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Data asset & element finance数据资产与要素金融
5 · 2024-01-03 → 2025-12-12
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Research reports, industry standards, and product development related to data asset valuation and trading.与数据资产估值和交易相关的研究报告、行业标准及产品开发。
2024-01-03China Everbright Bank released the 'Research Report on Commercial Bank Data Element Financial Products and Services', exploring data asset custody, credit, securitization, and scenario finance.光大银行发布《商业银行数据要素金融产品与服务研究报告》，探索数据资产托管、信贷、证券化及场景金融。
2024-03-29CEB Bank, as lead compiler, released the banking industry standard 'Guidelines for Data Asset Valuation' with 12 other banks including ICBC and ABC.光大银行牵头编制的《银行业数据资产估值指南》团体标准发布，工行、农行等12家银行参与。
2024-12-09CEB Bank jointly released the 'Public Data Resource On-Exchange Trading Model Research Report' with Beijing, Shanghai, Guangzhou, Shenzhen, and Guiyang data exchanges, and launched the 'Enterprise Data Asset Valuation Tool'.光大银行联合北京、上海、广州、深圳、贵阳数据交易所发布《公共数据资源场内交易模式研究报告》，并发布“企业数据资产估值工具”。
2025-12-06CEB BANK-A held a data element research seminar, releasing results on public data authorization operation and cost accounting, exploring AI and digital twin applications.光大银行举办数据要素研究成果研讨会，发布公共数据授权运营及成本核算研究成果，探索AI与数字孪生应用。
2025-12-12CEB Bank held the 2025 Data Element Research Results Seminar, releasing research on public data authorization and cost accounting, and its self-developed 'Enterprise Data Asset Valuation Tool'.光大银行举办2025年数据要素研究成果研讨会，发布公共数据授权运营及成本核算研究成果，以及自研“企业数据资产估值工具”。
Regulatory penalties & fines监管处罚与罚款
50 · 2024-01-05 → 2026-04-16
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Multiple branches fined by financial regulators for various compliance failures including credit management, AML, and data reporting.多家分行因信贷管理、反洗钱、数据报送等合规问题被金融监管机构处罚。
2024-01-05China Everbright Bank Urumqi branch fined 1.3 million yuan for issuing working capital loans not in compliance with prescribed purposes, issuing loans without designated purposes, and inaccurate asset risk classification; two sub-branches fined a total of 500,000 yuan.光大银行乌鲁木齐分行因发放不符合规定用途的流动资金贷款、发放无指定用途贷款、资产风险分类不准确被罚130万元；两家支行合计被罚50万元。
2024-01-17Huang Bin, assistant president of China Everbright Bank Xuzhou branch, fined 50,000 yuan and warned for inadequate post-lending management leading to credit funds not used as agreed.光大银行徐州分行行长助理黄滨因贷后管理不到位导致信贷资金未按约定用途使用被警告并罚款5万元。
2024-04-01China Everbright Bank Ningbo Branch fined 300,000 yuan by the National Financial Regulatory Administration for imprudent credit management.中国光大银行宁波分行因授信管理不审慎被国家金融监督管理总局罚款30万元。
2024-04-18China Everbank Jingzhou Branch fined 250,000 yuan by the Jingzhou Regulatory Bureau for issuing personal loans that did not meet conditions.光大银行荆州分行因发放不符合条件的个人贷款被荆州监管分局罚款25万元。
2024-04-24China Everbright Bank Yanbian Branch fined 300,000 yuan and relevant personnel warned for inadequate loan investigation, approval, and monitoring resulting in non-performing loans.光大银行延边分行因贷款三查不尽职形成不良贷款被罚30万元，相关责任人被警告。
2024-04-25China Everbright Bank Tonghua Branch fined 300,000 yuan by the Tonghua Regulatory Bureau for inadequate post-lending management.光大银行通化分行因贷后管理不到位被通化监管分局罚款30万元。
2024-04-30China Everbright Bank Jiangmen Branch fined 500,000 yuan, former branch president Chen Li fined 70,000 yuan and warned, for serious violations of prudent lending rules.光大银行江门分行因贷款业务严重违反审慎经营规则被罚50万元，原行长陈莉被警告并罚款7万元。
2024-05-07CEB Bank Jiangmen Branch fined 500,000 yuan by the National Financial Regulatory Administration for serious violations of prudent operation rules in loan business.光大银行江门分行因贷款业务严重违反审慎经营规则，被国家金融监督管理总局罚款50万元。
2024-05-24CEB Bank fined 200,000 yuan by the National Financial Regulatory Administration for inadequate internal control in complaint handling.光大银行因投诉处理内部控制不严，被国家金融监督管理总局罚款20万元。
2024-09-13CEB BANK-A Sanming branch was fined RMB 600,000 by NFRA Sanming Supervision Branch for failing to verify the authenticity of domestic letter of credit trade background and inadequate loan due diligence.光大银行三明分行因未尽职审查国内信用证贸易背景真实性、贷前调查不尽职等被国家金融监督管理总局三明监管分局罚款60万元。
2024-10-18CEB Bank Xiangyang Branch fined RMB 300,000 by NFRA for non-prudent real estate development loan management, with loan funds flowing back to borrower's related party.光大银行襄阳分行因房地产开发贷款管理不审慎、贷款资金回流借款人关联企业，被国家金融监督管理总局罚款30万元。
2024-11-08CEB BANK-A Zhengzhou Wenhua Road Sub-branch was warned and fined 4,500 yuan by the People's Bank of China Henan Branch for violating RMB circulation management regulations.光大银行郑州文化路支行因违反人民币流通管理规定，被中国人民银行河南省分行警告并罚款4500元。
2024-12-04CEB Bank Shanghai Dahua Sub-branch was fined RMB 1.5 million by the Shanghai regulator for serious violations of prudent operation rules in loan and letter of credit management.光大银行上海大华支行因贷款管理、信用证管理严重违反审慎经营规则被上海监管局罚款150万元。
2024-12-16CEB Bank Jiaozuo Branch was fined RMB 400,000 by the regulator for bundling deposits with loans, increasing corporate financing costs.光大银行焦作分行因存贷挂钩、增加企业融资成本被罚款40万元。
2024-12-24CEB Bank Yingkou Branch was fined RMB 600,000 by the regulator for inadequate pre-loan investigation and post-loan management.光大银行营口分行因贷前调查不尽职、贷后管理不到位被罚款60万元。
2024-12-25Three CEB Bank Shanghai sub-branches (Jing'an, Changli, and another) were fined a total of RMB 950,000 for serious violations of prudent loan management rules.光大银行上海静安支行、昌里支行等三家支行因贷款管理严重违反审慎经营规则合计被罚95万元。
2024-12-25CEB Bank Chongqing Branch was fined RMB 500,000 for inadequate 'three checks' in lending (loan pre-check, in-process check, post-loan check).光大银行重庆分行因贷款“三查”不到位被罚款50万元。
2025-01-20Yangzhou branch was fined 600,000 yuan by the Yangzhou Regulatory Office of the National Financial Regulatory Administration for using loan or discount funds as deposits or margin to inflate deposits.扬州分行因以贷款或贴现资金等转作存款或保证金虚增存款，被国家金融监督管理总局扬州监管分局罚款60万元。
