额223.00万元。
Wuhan Financial Center project武汉金融中心项目
1 · 2024-12-26
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PICC breaks ground on the Wuhan Financial Center, a new headquarters building for its Hubei operations.人保武汉金融中心项目开工，作为湖北业务新总部大楼。
2024-12-26PICC broke ground on the Wuhan Financial Center project in Hanyang, with a total investment of approximately RMB 1.2 billion. The 198-meter, 40-story building will house PICC's Hubei operations (P&C, Life, Health) and serve as a financial industry hub.人保武汉金融中心项目在汉阳开工，总投资约12亿元，建筑高度198米、地上40层，将承载人保驻鄂主要板块业务（财险、寿险、健康险），打造金融特色产业楼宇。
ESG & green initiativesESG与绿色倡议
2 · 2025-01-09 → 2025-09-02
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Green finance, clean complaint platforms, and sustainable insurance products.绿色金融、清廉投诉平台及可持续保险产品。
2025-01-09PICC launched the 'New Citizen Safe Living Rental Version' insurance product via its APP, targeting new urban residents like delivery riders, covering property damage and medical expenses from incidents such as fires.中国人保通过APP推出“新市民安居保·租房版”保险产品，面向外卖骑手等新市民群体，覆盖火灾等事故导致的财产损失和医疗费用。
2025-09-02PICC P&C Xinjiang branch launched the 'Xinjiang PICC Clean Complaint One-Code Platform' on WeChat official account on Aug 26, featuring clean supervision (tip-off for gift-taking, interest transfer) and complaint mediation modules; complaints assigned within 48 hours, resolved in 7 working days.人保财险新疆分公司8月26日在微信公众号上线'新疆人保清廉投诉一码办'平台，包含清廉监督（索要礼品礼金、利益输送举报）和投诉调解模块；有效投诉48小时内分配，7个工作日内处理。
Overseas & cross-border business海外与跨境业务
5 · 2025-01-20 → 2025-11-24
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PICC expands overseas insurance coverage, including NEV insurance in Hong Kong and Thailand, and shipping insurance.人保扩大海外保险覆盖，包括香港和泰国的新能源汽车保险及航运保险。
2025-01-20PICC disclosed that in 2024, it provided risk coverage of RMB 1.9 trillion for overseas investment and infrastructure projects, covering 140 countries and regions, with overseas premium income accounting for nearly 1% of total.中国人保披露2024年为境外投资及基础设施建设项目提供风险保障金额1.9万亿元，覆盖140个国家和地区，海外业务保费收入占比近1%。
2025-10-20PICC provided risk coverage for cargo worth over 300 million yuan on the maiden commercial voyage of the China-Europe Arctic Express route, covering 23 clients on the 'Istanbul Bridge' container ship from Ningbo Zhoushan Port to Felixstowe, UK.中国人保为全球首条中欧北极快航线路首航货物提供风险保障，覆盖「伊斯坦布尔桥」号集装箱船上23家客户、总价值超3亿元的货物，航线从宁波舟山港至英国弗利克斯托港。
2025-11-07PICC Hong Kong and PICC P&C Guangdong branch launched the 'Angangxing - Yueche Nanxia Insurance Plan' for Guangdong single-plate private cars entering Hong Kong, with third-party liability coverage up to HKD 100 million and property damage up to HKD 2 million.人保香港与人保财险广东省分公司推出“安港行—粤车南下保险计划”，为广东单牌私家车进入香港提供保障，第三者责任险保额高达1亿港元，财产损失保额200万港元。
2025-11-07PICC P&C established a green ship co-insurance pool and a domestic commercial aircraft overseas fleet insurance consortium to support Chinese high-end equipment going global.中国财险牵头成立绿色船舶共保体和国产商用飞机海外机队保险联合体，支持中国高端装备“走出去”。
2025-11-24PICC P&C Guangzhou branch launched an 'Export-oriented Enterprise Exclusive Insurance Package' at the 138th Canton Fair, integrating credit insurance, cargo insurance, product liability insurance, and IP overseas infringement liability insurance.人保财险广州分公司在第138届广交会上推出“外贸企业专属保险套餐”，整合信用保险、货运保险、产品责任保险和知识产权海外侵权责任保险。
Research institutes & subsidiaries研究院与子公司
1 · 2025-06-10
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Establishment and restructuring of subsidiaries, including private fund management and ecology firms.子公司设立与重组，包括私募基金管理及生态公司。
2025-06-10PICC's subsidiary Zhejiang Qidi Ecology was judicially transferred to PICC Fund (Ningbo Hangzhou Bay New Area Renbao Yuanwang Qidi Kefu Equity Investment Center) after a court ruling, with 93.419% equity valued at 490 million yuan to settle a 471 million yuan debt, causing an estimated investment loss of 207 million yuan for Qidi Environment.人保子公司浙江启迪生态因法院裁定，93.419%股权作价4.9亿元司法划转给人保基金（宁波杭州湾新区人保远望启迪科服股权投资中心），以清偿4.71亿元债务，对启迪环境预计造成2.07亿元投资损失。
AI & generative AI insurance productsAI与生成式AI保险产品
2 · 2025-06-13 → 2025-08-28
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PICC launches the first generative AI copyright infringement liability insurance in China.人保推出全国首单生成式人工智能著作权侵权责任保险。
2025-06-13PICC launched the first batch of generative AI copyright infringement liability insurance in China, covering AI-generated content infringement risks, with policies issued in Qingdao, Beijing, and Wuxi.中国人保在全国首批落地生成式人工智能生成内容侵权责任保险，为AI生成内容侵权风险提供保障，在青岛、北京、无锡出单。
2025-08-28PICC announced the launch of the first batch of national generative AI content liability insurance, a new product covering intellectual property risks from AI-generated content, as part of its digital finance innovation.中国人保推出全国首批生成式人工智能生产内容侵权责任险，覆盖AI生成内容的知识产权风险，作为数字金融创新的一部分。
