The storylines故事线
Click a development’s source links to open the original article.点击进展下方的来源链接可打开原文。
One Cloud Multi-Core Cloud Platform一云多芯云平台
1 · 2024-01-04
▾
Bank of Communications won the first prize in the 2022 Financial Science and Technology Development Award for its 'One Cloud Multi-Core Cloud Platform Construction' project.交通银行'一云多芯云平台建设'项目荣获2022年度金融科技发展奖一等奖。
2024-01-04Bank of Communications won the first prize in the 2022 Financial Science and Technology Development Award for its 'One Cloud Multi-Core Cloud Platform Construction' project.交通银行以“一云多芯云平台建设”项目获得2022年度金融科技发展奖一等奖。
Executive appointments & departures (branch level)分行高管任免
55 · 2024-01-05 → 2026-06-23
▾
A series of approvals for branch-level vice presidents, presidents, and assistants across multiple provinces and cities.一系列涉及多个省市分行副行长、行长及行长助理的任职资格获批。
2024-01-05Han Hongling was approved as vice president of Bank of Communications Liaoning branch by the financial regulator.韩红玲获批任交通银行辽宁省分行副行长任职资格。
2024-01-09Xu Xiaojing was approved as president of Bank of Communications Shanghai Pilot Free Trade Zone Lin-gang Special Area sub-branch.徐晓菁获批任交通银行上海自贸试验区新片区分行行长任职资格。
2024-01-19Huang De was approved as vice president of Bank of Communications Ji'an branch, Jiangxi province.黄德获批任交通银行吉安分行副行长任职资格。
2024-02-04Yan Xuefeng's qualification as deputy president (presiding) of Bank of Communications Quzhou Branch was approved by the National Financial Regulatory Administration Quzhou Regulatory分局.颜雪峰交通银行衢州分行副行长（主持工作）任职资格获国家金融监督管理总局衢州监管分局核准。
2024-02-06Deng Hubao's qualification as assistant to the president of Bank of Communications Meishan Branch was approved by the National Financial Regulatory Administration Meishan Regulatory分局.邓琥宝交通银行眉山分行行长助理任职资格获国家金融监督管理总局眉山监管分局核准。
2024-02-06Kong Yuan's qualification as deputy president of Bank of Communications Huaihua Branch was approved by the National Financial Regulatory Administration Huaihua Regulatory分局.孔源交通银行怀化分行副行长任职资格获国家金融监督管理总局怀化监管分局核准。
2024-03-04Zhou Na was approved by the Qujing regulatory branch of NFRA to serve as vice president of BOCOM Qujing branch.周娜获国家金融监督管理总局曲靖监管分局批准，任交通银行曲靖分行副行长。
2024-03-22Wang Dong was approved by the Jinhua regulatory branch of NFRA to serve as assistant to the president of BOCOM Zhejiang branch.王栋获国家金融监督管理总局金华监管分局批准，任交通银行浙江省分行行长助理。
2024-03-25Zhang Jinsheng was approved by the Yuxi regulatory branch of NFRA to serve as vice president of BOCOM Yuxi branch.张锦晟获国家金融监督管理总局玉溪监管分局批准，任交通银行玉溪分行副行长。
2024-03-27He Gang was approved by the Jiangxi regulatory bureau of NFRA to serve as vice president of BOCOM Jiangxi branch.何刚获国家金融监督管理总局江西监管局批准，任交通银行江西省分行副行长。
2024-05-17Bank of Communications Chongqing Branch approved Tang Dan as vice president.交通银行重庆市分行获批唐丹任副行长。
2024-07-15Fan Cuizhi's qualification as Vice President of Bank of Communications Jincheng branch approved by Jincheng financial regulator.樊翠枝任交通银行晋城分行副行长的任职资格获晋城监管分局核准。
2024-07-16Huo Jingyu's qualification as Vice President of Bank of Communications Liaoyang branch approved by Liaoyang financial regulator.霍镜宇任交通银行辽阳分行副行长的任职资格获辽阳监管分局批准。
2024-07-22Wang Linjing's qualification as President of Bank of Communications Jiaozuo branch approved by Jiaozuo financial regulator.王琳静任交通银行焦作分行行长的任职资格获焦作监管分局批复核准。
2024-07-29Tang Xiaobing's qualification as President of Bank of Communications Xinyang branch approved by Xinyang financial regulator.唐晓冰任交通银行信阳分行行长的任职资格获信阳监管分局核准。
2024-08-13Jiang Wenkai's appointment as Deputy President of Bank of Communications Ningxia Branch approved by financial regulator.姜文凯交通银行宁夏回族自治区分行副行长任职资格获核准。
2024-09-03Li Guanggang approved as vice president of BoCom Xingtai branch by Xingtai Financial Regulatory分局.李广刚获批任交通银行邢台分行副行长。
2024-09-05Luo Yingjun approved as vice president of BoCom Chaozhou branch by Chaozhou Financial Regulatory分局.罗赢君获批任交通银行潮州分行副行长。
2024-09-05Chen Chunmiao approved as vice president of BoCom Zhanjiang branch by Guangdong Financial Regulatory Bureau.陈春苗获批任交通银行湛江分行副行长。
2024-09-12Zhang Mengying approved as vice president of BoCom Chuxiong branch by Chuxiong Financial Regulatory分局.张梦颖获批任交通银行楚雄分行副行长。
2024-09-14Zhang Zhihai approved as president of BoCom Jinzhou branch by Jinzhou Financial Regulatory分局.张志海获批任交通银行锦州分行行长。
2024-09-23Yan Jiaqiang approved as president of BoCom Binzhou branch by Binzhou Financial Regulatory分局.闫家强获批任交通银行滨州分行行长。
2024-09-23Chang Huidong approved as vice president of BoCom Binzhou branch by Binzhou Financial Regulatory分局.常会东获批任交通银行滨州分行副行长。
2024-10-15Xie Dezhi was approved as the president of Bank of Communications Guangzhou Green Finance Reform and Innovation Pilot Zone Huadu Sub-branch.谢德志获批担任交通银行广州绿色金融改革创新试验区花都分行行长。
2025-01-09The Zhejiang Regulatory Bureau approved Song Junjie as president of BOCOM Taizhou Branch.浙江监管局核准宋俊杰任交通银行台州分行行长。
2025-02-07Beijing Regulatory Bureau approved Hou Xiaoming's qualification as Vice President of BOCOM Beijing Tongzhou Sub-branch.北京监管局核准侯晓明交通银行北京通州分行副行长的任职资格。
2025-02-21Tianjin Financial Regulatory Bureau approved Miao Yang's qualification as President of BOCOM Tianjin Branch.天津金融监管局核准缪洋交通银行天津市分行行长的任职资格。
2025-02-25Sichuan Regulatory Bureau approved Peng Wen's qualification as Vice President of BOCOM Yibin Branch.四川监管局核准彭雯交通银行宜宾分行副行长的任职资格。
2025-03-03Huang Chao was approved as Vice President of Bank of Communications Hengyang Branch.黄超被核准为交通银行衡阳分行副行长。
2025-03-07He Biao was approved as President of Bank of Communications Ningxia Branch.贺飚被核准为交通银行宁夏回族自治区分行行长。
2025-03-12Zhang Xiaojun was approved as Vice President of Bank of Communications Changji Branch.张小军被核准为交通银行昌吉分行副行长。
2025-03-18Zhang Limei was approved as President of Bank of Communications Sanya Branch.张丽梅被核准为交通银行三亚分行行长。
2025-03-19Qiu Yihan was approved as President of Bank of Communications Shanghai Pudong Branch.邱毅涵被核准为交通银行上海浦东分行行长。
2025-03-28Dai Xiaolan was approved as President of Bank of Communications Shihezi Branch.戴晓岚被核准为交通银行石河子分行行长。
2025-03-28Zhang He was approved as President of Bank of Communications Baoshan Branch.张鹤被核准为交通银行保山分行行长。
2025-05-09Zhang Xiaohua was approved as president of BOCOM Gansu branch.张晓华获批出任交通银行甘肃省分行行长。
2025-08-06Wang Bin was approved by the Yingkou Regulatory Branch of the National Financial Regulatory Administration (NFRA) to serve as Vice President of Bank of Communications Yingkou Branch.国家金融监督管理总局营口监管分局核准王彬交通银行营口分行副行长的任职资格。
2025-09-04Xinjiang Financial Regulatory Bureau approved Zeng Liang as vice president of Bank of Communications Xinjiang branch.新疆金融监管局核准曾亮交通银行新疆区分行副行长的任职资格。
2025-10-27Xu Liwei was approved by Maoming Financial Regulatory Sub-bureau as deputy president of BOCOM Maoming Branch.茂名金融监管分局核准徐立威交通银行茂名分行副行长的任职资格。
2025-10-27Li Zhenguang was approved by Qingdao Financial Regulatory Bureau as president of BOCOM Qingdao West Coast New Area Sub-branch.国家金融监督管理总局青岛监管局核准李振光交通银行青岛西海岸分行行长的任职资格。
2025-12-03Regulator approved Qi Yu-hu as Vice President of Bank of Communications Jiuquan Branch.监管核准漆玉虎交通银行酒泉分行副行长的任职资格。
2025-12-11Regulator approved Yang Jian as President of Bank of Communications Chizhou Branch.监管核准杨健交通银行池州分行行长的任职资格。
2025-12-19Regulator approved Wu Yi as President of Bank of Communications Shangrao Branch.监管核准吴奕交通银行上饶分行行长的任职资格。
2025-12-26Regulator approved Shao Zi-xuan as President of Bank of Communications Shaoguan Branch.监管核准邵子轩交通银行韶关分行行长的任职资格。
2025-12-26Regulator approved Guo Peng-peng as Vice President of Bank of Communications Zhoushan Branch.监管核准郭鹏鹏交通银行舟山分行副行长的任职资格。
2026-03-13Wu Yan (吴燕) is approved by the Heilongjiang Financial Regulatory Bureau as the General Manager of Bank of Communications Heilongjiang Branch.黑龙江金融监管局核准吴燕交通银行黑龙江省分行行长的任职资格。
2026-03-17Peng Xiaodong (彭晓东) is approved by the Qinghai Financial Regulatory Bureau as Deputy General Manager of Bank of Communications Qinghai Branch.青海金融监管局核准彭晓东交通银行青海省分行副行长的任职资格。
2026-03-25Cao Wenwei (操文伟) is approved by the Taizhou Financial Regulatory Bureau as General Manager of Bank of Communications Taizhou Branch.泰州金融监管分局核准操文伟交通银行泰州分行行长的任职资格。
2026-04-02The National Financial Regulatory Administration (NFRA) Wuwei Office approved Kong Qingfang as the president of BOCOM Wuwei Branch.武威金融监管分局核准孔庆芳交通银行武威分行行长的任职资格。
2026-04-03The NFRA Suzhou Office approved Huan Chuanlang as the vice president of BOCOM Suzhou Branch.苏州金融监管分局核准宦传浪交通银行苏州分行副行长的任职资格。
2026-04-20The NFRA Suzhou Office approved Yu Feng as the president of BOCOM Taicang Branch.苏州金融监管分局核准俞峰交通银行太仓分行行长的任职资格。
2026-04-30The NFRA Jiuquan Office approved Chai Junqiang as the vice president of BOCOM Jiuquan Branch.酒泉金融监管分局核准柴俊强交通银行酒泉分行副行长的任职资格。
2026-05-06Qin Haihua approved as President of Bank of Communications Jining Branch; Chen Lin approved as Vice President of Laiwu Branch; Deng Malin approved as Vice President of Chongqing Liangjiang New Area Branch; Zhang Bohan approved as Vice President of Ningde Branch.秦海花获批任交通银行济宁分行行长；陈林获批任莱芜分行副行长；邓玛琳获批任重庆两江新区分行副行长；张柏翰获批任宁德分行副行长。
2026-05-21Zheng Hongwei approved as Vice President of Bank of Communications Tangshan Caofeidian Free Trade Zone Sub-branch.郑宏伟获批任交通银行唐山曹妃甸自贸区分行副行长。
2026-06-23Liu Lei's appointment as Chief Information Officer of Bank of Communications was approved by the National Financial Regulatory Administration, effective immediately.刘雷任交通银行首席信息官的任职资格获国家金融监督管理总局核准生效。
Executive misconduct & legal cases高管违纪与法律案件
27 · 2024-01-07 → 2026-06-18
▾
Former executives and employees of Bank of Communications investigated, arrested, expelled from Party, or prosecuted for bribery, illegal lending, and other violations.交通银行前高管及员工因受贿、违规放贷等违纪违法行为被调查、逮捕、开除党籍或提起公诉。
2024-01-07Former Bank of Communications Shenyang Audit and Supervision Bureau director Liu Xichang was arrested on suspicion of bribery, transferred to prosecutors.交通银行沈阳审计监督分局原局长刘喜昌因涉嫌受贿被逮捕，移送检察机关审查起诉。
2024-02-05Zhou Baozhi, former Party secretary and president of Bank of Communications Guangdong Branch, was expelled from the Party for serious violations of discipline and law, including illegal issuance of loans of huge amounts; his case was transferred to the procuratorate.交通银行广东省分行原党委书记、行长周宝志因严重违纪违法被开除党籍，涉及违规发放贷款数额特别巨大，案件移送检察机关。
2024-02-08Zhou Yanti, former general manager of Bank of Communications Fintech Department, was expelled from the Party and dismissed from office for serious violations including accepting bribes and illegally intervening in project procurement; his case was transferred to the procuratorate.交通银行金融科技部原总经理周彦倜因严重违纪违法被双开，涉及受贿、违规干预项目采购等，案件移送检察机关。
2024-02-08Sun Yikun, former vice president of Bank of Communications Fintech Co., was expelled from the Party and dismissed from office for serious violations including accepting bribes; his case was transferred to the procuratorate.交银金融科技有限公司原副总裁孙毅坤因严重违纪违法被双开，涉嫌受贿犯罪，案件移送检察机关。
2024-03-13Sheng Jincai, former vice president and party committee member of BOCOM Wuxi branch, is under disciplinary review and supervisory investigation for suspected serious violations of discipline and law.交通银行无锡分行原党委委员、副行长盛金才涉嫌严重违纪违法，接受纪律审查和监察调查。
2024-03-25Liu Xichang, former director of BOCOM Shenyang Audit and Supervision Branch (bureau-level), was prosecuted for alleged bribery; the case was transferred to the Liaoyang People's Procuratorate for public prosecution.交通银行沈阳审计监督分局原局长刘喜昌（正厅级）涉嫌受贿罪被提起公诉，案件由辽阳市人民检察院审查起诉。
2024-04-07Former BoCom FinTech General Manager and Digital Transformation Office Director Zhou Yanti was indicted for bribery. Prosecutors allege he exploited his positions to seek benefits for others in contracting software, data warehouse servers, and telecom lines, illegally accepting huge sums.交通银行金融科技部原总经理、数字化转型办公室原主任周彦倜因涉嫌受贿罪被提起公诉，指控其利用职务便利为他人在承揽应用软件、数据仓库服务器、运营商线路等项目上谋取利益，非法收受巨额财物。
2024-06-12Bank of Communications Heilongjiang Branch former General Manager of International Business Department Wang Lixian is under investigation for suspected serious disciplinary and legal violations.交通银行黑龙江省分行国际业务部原总经理王立宪涉嫌严重违纪违法，正接受审查调查。
2024-07-31Sheng Jincai, former Vice President of Bank of Communications Wuxi branch, expelled from CPC and dismissed from public office for serious disciplinary and legal violations.交通银行无锡分行原党委委员、副行长盛金才被开除党籍和公职，涉嫌受贿罪和违法发放贷款罪。
2024-08-24Guo Hongwei, former Party Secretary and President of Bank of Communications Tianjin Branch, under investigation for serious disciplinary violations.交通银行天津市分行原党委书记、行长郭宏伟涉嫌严重违纪违法接受调查。
2024-12-30Wang Dong, Deputy General Manager of Bank of Communications Chongqing Branch Business Department, is under investigation for serious disciplinary and legal violations.交通银行重庆市分行营业部副总经理王东涉嫌严重违纪违法，接受纪律审查和监察调查。
2025-01-07Zhou Tusheng, general manager of the Business Processing Center of BOCOM Guangdong Branch, is under investigation for suspected serious disciplinary and legal violations.交通银行广东省分行业务处理中心总经理周土胜涉嫌严重违纪违法，正接受调查。
2025-02-24Guo Hongwei, former Party Secretary and President of BOCOM Tianjin Branch, was expelled from the Party and his suspected crimes were transferred to prosecutors for review and prosecution on charges of bribery and using influence for bribery.交通银行天津市分行原党委书记、行长郭宏伟被开除党籍，涉嫌受贿、利用影响力受贿犯罪移送检察机关审查起诉。
2025-02-26Tu Lianggang, former senior expert of BOCOM Zhejiang Branch, is under disciplinary review and supervisory investigation for suspected serious violations of discipline and law.交通银行浙江省分行原资深专家屠粮钢涉嫌严重违纪违法，接受纪律审查和监察调查。
2025-03-17Tu Lianggang, former senior expert of Bank of Communications Zhejiang Branch, is under investigation for suspected serious violations of discipline and law.交通银行浙江省分行原资深专家屠粮钢因涉嫌严重违纪违法被查。
2025-10-17BOCOM's Credit Approval Department Deputy General Manager Hu Xiaobing is under investigation for suspected serious disciplinary and legal violations.交通银行授信审批部副总经理胡晓冰涉嫌严重违纪违法，接受监察调查。
2025-10-28Former BOCOM Party Committee member and Vice President Hou Weidong is under investigation by the Central Commission for Discipline Inspection and the National Supervisory Commission for suspected serious disciplinary and legal violations.交通银行原党委委员、副行长侯维栋涉嫌严重违纪违法，目前正接受中央纪委国家监委纪律审查和监察调查。
2025-11-03Former Vice President of Bank of Communications, Hou Weidong, is under investigation.交通银行原副行长侯维栋被查。
2026-02-28Liang Bin, former deputy general manager of BoCom Shanghai Branch's Business Department, is under investigation for suspected serious disciplinary and legal violations by the bank's disciplinary committee and Huangpu District supervision commission.交通银行上海市分行营业部原副总经理梁斌涉嫌严重违纪违法，正接受交通银行上海市分行纪委纪律审查和黄浦区监委监察调查。
2026-03-13Former Deputy General Manager of Bank of Communications Shanxi Branch, Zhao Xiujun (赵秀军), is expelled from the Party and dismissed from public office for serious violations of discipline and suspected bribery; case transferred to prosecutors.交通银行山西省分行原副行长赵秀军被开除党籍和公职，涉嫌受贿犯罪问题移送检察机关依法审查起诉。
2026-03-25Cao Pei (曹沛), former Deputy General Manager of the Inclusive Finance Department of Bank of Communications Shanghai Branch, is under investigation for suspected serious disciplinary and legal violations.交通银行上海市分行普惠金融事业部原副总经理曹沛涉嫌严重违纪违法，目前正接受纪律审查和监察调查。
2026-04-23Zhang Wen, Party Secretary and Chairman of BOCOM International Trust, is under investigation for suspected serious disciplinary and legal violations, as announced by the Central Commission for Discipline Inspection.交银国际信托党委书记、董事长张文涉嫌严重违纪违法，接受中央纪委国家监委驻交通银行纪检监察组纪律审查和上海市监委监察调查。
2026-05-07Former Vice President and Party member Hou Weidong expelled from the Party for serious disciplinary and legal violations, including bribery, and transferred to prosecutors.交通银行原党委委员、副行长侯维栋因严重违纪违法被开除党籍，涉嫌受贿犯罪移送检察机关。
2026-05-29Wang Hao, Vice President of BOCOM Financial Technology, investigated for serious disciplinary and legal violations; he is the second VP of the unit to be probed after Sun Yikun in 2023.交银金融科技有限公司副总裁王浩涉嫌严重违纪违法接受审查调查，为该岗位继孙毅坤（2023年被查）后第二位被调查的高管。
2026-06-05Chen Huiyi, former Party Committee member and deputy president of Bank of Communications Heilongjiang Branch, is under investigation for suspected serious disciplinary and legal violations.交通银行黑龙江省分行原党委委员、副行长陈会一涉嫌严重违纪违法，接受纪律审查和监察调查。
2026-06-12Kuang Ming, a former employee of Bank of Communications Qingdao Jiaozhou Sub-branch, was banned from banking for 15 years for bribery as a key position staff member.交通银行青岛胶州支行原员工匡明因重要岗位员工构成受贿罪被禁止从事银行业工作15年。
2026-06-18Han Yanlong, a responsible person at Bank of Communications Kunming Jianshe Road Sub-branch, was banned from banking for 17 years for私自 altering posters for improper publicity and using customer names to obtain loans.交通银行昆明建设路支行相关责任人韩艳龙因私自变造海报开展不当宣传、冒用客户名义办理贷款被禁止从事银行业工作17年。
Fund fee & product changes基金费率与产品调整
12 · 2024-01-08 → 2025-12-26
▾
Cancellation of subscription fee discounts for specific fund shares and suspension of subscription functions for wealth management products.取消特定基金份额的申购费率优惠，以及暂停部分理财产品申购功能。
2024-01-08Bank of Communications cancelled the subscription and regular investment fee discount for E Fund Anyu 60-Day Holding Period Bond Fund Class A shares, effective from January 8, 2024.交通银行自2024年1月8日起取消易方达安裕60天持有期债券型证券投资基金A类基金份额的申购及定期定额投资费率优惠。
2024-01-19Bank of Communications suspended the subscription function of the 'Yunfu Caifu Jiujiu' daily wealth management product from January 22, 2024.交通银行自2024年1月22日起暂停“蕴通财富久久”日盈理财产品的申购功能。
2024-02-19Bank of Communications announced that from March 16, 2024, it will suspend new customer sign-ups for its 'Huoxiying' and 'Huoxifu' demand deposit wealth management products; existing customers remain unaffected.交通银行宣布自2024年3月16日起暂停向新客户提供活期盈、活期富签约服务，已签约客户可继续正常使用。
2024-03-28BOCOM announced it will stop accepting customer subscription applications for 12 'Zhouzhouying' and 'Zhouzhouying Jinjue' structured deposit products from 2024-04-15.交通银行公告自2024年4月15日起停止受理12款‘周周盈’、‘周周盈’进取版结构性存款产品的客户认购申请。
2024-05-10Bank of Communications announced termination of its Shuangli Deposit (Standard/Superior Edition) business effective May 15, 2024, ceasing account opening and deposit services.交通银行宣布自2024年5月15日起终止双利存款（普通版/超享版）业务，停止开立子账户和转存资金服务。
2024-09-20BoCom announced it will lower the daily quick redemption limit for its 'Jiaoyin Huoqiying' and 'Jiaoyin Huoqi Fu' wealth management products to CNY 10,000 per investor per day, effective October 19, 2024.交通银行宣布自2024年10月19日起，将交银活期盈和交银活期富产品的每日快速赎回限额下调至1万元。
2024-10-17Bank of Communications adjusted the minimum transaction amount for its precious metals wallet and gold fixed investment plan from 600 yuan to 700 yuan, effective October 18, 2024.交通银行自2024年10月18日起，将贵金属钱包和黄金定投业务积存计划交易起点金额由600元调整至700元。
2024-10-17Bank of Communications announced a 90% discount on fund subscription fees via its mobile app, effective immediately.交通银行宣布其APP基金买入费率全面一折起，即日生效。
2025-03-07Bank of Communications suspended the subscription function of the 'Yuntong Caifu Jiujiu' daily interest wealth management product (0141150001) from March 10, 2025.交通银行自2025年3月10日起暂停“蕴通财富久久”日盈理财产品（0141150001）的申购功能。
2025-04-10BoCom adjusted the minimum transaction amount for its precious metals wallet accumulation plan from CNY 700 to CNY 800, effective April 11, 2025.交通银行将贵金属钱包业务积存计划交易起点金额由700元调整至800元，自2025年4月11日起生效。
2025-10-24BOCOM adjusted its precious metals wallet accumulation plan starting October 27, 2025: the minimum accumulation amount will float with the real-time gold price, requiring amounts to be at least the real-time gold price and in multiples of 100 yuan.交通银行自2025年10月27日起调整贵金属钱包积存计划起点金额为随金价浮动方式，积存金额需大于等于实时金价且为100元整数倍。
2025-12-26Announced continuation of subscription and regular investment fee discount campaign for open-end funds via mobile banking from Jan 1 to Dec 31, 2026.公告2026年1月1日至12月31日期间，对手机银行代销的开放式基金继续开展申购及定投手续费率优惠活动。
Strategic cooperation with Shanghai Electric与上海电气战略合作
2 · 2024-01-11 → 2026-06-03
▾
Bank of Communications business director and Shanghai branch president visited Shanghai Electric to discuss deepening strategic cooperation in new energy, digital economy, and overseas business.交通银行业务总监兼上海分行行长拜访上海电气，商讨在新能源、数字经济、海外业务等领域深化战略合作。
2024-01-11Bank of Communications business director and Shanghai branch president Tu Hong visited Shanghai Electric to discuss deepening strategic cooperation in new energy, digital economy, and overseas business.交通银行业务总监、上海分行行长涂宏到访上海电气，就深化在新能源、数字经济、海外业务等领域的战略合作交换意见。
2026-06-03Bank of Communications and Shanghai Electric held talks to deepen strategic cooperation, focusing on comprehensive financial services, digital transformation, and new energy sectors.交通银行与上海电气举行会谈，深化全方位战略合作，聚焦综合金融服务、数字化转型和新能源领域。
Biomedical lending in Shanghai上海生物医药贷款
1 · 2024-01-12
▾
Bank of Communications provided nearly 7 billion yuan in credit to 194 biomedical companies in Shanghai by end-2023, and plans to shift from 1.0 to 2.0 support model.截至2023年末，交通银行已向上海194家生物医药企业提供近70亿元信贷，并计划从1.0向2.0支持模式转变。
2024-01-12Bank of Communications stated it had provided nearly 7 billion yuan in credit to 194 biomedical companies in Shanghai by end-2023, and plans to shift from 1.0 to 2.0 support model.交通银行表示截至2023年末已为上海地区194家生物医药企业提供近70亿元授信，并计划从1.0向2.0支持模式转变。
Regulatory fines (branch operations)分行监管处罚
64 · 2024-01-15 → 2026-06-12
▾
Multiple branches fined by financial regulators for inadequate loan investigation, review, monitoring, post-loan management, and other operational failures.多家分行因贷前调查、审查、监控不力，贷后管理不到位等操作问题被金融监管机构罚款。
2024-01-15Bank of Communications Siping branch was fined 300,000 yuan by the financial regulator for inadequate loan investigation, review, and monitoring ('Sancha').交通银行四平分行因贷款“三查”不尽职被金融监管局罚款30万元。
2024-01-23Bank of Communications Sanming branch was fined 950,000 yuan for inadequate loan investigation, monitoring, and personal loan management failures.交通银行三明分行因流动资金贷款贷前调查不尽职、贷后检查不尽职及个人贷款管理不尽职被罚款95万元。
2024-01-24Bank of Communications Xianning branch was fined 250,000 yuan for inadequate post-loan management.交通银行咸宁分行因贷后管理不尽职被罚款25万元。
2024-01-24Bank of Communications Huangshi branch was fined 500,000 yuan for failing to implement preferential fee policies and inadequate entrusted payment review.交通银行黄石分行因未落实优惠政策减免费用及受托支付审查不尽职被罚款50万元。
2024-01-24Bank of Communications Xinjiang Uygur Autonomous Region branch was fined 700,000 yuan for poor implementation of dual-recording requirements and unauthorized self-made agency product materials with misleading statements.交通银行新疆维吾尔自治区分行因“双录”要求执行不力及违规自制代销产品资料并含误导性陈述被罚款70万元。
2024-03-13BOCOM Xianning branch was fined 250,000 yuan by the Xianning regulatory branch of NFRA for inadequate post-lending management; customer manager Zhou Zizun received a warning.交通银行咸宁分行因贷后管理不尽职被国家金融监督管理总局咸宁监管分局罚款25万元，客户经理周子尊被警告。
2024-03-15BOCOM Nanyang branch was fined 250,000 yuan by the Nanyang regulatory branch of NFRA for loan funds flowing back to borrowers' or related parties' accounts; customer manager Yuan Xingfei received a warning.交通银行南阳分行因贷款资金回流至借款人或关系人企业账户被国家金融监督管理总局南阳监管分局罚款25万元，客户经理袁兴飞被警告。
2024-03-22BOCOM Qingdao Laixi sub-branch was fined 300,000 yuan by the Qingdao regulatory bureau of NFRA for issuing fixed-asset loans to projects with insufficient capital; customer manager Jiang Lin received a warning.交通银行青岛莱西支行因向资本金不足的项目发放固定资产贷款被国家金融监督管理总局青岛监管局罚款30万元，客户经理姜琳被警告。
2024-03-28BOCOM Yiwu branch was fined 1.85 million yuan by the Jinhua regulatory branch of NFRA for multiple violations including illegal land reserve financing to SOEs, inadequate loan checks, and inflating deposits and loans.交通银行义乌分行因违规向国有企业提供土地储备融资、贷款‘三查’不到位、虚增存贷款等多项问题被国家金融监督管理总局金华监管分局罚款185万元。
2024-04-01BoCom Liaoyuan sub-branch was fined 250,000 yuan by the National Financial Regulatory Administration (NFRA) Liaoyuan branch for serious negligence in pre-loan investigation and inadequate verification of down payment authenticity.交通银行辽源支行因贷前调查严重不尽职、首付款真实性审核不到位，被国家金融监督管理总局辽源监管分局罚款25万元。
2024-04-15BoCom Jilin branch was fined 2.4 million yuan by NFRA Jilin bureau for multiple violations: factoring funds flowing back to the issuer, credit funds undertaking entrusted loans, discount funds flowing back to the drawer, deposit-loan linkage, and discounting bills without real trade background.交通银行吉林省分行因福费廷资金回流开证人、信贷资金承接委托贷款、贴现资金回流出票人、存贷挂钩、为没有真实商品交易关系的持票人办理贴现业务，被国家金融监督管理总局吉林监管局罚款240万元。
2024-04-25BoCom Tonghua sub-branch was fined 300,000 yuan by NFRA Tonghua bureau for personal consumption loans flowing into restricted areas.交通银行通化分行因个人消费贷款违规流入限制性领域，被国家金融监督管理总局通化监管分局罚款30万元。
2024-05-06Bank of Communications Songyuan Branch fined 300,000 yuan for inadequate review of fixed-asset loans; former assistant president Liu Jinna received a warning.交通银行松原分行因固定资产贷款贷时审查不严被罚30万元，时任行长助理刘金娜被警告。
2024-05-06Bank of Communications Anqing Branch fined 1.35 million yuan for illegally issuing fixed-asset loans; three responsible individuals warned and fined 60,000 yuan each.交通银行安庆分行因违规发放固定资产贷款被罚135万元，三名责任人被警告并各罚6万元。
2024-05-07Bank of Communications Huangshan Branch fined 600,000 yuan for illegally issuing project loans.交通银行黄山分行因违规发放项目贷款被罚60万元。
2024-05-10Bank of Communications Huzhou Branch fined 1.05 million yuan for imprudent working capital loan issuance, inadequate employee behavior management, and insufficient personal business loan checks; two individuals warned.交通银行湖州分行因流动资金贷款发放不审慎、员工行为管理不到位、个人经营性贷款三查不到位被罚105万元，两人被警告。
2024-05-10Bank of Communications Jilin Branch fined 300,000 yuan for inaccurate loan risk classification, where attention-class loans should have been classified as substandard.交通银行吉林分行因贷款风险分类不准确，关注类贷款应至少划分为次级类，被罚30万元。
2024-05-15Bank of Communications Qinghai Branch fined 135,000 yuan and warned for failing to properly manage insurance sales personnel registration and non-compliant insurance sales practices; personal finance department head Gao Jun warned and fined 5,000 yuan.交通银行青海省分行因未按规定进行保险销售从业人员执业登记管理和销售行为不规范被责令改正、警告并罚13.5万元，个人金融部总经理高俊被警告并罚5000元。
2024-05-16Bank of Communications Lishui Branch fined 300,000 yuan for inadequate pre-loan investigation.交通银行丽水分行因贷前调查不到位被罚30万元。
2024-06-06Bank of Communications Yili Branch was fined 305,000 yuan by the local financial regulator for inadequate fixed-asset loan payment management and insurance sales training management.交通银行伊犁分行因固定资产贷款支付管理未尽职及保险销售培训管理不到位，被罚款30.5万元。
2024-06-18Bank of Communications Yanbian Branch was fined 350,000 yuan by the local financial regulator for inadequate post-lending management, allowing personal loan funds to flow into restricted areas; a former deputy branch manager was warned.交通银行延边分行因贷后管理不到位，个人贷款资金违规流入限制性领域，被罚款35万元，一名原副行长被警告。