2025-01-27Fined by the People's Bank of China for 11 violations including account management, clearing, anti-counterfeit currency, occupying fiscal deposits, credit information, and AML failures: confiscation of illegal income of 2.0177033 million yuan and a fine of 16.7706009 million yuan; multiple responsible individuals also fined.因违反账户管理、清算、反假货币、占压财政存款、信用信息、反洗钱等11项违法行为，被中国人民银行警告、没收违法所得201.77033万元、罚款1677.06009万元；多名责任人被罚。
2025-02-06China Everbright Bank was fined and confiscated a total of 18.7883 million yuan by the People's Bank of China for 11 violations including account management and transacting with unidentified customers.光大银行因违反账户管理规定、与身份不明客户交易等11项违规，被中国人民银行罚没合计1878.83万元。
2025-02-11China Everbright Bank Shanghai Branch was fined 1.5 million yuan for serious violations of prudent operation rules in employee behavior management; two employees were banned from banking for life.光大银行上海分行因员工行为管理严重违反审慎经营规则被罚150万元，两名员工被终身禁业。
2025-03-28CEB Bank Taizhou Sub-branch was fined 1.03 million yuan for violating financial statistics, anti-counterfeit currency, and customer identity identification regulations.光大银行台州支行因违反金融统计、反假货币及客户身份识别规定，被警告并罚款103万元。
2025-03-28CEB Bank Yangzhou Branch was fined 400,000 yuan for illegally issuing working capital loans; a former sub-branch deputy manager was banned from banking for 5 years.光大银行扬州分行因违规发放流动资金贷款被罚款40万元；一名原支行副行长被禁业五年。
2025-04-01CEB BANK-A's Taizhou branch fined 1.03 million yuan for violating financial statistics, anti-counterfeit currency, and customer identification rules.光大银行台州支行因违反金融统计、反假货币及客户身份识别规定被罚103万元。
2025-04-05CEB BANK-A Shenzhen branch fined 6.4 million yuan for credit management failures, concealing loan quality, and inadequate trade background checks on bill acceptance; former branch president Zhu Huimin and vice president Zou Jianxu banned from banking for life.光大银行深圳分行因授信管理不到位、掩盖贷款质量、票据承兑贸易背景审查不到位被罚640万元；原行长朱慧民、副行长邹建旭被终身禁业。
2025-04-18CEB BANK-A Huangshi branch fined 250,000 yuan for inadequate post-loan management leading to misappropriation of loan funds.光大银行黄石分行因贷后管理不尽职、贷款资金被挪用被罚25万元。
2025-06-06Five branches in Changchun were fined a total of 150 million yuan by Jilin Financial Regulatory Bureau for allowing non-bank personnel to sell insurance on premises and for handling insurance purchases on behalf of customers.长春五家支行因允许非银行从业人员在营业场所销售保险及代客操作购买保险，被吉林金融监管局合计罚款150万元。
2025-06-17Shenyang Branch was fined 2.2915 million yuan and given a warning by the PBOC Liaoning Branch for violations including anti-fraud, data reporting, customer identification, and credit information management.沈阳分行因违反金融统计、反电信诈骗、人民币流通、信用信息采集及客户身份识别等规定，被人民银行辽宁省分行警告并罚款229.15万元。
2025-06-20Shanghai Kongjiang Sub-branch was fined 5,000 yuan and warned by the Shanghai Financial Regulatory Bureau for losing its financial license.上海控江支行因遗失金融许可证，被国家金融监督管理总局上海监管局警告并罚款5000元。
2025-07-08China Everbright Bank Shenyang Branch was fined RMB 2.2915 million by the PBOC Liaoning Branch for violating financial statistics regulations and failing to perform customer identity verification obligations. Two responsible individuals were also fined.光大银行沈阳分行因违反金融统计相关规定、未按规定履行客户身份识别义务，被中国人民银行辽宁省分行警告并罚款229.15万元，两名责任人被罚。
2025-07-24Jiangsu Huai'an Everbright Village Bank, 70%-owned by China Everbright Bank, was fined RMB 26,000 by the PBOC Huai'an Branch for failing to establish internal anti-counterfeit currency management systems and procedures.光大银行持股70%的江苏淮安光大村镇银行因未按规定建立反假内部管理制度和操作规范，被中国人民银行淮安市分行警告并罚款2.6万元。
2025-08-20CEB BANK-A Chongqing Branch was fined RMB 300,000 by the Chongqing Financial Regulatory Bureau for inadequate post-discount management. Yuan Huan, then branch manager of Chongqing Daping Sub-branch, was issued a warning.光大银行重庆分行因贴现后管理不到位被重庆金融监管局罚款30万元，时任重庆大坪支行行长袁欢被警告。
2025-10-10China Everbright Bank Hangzhou Branch fined 3.9175 million yuan for 9 violations including violating financial statistics, account, merchant, anti-counterfeit currency, occupying fiscal deposits, credit information, customer identification, large-sum reporting, and transacting with unidentified customers.光大银行杭州分行因违反金融统计、账户、商户、反假货币、占压财政存款、信用信息、客户身份识别、大额交易报告、与身份不明客户交易等9项违规，被罚款391.75万元。
2025-10-10Ge Qiang, former president of China Everbright Bank Dandong Branch, banned from banking for 10 years due to serious failure in loan 'three checks' (pre-loan investigation, in-loan review, post-loan monitoring).时任光大银行丹东分行行长葛强因贷款“三查”严重不到位，被禁止从事银行业工作10年。
2025-10-18China Everbright Bank Ningbo Branch fined 1.71 million yuan for imprudent credit business management, non-standard agency sales, and inadequate employee management; three responsible individuals penalized.光大银行宁波分行因授信业务管理不审慎、代理销售业务管理不规范、员工管理不到位，被罚款171万元，三名责任人被处罚。
2025-10-22China Everbright Bank Beihai Branch fined 217,200 yuan for failing to perform customer identification obligations; relevant manager fined 11,700 yuan.光大银行北海分行因未按规定履行客户身份识别义务，被罚款21.72万元，相关责任人被罚款1.17万元。
2025-10-27China Everbright Bank fined 4.3 million yuan by the National Financial Regulatory Administration for inadequate IT outsourcing management and regulatory data misreporting.光大银行因信息科技外包管理不足、监管数据错报等违规，被国家金融监督管理总局处以430万元罚款。
2025-11-06Chen Xia, deputy general manager (presiding) of CEB BANK-A Yancheng branch, was warned and fined 50,000 yuan for imprudent credit business management.陈霞（时任光大银行盐城分行营业部副总经理（主持工作））因信贷业务管理不审慎被警告并罚款5万元。
2025-11-12CEB BANK-A Urumqi Altay Road sub-branch fined 250,000 yuan by Xinjiang Financial Regulatory Bureau for inadequate post-lending management; responsible person Liu Chao warned.光大银行乌鲁木齐阿勒泰路支行因贷后管理不到位被新疆金融监管局罚款25万元，责任人刘超被警告。
2025-12-07CEB Bank was penalized by the People's Bank of China (PBOC) for violations including account management and anti-counterfeit currency rules, receiving a warning, confiscation of 2.02 million yuan, and a fine of 16.77 million yuan.光大银行因违反账户管理、反假货币等规定，被中国人民银行警告，没收违法所得202万元，并处罚款1677万元。
2025-12-08CEB Bank Zhangzhou branch was fined 200,000 yuan by the Zhangzhou financial regulatory bureau for inadequate pre-loan investigation and post-loan management of working capital loans.光大银行漳州分行因流动资金贷款贷前调查不尽职、贷后管理不到位，被漳州金融监管分局罚款20万元。
