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Other developments其他动态 1357 · 2024-01-02 → 2026-08-27
Assorted developments not part of a running storyline.未归入某条故事线的零散动态。
2024-01-02Postal Savings Bank of China (PSBC) Fuzhou Linchuan Branch fined 250,000 yuan for fabricating false customer information.邮储银行抚州市分行因编制虚假客户信息被罚款25万元。
2024-01-02Li Gongtao approved as vice president of PSBC Liaocheng City Branch by the National Financial Regulatory Administration (NFRA) Liaocheng Office.国家金融监督管理总局聊城监管分局核准李公涛邮储银行聊城市分行副行长任职资格。
2024-01-02Ma Linna approved as deputy general manager of PSBC Credit Card Center by NFRA Beijing Office.国家金融监督管理总局北京监管局核准马琳娜邮储银行信用卡中心副总经理任职资格。
2024-01-03PSBC Jinhua City Branch fined 350,000 yuan for inducing customers to buy precious metals by waiving early repayment penalties, infringing on consumer choice rights; Li Jie, former head of Wucheng sub-branch, warned.邮储银行金华市分行因诱使客户购买贵金属侵害消费者自主选择权被罚35万元,时任婺城区支行行长李杰被警告。
2024-01-03PSBC Guang'an Shenguang Avenue Business Office approved for opening by NFRA Guang'an Office.邮储银行广安市深广大道营业所获准开业。
2024-01-03Yan Xinchun approved as president of PSBC Weihai City Branch by NFRA Weihai Office.国家金融监督管理总局威海监管分局核准燕欣春邮储银行威海市分行行长任职资格。
2024-01-03Huang Wei approved as vice president of PSBC Yili Prefecture Branch by NFRA Yili Office.国家金融监督管理总局伊犁监管分局核准黄薇邮储银行伊犁州分行副行长任职资格。
2024-01-04PSBC registered software copyright for 'PSBC Branch Centralized Authorization System V1.0'.邮储银行新注册《中国邮政储蓄银行网点集中授权系统V1.0》软件著作权。
2024-01-04PSBC Huludao Branch signed a strategic cooperation agreement with Huludao Meteorological Bureau on meteorological disaster prevention and financial support for agriculture.邮储银行葫芦岛分行与市气象局签署战略合作协议,合作气象防灾减灾和金融支撑。
2024-01-04PSBC Louxing District Branch approved for opening in Loudi, Hunan.邮储银行娄星区支行获准在湖南娄底开业。
2024-01-04PSBC Tibet Autonomous Region Branch fined 300,000 yuan for part of working capital loans being滞留 (retained) in 2018.邮储银行西藏自治区分行因2018年部分流动资金贷款滞留被罚30万元。
2024-01-04PSBC Yantai Branch disbursed over 500 million yuan in project loans for Shandong Peninsula South No.3 offshore wind power project of SPIC Haiyang Offshore Wind Power Co., Ltd.邮储银行烟台市分行向山东半岛南3号海上风电项目发放超5亿元项目贷款。
2024-01-08PSBC registered software copyrights for 'PSBC Youni Tongying Software (IOS/Android) V1.0'.邮储银行新注册《邮你同赢软件(IOS版/Android版)V1.0》软件著作权。
2024-01-08PSBC Suining Branch provided a 10 million yuan unsecured 'Kechuang E-Dai' (Sci-Tech Innovation E-Loan) to a Sichuan tech company.邮储银行遂宁市分行向四川某科技公司发放1000万元纯信用“科创E贷”。
2024-01-09Yao Shi approved as vice president of PSBC Shanxi Province Branch by NFRA Shanxi Office.国家金融监督管理总局山西监管局核准姚适邮储银行山西省分行副行长任职资格。
2024-01-09PSBC Yulin Branch completed its first commercial bill discounting business, solving fund turnover issues for a manufacturing enterprise.邮储银行玉林市分行成功办理辖内首笔商票贴现业务。
2024-01-10PSBC announced a system upgrade on Jan 8 and Jan 10, 2024, from 2:00 to 4:00 AM, suspending acquiring transactions (including WeChat, Alipay, UnionPay QR).邮储银行公告将于1月8日、10日凌晨进行系统升级,期间收单交易暂停。
2024-01-10PSBC launched a full-channel discount on Yin-Yin remittance fees from Jan 10 to Dec 31, 2024, offering up to 20% off on handling fees and telegraphic transfer fees.邮储银行开展银邮汇款发汇资费优惠活动,2024年全年手续费及电报费8折。
2024-01-12PSBC Ningbo Zhenhai District Chenni Road Business Office approved for opening.邮储银行宁波镇海区陈倪路营业所获准开业。
2024-01-12PSBC Hubei Branch approved to prepare new business offices in Hanchuan Hanji Township and Xuan'en Changtanhe.邮储银行湖北省分行获准筹建汉川市韩集乡、宣恩县长潭河营业所。
2024-01-15PSBC Fushun County Branch signed the first insurance-linked trust product (保险金信托) in Zigong City, with an initial amount of 600,000 yuan and total amount of 3 million yuan.邮储银行富顺县支行落地自贡市首单银行代销保险金信托产品,一期60万元,总金额300万元。
2024-01-15Wang Libo and Xu Jian approved as vice presidents of PSBC Lishui City Branch by NFRA Lishui Office.国家金融监督管理总局丽水监管分局核准王丽波、徐健邮储银行丽水市分行副行长任职资格。
2024-01-15PSBC Ganzhou Branch fined for fabricating false insurance customer information.邮储银行赣州市分行因编制虚假投保客户信息被罚。
2024-01-15PSBC announced optimization of corporate banking service projects: adding 'Corporate Product Package' and 'Cross-bank Cash Withdrawal' for corporate settlement cards, effective from April 16, 2024.邮储银行优化对公业务服务项目,新增“对公产品套餐”和单位结算卡“跨行取现”,4月16日起执行。
2024-01-15PSBC Yulin Branch and Yulin Public Security Traffic Police Brigade jointly launched a 'Motor Vehicle Registration Service Station' at the bank.邮储银行玉林市分行与玉林市公安局交警支队联合成立“机动车登记服务站”。
2024-01-16PSBC unveiled 7 digital employees: 3D virtual customer service 'You Xiaobei', cartoon digital officer 'You Xiaomeng', smart mascot 'Zhihui Xiaoyou', credit card recommender 'AIYO', and 2 2D real-person digital employees.邮储银行“数字员工家族”7位数字员工全部亮相,包括邮小贝、邮小萌、智慧小邮、AIYO等。
2024-01-19PSBC completed the Beta version of its HarmonyOS native application, becoming one of the first banks in the industry to do so.邮储银行完成鸿蒙原生应用Beta版本开发,为首批金融机构之一。
2024-01-22PSBC Nantong Branch fined 1.07 million yuan by the People's Bank of China Jiangsu Branch for failing to perform customer identity identification obligations.邮储银行南通市分行因未按规定履行客户身份识别义务被央行罚款107万元。
2024-01-24PSBC Yiyang Branch landed the bank's first M&A loan in Hunan Province, 570 million yuan, to support Yiyang High-tech Industrial Development Investment Group's equity acquisition in Xinwei Electronics Technology (Yiyang).邮储银行益阳市分行落地湖南省首笔并购贷款5.7亿元,用于信维电子科技股权增持。
2024-01-25Chu Huabin approved as vice president of PSBC Xinjiang Uygur Autonomous Region Branch by NFRA Xinjiang Office.国家金融监督管理总局新疆监管局核准楚华彬邮储银行新疆维吾尔自治区分行副行长任职资格。
2024-01-27PSBC's new-generation corporate business core system was fully launched. It features 100% domestic hardware, OS, and database, and supports online migration without service interruption.邮储银行新一代公司业务核心系统全面投产上线,实现100%国产化部署,支持不停机在线迁移。
2024-01-30PSBC Guangxi Branch launched the nation's first 'ESG Loan + Insurance' business in Hechi, Guangxi, for a non-ferrous metal smelting enterprise, linking interest rates to zinc ingot energy consumption indicators.邮储银行广西区分行在广西河池落地全国首笔“ESG贷款+保险”业务,贷款利率与能耗指标挂钩。
2024-01-31PSBC's 'Business-model-based Distributed Core System for Large Banks' project won first prize in the People's Bank of China's 2022 Financial Technology Development Awards, ranking first among 16 first prizes.邮储银行“基于业务建模的大型银行分布式核心系统建设项目”获中国人民银行2022年度金融科技发展奖一等奖,在16项一等奖中排名第一。
2024-02-02Postal Savings Bank of China Yichun Branch fined 200,000 yuan by the Yichun Regulatory Office of the National Financial Regulatory Administration for fabricating false customer information.邮储银行宜春市分行因编制虚假客户信息被国家金融监督管理总局宜春监管分局罚款20万元。
2024-02-02Postal Savings Bank of China Zhejiang Branch fined 6.45 million yuan by the Zhejiang Regulatory Office of the National Financial Regulatory Administration for non-prudent management of personal operating loans.邮储银行浙江省分行因个人经营性贷款管理不审慎被国家金融监督管理总局浙江监管局罚款645万元。
2024-02-02Postal Savings Bank of China Yangzhou Branch fined 1.1 million yuan by the Yangzhou Regulatory Office of the National Financial Regulatory Administration for improperly transferring operating costs to enterprises.邮储银行扬州市分行因违规向企业转嫁经营成本被国家金融监督管理总局扬州监管分局罚款110万元。
2024-02-02Postal Savings Bank of China Nanbu County Sub-branch successfully processed the highest single-batch payroll payment in the country via the 'Yiqiying-YiXinchou' platform, disbursing 2.76 million yuan in salaries for 226 employees of Nanbu County Juhuixin Enterprise Management Co., Ltd.邮储银行南部县支行通过“易企营-易薪酬”平台为南部县聚汇鑫企业经营管理有限公司226名员工代发工资276万元,创全国单笔最高代发金额。
2024-02-02Postal Savings Bank of China Yiyang Ziyang District Sub-branch traveled over 3,000 km to Guangzhou, Shenzhen, and Chengdu to sign loan contracts with two provincial-level specialized and new enterprises, successfully disbursing loans before the Lunar New Year.邮储银行益阳市资阳区支行跨越3000多公里远赴广州、深圳、成都为两家省级专精特新企业签订贷款合同并成功放款。
2024-02-02He Yuechun's qualification as Deputy General Manager of China Post Consumer Finance Co., Ltd. was approved by the Guangdong Regulatory Bureau of the National Financial Regulatory Administration.中邮消费金融有限公司副总经理何跃春的任职资格获国家金融监督管理总局广东监管局核准。
2024-02-06Zhang Jun, former senior senior manager of Postal Savings Bank of China, is under disciplinary review and supervisory investigation for suspected serious violations of discipline and law.中国邮政储蓄银行原高级资深经理张军涉嫌严重违纪违法,正接受纪律审查和监察调查。
2024-02-07Postal Savings Bank of China's 'Large Bank Distributed Core System Construction Project Based on Business Modeling' won first prize in the 2022 Financial Science and Technology Development Awards, ranking first among 16 first-prize winners.邮储银行“基于业务建模的大型银行分布式核心系统建设项目”获得2022年度金融科技发展奖一等奖,在16个一等奖中排名第一。
2024-02-07Postal Savings Bank of China Shantou Chaoyang Sub-branch issued the first 'Military Personnel Housing Exclusive Commercial Loan' in the provincial system, amounting to 400,000 yuan.邮储银行汕头市潮阳支行成功发放全省系统内首笔“军人住房专属商业贷款”,金额40万元。
2024-02-08Postal Savings Bank of China Dalian Branch successfully launched the first digital RMB smart contract consumption scenario in Dalian, partnering with Times Sports Industry (Dalian) Co., Ltd. for prepaid card services.邮储银行大连分行与时代体育产业(大连)有限公司合作,成功落地大连地区首个数字人民币智能合约消费场景。
2024-02-09Yuan Jingwei's qualification as Director and General Manager of China Post Consumer Finance Co., Ltd. was approved by the Guangdong Regulatory Bureau of the National Financial Regulatory Administration.袁京卫任中邮消费金融有限公司董事、总经理的任职资格获国家金融监督管理总局广东监管局核准。
2024-02-15Postal Savings Bank of China has actively connected with the urban real estate financing coordination mechanism, covering 10 provinces including Henan and Sichuan, with a financing amount of 5.7 billion yuan, and has implemented projects in Henan, Guangxi, Guizhou, Dalian and other provinces and cities.邮储银行积极对接城市房地产融资协调机制,共覆盖河南、四川等10个省份,融资金额57亿元,并在河南、广西、贵州、大连等省市落地项目。
2024-02-18Postal Savings Bank of China Bijie Branch successfully issued a loan of 465 million yuan to Guizhou Zhijindong Tourism Development Co., Ltd. to support the upgrade of the scenic area.邮储银行毕节市分行为贵州织金洞旅游开发有限责任公司发放贷款4.65亿元,助力景区建设提质升级。
2024-02-18Postal Savings Bank of China Yulin Branch signed a strategic cooperation agreement with Yulin Guinan Hospital to launch a medical insurance mobile payment project.邮储银行玉林市分行与玉林市桂南医院签署战略合作协议,启动医保移动支付项目。
2024-02-21The Hanzhong Intermediate People's Court authorized the establishment of the first 'Financial Trial and Enforcement Work Liaison Office' within the Postal Savings Bank of China system at the Hanzhong Branch.汉中市中级人民法院授权在邮储银行汉中市分行成立邮储银行系统内全省首家“金融审判执行工作联络室”。
2024-02-23Postal Savings Bank of China registered a new software copyright for the 'Cash and Important Items Physical Management System V1.0'.邮储银行新注册了《中国邮政储蓄银行现金及重要物品实物管理系统V1.0》项目的软件著作权。
2024-02-23Postal Savings Bank of China adjusted some personal financial business service items, including lowering the fee cap for 'rural agent cash withdrawal' services, effective from February 23, 2024.邮储银行调整部分个人金融业务服务项目,下调“助农取款”服务项目的收费上限,自2024年2月23日起执行。
2024-02-26Postal Savings Bank of China Fuzhou Branch issued the first Taiwan Resident Residence Permit credit loan in the provincial system, amounting to 200,000 yuan.邮储银行福州市分行落地行内全省首笔台湾居民居住证信用贷款,金额20万元。
2024-02-28Postal Savings Bank of China Qianxinan Branch launched the first smart parking project in the provincial system in Zhenfeng County, providing 35 million yuan in financing.邮储银行黔西南州分行在贞丰县上线全省系统内首家智慧停车项目,提供融资资金3500万元。
2024-03-01Postal Savings Bank of China (PSBC) Dalian branch provided about 1.2 billion yuan in loans to specialized and new (专精特新) enterprises and sci-tech enterprises in 2023, and became one of four cooperative banks for the Jinpu New District intellectual property pledge financing risk compensation fund project.邮储银行大连分行2023年向专精特新企业和科创类企业投放贷款约12亿元,并成为金普新区知识产权质押融资风险补偿基金项目4家合作银行之一。
2024-03-01PSBC Zhangzhou branch was awarded the 2023 'Outstanding Economic Contribution Enterprise' by Zhangzhou municipal government. By end-2023, its loan balance reached 34.208 billion yuan, with new loans exceeding 6 billion yuan, ranking 4th among banks in Zhangzhou.邮储银行漳州市分行被漳州市政府授予2023年度'突出经济贡献企业'。截至2023年末,各项贷款余额342.08亿元,新增突破60亿元,列漳州市银行业第4位。
2024-03-02PSBC Luzhou branch successfully issued the bank's first national 'Luzhou Laojiao industry chain loan' (邮储银行产业e贷) on January 12, 2024, a fully online financing service for Luzhou Laojiao's downstream distributors via the 'Yirong Supermarket' platform.邮储银行泸州市分行于2024年1月12日成功发放行内全国首笔泸州老窖产业链贷款(邮储银行产业e贷),通过泸州老窖'易融超市'平台向全国经销商提供全线上融资服务。
2024-03-05PSBC disclosed that as of mid-February 2024, it had cumulatively disbursed over 50 billion yuan in small loans for spring plowing preparations, supporting farmers nationwide.邮储银行披露,截至2024年2月中旬,今年向春耕备耕领域累计投放小额贷款超500亿元。
2024-03-06PSBC Dingbian county branch established 127 credit villages, rated 4,014 credit households, and issued 162 million yuan in online credit household loans, receiving a banner of gratitude from the village party branch of Baimijing Nanchangzi village.邮储银行定边县支行建立了127个信用村,评定4014户信用户,发放线上信用户贷款1.62亿元,获白泥井南场子村党支部赠送锦旗。
2024-03-07Li Bo was approved by the Sichuan Financial Regulatory Bureau to serve as the deputy president of PSBC Chengdu branch.李波获国家金融监督管理总局四川监管局批准担任邮储银行成都市分行副行长。
2024-03-07PSBC Nanping branch signed an agreement to purchase a commercial office building in the Wuyi New Area Science and Technology Innovation Incubation Base as its new office premises, to be delivered by end of 2024 and occupied after renovation in early 2025.邮储银行南平市分行签约购买武夷新区科技创新孵化基地的商务写字楼作为办公用楼,将于年底完工,明年初装修后搬入。
2024-03-08PSBC shareholder supervisor Zhao Yongxiang resigned due to reaching the statutory retirement age, effective March 8, 2024.邮储银行股东代表监事赵永祥因达到法定退休年龄辞任,自2024年3月8日起生效。
2024-03-08PSBC Baise branch increased the credit line for a downstream aluminum company from 15 million yuan to 30 million yuan in 2023 via the 'small micro easy loan-real estate mortgage' model. By end-2023, its aluminum industry loan balance reached 130 million yuan.邮储银行百色市分行2023年通过小微易贷-房地产抵押贷款模式将某铝业下游企业授信额度从1500万元提升至3000万元。截至2023年末,铝行业贷款结余1.3亿元。
2024-03-10PSBC Zhoushan Daishan county branch launched the 'auto parts industry loan' (汽配产业贷) and granted the first loan of 1 million yuan to Daishan Tongdao Seal Factory.邮储银行舟山岱山县支行推出'汽配产业贷',并为岱山县同道密封件厂发放首笔贷款100万元。
2024-03-11PSBC Yunfu branch successfully handled its first digital renminbi (e-CNY) payroll distribution business, expanding digital yuan application scenarios.邮储银行云浮市分行成功落地首笔数字人民币代发工资业务,丰富了数字人民币支付应用场景。
2024-03-11PSBC Zhanjiang branch signed a strategic cooperation agreement with China Mobile Zhanjiang branch to jointly promote 'technology + finance' and 'communication + finance' integration.邮储银行湛江市分行与中国移动湛江分公司签署战略合作协议,共同促进'科技+金融'和'通信+金融'合作。
2024-03-11Tianjin Bank and PSBC held strategic cooperation talks to jointly advance financial market, asset management, and custody business cooperation.天津银行与中国邮储银行就金融市场、资产管理、托管业务等领域加强战略合作开展交流。
2024-03-12PSBC Yulin branch signed a strategic cooperation agreement with Yulin Supply and Marketing Cooperative to jointly promote rural revitalization, leveraging the 'big postal' network for digital financial services.邮储银行榆林市分行与榆林市供销合作社签署'全面推进乡村振兴战略合作'协议,依托'大邮政'网络提供数字化金融产品和服务。
2024-03-12PSBC Lanzhou Chengguan branch signed an agreement with Chengguan District Government Service Administration to deploy 'government service all-in-one machines' in bank outlets, enabling 'dual-hall integration' for convenient government and financial services.邮储银行兰州市城关区支行与城关区政务服务管理局签署协议,在营业网点投放'政务服务一体机',实现'双厅融合'。
2024-03-12PSBC Luzhou branch donated 1 million yuan to the Luzhou Charity Federation to establish the 'Luzhou Women and Children Development Fund'.邮储银行泸州市分行向泸州市慈善总会捐赠100万元设立'泸州市妇女儿童发展基金'。
2024-03-13PSBC disclosed that in Q4 2023, under the carbon-reduction supporting tool, it issued 6.612 billion yuan in carbon-reduction loans to 86 projects, with a weighted average interest rate of 3.16%, driving annual carbon reduction of 1,755,621.60 tonnes of CO2 equivalent.邮储银行披露2023年第四季度碳减排贷款信息:向86个项目发放碳减排贷款66.12亿元,加权平均利率3.16%,带动年度碳减排量1,755,621.60吨二氧化碳当量。
2024-03-13PSBC Zhengzhou branch signed a strategic cooperation agreement with Zhengzhou Market Supervision Administration to launch the first batch of 'certification loans' (认证贷) for SMEs, using quality certification as a credit enhancement tool.邮储银行郑州市分行与郑州市市场监督管理局签署战略合作协议,推出首期中小微企业'认证贷',以质量认证增信。
2024-03-14PSBC Yancheng Dafeng branch successfully issued the first 'shellfish marine blue carbon loan - clam loan' (贝类海洋蓝色碳汇贷——文蛤贷) in Jiangsu province, a 10-million-yuan loan using the future carbon sink income rights of clam farming as supplementary collateral.邮储银行盐城大丰支行落地江苏省首笔'贝类海洋蓝色碳汇贷——文蛤贷',以文蛤养殖每年产生的减碳量、固碳量远期收益权作为增信手段,发放贷款1000万元。
2024-03-14PSBC Zhangye branch successfully handled its first 'Yi Qi Ying' (易企营) business, a one-stop digital management platform for SMEs covering finance, payroll, invoicing, and office management.邮储银行张掖市分行成功办理辖内首笔'易企营'业务,该平台为中小微企业提供一站式数字化管理服务。
2024-03-14PSBC Tonghua branch was fined 250,000 yuan for inadequate employee behavior management; PSBC Ji'an branch was fined 200,000 yuan for fabricating false customer information.邮储银行通化市分行因员工行为管理不到位被罚25万元;邮储银行吉安市分行因编制虚假客户信息被罚20万元。
2024-03-14PSBC Yulin branch and Yulin Public Security Bureau Traffic Police Detachment jointly inaugurated the 'PSBC Motor Vehicle Registration Service Station' to handle vehicle mortgage and de-mortgage services.邮储银行玉林市分行与玉林市公安局交警支队联合举办'邮储银行机动车登记服务站'揭牌仪式,办理机动车抵押、解抵押业务。
2024-03-14PSBC Wuxue branch issued a 5-million-yuan intellectual property pledge loan to Hubei Yunxiang Juneng New Energy Technology Co., Ltd., a lithium battery materials producer.邮储银行武穴市支行向湖北云翔聚能新能源科技有限公司发放500万元知识产权质押贷款。
2024-03-15PSBC Songxi county branch granted 25 million yuan in 'sci-tech credit loan' (科创信用贷) at a preferential rate to a national-level specialized and new 'little giant' enterprise producing ES fibers.邮储银行松溪县支行向一家国家级专精特新'小巨人'ES纤维生产企业发放科创信用贷2500万元,并给予优惠利率。
2024-03-18PSBC successfully issued the 2024 first tranche of perpetual subordinated capital bonds (无固定期限资本债券) on the interbank bond market, with a scale of 30 billion yuan, a coupon rate of 2.73% for the first 5 years, and a subscription multiple of 2.35 times.邮储银行在全国银行间债券市场成功发行2024年第一期无固定期限资本债券,发行规模300亿元,票面利率2.73%,全场认购倍数2.35倍。
2024-03-18PSBC's new-generation corporate business core system was fully launched on January 27, 2024, achieving independent controllability of key technologies and full localization of infrastructure.邮储银行新一代公司业务核心系统于2024年1月27日全面投产上线,实现关键技术全面自主可控和基础设施全面国产化。
2024-03-18PSBC Nanning branch, in cooperation with Guangxi FanTang Technology, successfully issued the bank's first 'sugarcane farmer industry loan' (蔗农产业贷), a 1-million-yuan pure credit loan to a sugarcane grower using the Guangxi sugarcane big data platform.邮储银行南宁市分行与广西泛糖科技合作,成功发放系统内首笔蔗农产业贷100万元,依托广西糖料蔗大数据平台提供纯信用贷款。
2024-03-20PSBC Liaoyang Tiexi business office was fined 200,000 yuan for inadequate employee behavior management and failure to detect employee violations; employee He Anchun was banned from banking work for one year for私自 selling non-PSBC products.邮储银行辽阳市铁西营业所因员工行为管理和排查不到位被罚20万元;员工赫安春因违规私自销售非邮储银行产品被禁止从事银行业工作一年。
2024-03-21PSBC Handan branch successfully issued a 10-million-yuan 'sci-tech loan' (科创贷) at an annual rate of 3.8% to Hebei Baifeng Thread Manufacturing Co., a specialized and new 'little giant' enterprise.邮储银行邯郸市分行向专精特新'小巨人'企业河北百缝制线股份有限公司发放科创贷1000万元,年利率3.8%。
2024-03-21PSBC Chengde branch has cumulatively disbursed 323 million yuan in sci-tech loans, supporting over 40 sci-tech enterprises.邮储银行承德市分行科创贷款累计投放3.23亿元,支持科创企业40余户。
2024-03-21PSBC Tangshan branch provided a 45-million-yuan mortgage-plus-credit专属 credit scheme to a specialized and new enterprise, with a 5-year term and no principal repayment required upon renewal.邮储银行唐山市分行为某专精特新企业提供4500万元抵押加信用专属授信方案,期限5年且无还本续贷。
2024-03-21PSBC Anyang branch signed a 'Hui Chuang Bao' (惠创保) business agreement with Zhongyuan Anyang Guarantee, a new batch guarantee product for individual entrepreneurs and short-term financing needs.邮储银行安阳市分行与中原安阳担保签署'惠创保'业务协议,该产品为个人创业主体提供批量担保服务。
2024-03-22PSBC Wuhai branch successfully issued a 50-million-yuan loan to a national-level specialized and new 'little giant' manufacturing enterprise, including 30 million yuan in credit loan, supporting its fifth-phase project.邮储银行乌海市分行向一家国家级专精特新'小巨人'制造业企业发放贷款5000万元,其中信用贷款3000万元,支持其五期项目建设。
2024-03-22Sun Shaobin was approved by the Wuhai Financial Regulatory Bureau to serve as the president of PSBC Wuhai branch.孙少斌获国家金融监督管理总局乌海监管分局批准担任邮储银行乌海市分行行长。
2024-03-22PSBC Jiujiang branch was fined 200,000 yuan by the Jiujiang Financial Regulatory Bureau for fabricating false customer information.邮储银行九江市分行因编制虚假客户信息被国家金融监督管理总局九江监管分局罚款20万元。
2024-03-25Postal Savings Bank of China (PSBC) Xiamen Branch launched a migrant worker wage supervision cloud service system, using cloud computing and security authentication, and has processed over 62 million yuan in wages for more than 2,000 workers across 9 enterprises.邮储银行厦门分行上线农民工工资监管云服务系统,利用云计算和安全认证技术,已为9家企业2000多名农民工代发工资超6200万元。
2024-03-25PSBC Zhangzhou Branch completed the bank's first syndicated M&A loan integrating green finance, stock asset revitalization, and long-term manufacturing mine restoration, granting a 400 million yuan credit line and disbursing an initial 117 million yuan.邮储银行漳州分行完成全国首笔集绿色、盘活存量、中长期制造业矿山修复于一体的并购银团贷款项目,给予4亿元授信额度并发放首笔1.17亿元。
2024-03-25PSBC Jiujiang Branch was fined 200,000 yuan by the National Financial Regulatory Administration (NFRA) for fabricating false customer information.邮储银行九江市分行因编制虚假客户信息被国家金融监督管理总局罚款20万元。
2024-03-25PSBC Anyang County Yonghe Township Business Office was approved by NFRA to rename to PSBC Anyang County Yonghe Town Business Office, with relocation to a new address.邮储银行安阳县永和乡营业所获国家金融监督管理总局批准更名为邮储银行安阳县永和镇营业所,并迁至新址。
2024-03-25PSBC Baoshan City Chengbei Business Office was approved by NFRA to rename to PSBC Baoshan City Zhengyang North Road Business Office.邮储银行保山市城北营业所获国家金融监督管理总局批准更名为邮储银行保山市正阳北路营业所。
2024-03-26PSBC Heyuan City Branch issued the first 'U Liang Yi Dai' (U-Grain Easy Loan), a pure-credit loan of 6 million yuan to a市级 agricultural leading enterprise for grain procurement and processing.邮储银行河源市分行发放首笔“U粮易贷”,为一家市级农业龙头企业提供纯信用贷款600万元,用于粮食收购加工。
2024-03-26PSBC Fuzhou Minhou County Sub-branch signed cooperation agreements with three companies (Hongbo Craft, Lide Automation, Qunshang Craft) at a government-bank-enterprise matchmaking event, with意向 credit totaling 150 million yuan.邮储银行闽侯县支行在政银企对接会上与弘博工艺、力得自动化、群尚工艺三家公司签署合作协议,意向授信合计1.5亿元。
2024-03-26PSBC Qingdao Branch's 'Liang Nong Bao' (Grain Farmer Treasure) product won the '2023 Top 10 Typical Cases of Financial Services for the Real Economy', having issued 568 million yuan in loans to 476 small and micro enterprises since its launch on May 30, 2023.邮储银行青岛分行“粮农宝”产品获评“2023年度金融服务实体经济十大典型案例”,自2023年5月30日推出以来已为476户小微企业发放贷款5.68亿元。
2024-03-26PSBC Qingdao Branch launched the '2024 Sunshine Credit Year' campaign to build a transparent and compliant credit culture.邮储银行青岛分行启动“2024阳光信贷年”活动,打造公开透明的信贷文化。
2024-03-27PSBC Lanzhou Chengguan Sub-branch disbursed a 200 million yuan 'Xiao Wei Yi Dai' (Small Micro Easy Loan) to Gansu Kangyuan Modern Agriculture Co., a highland summer vegetable grower, bringing total lending to over 6 million yuan.邮储银行兰州市分行为甘肃康源现代农业有限公司发放200万元“小微易贷”,累计放款超600万元。
2024-03-27PSBC Xiaogan Hanchuan Sub-branch granted a comprehensive credit line of 48 million yuan (combining tech credit and mortgage loans) to Hubei Yongqiang Manhao Home Technology Co., a key investment project worth 350 million yuan.邮储银行汉川市支行为湖北永强曼好家家居科技有限公司综合授信4800万元,该公司为投资3.5亿元的重点招商项目。
2024-03-27PSBC Linxia County Sub-branch won the '2023 Advanced Unit for Supporting Rural Financial Comprehensive Services' award, having assessed 288 credit villages and 5,400 credit households, with credit village coverage reaching 89.2%.邮储银行临洮县支行荣获“2023年度支持农村金融综合服务工作先进单位”,累计评定信用村288个、信用户5400户,信用村覆盖率达89.2%。
2024-03-28PSBC released its 2023 annual report: total assets 15.73 trillion yuan (+11.80% YoY); net profit 86.424 billion yuan (+1.25% YoY); revenue 342.507 billion yuan (+2.25% YoY); NIM 2.01%; NPL ratio 0.83% (-0.01ppt); proposed dividend 2.610 yuan per 10 shares, totaling ~25.881 billion yuan.邮储银行发布2023年年报:总资产15.73万亿元(同比+11.80%);净利润864.24亿元(同比+1.25%);营业收入3425.07亿元(同比+2.25%);净息差2.01%;不良贷款率0.83%(下降0.01个百分点);拟每10股派发2.610元,合计约258.81亿元。
2024-03-28PSBC Tianjin Hebei District Sub-branch relocated to a new address at No. 277 Xiangwei Road, Hebei District, Tianjin, and held an opening ceremony.邮储银行天津河北区支行乔迁新址至天津市河北区翔纬路277号并举行开业典礼。
2024-03-28PSBC Tianjin Ninghe District Sub-branch signed a惠农 strategic cooperation agreement with the Ninghe District Agriculture Committee to support farmer cooperatives, family farms, and rural collective economic organizations.邮储银行天津宁河区支行与宁河区农委签署惠农战略合作协议,支持农民合作社、家庭农场和农村集体经济组织发展。
2024-03-29PSBC Linjiang City Sub-branch was fined 250,000 yuan by NFRA for inadequate post-loan inspection.邮储银行临江市支行因贷后检查不尽职被国家金融监督管理总局罚款25万元。
2024-03-29PSBC Suizhou City Branch was fined 60,000 yuan by NFRA for giving benefits outside the insurance contract to policyholders; two individuals were warned and fined 10,000 yuan each.邮储银行随州市分行因给予投保人保险合同约定以外的利益被罚6万元,两名责任人被警告并各罚1万元。
2024-03-29PSBC Jiayuguan City Branch disbursed a 5 million yuan 'Ke Chuang E Dai' (Sci-Tech Innovation E-Loan) to a local tech enterprise in the metal manufacturing sector.邮储银行嘉峪关市分行向一家金属制造科技企业发放500万元“科创e贷”。
2024-03-29PSBC Yichang City Branch granted a 45 million yuan 'Zhuan Jing Te Xin' (Specialized and New) special credit line to Hubei Taisheng Packaging Co., a provincial-level '专精特新' enterprise.邮储银行宜昌市分行为省级“专精特新”企业湖北太升包装有限公司发放4500万元专项授信。
2024-04-01PSBC Suizhou branch fined 60,000 yuan for giving benefits to insurance applicants beyond the insurance contract.邮储银行随州市分行因给予投保人保险合同约定以外的利益被罚6万元。
2024-04-01PSBC Chengdu Shilingzhen sub-branch and 3 other outlets approved for name changes.邮储银行成都市十陵镇支行等4家机构获批更名。
2024-04-01PSBC Luzhou branch granted 390 million yuan credit line for high-standard farmland project, with first tranche of 63 million yuan disbursed.邮储银行泸州市分行为高标准农田项目授信3.9亿元,并发放首期6300万元资金。
2024-04-02PSBC Tongren branch issued first green cross-border syndicated loan of over 5 million USD to an overseas subsidiary of a listed company.邮储银行铜仁市分行成功发放首笔500余万美元绿色跨境银团贷款。
2024-04-02PSBC Qianxinan branch launched first smart parking project in Guizhou province system, enabling auto payment and data monitoring.邮储银行黔西南州分行上线全省系统内首家智慧停车项目。
2024-04-02PSBC Putian branch issued first pre-sale model small industrial park mortgage loan of 2.74 million yuan in Fujian province.邮储银行莆田市分行发放全省首笔预售模式小微产业园按揭贷款274万元。
2024-04-02PSBC Ningde branch signed strategic agreement with Xiapu Sea Cucumber Association, planning to lend 7.21 billion yuan for sea cucumber industry in 2024.邮储银行宁德市分行与霞浦县海参协会签订战略协议,2024年计划投放贷款72.1亿元。
2024-04-02PSBC 'Youni Tongying' interbank ecosystem platform registered over 2,400 clients, 7,000 traders, cumulative transactions exceeded 2 trillion yuan; mobile app launched.邮储银行“邮你同赢”同业生态平台注册客户超2400家,交易员超7000人,累计交易额突破2万亿元,并上线手机版App。
2024-04-02PSBC Wuping branch signed strategic agreement with Wuping Individual Private Enterprise Association, with 500 million yuan pre-approved credit for 130 member firms.邮储银行武平县支行与个体私营企业协会签约,达成5亿元贷款预授信意向。
2024-04-02PSBC 2023 results: differentiated growth poles added 554.3 billion yuan in new loans, up 171.5 billion yuan YoY; retail loan growth 4 ppts above industry average.邮储银行2023年差异化增长极新增贷款5543亿元,同比多增1715亿元;零售贷款增速高于行业平均4个百分点。
2024-04-02PSBC 2023 results: savings agency fee for 2023 was 114.9 billion yuan, accounting for over half of operating expenses.邮储银行2023年储蓄代理费达1149亿元,占业务及管理费一半以上。
2024-04-02PSBC 2023 results: mid-income (fee & commission) was 28.2 billion yuan; excluding one-off wealth management transition factor, maintained double-digit growth.邮储银行2023年中间业务收入282亿元,剔除理财净值化转型一次性因素后保持两位数增长。
2024-04-02PSBC 2023 results: agricultural loans balance reached 2.15 trillion yuan, up 346.498 billion yuan YoY, a record high increment.邮储银行2023年涉农贷款余额2.15万亿元,增量3464.98亿元创历史新高。
2024-04-02PSBC 2023 results: inclusive small-micro loans balance 1.46 trillion yuan, online disbursement accounted for nearly 90%.邮储银行2023年普惠型小微企业贷款余额1.46万亿元,线上发放金额占比近90%。
2024-04-02PSBC 2023 results: 'Postal Brain' upgraded from perception to generative creation; virtual branches, intelligent business assistants, digital customer managers being promoted.邮储银行推动“邮储大脑”从感知向生成创作转型升级,加快虚拟营业厅、智能业务助手、数字客户经理等应用推广。
2024-04-02PSBC 2023 results: digital RMB prepayment platform 'Zhijin Guardian' launched in Qingdao; 'Qingdao Yuanxin' hard wallet for subway unveiled.邮储银行青岛分行推出数字人民币智能合约预付消费平台“智金卫士”及气囊支架硬钱包“青岛圆芯”。
2024-04-02PSBC Zhenjiang branch launched 'Zhenxindai' (government model) online micro-loan product, first disbursement over 1 million yuan.邮储银行镇江市分行上线小微易贷政务模式“镇信贷”,首笔发放一百多万元。
2024-04-02PSBC Suzhou branch issued quality deposit guarantee letters for 7 travel agencies via guarantee company separation e-letter, replacing traditional deposit.邮储银行苏州市分行为7家旅行社出具担保公司分离式电子保函替代质保金。
2024-04-03PSBC Zhaotong branch fined 850,000 yuan for illegally issuing mortgage loans resulting in NPLs and serious negligence in loan checks.邮储银行昭通市分行因违规发放按揭贷款形成不良及贷款“三查”严重不尽职被罚85万元。
2024-04-03PSBC Shaanxi branch and Xi'an Beilin Museum jointly launched province's first overseas visitor payment service consultation point.邮储银行陕西省分行与西安碑林博物馆共建全省首个境外来宾支付服务咨询点。
2024-04-07PSBC Weiyuan branch issued 'Moral Bank Card' to 35,000 rural households in Weiyuan county, Gansu, first financial institution in province to do so.邮储银行渭源县支行向辖内农户办理乡村振兴“道德银行卡”3.5万张,系甘肃省金融系统首家。
2024-04-09PSBC Nanjing branch signed strategic cooperation agreement with Pukou Economic Development Zone to support industrial and infrastructure projects.邮储银行南京市分行与浦口经济开发区签署战略合作协议。
2024-04-11PSBC Guangxi branch issued ESG sustainability-linked loan to an ASEAN-invested paper company, with loan amount 500 million yuan, linked to 4 ESG KPIs.邮储银行广西分行向东盟来华投资企业发放ESG可持续发展挂钩贷款5亿元,挂钩4个ESG绩效指标。
2024-04-11PSBC Guangzhou Liwan sub-branch fined 300,000 yuan for serious violation of prudent lending rules; responsible manager warned.邮储银行广州市荔湾支行因贷款业务严重违反审慎经营规则被罚30万元,责任人被警告。
2024-04-12PSBC Guangzhou branch fined 500,000 yuan for inadequate management of insurance product sales with uncertain benefits to specific groups.邮储银行广州市分行因对向特定人群销售保单利益不确定的保险产品管理不到位被罚50万元。
2024-04-12PSBC Jinan branch launched 'Xiangnong e-Discount' online bill discount product for rural revitalization, first transaction completed.邮储银行济南市分行上线“乡农e贴”线上票据贴现产品并完成首笔业务。
2024-04-12PSBC Huangdao branch in Qingdao provided 5 million yuan credit to Kete Heavy Industry, a high-tech and provincial gazelle firm.邮储银行青岛黄岛区支行向省级瞪羚企业科泰重工授信500万元。
2024-04-15PSBC Ningde branch signed strategic agreement with Ningde Youth Association to promote 'e-series' comprehensive financial products for youth entrepreneurship.邮储银行宁德市分行与宁德市青年协会签署战略协议,推广“e”系列综合金融产品。
2024-04-16PSBC Qingdao branch fined 250,000 yuan for internal control deficiencies leading to branch operating without updated business license.邮储银行青岛分行因内部管控不审慎导致基层网点未换领营业执照对外营业被罚25万元。
2024-04-16PSBC Zhanjiang branch signed strategic cooperation framework agreement with Zhanjiang Veterans Affairs Bureau for 'Financial Support for Military' service month.邮储银行湛江市分行与湛江市退役军人事务局签订“金融惠军”服务战略合作框架协议。
2024-04-17Gao Xiaogang approved as vice president of PSBC Luliang branch.高晓刚获批任邮储银行吕梁市分行副行长。
2024-04-18PSBC headquarters issued implementation opinion on using 'Thousand Village Demonstration, Ten Thousand Village Renovation' experience to boost rural revitalization, with 5 aspects and 12 measures.邮储银行出台《关于学习运用“千万工程”经验有力有效助力乡村全面振兴的落实意见》,提出5方面12项措施。
2024-04-19PSBC Heyuan branch issued first agricultural guarantee loan of 2 million yuan for a village-assistance key project, supporting bass farming.邮储银行河源市分行发放首笔驻镇帮扶重点项目农担贷款200万元,支持鲈鱼养殖。
2024-04-19PSBC Shanghai Free Trade Zone branch signed framework cooperation agreement with Shanghai Equity Investment Consulting to serve pre-IPO 'Specialized and New' enterprises.邮储银行上海自贸区分行与上股交咨询公司签署框架合作协议,服务专精特新拟上市企业。
2024-04-22PSBC Qingyuan branch completed 'mortgage with existing lien' service, disbursing 310,000 yuan home purchase loan in 15 working days.邮储银行清远市分行完成“带押过户”业务,15个工作日发放31万元购房贷款。
2024-04-24PSBC Suining branch approved 500 million yuan syndicated loan for an energy company in 7 days; also granted 1.2 billion yuan for wastewater treatment PPP project.邮储银行遂宁市分行7天内完成5亿元银团授信审批,并为污水处理PPP项目授信12亿元。
2024-04-24PSBC Tianjun Muli sub-branch in Qinghai approved to terminate business.邮储银行天峻县木里支行获批终止营业。
2024-04-25PSBC Jinan private banking center opened in Lixia district, offering wealth management, family trust, and other services.邮储银行济南市分行私人银行中心开业。
2024-04-25PSBC Shaowu branch signed rural revitalization cooperation agreement with Wujiatang town, providing 2 billion yuan credit for chamber members and 100 million yuan for industrial chain.邮储银行邵武市支行与吴家塘镇签订乡村振兴合作协议,提供20亿元信贷支持及1亿元产业链授信。
2024-04-26PSBC registered capital increased from approximately 92.38 billion yuan to approximately 99.16 billion yuan.邮储银行注册资本由约923.8亿元增至约991.6亿元。
2024-04-26PSBC Haikou branch launched 'Yiqiyin' enterprise digital management platform, covering finance, payroll, inventory, invoicing, and office functions.邮储银行海口市分行推出“易企营”企业一站式数字化管理平台。
2024-04-29PSBC board agreed to renew appointment of Deloitte as auditor for 2024 financial statements.邮储银行董事会同意续聘德勤华永为2024年度审计机构。
2024-04-29PSBC Zhangping branch signed strategic agreement with Zhangping Construction Enterprise Association, with 100 million yuan pre-approved credit for 23 member firms.邮储银行漳平市支行与漳平市建筑企业协会签约,达成1亿元贷款预授信意向。
2024-04-29PSBC Jian'ou branch and Veterans Affairs Bureau launched 'Youjun Dai' loan product for veterans, with 6 loans totaling about 2.1 million yuan on first day.邮储银行建瓯市支行与退役军人事务局推出“邮军贷”,当日受理6笔约210万元。
2024-04-30Postal Savings Bank of China (PSBC) released its 2024 Q1 report: total assets reached 16.33 trillion yuan, up 3.85% from end-2023; operating revenue 89.430 billion yuan, +1.44% YoY; net interest income +3.13% YoY; NIM 1.92%; net profit attributable to shareholders 25.926 billion yuan, -1.35% YoY; NPL ratio 0.84%, up 1bp; provision coverage 326.87%, down 20.70pp.邮储银行发布2024年一季报:资产总额达16.33万亿元,较上年末增长3.85%;营业收入894.30亿元,同比增长1.44%;利息净收入同比增长3.13%;净息差1.92%;归母净利润259.26亿元,同比下降1.35%;不良贷款率0.84%,上升1bp;拨备覆盖率326.87%,下降20.70个百分点。
2024-04-30PSBC's Q1 net fee and commission income fell 18.2% YoY due to the 'bank-insurance integration' policy (报行合一), but investment banking, transaction banking, and corporate banking income grew rapidly.邮储银行一季度手续费及佣金净收入同比下降18.2%,受‘报行合一’政策影响,但投资银行、交易银行、公司金融等业务收入实现较快增长。
2024-04-30PSBC's Q1 agricultural-related loan balance was 2.33 trillion yuan, up 176.234 billion yuan from end-2023; inclusive small-micro enterprise loans reached 1.58 trillion yuan, over 18% of total loans.邮储银行一季度涉农贷款余额2.33万亿元,较上年末增加1762.34亿元;普惠型小微企业贷款余额1.58万亿元,占客户贷款总额比重超过18%。
2024-04-30PSBC served 74,800 sci-tech enterprises by end-Q1; loans to sci-tech enterprises grew 13.97% from end-2023; medium-to-long-term manufacturing loans grew 10.36% from end-2023.截至一季度末,邮储银行服务科技型企业7.48万户,贷款余额较上年末增长13.97%;制造业中长期贷款较上年末增长10.36%。
2024-04-30PSBC Qinhuangdao branch provided 200 million yuan in loans to a real estate development company under the city's first batch of 'white list' projects (8 projects, total demand 2.769 billion yuan) under the real estate financing coordination mechanism.邮储银行秦皇岛市分行在秦皇岛市第一批房地产‘白名单’项目(8个项目,资金需求总额27.69亿元)中,为一家房地产开发公司投放贷款支持2亿元。
2024-04-30PSBC Zhanjiang branch raised the credit limit for small home appliance manufacturers in Lianjiang to 80 million yuan per enterprise, and launched the 'Pineapple Loan' (菠萝贷) product; cumulative credit投放 to pineapple industry in Xuwen reached 1.5 billion yuan.邮储银行湛江市分行将廉江小家电生产企业的信用贷款最高融资额度提升到8000万元,并推出‘菠萝贷’产品;在徐闻菠萝产业累计投放信贷资金达15亿元。
2024-04-30PSBC Shangrao branch issued its first online 'total-to-total guarantee loan' (线上银担总对总贷款) of 4 million yuan to Qianshan Jian'an Commercial Concrete Co., Ltd., with full online processing.邮储银行上饶市分行向铅山县建安商品混凝土有限公司发放首笔线上银担总对总贷款400万元,实现全流程线上操作。
2024-04-30PSBC Yibin branch won the 'Sichuan Province May 1st Labor Award' (四川省五一劳动奖状), the only financial institution in Yibin to receive the honor in 2024.邮储银行宜宾市分行荣获‘四川省五一劳动奖状’,成为2024年宜宾市唯一获得该项殊荣的金融机构。
2024-04-30PSBC Taiyuan Jingangli business office was renamed to Taiyuan Xincun Road business office, approved by the Shanxi Regulatory Bureau of NFRA.邮储银行太原市金刚里营业所获批更名为太原市新村路营业所,由国家金融监督管理总局山西监管局批准。
2024-04-30PSBC Wushan County Guangdong East Road sub-branch was renamed to Wushan County Yimin Square sub-branch, approved by the Wanzhou Regulatory Bureau of NFRA.邮储银行巫山县广东东路支行获批更名为巫山县移民广场支行,由国家金融监督管理总局万州监管分局批准。
2024-04-30PSBC Putian branch enabled foreign card withdrawal on 15 self-owned CRS machines and 78 agent CRS machines, and tested POS machines supporting foreign cards on April 14.邮储银行莆田市分行辖内自营网点15台CRS、代理网点78台CRS已全部开通外卡取现功能,并于4月14日测试支持受理外卡的POS机。
2024-04-30PSBC Qinhuangdao Beidaihe station sub-branch assisted police in arresting three suspects of telecom fraud, blocking the fraudulent fund chain.邮储银行秦皇岛市北戴河车站支行协助公安机关抓获三名涉嫌电信诈骗犯罪嫌疑人,成功阻断涉诈资金链。
2024-05-01Postal Savings Bank of China (PSBC) adjusted the minimum purchase amount for gold accumulation business, effective from May 1, based on the Shanghai Gold Exchange Au99.99 contract closing price.邮储银行自5月1日起,根据上海黄金交易所Au99.99合约收盘价均价,动态调整黄金积存业务购买起点。
2024-05-06PSBC reported Q1 2024 results: revenue of RMB 89.43 billion (+1.4% YoY), net profit of RMB 25.926 billion; total assets of RMB 16.33 trillion (+3.85% vs end-2023); NIM at 1.92%; NPL ratio at 0.84%; provision coverage at 326.87%.邮储银行发布2024年一季报:营收894.30亿元(同比+1.4%),净利润259.26亿元;总资产16.33万亿元(较上年末+3.85%);净息差1.92%;不良率0.84%;拨备覆盖率326.87%。
2024-05-07PSBC Shizuishan Goukou Sub-branch was approved by NFRA to terminate operations, with its business merged into the Helanshan North Road Sub-branch.国家金融监督管理总局石嘴山监管分局批准邮储银行石嘴山市沟口营业所终止营业,业务并入贺兰山北路营业所。
2024-05-08PSBC announced that from May 16, it will stop the 'Yijintong' APP and 'Precious Metals Independent Trading Terminal (Personal Version)' channels for its Shanghai Gold Exchange agency business.邮储银行公告自5月16日起,停止代理上海黄金交易所个人贵金属业务的“易金通”APP与“贵金属独立交易端(个人版)”交易渠道。
2024-05-09PSBC Zhangzhou Branch completed the first 'Youxiang Dai (Consumption Scenario)' loan in Fujian province, a new consumer credit product linked to partner platforms.邮储银行漳州市分行落地福建省内首笔“邮享贷(消费场景)”授信及放款,为新的消费信贷产品。
2024-05-10PSBC launched a migrant worker wage supervision cloud service system, piloted in Xiamen branch, providing one-stop wage escrow and distribution services for enterprises.邮储银行上线农民工工资监管云服务系统,在厦门分行试点运行,为企业提供工资监管与代发一站式服务。
2024-05-10PSBC Heyuan Branch obtained the qualification to handle housing provident fund deposit and entrusted loan business from the municipal housing provident fund management center.邮储银行河源市分行获得市住房公积金管理中心承办住房公积金缴存归集和委托贷款业务资格。
2024-05-11Vanke subsidiaries (Wuhan Vanke Huanzihu, Suqian Wanteng) provided land mortgages to PSBC Shenzhen Luohu Sub-branch for a RMB 1.3 billion, 3-year loan to Vanke.万科子公司(武汉万科鲩子湖、宿迁万腾)以项目土地为抵押,向邮储银行深圳罗湖区支行申请13亿元、期限3年的贷款。
2024-05-13PSBC Wuzhi County Xieqiying, Qiaomiao, and Gedangdian Township sub-branches were approved by NFRA to rename as Town sub-branches with new addresses.国家金融监督管理总局焦作监管分局批准邮储银行武陟县谢旗营乡、乔庙乡、圪垱店乡营业所更名为镇营业所并变更地址。
2024-05-13PSBC signed a digital marketing service cooperation agreement with Shenzhen Niannianka Network Technology (Yinsheng Shuhui subsidiary).邮储银行与银盛数惠附属公司深圳市年年卡网络科技有限公司订立数字营销服务合作协议。
2024-05-14NFRA approved the renaming of 21 PSBC agency outlets in Yingshan County, and several other sub-branches in Yanting, Mianyang, Fushun, and Pingchang counties.国家金融监督管理总局批准邮储银行营山县21个代理营业机构及盐亭县、绵阳市、富顺县、平昌县等多个营业所更名。
2024-05-16PSBC's 'active credit granting' model for agricultural customers was selected by the Ministry of Agriculture and Rural Affairs as one of the top 10 innovative financial models for supporting agriculture in 2023.邮储银行三农客户“主动授信”模式入选农业农村部2023年金融支农十大创新模式。
2024-05-16PSBC Dalian Liaoshi Sub-branch was approved by NFRA to rename as Dalian Jiaotong University Sub-branch.国家金融监督管理总局大连监管局批准邮储银行大连辽师营业所更名为大连交通大学营业所。
2024-05-17PSBC Suining Branch approved the first 'whitelist' project loan under the real estate coordination mechanism in the province, RMB 800 million for Shehong Jiazong Construction Development Co.邮储银行遂宁市分行获批全省系统内首笔房地产协调机制“白名单”项目贷款8亿元,用于射洪市佳众建设发展有限公司项目。