2024-06-21Bank of Communications Fuxin Branch was fined 300,000 yuan for inadequate unified credit management in small and micro business; a responsible person was warned.交通银行阜新分行因小微业务统一授信管理不到位被罚30万元，相关责任人被警告。
2024-08-01Bank of Communications Shanxi Branch fined 1.077 million yuan for 5 violations including account management and consumer protection.交通银行山西省分行因违反账户管理规定等5项违规行为被罚款107.7万元。
2024-08-02Bank of Communications Hubei Branch fined 4.9 million yuan for 7 violations including inadequate online mortgage loan management and illegal M&A loan issuance.交通银行湖北省分行因线上抵押贷管理不尽职等7项违规被罚款490万元。
2024-08-05Bank of Communications Changzhou Branch fined 750,000 yuan for inadequate project loan capital verification and trade background review of bank acceptance bills.交通银行常州分行因项目贷款资本金核实不到位等被罚75万元。
2024-08-29Bank of Communications Jiaxing Branch fined 850,000 yuan for improper personal loan management and违规保管客户重要空白凭证.交通银行嘉兴分行因个人贷款管理不审慎等被罚85万元。
2024-09-06BoCom Jingzhou branch fined CNY 600,000 by Jingzhou Financial Regulatory分局 for improperly passing on operating costs to enterprises; two managers received warnings.交通银行荆州分行因违规向企业转嫁经营成本被罚60万元，两名相关负责人被警告。
2024-09-14BoCom Beijing Fuwai branch fined CNY 300,000 by Beijing Financial Regulatory Bureau for serious violation of prudent operation rules in employee behavior management.交通银行北京阜外支行因员工行为管理严重违反审慎经营规则被北京监管局罚款30万元。
2024-10-09Bank of Communications Zhongshan Branch fined 950,000 yuan by the National Financial Regulatory Administration for serious violations of prudent operation rules in loan business.交通银行中山分行因贷款业务严重违反审慎经营规则，被国家金融监督管理总局罚款95万元。
2024-11-01BoCom Qingyuan Branch fined 250,000 yuan by the local financial regulator for serious violations of prudent operation rules in bank acceptance bill business.交通银行清远分行因银行承兑汇票业务严重违反审慎经营规则，被监管罚款25万元。
2024-11-11BoCom Zhaotong Branch fined 700,000 yuan by the financial regulator for illegally handling personal loan business and inadequate internal controls.交通银行昭通分行因违规办理个人贷款业务、内部控制不到位，被监管罚款70万元。
2024-11-22BoCom Fushun Branch fined 300,000 yuan by the financial regulator for serious violations of prudent operation rules and inadequate loan 'three checks'.交通银行抚顺分行因严重违反审慎经营规则、贷款“三查”不到位，被监管罚款30万元。
2024-12-11Bank of Communications Yangquan Branch fined 700,000 yuan by NFRA for misappropriation of credit funds.交通银行阳泉分行因信贷资金被挪用被国家金融监督管理总局罚款70万元。
2024-12-17Bank of Communications Wenshan Branch fined 300,000 yuan by NFRA for inadequate post-lending management.交通银行文山分行因贷后管理不尽职被国家金融监管总局罚款30万元。
2024-12-17Bank of Communications Tianjin Wandezhuang Sub-branch fined 3.7 million yuan by NFRA for inadequate credit management, failure to identify related-party relationships, and employee misconduct.交通银行天津万德庄支行因授信管理不到位、关联关系识别不到位、员工管理不到位被国家金融监管总局罚款370万元。
2025-01-10BOCOM Shuozhou Branch was fined RMB 250,000 by the People's Bank of China for occupying fiscal deposits or funds.交通银行朔州分行因占压财政存款或资金被央行罚款25万元。
2025-03-13Bank of Communications Shanghai Changning Sub-branch was fined RMB 500,000 for violating prudent operating rules in working capital loan business; former vice president Zhu Mu was warned and fined RMB 50,000.交通银行上海长宁支行因违规办理流动资金贷款业务被罚款50万元，原副行长朱牧被警告并罚款5万元。
2025-03-26Bank of Communications Zhengzhou Railway Sub-branch fined RMB 300,000 for price-quality mismatch in corporate advisory services; Henan Branch fined RMB 550,000 for illegal fees and insurance sales irregularities.交通银行郑州铁道支行因企业咨询顾问服务业务质价不符被罚30万元；河南省分行因违规收费等被罚55万元。
2025-03-28Bank of Communications Suizhou Branch was fined RMB 250,000 for inadequate post-lending management leading to misappropriation of loan funds.交通银行随州分行因贷后管理不到位，贷款资金被挪用，被罚款25万元。
2025-04-14BoCom Jiangxi Provincial Branch was fined CNY 2.3 million by NFRA for inadequate credit management and failure to report emergency information as required; relevant individuals were warned and fined.交通银行江西省分行因授信管理不尽职、未按规定报送突发事件信息被国家金融监督管理总局罚款230万元；相关责任人被警告并罚款。
2025-05-19BOCOM Putian branch was fined 1.25M yuan by the financial regulator for inadequate management of fixed-asset, working-capital, and project loans.交通银行莆田分行因固定资产贷款、流动资金贷款、项目贷款管理不到位被监管罚款125万元。
2025-05-28BOCOM Suqian branch was fined 500,000 yuan and had illegal income of 24,121.6 yuan confiscated for inadequate personal and working-capital loan management.交通银行宿迁分行因个人贷款和流动资金贷款管理不到位被罚50万元，没收违法所得2.41216万元。
2025-06-17Bank of Communications Liaoning Branch was fined 1.16 million yuan and given a warning by the People's Bank of China for violations including non-compliance with financial statistics, network security, data security, credit information management, and customer due diligence.交通银行辽宁省分行因违反金融统计、网络安全、数据安全、信用信息管理及客户身份识别等规定，被中国人民银行警告并罚款116万元。
2025-07-04BOCOM Liaoning Branch was fined over 1 million yuan by the central bank for five violations including cybersecurity issues; a department general manager was also penalized.交通银行辽宁省分行因网络安全等五项违规行为被央行罚款一百多万元，该省分行一位部门总经理也被罚。
2025-08-07Bank of Communications Liaoning Branch was fined 203,000 yuan by the NFRA for failing to implement insurance sales traceability management and failing to conduct proper registration and management.交通银行辽宁省分行因未按规定实施保险销售行为可回溯管理、未按规定进行执业登记和管理，被罚20.3万元。
2025-08-08Bank of Communications Chongqing Yongchuan Sub-branch was fined 300,000 yuan by the NFRA for failing to strictly implement entrusted payment regulations and misappropriation of loan funds; Zhao Xiaohua, former deputy branch manager, received a warning.交通银行重庆永川支行因未严格执行受托支付规定、贷款资金被挪用被罚款30万元，时任副行长赵晓华被警告。
2025-08-18Bank of Communications Yichang Branch was fined 350,000 yuan by the NFRA for inflating deposit and loan scales.交通银行宜昌分行因虚增存贷款规模被罚35万元。
2025-12-19Fined and warned by the People's Bank of China for 11 violations including account management and AML; confiscated illegal income of RMB 239,821.16 and fined RMB 67.8343 million. 13 individuals also penalized.因违反账户管理规定等11项违法行为，被中国人民银行警告，没收违法所得23.982116万元，罚款6783.43万元，13名责任人被处罚。
2025-12-19Anshan Branch fined RMB 300,000 by Anshan Financial Regulatory Bureau for illegally issuing personal shop loans.鞍山分行因违规发放个人商铺贷款被鞍山金融监管分局罚款30万元。
2026-01-05Bank of Communications Taicang branch fined 350,000 yuan for inadequate 'three checks' on working capital loans; former deputy branch manager Gao Xiaojing warned and fined 70,000 yuan.交通银行太仓分行因流动资金贷款‘三查’不到位被罚款35万元；时任副行长高晓静被警告并处罚款7万元。
2026-01-07Bank of Communications Shaanxi branch fined 2.53 million yuan for imprudent fixed-asset loan issuance, inadequate post-lending management of bank acceptance bills, exceeding borrower demand in working capital loans, and inadequate project loan management.交通银行陕西省分行因发放固定资产贷款不审慎、银行承兑汇票授信后管理不到位、超需求发放流动资金贷款、项目贷款贷后管理不到位被罚款253万元。
2026-01-08Bank of Communications Huzhou branch fined 400,000 yuan for inadequate internal control management; one employee banned from banking for three years, two warned.交通银行湖州分行因内控管理不到位被罚款40万元；一人被禁止从事银行业工作三年，两人被警告。
2026-01-12Bank of Communications Chongqing Bishan sub-branch fined 300,000 yuan for inadequate loan 'three checks' and misappropriation of credit funds; former assistant branch manager Tan Xin warned.交通银行重庆璧山支行因贷款‘三查’不到位、信贷资金被挪用被罚款30万元；时任行长助理谭欣被警告。
2026-01-27Bank of Communications Shanghai branch fined and confiscated a total of 6.1186951 million yuan for multiple violations: extending credit to related parties, illegally waiving interest on certain loans, and serious breaches in personal business loan, project financing, working capital, fixed-asset loan management, and loan classification. Five managers warned, three fined 50,000 yuan each.交通银行上海市分行因向关系人发放信用贷款、违规对个别贷款品种部分免息、置换类个人经营贷款管理严重违规等多项行为被罚没合计611.86951万元；5名责任人被警告，3名被警告并罚款5万元。
2026-01-29Bank of Communications Fujian branch fined 750,000 yuan for inadequate working capital loan management and insufficient pre-loan investigation and post-loan management of personal business loans.交通银行福建省分行因流动资金贷款管理不到位、个人经营性贷款贷前调查不尽职、贷后管理不到位被合计罚款75万元。
2026-03-06Bank of Communications Heihe Branch (黑河分行) is warned by the People's Bank of China for violating anti-money laundering regulations, including failure to re-identify after judicial freezing/forfeiture and inadequate due diligence on frequent large cash withdrawals.交通银行黑河分行因违反反洗钱管理规定，存在对司法查冻扣后未做重新识别、频繁大额柜面取现尽职调查不到位等情况，被警告。
2026-04-01BOCOM was fined RMB 67.8343 million and had illegal income of RMB 239,800 confiscated by the People's Bank of China in December 2025 for 11 violations including account management, clearing management, and anti-money laundering. Total fines in 2025 exceeded RMB 90 million.2025年12月，交通银行因违反账户管理、清算管理、反洗钱等11项规定，被中国人民银行罚款6783.43万元，没收违法所得23.98万元。2025年全年累计被罚金额超过9000万元。
2026-04-07BOCOM Dongguan Branch was fined RMB 350,000 by the Dongguan Financial Regulatory Bureau for failing to strictly implement loan 'three checks' requirements and improper use of credit funds.交通银行东莞分行因未严格落实贷款“三查”要求、信贷资金使用不合规，被东莞金融监管分局罚款35万元。
2026-04-21BOCOM Weihai Branch was fined RMB 388,500 and issued a warning and criticism by the PBOC Shandong Branch for six violations including account management, merchant acquiring, and occupying fiscal funds.交通银行威海分行因违反账户管理规定、占压财政资金等六项违法违规行为，被中国人民银行山东省分行警告、通报批评并罚款38.85万元。
2026-04-30BOCOM Shuozhou Branch was fined RMB 400,000 by the NFRA Shuozhou Office for inaccurate classification of credit card risk assets and failure to conduct unified credit granting for related-party enterprise groups.交通银行朔州分行因信用卡风险资产分类不准确、未对关联企业按照集团客户进行统一授信，被朔州金融监管分局罚款40万元。
2026-05-01Bank of Communications Shuozhou Branch fined 400,000 yuan by NFRA for inaccurate credit card risk asset classification and failure to conduct unified credit granting for related-party groups.交通银行朔州分行因信用卡风险资产分类不准确、未对关联企业按集团客户统一授信，被国家金融监督管理总局罚款40万元。
2026-05-04Bank of Communications Hainan Branch and three sub-branches fined a total of 1.95 million yuan by NFRA for non-compliant service fees, inadequate loan management, and poor employee behavior management.交通银行海南省分行及三家支行因服务收费不合规、贷款管理不尽职、员工异常行为管理不到位，被国家金融监督管理总局合计罚款195万元。
2026-06-05Bank of Communications was fined 800,000 yuan by the National Financial Regulatory Administration for inadequate disaster recovery capability and insufficient emergency management of important information systems.交通银行因灾备恢复能力建设不足、重要信息系统应急管理不足，被国家金融监督管理总局罚款80万元。
2026-06-12Bank of Communications Huanggang Branch was fined 250,000 yuan for issuing loans to projects with incomplete documentation.交通银行黄冈分行因向证件不齐的项目发放贷款被罚款25万元。
Branch renaming & opening & closure支行更名、开业与关闭
37 · 2024-01-16 → 2026-05-09
▾
Approvals for branch name changes, new branch openings, and branch closures across various locations.各地支行更名、新设开业及终止营业的批复。
2024-01-16Bank of Communications Yangquan Baojin Road branch was approved to rename to Yangquan Desheng Street branch.交通银行阳泉保晋路支行获批更名为交通银行阳泉德胜街支行。
2024-01-22Bank of Communications officially entered Ezhou city, Hubei province, granting nearly 6 billion yuan in credit to the real economy to support the Wuhan metropolitan area.交通银行正式进驻湖北鄂州市，已向实体经济授信近60亿元，支持武汉都市圈发展。
2024-01-28Bank of Communications Meihekou sub-branch officially opened for business, its first intelligent county-level branch in Jilin province.交通银行梅河口支行正式对外营业，为吉林省内首家智能化县域网点。
2024-05-17Bank of Communications Chongqing Wanzhou Branch approved for opening, with Hu Xiaodong as president and Yang Fan as vice president, located in Wanzhou District, Chongqing.交通银行重庆万州分行获批开业，胡晓东任行长，杨帆任副行长，地址位于重庆市万州区。
2024-06-04Bank of Communications Liaoyang Dongxing Sub-branch received approval from the local financial regulator to terminate operations.交通银行辽阳东兴支行获批终止营业。
2024-06-12Bank of Communications Kunming Jinjiang Sub-branch received approval from the local financial regulator to terminate operations.交通银行昆明金江支行获批终止营业。
2024-06-13Bank of Communications Shantou Park Sub-branch received approval from the local financial regulator to terminate operations.交通银行汕头公园支行获批终止营业。
2024-06-17Bank of Communications Anyang Guangxia Xinyuan Sub-branch received approval from the local financial regulator to terminate operations.交通银行安阳广厦新苑支行获批终止营业。
2024-06-28Bank of Communications Chongqing Wanzhou Sub-branch officially opened, aiming to support local infrastructure and industrial clusters.交通银行重庆万州分行正式开业，将重点支持交通物流等基础设施及特色产业集群。
2024-07-01Huludao Lianshan sub-branch of Bank of Communications approved for closure by local financial regulator.交通银行葫芦岛连山支行终止营业获葫芦岛金融监管分局批准。
2024-08-12Bank of Communications Jinzhou Shanxi Street sub-branch approved for closure.交通银行锦州山西街支行获批终止营业。
2024-09-10BoCom Longyan Golden Home branch renamed to Longyan Longjin branch, approved by Longyan Financial Regulatory分局.交通银行龙岩金色家园支行更名为龙岩龙津支行，获龙岩监管分局批准。
2024-09-11BoCom Taiyuan Bingzhou Road branch renamed to Taiyuan Tiyu South Road branch, approved by Shanxi Financial Regulatory Bureau.交通银行太原并州路支行更名为太原体育南路支行，获山西监管局批准。
2024-09-14BoCom Heyuan High-tech Zone branch approved for opening by Guangdong Financial Regulatory Bureau.交通银行河源高新区支行获广东监管局批准开业。
2024-09-24BoCom Fushun Linjiang East Road branch approved for closure by Liaoning Financial Regulatory Bureau.交通银行抚顺临江东路支行获辽宁监管局批准终止营业。
2024-10-14Bank of Communications Shaoxing branch's China Light Textile City Dongsheng Road sub-branch received approval to terminate operations, with business transferred to the East District sub-branch.交通银行绍兴分行辖属绍兴中国轻纺城东升路支行获批终止营业，业务转入东区支行。
2024-10-17Bank of Communications Changsha Gaoling Commercial City sub-branch received approval to terminate operations.交通银行长沙高岭商贸城支行获批终止营业。
2024-10-28Bank of Communications Xiamen Jin Shan sub-branch was approved to rename to Xiamen Government Affairs Center sub-branch.交通银行厦门金山支行获批更名为厦门政务中心支行。
2024-12-04Gansu regulator approved the name change of Bank of Communications Qingyang Changqing North Road Sub-branch to Qingyang Shuozhou East Road Sub-branch.甘肃监管局批复同意交通银行庆阳长庆北路支行更名为庆阳朔州东路支行。
2025-01-13The National Financial Regulatory Administration approved the closure of BOCOM Pacific Credit Card Center Nanchang Branch, with business transferred to BOCOM Jiangxi Branch.金融监管总局同意交通银行太平洋信用卡中心南昌分中心终止营业，业务并入江西省分行。
2025-02-11Guizhou Financial Regulatory Bureau approved the closure of BOCOM Pacific Credit Card Center Guiyang Sub-center.贵州金融监管局同意交通银行太平洋信用卡中心贵阳分中心终止营业。
2025-02-19Fujian Financial Regulatory Bureau approved the closure of BOCOM Pacific Credit Card Center Fuzhou Sub-center.福建金融监管局同意交通银行太平洋信用卡中心福州分中心终止营业。
2025-04-01National Financial Regulatory Administration (NFRA) Heilongjiang Bureau approved the closure of BoCom Pacific Credit Card Center Harbin Branch.国家金融监督管理总局黑龙江监管局同意交通银行太平洋信用卡中心哈尔滨分中心终止营业。
2025-04-08NFRA Liaoning Bureau approved the closure of BoCom Pacific Credit Card Center Shenyang Branch.辽宁金融监管局同意交通银行太平洋信用卡中心沈阳分中心终止营业。
2025-04-23NFRA Zhejiang Bureau approved the closure of six BoCom Pacific Credit Card Centers: Jiaxing, Hangzhou, Wenzhou, Huzhou, Shaoxing, and Jinhua.国家金融监督管理总局浙江监管局同意交通银行太平洋信用卡中心嘉兴、杭州、温州、湖州、绍兴、金华分中心终止营业。
2025-05-27Regulator approved the closure of BOCOM Pacific Credit Card Center Yuncheng sub-center.监管批复同意交通银行太平洋信用卡中心运城分中心终止营业。
2025-06-30Bank of Communications approved the closure of its Liaoyang Liao Hua sub-branch, as per a regulatory批复 from the Liaoning Financial Regulatory Bureau.国家金融监督管理总局辽宁监管局批复同意交通银行辽阳辽化支行终止营业。
2025-07-24National Financial Regulatory Administration (NFRA) Shanghai Bureau approved the termination of BOCOM Pacific Credit Card Center Shanghai Sub-center.国家金融监督管理总局上海监管局批复同意交通银行太平洋信用卡中心上海分中心终止营业。
2025-08-18The Guangdong Financial Regulatory Bureau approved the closure of Bank of Communications Pacific Credit Card Center Dongguan Sub-center.广东金融监管局批复同意交通银行太平洋信用卡中心东莞分中心终止营业。
2025-08-29The Hunan Financial Regulatory Bureau approved the closure of Bank of Communications Pacific Credit Card Center Changsha Sub-center.湖南金融监管局批复同意交通银行太平洋信用卡中心长沙分中心终止营业。
2025-09-03Sichuan Financial Regulatory Bureau approved the opening of Bank of Communications Chengdu Dayi Sub-branch; the sub-branch must open within 6 months of receiving business license.四川金融监管局批复同意交通银行成都大邑支行开业；该支行须在领取营业执照后6个月内开业。
2025-12-22Beijing Financial Regulatory Bureau approved the opening of Bank of Communications Beijing Changyang Sub-branch at a specified location in Fangshan District.北京金融监管局同意交通银行北京长阳支行开业，营业场所位于房山区。
2025-12-25Liaoyuan Sub-branch was upgraded to Liaoyuan Branch and held an opening ceremony; Jilin Regulatory Bureau approved the upgrade.辽源支行成功升格为辽源分行并举行开业仪式，吉林监管局批复同意升格。
2026-01-08Bank of Communications approved to acquire Zhejiang Anji Jiaoyin Village Bank and establish three sub-branches in Anji (Huzhou Anji, Anji Meixi, Anji Tianhuangping), assuming all assets, liabilities, business, and employees.交通银行获批收购浙江安吉交银村镇银行并设立湖州安吉支行、安吉梅溪支行、安吉天荒坪支行，承接其全部资产、负债、业务和员工。
2026-01-14Bank of Communications Jinan Jiangshuiquan sub-branch officially opened in Lixia District, Jinan, focusing on serving the Jinan Central Business District with a young professional team (average age 27).交通银行济南浆水泉支行在济南市历下区正式开业，依托年轻化专业团队服务济南中央商务区。
2026-03-04Bank of Communications Qianjiang Sub-branch (潜江分行) officially established; the bank pledges to increase support for local economic development.交通银行潜江分行正式成立，交通银行表示将全面加大对潜江经济社会发展的支持力度。
2026-05-09Bank of Communications Wenzhou Chengxi Sub-branch renamed to Wenzhou Ouyue Sub-branch, approved by Wenzhou regulatory authority.交通银行温州城西支行更名为温州瓯越支行，获温州监管分局批复。
Sector lending (food security & urban-rural)粮食安全与城乡融合贷款
1 · 2024-01-17
▾
Bank of Communications strengthened financial supply for food security and urban-rural integration; grain-related loans grew 23.20% in 2023.交通银行强化粮食安全与城乡融合金融供给，2023年粮食相关贷款增长23.20%。
2024-01-17Bank of Communications strengthened financial supply for food security and urban-rural integration; grain-related loans grew 23.20% in 2023.交通银行加强粮食安全和城乡融合金融供给，2023年粮食重点领域贷款增幅达23.20%。
Strategic cooperation with Chuteng New Energy与楚腾新能源战略合作
1 · 2024-01-24
▾
Bank of Communications Hubei branch signed a strategic cooperation agreement with Chuteng New Energy, granting 10 billion yuan in credit support.交通银行湖北省分行与楚腾新能源签署战略合作协议，提供100亿元信贷支持。
2024-01-24Bank of Communications Hubei branch signed a strategic cooperation agreement with Chuteng New Energy, granting 10 billion yuan in credit support.交通银行湖北省分行与楚能新能源签署战略合作授信协议，提供100亿元授信支持。
Strategic cooperation with Xinhua News Agency与新华社战略合作
1 · 2024-01-27
▾
Bank of Communications and Xinhua News Agency signed a strategic cooperation agreement in Shanghai, focusing on digital transformation, system co-building, data development, and brand promotion.交通银行与新华社在上海签署战略合作协议，聚焦数字化转型、系统共建、数据开发与品牌推广。
2024-01-27Bank of Communications and Xinhua News Agency signed a strategic cooperation agreement in Shanghai, focusing on digital transformation, system co-building, data development, and brand promotion.交通银行与新华社在上海签署战略合作协议，围绕数字化转型、系统共建、数据开发、品牌推广等领域合作。
Executive & governance changes高管与治理变动
35 · 2024-01-27 → 2026-06-24
▾
Appointments, resignations, and board governance changes including vice presidents, supervisors, and authorized representatives.包括副行长、监事、授权代表等高管任命、辞职及董事会治理变动。
2024-01-27Bank of Communications board approved the reappointment of Hao Cheng as vice president, to be submitted to the shareholders' meeting for approval.交通银行董事会同意续聘郝成为副行长，并提交股东大会审议批准。
2024-06-12Bank of Communications appointed Meng Yu (CEO of Hong Kong Branch) as the authorized representative for accepting legal documents in Hong Kong, replacing Wu Ye, effective June 12, 2024.交通银行委任香港分行行政总裁孟羽为香港接受法律程序文件的授权代表，接替吴晔，自2024年6月12日起生效。
2024-08-21Gu Bin, former ICBC Internal Audit Bureau chief, to be appointed as Vice President of Bank of Communications.原工商银行内审局局长顾斌将跨行出任交通银行副行长。
2024-10-31Bank of Communications appointed Gu Bin as Vice President, subject to regulatory approval. Gu Bin previously held senior roles at ICBC.交通银行聘任顾斌为副行长，待监管核准。顾斌此前在工商银行担任高级职务。
2024-10-31Bank of Communications external supervisor Li Yao stepped down upon term expiry, effective October 31, 2024.交通银行外部监事李曜任期届满退任，自2024年10月31日起生效。
2024-12-02Gu Bin's qualification as Vice President of Bank of Communications approved by National Financial Regulatory Administration (NFRA).顾斌任交通银行副行长的任职资格获国家金融监督管理总局核准生效。
2025-02-14Yang Tao, former General Manager of the Review and Management Department of China Development Bank, was appointed as a Party Committee member of BOCOM, expected to become Vice President after procedures.原国家开发银行评审管理部总经理杨涛调任交通银行党委委员，经程序后有望出任副行长。
2025-03-03Zhu Bin and Fan Chaorong replaced Meng Yu and Zhang Weizhong as authorized representatives for legal service in Hong Kong.朱斌和范朝荣接替孟羽和张卫中，成为交通银行在香港的授权代表。
2025-03-11Zhang Wen, former Deputy Secretary of the Party Committee of Bank of Communications, was appointed Party Secretary of BOCOM International Trust, replacing Tong Xuewei who retired.交通银行原机关党委常务副书记张文出任交银国际信托党委书记，原董事长童学卫到龄退休。
2025-03-21Bank of Communications appointed Yang Tao as Vice President. Yang previously served at China Development Bank.交通银行聘任杨涛为副行长，杨涛此前任职于国家开发银行。
2025-04-27NFRA approved Yang Tao's qualification as Vice President of BoCom; Yang Tao previously served at China Development Bank.国家金融监督管理总局核准杨涛任交通银行副行长的任职资格；杨涛此前任职于国家开发银行。
2025-05-09BOCOM appointed Yang Tao as vice president, with regulatory approval of his qualification.交通银行聘任杨涛为副行长，任职资格获监管部门批准。
2025-05-26BOCOM employee supervisor Guan Xingshe resigned due to retirement age, effective immediately.交通银行职工监事关兴社因届退休年龄辞任，即日生效。
2025-06-11Bank of Communications announced that its 10th Board of Directors' term will expire on June 27, 2025, but the election for the new board will be postponed due to ongoing corporate governance reform and incomplete nomination of candidates.交通银行公告第十届董事会任期将于2025年6月27日届满，但因公司治理架构改革及新一届董事候选人提名工作尚未完成，董事会将延期换届。
2025-06-27Bank of Communications external supervisor Chen Hanwen resigned effective June 27, 2025, upon completion of his six-year term.交通银行外部监事陈汉文因任期届满六年，自2025年6月27日起辞任。
2025-07-30Meng Yu, CEO of BOCOM (Hong Kong) Limited, is proposed to become General Manager of the Head Office Asset Custody Department.交通银行（香港）有限公司行政总裁孟羽拟任总行资产托管部总经理。
2025-08-15Bank of Communications announced the resignation of non-executive directors Li Longcheng and Wang Linping due to age reasons, effective August 15, 2025.交通银行公告，非执行董事李龙成、汪林平因年龄原因辞任，自2025年8月15日起生效。
2025-08-29Bank of Communications board approved the 2025 semi-annual report, profit distribution plan, board election proposal nominating new director candidates, and the convening of the third extraordinary general meeting of 2025.交通银行董事会审议通过2025年半年度报告、利润分配方案、董事会换届方案（提名新一届董事候选人）及召开2025年第三次临时股东大会。
2025-09-03Bank of Communications appointed Yang Yong as head of Shanghai branch (formerly head of Guangdong branch); Wang Huaibo appointed as vice president of Heilongjiang branch.交通银行原广东省分行行长杨勇接任上海分行行长；王怀波任黑龙江省分行副行长。
2025-10-16BOCOM's internal audit head Lin Zhihong resigned as director of the Audit Supervision Bureau due to job adjustment, effective October 16, 2025.交通银行内部审计负责人林至红因工作岗位调整辞去审计监督局局长职务，自2025年10月16日起生效。
2025-10-31Tang Shuo's qualification as BOCOM Business Director (Corporate & Institutional Business) was approved by the National Financial Regulatory Administration.唐朔任交通银行业务总监（公司与机构业务）的任职资格获国家金融监督管理总局核准生效。
2025-11-01Tang Shuo's qualification as Business Director (Corporate & Institutional Business) of Bank of Communications was approved by the National Financial Regulatory Administration (NFRA).唐朔担任交通银行业务总监（公司与机构业务）的任职资格获国家金融监督管理总局核准。
2025-11-05Bank of Communications completed key executive reshuffles: Qiao Hongjun promoted to GM of Financial Institutions Dept & President of Asset Management Center; Xu Tie transferred to President of BOCOM Wealth Management (pending regulatory approval).交通银行完成多项关键人事调整：乔宏军升任金融机构部总经理兼资产管理业务中心总裁；徐铁转任交银理财总裁（待监管批复）。
2025-12-01Board appointed Zhang Wei as Director of Audit Supervision Bureau, effective immediately.董事会聘任张薇为审计监督局局长，自审议通过之日起生效。
2026-01-15Li Ya officially appointed as chairman of BOCOM Life Insurance (Bank of Communications' life insurance subsidiary), succeeding Wang Qingyan who retired at age 60. BOCOM Life's net profit for Jan-Sep 2025 was 1.565 billion yuan, up 38.77% YoY.李亚正式出任交银人寿董事长，接替到龄退休的王庆艳。交银人寿2025年1-9月净利润15.65亿元，同比增长38.77%。
2026-02-27Bank of Communications (BoCom) board approved the appointment of Liu Jianjun, Chief Risk Officer, as concurrent Chief Compliance Officer, pending approval from the National Financial Regulatory Administration (NFRA).交通银行董事会批准聘任首席风险官刘建军兼任首席合规官，待国家金融监督管理总局核准任职资格后生效。
2026-02-27BoCom board approved a plan to deepen the reform of the retail business segment's systems and mechanisms.交通银行董事会审议批准了《关于深化零售板块体制机制改革的议案》。
2026-02-27BoCom board approved the 2026 annual business plan.交通银行董事会批准了2026年度经营计划。
2026-02-27BoCom board approved the revision of the 'Business Continuity Management Measures' to enhance risk response capabilities.交通银行董事会批准修订《业务连续性管理办法》，以提升风险应对能力。
2026-03-17Xu Tie (徐铁), former General Manager of the Financial Institutions Department at Bank of Communications, is appointed President of BOCOM Wealth Management (交银理财).原交通银行金融机构部总经理徐铁出任交银理财总裁。
2026-03-25Bank of Communications confirms it plans to apply to revoke its private banking specialized institution license as part of a retail sector system and organizational restructuring approved by the board.交通银行回应拟申请撤销私人银行专营机构牌照，称经董事会审议批准实施零售板块体制机制改革，进行相关组织架构调整。
2026-03-27Bank of Communications renews appointment of KPMG Huazhen and KPMG Hong Kong as 2026 auditors; total audit fee 45.26 million yuan, down 1.41 million yuan or about 3% from prior year.交通银行续聘毕马威华振和毕马威香港为2026年度审计机构，审计服务费用总额4526万元，较上一年度减少141万元。
2026-05-13Yu Qichun, former GM of Inclusive Finance and Rural Revitalization Dept, appointed Party Secretary of BOCOM International Trust, pending regulatory approval to become Chairman, replacing Zhang Wen who was investigated for discipline violations.交通银行普惠部、乡村振兴部总经理于启春已任交银国际信托党委书记，待监管批复后将正式担任董事长，接替被调查的原董事长张文。
2026-05-19Liu Jianjun's appointment as Chief Compliance Officer of Bank of Communications approved by NFRA; he concurrently serves as Chief Risk Officer.刘建军任交通银行首席合规官的任职资格获国家金融监督管理总局核准，其同时兼任首席风险官。
2026-06-24Bank of Communications underwent mid-level management changes: Li Li, GM of the Head Office Pension Finance Department, appointed as Liaoning Branch President; Liu Pengtao appointed as GM of the Inclusive Finance Department (Rural Revitalization Finance Department).交通银行中层人事变动：总行养老金融部总经理李利任辽宁省分行行长；刘鹏涛任普惠金融事业部（乡村振兴金融部）总经理。