2025-12-29CEB Bank Longyan branch was fined 1.15 million yuan by the NFRA Longyan bureau for inadequate pre-loan investigation and post-loan management of personal business loans, inadequate verification of down payment sources for mortgage loans, and inadequate post-loan management of working capital loans.光大银行龙岩分行因个人经营性贷款贷前调查不尽职、贷后管理不到位，个人住房按揭贷款首付款来源审核不到位，流动资金贷款贷后管理不到位，被国家金融监督管理总局龙岩监管分局罚款115万元。
2026-01-06CEB BANK-A Datong branch fined 400,000 yuan for inadequate post-loan management and imprudent forfaiting business management.光大银行大同分行因贷后管理不到位、福费廷业务管理不审慎被罚款40万元。
2026-01-06CEB BANK-A Cangzhou branch fined 350,000 yuan for inadequate mid-loan review.光大银行沧州分行因贷中审查不到位被罚款35万元。
2026-01-06CEB BANK-A Quanzhou branch fined 1.2 million yuan for inadequate pre-loan investigation and post-loan management on personal business and working capital loans.光大银行泉州分行因个人经营性贷款和流动资金贷款贷前调查及贷后管理不到位被罚款120万元。
2026-01-09CEB BANK-A Weihai branch fined 350,000 yuan for inadequate post-loan management of working capital loans.光大银行威海分行因流动资金贷款贷后管理不到位被罚款35万元。
2026-01-23CEB BANK-A Jiaozuo branch fined 600,000 yuan for inadequate post-loan management (credit funds returning to borrowers) and deposit-to-loan conversion inflating deposit/loan scale; two individuals warned.光大银行焦作分行因贷后管理不到位（信贷资金回流借款人）及以贷转存虚增存贷款规模被罚款60万元，两名责任人被警告。
2026-03-19CEB Bank branches received 6 administrative fines totaling over RMB 3 million in Q1 2026; in 2025, the bank received 46 fines totaling over RMB 36 million, covering credit, forex, AML, and employee management violations.光大银行分支机构2026年一季度领6张行政罚单、罚款超300万元；2025年共领46张罚单、被罚没超3600万元，涉及信贷、外汇、反洗钱、员工管理等领域。
2026-04-15CEB BANK-A Chongqing Branch was fined RMB 2.086 million by the People's Bank of China Chongqing Operations Office for violations including financial statistics, account management, cybersecurity, data security, and customer due diligence.光大银行重庆分行因违反金融统计、账户管理、网络安全、数据安全、客户尽职调查等规定，被中国人民银行重庆市分行警告并罚款208.6万元。
2026-04-16CEB BANK-A Hefei Branch was fined RMB 2.2557 million by the People's Bank of China Anhui Branch for seven violations including financial statistics, fintech management, anti-counterfeit currency, and anti-money laundering.光大银行合肥分行因违反金融统计、金融科技管理、反假货币、反洗钱等七项规定，被中国人民银行安徽省分行警告并罚款225.57万元。
Executive appointments & departures高管任命与离职
87 · 2024-01-08 → 2026-06-17
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A continuous stream of executive appointments, resignations, and board nominations at the head office and branch levels.总行及分行层面持续的高管任命、辞职和董事会提名。
2024-01-08Hu Quan'an approved as vice president of China Everbright Bank Anshan branch by the Anshan Regulatory Branch of the National Financial Regulatory Administration.胡全安获国家金融监督管理总局鞍山监管分局核准任中国光大银行鞍山分行副行长。
2024-01-09Wang Gang, president of China Everbright Bank Beijing branch, appointed as a member of the bank's Party Committee.光大银行北京分行行长王罡出任光大银行党委委员。
2024-01-10Wang Zhiheng, president of China Everbright Bank, has served as the bank's Party Committee Secretary since December 2023, separating the roles of Party Secretary and Chairman.光大银行行长王志恒自2023年12月起任该行党委书记，党委书记与董事长职位分设。
2024-01-29National Financial Regulatory Administration approved Wu Lijun as chairman of China Everbright Bank, effective January 29, 2024.国家金融监督管理总局于2024年1月29日核准吴利军担任光大银行董事长。
2024-01-30Liu Shudong approved as president of China Everbright Bank Meishan branch by the Meishan Regulatory Branch of the National Financial Regulatory Administration.刘蜀东获国家金融监督管理总局眉山监管分局核准任中国光大银行眉山分行行长。
2024-01-30Li Yun approved as vice president of China Everbright Bank Jincheng branch by the Jincheng Regulatory Branch of the National Financial Regulatory Administration.李芸获国家金融监督管理总局晋城监管分局核准任中国光大银行晋城分行副行长。
2024-01-30China Everbright Bank independent non-executive director Han Fuling passed away due to illness.光大银行独立非执行董事韩复龄因病不幸逝世。
2024-02-06Board of Directors nominated Cui Yong as non-executive director candidate, and Qi Ye and Yang Bingbing as executive director candidates, subject to shareholder approval and regulatory approval.董事会提名崔勇为非执行董事候选人，齐晔和杨兵兵为执行董事候选人，尚需股东大会审议及监管核准。
2024-03-08CEB Bank's board elected Cui Yong as Vice Chairman of the 9th Board of Directors, subject to regulatory approval.光大银行董事会选举崔勇为第九届董事会副董事长，任职资格待监管核准。
2024-03-11CEB Bank's Beijing branch president Wang Gang was promoted to Party Committee member (vice president level) at head office.光大银行北京分行行长王罡升任总行党委委员（副行长级）。
2024-03-11CEB Bank's special asset management department GM Tang Yongdong was proposed as Shanghai branch president; Shanghai branch president Ma Ning was proposed as head of Strategy & Investor Relations.光大银行总行特殊资产经营管理部总经理汤永东拟任上海分行行长；上海分行行长马宁拟任总行战略与投资者关系部总经理。
2024-03-20CEB Bank's Party Committee member Wang Gang proposed as chairman of Everbright Xinglong Trust, replacing Feng Xiang who returns to the bank.光大银行总行党委委员王罡拟任光大兴陇信托董事长，接替调回光大银行的冯翔。
2024-04-17China Everbright Bank's legal representative and chairman changed from Wang Jiang to Wu Lijun, with multiple senior management changes registered in industrial and commercial records.光大银行法定代表人、董事长由王江变更为吴利军，多名主要人员发生工商变更。
2024-04-28Sun Qing approved as vice president of China Everbright Bank Linyi Branch; Zhou Xia approved as vice president of China Everbright Bank Jinan Branch by the National Financial Regulatory Administration.孙青获核准任光大银行临沂分行副行长；周霞获核准任光大银行济南分行副行长。
2024-04-30Cui Yong's qualifications as director and vice chairman of China Everbright Bank were approved by the National Financial Regulatory Administration on April 28, 2024.国家金融监督管理总局于2024年4月28日核准崔勇光大银行董事、副董事长任职资格。
2024-05-13Liu Yan approved as Chief Financial Officer of CEB Bank by the National Financial Regulatory Administration.刘彦获批担任光大银行首席财务官，任职资格获国家金融监督管理总局核准。
2024-05-13Cui Yong approved as Vice Chairman and Director of CEB Bank by the National Financial Regulatory Administration.崔勇获批担任光大银行董事、副董事长，任职资格获国家金融监督管理总局核准。