2024-05-17PSBC Jiande Xin'anjiang Sub-branch was approved by NFRA to terminate operations.国家金融监督管理总局浙江监管局批准邮储银行建德市新安江支行终止营业。
2024-05-17PSBC Laibin Dawan Township Sub-branch was approved by NFRA to rename as Dawan Town Sub-branch.国家金融监督管理总局来宾监管分局批准邮储银行来宾市大湾乡营业所更名为大湾镇营业所。
2024-05-20PSBC Chengdu Branch launched a digital RMB consumption promotion at Huijin Pedestrian Street, offering up to RMB 40 off per transaction for digital RMB wallet users.邮储银行成都市分行在汇锦步行街启动数字人民币消费庆典,使用数字人民币钱包支付单笔最高减40元。
2024-05-20NFRA approved the opening of PSBC Pingquan North Fifty-House Sub-branch in Hebei Province.国家金融监督管理总局承德监管分局批准邮储银行平泉市北五十家子营业所开业。
2024-05-21PSBC Shanghai Branch successfully landed the bank's first nationwide 'Technology Flow' evaluation system loan, providing RMB 34 million credit to a tech enterprise.邮储银行上海分行成功落地全国首笔“技术流”评价体系业务,为一家科技型企业提供3400万元授信额度。
2024-05-22PSBC Leshan Shizhong Sub-branch signed a strategic cooperation agreement with Leshan Shizhong Urban Investment and Construction Co., focusing on key projects, urban renewal, and green finance.邮储银行乐山市市中区支行与乐山市市中区城市投资建设有限公司签署战略合作协议,围绕重点项目、城市更新、绿色金融等合作。
2024-05-23PSBC adjusted the automatic redemption service for 'Kaixinbao' to include automatic redemption from the product when the digital RMB wallet and linked debit card balance are insufficient.邮储银行调整开薪宝自动赎回服务场景,新增在数字人民币钱包及绑定借记卡余额不足时自动赎回开薪宝付款功能。
2024-05-23PSBC Quanzhou Branch signed strategic cooperation agreements with Shishi National High-tech Zone, Hui'an Construction Industry Promotion Association, and Quangang District Tulang Tea Association, with total pre-approved credit of RMB 3.05 billion.邮储银行泉州市分行与石狮市国家高新区、惠安县建筑产业促进会、泉港区涂岭红茶协会签订战略合作协议,预授信金额30.5亿元。
2024-05-23PSBC Licheng Sub-branch signed a cooperation agreement with Fujian SME Mutual Assistance Chamber of Commerce, pre-approving RMB 5 billion in credit for the chamber.邮储银行鲤城区支行与福建省中小企业互助商会签订合作协议,为该商会预授信50亿元。
2024-05-23PSBC Licheng Sub-branch signed a strategic cooperation agreement with Haibin Street Chamber of Commerce, pre-approving RMB 1 billion in credit.邮储银行鲤城区支行与海滨街道商会签署战略合作协议,预授信10亿元。
2024-05-24PSBC Ningxia Branch opened its first 'Science and Technology Sub-branch' in Shizuishan, and on-site granted credit to 5 tech enterprises including Ningxia Tianbao Carbon Co.邮储银行宁夏分行首家科技支行在石嘴山市挂牌成立,现场为宁夏天宝炭素有限公司等5家科技型企业授信。
2024-05-26PSBC's new-generation credit card core system (third batch) was officially launched and put into production.邮储银行新一代信用卡核心系统第三批次正式投产上线。
2024-05-27PSBC announced it will conduct personal customer identity information verification starting August 2024, and restrict services for those with incomplete or invalid information.邮储银行公告自2024年8月起,将对身份信息不完整、不真实或证件过期的个人客户依法开展业务限制。
2024-05-28PSBC Tibet Branch held a promotion meeting for financial support to 'specialized and new' and tech enterprises, and awarded the 'Science and Technology SME Service Characteristic Sub-branch' title to Lhasa International City Sub-branch.邮储银行西藏自治区分行召开金融支持“专精特新”及科创企业推进会,授予拉萨市国际城支行“科技型小微企业服务特色支行”称号。
2024-05-29PSBC signed a strategic cooperation agreement with Beijing Zhipu Huazhang Technology (Zhipu AI) to jointly develop large model technology applications in finance, including setting up a joint innovation lab.邮储银行与北京智谱华章科技有限公司(智谱AI)签署战略合作协议,共同促进大模型技术在金融行业的应用,组建联合创新实验室。
2024-05-30PSBC board approved the transfer of trust beneficiary rights and asset management plan beneficiary rights (underlying 9 industrial funds and 1 fund management company) to Zhongyou Capital for a total consideration of RMB 51.576 billion, expecting a gain of about RMB 847 million.邮储银行董事会审议通过向中邮资本转让底层为9支产业基金和1支产业基金管理公司份额收益权的信托受益权及资管计划收益权,总代价515.76亿元,预计确认收益约8.47亿元。
2024-05-30PSBC Yongfeng County Sub-branch disbursed the first tranche of RMB 28.74 million for a reserve forest collection and construction project, with a total approved amount of RMB 250 million.邮储银行永丰县支行成功投放永丰县储备林收储建设项目贷款2874万元,该项目获批总额2.5亿元。
2024-05-31PSBC board approved a proposal for 2024 interim dividend, with total interim dividend not exceeding 30% of net profit attributable to shareholders in H1 2024.邮储银行董事会审议通过2024年度中期分红派息预案,中期股利总额占上半年归母净利润比例不高于30%。
2024-05-31PSBC's Changsha Yuelushan sub-branch approved by NFRA Hunan bureau to terminate operations.邮储银行长沙市岳麓山支行获国家金融监督管理总局湖南监管局批准终止营业。
2024-05-31PSBC was added to the SSE 50 Index, effective after market close on June 14, 2024.邮储银行被调入上证50指数样本,于2024年6月14日收市后生效。
2024-05-31PSBC Guangzhou branch signed a tripartite cooperation agreement with Nanyue Fund and Sunshine Insurance for a new travel agency service quality deposit guarantee letter business.邮储银行广州市分行与南粤基金、阳光财险签署三方合作协议,推出新型旅行社保函业务。
2024-05-31PSBC Yulin branch established a 'Hui Xiao Er' foreign exchange financial service team at Guangxi Site Hardware Products Co., Ltd.邮储银行玉林市分行在广西思特五金制品有限公司挂牌成立“汇小二”外汇金融服务队特色服务点。
2024-06-01Postal Savings Bank of China (PSBC) registered a new software copyright for 'IoT-based Third-party Patrol System V1.0'. In 2024, it has registered 16 software copyrights, a decrease of 23.81% YoY.邮储银行新注册《基于物联网技术的第三方巡更系统V1.0》软件著作权,2024年以来共注册16个,同比减少23.81%。
2024-06-01PSBC Qinhuangdao Branch launched a new 'Credit + Interest Subsidy' entrepreneurship-guaranteed loan product, lowering interest rates for entrepreneurs.邮储银行秦皇岛市分行新增“信用+贴息”创业担保贷款,下调贷款利率。
2024-06-01PSBC Qinhuangdao Branch approved a provincial-level large credit facility of 85 million yuan and disbursed 40 million yuan to a local innovative equipment manufacturing enterprise.邮储银行秦皇岛市分行获批省行8500万元大额授信,并向某设备公司发放贷款4000万元。
2024-06-02The Chongqing Banan Regulatory Office of NFRA approved Sun Minggui as Vice President of PSBC Chongqing Banan Sub-branch.国家金融监督管理总局巴南监管分局核准孙明贵邮储银行重庆巴南分行副行长任职资格。
2024-06-02PSBC Shanghai Branch provided industrial finance to Spring Airlines, supporting the procurement of Airbus A320 aircraft. Over 3 years, it has cumulatively disbursed over 3 billion yuan in bailout loans to the airline.邮储银行上海分行为春秋航空提供产业金融支持采购空客A320客机,3年累计投放纾困贷款超30亿元。
2024-06-03PSBC Guangxi Branch successfully issued an ESG sustainability-linked loan of 500 million yuan to Guangxi Jinguibei Pulp & Paper Co., Ltd., with the credit line raised to 1.1 billion yuan. The loan is linked to 4 ESG KPIs.邮储银行广西区分行向广西金桂浆纸业有限公司发放5亿元ESG可持续发展挂钩贷款,授信额度提升至11亿元,挂钩4个ESG绩效目标。
2024-06-03PSBC signed a contract with Zhongyou Capital Management Co., Ltd. to transfer the beneficial rights of trust and asset management plans for a total consideration of 51.576 billion yuan. The underlying assets are interests in 9 industrial funds and 1 fund management company. The transaction is subject to shareholder and regulatory approvals.邮储银行与中邮资本管理有限公司签订合同,以515.76亿元转让信托受益权和资管计划收益权,底层资产为9支产业基金和1支产业基金管理公司份额收益权,尚需股东大会和国资监管批准。
2024-06-04PSBC Guangdong Branch, together with Sunshine Insurance and Guangzhou Nanyue Guotou Financing Guarantee, issued the bank's first 'Three-Party Model' (insurance + guarantee + bank) travel service quality deposit guarantee letter for travel agencies.邮储银行广东省分行联合阳光财险、广州南粤国投融资担保,成功开立首笔“三保”模式旅行社旅游服务质量保证金保函。
2024-06-04PSBC Shantou Branch launched the first 'Zhuanxin Tie' (Specialized & New Discount) business in the city, an online intelligent bill discount product exclusively for 'Specialized and New' (Zhuanjingtexin) enterprises.邮储银行汕头市分行落地全市首笔“专新贴”业务,为专精特新企业提供全流程线上智能化极速贴现服务。
2024-06-04PSBC Zhangjiakou Branch launched the first digital yuan prepaid consumption smart contract scenario in Zhangjiakou, enabling prepaid fund supervision for training institutions.邮储银行张家口市分行落地张家口市首个数字人民币预付消费智能合约场景,实现预付资金全流程支付。
2024-06-05PSBC Shenzhen Branch successfully completed the bank's first cross-border RMB asset transfer business, with a total amount exceeding 37 million yuan, in cooperation with Bank of Communications' overseas branch.邮储银行深圳分行携手交通银行海外分行,成功落地邮储银行首笔跨境人民币资产转让业务,总金额超3700万元。
2024-06-05PSBC Baise Longping Avenue Branch signed financing intention agreements with 5 forestry enterprises at a forestry industry revitalization forum, with a total credit amount of 5.9 million yuan.邮储银行百色市隆平大道支行与5家涉林企业现场签订融资意向协议,授信金额共590万元。
2024-06-05PSBC Fangchenggang Branch signed a strategic cooperation agreement with the Fangchenggang Sichuan-Chongqing Chamber of Commerce to provide financial services to member enterprises.邮储银行防城港市分行与防城港市川渝商会签署战略合作协议。
2024-06-06PSBC Zhangzhou Branch handled the first 'Trade in Foreign Exchange Receipts and Payments Enterprise Directory Registration' business for a local trade enterprise, following the new policy effective June 1, 2024.邮储银行漳州市分行为辖内某贸易企业办理了首笔贸易外汇收支企业名录登记业务。
2024-06-06NFRA Haidong Regulatory Office approved the opening of PSBC Huzhu Tu Autonomous County Wufeng Town Business Office.国家金融监督管理总局海东监管分局同意邮储银行互助土族自治县五峰镇营业所开业。
2024-06-07NFRA Tianjin Regulatory Office approved the opening of two PSBC business offices in Dongli District: Meijuan Road and Lanting Plaza.国家金融监督管理总局天津监管局同意邮储银行天津东丽区美鹃道营业所和蓝庭广场营业所开业。
2024-06-07PSBC announced it will hold its annual general meeting of shareholders on June 28, 2024, to review proposals including the revision of the equity management measures.邮储银行公告将于2024年6月28日召开年度股东大会,审议修订股权管理办法等议案。
2024-06-09PSBC Chaozhou Branch signed a strategic cooperation agreement with the Chaozhou Tourism Industry Association, offering an intended credit line of 1 billion yuan to support the tourism industry.邮储银行潮州市分行与潮州市旅游行业协会签署战略合作协议,意向授信10亿元。
2024-06-11PSBC Nan'an Branch signed a cooperation agreement with the Fujian Emergency Equipment Chamber of Commerce, providing a pre-approved credit line of 1 billion yuan to the chamber's members.邮储银行南安市支行与福建省应急设备商会签订合作协议,并为该协会预授信10亿元。
2024-06-11PSBC Yongchun Branch signed a strategic agreement with the Yongchun County Women Entrepreneurs Association, providing a pre-approved credit line of 500 million yuan to its members.邮储银行永春县支行与永春县女企业家协会签订战略合作协议,预授信5亿元。
2024-06-11PSBC Luojia Sub-branch in Quanzhou officially opened at its new location, filling a gap in the bank's service network in the Luojiang District.邮储银行洛江区支行新址正式开业,填补了该行在洛江区设立分支机构的空白。
2024-06-17PSBC Puer Zhenxing North Road Sub-branch was fined 10,000 yuan and issued a warning by the NFRA Puer Regulatory Office for losing its financial license due to poor management.邮储银行普洱市振兴北路支行因管理不善导致金融许可证遗失,被国家金融监督管理总局普洱监管分局警告并处罚款1万元。
2024-06-17PSBC announced adjustments to its service price catalog, effective June 16, 2024, including new preferential policies for Coffee Post Office cards and Ctrip co-branded cards, and optimization of inter-bank transfer fees.邮储银行发布服务价格目录调整公告,新增咖啡邮局卡、携程联名卡优惠政策,优化跨行转账手续费等,自2024年6月16日起执行。
2024-06-18PSBC Shaowu Branch signed a strategic cooperation agreement with the Zhejiang Chamber of Commerce, offering an intended financial credit support of up to 3 billion yuan to its member enterprises.邮储银行邵武市支行与浙江商会签订战略合作协议,提供高达30亿元的意向金融信贷支持。
2024-06-19PSBC Meizhou Branch successfully issued its first industrial plant construction loan of 8 million yuan to a tech enterprise, with a total approved credit line of 23 million yuan.邮储银行梅州市分行向某科技企业发放首笔工业厂房建设贷款800万元,授信额度2300万元。
2024-06-19Two sub-branches of PSBC in Chongqing Yongchuan were fined a total of 500,000 yuan by the NFRA Yongchuan Regulatory Office. Yongchuan Sub-branch was fined 200,000 yuan for passing mortgage appraisal fees to borrowers. Rongchang Sub-branch was fined 300,000 yuan for inadequate post-lending monitoring leading to loan misuse.邮储银行重庆永川区两家支行共计被罚50万元。永川区支行因转嫁贷款抵押物评估费被罚20万;荣昌区支行因贷后监控不力导致贷款资金被挪用被罚30万。
2024-06-19PSBC Guangxi Branch, in cooperation with Guangxi State-owned Forest Rights Collection and Storage Guarantee Company, launched the 'Forestry Planting Industry Loan' and disbursed the first loan of 750,000 yuan in Pubei County.邮储银行广西区分行携手广西国控林权收储担保公司推出“林木种植产业贷”,并在浦北县成功发放首笔75万元贷款。
2024-06-19PSBC Leizhou Sub-branch issued its first in-plant construction loan of 21 million yuan to a tech enterprise in Zhanjiang, supporting its factory expansion.邮储银行雷州市支行向某科技企业发放湛江市分行首笔在建厂房建设贷款2100万元。
2024-06-20PSBC held the 'You Ni Tong Ying' interbank cooperation development forum and released the 'You Ying Dong Jian' industry report in Suzhou. President Liu Jianjun and Vice President Xu Xueming attended.邮储银行在苏州举办“邮你同赢”同业合作发展论坛暨《邮赢洞见》行业报告发布会,行长刘建军、副行长徐学明出席。
2024-06-21PSBC Hainan Branch signed a strategic cooperation agreement with China Mobile Hainan Company to cooperate in areas such as rural revitalization, supply chain finance, and personal finance.邮储银行海南省分行与中国移动海南公司签约,将在乡村振兴、供应链金融、个人金融等领域开展合作。
2024-06-21PSBC Huachi County Branch signed a cooperation agreement with the Huachi County Animal Husbandry and Veterinary Station and issued the first 'Breeding Industry Development Loan' of 300,000 yuan in Qingyang City.邮储银行华池县支行与华池县畜牧兽医站签订合作协议,发放庆阳市分行首笔“养殖产业发展贷款”30万元。
2024-06-24Postal Savings Bank of China (PSBC) Bo'ai County branch launched 'Industry Loan' product, disbursing a 3 million yuan loan to a grain purchaser for summer harvest funding.邮储银行博爱县支行推出‘产业贷’产品,向收粮户发放300万元贷款支持夏收。
2024-06-24PSBC Yanling County branch disbursed the first 'Tourism Industry Loan' in Hunan province, a 300,000 yuan credit loan to a farmhouse inn operator.邮储银行炎陵县支行发放湖南省首笔‘旅游行业产业贷’,向农家乐经营户提供30万元信用贷款。
2024-06-24PSBC Qiandongnan branch disbursed a 5.8 million yuan 'Sci-Tech Small Enterprise Loan' to a Guizhou battery technology company, a specialized and new (专精特新) enterprise.邮储银行黔东南州分行向贵州某电池科技公司发放580万元‘科创小企业贷’,支持专精特新企业。
2024-06-24PSBC announced a digital yuan system upgrade and maintenance on June 24-25 from 1:00 to 4:00 AM, affecting digital yuan services.邮储银行公告将于6月24日和25日凌晨1:00至4:00进行数字人民币系统升级维护,影响数字人民币服务。
2024-06-24PSBC Shandong branch received regulatory approval for Xue Guiqing's appointment as president of Tai'an City branch.邮储银行山东省分行薛桂清获批任职泰安市分行行长。
2024-06-24PSBC Anshun branch signed a strategic cooperation agreement with Zhenning County government and Anshun Postal to boost the 'Zhenning Fengtang Plum' industry via sales, logistics, and finance.邮储银行安顺市分行与镇宁自治县政府、安顺市邮政分公司签署战略协议,通过‘销售+寄递+金融’模式助力镇宁蜂糖李产业。
2024-06-24PSBC Qingdao Pingdu branch was awarded 'Shandong Province Worker Pioneer' title by Shandong Provincial Federation of Trade Unions.邮储银行青岛平度市支行获评山东省总工会‘山东省工人先锋号’荣誉称号。
2024-06-24PSBC Qingdao Jimo branch signed a strategic cooperation agreement with Jimo District Federation of Industry and Commerce to enhance financial services for private enterprises.邮储银行青岛即墨区支行与即墨区工商联签署战略合作协议,深化‘政会银企’合作。
2024-06-24PSBC Shangrao branch reported sci-tech enterprise loan balance of 1.17 billion yuan as of May 2024, with a net increase of over 160 million yuan year-to-date.邮储银行上饶市分行截至2024年5月底科创企业贷款余额11.7亿元,本年净增超1.6亿元。
2024-06-24PSBC Xifeng County Heishenmiao office inaugurated Guizhou's first 'Savings Bond Service Demonstration Site' to expand bond sales in rural areas.邮储银行息烽县黑神庙营业所揭牌贵州首个‘储蓄国债服务示范点’,推动国债下乡。
2024-06-25PSBC Qianxinan branch successfully processed the first 'commercial-to-public fund loan with mortgage transfer without repayment' (商转公带押过户) in the provincial system.邮储银行黔西南州分行成功办理全省系统内首笔‘商转公带押过户’业务。
2024-06-26PSBC Shanghai branch increased loan support to Shanghai Hang'an to 50 million yuan, up from 15 million yuan in 2018, and provided 34 million yuan credit line to Datan Energy.邮储银行上海分行将上海航安贷款额度提升至5000万元,并向达坦能源提供3400万元授信。
2024-06-26PSBC Zhangzhou branch launched a 'Rural Credit System Construction and Blue Finance Special Action' in Dongshan County to boost rural revitalization and marine economy.邮储银行漳州分行在东山县启动‘农村信用体系建设促乡村振兴暨蓝色金融服务专项行动’。
2024-06-26PSBC Fujian branch obtained approval for cross-border trade high-level opening pilot, and Quanzhou branch executed the first goods trade remittance under the policy on the same day.邮储银行福建省分行获批开展跨境贸易高水平开放试点备案,泉州市分行备案首日落地首笔货物贸易汇出汇款。
2024-06-26PSBC Jinjiang branch signed a strategic cooperation agreement with Jinjiang Slipper Industry Association, granting a pre-approved credit line of 5 billion yuan.邮储银行晋江市支行与晋江市拖鞋行业协会签署战略合作协议,预授信50亿元。
2024-06-26PSBC Shandong branch provided a 20 million yuan, 10-year loan with charging-right pledge to Leshan Bishuiyuan Water for sewage treatment upgrade in Leiling City.邮储银行山东省分行向乐陵碧水源水务公司提供以收费权质押的十年期贷款2000万元,用于污水处理升级。
2024-06-26PSBC Putian branch disbursed the first provincial 'Small Enterprise Mortgage Loan' for a pre-sale model industrial park project, 2.74 million yuan, to a shoe and apparel company.邮储银行莆田市分行发放全省首笔预售模式小微产业园‘小企业房产按揭贷款’274万元,支持鞋服企业。
2024-06-26PSBC, together with PICC Payment and China Banking and Insurance Information Technology Management Co., launched a digital yuan auto insurance real-name payment solution in Shijingshan District, Beijing.邮储银行联合人保支付、中国银保信等在北京石景山区发布数字人民币车险实名缴费方案。
2024-06-27PSBC Huangshi branch disbursed a 5 million yuan 'Pledge e-Loan (Sci-Tech Scenario)' using intellectual property pledge to Hubei Yuanding Machinery, a provincial specialized and new 'Little Giant' enterprise.邮储银行黄石市分行以知识产权质押向省级专精特新‘小巨人’企业湖北圆鼎机械发放质押e贷(科创场景)500万元。
2024-06-27PSBC Dezhou branch partnered with Shandong Debai Group to launch a home appliance trade-in credit card installment program, with zero down payment and 12-month interest-free installments.邮储银行德州市分行与山东德百集团合作开展家电以旧换新信用卡分期活动,零首付12期免息。
2024-06-27PSBC Shaoguan Nianxiong branch signed a strategic cooperation agreement with Nianxiong Industrial Transfer Industrial Park, providing an intended credit line of 3 billion yuan to park enterprises.邮储银行韶关南雄市支行与南雄产业转移工业园签订战略合作协议,提供意向授信30亿元。
2024-06-27PSBC Daye branch disbursed a 5 million yuan 'Credit e-Loan (Tech Scenario)' to Hubei Zhilian Mould Technology, a provincial specialized and new enterprise, via the 'Sci-Tech Credit Loan' product.邮储银行大冶市支行向省级专精特新企业湖北志联模具科技发放信用e贷(科技场景)500万元。
2024-06-28PSBC Dezhou branch added 8 new corporate foreign exchange business outlets, now officially open for foreign exchange services.邮储银行德州市分行新增8个对公外汇业务网点,正式对外办理外汇业务。
2024-06-28PSBC Bazhong branch signed a strategic cooperation agreement with Bazhong Xingcai Investment Co., Ltd. for comprehensive financial services.邮储银行巴中市分行与巴中市兴财投资有限公司签署战略合作协议。
2024-06-28PSBC Liaocheng branch executed its first foreign exchange option business during the 'Exchange Rate Hedging Awareness Month' campaign.邮储银行聊城市分行在‘汇率避险宣传月’活动中落地首笔外汇期权业务。
2024-06-29PSBC Fuzhou branch signed a party-building co-construction agreement with Fuzhou Daily News Group to jointly promote rural revitalization.邮储银行福州市分行与福州日报社党组签署党建共建协议,共促乡村振兴。
2024-07-01Postal Savings Bank of China (PSBC) registered a new software copyright for 'PSBC Credit Card Electronic Document System V1.0'.邮储银行新注册了《中国邮政储蓄银行信用卡电子化进件系统V1.0》项目的软件著作权。
2024-07-01PSBC Sichuan Branch received approval to establish Tongjiang County Chengnan Road Business Office in Bazhong, Sichuan.邮储银行四川省分行获准筹建通江县城南路营业所,地址位于四川省巴中市通江县。
2024-07-01PSBC Xinjiang Branch received approval for Hou Yan to serve as Vice President of Changji Hui Autonomous Prefecture Branch.侯艳获核准担任邮储银行昌吉回族自治州分行副行长。
2024-07-01PSBC Qiannan Prefecture Branch completed the first 'Bank-Enterprise Financing Matchmaking' business in Guizhou PSBC system via the SAFE cross-border finance platform, granting a credit line of 24 million yuan.邮储银行黔南州分行通过国家外汇管理局跨境金融服务平台办理了贵州邮储系统内首笔银企融资对接业务,授信2400万元。
2024-07-01PSBC held its 2023 annual general meeting; discussed interim dividends, asset quality, and savings agency fee adjustments.邮储银行召开2023年年度股东大会,讨论了中期分红、资产质量和储蓄代理费调整等事项。
2024-07-01PSBC Guigang Branch successfully issued the city's first 'Self-operated Forfaiting with Third-party L/C' business, amounting to 12 million yuan.邮储银行贵港市分行成功落地贵港市首笔“他行开证自营福费廷”业务,金额1200万元。
2024-07-02PSBC Yangjiang Branch issued the province's first 'Hat & Bag Industry Chain Loan' of 900,000 yuan to a company in Yangxi.邮储银行阳江市分行发放全省首笔帽袋行业产业链贷款90万元。
2024-07-02PSBC Longnan Branch and the Longnan Housing Provident Fund Center jointly established the first 'Flexible Employment Provident Fund Station' in Gansu province.邮储银行陇南市分行与陇南市住房公积金管理中心共同挂牌成立全省首家“灵活就业人员公积金驿站”。
2024-07-02PSBC Yongding District Branch relocated to a new address at No.68 Yanhebei Road, Fengcheng, Longyan, Fujian.邮储银行永定区支行乔迁新址至福建省龙岩市永定区凤城沿河北路68号。
2024-07-02PSBC Yueyang Branch and Hunan Agricultural Guarantee Co. jointly launched the 'Rural Revitalization-Industry Loan' product.邮储银行岳阳市分行与湖南农担公司联合推出“乡村振兴—产业贷”产品。
2024-07-03PSBC signed a strategic cooperation agreement with the Ministry of Industry and Information Technology Torch Center to jointly launch the 'Torch Guide, Post & Enterprise Co-progress' series activities.邮储银行与工业和信息化部火炬中心签署战略合作协议,联合开展“火炬引航 邮企共进”系列活动。
2024-07-04PSBC Putian Branch provided a 2.5 million yuan 'KeChuang E-Dai' loan to a new materials company in Chengxiang District.邮储银行莆田市分行为城厢区某新材料有限公司发放250万元“科创E贷”贷款。
2024-07-04PSBC Anshun Branch signed a strategic cooperation agreement with Zhenning County government and Anshun Post to boost the local Fengtangli plum industry.邮储银行安顺市分行与镇宁县政府、安顺市邮政分公司共同签订战略协议,助力镇宁蜂糖李产业。
2024-07-05PSBC Shanghai Branch provided industrial finance services to Spring Airlines for the procurement of A320 series aircraft.邮储银行上海分行为春秋航空采购空客A320系列客机提供产业金融服务。
2024-07-09PSBC Mianyang Puming South Road Business Office was approved to rename to PSBC Mianyang Huoju West Street Business Office.邮储银行绵阳市普明南路营业所获批更名为邮储银行绵阳市火炬西街营业所。
2024-07-09PSBC Mianyang Tashui Town Tiaoyuan Business Office was approved to rename to PSBC Mianyang Tashui Town Tiaoyuan Gandao Business Office.邮储银行绵阳市塔水镇调元营业所获批更名为邮储银行绵阳市塔水镇调元干道营业所。
2024-07-09PSBC Wuzhong Branch, as the first bank in Ningxia to issue 'Innovation Score Loan', planned to issue 39.8 million yuan to 3 enterprises in Jinji Industrial Park.邮储银行吴忠市分行作为宁夏首家发放“创新积分贷”的银行,计划为首批3家企业发放3980万元。
2024-07-11PSBC Heyuan Branch approved a 50 million yuan 'KeChuang Credit Loan' for an industrial technology company, with the first 30 million yuan disbursed.邮储银行河源市分行成功审批一户工业技术有限公司大额授信“科创信用贷”5000万元,首笔3000万元放款。
2024-07-12PSBC ranked 12th in The Banker's 'Top 1000 World Banks 2024' by tier-1 capital of USD 133.089 billion, the largest growth among the top 20.邮储银行以1330.89亿美元一级资本位列《银行家》2024年全球银行1000强第12位,为前20强中一级资本增幅最大的银行。
2024-07-15PSBC Liaocheng Branch was appointed as the 'Financial Chain Leader' for the city's high-end bearing industry chain.邮储银行聊城市分行被任命为全市高端轴承产业链的“金融链长”。
2024-07-16PSBC Tianjin Branch launched the 'YouKe Dai' product, a credit loan based on technology quantitative scoring, and disbursed 5 million yuan to a Tianjin intelligent manufacturing company.邮储银行天津分行推出“邮科贷”产品,基于科技量化积分发放信用贷款,并向一家天津智能制造企业放款500万元。
2024-07-16PSBC Tianjin Hebei Branch signed a strategic cooperation agreement with Tianjin Bohai Auto Body Manufacturing Co., Ltd. to provide a special 'KeJi Dai' product.邮储银行天津河北支行与天津环渤海汽车车身制造有限公司签订战略合作协议,提供专属科技贷产品。
2024-07-16PSBC Jiuquan Jinta County Dingxin Business Office established the city's first 'Treasury Bond Distribution Demonstration Service Point' in rural areas.邮储银行酒泉市金塔县鼎新镇营业所挂牌成立酒泉市首个“国债下乡示范服务点”。
2024-07-18PSBC signed a business cooperation agreement with Zhongyuan Sci-Tech Guarantee Co. and Zhongyuan Hebi Guarantee Co. to implement a new batch guarantee model using a big-data risk control platform.邮储银行与中原科技担保公司、中原鹤壁担保公司签署业务合作协议,借助大数据风控云平台落地批量担保新模式。
2024-07-19PSBC announced a special campaign to remind customers of 'dormant accounts' (accounts with no active transactions for 5+ years), effective until Oct 15, 2024.邮储银行公告开展“沉睡账户”提醒提示专项工作,时间至2024年10月15日。
2024-07-22PSBC Xiamen Huli Wanda Sub-branch and Xiamen Siming Jinbang Sub-branch were approved to terminate operations.邮储银行厦门湖里区万达支行和厦门思明区金榜支行获批终止营业。
2024-07-22PSBC Chongqing Changshou Huazhong Business Office and 4 other offices were approved to rename.邮储银行重庆长寿区华中营业所等5个营业机构获批更名。
2024-07-22PSBC Xinluo District Branch signed a strategic cooperation agreement with Sinopec Longyan Branch to provide comprehensive financial services.邮储银行新罗区支行与龙岩石油分公司签订党建共建暨战略合作协议。
2024-07-23PSBC Shanghai Putuo Malu Road Sub-branch was approved to rename to PSBC Shanghai Putuo Anyuan Road Sub-branch.邮储银行上海普陀区澳门路支行获批更名为邮储银行上海普陀区安远路支行。
2024-07-23PSBC Kunming Shaba Business Office was approved to rename to PSBC Kunming Xingyu Road Business Office.邮储银行昆明市沙坝营业所获批更名为邮储银行昆明市兴玉路营业所。
2024-07-25PSBC Liupanshui Branch successfully completed its first bill discounting for a coal industry client, amounting to 50 million yuan, via the 'You e-Tie' online platform.邮储银行六盘水市分行为辖内煤炭行业客户成功实现首笔票据贴现5000万元,通过“邮e贴”线上平台办理。
2024-07-25PSBC Shanghai Branch launched the 'U-Housing Loan Paperless Online Process' project, enabling digital mortgage applications with e-certificates.邮储银行上海分行发布“U房贷无纸化线上流程”项目,实现房贷业务数字化申请。
2024-07-25PSBC Ningbo Branch signed a strategic cooperation agreement with China Mobile Ningbo Branch to collaborate on 5G, smart banking, and fintech.邮储银行宁波分行与中国移动宁波分公司签署战略合作协议,合作5G、智慧网点等领域。
2024-07-26PSBC Datong Hui and Tu Autonomous County Ta'er Town Business Office received approval for establishment.邮储银行大通回族土族自治县塔尔镇营业所获批筹建。
2024-07-26PSBC Beijing Haidian Linglong Road Sub-branch was approved to rename to PSBC Beijing Shijingshan Jin'an Sub-branch.邮储银行北京海淀区玲珑路支行获批更名为邮储银行北京石景山区金安支行。
2024-07-26PSBC Chongqing Branch successfully issued the city's first digital RMB entrepreneurship guarantee loan.邮储银行重庆分行成功落地全市首笔数字人民币创业担保贷款。
2024-07-29PSBC Liupanshui branch completed the first third-party interest-bearing bill discount of 67 million yuan for coal trade enterprises, reducing financing costs.邮储银行六盘水市分行为煤贸企业完成首笔第三方协议付息模式票据贴现6700万元,降低融资成本。
2024-07-29PSBC Chenzhou branch launched the 'City Small & Medium Guarantee Legal Person Guarantee Loan' in May 2024, with a maximum credit of 3 million yuan, and plans to issue over 200 million yuan in H2 2024.邮储银行郴州分行2024年5月推出市中小担法人保证贷款,授信额度最高300万元,下半年计划投放2亿元以上。
2024-07-29PSBC Hangzhou Pingshui Road branch was renamed to Hangzhou Liangzhu branch, approved by the Zhejiang Regulatory Bureau of NFRA.邮储银行杭州市萍水路支行获准更名为杭州市良渚支行,由国家金融监督管理总局浙江监管局批准。
2024-07-29PSBC Qingyuan branch launched intellectual property pledge financing loans, converting 'intellectual property' into assets for tech enterprises.邮储银行清远市分行推出知识产权质押融资贷款,将企业知产转化为资产。
2024-07-29PSBC Dong'e County branch issued a 5 million yuan 'Jisu Dai' credit loan to a returnee young farmer for agricultural machinery purchase.邮储银行东阿县支行为返乡青年农户发放5万元极速贷信用贷款,用于购置农机。
2024-07-29PSBC Shenxian branch issued 150 million yuan in 'Industry Loans' to grain收购 entities during the summer harvest, with total loans of 116 million yuan.邮储银行莘县支行在夏粮收购期间发放产业贷150万元,累计发放贷款1.16亿元。
2024-07-29PSBC Wuping County branch provided a 400,000 yuan '复工贷' (resumption loan) to a family farm owner for post-disaster recovery after severe rainstorms.邮储银行武平县支行为特大暴雨受灾家庭农场主提供40万元复工贷,助力灾后重建。
2024-07-29PSBC Shanggao County branch issued a 900,000 yuan 'Industry Loan' to an egg chicken breeding cooperative for expansion.邮储银行上高县支行为蛋鸡养殖合作社发放产业贷90万元,用于养殖场扩张。
2024-07-29PSBC Guangxin District branch provided a 300,000 yuan special industry support loan to a blueberry plantation for 'One Village One Product' initiative.邮储银行上饶市广信区支行为蓝莓种植户提供专项产业扶持贷款30万元,支持一村一品。
2024-07-30PSBC registered a new software copyright for 'China Postal Savings Bank IoT Platform V1.0'.邮储银行新注册《中国邮政储蓄银行物联网平台V1.0》软件著作权。
2024-07-30PSBC Jiangmen branch developed and optimized an electricity fee collection system, enabling one-stop service and multi-channel payment.邮储银行江门市分行开发优化电费收缴系统,实现一站式服务和多渠道缴费。
2024-07-30PSBC Taishan branch conducted a field survey on marine ranching with an investor to explore customized financial solutions.邮储银行台山市支行与投资方共同调研海洋牧场,探讨定制化金融解决方案。
2024-07-30PSBC released its Q2 2024 related-party transaction report, with the maximum ratio of total related-party credit to net capital at 8.36%, within regulatory limits.邮储银行发布2024年第二季度关联交易公告,全部关联方授信余额占资本净额比例最高8.36%,符合监管要求。
2024-07-30PSBC Yanggu County branch received the 'Service Local Economy Contribution Award' from the county government for 2023 performance.邮储银行阳谷县支行获评阳谷县2023年度服务地方经济贡献奖。
2024-07-30PSBC Xinzhou Heping Street business office was renamed to Panhua Xingfuli business office, approved by Xinzhou Regulatory Branch of NFRA.邮储银行忻州市和平街营业所获准更名为泛华幸福里营业所。
2024-07-30PSBC Yongfeng County branch issued a 1 million yuan 'Industry Loan' to a furniture factory for raw material purchase.邮储银行永丰县支行为家具厂发放产业贷100万元,用于购买木材原料。
2024-07-30PSBC Putian branch launched the 'Fuguo Loan' (Fruit Loan) product, offering 150,000 yuan without collateral or guarantee for lychee farmers.邮储银行莆田市分行推出福果贷产品,为荔枝种植户提供15万元无抵押无担保贷款。
2024-07-30PSBC Shandong branch built a smart financial service scenario for the retail pharmacy chain's upstream and downstream health industry chain.邮储银行山东省分行为零售连锁药店上下游大健康产业链搭建智慧金融服务场景。
2024-07-30PSBC signed a strategic cooperation agreement with the Torch Center of MIIT to jointly launch the 'Torch Guide, Post & Bank Co-progress' series activities for tech industrial parks.邮储银行与工信部火炬中心签署战略合作协议,联合开展火炬引航邮企共进系列活动。
2024-07-30Wu Haiyan's qualification as president of PSBC Guyuan branch was approved by the Guyuan Regulatory Branch of NFRA.吴海燕邮储银行固原市分行行长任职资格获国家金融监督管理总局固原监管分局核准。
2024-07-30PSBC Shanghai branch launched the '2024 Sunshine Credit Year' campaign to promote transparent and compliant credit culture.邮储银行上海分行启动2024阳光信贷年活动,打造公开透明的信贷文化。
2024-07-30PSBC Guangzhou branch, as a partner bank for the Shenzhen-Zhongshan Corridor, signed a total contract amount of 5 billion yuan for credit support.邮储银行广州市分行作为深中通道合作银行,签约总金额达50亿元,提供信贷支持。
2024-07-30PSBC board of directors held a meeting on July 30, 2024, in Beijing, reviewing the adjustment of board committee members.邮储银行董事会于2024年7月30日在北京召开会议,审议调整董事会专门委员会人员组成。
2024-07-31PSBC announced payment system upgrade maintenance on July 30 and August 1, 2:00-4:30 AM, affecting digital yuan and merchant payment services.邮储银行将于7月30日和8月1日凌晨2:00-4:30进行支付系统升级维护,影响数字人民币和商户支付服务。
2024-07-31PSBC Fuzhou Jinxi branch issued a 3 million yuan working capital loan to a textile enterprise for raw material procurement.邮储银行抚州金溪支行为纺织企业发放流动资金贷款300万元,用于采购原材料。
2024-07-31PSBC Guanxian branch dispatched a party member to serve as a part-time financial deputy mayor in Qingshui Town, facilitating a 1 million yuan bearing industry loan and a 2.7 million yuan village cooperative loan.邮储银行冠县支行选派党员挂职清水镇金融副镇长,发放轴承产业贷100万元和村合作社贷款270万元。
2024-07-31PSBC adjusted its corporate service fee schedule effective August 1, 2024, to reduce fees and lower enterprise operating costs.邮储银行自2024年8月1日起调整部分公司业务服务价格,减费让利降低企业成本。
2024-08-01Postal Savings Bank of China (PSBC) Shanghai Pudong New Area Sub-branch approved Lu Hua as deputy general manager.邮储银行上海浦东新区分行获批陆华任职副行长。
2024-08-01PSBC Yongchun County Sub-branch signed a strategic cooperation agreement with Yongchun County Individual Business Association, granting a pre-approved credit line of 500 million yuan.邮储银行永春县支行与永春县个体经营企业协会签订战略合作协议,预授信5亿元。
2024-08-01PSBC Nan'an City Sub-branch signed a strategic cooperation agreement with Nan'an Association of Taiwan Compatriots, granting a comprehensive pre-approved credit line of 3 billion yuan.邮储银行南安市支行与南安市台属台胞联谊会签订战略合作协议,综合预授信30亿元。
2024-08-02PSBC Beijing Chaoyang District Shuian Nanjie Business Office approved to rename to PSBC Beijing Chaoyang District Changhui Road Business Office.邮储银行北京朝阳区水岸南街营业所获批更名为北京朝阳区常惠路营业所。
2024-08-02PSBC Qianxinan Prefecture Branch approved Xie Xiaohong as deputy general manager.邮储银行黔西南州分行谢晓红获批任职副行长资格。
2024-08-03PSBC Liaocheng City Branch granted a credit line of 95.06 million yuan to Guanxian Beikong Qingquan Sewage Treatment Co., Ltd. as the sole bank for its new sewage treatment project (60,000 tons/day expansion).邮储银行聊城市分行为冠县北控清泉污水处理有限公司授信9506万元,成为其新建污水处理项目(日处理6万吨扩建工程)唯一授信银行。
2024-08-05PSBC and Zhipu AI jointly developed a generative AI application for automated suspicious transaction analysis reports, selected as a typical case at the 2024 Global Digital Economy Conference.邮储银行与智谱联合开发的基于生成式人工智能的可疑交易分析报告自动生成应用,入选2024年全球数字经济大会人工智能大模型场景应用典型案例。
2024-08-05PSBC board of directors approved the '2024-2026 Three-Year Capital Rolling Plan' and '2024 Capital Adequacy Management Plan', and elected Liu Xin'an, Zhang Xuanbo, and Hu Yuting to board committees, effective upon regulatory approval.邮储银行董事会审议通过《2024-2026年三年资本滚动规划》及《2024年资本充足率管理计划》,选举刘新安、张宣波、胡宇霆担任董事会专门委员会委员,自监管核准任职资格之日起生效。
2024-08-06PSBC Qianxinan Prefecture Branch completed the first 'bank-enterprise financing matchmaking' scenario application via the cross-border financial service platform in Qianxinan, granting an 8.5 million yuan credit line and disbursing 3.69 million yuan to a foreign trade enterprise.邮储银行黔西南州分行通过跨境金融服务平台“银企融资对接”场景,为某外贸企业核定授信850万元并发放信贷资金369万元,系黔西南州首笔。
2024-08-07PSBC Luzhou Zhongxing Street Business Office approved to rename to Luzhou Yunfeng Road Section 2 Business Office.邮储银行泸州市中兴街营业所获批更名为泸州市云峰路二段营业所。
2024-08-08PSBC Lichuan County Sub-branch issued the city's first large-amount working capital loan of 68 million yuan to Jiangxi Kangshu Ceramics Co., Ltd., a provincial-level specialized and new enterprise.邮储银行黎川县支行为省级专精特新企业江西省康舒陶瓷有限公司发放全市首笔大额流动资金贷款6800万元。
2024-08-12PSBC Tongren City Branch approved Yu Zhangping as general manager.邮储银行铜仁市分行获批余章平任行长。
2024-08-12PSBC Huizhou City Branch issued a 100 million yuan small-enterprise large-amount loan to a Shenzhen-based industrial and trading company, setting a new single-customer record for PSBC Guangdong Province.邮储银行惠州市分行为深圳市某工贸有限公司发放小企业大额贷款1亿元,刷新邮储银行广东省分行小企业贷款单户放款最高纪录。
2024-08-13PSBC Lushan County Longmen Town Business Office approved for establishment with a 6-month construction period.邮储银行芦山县龙门镇营业所获批筹建,筹建期为6个月。
2024-08-14PSBC Shanghai Branch launched the 'U-Housing Loan' paperless online mortgage application project, enabling 'online application + online processing' for housing loans.邮储银行上海分行“U房贷”无纸化线上流程项目正式上线,实现房贷业务“线上申请+线上办理”新模式。
2024-08-14PSBC Baoji City Branch held a credit product launch event for the kiwifruit industry in Meixian County, introducing the '2024 Kiwifruit Industry Loan'.邮储银行宝鸡市分行在眉县举办支持猕猴桃产业发展信贷产品发布会,宣讲2024年猕猴桃产业贷政策。
2024-08-15PSBC Fujian Province Branch approved Lin Wei as deputy general manager of PSBC Ningde City Branch.邮储银行福建省分行核准林玮任邮储银行宁德市分行副行长。
2024-08-16PSBC Pujiang County Sub-branch signed a 'Strategic Cooperation Agreement on Rural Revitalization' with Baima Town Government, granting a 500 million yuan credit line for rural revitalization.邮储银行浦江县支行与白马镇政府签署《助力乡村振兴战略合作协议》,授信5亿元专项用于支持乡村振兴。
2024-08-16PSBC Lushan County Sub-branch signed a strategic cooperation agreement with Lushan County Hanjia Industrial Co., Ltd., covering comprehensive credit, fund settlement, cash management, and bill business.邮储银行芦山县支行与芦山县汉嘉实业有限公司签订战略合作协议,在综合授信、资金结算、现金管理、票据业务等领域展开合作。
2024-08-19PSBC Tongren City Branch approved Gan Wenliang as deputy general manager.邮储银行铜仁市分行获批甘文亮任副行长。
2024-08-19PSBC Tongren City Branch approved Peng Lulu as deputy general manager.邮储银行铜仁市分行获批彭露露任副行长。
2024-08-20PSBC signed a digital RMB cooperation agreement with Lianyungang Municipal Bureau of Culture, Radio, Television and Tourism for cultural tourism scenarios, including scenic area co-construction and annual pass top-ups.邮储银行与连云港市文化广电和旅游局签署文旅场景数字人民币合作协议,涉及景区共建、年票充值等场景。
2024-08-20The first 'National Bond Distribution to Rural Areas Demonstration Site' in Xiangxi Prefecture was established at PSBC Yongshun County Wanping Town Sub-branch.湘西州首个“湖南省国债下乡示范点”在邮储银行永顺县万坪镇支行挂牌成立。
2024-08-20PSBC Fujian Longyan City Branch approved Lin Xiangqing as deputy general manager.邮储银行福建龙岩市分行获批林香清任副行长。
2024-08-20PSBC Putian City Branch completed the first front-end design M&A loan in the system, successfully landing a 650 million yuan syndicated loan for a municipal state-owned enterprise merger.邮储银行莆田市分行突破系统内全国首笔前端设计并购贷款业务,成功落地某市属国企并购银团贷款6.5亿元。
2024-08-20PSBC Yibin City Minjiang West Road Sub-branch approved for termination of business.邮储银行宜宾市岷江西路支行获批终止营业。
2024-08-21PSBC Luoyang City Branch signed a batch guarantee business agreement with Yichuan County Jincai Financing Guarantee Co., Ltd., adopting a 20%:80% risk-sharing model with a 3% non-performing loan trigger.邮储银行洛阳市分行与伊川县金财融资担保有限公司签署批量担保业务协议,实行20%:80%风险分担,不良率熔断线为3%。
2024-08-21PSBC launched the 'Civil Affairs U-Verification' product, an online verification service for newly established social organizations, first piloted in Shenzhen.邮储银行推出民政线上验资产品“民政U验资”,该产品已在深圳市试点上线。
2024-08-22PSBC Shannan Sub-branch in Tibet was unveiled as the region's first 'carbon-neutral operations branch', achieving operational carbon neutrality.邮储银行山南支行举行“碳中和运营网点”揭牌,成为西藏自治区首家实现运营碳中和的绿色银行。
2024-08-23PSBC Beijing Haidian District Newspaper Distribution Retail Branch Office approved for termination of business.邮储银行北京海淀区报刊发行零售分局营业所获批终止营业。
2024-08-23PSBC Tianjin Branch launched the new product 'Post-Sci-Tech Loan' for tech enterprises, with the first loan of 5 million yuan disbursed on the same day.邮储银行天津分行推出新产品“邮科贷”,23日首笔贷款500万元发放。
2024-08-23PSBC Beijing Fengtai District Dahongmen Business Office approved for termination of business.邮储银行北京丰台区大红门营业所获批终止营业。
2024-08-26PSBC Shantou City Branch approved Yu Xiaoming as deputy general manager.邮储银行汕头市分行获批余晓明任副行长。
2024-08-27PSBC Shanghai Branch successfully landed the first cross-border M&A syndicated loan for a Hong Kong-listed company privatization in the country, utilizing the FT (Free Trade) account unit.邮储银行上海分行成功落地全国首单港股私有化跨境并购银团贷款业务,运用FT自贸分账核算单元。
2024-08-27PSBC Zhanjiang City Branch officially established the 'Blue Finance Center' to provide specialized financial services for the marine economy.邮储银行湛江市分行蓝色金融中心正式挂牌成立,为蓝色海洋特色客群提供全方位金融服务。
2024-08-28PSBC Linshui County Tantong Town Jiufengsi Business Office and another agency branch approved for termination of business.邮储银行邻水县坛同镇九峰寺营业所等2个代理机构获批终止营业。
2024-08-30PSBC Jixi City branch has cumulatively issued over 100 million yuan in entrepreneurship-guaranteed loans since 2019, supporting over 600 projects and creating over 1,700 jobs, leveraging a 10x margin multiplier policy.邮储银行鸡西市分行自2019年以来累计发放创业担保贷款超1亿元,支持项目600余个,带动就业超1700人,启动保证金10倍比例放大政策。
2024-08-30PSBC Dongyuan County sub-branch disbursed a 500,000 yuan loan to a tea plantation base in Shangwan Town, Dongyuan County, with same-day online approval, as part of its tea industry chain credit product (max 500,000 yuan for growers, 1 million yuan for processors).邮储银行东源县支行为上莞镇茶园种植基地放款50万元,全程线上申请当天发放,茶叶产业链贷款种植户最高50万元、加工企业最高100万元。
2024-08-30PSBC Fuzhou City branch provided preferential credit loans to a wood processing enterprise through its 'Inclusive Finance Promotion Month' campaign, reducing financing costs for the firm to purchase raw materials.邮储银行抚州市分行通过“普惠金融推进月”行动,为一家木材加工企业提供优惠信用贷款,降低融资成本以采购原材料。
2024-08-30PSBC released its 2024 semi-annual report: total assets exceeded 16 trillion yuan (16.41 trillion), revenue 176.789 billion yuan (down 0.11% YoY), net profit 48.815 billion yuan (down 1.51% YoY), net interest margin 1.91%, NPL ratio 0.84%, provision coverage 325.61%.邮储银行发布2024年半年报:资产总额突破16万亿元(16.41万亿),营业收入1767.89亿元(同比降0.11%),归母净利润488.15亿元(同比降1.51%),净息差1.91%,不良贷款率0.84%,拨备覆盖率325.61%。
2024-08-30PSBC plans to implement a 2024 interim dividend with a total payout not exceeding 30% of the semi-annual net profit attributable to shareholders.邮储银行拟实施2024年度中期分红派息,中期股利总额占半年度归母净利润的比例不高于30%。
2024-08-30PSBC's board of directors reviewed the 'Action Plan for Enhancing Core Functions and Building a First-Class Bank' at a meeting on August 30, 2024.邮储银行董事会于2024年8月30日审议了《中国邮政储蓄银行增强核心功能建设一流银行行动方案》。
2024-08-30PSBC reported that its 'Niyoutongying' interbank platform had over 2,400 registered clients with cumulative transaction volume exceeding 3.5 trillion yuan, and custody assets exceeded 5 trillion yuan for the first time in H1 2024.邮储银行2024年上半年“邮你同赢”同业平台注册客户超2400家,累计交易规模突破3.5万亿元,托管规模首次突破5万亿元。
2024-08-30PSBC's technology mid-platform provided over 14,000 enterprise-level services applied in 932 business scenarios as of H1 2024.截至2024年上半年,邮储银行技术中台提供企业级服务超14000项,应用于932个业务场景。
2024-08-30PSBC served nearly 80,000 tech enterprises with a financing balance exceeding 400 billion yuan, and its manufacturing medium-to-long-term loan balance grew 11.68% from end-2023 to H1 2024.邮储银行服务科技型企业近8万户,融资余额突破4000亿元,制造业中长期贷款余额较上年末增长11.68%。
2024-08-30PSBC's agricultural-related loan balance reached 2.22 trillion yuan, and inclusive small-micro enterprise loan balance reached 1.59 trillion yuan as of end-June 2024.截至2024年6月末,邮储银行涉农贷款余额2.22万亿元,普惠型小微企业贷款余额1.59万亿元。
2024-08-30PSBC completed renovation of over 5,200 outlets and opened 5,638 'Youai Service Stations' to the public as of H1 2024.截至2024年上半年,邮储银行完成5200余个网点装修改造,向社会公众开放5638个“邮爱驿站”。
2024-08-30PSBC Luoyang City branch introduced differentiated credit policies for technological transformation and equipment renewal, supporting 12 major areas from MIIT and 10 from MOHURD, as well as new energy vehicles and green home appliances.邮储银行洛阳市分行对技术改造和设备更新重点领域(工信部12大领域、住建部10大领域)及新能源车、绿色家电等以旧换新领域给予差异化授信政策。