Cross-border tax service pilot (Hubei)湖北跨境电子缴税试点
1 · 2024-02-04
▾
Bank of Communications Hubei Branch launched a cross-border electronic tax payment/refund project, completing the first foreign-currency cross-border tax electronic treasury pilot in the province.交通银行湖北省分行启动跨境电子缴税/退税项目，完成省内首笔外币跨境电子缴库试点。
2024-02-04Bank of Communications Hubei Branch, together with the People's Bank of China Hubei Branch and Wuhan East Lake High-Tech Development Zone Tax Bureau, launched a cross-border electronic tax payment/refund project, completing the first foreign-currency cross-border tax electronic treasury pilot in the province, reducing tax payment time to within 1 working day.交通银行湖北省分行携手中国人民银行湖北省分行及武汉东湖新技术开发区税务局推出跨境电子缴退税项目，在省内率先落地外币跨境税费电子缴库试点，缴税时限压缩至1个工作日内。
Real estate financing (white list projects)房地产融资协调机制白名单项目
4 · 2024-02-04 → 2024-03-25
▾
Bank of Communications provided credit to projects on the urban real estate coordination mechanism white list, approving nearly 20 billion yuan in credit lines and disbursing funds in multiple cities.交通银行向城市房地产融资协调机制白名单项目提供信贷，批复近200亿元授信额度并在多城市放款。
2024-02-04Bank of Communications provided a 400 million yuan development loan credit line to the Gaoshi City Phase I project in the Qingdao real estate coordination mechanism white list, with 44.15 million yuan already disbursed; also granted a total of 900 million yuan credit to two other projects in the West Coast New Area.交通银行向青岛市房地产融资协调机制白名单项目高新区高实城一期提供4亿元开发贷款授信，已拨付4415万元；另向西海岸新区两个项目合计授信9亿元。
2024-02-14As of February 13, Bank of Communications had obtained and engaged with 1,442 projects from the urban real estate coordination mechanism list, and approved credit lines of nearly 20 billion yuan for listed projects, with disbursements made in multiple cities.截至2月13日，交通银行已获取、对接城市房地产融资协调机制清单项目1442个，为名单项目审批授信额度近200亿元，在多个城市实现投放。
2024-03-04BOCOM Guangxi branch, under the urban real estate coordination mechanism, granted credit approvals totaling 5.77 billion yuan for 14 projects on the first 'white list', and disbursed 206 million yuan in new loans, including 60 million yuan within 3 days of the mechanism's establishment.交通银行广西分行在城市房地产融资协调机制下，为首批‘白名单’14个项目完成授信审批57.7亿元，新增发放贷款2.06亿元，其中机制建立后3天内发放6000万元。
2024-03-25BOCOM Weihai branch, under the urban real estate coordination mechanism, disbursed the first 100 million yuan development loan within 5 days of the 'white list' announcement, supporting a local residential project.交通银行威海分行在城市房地产融资协调机制‘白名单’公布后5天内，完成首笔1亿元开发贷投放，支持辖内某在建楼盘。
Shareholder meeting & board actions股东大会与董事会事项
7 · 2024-02-06 → 2025-12-26
▾
Bank of Communications held extraordinary general meetings and board meetings to consider proposals including bond issuance, dividend plans, and director elections.交通银行召开临时股东大会和董事会会议，审议债券发行、分红方案、董事选举等议案。
2024-02-06Bank of Communications held its first extraordinary general meeting of 2024 on February 28, considering four proposals including revision of the authorization plan for the board of directors, financial bond issuance quota, and 2022 supervisor remuneration plan.交通银行于2月28日召开2024年第一次临时股东大会，审议修订股东大会对董事会授权方案、金融债券发行额度、2022年度监事薪酬方案等四项议案。
2024-12-05Bank of Communications announced its 2nd extraordinary general meeting on Dec 27 to consider the 2024 interim profit distribution plan and election of Ai Dong as non-executive director.交通银行公告将于2024年12月27日召开第2次临时股东大会，审议2024年半年度利润分配方案及选举艾栋为非执行董事。
2025-06-27Bank of Communications held its 2024 annual general meeting, approving all six proposals including the 2025 fixed asset investment plan, appointment of auditors, revision of the company's articles of association, and the abolition of the board of supervisors.交通银行召开2024年度股东大会，审议通过全部六项议案，包括2025年固定资产投资计划、聘用会计师事务所、修订公司章程及不再设立监事会。
2025-09-04Bank of Communications announced that the third extraordinary general meeting of 2025 will be held on September 25, 2025, to consider amendments to the Articles of Association and election of the 11th board of directors.交通银行公告将于2025年9月25日召开2025年第三次临时股东大会，审议修订公司章程及选举第十一届董事会。
2025-12-10Postponed the 2025 fourth extraordinary general meeting from Dec 12, 9:30 AM to 2:00 PM due to work schedule reasons.因工作安排原因，将2025年第四次临时股东会召开时间由12月12日上午9:30变更为下午14:00。
2025-12-122025 fourth extraordinary general meeting approved profit distribution plan.2025年第四次临时股东会审议通过利润分配方案。
2025-12-2611th Board 4th meeting approved revisions to 'Non-Central-Managed Executive Assessment and Allocation Method', and 2024 compensation plans for directors, supervisors, and senior management.第十一届董事会第四次会议审议通过修订后的《非中管高管考核分配办法》及2024年度董事、监事、高级管理人员薪酬方案。
Share sale by Century Construction Group世纪建业集团减持H股
1 · 2024-02-06
▾
Century Construction Group sold all its 100,000 H-shares of Bank of Communications, ceasing to hold any shares.世纪建业集团悉数出售所持10万股交通银行H股，不再持有任何股份。
2024-02-06Century Construction Group sold all its 100,000 H-shares of Bank of Communications at approximately HKD 4.82 per share, realizing total proceeds of about HKD 482,000 and ceasing to hold any shares.世纪建业集团出售全部10万股交通银行H股，每股约4.82港元，所得款项约48.2万港元，不再持有任何交通银行股份。
Supplier recognition & contracts (IT services)IT服务供应商认可与合同
2 · 2024-02-07 → 2024-02-07
▾
Beyondsoft named excellent supplier; IROOM Technology received supplier contract for development and consulting services.博彦科技被评为优秀供应商；艾融软件获得开发与咨询服务供应商合同。
2024-02-07Beyondsoft was named an excellent supplier by Bank of Communications Software Development Center for its performance in the 2023 project delivery, having a 20-plus-year cooperation history and involvement in the bank's 14th Five-Year fintech plan.博彦科技获交通银行软件开发中心2023年度优秀供应商称号，双方合作超20年，深度参与交行十四五金融科技规划。
2024-02-07IROOM Technology received a letter of acceptance from Bank of Communications confirming its selection as a supplier for the 2024-2027 development and consulting services procurement (Package 2: software development services).艾融软件收到交通银行入围通知书，确认为2024-2027年开发及咨询服务供应商入围选型采购项目第二包软件开发服务类入围供应商。
Board appointments (executive directors)董事任职资格获批
4 · 2024-02-18 → 2026-01-04
▾
National Financial Regulatory Administration approved the qualifications of Yin Jiuyong and Zhou Wanfu as executive directors of Bank of Communications.国家金融监督管理总局核准殷久勇、周万阜交通银行执行董事任职资格。
2024-02-18The National Financial Regulatory Administration approved the qualifications of Yin Jiuyong and Zhou Wanfu as executive directors of Bank of Communications; Yin also serves on the Risk Management and Related Party Transactions Committee, and Zhou on the Social Responsibility (ESG) and Consumer Protection Committee.国家金融监督管理总局核准殷久勇、周万阜任交通银行执行董事的任职资格，殷久勇同时担任风险管理与关联交易控制委员会委员，周万阜担任社会责任与消费者权益保护委员会委员。
2024-09-12Xiao Wei's appointment as independent director of BoCom approved by National Financial Regulatory Administration (NFRA); he also becomes chairman of the Remuneration Committee and member of the Risk Management Committee.肖伟任交通银行独立董事获国家金融监督管理总局核准，同时担任人事薪酬委员会主任委员和风险管理与关联交易控制委员会委员。
2025-04-08BoCom announced that Ai Dong's qualification as a director was approved by NFRA; he will serve on the Strategy Committee (Inclusive Finance Development Committee) and Audit Committee; Chen Junkui ceased to be a director.交通银行公告艾栋董事任职资格获国家金融监督管理总局核准，担任战略委员会（普惠金融发展委员会）及审计委员会委员；陈俊奎不再担任董事。
2026-01-04Liu Ruixia's independent director qualification approved by the National Financial Regulatory Administration; she joins the Risk Management and Related Party Transactions Committee and the Personnel and Remuneration Committee. Shi Lei resigns as independent director.刘瑞霞的独立董事任职资格获国家金融监督管理总局核准生效，将担任风险管理与关联交易控制委员会、人事薪酬委员会委员；石磊不再担任独立董事。
Government meetings (provincial/municipal)省市政府会谈
13 · 2024-02-19 → 2026-04-23
▾
Bank of Communications President or Chairman met with provincial and municipal leaders to discuss deepening cooperation in various sectors.交通银行行长或董事长与省市领导会晤，商讨深化多领域合作。
2024-02-19Bank of Communications President Liu Jun met with Jilin Province Governor Hu Yuting in Changchun, discussing deepening cooperation in industrial development, project construction, private economy, and risk prevention.交通银行行长刘珺在长春会见吉林省省长胡玉亭，双方就产业发展、项目建设、民营经济、风险防范等深化合作进行交流。
2024-03-20BOCOM Chairman Ren Deqi met with Suzhou party secretary Liu Xiaotao and mayor Wu Qingwen, discussing increased financial support for Suzhou in areas such as sci-tech innovation, green development, low-altitude economy, and biomedicine.交通银行董事长任德奇会见苏州市委书记刘小涛、市长吴庆文，商讨加大对苏州科技创新、绿色发展、低空经济、生物医药等领域的金融支持。
2024-03-21BOCOM Chairman Ren Deqi met with Wuxi party secretary Du Xiaogang, agreeing to deepen strategic cooperation in industrial innovation, transformation, and supply chain strengthening.交通银行董事长任德奇会见无锡市委书记杜小刚，同意在产业创新、转型升级、强链补链延链等领域深化战略合作。
2024-03-22BOCOM Chairman Ren Deqi met with Jiangsu party secretary Xin Changxing and governor Xu Kunlin in Nanjing, pledging to strengthen cooperation to support Jiangsu's high-quality development and modernization.交通银行董事长任德奇在南京会见江苏省委书记信长星、省长许昆林，承诺加强合作助力江苏高质量发展和现代化建设。
2024-09-10BoCom and Guizhou Provincial Government signed a strategic cooperation agreement covering key industries, 'Digital Guizhou' construction, and major infrastructure.交通银行与贵州省人民政府签署战略合作协议，合作领域包括重点产业、数字贵州建设、重大基础设施建设等。
2024-09-12BoCom signed a strategic cooperation agreement with Kunming Municipal Government, focusing on Mohan-Boten cooperation zone, state-owned enterprise reform, and real economy.交通银行与昆明市政府签署战略合作协议，聚焦磨憨-磨丁合作区、国企改革、实体经济等领域。
2024-10-12Bank of Communications signed a strategic cooperation agreement with Shanxi Provincial Government to provide financial support for resource-based economic transformation, energy revolution, and other key areas.交通银行与山西省政府签署战略合作协议，为资源型经济转型、能源革命等重点领域提供金融支持。
2024-12-07Bank of Communications President Zhang Baojiang met with Wuxi Mayor Zhao Jianjun to discuss deepening cooperation, including AIC equity investment pilot and M&A support.交通银行行长张宝江与无锡市市长赵建军会谈，深化在AIC股权投资试点、并购重组等领域合作。
2025-08-06Chengdu Party Secretary Cao Lijun met with Bank of Communications Chairman Ren Deqi to discuss deepening cooperation in building a Western Financial Center and expanding collaboration in new quality productive forces and modern industrial systems.成都市委书记曹立军会见交通银行董事长任德奇，双方围绕共建西部金融中心、拓展新质生产力和现代化产业体系合作等交换意见。
2026-02-27BoCom Anhui Branch President Xie Jinhai met with Huainan city party and government leaders to discuss deepening financial cooperation in technology, green, inclusive, pension, and digital finance.交通银行安徽省分行行长谢金海与淮南市委、市政府领导会谈，就深化科技金融、绿色金融、普惠金融、养老金融、数字金融合作进行交流。
2026-03-09Bank of Communications President Zhang Baojiang (张宝江) meets with Yichang city officials; the bank pledges to deepen cooperation in industrial innovation, green finance, and infrastructure.交通银行行长张宝江与宜昌市领导座谈，表示将持续深化在产业创新、绿色金融、基础设施建设等领域的合作。
2026-03-12Chairman Ren Deqi (任德奇) meets with the State Tobacco Monopoly Administration (国家烟草专卖局) to discuss deepening cooperation and promoting high-quality development.董事长任德奇会见国家烟草专卖局，双方就继续深化合作、推动高质量发展交换意见。
2026-04-23BOCOM Chairman Ren Deqi met with Liaoning Provincial Party Secretary Xu Kunlin and Governor Wang Xinwei in Shenyang, agreeing to increase financial resource allocation in technology finance, supply chain finance, cross-border finance, and inclusive finance.交通银行董事长任德奇在沈阳拜会辽宁省委书记许昆林、省长王新伟，表示将加大在科技金融、产业链金融、跨境金融、普惠金融等领域的金融资源投放力度。
Account freeze dispute with ST Zhongzhuang与ST中装账户冻结纠纷
2 · 2024-02-27 → 2024-03-04
▾
Bank of Communications applied to freeze five bank accounts of Shenzhen Zhongzhuang Decoration Co. totaling 55.66 million yuan, leading to ST designation; the company negotiated to resolve.交通银行申请冻结深圳中装建设五个银行账户合计5566万元，导致公司被ST，公司正协商解决。
2024-02-27Bank of Communications applied to freeze five bank accounts of Shenzhen Zhongzhuang Decoration Co. (002822) totaling 55.66 million yuan, accounting for 13.06% of the company's monetary funds, leading to the stock being placed under other risk warnings (ST).交通银行申请冻结中装建设5个银行账户共计5566.21万元，占公司货币资金余额13.06%，导致公司股票被实施其他风险警示（ST）。
2024-03-04ST Zhongzhuang (ST中装) disclosed that 55.66 million yuan of its 139 million yuan frozen assets were frozen at the application of BOCOM; the company is negotiating with BOCOM to resolve the account freeze.ST中装披露，其1.39亿元冻结资产中有5566万元被交通银行申请冻结，公司正与交行磋商解决账户冻结问题。
Credit card product launches信用卡产品发布
10 · 2024-02-28 → 2026-05-17
▾
Bank of Communications launched several new credit card products, including the 'Guoyun' series, 'Super V Co-branded Credit Card Travel Edition', Luo Tianyi ethnic-themed card, 'Modu Changzhe Baijin Ka', VISA study-abroad card, and others.交通银行发布了多款新信用卡产品，包括“国韵”系列、“超V联名信用卡旅行版”、洛天依民族风主题卡、“魔都长者白金卡”、VISA留学主题卡等。
2024-02-28Bank of Communications Credit Card launched the 'Guoyun' series of standard credit cards in collaboration with young painter Lu Mingshan, featuring mythical beasts from the Classic of Mountains and Seas on card faces.交通银行信用卡与青年画家鹿溟山合作推出标准信用卡国韵系列，卡面以《山海经》神兽为灵感。
2024-03-15BOCOM upgraded cooperation with Tencent to launch the 'Super V Co-branded Credit Card Travel Edition' set, featuring new card designs and diversified benefits.交通银行与腾讯合作升级，推出‘超V联名信用卡出行版套卡’，新增卡面设计和多样化权益。
2024-05-09Bank of Communications launched the Luo Tianyi ethnic-themed credit card, featuring four designs with Miao, Mongolian, Tibetan, and Uyghur costumes, targeting young consumers.交通银行推出洛天依民族主题信用卡，包含苗、蒙、藏、维吾尔四款民族服饰设计，面向年轻消费者。
2024-06-13Bank of Communications launched the 'Modu Changzhe Baijin Ka' (Shanghai Senior Platinum Card), a credit card targeting customers aged 55-80, with benefits for public transport and medical payments.交通银行推出面向55-80周岁银发客群的“魔都长者白金卡”信用卡，提供公交、就医等场景优惠。
2024-06-25Bank of Communications launched a new Mastercard IC Standard Gold Card, offering overseas and domestic benefits across dining, travel, and shopping for customers in over 210 countries.交通银行推出全新万事达IC标准金卡，支持210多个国家和地区消费，提供全球吃住行购权益。
2024-08-02Bank of Communications launches VISA study-abroad themed credit card with mileage rewards and fee waivers.交通银行推出留学主题VISA信用卡，提供航空里程兑换和手续费减免等权益。
2024-10-23Bank of Communications and Yaoxue Snow World reached a naming rights strategic cooperation, launching the BOCOM Yaoxue Snow World Youyi Platinum Credit Card to boost the ice-and-snow tourism industry.交通银行与耀雪冰雪世界达成冠名战略合作，推出交通银行耀雪冰雪世界优逸白金信用卡，促进冰雪文旅产业。
2025-02-10BOCOM launched the 'Chaoyi Platinum Credit Card', a new credit card product featuring customizable benefits such as movie red packets, high-speed rail lounges, and coffee/tea red packets, targeting personalized consumer needs.交通银行推出超逸白金信用卡，提供电影红包、高铁贵宾室、咖啡奶茶红包等自选权益，满足个性化消费需求。
2025-03-03Bank of Communications upgraded its 'Reddest Friday' credit card marketing brand, adding a 'Transportation' consumption scenario.交通银行信用卡升级焕新“最红星期五”营销品牌，新增“交通出行”消费场景。
2026-05-17Bank of Communications launched the 'Jiao Hui Mei Hao' marketing season and the Visa FIFA World Cup credit card, covering 342 cities, 273 premium commercial districts, and 166,000 offline stores.交通银行启动“交惠美好”主题营销季并首发交通银行Visa FIFA世界杯信用卡，覆盖全国342个城市、273个优质商圈、16.6万家线下门店。
Aviation industry fund (Jiangxi)江西航空产业基金
1 · 2024-03-01
▾
Bank of Communications Jiangxi branch established a 5 billion yuan aviation industry fund in collaboration with BOCOM Investment and social capital.交通银行江西省分行联合交银投资及社会资本设立50亿元航空产业基金。
2024-03-01Bank of Communications (BOCOM) Jiangxi branch established a 5 billion yuan aviation industry fund, the only one of its kind in Jiangxi province, in collaboration with BOCOM Investment and social capital, to support military and civil aviation supply chain projects.交通银行江西省分行联合交银投资及社会资本，设立江西省唯一一支航空产业基金，规模50亿元，支持军民用航空产业链项目。
Bank-Trust cooperation seminar银信合作研讨会
1 · 2024-03-05
▾
Bank of Communications held a 'Bank-Trust Cooperation' seminar in Shanghai; China Minmetals Trust won multiple awards.交通银行在上海举办“银信合作”研讨会，五矿信托荣获多项奖项。
2024-03-05BOCOM held a 'Bank-Trust Cooperation' seminar in Shanghai; China Minmetals Trust won five awards including 'Best Cash Management Trust Plan' and 'Best Trust Institution Channel Support' for 2023.交通银行在上海举办‘银信合作’研讨会，五矿信托获2023年度‘最佳类现金管理信托计划奖’等五大奖项。
Corporate guarantee (Gemdale)金地集团担保
1 · 2024-03-05
▾
Gemdale Corporation provided equity pledge and guarantee for its subsidiary to secure a 4 billion yuan operating-property mortgage loan from Bank of Communications.金地集团为其子公司提供股权质押及担保，以获取交通银行40亿元经营性物业抵押贷款。
2024-03-05Gemdale Corporation (金地集团) provided equity pledge and guarantee for its subsidiary Beijing Gemdale Hongyun Real Estate to secure a 4 billion yuan operating-property mortgage loan from BOCOM, with a maximum term of 15 years.金地集团为子公司北京金地鸿运房地产向交通银行申请的不超过40亿元经营性物业抵押贷款提供股权质押和保证担保，融资期限最长15年。
Transition finance loan (water transport)水运转型金融贷款
5 · 2024-03-06 → 2026-04-08
▾
Bank of Communications Shanghai branch disbursed the nation's first water-transport transition finance loan of 750 million yuan to a COSCO Shipping Development subsidiary.交通银行上海分行向中远海运发展子公司发放全国首笔7500万元水运转型金融贷款。
2024-03-06BOCOM Shanghai branch successfully disbursed the nation's first water-transport transition finance loan of 750 million yuan to a subsidiary of COSCO Shipping Development, based on the 'Shanghai Transition Finance Catalogue (Trial)'.交通银行上海市分行依据《上海市转型金融目录（试行）》，向中远海运发展旗下子公司投放全国首笔水上运输业转型金融贷款7.5亿元。
2024-10-22Bank of Communications President Zhang Baojiang stated at the 2024 North Bund International Shipping Forum that the bank led the compilation of Shanghai's water transport transition finance directory and issued the nation's first water transport transition finance loan.交通银行行长张宝江在2024北外滩国际航运论坛上表示，交行牵头编制上海版水上运输业转型金融目录，并落地全国首笔水上运输业转型金融贷款。
2025-06-06Bank of Communications Shanghai branch successfully issued the nation's first转型 finance loan for the water transport industry, disbursing 750 million yuan to a subsidiary of COSCO Shipping Development Co., Ltd. to promote low-carbon transition.交通银行上海市分行落地全国首笔水上运输业转型金融贷款，向中远海运发展股份有限公司旗下子公司发放7.5亿元，推动水上运输业低碳转型。
2026-01-21Bank of Communications issued its first shipping green transition loan under the 'Shanghai Mainland Shipping Chain Green Low-Carbon Transition Financial Service Plan', with sustainability-linked targets (SPT) aligned with the CII advanced value.交通银行落地首笔航运绿色低碳转型贷款，依据《上海主场航运产业链绿色低碳转型金融服务方案》，设定可持续发展挂钩绩效目标（SPT）。
2026-04-08BOCOM Shanghai Branch provided the first water transport transition finance loan in China to COSCO Shipping Group, linked to sustainability performance targets (SPTs) based on the Shanghai Transition Finance Catalogue.交通银行上海市分行向中远海运集团投放全国首笔水上运输业转型金融贷款，采用可持续发展挂钩贷款模式，降碳绩效目标参照《上海市转型金融目录》先进值设定。
Digital RMB marketing service contract (BOCOM Fintech)数字人民币营销服务合同（交银金科）
1 · 2024-03-07
▾
BOCOM Financial Technology won a public tender and signed a digital RMB marketing service framework agreement with Bank of Communications.交银金融科技中标并与交通银行签署数字人民币营销服务框架协议。
2024-03-07BOCOM International's subsidiary, BOCOM Financial Technology, won a public tender and signed a digital RMB marketing service framework agreement with BOCOM, valid from 2024-03-06 to 2025-03-03, with annual service fee caps of 34.914 million yuan (2024) and 5.819 million yuan (2025).交银国际附属公司交银金融科技中标后与交通银行订立数字人民币营销服务框架协议，期限2024年3月6日至2025年3月3日，服务费年度上限分别为3491.4万元和581.9万元。
Inclusive Finance Action Plan普惠金融行动方案
1 · 2024-03-18
▾
Bank of Communications released the 'Inclusive Finance Action Plan (2024-2025)', outlining 35 specific measures across six goals.交通银行发布《普惠金融行动方案（2024-2025）》，提出六大目标35项具体措施。
2024-03-18BOCOM released the 'Inclusive Finance Action Plan (2024-2025)', outlining 35 specific measures across six goals to enhance inclusive financial services.交通银行发布《普惠金融行动方案（2024—2025年）》，围绕六大目标推出三十五条具体措施。
Annual results & quarterly results年度与季度业绩
20 · 2024-03-19 → 2026-05-11
▾
Bank of Communications reported annual and quarterly financial results, including net profit, revenue, NPL ratio, and provision coverage.交通银行公布年度及季度财务业绩，包括净利润、营收、不良率及拨备覆盖率。
2024-03-19BOCOM announced its 2023 annual results conference will be held on 2024-03-27 from 17:00 to 18:30, with President Liu Jun and other executives attending.交通银行公告将于2024年3月27日17:00-18:30举行2023年度业绩发布会，行长刘珺等高管出席。
2024-03-27BOCOM reported 2023 annual results: net profit attributable to parent of 92.728 billion yuan, up 0.68% YoY; net operating income of 258.014 billion yuan, up 0.26% YoY; NPL ratio 1.33%, down 0.02 pct; provision coverage 195.21%, up 14.53 pct; total assets 14.06 trillion yuan, up 8.23%.交通银行发布2023年度业绩：归母净利润927.28亿元，同比增长0.68%；净经营收入2580.14亿元，同比增长0.26%；不良贷款率1.33%，下降0.02个百分点；拨备覆盖率195.21%，上升14.53个百分点；资产总额14.06万亿元，增长8.23%。
2024-04-01Bank of Communications (BoCom) 2023 annual results: total assets rose to 14 trillion yuan, revenue and net profit both increased; customer loan balance climbed to 7.96 trillion yuan; inclusive small-micro loans and agriculture-related loans grew 29.38% and 24.80% respectively; NPL ratio improved; disposed 64.7 billion yuan of NPLs; cash dividend payout ratio maintained above 30%.交通银行2023年业绩：资产总额升至14万亿元，营收与净利润双增长；客户贷款余额攀升至7.96万亿元；普惠型小微企业和涉农贷款分别增长29.38%和24.80%；不良贷款率改善；处置不良贷款647亿元；现金分红率保持在30%以上。
2024-04-26BoCom released Q1 2024 results: operating revenue 670.59 billion yuan (-0.03% YoY); net profit attributable to shareholders 24.988 billion yuan (+1.44% YoY); NIM 1.27% (-6 bps YoY); NPL ratio 1.32% (-1 bp QoQ); provision coverage 197.05% (+1.84 pct QoQ).交通银行发布2024年一季报：营业收入670.59亿元（同比-0.03%）；归母净利润249.88亿元（同比+1.44%）；净息差1.27%（同比下降6个基点）；不良贷款率1.32%（环比下降1个基点）；拨备覆盖率197.05%（环比上升1.84个百分点）。
2024-08-28Bank of Communications reports 2024 H1 results: net profit 45.287 billion yuan, down 1.63% YoY; NIM 1.29%; proposes interim dividend of 0.182 yuan per share.交通银行发布2024年半年报：净利润452.87亿元，同比下降1.63%；净息差1.29%；拟每股派现0.182元。
2024-09-01Bank of Communications (BoCom) released 2024 H1 results: total assets CNY 14.18 trillion, NPL ratio 1.32%, provision coverage 204.82%; net profit CNY 45.3 billion, YoY -1.6%; net interest income +2.24% YoY.交通银行发布2024年上半年业绩：总资产14.18万亿元，不良贷款率1.32%，拨备覆盖率204.82%；净利润453亿元，同比-1.6%；利息净收入同比+2.24%。
2024-10-30Bank of Communications released Q3 2024 results: net operating income 196.411 billion yuan (-1.37% YoY), net profit attributable to parent 68.69 billion yuan (-0.69% YoY). Net interest income increased 2.15% to 126.796 billion yuan.交通银行发布2024年三季度业绩：净经营收入1964.11亿元（同比-1.37%），归母净利润686.9亿元（同比-0.69%），利息净收入1267.96亿元（同比+2.15%）。
2024-11-12BoCom held its Q3 2024 performance briefing, reporting net profit of 68.69 billion yuan (down 0.69% YoY) and net operating income of 196.41 billion yuan (down 1.37% YoY). Net interest margin was 1.28%.交通银行召开2024年三季度业绩说明会，前三季度净利润686.9亿元（同比降0.69%），净经营收入1964.1亿元（同比降1.37%），净利息收益率1.28%。
2025-03-21Bank of Communications reported 2024 annual results: net profit of RMB 93.586 billion, up 0.93% YoY; NPL ratio 1.31%, down 0.02 ppt; proposed dividend of RMB 0.197 per share.交通银行发布2024年度业绩：净利润935.86亿元，同比增长0.93%；不良贷款率1.31%，下降0.02个百分点；拟每股派息0.197元。
2025-04-08BoCom reported Q1 2025 operating update: RMB loan balance of domestic banking institutions increased by over CNY 360 billion from end-2024; net interest income and net profit both achieved positive YoY growth; asset quality remained stable.交通银行发布2025年一季度经营情况：境内银行机构人民币贷款余额较上年末增加超过3600亿元；利息净收入与净利润均实现同比正增长；资产质量保持稳健。
2025-04-29BoCom reported Q1 2025 results: net operating income CNY 66.44 billion, down 1.13% YoY; net profit attributable to parent CNY 25.372 billion, up 1.54% YoY; NPL ratio 1.30%, down 0.01pp from end-2024; provision coverage 200.41%.交通银行发布2025年一季报：净经营收入664.40亿元，同比下降1.13%；归母净利润253.72亿元，同比增长1.54%；不良贷款率1.30%，较上年末下降0.01个百分点；拨备覆盖率200.41%。
2025-05-05Bank of Communications (BOCOM) released Q1 2025 results: revenue ~66.4B yuan (YoY -1.02%), net profit attributable to parent 25.4B yuan (YoY +1.54%), NPL ratio 1.30%, provision coverage 200%.交通银行发布2025年一季度业绩：营收约664亿元（同比-1.02%），归母净利润254亿元（同比+1.54%），不良率1.30%，拨备覆盖率200%。
2025-08-29Bank of Communications released its 2025 half-year results: net operating income 133.498 billion yuan (+0.72% YoY), net profit attributable to parent 46.016 billion yuan (+1.61% YoY), NPL ratio 1.28% (-0.03pp), and provision coverage 209.56% (+7.62pp).交通银行发布2025年半年度业绩：净经营收入1334.98亿元（同比+0.72%），归母净利润460.16亿元（同比+1.61%），不良贷款率1.28%（-0.03个百分点），拨备覆盖率209.56%（+7.62个百分点）。
2025-09-01Bank of Communications (601328.SH) released 2025 semi-annual report: net profit attributable to parent was 46.016 billion yuan, +1.61% YoY; total assets 15.44 trillion yuan, +3.59% from year-end; NPL ratio 1.28%, -0.03 ppt; provision coverage 209.56%, +7.62 ppt.交通银行发布2025年半年度报告：归母净利润460.16亿元，同比增长1.61%；资产总额15.44万亿元，较上年末增长3.59%；不良贷款率1.28%，下降0.03个百分点；拨备覆盖率209.56%，上升7.62个百分点。
2025-10-30BOCOM reported Q3 2025 results: net operating income RMB 66.561 billion (+4.23% YoY), net profit attributable to parent RMB 23.978 billion (+2.46% YoY). For 9M 2025: net operating income RMB 200.059 billion (+1.86% YoY), net profit RMB 69.994 billion (+1.90% YoY). NPL ratio 1.26% (-0.05pp vs end-2024), provision coverage 209.97% (+8.03pp).交通银行发布2025年第三季度业绩：三季度净经营收入665.61亿元（同比+4.23%），归母净利润239.78亿元（同比+2.46%）；前三季度净经营收入2000.59亿元（同比+1.86%），归母净利润699.94亿元（同比+1.90%）。不良贷款率1.26%（较上年末-0.05个百分点），拨备覆盖率209.97%（较上年末+8.03个百分点）。
2025-11-03Bank of Communications reported Q3 2025 results: operating income 199.645B yuan (+1.80% YoY), net profit attributable to parent 70B yuan (+1.90% YoY), NPL ratio 1.26% (-0.05pp vs end-2024), provision coverage 209.97% (+8.03pp).交通银行发布2025年三季度业绩：经营收入1996.45亿元（同比+1.80%），归母净利润700亿元（同比+1.90%），不良贷款率1.26%（较上年末-0.05个百分点），拨备覆盖率209.97%（较上年末+8.03个百分点）。
2026-03-27Bank of Communications releases 2025 annual results: net profit attributable to parent 95.622 billion yuan, up 2.18% YoY; operating revenue 265.071 billion yuan, up 2.02% YoY; NPL ratio 1.28%, down 0.03 pct; provision coverage 208.38%, up 6.44 pct.交通银行发布2025年度业绩：归母净利润956.22亿元，同比增长2.18%；营业收入2650.71亿元，同比增长2.02%；不良贷款率1.28%，下降0.03个百分点；拨备覆盖率208.38%，上升6.44个百分点。
2026-04-01BOCOM's 2025 annual report shows net profit of RMB 95.6 billion, revenue of RMB 265.071 billion (+2.02% YoY), net interest margin of 1.20% (-7 bps YoY), and a dividend payout ratio above 30% for the 14th consecutive year.交通银行2025年年报显示，净利润956亿元，营业收入2650.71亿元（同比增长2.02%），净息差1.20%（同比下降7个基点），分红比率连续14年保持在30%以上。
2026-04-29BOCOM reported Q1 2026 results: net operating income of RMB 69.689 billion (+4.89% YoY), net profit attributable to parent of RMB 26.162 billion (+3.11% YoY), net interest income of RMB 45.675 billion (+7.21% YoY). Total assets exceeded RMB 16 trillion for the first time.交通银行发布2026年一季报：实现净经营收入696.89亿元（同比+4.89%），归母净利润261.62亿元（同比+3.11%），利息净收入456.75亿元（同比+7.21%），资产总额首次突破16万亿元。