2024-06-06Executive Director and President Wang Zhiheng resigned due to work adjustment, effective June 6, 2024.执行董事、行长王志恒因工作调整辞任，自2024年6月6日生效。
2024-06-26Hao Cheng, former Vice President of Bank of Communications, will assume the role of Party Secretary of CEB BANK-A and is expected to become President after completing procedures.交通银行原副行长郝成将赴任光大银行党委书记，预计完成相关程序后任行长。
2024-07-02National Financial Regulatory Administration approved Qi Ye and Yang Bingbing as directors of CEB BANK-A, effective June 26 and June 25, 2024 respectively.国家金融监督管理总局核准齐晔和杨兵兵担任光大银行董事，分别自2024年6月26日和6月25日起生效。
2024-07-03External supervisor Wang Zhe of CEB BANK-A resigned due to term expiry, effective July 3, 2024.光大银行外部监事王喆因任期届满辞职，自2024年7月3日起生效。
2024-07-08Executive director and vice president Qu Liang of CEB BANK-A resigned as vice president due to work adjustment, effective July 8, 2024, and will continue as non-executive director.光大银行执行董事、副行长曲亮因工作调整辞去副行长职务，自2024年7月8日起生效，将继续担任非执行董事。
2024-07-08Board of CEB BANK-A approved appointment of Hao Cheng as president, effective upon regulatory approval; also approved appointment of Liu Yan as vice president, effective upon regulatory approval.光大银行董事会同意聘任郝成为行长，刘彦为副行长，任职资格待监管核准后生效。
2024-07-11Beijing regulatory bureau approved Wang Yongqi as president of CEB BANK-A Beijing Branch.北京监管局核准汪永奇担任光大银行北京分行行长。
2024-08-06Wu Jian appointed as Deputy Party Secretary and Discipline Inspection Secretary of China Everbright Bank, effective June 2024.武剑自2024年6月起出任中国光大银行党委副书记、纪委书记。
2024-08-20Tibet Financial Regulatory Bureau approved Xu Feng as deputy president of China Everbright Bank Lhasa Branch.西藏金融监管局核准徐烽中国光大银行拉萨分行副行长的任职资格。
2024-08-23National Financial Regulatory Administration approved Hao Cheng as director and president of China Everbright Bank, effective August 23, 2024.国家金融监督管理总局核准郝成担任光大银行董事、行长的任职资格，自2024年8月23日起生效。
2024-09-03NFRA approved Hao Cheng as director and president of CEB BANK-A, effective August 23, 2024.国家金融监督管理总局核准郝成担任光大银行董事、行长，自2024年8月23日起生效。
2024-09-12Wang Jingchun, president of CEB BANK-A Hohhot branch, was transferred to become Party Secretary of CEB Wealth Management, expected to become its third chairman.光大银行呼和浩特分行行长王景春调任光大理财党委书记，预计成为第三任董事长。
2024-09-23NFRA approved Liu Yan as vice president of CEB BANK-A, effective September 14, 2024. Liu Yan concurrently serves as CFO and general manager of the Financial Markets Department.国家金融监督管理总局核准刘彦担任光大银行副行长，自2024年9月14日起生效；刘彦同时兼任首席财务官和金融市场部总经理。
2024-09-23Dong Yan was approved by Linyi Financial Supervision Bureau as president of CEB BANK-A Linyi branch.董燕获临沂金融监管分局核准担任光大银行临沂分行行长。
2024-09-26CEB BANK-A shareholder supervisor Li Yinzhong resigned due to retirement, effective September 26, 2024.光大银行股东监事李银中因退休辞任，自2024年9月26日起生效。
2024-10-09CEB Bank Hangzhou Branch general manager Wu Nina was transferred to head office as general manager of Retail & Wealth Management Department, succeeding Wang Yongqi.光大银行杭州分行行长乌妮娜调任总行零售与财富管理部总经理，接替汪永奇。
2024-10-14CEB Bank Hangzhou Branch appointed Zhang Rongjun as new general manager, replacing Wu Nina.张荣军接替乌妮娜出任光大银行杭州分行行长。
2024-10-30CEB Bank's board approved Zhang Mingwen's appointment as director, as approved by NFRA.国家金融监督管理总局核准张铭文担任光大银行董事的任职资格。
2024-11-04CEB BANK-A announced that Zhang Mingwen's qualification as director was approved by the National Financial Regulatory Administration on October 28, 2024.光大银行公告，张铭文董事任职资格获国家金融监督管理总局于2024年10月28日核准。
2024-11-10Beijing Sunlight Consumer Finance, 60%-owned by CEB BANK-A, appointed Wang Qinglin (former GM of CEB Digital Finance Dept) as general manager, approved by Beijing Financial Regulatory Bureau.光大银行持股60%的北京阳光消费金融任命王青林（原光大银行总行数字金融部总经理）为总经理，获北京金融监管局核准。
2024-11-13CEB BANK-A Zigong Branch appointed Zhou Nan as branch president, approved by Sichuan Regulatory Bureau on November 7, 2024.光大银行自贡分行行长周楠任职资格获四川监管局于2024年11月7日核准。
2024-11-15CEB BANK-A Urumqi Branch appointed Luo Wei as branch president, approved by Xinjiang Regulatory Bureau.光大银行乌鲁木齐分行行长罗伟任职资格获新疆监管局核准。
2024-11-19CEB BANK-A Yinchuan Branch appointed Bai Wenling as deputy branch president, approved by Ningxia Regulatory Bureau on November 14, 2024.光大银行银川分行副行长摆文凌任职资格获宁夏监管局于2024年11月14日核准。
2024-12-11Shanxi regulator approved Yan Xiaojun (闫晓军) as vice president of CEB Bank Datong Branch.山西监管局核准闫晓军任光大银行大同分行副行长。
2024-12-17CEB Bank's board nominated Huang Zhenzhong (黄振中) as an independent non-executive director candidate, pending shareholder and regulatory approval.光大银行董事会提名黄振中为独立非执行董事候选人，尚需股东大会和金融监管总局核准。
2025-01-09Chen Juan was approved as assistant to the president of Zhongshan Branch, Guangdong; Cao Lei was approved as president of Langfang Branch, Hebei; Liu Guolin was approved as vice president of Zhanjiang Branch, Guangdong.核准陈娟任中山分行行长助理；核准曹磊任廊坊分行行长；核准刘国林任湛江分行副行长。
2025-01-14Wu Jian, former deputy secretary of the Party Committee and secretary of the Discipline Inspection Commission of China Everbright Bank, was proposed to serve as vice president of Bank of China.原光大银行党委副书记、纪委书记武剑拟任中国银行副行长。
2025-01-21Song Bingfang was appointed as secretary of the Discipline Inspection Commission of China Everbright Bank, succeeding Wu Jian who moved to Bank of China as vice president.宋炳方出任光大银行纪委书记，接替调任中国银行副行长的武剑。
2025-02-06Lyu Xuesong was approved by Shaanxi Financial Regulatory Bureau as the president of China Everbright Bank Xi'an Branch.陕西金融监管局核准吕雪松任光大银行西安分行行长。
2025-02-11Qu Liang was approved by Hubei Financial Regulatory Bureau as chairman of Everbright Financial Leasing Co., Ltd.湖北金融监管局核准曲亮任光大金融租赁股份有限公司董事长。
2025-02-14Song Bingfang was appointed as member of the Party Committee and Secretary of Discipline Inspection Commission of China Everbright Bank.宋炳方担任光大银行党委委员、纪委书记。
2025-02-24China Everbright Bank appointed Ma Bo as its first Chief Risk Officer, effective upon regulatory approval.光大银行聘任马波为首任首席风险官，任职资格待监管核准。