2024-08-30PSBC's H1 2024 net fee and commission income fell 16.71% YoY to 15.161 billion yuan, mainly due to a 54.12% drop in agency insurance business revenue under the 'reporting and bank integration' policy.邮储银行2024年上半年手续费及佣金净收入同比下降16.71%至151.61亿元,主要因“报行合一”政策导致代理保险业务收入减少54.12%。
2024-08-30PSBC Yiwu sub-branch participated in a joint government-enterprise promotional day on August 16, 2024, with Jiangdong Sub-district, Jiangdong Police Station, and China Mobile to promote deposit insurance and fee reduction policies.邮储银行义乌支行于2024年8月16日参与江东街道、江东派出所、中国移动等政企联合宣传日活动,推广存款保险和减费让利政策。
2024-08-30PSBC acted as a distributor for Dacheng Wenkang 6-month Holding Period Bond Securities Investment Fund (A class: 021131, C class: 021132), accepting account opening and subscription applications.邮储银行为大成稳康6个月持有期债券型证券投资基金(A类021131、C类021132)的代销机构,办理开户、认购等业务。
2024-08-30PSBC Qinhuangdao City branch established the city's first payment facilitation service station at Beidaihe sub-branch, with multilingual staff and service windows for foreign visitors, as part of optimizing payment services for the elderly and foreigners.邮储银行秦皇岛市分行在北戴河支行成立全市首家支付便利化服务站,配备多语种服务专员和专窗,优化老年人和外籍来华人员支付服务。
2024-08-30PSBC Qinhuangdao Shanhaiguan sub-branch, after flooding from heavy rain, resumed operations and received a corporate deposit of 150 million yuan from a client.邮储银行秦皇岛市山海关支行遭遇强降雨内涝后恢复生产,收到公司客户存入1.5亿元资金。
2024-08-30PSBC Qinhuangdao sub-branches assisted police in arresting 4 telecom fraud suspects in April and July 2024 by intercepting suspicious transactions at counters.邮储银行秦皇岛市分行辖内网点2024年4月和7月协助警方抓获4名电信诈骗犯罪嫌疑人,成功拦截柜面可疑交易。
2024-09-01Postal Savings Bank of China (PSBC) released 2024 semi-annual report: total assets 16.41 trillion yuan, up 4.37% from end-2023; net profit attributable to parent 48.815 billion yuan, down 1.51% YoY; NIM 1.91%; NPL ratio 0.84%, up 1bp from end-2023; provision coverage 325.61%.邮储银行发布2024年半年度报告:资产总额16.41万亿元,较上年末增长4.37%;归母净利润488.15亿元,同比下降1.51%;净息差1.91%;不良贷款率0.84%,较上年末上升1BP;拨备覆盖率325.61%。
2024-09-02PSBC announced that it will increase dividend frequency and implement an interim dividend for 2024 at a ratio of 30%, consistent with other large state-owned banks; the specific plan is under study and will be submitted to the shareholders' meeting for approval.邮储银行宣布将增加分红频次,拟按30%的比例进行2024年中期利润分配,与其他大行保持一致;具体方案正在研究制定中,将提交股东大会审批。
2024-09-02PSBC launched 'Ten Market Gaps' strategy to guide the whole bank in seeking customers with balanced volume, price and risk, and has achieved initial results.邮储银行推出“十大缝隙”策略,指导全行寻找量价险均衡发展的客户,已初见成效。
2024-09-02PSBC's mortgage loan投放 nearly 200 billion yuan in H1 2024, net increase over 20 billion yuan, making it the only large state-owned bank with positive growth; over 90% of the business was for刚性 and改善性 housing needs.邮储银行上半年按揭贷款投放近2000亿元,净增超过200亿元,是国有大行中唯一正增长银行;超90%业务为刚需和改善型住房需求。
2024-09-02PSBC's H1 2024 inclusive small-micro enterprise loan balance reached 1.59 trillion yuan, up nearly 18% YoY, accounting for over 18% of total loans.邮储银行上半年末普惠型小微企业贷款余额1.59万亿元,同比增长近18%,在贷款中占比超过18%。
2024-09-02PSBC's agricultural-related loans net increased by 180.9 billion yuan in H1 2024, with balance reaching 2.22 trillion yuan, up 8.88% from end-2023.邮储银行上半年涉农贷款净增1809亿元,余额2.22万亿元,较上年末增长8.88%。
2024-09-02PSBC's H1 2024 net interest income grew 1.83% YoY; non-interest income excluding insurance agency grew over 10% YoY.邮储银行上半年利息净收入同比增长1.83%;剔除保险代理后中收同比增长超过10%。
2024-09-03Shanghai Clearing House Chairman Ma Jianyang visited PSBC and met with President Liu Jianjun; both sides agreed to deepen cooperation in RMB FX CCP clearing, bonds, and commodity clearing.上海清算所董事长马贱阳带队赴邮储银行拜访调研,双方同意深化在人民币外汇交易中央对手清算、债券、大宗商品清算通等业务领域的合作。
2024-09-04PSBC Putian branch disbursed the first ESG climate finance loan, 3 million yuan, to a building materials company in Fujian, linking loan interest rate to carbon emission reduction targets.邮储银行莆田市分行落地首笔ESG气候金融贷300万元,贷款利率与碳减排目标挂钩。
2024-09-04Nanyang Investment Group signed a strategic cooperation agreement with PSBC Henan branch; PSBC will provide no less than 20 billion yuan in financing credit support to Nanyang Investment Group.南阳投资集团与邮储银行河南省分行签署战略合作协议,邮储银行将为南阳投资集团提供不低于200亿元的融资授信支持。
2024-09-05PSBC Gansu branch and Gansu Agricultural Credit Guarantee Co. successfully launched the 'Bank-Guarantee Direct Connection System' and completed the first loan disbursement, enabling paperless and faster loan approval.邮储银行甘肃省分行与甘肃省农担公司“银担直连系统”成功上线并完成首笔放款,实现无纸化操作和快速审批。
2024-09-05PSBC Quanzhou branch successfully landed the first interbank cross-border financial services platform enterprise FX risk management business nationwide, using the SAFE cross-border financial service platform.邮储银行泉州市分行落地全国同业首笔跨境金融服务平台企业汇率风险管理业务。
2024-09-06PSBC Guangxi branch successfully landed its first digital RMB bill discounting business, with discount funds directly credited to the enterprise's digital RMB corporate wallet.邮储银行广西区分行成功落地辖内首笔数字人民币票据贴现业务,贴现资金直接划入企业数字人民币对公钱包。
2024-09-06PSBC Yingtan branch issued the first sci-tech innovation and technical transformation relending loan in Jiangxi province, 4 million yuan, to support an enterprise's production technology upgrade.邮储银行鹰潭市分行发放全省邮储银行首笔科技创新和技术改造再贷款项目400万元。
2024-09-09PSBC Putian branch disbursed 48.855 million yuan to Fujian Sailong Technology for a 10,000-ton环保再生纤维 technical transformation project; this is the first转型 reloan in PSBC system and a跨界 cooperation in transition finance.邮储银行莆田市分行向福建赛隆科技发放4885.5万元转型再贷款,专项用于1万吨环保再生纤维技改项目,为邮储银行系统内全国首笔转型再贷款。
2024-09-11National Financial Regulatory Administration (NFRA) approved the qualifications of Liu Xin'an, Zhang Xuanbo, Hu Yuting, and Yu Mingxiong as non-executive directors of PSBC, effective from September 10, 2024, for a term of three years.国家金融监督管理总局核准刘新安、张宣波、胡宇霆、余明雄担任邮储银行非执行董事的任职资格,自2024年9月10日起就任,任期三年。
2024-09-12Chongqing Party Secretary Yuan Jiajun and Mayor Hu Henghua met with PSBC President Liu Jianjun; PSBC expressed willingness to deepen cooperation, integrate into the construction of the Western Financial Center, and contribute to the modernization of the new Chongqing.重庆市委书记袁家军、市长胡衡华会见邮储银行行长刘建军,邮储银行表示将深度融入西部金融中心建设,为现代化新重庆建设贡献力量。
2024-09-12PSBC Ningde branch and Zhongnongpi Cloud Warehouse Technology Co. signed a strategic agreement on Fuding white tea industry chain finance, focusing on tea warehouse receipt pledge loans.邮储银行宁德市分行与中农批云仓科技签署福鼎白茶产业链金融战略合作协议,拓展白茶仓单质押贷款。
2024-09-13PSBC Huizhou branch's motor vehicle registration service station was unveiled and put into use, allowing citizens to handle motor vehicle mortgage and解除抵押 registration at the bank.邮储银行惠州市分行机动车登记服务站揭牌投入使用,市民可在银行办理机动车抵押和解除抵押登记业务。
2024-09-13PSBC Putian branch co-organized the 2024 Mulan River Forum on Climate Finance, focusing on 'Promoting Green Transformation, Boosting Climate Investment and Financing'.邮储银行莆田市分行协办2024年木兰溪论坛·气候金融,聚焦“推动绿色转型,助力气候投融资”主题。
2024-09-13PSBC Zhuzhou branch disbursed a 70 million yuan fixed-asset loan for the分布式 photovoltaic project in Liling ceramic industrial park, with a 15-year term and flexible repayment.邮储银行株洲市分行为醴陵陶瓷工业园分布式光伏项目发放固定资产贷款7000万元,期限15年,还款方式灵活。
2024-09-13PSBC Haikou branch disbursed the first batch of emergency loans totaling 47.616 million yuan to support灾后复产 of enterprises affected by Typhoon Yagi, covering medicine and transportation sectors.邮储银行海口市分行发放首批4761.6万元应急贷款,支持受台风“摩羯”影响的企业灾后复工复产,涉及药品、交通等领域。
2024-09-14PSBC Longchuan branch committed to provide a total of 500 million yuan in credit over five years (1 billion yuan annually) to support the '百千万工程' and rural revitalization in Longmu Town.邮储银行龙川县支行承诺每年提供1亿元、总授信5亿元的授信额度,助力龙母镇“百千万工程”和乡村振兴。
2024-09-15PSBC officially launched the money market trading robot 'You Xiao Zhu' (Post Assistant), based on the CFETS iDeal platform, using AI for intelligent quotation and response in pledged repo transactions.邮储银行正式推出货币市场交易机器人“邮小助”,基于中国外汇交易中心iDeal平台,利用人工智能实现质押式回购在线智能询价与应答。
2024-09-18PSBC Fuzhou branch signed a strategic framework agreement with Fuzhou Pucheng Chamber of Commerce, pre-granting 3 billion yuan in credit to the chamber.邮储银行福州市分行与福州市浦城商会签署战略框架协议,对商会预授信30亿元。
2024-09-18PSBC Qinhuangdao branch successfully implemented multiple 'Smart Campus' SASS+ scenario projects, completing debit card issuance for over 2,000 people in 17 days.邮储银行秦皇岛市分行成功落地多个智慧校园SASS+场景项目,17天内完成2000余人借记卡开卡及加办。
2024-09-19Postal Savings Bank of China (PSBC) Anyang branch obtained approval to rename two sub-branches: Huaxian Jiaohu Township Office to Huaxian Jiaohu Town Office, and Neihuang County Buxiang Township Office to Neihuang County Bocheng Town Office.邮储银行安阳市分行获批更名两家营业所:滑县焦虎乡营业所更名为滑县焦虎镇营业所,内黄县卜城乡营业所更名为内黄县亳城镇营业所。
2024-09-19PSBC Hainan Branch obtained approval to establish a new sub-branch, Lingao County Meiliang Office, in Hainan Province.邮储银行海南分行获批筹建临高县美良营业所。
2024-09-19Li Rongyuan was approved as Vice President of PSBC Haikou City Branch by the Hainan Financial Regulatory Bureau.李荣元获批担任邮储银行海口市分行副行长。
2024-09-19PSBC Longchuan County Branch launched a 'Whole-Town Credit Granting' initiative in Longmu Town, providing a total credit line of 500 million yuan over 5 years (1 billion yuan annually) to support rural revitalization.邮储银行龙川县支行在龙母镇启动“整镇授信”,5年总授信5亿元(每年1亿元),助力乡村振兴。
2024-09-19PSBC Putian City Branch established a 'Green Finance Center' and co-hosted the 'Mulanxi Forum · Climate Finance' with Putian University and others.邮储银行莆田市分行成立“绿色金融中心”,并联合莆田学院等举办“木兰溪论坛·气候金融”。
2024-09-19Guan Yiliang was approved as Vice President of PSBC Sanming City Branch by the Fujian Financial Regulatory Bureau.官义亮获批担任邮储银行三明市分行副行长。
2024-09-19PSBC Pingliang City Branch disclosed that as of end-August, it had cumulatively disbursed approximately 110 million yuan in loans to the Chinese herbal medicine planting and purchasing industry.邮储银行平凉市分行披露,截至8月末,向中药材种植及收购行业累计投放贷款约1.1亿元。
2024-09-20PSBC Shaoyang City Branch granted a total of 115 million yuan in technology-finance credit lines to 8 enterprises at a municipal science and technology innovation conference.邮储银行邵阳市分行在市级科技工作者创新创业推进会上,为8家企业授予1.15亿元科技金融赋能授信。
2024-09-20PSBC Wuxi City Branch disclosed that as of end-July, it had provided over 5.18 billion yuan in credit to the shipping and transportation industry chain, serving over 200 clients.邮储银行无锡市分行披露,截至7月末,为船舶运输产业链客户提供信贷超51.8亿元,服务客户超200家。
2024-09-23PSBC Hainan Province Branch disclosed that as of end-August, it had provided loan support to 7 'white-list' projects under the urban real estate coordination mechanism, with cumulative new loans of 742 million yuan since the mechanism's establishment.邮储银行海南省分行披露,截至8月末,已为省内7个房地产融资协调机制“白名单”项目提供贷款支持,累计新增发放贷款7.42亿元。
2024-09-23PSBC Yongchun County Branch signed a strategic cooperation agreement and pre-credit granting letter with Yongchun County Fragrance Products Trade Association.邮储银行永春县支行与永春县香制品同业公会签订战略合作协议及预授信授牌。
2024-09-23PSBC Jingyuan County Wuhu Town Office obtained approval for establishment from the Gansu Financial Regulatory Bureau.邮储银行靖远县五合镇营业所获批筹建。
2024-09-23PSBC Lanzhou Pengjiaping Office obtained approval to rename to Lanzhou Gongjiawan Office from the Gansu Financial Regulatory Bureau.邮储银行兰州市彭家坪营业所获批更名为兰州市龚家湾营业所。
2024-09-24PSBC Quanzhou City Branch disclosed that it had disbursed 233 million yuan in the first batch of Fujian Province specialized and new 'little giant' enterprise special loans, ranking first in the Fujian PSBC system.邮储银行泉州市分行披露,投放第一期福建省专精特新中小企业专项资金贷2.33亿元,投放金额排名福建邮储系统首位。
2024-09-25PSBC Longchuan County Branch successfully handled the payroll distribution business for a large local enterprise, disbursing 14.99 million yuan monthly for over 4,500 employees, and signed a 5-year agreement.邮储银行龙川县支行成功为当地某大型企业开展代发工资业务,每月代发金额1499万元,覆盖4500多名员工,并签订5年协议。
2024-09-25PSBC Bazhong City Branch signed a strategic cooperation agreement with Sichuan Hongyuan Changqing Public Utility Group for a water supply facility renovation project, with an approved credit of 310 million yuan.邮储银行巴中市分行与四川泓源常青公用事业集团签署战略合作协议,获批供水设施改扩建项目债项授信3.1亿元。
2024-09-26PSBC Chongqing Branch obtained approval to establish a new sub-branch, Chongqing Nan'an District Jiguanshi Office.邮储银行重庆分行获批筹建重庆南岸区鸡冠石营业所。
2024-09-26PSBC Chongqing Bishan District Meijiang Office obtained approval to rename to Chongqing Bishan District Tongshan Road Office.邮储银行重庆璧山区梅江营业所获批更名为璧山区铜山路营业所。
2024-09-27PSBC Jiangxi Province Branch signed a strategic cooperation agreement with Nanchang Economic and Technological Development Zone, agreeing to provide no less than 10 billion yuan in意向性 financing support to the zone's entities and enterprises from 2024 to 2028.邮储银行江西省分行与南昌经开区签署战略合作协议,2024-2028年间对园区主体及入驻企业提供累计不低于100亿元的意向性融资支持。
2024-09-27PSBC Hainan Province Branch signed a strategic cooperation agreement with Guilin Yang Economic Development Zone to jointly build the first 'Benefiting Life, Promoting Consumption' demonstration zone in the Free Trade Port, launching the 'Hainan Free Trade Port - Approximate Global' consumption card.邮储银行海南省分行与桂林洋经济开发区签署战略合作协议,打造自贸港首个“惠生活、促消费”示范区,推出“海南自由贸易港-约惠全球”消费主题卡。
2024-09-29PSBC's mobile banking app officially connected to China UnionPay's QuickPass (Yunshanfu) network payment platform, enabling dual-app access (credit card and mobile banking).邮储银行手机银行App正式接入中国银联云闪付网络支付平台,实现信用卡和手机银行双App接入。
2024-09-29PSBC Shaoguan Qiming Office obtained approval to rename to Shaoguan Wuliting Office from the Guangdong Financial Regulatory Bureau.邮储银行韶关市启明营业所获批更名为韶关市五里亭营业所。
2024-09-29PSBC announced it will continue to reduce payment service fees for small and micro enterprises and individual industrial and commercial households for another three years, until September 30, 2027, following the expiration of previous measures.邮储银行公告,继续减免小微企业和个体工商户支付手续费,优惠期三年至2027年9月30日。
2024-09-29PSBC announced it is formulating an implementation plan for adjusting existing mortgage interest rates, planning to release operational details on October 12 and complete batch adjustments by October 31.邮储银行公告,正在抓紧制定存量房贷利率调整实施方案,拟于10月12日发布操作细则,10月31日前完成批量调整。
2024-09-30PSBC Tianjin Branch signed a strategic cooperation agreement with China Unicom Tianjin Branch to deepen cooperation in community co-building and digital finance.邮储银行天津分行与中国联通天津市分公司签署战略合作协议,深化社区共建和数字金融合作。
2024-09-30PSBC announced its 2024 interim profit distribution plan: a cash dividend of 1.477 yuan per 10 shares (tax included), totaling approximately 14.646 billion yuan, representing 30% of the half-year net profit attributable to shareholders.邮储银行公布2024年度中期利润分配方案:每10股派发1.477元(含税),合计约146.46亿元,占半年度归母净利润的30%。
2024-09-30PSBC board decided to appoint KPMG Huazhen LLP and KPMG as the 2024 annual auditors, replacing the previous firm.邮储银行董事会决定聘请毕马威华振会计师事务所和毕马威会计师事务所为2024年度会计师事务所。
2024-09-30PSBC board approved the adjustment of the savings agency fee pricing for deposits absorbed by China Post Group, lowering tiered rates for deposits of three years or less.邮储银行董事会审议通过调整与中国邮政集团代理吸收存款业务储蓄代理费定价的议案,下调三年及以下期限存款分档费率。
2024-09-30PSBC Suzhou City Branch jointly launched the 'Shiquan Street' digital yuan hard wallet with the Gusu District government and others, combining cultural tourism and non-heritage consumption.邮储银行苏州市分行与姑苏区政府等联合发布“十全街”数字人民币硬钱包,融合文旅、非遗消费。
2024-10-08Shi Jinjie was approved as vice president of PSBC Xingtai City Branch, and Duan Kun was approved as vice president of PSBC Shijiazhuang City Branch by the Hebei Regulatory Bureau.河北监管局核准石进杰任邮储银行邢台市分行副行长、段坤任邮储银行石家庄市分行副行长的任职资格。
2024-10-08PSBC Hebei Branch was approved to establish Baoding Qingyuan Donglv Business Office, and PSBC Chongqing Branch was approved to establish Tongliang Tonglong Road Business Office.河北监管局批准筹建邮储银行保定市清苑东闾营业所,重庆监管局同意筹建邮储银行重庆铜梁区铜龙路营业所。
2024-10-08PSBC Bazhong City Branch signed a strategic cooperation agreement with Sichuan Hongyuan Changqing Public Utilities Group for a water supply renovation project, granting a credit of RMB 310 million.邮储银行巴中市分行与四川泓源常青公用事业集团签署战略合作协议,为供水设施改(扩)建项目提供3.1亿元债项授信。
2024-10-08PSBC Hubei Branch disbursed a real estate development loan of RMB 320 million for the 'Wuhan Chengtou Xiyuan' project, supporting urban village redevelopment.邮储银行湖北省分行为“武汉城投·禧园”房地产开发项目发放贷款3.2亿元,支持城中村改造。
2024-10-09PSBC disclosed in its 2024 first extraordinary general meeting materials a further reduction in tiered agency fee rates for savings deposits of three years or less, with demand deposit rates cut by 33.8 bps.邮储银行在2024年第一次临时股东大会会议资料中披露,进一步下调三年及以下期限代理储蓄存款的分档费率,活期存款费率下调33.8个基点。
2024-10-09PSBC Xi'an City Branch has disbursed RMB 1 billion to projects on the real estate coordination mechanism white list, supporting real estate financing needs.邮储银行西安市分行已向房地产协调机制白名单项目投放10亿元,支持西安市房地产项目融资需求。
2024-10-09PSBC held its 2024 first extraordinary general meeting on October 25 to consider the appointment of the 2024 auditor.邮储银行于2024年10月25日召开2024年第一次临时股东大会,审议聘请2024年度会计师事务所的议案。
2024-10-10PSBC Chongqing Hechuan Qujia Business Office was renamed to Tianxing Business Office, and Tongliang Quande Business Office was renamed to Yandu Business Office.重庆监管局同意邮储银行重庆合川区渠嘉营业所更名为天星营业所,铜梁区全德营业所更名为晏渡营业所。
2024-10-10PSBC Wuhan Branch signed a strategic cooperation agreement with Hubei Lingchuang Beidou Industry Development Research Institute to support Beidou technology and low-altitude economy integration.邮储银行武汉市分行与湖北领创北斗产业发展研究院有限公司签订战略合作协议,支持北斗技术与低空经济融合。
2024-10-11PSBC Hainan Branch organized a special team to support disaster-hit real estate enterprises after Typhoon Yagi, disbursing RMB 222 million in syndicated loans to 5 projects.邮储银行海南省分行组织专项工作小组支持台风“摩羯”受灾房企,为5个项目新增银团贷款投放2.22亿元。
2024-10-12PSBC announced it will batch-adjust existing individual housing loan interest rates on October 25, 2024, reducing the add-on spread to -30 bps for LPR-based floating-rate loans.邮储银行宣布将于2024年10月25日集中批量调整存量个人住房贷款利率,将LPR定价浮动利率贷款的加点幅度调整为-30个基点。
2024-10-12PSBC Tianshui City Branch was fined RMB 510,000 and warned by the Tianshui Financial Regulatory Sub-Bureau for non-standard financial license management, inadequate personal business loan management, and insufficient supervision of agency outlets.邮储银行天水市分行因金融许可证管理不规范、个人经营性贷款管理不尽职、对辖内代理营业机构监督检查不合规,被天水监管分局警告并罚款51万元。
2024-10-12PSBC Zhanjiang City Branch provided a credit of RMB 160 million to a real estate development company, its first white-list coordination mechanism project loan.邮储银行湛江市分行为某房地产开发公司提供授信1.6亿元,落地市分行首笔“白名单”协调机制项目贷款。
2024-10-15Hong Xiaoyuan's appointment as independent non-executive director of PSBC was approved by the National Financial Regulatory Administration, effective October 12, 2024, for a three-year term.洪小源担任邮储银行独立非执行董事的任职资格获国家金融监督管理总局核准,自2024年10月12日起就任,任期三年。
2024-10-15PSBC Changting County Branch signed a tripartite strategic cooperation agreement with Changting Supply and Marketing Agricultural Service Company and Longyan Longsheng Financing Guarantee Company to support agricultural industries.邮储银行长汀县支行与长汀供销农业服务公司、龙岩市龙盛融资担保公司签订三方战略合作协议,助力涉农产业。
2024-10-15PSBC Putian City Branch issued the first small-enterprise mortgage loan for a pre-sale model small industrial park in the system, amounting to RMB 2.74 million for a shoe and apparel company.邮储银行莆田市分行发放系统内全省首笔预售模式小微产业园按揭贷款274万元,支持某鞋服企业。
2024-10-16PSBC announced a system-wide routine drill on October 17 from 04:30 to 06:00, causing temporary service interruptions for online banking, mobile banking, and digital RMB services.邮储银行公告将于2024年10月17日凌晨04:30-06:00进行例行性演练,期间网上银行、手机银行、数字人民币等服务将短暂中断。
2024-10-17PSBC Zhangjiakou Xiahuayuan Sub-branch was fined RMB 10,000 and warned for losing its financial license due to poor management.邮储银行张家口市下花园支行因管理不善导致金融许可证遗失,被张家口监管分局警告并罚款1万元。
2024-10-17PSBC Shangrao Tiangui Road Business Office was renamed to Dongjie Business Office and relocated to Guangfeng District, approved by the Jiangxi Regulatory Bureau.江西监管局同意邮储银行上饶市天桂路营业所更名为东街营业所,并迁址至广丰区永丰街道。
2024-10-17PSBC Putian City Branch successfully issued the first front-end design M&A loan in the system, a syndicated loan of RMB 650 million for a municipal state-owned enterprise restructuring.邮储银行莆田市分行落地系统内全国首笔前端设计并购贷款业务,成功发放某市属国企并购银团贷款6.5亿元。
2024-10-17PSBC Putian City Branch issued its first ESG climate finance loan of RMB 3 million to a building materials company, linking interest rates to carbon reduction targets.邮储银行莆田市分行落地首笔ESG气候金融贷,为某建材公司发放贷款300万元,利率与碳减排目标挂钩。
2024-10-17PSBC Jinan Free Trade Zone Branch successfully issued a syndicated loan of RMB 958 million for the paid-use asset project of some state-owned scenic spots in Jinan, the first cultural tourism and franchise transfer loan in Shandong.邮储银行济南市自贸区支行成功发放济南市部分国有景区有偿使用资产项目银团贷款9.58亿元,为山东省内首笔文旅项目及特许经营权转让贷款。
2024-10-18PSBC signed a strategic cooperation agreement with Douyin Life Services Xianyou regional service provider, offering an intended credit line of RMB 100 million to merchants on the platform.邮储银行仙游县支行与抖音生活服务仙游区域服务商签订战略合作协议,对平台商户意向授信1亿元。
2024-10-18PSBC lowered its RMB deposit benchmark interest rates, cutting the demand deposit rate to 0.10% and reducing one-year, three-year, and five-year fixed-term rates to 1.13%, 1.50%, and 1.55% respectively.邮储银行下调人民币存款挂牌利率,活期存款利率降至0.10%,一年期、三年期、五年期定期存款利率分别降至1.13%、1.50%和1.55%。
2024-10-21PSBC Xianyou County Sub-branch signed a strategic cooperation agreement with Xianyou County People's Government at an industrial equipment renewal and trade-in policy briefing and production-finance matchmaking meeting.邮储银行仙游县支行与仙游县人民政府在工业领域大规模设备更新、消费品以旧换新政策解读暨产融对接会上签订战略合作协议。
2024-10-21Postal Savings Bank of China (PSBC) Xianyou County Baxia Sub-branch upgraded its branch with barrier-free passages, elderly-service windows, and assistive devices to improve services for elderly customers.邮储银行仙游县坝下支行通过网点改造升级,增设无障碍通道、适老服务窗口及助老用品,提升老年客户服务体验。
2024-10-22PSBC Putian City分行 launched the 'Fruit Loan' (福果贷), a pure-credit loan product for farmers and cooperatives without collateral, featuring online processing and flexible usage, to support local fruit industries like lychee.邮储银行莆田市分行推出纯信用贷款产品‘福果贷’,针对无有效抵押物的种养殖农户,支持线上操作、随用随取,助力荔枝等特色水果产业。
2024-10-22PSBC Putian City分行 provided a 10 million yuan 'Sci-Tech Credit Loan' (科创信用贷) to Geili Machinery (Fujian) Group, a national high-tech and provincial 'specialized and new' enterprise, using a 'technology flow' evaluation system, with approval in just 2 weeks.邮储银行莆田市分行为国家级高新技术、省级‘专精特新’企业给力机械(福建)集团有限公司发放1000万元‘科创信用贷’,运用‘技术流’评价体系,2周内完成审批。
2024-10-22PSBC Putian Dongzhuang Sub-branch provided 1 million yuan in credit support to a nursing home for equipment upgrades in elderly care and health sectors, and promoted smart hospital scenario construction.邮储银行莆田市东庄支行向某养老院提供100万元信贷支持,用于养老保健等重点领域设备更新,并推动智慧医院等场景建设。
2024-10-22PSBC Langfang Branch granted a 29.8 million yuan mortgage loan to Langfang Zhenguigu Technology Co., Ltd., a robotics and AI R&D enterprise, to solve its raw material procurement funding needs.邮储银行廊坊分行以抵押贷形式为先进机器人制造和人工智能研发企业廊坊市珍圭谷科技股份有限公司授信2980万元,解决其批量采购原材料资金难题。
2024-10-22PSBC Fuzhou City分行 signed a party-building co-construction agreement with Fuzhou Liancheng Chamber of Commerce and granted a pre-approved credit line of 3 billion yuan to the chamber.邮储银行福州市分行与福州市连城商会签订党建共建协议,并对商会预授信30亿元。
2024-10-23PSBC Fuqing City Sub-branch disbursed a total of 9.54 million yuan in loans to two Chery auto industry chain supporting enterprises, boosting R&D, production, and sales in the supply chain.邮储银行福清市支行为2家奇瑞汽车产业链配套企业发放贷款合计954万元,支持产业链企业研发、生产和销售。
2024-10-23PSBC's new-generation corporate business core system was fully launched, with overall system efficiency improved by over 10 times. The system uses fully domestic hardware, OS, and database, achieving full-stack domestic autonomous control.邮储银行新一代公司业务核心系统全面上线,系统运行整体效率提升10倍以上,服务器硬件、操作系统和数据库全部实现国产化部署,全栈国产化自主可控。
2024-10-23Hu Jianpo was appointed as PSBC's Secretary of Discipline Inspection, effective October 2024. He previously served as Deputy Head of the Central Commission for Discipline Inspection and National Supervision Commission's discipline inspection and supervision group at China Post Group.胡健泼自2024年10月起任邮储银行纪委书记,此前曾任中央纪委国家监委驻中国邮政集团有限公司纪检监察组副组长。
2024-10-23The Gansu Regulatory Bureau approved the筹建 of PSBC Jishishan County Dahejia Town Business Office, to be located at No. 19 Xiongguan Road, Dahejia Community, Dahejia Town, Jishishan County, Gansu Province, with completion required within 6 months.甘肃监管局批复同意筹建邮储银行积石山县大河家镇营业所,地址位于甘肃省临夏回族自治州积石山县大河家镇大河家社区雄关路19号,须在6个月内完成筹建。
2024-10-24PSBC successfully executed its first bond repurchase transaction under the Securities, Fund, and Insurance Companies Swap Facility (SFISF) with a top-tier securities firm on October 22, becoming one of the first institutions to participate in this PBOC-initiated tool.邮储银行于10月22日与头部券商达成首笔SFISF工具项下的债券回购交易,成为市场上首批参与该工具的机构。
2024-10-24PSBC Zhaoqing City分行 signed a strategic cooperation agreement on digital talent just transition services and granted a 50 million yuan 'Cloud-Data Just Transition Loan' (云数公正转型贷) to Guangdong Kubo Precision Technology Group, one of the first batch of national digital just transition loans.邮储银行肇庆市分行签署数字化人才公正转型服务战略合作协议,并向广东库博精密科技集团股份有限公司授信5000万元‘云数’公正转型贷,成为全国首批数字化公正转型贷款落地银行之一。
2024-10-24PSBC Wuxi City分行 led a consortium to provide a total credit line of 1.5 billion yuan for the Xiake Bay Science City urban renewal project in Wuxi, covering municipal roads, water environment, cultural tourism, and regional development.邮储银行无锡市分行牵头为霞客湾科学城城市更新改造项目总授信15亿元,用于市政道路、水系环境、文化旅游、区域开发等专项。
2024-10-25PSBC Yulin City分行 signed a strategic cooperation agreement with Fumian District People's Government to deepen cooperation in major construction projects, industrial parks, SME development, and rural revitalization, with increased credit投放 to Fumian District.邮储银行玉林市分行与福绵区人民政府签订战略合作协议,在重大项目建设、工业园区建设、中小企业发展、乡村振兴等方面深入合作,加大信贷投放。
2024-10-28PSBC's personal mobile banking and Postal Savings Credit Card apps were launched on the HarmonyOS NEXT app market, fully covering Android and iOS functions and leveraging HarmonyOS features for new user experiences like service cards.邮储银行个人手机银行、邮储信用卡App在华为原生鸿蒙操作系统HarmonyOS NEXT应用市场上架,全面覆盖安卓和iOS功能,并借助鸿蒙特性提供新体验。
2024-10-28PSBC Xiamen Siming District Yuxiu Sub-branch was renamed to Xiamen Siming District Nanhu Sub-branch, approved by the Xiamen Regulatory Bureau.厦门监管局批复同意邮储银行厦门思明区育秀支行更名为厦门思明区南湖支行。
2024-10-28PSBC Liaocheng Zhenxing Road Sub-branch reopened after a 2-month renovation, and inaugurated a 'Bank-Enterprise Meeting Hall' to deepen银企 cooperation and improve services for local businesses.邮储银行聊城市振兴路支行历经2个多月重装开业,并成立‘银企会客厅’,深化银企合作,服务地方企业。
2024-10-29PSBC completed carbon accounting for over 10,000 corporate clients as of October 2024, innovating accounting models and using fintech to support green finance product innovation and climate risk management.截至2024年10月,邮储银行累计完成企业客户碳核算数量突破1万户,创新核算模式,运用金融科技赋能碳金融产品创新和气候风险管理。
2024-10-29PSBC Jinan Jiluo Road Sub-branch was renamed to Jinan Wuyingshan Sub-branch, approved by the Shandong Regulatory Bureau.山东监管局批复同意邮储银行济南市济泺路支行更名为济南市无影山支行。
2024-10-30PSBC reported Q3 2024 results: revenue of 260.349 billion yuan, up 0.09% YoY; net profit attributable to shareholders of 75.818 billion yuan, up 0.22% YoY; NIM at 1.89%; NPL ratio at 0.86%; provision coverage at 301.88%; capital adequacy ratio at 14.23%.邮储银行发布2024年第三季度报告:营业收入2603.49亿元,同比增长0.09%;归母净利润758.18亿元,同比增长0.22%;净息差1.89%;不良贷款率0.86%;拨备覆盖率301.88%;资本充足率14.23%。
2024-10-30PSBC Chongqing Branch and Chongqing SME Development Service Center co-hosted a special equity financing roadshow for 'specialized and new' enterprises, with 6 companies presenting. Two sci-tech finance sub-branches (Bishan and Tongliang) were授牌, and 10 financing service specialists were certified.邮储银行重庆分行与重庆市中小企业发展服务中心联合主办专精特新企业股权融资路演,6家企业参与;对璧山支行、铜梁支行两家科技金融特色支行进行授牌,向10名专精特新融资服务专员颁发证书。
2024-10-31PSBC Fuding City Sub-branch, together with Fuding Tea Industry Association and China Post Fuding Company, signed a strategic cooperation agreement to support the Fuding white tea industry, with pre-approved credit lines to the association and enterprises.邮储银行福鼎市支行与福鼎市茶业协会、中国邮政福鼎公司三方签订战略合作协议,支持福鼎白茶产业发展,对茶协和企业进行预授信。
2024-11-01PSBC reported Q3 2024 results: net profit attributable to parent grew 3.5% YoY; fee and commission net income fell 12.65% YoY to RMB 20.715 billion in first three quarters; net interest margin was 1.89% as of end-Q3.邮储银行公布2024年三季度业绩:归母净利润同比增长3.5%;前三季度手续费及佣金净收入同比下降12.65%至207.15亿元;三季度末净息差为1.89%。
2024-11-01PSBC's retail AUM reached RMB 16.4 trillion as of end-Q3 2024, up 11.4% YoY, maintaining double-digit growth for four consecutive years.截至2024年9月末,邮储银行零售AUM达16.4万亿元,同比增长11.4%,连续四年保持两位数增长。
2024-11-01PSBC's non-performing loan ratio was 0.86% as of end-Q3 2024, up 2bp from mid-2024; overdue loan ratio was 1.11%, up 5bp; provision coverage ratio was 301.88%, down 45.69pp from end-2023.截至2024年9月末,邮储银行不良贷款率0.86%,较年中上升2BP;逾期贷款率1.11%,上升5BP;拨备覆盖率301.88%,较2023年末下降45.69个百分点。
2024-11-01PSBC's Fuliang County Dashikou Sub-branch was renamed to Fuliang County Nanyuan Plaza Sub-branch, approved by Jiangxi regulatory authority.江西监管局批复同意邮储银行浮梁县大石口支行更名为浮梁县南苑广场支行。
2024-11-04PSBC received an MSCI ESG rating upgrade to AA for 2024, reaching industry-leading level.邮储银行2024年度MSCI ESG评级提升至AA级,处于行业领先水平。
2024-11-04PSBC Dongguan Branch launched the bank's first private school fund supervision cloud platform project, signing supervision accounts for 12 primary/secondary schools, with 90 more to follow.邮储银行东莞市分行上线全行首个民办学校资金监管云平台项目,已签约12家中小学监管账户,后续将签约90个。
2024-11-04PSBC Luoping County Wenbi Road Sub-branch was renamed to Luoping County Lubuge Avenue Sub-branch, approved by Yunnan regulatory authority.云南监管局批复同意邮储银行罗平县文笔路支行更名为罗平县鲁布革大道支行。
2024-11-05PSBC Beijing Dongcheng District Qianmen Street Office was renamed to Dongcheng District Dongzhimen Office, approved by Beijing regulatory authority.北京监管局批复同意邮储银行北京东城区前门大街营业所更名为东城区东直门营业所。
2024-11-05PSBC Tianjin Branch and Tianjin Rural Property Rights Exchange jointly launched the 'Postal Savings Agriculture and Animal Husbandry Loan - Transaction Certificate Loan', with a maximum credit line of RMB 10 million.邮储银行天津分行与天津农村产权交易所联合推出“邮储农牧贷-交易鉴证贷”,最高授信额度1000万元。
2024-11-05PSBC issued RMB 30 billion in perpetual bonds (24 Postal Savings Perpetual Bond 01) on March 14, 2024, with maturity on March 18, 2029.邮储银行于2024年3月14日发行300亿元无固定期限资本债券(24邮储永续债01),到期兑付日为2029年3月18日。
2024-11-05PSBC Huludao Branch and the Municipal Meteorological Bureau jointly launched the first batch of 'Climate Benefit Agriculture Loan' (Qihou Huinong Dai).邮储银行葫芦岛市分行与市气象局联合发放首批“气候惠农贷”。
2024-11-06PSBC Hengshui Branch successfully launched the first digital yuan prepaid service smart contract scenario in Hengshui City, at Hebei Hengshui Aixin Shopping Center, using the 'Yuan Manager' app.邮储银行衡水市分行在河北衡水爱特购物中心成功落地衡水市首个数字人民币预付费智能合约场景。
2024-11-06PSBC Wenshan Branch issued its first intellectual property pledge loan, 'Kechuang E Dai', of RMB 5 million to a rice industry company.邮储银行文山分行发放首笔知识产权质押贷款“科创E贷”500万元,支持一家米业公司。
2024-11-07PSBC Dali Prefecture Branch held a groundbreaking ceremony for its self-built operational production building project in Dali Economic Development Zone.邮储银行大理州分行自建营运生产用房项目在大理经济开发区举行奠基仪式。
2024-11-08PSBC Rongxian Sub-branch successfully handled its first cross-border RMB payment business, marking a breakthrough in Yulin City.邮储银行容县支行成功办理首笔跨境人民币支付业务,实现玉林市分行在该领域零的突破。
2024-11-08PSBC Fuding City Shanqian Sub-branch relocated to a new site at Tianhu Road, Tongcheng, and held a grand opening ceremony.邮储银行福鼎市山前支行搬迁至桐城天湖路新址并举行开业仪式。
2024-11-08PSBC Fuliang County Nanyuan Plaza Sub-branch (new site) held an opening ceremony.邮储银行浮梁县南苑广场支行新网点举行开业庆典。
2024-11-11PSBC received approval to筹建 (prepare for establishment) Haidong City Gaomiao Town Office in Qinghai.邮储银行获批筹建海东市高庙镇营业所。
2024-11-12PSBC Shenmu City Majiata Office was approved to open by Shaanxi regulatory authority.陕西监管局批复同意邮储银行神木市麻家塔营业所开业。
2024-11-13PSBC Tianjin Branch successfully issued its first order financing business, RMB 10 million, to a transportation engineering company, using a 'de-nuclearization but not off-chain' model.邮储银行天津分行成功发放首笔订单融资业务1000万元,采用“脱核不离核”模式。
2024-11-13PSBC Tianjin Branch completed the online process for personal real estate mortgage registration and cancellation using the 'Real Estate One-Network System', improving loan disbursement efficiency.邮储银行天津分行实现依托“不动产一网通系统”的个人不动产抵押登记、注销流程全线上化,提升放款时效。
2024-11-13Yang Bo was approved as Vice President of PSBC Chongqing Banan Sub-branch by Chongqing regulatory authority.重庆监管局核准杨波邮储银行重庆巴南分行副行长的任职资格。
2024-11-14PSBC Wuxi County Nanzheng Street Office was renamed to Wuxi County Baiyang Office, approved by Chongqing regulatory authority.重庆监管局批复同意邮储银行巫溪县南正街营业所更名为巫溪县柏杨营业所。
2024-11-15Li Changying was approved as President of PSBC Zhangjiajie City Branch by Hunan regulatory authority.湖南监管局核准李长缨邮储银行张家界市分行行长的任职资格。
2024-11-15PSBC Aksu City Jiefang Road Sub-branch was renamed to Aksu City Wenhua Road Sub-branch, approved by Xinjiang regulatory authority.新疆监管局批复同意邮储银行阿克苏市解放路支行更名为阿克苏市文化路支行。
2024-11-18PSBC Jilin City Branch was fined RMB 300,000 for inadequate loan management by Jilin regulatory authority; former Longtan Sub-branch president Zhang Xuen was warned.邮储银行吉林市分行因贷款管理不到位被吉林监管分局罚款30万元,时任吉林龙潭支行行长张旭恩被警告。
2024-11-19Zhao Xia'an was approved as Vice President of PSBC Putian City Branch by Fujian regulatory authority.福建监管局核准赵侠安邮储银行莆田市分行副行长的任职资格。
2024-11-19PSBC Tongliao City Branch was fined RMB 750,000 for violating payment settlement regulations by the People's Bank of China Tongliao branch.邮储银行通辽市分行因违反支付结算管理规定被中国人民银行通辽市分行罚款75万元。
2024-11-20PSBC Yichang City Branch was fined RMB 350,000 for illegally handling personal housing mortgage loans; Tianshui City Branch was fined for不规范 management of financial license; Shenzhen Branch was fined RMB 400,000 for inappropriate leased assets in factoring business; Wenzhou Branch was fined RMB 350,000 for assigning deposit assessment tasks to non-marketing departments.邮储银行宜昌市分行因违规办理个人住房按揭贷款被罚35万元;天水市分行因金融许可证管理不规范被罚;深圳分行因租金保理业务租赁物不适格被罚40万元;温州市分行因向非营销部门下发存款考核任务被罚35万元。
2024-11-20PSBC Xingwen County Dahe Miao Ethnic Township Office was approved to open by Sichuan regulatory authority.四川监管局批复同意邮储银行兴文县大河苗族乡营业所开业。
2024-11-21PSBC's new-generation corporate business core system was fully launched, with overall system operation efficiency improved by more than 10 times. The project started in March 2022, went live in January 2024, and completed full customer migration in October 2024.邮储银行新一代公司业务核心系统全面上线,系统运行整体效率提升10倍以上,项目于2022年3月启动,2024年1月投产,10月完成全量客户迁移。
2024-11-21PSBC held the 'Wanyin引力' corporate wealth management sub-forum in Chongqing, announcing that corporate wealth management client scale has achieved a CAGR of 100% over the past three years.邮储银行在重庆举办公司金融“万U引力”公司财富管理子论坛,披露近三年公司财富客户规模年复合增长率达100%。
2024-11-22Hainan Provincial Department of Agriculture and Rural Affairs signed a strategic cooperation agreement with PSBC Hainan Branch to deepen financial cooperation in agricultural and rural development, supporting Hainan Free Trade Port construction.海南省农业农村厅与邮储银行海南省分行签署战略合作协议,深化农业农村高质量发展等领域金融合作。
2024-11-22PSBC Guangdong Branch and Guangdong Provincial Federation of Industry and Commerce signed a strategic cooperation agreement to deepen financial support for private enterprises.邮储银行广东省分行与广东省工商业联合会签署战略合作协议,深化对民营企业的金融支持。
2024-11-25PSBC Jiangsu Branch landed the bank's first corporate rental housing loan, a RMB 280 million credit line for a state-owned enterprise in Qidong, Nantong, under the 'trade-in' (yi jiu huan xin) policy, with the first disbursement of RMB 19.2 million.邮储银行江苏分行为南通启东市某国企授信2.8亿元法人租赁住房贷款并完成首笔0.192亿元放款,为全行首笔“以旧换新”法人租赁住房贷款。
2024-11-25PSBC Fuzhou Branch landed the bank's first province-wide Taiwan Resident Residence Permit credit loan of RMB 200,000, supporting Taiwanese compatriots and enterprises in Fuzhou.邮储银行福州市分行落地全省首笔台湾居民居住证信用贷款20万元,助力台胞台企在榕发展。
2024-11-26PSBC Dalian Erqi Square branch fined RMB 402,300 for failing to verify authenticity of trade documents in import settlement.邮储银行大连二七广场支行因未按规定审查货物贸易进口付汇交易单证真实性被罚款40.23万元。
2024-11-26PSBC Hebei branch approved Tong Zhimin as vice president of Chengde branch and Qiao Fanrong as vice president of Hengshui branch.河北监管局核准佟志民邮储银行承德市分行副行长、乔繁荣衡水市分行副行长任职资格。
2024-11-26PSBC Chengde Development Zone branch approved to terminate operations.河北监管局同意邮储银行承德市开发区支行终止营业。
2024-11-26PSBC Guangxi branch issued an ESG sustainability-linked loan to an ASEAN-invested paper company, with credit line raised to RMB 1.1 billion via internal syndication.邮储银行广西分行为东盟来华投资纸业公司发放ESG可持续发展挂钩贷款,通过行内银团将授信额度提升至11亿元。
2024-11-26PSBC's 'active credit granting' model for agriculture, farmers and rural areas selected by Ministry of Agriculture as one of top 10 national financial innovation models.邮储银行三农“主动授信”模式入选农业农村部金融支农十大创新模式。
2024-11-26PSBC Yueyang branch issued its first industrial plant construction loan, granting RMB 30 million credit and disbursing first tranche of RMB 13.64 million to a petrochemical firm.邮储银行岳阳市分行发放首笔工业厂房建设贷款,授信3000万元并发放首笔1364万元给一家石油化工企业。
2024-11-26PSBC served over 87,000 tech enterprises with financing balance exceeding RMB 480 billion as of end-September 2024.截至2024年9月末,邮储银行服务超过8.7万户科技型企业,融资余额突破4800亿元。
2024-11-27PSBC Fuzhou branch signed a strategic cooperation agreement with Pingtan Agriculture and Fisheries Development Association.邮储银行平潭片区支行与平潭农渔业发展协会签订战略合作协议。
2024-11-27PSBC Chengdu branch supported Jianyang 'Tianfu Granary' high-standard farmland project, extending to grain drying and processing facilities.邮储银行成都市分行支持简阳“天府粮仓”高标准农田项目,并延伸至粮食烘干、加工中心等设施建设。
2024-11-27PSBC Linxia Zhongtianjian Plaza branch inaugurated as an 'anti-fraud station special sub-branch', cooperating with local police.邮储银行临夏州中天健广场支行“防诈驿站特色支行”正式揭牌,与辖区派出所搭建警银合作平台。
2024-11-28PSBC launched its first non-standard treasury service platform in Baoding, Hebei, serving Shouheng Group with a customized financial management solution.邮储银行首个非标准化司库服务平台在河北保定落地,为首衡集团提供定制化财资管理方案。
2024-11-28PSBC Qingdao branch launched 'Funong Loan' (富农贷) product for agricultural entities, with single borrower limit up to RMB 10 million, in partnership with local government and guarantee group.邮储银行青岛分行联合莱西市政府、青岛融资担保集团发布“富农贷”产品,单笔额度最高1000万元。
2024-11-28PSBC Fuzhou branch's green loan balance grew 30.97% YoY, focusing on green infrastructure, clean energy and energy conservation.邮储银行福州市分行绿色贷款余额较上年增速30.97%,重点投向基础设施绿色升级、清洁能源等领域。
2024-11-28PSBC Fuzhou branch provided over RMB 1.02 billion in financing to manufacturing champions, 'specialized and new' enterprises, and high-tech firms.邮储银行福州市分行为制造业单项冠军、“专精特新”企业等科创类企业提供融资超10.2亿元。
2024-11-28PSBC Ningbo branch expanded cooperation with Ningbo Financing Guarantee Co., raising cooperation scale to RMB 4 billion, with guaranteed loan balance of RMB 2.781 billion.邮储银行宁波分行与宁波市融资担保有限公司合作规模提升至40亿元,担保贷款余额27.81亿元。
2024-11-29PSBC Shaoyang branch signed a RMB 1 billion strategic cooperation agreement with Shaoyang Commerce Chamber.邮储银行邵阳市分行与邵阳市商贸商会签署10亿元战略合作协议。
2024-11-29PSBC Yangjiang branch signed a 'whole-town credit granting' plan with Shuangqiao town, totaling RMB 500 million, and three towns were awarded 'credit town' status.邮储银行阳江市分行与双滘镇签署5亿元“整镇授信”计划,潭水、双滘、大沟三镇获评“信用镇”。
2024-11-29PSBC Fuzhou branch granted a pre-approved credit line of RMB 3 billion to Fuzhou Liancheng Chamber of Commerce and signed a party-building co-construction agreement.邮储银行福州市分行对福州市连城商会预授信30亿元,并签订党建共建协议。
2024-11-29PSBC Fuqing branch disbursed loans totaling RMB 9.54 million to two Chery auto supply chain enterprises in Fuqing.邮储银行福清市支行为2家奇瑞汽车产业链配套企业发放贷款合计954万元。
2024-11-29PSBC Zhanjiang branch increased credit line to Guangdong Hengxing Group to RMB 350 million, supporting marine ranching construction with trade finance and working capital loans.邮储银行湛江分行将恒兴集团授信额度调增至3.5亿元,支持海洋牧场建设。
2024-11-29PSBC mobile banking ranked first in user experience and service assurance in CFCA's 2024 China Digital Banking Report for the second consecutive year.邮储银行手机银行在CFCA《2024中国数字银行调查报告》中用户体验及服务保障得分均位列行业第一,连续两年第一。
2024-11-29PSBC Shenzhen Qianhai branch awarded '2024 China User Satisfied Star Service Enterprise' by China Quality Association.邮储银行深圳前海分行荣获中国质量协会颁发的“2024年中国用户满意星级服务企业”称号。
2024-11-29PSBC Ningde branch, under the小微企业 financing coordination mechanism, visited 354 enterprises and granted credit of RMB 105.636 million to 53 qualified小微 entities as of Nov 22.截至11月22日,邮储银行宁德市分行走访企业354个,为53户小微企业及个体工商户授信10563.6万元。
2024-11-30PSBC procured external data for risk management (package 2: industry economic data) via public tender.邮储银行公开采购风险管理相关外部数据(包2 行业经济数据)。