2026-05-11Bank of Communications reported 2025 annual results: total assets exceeded 15.5 trillion yuan, revenue 265.071 billion yuan (+2.02% YoY), net profit 95.622 billion yuan (+2.18% YoY); 2026 Q1 total assets first exceeded 16 trillion yuan, revenue +4.89% YoY, net profit +3.11% YoY.交通银行披露2025年报：总资产突破15.5万亿元，营收2650.71亿元同比增2.02%，归母净利润956.22亿元同比增2.18%；2026年一季度总资产首破16万亿元，营收同比增4.89%，归母净利润同比增3.11%。
Consumer loan promotion (Huimin Dai)惠民贷消费贷促销
1 · 2024-03-19
▾
Bank of Communications Beijing branch offered a preferential annualized interest rate as low as 3% for new 'Huimin Dai' customers.交通银行北京分行对新客户“惠民贷”提供低至3%的年化利率优惠。
2024-03-19BOCOM Beijing branch offered a preferential annualized interest rate as low as 3% for new 'Huimin Dai' (consumer loan) customers in March, with a maximum loan amount of 1 million yuan and a term of up to 60 months.交通银行北京市分行3月面向‘惠民贷’新客户给予年利率最低3%的优惠，最高额度100万元，期限最长60个月。
Product launch (Yangmei Dai)杨梅贷产品发布
1 · 2024-03-26
▾
Bank of Communications Lishui branch launched a new inclusive loan product 'Yangmei Dai' for local waxberry growers.交通银行丽水分行为当地杨梅种植户推出“杨梅贷”普惠贷款产品。
2024-03-26BOCOM Lishui branch in Zhejiang launched a new inclusive loan product 'Yangmei Dai' (Waxberry Loan) for local waxberry growers, offering low-interest loans for greenhouse construction and technology cultivation.交通银行浙江丽水分行推出普惠贷款新产品‘杨梅贷’，为当地杨梅种植户提供低息贷款，用于大棚搭建和科技培育。
Dividend & bond issuance (capital actions)分红与债券发行（资本行动）
66 · 2024-03-27 → 2026-06-23
▾
Bank of Communications board approved dividends, TLAC non-capital bonds, financial bonds, green bonds, tier-2 capital bonds, and perpetual subordinated capital bonds.交通银行董事会批准分红方案、TLAC非资本债券、金融债券、绿色债券、二级资本债券及永续次级资本债券发行。
2024-03-27BOCOM board approved a 2023 dividend of 0.375 yuan per share (total 27.849 billion yuan), a payout ratio of 32.67%; also approved issuance of up to 130 billion yuan in TLAC non-capital bonds in 2024, and up to 34.7 billion yuan in bonds by subsidiaries BOCOM Financial Leasing and BOCOM Life Insurance.交通银行董事会批准2023年度每股现金股利0.375元（合计278.49亿元），分红率32.67%；批准2024年发行不超过1300亿元TLAC非资本债券，以及子公司交银金租和交银人寿合计不超过347亿元债券。
2024-04-29BoCom announced it plans to implement an interim dividend in 2024, with a specific plan to be formulated based on H1 2024 net profit and submitted to the board for approval.交通银行公告拟于2024年实施中期分红，后续将根据2024年半年度净利润水平制定具体方案提交董事会审议。
2024-04-30BoCom successfully issued the 2024 first tranche of subordinated tier-2 capital bonds on the interbank market: total size 26 billion yuan, comprising 15 billion yuan of 10-year (callable in year 5, coupon 2.45%) and 11 billion yuan of 15-year (callable in year 10, coupon 2.60%). Proceeds will supplement tier-2 capital.交通银行成功发行2024年第一期二级资本债券，规模260亿元，其中品种一150亿元10年期（第5年末可赎回，票面利率2.45%），品种二110亿元15年期（第10年末可赎回，票面利率2.60%），募集资金用于补充二级资本。
2024-05-06Bank of Communications announced it plans to implement an interim dividend in 2024, having maintained a cash dividend rate above 30% for 12 consecutive years.交通银行宣布2024年拟实施中期分红，连续12年现金分红率超过30%。
2024-05-26Bank of Communications issued 25 billion yuan in ordinary financial bonds and 5 billion yuan in green financial bonds, both 3-year, with coupon rates of 2.20% and 2.14% respectively; the green bond is aligned with the China-EU Common Ground Taxonomy.交通银行发行250亿元普通金融债和50亿元绿色金融债，均为3年期，票面利率分别为2.20%和2.14%，绿色债券对标中欧共同分类目录。
2024-07-03Bank of Communications announced 2023 annual A-share cash dividend of RMB 0.375 per share (tax incl.), total ~RMB 27.85 billion, record date July 9, ex-date July 10.交通银行公布2023年度A股分红方案，每股派发现金红利0.375元（含税），共计约278.49亿元，股权登记日7月9日，除权除息日7月10日。
2024-07-16Bank of Communications announced it will exercise the call option on '19 Bank of Communications Tier-2 Bond 01' (RMB 30 billion) on August 16, 2024.交通银行公告将行使“19交通银行二级01”赎回权，赎回面额300亿元，行权日为2024年8月16日。
2024-07-19Bank of Communications announced issuance of 2024 second tranche Tier-2 capital bonds: RMB 30 billion total (RMB 20 bn 10Y at 2.18%, RMB 10 bn 15Y at 2.37%).交通银行拟发行2024年第二期二级资本债券300亿元，其中10年期200亿元票面利率2.18%，15年期100亿元票面利率2.37%。
2024-07-26Bank of Communications Hong Kong branch issued HKD 2.7 billion senior unsecured bonds, 2-year tenor, coupon 4.08%, rated A2/A-/A by Moody's/S&P/Fitch.交通银行香港分行发行27亿港元高级无抵押债券，期限2年，票息4.08%，获穆迪A2/标普A-/惠誉A评级。
2024-08-16Bank of Communications exercises redemption right to fully redeem 30 billion yuan 10-year subordinated capital bonds issued in 2019.交通银行行使赎回权，全额赎回2019年发行的300亿元10年期二级资本债券。
2024-08-23Bank of Communications issues 15.52 billion yuan 1-year negotiable certificate of deposit with yield 1.96%.交通银行发行155.2亿元1年期同业存单，发行收益率1.96%。
2024-08-28Bank of Communications issues 40 billion yuan perpetual subordinated capital bonds (Bond Connect) with initial coupon 2.3% to replenish Tier-1 capital.交通银行发行400亿元无固定期限资本债券（债券通），票面利率2.3%，用于补充其他一级资本。
2024-09-10BoCom issued CNY 1 billion of 3-month interbank CD (24 BoCom CD285) at yield 1.85%.交通银行发行1亿元3个月期同业存单（24交通银行CD285），发行收益率1.85%。
2024-09-14BoCom issued CNY 19.8 billion of 1-year interbank CD (24 BoCom CD294) at yield 1.93%.交通银行发行198亿元1年期同业存单（24交通银行CD294），发行收益率1.93%。
2024-09-20BoCom exercised its call option and fully redeemed its CNY 40 billion perpetual subordinated bond (19 BoCom Perpetual Bond) issued in 2019.交通银行行使赎回权，全额赎回2019年发行的400亿元无固定期限资本债券（19交通银行永续债）。
2024-09-25BoCom successfully issued its 2024 second tranche of ordinary financial bonds (CNY 30 billion, 3-year, coupon 1.95%) in the interbank market, with a 2.18x oversubscription ratio.交通银行在银行间市场成功簿记发行2024年第二期普通金融债300亿元，3年期，票面利率1.95%，全场认购倍数2.18倍。
2024-11-12BoCom stated it will actively push forward core Tier-1 capital replenishment following the financial regulator's plan to increase core Tier-1 capital for six state-owned banks.交通银行表示将按照监管统筹指导，积极推进核心一级资本补充工作，此前金融监管总局明确对六家国有银行增加核心一级资本。
2024-11-13BoCom signed a 136.15 million yuan stock repurchase special loan contract with Shaoneng Co., Ltd. for share repurchase.交通银行与韶能股份签署1.3615亿元股票回购专项借款合同，用于公司回购股份。
2024-11-20BoCom announced the issuance of the 2024 first tranche of total loss-absorbing capacity (TLAC) non-capital bonds (Bond Connect), with a basic issue size of 20 billion yuan, 4-year fixed rate with issuer call option in year 3.交通银行公告发行2024年第一期总损失吸收能力非资本债券（债券通），基本发行规模200亿元，4年期固定利率，第3年末附发行人赎回权。
2024-11-27BoCom issued the first tranche of 2024 TLAC non-capital bonds, with an actual issuance size of 30 billion yuan, coupon rate 2.11%, 4-year term with issuer call option in year 3.交通银行完成2024年第一期总损失吸收能力非资本债券发行，实际发行规模300亿元，票面利率2.11%，4年期。
2024-12-03Bank of Communications issued its first TLAC non-capital bond (Bond Connect) of 30 billion yuan, 3+1 year tenor, coupon 2.11%, lead underwriter Haitong Securities.交通银行成功发行首单总损失吸收能力非资本债券（债券通），规模300亿元，期限3+1年，票面利率2.11%，联席主承销商海通证券。
2024-12-06Bank of Communications plans to issue up to 370 billion yuan in non-capital debt instruments, including 300 billion yuan in TLAC bonds, its largest bond plan in recent years.交通银行计划发行不超过3700亿元的非资本债务工具，其中包括3000亿元总损失吸收能力非资本债券，为近年来最大规模发债计划。
2024-12-31Bank of Communications announced 2024 interim A-share dividend: 0.182 yuan per share (tax included), with record date Jan 23, 2025 and ex-dividend date Jan 24, 2025.交通银行发布2024年半年度A股派息公告，每股分配现金股利0.182元（含税），股权登记日2025年1月23日，除息日2025年1月24日。
2025-01-02Bank of Communications (BOCOM) announced a 2024 interim cash dividend of RMB 0.182 per share (tax inclusive), totaling RMB 13.516 billion, with record date Jan 23 and ex-dividend date Jan 24, 2025.交通银行宣布2024年中期现金分红每股0.182元（含税），合计135.16亿元，股权登记日1月23日，除息日1月24日。
2025-03-10Bank of Communications began nationwide issuance of the 1st and 2nd tranche of 2025 savings bonds (certificate type) from March 10 to 19, 2025.交通银行于2025年3月10日至19日全国发行2025年第一期和第二期储蓄国债（凭证式）。
2025-03-30Bank of Communications announced a plan to issue A-shares to the Ministry of Finance, China Tobacco, and Shuangwei Investment, raising up to RMB 120 billion to replenish core Tier-1 capital.交通银行公告拟向财政部、中国烟草和双维投资定向增发A股，募集资金不超过1200亿元，用于补充核心一级资本。
2025-03-30Bank of Communications board approved a three-year shareholder return plan, committing to distribute no less than 30% of net profit as cash dividends annually.交通银行董事会制定未来三年股东分红回报规划，承诺每年现金分红不少于净利润的30%。
2025-04-01Bank of Communications (BoCom) plans to issue 13.777 billion new A-shares at an initial subscription price of CNY 8.71 per share, raising up to CNY 120 billion; HSBC's stake will be diluted from 19.03% to about 16.06%.交通银行计划发行137.77亿股新A股，初始认购价每股8.71元，募资不超过1200亿元；汇丰控股持股比例将从19.03%摊薄至约16.06%。
2025-04-09BoCom successfully issued CNY 30 billion green financial bonds in the interbank market: CNY 25 billion 3-year tranche at 1.70%, CNY 5 billion 5-year tranche at 1.76%; total orders exceeded CNY 60 billion, full exercise of over-allotment option.交通银行在银行间市场成功发行300亿元绿色金融债：3年期250亿元票面利率1.70%，5年期50亿元票面利率1.76%；全场订单超600亿元，全额行使超额增发权。
2025-04-13BoCom announced 2024 A-share dividend: CNY 0.197 per share (tax included), total approximately CNY 14.63 billion; record date April 17, ex-dividend date April 18, 2025.交通银行宣布2024年度A股分红派息：每股现金红利0.197元（含税），共计约146.3亿元；股权登记日4月17日，除权除息日4月18日。
2025-04-16BoCom's 2025 second extraordinary general meeting and class meetings approved all 16 proposals related to the proposed A-share issuance to specific targets (up to CNY 120 billion).交通银行2025年第二次临时股东大会及类别股东大会审议通过向特定对象发行A股股票相关全部16项议案（募资不超过1200亿元）。
2025-04-17BoCom received SSE acceptance notice for its application to issue A-shares to specific targets; the application was formally受理.交通银行收到上交所出具的向特定对象发行A股股票申请受理通知，决定予以受理并依法审核。
2025-04-21BoCom responded to SSE's review inquiry letter regarding its A-share issuance application, disclosing 4 major pending lawsuits as defendant with total disputed amount of approximately CNY 609 million as of end-2024.交通银行回复上交所关于定增申请的审核问询函，披露截至2024年末作为被告的4件重大未决诉讼，争议金额合计约6.09亿元。
2025-04-29HSBC announced that due to BoCom's planned CNY 120 billion equity issuance, its stake will be diluted from 19.03% to about 16%, resulting in a pre-tax loss of USD 1.2-1.6 billion.汇丰控股公告，因交通银行计划发行1200亿元股票融资，其持股比例将从19.03%摊薄至约16%，导致12-16亿美元的除税前亏损。
2025-05-09BOCOM's A-share private placement application (up to 120B yuan) passed the Shanghai Stock Exchange review; still needs CSRC registration.交通银行A股定向增发申请（不超过1200亿元）获上交所审核通过，尚需证监会注册。
2025-05-21BOCOM exercised the call option and fully redeemed its 40B yuan 10-year subordinated tier-2 capital bonds issued in 2020.交通银行行使赎回权，全额赎回2020年发行的400亿元10年期二级资本债券。
2025-05-23BOCOM received CSRC approval for its A-share private placement registration (up to 120B yuan), valid for 12 months.交通银行获得中国证监会关于向特定对象发行A股股票的注册批复（不超过1200亿元），有效期12个月。
2025-06-13Bank of Communications completed a 120 billion yuan A-share private placement, issuing approximately 14.1 billion shares at 8.51 yuan per share to the Ministry of Finance, China Tobacco, and Shuangwei Investment. The Ministry of Finance became the controlling shareholder with a 29.86% stake, and the bank's core Tier-1 capital adequacy ratio is expected to increase by about 1.25 percentage points.交通银行完成1200亿元A股定向增发，向财政部、中国烟草及双维投资发行约141亿股，发行价8.51元/股。财政部成为控股股东，持股29.86%，预计提升核心一级资本充足率约1.25个百分点。
2025-06-16Bank of Communications issued the first tranche of 2025 Total Loss-Absorbing Capacity (TLAC) non-capital bonds (Bond Connect) on the interbank market, totaling 40 billion yuan. Tranche 1: 34 billion yuan, 4-year, 1.79% coupon; Tranche 2: 6 billion yuan, 6-year, 1.88% coupon.交通银行在全国银行间债券市场发行2025年第一期总损失吸收能力非资本债券（债券通），总规模400亿元。品种一：340亿元，4年期，票面利率1.79%；品种二：60亿元，6年期，票面利率1.88%。
2025-06-18Bank of Communications completed the registration and custody procedures for the 14.101 billion new A-shares from the private placement with the Shanghai Branch of China Securities Depository and Clearing Corporation, with a 60-month lock-up period.交通银行完成141.01亿股定增新增股份在中国证券登记结算有限责任公司上海分公司的登记托管手续，限售期60个月。
2025-07-02BOCOM completed a massive rights issue (capital increase), raising its registered capital from 74.26 billion yuan to 88.36 billion yuan. The Ministry of Finance's stake rose from 23.88% to 35.02%, becoming the controlling shareholder. Core Tier-1 capital adequacy ratio expected to increase by ~1.28-1.5 percentage points.交通银行完成千亿定增，注册资本由742.6亿元增至883.6亿元，财政部持股比例从23.88%升至35.02%成为控股股东，核心一级资本充足率预计提升约1.28-1.5个百分点。
2025-07-16BOCOM announced the issuance of the 2025 second tranche of Total Loss-Absorbing Capacity (TLAC) non-capital bonds (Bond Connect), with a total size of 30 billion yuan (27 billion yuan fixed-rate + 3 billion yuan floating-rate, with a clawback option).交通银行公告计划发行2025年第二期总损失吸收能力非资本债券（债券通），总规模300亿元（品种一270亿元固定利率，品种二30亿元浮动利率，设有双向回拨权）。
2025-07-23BOCOM completed the issuance of the 2025 second tranche TLAC non-capital bonds (Bond Connect) with a total size of 30 billion yuan: Tranche 1 (fixed-rate, 4yr, 25 billion yuan, coupon 1.78%) and Tranche 2 (floating-rate, 4yr, 5 billion yuan, initial coupon 1.82%, spread 0.24%), both with issuer call option at year 3.交通银行完成2025年第二期总损失吸收能力非资本债券（债券通）发行，总规模300亿元：品种一（4年期固定利率250亿元，票面利率1.78%），品种二（4年期浮动利率50亿元，首期票面利率1.82%，固定利差0.24%），均在第3年末附有条件的发行人赎回权。
2025-07-29Lianhe Credit Rating assigned a 'AAA' rating to BOCOM's 2023 Tier-2 capital bond (Tranche 1), citing strong industry position, improved asset quality, and capital enhancement from the recent rights issue.联合资信评定交通银行2023年二级资本债券(品种一)获“AAA”评级，认为其行业地位显著、资产质量稳定、定增后资本实力大幅提升。
2025-08-01HSBC reported a 21亿美元 impairment and dilution loss on its investment in Bank of Communications due to a private placement by the Ministry of Finance, China Tobacco, and Shuangwei Investment, reducing HSBC's stake from 19.03% to 16%.汇丰控股因交通银行向财政部、中国烟草和双维投资定向增发，持股比例从19.03%降至16%，确认21亿美元摊薄和减值亏损。
2025-08-29Bank of Communications completed a 120 billion yuan A-share private placement to the Ministry of Finance, China Tobacco, and Shuangwei Investment, issuing approximately 14.1 billion shares to replenish core Tier-1 capital.交通银行完成向财政部、中国烟草和双维投资发行约141亿股A股，募集资金1200亿元，用于补充核心一级资本。
2025-09-02Bank of Communications reported that as of end-August 2025, total issued shares (HKD and A-shares) were unchanged, with zero treasury shares; domestic perpetual preferred shares (360021) outstanding at 450 million shares (RMB 45 billion).交通银行披露截至2025年8月底已发行股份总数无变动，库存股为零；境内优先股（360021）发行在外4.5亿股（450亿元人民币）。
2025-10-15BOCOM announced it will exercise the call option on November 18, 2025 to redeem all outstanding USD 2.8 billion perpetual subordinated capital bonds issued on November 18, 2020, after receiving no-objection from the National Financial Regulatory Administration (NFRA).交通银行公告将于2025年11月18日行使赎回权，赎回全部2020年11月18日发行的28亿美元无固定期限资本债券，已获国家金融监督管理总局无异议函。
2025-11-11Ministry of Finance's stake in Bank of Communications increased from 23.88% to 35.02% post capital injection, becoming the controlling shareholder; the transaction received regulatory approvals.财政部对交通银行的持股比例由23.88%增至35.02%，成为控股股东，该收购已获监管批准。
2025-11-14Bank of Communications successfully issued the 3rd tranche of 2025 TLAC non-capital bonds (Bond Connect) worth 30 billion yuan: 26B yuan fixed-rate (1.93%, 4yr) and 4B yuan floating-rate (1.94% initial, 4yr), with 20B yuan oversubscription.交通银行成功发行2025年第三期总损失吸收能力非资本债券（债券通），规模300亿元：260亿元固息（票面利率1.93%，4年期）、40亿元浮息（首期票面利率1.94%，4年期），超额增发200亿元。
2025-11-18Bank of Communications completed the redemption of all outstanding USD 2.8 billion perpetual subordinated bonds issued in 2020, and applied to withdraw the listing from HKEX.交通银行完成赎回2020年发行的全部28亿美元境外无固定期限资本债券，并申请从港交所退市。
2025-11-20Bank of Communications proposed an interim dividend for H1 2025 of RMB 1.563 per 10 shares (total ~13.811B yuan), representing 30% of net profit attributable to parent.交通银行提议2025年中期利润分配方案：每10股派发现金股利人民币1.563元（含税），合计约138.11亿元，占归母净利润30%。
2025-12-11Received regulatory approval from NFRA to increase registered capital by RMB 14.101 billion, from RMB 74.263 billion to RMB 88.364 billion, following issuance of 14.101 billion A-shares.收到国家金融监督管理总局批复，同意在完成发行141.01亿股A股后，注册资本增加141.01亿元，由742.63亿元变更为883.64亿元。
2025-12-18Announced 2025 interim dividend: RMB 0.1563 per share (tax incl.), totaling RMB 13.811 billion, with record date Dec 24 and ex-dividend date Dec 25.公布2025年半年度分红方案：每股派发现金红利0.1563元（含税），共计138.11亿元，股权登记日12月24日，除权除息日12月25日。
2026-01-06Bank of Communications increased registered capital from approximately 74.26 billion yuan to approximately 88.36 billion yuan (about 19% increase), approved by the National Financial Regulatory Administration.交通银行注册资本由约742.6亿元增至约883.6亿元（增幅约19%），获国家金融监督管理总局批复同意。
2026-03-27Bank of Communications proposes 2025 final dividend of 1.684 yuan per 10 shares (tax included), totaling 14.88 billion yuan; full-year dividend 3.247 yuan per 10 shares, totaling 28.692 billion yuan, payout ratio 32.3%.交通银行拟每10股分配现金股利1.684元（含税），合计148.80亿元；全年每10股分配现金股利3.247元，合计286.92亿元，分红比例32.3%。
2026-03-27Bank of Communications completes a 120-billion-yuan private placement to the Ministry of Finance, China Tobacco, and Shuangwei Investment in 2025, boosting core Tier-1 capital adequacy ratio to 11.43%.交通银行2025年完成向财政部、中国烟草和双维投资的定向增发，募集资金1200亿元，核心一级资本充足率提升至11.43%。
2026-03-30Bank of Communications issues a correction to its 2025 profit distribution announcement, changing 'per share dividend of 3.247 yuan' to 'per 10 shares dividend of 3.247 yuan' and apologizes for the error.交通银行发布更正公告，将2025年度利润分配方案中“每股分配现金股利3.247元”更正为“每10股分配现金股利3.247元”，并就错误致歉。
2026-04-01Bank of Communications (BOCOM) issued a correction announcement for its 2025 profit distribution plan, apologizing for a typo that mistakenly wrote 'per 10 shares' as 'per share'. The correct plan is a cash dividend of RMB 3.247 per 10 shares (tax included), totaling RMB 28.692 billion, with a payout ratio of 32.3%.交通银行发布2025年度利润分配方案更正公告，就“每10股”误写为“每股”的文字错误致歉。正确方案为每10股分配现金股利3.247元（含税），共分配现金股利286.92亿元，现金分红比例为32.3%。
2026-04-14BOCOM's private placement of A-shares to the Ministry of Finance was completed. The Ministry of Finance's stake rose from 23.88% to 35.02%, becoming the controlling shareholder. The new shares are locked for five years.交通银行向财政部定向增发A股股票完成，财政部持股比例由23.88%升至35.02%，成为控股股东，新增股份锁定期五年。
2026-04-27BOCOM completed the issuance of the 2026 first tranche of subordinated tier-2 capital bonds (Bond Connect) on the interbank market, with a scale of RMB 40 billion, a coupon rate of 1.97%, and a 10-year term with a call option at year 5. Proceeds will supplement tier-2 capital.交通银行在全国银行间债券市场完成发行2026年第一期二级资本债券（债券通），发行规模400亿元，票面利率1.97%，10年期固定利率，第5年末附有条件赎回权，募集资金用于补充二级资本。
2026-05-13Ministry of Finance's stake in Bank of Communications increased from 23.88% to 35.02% after subscribing to a private placement, becoming the controlling shareholder; shares registered on June 17, 2025.财政部认购交通银行定向增发A股后持股比例由23.88%增至35.02%，成为控股股东，相关股份已于2025年6月17日完成登记托管。
2026-05-15Bank of Communications issued the 2026 first tranche of total loss-absorbing capacity non-capital bonds (Bond Connect) worth 50 billion yuan, with a coupon rate of 1.75%, 4-year tenor with issuer call option at year 3.交通银行发行2026年第一期总损失吸收能力非资本债券（债券通），规模500亿元，票面利率1.75%，4年期第3年末附发行人赎回权。
2026-05-18Bank of Communications successfully issued the world's first Shanghai FTZ offshore bond with FTU (Free Trade Account Unit) investors, size 600 million yuan, 364-day tenor, coupon 1.65%, cleared by Shanghai Clearing House.交通银行成功落地全球首单引入自贸区分账核算单元（FTU）投资者的上海自贸离岸债，发行规模6亿元，期限364天，票面利率1.65%，由上海清算所登记托管。
2026-05-25Bank of Communications issued the 2026 first tranche of perpetual subordinated capital bonds (Bond Connect) worth 40 billion yuan, with initial 5-year coupon of 1.94%, to replenish Tier-1 capital.交通银行发行2026年第一期无固定期限资本债券（债券通），规模400亿元，前5年票面利率1.94%，用于补充其他一级资本。
2026-06-23Bank of Communications Sydney Branch successfully issued a 500 million yuan 3-year RMB free trade offshore bond, the first medium-to-long-term FT offshore bond in TCD form and the first public FT offshore bond by an Oceania entity, listed on the Luxembourg Stock Exchange.交通银行悉尼分行成功发行5亿元3年期人民币自贸离岸债，为市场首单以可转让存款证（TCD）形式发行的中长期自贸离岸债，也是大洋洲地区首笔公募自贸离岸债，将在卢森堡证券交易所上市。
Technology investment & fintech development科技投入与金融科技发展
10 · 2024-03-27 → 2026-04-28
▾
Bank of Communications reported 2023 technology investment of 12 billion yuan, registered new software copyrights, and built AI computing clusters.交通银行2023年科技投入120亿元，登记多项软件著作权，建设AI算力集群。
2024-03-27BOCOM reported 2023 technology investment of 12 billion yuan, up 3.41% YoY, accounting for 5.64% of revenue; technology staff reached 7,800, or 8.29% of total headcount.交通银行2023年科技投入120亿元，同比增长3.41%，占营收5.64%；科技人员总数达7800人，占集团总人数的8.29%。
2024-04-02BoCom registered 8 new software copyrights in April, including 'Virtual Digital Human System V1.0', 'Digital Customer Service System V1.0', and 'Overseas Centralized Operations System V1.0'. Year-to-date new copyrights reached 20, up 66.67% YoY.交通银行4月新注册8个软件著作权，包括《虚拟数字人系统V1.0》、《数字化客户服务系统V1.0》、《海外集中营运系统V1.0》等。今年以来新注册20个，同比增长66.67%。
2024-07-02Bank of Communications registered a new software copyright for 'Domestic Centralized Corporate Account Opening System V1.0'.交通银行新注册《交通银行境内集中对公开户系统V1.0》软件著作权。
2024-12-19Bank of Communications Vice President Qian Bin stated at a fintech forum that the bank has implemented over 40 AI application scenarios and is actively embracing large models.交通银行副行长钱斌在金融科技论坛上透露，交行已落地40多个AI应用场景，积极拥抱大模型。
2025-03-20Bank of Communications released its 'AI+ Action Plan (2025-2026)', building a '1+1+N' AI framework to empower financial services.交通银行发布《交通银行“人工智能+”行动方案（2025-2026年）》，建设“1+1+N”人工智能框架体系。
2025-03-24Bank of Communications announced it has built the financial industry's largest-scale thousand-card heterogeneous computing cluster and a hundred-billion-level financial large model algorithm matrix.交通银行建成金融行业最大规模千卡异构算力集群，并构建千亿级金融大模型算法矩阵。
2025-04-30BoCom became the first large state-owned bank to achieve simultaneous iteration of iOS, Android, and HarmonyOS NEXT for its mobile apps, fully adapting five core applications including personal and corporate mobile banking.交通银行成为首家实现iOS、安卓、鸿蒙三大操作系统同频迭代的国有大型商业银行，个人手机银行、企业手机银行等五大核心应用全量适配鸿蒙。
2025-09-05Bank of Communications built a large-scale AI computing cluster based on Ascend (Shengteng) to support large model training and inference, integrating DeepSeek models and developing the proprietary 'Jiaoxin Financial Large Model' (交心金融大模型).交通银行基于昇腾构建大规模AI智算集群，引入DeepSeek等模型，打造自研“交心金融大模型”。
2026-03-27Bank of Communications reports 2025 fintech investment of 12.3 billion yuan, over 5% of revenue; AI agent assistants deployed exceed 2,500; computing power scale grew over 50% YoY.交通银行2025年金融科技投入123亿元，占营收超过5%；累计部署AI智能体助手超过2500个；智算规模同比增长超过50%。
2026-04-28BOCOM completed private deployment of latest open-source large models including DeepSeek V4, GLM 5.1, and MiniMax M2.5 based on domestic computing power (Ascend), upgrading its enterprise-level intelligent agent platform.交通银行基于昇腾等国产化算力完成DeepSeek V4、GLM 5.1、MiniMax M2.5等最新开源大模型私有化部署，全面升级企业级智能体平台。
Asset quality (real estate NPL)资产质量（房地产不良）
1 · 2024-03-27
▾
Bank of Communications reported 2023 corporate real estate NPL balance of 24.4 billion yuan, NPL ratio 4.99%, up 2.19 pct YoY.交通银行2023年对公房地产不良贷款余额244亿元，不良率4.99%，同比上升2.19个百分点。
2024-03-27BOCOM reported 2023 corporate real estate NPL balance of 24.4 billion yuan, NPL ratio 4.99%, up 2.19 pct YoY; the bank stated risk remains controllable and sufficient provisions have been made.交通银行2023年末对公房地产不良贷款余额244亿元，不良率4.99%，较上年末上升2.19个百分点；银行表示风险可控并已足额计提拨备。
Net interest margin guidance净息差指引
2 · 2024-03-27 → 2026-03-03
▾
Bank of Communications reported 2023 NIM of 1.28%, down 20 bps YoY; CFO expects continued pressure in 2024.交通银行2023年净息差1.28%，同比下降20个基点，首席财务官预计2024年将继续承压。
2024-03-27BOCOM reported 2023 net interest margin (NIM) of 1.28%, down 20 bps YoY; CFO Liu Jianjun expects NIM to continue facing pressure in 2024.交通银行2023年净息差1.28%，同比下降20个基点；首席风险官刘建军预计2024年净息差继续承压。
2026-03-03Chairman Ren Deqi (任德奇) expresses confidence in maintaining a stable net interest margin in 2026, stating current policies are moving toward that target.董事长任德奇表示今年很有信心保持息差稳定，现在的政策都朝这个预期目标走。
Business growth (inclusive, agricultural, green loans)业务增长（普惠、涉农、绿色贷款）
3 · 2024-03-27 → 2026-04-01
▾
Bank of Communications reported 2023 inclusive小微 loan balance up 29.38% YoY, agricultural loans up 24.80%, green loans up 29.37%.交通银行2023年普惠型小微企业贷款余额同比增长29.38%，涉农贷款增长24.80%，绿色贷款增长29.37%。
2024-03-27BOCOM reported 2023 inclusive小微 loan balance up 29.38% YoY, agricultural loans up 24.80%, green loans up 29.37%, green bond investment up 68.66%, and tech-finance授信 customers up 41.20%.交通银行2023年末普惠型小微企业贷款余额同比增长29.38%，涉农贷款增长24.80%，绿色贷款增长29.37%，投资绿色债券增长68.66%，科技金融授信客户数增长41.20%。
2025-08-29Bank of Communications reported that its technology loans exceeded 1.5 trillion yuan by end-June 2025, with the number of borrowing enterprises up 11.12% from end-2024, and loans to tech SMEs up 22.93%.交通银行报告期末科技贷款余额突破1.5万亿元，获贷企业数量较上年末增长11.12%，科技型中小企业贷款余额较上年末增长22.93%。
2026-04-01BOCOM's 2025 Sustainable Development Report discloses that its green loan balance under the PBOC口径 reached RMB 950.825 billion.交通银行《2025年度可持续发展报告》披露，人民银行口径绿色贷款余额达9508.25亿元。
Overseas expansion (Dubai branch)海外扩张（迪拜分行）
4 · 2024-03-27 → 2024-11-27
▾
Bank of Communications announced its Dubai branch is under preparation, as part of its overseas expansion strategy; later officially opened.交通银行宣布筹备迪拜分行，作为其海外扩张战略的一部分；后正式开业。
2024-03-27BOCOM announced its Dubai branch is under preparation, as part of its overseas expansion strategy.交通银行披露迪拜分行正在筹建中，作为其海外业务布局的一部分。
2024-08-28Bank of Communications Dubai International Financial Centre branch approved, expected to open within 2024, marking first Middle East presence.交通银行迪拜国际金融中心分行获监管批复，预计年内开业，为中东首家分行。
2024-11-27BoCom's Dubai International Financial Centre (DIFC) branch officially opened, its first banking institution in the Middle East, bringing total overseas branches to 24.交通银行迪拜国际金融中心分行正式开业，为在中东地区设立的首家银行机构，境外分行增至24家。
2024-11-27Bank of Communications opened its Dubai International Financial Centre (DIFC) branch, its first branch in the Middle East, expanding global network to 24 overseas subsidiaries/branches.交通银行迪拜国际金融中心分行正式开业，系在中东地区首家分行，境外经营网络扩展至24家境外分（子）行及代表处。
Bond default (21 Baolong MTN001)债券违约（21宝龙MTN001）