2025-03-05CEB Bank conducted a major reshuffle of mid-to-senior management, involving over 10 first-tier branch presidents/vice-presidents and establishing a new Chief Risk Officer role filled by Ma Bo.光大银行对中高层管理团队进行大规模调整，涉及10多名一级分行行长/副行长，并新设首席风险官一职，由马波出任。
2025-04-01Liu Qingbo approved as assistant president of CEB BANK-A Zhangjiakou branch.刘庆波获核准任光大银行张家口分行行长助理。
2025-04-15National Financial Regulatory Administration approved Huang Zhenzhong as independent director of CEB BANK-A.国家金融监督管理总局核准黄振中担任光大银行独立董事。
2025-04-16CEB Wealth Management deputy general manager Li Ming returns to CEB BANK-A head office financial market department as deputy general manager.光大理财副总经理郦明回归光大银行总行金融市场部出任副总经理。
2025-04-27Liu Huibin approved as vice president of CEB BANK-A Sanming branch.刘惠彬获核准任光大银行三明分行副行长。
2025-05-06Approved Sun Yuanxuan as President of China Everbright Bank Yingkou Branch by the Liaoning Regulatory Bureau.辽宁监管局核准孙辕轩担任光大银行营口分行行长。
2025-05-09Approved Ma Bo as the first Chief Risk Officer of China Everbright Bank, a newly created position, by the National Financial Regulatory Administration (NFRA) on April 30, 2025.国家金融监督管理总局于2025年4月30日核准马波担任光大银行首任首席风险官（新设职位）。
2025-05-12Approved Cao Haihe as Assistant President of China Everbright Bank Sanya Branch by the Hainan Regulatory Bureau.海南监管局核准曹海和担任光大银行三亚分行行长助理。
2025-05-16Approved Liao Weiyu as General Manager of the Credit Card Center of China Everbright Bank by the Beijing Financial Regulatory Bureau.北京金融监管局核准廖伟煜担任光大银行信用卡中心总经理。
2025-05-21Approved Jiang Haoji as Vice President of China Everbright Bank Dongying Branch by the Shandong Regulatory Bureau.山东监管局核准姜昊基担任光大银行东营分行副行长。
2025-05-27Approved Lin Yuanbin as Vice President of China Everbright Bank Shantou Branch by the Guangdong Regulatory Bureau.广东监管局核准林元斌担任光大银行汕头分行副行长。
2025-05-27Approved Xie Yaonan as Vice President of China Everbright Bank Ganzhou Branch by the Jiangxi Regulatory Bureau.江西监管局核准谢耀南担任光大银行赣州分行副行长。
2025-07-01China Everbright Bank held the 29th meeting of the 9th Board of Directors, approving a proposal to change the 'Australian Overseas Executive' of the Sydney branch and convening the second extraordinary general meeting of 2025.光大银行召开第九届董事会第二十九次会议，审议通过了变更悉尼分行“澳大利亚海外高管”的议案，并同意召开2025年第二次临时股东大会。
2025-08-21The Tibet Financial Regulatory Bureau approved Li Shengsheng's qualification as president of CEB BANK-A Lhasa Branch.西藏金融监管局核准李生盛光大银行拉萨分行行长的任职资格。
2025-08-25CEB BANK-A announced several executive changes: Yao Hongyu, GM of Transaction Banking & International Business, to be VP of Everbright Hong Kong; Zhang Jianing, Deputy GM of Retail & Wealth Management, to be Deputy GM of Digital Finance/Cloud Life Business; Shi Li as new Deputy GM of Credit Card Center; Liu Yanhua, Deputy GM of HR, to be Deputy GM of Everbright Cloud Payment; and Cui Jun, Deputy President of Hohhot Branch, as new Deputy GM of Special Asset Management.光大银行公布多项人事变动：总行交易银行部兼国际业务部总经理姚宏宇拟任光大香港副总裁；零售与财富管理部副总经理张佳宁调任数字金融/云生活事业部副总经理；史黎任信用卡中心副总经理；人力资源部副总经理刘艳华拟任光大云缴费公司副总经理；呼和浩特分行副行长崔俊任特殊资产经营管理部副总经理。
2025-09-09CEB BANK-A saw personnel changes: Zhang Wei appointed GM of Everbright Jin'ou (formerly Nanjing branch president); Chen Wei appointed Nanjing branch president (formerly Xiamen branch president); Bai Xianjun as Nanning branch deputy president; Li Shengsheng as Lhasa branch president.光大银行多家分行及子公司人事调整：张伟任光大金瓯总经理（原南京分行行长），陈伟任南京分行行长（原厦门分行行长），白先俊任南宁分行副行长，李生盛任拉萨分行行长。
2025-11-07CEB BANK-A conducted a series of executive moves: Wang Xun transferred from Kunming deputy to Suzhou deputy; Zhou Shaobai from Lanzhou assistant to Kunming assistant; Zhu Tong nominated as Taiyuan branch president; Miao Fengguang returned to HQ as GM of risk management.光大银行进行系列人事调整：王迅由昆明分行副行长调任苏州分行副行长；周少白由兰州分行行长助理调任昆明分行行长助理；朱彤拟任太原分行行长；苗逢光调回总行任风险管理部总经理。
2025-11-14CEB BANK-A board elected Wu Lijun as chairman of the 10th board and Cui Yong as vice chairman.光大银行董事会选举吴利军为第十届董事会董事长，崔勇为副董事长。
2026-01-06CEB BANK-A appointed Liu Qiao (Dean of Peking University Guanghua School of Management) as independent director of the 10th board, replacing Hong Yongmiao who term-expired.光大银行选举北京大学光华管理学院院长刘俏为第十届董事会独立董事，接替任期届满的洪永淼。
2026-01-26Yang Wenhua, former chairman of Everbright Technology, was appointed as a member of the Party Committee of CEB BANK-A, joining the senior management team.原光大科技董事长杨文化调任光大银行总行党委委员，进入高级管理层。
2026-02-14China Everbright Bank Qinzhou sub-branch deputy general manager Pei Meiling's appointment approved by Qinzhou Financial Regulatory Sub-bureau.钦州金融监管分局核准裴美玲担任光大银行钦州分行副行长。
2026-02-27China Everbright Bank board appoints Yang Wenhua as Vice President and Chief Compliance Officer, and Wang Yongqi as Vice President.光大银行董事会聘任杨文化为副行长兼首席合规官，汪永奇为副行长。
2026-03-10Benxi Financial Regulatory Branch approved Wang Che as vice president of CEB Bank Benxi Branch.本溪金融监管分局核准王掣任中国光大银行本溪分行副行长。
2026-03-12CEB Wealth Management deputy general manager Li Yongfeng returned to the head office as deputy general manager of the Private Banking Department.光大理财副总经理李永锋回归光大银行总行，任私人银行部副总经理。
2026-03-12Taizhou Financial Regulatory Branch approved Fan Chao as president of CEB Bank Taizhou Branch.泰州金融监管分局核准范超任中国光大银行泰州分行行长。
2026-03-13CEB Bank announced that NFRA approved Hu Xiang and Li Yingqi as independent directors, effective March 6 and March 12, 2026 respectively, replacing Huang Zhiling and Shao Ruiqing whose terms expired.光大银行公告，国家金融监管总局核准胡湘、李颖琦独立董事任职资格，分别于2026年3月6日和3月12日生效，黄志凌、邵瑞庆因任期届满离任。
2026-03-16Jining Financial Regulatory Branch approved Bi Lin as assistant president of CEB Bank Jining Branch.济宁金融监管分局核准毕琳任中国光大银行济宁分行行长助理。
2026-03-16Zhangjiakou Financial Regulatory Branch approved Yang Wang as assistant president of CEB Bank Zhangjiakou Branch.张家口金融监管分局核准杨旺任中国光大银行张家口分行行长助理。
2026-03-17Shantou Financial Regulatory Branch approved Lin Jingsheng as assistant president of CEB Bank Shantou Branch.汕头金融监管分局核准林警生任中国光大银行汕头分行行长助理。
2026-03-24Yichun Financial Regulatory Branch approved Chen Na as assistant president of CEB Bank Yichun Branch.宜春金融监管分局核准陈娜任中国光大银行宜春分行行长助理。