2024-12-04PSBC Chongqing branch signed a strategic cooperation agreement with China Mobile Chongqing and Chongqing Post to collaborate on 5G+ smart postal services, smart logistics, and digital finance.邮储银行重庆分行与重庆移动、重庆邮政签署战略合作协议,在5G+智慧邮政、智慧物流、数字金融等领域开展合作。
2024-12-04PSBC announced it will hold its second extraordinary general meeting of 2024 on December 20 to consider the 2024 interim profit distribution plan.邮储银行公告将于2024年12月20日召开第二次临时股东大会,审议2024年度中期利润分配方案。
2024-12-05Postal Savings Bank of China (PSBC) fully launched its new-generation credit card core system, adopting domestic servers, OS, and databases, enabling tiered accounts and scenario-based transaction authorization.邮储银行新一代信用卡核心系统全面投产上线,全面采用国产化服务器、操作系统和数据库,实现核心交易级账户和场景化交易授权。
2024-12-06PSBC Lintao county sub-branch signed a 'government-bank cooperation' agreement with Lintao County Market Supervision Bureau to provide free one-stop enterprise registration and account opening services.邮储银行临洮县支行与临洮县市场监督管理局签署“政银合作”协议,为企业提供免费一站式企业注册和开户服务。
2024-12-06PSBC announced internal personnel changes: Li Yue, head of the Party Building Work Department, is proposed to be General Manager of the General Affairs Department; Zhao Hongmei, head of the Internal Control and Compliance Department, is proposed to be Secretary of the Party Building Work Department Party Branch.邮储银行内部人事调整:党建工作部党支部书记李跃拟任总务部总经理;内控合规部总经理赵红梅拟任党建工作部党支部书记。
2024-12-09PSBC Nanning branch issued Guangxi's first digital yuan personal auto loan of 225,900 yuan, disbursing funds directly to the customer's digital yuan wallet.邮储银行南宁市分行发放广西首笔22.59万元数字人民币个人汽车消费贷款,资金直接发放至客户数字人民币钱包。
2024-12-09PSBC and Morgan Stanley Investment Management jointly launched China's first 'Common Classification' thematic green bond fund, benchmarked to the CFETS common classification investment-grade green bond index.邮储银行联合摩根基金推出国内首支《共同分类目录》主题绿色债券基金,以CFETS共同分类目录投资级主题绿色债券指数为基准。
2024-12-10PSBC and Meituan Enterprise Edition signed a strategic cooperation agreement to jointly develop comprehensive financial products for enterprise consumption scenarios, targeting SME employee benefits.邮储银行与美团企业版签署战略合作协议,共同打造企业消费场景综合金融产品,重点拓展中小微企业消费市场。
2024-12-11PSBC held Digital Finance Conference & Mobile Banking 10.0 launch, releasing large model 'Youzhi', Mobile Banking 10.0, Enterprise Architecture White Paper, and Data Asset White Paper.邮储银行召开数字金融大会暨手机银行10.0发布会,发布大模型“邮智”、手机银行10.0、企业架构白皮书和数据资产白皮书。
2024-12-11PSBC President Liu Jianjun stated the bank has built a large-model computing cluster capable of training a billion-parameter model and possesses a high-quality dataset of trillions of tokens.邮储银行行长刘建军表示,该行已建成支持千亿级大模型训练的算力集群,并具备万亿tokens高质量数据集。
2024-12-11PSBC Ningbo branch signed a strategic cooperation agreement with Haishu District Government to deepen cooperation in key industries, major projects, and financial services.邮储银行宁波分行与海曙区政府签署战略合作协议,深化在重点产业、重大项目、金融服务等方面的合作。
2024-12-16Chen Tiezhong's qualification as President of PSBC Hangzhou branch was approved by the Zhejiang Financial Regulatory Bureau.浙江金融监管局核准陈铁中邮储银行杭州市分行行长的任职资格。
2024-12-17PSBC announced adjustments to its service price catalog, adding a free 'domestic and foreign currency inward remittance' item and deleting fees for certain discontinued credit card services.邮储银行发布公告调整服务价格目录,新增“境内外币收汇”免费项目,删除部分停办信用卡业务收费。
2024-12-18PSBC Hechi branch successfully issued the nation's first 'ESG Loan + Insurance' business, with a loan amount of 40 million yuan.邮储银行河池市分行成功发放全国首笔“ESG贷款+保险”业务,贷款投放金额为4000万元。
2024-12-18PSBC Longhui branch successfully completed Hunan province's first online forward forex settlement business, with a cumulative settlement amount exceeding 1.4 million yuan.邮储银行隆回支行成功落地全省首笔线上远期结汇业务,累计结汇金额超140万元。
2024-12-18PSBC used large model technology to build an intelligent legal review tool, increasing legal review speed by over 50%.邮储银行利用大模型技术搭建智能法审辅助工具,使法律审查用时提速超50%。
2024-12-18PSBC Shaanxi branch was fined 1.93 million yuan by the People's Bank of China for violating anti-money laundering regulations.邮储银行陕西省分行因违反反洗钱管理规定,被中国人民银行罚款193万元。
2024-12-18Yang Shaoxiong's qualification as Vice President of PSBC Yan'an branch was approved by the Shaanxi Regulatory Bureau.陕西监管局核准杨少雄邮储银行延安市分行副行长的任职资格。
2024-12-18Regulatory approvals were granted for the renaming of several PSBC outlets: Anning Zhonghua Road, Hangzhou Boxue Road, Nanchong Qingsong Road, Wannian Zhenzhu City, Huating Huibei Road, and Beijing Fangshan Higher Education Park.监管批复同意邮储银行安宁市中华路营业所、杭州市博学路营业所、南充市青松路营业所、万年县珍珠城支行、华亭市汭北路营业所、北京房山区高教园区支行等多家网点更名。
2024-12-18PSBC Gansu branch and Gansu Agricultural Financing Guarantee Co. held a meeting to deepen business cooperation, aiming to increase agricultural guarantee loan issuance in 2025.邮储银行甘肃省分行与甘肃省农业融资担保有限责任公司召开深化业务合作启动会,力争明年农担业务发放规模再上台阶。
2024-12-18PSBC announced adjustments to its national student loan policy: from the 2024 fall semester, the maximum loan limit is 20,000 yuan for undergraduates and 25,000 yuan for postgraduates, with an interest rate of LPR minus 70 basis points.邮储银行调整国家助学贷款政策:自2024年秋季学期起,本专科生贷款额度上限为20000元,研究生为25000元,利率为LPR减70个基点。
2024-12-18PSBC Chongqing branch inaugurated a 'Red Rock Culture' themed sub-branch and a Party spirit education base in Yuzhong District.邮储银行重庆分行在渝中区揭牌“红岩文化主题网点”和党性教育基地。
2024-12-20GRG Banking won the bid for PSBC's general peripheral simulation system software development project, using its TrueBack platform to build a training simulation system.广电运通中标邮储银行通用外设仿真系统软件开发采购项目,利用TrueBack平台构建培训仿真系统。
2024-12-20PSBC's Hunan branch issued the province's first loan of 100 million yuan for purchasing existing commercial housing to be used as rental affordable housing, supporting the city's stock housing de-inventorying.邮储银行湖南省分行发放湖南省首笔1亿元贷款,用于收购已建成存量商品房用作配租型保障性住房。
2024-12-20PSBC's 2024 second extraordinary general meeting approved the 2024 interim profit distribution plan and other proposals.邮储银行2024年第二次临时股东大会审议通过了2024年度中期利润分配方案等议案。
2024-12-23Postal Savings Bank of China (PSBC) Yancheng City Branch fined 1.05 million yuan by the local financial regulatory bureau for issues including conducting domestic letters of credit without real trade background and factoring business with false accounts receivable, as well as inadequate loan review and anti-money laundering failures.邮储银行盐城市分行因办理无真实贸易背景的国内信用证业务及虚假应收账款保理业务、贷款‘三查’不审慎、反洗钱履职不到位等问题,被盐城金融监管分局处以105万元罚款。
2024-12-24PSBC, as lead underwriter, helped Zoomlion successfully issue the first asset-backed note (ABN) in China simultaneously tagged as 'Sci-Tech Innovation Note' and 'Rural Revitalization', with an issuance size of 895 million yuan; 270 million yuan of the proceeds are earmarked for rural revitalization.邮储银行作为牵头主承销商,助力中联重科成功发行全国首单同时贴标‘科创票据’和‘乡村振兴’的资产支持票据,发行规模8.95亿元,其中2.7亿元募集资金用于乡村振兴领域。
2024-12-24PSBC Hubei Province Branch granted a 200 million yuan credit line to the Elv Tour • Gengdu project in Xiangyang, developed by Hubei Xiangyang Longzi Xiaozhen Real Estate Co., Ltd., under the urban real estate financing coordination mechanism; 90 million yuan had been disbursed as of end-November.邮储银行襄阳市分行通过城市房地产融资协调机制,向湖北襄阳龙梓小镇置业有限公司开发的鄂旅投·耕读小镇项目授信2亿元,截至11月末已累计放款0.9亿元。
2024-12-24PSBC Chongqing Branch provided a 20 million yuan special loan to Zhongke Zhiyuan (Chongqing) Technology Development Co., Ltd. for its new energy equipment R&D and manufacturing base, using the 'factory mortgage loan' product under the 'Yu Jian Wei Lai' series.邮储银行重庆分行通过‘渝见未来’系列产品中的‘厂房抵押贷’,向中科智远(重庆)科技发展有限公司发放专项贷款2000万元,用于其新能源装备研发制造基地建设。
2024-12-24Ruan Lintao's qualification as Vice President of PSBC Xi'an City Branch was approved by the Shaanxi Regulatory Bureau of the National Financial Regulatory Administration.陕西监管局核准阮林涛中国邮政储蓄银行西安市分行副行长的任职资格。
2024-12-25PSBC Chongqing Branch received approval to establish the Chongqing Hechuan District Huatan Avenue Sub-branch.重庆监管局批复同意邮储银行重庆分行筹建重庆合川区花滩大道营业所。
2024-12-26PSBC Cixi City Branch, in collaboration with the Cixi Veterans Affairs Bureau, developed a preferential fund precise distribution platform, a first in Ningbo; it has processed over 200,000 pension payments totaling over 220 million yuan since July 2023.邮储银行慈溪市支行与慈溪市退役军人事务局协同开发优抚资金精准发放平台(宁波首创),自2023年7月以来已累计代发各类抚恤金超20万笔、金额超2.2亿元。
2024-12-26PSBC Shenzhen Branch completed its first digital capital account business using its self-developed 'Foreign Exchange Connect' system, enabling a corporate client to handle FDI registration and related operations online.邮储银行深圳分行通过自主研发的‘外汇通’系统落地分行首笔资本项目数字化业务,帮助企业足不出户完成FDI登记等资本项目业务。
2024-12-26PSBC Yueyang Miluo City Branch signed a bank-enterprise cooperation agreement with Miluo You'a to support the construction of a unified collection and operation service system for a fresh food market, providing comprehensive financial services to merchants.邮储银行岳阳汨罗市支行与汨罗友阿签订银企合作协议,计划支持生鲜市集的统一收单及运营服务系统建设,并为商户提供综合金融服务。
2024-12-27PSBC Shaanxi Province Branch was fined 1.93 million yuan by the People's Bank of China for violating anti-money laundering regulations.邮储银行陕西省分行因违反反洗钱管理规定,被中国人民银行陕西省分行罚款193万元。
2024-12-27PSBC Chongqing Branch disbursed nearly 237 million yuan in real estate development loans to a real estate enterprise, contributing to the urban real estate financing coordination mechanism; total loan support to real estate enterprises reached 1.163 billion yuan as of December 2024.邮储银行重庆分行向一家房地产企业发放近2.37亿元房地产开发贷款;截至2024年12月,该行已为房地产企业提供贷款支持11.63亿元。
2024-12-30PSBC announced its 2024 interim profit distribution: a cash dividend of 0.1477 yuan per share (pre-tax), totaling approximately 14.646 billion yuan (pre-tax), with the record date on January 7, 2025, and ex-dividend date on January 8, 2025.邮储银行发布2024年半年度权益分派公告,每股派发现金红利0.1477元(含税),共计派发现金红利约146.46亿元(含税),股权登记日为2025年1月7日,除权(息)日为2025年1月8日。
2024-12-30PSBC Putian City Branch successfully invested 210 million yuan in a three-year non-public corporate bond issued by a county-level state-owned enterprise, its first corporate bond investment, ranking first among all institutions.邮储银行莆田市分行成功投资某县属国企三年期非公开公司债券2.1亿元,在所有机构中排名第一,系该行首单公司债券投资业务。
2024-12-31PSBC held the 'Painting a Blueprint for Elderly Care, U-Sharing a Happy Future' pension finance forum in Beijing, unveiling its 'three horizontals and three verticals' pension finance system covering pension fund finance, elderly service finance, and elderly industry finance.邮储银行在北京举办‘共绘养老蓝图 U享幸福未来’养老金融论坛,发布‘三横三纵’立体式养老金融体系,涵盖养老金金融、养老服务金融、养老产业金融三大领域。
2024-12-31PSBC Jiaocheng Sub-branch signed a 600 million yuan credit agreement with the Ningde Female Entrepreneurs Chamber of Commerce to support private enterprises.邮储银行蕉城支行与宁德女企业家商会签署6亿元授信协议,支持民营企业发展。
2024-12-31PSBC received approval to open the Dongxiang County Daban Town Sub-branch in Linxia Prefecture, Gansu Province.甘肃监管局批复同意邮储银行东乡县达板镇营业所开业。
2024-12-31PSBC received approval to establish the Xining City Lanlongkou Town Sub-branch in Qinghai Province.青海金融监管局批复同意筹建邮储银行西宁市拦隆口镇营业所。
2025-01-02Postal Savings Bank of China (PSBC) board elected Zheng Guoyu as Chairman; nomination as non-executive director and qualification approval by NFRA pending.邮储银行董事会选举郑国雨为董事长;尚需股东大会选举为非执行董事并经国家金融监督管理总局核准任职资格。
2025-01-02NFRA Gansu Bureau approved Di Yajun as President of PSBC Gansu Branch.国家金融监督管理总局甘肃监管局核准狄亚军任邮储银行甘肃省分行行长。
2025-01-06PSBC announced the first extraordinary general meeting of 2025 on Jan 22 to elect Zheng Guoyu as non-executive director and Yang Yong as independent non-executive director.邮储银行公告将于2025年1月22日召开第一次临时股东大会,审议选举郑国雨为非执行董事、杨勇为独立非执行董事的议案。
2025-01-06PSBC Shuozhou Branch fined RMB 300,000 by NFRA Shuozhou for inadequate control over loan fund disbursement; relevant staff warned.邮储银行朔州市分行因贷款资金支付管理与控制不到位被国家金融监督管理总局朔州监管分局罚款30万元,相关责任人被警告。
2025-01-07PSBC Linghai Bayi Road Branch in Liaoning approved by NFRA to terminate operations.辽宁监管局批复同意邮储银行凌海市八一路支行终止营业。
2025-01-08PSBC Tianjin Branch signed a strategic cooperation agreement with Tianjin Food Group, covering emergency supply, sales channels, finance, logistics, and branding; existing credit support exceeded RMB 1.9 billion.邮储银行天津分行与天津食品集团签署三方战略合作协议,涉及联合应急保供、销售渠道、金融、寄递等领域,已提供资金支持超19亿元。
2025-01-08PSBC Ningde Dongqiao Sub-branch signed a strategic cooperation agreement with Jiaocheng Xiapu Chamber of Commerce, granting a pre-approved credit line of RMB 1 billion to the chamber.邮储银行宁德东侨支行与宁德市蕉城区霞浦商会签订战略合作协议,给予商会预授信10亿元。
2025-01-08PSBC Jiaocheng Sub-branch signed a RMB 600 million credit agreement with Ningde Women Entrepreneurs Chamber.邮储银行蕉城区支行与宁德女企业家商会签署6亿元授信协议。
2025-01-09PSBC Gansu Branch signed a strategic cooperation agreement with Gansu Science and Technology Investment Group to provide comprehensive financial services for sci-tech enterprises, research platforms, and major projects.邮储银行甘肃省分行与甘肃科技投资集团签署战略合作协议,为科技型企业、科研平台和重大科研项目提供综合性金融服务。
2025-01-09PSBC Honghe Prefecture Branch disbursed RMB 69.79 million as the first "white-list" guaranteed housing delivery loan in Yunnan province in 2025 for the "Nanhu New World" project.邮储银行红河州分行对“南湖·新世界”项目发放6979万元“保交房”贷款,为2025年全省首笔落地“白名单”备案制项目贷款。
2025-01-09PSBC officially launched the Year of the Snake zodiac-themed digital RMB hard wallet at the "Snake Brings Abundance" special stamp release ceremony.邮储银行在《乙巳年》特种邮票首发仪式上正式发布乙巳蛇年生肖主题数字人民币硬钱包。
2025-01-09PSBC activated earthquake emergency response after a 6.8-magnitude quake in Dingri County, Tibet; Tibet branch approved RMB 80,000 for emergency supplies and dispatched mobile financial service vehicles.西藏日喀则市定日县发生6.8级地震后,邮储银行启动抗震救灾应急机制,西藏区分行批复8万元专项资金并安排金融流动服务车。
2025-01-10PSBC Beijing Branch launched the first HarmonyOS-based ecological bank branch, co-developed with Huawei and Zhengton Electronics, featuring native HarmonyOS apps and open-source HarmonyOS devices.邮储银行北京分行亮相首家鸿蒙生态银行网点,由邮储银行与华为、证通电子合作打造,基于鸿蒙操作系统。
2025-01-14PSBC Anshun Chunlei Sub-branch in Guizhou was renamed to Anshun Xixiu District Sub-branch, approved by NFRA Guizhou.贵州监管局批复同意邮储银行安顺市春雷支行更名为安顺市西秀区支行。
2025-01-15PSBC Yangjiang Branch signed a strategic cooperation agreement with Yangjiang Federation of Industry and Commerce, planning to invest over RMB 20 billion in private enterprises, SMEs, and sci-tech firms over five years.邮储银行阳江市分行与阳江市工商联签订战略合作协议,未来五年拟在民营企业、中小企业及科技型企业等领域累计投放超200亿元。
2025-01-15PSBC Chongqing Wanzhou Guoben Road Sub-branch approved by NFRA to terminate operations.重庆监管局批复同意邮储银行重庆万州区国本路支行终止营业。
2025-01-15PSBC Jingyuan Wuhe Town Sub-branch in Gansu approved by NFRA to open for business.甘肃监管局批复同意邮储银行靖远县五合镇营业所开业。
2025-01-16PSBC Zhejiang Branch approved by NFRA to prepare for the establishment of Jinyun Dongdu Town Sub-branch.浙江监管局批复同意筹建邮储银行缙云县东渡镇营业所。
2025-01-17PSBC Zhenjiang Branch fined RMB 100,000 by NFRA Zhenjiang for failing to truthfully record the actual address of policyholders in insurance agency sales.邮储银行镇江市分行因代理销售保险业务未如实记录投保人实际地址,被国家金融监督管理总局镇江监管分局罚款10万元。
2025-01-17PSBC Tianjin Xiqing Zunmei Street Sub-branch renamed to Tianjin Xiqing Innovation Road Sub-branch, approved by NFRA Tianjin.天津监管局批复同意邮储银行天津西青区尊美街支行更名为天津西青区创新道支行。
2025-01-20PSBC Hebei Xiong'an Branch signed an office building agreement with China Energy Engineering Group Xiong'an Urban Development Co., becoming the first large state-owned commercial bank to purchase an office building in Xiong'an High-tech Zone.邮储银行河北雄安分行与中能建雄安城市发展有限公司签署办公楼签约仪式,成为雄安高新区首个购置办公楼宇的国有大型商业银行。
2025-01-21PSBC and China UnionPay jointly launched the "Trade-in for Consumption Upgrade" project, creating over RMB 100 million in consumption subsidy scenarios focusing on home appliances, 3C digital products, and automobiles.邮储银行与中国银联携手举办“以旧换新 助力消费升级”项目启动会,打造超亿元消费补贴场景,重点围绕家居家电、3C数码、汽车等领域。
2025-01-21PSBC Zhanjiang Branch approved to undertake personal second-hand housing provident fund loans and combined loans, supported by Zhanjiang Housing Provident Fund Management Center.邮储银行湛江市分行获批承办个人二手住房公积金贷款及组合贷款业务。
2025-01-22PSBC's first extraordinary general meeting of 2025 approved the election of Zheng Guoyu as non-executive director.邮储银行2025年第一次临时股东大会审议通过了选举郑国雨为非执行董事的议案。
2025-01-22PSBC registered 12 new software copyrights, including systems for business recording, cash management, employee portal, personal pension, digital RMB hard wallet management, anti-money laundering, and HarmonyOS enterprise mobile banking.邮储银行新注册12个软件著作权,包括业务录音录像系统、现金管理业务系统、统一员工门户系统、个人养老金子系统、反洗钱模型验证及监测软件、企业手机银行(鸿蒙版)等。
2025-02-07Postal Savings Bank of China (PSBC) newly registered 13 software copyrights in February 2025, including mobile banking intelligent assistant, anti-money laundering system, and next-generation core system integration development software. Year-to-date new registrations increased 92.31% YoY.邮储银行2025年2月新注册13项软件著作权,包括手机银行智能助手、新一代反洗钱系统、新一代核心系统集成开发软件等。今年以来新注册数量同比增长92.31%。
2025-02-10PSBC Dazhou branch in Sichuan disbursed a 29 million yuan project loan to a local real estate enterprise, marking the first 'white-list' project loan under the city's real estate financing coordination mechanism.邮储银行达州市分行向当地某房地产企业发放2900万元项目贷款,标志着该市首笔房地产融资协调机制“白名单”项目贷款落地。
2025-02-10PSBC Qiandongnan branch in Guizhou disbursed a 25 million yuan loan for the Xuanwei Reservoir, a Class II large (2) reservoir and the first large reservoir in Qiandongnan, a key project in the national '14th Five-Year' Water Security Plan.邮储银行黔东南州分行向宣威水库投放贷款2500万元,该水库为Ⅱ等大(二)型水库,是黔东南州第一座大型水库,属国家“十四五”水安全保障规划控制性枢纽工程。
2025-02-10PSBC Chongqing Banan sub-branch was fined RMB 200,000 by the NFRA for serious negligence in loan 'three checks' (pre-issuance, during-issuance, post-issuance). Deputy branch manager Chen Tianpeng was issued a warning.邮储银行重庆巴南区支行因贷款三查严重不尽职被国家金融监督管理总局罚款20万元,分管业务副行长陈天鹏被警告。
2025-02-10PSBC's Xilin Gol League branch in Inner Mongolia disbursed the bank's first new-energy electrolytic water hydrogen production project loan, supporting the Datang Duolun wind-solar hydrogen integration project.邮储银行内蒙古锡林郭勒盟分行发放全行首笔新能源电解水制氢项目贷款,支持大唐多伦风光制氢一体化项目。
2025-02-10PSBC's Lin Quan was approved as Vice President of Guangdong provincial branch on Feb 7, 2025, having previously served as President of Maoming, Dongguan, and Foshan city branches.2025年2月7日,林拳邮储银行广东省分行副行长的任职资格获核准,曾任茂名、东莞、佛山分行行长。
2025-02-11PSBC integrated DeepSeek-V3 and DeepSeek-R1 reasoning models into its proprietary 'Youzhi' large model, enhancing multimodal processing, task handling, and computing efficiency.邮储银行将DeepSeek-V3和轻量DeepSeek-R1推理模型集成到自有大模型“邮智”中,增强了多模态处理、任务处理和算力节约能力。
2025-02-11PSBC Shenzhen branch successfully launched the 'Shangmao e-Dai' (Trade e-Loan), a pure-credit loan product for small and micro foreign trade enterprises, using customs data and tax records for risk assessment.邮储银行深圳分行成功落地纯信用贷款产品“商贸e贷”,依托企业报关数据和纳税记录构建风控模型,为小微外贸企业提供融资。
2025-02-11PSBC Tianjin branch signed a three-party strategic cooperation agreement with Tianjin Postal Group and Tianjin Food Group, covering emergency supply, sales channels, finance, logistics, and brand promotion. PSBC has provided over 1.9 billion yuan in funding to Tianjin Food Group.邮储银行天津分行与邮政集团天津市分公司、天津食品集团签署三方战略合作协议,在应急保供、销售渠道、金融、寄递等方面合作。邮储银行已向天津食品集团提供超19亿元资金支持。
2025-02-12PSBC Shigatse branch in Tibet was fined RMB 200,000 by the NFRA for illegally passing on operating costs to customers. Deputy branch manager Kang Jianquan was issued a warning.邮储银行日喀则市支行因违规转嫁经营成本被国家金融监督管理总局罚款20万元,时任副行长康健泉被警告。
2025-02-13PSBC Zhangzhou branch in Fujian successfully completed the province's first 'online domestic letter of credit' self-issuance and self-negotiation business, with a loan amount of 40 million yuan, reducing processing time by over one-third.邮储银行漳州市分行成功落地全省首笔“线上国内证”自开自议业务,贷款金额4000万元,业务办理时间缩短三分之一以上。
2025-02-14The National Financial Regulatory Administration (NFRA) approved Zheng Guoyu's qualification as Chairman and Director of PSBC, effective from February 13, 2025. He also serves as the legal representative and Chairman of the Strategic Planning Committee.国家金融监督管理总局核准郑国雨担任邮储银行董事长、董事的任职资格,自2025年2月13日起就任,并同时担任法定代表人及董事会战略规划委员会主席。
2025-02-14PSBC Zhangzhou branch was awarded the 2024 'Outstanding Economic Contribution Enterprise' by Zhangzhou Municipal Government. By end-2024, deposits reached RMB 33.8 billion (up RMB 2.4 billion) and loans reached RMB 38.5 billion (up RMB 4.3 billion, ranking first in Fujian province).邮储银行漳州市分行被漳州市政府授予2024年度“突出经济贡献企业”。截至2024年末,各项存款达338亿元,各项贷款达385亿元,新增43亿元列福建省第一。
2025-02-14PSBC's modern facility fishery corporate loan balance exceeded RMB 6.5 billion by end-2024, supporting projects in Zhanjiang (Guangdong), Xiapu (Fujian), and Changdang Lake (Jiangsu).截至2024年末,邮储银行现代设施渔业公司贷款余额突破65亿元,精准支持广东湛江、福建霞浦、江苏长荡湖等渔业产业聚集区域。
2025-02-14NFRA approved Xia Wei as Vice President of PSBC Dalian branch.国家金融监督管理总局核准夏伟担任邮储银行大连分行副行长的任职资格。
2025-02-17NFRA approved Wan Junxian as President of PSBC Baoji branch in Shaanxi.国家金融监督管理总局核准万军贤担任邮储银行宝鸡市分行行长的任职资格。
2025-02-19PSBC Hebei Xiong'an branch, together with local government, launched a customized bank card and personalized stamp for the 'Santai Shoemaker' brand, a financial innovation to support traditional industry brand upgrade.邮储银行河北雄安分行联合地方政府发布“三台鞋匠”定制银行卡和个性化邮票,以金融创新支持传统产业品牌升级。
2025-02-20PSBC's Xilin Gol League branch in Inner Mongolia disbursed the bank's first new-energy electrolytic water hydrogen production project loan, supporting the Datang Duolun wind-solar hydrogen integration project. The project is expected to increase methanol production by 29,700 tons/year and reduce CO2 emissions by 138,800 tons/year.邮储银行内蒙古锡林郭勒盟分行发放全行首笔新能源电解水制氢项目贷款,支持大唐多伦风光制氢一体化项目。项目建成后可增产甲醇2.97万吨/年,减排二氧化碳13.88万吨/年。
2025-02-20NFRA approved Mai Jingben as President of PSBC Zhanjiang branch in Guangdong.国家金融监督管理总局核准麦靖奔担任邮储银行湛江市分行行长的任职资格。
2025-02-20PSBC released the 'Action Plan to Boost Consumption and Expand Domestic Demand', proposing 16 specific measures across six areas including wealth management, pension finance, consumer finance, and merchant services.邮储银行发布《提振消费扩大内需行动方案》,围绕财富管理、养老金融、消费金融等六大方面提出16项具体措施。
2025-02-20PSBC Chongqing branch partnered with Hema Fresh (Freshhema) to upgrade the co-branded credit card, integrating membership benefits and consumption vouchers, and launched 'trade-in' activities for green appliances and smart digital products.邮储银行重庆分行携手盒马鲜生升级联名信用卡服务,推出“以旧换新”绿色家电、智能数码消费活动。
2025-02-21PSBC completed the issuance of its 2025 first tranche of perpetual subordinated bonds (Bond Connect) on the interbank market, raising RMB 30 billion with a coupon rate of 1.99% for the first 5 years. The issuance was oversubscribed 2.86 times with over 150 institutional investors.邮储银行在全国银行间债券市场完成发行2025年第一期无固定期限资本债券(债券通),规模300亿元,前5年票面利率1.99%,全场认购倍数2.86倍,超150家机构参与。
2025-02-21PSBC reported that as of mid-February 2025, its各级机构 had visited over 630,000 market entities, granted credit of over RMB 410 billion to enterprises on the 'recommended list', and disbursed nearly RMB 300 billion under the small and micro enterprise financing coordination mechanism.截至2025年2月中旬,邮储银行各级机构累计走访市场主体超63万户,已向“推荐清单”内小微企业授信超4100亿元,累计放款近3000亿元。
2025-02-28PSBC Ningbo branch was fined RMB 1.7 million by the NFRA for non-compliant supply chain financing model, inadequate loan 'three checks', weak internal controls, and failure to implement regulatory requirements.邮储银行宁波分行因供应链融资模式运用不合规、贷款“三查”不到位、内控管理不到位、监管要求未落实被国家金融监督管理总局罚款170万元。
2025-02-28NFRA approved Li Jing as Vice President of PSBC Lijiang branch in Yunnan.国家金融监督管理总局核准李晶担任邮储银行丽江市分行副行长的任职资格。
2025-02-28PSBC Fuqing branch in Fujian successfully conducted a theater-level combat readiness fund support drill with a mobile unit, completing the entire process of fund allocation in 40 minutes.邮储银行福清市支行与某机动总队成功开展战区级应战资金保障实战化演练,40分钟完成战备资金全流程操作。
2025-03-01Postal Savings Bank of China Ningbo Branch fined 1.7 million yuan for non-compliant supply chain financing model, inadequate loan checks, and weak internal controls.邮储银行宁波分行因供应链融资模式不合规、贷款“三查”不到位、内控管理不到位被罚款170万元。
2025-03-02PSBC was newly included as one of five banks in the NDRC's investment-loan linkage pilot cooperation mechanism to support key national projects and private investment.邮储银行作为5家新增银行之一,被纳入国家发改委投贷联动试点合作机制,以支持国家重点项目和民间投资。
2025-03-03PSBC Suizhou branch issued a 12 million yuan 'specialized and new' loan to Hubei Kawei Polymer Materials, a supplier to BYD's new energy vehicle core components.邮储银行随州市分行向比亚迪新能源车核心部件供应商湖北凯威高分子材料有限公司发放1200万元专精特新贷款。
2025-03-03PSBC Guazhou county sub-branch cumulatively disbursed over 80 million yuan of 'industrial loans' to licorice growers since 2023, planning another 20 million yuan in 2025.邮储银行瓜州县支行自2023年以来累计向甘草种植户投放“产业贷”超8000万元,2025年计划再投2000万元。
2025-03-03PSBC released the 'Action Plan to Boost Consumption and Expand Domestic Demand', proposing 16 measures across six areas including housing loans, auto finance, and credit card services.邮储银行发布《提振消费扩大内需行动方案》,围绕住房贷款、汽车金融、信用卡等六大方面提出16项措施。
2025-03-04PSBC Jingning county sub-branch and the local supply and marketing cooperative jointly launched six credit products including 'Supply and Marketing Jisu Dai', providing on-site credit to six agricultural enterprises.邮储银行静宁县支行与静宁县供销合作社联合推出“供销极速贷”等6款信贷产品,现场向6户涉农企业授信。
2025-03-05Li Jiaojiao was approved as vice president of PSBC Mianyang branch by the Sichuan regulator.四川监管局核准李姣姣邮储银行绵阳市分行副行长的任职资格。
2025-03-05PSBC Lintan county Xincheng town office was approved to open by the Gansu regulator.甘肃监管局同意邮储银行临潭县新城镇营业所开业。
2025-03-05PSBC Zhanjiang branch achieved 21 intellectual property pledge financing deals with a total credit of 470 million yuan by end-2024.截至2024年末,邮储银行湛江市分行落地知识产权质押融资21笔,授信金额4.7亿元。
2025-03-05PSBC Yumen sub-branch and Yumen Agriculture Bureau jointly launched the 'Zengshou Dai' loan product, disbursing 15.11 million yuan to 92 agricultural entities with government interest subsidies.邮储银行玉门市支行与玉门市农业农村局联合推出“增收贷”,已向92户农业主体发放1511万元,政府贴息1.5%。
2025-03-05PSBC Zhangzhou branch's total loan balance exceeded 40 billion yuan, reaching 40.155 billion yuan as of February 28, 2025.截至2025年2月28日,邮储银行漳州市分行各项贷款余额突破400亿元,达401.55亿元。
2025-03-06PSBC Wuzhou branch issued over 800 million yuan in inland river transport vessel loans in 2024 under a tailored inclusive finance scheme.邮储银行梧州市分行2024年通过定制化普惠金融方案发放内河运输船舶贷款超8亿元。
2025-03-06PSBC Linxia branch disbursed a 10 million yuan 'Kechuang Credit Loan' to provincial 'specialized and new' enterprise Linxia燎原 Dairy Co., Ltd.邮储银行临夏州分行为省级“专精特新”企业临夏州燎原乳业有限公司发放1000万元科创信用贷款。
2025-03-07PSBC Kaifeng branch signed a strategic agreement with the Municipal Industry and Information Technology Bureau and signed on-site credit of 87 million yuan with six 'specialized and new' enterprises.邮储银行开封市分行与市工信局签订战略合作协议,现场与6家专精特新企业签约授信8700万元。
2025-03-07PSBC Jiaozuo branch granted a 46 million yuan credit line to an auto parts maker supplying BYD's new energy hybrid engine camshafts.邮储银行焦作市分行向一家入围比亚迪新能源混动发动机凸轮轴制造的汽车零部件企业授信4600万元。
2025-03-07PSBC Chongqing branch's private economy loan balance exceeded 31.9 billion yuan by end-December 2024, benefiting manufacturing, agriculture, and tech sectors.截至2024年12月末,邮储银行重庆分行民营经济贷款余额超319亿元,惠及制造业、农业、科创等领域。
2025-03-08PSBC Jieyang branch signed a strategic cooperation agreement with the Municipal Federation of Industry and Commerce to launch the 'Lianqi You Wo' inclusive finance service action.邮储银行揭阳市分行与市工商联签署战略合作协议,启动“联企邮我”惠企综合服务行动。
2025-03-10PSBC Baise branch completed a 100 million yuan large bill discount business for a power generation enterprise with annual output of about 3.5 billion kWh.邮储银行百色市分行为某年发电量约35亿千瓦时的发电企业办理了一亿元大额票据贴现业务。
2025-03-11Yunnan Energy Investment's subsidiary Yuxi Energy applied for a 102.383 million yuan project loan from PSBC to replace existing debt, guaranteed by Yunnan Natural Gas Co.云南能投子公司玉溪公司向邮储银行申请10,238.30万元项目贷款用于置换存量贷款,由云南省天然气有限公司提供担保。
2025-03-12PSBC and the Ministry of Industry and Information Technology Torch Center jointly launched the 'Torch Pilot, Post and Enterprise Co-progress' special action to support national high-tech zones and tech enterprises.邮储银行与工信部火炬中心联合启动“火炬引航 邮企共进”专项行动,支持国家高新区和科技型企业。
2025-03-13Xie Mao was approved as a senior manager of PSBC Sichuan branch by the Sichuan regulator.四川监管局核准谢茂邮储银行四川省分行高级管理人员的任职资格。
2025-03-13Tan Qinyuan was approved as president of PSBC Ganzi Tibetan Autonomous Prefecture branch by the Sichuan regulator.四川监管局核准谭钦元邮储银行甘孜藏族自治州分行行长的任职资格。
2025-03-13PSBC Xinjiang branch disbursed 5.985 billion yuan in private economy loans in the first two months of 2025, benefiting 24,000 entities, with the balance reaching 21.302 billion yuan.2025年前2个月,邮储银行新疆分行投放民营经济贷款59.85亿元,惠及2.4万家经营主体,余额达213.02亿元。
2025-03-13PSBC Kaifeng branch launched the 'Warm Home' mortgage restructuring service, offering flexible repayment plans including 'interest-first, principal-later' to relieve pressure on homeowners.邮储银行开封市分行推出“暖心安居”房贷重组服务,提供“先息后本、阶段性缓还”等灵活还款方案。
2025-03-14Postal Savings Bank of China (PSBC) Jiangsu branch launched the bank's first digital RMB charity donation channel in partnership with Nanjing Charity Federation.邮储银行江苏省分行携手南京市慈善总会上线邮储银行首个数币慈善捐赠场景。
2025-03-14Regulator approved Qin Qiuchuan as President of PSBC Chongqing Liangjiang Branch.监管核准秦邱川邮储银行重庆两江分行行长任职资格。
2025-03-14Regulator approved Chen Guoliang as President of PSBC Foshan Branch, Guangdong.监管核准陈国梁邮储银行佛山市分行行长任职资格。
2025-03-14Regulator approved the name change of PSBC Taizhou Jiefangnan Road Sub-branch to Taizhou Haimen Sub-branch.监管同意邮储银行台州市解放南路支行更名为台州市海门支行。
2025-03-17Regulator approved the name change of PSBC Beijing Dongcheng District Jiaodaokou East Street Sub-branch to Beijing Dongcheng District Yonghegong Sub-branch.监管同意邮储银行北京东城区交道口东大街支行更名为北京东城区雍和宫支行。
2025-03-17Regulator approved the筹建 of PSBC Beijing Yanqing District Baiquan Street Business Office.监管同意筹建邮储银行北京延庆区百泉街营业所。
2025-03-17Regulator approved the name change of PSBC Xiamen Haicang District Gulangwan Business Office to Xiamen Haicang District Haifa Business Office.监管同意邮储银行厦门海沧区鼓浪湾营业所更名为厦门海沧区海发营业所。
2025-03-17Regulator approved the name change of PSBC Fuding Shanshan Sub-branch to Fuding Tianhulu Sub-branch.监管同意邮储银行福鼎市山前支行更名为福鼎市天湖路支行。
2025-03-17Regulator approved Adilijiang Aiheti as President of PSBC Hami Branch, Xinjiang.监管核准阿地里江·艾合特邮储银行哈密市分行行长任职资格。
2025-03-17PSBC Jiangyin Branch issued a 4.65 million yuan 'separated electronic payment guarantee' for an engineering company, an innovative product for small firms without credit lines.邮储银行江阴市支行发放465万元敞口“分离式电子付款保函”,创新服务小微企业。
2025-03-17PSBC signed a strategic cooperation agreement with the All-China Federation of Industry and Commerce (ACFIC) to support private, small, and tech enterprises.邮储银行与全国工商联签署战略合作协议,支持民营、小微及科技型企业。
2025-03-17PSBC Nanjing Branch and Beike Zhaofang held a compliance co-building event for personal housing loan business.邮储银行南京市分行与贝壳找房联合举办个人住房贷款业务合规共建活动。
2025-03-18Regulator approved the name change of PSBC Dalian Lushunkou District Huangjin Street Business Office to Dalian Lushunkou District Xiangyang Street Business Office.监管同意邮储银行大连旅顺口区黄金街营业所更名为大连旅顺口区向阳街营业所。
2025-03-18Regulator approved the name change of PSBC Tangshan Guangming Road Business Office to Tangshan Longfudao Business Office.监管批准邮储银行唐山市光明路营业所更名为唐山市龙富道营业所。
2025-03-19PSBC Qingyunxian Shangcheng Sub-branch fined 150,000 yuan for deceiving insurance buyers and promising benefits outside contracts; its president fined 10,000 yuan.邮储银行庆云县商城支行因欺骗投保人等被罚15万元,行长被警告并罚款1万元。
2025-03-19PSBC Linyi County Shahe Business Office fined 60,000 yuan for giving benefits outside insurance contracts; its head fined 5,000 yuan.邮储银行临邑县沙河营业所因给予投保人合同外利益被罚6万元,负责人被罚0.5万元。
2025-03-19PSBC Laoling City Sub-branch fined 300,000 yuan for inadequate credit business management; its president was warned.邮储银行乐陵市支行因授信业务管理不到位被罚30万元,行长被警告。
2025-03-19Regulator approved Li Jianbin as Vice President of PSBC Fujian Branch.监管核准李剑斌邮储银行福建省分行副行长任职资格。
2025-03-19PSBC Wuhan Guanggu Technology Sub-branch officially opened, focusing on sci-tech finance and community services.邮储银行武汉光谷科技支行开业,聚焦科技金融与社区服务。
2025-03-19PSBC Zhijin County Branch signed a 'Foreclosure Auction Loan' agreement with Zhijin County People's Court.邮储银行织金县支行与织金县人民法院签订“法拍贷”合作协议。
2025-03-20PSBC and the Torch Center of the Ministry of Industry and Information Technology launched a joint action to set up sci-tech finance outlets in 50 national high-tech zones.邮储银行与工信部火炬中心启动专项行动,计划在全国50家高新区设立科技金融特色网点。
2025-03-21Regulator approved Sun Dajing as Vice President of PSBC Dehong Prefecture Branch, Yunnan.监管核准孙达镜邮储银行德宏州分行副行长任职资格。
2025-03-21PSBC President Liu Jianjun spoke at the 2025 Global South Financial Forum on promoting sustainable inclusive finance through digital transformation.邮储银行行长刘建军在2025全球南方金融家论坛发表演讲,谈普惠金融可持续发展。
2025-03-22PSBC Fushun Branch fined 500,000 yuan for inadequate post-lending management leading to loan fund misappropriation.邮储银行抚顺市分行因贷后管理不审慎导致贷款资金被挪用被罚50万元。
2025-03-22PSBC Ningbo Branch fined 1.7 million yuan for various violations including improper supply chain finance model and inadequate information protection.邮储银行宁波分行因供应链融资模式不合规、信息保护不到位等被罚170万元。
2025-03-24Regulator approved the name change of PSBC Shunping Railway Station Sub-branch to Shunping Pushang Town Sub-branch.监管同意邮储银行顺平县火车站支行更名为顺平县蒲上镇支行。
2025-03-25Regulator approved the name change of PSBC Yan'an Zhongxin Street Sub-branch to Yan'an Nanqiao Sub-branch.监管同意邮储银行延安市中心街支行更名为延安市南桥支行。
2025-03-25PSBC announced it will hold its 2024 annual results conference on April 2, 2025.邮储银行公告将于2025年4月2日召开2024年度业绩发布会。
2025-03-26Regulator approved Ge Ying as Vice President of PSBC Shaoguan Branch, Guangdong.监管核准葛莺邮储银行韶关市分行副行长任职资格。
2025-03-26PSBC Shenzhen Luhe Sub-branch successfully relocated and opened for business at a new location in Sanyi Yundu.邮储银行深圳鹭湖支行成功迁址至三一云都并开业。
2025-03-26PSBC President Liu Jianjun visited Mingyang Group to discuss financial support for the new energy company's innovation and supply chain.邮储银行行长刘建军访问明阳集团,讨论为新能源业务创新提供全方位资金保障。
2025-03-27Postal Savings Bank of China (PSBC) announced 2024 annual results: revenue of RMB 348.775 billion, +1.83% YoY; net profit attributable to shareholders of RMB 86.479 billion, +0.24% YoY; net interest margin 1.87%; total assets RMB 17.08 trillion, +8.64% YoY; NPL ratio 0.90%; proposed final dividend of RMB 1.139 per 10 shares (total RMB 11.294 billion).邮储银行公布2024年度业绩:营业收入3487.75亿元,同比增长1.83%;归母净利润864.79亿元,同比增长0.24%;净息差1.87%;总资产17.08万亿元,同比增长8.64%;不良贷款率0.90%;拟每10股派发现金股利1.139元(合计112.94亿元)。
2025-03-27PSBC Changde branch provided RMB 13 million online non-repayment refinancing loan and RMB 30.46 million equipment re-loan to Changde Kunyu New Energy Technology Co., a sodium-lithium co-linear energy storage battery producer, for its 3GWh production line expansion, totaling RMB 44.46 million in credit and RMB 500 million in low-risk credit.邮储银行常德市分行为常德昆宇新能源科技有限公司办理1300万元线上无还本续贷及3046万元设备再贷款,支持其3GWh钠锂共线储能电池全自动生产线扩产,合计授信4446万元及低风险授信5亿元。
2025-03-27PSBC announced that its 2024 annual general meeting of shareholders will be held on April 17, 2025, to review 8 proposals including the 2024 financial final accounts plan and the 2025 fixed asset investment budget plan.邮储银行公告将于2025年4月17日召开2024年年度股东大会,审议8项议案,包括2024年度财务决算方案和2025年度固定资产投资预算方案。
2025-03-27PSBC Shenzhen MinKang sub-branch co-organized a 'Sci-Tech Finance Matchmaking' event with Longhua District Science and Technology Innovation Bureau, promoting loan products (personal business, credit, sci-tech loans) to tech SMEs.邮储银行深圳民康支行联合同业协办“科创未来·金融赋能”科技金融对接会,向科技型小微企业推介个人经营贷、信用贷、科技贷等产品。
2025-03-27PSBC Xiangyin county branch held a 'You Ni Tong Ying' special event with Xiangyin County High-tech Zone管委会, supporting SMEs; highlighted case: Zhongjun Technology received RMB 25 million credit line and non-repayment refinancing, achieving 30% revenue growth in 2024.邮储银行湘阴县支行与湘阴县高新区管委会联合开展“邮你同赢”专场活动;典型案例:众钧科技获2500万元授信及无还本续贷,2024年营收逆势增长超30%。
2025-03-28PSBC Hubei branch disbursed the first 'acquisition + renovation' model pension industry loan in the PSBC system, focusing on a local medical-care integration project, achieving fund release 3 days after approval.邮储银行湖北省分行发放全国邮储系统首笔“收购+改造”模式养老产业贷款,聚焦当地医养结合项目,实现获批后3天极速放款。
2025-03-28PSBC Qingyang branch completed its first electricity bill factoring (domestic letter of credit) business for Qingyang Yulong Nenghua Co., paying RMB 500,000 in electricity fees via the product, a joint service with State Grid.邮储银行庆阳市分行为庆阳裕陇能化有限公司办理首笔电费证业务,通过该产品缴纳电费50万元,该产品为与国家电网联合推出的金融服务。
2025-03-28PSBC Yongfeng county branch disbursed its first online 'Cluster E-Loan' of RMB 1.92 million to a new energy technology company for negative electrode material production; cumulative cluster loans exceeded RMB 190 million across 40+ loans.邮储银行永丰县支行发放首笔线上“集群E贷”192万元,支持一家新能源科技公司负极材料生产;该支行累计投放专项贷款超40笔、金额超1.9亿元。
2025-03-28PSBC Yueyang branch disbursed its first 'Platform E-Loan' supply chain loan of RMB 6.61 million (total facility RMB 9.154 million) to a technology trading company, based on accounts receivable pledge, targeting core enterprise suppliers.邮储银行岳阳市分行发放首笔平台e贷产业链贷款661万元(总授信915.4万元),基于应收账款质押,面向核心企业供应商客群。
2025-03-28PSBC Huangnan Tibetan Autonomous Prefecture branch was fined RMB 300,000 by the National Financial Regulatory Administration for inadequate post-loan inspection leading to loan fund reflux; deputy branch manager Jiang Yongqin received a warning.邮储银行黄南藏族自治州支行因贷后检查不到位导致贷款资金回流,被国家金融监督管理总局罚款30万元;副行长蒋永琴被警告。
2025-03-28PSBC Chongqing branch was fined RMB 2.6 million by the National Financial Regulatory Administration for inadequate loan 'three checks', inaccurate loan risk classification, inflated scale, and lax trade background review.邮储银行重庆分行因贷款“三查”不尽职、贷款风险分类不准确、虚增规模、贸易背景审查不严,被国家金融监督管理总局罚款260万元。
2025-03-28PSBC Pingjiang county branch launched a dedicated 'Food Industry Loan' for Pingjiang's snack food sector, forming a special credit team and disbursing over RMB 300 million in cumulative loans to support the industry (2024 output value of regulated food firms: RMB 49.804 billion).邮储银行平江县支行推出“食品产业贷”,成立专职信贷队伍,累计发放贷款超3亿元,支持平江食品行业(2024年规上食品企业产值498.04亿元)。
2025-03-28PSBC Xinxiang branch disbursed a RMB 10 million loan to a auto sales company under the national trade-in policy, with a 5-year term and non-repayment refinancing option, approved within 5 working days, boosting sales by 50% and headcount by 20%.邮储银行新乡市分行向一家汽车销售公司发放1000万元贷款,期限5年、可无还本续贷,5个工作日内审批放款,助力企业销售额增长50%、员工增加20%。
2025-03-28PSBC Gansu province branch cumulatively disbursed over RMB 50 billion in 'San Nong' (agriculture, rural areas, farmers) loans year-to-date as of late March 2025, supporting spring plowing.截至2025年3月下旬,邮储银行甘肃省分行今年累计投放“三农”贷款超过50亿元,支持春耕备耕。
2025-03-28PSBC Lanzhou branch cumulatively rated 442 credit villages (nearly 60% coverage) and 8,376 credit households, with cumulative credit village disbursements of RMB 885.77 million.邮储银行兰州市分行累计评定信用村442个(覆盖率近60%)、信用户8376户,信用村累计放款88577万元。
2025-03-28PSBC Jishui county branch disbursed RMB 24.85 million in spring plowing loans, supporting 128 farmers and small enterprises as of late March 2025.截至2025年3月下旬,邮储银行吉水县支行发放春耕备耕贷款2485万元,支持农户和小微企业128户。
2025-03-28PSBC Dunhuang branch disbursed over RMB 60 million in spring agricultural loans year-to-date, benefiting over 400 farming households, via a special subsidized loan ('Lian Nong Dai Nong') in partnership with the Dunhuang Agriculture and Rural Bureau.邮储银行敦煌市支行本年已发放春耕涉农贷款超6000万元,惠及400余户农户,产品为联合敦煌市农业农村局推出的“联农带农专项贴息贷款”。
2025-03-29PSBC Shihezi branch was fined RMB 300,000 by the National Financial Regulatory Administration for inadequate loan management; responsible person Cheng Kun received a warning.邮储银行石河子分行因贷款管理不到位,被国家金融监督管理总局罚款30万元;责任人程坤被警告。
2025-03-30PSBC announced a private A-share placement to the Ministry of Finance, China Mobile Group, and China State Shipbuilding Corporation, raising RMB 130 billion (205.7 billion shares at RMB 6.32/share) to replenish core Tier-1 capital. Ministry of Finance subscribes RMB 117.58 billion, China Mobile RMB 7.854 billion, China Shipbuilding RMB 4.566 billion.邮储银行公告拟向财政部、中国移动集团、中国船舶集团定向增发A股,募集资金1300亿元(205.7亿股,发行价6.32元/股),用于补充核心一级资本。财政部认购1175.8亿元,中国移动78.54亿元,中国船舶45.66亿元。
2025-03-31PSBC conducted a scheduled system maintenance from 2:00 to 5:30 AM, temporarily interrupting online banking, mobile banking, ATM, POS, and third-party payment services (Alipay, WeChat, UnionPay) linked to PSBC accounts.邮储银行于凌晨2:00-5:30进行信息系统维护,期间网上银行、手机银行、ATM、POS机及与邮储账户相关的支付宝、微信、银联云闪付等移动支付业务短暂中断。
2025-03-31PSBC Ganzi prefecture branch cumulatively disbursed approximately RMB 100 million in spring plowing special loans year-to-date, benefiting over 350 farmers and herdsmen.邮储银行甘孜州分行今年以来累计投放春耕备耕专项贷款约1亿元,惠及农牧民350余户。
2025-03-31PSBC successfully executed its first inter-bank bond foreign-currency repo business under Shanghai Clearing House custody, expanding collateral types and business scenarios for foreign-currency funding.邮储银行成功落地首笔银行间市场清算所托管债券外币回购业务,拓展质押券品类,丰富外币融资业务场景。