8 · 2024-03-28 → 2026-04-07
▾
Bank of Communications, as convener, called bondholders' meetings for Shanghai Baolong Industrial's MTN after payment default triggered cross-default provisions.交通银行作为召集人，在上海宝龙实业中票发生兑付违约触发交叉保护条款后召开持有人会议。
2024-03-28BOCOM, as convener, called a bondholders' meeting for '21 Baolong MTN001' (Shanghai Baolong Industrial) on 2024-04-02 to discuss waiving cross-default provisions and adjusting repayment terms after the issuer failed to repay 35 million yuan principal and interest due.交通银行作为召集人，就‘21宝龙MTN001’未能按期足额偿付3500万元本金及利息触发交叉保护条款，定于2024年4月2日召开持有人会议审议豁免及调整兑付安排。
2024-06-26Bank of Communications, as召集人, called a bondholder meeting for Shanghai Baolong Real Estate Development's 2021 first-phase medium-term note (21 Baolong MTN001) after a payment default triggered cross-default provisions.交通银行作为召集人，就上海宝龙实业2021年度第一期中期票据（21宝龙MTN001）违约触发交叉保护条款，召开持有人会议。
2024-07-11Bank of Communications as lead underwriter convened second bondholders meeting for '21 Baolong MTN001' (RMB 1 bn) after issuer defaulted on interest and principal.交通银行作为召集人召开“21宝龙MTN001”2024年第二次持有人会议，因发行人未能按期足额偿付本息触发交叉保护条款。
2024-07-19Bondholders meeting for '21 Baolong MTN001' was invalid as no holders attended; no vote on cross-default waiver.“21宝龙MTN001”持有人会议因无持有人参加而无效，未对豁免交叉保护条款议案进行表决。
2025-11-24Bank of Communications, as lead arranger, called a bondholders' meeting for Shanghai Baolong Industrial's 2021 MTN (21宝龙MTN001) which defaulted in July 2024, to be held on Dec 8, 2025.交通银行作为召集人，召开上海宝龙实业2021年度第一期中期票据（21宝龙MTN001）2025年第一次持有人会议，该债券已于2024年7月违约。
2025-12-05As lead arranger, called a bondholder meeting for Shanghai Baolong Industrial Development Group's 2021 first-phase MTN (21 Baolong MTN001) to discuss repayment and disposal plans.作为召集人，召开上海宝龙实业发展集团2021年度第一期中期票据（21宝龙MTN001）持有人会议，审议偿付及处置方案。
2025-12-08As lead arranger, called a bondholder meeting for Vanke's 2022 fifth-phase MTN (22 Vanke MTN005) to consider extension of bond repayment.作为召集人，召开万科企业2022年度第五期中期票据（22万科MTN005）持有人会议，审议债券展期相关事项。
2026-04-07BOCOM, as the lead arranger, convened a bondholders' meeting for Vanke's 2023 first-phase medium-term note (23 Vanke MTN001) to discuss extension of principal and interest payment.交通银行作为召集人，召开万科企业股份有限公司2023年度第一期中期票据2026年第一次持有人会议，审议本息兑付展期事项。
Policy update (WoDe Wealth Customer Service Agreement)我的财富客户服务协议更新
1 · 2024-03-28
▾
Bank of Communications announced amendments to the 'WoDe Wealth Customer Service Agreement', effective from April 20, 2024.交通银行公告修订《我的财富客户服务协议》，自2024年4月20日起生效。
2024-03-28BOCOM announced amendments to the 'WoDe Wealth Customer Service Agreement', effective from 2024-04-20, adding clauses on account services, agreement changes, and customer rights protection.交通银行公告修改《沃德财富客户服务协议》，自2024年4月20日起生效，补充账户服务、协议变更及客户权益保障条款。
Strategic partnership with CDB与国家开发银行战略合作
1 · 2024-04-01
▾
China Development Bank and Bank of Communications signed a comprehensive cooperation agreement to deepen collaboration in multiple areas.国家开发银行与交通银行签署全面合作协议，深化多领域合作。
2024-04-01China Development Bank (CDB) and BoCom signed a comprehensive cooperation agreement to deepen collaboration in syndicated loans, financial markets, inclusive finance, the 'three major projects' (affordable housing, emergency-use public infrastructure, urban village renovation), Belt & Road, and green finance.国家开发银行与交通银行签署全面合作协议，将在银团贷款、金融市场、普惠金融、“三大工程”（保障性住房、平急两用公共基础设施、城中村改造）、共建“一带一路”和绿色金融等领域深化合作。
Cross-border RMB loan & swap (Brazil)巴西跨境人民币贷款与掉期
1 · 2024-04-11
▾
Bank of Communications Brazil subsidiary, together with CDB, completed the first policy bank cross-border RMB loan and swap for State Grid Brazil.交通银行巴西子行联合国开行完成首笔政策性银行跨境人民币贷款及掉期业务。
2024-04-11BoCom Brazil subsidiary, together with CDB, completed the first policy bank cross-border RMB loan and swap for State Grid Brazil's Silvaania transmission concessionaire: a 220 million yuan loan disbursed by CDB Beijing, received via CIPS by BoCom Brazil (first CIPS direct participant in South America), and a RMB-BRL cross-currency swap executed.交通银行巴西子行携手国开行完成国家电网巴西控股公司席尔瓦尼亚输电特许权公司首笔政策性银行跨境人民币贷款及套保业务：2.2亿元贷款由国开行北京分行放款，巴西子行作为南美首家CIPS直参行通过CIPS收款，并完成人民币-雷亚尔交叉货币互换交易。
Partnership (Jiaorong Sci-Tech Plan)交融科创计划合作
1 · 2024-04-11
▾
Bank of Communications Shanghai branch signed the 'Jiaorong Sci-Tech Plan' joint action scheme with the Shanghai SME Policy Financing Guarantee Fund Management Center.交通银行上海分行与上海市中小微企业政策性融资担保基金管理中心签署“交融科创计划”联合行动方案。
2024-04-11BoCom Shanghai branch signed the 'Jiaorong Sci-Tech Plan' joint action scheme with the Shanghai SME Policy Financing Guarantee Fund Management Center, targeting full-lifecycle financing for tech enterprises.交通银行上海市分行与上海市中小微企业政策性融资担保基金管理中心签署“交融科创计划”科技企业全生命周期联合行动方案。
Tech partnership (GRG Banking)与广电运通技术合作
1 · 2024-04-15
▾
GRG Banking won the bid for Bank of Communications' 'Cloud BoCom Smart Screen and Customized Development' project.广电运通中标交通银行“云交行智慧屏及定制化开发”项目。
2024-04-15GRG Banking (广电运通) won the bid for BoCom's 'Cloud BoCom Smart Screen and Customized Development' project, aiming to explore lightweight branch operations and enhance inclusive finance through remote video services.广电运通中标交通银行“云上交行智能屏及定制化开发”项目，旨在通过远程视频服务探索网点轻量化运营新模式，助力普惠金融。
Green Order Financing Product绿色订单融资产品
1 · 2024-04-16
▾
Bank of Communications, State Grid Zhejiang Electric Power, and Yingda Carbon Assets jointly launched the 'Green Order Financing Product' in Hangzhou.交通银行联合国网浙江电力、英大碳资产在杭州推出“绿色订单融资产品”。
2024-04-16BoCom, State Grid Zhejiang Electric Power, and Yingda Carbon Assets jointly launched the 'Green Order Financing Product' in Hangzhou. It uses a 'green evaluation + finance' model via the 'dian e jin fu' platform to provide unsecured loans to grid suppliers, with preferential rates for high green scores. Total green order financing reached 670 million yuan, serving 100+ enterprises across 14 provinces.交通银行与国网浙江电力公司、英大碳资产合作在杭州推出“绿色订单融资产品”，创新“绿色评价+金融”模式，依托“电e金服”平台为电网供应商发放纯信用贷款，绿色评价高分企业享利率优惠。绿色订单融资规模达6.7亿元，服务100余家企业，覆盖14个省。
Central inspection team中央巡视组进驻
1 · 2024-04-17
▾
The 12th Central Inspection Team of the CPC Central Committee launched a routine inspection of Bank of Communications' Party committee.中央第十二巡视组对交通银行党委开展常规巡视。
2024-04-17The 12th Central Inspection Team of the CPC Central Committee launched a routine inspection of BoCom's Party committee, focusing on financial risk prevention, supply-side reform, and Party governance.中央第十二巡视组巡视交通银行股份有限公司党委工作动员会召开，重点检查防范化解金融风险、推进金融供给侧结构性改革、全面从严治党等情况。
FTZ financial service outlet (Urumqi)自贸区金融服务点（乌鲁木齐）
1 · 2024-04-18
▾
Bank of Communications Urumqi Weixing Road sub-branch was officially挂牌 as a financial service outlet for the China (Xinjiang) Pilot Free Trade Zone Urumqi area.交通银行乌鲁木齐卫星路支行正式挂牌为中国（新疆）自由贸易试验区乌鲁木齐片区金融服务点。
2024-04-18BoCom Urumqi Weixing Road sub-branch was officially挂牌 as a financial service outlet for the China (Xinjiang) Pilot Free Trade Zone Urumqi area, setting up a dedicated FTZ financial service zone and consultation desk.交通银行乌鲁木齐卫星路支行正式挂牌中国（新疆）自贸试验区乌鲁木齐片区经开功能区块金融服务网点，设立自贸金融服务专区和咨询台。
System outage (mobile app)手机银行系统故障
2 · 2024-04-23 → 2024-11-21
▾
Bank of Communications mobile app experienced a major outage on April 23, 2024, attributed to a network communication fault.2024年4月23日，交通银行手机银行出现大面积故障，原因为网络通讯故障。
2024-04-23BoCom mobile app experienced a major outage on the morning of April 23, with users unable to transfer, buy wealth management products, or contact customer service. BoCom attributed it to a network communication fault and restored service after emergency handling.4月23日上午交通银行App出现大面积故障，用户无法转账、购买理财、联系客服。交行回应称因网络通讯故障导致部分系统交易受影响，经紧急处理已恢复。
2024-11-21BoCom experienced a system network failure causing duplicate mortgage deductions for multiple users; the bank stated it was under emergency repair.交通银行因系统网络故障导致多位用户房贷发生重复扣款，银行回应正在紧急修复中。
Credit rating (Dagong Global)大公国际信用评级
2 · 2024-04-23 → 2024-05-20
▾
Dagong Global Credit Rating assigned Bank of Communications a 2023 main body credit rating of 'AAA' with a stable outlook.大公国际评定交通银行2023年主体信用等级为AAA，评级展望稳定。
2024-04-23Dagong Global Credit Rating assigned BoCom a 2023 main body credit rating of 'AAA' with a stable outlook, citing significant market position, strong likelihood of central government support, improving asset quality, but noting pressure on NIM and profitability.大公国际资信评估给予交通银行2023年主体信用评级为“AAA”，评级展望“稳定”，认为公司市场地位显著、获得中央政府支持可能性大、信贷资产质量改善，但息差和盈利能力面临压力。
2024-05-20Dagong International gave Bank of Communications a 2023 main credit rating of AAA with a stable outlook, citing significant market position and likely central government support.大公国际给予交通银行2023年主体信用评级AAA，展望稳定，认为其市场地位显著，获得中央政府支持可能性大。
Tech finance forum (Zhongguancun)中关村论坛科技金融
1 · 2024-04-25
▾
Bank of Communications participated for the first time as an 'Innovation Partner' in the 2024 Zhongguancun Forum, showcasing its 'Jiaoyin Sci-Tech' brand.交通银行首次以“创新合作伙伴”身份参与2024中关村论坛，展示“交银科创”品牌。
2024-04-25BoCom participated for the first time as an 'Innovation Partner' in the 2024 Zhongguancun Forum. It showcased its 'Jiaoyin Sci-Tech' brand with four product systems (Keji Yitou, Keji Yidai, Keji Yirong, Keji Yizu) and three scenario ecosystems. By end-Q1, BoCom served nearly 90,000 tech firms, providing over 690 billion yuan in loans to about 41,000.交通银行首次以“创新合作伙伴”身份参与2024中关村论坛，展示“交银科创”品牌四大产品体系（科创易投、科创易贷、科创易融、科创易租）和三大场景生态。截至一季度末，服务近9万户科技型企业，为约4.1万户提供贷款超6900亿元。
Product launch (Keji Yidai · Zhihui Zhichan Dai)科技易贷·智慧智产贷发布
3 · 2024-04-26 → 2025-03-05
▾
Bank of Communications Shanghai branch launched 'Keji Yidai · Zhihui Zhichan Dai', a fully online, unsecured credit product for tech SMEs.交通银行上海分行推出“科技易贷·智慧智产贷”，面向科技型中小企业全线上、免抵押信用贷款产品。
2024-04-26BoCom Shanghai branch launched 'Keji Yidai · Zhihui Zhichan Dai' (Sci-Tech Easy Loan · Smart IP Loan), a fully online, unsecured credit product for tech SMEs with a maximum limit of 20 million yuan.交通银行上海市分行推出“科创易贷·智慧知产贷”，为科创小微企业提供的全信用线上信贷产品，额度最高可达2000万元。
2024-08-27Bank of Communications holds Shanghai Sci-Tech Finance High-Quality Development Empowerment Conference, unveils 'Jiaoyin Sci-Tech' service brand and 'Smart IP Loan' plan.交通银行举办上海科技金融高质量发展赋能大会，发布“交银科创”品牌和“智慧知产贷百千万行动计划”。
2025-03-05Bank of Communications Shanghai Branch launched 'Smart IP Loan', providing financing support to nearly 2,000 tech enterprises.交通银行上海市分行推出“智慧知产贷”，已为近2000户科技企业提供融资支持。
Cross-border ABS transfer (Seoul branch)首尔分行跨境ABS转让
1 · 2024-04-30
▾
Bank of Communications Seoul branch executed the market's first cross-border asset-backed securities (ABS) transfer transaction.交通银行首尔分行完成市场首单跨境资产支持证券（ABS）转让交易。
2024-04-30BoCom Seoul branch (RMB clearing bank) executed the market's first cross-border asset-backed securities (ABS) transfer transaction, buying ABS issued by a new-energy enterprise from BoCom Wealth Management in the interbank market, leveraging Shanghai FTZ policies.交通银行首尔分行（人民币清算行）在银行间市场与交银理财达成市场首单资产支持证券跨境转让业务，买入后者持有的某新能源企业发行的资产支持证券。
Strategic partnership with Shanghai Federation of Industry and Commerce与上海市工商联战略合作
2 · 2024-04-30 → 2024-05-01
▾
Shanghai Federation of Industry and Commerce and Bank of Communications Shanghai branch signed a strategic cooperation agreement, providing 400 billion yuan in意向性 financing.上海市工商联与交通银行上海分行签署战略合作协议，提供4000亿元意向性融资。
2024-04-30Shanghai Federation of Industry and Commerce and BoCom Shanghai branch signed a strategic cooperation agreement. BoCom Shanghai will provide 400 billion yuan in意向性 financing over three years to support private enterprises, especially high-tech, 'specialized and new' (专精特新), and SMEs.上海市工商联与交通银行上海市分行签署战略合作协议，未来3年交行上海市分行将提供4000亿元意向性融资额度，精准支持民营企业特别是高新技术企业、“专精特新”企业和中小微企业。
2024-05-01Shanghai Federation of Industry and Commerce and Bank of Communications Shanghai Branch signed a strategic cooperation agreement, with the branch providing 400 billion yuan in intended financing over 3 years to support private enterprises, especially high-tech and specialized SMEs.上海市工商联与交通银行上海市分行签署战略合作协议，未来3年提供4000亿元意向性融资额度，支持民营企业特别是高新技术和专精特新中小企业。
Executive move (Liu Jun to ICBC)刘珺调任工商银行
1 · 2024-04-30
▾
Liu Jun, former president of Bank of Communications, was appointed as Deputy Party Secretary of Industrial and Commercial Bank of China.交通银行原行长刘珺调任中国工商银行党委副书记。
2024-04-30Liu Jun (刘珺), former president of BoCom, was appointed as Deputy Party Secretary of Industrial and Commercial Bank of China (ICBC), a major executive move at the top level of a state-owned bank.交通银行原行长刘珺出任工商银行党委副书记，为国有大行高层重要人事变动。
EF Account business (Hengqin)横琴多功能自由贸易账户业务
1 · 2024-05-06
▾
Bank of Communications successfully launched Multi-functional Free Trade Account (EF Account) business in the Hengqin Guangdong-Macao Deep Cooperation Zone.交通银行在横琴粤澳深度合作区成功启动多功能自由贸易账户（EF账户）业务。
2024-05-06Bank of Communications successfully launched Multi-functional Free Trade Account (EF Account) business in the Hengqin Guangdong-Macao Deep Cooperation Zone, providing cross-border fund settlement, exchange, and investment financing services.交通银行成功落地横琴粤澳深度合作区多功能自由贸易账户（EF账户）业务，提供跨境资金结算、汇兑和投融资服务。
Partnership with Changsha Customs与长沙海关合作
1 · 2024-05-08
▾
Bank of Communications Hunan Branch and Changsha Customs signed a cooperation memorandum to provide comprehensive financial services for foreign trade enterprises.交通银行湖南省分行与长沙海关签署合作备忘录，为外贸企业提供综合金融服务。
2024-05-08Bank of Communications Hunan Branch and Changsha Customs signed a cooperation memorandum to provide comprehensive financial services for foreign trade enterprises, including credit, settlement, trade finance, and offshore services.交通银行湖南省分行与长沙海关签署合作备忘录，为外贸企业提供信贷、结算、贸易融资和离岸金融等全方位服务。
Gui'an Data Center贵安数据中心
3 · 2024-05-11 → 2025-01-16
▾
Bank of Communications Gui'an Data Center project broke ground; Phase I investment ~1.5 billion yuan, completion expected 2026.交通银行贵安数据中心项目奠基，一期投资约15亿元，预计2026年完工。
2024-05-11Bank of Communications Gui'an Data Center project broke ground; the 279-mu site will house at least 200,000 servers and support 400+ operations staff, built by China Construction Eighth Engineering Division.交通银行贵安数据中心项目开工，占地约279亩，将建设不少于20万台服务器机房及400人运维用房，由中建八局承建。
2024-09-10BoCom held groundbreaking ceremony for its Gui'an Data Center project in Guizhou; total investment CNY 5 billion, Phase I investment ~CNY 1.5 billion, ~2,800 racks, >50,000 servers, completion expected 2026.交通银行贵安数据中心项目在贵州贵安新区开工奠基，基建总投资50亿元，一期投资约15亿元，部署约2800个机柜、超5万台服务器，计划2026年竣工。
2025-01-16BOCOM's Gui'an Data Center Phase I topped out; the project has total floor area of 180,000 sqm, Phase I investment of about RMB 1.5 billion, with over 5,000 servers and 2,800 cabinets.交通银行贵安数据中心一期主体结构封顶，总建筑面积18万平方米，一期投资约15亿元，部署超5000台服务器和2800个机柜。
Product launch (Nanfan Breeding Loan)南繁育种贷发布
1 · 2024-05-13
▾
Bank of Communications Hainan Branch launched the 'Jiaoyin Zhanyetong · Nanfan Breeding Loan' to support seed industry revitalization.交通银行海南省分行推出“交银展业通·南繁育种贷”，支持种业振兴。
2024-05-13Bank of Communications Hainan Branch launched the 'Jiaoyin Zhanyetong · Nanfan Breeding Loan' to support seed industry revitalization and provide financing for seed enterprises, cooperatives, and farmers.交通银行海南省分行推出“交银展业通·南繁育种贷”，支持种业振兴，为种子企业、合作社和农户提供融资。
Executive move (President Liu Jun resignation & Zhang Baojiang appointment)行长变更（刘珺辞职、张宝江任职）
19 · 2024-05-14 → 2026-03-20
▾
Liu Jun resigned as president; Chairman Ren Deqi temporarily performed duties; Zhang Baojiang appointed as president and vice chairman.刘珺辞去行长职务，任德奇董事长暂代履职，张宝江被任命为行长、副董事长。
2024-05-14Bank of Communications President Liu Jun resigned due to work adjustment, effective May 14, 2024, stepping down as vice chairman, executive director, and行长.交通银行行长刘珺因工作调整辞任，自2024年5月14日起生效，辞去副董事长、执行董事、行长等职务。
2024-05-17Bank of Communications board approved Chairman Ren Deqi to temporarily perform the duties of president until a new president is appointed and approved by the financial regulator.交通银行董事会批准由董事长任德奇代为履行行长职责，直至新行长任职资格获监管核准。
2024-05-22Central Organization Department appointed Zhang Baojiang as deputy Party secretary of Bank of Communications; he is expected to become president after regulatory approval.中央组织部任命张宝江为交通银行党委副书记，预计在监管核准后将出任行长。
2024-06-04Bank of Communications board resolved to appoint Zhang Baojiang as President and Vice Chairman, pending regulatory approval; he was also nominated as an executive director.交通银行董事会同意聘任张宝江为行长、副董事长，并提请股东大会选举其为执行董事，任职资格待监管核准。
2024-06-26Bank of Communications received regulatory approval for Zhang Baojiang's qualification as President, effective immediately; Chairman Ren Deqi ceases to act as President.交通银行收到监管批复，张宝江行长任职资格获核准生效，董事长任德奇不再代行行长职责。
2024-06-26Bank of Communications Vice President Hao Cheng is set to leave to become Party Secretary of China Everbright Bank, and is expected to be appointed President after procedures.交通银行副行长郝成即将赴任光大银行党委书记，预计完成程序后将任行长。
2024-07-01Zhang Baojiang's qualification as President of Bank of Communications approved by National Financial Regulatory Administration (NFRA).张宝江任交通银行行长的任职资格获国家金融监督管理总局核准。
2024-07-05Vice President Hao Cheng resigned from Bank of Communications due to job adjustment, effective July 5, 2024.交通银行副行长郝成因工作调整辞任，自2024年7月5日生效。
2024-08-16Zhang Baojiang's qualifications as Vice Chairman and Director of Bank of Communications approved by National Financial Regulatory Administration.张宝江交通银行副董事长、董事任职资格获国家金融监督管理总局核准。
2024-09-07Hao Cheng resigned as vice president of BoCom (effective July 5, 2024) and was subsequently approved as president of China Everbright Bank.郝成辞任交通银行副行长（2024年7月5日生效），后获批任光大银行行长。
2024-11-05Vice President Huang Hongyuan resigned from BoCom due to age, effective November 5, 2024.交通银行副行长黄红元因年龄原因辞任，自2024年11月5日生效。
2024-11-28BoCom's Business Director Wang Wenjin is reported to be moving to Agricultural Bank of China as Vice President.交通银行业务总监王文进或将赴任农业银行副行长。
2024-12-13Bank of Communications business director Wang Wenjin resigned due to job transfer, effective Dec 13, 2024.交通银行业务总监（公司与机构业务）王文进因工作调动辞任，自2024年12月13日生效。
2024-12-23Wang Wenjin, former business director of Bank of Communications, was appointed Vice President of Agricultural Bank of China, effective upon regulatory approval.原交通银行业务总监王文进被聘任为中国农业银行副行长，任职自监管核准之日起生效。
2025-01-15BOCOM announced that Xu Jiming resigned as监事长 (Board of Supervisors Chairman) and related roles effective Jan 15, 2025, due to job adjustment.交通银行公告徐吉明因岗位调整自2025年1月15日起辞任监事长等职务。
2025-12-08Business Director (Corporate & Institutional Business) Tang Shuo resigned due to job transfer, effective December 15, 2025.业务总监（公司与机构业务）唐朔因工作调动原因辞任，自2025年12月15日起生效。
2025-12-24CCB announced appointment of Tang Shuo (former BOCOM Business Director) as its Vice President, pending regulatory approval.建设银行公告聘任唐朔（原交行业务总监）为该行副行长，待监管核准。
2026-03-04Tu Hong (涂宏) resigns as Business Director (Interbank & Market Business) due to retirement, effective March 4, 2026.涂宏因到退休年龄，辞去业务总监（同业与市场业务）职务，辞任自2026年3月4日起生效。
2026-03-20Bank of Communications announces that Cao Yuqing (曹宇青), CEO of Hong Kong Branch, replaces Fan Chaorong (范朝荣) as the authorized representative for accepting legal documents in Hong Kong, effective March 20.交通银行公告，香港分行行政总裁曹宇青接替范朝荣获委任为香港授权代表，变更自2026年3月20日起生效。
Product change (appointment-based cash withdrawal)预约取款功能停止
1 · 2024-05-21
▾
Bank of Communications announced it will stop the appointment-based cash withdrawal function in its personal mobile banking app from May 24, 2024.交通银行宣布自2024年5月24日起停止个人手机银行预约取款功能。
2024-05-21Bank of Communications announced it will stop the appointment-based cash withdrawal function in its personal mobile banking app from May 24, 2024, for risk management purposes.交通银行宣布自2024年5月24日起停止个人手机银行中预约取款功能，以加强风险管理。
Strategic cooperation with Wuhan East Lake High-tech Zone与武汉东湖高新区战略合作
1 · 2024-05-24
▾
Bank of Communications Hubei Branch signed a strategic cooperation agreement with Wuhan East Lake High-tech Zone, committing 100 billion yuan in comprehensive financing over 5 years.交通银行湖北省分行与武汉东湖高新区签署战略合作协议，5年内提供1000亿元综合融资。
2024-05-24Bank of Communications Hubei Branch signed a strategic cooperation agreement with Wuhan East Lake High-tech Zone (Optics Valley), committing 100 billion yuan in comprehensive financing over 5 years to support key projects and enterprises.交通银行湖北省分行与武汉东湖新技术开发区管委会签署战略合作协议，未来5年提供1000亿元综合融资支持光谷重点项目和企业。
Product launch (Jiaoxin Tong platform)交薪通平台发布
1 · 2024-05-24
▾
Bank of Communications Jiangmen Branch launched the 'Jiaoxin Tong' platform, integrating HR, payroll, expense control, and other modules for enterprise digital services.交通银行江门分行推出“交薪通”平台，整合人力资源、薪酬、费用管控等模块，为企业提供数字化服务。
2024-05-24Bank of Communications Jiangmen Branch launched the 'Jiaoxin Tong' platform, integrating HR, payroll, expense control, collaboration, benefits, and party-building modules for enterprise digital services.交通银行江门分行发布“交薪通”平台，集成人事、薪酬、财务、协同、福利和党建六大模块，为企业提供数字化服务。
Product launch (Kuaiyizu standardized technology leasing)快易租标准式科技租赁发布
1 · 2024-05-24
▾
Bank of Communications Wuhu Branch, together with BOCOM Financial Leasing, placed the first national 'Kuaiyizu' standardized technology leasing product.交通银行芜湖分行联合交银金租落地全国首单“快易租”标准式科技租赁产品。
2024-05-24Bank of Communications Wuhu Branch, together with BOCOM Financial Leasing, placed the first national 'Kuaiyizu' standardized technology leasing product, providing 10.5 million yuan to a specialized SME.交通银行芜湖分行联合交银金租落地全国首单“快易租”标准化科技租赁产品，为专精特新企业投放1050万元。
Investment in National Integrated Circuit Industry Investment Fund Phase III投资国家集成电路产业投资基金三期
1 · 2024-05-27
▾
Bank of Communications signed a发起人协议 to invest 20 billion yuan in the National Integrated Circuit Industry Investment Fund Phase III, holding a 5.81% stake.交通银行签署发起人协议，向国家集成电路产业投资基金三期投资200亿元，持股5.81%。
2024-05-27Bank of Communications signed a发起人协议 to invest 20 billion yuan in the National Integrated Circuit Industry Investment Fund Phase III, holding a 5.81% stake, with capital paid in over 10 years.交通银行签署发起人协议，拟向国家集成电路产业投资基金三期出资200亿元，持股5.81%，预计10年内实缴到位。
Strategic cooperation with Ministry of Commerce与商务部战略合作
1 · 2024-05-30
▾
Ministry of Commerce and Bank of Communications signed a comprehensive strategic cooperation agreement to promote high-quality商务 development.商务部与交通银行签署全面战略合作协议，促进商务高质量发展。
2024-05-30Ministry of Commerce and Bank of Communications signed a comprehensive strategic cooperation agreement to promote high-quality商务 development, enhance financial services for the real economy, and support consumption, foreign trade, and high-level opening-up.商务部与交通银行签署促进商务高质量发展全面战略合作协议，增强金融服务实体经济能力，支持消费、外贸和高水平对外开放。
Product launch (Online Flow Loan)线上流水贷发布
1 · 2024-06-03
▾
Bank of Communications Guangxi Branch launched 'Online Flow Loan', a pure online credit product for small and micro enterprises.交通银行广西分行推出“线上流水贷”，面向小微企业的纯线上信用产品。
2024-06-03Bank of Communications Guangxi Branch launched 'Online Flow Loan' (Xian Shang Liu Shui Dai), a pure online credit product for small and micro enterprises using the 'Guixinrong' platform data, with a case of 2 million yuan approved in 3 working days.交通银行广西区分行推出普惠金融“线上流水贷”产品，利用“桂信融”平台数据，实现纯线上信贷，案例中200万元融资3个工作日获批。
Product award (ICMA Elan Award)ICMA卓越奖获奖
1 · 2024-06-03
▾
Bank of Communications won the 2024 ICMA 'Elan Award of Excellence' Gold Award for its CIFTIS-themed digital RMB hard wallet.交通银行以其服贸会主题数字人民币硬钱包荣获2024年ICMA“卓越奖”金奖。
2024-06-03Bank of Communications won the 2024 ICMA 'Elan Award of Excellence' Gold Award for its CIFTIS-themed digital RMB hard wallet and an Excellence Award for the 'Jiaozi' millennium commemorative digital RMB hard wallet.交通银行发行的服贸会主题数字人民币硬钱包荣获2024年依兰奖金奖，(交子)诞生千年纪念活动主题数字人民币硬钱包荣获优秀奖。
Partnership with Zhongtai Group与中泰集团合作
1 · 2024-06-03
▾
Bank of Communications Xinjiang Branch signed a strategic cooperation agreement with Zhongtai Group, agreeing to provide credit额度 for projects in chemicals, agriculture, textiles, and new energy.交通银行新疆分行与中泰集团签署战略合作协议，为化工、农业、纺织、新能源等项目提供授信额度。
2024-06-03Bank of Communications Xinjiang Branch signed a strategic cooperation agreement with Zhongtai Group (Zhongtai Jituan), agreeing to provide credit额度 for projects in chemicals, agriculture, textiles, and new energy sectors.交通银行新疆分行与中泰集团签订战略合作协议，将为化工、农业、纺织、新能源板块项目提供授信额度。
Partnership with Qingdao Municipal Government与青岛市政府合作
2 · 2024-06-07 → 2024-09-13
▾
Bank of Communications signed a strategic cooperation agreement with Qingdao Municipal Government to increase financial support for local economic development.交通银行与青岛市政府签署战略合作协议，加大金融支持地方经济发展力度。
2024-06-07Bank of Communications signed a strategic cooperation agreement with Qingdao Municipal Government to increase financial support for local economic development.交通银行与青岛市人民政府签署战略合作协议，加大在青投入。
2024-09-13BoCom Qingdao branch stated it will provide an intended credit quota of CNY 800 billion to Qingdao over the next 5 years under a strategic agreement signed in June 2024.交通银行青岛分行表示，未来5年拟为青岛市提供意向授信额度8000亿元。
Product update (corporate debit card cleanup)单位借记卡清理
1 · 2024-06-07
▾
Bank of Communications announced it will centrally clean up corporate debit cards starting June 24, 2024, transferring balances and closing accounts.交通银行宣布自2024年6月24日起集中清理单位借记卡，结转余额并销户。
2024-06-07Bank of Communications announced it will centrally clean up corporate debit cards starting June 24, 2024, transferring balances and closing accounts, and recommending customers switch to corporate settlement cards.交通银行宣布自2024年6月24日起集中清理单位借记卡，进行余额划转及销卡销户，建议客户改用单位结算卡。
Other developments其他动态
100 · 2024-06-07 → 2026-06-02
▾
Assorted developments not part of a running storyline.未归入某条故事线的零散动态。
2024-06-07Vanke A (000002.SZ) subsidiary Zhongshan Wanyang provided 100% equity pledge to Bank of Communications Shenzhen Branch as collateral for a 1.2 billion yuan, 3-year loan.万科A控股子公司中山万阳以100%股权为交通银行深圳分行12亿元、3年期贷款提供质押担保。
2024-06-21Bank of Communications was fined 1.6 million yuan by the National Financial Regulatory Administration for weak security testing, operational management loopholes, insufficient data security management, and inadequate disaster recovery management.交通银行因安全测试薄弱、运行管理漏洞、数据安全管理不足、灾备管理不足，被国家金融监督管理总局罚款160万元。
2024-06-24Vanke A (000002.SZ) subsidiary Shenzhen Vanke Development provided 100% equity pledge of Shenzhen Senmao Land to Bank of Communications Shenzhen Branch as collateral for a 1.5 billion yuan, 10-year loan.万科A全资子公司深圳万科以深圳森懋置地100%股权为交通银行深圳分行15亿元、10年期贷款提供质押担保。