2026-03-27NFRA approved Wang Yongqi as vice president of CEB Bank, effective March 24, 2026; he continues as Beijing Branch president.国家金融监管总局核准汪永奇任光大银行副行长，于2026年3月24日生效，其继续兼任北京分行行长。
2026-03-30Shaoxing Financial Regulatory Branch approved Xu Hongyan as president of CEB Bank Shaoxing Branch.绍兴金融监管分局核准徐红焱任中国光大银行绍兴分行行长。
2026-04-01CEB BANK-A saw mid-level management changes: Lin Zezhong appointed GM of Head Office Financial Accounting Department; Lu Jian transferred to full-time director.光大银行发生中层人事变动：林泽中任总行财务会计部总经理；卢健转任专职董事。
2026-05-21The Linyi Regulatory Branch approved Zhang Xiaokan's qualification as President of CEB BANK-A Linyi Branch.临沂监管分局核准张小侃光大银行临沂分行行长的任职资格。
2026-06-05The National Financial Regulatory Administration approved Yang Wenhua as Vice President and Chief Compliance Officer of CEB Bank, effective June 2, 2026.国家金融监督管理总局于2026年6月2日核准杨文化担任光大银行副行长、首席合规官。
2026-06-09The Shaanxi regulator approved Zhou Yakui as Vice President of CEB Bank Xi'an Branch.陕西监管局核准周亚魁担任光大银行西安分行副行长。
2026-06-11The Changde regulator approved Zhou Zhiyong as Vice President of CEB Bank Changde Branch.常德监管分局核准周智勇担任光大银行常德分行副行长。
2026-06-17CEB Bank's Yinchuan Branch Deputy General Manager Feng Haipeng was transferred to Shijiazhuang Branch as Deputy General Manager.光大银行银川分行副行长丰海鹏调任石家庄分行副行长。
Strategic partnerships & alliances战略合作与联盟
9 · 2024-01-15 → 2026-05-20
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Signing of strategic cooperation agreements with corporate groups, government entities, and industry associations.与企业集团、政府机构和行业协会签署战略合作协议。
2024-01-15China Everbright Bank Zhengzhou branch signed a comprehensive strategic cooperation agreement with Henan Zhongyu International Port Group, planning to provide 10 billion yuan in comprehensive financial service support over the next five to ten years.光大银行郑州分行与河南中豫国际港务集团签署全面战略合作协议，计划未来五至十年提供100亿元综合金融服务意向支持。
2024-10-22CEB Bank Zhengzhou Branch and Henan Agricultural Credit Guarantee Co. discussed deepening银担 cooperation, focusing on online product对接 and serving agricultural supply chain.光大银行郑州分行与河南农担公司就深化银担合作、线上化产品对接、服务农业产业链等进行座谈。
2024-12-06CEB Bank held a cross-border financial services exchange meeting in Hainan with Hainan International Economic Development Bureau, aiming to support the Hainan Free Trade Port.光大银行联合海南国际经济发展局在海口举办跨境金融服务交流会，服务海南自贸港建设。
2025-02-26China Everbright Bank Hohhot Branch signed a strategic cooperation agreement with China Mobile Inner Mongolia Company, covering IT applications, resource sharing, supply chain finance, and enterprise annuities.光大银行呼和浩特分行与中国移动内蒙古公司签署战略合作协议，涉及信息化应用、供应链金融等领域。
2025-06-05Signed a strategic cooperation agreement with Shandong Heavy Industry Group (山东重工集团), covering group credit, supply chain finance, bond underwriting, and retail finance.与山东重工集团签署战略合作协议，合作领域包括集团授信、供应链金融、债券承销及零售金融等。
2025-07-03Southwest Securities and China Everbright Bank Chongqing Branch signed a strategic cooperation agreement to collaborate on financial services supporting the Chengdu-Chongqing economic circle.西南证券与光大银行重庆分行签署战略合作协议，共同为成渝地区双城经济圈建设提供金融服务。
2025-09-10CEB BANK-A's Chongqing branch signed a strategic cooperation agreement with Chongqing Federation of Industry and Commerce to support private enterprises through financial innovation, platform co-building, and enterprise relief.光大银行重庆分行与重庆市工商联签订战略合作协议，在金融服务创新、银企平台共建、企业纾困增效等领域开展合作。
2026-04-30CEB BANK-A Hefei Branch and Tongling Nonferrous Metals Group held talks on deepening cooperation, with CEB Hefei Branch President Wang Quan meeting Tongling Nonferrous President Jiang Peijin.光大银行合肥分行与铜陵有色集团就深化合作进行座谈交流，合肥分行行长王泉与铜陵有色总经理蒋培进会面。
2026-05-20CEB BANK-A Guangzhou Huadu Sub-branch signed a strategic cooperation framework agreement with Huadu District Civil Affairs Bureau to support the high-quality development of the silver economy.光大银行广州花都支行与广州市花都区民政局签署战略合作框架协议，支持花都区银发经济高质量发展。
Related-party credit & transactions关联方授信与交易
13 · 2024-02-06 → 2026-05-20
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Approval of comprehensive credit lines and asset transfer limits for related parties under China Everbright Group.批准对光大集团旗下关联方的综合授信额度和资产转让限额。
2024-02-06Approved a comprehensive credit line of RMB 4 billion for one year to Everbright Xinglong Trust Co., Ltd. (a related party under China Everbright Group) on a credit basis.批准为光大兴陇信托有限责任公司（光大集团下属关联方）核定综合授信额度人民币40亿元，期限一年，信用方式。
2024-07-25CEB BANK-A disclosed Q2 2024 related-party transactions: credit-type 20.69 billion yuan, asset transfer 1.58 billion yuan, service-type 2.21 billion yuan, deposit and others 35.88 billion yuan.光大银行披露2024年二季度关联交易：授信类206.9亿元，资产转移类15.8亿元，服务类22.1亿元，存款及其他类358.8亿元。
2024-08-30China Everbright Bank approved 22 billion yuan comprehensive credit line to China Cinda Asset Management for 1 year, on a credit basis.光大银行批准为中信金融资产核定220亿元综合授信额度，期限1年，信用方式。
2024-08-30China Everbright Bank approved 8 billion yuan comprehensive credit line to China Minmetals Corporation for 36 months, on a credit basis.光大银行为五矿集团有限公司核定80亿元综合授信额度，期限36个月，信用方式。
2024-08-30China Everbright Bank approved 13 billion yuan comprehensive credit line to China Everbright Group for 12 months, and 500 million yuan to Everbright Environmental for 3 years, both on a credit basis.光大银行为光大集团核定130亿元综合授信额度（12个月），为光大环保核定5亿元综合授信额度（3年），均为信用方式。
2024-12-17CEB Bank proposed to grant a RMB 3 billion comprehensive credit line to China Pacific Life Insurance Co., Ltd. for one year on a credit basis.光大银行拟为中国太平洋人寿保险股份有限公司核定30亿元综合授信额度，期限1年，信用方式。
2025-02-24China Everbright Bank proposed to grant 15 billion yuan comprehensive credit line to China Pacific Property Insurance Co., Ltd. for one year.光大银行拟为中国太平洋财产保险核定150亿元综合授信额度，期限1年。
2025-02-24China Everbright Bank proposed to grant 4 billion yuan comprehensive credit line to Everbright Xinglong Trust Co., Ltd. for one year.光大银行拟为光大兴陇信托核定40亿元综合授信额度，期限1年。