2025-04-01Postal Savings Bank of China (PSBC) Xilin Gol League branch completed the bank's first loan for a water electrolysis hydrogen production project, supporting the Datang Duolun wind-solar hydrogen integration demonstration project in Inner Mongolia.邮储银行锡林郭勒盟分行完成全行首笔电解水制氢项目贷款,支持内蒙古大唐多伦风光制氢一体化示范项目。
2025-04-01PSBC announced a private placement of A-shares to raise RMB 130 billion at RMB 6.32 per share (0.76x PB, 22% premium to market price) from the Ministry of Finance, China Mobile, and China State Shipbuilding Corporation to replenish core Tier-1 capital, estimated to boost the core Tier-1 capital adequacy ratio by 1.5 percentage points to 11.07%.邮储银行公告拟向财政部、中国移动、中国船舶定向增发A股募资1300亿元,发行价6.32元/股(0.76倍PB,较市价溢价22%),用于补充核心一级资本,静态测算核心一级资本充足率提升1.5个百分点至11.07%。
2025-04-01PSBC Leiling branch and Guoyuan Insurance Leiling branch signed a cooperation agreement to launch an 'insurance + credit' model to optimize rural credit processes and improve first-loan success rates.邮储银行乐陵支行与国元保险乐陵支公司签署合作协议,以“保险+信贷”模式优化农户信贷流程,提升首次贷款成功率。
2025-04-01PSBC disclosed 2024 annual report: total assets reached RMB 17.08 trillion (+8.64% YoY), net profit attributable to parent RMB 86.48 billion (+0.24% YoY), NIM 1.87%, NPL ratio 0.90%, green loan balance RMB 781.73 billion (+22.55% YoY).邮储银行披露2024年年报:总资产17.08万亿元(同比+8.64%),归母净利润864.79亿元(同比+0.24%),净息差1.87%,不良率0.90%,绿色贷款余额7817.32亿元(同比+22.55%)。
2025-04-01PSBC Henan regulatory bureau approved Zhu Hongli as vice president of PSBC Pingdingshan branch.河南监管局核准朱红莉任邮储银行平顶山市分行副行长。
2025-04-02At the 2024 results conference, PSBC Chairman Zheng Guoyu stated that the bank has been included in the first batch of special treasury bond capital injection banks, with a RMB 130 billion capital injection from the Ministry of Finance and strategic shareholders expected to boost the core Tier-1 capital adequacy ratio by 1.5 percentage points, and the bank is accelerating the implementation of the Advanced Measurement Approach (AMA) for capital.在2024年度业绩发布会上,董事长郑国雨表示邮储银行已纳入特别国债首批注资行,财政部和战略股东增资1300亿元预计提升核心一级资本充足率1.5个百分点,并加快推进资本计量高级法落地。
2025-04-02At the 2024 results conference, PSBC announced the first proactive adjustment of the agency fee mechanism, lowering the comprehensive agency fee rate from 1.08% to 1.04%, reducing the cost-to-income ratio by about 1 percentage point and contributing a 3.7 percentage point pre-tax profit increase.在2024年度业绩发布会上,邮储银行宣布首次主动调整代理费机制,综合代理费率由1.08%降至1.04%,成本收入比下降约1个百分点,贡献税前利润增量3.7个百分点。
2025-04-02PSBC Vice President Xu Xueming announced the establishment of a new Wealth Management Department at the head office to coordinate wealth management business development.邮储银行副行长徐学明宣布总行新组建财富管理部,统筹全行财富管理业务发展。
2025-04-02PSBC Vice President and CIO Niu Xinzhuang stated that the bank completed the full-stack domestic cloud-native platform construction, upgraded the new-generation corporate banking core system and credit card core system, deployed the DeepSeek full-series model on domestic hardware, and released the independently controllable 'Youzhi' large model.邮储银行副行长兼首席信息官牛新庄表示,完成全栈国产化云原生平台建设,升级新一代公司业务核心系统和信用卡核心系统,完成DeepSeek全系列模型国产硬件适配部署,发布自主可控的“邮智”大模型。
2025-04-02PSBC Anyang branch completed the bank's first 'Zhuanxin Tie' (special new discount) bill discounting business in Henan province, providing RMB 950,000 in bill discounting for a provincial-level specialized and new 'Little Giant' enterprise, with funds arriving in seconds.邮储银行安阳市分行完成河南省内首单“专新贴”创新型票据贴现业务,为省级专精特新企业办理95万元银行承兑汇票贴现,资金秒级到账。
2025-04-03PSBC Yunnan regulatory bureau approved Fang Xin as vice president of PSBC Baoshan branch.云南监管局核准方新任邮储银行保山市分行副行长。
2025-04-03PSBC Ruian branch signed a strategic cooperation agreement with Ruian Guokong Holdings Co., Ltd. (the first AAA-rated platform in Wenzhou county-level area), with cumulative credit extended to Ruian state-owned enterprises exceeding RMB 5 billion.邮储银行瑞安市支行与瑞安市国开控股有限公司(温州县域首家AAA级平台)签订战略合作协议,已为瑞安国企累计授信超50亿元。
2025-04-07PSBC Guangdong provincial branch signed a strategic cooperation framework agreement with Zhanjiang municipal government, agreeing to provide no less than RMB 150 billion in意向性投融资 support to Zhanjiang over the next three years.邮储银行广东省分行与湛江市政府签订战略合作框架协议,未来3年向湛江市提供不低于等值1500亿元的意向性投融资支持。
2025-04-08PSBC and the All-China Federation of Industry and Commerce jointly launched the 'Private Enterprises Entering PSBC' event, releasing the 'Five-Force Empowerment' special action plan. PSBC Chairman Zheng Guoyu announced that over the next five years, PSBC will provide no less than RMB 10 trillion in cumulative financing support for private economic entities, including no less than RMB 3 trillion for sci-tech innovation entities and no less than RMB 3 trillion for agricultural-related loans.邮储银行与全国工商联联合启动“民营企业走进邮储银行”活动,发布《民营企业“五力赋能”专项行动方案》。董事长郑国雨宣布未来五年为各类民营经济主体累计提供融资支持不低于10万亿元,其中科技创新领域不低于3万亿元,涉农贷款投放不低于3万亿元。
2025-04-09PSBC Anhui Bengbu branch completed the bank's first loan in Anhui province for acquiring existing completed commercial housing for use as affordable housing, supporting a key affordable housing project.邮储银行安徽省蚌埠市分行完成省内首笔收购已建成存量商品房用作保障性住房贷款,支持重点保障房项目。
2025-04-10PSBC announced it has organized a special task force to support listed companies' stock repurchase and shareholding increase, with business already landed in Tianjin, Beijing, Shandong, Zhejiang and other regions, serving technology, private, and municipal public listed companies.邮储银行组织工作专班支持上市公司股票回购增持,已在天津、北京、山东、浙江等多地实现业务落地,服务科技型、民营、市政公用等多类上市主体。
2025-04-10PSBC Ningde branch signed strategic cooperation agreements with Ningde Women Entrepreneurs Association, Ningde Zhejiang Chamber of Commerce, and Ningde Youth Ning Business Federation, providing a total of RMB 8 billion in pre-approved credit, and launched a county-level financial service plan with cumulative pre-approved credit of RMB 40 billion.邮储银行宁德市分行与宁德市女企业家商会、浙江商会、青年宁商联合会签署战略合作协议,提供总计8亿元预授信,同步启动县域金融服务计划,累计预授信金额达40亿元。
2025-04-11PSBC Suqian branch was fined RMB 600,000 by the local financial regulatory bureau for inadequate personal loan management and inadequate working capital loan management.邮储银行宿迁市分行因个人贷款管理不到位、流动资金贷款管理不到位,被国家金融监督管理总局宿迁监管分局罚款60万元。
2025-04-14PSBC issued a notice exempting personal foreign currency 'cash-spot spread' handling fees to further implement foreign exchange facilitation policies.邮储银行发布公告,免收个人外币“钞汇差价”手续费,进一步落实外汇便利化服务政策。
2025-04-14PSBC issued 18 work measures to implement the central document on rural revitalization, focusing on food security, agricultural technology, facility agriculture, and differentiated support for key counties.邮储银行印发18条工作举措,落实中央关于推进乡村全面振兴的意见,聚焦粮食安全、农业科技、设施农业等,强化对重点帮扶县的差异化支持。
2025-04-16PSBC Zhejiang regulatory bureau approved Wang Muzirui as president of PSBC Lishui branch.浙江监管局核准王慕子睿任邮储银行丽水市分行行长。
2025-04-17PSBC Ezhou branch, in cooperation with Hubei Financial Control Commercial Factoring Co., completed the first offline recourse factoring business in Hubei province for PSBC, with a fund投放 of RMB 100 million, based on the accounts receivable of the Hexiang Expressway project with Gezhouba Group as the core enterprise.邮储银行鄂州市分行与湖北金控商业保理有限公司合作,完成邮储银行湖北省分行首笔线下有追索权保理业务,资金投放1亿元,以葛洲坝集团为核心企业的和襄高速项目应收账款为基础资产。
2025-04-18PSBC held a private enterprise roadshow at the Beijing Financial Asset Exchange, with six companies including Shenzhen Dongyangguang, Hebei Shouheng, Garden Group, Jianlong Heavy Industry, Fosun High Technology, and Caogen Zhijia presenting, to promote产融对接.邮储银行在北京金融资产交易所举办民营企业路演交流活动,深圳市东阳光、河北首衡、花园集团、建龙重工、复星高科技、草根知本等6家企业路演,促进产融资源对接。
2025-04-18PSBC Nanning branch successfully handled the bank's first 'internal guarantee direct loan' business in Guangxi for a foreign trade enterprise, simultaneously completing the bank's first foreign exchange swap business.邮储银行南宁市分行为广西某涉外企业成功办理系统内广西首笔“内保直贷”业务,同步落地首笔外汇掉期业务。
2025-04-19PSBC Changchun Guangfu Road office was fined RMB 300,000 by Jilin financial regulatory bureau for employee illegal misappropriation of customer funds.邮储银行长春市光复路营业所因员工非法侵占客户资金,被吉林金融监管局罚款30万元。
2025-04-21PSBC issued a document outlining 18 measures to support rural revitalization, focusing on grain security, agricultural technology, and facility agriculture.邮储银行印发18条工作举措,聚焦粮食安全、农业科技和设施农业,助力乡村全面振兴。
2025-04-22PSBC Guangxi Nanning Branch completed the first 'internal guarantee direct loan' and first FX swap business in the Guangxi region for a foreign trade enterprise.邮储银行南宁市分行为广西某涉外企业办理了广西地区首笔“内保直贷”业务,并同步落地首笔外汇掉期业务。
2025-04-22PSBC Jishui County Sub-branch issued the first 'Agriculture and Animal Husbandry Loan' in Jiangxi province, amounting to 500,000 yuan.邮储银行吉水县支行成功发放江西省首笔“农牧贷”,金额50万元。
2025-04-22PSBC Putian City Branch successfully underwrote the first bond, a 460 million yuan medium-term note for Putian State-owned Investment Group.邮储银行莆田市分行成功承销首笔债券,为莆田市国投集团发行4.6亿元中期票据。
2025-04-23PSBC launched a supply chain financing service based on digital RMB smart contracts, with the first transaction completed in Fujian.邮储银行推出基于数字人民币智能合约的供应链融资服务,并在福建落地首笔业务。
2025-04-23PSBC announced its 2024 final dividend of 0.1139 yuan per share (A-share), bringing the full-year dividend to 0.2616 yuan per share, totaling approximately 25.941 billion yuan.邮储银行发布2024年度权益分派,每股派发现金红利0.1139元,全年合计约259.41亿元。
2025-04-23PSBC disclosed the reply to the review inquiry letter from the Shanghai Stock Exchange regarding its proposed A-share private placement.邮储银行披露对上交所关于其向特定对象发行A股股票审核问询函的回复。
2025-04-23PSBC Jiangshan City Sub-branch issued the bank's first 'Equipment Manufacturing Industry Loan' nationwide, amounting to 3 million yuan.邮储银行江山市支行落地邮储银行全国首笔装备制造产业贷,金额300万元。
2025-04-24PSBC Suichuan County Sub-branch approved a 200 million yuan loan for the Suichuan Taoyuan Terraced Fields scenic area.邮储银行遂川县支行获批2亿元贷款用于遂川桃源梯田景区建设。
2025-04-24PSBC Ningbo Branch signed an agreement to provide a 100 million yuan credit line to teams and enterprises in Ningbo University Innovation Port.邮储银行宁波分行向宁波大学创新港园区入驻团队及企业授信1亿元。
2025-04-24PSBC He Youxing's qualification as President of Chongqing Qianjiang Branch was approved by the Chongqing Regulatory Bureau.重庆监管局核准何有幸邮储银行重庆黔江分行行长的任职资格。
2025-04-24PSBC and the Shanghai Stock Exchange co-hosted an event, pledging to provide no less than 10 trillion yuan in financing support for private enterprises over the next five years.邮储银行与上交所共同举办活动,承诺未来五年为民营经济主体提供累计不低于10万亿元融资支持。
2025-04-25PSBC Tianjin Branch held a summit on empowering technological innovation and signed agreements with several industrial funds and tech parks.邮储银行天津分行举办赋能科技创新峰会,与多家产业基金及科技园区签约。
2025-04-25PSBC's 'You Tong Ying' platform began distributing funds for AVIC Fund Management Co., Ltd.邮储银行“邮你同赢”平台自4月25日起办理中航基金管理有限公司旗下部分基金的销售业务。
2025-04-25PSBC Liaoyang County Tiexi Office approved to terminate business by the Liaoning Regulatory Bureau.辽宁监管局同意邮储银行辽阳县铁西营业所终止营业。
2025-04-25PSBC Yinchuan International Trade City Branch renamed to Yinchuan Shahai Road Branch, approved by Ningxia Regulatory Bureau.宁夏监管局同意邮储银行银川市国际商贸城支行更名为银川市沙海路支行。
2025-04-25PSBC Chongqing Rongchang District Fu'an Office renamed to Chongqing Rongchang District Guotai Office, approved by Chongqing Regulatory Bureau.重庆监管局同意邮储银行重庆荣昌区富安营业所更名为重庆荣昌区国泰营业所。
2025-04-28PSBC Wu Yongchao's qualification as Vice President (presiding) of Zhoushan Branch was approved by the Zhejiang Regulatory Bureau.浙江监管局核准吴永超邮储银行舟山市分行副行长(主持工作)的任职资格。
2025-04-28PSBC Lianjiang County Sub-branch signed a strategic agreement with the local工商联, pledging no less than 400 million yuan in credit support for private enterprises.邮储银行连江县支行与县工商联签约,承诺提供不低于4亿元授信支持民营企业。
2025-04-28PSBC Gulang County Sub-branch issued the first batch of special 'Antibiotic-Free Agriculture and Animal Husbandry Loans' totaling 1.7 million yuan to four local farms.邮储银行古浪县支行为4家“无抗养殖”户发放首批专项贷款170万元。
2025-04-29PSBC Q1 2025 report shows green loan balance reached 910.712 billion yuan, up 6.01% from end-2024; 'Kan Weilai' model approved over 5,000 customers with over 1 trillion yuan.邮储银行一季报显示绿色贷款余额9107.12亿元,较上年末增长6.01%;“看未来”模型批复客户超5000户,金额超1万亿元。
2025-04-30PSBC Hubei Branch launched a 'de-linked' supply chain finance model via its 'U Chain Smart Finance' platform, reducing approval time to as fast as 4 hours.邮储银行湖北省分行依托“U链智融”平台推出“脱核”供应链金融模式,最快4小时完成放款。
2025-04-30PSBC Qiannan Branch completed its first interbank treasury bond distribution business, distributing 20 million yuan to Fuquan Rural Commercial Bank.邮储银行黔南州分行完成首笔农商行国债分销业务,向福泉市农商银行分销2000万元国债。
2025-04-30PSBC Nanning Mingxiu West Road Sub-branch approved to terminate business by the Guangxi Regulatory Bureau.广西监管局同意邮储银行南宁市明秀西路支行终止营业。
2025-04-30PSBC Huaying City Sub-branch provided a 300 million yuan意向 credit line to the Huaying Individual Private Economy Association.邮储银行华蓥市支行向华蓥市个体私营经济协会提供3亿元意向授信支持。
2025-04-30PSBC Datong County Yuanlin Road Office renamed to Datong County Renmin Road Office, approved by Qinghai Regulatory Bureau.青海监管局同意邮储银行大通县园林路营业所更名为大通县人民路营业所。
2025-05-01Postal Savings Bank of China (PSBC) reported Q1 2025 results: revenue RMB 89.4 billion (YoY -0.07%), net interest income RMB 68.9 billion (YoY -3.79%), net profit attributable to shareholders RMB 25.25 billion (YoY -2.6%), NIM narrowed to 1.70% (QoQ -15bp), NPL ratio rose to 0.91%, provision coverage ratio fell to 266% (QoQ -20ppt).邮储银行发布2025年一季度业绩:营收894亿元(同比-0.07%),净利息收入689亿元(同比-3.79%),归母净利润252.5亿元(同比-2.6%),净息差收窄至1.70%(环比-15bp),不良率升至0.91%,拨备覆盖率降至266%(环比-20个百分点)。
2025-05-06PSBC Fuzhou Branch successfully handled the first domestic resident individual special purpose company (SPV) registration business under the capital account foreign exchange management reform policy, a new breakthrough in cross-border financial services.邮储银行福州市分行成功办理首笔境内居民个人特殊目的公司登记业务,实现跨境金融资本项目服务领域的新突破。
2025-05-06PSBC launched a consumption stimulus action plan, increasing consumer credit supply, supporting housing, tourism, and trade-in consumption, and cooperating with China UnionPay for nationwide trade-in activities.邮储银行出台助力提振消费专项行动方案,增加消费金融供给,支持住房、文旅、以旧换新消费,并联动中国银联开展全国以旧换新活动。
2025-05-08PSBC launched the industry's first AI trading robot for investment banking, 'You Xiaobao', on the China Foreign Exchange Trade System (CFETS) Ideal platform, improving bond inquiry and trading efficiency by 95%.邮储银行在中国外汇交易中心Ideal平台推出全市场首个投行业务场景AI交易机器人“邮小宝”,提升债券询价交易效率95%。
2025-05-08PSBC Hebei Branch signed a strategic cooperation agreement with Qianyi Hesheng (Beijing) Technology to jointly build a 'digital intelligence + inclusive finance' model for the egg industry, exploring digital yuan (e-CNY) application scenarios.邮储银行河北省分行与千一禾盛(北京)科技签署战略合作协议,共同打造禽蛋产业“数智+普惠”新模式,探索数字人民币应用场景。
2025-05-12PSBC Xinxiang Branch successfully issued the bank's first new elderly care community project loan, with an initial disbursement of RMB 12.14 million and a total project credit line of RMB 551 million.邮储银行新乡市分行成功投放全行首笔新建康养社区项目贷款,首笔放款1214万元,项目总授信5.51亿元。
2025-05-12PSBC underwrote and issued the first batch of 4科技创新债券 (tech innovation bonds) on the interbank market, covering state-owned and private enterprises in Sichuan, Tianjin, Shaanxi, and Zhejiang.邮储银行承销发行首批4单科技创新债券,覆盖四川、天津、陕西和浙江的国有及民营企业。
2025-05-14PSBC Ningde Branch granted a credit line of RMB 268 million to a recycled polyester staple fiber manufacturer, supporting green industry development.邮储银行宁德市分行向某再生涤纶短纤维制造企业授予2.68亿元信贷额度,支持绿色产业发展。
2025-05-15PSBC Shandong Province's two outlets were fined RMB 50,000 each for illegal activities in insurance sales (promising benefits outside the contract); two responsible individuals were warned and fined RMB 2,000 each.邮储银行山东省分行2家网点因保险销售违法违规(承诺给予合同外利益)各被罚5万元,2名责任人被警告并罚款0.2万元。
2025-05-15PSBC Dongguan Branch reported that as of May 2025, it had opened over 300,000 personal digital yuan (e-CNY) wallets and nearly 2,800 corporate wallets, with transaction volume exceeding RMB 300 million.邮储银行东莞市分行截至2025年5月累计开立数字人民币个人钱包超30万个、对公钱包近2800个,交易金额突破3亿元。
2025-05-15PSBC Miluo City Branch signed strategic agreements with 8 enterprises and the Miluo High-tech Zone at a government-bank-enterprise matchmaking event, with on-site credit commitments exceeding RMB 200 million.邮储银行汨罗市支行在政银企对接会上与8家企业及汨罗高新区签订战略协议,现场授信超2亿元。
2025-05-21PSBC Qiandongnan Prefecture Branch was fined RMB 200,000 for allowing insurance company personnel to conduct insurance sales on bank premises; one outlet was warned and fined RMB 10,000 for accepting benefits outside the cooperation agreement.邮储银行黔东南州分行因允许保险公司人员在营业场所销售保险被罚20万元,一营业所因收取协议外利益被警告并罚款1万元。
2025-05-22PSBC Sichuan Branch led the underwriting of New Hope Group's 2025 second tranche of tech innovation bonds, raising RMB 500 million at a record-low coupon rate of 2.1% for private enterprises.邮储银行四川省分行牵头承销新希望集团2025年度第二期科技创新债券,规模5亿元,利率2.1%,创民企同期限最低。
2025-05-23PSBC received CSRC approval for its A-share private placement to specific objects, valid for 12 months. The plan aims to raise up to RMB 450 billion (later reports specify RMB 130 billion from three state-owned entities) to replenish core Tier-1 capital.邮储银行向特定对象发行A股股票获中国证监会同意注册批复,有效期12个月。计划募资不超过450亿元(后续报道明确为1300亿元,由三家国有股东认购),用于补充核心一级资本。
2025-05-27PSBC Ziyang Branch successfully disbursed a RMB 20 million credit loan to a small enterprise using the national SME cash flow credit information sharing platform.邮储银行资阳分行通过全国中小微企业资金流信用信息共享平台成功向一家小企业发放特色信用贷款2000万元。
2025-05-29PSBC Luoyuan County sub-branch signs a strategic cooperation agreement with the Luoyuan County Federation of Industry and Commerce to launch the 'Lian Gong Jin Xiang, Yi Qi Xiang Xin' campaign, providing tailored credit products and green channels for private enterprises.邮储银行罗源县支行与罗源县工商业联合会签署战略合作协议,启动“联邮共进,益企向新”活动,为民营企业提供定制信贷产品和绿色通道。
2025-05-29PSBC Yulin City sub-branch, together with Baiyu Warehousing and Yulin Agricultural Guarantee Company, signs a tripartite strategic cooperation agreement to launch a 'core enterprise warehouse receipt pledge' financing model, unlocking tens of millions of yuan in financing potential for the spice industry chain.邮储银行玉林市分行联合柏悦仓储及玉林市农担公司签署三方战略合作协议,推出“核心企业仓单质押”融资模式,为香料产业链释放千万元级融资潜力。
2025-05-29PSBC Dingxi City sub-branch issues its first 'Rongchuang Dai' (Veterans Entrepreneurship Loan) of 300,000 yuan to a veteran-founded community service center, a new financial product supporting veteran entrepreneurship.邮储银行定西市分行向退役军人创办的社区服务中心发放首笔30万元“戎创贷”,这是支持退役军人创业的新金融产品。
2025-05-29PSBC Kaifeng City sub-branch has cumulatively disbursed 1.335 billion yuan in 'San Xia' (summer harvest) production-related loans, including 722 million yuan in summer grain purchase loans to nearly 800 households, with new products 'Xialiang Chanye Dai' and 'Xialiang Jisu Dai' offering up to 5 million yuan per household.邮储银行开封市分行累计发放“三夏”生产相关贷款13.35亿元,其中夏粮收购贷款近800户7.22亿元,新产品“夏粮产业贷”和“夏粮极速贷”单户授信额度提升至500万元。
2025-05-29PSBC announces that the National Financial Regulatory Administration has approved Liu Ruigang as non-executive director and Yang Yong as independent non-executive director, effective May 23, 2025.邮储银行公告,国家金融监督管理总局已核准刘瑞钢担任非执行董事、杨勇担任独立非执行董事的任职资格,自2025年5月23日起生效。
2025-05-29PSBC Changting County sub-branch participates in the first batch of 'Famous, Special, Excellent, New' individual industrial and commercial household certification and credit granting ceremony, providing financial support for digital and brand transformation.邮储银行长汀县支行参与首批“名特优新”个体工商户授牌授信仪式,为数字化、品牌化转型提供金融支持。
2025-05-30PSBC launches 'You Xiaoying', an AI-powered bill business robot, on its interbank cooperation platform 'You Ni Tong Ying', integrating large language models, RPA, and multimodal recognition for intelligent bill trading.邮储银行推出票据业务机器人“邮小盈”,入驻同业合作平台“邮你同赢”,整合大语言模型、RPA和多模态识别技术,实现智能票据交易。
2025-05-30PSBC announces scheduled system maintenance on May 30, 2025, from 5:00 to 6:30, causing brief interruptions to online banking, mobile banking, ATM, POS, mobile payment, and digital yuan services.邮储银行公告将于2025年5月30日5:00-6:30进行系统维护,期间网上银行、手机银行、ATM、POS、移动支付和数字人民币等服务将短暂中断。
2025-05-30PSBC Ganzhou City sub-branch disburses a 20 million yuan 'Kechuang Xindai' (Sci-Tech Innovation Credit Loan) to Jiangxi Weimian Textile Group, a national high-tech enterprise, for its intelligent transformation and waste textile recycling production line.邮储银行赣州市分行向国家高新技术企业江西卫棉纺织集团发放2000万元“科创信用贷”,用于其智能化改造和废弃纺织品循环再生生产线。
2025-05-30PSBC Guangdong Provincial branch has extended over 2 billion yuan in credit to the pan-cultural tourism industry as of March 2025, supporting projects such as the 'Qiaohai Huayun' night economy project in Kaiping and offering 'Jisu Dai' products of up to 5 million yuan to surrounding businesses.截至2025年3月,邮储银行广东省分行已向泛文旅行业投放信贷超20亿元,支持开平“侨海华韵”夜经济等项目,为周边商户提供最高500万元的“极速贷”。
2025-05-30PSBC Yucheng County sub-branch provides a 2.8% annual interest rate loan to Yuechi Yuhong Technology, a national high-tech and provincial 'specialized and new' enterprise, completing approval in 5 working days.邮储银行岳池县支行向国家级高新技术企业、省级“专精特新”企业宇虹科技提供年利率2.8%的贷款,5个工作日内完成审批。
2025-05-30PSBC Wusheng County sub-branch renews a 10 million yuan working capital loan to Sichuan Leilian Auto Parts, a provincial 'specialized and new' enterprise and high-tech firm, continuing an eight-year banking relationship.邮储银行武胜县支行向省级专精特新企业、高新技术企业四川雷联汽车部件续发1000万元流动资金贷款,延续八年银企合作。
2025-05-30PSBC Bazhong City sub-branch is awarded the 'National Civilized Unit' title by the Central Propaganda and Cultural Work Leadership Group, becoming a seventh-batch recipient.邮储银行巴中市分行被中央宣传思想文化工作领导小组授予第七批“全国文明单位”称号。
2025-05-31PSBC board approves the Q1 2025 liquidity risk stress test report, Q1 2025 comprehensive risk management report, and the 2024 evaluation report on major shareholders and their conduct.邮储银行董事会审议通过了2025年一季度流动性风险压力测试报告、2025年一季度全面风险管理报告以及2024年度大股东及主要股东评估情况报告。
2025-06-01Launched 'You Xiaobao', the industry's first AI trading robot for investment banking scenarios, in partnership with China Foreign Exchange Trade System, for intelligent bond market trading.携手中国外汇交易中心推出业内首款应用于投行业务场景的AI交易机器人“邮小宝”,用于债券市场智能化交易。
2025-06-03Shangqiu branch disbursed 971 million yuan in loans to 1,811 summer grain purchasing entities, with a new product 'Grain Purchase Loan' raising the single-entity cap to 5 million yuan and cutting new loan rates by 122 bps YoY.商丘市分行向1811户夏粮收购主体投放贷款9.71亿元,创新推出“粮食收购贷”,单户最高授信额度提升至500万元,新发放贷款利率同比下调122个基点。
2025-06-03Approved a 600 million yuan fixed-asset loan for Luoyang Bearing Group's 'New Energy Equipment Bearing Intelligent Production Base Project'.审批通过洛轴集团“新能源装备轴承智能化生产基地项目”固定资产贷款,授信额度6亿元。
2025-06-03Pingliang branch launched the 'Changyou Kongtong' cultural tourism impression card, with over 200 cards activated, offering discounts on Kongtong Mountain tickets, accommodation, and dining.平凉市分行推出“畅邮崆峒”文旅印象卡,已成功办理并激活200多张,提供崆峒山门票、住宿、餐饮等优惠。
2025-06-04Zhang Ning was approved as vice president of Yantai City branch; Zhang Ye as vice president of Shenyang City branch; Liu Zhengwei as vice president of Foshan City branch; Wu Qi as vice president of Shanghai Free Trade Zone branch; Yang Chao as vice president of Chongqing Hechuan branch; Fu Shaoyi as vice president of Chongqing Wanzhou branch.核准张宁任烟台市分行副行长、张烨任沈阳市分行副行长、刘正伟任佛山市分行副行长、吴琪任上海自由贸易试验区分行副行长、杨超任重庆合川分行副行长、付少毅任重庆万州分行副行长。
2025-06-05Xinxiang branch granted a 550 million yuan credit line and disbursed 36 million yuan for the Zhongyuan Nonggu Kangyang Community project, marking Henan province's first pension industry loan.新乡市分行向中原农谷康养社区项目授信5.5亿元并发放3600万元贷款,为河南省首笔养老产业贷款。
2025-06-05Putian Xianyou branch issued the province's first green loan for the footwear and apparel industry chain, totaling 5 million yuan, to a finished shoe producer.仙游县支行向一家成品鞋生产企业发放系统内全省首笔鞋服产业链绿色贷款500万元。
2025-06-05Pingjiang county branch signed strategic agreements with the county government and seven enterprises, with on-site total contract value reaching 1.6 billion yuan.平江县支行与平江县人民政府及七家企业签署战略合作协议,现场签约总金额达16亿元。
2025-06-05Ximeng County Mangkazhen business office was fined 5,000 yuan for damaging a financial license.西盟县勐卡镇营业所因损坏金融许可证,被警告并处罚款5000元。
2025-06-06Kaiping branch disbursed a 140 million yuan, 15-year fixed-asset loan for the 'Meng Hui Kaiping · Qiao Hai Hua Yun' night economy project, a cultural tourism complex.开平市支行为“梦回开平·侨海华韵”夜经济项目发放1.4亿元、期限15年的固定资产贷款。
2025-06-06Fuding branch granted a 30 million yuan pre-approved credit line to the local Female Entrepreneurs Association.福鼎市支行向福鼎市女企业家联谊会授予3000万元预授信额度。
2025-06-07Dongguan branch opened its private banking center, serving over 7.8 million customers in Dongguan, with mid-to-long-term loans of 53.3 billion yuan and GBA key project credit over 25.5 billion yuan.东莞市分行私行中心开业,服务东莞市民超780万户,中长期贷款规模达533亿元,粤港澳大湾区重点项目授信超255亿元。
2025-06-08Successfully landed the bank's first nationwide 'U Baoli' (de-linked factoring) financing business in a logistics scenario, using historical transaction data for credit assessment.成功落地邮储银行系统内全国首笔物流场景脱核“U保理”融资业务,通过历史交易数据核定授信。
2025-06-09Xianning branch's 500 million yuan application for a technological transformation and equipment renewal relending project was approved by the PBoC, the first such business in Xianning city.咸宁市分行申请的500万元技术改造和设备更新再贷款项目获中国人民银行审批通过,为咸宁市首笔。
2025-06-10Sichuan branch signed a strategic cooperation agreement with Sichuan Liquor Group, providing a 3 billion yuan credit line to support the Baijiu industry chain.四川省分行与川酒集团签署战略合作协议,提供30亿元金融授信支持。
2025-06-10Chongqing Hechuan District Huatan Avenue business office was approved to open for business.重庆合川区花滩大道营业所获批开业。
2025-06-10Xiamen Siming District Guanyinshan sub-branch was approved to terminate its business.厦门思明区观音山支行获批终止营业。
2025-06-11Chengdu branch achieved a breakthrough in the 'Technology Flow' credit limit for a provincial 'Specialized and New' tech firm, the first such case in Sichuan province.成都分行首次实现科技型企业“技术流”限额突破,为四川省内首笔。
2025-06-11Hejiang county branch issued the first 6 million yuan small business venture guarantee loan in Luzhou city under new provincial policies.合江县支行发放泸州市首笔小微企业创业担保贷款600万元,标志着四川省创业新政在泸州落地。
2025-06-11Yiwu branch's anti-fraud workstation was awarded the provincial-level 'Anti-Fraud Publicity Corner' title by Zhejiang Provincial Anti-Fraud Office.义乌市支行反诈工作站被浙江省反诈联席办、反诈中心授予“省级反诈宣传角”荣誉称号。
2025-06-11Multiple branches of Postal Savings Bank were approved to terminate operations: Zunyi Waihuan Road, Xiamen Jinshang and Guanyinshan, Lhasa Linkuo North Road, Shanghai Chongming Caopeng, Chongqing Wanzhou Baianba, and Yantai Zhanggezhuang.邮储银行多家支行获批终止营业:遵义外环路支行、厦门金尚支行和观音山支行、拉萨林廓北路支行、上海崇明草棚支行、重庆万州百安坝支行、烟台张格庄支行。
2025-06-11Achieved 'three firsts' in the bond market 'Science and Technology Board': first to bid in primary market, first to make market in secondary market, and first to launch a Sci-Tech bond theme basket.在债券市场“科技板”实现“三个首批”:首批参与科创债一级市场投标、首批开展二级市场做市交易、首批推出科创债主题篮子。
2025-06-12Wuqing branch granted a total of 62 million yuan in comprehensive credit lines to four high-quality enterprises, focusing on manufacturing and technology innovation.武清支行对4家优质企业授予总计6200万元综合授信额度,重点支持制造业、科技创新等领域。
2025-06-12Tianjin branch signed a strategic cooperation agreement with Dongli District government to deepen cooperation in industrial upgrading, rural revitalization, and livelihood security.天津分行与天津市东丽区政府签署战略合作协议,在产业升级、乡村振兴、民生保障等领域深化合作。
2025-06-12Zhejiang branch led the underwriting of a 4.972 billion yuan pension silver group project in Wenzhou, the single largest pension loan in the bank's system this year.浙江省分行牵头落地温州市49.72亿元康养银团项目,为本年系统内单笔最大养老贷款。
2025-06-13Guangshui branch disbursed an 8 million yuan unsecured 'Sci-Tech Credit Loan' to a provincial 'Specialized and New' enterprise, Guangtai Precision Casting, for intelligent production lines.广水市支行向省级专精特新企业湖北广泰精密压铸有限公司发放800万元无抵押“科创信用贷”,支持智能化产线建设。
2025-06-14Operations Data Center presented on building an AI O&M intelligent agent with Huawei, leveraging the DeepSeek large model for intelligent network operations.运营数据中心在华为全球智慧金融峰会上分享携手华为构建运维智能体,结合DeepSeek大模型实现智能运维。
2025-06-16Chongzuo branch's first intelligent counter (Smart Counter) was officially put into operation, marking a milestone in digital transformation.崇左市分行首台智能柜台正式投入运营,标志着网点智能化转型迈出坚实步伐。
2025-06-18Xianning branch issued the bank's first 'Equipment Purchase Loan' of 12 million yuan in Hubei province to Yuding New Materials, a national high-tech and provincial 'Little Giant' firm.咸宁市分行向国家级高新技术企业御鼎新材料发放全省邮储银行系统内首笔“设备购置贷”1200万元。
2025-06-18Postal Savings Bank Fushun County Huzhu Town business office was approved to rename to Fushun County Huzhu business office.邮储银行富顺县互助镇营业所获批更名为富顺县互助营业所。
2025-06-19Postal Savings Bank completed a private A-share placement of 20.934 billion shares at 6.21 yuan per share, raising 130 billion yuan from the Ministry of Finance, China Mobile Group, and China State Shipbuilding Corporation to replenish core Tier-1 capital.邮储银行完成向特定对象发行A股,发行209.34亿股,每股6.21元,募资1300亿元,由财政部、中国移动集团、中国船舶集团认购,用于补充核心一级资本。
2025-06-19Postal Savings Bank President Liu Jianjun held talks with China Datang Corporation CFO Tao Yunpeng to deepen bank-enterprise cooperation, with Datang seeking increased financial support for energy infrastructure.邮储银行行长刘建军与中国大唐集团总会计师陶云鹏会谈,深化银企合作,大唐希望加大能源电力基础设施金融支持。
2025-06-19Approved as a trial market maker for the interbank gold inquiry market by the Shanghai Gold Exchange.获批成为上海黄金交易所银行间黄金询价市场尝试做市商。
2025-06-20Postal Savings Bank Fuzhou Dongfangmingzhu branch was approved to rename to Fuzhou Hangcheng branch.邮储银行福州市东方名城支行获批更名为福州市航城支行。
2025-06-20Postal Savings Bank Dafang County branch issued 3 million yuan in 'Special Industry Loan' to Guizhou Liulong Food Co., Ltd. for new plant construction, supporting local特色 food production.邮储银行大方县支行向贵州六龙食尚食品有限公司发放300万元“特色产业贷”,支持新厂房建设。
2025-06-20Postal Savings Bank Luojiang District branch signed a strategic cooperation agreement with the Luojiang District Communist Youth League Committee to provide 'Three Rural' loans for young entrepreneurs.邮储银行罗江区支行与共青团罗江区委员会签署服务“三农”贷款战略合作协议。
2025-06-23Postal Savings Bank signed a strategic cooperation agreement with Shanghai Clearing House to deepen cooperation in clearing services, fintech, and financial markets.邮储银行与银行间市场清算所股份有限公司(上海清算所)签署战略合作协议,深化清算业务、金融科技、金融市场等领域合作。
2025-06-24Postal Savings Bank issued the first tranche of 2025 green financial bonds (Bond Connect) on the interbank market, with an actual issuance size of 5 billion yuan, a 3-year term, and a coupon rate of 1.62%.邮储银行在全国银行间债券市场成功发行2025年第一期绿色金融债券(债券通),实际发行规模50亿元,期限3年,票面利率1.62%。
2025-06-24Postal Savings Bank Gansu Branch signed a comprehensive cooperation agreement with Gansu Provincial Market Supervision Administration to support小微 enterprises, rural revitalization, and digital transformation.邮储银行甘肃省分行与甘肃省市场监督管理局签署全面合作协议,助力小微企业与个体工商户发展、支持乡村振兴战略、推动数字化转型。
2025-06-24Postal Savings Bank Yan'an Branch reported that in 2025 it had issued 1.599 billion yuan in loans to private enterprises, with a loan balance of 3.666 billion yuan.邮储银行延安市分行2025年已向民营企业发放贷款15.99亿元,贷款余额36.66亿元。
2025-06-26Postal Savings Bank's investment research and decision-making system was officially launched, integrating big data and AI to cover market research, investment decisions, strategy management, and risk analysis.邮储银行投研决策系统正式投产上线,深度融合大数据与人工智能技术,覆盖市场研究、投资决策、策略管理、风险分析等环节。
2025-06-26Postal Savings Bank Tianjin Branch held the 'Hui Ke Ting' alliance partner conference and launched a service ecosystem platform, signing a strategic cooperation agreement with the Affiliated Hospital of the Academy of Traditional Chinese Medicine.邮储银行天津分行举办惠客厅联盟伙伴大会暨权益发布会,推出服务生态平台,并与中医研究院附属医院签署战略合作协议。
2025-06-26Postal Savings Bank Hengshui Branch provided nearly 400 million yuan in special credit funds for summer grain purchase, benefiting over 1,200 farmers.邮储银行衡水市分行向夏粮收购提供近4亿元专项信贷资金,惠及农户1200余户。
2025-06-27Postal Savings Bank Yangjiang Branch successfully issued the first education industry loan in the provincial system, a 10 million yuan loan to a private school, filling a business gap.邮储银行阳江市分行成功落地全省邮储银行系统首笔义务教育阶段教育行业贷款,向一所民办学校发放1000万元贷款,填补了行内业务空白。
2025-06-27Postal Savings Bank Xinfeng County branch issued a 3.5 million yuan 'Xinjie Loan' (credit loan) to a PCB manufacturer, supporting tech-SMEs.邮储银行信丰县支行向一家印制电路板制造企业发放350万元“信捷贷”信用贷款。
2025-06-27Postal Savings Bank Jinxi branch, in cooperation with the local employment service center, processed 'no-principal-repayment rollover' loans for 31 entrepreneurial clients, totaling 5.85 million yuan.邮储银行金溪支行联合就业创业服务中心为31户创业贷款客户办理“无还本续贷”,累计金额585万元。
2025-06-28Postal Savings Bank Lichuan County branch, at a bank-enterprise matchmaking conference, introduced products including 'Jisu Loan', 'Industry Loan', and 'Xiao Wei Yi Dai', with 8 companies reaching financing intentions exceeding 15 million yuan.邮储银行黎川县支行在银企对接会上推介“极速贷”“产业贷”“小微易贷”等产品,8家企业达成融资意向超1500万元。
2025-06-30Postal Savings Bank Kunming Branch, at the South Asia Expo, opened digital RMB hard wallets for over 500 consumers in 3 hours and promoted 'Hui Nong e-Dai', 'Xin Yong e-Dai', and 'Kua Jing e-Dai' for the coffee industry chain.邮储银行昆明市分行在南博会上3小时内为500多名消费者开通数字人民币硬钱包,并为咖啡产业链推广“惠农e贷”“信用e贷”“跨境e贷”等产品。
2025-06-30Postal Savings Bank Shuozhou Branch disclosed that since 2024 it has cumulatively lent 230 million yuan to mutton sheep farmers, dealers, and catering enterprises in the region.邮储银行朔州分行自2024年以来累计向辖内肉羊养殖户、经销商、餐饮企业等投放贷款2.3亿元。
2025-06-30Postal Savings Bank participated as a co-host in the 7th Digital Inclusive Finance Conference, and its 'de-collateralized' supply chain finance ecosystem and 'Digital Intelligence Video+' remote financial service solutions were selected as innovation achievements.邮储银行作为联合主办方参与第七届数字普惠金融大会,其“脱核化”产业链金融生态和“数智视频+”远程金融服务方案入选大会创新成果。
2025-07-01Postal Savings Bank of China (PSBC) Shenzhen Lianhua sub-branch officially opened for business, serving residents and enterprises in Lianhua Street and surrounding areas.邮储银行深圳莲花支行正式开业,服务莲花街道及周边区域的居民和企业。
2025-07-02PSBC Hengshui City Branch signed pre-credit意向 agreements for 'Industry Loan' and 'Agriculture and Animal Husbandry Loan' at a rural event, totaling 17.4 million yuan for 20 farmers and small businesses.邮储银行衡水市分行在助农签约发布会上,为7家小微企业主预授信'产业贷'700万元,为13名种养殖大户预授信'农牧贷'1040万元。
2025-07-02PSBC Hezhou City Branch launched three national bond sales demonstration sites to improve service for citizens purchasing government bonds.邮储银行贺州市分行设立三个国债销售示范点,提升市民购买国债的服务体验。
2025-07-03PSBC Qiandongnan Prefecture Branch provided 40 million yuan in loans to over 100 disaster-affected customers in Rongjiang County following severe floods, including 5.32 million yuan in renewed loans for one enterprise.邮储银行黔东南州分行在榕江县洪灾后,累计为受灾企业和个人客户发放贷款23笔、金额4000万元,包括为一家企业办理532万元续贷。
2025-07-03PSBC ranked 12th globally in The Banker's 'Top 1000 World Banks 2025' for the third consecutive year, with Tier 1 capital of USD 140.319 billion at end-2024.邮储银行在英国《银行家》'2025年全球银行1000强'中连续三年位列第12位,2024年末一级资本为1403.19亿美元。
2025-07-03PSBC announced a plan to provide no less than 200 billion yuan in financing over the next five years for Tibet, launching a 'Six-Chain Integration' special action to support major projects and industrial development.邮储银行宣布未来五年为西藏提供不低于2000亿元融资,并启动'六链融合'专项行动,支持重大项目及特色产业发展。
2025-07-04PSBC issued its first green financial bond of 2025 on the interbank market, raising 5 billion yuan with a 3-year term and a coupon rate of 1.62%, attracting nearly 70 institutional investors.邮储银行在全国银行间债券市场发行2025年第一期绿色金融债券,规模50亿元,期限3年,票面利率1.62%,获近70家机构认购。
2025-07-07PSBC Yanshou County sub-branch in Harbin was fined 200,000 yuan by the financial regulator for inadequate loan 'three checks' (pre-loan, during-loan, post-loan). Five individuals, including the former branch president, were warned.邮储银行哈尔滨市延寿县支行因贷款三查不到位被罚款20万元,时任行长等五人被警告。
2025-07-07PSBC Yichang City Branch was fined 400,000 yuan by the financial regulator for inadequate internal controls.邮储银行宜昌市分行因内控管理不到位被罚款40万元。
2025-07-07PSBC's self-developed third-generation fund business core system was officially launched, featuring full domestic production of hardware, OS, and database, with peak load capacity increased over 10 times and transaction approval time reduced by 97%.邮储银行自主研发的第三代资金业务核心系统投产上线,实现硬件、操作系统和数据库完全国产化,负载峰值提升超10倍,单笔交易审批用时减少97%。
2025-07-08PSBC and New China Life Insurance (新华保险) signed a strategic cooperation agreement in Beijing to collaborate on bancassurance, fund settlement, interbank finance, investment, and other areas.邮储银行与新华保险在北京签署战略合作协议,合作范围涵盖银保代理、资金结算、同业金融、投资理财等领域。
2025-07-08PSBC Yulin City Branch was fined 70,000 yuan by the financial regulator for concealing important information related to insurance contracts.邮储银行榆林市分行因隐瞒与保险合同有关的重要情况被罚款7万元。
2025-07-10PSBC Tianjin Branch launched the 'You Ni Tong Xing · Jia Qi Gong Ying' comprehensive service system for tech enterprises, integrating credit, wealth management, and trust insurance to meet full-cycle needs.邮储银行天津分行发布'邮你同行·家企共赢'综合服务体系,整合信贷、财富管理、信托保险等服务,满足科技企业全周期需求。
2025-07-11PSBC reported that as of end-June 2025, it served over 100,000 tech enterprises with a tech loan balance exceeding 900 billion yuan.截至2025年6月末,邮储银行服务科技型企业突破10万户,科技贷款余额超9000亿元。
2025-07-14PSBC Bobai County sub-branch granted a credit line of 550 million yuan for a distributed photovoltaic power generation project, with the first tranche of 30 million yuan disbursed.邮储银行博白县支行为分布式光伏发电项目授信5.5亿元,已发放首笔贷款3000万元。
2025-07-15PSBC Zhoushan City Branch was fined 650,000 yuan by the financial regulator for negligent pre-loan investigation and inadequate payment management. Two individuals were warned.邮储银行舟山市分行因贷前调查不审慎、支付管理不到位被罚款65万元,两人被警告。
2025-07-16PSBC and China UnionPay jointly launched a senior care rights system, integrating the PSBC UnionPay Golden Years Card and social security IC card into UnionPay's 'Vibrant Life' system, offering 12 rights in 6 categories.邮储银行与中国银联发布养老权益体系,将邮储银行银联金晖卡、金融社保IC卡纳入银联'活力人生'体系,首期推出6大类12项养老权益。
2025-07-17PSBC Qiandongnan Prefecture Branch issued a record single loan of 42.6 million yuan to a private hospital in the prefecture, the largest such loan in its history.邮储银行黔东南州分行向一家民营医院发放贷款4260万元,创下该行在州内单笔民营医院贷款金额历史纪录。
2025-07-18PSBC Chongqing Branch launched a VR-based virtual banking hall service, allowing customers to use PICO headsets for an immersive banking experience with a digital guide.邮储银行重庆分行推出虚拟营业厅VR端服务,客户可使用PICO头显体验沉浸式银行业务办理。
2025-07-22Wang Lianying's qualification as Vice President of PSBC Sanming City Branch was approved by the financial regulator.王连英邮储银行三明市分行副行长的任职资格获金融监管局核准。
2025-07-25PSBC Hebei Xiong'an Branch signed a strategic cooperation agreement with Jinmao Xiong'an Company to serve the Xiong'an New Area development.邮储银行河北雄安分行与中国金茂雄安公司签署战略合作协议,服务雄安新区建设。
2025-07-25PSBC Hainan Province Branch was warned and fined 1.87 million yuan by the People's Bank of China for occupying fiscal deposits or funds.邮储银行海南省分行因占压财政存款或者资金被中国人民银行警告并处罚款187万元。
2025-07-28PSBC Longnan City Dangchang County sub-branch successfully handled the first 'Small Micro Easy Loan - Off-Core Industry E-Loan' in Gansu Province, providing 2 million yuan to a local SME.邮储银行陇南市宕昌县支行办理邮储银行甘肃省分行首笔'小微易贷——脱核产业E贷'200万元。
2025-07-28Sun Rukuo's qualification as Vice President of PSBC Zhangjiakou City Branch was approved by the financial regulator.孙如阔邮储银行张家口市分行副行长的任职资格获金融监管局核准。
2025-07-28PSBC's Financial Shared Services (Expense Control) System was officially launched, using proprietary technology and AI for automated expense management and risk control.邮储银行财务共享(费控)系统正式投产上线,实现自主可控和智慧赋能,提升财务管理效率。
2025-07-28PSBC Ganzhou City Branch launched the city's first batch of 'Dual-Network Integration' Jiangxi Financial Anti-Illegal Fund Service Stations, combining bank lobbies with community grids.邮储银行赣州市分行落地全市首批'双网融合'赣金防非服务站,采用'营业大厅+社区网格'联动模式。
2025-07-29Li Jia's qualification as Vice President of PSBC Shijiazhuang City Branch was approved by the financial regulator.李嘉邮储银行石家庄市分行副行长的任职资格获河北金融监管局核准。
2025-07-30PSBC Xinyang City Branch was fined 300,000 yuan by the financial regulator for negligent review of project capital requirements.邮储银行信阳市分行因部分项目资本金审查不审慎被罚款30万元。
2025-07-30PSBC Yueyang City Branch signed a strategic cooperation agreement with Yueyang Green Chemical High-tech Zone and signed agreements with 6 enterprises, with on-site total contract value reaching 2.157 billion yuan.邮储银行岳阳市分行与岳阳绿色化工高新区签署战略合作协议,并与6家企业签约,现场签约总金额达21.57亿元。
2025-07-31Postal Savings Bank of China (PSBC) Yancheng Branch signed a strategic cooperation agreement with Xiangshui County government and Yancheng City Postal Branch to jointly promote postal services for local economic development, improve urban-rural comprehensive convenience services, and participate in social governance.邮储银行盐城分行与响水县人民政府、盐城市邮政分公司签订战略合作协议,共同推进邮政服务地方经济发展、提高城乡综合便民服务水平、推进邮政参与社会治理。