2024-07-02Bank of Communications was defendant in a entrusted wealth management contract dispute; court rejected plaintiff's claims.交通银行作为被告的委托理财合同纠纷案一审判决，法院驳回原告诉讼请求。
2024-07-04Bank of Communications announced cleanup of dormant debit cards: cards inactive for ≥2 years with zero balance and no services will be cancelled from July 10.交通银行宣布清理睡眠借记卡：自7月10日起对连续两年以上未发生动账交易、余额为零且未开通任何业务的借记卡进行销卡处理。
2024-07-10Bank of Communications announced new physical gold fixed-investment product 'Tun Jin Bao' (囤金宝), with fee schedule effective Oct 10, 2024.交通银行新增实物黄金定投产品“囤金宝”，收费标准自2024年10月10日起施行。
2024-07-12Bank of Communications signed an agency sales agreement with Nanyin Wealth Management to distribute its wealth management products.交通银行与南银理财签订理财产品代理销售协议，代理销售其发行的理财产品。
2024-07-17Bank of Communications Inner Mongolia branch held a government-bank-enterprise meeting with the Ulanqab ferroalloy industry.交通银行内蒙古分行与乌兰察布市铁合金行业举行政银企对接会。
2024-07-26Bank of Communications signed a naming-rights strategic cooperation with Yaoxue Ice and Snow World (耀雪冰雪世界), a large indoor ski resort in Shanghai.交通银行与耀雪冰雪世界达成冠名战略合作，该室内滑雪度假区将于8月开启内测。
2024-08-08Bank of Communications Yaoxue Ice and Snow World starts ticket sales, scheduled to open on September 6.交通银行耀雪冰雪世界开始售票，将于9月6日开业。
2024-08-09Bank of Communications hosts World AI Conference forum on 'AI for Good and Open Governance'.交通银行主办2024世界人工智能大会“智能向善 开放共治”论坛。
2024-08-12Bank of Communications announces overseas personnel changes: Shan Jidong appointed Hong Kong Branch Deputy CEO, Xia Ying appointed Seoul Branch Deputy GM, Wang Qing appointed Macau Branch Deputy GM.交通银行进行海外机构人事调整：单继东任香港分行副行政总裁，夏颖任首尔分行副总经理，王青任澳门分行副总经理。
2024-08-13Bank of Communications serves as lead underwriter for Xi'an Construction Engineering Group's 422 million yuan medium-term note with uncertain repayment.交通银行作为主承销商，西安建工集团4.22亿元中票兑付存在不确定性。
2024-08-26Bank of Communications signs as first financial institution in Ministry of Education's 'Respect Teachers and Benefit Teachers' public welfare action, offering special financial products for teachers.交通银行作为首家签约金融机构加入教育部“尊师惠师公益行动”，为教师提供特色金融产品。
2024-09-23BoCom's first 'Yinshang BoCom Financial Service Cabin' was put into use in Huinong Village, Zhujing Town, Jinshan District, Shanghai, as part of its financial support for agriculture.交通银行首个云上交行金融服务舱在上海金山区朱泾镇慧农村投用，助力金融助农。
2024-09-27BoCom announced that from October 1, 2024, it will waive fees for individual customers opening 'Foreign Currency Carrying Certificates'.交通银行宣布自2024年10月1日起，对个人客户开立外币携带证项目免收费用。
2024-09-30BoCom extended payment fee reduction measures for small and micro enterprises and individual industrial and commercial households for three years from September 30, 2024, including 50% off on first account opening fee, exemption from account management fees, and discounts on transfer fees.交通银行自2024年9月30日起继续对小微企业和个体工商户实施支付降费优惠措施，为期三年，包括开户手续费5折、免账户管理费、转账手续费优惠等。
2024-10-17Bank of Communications Chongqing branch signed a comprehensive strategic cooperation agreement with Chongqing Yufu Holding Group and BOCOM Investment to establish an AIC equity investment fund.交通银行重庆市分行与重庆渝富控股集团、交银投资签订全面战略合作协议，设立AIC股权投资基金。
2024-10-19Bank of Communications published a list of 15 third-party collection agencies it has contracted with for personal loan recovery.交通银行公示了其委托的15家第三方催收机构清单。
2024-10-21Bank of Communications signed a 'Digital Currency Strategic Cooperation Memorandum' with Standard Chartered Bank to jointly explore cross-border payment and settlement using digital currencies including digital RMB.交通银行与渣打银行签署《数字货币战略合作备忘录》，共同探索包括数字人民币在内的数字货币跨境支付结算。
2024-10-21Bank of Communications Hubei branch, together with BOCOM Capital, Jiangcheng Fund, and Wuhan Hi-Tech, signed an agreement to launch Wuhan's first AIC equity investment fund, the Jiangcheng Jiaorong Guanggu Emerging Industry Equity Investment Fund, with an intended scale of 10 billion yuan.交通银行湖北省分行与交银资本、江城基金、武汉高科签署协议，落地武汉首支AIC基金——江城交融光谷新兴产业股权投资基金，意向规模100亿元。
2024-10-24Bank of Communications Jingmen branch signed an agreement with Jingmen City Control Group to upgrade the 'i Jingmen' APP, building a smart city platform with financial services including e-wallets and inclusive financing.交通银行荆门分行与荆门城控集团签署协议，升级“i荆门”APP，打造智慧城市平台，提供电子钱包、普惠融资等金融服务。
2024-10-30Bank of Communications completed its first batch of stock repurchase and increase loan businesses, approving loans for 18 listed companies.交通银行完成首批股票回购增持贷款业务，已审批18家上市公司贷款。
2024-11-06BoCom Shanghai Puto Sub-branch completed the first electrolytic copper inventory pledge financing business, using blockchain technology for大宗商品 supply chain financing.交通银行上海普陀支行办理首单电解铜存货质押融资业务，运用区块链技术支持大宗商品供应链融资。
2024-11-06BoCom's board approved the appointment of Gu Bin as Vice President, pending regulatory approval; Gu is a former ICBC veteran with extensive credit management experience.交通银行董事会同意聘任顾斌为副行长（待监管核准），顾斌为工行老将，具有丰富信贷管理经验。
2024-11-07BoCom raised the quick payment limit for debit cards on Alipay consumption scenarios to RMB 200,000 per transaction, 200,000 per day, and 6 million per month, effective November 18.交通银行将借记卡在支付宝消费场景的快捷支付限额提升至单笔20万元、日累计20万元、月累计600万元，11月18日起生效。
2024-11-12BoCom held a mobilization meeting for the SME financing coordination mechanism, with President Zhang Baojiang deploying the work to support small and micro enterprises.交通银行召开支持小微企业融资协调工作机制动员部署会，行长张宝江作动员部署。
2024-11-18BoCom, via its subsidiaries, jointly established the Shaoxing Jiaohui Xianfeng Integrated Circuit Equity Investment Fund (6.2 billion yuan) with XinLing Integrated Circuit Co., Ltd. to invest in the semiconductor sector.交通银行旗下子公司与芯联集成共同出资设立绍兴交汇先锋集成电路股权投资基金，出资额6.2亿元，投资半导体领域。
2024-11-29BoCom Shanghai Branch and Shanghai Angel Club launched a cooperation to provide financial services for early-stage and hard-tech startups.交通银行上海市分行与上海天使会启动合作，为早期硬科技创业企业提供金融服务。
2024-12-13Bank of Communications Shanghai Branch provided a 450 million yuan stock repurchase loan commitment to China Eastern Airlines for its A-share buyback.交通银行上海分行向中国东方航空出具4.5亿元股票回购贷款承诺函，专项用于A股股份回购。
2024-12-31Bank of Communications launched over-the-counter (OTC) bond business for financial institutions on Dec 24, with a 10 million yuan transaction by a rural commercial bank in Jiangsu on Dec 27.交通银行于12月24日正式面向金融机构推出柜台债券业务，12月27日江苏省内某农商行1000万元业务落地。
2025-01-08BOCOM's Tibet Branch activated emergency response after an earthquake, deploying mobile banking vehicles and setting up temporary service points with Bank of Tibet to ensure financial services.交通银行西藏分行在地震后启动应急服务，派出移动银行车并与西藏银行组建临时金融服务点。
2025-01-10BOCOM launched the 'Beautiful Jilin, Make Friends with BOCOM' cultural tourism event in Changchun, signing cooperation agreements with 6 tourism enterprises including Changying Group, Beidahu Ski Resort, and Vanke Songhua Lake Resort.交通银行在长春启动'大美吉林 交个朋友'文旅活动，与长影集团、北大湖滑雪度假区、万科松花湖度假区等6家文旅企业签署合作协议。
2025-01-15BOCOM Hunan Branch disclosed that in 2024 it provided over RMB 140 billion in credit in Hunan, up 13% YoY, a record high, including over RMB 20 billion for key projects like Changsha metro.交通银行湖南省分行披露2024年在湘信贷投放超1400亿元，同比增长13%，创历史新高，其中为长沙地铁等重点项目授信超200亿元。
2025-01-19BOCOM Shenzhen Branch, together with BOCOM Investment and Luohu District government, launched the Shenzhen Luohu Jiaorong Shenzhen New Momentum Venture Capital Fund, the first AIC equity investment fund in Shenzhen, with a focus on early-stage tech firms.交通银行深圳分行联动交银投资与罗湖区政府推动深圳罗湖交融深担新动能产业发展创业投资基金落地，为深圳首只AIC股权投资基金。
2025-01-20BOCOM's wholly-owned subsidiary BOCOM (Hong Kong) capitalized up to HKD 7.1 billion of retained profits, increasing its share capital to HKD 45 billion, maintaining full ownership.交通银行全资子公司交通银行（香港）将不超过71亿港元未分配利润转增股本，股本增至450亿港元，保持全资控股。
2025-01-21BOCOM Shandong Branch reported that under the SME financing coordination mechanism, it has provided credit of RMB 8.7 billion to 2,116 enterprises on the recommended list.交通银行山东省分行通过小微企业融资协调机制，为清单内2116户企业累计授信87亿元。
2025-02-06Bank of Communications (BOCOM) Shanghai branch issued a stock repurchase loan commitment letter to Juneyao Airlines, agreeing to provide a loan of 450 million yuan for stock repurchase, with a term of 3 years.交通银行上海市分行向吉祥航空出具股票回购贷款承诺函，同意提供4.5亿元贷款用于股票回购，期限3年。
2025-02-08BOCOM launched the 'Yunshang BOCOM Financial Service Cabin' at the Yaoxue Ice and Snow World, extending financial services into tourism scenarios using audio/video, AI, and 5G technology.交通银行在耀雪冰雪世界落地“云上交行金融服务舱”，运用音视频、AI和5G技术将金融服务延伸至旅游场景。
2025-02-09BOCOM Heilongjiang branch provided financial services for the 9th Asian Winter Games, including authorized foreign currency exchange counters for 8 major currencies, smart service machines for foreign card cash withdrawal, and a green channel for overseas clients.交通银行黑龙江省分行为第九届亚冬会提供金融服务，包括8个主流币种的外币代兑专窗、支持境外银行卡取现的智能服务机及境外客户绿色通道。
2025-02-17BOCOM Ningbo Yuyao Sub-branch issued a stock repurchase loan commitment letter to Dafeng Industry, with a loan limit of no more than 13.5 million yuan for stock repurchase.交通银行宁波余姚支行向大丰实业出具股票回购贷款承诺函，承诺贷款额度不超过1350万元用于股票回购。
2025-03-02Yuanrong Technology (832502) applied for a RMB 10 million working capital loan from Bank of Communications Ma'anshan Yushan Road Sub-branch.圆融科技（832502）向交通银行马鞍山雨山路支行申请1000万元流动资金借款。
2025-03-04Bank of Communications began distributing CCB Fund's Jianxin Electronic Industry Stock Fund (A: 017746, C: 017747).交通银行开始代销建信基金旗下的建信电子行业股票型证券投资基金（A类：017746，C类：017747）。
2025-03-04Bank of Communications Shanghai Branch launched a consumer subsidy activity for home appliances, digital products, and home furnishings on the 'Buy Now Pay Later' app, with a maximum single-item saving of RMB 2,000.交通银行上海市分行在买单吧APP上线家电数码家装产品消费补贴活动，单笔最高立省2000元。
2025-03-13Bank of Communications announced a system upgrade on March 23, 2025, from 00:00 to 03:00, suspending corporate settlement, POS acquiring, tax payment, and some e-channel services.交通银行公告将于2025年3月23日00:00-03:00进行系统升级，暂停对公结算、POS收单、缴税等部分业务功能。
2025-03-14Bank of Communications Hubei Branch held a foreign trade enterprise matchmaking meeting with Wuhan Municipal Bureau of Commerce.交通银行湖北省分行联合武汉市商务局举办2025年服务外贸企业对接会。
2025-03-21Bank of Communications announced a credit card business model reform, shifting from centralized direct operation to branch-based local operation.交通银行宣布信用卡业务模式改革，由集中直接经营改为分行属地经营。
2025-03-25A consumer survey found that two products on Bank of Communications' online mall had expired sales agency authorizations.消费者调查发现，交通银行网上商城有两款商品销售代理授权过期仍在销售。
2025-03-27Bank of Communications successfully landed the first batch of national pilot M&A loans for tech enterprises in Nanjing, issuing an 8-year M&A loan to a private IC EDA company.交通银行成功落地全国首批科技企业并购贷款试点业务，为南京某民营集成电路EDA企业发放8年期并购贷款。
2025-03-27Bank of Communications Tibet Branch and Tibet Bank launched a 'counter-to-counter' business, enabling inter-bank deposit, withdrawal, and transfer services.交通银行西藏分行与西藏银行正式开通“柜面通”业务，实现跨行存取款、查询、转账等服务。
2025-04-15BoCom and China Gold Coin Group jointly launched the Hainan Tropical Rainforest National Park silver commemorative coin (smart card packaging CICPE co-branded edition) at the 5th CICPE.交通银行与中国金币集团在第五届消博会上联合推出海南热带雨林国家公园银质纪念币（智能卡包装消博会联名纪念版）。
2025-05-09BOCOM Shanghai branch acted as lead underwriter for Shanghai Xinwei Technology Group's first science & technology innovation bond (2B yuan, coupon 2.37%), one of the first national batch under the new policy.交通银行上海市分行作为牵头主承销商，助力上海新微科技集团发行首期科技创新债券（2亿元，票面利率2.37%），为政策推出后全国首批项目之一。
2025-05-14A court ruled in favor of BOCOM Jilin branch in a loan dispute with ST Jieshui Co., ordering repayment of principal 17M yuan plus interest and penalties.法院判决交通银行吉林省分行与ST节水股借款合同纠纷案胜诉，要求偿还本金1700万元及利息罚息。
2025-06-06Bank of Communications' fund subsidiary, Bank of Communications Schroder Fund Management, announced a general manager change: former GM Xie Wei transferred to senior expert, succeeded by Yuan Qingwei, former GM of the Financial Institutions Department and Asset Management Business Center at Bank of Communications head office.交银施罗德基金宣布总经理变更：原总经理谢卫转任资深专家，由交通银行总行金融机构部总经理、资产管理业务中心总裁袁庆伟接任。
2025-06-09Bank of Communications completed the first credit derivative transaction (CDS) in the interbank market with a tech enterprise as the reference entity, acting as the credit protection seller to support tech bond issuance.交通银行完成银行间市场首批以科技型企业为参考实体的信用违约互换（CDS）交易，作为信用保护卖方，支持科创债券发行。
2025-06-24Bank of Communications partnered with Shanghai Xuhui District to launch a senior care talent empowerment project, establishing a training center to cultivate 100 high-level elderly care professionals in the first phase.交通银行携手上海市徐汇区启动高级养老人才赋能合作项目，揭牌民生服务人才培训中心，首期计划培养100名高级养老照护人才。
2025-07-02Nanning Human Resources and Social Security Bureau partnered with BOCOM Guangxi Branch to launch a 'Bank-Social Security Integration' service model, enabling 36 social security services at all BOCOM Nanning branches.南宁市人力资源和社会保障部门联合交通银行广西区分行推出“社银一体化”服务新模式，在交通银行南宁所有网点提供36项社保服务。
2025-07-03BOCOM Pacific Credit Card Center has closed nearly 30 sub-centers year-to-date, including 10 in April alone (Jinan, Shenyang, Shaoxing, Huzhou, etc.), as part of a shift to localized operations.交通银行太平洋信用卡中心年内已注销近30家分中心，仅4月就关闭10家（济南、沈阳、绍兴、湖州等），加快信用卡属地经营转型。
2025-07-17Hong Kong banks including BOCOM are in preliminary discussions with consultants about setting up a 'bad bank' (asset management company) to handle rising non-performing loans, according to media reports.港媒报道，包括交通银行在内的香港银行正与咨询公司初步讨论设立“坏账银行”（不良资产管理公司）处理不良贷款。
2025-07-22Hong Kong Monetary Authority (HKMA) completed investigation and disciplinary proceedings against BOCOM Limited and BOCOM Hong Kong Branch under the Anti-Money Laundering Ordinance.香港金管局完成对交通银行有限公司及交通银行股份有限公司香港分行依据《打击洗钱条例》的调查及纪律处分程序。
2025-07-24NFRA Shanghai Bureau approved Han Dong as General Manager and Liang Shuang as Deputy General Manager of BOCOM Pacific Credit Card Center.国家金融监督管理总局上海监管局核准韩冬担任交通银行太平洋信用卡中心总经理、梁爽担任副总经理的任职资格。
2025-08-02Bank of Communications Hong Kong Branch issued the world's first Shanghai Free Trade offshore bond via public offering, with a coupon rate of 1.85%, 3-year tenor, rated Moody's A2 and Fitch A, and custodied by China Central Depository & Clearing Co., Ltd. (CCDC).交通银行香港分行以公募方式发行全球首单上海自贸离岸债，票面利率1.85%，期限3年，获穆迪A2和惠誉A评级，由中央国债登记结算有限责任公司托管。
2025-08-04Bank of Communications announced the upcoming launch of a Mastercard dual-currency debit card, with new fee schedule effective November 4, 2025: card issuance/replacement 20 yuan, overseas ATM withdrawal 1.8% + 1 USD per transaction.交通银行宣布将推出万事达双币借记卡，新收费标准于2025年11月4日起执行：工本费20元/卡，境外ATM取现按取现金额的1.8%+1美元/笔收费。
2025-08-04BOCOM Financial Leasing signed a strategic cooperation agreement with AutoFlight (Fengfei Aviation Technology) and Bank of Communications Suzhou Branch, intending to provide 200 AutoFlight eVTOL aircraft leasing services to domestic and overseas clients.交银金租与峰飞航空科技、交通银行苏州分行签署战略合作协议，拟向峰飞航空科技境内外客户提供200架eVTOL航空器的专业化租赁服务。
2025-08-11Bank of Communications announced that its payment/collection business cooperation with Shenzhen Qianhai WeBank and Zhejiang E-Commerce Bank will expire on August 15, 2025, and related auto-debit agreements will be terminated.交通银行公告，与深圳前海微众银行、浙江网商银行的收付管家业务合作将于2025年8月15日到期，相关代扣将同步解除。
2025-08-22The Ningbo Financial Regulatory Bureau approved the name change of Bank of Communications Ningbo Yuyao Financial Mansion Sub-branch to 'Bank of Communications Ningbo Yuyao Lanjiang Sub-branch'.宁波金融监管局批复同意交通银行宁波余姚金融大厦支行更名为“交通银行股份有限公司宁波余姚兰江支行”。
2025-08-29Bank of Communications announced a semi-annual dividend of 1.563 yuan per 10 shares (tax included), totaling 13.811 billion yuan, representing 31.2% of net profit, and committed to a cash dividend ratio of no less than 30% for the next three years (2025-2027).交通银行拟每10股派发现金股利1.563元（含税），合计138.11亿元，占归母净利润31.2%，并承诺未来三年现金分红比例不低于30%。
2025-09-01Hong Kong Accounting and Financial Reporting Council (AFRC) reprimanded independent non-executive director Wang Tianze for audit deficiencies over 10 years ago, fining him HKD 416,000; Bank of Communications board said it does not affect his directorship.香港会计及财务汇报局对独立非执行董事王天泽逾十年前审计缺失予以谴责，并处以41.6万港元罚款；交通银行董事会认为不影响其履职。
2025-09-03Bank of Communications launched the 'Hundred Counties, Ten Thousand Stores Benefiting People's Livelihood' campaign in Korla, Xinjiang, focusing on county-level consumption scenarios with discounts and installment offers.交通银行在新疆库尔勒启动“百县万店惠民生”活动，聚焦县域消费场景，推出消费满减、分期优惠等措施。
2025-09-04Bank of Communications' 2025 semi-annual report disclosed that credit card in-book cards fell to 60.0985 million, down from 64.4883 million a year earlier; credit card NPL ratio approached 3%; over 40 credit card sub-centers have been closed this year.交通银行2025半年报显示信用卡在册卡量降至6009.85万张，同比减少；不良率接近3%；年内已有40多家信用卡分中心关停。
2025-09-08Bank of Communications announced it will distribute the 7th and 8th tranches of savings bonds (electronic type) nationwide from September 10 to 19, 2025, via counters, online banking, and mobile banking; single account cap of 3 million yuan per tranche.交通银行公告将于2025年9月10日至19日全国发行第七期和第八期储蓄国债（电子式），单一账户每期最高限额300万元。
2025-09-09Bank of Communications organized staff to watch the 80th anniversary commemoration of the victory of the Chinese People's War of Resistance Against Japanese Aggression and the World Anti-Fascist War.交通银行组织全行干部员工集中收听收看纪念中国人民抗日战争暨世界反法西斯战争胜利80周年大会。
2025-10-11BOCOM released a comprehensive financial service plan for the 2025 National Games for Persons with Disabilities and Special Olympics, integrating inclusive financial services, charity, and Greater Bay Area disability-support features.交通银行发布残特奥会综合金融服务方案，融合助残惠民金融服务、慈善公益与大湾区助残金融特色三大板块。
2025-10-16Eastern Communications (东方通信) won the bid for BOCOM's smart counter supporting equipment procurement project, covering both modular and integrated smart counter models.东方通信中标交通银行智助柜台配套设备采购项目，包括模块型和一体型智助柜台。
2025-10-27The Hong Kong Securities and Futures Commission banned former BOCOM related person Zheng Lihao from re-entering the industry for 7 months (Oct 27, 2025 to May 26, 2026) for failing to disclose multiple personal securities trading accounts held at other institutions from April 2017 to April 2022.香港证监会禁止交通银行前有关人士郑礼豪重投业界七个月（2025年10月27日至2026年5月26日），因其在2017年4月至2022年4月期间未披露以本人名义在其他金融机构持有的多个个人证券交易账户。
2025-11-13At the Shanghai International Elderly Industry & Finance Development Conference, Bank of Communications launched the 'BOCOM Pension' (交银养老) brand, the 'BOCOM Pension Fund Comprehensive Service Management System', and the 'Pension e-Loan' (养老e贷) product.在上海国际养老产业与金融发展促进会上，交通银行推介“交银养老”品牌，发布交银养老资金综合服务管理系统及“养老e贷”产品。
2025-11-24Weihai New Beiyang Rongxin Technology, a subsidiary of Shandong New Beiyang, won the bid for Bank of Communications' small banknote sorter project (Package 2), with an initial 1-year contract renewable up to 3 years.新北洋控股子公司威海新北洋荣鑫科技中标交通银行出纳机具包件二：小型清分机项目，首次合同期限一年，可续签至三年。
2025-11-25BOCOM International (03329) announced a property lease framework agreement with Bank of Communications, with a new annual cap of HKD 240 million for FY2026-2028, and a new continuing connected transaction framework for financial services.交银国际与交通银行订立物业租赁框架协议，2026-2028年年度上限最高2.4亿港元，并订立新持续关联交易框架协议。
2025-11-27Bank of Communications signed an agency sales agreement with Bank of Beijing Wealth Management (北银理财) to distribute its wealth management products.交通银行与北银理财有限责任公司签订理财产品代理销售协议，代理销售其理财产品。
2025-11-27Bank of Communications Bengbu Branch and Ningbo Branch signed the first standardized 'Cross-region Joint Credit' (长三角跨区域联合授信) agreement in Anhui province, supporting the Yangtze River Delta integration.交通银行蚌埠分行与宁波分行签署安徽省首份“长三角跨区域联合授信”标准化协议，支持长三角一体化。
2025-11-28Bank of Communications (Hong Kong) pledged HKD 10 million in disaster relief donations and set up emergency service stations after a major accident.交通银行（香港）计划捐款港币1000万元用于救灾，并设立应急服务站。
2025-12-01Board approved HKD 10 million donation for Hong Kong fire disaster relief and rehabilitation.董事会批准向香港火灾地区捐赠1000万港元用于救灾和善后。
2025-12-02Board approved revised 'Market Risk Management Measures' to enhance risk management system.董事会审议批准修订后的《市场风险管理办法》，以完善风险管理体系。
2025-12-02Signed 'Memorandum of Cooperation on Inclusive Finance Empowering Commercial Circles' with seven key commercial circle management units from Zhejiang, Jiangsu, Guangdong, and Hunan provinces.与来自浙江、江苏、广东、湖南四省的七家重点商圈管理单位签署《普惠金融赋能商圈合作备忘录》。
2025-12-03Large-denomination certificates of deposit (CDs) sold out online; only transferable CDs available. Limited issuance for specific regions, mostly 1-year or shorter, e.g., Beijing 1-year CD at 1.40% for 200k RMB minimum.大额存单线上售罄，仅可购买转让存单；限量发售，多针对特定地区且期限一年及以下，如北京地区一年期年利率1.40%，20万元起购。
2025-12-04Launched 'Ruishan' charitable financial service plan at 'Blue Balloon Charity · Wealth for Good' event in Anji, offering 9 service models covering 6 public welfare directions.在安吉‘蓝气球公益·财富向善’发布会上推出‘瑞善’慈善金融服务方案，提供九种服务模式覆盖六大公益方向。
2025-12-08BOCOM Wealth Management scheduled system maintenance on Dec 31, 2025 21:00 to Jan 1, 2026 04:00, suspending quick redemption for 10 'Huoxiying' and 50 'Licai Huoqian+' cash management products.交银理财将于2025年12月31日21:00至2026年1月1日4:00进行系统维护，暂停‘活期盈’下10只及‘理财活钱+专区’下50只现金管理理财产品的快速转出及支付转出业务。
2026-01-01Bank of Communications Pacific Credit Card Center Xi'an sub-center approved to terminate operations; since H2 2025, 26 sub-centers have been closed. Credit card holdings fell by 11.4989 million (over 15%), business scale shrank by 607.658 billion yuan (nearly 20%), NPL ratio rose to 2.91%, overdue loan ratio 5.33%, and complaints exceeded 60,000 in H1 2025.交通银行太平洋信用卡中心西安分中心获批终止营业；2025年下半年以来已陆续裁撤26家分中心。信用卡保有量减少1149.89万张（降幅超15%），业务规模缩水6076.58亿元（降幅近20%），不良率升至2.91%，逾期贷款率5.33%，2025年上半年投诉量突破6万件。
2026-01-06Bank of Communications Tibet branch and Tibet Caixin Financing Guarantee Co., Ltd. jointly held a government-bank-guarantee-enterprise matchmaking meeting to support small and micro enterprises in Tibet.交通银行西藏分行与西藏财信融资担保有限公司联合举办政银担企对接会，精准对接小微企业融资需求。
2026-01-13Bank of Communications appointed to handle reservation and exchange of 2026 Lunar New Year commemorative coins and notes in certain regions, with a limit of 20 notes per person.交通银行承担2026年贺岁普通纪念币和纪念钞在部分地区的预约兑换工作，每人预约、兑换限额为20张。
2026-01-23Bank of Communications was among the first banks to land new M&A loans under the revised 'Commercial Bank M&A Loan Management Measures', including both controlling and newly-opened minority stake M&A loans, with 11 provincial branches issuing loans in the first week.交通银行率先落地《商业银行并购贷款管理办法》新政项下并购贷款，包括控制型和参股型，首批11家省直分行在首个工作周发放贷款。
2026-02-26BoCom Tibet Branch deployed a mobile financial service vehicle to Lhasa's Duilongdeqing District Wanda Plaza for Spring Festival cash exchange and financial education for local residents.交通银行西藏分行将移动金融服务车开进拉萨市堆龙德庆区万达广场，为群众提供新春换钞服务和金融知识宣传。
2026-02-26Economic Daily reported that BoCom Shanghai Branch provided 'partner-style' full-cycle financial services to Shanghai Sazhi Intelligent Technology, a startup in the embodied AI robotics sector at 'DaLingang' innovation park.《经济日报》报道交通银行上海市分行以‘伙伴式’金融服务陪伴上海飒智智能科技有限公司（具身智能机器人企业）从初创期发展壮大。
2026-03-03Baili Technology (百利科技) defaults on two bank loans totaling 35.8 million yuan; it is negotiating a solution with Bank of Communications Yueyang Branch.百利科技未能按期偿付两笔银行贷款，逾期金额合计3580万元，目前正与交通银行岳阳分行协商解决方案。
2026-03-10Bank of Communications begins nationwide issuance of 2026 Phase 1 and Phase 2 Savings Bonds (certificate type) through all branches, from March 10 to March 19.交通银行于3月10日至3月19日通过全行网点发售2026年第一期和第二期储蓄国债（凭证式）。
2026-03-11Bank of Communications credit card reports Spring Festival 2026 transaction data: 82.37 million transactions totaling 31.091 billion yuan; average daily transaction volume up 11.62% in number and 0.76% in value year-on-year.交通银行信用卡2026年春节期间消费交易笔数达8236.97万笔，交易金额总计310.91亿元；日均消费交易笔数同比增长11.62%，日均消费交易金额同比增长0.76%。
2026-03-30Bank of Communications releases its shipping finance comprehensive service plan at the 2026 Qingdao International Shipping Week, focusing on payment, financing, and integrated services for the shipping industry chain.交通银行在2026青岛国际航运周上发布《交通银行航运金融综合服务方案》，聚焦支付、融资、综合服务三大维度。
2026-04-13BOCOM launched the 2026 '100 Cities 10,000 Households' wealth management special campaign in Xi'an, targeting second-, third-, and fourth-tier cities to address regional wealth management supply-demand mismatches.交通银行在西安启动2026年“百城万户”财富管理专项活动，深入二、三、四线城市，解决财富管理供需区域错配问题。
2026-05-10A customer reported that Bank of Communications Jinan Shizhong Sub-branch failed to prevent a 50-day card skimming incident, with over 110,000 yuan stolen, sparking controversy over risk control.客户投诉交通银行济南市中支行账户遭异地持续盗刷近50天、损失超11万元，风控漏洞引发争议。
2026-06-02Bank of Communications acted as the sole custodian and supervisory bank for the first public REIT in Guangxi, the first highway public REIT focusing on China-ASEAN connectivity, with total funds raised of 2.475 billion yuan.交通银行担任广西首单公募REITs（聚焦中国-东盟互联互通的高速公路公募REITs）的独家托管行和监管银行，项目总募集资金24.75亿元。
Digital & tech innovation数字与科技创新
45 · 2024-06-10 → 2026-06-16
▾
Digital yuan, blockchain, AI, mobile banking upgrades, and fintech product launches.数字人民币、区块链、人工智能、手机银行升级及金融科技产品发布。
2024-06-10Bank of Communications announced it will shut down its old version of corporate online banking (5.0) effective June 29, 2024, and migrate users to the new version (6.0).交通银行宣布将于2024年6月29日起停止旧版企业网银（5.0）服务，用户需迁移至新版（6.0）。
2024-06-14Bank of Communications, as a founding participant in the mBridge multi-CBDC project, completed the first digital RMB cross-border payment for aviation and trade reinsurance premiums initiated via Shanghai's international trade single window, in cooperation with HSBC Hong Kong.交通银行作为多边央行数字货币桥（mBridge）项目首批参与行，与汇丰香港合作完成国内首笔由上海国际贸易“单一窗口”发起的航贸再保险费数字人民币跨境支付。
2024-07-05At WAIC 2024, Bank of Communications co-published AI joint innovation achievements with iFlytek and Huawei.在2024世界人工智能大会上，交通银行携手科大讯飞、华为共同发布人工智能联合创新成果。
2024-08-05Bank of Communications issues inquiry letter business announcement, enabling online electronic inquiry via China Banking Association blockchain platform.交通银行发布询证函业务公告，支持通过中国银行业协会区块链平台进行线上电子询证。
2024-10-23Bank of Communications upgraded its personal mobile banking payment function, merging it with UnionPay Cloud QuickPass to unify password verification and expand merchant acceptance.交通银行升级个人手机银行支付功能，与银联云网支付融合，统一密码验证并扩大商户受理范围。