2025-05-29China Everbright Bank's board approved a RMB 3 billion comprehensive credit line to related party Everbright Yongming Life Insurance Co., Ltd. for 1 year on a credit basis.光大银行董事会批准为关联方光大永明人寿保险有限公司核定30亿元人民币综合授信额度，期限1年，信用方式。
2025-10-13China Everbright Bank board approved a 29 billion yuan comprehensive credit line for China CITIC Financial Asset Management Co., Ltd. (major shareholder, 8.02% stake), term 12 months, on a credit basis, constituting a related-party transaction.光大银行董事会批准为关联方中国中信金融资产管理股份有限公司（持股8.02%）核定290亿元综合授信额度，期限12个月，信用方式，构成关联交易。
2025-11-14CEB BANK-A approved a 3B yuan cumulative asset transfer transaction limit for CEB Jinan Asset Management (a related party under China Everbright Group) over 3 years, with single and annual cap of 1B yuan, covering NPL and distressed asset transfers.光大银行为光大金瓯资产管理有限公司核定资产转移类累计交易额度30亿元，有效期3年，单笔及每年不超过10亿元，包括不良资产转让等。
2025-12-28CEB Bank approved a 3-billion-yuan cumulative asset transfer transaction quota with Everbright Jinkun (光大金瓯) for non-performing asset disposal, valid for three years, with annual limits of 1 billion yuan.光大银行为光大金瓯核定总金额30亿元的资产转移类累计交易额度，有效期三年，单笔及每年累计交易金额不超过10亿元。
2026-05-20CEB BANK-A signed a new deposit service framework agreement and a new loan service framework agreement with Everbright Yongnian (03699.HK), effective until 2028 and 2030 respectively, as continuing connected transactions.光大银行与光大永年（03699.HK）签订新存款及贷款服务框架协议，有效期分别至2028年及2030年，属持续关连交易。
Branch network changes网点变更
27 · 2024-02-06 → 2025-12-01
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Opening, closing, relocating, and renaming of various sub-branches and community outlets.各类支行和社区网点的开业、关闭、迁址和更名。
2024-02-06Beijing Tongzhou sub-branch of China Everbright Bank was approved by the Beijing regulator to be upgraded to Beijing Tongzhou branch; Tan Hongyan and Fang Xinjie approved as branch president and vice president.光大银行北京通州支行获北京监管局批准升格为北京通州分行；谭红艳和房新杰分别获任分行行长和副行长。
2024-02-06Nanchang Zhanqian West Road sub-branch of China Everbright Bank was approved by Jiangxi regulator to rename to Nanchang Chaoyang sub-branch and change address.光大银行南昌站前西路支行获江西监管局批准更名为南昌朝阳支行并变更营业地址。
2024-02-08Yantai branch of China Everbright Bank approved by Yantai regulator to relocate and rename to Yantai Laizhou Guangzhou East Street Community Sub-branch.光大银行烟台分行获烟台监管局批准迁址并更名为烟台莱州光州东街社区支行。
2024-04-02China Everbright Bank Xiamen Maxiang Community Sub-branch approved to terminate operations by the Xiamen Regulatory Bureau of the National Financial Regulatory Administration.国家金融监督管理总局厦门监管局批准光大银行厦门马巷社区支行终止营业。
2024-04-29China Everbright Bank Harbin Shanghe Community Sub-branch approved to terminate operations by the Heilongjiang Regulatory Bureau.国家金融监督管理总局黑龙江监管局批准光大银行哈尔滨上和社区支行终止营业。
2024-06-13CEB BANK-A Ji'an Xingang'ao Community Sub-branch received approval from the local financial regulator to open, with limited services (no cash counter).中国光大银行吉安星港澳园社区支行获国家金融监督管理总局吉安监管分局批准开业。
2024-07-05Ningbo regulatory bureau approved relocation of CEB BANK-A Ningbo Jiangbei sub-branch to No. 422 Wantou Road, Jiangbei District, Ningbo.宁波监管局批准光大银行宁波江北支行迁址至宁波市江北区湾头路422号。
2024-07-16Anshan regulatory bureau approved termination of CEB BANK-A Anshan Hunan Community sub-branch.鞍山监管分局批准光大银行鞍山湖南社区支行终止营业。
2024-07-30Fujian regulatory bureau approved termination of CEB BANK-A Fuzhou Changle Jinfeng sub-branch.福建监管局批准光大银行福州长乐金峰支行终止营业。
2024-09-02CEB BANK-A's Shaoxing Keqiao sub-branch received approval from the National Financial Regulatory Administration (NFRA) to commence operations.光大银行绍兴柯桥支行获国家金融监督管理总局批准开业。
2024-09-10CEB BANK-A's Fuzhou Hexia community sub-branch received approval from NFRA Fujian Bureau to terminate operations.光大银行福州河下社区支行获国家金融监督管理总局福建监管局批准终止营业。
2024-10-15CEB Bank Yantai Muping Sub-branch officially opened, becoming the 14th comprehensive outlet of Yantai Branch, expanding service network in Yantai area.光大银行烟台牟平支行正式开业，成为烟台分行第14家综合性网点，拓展烟台地区服务网络。
2024-11-22CEB BANK-A Jinhua Jiangbei Sub-branch (Zhejiang) received approval to open for business.光大银行金华江北支行获准开业。
2024-12-04CEB Bank Baoji Baoji Shuiyuanwen Community Sub-branch was approved by Shaanxi regulator to terminate operations.陕西监管局批复同意光大银行宝鸡山水文苑社区支行终止营业。
2024-12-12Jiangxi regulator approved the opening of CEB Bank Ganzhou Jingkai Community Sub-branch.江西监管局同意光大银行赣州经开社区支行开业。
2024-12-18Zhejiang regulator approved the opening of CEB Bank Hangzhou Qiantang Sub-branch.浙江监管局同意光大银行杭州钱塘支行开业。
2025-02-25China Everbright Bank Shanghai Beiwaitan Community Sub-branch was renamed to Shanghai Jiangwan Community Sub-branch with regulatory approval.光大银行上海北外滩社区支行更名为上海江湾社区支行，获监管批复。
2025-03-17CEB Bank Beijing Mentougou Sub-branch received regulatory approval to open at a new location in Mentougou District, Beijing.光大银行北京门头沟支行获监管批准开业，营业场所位于北京市门头沟区。
2025-03-27CEB Bank Chongqing Dadukou Shiqing Plaza Community Sub-branch received regulatory approval to terminate operations.光大银行重庆大渡口诗情广场社区支行获监管批准终止营业。
2025-04-23CEB BANK-A Fuzhou Zuohai Zhujia community branch approved for closure.光大银行福州左海筑家社区支行获批终止营业。
2025-05-12Approved closure of China Everbright Bank Fuzhou Xitilifu Community Sub-branch by the Fujian Regulatory Bureau.福建监管局同意光大银行福州西提丽府社区支行终止营业。
2025-05-28Approved closure of China Everbright Bank Taiyuan Clothing City Community Sub-branch by the Shanxi Regulatory Bureau.山西监管局同意光大银行太原服装城社区支行终止营业。
2025-10-17China Everbright Bank Xi'an South Second Ring Road Branch officially renamed to Xi'an Science and Technology Sixth Road Branch and relocated to a new address in the High-tech Zone.中国光大银行西安南二环支行正式更名为西安科技六路支行，并乔迁至高新区新址。
2025-10-28China Everbright Bank Nanchang County Branch reopened after full renovation, upgrading facilities and service quality.中国光大银行南昌县支行完成原址全面升级改造后正式开业。
2025-11-21CEB BANK-A Nanchang High-tech Zone branch relocated and opened at a new address in Vanke Haichuan Legend, optimizing regional layout to serve enterprises and residents.光大银行南昌高新区支行乔迁新址至万科海上传奇小区，优化区域网点布局，服务高新区企业和居民。