2025-07-31PSBC Ganzhou City Branch disbursed 100 million yuan loan to a county-level national reserve forest project, and over 160 million yuan in loans for water supply and photovoltaic-storage projects benefiting 185,000 residents, supporting green development.邮储银行赣州市分行向县域国家储备林项目投放1亿元贷款,为供水、光伏储能项目放贷超1.6亿元,惠及18.5万居民,助力绿色发展。
2025-07-31PSBC Xingguo County Branch issued the first 'Qian Fei Dai' loan of 15 million yuan with a 5-year term to a technology-leading enterprise in grain deep processing.邮储银行兴国县支行向一家粮食深加工领域的科技型龙头企业发放首笔“虔飞贷”,授信金额1500万元,期限5年。
2025-07-31PSBC Ganzhou City Branch has cumulatively disbursed nearly 20 billion yuan in loans to Ganzhou's characteristic industries, serving over 110,000 customers.邮储银行赣州市分行累计向赣南特色产业投放贷款近200亿元,惠及客户超11万人次。
2025-07-31PSBC Yushan County Branch launched 'Grain Purchase Loan', a credit product for grain circulation and processing players, with online application, maximum quota of 2 million yuan, and flexible terms.邮储银行玉山县支行推出“粮食收购贷”,为粮食流通和加工活动主体提供信用类贷款,线上申请,额度最高200万元,可灵活设置贷款期限和还款方式。
2025-07-31PSBC Tengxian County Branch disbursed an 18 million yuan pure-credit working capital loan to a high-tech ceramic company in Guangxi, supporting raw material procurement and operations.邮储银行藤县支行向广西藤县某高新科技陶瓷公司发放1800万元纯信用流动资金贷款,支持原材料采购及运营周转。
2025-07-31PSBC Liuzhou City Branch provided 3.5 million yuan in 'loan renewal without principal repayment' credit support to an environmental monitoring high-tech enterprise in Guangxi, completing the process in 5 working days.邮储银行柳州市分行为广西某环保监测高新技术企业提供350万元“无还本续贷”信贷支持,5个工作日完成全流程。
2025-07-31PSBC Dongyang City Branch's agricultural loan balance reached 6.474 billion yuan, a net increase of 219 million yuan from the beginning of the year, up 4% year-on-year, driven by products like 'Jisu Dai Credit'.邮储银行东阳市支行涉农贷款结余64.74亿元,较年初净增2.19亿元,同比增长4%,由“极速贷信用”等产品驱动。
2025-07-31PSBC Gannan Prefecture Branch launched a series of consumption discount activities covering daily utility payments, education fees, car inspection, dry cleaning, car wash, and haircut services starting July 2025.邮储银行甘南州分行自7月起推出一系列消费优惠活动,覆盖日常生活缴费、教育缴费、车检、干洗、洗车、美发等领域。
2025-07-31PSBC Longnan City Branch disbursed a 100,000 yuan 'Huajiao Dai' (pepper loan) to a pepper farmer in Wudu District via mobile banking, addressing working capital shortage during the harvest season.邮储银行陇南市建设路支行向武都区椒农发放10万元“花椒贷”,通过手机银行申请,解决收获季流动资金紧张问题。
2025-07-31PSBC Linxia Prefecture Branch disbursed a 148,000 yuan personal auto consumption loan and a 50,000 yuan personal auto consumption loan to residents, supporting car purchases for farmers, self-employed individuals, and new citizens.邮储银行临夏州分行向居民发放14.8万元和5万元个人汽车消费贷款,覆盖农户、个体工商户、新市民等群体。
2025-07-31PSBC Longnan City Branch opened a 'cultural tourism + finance' service green channel to support rural cultural tourism integration, including loans for homestay upgrades in Dangchang County.邮储银行陇南市分行开辟“文旅+金融”服务绿色通道,支持乡村文旅融合发展,包括为宕昌县民宿升级提供贷款。
2025-07-31PSBC Guigang City Branch, relying on its intelligent risk control system and police-bank cooperation mechanism, successfully intercepted 300,000 yuan of fraud funds.邮储银行广西贵港市分行依托智能风控系统和警银协作机制,成功识别并拦截一笔30万元涉诈资金。
2025-07-31PSBC Dongyang City Branch launched the '2025 Sunshine Credit Year' series of activities, promoting transparent credit culture, requiring credit staff to sign 'Sunshine Credit Commitment Letters', and setting up disclosure boards and service supervision cards.邮储银行东阳市支行开展“2025年阳光信贷年”系列活动,要求授信业务人员签订《阳光信贷承诺书》,设置公示栏和服务监督卡。
2025-07-31PSBC Linxia Prefecture Branch organized a series of anti-fraud宣传活动 across 34 outlets, including hall micro-seminars and community outreach targeting the elderly, minors, and freelancers.邮储银行临夏州分行在全辖34个营业网点组织开展反诈系列宣传活动,包括厅堂微沙龙和社区乡村宣传,重点针对老年人、未成年人、自由职业者。
2025-08-05PSBC completed three landmark transition finance deals: a 290 million yuan loan to Juneyao Airlines for fuel-efficient aircraft, a 100 million yuan loan to Jinding Steel for coke-oven gas utilization, and a 30 million yuan loan to Chizhou Conch for cement energy efficiency upgrades.邮储银行落地三笔转型金融业务:向吉祥航空发放2.9亿元贷款采购节能机型,向金鼎钢铁提供1亿元贷款用于焦炉煤气综合利用,向池州海螺发放3000万元贷款推动水泥能效升级。
2025-08-05PSBC's subsidiary, Zhongyou Youhui Wanjia Bank, was fined 4.25 million yuan for violating clearing management regulations, its first penalty since opening.邮储银行子公司中邮邮惠万家银行因违反清算管理规定被罚425万元,为其开业以来首罚。
2025-08-05PSBC Zhoukou Branch provided a 320 million yuan credit line to Zhoukou Urban and Rural Water Development Co., with an initial disbursement of 240 million yuan for rural water supply asset revitalization.邮储银行周口市分行为周口市城乡水务发展有限公司农村供水存量资产盘活项目授信3.2亿元,首笔放款2.4亿元。
2025-08-05PSBC Putian Branch's 'Climate Finance Empowering New Quality Productive Forces' project won the 2024 Fujian Financial Innovation Typical Case award.邮储银行莆田市分行《气候金融赋能新质生产力》项目荣获“2024年度福建金融创新典型案例”。
2025-08-05Postal Savings Bank of China (PSBC) launched the 'Postal Banking Financial Management+' series of services for enterprise digital transformation, integrating products such as Treasury Cloud, Yiqi Collect, Yiqi Pay, Yiqi Camp, Yiqi Connect, and Yiqi Manage.邮储银行发布“邮银财管+”系列服务,整合易财资(司库云)、易企收、易企付、易企营、易企联、易企管等产品,助力企业数智转型。
2025-08-06PSBC received the highest rating of 'Good' in its first evaluation by the Central Rural Work Leading Group for its targeted poverty alleviation work in 2024, disbursing 661 million yuan in loans to three designated counties.邮储银行在2024年度中央单位定点帮扶工作成效考核中首次参评并获最高等次“好”,向三个帮扶县发放各项帮扶贷款6.61亿元。
2025-08-07PSBC registered a new software copyright for its 'Financial Market Electronic Trading System (Interbank Market Trading and Intelligent Trading Robot) V3.0'.邮储银行新注册《金融市场电子化交易系统(银行间市场交易及智能交易机器人)V3.0》软件著作权。
2025-08-07PSBC Bijie Branch disbursed its first 'Industry e-Loan', a 5 million yuan digital loan to a baijiu distributor, marking progress in digital小微 service.邮储银行毕节市分行发放首笔“产业e贷”500万元,为白酒销售小微企业提供数字化融资。
2025-08-07PSBC launched the 'e-Huitong' comprehensive payment platform for supply chains, targeting night markets, food streets, and commercial complexes to streamline fund management and settlement.邮储银行创新打造“e惠通”产业链综合支付平台,为夜市、美食街、商业综合体等提供一体化资金管理和分账服务。
2025-08-12Xu Yin's qualification as Vice President of PSBC Jiaxing Branch was approved by the financial regulator.徐银的邮储银行嘉兴市分行副行长任职资格获监管核准。
2025-08-12Maimaitijiang·Aidiresi's qualification as Vice President of PSBC Kizilsu Branch was approved by the financial regulator.麦买提江·艾地热斯的邮储银行克孜勒苏分行副行长任职资格获监管核准。
2025-08-12PSBC announced it is implementing a fiscal subsidy policy for personal consumption loans and service industry business loans to lower borrowing costs and boost consumption.邮储银行公告正积极落实个人消费贷款与服务业经营主体贷款财政贴息政策,降低居民消费信贷成本。
2025-08-13PSBC's green loan balance exceeded 950 billion yuan as of the end of June. Its Dongtai branch issued a 'Wetland Biodiversity Protection Carbon Sink Loan' using carbon sink rights as collateral.截至6月末,邮储银行绿色贷款余额超9500亿元;东台支行发放“湿地生物多样性保护碳汇贷”,以碳汇权益为增信手段。
2025-08-13PSBC Leizhou Branch disbursed a 237 million yuan loan to a local water utility company for water supply infrastructure construction.邮储银行雷州市支行向当地水务公司投放2.37亿元贷款,用于供水基础设施建设。
2025-08-14PSBC Jinhua Branch signed a strategic cooperation agreement with Lanxi City Government, pledging no less than 10 billion yuan in special credit lines for state-owned enterprises and small businesses over three years.邮储银行金华市分行与兰溪市政府签署战略合作协议,未来三年安排不低于100亿元意向性专项授信。
2025-08-14PSBC Inner Mongolia Branch signed a strategic cooperation agreement with Inner Mongolia Transportation Investment Group to provide financing for transportation infrastructure.邮储银行内蒙古分行与内蒙古交通投资集团签署战略合作协议,为交通基础设施建设提供融资。
2025-08-15PSBC announced the issuance of its 2025 Technology Innovation Bond (Tranche 1) (Bond Connect) with a total size of 5 billion yuan, comprising a 3 billion yuan 5-year fixed-rate tranche and a 2 billion yuan 3-year floating-rate tranche.邮储银行计划发行2025年科技创新债券(第一期)(债券通),总规模50亿元,含30亿元5年期固息和20亿元3年期浮息品种。
2025-08-15PSBC successfully issued the 5 billion yuan Technology Innovation Bond. The 3-year floating-rate tranche was the first of its kind in the market and the first floating-rate sci-tech bond to use the ChinaBond blockchain book-building system.邮储银行成功发行50亿元科技创新债券,其中3年期浮息品种为全市场首单,并首用中债区块链簿记建档发行系统。
2025-08-15PSBC signed a strategic cooperation agreement with Gaotang County to support its 'Industry Strong Town' initiative, focusing on rural revitalization.邮储银行聊城市分行与高唐县签署金融助力乡村振兴战略合作协议,支持“产业强镇”建设。
2025-08-18PSBC successfully underwrote and issued a 1.07 billion yuan floating-rate bond for Shanxi Lu'an Mining Group, with a 2+2 year term and a coupon rate of 1.74%, linked to the 1-year LPR.邮储银行为山西潞安矿业集团承销发行10.7亿元浮动利率债券,期限2+2年,票面利率1.74%,挂钩1年期LPR。
2025-08-19PSBC's new-generation fund clearing system was fully launched, featuring unified account management, intelligent risk control, and a daily processing capacity exceeding 150 million transactions, with performance improved nearly 50 times.邮储银行新一代资金清算系统全面上线,实现统一账户管理、智能风控,日均处理能力突破1.5亿笔,效能提升近50倍。
2025-08-20PSBC Hengshui Branch signed a strategic cooperation agreement with the Hengshui Federation of Industry and Commerce to launch the 'Cluster Finance into Ten Thousand Enterprises' initiative to support private enterprises.邮储银行衡水市分行与衡水市工商联签署战略合作协议,启动“集群金融进万企”活动。
2025-08-21PSBC made a new external investment, taking a 0.66% stake in Hangzhou Star Shuaier Electric Appliance Co., Ltd.邮储银行新增对外投资,投资杭州星帅尔电器股份有限公司,持股比例0.66%。
2025-08-22PSBC successfully processed its first cross-border payment via the digital currency bridge (mBridge) through enterprise online banking, enabling 7x24 instant cross-border settlement.邮储银行成功落地首笔通过数字货币桥办理的企业网银线上跨境业务,实现7×24小时秒级跨境支付。
2025-08-22Hai Chao's qualification as Vice President of PSBC Kunming Branch was approved by the financial regulator.海超的邮储银行昆明市分行副行长任职资格获监管核准。
2025-08-25PSBC Hainan Branch was fined 1.87 million yuan by the People's Bank of China for 'occupying fiscal deposits or funds'.邮储银行海南省分行因“占压财政存款或者资金”被中国人民银行罚款187万元。
2025-08-25PSBC Huzhou Branch was fined 400,000 yuan for inadequate loan 'three checks' (pre-issuance, during-issuance, post-issuance).邮储银行湖州市分行因贷款“三查”不到位被罚款40万元。
2025-08-25PSBC Jinhua Branch was fined 1.9 million yuan for inadequate loan checks, misuse of loan funds, and offering benefits outside insurance contracts. Three responsible individuals were warned.邮储银行金华市分行因贷款“三查”不到位、贷款资金未按约定用途使用、给予投保人合同外利益等被罚190万元,三名责任人被警告。
2025-08-26PSBC registered four new software copyrights for its credit card business management, data support, marketing management, and intelligent notification systems.邮储银行新注册4个信用卡相关系统软件著作权,包括业务管理、数据支持、营销管理和智能通知系统。
2025-08-26PSBC Yueyang Branch successfully issued its first 'Huinong Loan' (small enterprise agricultural loan) of 15 million yuan to a provincial-level agricultural leading enterprise.邮储银行岳阳市分行成功发放全市首笔小企业“惠农贷”1500万元,支持省级农业产业化龙头企业。
2025-08-27PSBC disclosed that in Q2 2025, under the carbon emission reduction support tool, it issued 2.976 billion yuan in carbon reduction loans to 56 projects, with a weighted average interest rate of 3.09%, driving annual carbon reductions of 556,997.71 tons of CO2 equivalent.邮储银行披露2025年第二季度在碳减排支持工具下向56个项目发放碳减排贷款29.76亿元,加权平均利率3.09%,带动年度碳减排量55.7万吨二氧化碳当量。
2025-08-27PSBC Chengdu Wuhou Branch successfully issued its first cross-provincial housing provident fund loan for Tibet, a 900,000 yuan loan for a Tibetan employee purchasing a home in Chengdu.邮储银行成都武侯区支行成功发放首笔西藏住房公积金异地委托贷款90万元,支持西藏干部职工在蓉购房。
2025-08-28PSBC made a new external investment, taking a 0.57% stake in Donghao Lansheng Convention & Exhibition Group Co., Ltd.邮储银行新增对外投资,投资东浩兰生会展集团股份有限公司,持股比例0.57%。
2025-08-29Postal Savings Bank of China (PSBC) released 2025 half-year report: revenue 179.446 billion yuan, +1.5% YoY; net profit attributable to shareholders 49.228 billion yuan, +0.85% YoY; NIM 1.70%; non-performing loan ratio 0.92%; proposed interim dividend of 1.23 yuan per 10 shares.邮储银行发布2025年半年报:营业收入1794.46亿元,同比增长1.5%;归母净利润492.28亿元,同比增长0.85%;净息差1.70%;不良贷款率0.92%;拟每10股派发现金股利1.23元。
2025-08-29PSBC completed a 130 billion yuan A-share private placement (fixed increase), the first large-scale state capital injection, raising core Tier-1 capital adequacy ratio to 10.52% (+0.96ppt from end-2024).邮储银行完成1300亿元A股定向增发,首次获得国家大规模注资,核心一级资本充足率升至10.52%(较上年末提升0.96个百分点)。
2025-08-29PSBC proactively adjusted agency fee rate for the first time since listing; agency fee in 1H25 was 55.4 billion yuan, down 5.4 billion yuan (-9% YoY), with cumulative effect from two adjustments.邮储银行上市以来首次前瞻性调整代理费率,上半年代理费554亿元,同比减少54亿元(下降近9%),两次调整效果持续显现。
2025-08-29PSBC launched the 'mid-income leap' 3-year plan, following the previous 5-year mid-income leapfrog strategy; mid-income in 1H25 reached 16.918 billion yuan, +11.59% YoY, with average annual growth of 11.3% over past 5 years.邮储银行启动中收跃升三年计划,上半年中间业务收入169.18亿元,同比增长11.59%,过去五年中收年均增速11.3%。
2025-08-29PSBC completed the first batch of business functions go-live for the third-generation capital business core system, achieving 100% domestic deployment of server hardware, OS, and database.邮储银行完成第三代资金业务核心系统首批业务功能投产上线,实现服务器硬件、操作系统和数据库100%国产化部署。
2025-08-29PSBC Shaanxi branch deployed over 100 sets of CREATOR ECIS distributed system and over 10 central control systems to build an intelligent conference system covering 10+ scenarios.邮储银行陕西省分行部署上百套CREATOR快捷ECIS分布式系统与十多套中央控制系统,构建覆盖十多个场景的智能化会议体系。
2025-08-29PSBC Hubei branch issued 15.1 billion yuan in sci-tech loans from Jan to Jul 2025, including a 40 million yuan 'sci-tech credit loan' to a Wuhan company.邮储银行湖北省分行今年1至7月累计发放科技金融贷款151亿元,其中为武汉一企业发放4000万元科创信用贷。
2025-08-29PSBC Dunhuang branch cumulatively disbursed over 10 million yuan in文旅-related credit during the 2025 peak tourism season.邮储银行敦煌市支行今年旅游旺季以来累计投放文旅相关产业信贷资金1000余万元。
2025-08-29PSBC Yuzhong county branch issued 5 loans totaling 1.206 million yuan to disaster-affected customers as of Aug 29, supporting post-disaster reconstruction.截至8月29日,邮储银行榆中县支行已为灾区客户发放贷款5笔、金额120.6万元,支持灾后重建。
2025-08-29PSBC's green loan balance reached 958.639 billion yuan, +11.59% from end-2024, outpacing total loan growth by 4.6ppt.邮储银行绿色贷款余额9586.39亿元,较上年末增长11.59%,高于各项贷款增速4.6个百分点。
2025-08-29PSBC board reviewed the proposal on the special report of raised funds存放 and actual use for the A-share private placement.邮储银行董事会审议了关于A股向特定对象发行股票募集资金存放与实际使用情况专项报告的议案。
2025-08-29PSBC plans to apply for establishment of China Post Financial Asset Investment Co., Ltd. (AIC subsidiary) with self-owned capital of 10 billion yuan, pending regulatory approval.邮储银行拟申请设立中邮金融资产投资有限公司(AIC子公司),出资100亿元,尚待监管批筹。
2025-08-29PSBC Tianjin branch completed system integration with VISA and Mastercard, supporting POS card transactions and foreign card ATM cash withdrawal for the SCO summit.邮储银行天津分行完成与VISA和万事达系统对接,全面支持POS机外卡交易及ATM外卡取现,服务上合组织峰会。
2025-08-29PSBC's retail banking head said housing loans net increased over 20 billion yuan in 1H25, ranking first among large banks with the only positive growth; comprehensive consumer loans grew over 100% YoY.邮储银行零售业务总监称上半年住房贷款净增超200亿元,在大行中唯一正增长且居首位;综合消费贷同比增速超100%。
2025-08-29PSBC stopped high-interest high-rebate auto loan model, the first among peers; auto loan growth still outpaced industry average by 0.7ppt in 1H25.邮储银行在业内率先叫停高息高返车贷模式,上半年车贷增速仍高出行业平均0.7个百分点。
2025-08-29PSBC's corporate loan interest income achieved positive growth of 2.08% YoY in 1H25; corporate loan NPL ratio fell 5bp to 0.49%.邮储银行上半年公司贷款利息收入同比逆势增长2.08%,公司贷款不良率下降5个基点至0.49%。
2025-08-29PSBC's 'You Ni Tong Ying' interbank ecosystem platform cumulative transaction volume exceeded 7 trillion yuan; interbank customer cooperation reached nearly 3,300.邮储银行“邮你同赢”同业生态平台累计交易规模突破7万亿元,同业客户合作数量近3300家。
2025-08-29PSBC served over 100,000 sci-tech enterprises with sci-tech loan balance exceeding 930 billion yuan, net increase of over 90 billion yuan in 1H25.邮储银行服务科技型企业超10万户,科技贷款余额突破9300亿元,上半年净增超900亿元。
2025-09-01Postal Savings Bank of China (PSBC) released 2025H1 results: revenue RMB 179.446bn (+1.50% YoY), net profit RMB 49.428bn (+0.85% YoY); NIM 1.70%; total assets exceeded RMB 18 trillion.邮储银行发布2025年上半年业绩:营业收入1794.46亿元(同比+1.50%),净利润492.28亿元(同比+0.85%);净息差1.70%;总资产突破18万亿元。
2025-09-01PSBC's Tibet branch fined RMB 300,000 by NFRA for illegally adding hidden government debt.邮储银行西藏自治区分行因违规新增政府隐性债务被国家金融监督管理总局罚款30万元。
2025-09-01PSBC issued '2025 Sci-Tech Innovation Bond (Tranche 1) (Bond Connect)'; rated AAA by Golden Credit Rating.邮储银行发行“2025年科技创新债券(第一期)(债券通)”,东方金诚评定主体信用等级为AAA。
2025-09-02PSBC Xinxiang branch landed the first new-build senior care community project loan in PSBC system, with credit line of RMB 551 million and cumulative disbursement of RMB 74 million.邮储银行新乡市分行落地全国邮储系统内首笔新建康养社区项目贷款,授信额度5.51亿元,累计投放0.74亿元。
2025-09-02Japan Post Bank (not PSBC) announced plan to issue digital yen 'DCJPY' by FY2026, developed by DeCurret DCP (IIJ Group).日本邮储银行(非中国邮储银行)宣布计划在2026财年内发行数字货币“DCJPY”,由IIJ集团旗下DeCurret DCP开发。
2025-09-04PSBC Hainan branch fined RMB 1.87 million by PBOC Hainan for occupying fiscal deposits or funds.邮储银行海南省分行因占压财政存款或资金被中国人民银行海南省分行警告并处罚款187万元。
2025-09-04PSBC Neijiang branch successfully issued a RMB 17 million second-mortgage debt-swap loan to Zizhong County Pencheng Energy Co., Ltd.邮储银行内江市分行为资中县磐诚能源有限责任公司成功发放1700万元房地产二次抵押债务置换贷款。
2025-09-04PSBC Yudu branch issued a RMB 5 million sci-tech credit loan to a local garment enterprise.邮储银行于都县支行为当地一家服装企业发放500万元科创信用贷款。
2025-09-04PSBC registered 3 new software copyrights: Unified Employee Portal APP (iOS), Electronic Seal System V2.0, and Government Financial Cloud Platform (Smart Education) V1.0.邮储银行新注册3个软件著作权,包括统一员工门户APP(iOS版)、电子印章系统V2.0、政务金融云平台(智慧教育)V1.0。
2025-09-05PSBC green loan balance reached RMB 958.639 billion as of end-June 2025, up 11.59% from year-end 2024; green bond investment RMB 32.92 billion.截至2025年6月末,邮储银行绿色贷款余额9586.39亿元,较上年末增长11.59%;自营投资绿色债券余额329.20亿元。
2025-09-05PSBC Suizhou branch built a 'technology flow + order flow' dual evaluation system, lending nearly RMB 300 million to 30+ specialized & new enterprises.邮储银行随州市分行构建“技术流+订单流”双维评估体系,为30余家专精特新企业投放贷款近3亿元。
2025-09-05PSBC led the national key R&D project 'Key Technologies for Intelligent Supervision and Linkage Early Warning of Commercial Banks' kick-off meeting.邮储银行牵头承担的国家重点研发计划“商业银行智能监管与联动预警关键技术研究”项目启动会在京召开。
2025-09-05PSBC Hubei branch fined RMB 650,000 by Hubei NFRA for negligent bill and letter of credit business management.邮储银行湖北省分行因票据业务、信用证业务管理不审慎被湖北金融监管局罚款65万元。
2025-09-06PSBC registered a new software copyright for 'Zi You Shuo System V1.0'.邮储银行新注册《中国邮政储蓄银行自邮说系统V1.0》软件著作权。
2025-09-08PSBC Shangqiu branch signed credit agreements with 8 enterprises totaling RMB 252 million at a government-bank-enterprise matchmaking meeting.邮储银行商丘市分行在政银企合作对接会上与8家企业签署授信协议,总金额2.52亿元。
2025-09-09PSBC participated in the multi-CBDC bridge project, demonstrating cross-border settlement capabilities at the CIFIT fair.邮储银行作为多边央行数字货币桥参与机构,在投洽会上展示跨境结算能力。
2025-09-10PSBC Putian branch and Putian Human Resources and Social Security Bureau launched a 'nearby service' social security service point at bank outlets.邮储银行莆田市分行与莆田市人力资源和社会保障局共同举办社保服务“就近办”揭牌仪式。
2025-10-01Postal Savings Bank of China (PSBC) was fined and confiscated a total of 27.9167 million yuan by the National Financial Regulatory Administration (NFRA) for imprudent management in loan business, internet loan business, performance appraisal, and cooperative business; responsible person Huang Wenxian was warned and fined 50,000 yuan.邮储银行因相关贷款业务、互联网贷款业务、绩效考核、合作业务等管理不审慎,被国家金融监督管理总局罚没合计2791.67万元;责任人黄文贤被警告并罚款5万元。
2025-10-09PSBC announced the proposed absorption and merger of its wholly-owned subsidiary, Zhongyou Youhui Wanjia Bank Co., Ltd. (Youhuijia Bank). The merger requires approval from the NFRA. After completion, Youhuijia Bank's legal entity will be dissolved, and its business, property, and debts will be assumed by PSBC.邮储银行公告拟吸收合并全资子公司中邮邮惠万家银行有限责任公司,需报请国家金融监督管理总局批准后实施。合并完成后,邮惠万家银行的独立法人资格将被注销,其业务、财产、债权债务等由邮储银行承继。
2025-10-09PSBC's 2025 second extraordinary general meeting approved the proposal to absorb and merge Youhuijia Bank.邮储银行2025年第二次临时股东大会审议通过吸收合并中邮邮惠万家银行有限责任公司的议案。
2025-10-15PSBC Dandong City Branch was fined 350,000 yuan by the Dandong Financial Regulatory Sub-bureau for inadequate management of agency business outlet employees; two sub-branches were fined 100,000 yuan each for illegally conducting agency sales business.邮储银行丹东市分行因对代理营业机构员工管理不到位被丹东金融监管分局罚款35万元;其下属两家营业所因违规开展代销业务各被罚10万元。
2025-10-16The NFRA Fuling Regulatory Sub-bureau approved Zhong Wei's qualification as vice president of PSBC Chongqing Fuling Branch.国家金融监督管理总局涪陵监管分局核准钟威中国邮政储蓄银行股份有限公司重庆涪陵分行副行长的任职资格。
2025-10-16PSBC Putian City Branch issued a 105 million yuan loan to a new material company, the first private manufacturing financing project in the system within the province, specifically supporting the company's annual output of 50,000 tons of再生功能性纤维 (regenerated functional fiber) production line project.邮储银行莆田市分行向某新材料有限公司发放1.05亿元贷款,为系统内全省首笔民营制造业融资项目,专项支持该公司年产5万吨再生功能性纤维生产线项目。
2025-10-16PSBC Beiliu City Sub-branch successfully approved its first photovoltaic project loan (public loan), with a credit amount of 600 million yuan, specifically for the Beiliu City rooftop photovoltaic resource paid-use project with a total installed capacity of 146.15MWp.邮储银行北流市支行成功获批首笔光伏项目贷款的公贷业务,授信金额6亿元,专项用于北流市屋顶光伏资源有偿使用项目建设,总装机容量146.15MWp。
2025-10-16PSBC Tianjin Branch plans to provide no less than 250 billion yuan in intended financing to the Binhai New Area over the next five years, focusing on technology finance, shipping finance, green finance, and livelihood services.邮储银行天津分行计划未来五年向滨海新区提供意向性融资金额不低于2500亿元,聚焦科技金融、航运金融、绿色金融、民生服务等多维度。
2025-10-17PSBC Shangrao City Branch signed a strategic cooperation agreement with Shangrao area rural commercial banks to deepen cooperation in inclusive finance, rural revitalization, industrial chain finance, and technology finance.邮储银行上饶市分行与上饶辖区农商银行签署战略合作协议,在普惠金融、乡村振兴、产业链金融、科技金融等领域开展深度合作。
2025-10-20PSBC Yangjiang City Branch successfully handled the first online factoring business for the hospital industry within the provincial system for a local maternal and child health hospital, using the 'U-Chain Supply Chain Financial Service Platform'.邮储银行阳江市分行成功为辖内妇幼保健院办理全省系统内首笔医院行业线上保理业务,依托“U链供应链金融服务平台”实现全流程数字化。
2025-10-20PSBC Putian City Branch, together with the Postal Group and the Meteorological Bureau, launched a 'Meteorological Financial Loan' product at the Fujian Provincial Farmers' Harvest Festival, integrating postal network, meteorological data, and banking funds to provide financing solutions for farmers.邮储银行莆田市分行联合邮政集团、气象局在福建省农民丰收节推出“气象金融贷”产品,融合邮政渠道、气象数据与银行资金,为农户提供融资解决方案。
2025-10-20PSBC Putian City Branch and the Putian Municipal Human Resources and Social Security Bureau jointly launched a 'Social Security Services Nearby' service, extending social security services to bank outlets.邮储银行莆田市分行与莆田市人力资源和社会保障局共同举办“社保服务就近办”揭牌仪式,将社保服务延伸至银行网点。
2025-10-21PSBC and the Shanghai Gold Exchange signed a strategic cooperation agreement in Beijing to deepen cooperation in the gold market, build a 'exchange + counter' dual-layer market system, and optimize gold products and services.邮储银行与上海黄金交易所在京签署战略合作协议,深化黄金市场合作,搭建“交易所+柜台”双层市场体系,优化黄金市场各类产品服务。
2025-10-22PSBC Shaanxi Province Branch won the '2024 Cross-border RMB Business Excellent Unit' award for the second consecutive year, having provided nearly 2 billion yuan in cross-border RMB settlement for regional enterprises.邮储银行陕西省分行荣获“2024年度跨境人民币业务优秀单位”,连续第二年获奖,已为区域企业提供跨境人民币结算近20亿元。
2025-10-23PSBC Xiangtan City Branch signed a comprehensive strategic cooperation agreement with China Telecom Xiangtan Branch to collaborate in digital finance, smart risk control, and cross-border finance.邮储银行湘潭市分行与中国电信湘潭分公司签署全面战略合作协议,在数字金融、智能风控、跨境金融等领域合作。
2025-10-23PSBC Xiuxian County Sub-branch successfully implemented a 170 million yuan public loan project, the first such project in the county, using an 'authorized operating rights + green credit' combination model to help the government revitalize存量 assets (existing state-owned assets).邮储银行修武县支行实现县域内首笔公贷项目落地1.7亿元,创新设计“授权经营权+绿色信贷”组合模式,助力政府盘活存量国有资产。
2025-10-24PSBC Guangdong Provincial Branch signed a strategic cooperation agreement with the Yangjiang Municipal Government to strengthen cooperation in urban-rural development, rural revitalization, green ecology, industrial development, inclusive finance, and foreign trade.邮储银行广东省分行与阳江市政府签署战略合作协议,在城乡区域协调发展、乡村振兴、绿美阳江生态建设、工业高质量发展、普惠金融、外贸稳定增长等领域加强合作。
2025-10-24PSBC registered two new software copyrights: 'China Postal Savings Bank New Generation Credit Card Core System V1.0' and 'China Postal Savings Bank Credit Card Core Data Migration System V1.0'. Year-to-date, it has registered 50 software copyrights, up 127.27% YoY.邮储银行新注册2个软件著作权,包括《中国邮政储蓄银行新一代信用卡核心系统V1.0》和《中国邮政储蓄银行信用卡核心数据迁移系统V1.0》。今年以来新注册软件著作权50个,较去年同期增加127.27%。
2025-10-27PSBC received approval from the NFRA to establish Zhongyou Financial Asset Investment Co., Ltd. (Zhongyou Investment) as a wholly-owned first-level subsidiary with a registered capital of 10 billion yuan, to conduct market-oriented debt-to-equity swaps and equity investment pilot businesses.邮储银行收到国家金融监督管理总局批复,同意筹建中邮金融资产投资有限公司,注册资本100亿元,作为全资一级子公司管理,开展市场化债转股及股权投资试点业务。
2025-10-28PSBC Fengjie County Sub-branch was fined 300,000 yuan by the Wanzhou Financial Regulatory Sub-bureau for employees illegally cooperating with intermediaries to issue loans and inadequate employee behavior management; customer manager Zhang Yanni was banned from banking for 5 years.邮储银行奉节县支行因单位员工违规与中介合作发放贷款、员工行为管理不到位被万州监管分局罚款30万元;客户经理张艳妮被禁止从事银行业工作5年。
2025-10-28PSBC Shandong Province Branch publicly transferred 238 million yuan in personal non-performing loans via online auction, with a starting price of 21 million yuan (approximately 0.88% of the total outstanding principal and interest).邮储银行山东省分行公开转让2.38亿元个人不良贷款,起始价0.21亿元,约相当于未偿本息总额的0.88折。
2025-10-30PSBC released its 2025 third-quarter report: Q3 revenue was 85.634 billion yuan (up 2.48% YoY), net profit attributable to shareholders was 27.334 billion yuan (up 1.23% YoY); first three quarters revenue was 265.08 billion yuan (up 1.82% YoY), net profit was 76.562 billion yuan (up 0.98% YoY). NIM was 1.68%, NPL ratio was 0.94%.邮储银行发布2025年第三季度报告:第三季度营收856.34亿元(同比增长2.48%),归母净利润273.34亿元(同比增长1.23%);前三季度营收2650.8亿元(同比增长1.82%),归母净利润765.62亿元(同比增长0.98%)。净利息收益率1.68%,不良贷款率0.94%。
2025-10-30Han Wenbo resigned as non-executive director, chairman of the Risk Management Committee, and member of the Strategic Planning Committee of PSBC due to job transfer.韩文博因工作调动,辞去邮储银行非执行董事、董事会风险管理委员会主席及委员、董事会战略规划委员会委员职务。
2025-10-30PSBC launched a new product achievement - 'New Paradigm of Intelligent Finance: PSBC Investment Research AI Assistant Full-Chain Construction Practice', using SLM, MCP, and MultiAgent technologies to reconstruct investment research workflows covering market research, credit research, risk research, and strategy research.邮储银行推出产品创新成果《智能金融新范式:邮储银行投研AI助手全链路建设实践》,运用SLM、MCP及MultiAgent等技术重构投研工作流程,覆盖市场研究、信用债研究、风险研究、策略研究四大核心场景。
2025-10-30Postal Savings Bank of China (PSBC, 601658.SH) released Q3 2025 report: 9M revenue 265.08B yuan (+1.8% YoY), net profit 76.56B yuan (+1.0% YoY); Q3 revenue 85.634B yuan (+2.48% YoY), net profit 27.334B yuan (+1.23% YoY); NIM 1.68%; NPL ratio 0.94%.邮储银行发布2025年三季报:前三季度营收2650.8亿元(同比+1.8%),净利润765.6亿元(同比+1.0%);三季度营收856.34亿元(同比+2.48%),净利润273.34亿元(同比+1.23%);净息差1.68%;不良贷款率0.94%。
2025-10-30PSBC non-executive director Han Wenbo resigned due to job transfer, relinquishing roles as chairman of Risk Management Committee and member of Strategic Planning Committee.邮储银行非执行董事韩文博因工作调动辞职,辞去风险管理委员会主席及委员、战略规划委员会委员职务。
2025-10-31PSBC Tianjin Branch launched a new 'R&D Loan' product, disbursing funds to Tianjin Quanhecheng Technology Co., Ltd., a national high-tech firm in gene testing and drug raw materials, to support a key biopharmaceutical R&D project commissioned by Tianjin Science and Technology Bureau.邮储银行天津分行推出新产品“研发贷”,向国家级高新技术企业天津全和诚科技有限责任公司放款,支持其承担的天津市科技局重点生物医药研发项目。
2025-10-31PSBC Yangjiang Branch provided credit loans, working capital loans, and bank acceptance bills to Guangdong Blue Water New Energy Equipment Manufacturing Co., Ltd., a supplier to CGN and China Three Gorges, supporting its offshore wind power equipment production.邮储银行阳江市分行为中广核、三峡供应商广东蓝水新能源装备制造有限公司提供信用贷款、流动资金贷款及银行承兑汇票,支持其海上风电装备生产。
2025-10-31PSBC Tongbai County Branch (Henan) established the county's first village-level financial service station at Shitoufan Village, partnering with the village Party branch to offer 'Tea Loan' products, addressing financing difficulties for tea farmers.邮储银行桐柏县支行在石头畈村设立全县首个村级金融服务站,与村党支部结对推出“茶叶贷”,解决茶农融资难题。
2025-11-01Postal Savings Bank of China (PSBC) reported 9M25 net profit attributable to parent up 1.0% YoY, NIM at 1.68% (down 21bp YoY), non-interest income up 20.2% YoY.邮储银行前三季度归母净利润同比增长1.0%,净息差1.68%(同比回落21BP),非息收入同比增长20.2%。
2025-11-03PSBC Jiayin County sub-branch fined 300,000 yuan for inadequate internal control; PSBC Yichun Wucui District sub-branch fined 300,000 yuan for inadequate internal control and loan 'three checks' failures.邮储银行嘉荫县支行因内控管理不到位被罚30万元;邮储银行伊春市乌翠区支行因内控管理不到位、贷款“三查”不到位被罚30万元。
2025-11-03PSBC launched the 'Baijiu Order Loan' (白酒订单贷) nationwide for the first time in Luzhou, granting a 10 million yuan credit line to a Luzhou Laojiao distributor at a comprehensive financing cost of 2.6%.邮储银行在泸州发放系统内全国首笔“白酒订单贷”,向泸州老窖某经销企业授信1000万元,综合融资成本2.6%。
2025-11-04PSBC Putian City branch jointly with Putian Market Supervision Bureau launched 'Intellectual Property Pledge Loan' (知产贷), granting a 3 million yuan credit line to a Putian aquatic company, meeting both Biodiversity and Blue Finance standards.邮储银行莆田市分行联合莆田市市场监督管理局创新推出“知识产权质押贷款”(知产贷),向莆田某水产公司授信300万元,符合《生物多样性金融标准》和《蓝色金融标准》。
2025-11-04PSBC released online U-Credit (domestic letter of credit) version 3.0, improving client operation experience and service efficiency for supply chain finance.邮储银行发布线上U证(国内信用证)3.0版,提升客户端操作体验,服务效率大幅提升。
2025-11-04PSBC Lianyungang branch completed its first non-performing loan restructuring under the asset preservation line, issuing a 480,000 yuan restructuring loan to a small-micro enterprise owner.邮储银行连云港市分行落地首笔资产保全条线不良贷款重组业务,向小微企业主发放48万元重组贷款。
2025-11-04PSBC Baiyin branch granted a 15 million yuan small-enterprise loan to a Gansu resource-tech company specializing in recycling waste batteries and circuit boards.邮储银行白银市分行向一家专注于废旧电池、电路板回收利用的甘肃资源科技公司授信1500万元小企业贷款。
2025-11-04PSBC Chengdu branch signed an agricultural transition finance cooperation agreement with a provincial leading agricultural enterprise, providing a special 12 million yuan transition loan for green and smart transformation.邮储银行成都市分行与一家省级农业产业化龙头企业签署农业转型金融合作协议,提供1200万元专项转型贷款。
2025-11-04PSBC Suizhou branch achieved full coverage of the national SME cash-flow information platform across all outlets, credit businesses, and processes; granted a 3 million yuan pure-credit loan to a 'specialized and new' enterprise using the platform.邮储银行随州市分行实现全国中小微企业资金流信息平台在所有网点、全部授信业务及全流程中的全面覆盖;并依托该平台向一家“专精特新”企业投放300万元纯信用贷款。
2025-11-04PSBC Baiyin branch launched a 'Decoration Loan' (装修贷) product to support home renovation consumption, leveraging national consumer loan subsidy policies.邮储银行白银市分行推出“装修贷”产品,利用国家消费贷款贴息政策支持家装消费。
2025-11-04Xinhuayue Technology Co., Ltd. won a bid for PSBC's channel management platform development project, amount 2.49 million yuan.新晨科技股份有限公司中标邮储银行渠道管理平台2025年新增功能工程应用软件技术开发项目,金额249万元。
2025-11-04Beijing Yuxin Technology Group Co., Ltd. won a bid for PSBC's self-service banking system development project, amount 4.45 million yuan.北京宇信科技集团股份有限公司中标邮储银行自助银行系统2024年新增功能工程应用软件技术开发项目,金额445万元。
2025-11-04Sunyard Technology Co., Ltd. won a bid for PSBC's business front-end platform development project, amount 13 million yuan.信雅达科技股份有限公司中标邮储银行业务前端平台2025年新增功能工程应用软件技术开发项目,金额1300万元。
2025-11-04PSBC Hebei Provincial Branch and Hebei Provincial Department of Science and Technology jointly issued a three-year action plan (2025-2027) for technology credit to support county-level characteristic industries, aiming for full coverage of 107 county clusters by 2027.河北省科技厅与邮储银行河北省分行联合印发《科技信贷支撑县域特色产业高质量发展三年行动方案(2025—2027年)》,提出到2027年实现107个县域特色产业集群全覆盖。
2025-11-05PSBC Ningnan county sub-branch cumulatively disbursed 20 million yuan in 'Keji Dai' (Sci-Tech Loan) to national leading agricultural dragon-head enterprise Nanning Nanlu Group, supporting the silkworm industry chain.邮储银行宁南县支行累计向国家级农业产业化龙头企业宁南县南丝路集团有限公司投放2000万元“科创贷”。
2025-11-06PSBC Suqian branch signed a strategic cooperation agreement with Suqian Transportation Bureau to support the 'Water Transport Jiangsu' three-year action plan, releasing the 'Good Luck Jiangsu' series of financial products.邮储银行宿迁市分行与宿迁市交通运输局签署战略合作协议,发布“好运江苏”系列金融产品,支持“水运江苏”三年行动计划。
2025-11-06PSBC Weinan branch signed a 'no principal repayment for loan renewal' (无还本续贷) service agreement with Weinan Real Estate Registration Center to improve corporate financing convenience.邮储银行渭南市分行与渭南市不动产登记中心签署“无还本续贷”便民利企服务协议。
2025-11-10PSBC Rongcheng county sub-branch fined 300,000 yuan for inadequate post-loan management; PSBC Xiongxian sub-branch fined 800,000 yuan for inadequate post-loan management and serious violation of prudent operation rules.邮储银行容城县支行因贷后管理不到位被罚30万元;邮储银行雄县支行因贷后管理不到位、信贷业务严重违反审慎经营规则被罚80万元。
2025-11-10PSBC Liupanshui branch successfully landed the first entrusted loan business in Guizhou PSBC system, disbursing 500 million yuan to a key local enterprise.邮储银行六盘水市分行成功落地贵州邮储系统首笔委托贷款业务,向当地重点领域企业精准投放资金5亿元。
2025-11-10PSBC Xingyi branch signed a strategic cooperation agreement with Qianxinan Yunnan Chamber of Commerce, providing a total credit support of 500 million yuan to member enterprises.邮储银行兴义市支行与黔西南州云南商会签署战略合作协议,为商会会员企业提供总额5亿元的综合授信支持。
2025-11-10Zhao Yadong was approved by Hebi Financial Regulatory Bureau as the president of PSBC Hebi branch.鹤壁金融监管分局核准赵亚东中国邮政储蓄银行鹤壁市分行行长的任职资格。
2025-11-10PSBC conducted mid-level personnel changes: Li Xiaoliang transferred to non-leadership role as Shandong branch president, replaced by Li Guangzeng (former Qingdao branch president); Xu Junyi moved from Xinjiang to Heilongjiang branch president; Wu Bin promoted to Xinjiang branch president.邮储银行中层人事变动:山东省分行行长李晓良转非领导职务,李广增(原青岛市分行行长)接任;许俊义由新疆分行调任黑龙江分行行长;吴斌升任新疆分行行长。
2025-11-11PSBC Hezhou branch completed its first 'Internal Guarantee Direct Loan' (内保直贷) business, introducing 100 million yuan equivalent in low-cost offshore funds for a local enterprise.邮储银行贺州市分行成功办理首笔“内保直贷”业务,为企业引入等值1亿元人民币的境外低成本资金。
2025-11-11PSBC Chongzuo branch handled the first 'asset pool financing' business in Guangxi system, helping a trade company pledge commercial bank acceptance bills to issue its own bank acceptance bills.邮储银行崇左市分行成功办理全区系统内首笔资产池融资业务,帮助企业将持有的城商行承兑汇票质押开立邮储银行承兑汇票。
2025-11-12PSBC Yibin Xuzhou district sub-branch disbursed its first real estate development loan of the year, 158 million yuan, to a local developer, achieving a 'zero breakthrough' in the urban real estate financing coordination mechanism project.邮储银行宜宾市叙州区支行发放今年首笔房地产开发贷款1.58亿元,实现城市房地产融资协调机制项目“零的突破”。
2025-11-13PSBC completed one大宗交易 (block trade) of 1.9 million shares, with a turnover of 11.039 million yuan, at a price of 5.81 yuan per share.邮储银行发生1笔大宗交易,成交量190万股,成交金额1103.9万元,成交价5.81元。
2025-11-14PSBC announced the issuance of the Chinese Peking Opera Art普通纪念币 (commemorative coin), responsible for the reservation and exchange of 8.6706 million coins in certain regions.邮储银行发布公告,承担中国京剧艺术普通纪念币共867.06万枚的预约兑换工作。
2025-11-17PSBC innovatively launched the 'Pingtai Tong' (平台通) product, completing its first transaction on the 'Egg Helper' industry digital platform, becoming the first financial institution to apply digital RMB to the poultry egg industry settlement.邮储银行创新推出“平台通”产品,首笔交易在“鸡蛋帮”产业数智化综合服务平台完成,成为首家将数字人民币应用于禽蛋产业资金结算的金融机构。
2025-11-18PSBC's 'Youying Dongjian' banking panoramic data analysis engine was selected as one of the 'Top 10 Data Management Innovation Cases' of 2025 by the China Electronic Information Industry Federation.邮储银行“邮赢洞见”银行业全景数据分析引擎入选2025年“十大数据管理创新案例”。
2025-11-19PSBC Dehong branch fined 300,000 yuan for granting working capital loans used for project advance payments.邮储银行德宏州分行因发放流动资金贷款用于项目垫资被罚款30万元。
2025-11-19PSBC signed a comprehensive strategic cooperation agreement with China Central Depository & Clearing Co., Ltd. (CCDC) in Beijing to deepen cooperation in bonds, collateral, valuation, and financial assets.邮储银行与中央国债登记结算有限责任公司(中央结算公司)在京签署全面战略合作协议,深化债券、担保品、估值、金融资产等领域合作。
2025-11-19PSBC Xuchang branch issued the first 'Yu Nong Dai - Jiu Zai Dai' (豫农担-救灾贷) loan in Xuchang area, 500,000 yuan, to a disaster-affected large grower with a 1% interest subsidy and no guarantee fee.邮储银行许昌市分行发放许昌地区首笔“豫农担-救灾贷”50万元,向受灾种植大户提供年化1%贴息且免收担保金。
2025-11-20PSBC Yingtan branch successfully landed an ESG (Environmental, Social, Governance) two-way linked loan, dynamically linking the loan interest rate to the enterprise's sustainable performance targets (e.g., hazardous waste treatment volume).邮储银行鹰潭市分行成功落地ESG(环境、社会及治理)双向挂钩贷款,将贷款利率与企业可持续绩效目标(如危废处理量)动态绑定。
2025-11-20PSBC Chengdu branch completed Chengdu's first non-standard debt syndicated loan replacement under a 'quasi-exhaustive' model, converting and optimizing local government financing platform debt.邮储银行成都市分行完成成都首笔类穷尽模式下采用银团置换的非标债务,实现地方融资平台非标债务的合规转化与成本优化。
2025-11-20PSBC Nanning branch implemented the national personal auto consumption loan subsidy policy, disbursing 40 million yuan in subsidized loans by end-October, offering a 1% annual fiscal subsidy.邮储银行南宁市分行落实个人汽车消费贷款财政专项贴息服务,截至10月末已累计投放贴息贷款4000万元,提供年化1%财政贴息。
2025-11-21FiberHome's subsidiary Yangtze River Computing won the bid for PSBC's 2025 AI server (Kunpeng) and server accessories procurement project (second time) with the second share, amount over 30 million yuan.烽火通信旗下长江计算以第二份额中标邮储银行2025年AI服务器(鲲鹏)和服务器配件采购项目,中标金额超3000万元。
2025-11-21PSBC Zhongshan Yuelai South sub-branch became the first bank outlet in Zhongshan city and among the first batch in Guangdong province to pass the authoritative aging-friendly service certification.邮储银行中山市悦来南支行成为广东省首批、中山市首个获适老化服务专项认证的银行网点。
2025-11-23PSBC Sanya branch issued a 98 million yuan bank acceptance bill to a Hainan duty-free shop, supporting its global supply chain expansion under the new offshore duty-free policy.邮储银行三亚市分行为海南一家免税城开立9800万元银行承兑汇票,助力企业拓展全球供应链,支持离岛免税新政。
2025-11-24Postal Savings Bank of China Xuchang City Branch fined RMB 300,000 by the NFRA Xuchang Regulatory Office for inadequate post-loan management leading to misappropriation of loan funds.邮储银行许昌市分行因贷后管理不到位导致贷款资金被挪用,被国家金融监督管理总局许昌监管分局罚款30万元。
2025-11-24PSBC announced adjustment of non-credit-card online customer service hours to 7:00-23:00 daily from Dec 3, 2025, reducing from 7x24, and promoting the use of AI chatbot 'Xiaoyou' for after-hours service.邮储银行公告自2025年12月3日起调整非信用卡在线客服人工服务时段为每日7:00-23:00,缩减服务时间,推广智能客服“小邮”。
2025-11-25Postal Savings Bank of China launched the exclusive 'Wooden Toy Industry Loan' in Yunhe County, Zhejiang, the only such product in the province, targeting the local wooden toy industry cluster with over 1,100 enterprises.邮储银行在浙江云和县推出全省独家“木玩产业贷”,针对当地拥有1100余家企业的木玩产业集群。
2025-11-25Postal Savings Bank of China Zhangshu City Sub-branch achieved a net annual increase of over RMB 100 million in 'Sannong' (agriculture, rural areas, farmers) loans, setting a new record.邮储银行樟树市支行“三农”贷款年度净增额突破1亿元,创下新纪录。
2025-11-25Postal Savings Bank of China Lanzhou City Branch disbursed the first 'Xinjie Dai' (credit loan) in Dingxi City, amounting to RMB 3 million, to a Chinese herbal medicine company.邮储银行定西市分行成功发放首笔“信捷贷”300万元,支持一家中药材公司。
2025-11-25Postal Savings Bank of China Jiayuguan City Branch disbursed a green loan of RMB 4.5 million to a new energy vehicle sales company for inventory stocking.邮储银行嘉峪关市分行向一家新能源汽车销售公司发放450万元绿色贷款,用于备货。
2025-11-25Postal Savings Bank of China Yichang City Branch's green loan balance reached RMB 1.644 billion by end-October 2025, supporting projects like the 'Dazhaipo Smart Mine and Ecological Restoration Project' with cumulative fixed-asset loans of RMB 64.48 million.截至2025年10月末,邮储银行宜昌市分行绿色贷款余额达16.44亿元,其中为“大寨坡智慧矿山及生态修复建设项目”累计投放固定资产贷款6448万元。
2025-11-25Postal Savings Bank of China Shaoyang City Branch launched a mortgage risk mitigation function, providing a repayment grace period of up to 24 months; as of Nov 25, 177 loans totaling RMB 59.45 million had been processed.邮储银行邵阳市分行上线房屋贷款风险缓释功能,给予最长24个月还款宽限期;截至11月25日已办理177笔,涉及贷款余额5945万元。