2024-10-29Bank of Communications Changji branch successfully processed the first digital capital account business in the Changji area, reducing processing time from 1-3 days to 30 minutes.交通银行昌吉分行成功落地昌吉辖区首笔资本项目数字化业务，办理时效从1-3天缩短至半小时。
2024-11-01Bank of Communications (BoCom) successfully handled the first online RMB 'Capital Manager' business, enabling full-process digital capital management for cross-border investment.交通银行成功办理首单人民币“资本金管家”线上业务，实现跨境投资资本金全流程数字化管理。
2024-11-04BoCom launched the digital invoice (e-invoice) system, fully enabling electronic invoicing for customers via mobile banking, online banking, and self-service terminals.交通银行数电发票系统上线，全面启用数字化电子发票，客户可通过手机银行、网银等渠道申请开具。
2024-11-05BoCom's digital yuan app 'transit code' expanded to cover all metro lines and maglev in Shanghai, supporting wallets from all digital yuan operators.交通银行数字人民币APP“乘车码”扩展至上海地铁全线路及磁悬浮，支持所有数字人民币运营机构钱包支付。
2024-11-05At the 7th China International Import Expo (CIIE), BoCom released the upgraded 'Jiaoyin Yuntong' brand and a new version of its personal mobile banking app.在第七届进博会上，交通银行正式发布“交银蕴通”品牌及个人手机银行全新升级版本。
2024-11-07BoCom launched the Personal Mobile Banking 9.0 version, fully adapted to HarmonyOS NEXT, achieving simultaneous iteration across HarmonyOS, iOS, and Android.交通银行发布个人手机银行9.0版本，全量适配原生鸿蒙系统，实现HarmonyOS、iOS、Android三大平台同频迭代。
2024-11-08BoCom Jiangsu Branch successfully executed the first batch of multi-central bank digital currency bridge (mBridge) cross-border remittance business for a cooperative institution (Jiangsu Bank).交通银行江苏省分行成功为合作机构（江苏银行）落地首批多边央行数字货币桥（mBridge）跨境汇款业务。
2024-11-14BoCom Shanghai Branch successfully landed the first capital account digital yuan mBridge cross-border settlement business, processing 136 million yuan in capital for a Hong Kong-listed company's mainland subsidiary.交通银行上海市分行落地首单资本项目数字人民币货币桥跨境结算业务，为某香港上市公司境内子公司入账资本金1.36亿元。
2024-11-17BoCom launched the first digital yuan visual hard wallet for the Guangdong-Hong Kong-Macao Greater Bay Area at the Shenzhen International Finance Expo, featuring a display screen and integrated Shenzhen Tong transit function.交通银行在深圳国际金融博览会上推出首款粤港澳大湾区数字人民币可视硬钱包，配备水墨屏显示余额，集成深圳通功能。
2024-12-03Bank of Communications and Huawei inaugurated an 'AI Talent Training Base' at Huawei's Lianqiu Lake R&D Center to collaborate on AI and computing platform talent development.交通银行与华为在华为练秋湖研发中心举行“人工智能人才实训基地”揭牌仪式，合作培养AI和算力平台人才。
2024-12-18Bank of Communications held a 'Jiaoyin Yuntong' brand upgrade launch event, unveiling a digital and intelligent corporate finance service system covering industry chains, cross-border finance, and smart treasury.交通银行举行“交银蕴通”品牌全新升级发布会，推出涵盖行业链、跨境金融、智慧司库的一站式数智化公司金融服务体系。
2025-02-20BOCOM announced the official launch of 'Custody e-Point 2.0' on February 24, 2025, a new version of its asset custody service platform with enhanced functions including query, instruction, and risk management centers.交通银行宣布于2025年2月24日正式上线托管e点通2.0，新增查询中心、指令中心、风险管理中心等功能。
2025-03-12Bank of Communications Zigong Branch launched a 'Le享盐都' community-themed digital RMB hard wallet for the elderly in Zigong's Gaojingjing community.交通银行自贡分行在自贡市高山井社区试点推出“乐享盐都”社区主题数字人民币硬钱包。
2025-06-13Bank of Communications Shanghai branch and Tongji University jointly launched a co-branded digital RMB hard wallet for the 2025 graduation season, integrating financial technology with higher education.交通银行上海市分行与同济大学联合发布2025年“毕业济”联名数字人民币硬钱包，推动金融科技与高等教育融合。
2025-06-20Bank of Communications launched 'Cross-Border Payment Connect' (Kuajing Zhifutong) on June 22, enabling real-time cross-border RMB remittances to pilot banks in Hong Kong via its mobile banking app, supporting RMB and HKD with zero fees.交通银行于6月22日上线“跨境支付通”，通过手机银行实现至香港试点银行的跨境人民币汇款实时办理，支持人民币和港币，全额到账零费用。
2025-06-28Bank of Communications expanded the试点 of bank card 'tap-and-go' and digital RMB hard wallet payment for Shanghai Metro to the entire network (896 km, 517 stations), supporting Visa, Mastercard, Amex, JCB, and various mobile Pay solutions.交通银行作为收单机构，将上海地铁银行卡“闪付”及数字人民币硬钱包“碰一碰”过闸试点扩展至全线网（896公里、517座车站），支持维萨、万事达、美国运通等国际卡组织。
2025-07-02Bank of Communications (BOCOM) attended Huawei Developer Conference 2025 as a key partner of HarmonyOS security, showcasing its 'Security Shield' service built on HarmonyOS SDK Device Security Kit and iTrustee TEE for large-sum transfer security.交通银行作为HarmonyOS安全合作关键伙伴出席华为开发者大会2025，展示了基于HarmonyOS SDK设备安全服务中的数字盾服务及iTrustee TEE打造的安全盾，用于大额转账安全。
2025-07-10BOCOM Zhuhai Branch partnered with Zhuhai Tong Technology to launch the first digital yuan (e-CNY) bus fare payment scenario in Zhuhai via the Zhuhai Tong WeChat mini-program.交通银行珠海分行与珠海通科技有限公司合作，实现珠海首个数字人民币公交乘车应用场景，通过珠海通乘车码小程序使用数字人民币支付。
2025-07-26BOCOM showcased AI and digital transformation at the 2025 World AI Conference in Shanghai, featuring generative AI models, blockchain, digital yuan, and digital employees under the theme 'Digital Intelligence BOCOM, Model Shaping the Future'.交通银行以“数智交行 模塑未来”主题参展2025世界人工智能大会，展示生成式大模型、区块链、数字人民币、数字员工等AI与数字化成果。
2025-07-28BOCOM Chairman Ren Deqi stated at the 2025 World AI Conference that AI is reshaping banking operations, risk management, and customer service, and called for open cooperation with government, tech firms, and academia to address challenges like model hallucination and data security.交通银行董事长任德奇在2025世界人工智能大会上表示人工智能正深刻改变银行运营管理、风险管理、客户服务等，呼吁与政府部门、科技企业、科研院校开放合作应对模型幻觉、数据安全等挑战。
2025-07-28BOCOM Vice President Qian Bin stated at the 2025 World AI Conference that the bank will advance 'AI+' action, build an enterprise-level data middle platform, create batch digital employees, and establish an enterprise-level AI workforce system.交通银行副行长钱斌在2025世界人工智能大会上表示将推进“人工智能+”行动，打造企业级数据中台，打造批量化数字员工，构建企业级AI劳动力体系。
2025-08-07Bank of Communications Vice President Qian Bin visited Hundsun Technologies headquarters to discuss banking digital transformation, asset management platform construction, and jointly exploring a new-type asset management technology platform with Chinese characteristics.交通银行副行长钱斌到访恒生电子总部，双方就银行业数字化转型、资管平台建设等议题交流，将共同探索建设中国特色新型资管科技平台。
2025-08-11Bank of Communications announced that its 'Consumer Finance Manager' payment/collection system has been upgraded to the 'Financial Institution Collection and Payment Manager' system.交通银行将消金管家代收付业务/系统升级为金融机构收付管家业务/系统。
2025-08-18Bank of Communications Fujian Branch announced it will strengthen identity information verification for digital RMB personal customers, downgrading wallets with incomplete information to Level 4 anonymous wallets and restricting services.交通银行福建省分行公告，将进一步强化数字人民币个人客户身份信息核实，对信息不完整的客户将降级为四类匿名钱包并限制服务。
2025-09-05Bank of Communications Zigong branch completed the first housing provident fund digital yuan (e-CNY) withdrawal in Zigong city, directly crediting funds to the individual's digital yuan wallet.交通银行自贡分行完成自贡市首笔住房公积金数字人民币提取业务，资金直接转入个人数字人民币钱包。
2025-10-09Bank of Communications (BOCOM) launched the 'Jiao e Tong Interbank Online Banking' corporate e-banking system, integrating the Jiao e Tong Interbank Wealth Management Platform and planning to phase out the old platform after customer migration.交通银行上线“交e通同业网银”企业网银系统，整合交e通同业财富管理平台，计划在客户迁移后停用旧平台。
2025-11-06At the 8th CIIE, Bank of Communications VP & CIO Qian Bin announced progress in cross-border payments: CIPS application, multi-CBDC bridge L/C, and 'BOCOM Hangmaotong' (交银航贸通) service, with customs tax e-payment volume exceeding 1.6 trillion yuan.在第八届进博会上，交通银行副行长兼首席信息官钱斌介绍跨境支付进展：推动CIPS应用、落地多边央行数字货币桥信用证、推出“交银航贸通”，海关税费电子支付累计业务量超1.6万亿元。
2025-11-07At the 8th CIIE, Bank of Communications launched version 10.0 of its mobile banking apps (交通银行App and 买单吧App), featuring AI wealth management assistant 'Xiaolu' (小鹿助手) and a new Digital Operation Center.在第八届进博会上，交通银行焕新发布交通银行App和买单吧App 10.0版本，推出AI财富管理助手“小鹿助手”，并成立数字化经营中心。
2025-11-10Bank of Communications revised its Personal Electronic Banking Transaction Rules, adding rules for the 'Security Shield' (安全盾) authentication tool, effective Nov 15, 2025.交通银行修订《个人电子银行交易规则》，补充“安全盾”认证工具规则，自2025年11月15日起生效。
2025-12-06Upgraded and launched 'Yuntong Bank 3.0' (Cloud Cross-bank 3.0) treasury management system, connecting with over 220 domestic and foreign banks and supporting SWIFT/CIPS.升级推出‘云跨行3.0’财资管理系统，可与超过220家国内外银行实现银企直联，并覆盖SWIFT、CIPS等跨境基础设施。
2025-12-31Announced that from Jan 1, 2026, balances in real-name digital RMB wallets (Tier 1, 2, 3 personal and corporate) will earn interest at the demand deposit rate; Tier 4 personal wallets will not earn interest.公告自2026年1月1日起，对数字人民币实名钱包（一类、二类、三类个人钱包和单位钱包）余额按活期存款挂牌利率计付利息，四类个人钱包不计息。
2026-01-04Starting Jan 1, 2026, Bank of Communications pays interest on digital RMB real-name wallets (Class I, II, III personal and corporate wallets) at the current deposit rate; Class IV personal wallets earn no interest.自2026年1月1日起，交通银行对数字人民币实名钱包（一类、二类、三类个人钱包和单位钱包）余额按活期存款挂牌利率计付利息；四类个人钱包不计息。
2026-01-04Bank of Communications will terminate the 'Jiaoyitong' interbank wealth management platform on Feb 7, 2026, after merging functions into the corporate online banking interbank version; customers who did not apply for migration by Sep 30, 2025 will lose access.交通银行计划于2026年2月7日终止‘交e通’同业财富管理平台服务，功能已整合至企业网银同业专版；未在2025年9月30日前申请迁移的同业客户将无法登录。
2026-03-24Bank of Communications President Zhang Baojiang (张宝江) presents the 'Hangmao Shulian' (航贸数链) project, a cross-border trade digital solution jointly promoted with national authorities and Shanghai, at the China Development Forum 2026.交通银行行长张宝江在中国发展高层论坛2026年年会上介绍“航贸数链”项目，该项目由交通银行联合国家相关部门及上海市共同推进。
2026-04-18During the 6th China International Consumer Products Expo (CICPE), BOCOM launched two new digital RMB hard wallets with Hainan Free Trade Port characteristics.在第六届消博会期间，交通银行发布两款具有海南自贸港特色的数字人民币硬钱包。
2026-05-09Bank of Communications Shanghai Branch helped launch the first 2.5-layer digital currency bridge business in Shanghai, advancing cross-border digital yuan applications via the multi-CBDC bridge platform.交通银行上海市分行落地上海首笔2.5层数字货币桥业务，依托多边央行数字货币桥平台推动数字人民币跨境应用。
2026-06-03Bank of Communications Macau branch became one of the first batch of participating institutions in the mBridge multi-central bank digital currency project, and completed two landmark transactions: a digital Macau pataca cross-border remittance and a 500 million yuan digital RMB cross-border receipt.交通银行澳门分行成为首批多边央行数字货币桥（mBridge）参与机构，并完成两项标志性业务：数字澳门元跨境汇款和5亿元数字人民币跨境收款。
2026-06-10Bank of Communications Guangdong Branch successfully launched the Free Trade Account (FT account) system, extending FT account services to all national pilot areas including Shanghai, Hainan, Guangdong, Tianjin, and Shenzhen.交通银行广东省分行成功上线自由贸易账户（FT）体系，FT账户服务已全面覆盖上海、海南、广东、天津、深圳等全国所有试点区域。
2026-06-10Bank of Communications Shanghai Branch processed a 500 million yuan cross-border RMB remittance via the mBridge platform from Shanghai to Macau, becoming the first bank in Shanghai to complete such a transaction.交通银行上海市分行通过货币桥平台办理上海至澳门5亿元跨境人民币汇款，成为上海地区首家落地该创新业务的银行。
2026-06-16Bank of Communications' Hong Kong, Macau branches and Brazil subsidiary signed the first batch of direct participant service agreements with the Digital RMB International Operations Center (CBETS), and launched a digital RMB 'outsourced-internal-use' solution with a Malaysian partner.交通银行香港分子行、澳门分行及巴西子行与数字人民币国际运营中心（CBETS）签署首批直接参与者服务协议，并与马来西亚合作机构推出数字人民币“外包内用”解决方案。
Strategic cooperation MoUs战略合作备忘录
30 · 2024-06-14 → 2026-06-22
▾
Strategic agreements with governments, universities, chambers of commerce, and other banks to expand business reach.与政府、高校、商会及其他银行签署战略合作协议，拓展业务范围。
2024-06-14Bank of Communications Shanghai Branch renewed a strategic cooperation agreement with Shanghai Zhejiang Chamber of Commerce, offering a new 100 billion yuan意向性授信额度 over three years.交通银行上海市分行与上海市浙江商会续签战略合作协议，提供1000亿元意向性授信额度。
2024-09-09BoCom signed a comprehensive strategic cooperation agreement with Guangxi Beibu Gulf Bank, the first such agreement between a local Guangxi bank and a major state-owned bank's head office, covering financial markets, asset management, transaction banking, etc.交通银行与广西北部湾银行签订全面战略合作协议，系广西地方法人银行与国有大行总行首次建立全面战略合作，涵盖金融市场、资产管理、交易银行等领域。
2024-10-20Bank of Communications hosted a parallel forum on 'Global Industrial and Supply Chain Resilience and Financial Empowerment' at the 2024 Financial Street Forum, and signed a strategic cooperation agreement with the Torch Center of the Ministry of Industry and Information Technology.交通银行在2024金融街论坛上主办“全球产业链供应链韧性与金融赋能”平行论坛，并与工信部火炬中心签署战略合作协议。
2024-10-23Bank of Communications Shandong branches signed strategic cooperation agreements with the provincial housing and urban-rural construction system to enhance financial support for the construction industry.交通银行山东省各级分行与山东省住房城乡建设系统签署战略合作协议，加大对住建领域的金融支持。
2024-10-28Bank of Communications Chairman Ren Deqi met with the State Tobacco Monopoly Administration to discuss deepening cooperation.交通银行董事长任德奇与国家烟草专卖局会面，讨论深化合作。
2024-11-14BoCom Changzhou Branch signed a cooperation memorandum with Liyang City government to establish an SME financing coordination mechanism, prioritizing credit support for local small and micro enterprises.交通银行常州分行与溧阳市人民政府签署合作备忘录，建立支持小微企业融资协调工作机制，信贷规模优先向溧阳小微企业倾斜。
2025-01-15BOCOM Chairman Ren Deqi met with Zhang Jianmin, head of the State Tobacco Monopoly Administration, to discuss deepening cooperation.交通银行董事长任德奇会见国家烟草专卖局局长张建民，讨论深化合作。
2025-01-16BOCOM officially signed to settle in Xi'an Science and Innovation Fund Park, strengthening financial support for the local sci-tech innovation ecosystem.交通银行正式签约落户西安科创基金园，加强金融支持科创生态。
2025-02-26BOCOM signed a strategic cooperation agreement for a 10-billion-yuan credit line at the Chongqing Embodied Intelligent Robot Technology Industry Finance Conference, supporting the robotics industry.交通银行在重庆具身智能机器人科技产业金融大会上签署百亿元授信战略合作协议，支持机器人产业。
2025-04-12BoCom and Shanghai Municipal Science and Technology Commission (STCSM) signed a strategic cooperation agreement and launched the 'BoCom·Sci-Tech Shanghai Joint Innovation Lab'.交通银行与上海市科学技术委员会签署战略合作协议，并发布“交银·科创上海联合创新实验室”。
2025-05-12BOCOM Gansu branch discussed deepening cooperation with Gansu Provincial Public Transportation Construction Group on the 'Three Major Expressway New Corridors' projects.交通银行甘肃省分行与省公交建集团就深化合作、支持“三大高速公路新通道”项目进行座谈。
2025-05-30BOCOM Tibet branch signed a strategic cooperation agreement with Tibet Gaochi Technology Information Industry Group at a government-bank-enterprise matchmaking event.交通银行西藏分行在政银企对接会上与西藏高驰科技信息产业集团签署全面战略合作协议。
2025-06-03Bank of Communications Tibet Branch signed a strategic cooperation agreement with Tibet Gaochi Technology Information Industry Group to jointly build a regional credit service ecosystem, launching the 'Zang e-Dai' inclusive finance product, which has already disbursed over 17 million yuan in pure online credit loans.交通银行西藏分行与西藏高驰科技信息产业集团签署全面战略合作协议，共建区域信用服务生态，推出“藏e贷”普惠金融产品，已发放纯线上信用贷款超1700万元。
2025-06-14Bank of Communications and Xuzhou Construction Machinery Group (XCMG) signed a strategic cooperation agreement to deepen collaboration in industrial chain finance, foreign exchange risk management, and technology finance.徐工集团与交通银行签署总对总战略合作协议，深化产业链金融、外汇风险管理、科技金融等领域合作。
2025-07-15Anqing City government signed a strategic cooperation agreement with BOCOM Anhui Branch to increase credit supply and innovate financial products for local industries and major projects.安庆市人民政府与交通银行安徽省分行签署战略合作协议，聚焦产业发展和重大项目加大信贷投放和创新金融产品。
2025-07-16BOCOM signed a comprehensive strategic cooperation agreement with Shanghai Jiao Tong University, agreeing to deeply participate in campus construction, provide technology and resource support for smart campuses, and cooperate in talent training and fintech research.交通银行与上海交通大学签署全面战略合作协议，深度参与校园建设、提供智慧校园技术与资源支持，并在人才培养、金融创新研究等领域合作。
2025-07-22Guangxi Rural Commercial Union Bank signed a comprehensive strategic cooperation agreement with BOCOM in Nanning to cooperate in financial markets, fintech, and support for the ASEAN financial gateway and rural revitalization.广西农商联合银行与交通银行在南宁签署全面战略合作协议，在金融市场、金融科技等领域合作，助力面向东盟的金融开放门户和乡村振兴。
2025-10-11BOCOM signed a comprehensive strategic cooperation agreement with Inner Mongolia Rural Commercial Bank, aiming to deepen collaboration in modern industrial systems, rural revitalization, and tech finance.交通银行与内蒙古农商银行签署全面战略合作协议，在现代化产业体系建设、乡村振兴、科技金融等领域深化合作。
2025-12-03Signed a strategic cooperation agreement with Xiangxi Prefecture government and project agreements with 7 enterprises.与湘西州人民政府签订政银战略合作协议，并与7家企业签订银企项目合作协议。
2025-12-05Seoul Branch signed strategic cooperation agreement with Kookmin Bank at the Korea RMB/KRW Direct Trading Market and RMB Clearing Bank 11th Anniversary International Forum.首尔分行在韩国人民币韩元直兑市场暨人民币清算行成立十一周年国际论坛上与韩国国民银行签署战略合作协议。
2026-01-28Bank of Communications Tibet branch signed a strategic cooperation agreement with Tibet University, covering financial services, talent cultivation, scientific research innovation, party building, and social welfare.交通银行西藏分行与西藏大学签署战略合作协议，围绕金融服务、人才培养、科研创新、党建共建、社会公益等领域开展合作。
2026-01-29Bank of Communications President Zhang Baojiang visited Zoomlion's Smart Industrial City and discussed deepening strategic cooperation to support high-end equipment manufacturing, offering tailored financial services covering the full supply chain and global operations.交通银行行长张宝江考察中联智慧产业城，与中联重科董事长詹纯新座谈，表示将按需定制金融服务方案，深化全面战略合作。
2026-03-03Bank of Communications and Industrial and Commercial Bank of China (ICBC) hold a working meeting to deepen strategic cooperation in fintech, financial markets, and renminbi internationalization.交通银行与中国工商银行举行工作会谈，双方就进一步深化金融科技、金融市场、人民币国际化等领域合作达成共识。
2026-03-19Chairman Ren Deqi (任德奇) visits Shanghai Clearing House (上海清算所) to discuss deepening cooperation in central clearing, custody, panda bonds, carbon market, and internationalization.董事长任德奇到访上海清算所，双方就深化集中清算、登记托管、玉兰债、碳市场建设和国际化发展等合作进行探讨。
2026-03-27Bank of Communications and BOCOM Financial Leasing (交银金租) hold strategic talks with Midea Group (美的集团) to deepen cooperation in new energy, robotics, healthcare, and logistics, using financial leasing as a link.交通银行及交银金租与美的集团开展深度交流，旨在以金融租赁为纽带，深化新能源、机器人、医疗健康及物流等领域的合作。
2026-04-02BOCOM's Shanghai Branch, BOCOM International Trust, BOCOM International, BOCOM Investment, and BOCOM Life Insurance signed a deepening strategic cooperation agreement with Shanghai State-owned Capital Investment Co., Ltd. (Shanghai Guotou).交通银行上海市分行、交银国信、交银国际、交银投资、交银人寿与上海国投公司签署深化战略合作协议。
2026-04-14BOCOM Hainan Branch and Hainan State Farms Group (Hai Ken Group) signed a comprehensive strategic cooperation agreement to deepen collaboration in financial services for the real economy, rural revitalization, and agricultural modernization.交通银行海南省分行与海垦集团签署全面战略合作协议，在金融服务垦区实体经济、乡村振兴、农业现代化等方面展开深度合作。
2026-05-12Bank of Communications Hunan Branch signed a strategic cooperation framework agreement with Hunan Provincial Geological Institute to provide full-cycle credit services for mineral exploration and 'geology going global'.交通银行湖南省分行与湖南省地质院签署战略合作框架协议，围绕找矿突破战略行动、地质新质生产力培育等提供全周期信贷服务。
2026-05-26Bank of Communications signed a three-year interbank master agreement with HSBC (Hong Kong and Shanghai Banking Corporation), covering lending, bonds, FX, swaps, and options, with annual transaction limits set.交通银行与香港上海汇丰银行签署《银行间交易主协议》，期限三年，涵盖同业借贷、债券、外汇、掉期及期权等交易，设定了各年度交易限额。
2026-06-22Bank of Communications signed a cooperation memorandum with the Shanghai Gold Exchange to deepen collaboration in gold market services, clearing, delivery, and the 'exchange-counter linkage' mechanism.交通银行与上海黄金交易所签署合作备忘录，深化黄金市场服务、清算、交割及“所柜联动”机制合作。
Credit & loan products信贷与贷款产品
32 · 2024-07-04 → 2026-05-20
▾
New loan products for SMEs, tech firms, agriculture, consumption, and supply chain finance.面向中小企业、科技企业、农业、消费及供应链金融的新贷款产品。
2024-07-04Bank of Communications upgraded 'Cold Chain e-Loan' (冷链e贷) to version 2.0, with fully online process and max single credit of RMB 5 million.交通银行升级“冷链e贷”至2.0版本，实现全线上流程，单笔授信额度最高500万元。
2024-07-13Bank of Communications Sanya branch issued Hainan province's first 'Park Guarantee Loan' (园区担保贷) of RMB 2 million to a tech firm in Yazhou Bay Science and Technology City.交通银行三亚分行发放海南省首笔“园区担保贷”200万元，支持崖州湾科技城科技型企业。
2024-08-14Bank of Communications Hainan Branch launches 'Jiaoyin Talent Loan' offering up to 10 million yuan pure credit loans for tech SMEs controlled by high-level talents.交通银行海南省分行推出“交银人才贷”，为高层次人才控制的科技型小微企业提供最高1000万元纯信用贷款。
2024-09-10At the 14th Smart City & Intelligent Economy Expo, BoCom launched 'Kechuang Zhiyi Dai' (Sci-Tech Knowledge Easy Loan), a fully online, credit-based product for tech SMEs using IP, talent qualifications as credit factors.在第十四届智博会上，交通银行首发科创知易贷，为科技型中小企业提供全线上纯信用融资服务，以知识产权、人才资质等为增信因子。
2024-09-26BoCom Heilongjiang branch launched 'Zhengcai Dai' (Government Procurement Loan), an online supply-chain credit product for SMEs, offering up to CNY 10 million credit line via the PBOC's Zhongzheng Accounts Receivable platform.交通银行黑龙江省分行创新推出政采贷线上场景化金融信贷产品，通过中征应收账款融资服务平台为政府采购供应商提供最高1000万元信用额度。
2024-10-20Bank of Communications launched 'BOCOM Torch Loan', an online customized product for growth-stage tech enterprises, at the Financial Street Forum.交通银行在金融街论坛上发布面向成长期科技型企业的线上化定制产品“交银火炬贷”。
2024-11-11BoCom Shanghai Branch, together with Sinosure, Shanghai E-Port, and Shanghai United Credit Reference, launched the 'Humaobatchi Loan' product, a credit-insurance-backed financing product for small foreign trade enterprises.交通银行上海市分行联合中国信保、上海亿通、上海市联合征信推出“沪贸批次贷”产品，为外贸小微企业提供信保+银行融资。
2024-12-12Bank of Communications Taizhou Branch launched 'Tai Kechuang', the first sci-finance scenario-based product in Jiangsu province, providing pure-credit loans to sci-tech SMEs; disbursed 644 million yuan across 122 loans by end-November.交通银行泰州分行创新推出江苏省辖首个科技金融场景定制产品“泰科创”，截至11月末已投放科创系列产品122笔、金额6.44亿元。
2025-02-13BOCOM innovatively launched the 'Active Credit' model and 'Kechuang Yidai' online product system for tech-focused small and micro enterprises, using big data and privacy computing to provide pre-approved credit lines.交通银行创新推出“主动授信”模式和“科创易贷”线上产品体系，运用大数据和隐私计算为科技型小微企业提供预授信额度。
2025-03-10Bank of Communications Wuhu Branch achieved a breakthrough in auto dealer supply chain finance, granting a RMB 5 million credit line to a dealer of an auto OEM.交通银行芜湖分行实现汽车经销商供应链融资业务“零”的突破，为某汽车主机厂经销商授予500万元敞口授信额度。
2025-03-19Bank of Communications Tibet Branch approved over RMB 8 million in credit for 2 enterprises via its online financing product, benefiting over 40 small and micro enterprises.交通银行西藏分行通过线上融资产品惠及40余户小微企业，已批核2户企业，授信金额超800万元。
2025-03-21Bank of Communications Tibet Branch issued its first online inclusive loan 'Zang e-Dai' of RMB 4 million to a car sales company in Lhasa.交通银行西藏分行发放首笔线上普惠贷款“藏e贷”400万元，支持拉萨某汽车销售企业。
2025-04-10BoCom launched the 'Listed Company Market Value Management Comprehensive Service Plan', focusing on share buybacks, increase holdings, and M&A; has granted over CNY 25 billion in buyback/increase loan credit to about 80 companies covering IC, biomedicine, industrial software, and high-end equipment.交通银行发布《上市公司市值管理综合服务方案》，聚焦股票回购增持、兼并收购；已给予约80家企业超250亿元股票回购增持贷款授信，涵盖集成电路、生物医药、工业软件、高端装备制造等行业。
2025-04-15BoCom launched the personal loan brand 'BoCom Huidai' (交银惠贷) at the 5th China International Consumer Products Expo (CICPE), covering five scenarios: consumption, car, housing, business, and agriculture; three scenario-based products also debuted.交通银行在第五届消博会上发布个人贷款整体品牌“交银惠贷”，覆盖综合消费、购车、住房、创业经营、农户生产五大场景；同步推出三款场景化创新产品。
2025-04-21BoCom released its 'Supporting Consumption Stimulus Special Action Plan', proposing 35 specific measures across six major actions, including enriching scenario-based consumer loans and increasing inclusive wealth product supply.交通银行发布《支持提振消费专项行动方案》，提出六大行动35项具体措施，包括丰富场景消费贷供给、加大普惠型财富产品供给等。
2025-05-07BOCOM Wuhu branch completed the first pilot transaction of the head office's online loan product for medium-sized customers, disbursing 5M yuan to an Anhui cable group.交通银行芜湖分行完成总行中型客户线上贷款产品首批试点首笔业务，向安徽某电缆集团发放500万元信贷资金。
2025-06-18Bank of Communications Tibet Branch issued a 10 million yuan credit意向书 to Tibet Hongnong Agricultural Development Co., Ltd. to support the egg-laying chicken industry and rural revitalization.交通银行西藏分行向西藏宏农农业发展有限公司出具1000万元授信意向书，支持蛋鸡产业发展和乡村振兴。
2025-06-30Bank of Communications Anhui Branch provided 22 million yuan in supply chain loans to 13 small and micro upstream enterprises of a new energy battery 'chain leader' company, using transaction data and a 'loan + direct investment' model.交通银行安徽省分行以供应链交易数据为依托，向新能源电池“链主”企业上游13家小微企业发放2200万元信用贷款，并引入“贷款+直投”模式。
2025-07-16BOCOM Shandong Branch's 'KeChuang QiLu Dai' (Sci-Tech Innovation Shandong Loan) was selected as a 2025 'Good Product Finance' sci-tech finance innovation product. As of end-June 2025, it had served over 2,000 tech firms with cumulative loans exceeding 11 billion yuan.交通银行山东省分行“科创齐鲁贷”入选2025“好品金融”科技金融创新产品名单，截至6月末服务超2000家科技型企业，累计发放贷款超110亿元。
2025-08-04Bank of Communications formulated the 'Supporting Consumption Stimulus Action Plan' with 6 major actions and 35 specific measures, launching the personal loan brand 'Jiaoyin Huidai' and products like Huimin Home Loan, Shangquan Huidai, and Lianxiang Huidai.交通银行制定《支持提振消费专项行动方案》，提出6大行动、35项措施，推出个人贷款品牌“交银惠贷”及惠民家居贷、商圈惠贷、链享惠贷等产品。
2025-10-10BOCOM Guangxi Branch launched 'Foreign Trade Quick Loan', a digital credit product for small export-oriented enterprises, featuring online application, fast approval, and pure credit, integrated with FX hedging services.交通银行广西区分行上线“外贸快贷”数字信用产品，面向出口型小微外贸企业，具有线上申请、审批快、纯信用特点，并整合外汇套保服务。
2025-11-04Bank of Communications Henan Branch launched the 'National Subsidy Loan' (国补贷) product, a scenario-specific loan supporting the national 'trade-in' consumption policy.交通银行河南省分行发布“国补贷”产品，支持国家“以旧换新”消费政策。
2025-12-02Launched 'Shangquan Huidai' (Commercial Circle Benefit Loan) product nationwide at the 2025 'Huiyou Haoshengyi' Commercial Circle Finance Ecosystem Conference in Shaoxing.在绍兴举行的2025年‘惠有好生意’商圈金融生态大会上，面向全国正式发布‘商圈惠贷’产品。
2025-12-09Liaoning Branch disbursed first small-enterprise high-standard farmland loan of RMB 5 million for a project in Dandong Fengcheng area.辽宁省分行为丹东凤城地区高标准农田建设项目发放首笔小企业高标准农田贷款500万元。