2025-11-25Postal Savings Bank of China Shaoyang City Branch disbursed over 400 subsidized auto loans totaling RMB 40 million since September 1, 2025, under a national 1% annualized fiscal subsidy program for auto consumption.邮储银行邵阳市分行自2025年9月1日起发放个人汽车消费贷款财政贴息超400笔、金额4000万元,享受年化1%财政贴息。
2025-11-25Postal Savings Bank of China Linqing City Sub-branch disbursed a RMB 5 million 'Sci-Tech Enterprise Credit E-Loan' to Shandong Oubei Bearing Co., Ltd., a high-end bearing maker.邮储银行临清市支行向山东欧冶轴承有限公司发放500万元“科创企业信用E贷”。
2025-11-25Postal Savings Bank of China Yucheng County Sub-branch disbursed the first 'Disaster Relief Loan' in Shangqiu City, a RMB 300,000 'Yunongdan-Disaster Relief Loan' to a large grower, featuring waived guarantee fees and a 1% fiscal interest subsidy.邮储银行虞城县支行发放商丘市首笔“救灾贷”30万元,免收担保费并给予年化1%财政贴息。
2025-11-25Postal Savings Bank of China Zhoukou City Branch completed the first disbursement of the 'Yunongdan-Disaster Relief Loan' in the city, providing RMB 800,000 to a disaster-affected farmer in Shenqiu.邮储银行周口市分行完成全市首笔“豫农担-救灾贷”投放,向沈丘受灾农户发放80万元。
2025-11-25Postal Savings Bank of China Putian City Branch increased credit to Licheng Paper and Kaida Hygiene to a combined RMB 112 million, up from an initial RMB 3.3 million, to support expansion of adult diaper production lines for the elderly care market.邮储银行莆田市分行对荔城纸业和凯达卫生合计授信增至1.12亿元,支持其扩大成人纸尿裤生产线。
2025-11-25Postal Savings Bank of China Yiwu City Sub-branch launched a local 'Textile and Garment Industry Loan' to address funding bottlenecks for the city's textile and garment enterprises.邮储银行义乌市支行推出地方特色“纺织服装产业贷”,解决纺织服装企业资金周转瓶颈。
2025-11-25Postal Savings Bank of China Gansu Provincial Branch and Gansu Provincial Agricultural Financing Guarantee Co., Ltd. held a cooperation meeting to launch a special reserve marketing campaign for spring plowing financial support in 2026.邮储银行甘肃省分行与甘肃省农业融资担保有限责任公司召开合作会议,启动2026年春耕备耕专项储备营销活动。
2025-11-25Postal Savings Bank of China Yiwu City Sub-branch held a credit customer appreciation event on Nov 13, facilitating client referrals and relationship building.邮储银行义乌市支行于11月13日举办信贷客户金秋答谢会,促进客户引荐与合作。
2025-11-26Postal Savings Bank of China won the '2025 Best Practice for Board of Directors of Listed Companies' award from the China Association for Public Companies for the third consecutive year.邮储银行荣获中国上市公司协会“2025年度上市公司董事会最佳实践案例”,连续第三年获此奖项。
2025-11-26Postal Savings Bank of China's 'Data-driven Distributed Corporate Business Core System for Large Banks' won first prize in the PBOC 2024 FinTech Development Awards for the third consecutive year.邮储银行“数智驱动的大型银行分布式公司业务核心系统”项目连续第三年获得中国人民银行2024年度“金融科技发展奖”一等奖。
2025-11-26Postal Savings Bank of China's board of directors held a meeting in Beijing, approving the Q3 2025 comprehensive risk management report, 2024 executive compensation plan, and revisions to several board committee rules.邮储银行董事会于北京召开会议,审议通过2025年三季度全面风险管理报告、2024年度高管薪酬清算方案及多个专门委员会工作规则修订。
2025-11-27Postal Savings Bank of China Guangdong Provincial Branch, together with the Guangdong Provincial DRC and the 'Yuexinfu' platform, launched the 'Shuxin Dai' digital credit loan product, leveraging public credit data.邮储银行广东省分行联合广东省发改委及“粤信服”平台发布“数信贷”数字信用贷款产品,依托公共信用信息数据。
2025-11-28Postal Savings Bank of China announced its third extraordinary general meeting of 2025 to be held on December 19, 2025, with H-share register closure from Dec 16 to Dec 19.邮储银行公告拟于2025年12月19日举行2025年第三次临时股东大会,H股股份过户登记于12月16日至19日暂停。
2025-11-28Guangxi FanTang Technology's产融服务平台 achieved system direct connection with Postal Savings Bank of China, making it the fourth state-owned bank to join the platform, which has facilitated over RMB 1.5 billion in credit for sugar industry clients.广西泛糖科技产融服务平台实现与邮储银行系统直连对接,邮储银行成为第4家接入该平台的国有大行;平台已助力客户获银行授信超15亿元。
2025-11-28Postal Savings Bank of China Longxi County Sub-branch, a 'Chinese Herbal Medicine Specialty Sub-branch', held a themed salon and accepted 15 loan applications with意向授信 over RMB 3 million during a village event.邮储银行陇西县中药材特色支行开展“中药材特色支行服务进乡村”活动,现场受理贷款申请15笔、意向授信超300万元。
2025-11-28Japan Post Bank, Shinoken Group, and DeCurret DCP signed an agreement to pilot DCJPY tokenized deposits in real estate rental scenarios, with trials expected to complete by end-December 2025.日本邮储银行、Shinoken集团与DeCurret DCP签署协议,将在不动产租赁场景试点DCJPY代币化存款,预计12月底完成。
2025-11-30Postal Savings Bank of China Heilongjiang Provincial Branch has cumulatively disbursed over RMB 2.4 billion in loans to the beef cattle breeding industry, with an outstanding balance of RMB 625 million.邮储银行黑龙江省分行已累计向肉牛养殖产业发放贷款超24亿元,年结余规模达6.25亿元。
2025-12-02Postal Savings Bank of China (PSBC) announced an interim dividend of RMB 1.23 per 10 shares, to be paid on February 13, 2026.邮储银行宣布中期股息每10股1.23元,将于2026年2月13日派发。
2025-12-02Three employees of PSBC Yichun branches were banned from banking work for 2-3 years due to inadequate internal control management.邮储银行伊春分行三名员工因内控管理不到位,分别被禁止从事银行业工作2至3年。
2025-12-03PSBC's board announced the third extraordinary general meeting of 2025 on Dec 19 to approve the interim profit distribution plan, director/supervisor remuneration, revision of authorization scheme, and a plan to issue up to RMB 70 billion in financial bonds.邮储银行董事会宣布于2025年12月19日召开第三次临时股东大会,审议中期利润分配方案、董事监事薪酬、修订授权方案及发行不超过700亿元金融债券计划。
2025-12-03PSBC Liupanshui branch launched a smart reconciliation system 'Collection Companion' for corporate clients, processing over 300 transactions totaling RMB 5 million.邮储银行六盘水市分行推出企业智能对账系统“收款伴侣”,已处理超300笔交易,累计金额500万元。
2025-12-03PSBC Qiandongnan branch issued its first 'Small Micro Easy Loan - De-linked Supply Chain' loan of RMB 800,000 to a small enterprise, breaking reliance on core enterprise credit.邮储银行黔东南州分行发放首笔“小微易贷——脱核产业链”贷款80万元,打破对核心企业信用依赖。
2025-12-03Ge Jing was approved by the Jiuquan financial regulator to serve as vice president of PSBC Jiuquan branch.葛静获酒泉金融监管分局核准,担任邮储银行酒泉市分行副行长。
2025-12-04PSBC Putian branch issued a RMB 3 million intellectual property pledge loan to an aquatic company, the first in Putian meeting both biodiversity and blue finance standards.邮储银行莆田市分行向一家水产公司发放300万元知识产权质押贷款,为莆田市首笔同时符合生物多样性和蓝色金融标准的贷款。
2025-12-05PSBC Wuhan Dongxihu branch signed a strategic cooperation with Wuhan Agricultural E-commerce Association, planning to invest RMB 500 million in credit over 5 years for member enterprises.邮储银行武汉市东西湖区支行与武汉市农业电子商务协会达成战略合作,未来5年拟投放5亿元信贷。
2025-12-05PSBC Putian branch was rated Class A in foreign exchange business compliance evaluation for the first time, ranking 4th among city banking institutions.邮储银行莆田市分行首次获评外汇业务合规与审慎经营评估A类行,位列全市银行业第四。
2025-12-09Guo Huanyan was approved by the Hebi financial regulator to serve as vice president of PSBC Hebi branch.郭焕雁获鹤壁金融监管分局核准,担任邮储银行鹤壁市分行副行长。
2025-12-10PSBC Guigang branch signed a three-party strategic cooperation agreement with China Post Guigang branch and Sinopec Guigang branch, forming a 'Finance + Postal + Energy' model.邮储银行贵港市分行与中国邮政贵港市分公司、中石化贵港石油分公司签署三方战略合作协议,构建“金融+邮政+能源”模式。
2025-12-11PSBC disclosed that in Q3 2025, under the carbon emission reduction support tool, it issued RMB 1.928 billion in carbon reduction loans to 45 projects, with a weighted average interest rate of 2.95%, driving annual carbon reduction of 421,704.57 tons of CO2 equivalent.邮储银行披露,2025年第三季度在碳减排支持工具下向45个项目发放碳减排贷款19.28亿元,加权平均利率2.95%,带动年度碳减排量421,704.57吨二氧化碳当量。
2025-12-12PSBC Hubei branch reported that as of end-2025 Q3, its agricultural-related loan balance reached RMB 89.3 billion, and it has launched over 50 landmark loan products for local specialties.邮储银行湖北省分行披露,截至2025年三季度末涉农贷款余额893亿元,已打造50余款地标贷产品。
2025-12-12PSBC Xinjiang branch disclosed that as of end-November, it had disbursed RMB 6.936 billion in consumer loans in Xinjiang in 2025, up RMB 600 million YoY, with a consumer loan balance of RMB 20.7 billion.邮储银行新疆分行披露,截至11月末,2025年在新疆投放消费贷款69.36亿元,同比多投6亿元,消费贷款余额207亿元。
2025-12-15PSBC Guangdong branch launched the first batch of 'Postal Guarantee B&B Loan' business in Guangdong, with one borrower receiving RMB 2 million for B&B renovation in Zengcheng.邮储银行广东省分行落地广东首批“邮担民宿贷”业务,一借款人获200万元贷款用于增城民宿改造。
2025-12-15The National Association of Financial Market Institutional Investors (NAFMII) launched a self-regulatory investigation into PSBC for suspected violations in the underwriting and issuance of debt financing instruments.交易商协会对邮储银行启动自律调查,因其在债务融资工具承销发行过程中涉嫌违规。
2025-12-16PSBC announced that, effective upon regulatory approval of its amended articles, it will no longer have a board of supervisors; the audit committee of the board will exercise the functions of the board of supervisors. Current supervisors Bai Jianjun, Chen Shimin, Li Yue, and Gu Nannan have resigned.邮储银行公告,自公司章程修订获核准生效之日起不再设立监事会,由董事会审计委员会行使监事会职权。现任监事白建军、陈世敏、李跃、谷楠楠不再担任监事。
2025-12-16PSBC Yulin branch signed a strategic cooperation agreement with Yulin Grain and Material Reserve Bureau, and has cumulatively disbursed over RMB 120 million in credit to the grain sector in 2025.邮储银行玉林市分行与玉林市粮食和物资储备局签署战略合作协议,2025年累计向粮食领域投放信贷超1.2亿元。
2025-12-17PSBC, as lead underwriter, successfully helped China Minmetals Corporation issue RMB 5 billion in M&A notes, the largest among the first batch under the optimized M&A note mechanism.邮储银行作为主承销商,助力中国五矿集团发行50亿元并购票据,为并购票据优化机制落地后首批项目中融资规模最大的。
2025-12-18PSBC released the 'Action Plan for Supporting the Construction of Hainan Free Trade Port's Island-Wide Customs Clearance', proposing 29 measures in 6 areas including real economy services, cross-border finance, and risk prevention.邮储银行发布《支持海南自由贸易港封关建设行动方案》,围绕实体经济服务、跨境金融、风险防控等六大方面提出29条举措。
2025-12-18The National Association of Financial Market Institutional Investors (NAFMII) launched a self-regulatory investigation into PSBC for alleged violations in the underwriting and issuance of debt financing instruments, citing breaches of fairness and diligence.交易商协会对邮储银行启动自律调查,指其在债务融资工具承销发行过程中涉嫌违反公平、勤勉尽责原则。
2025-12-19PSBC launched the 'AI2ALL' digital ecosystem, internally building a full-chain intelligent empowerment system and externally introducing the fund intelligent robot 'You Xiaoying' based on DeepSeek-R1 and Agent technology.邮储银行发布“AI2ALL”数字生态,对内打造全链路智能化赋能体系,对外推出基于DeepSeek-R1和Agent技术的基金智能机器人“邮小盈”。
2025-12-19Dongjiang Environmental (002672.SZ) announced it will fulfill a guarantee obligation of RMB 1.3732 million (loan interest) to PSBC on behalf of its subsidiary Mianyang Dongjiang, which is unable to repay the loan.东江环保公告称,因子公司绵阳东江无力偿还贷款,将继续向邮储银行履行担保代偿责任137.32万元(贷款利息)。
2025-12-22PSBC Mianyang Branch successfully embedded its treasury system into Taiwo Technology Group, creating an 'Enterprise Financial Management Integrated Platform' to solve multi-bank account management pain points for manufacturing enterprises.邮储银行绵阳市分行将司库系统成功嵌入台沃科技集团,打造“企业财资管理一体化平台”,解决制造业企业多银行账户管理痛点。
2025-12-22PSBC Luzhou Branch launched the 'Shu Hui Yin Ling' digital RMB preferential activity, issuing digital RMB consumption vouchers for the first time at the Jiuxiang Shiguang elderly care complex, integrating digital RMB with pension services.邮储银行泸州市分行落地“数惠银龄”数字人民币优惠活动,首次以数字人民币消费红包形式在养老机构发放专属消费券。
2025-12-23CITIC Bank President Lu Wei was transferred to China Post Group as a Party member and is expected to be appointed as President of PSBC, replacing Liu Jianjun who has reached retirement age.中信银行行长芦苇调任中国邮政集团有限公司党组成员,拟出任邮储银行行长,接替已年满60周岁的刘建军。
2025-12-24PSBC Hengyang Branch signed a RMB 1 billion strategic cooperation agreement with Hengyang Overseas Chinese Federation to provide cross-border settlement, trade finance and other services.邮储银行衡阳市分行与衡阳市侨商联合会签订10亿元战略合作协议,提供跨境结算、贸易融资等服务。
2025-12-24PSBC Jinzhong Branch signed a strategic cooperation agreement with the Jinzhong Development Zone, and separately signed enterprise cooperation agreements with five companies including Zhongnan Hi-Tech and Shanxi Haiyuyuan Food.邮储银行晋中市分行与示范区晋中开发区签署政银战略合作协议,并与中南高科、山西海玉园食品等五家企业签署银企合作协议。
2025-12-24PSBC Ningde Branch successfully issued a RMB 10 million special loan to a large yellow croaker breeding leading enterprise, meeting both blue finance and biodiversity finance standards.邮储银行宁德市分行成功向一家大黄鱼养殖龙头企业发放1000万元专项贷款,符合蓝色金融与生物多样性金融双重标准。
2025-12-25PSBC Zhoukou Branch was warned and fined RMB 351,000 by the People's Bank of China Zhoukou Branch for violating financial statistics regulations and anti-counterfeit currency management regulations.邮储银行周口市分行因违反金融统计相关规定、违反反假货币业务管理规定,被中国人民银行周口市分行警告并罚款35.1万元。
2025-12-25PSBC Pujiang Branch signed a strategic cooperation agreement with Pujiang County Notary Public Office to implement the 'Financial Empowerment Notarization' mechanism, allowing direct court enforcement upon debtor default.邮储银行浦江县支行与浦江县公证处签署战略合作协议,落实“金融赋强公证”机制,债务人违约时银行可凭执行证书直接申请法院强制执行。
2025-12-25PSBC Pujiang Branch signed a RMB 1 billion strategic credit cooperation agreement with the Yiwu Pujiang Chamber of Commerce to support member enterprises' financing needs.邮储银行浦江县支行与义乌浦江商会签署总额10亿元的意向性战略授信合作协议,支持商会会员企业融资。
2025-12-26PSBC announced that Liu Jianjun resigned as Executive Director, President, and related committee positions due to reaching statutory retirement age, effective December 26, 2025.邮储银行公告,刘建军因达到法定退休年龄辞去执行董事、行长等职务,自2025年12月26日起生效。
2025-12-26PSBC Board approved the nomination of Lu Wei as Executive Director candidate and appointed him as President, subject to NFRA approval. Yao Hong will act as President until Lu Wei takes office.邮储银行董事会同意提名芦苇为执行董事候选人,并聘任其为行长(待国家金融监管总局核准),在芦苇任职前由姚红代为履行行长职务。
2025-12-26PSBC Board approved the appointment of Yang Xilin as Financial Market Director, subject to NFRA approval. Yang previously served as GM of the Financial Interbank Department.邮储银行董事会同意聘任杨西琳为金融市场总监(待国家金融监管总局核准),杨西琳曾任金融同业部总经理。
2025-12-26PSBC held the 'Foresee a Better Future' Pension Finance Forum (2nd session) in Beijing, officially launching the 'U Xiang Wei Lai' pension finance brand and releasing the 'National Pension Demand Trend Survey Report'.邮储银行在北京举办第二届“预见美好未来”养老金融论坛,正式发布“U享未来”养老金融品牌,并联合澎湃新闻发布《国民养老需求趋势调研报告》。
2025-12-30PSBC Hechi Branch, in cooperation with Guangxi SME Financing Guarantee Co., provided a RMB 25 million financing guarantee to Nandan Zhenghua Nonferrous Metals Co., supporting the key metals industry.邮储银行河池市分行联合广西中小企业融资担保有限公司,为南丹县正华有色金属有限公司提供2500万元融资担保,支持关键金属产业发展。
2025-12-30PSBC received NFRA approval to absorb and merge its wholly-owned subsidiary Zhongyou Youhui Wanjia Bank (Youhuijia Bank), taking over its assets, liabilities, business and employees to optimize management structure and reduce costs.邮储银行收到国家金融监管总局批复,批准其吸收合并全资子公司中邮邮惠万家银行,承接其资产、负债、业务和员工,以优化管理架构、降低管理成本。
2025-12-31PSBC Sanmenxia Branch was fined RMB 450,000 by the Sanmenxia Financial Regulatory Sub-bureau for falsifying inclusive small-micro enterprise loan data and illegally charging cash management fees disproportionate to service quality.邮储银行三门峡市分行因普惠型小微企业贷款数据不真实、违规收取质价不符现金管理费,被三门峡金融监管分局罚款45万元。
2025-12-31NFRA approved Chen Xue's qualification as non-executive director of PSBC, effective December 29, 2025, for a three-year term. Chen also serves on the Risk Management and Nomination & Remuneration committees.国家金融监管总局核准陈雪担任邮储银行非执行董事的任职资格,自2025年12月29日起就任,任期三年,并担任风险管理委员会和提名与薪酬委员会委员。
2025-12-31PSBC announced that starting January 1, 2026, it will pay interest on balances in digital RMB real-name wallets at the same demand deposit rate as ordinary deposits.邮储银行公告,自2026年1月1日起,对数字人民币实名钱包余额按活期存款挂牌利率计付利息。
2026-01-04PSBC Rizhao City branch fined 300,000 yuan by the local financial regulatory bureau for inadequate loan management.邮储银行日照市分行因贷款管理不到位被当地金融监管局罚款30万元。
2026-01-04PSBC Luoyang City branch fined 350,000 yuan by the local financial regulatory bureau for inadequate due diligence on the trade background of bank acceptance bills.邮储银行洛阳市分行因银行承兑汇票业务贸易背景审查不尽职被当地金融监管局罚款35万元。
2026-01-04PSBC Sanmenxia City branch fined 450,000 yuan by the local financial regulatory bureau for inaccurate inclusive small-micro enterprise loan data and illegally charging cash management fees disproportionate to service quality.邮储银行三门峡市分行因普惠型小微企业贷款数据不真实、违规收取质价不符现金管理费被当地金融监管局罚款45万元。
2026-01-04Postal Savings Bank of China (PSBC) received regulatory approval to absorb and merge its wholly-owned subsidiary, Zhongyou Youhui Wanjia Bank (Youhuijia Bank), which will be dissolved after taking over its assets, liabilities, business and employees.邮储银行获监管批复吸收合并全资子公司中邮邮惠万家银行,承接其资产、负债、业务和员工,邮惠万家银行解散。
2026-01-04A former employee of PSBC Chengdu Wuhou District sub-branch, Zhang Wei, was banned from working in the banking industry for 5 years due to serious dereliction of duty in related loan business.邮储银行成都武侯区支行原员工张维因相关贷款业务严重失职被禁止从事银行业工作5年。
2026-01-05PSBC announced the implementation plan for its 2025 interim profit distribution, distributing a cash dividend of 0.1230 yuan per share (tax included), totaling approximately 14.77 billion yuan, with the record date on January 9, 2026 and ex-dividend date on January 12, 2026.邮储银行公布2025年半年度权益分派实施公告,每股派发现金红利0.1230元(含税),共计派发现金红利约147.72亿元,股权登记日为2026年1月9日,除权除息日为2026年1月12日。
2026-01-09PSBC Henan Province branch was fined 900,000 yuan for issuing loans without actual use, inflating deposit and loan scale, and data management negligence. Its direct sub-branch was fined 1.1 million yuan for multiple violations including inadequate pre-loan investigation and improper fee collection.邮储银行河南省分行因发放无实际用途贷款、虚增存贷款规模、数据管理不审慎被罚款90万元;其直属支行因贷前调查不尽职、违规收费等被罚款110万元。
2026-01-09Wu Yongchao's qualification as president of PSBC Zhoushan City branch was approved by the Zhoushan Financial Regulatory Bureau.舟山金融监管分局核准吴永超邮储银行舟山市分行行长的任职资格。
2026-01-12PSBC Zhangzhou City branch was fined 1.915 million yuan and given a warning by the Zhangzhou Financial Regulatory Bureau for inadequate pre-loan and post-loan management of personal and working capital loans, and other violations.邮储银行漳州市分行因个人经营性、消费性及流动资金贷款贷前调查不尽职、贷后管理不到位等被漳州金融监管分局警告并合计罚款191.5万元。
2026-01-12PSBC Pingdingshan City branch was fined 630,000 yuan by the Pingdingshan Financial Regulatory Bureau for post-loan management failures leading to misappropriation of credit funds and other violations.邮储银行平顶山市分行因贷后管理不到位导致信贷资金被挪用等被平顶山金融监管分局罚款63万元。
2026-01-14PSBC Xinxiang City branch was fined 300,000 yuan by the Xinxiang Financial Regulatory Bureau for inadequate post-loan management.邮储银行新乡市分行因贷后管理不到位被新乡金融监管分局罚款30万元。
2026-01-15PSBC Yueyanglou District sub-branch signed a strategic cooperation agreement with Yueyang Shaoyang Chamber of Commerce to provide comprehensive financial support to member enterprises.邮储银行岳阳楼区支行与岳阳市邵阳商会签署战略合作协议,为会员企业提供全面金融支持。
2026-01-16PSBC Qiannan Prefecture branch disbursed 170 million yuan in project loans to support the upgrade of two cultural tourism projects at Libo County's Zhangjiang Scenic Area.邮储银行黔南州分行向荔波县大小七孔景区两个文旅项目发放1.7亿元项目贷款,支持景区业态升级。
2026-01-16PSBC Panzhou City sub-branch opened a new branch at Jiucheng Banshan Aolichi, marking an upgrade in its financial service network in Panzhou.邮储银行盘州市支行新网点在九城半山奥体城开业,标志着其在盘州市金融服务网络的优化升级。
2026-01-19PSBC's board of directors elected Lu Wei as chairman and member of the Board's Social Responsibility and Consumer Protection Committee, and member of the Strategic Planning and Nomination and Remuneration Committees, effective upon regulatory approval of his director qualification.邮储银行董事会选举芦苇担任董事会社会责任与消费者权益保护委员会主席及委员、战略规划委员会委员、提名和薪酬委员会委员,自监管核准其董事资格之日起生效。
2026-01-19PSBC's brand flagship store, Xiangtan City branch business department and wealth management center, officially opened after a major upgrade.邮储银行品牌旗舰店——湘潭市分行营业部暨财富管理中心重装升级后正式开业。
2026-01-20PSBC, together with CCDC Valuation and Fidelity Fund Management, launched the industry's first dual-theme bond index fund focusing on 'tech innovation' and 'green development', successfully raising 4 billion yuan.邮储银行携手中债估值中心、富达基金推出业内首只“科技创新”与“绿色发展”双主题债券指数基金,成功募集40亿元。
2026-01-20PSBC Quanzhou City branch was fined a total of 2.8 million yuan by the Quanzhou Financial Regulatory Bureau for inadequate internal control in credit business and inadequate pre-loan and post-loan management of personal loans.邮储银行泉州市分行因信贷业务内控管理不到位、个人贷款贷前调查不尽职、贷后管理不到位被泉州金融监管分局合计罚款280万元。
2026-01-20PSBC announced the optimization of its personal consumption loan financial subsidy service, including credit card bill installments into the subsidy scope, with an annual subsidy rate of 1 percentage point and a maximum annual subsidy of 3,000 yuan per borrower.邮储银行发布优化个人消费贷款财政贴息服务公告,将信用卡账单分期纳入贴息范围,年贴息比例1个百分点,每名借款人每年累计贴息上限3000元。
2026-01-21PSBC Yulin City branch granted a 2 billion yuan意向授信额度 (intended credit line) to the Yulin Spice Chamber of Commerce to support the local spice industry chain.邮储银行玉林市分行向玉林市香料商会授予20亿元意向授信额度,支持香料产业发展。
2026-01-21PSBC Ningbo branch launched the 'Port & Shipping Credit Loan', which for the first time systematically incorporates authoritative industry credit data from the port and shipping management department into the bank's risk control model to support local small and medium-sized shipping enterprises.邮储银行宁波分行推出“港航资信贷”,首次将港航管理部门权威行业信用数据系统性纳入银行风控模型,支持本地中小航运企业。
2026-01-23PSBC Putian City branch, in collaboration with the Putian Market Supervision Bureau, launched the 'Putian IP Pledge Loan', granting a 3 million yuan credit line to an aquatic product development company using its patents and trademarks as collateral.邮储银行莆田市分行联合莆田市市场监督管理局推出“莆邮·知产贷”,以知识产权质押向某水产开发公司授信300万元。
2026-01-27PSBC Tianjin Hexi District sub-branch officially established a Green Finance Center to enhance the precision and efficiency of green financial services.邮储银行天津河西区支行正式挂牌成立绿色金融中心,旨在提升绿色金融服务的精准性与效率。
2026-01-27PSBC Panzhou City sub-branch successfully issued a 400 million yuan fixed asset loan to a local coal enterprise to support its capacity enhancement and technological transformation.邮储银行盘州市支行成功向当地一家煤炭企业发放4亿元固定资产贷款,支持其产能提升与技术改造。
2026-01-28PSBC's enterprise online banking 5.0 and enterprise mobile banking 4.0 were officially launched, following the bank ranking first in the overall score and user experience for two consecutive years in the 2025 Digital Bank Survey by CFCA.邮储银行企业网银5.0和企业手机银行4.0正式上线。此前,该行在CFCA《2025数字银行调查报告》中综合评测总得分位列行业第一,用户体验专项得分连续两年高居榜首。
2026-01-30PSBC Nanning City branch and its sub-branches in Guangxi were fined a total of 500,000 yuan by the Guangxi Financial Regulatory Bureau for inadequate loan 'three checks' and misleading sales.邮储银行广西壮族自治区南宁市分行及分支机构因贷款“三查”不尽职、销售误导被广西金融监管局合计罚款50万元。
2026-01-30PSBC held its 2026 annual work conference in Beijing, summarizing the '14th Five-Year Plan' experience and planning for the '15th Five-Year Plan', proposing to advance 'Six Modernizations' upgrades and fight 'Six Tough Battles'.邮储银行2026年工作会议在京召开,总结“十四五”经验,谋划“十五五”发展,提出推进“六化”升级,打好“六场攻坚战”。
2026-02-27Postal Savings Bank of China (PSBC) board approved the appointment of Lu Wei as president, with qualification approved by the National Financial Regulatory Administration (NFRA), succeeding Liu Jianjun who retired due to age.邮储银行董事会审议通过聘任芦苇为行长,任职资格获国家金融监督管理总局核准,接替因到龄退休的原行长刘建军。
2026-02-27PSBC Lanzhou Branch disbursed 1 million yuan in 'Nong Mu Dai' (agricultural and animal husbandry loan) to a large-scale farmer in Yuzhong County for spring farming preparations, with funds credited within one day.邮储银行兰州市分行向榆中县一种植养殖大户发放100万元“农牧贷”,用于春耕备耕,从申请到到账仅用1天。
2026-02-27PSBC Qingyang Branch disbursed 950,000 yuan in 'Nong Mu Dai' to a sheep farmer in Huan County, and 300,000 yuan to another farmer, supporting local meat sheep industry expansion.邮储银行庆阳市分行向环县肉羊养殖户发放“农牧贷”95万元和30万元,助力当地肉羊产业扩大规模。
2026-02-27PSBC Jiuquan Branch issued 5 million yuan in 'Xiao Wei Yi Dai - Ke Chuang Mo Shi' (small-micro easy loan - tech innovation model) to a high-tech pesticide intermediate and raw drug R&D enterprise.邮储银行酒泉市分行向一家农药中间体与原药研发高新技术企业发放500万元“小微易贷-科创模式”信用贷款。
2026-02-27PSBC Huixian County Branch disbursed 500,000 yuan in 'Chan Ye Dai' to a tissue paper wholesale company in Longnan for post-holiday inventory replenishment.邮储银行徽县支行向陇南一生活用纸商贸公司发放50万元“产业贷”,用于节后备货。
2026-02-27PSBC Putian Branch, in collaboration with the People's Bank of China Putian Branch, set up a cash service point at Luo Putian scenic area during Spring Festival, exchanging 1,000 yuan in small change, 3,000 yuan in new notes, and distributing 105 standardized small-change wallets.邮储银行莆田市分行联合人民银行莆田市分行在萝苜田景区设立现金服务点,春节期间累计兑换零钞1000元、新钞3000元,发放标准化零钱包105个。
2026-02-28PSBC Lijiang Branch successfully issued its first commercial acceptance bill discounting business secured by electricity fee receivables, amounting to 15.96 million yuan, marking a breakthrough in pledge financing.邮储银行丽江分行成功投放首笔以电费应收账款为质押的商业承兑汇票贴现业务,金额1596万元,标志着在权利质权融资领域的重大突破。
2026-02-28PSBC Guanghe County Branch held a financial knowledge outreach event, receiving over 300 farmer inquiries, accepting 50 loan applications on-site, with total amount exceeding 3 million yuan, including a 300,000 yuan 'Chan Ye Dai' (industry loan) to a livestock farmer.邮储银行广河县支行开展金融知识下乡活动,累计接待咨询农户300余人次,现场受理贷款申请50户、金额突破300万元,其中向一养殖大户发放30万元“产业贷”。
2026-02-28PSBC Linxia Prefecture Branch launched pure-credit loan products 'Ji Su Dai' (express loan) and 'Niu Yang Chan Ye Dai' (cattle and sheep industry loan), disbursing 200,000 yuan to a farmer and 150,000 yuan to another for livestock expansion.邮储银行临夏州分行推出纯信用贷款产品“极速贷”“牛羊产业贷”,向东乡县养殖户发放20万元和15万元贷款用于扩大养殖规模。
2026-02-28PSBC Dongxiang County Branch provided a 500,000 yuan 'Chan Ye Dai' to a catering business owner in Linxia for restaurant upgrade and renovation.邮储银行东乡县支行向临夏一餐饮经营者提供50万元“产业贷”,用于餐厅升级改造。
2026-02-28PSBC Yangzhou Dinggou Branch successfully intercepted a telecom fraud, preventing a customer from losing over 700,000 yuan in deposits, and alerted the police.邮储银行扬州市丁沟支行成功识别并阻断一起电信网络诈骗,为客户保住70余万元存款,并报警处理。
2026-03-02Lu Wei was approved by the National Financial Regulatory Administration (NFRA) as the President and Director of PSBC.国家金融监督管理总局核准芦苇担任邮储银行行长、董事的任职资格。
2026-03-02Postal Savings Bank of China (PSBC) issued a risk warning on precious metal price volatility, advising customers to invest rationally and control positions.邮储银行发布贵金属价格波动风险提示,建议客户理性投资、控制持仓。
2026-03-06PSBC registered 4 new software copyrights: Credit Card Rights Management System V1.0, Credit Card Customer Recommendation System V2.0, Credit Card Telemarketing Business Management System V1.0, and Credit Card Center HR Management System V1.0.邮储银行新注册4项软件著作权:信用卡权益管理系统V1.0、信用卡客户推荐系统V2.0、信用卡电销业务管理系统V1.0、信用卡中心人力资源管理系统V1.0。
2026-03-06PSBC launched the 'Flower Card' (Xianhua Ka), the industry's first nationwide flower-themed credit card, in Beijing and Kunming, along with the 'Flower Young Time Club' rights platform.邮储银行在北京和昆明发布全国首张鲜花主题贷记卡“鲜花卡”,同步上线“花young时光·俱乐部”权益平台。
2026-03-09PSBC Ningbo Branch provided a 20 million yuan loan to a local smart elderly care leading enterprise, achieving a 'zero breakthrough' in the elderly care industry credit business.邮储银行宁波分行向本地智慧养老龙头企业投放2000万元贷款,实现养老产业信贷业务“零的突破”。
2026-03-09PSBC and Changguang Satellite jointly launched the 'PSBC No.1' satellite, a high-precision optical remote sensing satellite, to be launched at Jiuquan Satellite Launch Center for financial scenario applications.邮储银行与长光卫星联合打造的“邮储银行号”高精度光学遥感卫星出征,将于酒泉卫星发射中心发射,用于金融场景应用。
2026-03-10PSBC announced a system upgrade on March 13-14, 2026, adjusting the default transfer limit for mobile banking digital certificate accounts from 10,000 yuan to 20,000 yuan per transaction and daily.邮储银行公告将于2026年3月13日至14日进行系统升级,手机银行数字证书账户默认转账限额由单笔/日累计1万元调整为2万元。
2026-03-12PSBC registered a new software copyright for the 'Capital Business Platform V3.0.0'.邮储银行新注册《资金业务平台V3.0.0》软件著作权。
2026-03-12PSBC Dongyang Branch, as the lead bank, formed a syndicate with 3 other banks to provide a total of 1.005 billion yuan project loan for the Hengjin Reservoir water resource utilization project.邮储银行东阳支行作为牵头行,联合3家同业银行组建银团,向东阳市思源供水有限公司提供总额10.05亿元项目贷款,用于横锦水库水资源提升利用工程。
2026-03-13PSBC Xiangtan Branch launched a new energy battery enterprise scenario installment project via credit card, achieving 933,800 yuan in new merchant installment transaction volume in one month.邮储银行湘潭市分行推出新能源电池企业场景分期项目,一个月内实现新增商户分期交易额93.38万元。
2026-03-13PSBC Gannan Prefecture Branch completed the installation and commissioning of oxygen generation equipment, achieving full oxygen supply to improve the working environment on the plateau.邮储银行甘南州分行新安装的制氧设备调试完毕并实现全面通氧,改善高原工作环境。
2026-03-16PSBC Panzhou Branch successfully issued a 11 million yuan special loan to a roxburgh rose (cili) enterprise for raw material procurement, production line renovation, and new product R&D.邮储银行盘州市支行成功向一刺梨企业投放1100万元专项贷款,用于原材料采购、生产线技改及新品研发。
2026-03-17PSBC Pucheng County Branch, leveraging mobile exhibition equipment, achieved full coverage of county and rural areas, enabling on-site account opening, credit granting, and loan disbursement for farmers.邮储银行浦城县支行推进移动展业设备县域乡村全覆盖,实现为农户现场开户、授信、放款。
2026-03-18PSBC Xinyang Shihe District Branch, in partnership with Xinyang Dingxin Industrial Investment Group, issued a 10 million yuan 'Xiaowei Yidai' (Small Micro Easy Loan) to a local pharmaceutical company.邮储银行信阳市浉河区支行联合信阳鼎信产业投资集团,向某医药公司发放1000万元小微易贷。
2026-03-18PSBC Jinchang Branch provided a 10 million yuan pure-credit 'Kechuang Dai' (Sci-Tech Innovation Loan) to a specialized and new (Zhuanjingtexin) enterprise.邮储银行金昌市分行向专精特新企业发放1000万元纯信用科创贷。
2026-03-20PSBC Putian City Branch signed a cooperation agreement with Xianyou County SME Financing Guarantee Co., Ltd. for a private investment special guarantee plan, and completed the first such business in the province's system.邮储银行莆田市分行与仙游县中小企业融资担保有限公司签署民间投资专项担保计划合作协议,并落地系统内全省首笔业务。
2026-03-20PSBC Putian City Branch, in conjunction with the Putian Municipal Bureau of Agriculture and Rural Affairs, held a product launch for the 'Pu Agricultural Loan' (Punongdai) and the 'Pu Series' financial service system.邮储银行莆田市分行联合莆田市农业农村局举办“莆农贷”产品推介会暨“莆农大讲堂”活动,推出“莆”系列金融服务体系。
2026-03-20Postal Savings Bank of China (PSBC) received regulatory approval from the National Financial Regulatory Administration (NFRA) for the opening of its wholly-owned subsidiary, Zhongyou Financial Asset Investment Co., Ltd. (Zhongyou Investment), with a registered capital of RMB 100 billion and registered address in Beijing.邮储银行收到国家金融监督管理总局批复,其全资子公司中邮金融资产投资有限公司(中邮投资)获准开业,注册资本100亿元,注册地为北京市。
2026-03-20PSBC held the launch ceremony for Zhongyou Investment, which signed business cooperation framework agreements with 14 entities in integrated circuits, clean energy, advanced manufacturing, and industrial investment. Zhongyou Investment will focus on market-oriented debt-to-equity swaps and equity investment pilot businesses.邮储银行举办中邮投资服务科技创新启动会,中邮投资与集成电路、清洁能源、先进制造和产业投资等领域的14家单位签署业务合作框架协议。中邮投资将聚焦市场化债转股及股权投资试点业务。
2026-03-20PSBC Shenzhen Longhua District Sub-branch officially opened for business, located in the core area of Minzhi Street, Longhua District.邮储银行深圳龙华区支行正式开业,位于龙华区民治街道核心地段。
2026-03-23PSBC's Kizilsu Kirghiz Autonomous Prefecture branch was fined RMB 341,000 by the People's Bank of China for violations of financial statistics, credit information, RMB, and anti-money laundering regulations.邮储银行克孜勒苏柯尔克孜自治州分行因违反金融统计、征信、人民币及反洗钱管理规定,被中国人民银行警告并处罚款34.1万元。
2026-03-23PSBC's wholly-owned subsidiary, Zhongyou Youhui Wanjia Bank Co., Ltd. (Youhui Wanjia Bank), was deregistered. PSBC had previously received approval from the NFRA to absorb and merge Youhui Wanjia Bank, with all its business, assets, and liabilities assumed by PSBC.邮储银行全资子公司中邮邮惠万家银行有限责任公司登记状态变更为注销。此前邮储银行获监管批复吸收合并邮惠万家银行,其全部业务、资产及债权债务由邮储银行承继。
2026-03-23PSBC Foshan Longjiang Sub-branch officially opened for business, located in Shunde District, Foshan City.邮储银行佛山市龙江支行正式开业,位于佛山市顺德区。
2026-03-24PSBC announced the full redemption of its RMB 30 billion write-down perpetual subordinated capital bonds (Tranche 1, 2021) on the 5th interest payment date (March 23, 2026), after obtaining a no-objection letter from the NFRA.邮储银行公告,已行使赎回权,全额赎回2021年发行的300亿元减记型无固定期限资本债券(第一期),赎回日为第5个计息年度付息日(2026年3月23日)。
2026-03-24PSBC issued a risk warning notice regarding the sharp fluctuations in precious metals prices, advising customers to invest rationally and control their positions.邮储银行发布关于防范贵金属价格波动风险的提示,提醒客户理性投资,控制持仓规模。
2026-03-25MSCI upgraded PSBC's ESG rating from 'AA' to the highest level 'AAA', placing it in the global banking ESG Leader category.国际权威评级机构明晟(MSCI)将邮储银行ESG评级由“AA”上调至最高等级“AAA”,跻身全球银行业ESG领先行列。
2026-03-26PSBC Ningbo Branch successfully processed its first foreign exchange donation business, amounting to RMB 100,000, filling a gap in the bank's non-trade special cross-border fund transfer business.邮储银行宁波分行成功办理首笔外汇捐赠款业务,金额为人民币10万元,填补了该行在非贸易项下特殊跨境资金汇划领域的业务空白。
2026-03-27PSBC's board of directors approved the 2025 annual results and proposed a final dividend of RMB 0.953 per 10 shares (tax inclusive), totaling approximately RMB 11.445 billion. The full-year 2025 dividend is RMB 2.18 per 10 shares, totaling approximately RMB 26.217 billion.邮储银行董事会审议通过2025年度业绩报告及末期股息分派方案,拟每10股派发人民币0.953元(含税),总额约114.45亿元。2025年全年每10股派发2.18元,总额约262.17亿元。
2026-03-27PSBC released its 2025 annual report. Key figures: total assets RMB 18.68 trillion (+9.35% YoY); customer loans RMB 9.65 trillion (+8.25% YoY); customer deposits RMB 16.54 trillion (+8.20% YoY); operating revenue RMB 355.728 billion (+1.99% YoY); net profit RMB 87.623 billion (+1.05% YoY); net interest margin 1.66%; NPL ratio 0.95%; provision coverage ratio 227.94%.邮储银行发布2025年年报。主要数据:资产总额18.68万亿元(同比+9.35%);客户贷款9.65万亿元(+8.25%);客户存款16.54万亿元(+8.20%);营业收入3557.28亿元(+1.99%);净利润876.23亿元(+1.05%);净息差1.66%;不良贷款率0.95%;拨备覆盖率227.94%。
2026-03-27PSBC's 2025 annual report shows the bank's personal loan NPL ratio was 1.42%, and the total NPL balance was RMB 91.524 billion, an increase of RMB 11.205 billion from the end of the previous year. The NPL ratio was 0.95%, up 0.05 percentage points. The special-mention loan ratio was 1.57%, up 0.62 percentage points.邮储银行2025年年报显示,个人贷款不良率1.42%,不良贷款余额915.24亿元,较上年末增加112.05亿元;不良贷款率0.95%,上升0.05个百分点;关注类贷款占比1.57%,上升0.62个百分点。
2026-03-27PSBC's 2025 annual report shows that the bank's managed personal client assets (AUM) exceeded RMB 18 trillion, an increase of 9.64% from the end of the previous year.邮储银行2025年年报显示,管理个人客户资产(AUM)规模突破18万亿元,较上年末增长9.64%。
2026-03-27PSBC's 2025 annual report shows that the bank's corporate client total financing amount (FPA) balance reached RMB 6.79 trillion, with an increment exceeding RMB 1 trillion for the first time.邮储银行2025年年报显示,公司客户融资总量(FPA)余额达6.79万亿元,增量首破万亿元。
2026-03-27PSBC's 2025 annual report shows that the bank's net profit was RMB 87.623 billion, a year-on-year increase of 1.05%; operating revenue was RMB 355.728 billion, a year-on-year increase of 1.99%.邮储银行2025年年报显示,净利润876.23亿元,同比增长1.05%;营业收入3557.28亿元,同比增长1.99%。
2026-03-28PSBC's board of directors approved an adjustment to the agency deposit service fee rate with its parent company, China Post Group. The fee rate for deposits with terms of three years or less will be reduced by 3.86%, effective retroactively from January 1, 2026. This is expected to save approximately RMB 4.572 billion in agency fee expenses for 2026.邮储银行董事会审议通过调整与控股股东中国邮政集团之间的代理吸收个人存款业务储蓄代理费率,对三年及以下期限代理储蓄存款分档费率等比例下调3.86%,追溯至2026年1月1日起生效,预计2026年可节约代理费支出约45.72亿元。
2026-03-29PSBC's Qingyang branch was fined RMB 400,000 by the NFRA for improper management of auto dealer准入 and cooperation, inadequate pre-loan investigation, and insufficient post-loan management. 21 responsible individuals were disciplined, with two customer managers receiving a lifetime ban from the banking industry.邮储银行庆阳市分行因汽车经销商准入及合作管理不审慎、贷前调查不尽职、贷后管理不到位等被罚款40万元。21名责任人被追责,其中两名客户经理被禁止终身从事银行业工作。
2026-03-30PSBC held its 2025 annual results conference. The new president, Lu Wei, outlined a strategy to consolidate the net interest margin as the 'first growth curve' and develop non-interest income as the 'second growth curve', aiming for a 'light bank' transformation.邮储银行召开2025年度业绩发布会。新任行长芦苇提出巩固息差“第一增长曲线”,超常规发展非息“第二增长曲线”,推进“轻型银行”转型。
2026-04-01Released 2025 annual results: revenue 355.728 billion yuan (+1.99% YoY), net profit 87.623 billion yuan (+1.05% YoY), total assets 18.68 trillion yuan (+9.35% YoY), NIM 1.66% (best among large state-owned banks), NPL ratio 0.95%, provision coverage 227.94%.发布2025年年报:营业收入3557.28亿元(同比+1.99%),净利润876.23亿元(同比+1.05%),资产总额18.68万亿元(同比+9.35%),净息差1.66%(国有大行最优),不良率0.95%,拨备覆盖率227.94%。
2026-04-01Green loan balance exceeded 1 trillion yuan, reaching 1,006.371 billion yuan; inclusive small-micro enterprise loans 1.80 trillion yuan; agriculture-related loans 2.51 trillion yuan; served over 100,000 tech enterprises.绿色贷款余额突破万亿元,达10063.71亿元;普惠型小微企业贷款1.80万亿元;涉农贷款2.51万亿元;服务科技型企业超10万户。
2026-04-01Corporate banking segment: corporate loans grew 17.09% YoY, FPA reached 6.79 trillion yuan (first trillion-yuan incremental breakthrough), corporate financial intermediary income grew 32.34% YoY.公司金融板块:公司贷款同比增17.09%,FPA达6.79万亿元(增量首破万亿),公司金融中收同比增32.34%。
2026-04-01Liupanshui City branch fined 575,000 yuan for failing to implement anti-money laundering risk management measures for high-risk situations.六盘水市分行因未对洗钱高风险情形采取相应洗钱风险管理措施,被罚款57.5万元。
2026-04-01Xinxiang branch granted 293 million yuan long-term project loan to Xinxiang Xintou Baozhangxing Housing Co. for acquiring existing commercial housing to convert into government-subsidized rental housing.新乡市分行向新乡新投保障性住房有限公司发放2.93亿元长期项目贷款,用于收购存量商品房改造为保障性租赁住房。
2026-04-02Received NFRA approval to increase registered capital from 99.161 billion yuan to 120.095 billion yuan, following the completion of a private A-share placement on June 19, 2025.收到国家金融监管总局批复,注册资本由991.61亿元增至1200.95亿元,源于2025年6月19日完成向特定对象发行A股。
2026-04-03Launched digital yuan smart contract prepayment service, covering fitness, supermarkets, education, catering, etc., with over 2,000 prepaid merchants onboarded nationwide.推出数字人民币智能合约预约消费服务,覆盖运动健身、购物超市、教育培训、餐饮美食等,全国累计接入预付费商家逾2000家。
2026-04-03In Q1 2026, approved over 20 billion yuan in M&A loans under new policy, disbursed over 5 billion yuan, covering Beijing, Shandong, Anhui, Guangdong, Henan.2026年一季度,累计批复首批新政项下并购贷款超200亿元,发放超50亿元,覆盖北京、山东、安徽、广东、河南等区域。
2026-04-07Launched AI agent ecosystem 'PSBC-Claw' based on Huawei Cloud open-source JiuwenClaw, applied in internal intelligence monitoring, risk early warning, and tech insight scenarios.推出基于华为云开源JiuwenClaw深度定制的AI智能体生态“PSBC-Claw”,已应用于内部情报监测、风险预警、技术洞察等场景。
2026-04-07Putian branch issued first textile industry transition finance standard loan in Fujian, 'Shoe & Garment Transition Loan' of 9.69 million yuan to Putian Xinxiang Co., supporting its 5G+ full-connection smart factory.莆田市分行发放福建首笔纺织行业转型金融标准贷款“鞋服转型贷”969万元,支持莆田市鑫祥股份有限公司打造国家级“5G+全连接工厂”。
2026-04-07Registered 2 new software copyrights: 'Youhui Wancun APP V1.0' and 'Youhui Wanshang APP V1.0.0'.新注册2个软件著作权:《邮惠万村appV1.0》、《邮惠万商APPV1.0.0》。
2026-04-07NFRA approved the opening of China Post Financial Asset Investment Co., Ltd. (Zhongyou Investment), a wholly-owned subsidiary of PSBC with registered capital of 10 billion yuan, to conduct market-based debt-to-equity swaps and equity investment pilot.国家金融监管总局批复同意中邮金融资产投资有限公司(中邮投资)开业,由邮储银行发起设立,注册资本100亿元,开展市场化债转股及股权投资试点业务。
2026-04-08Xinxiang branch, as sole lead arranger and agent, disbursed first tranche of 240 million yuan syndicated debt replacement loan to Xinxiang Nan Taihang Tourism Co., with total project size of 1.11 billion yuan.新乡市分行作为独家牵头行与代理行,向南太行旅游公司发放首笔银团债务置换贷款2.4亿元,项目总额11.1亿元。
2026-04-09Launched 'U-Certificate Freight Certificate' service, enabling enterprises to use domestic LCs to pay railway freight, with T+1 funding, integrated with China Railway 95306 platform.推出“U证-运费证”金融服务,支持企业使用国内信用证向铁路部门支付运费,T+1放款,与中国铁路95306平台对接。
2026-04-10Held 'Niyou Tongying' smart ecosystem launch conference in Xiong'an New Area; platform has served over 2,500 interbank institutions with transaction volume exceeding 10 trillion yuan.在雄安新区举办“邮你同赢”智慧生态发布会;平台累计服务同业机构超2500家,交易规模突破10万亿元。
2026-04-15Qingyang branch fined 400,000 yuan for auto consumer loan violations; 21 staff held accountable, 2 customer managers permanently banned from banking.庆阳市分行因汽车消费贷款违规被罚40万元,21人被问责,2名客户经理被终身禁业。
2026-04-15Completed large-scale deployment of 384-node Ascend supercluster, built a thousand-card AI computing cluster, supporting over 260 AI application scenarios across marketing, risk control, and office operations.完成昇腾384超节点规模化部署,建成千卡人工智能算力集群,已开展260余项AI应用场景。
2026-04-24Qingyuan branch granted 500 million yuan comprehensive credit line to Qingyuan Pig Farming Association to support the local pig breeding industry chain.清远市分行向清远市养猪协会授予5亿元综合授信额度,支持当地生猪养殖产业链。
2026-04-24Tianzhu county branch provided over 20 million yuan low-risk credit support to barite enterprises for tech upgrades and capacity expansion.天柱县支行向县域内重晶石企业提供超2000万元低风险授信支持,用于技改升级与产能扩张。
2026-04-24Chishui branch granted 5 million yuan credit to Guizhou Chishui Qianlaoweng Sun-Vinegar Co. for capacity expansion and aging yard upgrade.赤水市支行向贵州赤水黔老翁晒醋有限公司授信500万元,用于扩大产能、升级晒场。
2026-04-27Yibin branch disbursed 46.55 million yuan loan for the city's 'old-for-new' housing program, the first loan in Sichuan province supporting purchase of second-hand homes as government-subsidized rental housing.宜宾分行发放4655万元贷款支持当地商品房“以旧换新”项目,为全省首笔支持购买二手房作为保障性租赁住房的贷款。
2026-04-27Ningbo branch landed its first interbank pledged deposit business of 100 million yuan for 6 months, marking a breakthrough in light-capital interbank products.宁波分行落地首笔亿元级同业质押式存款业务,金额1亿元、期限6个月,实现该领域“零的突破”。
2026-04-27Ningbo branch issued first 'Startup Loan' of 10 million yuan (pure credit) to a high-tech semiconductor materials company, supporting new quality productive forces.宁波分行发放首笔“初创贷”1000万元(纯信用),支持半导体材料高新技术企业。
2026-04-29Postal Savings Bank of China (PSBC) reported Q1 2026 results: revenue RMB 96.162 billion (+7.61% YoY), net profit RMB 25.846 billion (+1.91% YoY), NIM 1.65%, NPL ratio 0.99%.邮储银行公布2026年第一季度业绩:营业收入961.62亿元(同比增长7.61%),净利润258.46亿元(同比增长1.91%),净息差1.65%,不良贷款率0.99%。
2026-04-29PSBC's agricultural loan balance reached RMB 2.63 trillion and inclusive small-micro enterprise loan balance RMB 1.90 trillion by end-Q1 2026.邮储银行涉农贷款余额2.63万亿元,普惠型小微企业贷款余额1.90万亿元。
2026-04-29PSBC Qingdao branch held the 3rd 'Youkechuang' (邮科创) event, jointly launching 'Guan You Hui Qi' (关邮惠企) with Qingdao Customs and 'Min Rong Tong' (民融通) with Qingdao Federation of Industry and Commerce.邮储银行青岛分行举办第三届'邮科创'活动,与青岛海关联合发布'关邮惠企',与青岛市工商联联合发布'民融通'。
2026-04-30PSBC Jiuquan branch fined RMB 250,000 by local NFRA for inadequate loan 'three checks' (三查); two employees also penalized.邮储银行酒泉市分行因贷款'三查'不尽职被酒泉金融监管分局罚款25万元,两名员工被警告并罚款。
2026-04-30PSBC Anyang branch fined RMB 450,000 by local NFRA for issuing fixed-asset loans to PPP projects lacking 'four certificates' and inadequate loan checks; five employees warned.邮储银行安阳市分行因向'四证'不全的PPP项目发放固定资产贷款及贷款'三查'不到位被安阳金融监管分局罚款45万元,五人被警告。
2026-04-30PSBC Fushun Xincheng Road branch renamed to Fushun Yucheng Road branch, approved by local NFRA.邮储银行抚顺市新城路支行更名为抚顺市裕城路支行,获抚顺监管分局批复。
2026-04-30PSBC completed absorption and merger of its wholly-owned subsidiary Youhuijia Bank (邮惠万家银行), with cancellation registration approved by Shanghai market regulator.邮储银行完成对全资子公司邮惠万家银行的吸收合并,上海市市场监督管理局准予注销登记。
2026-04-30PSBC Shaoguan branch granted RMB 2 billion in new credit lines to Shaoguan Machinery Industry Association and Auto Parts Industry Association.邮储银行韶关市分行向韶关市机械行业协会和汽车零部件行业协会各新增意向授信10亿元,合计20亿元。
2026-05-01Postal Savings Bank of China completed registration of capital increase, with registered capital rising from RMB 99,161,076,038 to RMB 120,095,053,492 (+21.1%), approved by NFRA on 2 April 2026.邮储银行完成注册资本变更登记,注册资本由人民币99,161,076,038元增至120,095,053,492元(增幅21.1%),于2026年4月2日获国家金融监督管理总局核准。
2026-05-01Postal Savings Bank of China reported 1Q26 results: total assets reached RMB 19.51 trillion, customer loans exceeded RMB 10 trillion, deposits reached RMB 17 trillion; net profit attributable to shareholders was RMB 25.726 billion, up 1.9% YoY; NPL ratio rose 4bp QoQ to 0.99%.邮储银行发布一季度业绩:总资产达19.51万亿元,客户贷款突破10万亿元,存款达17万亿元;归母净利润257.26亿元,同比增长1.9%;不良贷款率环比上升4个基点至0.99%。
2026-05-06Postal Savings Bank of China completed the absorption and merger of its wholly-owned subsidiary, Zhongyou Youhui Wanjia Bank (Youhui Wanjia Bank); the subsidiary's business registration has been cancelled, and the bank completed the corresponding industrial and commercial changes.邮储银行完成对全资子公司中邮邮惠万家银行的吸收合并,该子公司企业登记注销手续已办理完毕,银行同步完成工商变更登记。
2026-05-07Anyang branch of Postal Savings Bank of China was fined RMB 450,000 by the NFRA Anyang Regulatory Office for granting fixed-asset loans to a PPP project with incomplete 'four certificates' and inadequate loan 'three checks'.邮储银行安阳市分行因向'四证'不全的PPP项目发放固定资产贷款、贷款'三查'不到位,被国家金融监督管理总局安阳监管分局罚款45万元。
2026-05-07Qiannan branch of Postal Savings Bank of China signed a strategic cooperation agreement with the Qiannan Jiangxi Chamber of Commerce, granting an overall pre-credit line of RMB 1 billion to member enterprises.邮储银行黔南州分行与黔南州江西商会签署战略合作协议,向商会会员企业整体预授信10亿元。
2026-05-09Ningbo branch of Postal Savings Bank of China successfully issued the first 'Small-Micro Easy Loan De-nucleated Supply Chain Model' loan, providing a credit loan of RMB 1.82 million to a home appliance upstream SME.邮储银行宁波分行成功落地首笔'小微易贷脱核产业链模式'业务,为一家家电产业链上游小微企业发放信用贷款182万元。
2026-05-11Postal Savings Bank of China's Fuyang branch and Ping An Property & Casualty Insurance Funan branch jointly launched an 'agricultural insurance + credit' model in Funan County, using insurance policies as credit enhancement for low-interest loans to farmers.邮储银行阜南支行与平安产险阜南支公司在阜南县会龙镇联合推出'农业保险+信贷'模式,以农业保险保单为增信手段发放低息贷款。
2026-05-12Dandong Xin'an Street sub-branch of Postal Savings Bank of China was approved by the NFRA Dandong Regulatory Office to terminate its business.邮储银行丹东市新安街支行获丹东金融监管分局批复同意终止营业。
2026-05-13Postal Savings Bank of China's software R&D center won the 2026 'National May 1st Labor Award'; it developed the 'Youzhi' large model, built an integrated AI service system covering 330+ financial scenarios, and optimized the digital RMB core system.邮储银行软件研发中心荣获2026年'全国五一劳动奖状';深耕'邮智'大模型,构建一体化AI服务体系覆盖330余项金融场景,优化数字人民币核心系统。
2026-05-14Ningbo branch of Postal Savings Bank of China successfully issued the first private investment special guarantee plan loan, providing RMB 10 million to a textile manufacturing SME, in partnership with a local SME financing guarantee company.邮储银行宁波分行成功落地首笔民间投资专项担保计划贷款,联合当地中小企业融资担保公司为一家纺织制造企业发放1000万元贷款。
2026-05-15Postal Savings Bank of China's Liupanshui branch disbursed RMB 15 million to a specialty food processing 'Specialized and New' enterprise using the national SME cash flow credit information sharing platform.邮储银行六盘水市分行依托全国中小微企业资金流信用信息共享平台,向一家特色食品加工'专精特新'企业发放1500万元贷款。
2026-05-15Postal Savings Bank of China deployed a large-scale AI computing cluster based on Huawei's Ascend 384 super nodes, becoming one of the first in the industry; it has launched 260+ AI application scenarios covering marketing, customer service, risk control, and office operations.邮储银行在同业中率先完成基于华为昇腾384超节点规模化部署,已开展260余项AI应用场景,覆盖营销、对客、风控、办公等领域。
2026-05-16Postal Savings Bank of China President Lu Wei met with China UnionPay Chairman Dong Junfeng in Beijing; both sides agreed to consolidate cooperation and jointly promote product upgrades.邮储银行行长芦苇在京会见中国银联董事长董俊峰,双方将巩固合作成果,共同推进产品升级。
2026-05-16Xiangcheng district sub-branch of Postal Savings Bank of China officially unveiled a 'Pension Finance Demonstration Outlet', featuring barrier-free facilities, senior-friendly smart devices, and anti-fraud education for the elderly.邮储银行芗城区支行'养老金融示范网点'正式揭牌,配备无障碍设施、大字版智能设备,并定期开展老年反诈宣传。
2026-05-18Jiangsu branch of Postal Savings Bank of China was fined RMB 1 million by the NFRA Jiangsu Office for irregularities in factoring and letter of credit businesses; Nanjing branch was fined RMB 400,000 for inadequate customer due diligence in bank acceptance draft business.邮储银行江苏省分行因违规办理融资租赁项下国内信用证等业务被罚100万元;南京市分行因银行承兑汇票业务客户调查不审慎被罚40万元。
2026-05-18Postal Savings Bank of China was approved by the China Financial Futures Exchange (CFFEX) as a designated custodian bank, bringing the total number of CFFEX custodian banks to 16.邮储银行获中国金融期货交易所批准成为指定存管银行,至此中金所指定存管银行增至16家。
2026-05-21Liupanshui branch of Postal Savings Bank of China successfully issued the first railway 'freight certificate' (运费证) business in Guizhou under the strategic cooperation framework with China State Railway Group, opening a RMB 20 million freight certificate for a local enterprise.邮储银行六盘水市分行在邮储与国铁集团战略合作框架下,落地贵州邮储系统首笔铁路'运费证'业务,为辖内企业开立2000万元铁路运费证。
2026-05-21Postal Savings Bank of China and the National Financing Guarantee Fund jointly issued a special notice to refine bank-guarantee cooperation and expand the special guarantee plan; branches in Shaanxi, Sichuan, and Shanxi disbursed guarantee loans totaling RMB 27 million to SMEs.邮储银行与国家融资担保基金联合印发专项通知,细化银担合作要求;陕西、四川、山西等分行向中小企业发放专项担保贷款合计2700万元。
2026-05-22Xiamen branch of Postal Savings Bank of China was fined a total of RMB 1,822,711 by the People's Bank of China Xiamen Branch for violations including breaching credit reporting regulations, occupying fiscal deposits, and failing to conduct proper customer due diligence.邮储银行厦门分行因违反征信管理规定、占压财政存款或资金、未按规定开展客户尽职调查等,被中国人民银行厦门市分行警告、通报批评并处罚款合计182.2711万元。
2026-05-26Postal Savings Bank of China's board approved the appointment of President Lu Wei as the Chief Compliance Officer, effective from 26 May 2026, making him concurrently serve as both President and Chief Compliance Officer.邮储银行董事会审议通过聘任行长芦苇兼任首席合规官,自2026年5月26日起生效,芦苇同时担任行长和首席合规官。
2026-05-26Postal Savings Bank of China's board approved the '2026 Quality and Efficiency Enhancement Action Plan', which includes optimizing the dividend mechanism (maintaining 30% cash dividend rate since 2018, implementing interim dividends from 2024, and offering H-share holders RMB dividend option from 2025).邮储银行董事会审议通过《2026年度'提质增效重回报'行动方案》,提出优化分红机制(2018年至今现金分红率保持30%,2024年起实施中期分红,2025年起赋予H股股东人民币派息选择权)。
2026-05-27Ningde branch of Postal Savings Bank of China signed a strategic cooperation agreement with PICC P&C Ningde branch to jointly provide risk protection and financial support for SMEs and farmers.邮储银行宁德市分行与中国人民财产保险股份有限公司宁德市分公司签署战略合作协议,共同为中小微企业和农户提供风险保障与金融支持。
2026-05-28Mengzhou sub-branch of Postal Savings Bank of China was warned and fined RMB 8,000 by the Jiaozuo Regulatory Office for losing its financial license due to poor management.邮储银行孟州市支行因管理不善导致金融许可证遗失,被焦作金融监管分局警告并处罚款0.8万元。
2026-05-28Zhoukou branch of Postal Savings Bank of China was fined RMB 750,000 by the NFRA Zhoukou Regulatory Office for project loan funds flowing back, inadequate post-lending management, and imprudent personal housing loan processing.邮储银行周口市分行因项目贷款资金回流、贷后管理不到位、个人住房贷款业务办理不审慎,被周口监管分局罚款75万元。
2026-05-29Guangzhou branch of Postal Savings Bank of China won the 'ESG Green Finance Pioneer Enterprise' award at the 2026 ESG and High-Quality Development Innovation Forum for its outstanding performance in green finance.邮储银行广州市分行在2026年ESG与高质量发展创新论坛上荣获'ESG绿色金融先锋企业'称号。
2026-06-01Postal Savings Bank of China (PSBC) Luochuan County branch launched the nationwide first pure-credit credit product for the apple industry, 'Apple Industry Credit Loan', based on an exclusive credit evaluation model built by the R&D center and the Agriculture, Rural Areas and Farmers Finance Department.邮储银行洛川县支行推出全国首款针对苹果产业的纯信用信贷产品“苹果信用产业贷”,由软件研发中心与三农金融事业部搭建专属信用评估模型。
2026-06-02PSBC Putian City branch disbursed the first 'Specialized and New SME Special Loan' in Putian City, 5 million yuan, to Putian Xinxiang Co., Ltd., under a 500 million yuan municipal government subsidy program.邮储银行莆田市分行向莆田市鑫祥股份有限公司发放莆田市首笔“专精特新中小企业专项贷款”500万元,该贷款属于总规模5亿元的市级财政贴息政策。
2026-06-02PSBC Liping County branch successfully opened a USD settlement account for a local full-industry-chain enterprise, achieving a milestone in cross-border financial services.邮储银行黎平县支行成功为辖内某全产业链企业开立美元结算账户,实现跨境金融服务里程碑式突破。
2026-06-02PSBC Guizhou branch deployed a self-developed smart campus system in Zhijin County, serving over 6,000 teachers, students, and parents with digital services for fee payment, notifications, and attendance.邮储银行贵州省分行自主研发的智慧校园系统在织金县上线,为超6000名师生及家长提供缴费、通知、考勤等数字化服务。
2026-06-02PSBC Qiannan Prefecture branch disbursed a 60 million yuan working capital loan to a local university to support teaching facility upgrades.邮储银行黔南州分行向辖区内高校精准投放6000万元流动资金贷款,用于教学设施更新。
2026-06-03PSBC announced that Song Xiaodong was approved by the National Financial Regulatory Administration (NFRA) to serve as a non-executive director, effective June 1, 2026, for a three-year term.邮储银行公告,国家金融监督管理总局核准宋晓东担任本行非执行董事,自2026年6月1日起任职,任期三年。
2026-06-03PSBC, together with Beijing Financial Asset Exchange and Dagong Global Credit Rating, held a 'Sci-Tech Innovation Bond Roadshow' for advanced manufacturing enterprises in Beijing, with eight manufacturing firms and over 40 investment institutions participating.邮储银行联合北京金融资产交易所、大公国际在北京举办先进制造业企业科创债专场路演交流会,八家制造业企业与四十余家投资机构到场。
2026-06-04PSBC announced a final dividend of 0.953 yuan per 10 shares, to be paid on August 19, 2026.邮储银行公告,将于2026年8月19日派发末期股息每10股0.953元。
2026-06-05PSBC Liangshan Prefecture branch disbursed a 3 million yuan working capital loan to Liangshan Fuyin Buckwheat Food Co., Ltd., achieving the first breakthrough in digital yuan credit e-loan scenario.邮储银行凉山州分行向凉山州福银苦荞食品有限公司发放300万元流动资金贷款,实现数字人民币信用e贷场景首次突破。
2026-06-05PSBC Xuan'en County Chunmuying Office was warned and fined 10,000 yuan by the Enshi Financial Regulatory Sub-bureau for losing its financial license due to poor management.邮储银行宣恩县椿木营营业所因管理不善导致金融许可证遗失,被恩施金融监管分局警告并罚款1万元。
2026-06-06PSBC Tianjin branch was fined 600,000 yuan for inadequate loan 'three checks' and granting personal business loans to public officials; PSBC Tianjin Free Trade Zone Sub-branch was fined 300,000 yuan for granting loans to non-qualifying fixed asset projects.邮储银行天津分行因贷款“三查”不尽职、向公职人员发放个人经营性贷款被罚60万元;天津自由贸易试验区分行因向不符合条件固定资产项目发放贷款被罚30万元。
2026-06-07PSBC announced that the product name of its personal business loan 'Credit User Loan' will be adjusted to 'Agriculture and Animal Husbandry Loan' (Nong Mu Dai), with no change in customer rights or agreements.邮储银行公告,将个人经营性贷款中的“信用户贷款”产品名称调整为“农牧贷”,原有客户的权利和义务不变。
2026-06-08PSBC Xiping County branch was fined 200,000 yuan by the Zhumadian Regulatory Sub-bureau for inadequate post-lending management leading to misappropriation of loan funds.邮储银行西平县支行因贷后管理不到位导致贷款资金被挪用,被驻马店监管分局罚款20万元。
2026-06-09PSBC announced the issuance of the 2026 Tier-2 Capital Bond (Tranche 1) (Bond Connect) on the interbank bond market, with a basic size of 30 billion yuan and an over-allotment option of up to 10 billion yuan.邮储银行公告,将在全国银行间债券市场发行2026年二级资本债券(第一期)(债券通),基本发行规模300亿元,附不超过100亿元的超额增发权。
2026-06-09Mu Guifeng was approved by the Pingdingshan Regulatory Sub-bureau to serve as the president of PSBC Pingdingshan City branch.穆桂峰获平顶山监管分局核准担任邮储银行平顶山市分行行长。
2026-06-10PSBC Qingdao branch launched a 'Sunshine Credit' culture campaign, with all credit staff signing a commitment letter, and actively cracking down on illegal intermediaries and 'black and gray' industries.邮储银行青岛分行启动“阳光信贷”文化建设活动,全体授信从业人员签署承诺书,并向非法贷款中介与“黑灰产”亮剑。
2026-06-10PSBC announced a major middle-level management reshuffle, including the transfer of Jilin branch president Bai Zhijun to Henan branch as vice president, and the appointment of Tang Huajian as Chongqing branch president, Shi Junbao as Zhejiang branch president, and Zhao Pingping as Hebei branch president.邮储银行进行中层人事调整,吉林省分行行长柏植军改任河南省分行副行长,唐华建任重庆分行行长,史军保任浙江省分行行长,赵平平任河北省分行行长。
2026-06-10PSBC Jiayuguan City branch launched the 'Guancheng Cultural Tourism Card', a dedicated financial product integrating 'finance + scenic spots + business districts' to boost the local night-time tourism economy.邮储银行嘉峪关市分行推出“关城文旅卡”,构建“金融+景区+商圈”融合服务新模式,赋能夜游经济发展。
2026-06-11Weaver Network Technology Co., Ltd. announced winning a bid for PSBC's '2026 New Functions of Integrated Office System Application Software Technology Development Project' with a bid amount of 4.12 million yuan.泛微网络科技股份有限公司公告中标邮储银行“综合办公系统2026年新增功能工程应用软件技术开发项目”,中标金额412万元。
2026-06-12PSBC Shandong branch listed a second batch of non-performing personal loan assets for sale, with a total book debt of 171 million yuan, involving 979 borrowers and 1,451 credit loans, all classified as loss assets.邮储银行山东省分行挂牌出让第二批个人不良贷款资产包,账面债权总额1.71亿元,涉及979名借款人、1451笔信用贷款,均为损失类。
2026-06-15PSBC signed consumption cooperation意向 agreements with its three designated帮扶 counties (Fenxi, Tongbai, Wushan), with a total procurement意向 amount exceeding 23 million yuan.邮储银行与山西汾西县、河南桐柏县、甘肃武山县三个定点帮扶县签署消费帮扶合作意向协议,采购意向金额超2300万元。
2026-06-17PSBC Qinghai branch activated an emergency plan after a 6.3-magnitude earthquake in Da Qaidam, Haixi Prefecture, ensuring all branches were operating normally with no employee casualties.青海海西州大柴旦发生6.3级地震后,邮储银行青海省分行启动应急预案,确认所有网点运营正常,无员工伤亡。
2026-06-18PSBC was rated 'Good' (the highest level) for the second consecutive year in the 2025 central unit designated帮扶 work performance evaluation by the Central Rural Work Leading Group.邮储银行在2025年度中央单位定点帮扶工作成效考核评价中连续第二年获最高等次“好”的评价。
2026-06-18PSBC Alxa League Wusitai Helan New District Office received approval to open for business, located in the Alxa League Economic and Technological Development Zone.邮储银行阿拉善盟乌斯太贺兰新区营业所获准开业,营业场所位于内蒙古阿拉善盟经济技术开发区。
2026-06-22Postal Savings Bank Putian branch disbursed a 10 million yuan private investment special guarantee plan loan (24-month term) to Putian Xiyan Catering Management Co., supporting its 'Red Wedding Banquet' wedding tourism IP under a national 500 billion yuan quota policy.邮储银行莆田市分行为莆田市喜宴餐饮管理有限公司落地民间投资专项担保计划贷款1000万元(期限24个月),赋能“红喜宴”婚庆文旅IP,该计划配套5000亿元专项额度。
2026-06-23Anshan Regulatory Bureau approved the name change of Postal Savings Bank Anshan Jiupu Business Office to 'Anshan Jiefang East Road Business Office'.鞍山监管分局批复同意邮储银行鞍山市旧卜营业所更名为“鞍山市解放东路营业所”。
2026-06-24PSBC Yangzhou branch successfully launched the first digital yuan 'Yuan管家' smart contract prepayment product in the education and training sector in Yangzhou, in partnership with Yangzhou Ruichi Training Center.邮储银行扬州市分行成功推出扬州同业首个教培场景数字人民币“元管家”智能合约预付费产品,合作方为扬州睿驰培训中心。
2026-06-25PSBC Putian City branch disbursed a 10 million yuan loan under the private investment special guarantee plan to Putian Xiyan Catering Management Co., Ltd., supporting the local wedding and cultural tourism industry.邮储银行莆田市分行向莆田市喜宴餐饮管理有限公司落地民间投资专项担保计划贷款1000万元,支持本土婚庆文旅产业。
2026-06-25China Post Financial Asset Investment Co. (Zhongyou AIC), in coordination with Postal Savings Bank Fujian and Putian branches, completed its first AIC market-based debt-to-equity swap project in the region, investing 400 million yuan in a local recycled new materials leader (21.75kt recycled polyester filament capacity) to support green transformation.中邮金融资产投资公司联动邮储银行福建省分行、莆田市分行落地辖内首笔AIC市场化债转股项目,专项投放4亿元,赋能莆田再生新材料龙头企业(产能21.75万吨再生涤纶长丝)绿色转型。
2026-06-26PSBC announced that independent non-executive directors Wen Tiejun and Pan Yingli will resign effective June 30, 2026, due to term expiration.邮储银行公告,独立非执行董事温铁军、潘英丽因任期届满,自2026年6月30日起不再担任本行独立非执行董事职务。
2026-06-26At the 2025 annual general meeting, Vice President Niu Xinzhuang disclosed that the bank has deployed over 370 large-model AI application scenarios, with daily model calls exceeding 6 million and daily token input/output exceeding 10 billion, enhancing marketing, credit, and tech support.在2025年度股东会上,副行长牛新庄透露邮储银行已落地超370个大模型应用场景,日均调用超600万次,日均词元超百亿,赋能营销、信贷和科技支撑。
2026-06-26The 2025 annual profit distribution plan was approved at the AGM: A-share and H-share record date for final cash dividend is July 10, 2026; A-share payment on July 13, H-share on August 19.2025年度利润分配方案经股东会审议通过:A股及H股末期现金股利股权登记日为2026年7月10日,A股派息日7月13日,H股派息日8月19日。
2026-06-26China UnionPay and Postal Savings Bank jointly launched the 'Postal Savings Bank UnionPay Beijing-Tianjin-Hebei Theme Credit Card' in Beijing, targeting cross-city commuters and regional consumption under the national capital metropolitan area plan.中国银联与邮储银行在北京联合推出“邮储银联京津冀主题信用卡”,服务跨城通勤和区域消费,落实京津冀协同发展战略。
2026-06-27Postal Savings Bank announced the resignation of independent non-executive directors Wen Tiejun and Pan Yingli, effective immediately, with no disagreement with the board.邮储银行公告独立非执行董事温铁军、潘英丽离任,与董事会无不同意见。
2026-06-30Postal Savings Bank Longyan branch was fined 1.8 million yuan by the Longyan Financial Regulatory Bureau for inadequate pre-loan due diligence on personal business loans and poor management of the 'Jisudai' (online express loan) business.邮储银行龙岩市分行因个人经营性贷款贷前调查不尽职、极速贷(线上)业务管理不到位,被龙岩金融监管分局罚款180万元。
2026-07-01Longyan branch of Postal Savings Bank fined 1.8 million yuan by local regulator for inadequate pre-loan due diligence on personal business loans and poor management of online 'Jisu Dai' business; several individuals warned or fined.邮储银行龙岩市分行因个人经营性贷款贷前调查不尽职、极速贷(线上)业务管理不到位,被龙岩金融监管分局罚款180万元,多名责任人被警告或罚款。
2026-07-01Postal Savings Bank and open-source community openJiuwen launched an agent execution engine based on JiuwenSwarm, deployed in production for intelligence monitoring, risk warning, and tech insight scenarios.邮储银行联合openJiuwen开源社区推出基于JiuwenSwarm的智能体执行引擎,已在情报监测、风险预警、技术洞察等场景投入生产使用。
2026-07-03Postal Savings Bank, CITIC Bank, and China Chengxin Index jointly launched offshore RMB bond valuation and index products, covering over 90% of outstanding offshore RMB bonds.邮储银行、中信银行、中诚信指数联合发布离岸人民币债券估值与指数产品,覆盖超90%的离岸人民币债券存量。
2026-07-03Postal Savings Bank and China UnionPay launched the Beijing-Tianjin-Hebei themed credit card, the first regional card named after the area, with cross-city commuting and shopping discounts.邮储银行携手中国银联发布业内首张以“京津冀”命名的区域特色信用卡,配套跨城通勤、购物等立减权益。
2026-07-06Postal Savings Bank announced 2025 annual dividend of 0.0953 yuan per share (tax incl.), totaling 11.445 billion yuan; record date July 10, ex-dividend date July 13, 2026.邮储银行公布2025年年度权益分派方案,每股派发现金红利0.0953元(含税),共计约114.45亿元,股权登记日7月10日,除息日7月13日。
2026-07-07Chaoyang branch and Lingyuan sub-branch of Postal Savings Bank fined 1 million yuan each by Chaoyang Financial Regulatory Bureau for inadequate supervision of agency outlets and staff management.邮储银行朝阳市分行、凌源市支行因对代理营业机构经营行为监督管理不到位、从业人员管理不到位,分别被朝阳金融监管分局罚款100万元。
2026-07-07Fiberhome Communication's Changjiang Computing won the first share in Postal Savings Bank's 2026 AI computing cluster procurement project.烽火通信旗下长江计算以第一份额中标邮储银行2026年AI算力集群采购项目。
2026-07-08At the 2025 shareholders' meeting, Postal Savings Bank disclosed over 370 large model application scenarios, with daily model calls exceeding 6 million and daily tokens exceeding 10 billion.邮储银行在2025年度股东会上披露,已落地超370个大模型应用场景,日均大模型调用超600万次,日均Token超百亿。
2026-07-09Shaanxi Financial Regulatory Bureau approved Shi Xinyuan as vice president of Postal Savings Bank Shaanxi branch.陕西金融监管局核准施信远中国邮政储蓄银行陕西省分行副行长的任职资格。
2026-07-13Jintang County sub-branch of Postal Savings Bank fined 500,000 yuan by Sichuan regulator for loan management failure; two responsible individuals banned from banking for 6 and 4 years respectively.邮储银行金堂县支行因贷款管理失职被四川监管局罚款50万元,责任人张轩被禁业6年、谢熠被禁业4年。
2026-07-17Postal Savings Bank issued its first carbon-neutral themed green bond, 5 billion yuan in two tranches (3-year fixed at 1.46% for 2 billion yuan; 3-year floating at 1.48% for 3 billion yuan), with 3.99x oversubscription from 71 institutions.邮储银行发行首期碳中和主题绿色金融债券,规模50亿元,分两个品种(3年期固定利率1.46%共20亿元;3年期浮动利率首期1.48%共30亿元),全场认购倍数3.99倍,71家机构参与。
2026-07-20Postal Savings Bank, China Post Securities, China Post Insurance Asset Management, China Post Wealth Management, and China Post Investment held a government-bank-enterprise symposium in Wuhan to promote integrated financial services for tech enterprises.邮储银行联合中邮证券、中邮保险资管、中邮理财、中邮投资在武汉举办政银企座谈交流会,推介“投贷联动、股债结合、全周期陪伴”综合金融服务模式。
2026-07-22Beihai city government signed a strategic cooperation framework agreement with China Post Guangxi and Postal Savings Bank Guangxi branch covering logistics, rural revitalization, finance, culture and tourism, and digital applications.北海市人民政府与中国邮政广西分公司、邮储银行广西区分行签署战略合作框架协议,涵盖快递物流、乡村振兴、金融服务、文化旅游和数字应用等领域。
2026-07-27Wangqing County sub-branch of Postal Savings Bank fined 400,000 yuan by Yanbian Regulatory Branch for employee embezzlement.邮储银行汪清县支行因员工职务侵占被延边监管分局罚款40万元。
2026-07-27Postal Savings Bank launched the 'Baihang Qianye, Xinzhi Youwo' initiative and 'Bridge' comprehensive financial service plan, having served over 53,000 enterprises in nearly 100 advanced manufacturing clusters with total funding exceeding 300 billion yuan.邮储银行发布“百行千业、新质邮我”专项行动及“Bridge”综合金融服务方案,已服务先进制造领域近百个特色产业集群超5.3万户企业,资金支持超3000亿元。
2026-07-28Kuitun Zhunge'er Road business office of Postal Savings Bank fined 80,000 yuan by Yili Financial Regulatory Branch for inadequate agency sales management.邮储银行奎屯市准噶尔路营业所因代理销售业务管理不到位被伊犁金融监管分局罚款8万元。
2026-07-28Postal Savings Bank Yibin Xuzhou district branch issued its first business license through a government-bank cooperation service point, enabling enterprise registration at bank outlets.邮储银行宜宾市叙州区支行通过“登记注册帮办代办服务点”发出首张营业执照,实现银行网点办理企业设立登记。
2026-07-29Liang Weiye, former vice president of Gansu branch, appointed Party Secretary and proposed president of Qingdao branch; Yu Feng appointed president of Tianjin branch.原甘肃省分行副行长梁伟业出任青岛市分行党委书记、拟任行长;俞峰出任天津分行行长。
2026-07-30Liupanshui branch of Postal Savings Bank disbursed a 196 million yuan working capital loan to a local coal enterprise to ease liquidity pressure.邮储银行六盘水市分行向辖内某煤炭企业投放1.96亿元流动资金贷款,缓解企业资金周转压力。
2026-08-03Postal Savings Bank of China (PSBC) launched 'Start-up Loan' (Chuchuang Dai), a credit product for early-stage tech firms that uses talent-based assessment instead of traditional financial metrics, part of its 'U Yichuang' sci-tech finance system.中国邮政储蓄银行发布科创金融专属产品“初创贷”,摒弃传统以财务指标为主的授信模式,依托科技人才开展授信评价,是“U益创”科技金融产品服务体系的重要组成部分。
2026-08-03PSBC Guangxi branch, with China Post Guangxi and Guangxi Nongtou Nongmaotong Technology, launched the China-ASEAN Fruit Trading Center online platform, integrating origin tracing, customs clearance, warehousing, logistics, and settlement services.邮储银行广西区分行联合中国邮政广西分公司、广西农投农贸通科技有限公司,上线中国—东盟水果交易中心线上交易平台,提供产地溯源、报关通关、仓储物流、交易结算等全链条服务。
2026-08-07PSBC's Manas County sub-branch in Xinjiang was fined RMB 200,000 by the Changji financial regulator for inadequate credit business management.因信贷业务管理不到位,邮储银行玛纳斯县支行被昌吉金融监管分局罚款20万元。
2026-08-07PSBC Fujian provincial branch was fined RMB 2.4 million by the Fujian financial regulator for multiple violations including poor agricultural loan data management, inadequate online 'Jisu Dai' business management, and non-compliant housing loan pre-loan investigations.因涉农贷款数据管理不到位、极速贷(线上)业务管理不到位、个人住房贷款贷前调查不尽职等多项违规,邮储银行福建省分行被福建金融监管局罚款240万元。
2026-08-12The Hunan Zhuzhou financial regulator approved Zeng Weihuo as vice president of PSBC Zhuzhou City branch.国家金融监督管理总局株洲监管分局核准曾维火中国邮政储蓄银行株洲市分行副行长的任职资格。
2026-08-14The Qiandongnan financial regulator approved Zhang Hao as vice president of PSBC Qiandongnan Prefecture branch.黔东南金融监管分局核准张豪中国邮政储蓄银行黔东南州分行副行长的任职资格。
2026-08-14PSBC Tianjin Hexi Sishuidao sub-branch became Tianjin's first bank-based marriage registration point, co-built with the Hexi District Civil Affairs Bureau, open Wednesday and Thursday mornings.邮储银行天津河西区泗水道支行成为天津市首家银行内结婚登记点,由河西区民政局与邮储银行天津分行共建,每周三、周四上午开放。
2026-08-17PSBC Shandong branch connected its systems with Shandong Agricultural Development Credit Guarantee Co. for digital agricultural loans; PSBC also launched products like 'Nongmu Dai' in Heilongjiang, 'Youmian Kuai Dai' in Xinjiang (serving 5,600 cotton farmers), and 'Fushe Moyu Dai' in Shaanxi.邮储银行山东省分行与山东省农业发展信贷担保有限责任公司系统直连;在黑龙江推出“农牧贷”,在新疆推出“邮棉快贷”(服务棉农超5600户),在陕西推出“富硒魔芋贷”。
2026-08-17PSBC Chengdu Qionglai sub-branch issued RMB 3 million 'Nongmu Dai' loan to Chengdu Black Pig King Ruilin Agriculture Co., a collateral-free, guarantee-free credit product for the largest ecological black pig breeding base in southwest China.邮储银行成都邛崃支行向成都市黑猪王瑞林农业有限公司发放300万元“农牧贷”,该产品免担保、免抵押、纯信用,支持西南地区最大生态黑猪养殖基地。
2026-08-17PSBC Qianxinan Prefecture branch's personal finance department was named 'Model Unit for Patriotism and Supporting the Military', having issued 14,900 veteran preferential treatment cards and over RMB 23 million in military entrepreneurship loans.邮储银行黔西南州分行个人金融部获评全州“爱国拥军模范单位”,累计发放退役军人优待证1.49万张,投放军创信贷超2300万元。
2026-08-19PSBC Qianxi City sub-branch relocated to a new site, with deposits and loans nearing RMB 5 billion and over 300,000 customers served; local company Guizhou Jiancheng Weizhiyuan Food Trade received RMB 46 million in credit.邮储银行黔西市支行迁入新址,各项存贷款余额接近50亿元,累计服务客户超30万户;贵州建成味之源食品贸易有限公司获4600万元专项授信。
2026-08-19PSBC Yunnan branch's 'Jisu Dai + Nongmu Dai + Xiaowei Yi Dai' product matrix supported the nut industry in Changning, Baoshan, with cumulative lending of RMB 150 million across the chain.邮储银行云南省分行创新推出“极速贷+农牧贷+小微易贷”产品矩阵,保山市分行全链条累计放款1.5亿元,支持昌宁坚果产业。
2026-08-19PSBC announced a one-day fee discount on its 'Zhi Zi Zhi Shou' custom debit card on Qixi Festival (Aug 19), reducing the service fee from RMB 80 to RMB 13.14 per card.邮储银行在七夕节(8月19日)当天对“执子之手”定制卡面借记卡业务服务费用实行优惠,由80元/卡优惠至13.14元/卡。
2026-08-22PSBC raised the annual subsidy cap for personal consumption loans and credit card installment interest subsidies from RMB 3,000 to RMB 5,000 per borrower.邮储银行将每名借款人可享受的个人消费贷款和信用卡分期业务累计贴息上限由每年3000元提高至每年5000元。
2026-08-24PSBC exercised its right to fully redeem its RMB 50 billion tranche of 10-year Tier-2 capital bonds issued in August 2021, after receiving no-objection from the National Financial Regulatory Administration.邮储银行行使赎回权,全额赎回2021年8月发行的500亿元10年期二级资本债券(品种一),已获国家金融监督管理总局无异议复函。
2026-08-25PSBC announced it will fully integrate its 'PSBC Credit Card APP' services into the main 'PSBC APP', with the credit card app ceasing all services from November 25, 2026.邮储银行将“邮储信用卡APP”全部服务整合至“邮储银行APP”,自2026年11月25日24时起邮储信用卡APP全面停止服务。
2026-08-26PSBC raised the loan size cap for service industry business entities eligible for interest subsidies from RMB 10 million to RMB 20 million per year, effective August 1, 2026.邮储银行将单户服务业经营主体贷款贴息的贷款规模上限由每年1000万元提高至2000万元,自2026年8月1日起施行。
2026-08-26The Chizhou financial regulator approved Ling Daishan as president of PSBC Chizhou City branch.国家金融监督管理总局池州监管分局核准凌代山中国邮政储蓄银行池州市分行行长的任职资格。
2026-08-26PSBC announced that independent non-executive directors Wen Tiejun and Pan Yingli stepped down on June 30 due to term expiry, also leaving various board committee positions.邮储银行发布董事离任公告,独立非执行董事温铁军、潘英丽因任期届满,自6月30日起不再担任该行独立非执行董事职务,并卸任董事会下属多个专门委员会相关职务。
2026-08-27PSBC Tibet branch activated emergency response after a mudslide disaster in Gyirong County, Shigatse, setting up disaster relief service windows and offering loan extensions and reduced-principal renewals for affected customers.因尼泊尔一侧泥石流灾害造成吉隆口岸人员伤亡,邮储银行西藏区分行启动应急响应,设立“救灾服务窗口”,为受灾贷款客户提供贷款展期、减额续贷等纾困措施。
Legal & Investigation法律与调查 17 · 2024-01-25 → 2026-07-17
Lawsuits, investigations, and disciplinary actions against individuals.针对个人的诉讼、调查和纪律处分。
2024-01-25PSBC Liqian County Branch became a person subject to enforcement for 1 million yuan due to refusing to assist a court in freezing and deducting deposits; the branch head was detained for 15 days and fined 100,000 yuan.邮储银行礼泉县支行因拒不协助法院冻结扣划存款被列为被执行人100万元,负责人被拘留15日罚款10万。
2024-05-07Former China United Network Communications Group executive Li Guohua, who also served as PSBC Chairman, was sentenced to 16 years in prison for bribery (RMB 66.45 million) and abuse of power (state asset loss of RMB 49.96 million).中国联通原总经理李国华(曾任邮储银行董事长)因受贿6645万元、滥用职权造成国有资产损失4996万元,被判处有期徒刑16年。
2024-08-30Postal Savings Bank of China (PSBC) was involved in a new debit card dispute lawsuit filed on August 29, 2024, at the Dalian High-tech Industrial Park People's Court (case number: (2024) Liao 0293 Min Chu 13478).邮储银行于2024年8月29日在大连高新技术产业园区人民法院新增一件借记卡纠纷诉讼(案号:(2024)辽0293民初13478号)。
2024-11-26Former senior manager Ren Guoqing of PSBC Liaoning branch sentenced to 13 years for bribery and unexplained property; PSBC branches fined over RMB 8 million in H2 2024 for compliance violations.邮储银行辽宁省分行原资深经理任国庆因受贿、巨额财产来源不明被判13年;2024年下半年邮储多地分行因违规被罚没超800万元。
2024-12-31Zhang Jun, former senior senior manager of PSBC, was sentenced to 10 years and 3 months in prison and fined 1 million yuan for accepting bribes totaling over 10.12 million yuan.中国邮政储蓄银行原高级资深经理张军因受贿1012万余元,被判处有期徒刑十年三个月,并处罚金人民币一百万元。
2025-03-13Liu Xin, senior business expert of Zhongyou Wealth Management, is under investigation for serious disciplinary and legal violations by PSBC discipline inspection and Jinan supervision.中邮理财有限责任公司高级业务专家刘鑫涉嫌严重违纪违法,正接受邮储银行纪委纪律审查和济南市监委监察调查。
2025-03-14Former PSBC Personal Finance Department General Manager Liu Xin was investigated by the regulator while serving at Zhongyou Wealth Management.原邮储银行个人金融部总经理刘鑫在中邮理财被查。
2025-05-31A savings deposit contract dispute case against PSBC (case no. (2025) Yu 1325 Min Chu 1611) is withdrawn by the plaintiff, with the court issuing a ruling on March 24, 2025.邮储银行作为被告的储蓄存款合同纠纷案(案号:(2025)豫1325民初1611号)被原告撤回起诉,法院于2025年3月24日作出裁定。
2025-07-02Zhang Xuesong, former Party Secretary and President of PSBC Hubei Branch, was expelled from the Party and dismissed from public office for serious violations of discipline and suspected bribery.邮储银行湖北省分行原党委书记、行长张雪松因严重违纪违法被开除党籍和公职,涉嫌受贿犯罪。
2025-09-04PSBC Hubei branch former head Zhang Xuesong investigated for serious duty violations including accepting bribes in credit granting and loan rate reduction.邮储银行湖北省分行原行长张雪松被查,涉嫌在银行授信、贷款降息等方面受贿。
2025-10-14Lv Zhouqian, former deputy general manager of PSBC's Henan Branch, is under investigation for suspected serious disciplinary and legal violations by the PSBC disciplinary inspection team and the Henan Xinxiang City Supervisory Commission.中国邮政储蓄银行河南省分行原党委委员、副行长吕周谦涉嫌严重违纪违法,目前正接受中国邮政储蓄银行纪委纪律审查和河南省新乡市监察委员会监察调查。
2026-02-28Jin Chunhua, former Party Secretary and President of PSBC Henan Branch, is under investigation for serious violations of discipline and law by the Central Commission for Discipline Inspection (CCDI) and Henan Provincial Supervision Commission.邮储银行河南省分行原党委书记、行长金春花涉嫌严重违纪违法,正接受中央纪委国家监委驻中国邮政集团纪检监察组和河南省监委纪律审查和监察调查。
2026-03-07Jin Chunhua, former Party Secretary and President of PSBC Henan Branch, is under disciplinary review and investigation for suspected serious violations of discipline and law.邮储银行河南省分行原党委书记、行长金春花因涉嫌严重违纪违法接受纪律审查和监察调查。
2026-03-16Dongjiang Environmental (00895.HK) announced it fulfilled its guarantee obligation to PSBC for subsidiary Mianyang Dongjiang, paying 21.3355 million yuan in principal and interest due to the subsidiary's inability to repay a 260 million yuan loan.东江环保公告称,因控股子公司绵阳东江无法偿还邮储银行贷款,公司履行担保代偿责任,支付本金及利息2133.55万元。
2026-07-17Disciplinary inspection通报 exposed Liu Honghai, former Party Secretary and Chairman of Youhui Wanjia Bank, for violating central eight-point regulations, including accepting gifts and having subordinates bear personal expenses.中纪委驻中国邮政集团纪检监察组通报原邮惠万家银行党委书记、董事长刘宏海违反中央八项规定精神,违规收受礼品、由下属承担个人费用等问题。
Shareholder & Stake Changes股东与持股变动 27 · 2024-10-18 → 2026-04-09
Changes in shareholdings by major investors and related disclosures.主要投资者持股变动及相关披露。
2024-10-18Li Ka-shing and his son Victor Li reduced their H-share holdings in PSBC by approximately 101 million shares on October 14 and 17, 2024, for about HKD 475 million, lowering their stake from 9.03% to 7.96%.李嘉诚及李泽钜于2024年10月14日和17日减持邮储银行H股约1.01亿股,套现约4.75亿港元,持股比例由9.03%降至7.96%。
2024-10-21Li Ka-shing and his son Victor Li Tzar-kuoi reduced their stake in PSBC H-shares by approximately 101 million shares between October 14 and 17, 2024, at an average price of HKD 4.6711-4.7375 per share, netting about HKD 475 million. Their holding dropped from 9.03% to 7.96%.李嘉诚及李泽钜于2024年10月14日至17日期间,以每股均价4.6711至4.7375港元减持邮储银行H股约1.01亿股,套现约4.75亿港元,持股比例由9.03%降至7.96%。
2024-10-30Li Ka-shing and Victor Li Tzar-kuoi further reduced their PSBC H-share stake on October 30, selling about 20.153 million shares at HKD 4.6294 each, netting about HKD 93.3 million. Their total holding dropped to 5.97% after four rounds of减持 in October, totaling over 157 million shares and over HKD 733 million.李嘉诚及李泽钜于10月30日以每股均价4.6294港元减持邮储银行H股约2015.3万股,套现约9329.63万港元。10月内四次减持累计超1.57亿股,涉资超7.33亿港元,持股比例降至5.97%。
2024-11-01Li Ka-shing and his son Victor Li reduced their H-share holdings in Postal Savings Bank of China (PSBC) by approximately 20.153 million shares at an average price of HKD 4.6294 per share, totaling about HKD 93.2963 million. Their stake dropped to 5.97%.李嘉诚及李泽钜父子以均价4.6294港元/股减持邮储银行H股约2015.3万股,涉资约9329.63万港元,持股比例降至5.97%。
2024-12-12Li Ka-shing and his son Victor Li sold 20.82 million H-shares of PSBC at an average price of HKD 4.5408 per share, reducing their stake from 5.07% to 4.96%.李嘉诚及李泽钜以每股4.5408港元均价减持邮储银行2082万H股,持股比例由5.07%降至4.96%。
2024-12-20Himalaya Capital, managed by Li Lu, reduced its stake in PSBC H-shares by a total of 9.6209 million shares in the second half of the year.李录管理的喜马拉雅资本下半年累计减持9620.9万股邮储银行H股股份。
2024-12-23Himalaya Capital, managed by Li Lu, sold 20 million H-shares of PSBC on December 6, reducing its stake to approximately 1.178 billion shares; the fund has cumulatively sold about 96.209 million H-shares in the second half of 2024.李录旗下的喜马拉雅资本于12月6日场内抛售2000万股邮储银行H股,持股降至约11.78亿股;该机构2024年下半年已累计减持约9620.9万股H股。
2024-12-31Ping An Insurance (Group) Company purchased 15 million H-shares of PSBC at HK$4.4922 per share on December 27, increasing its stake to 5.00%.中国平安于12月27日以每股4.4922港元购入1500万股邮储银行H股,持股比例升至5.00%。
2025-01-15Ping An Life Insurance disclosed that its entrusted funds, managed by Ping An Asset Management, invested in PSBC H-shares, reaching 5% of PSBC's H-share capital on Jan 8, triggering a disclosure.平安人寿公告,平安资管受托平安人寿资金投资于邮储银行H股股票,于2025年1月8日达到邮储银行H股股本的5%,触发举牌。
2025-02-11Ping An Asset Management increased its stake in PSBC (H-share) by 16.082 million shares on Feb 6, raising its holding from 5.97% to 6.05%, at an average price of HKD 4.612, costing approximately HKD 74.17 million.平安资管于2月6日增持邮储银行H股1608.2万股,持股比例由5.97%升至6.05%,均价4.612港元,涉资约7417万港元。
2025-02-12China Ping An Insurance Group increased its stake in PSBC (H-share) by 24.818 million shares on Feb 7, at an average price of HKD 4.5758, costing approximately HKD 114 million, raising its holding to 6.09%.中国平安于2月7日增持邮储银行H股2481.8万股,每股作价4.5758港元,总金额约1.14亿港元,持股比例升至6.09%。
2025-02-27China Ping An Insurance Group further increased its stake in PSBC (H-share) by 13.084 million shares on Feb 20, at an average price of HKD 4.9195, costing approximately HKD 64.37 million, raising its holding from 6.94% to 7.00%.中国平安于2月20日进一步增持邮储银行H股1308.4万股,均价4.9195港元,涉资约6436.67万港元,持股比例由6.94%升至7.00%。
2025-03-24Ping An Insurance increased its stake in PSBC H-shares, with its shareholding ratio rising from 8.97% to 9.07% on March 19.中国平安在邮储银行H股持股比例于3月19日从8.97%升至9.07%。
2025-03-26Ping An Life Insurance spent about HK$107 million to increase its stake in PSBC H-shares, raising its holding to 9.02% on March 21.平安人寿于3月21日耗资约1.07亿港元增持邮储银行H股,持股比例升至9.02%。
2025-05-29Ping An Life increases its stake in PSBC H-shares by approximately HK$98.83 million, acquiring 19.37 million H-shares, raising its holding to 11.02% of total H-shares.平安人寿斥资约9883万港元增持邮储银行1937万股H股,持股比例升至H股总股份的11.02%。
2025-06-19Ping An Life increased its stake in Postal Savings Bank of China H-shares to over 12%, having accumulated approximately 1.41 billion shares for about 7 billion HKD since January.平安人寿增持邮储银行H股,持股比例突破12%,自1月以来累计增持约14.1亿股,耗资约70亿港元。
2025-06-30Ping An Insurance increased its stake in Postal Savings Bank's H-shares to 13.01%, according to HKEX filings.据港交所文件披露,中国平安对邮储银行H股的持股比例增加至13.01%。
2025-07-04Ping An Life Insurance increased its stake in PSBC H-shares by 22.446 million shares on June 30, spending approximately HKD 123 million, raising its total H-share holding to over 13%.平安人寿于6月30日增持邮储银行H股2244.6万股,涉资约1.23亿港元,持股占H股总数突破13%。
2025-07-18Ping An Asset Management increased its stake in PSBC from 13.94% to 14.05%.平安资产管理公司在邮储银行的持股比例从13.94%提高到14.05%。
2025-07-25Ping An Life Insurance increased its stake in PSBC H-shares by 22.909 million shares on July 22, spending approximately HKD 132 million, raising its total H-share holding to 14.10%.平安人寿于7月22日增持邮储银行H股2290.9万股,涉资约1.32亿港元,持股比例升至14.10%。
2025-08-05Ping An Insurance (Group) increased its stake in PSBC's H-shares by 9.357 million shares at approximately HKD 5.51 per share, raising its total holding to 15.02%.中国平安增持邮储银行H股935.7万股,每股约5.51港元,持股比例升至15.02%。
2025-08-08Ping An Life Insurance increased its stake in PSBC's H-shares on August 8, purchasing about 14 million shares at an average price of HKD 5.6830, raising its holding to 15.05% and triggering a disclosure.平安人寿于8月8日增持邮储银行H股约1400万股,每股均价5.6830港元,持股比例升至15.05%,触发举牌。
2025-09-05Ping An Insurance increased its stake in PSBC H-shares via market purchase, raising its holding to 16.01%.中国平安通过市场增持邮储银行H股股份,持股比例升至16.01%。
2026-03-18PSBC announced that 5.405 billion A-share restricted shares held by its controlling shareholder, China Post Group, will be unlocked and listed for trading on March 25, 2026, accounting for 4.5% of total share capital.邮储银行公告,控股股东中国邮政集团持有的约54.05亿股限售股将于2026年3月25日解禁上市流通,占总股本4.5%。
2026-03-25PSBC's 5.405 billion restricted A-shares from a private placement became eligible for listing and trading on the Shanghai Stock Exchange.邮储银行非公开发行A股限售股54.05亿股于2026年3月25日上市流通。