2025-12-31Launched 'Jiaoxin Huiyou' (Heartfelt Joyful Travel) cultural tourism financial service brand in Qingdao, featuring dedicated credit lines and a planned 'Qingdao Cultural Tourism Credit Card' with over RMB 3,000 in benefits.在青岛正式发布‘交心惠游’文旅金融服务品牌，设立专项授信额度，并将推出总价值超3000元优惠的‘青岛文旅信用卡’。
2026-01-28Bank of Communications Suzhou branch launched the 'OPC Entrepreneurship Talent Loan', a pure-credit unsecured loan with a three-year term, preferential rates, and flexible drawdown, targeting global OPC (One Person + AI) talent starting businesses in Suzhou.交通银行苏州分行推出‘OPC创业人才贷’，纯信用免担保、授信期三年、利率优惠、随借随还，面向在苏州创业的全球OPC人才。
2026-02-28BoCom Qianjiang Branch held a matchmaking meeting with Qianjiang High-tech Zone, offering special credit and supply chain finance products to local enterprises like Xingchi Chemical.交通银行潜江分行与潜江高新区举行现场对接会，为星驰化工等企业提供专项授信方案和供应链金融产品。
2026-04-02BOCOM Chuzhou Branch successfully issued the first 'Wan Zhi Dai' (Anhui Quality Loan) of RMB 30 million to Anhui Zhongpu Petroleum Energy Co., Ltd., a new credit product leveraging enterprise quality credentials.交通银行滁州分行成功为安徽中普石油能源有限公司发放首笔3000万元“皖质贷”，该产品依托企业质量信用实现增信融资。
2026-04-03BOCOM Chuzhou Branch landed the first 'Mian Shen Dai' (Exemption from Application Loan) in Chuzhou, granting a pure credit line of RMB 5 million to Chuzhou Xiaolu Mama Biotechnology Co., Ltd., based on government data sharing.交通银行滁州分行落地滁州市首笔“免申贷”业务，为滁州市小鹿妈妈生物科技有限公司核定500万元纯信用授信额度。
2026-04-13BOCOM Wuhu Branch processed the first 'Guo Bu Dai' (National Subsidy Loan) in Anhui Province, with a credit line of RMB 1.68 million, designed for merchants participating in the national trade-in subsidy program for home appliances, 3C digital products, etc.交通银行芜湖分行成功办理安徽省首笔“国补贷”业务，额度生效168万元，专为参与国家“以旧换新”补贴政策的家居家电、3C数码等经销商及商户设计。
2026-05-06Bank of Communications Liaoning Branch launched the first two 'Grain and Oil Agricultural Guarantee Loans' in the province, totaling 3.2 million yuan, with 2% fiscal subsidy and provincial agricultural guarantee.交通银行辽宁省分行落地全省首期两笔“粮油农担贷”专项贴息贷款，总额320万元，由省农担担保、财政贴息2%。
2026-05-20Bank of Communications Yiyang Branch provided 20 million yuan credit via 'Jiao Xiang Gong Xin Yi Dai' to Hunan Jinhang Shipbuilding, a national 'Little Giant' firm, for LNG new-energy vessel construction.交通银行益阳分行通过“交湘工信易贷”为国家级专精特新“小巨人”企业湖南金航船舶制造有限公司提供2000万元信用授信，用于LNG新能源船舶研发建造。
Awards & certifications奖项与认证
7 · 2024-07-10 → 2026-04-28
▾
Global rankings, regulatory ratings, industry awards, and certifications for digital capability and service quality.全球排名、监管评级、行业奖项及数字化能力与服务质量的认证。
2024-07-10Bank of Communications ranked 9th globally in The Banker's Top 1000 World Banks 2024 by Tier 1 capital ($151.496 billion), 3rd consecutive year in top 10.交通银行在《银行家》2024年全球银行1000强中以一级资本1514.96亿美元位列第9，连续第三年跻身前十。
2025-08-04Bank of Communications received the highest-level (Level 5, Excellence) certification in digital technology application capability from the China Academy of Information and Communications Technology (CAICT) under the Financial Digitalization Maturity Model (FDMM) standard.交通银行获中国信通院金融业数字化转型能力评估模型（FDMM）五级（卓越级）认证，成为首批获最高等级认证的金融机构。
2025-08-12Bank of Communications Zhuhai Branch received an 'Excellent' rating in the 2024 financial institution science and technology credit policy orientation effect assessment by the PBC Zhuhai Central Sub-branch.交通银行珠海分行在人民银行珠海市分行2024年度金融机构科技信贷政策导向效果评估中获评“优秀”。
2025-08-18Bank of Communications received a 'General' rating in the 2024 financial institution service rural revitalization regulatory assessment by the PBC and NFRA.交通银行在人民银行、国家金融监督管理总局2024年度金融机构服务乡村振兴监管考核评估中获评“一般档”。
2025-12-05Seoul Branch received 'Certificate of Appreciation for Outstanding Contribution to RMB/KRW Direct Trading Market' from the Korea Foreign Exchange Market Operations Council.首尔分行获韩国外汇市场运行协会颁发‘人民币韩元直兑市场突出贡献感谢状’。
2026-01-08Bank of Communications won 18 awards from the Shanghai Gold Exchange for 2025, including 'Excellent Financial Member', 'Best Market Service Contribution Institution', and 'Best Quotation Trading Market Maker'.交通银行荣获上海黄金交易所2025年度18项评优奖项，包括‘优秀金融类会员’、‘最佳市场服务贡献机构’、‘最佳询价交易做市商’等。
2026-04-28BOCOM Nanyang Branch was awarded the National May 1st Labor Award, the Credit Card Center's IT Management Department won the National Worker Pioneer, and Tan Fang from Hunan Branch received the National May 1st Labor Medal.交通银行南阳分行获全国五一劳动奖状，信用卡中心信息技术管理部获全国工人先锋号，湖南省分行长沙沙湾路支行副行长谭芳获全国五一劳动奖章。
Industry standards & policy行业标准与政策
18 · 2024-07-24 → 2026-06-18
▾
Participation in regulatory pilots, policy compliance, interest rate adjustments, and fiscal subsidy implementation.参与监管试点、政策合规、利率调整及财政补贴实施。
2024-07-24Bank of Communications cut its 3-year fixed deposit execution rate from 2.6% to 2.5%.交通银行将3年期定期存款执行利率由2.6%下调至2.5%。
2024-07-25Bank of Communications lowered RMB deposit benchmark rates: 3M/6M/1Y down 10bp, 2Y/3Y/5Y down 20bp, demand and notice rates down 10bp.交通银行下调人民币存款挂牌利率：三个月、半年、一年期降10个基点，二年、三年、五年期降20个基点，通知存款降10个基点。
2024-08-09Bank of Communications Shanghai Branch launches foreign exchange business reform pilot under new State Administration of Foreign Exchange展业 rules.交通银行上海市分行启动外汇展业改革试点，落实国家外汇管理局新规。
2024-09-29BoCom announced it will implement batch adjustments to existing commercial personal housing loan interest rates, with details to be released on October 12, 2024, and adjustments completed by October 31, 2024.交通银行发布公告，拟于2024年10月12日发布存量商业性个人住房贷款利率调整具体操作事宜，10月31日之前完成批量调整。
2024-10-10Bank of Communications announced it will adjust the interest rate floor for existing floating-rate residential mortgages to LPR-30BP, effective October 25, 2024, via automatic batch adjustment.交通银行宣布将对存量浮动利率住房贷款利率加点幅度调整为LPR-30BP，于2024年10月25日自动批量调整生效。
2024-10-18Bank of Communications joined other major state-owned banks in lowering deposit interest rates by up to 25 basis points across various tenors.交通银行与其他国有大行同步下调存款利率，各期限最高下调25个基点。
2024-11-01BoCom announced a mechanism to adjust the interest rate spread on existing commercial housing loans, effective when the spread exceeds the national average for new loans by more than 30 basis points.交通银行公告存量商业性个人住房贷款利率加点幅度调整机制，当加点幅度超过全国新发放贷款平均加点幅度30个基点以上时可申请调整。
2024-12-20Bank of Communications announced a 'cash-bill parity' policy for foreign exchange cash settlement from Dec 7, reducing customer exchange costs.交通银行发布公告，自2024年12月7日起对结汇业务实施“钞汇同价”政策，降低客户汇兑成本。
2025-03-04Bank of Communications Hainan Branch launched an automatic conversion of forward house mortgage registration to current house mortgage registration and a cross-province mortgage registration service.交通银行海南省分行推出商品房首次转移登记时自动将期房预告登记转现房抵押登记及不动产抵押登记“跨省通办”服务。
2025-05-20BOCOM lowered RMB deposit rates: demand rate cut 5bp to 0.05%; time deposit rates cut 15-25bp across tenors.交通银行下调人民币存款利率：活期下调5个基点至0.05%，定期各期限下调15-25个基点。
2025-07-03BOCOM released its updated deposit interest rate table, effective from May 20, 2025.交通银行发布自2025年5月20日起执行的存款利率表。
2025-08-13Bank of Communications announced it will implement the national personal consumption loan and service industry operating entity loan interest subsidy policies, in accordance with MOF documents Cai Jin [2025] No. 80 and No. 81.交通银行发布公告，将依法合规推进个人消费贷款与服务业经营主体贷款贴息工作，执行财金〔2025〕80号和81号文件要求。
2026-01-21Bank of Communications implemented the new personal consumption loan fiscal subsidy policy: a 1 percentage point annual subsidy on eligible consumption loans and credit card installment principal, with a cap of 3,000 yuan per borrower per year, extended to end of 2026.交通银行落实个人消费贷款财政贴息新政：年贴息比例1个百分点，每名借款人每年累计贴息上限3000元，政策延长至2026年底。
2026-02-28BoCom raised the margin ratio for individual clients' Shanghai Gold Exchange (SGE) deferred contracts (Au(T+D), mAu(T+D), Ag(T+D)) from 80% to 100%, effective from March 2, 2026 settlement, the second such hike in February.交通银行将个人客户上海黄金交易所延期合约（Au(T+D)、mAu(T+D)、Ag(T+D)）保证金比例从80%上调至100%，自2026年3月2日清算时生效，为2月内第二次上调。
2026-03-25Bank of Communications issues a risk warning on precious metals business, noting increased price volatility and advising customers to manage risk and control positions.交通银行发布关于近期贵金属业务风险提示的公告，建议客户提高风险防范意识，合理控制贵金属持仓规模。
2026-04-10BOCOM credit card center implemented a fiscal discount policy, offering 1% annualized interest on installment payments, and launched application channels on WeChat, UnionPay QuickPass, and Alipay.交通银行信用卡中心落实财政贴息政策，推出年化1%的账单分期利率，并在微信、云闪付、支付宝上线申请通道。
2026-04-22BOCOM received PBOC approval to become the exclusive pilot bank for the China-Brazil Bond Market Connectivity (China-Brazil Connect), enabling cross-border bond investment between the two countries.交通银行获得中国人民银行批复，正式成为“中国与巴西债券市场互联互通业务”（中巴通）独家试点银行。
2026-06-18The People's Bank of China authorized Bank of Communications and five other banks to conduct offshore RMB foreign exchange trading pilot in the Shanghai Free Trade Zone via the China Foreign Exchange Trade Center; BOCOM executed multiple trades on the first day.中国人民银行授权交通银行等6家银行在上海自贸区通过中国外汇交易中心平台开展离岸人民币外汇交易试点；交通银行在首日达成多笔交易。
Research institutes & subsidiaries研究机构与子公司
10 · 2024-08-08 → 2025-12-17
▾
Establishment of data centers, innovation labs, technology finance centers, and subsidiary performance updates.数据中心、创新实验室、科技金融中心建设及子公司业绩更新。
2024-08-08Bank of Communications Helingeer New Area Data Center project starts construction in Inner Mongolia, with total investment over 5 billion yuan, planning over 10,000 racks and 200,000 servers.交通银行和林格尔新区数据中心项目在内蒙古开工，总投资超50亿元，规划机柜超1万架、服务器超20万台。
2024-09-02BoCom's trust subsidiary, BoCom Trust, reported H1 2024 net profit of CNY 443 million, +0.58% YoY; total trust assets under management CNY 602 billion, +10.22% vs end-2023.交银信托上半年净利润4.43亿元，同比+0.58%；管理信托资产规模6020亿元，较上年末+10.22%。
2024-11-01BoCom established the BoCom Technology Finance Center (Nanshan) in Shenzhen Nanshan District to support tech enterprises with full-cycle financial services.交通银行在深圳南山区设立交通银行科技金融中心（南山），为科技企业提供全周期金融服务。
2024-11-01BoCom issued a pre-qualification announcement for the Pujiang Data Center (Phase II) project, with a construction and installation cost of 955.2483 million yuan, adding 2,700 server cabinets.交通银行发布浦江数据中心（二期）项目资格预审公告，建安工程费9.55亿元，新增机柜2700个。
2024-11-22The main structure of BoCom's Horinger New District Data Center Phase I project was topped out, planning to deploy 200,000 servers and scheduled for completion in 2026.交通银行和林格尔新区数据中心一期项目主体结构全面封顶，规划部署20万台服务器，计划2026年建成。
2025-01-16BOCOM's 10th Board of Directors 20th meeting approved the establishment of a Digital Operation Center.交通银行第十届董事会第二十次会议审议批准设立数字化经营中心。
2025-06-05Bank of Communications announced a 2025 fixed asset investment plan of 5.275 billion yuan, up 6.63% year-on-year, with 4.32 billion yuan (81.9%) allocated to information technology, including the construction of three data centers (Pujiang Phase II, Horinger, and Gui'an).交通银行公布2025年度固定资产投资计划52.75亿元，同比增长6.63%，其中信息科技投入43.2亿元（占比81.9%），用于建设浦江二期、和林格尔、贵安三个数据中心。
2025-07-02BOCOM approved a 2025 fixed asset investment plan totaling 5.275 billion yuan, an increase of 1.086 billion yuan (25.93%) year-on-year.交通银行通过2025年固定资产投资计划，总投资额达52.75亿元，较上年增加10.86亿元，增幅25.93%。
2025-11-07Bank of Communications (Nanjing) Sci-Tech Finance Innovation Joint Lab was launched, co-built with Nanjing Municipal Financial Office, to develop products like 'Sci-Tech Innovation Points IP Loan' (科创积分知产贷) and 'Achievement Transformation Loan' (成果转化贷).交通银行（南京）科技金融创新联合实验室启动，由南京市委金融办与交行江苏省分行共建，将开发“科创积分知产贷”、“成果转化贷”等产品。
2025-12-17Established a Wealth Management Department at the head office level to strengthen wealth management capabilities.在总行层面成立财富管理部，以强化财富金融特色。
Cross-border & trade finance跨境与贸易金融
15 · 2024-08-19 → 2026-06-08
▾
Cross-border payments, foreign exchange services, trade finance, and international banking initiatives.跨境支付、外汇服务、贸易融资及国际银行业务举措。
2024-08-19Bank of Communications Shanghai Branch successfully launches foreign exchange settlement straight-through processing for COSCO Shipping Group Finance Company.交通银行上海市分行为中远海运集团财务公司上线外汇交易结算直通处理业务。
2024-09-06BoCom successfully executed its first Brazilian Real (BRL) cross-border inward remittance, providing a new FX settlement channel for Chinese enterprises in Brazil.交通银行成功落地首笔巴西雷亚尔跨境汇入汇款业务，为走出去的中资企业提供汇兑便利化新通道。
2024-09-30At the China-ASEAN Financial Cooperation Conference, BoCom launched the 'ASEAN Shipping Financial Service Plan' and signed agreements with two Guangxi enterprises for CNY 15.6 billion in intended cooperation.在中国-东盟金融合作与发展大会上，交通银行启动东盟航运金融服务方案，并与广西区内两家重点企业签署意向合作金额156亿元。
2024-10-15Bank of Communications participated in the 136th Canton Fair as a 'Comprehensive Strategic Partner', upgrading its exhibition hall and launching cross-border financial services including the 'Silk Road E-commerce Comprehensive Financial Service Platform'.交通银行作为“全面战略合作伙伴”参与第136届广交会，升级展馆并推出“丝路电商综合金融服务平台”等跨境金融服务。
2025-02-28BOCOM Luoyang Branch successfully handled Luoyang's first cross-border financial platform RMB/foreign exchange option business, with a contract amount of $100,000, achieving a breakthrough in the city.交通银行洛阳分行成功办理洛阳市首笔跨境金融服务平台人民币对外汇期权业务，签约金额10万美元，实现零的突破。
2025-06-18Bank of Communications Henan Branch provided customized international financial solutions to Yutong, including cross-border settlement via CIPS, multi-currency FX hedging, and supply chain finance to support Yutong's export business.交通银行河南省分行为宇通集团定制国际金融解决方案，提供人民币跨境支付系统（CIPS）结算、多币种远期锁汇及产业链金融，助力出口业务。
2025-08-16Bank of Communications Hubei Branch launched a 'Domestic and Foreign Currency Integrated Account' service system, the first in the province, integrating RMB and foreign currency settlement functions into a multi-currency management platform.交通银行湖北省分行在省内率先推出“本外币一体化账户”服务体系，整合人民币与外币结算功能，打造多币种集约化管理平台。
2025-08-18Bank of Communications Guangxi Branch launched a 'Silk Road E-commerce/Cross-border E-commerce' comprehensive financial service platform, providing multi-platform, multi-store one-stop collection services for cross-border e-commerce enterprises.交通银行广西区分行推出“丝路电商/跨境电商”综合金融服务平台，为跨境电商企业提供多平台、多店铺一站式收款服务。
2025-11-07Bank of Communications issued its first standalone cross-border guarantee letter (分离式涉外保函) for Huaneng Energy's green energy project in Kazakhstan, supporting the Belt and Road Initiative.交通银行上海市分行开立首单分离式涉外保函，为寰泰能源在哈萨克斯坦的绿色能源项目提供支持。
2025-12-12Wuhu Branch handled Anhui province's first 'facilitating foreign currency salary payments for employees of high-quality enterprises' business under trade FX facilitation policy.芜湖分行成功办理安徽省首笔‘便利优质企业涉外员工薪酬用汇’业务，落实贸易外汇收支便利化政策。
2025-12-18Released 'Cross-border Financial Service Plan for Hainan Free Trade Port' on the day of Hainan's island-wide customs closure, featuring five major cross-border service systems.在海南自贸港全岛封关之日，发布《服务海南自贸港跨境金融服务方案》，打造五大特色跨境服务体系。
2025-12-23Wuhu Branch processed a cross-border donation of HKD 55,186.42 for Hong Kong fire relief via a green channel, completing the transfer in 10 minutes.芜湖分行通过绿色通道成功办理一笔55186.42港币的跨境爱心捐款业务，用于香港火灾救援，全程耗时10分钟。
2026-04-22BOCOM Shaoxing Branch processed its first 'E-commerce Tong' (E-commerce Connect) full-process business for a cross-border e-commerce company, enabling multi-currency (USD, EUR, GBP, CAD) settlement on Amazon.交通银行绍兴分行为某跨境电商企业办理分行首笔“电商通”全流程业务，支持亚马逊平台美元、欧元、英镑、加元四个币种结算。
2026-04-22At the Canton Fair, BOCOM released a Free Trade Zone (FTZ) financial service plan, building a 'five-in-one' cross-border account system covering onshore, NRA, FT/EF, OSA, and cross-border RMB innovation accounts.交通银行在广交会上发布自贸金融服务方案，构建涵盖境内账户、NRA账户、FT/EF账户、OSA账户及跨境人民币创新账户的“五位一体”跨境金融账户体系。
2026-06-08Bank of Communications Shanghai Branch, together with subsidiary BOCOM International Trust, launched an elderly care service trust plan centered on special needs trusts, covering full life-cycle care.交通银行上海市分行联合交银国际信托推出以特殊需要信托为核心的养老服务信托方案，覆盖养老全生命周期。
IP & patents知识产权与专利
5 · 2024-09-02 → 2026-04-22
▾
Patent pledge loans, data asset-backed loans, and intellectual property financing products.专利质押贷款、数据资产贷款及知识产权融资产品。
2024-09-02BoCom Shanghai branch and Shanghai Data Exchange jointly launched BoCom's first data-asset-backed loan (CNY 3 million) to data operator Suxiang (Shanghai) Technology, enabling data asset financing from recognition to pledge.交通银行上海市分行与上海数据交易所合作落地首笔数据资产贷300万元，贷款企业为素象（上海）科技有限公司，实现数据资产确权-评估-质押-融资全流程。
2024-09-10BoCom Sanya branch launched 'patent pledge financing loan' and 'BoCom Talent Loan' in Yazhou Bay Science and Technology City, supporting specialized SMEs and high-level talent startups.交通银行三亚分行落地专利权质押融资贷款和交银人才贷，支持崖州湾科技城专精特新中小企业及高层次人才创业。
2024-10-14Bank of Communications Sanya branch successfully issued a 'Plant New Variety Pledge Loan', a new financing model for seed industry enterprises using intellectual property as collateral.交通银行三亚分行成功落地“植物新品种质押贷款”，以知识产权为质押为种业企业提供融资新模式。
2025-02-21BOCOM Shanghai branch reported cumulative implementation of 37.1 billion yuan in seamless renewal loans for small and micro enterprises in 2024, and launched the 'Smart IP Guarantee' online guarantee product for tech enterprises.交通银行上海市分行2024年累计落地371亿元小微企业无缝续贷业务，并推出“智慧知产担”线上担保产品。
2026-04-22BOCOM Shaoxing Branch provided a RMB 45 million intellectual property pledge loan to a bearing steel pipe manufacturer, converting patents into working capital.交通银行绍兴分行为一家轴承钢管制造企业办理知识产权质押融资贷款4500万元，将专利转化为流动资金。
ESG & green initiativesESG与绿色金融
22 · 2024-09-20 → 2026-06-11
▾
Green bonds, sustainability-linked loans, carbon accounting, climate finance, and environmental protection donations.绿色债券、可持续发展挂钩贷款、碳核算、气候金融及环保捐赠。
2024-09-20BoCom released the first project of Shanghai Pudong Climate Investment and Financing Project Library, the Pufeng New Energy project in Yancheng, Jiangsu, and signed a cooperation agreement with Pudong Ecology and Environment Bureau.交通银行发布上海市浦东新区气候投融资项目库首单——江苏盐城普枫新能源项目，并与浦东新区生态环境局签署合作协议。
2024-09-30BoCom released the 'Shanghai Homeport Shipping Industry Green and Low-Carbon Transition Financial Service Plan' and held a seminar on green shipping finance.交通银行发布《交通银行上海主场航运产业链绿色低碳转型金融服务方案》，并举办航运业绿色低碳转型发展交流研讨会。
2024-10-16Bank of Communications President Zhang Baojiang spoke at the 2024 ESG Global Leaders Conference, proposing to expand financial institution access to improve carbon market functions and establish corporate carbon accounts.交通银行行长张宝江在2024 ESG全球领导者大会上发言，建议扩大金融机构准入范围以完善碳市场功能，并建立企业碳账户。
2024-10-18Bank of Communications Hainan branch acted as joint global coordinator for Hainan Province's 3 billion yuan offshore RMB local government bond issuance in Hong Kong, including sustainable development and blue bonds.交通银行海南分行担任海南省30亿元离岸人民币地方政府债券在香港发行的联席全球协调人，债券包括可持续发展债券和蓝色债券。
2024-12-06Bank of Communications acted as lead underwriter for Qingdao West Coast Public Utilities Group's first carbon-reduction sustainability-linked bond in Qingdao, 500 million yuan, 3-year, coupon 2.3%.交通银行作为牵头主承销商助力青岛西海岸公用集团发行青岛首单碳减排可持续挂钩债券，规模5亿元，期限3年，票面利率2.3%。
2024-12-18Bank of Communications participated in Pudong New Area financial institution carbon emission accounting and information disclosure pilot, receiving government accreditation and releasing its carbon emission report.交通银行参与浦东新区金融机构碳排放核算与信息披露试点工作，获得政府部门授牌并披露《浦东新区金融机构碳排放核算报告》。
2025-02-23BOCOM created and launched the 'BOCOM-Morgan Fund Common Classification Taxonomy Green Bond Basket' under the China-EU Common Ground Taxonomy (CGT), with a unit trading size of 30 million yuan, to enhance green bond market liquidity.交通银行创设并上线“交行—摩根基金共同分类目录绿色债券篮子”，单位交易份额3000万元，提升绿色债券市场流动性。
2025-03-02Bank of Communications Ningxia Branch provided a RMB 300 million credit line for a 200MW/400MWh shared energy storage station project by Ningxia Jiayang Energy Co., Ltd.交通银行宁夏分行为宁夏佳洋能源有限公司200MW/400MWh共享储能电站项目提供3亿元授信额度。
2025-03-06Bank of Communications Qinghai Branch donated over RMB 1.11 million to the Sanjiangyuan Ecological Protection Foundation for oxygen equipment and garbage trucks.交通银行青海省分行向三江源生态保护基金会捐赠公益资金111万余元，用于供氧设备和垃圾清运车购置。
2025-08-20Bank of Communications Tibet Branch, together with China United Financial Leasing, issued the first 800 million yuan financial leasing loan in Tibet to support a clean energy project of a state-owned enterprise.交通银行西藏分行联合国新融资租赁有限公司为自治区国有企业发放首笔8亿元融资租赁贷款，用于清洁能源项目建设。
2025-09-05Bank of Communications Chongqing branch disbursed a 30 million yuan sustainability-linked loan to a shipping company for purchasing 2 LNG-fueled vessels, with interest rate tied to the vessel's Energy Efficiency Design Index (EEDI).交通银行重庆市分行向某航运公司投放3000万元可持续发展挂钩贷款，用于购置2艘LNG单一燃料船舶，利率与船舶能效设计指数（EEDI）挂钩。
2025-10-10BOCOM (Hong Kong) acted as joint lead arranger, bookrunner and underwriter for a HKD 30 billion green syndicated loan for MTR Corporation, the largest unsecured international green loan of 7+ years in Asia, Middle East and North Africa for a Hong Kong enterprise.交通银行(香港)以联席牵头安排行、簿记行及包销行身份，为香港铁路有限公司筹组300亿港元绿色银团贷款，为香港企业有史以来在亚洲、中东及北非地区规模最大的无抵押国际绿色7年期或以上年期贷款。
2025-10-31BOCOM Shandong Branch granted a euro working capital loan to a state-owned shipyard for procuring methanol dual-fuel ship equipment, expected to reduce carbon emissions by 70% compared to conventional fuel ships, using a green approval channel.交通银行山东省分行向某国有船厂发放欧元流动资金贷款，专项采购甲醇双燃料船舶设备，预计较传统燃油船降低70%碳排放，通过绿色审批通道快速落地。
2025-11-24Bank of Communications Hubei Branch approved a 930-million-yuan credit facility for its first Ecology-Oriented Development (EOD) project.交通银行湖北省分行完成首笔生态环境导向开发（EOD）项目9.3亿元授信审批。
2025-11-28China Pacific Insurance (CPIC) and Bank of Communications jointly released an action plan to support Shanghai's international shipping center construction and green shipping, with 20 specific measures.中国太保联合交通银行发布《做强上海主场优势支持上海国际航运中心建设暨服务绿色航运行动方案》，提出二十项举措。
2025-12-03Jiangsu Branch successfully handled the first green foreign debt pilot business for a storage engineering company, utilizing a policy reducing the risk conversion factor to 0.5.江苏省分行为某仓储工程公司成功办理首笔绿色外债试点业务，利用风险转换因子下调至0.5的政策。
2025-12-03Co-released with CPIC the 'Action Plan to Strengthen Shanghai Home Advantage to Support Shanghai International Shipping Center Construction and Serve Green Shipping' in Shanghai.与中国太保在沪联合发布《做强上海主场优势支持上海国际航运中心建设暨服务绿色航运行动方案》。
2025-12-12Hubei Branch won four awards at 2025 Wuhan Jimu Finance List, including '2025 Green Finance Annual Award' and '2025 Hubei Sci-Tech Finance Benchmark Product – Kechuang Chuyidai (Credit Version)'.湖北省分行在2025中国·武汉极目金融榜荣获‘2025绿色金融年度大奖’等四个奖项，包括‘2025年度湖北科创金融标杆产品——科创楚易贷（信用版）’。
2026-03-19Bank of Communications acts as global lead arranger, bookrunner, and sustainability agent for Envision Energy's (远景能源) $600 million cross-border sustainability-linked syndicated loan.交通银行以全球联席牵头安排行、簿记行及可持续发展代理行身份，协助远景能源成功筹组6亿美元跨境可持续发展挂钩银团贷款。
2026-03-30Bank of Communications Shanghai Branch completes the first steel-sector transition finance loan in Shanghai under the national transition finance standards, providing a large special loan to Chongqing Iron & Steel (重庆钢铁) under China Baowu Group.交通银行上海市分行落地全国深入开展转型金融标准以来的首单业务，为中国宝武旗下重庆钢铁发放钢铁行业主体转型贷款。
2026-04-09BOCOM Hunan Branch and Tibet Branch jointly disbursed a RMB 200 million loan to a clean energy project in Tibet for Sinohydro Bureau 8, supporting national green energy infrastructure.交通银行湖南省分行与西藏分行跨域联动，为水电八局承建的在藏清洁能源项目投放2亿元贷款。
2026-06-11Bank of Communications Hunan Branch issued a 500 million yuan non-resident cross-border RMB green syndicated loan to an Indonesian subsidiary of Hunan Zhongwei Holdings, the bank's first cross-border green loan meeting the China-EU Common Ground Taxonomy.交通银行湖南省分行为湖南中伟控股集团印尼子公司发放5亿元非居民跨境人民币绿色银团贷款，为该行首笔符合中欧《多边可持续金融共同分类目录》标准的跨境绿色贷款。
Minority investments & stakes少数股权投资与参股
9 · 2025-01-10 → 2026-04-02
▾
Equity investments, fund participations, and stake transfers in other companies and funds.对其他公司和基金的股权投资、参股及股权转让。
2025-01-10BOCOM Xuzhou Branch listed its 0.0365561% stake (1,344,247 shares) in Xuzhou Rural Commercial Bank for transfer at a base price of RMB 1.5593 million.交通银行徐州分行挂牌转让徐州农商行0.0365561%股权（134.4247万股），底价155.93万元。
2025-02-07Anhui Jiaohui Zhong'an Private Equity Investment Fund Partnership (limited partnership) was established, with a registered capital of 1 billion yuan, jointly funded by BOCOM subsidiary BOCOM Financial Asset Investment Co., Ltd. and Anhui SME Development Phase II Fund Co., Ltd., among others.安徽交汇中安私募股权投资基金合伙企业（有限合伙）成立，注册资本10亿元，由交通银行子公司交银金融资产投资有限公司、安徽省中小企业发展二期基金有限公司等共同出资。
2025-02-10Zhengzhou Yichen Equity Investment Fund Partnership (limited partnership) was established with a capital of about 300 million yuan, jointly funded by BOCOM subsidiary BOCOM International Trust Co., Ltd., SAIC Motor subsidiaries, and Zhongyuan Asset subsidiary.郑州屹晨股权投资基金合伙企业（有限合伙）成立，出资额约3亿元，由交通银行旗下交银国际信托有限公司、上汽集团旗下公司及中原资产旗下公司等共同出资。
2025-06-23Bank of Communications co-founded Shanghai Guozhi Technology Co., Ltd., a new asset management service platform, with leading fintech and data firms. The company was unveiled at the Lujiazui Forum with an initial registered capital of 1 billion yuan.交通银行与金融科技、信息服务等领域领军企业共同发起设立上海国智技术有限公司，在陆家嘴论坛揭牌，首期注册资金10亿元，打造新型资管服务平台。
2025-07-18BOCOM, via its subsidiary BOCOM International Trust, co-invested in the establishment of Juyuan Qixin Venture Capital (Shanghai) Partnership (limited partnership) with a capital of 700 million yuan, focusing on pre-IPO tech investments.交通银行旗下交银国际信托等共同出资设立聚源启芯创业投资（上海）合伙企业（有限合伙），出资额7亿元，投资未上市企业。
2025-08-28Bank of Communications made an investment in Hangzhou Binjiang Real Estate Group Co., Ltd., holding a 0.98% stake, according to Tianyancha data.据天眼查数据，交通银行新增对外投资杭州滨江房产集团股份有限公司，投资占比0.98%。
2025-11-09Bank of Communications Shenzhen Branch, BOCOM Investment, and Shenzhen Investment Holdings (深投控) signed an agreement to set up a 2-billion-yuan 'Shenzhen Shentoukong Jiaorong Sci-Tech Innovation Fund' (深圳市深投控交融科技创新基金) for hard-tech firms.交通银行深圳分行、交银投资与深圳市投资控股有限公司签署协议，成立总规模20亿元的“深圳市深投控交融科技创新基金”。
2026-01-09Bank of Communications Jilin branch and subsidiary BOCOM Financial Asset Investment Co., Ltd. completed a 200 million yuan debt-to-equity swap for FAW Mold Manufacturing Co., Ltd.交通银行吉林省分行携手子公司交银金融资产投资有限公司，完成一汽模具制造有限公司2亿元债转股业务投放。
2026-04-02BOCOM Wuxi Branch, together with BOCOM Investment, implemented a market-oriented debt-to-equity swap of RMB 105 million for an integrated circuit enterprise in Wuxi, the first such deal in Wuxi.交通银行无锡分行联动交银投资，以自有资金为无锡某集成电路企业实施市场化债转股投资1.05亿元，系交通银行在无锡落地的首单市场化债转股业务。