2025-12-01CEB Bank's Ningbo Xinzhi sub-branch was renamed to Ningbo Gaotang sub-branch, approved by the Ningbo regulatory bureau of the National Financial Regulatory Administration (NFRA).经国家金融监督管理总局宁波监管局批准，光大银行宁波新芝支行更名为宁波高塘支行。
2025-12-01CEB Bank's Nanchang High-tech Zone sub-branch changed its business address, approved by the Jiangxi regulatory bureau of the NFRA.经国家金融监督管理总局江西监管局批准，光大银行南昌高新区支行变更营业地址。
Real estate financing coordination mechanism房地产融资协调机制
12 · 2024-02-07 → 2025-04-01
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Active participation in the urban real estate financing coordination mechanism, approving 'white-list' projects and disbursing loans.积极参与城市房地产融资协调机制，审批'白名单'项目并发放贷款。
2024-02-07Held a special meeting to implement the urban real estate financing coordination mechanism; formulated a work plan with 18 specific measures across 8 areas; as of Feb 7, 29 branches had obtained project 'white lists', approved 20 projects with total credit of RMB 10.75 billion.召开全行落实城市房地产融资协调机制专题会议，制定工作方案提出8方面18项举措；截至2月7日，29家分行取得房地产项目“白名单”，批复项目20个，授信金额107.5亿元。
2024-02-09As of Feb 9, all 39 tier-1 branches had set up working groups, obtained 2,622 project names from the coordination mechanism, approved 20 projects with credit of RMB 10.75 billion and loan balance of RMB 5.014 billion.截至2月9日，39家一级分行全部组建工作专班，获取项目名单2622个，已获批项目20个，授信金额107.5亿元，贷款余额50.14亿元。
2024-03-06CEB Bank's Wuxi branch disbursed 156 million yuan in loans to two real estate projects under the city's real estate financing coordination mechanism.光大银行无锡分行向两个房地产项目投放贷款1.56亿元，属于城市房地产融资协调机制名单项目。
2024-03-06CEB Bank's Jinan branch disbursed 160 million yuan in loans to a private real estate project in Liaocheng under the coordination mechanism.光大银行济南分行向聊城协调机制名单内民营房企项目投放贷款1.6亿元。
2024-03-28CEB Bank vice president Qu Liang stated the bank is lead bank for 60 projects on the first batch of real estate coordination mechanism 'white list', processing with fast approval.光大银行副行长曲亮表示，该行在房地产协调机制第一批“白名单”中为主办行的项目共60个，正按快审快批要求办理。
2024-04-09China Everbright Bank completed approval of the first batch of 53 'white-list' projects under the urban real estate financing coordination mechanism, with total credit exceeding 23.4 billion yuan across 37 cities.光大银行完成首批城市房地产融资协调机制“白名单”53个项目审批，在全国37个城市合计授信超234亿元。
2024-05-29As of May 27, CEB Bank approved 106 real estate coordination mechanism projects with total approved amount of RMB 30.947 billion and disbursed RMB 9.707 billion, including 76 projects as lead bank.截至5月27日，光大银行合计审批通过房地产协调机制项目106个，审批金额309.47亿元，投放金额97.07亿元，其中作为主办行项目76个。
2024-06-02CEB BANK-A approved 106 projects under the real estate financing coordination mechanism, with approved amount of 30.947 billion yuan and disbursed amount of 9.707 billion yuan as of May 27.光大银行审批通过房地产融资协调机制项目106个，审批金额309.47亿元，投放金额97.07亿元（截至5月27日）。
2024-07-30CEB BANK-A approved 53 'white-list' real estate projects as lead bank, with total credit over 23.4 billion yuan, covering 37 cities nationwide.光大银行作为主办行已审批通过53个'白名单'房地产项目，合计授信超234亿元，覆盖全国37个城市。
2024-09-24CEB BANK-A Chongqing branch disbursed RMB 85 million under the urban real estate coordination mechanism for a white-list project, supporting 'ensuring housing delivery'.光大银行重庆分行通过城市房地产融资协调机制为白名单项目放款0.85亿元，支持“保交房”。
2024-10-28As of Oct 28, CEB Bank's loan disbursement rate for approved 'white-list' projects exceeded 60%, up 10pp from late September; for保交房 projects within the list, the rate neared 80%.截至10月28日，光大银行对已批“白名单”项目投放率超60%，较9月下旬提升10个百分点；其中保交房项目投放率近80%。
2025-04-01CEB BANK-A's 2024 real estate NPL ratio fell to 13.7% from 18.6% in 2023; it approved 285 'white-list' projects worth 115.9 billion yuan under the real estate coordination mechanism.光大银行2024年房地产不良贷款率从2023年的18.6%降至13.7%；通过房地产融资协调机制批复'白名单'项目285个、金额1159亿元。
Digital & mobile banking platform数字与移动银行平台
5 · 2024-02-21 → 2025-12-31
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Continuous upgrades to mobile banking app (versions 12.0, 13.0), new features, and enhanced digital wealth/life services.手机银行APP持续升级（12.0、13.0版本），新增功能，增强数字财富与生活服务。
2024-02-21Announced that during the 8-day Spring Festival holiday, the bank's APP handled 29.62 million transactions totaling RMB 24.5 billion; Everbright Cloud Payment handled 38.31 million payment services totaling RMB 7 billion.春节8天假期，光大银行APP保障交易2962万笔、金额245亿元；光大云缴费保障缴费服务3831万笔、金额70亿元。
2024-11-18CEB BANK-A officially launched CEB APP 12.0, focusing on digital wealth, digital life, digital pension, and digital technology; added new products like notice deposits and Guang'aicun bundled deposits.光大银行正式发布光大银行APP 12.0版，聚焦数字财富、数字生活、数字养老和数字科技四大领域；上线通知存款、光爱存组合存款等新产品。
2025-11-18CEB BANK-A launched mobile banking version 13.0, featuring a new 'Borrowing' zone, upgraded 'Simplified Love Edition' for elderly, and enhanced wealth management and lifestyle services.光大银行推出手机银行13.0版本，全新推出“借钱”专区，升级“简爱版”适老服务，强化财富管理和生活场景服务。
2025-12-01CEB Bank expanded the 'Suixinbao' automatic redemption service to include personal loan auto-repayment scenarios on its mobile banking app.光大银行将“随心宝”自动赎回服务场景扩展至手机银行APP的个人贷款自动还款。
2025-12-31CEB Bank officially launched version 13.0 of its mobile banking app (光大银行APP), featuring new wealth management, rural revitalization, and lifestyle service zones, and a 'finance + medical care + health tourism' elderly care ecosystem.光大银行正式推出光大银行APP 13.0新版本，新增财富精选、乡村振兴、生活便民等专区，以及“金融+医养康旅”养老生态闭环。
Capital & debt issuance资本与债券发行
18 · 2024-02-26 → 2026-06-16
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Issuance of various bonds (financial bonds, NCDs, perpetual bonds, MTNs) to raise capital and manage liquidity.发行各类债券（金融债、同业存单、永续债、中期票据）以筹集资金和管理流动性。
2024-02-26Announced 2024 interbank negotiable certificate of deposit (NCD) issuance plan of RMB 950 billion.公布2024年度同业存单发行计划，拟发行额度为9500亿元人民币。
2024-05-14CEB Bank issued RMB 1.5 billion 3.00% notes due 2026 and USD 550 million floating rate notes due 2027 under its USD 5 billion medium-term note program, listed on HKEX.光大银行根据50亿美元中期票据计划发行15亿元人民币3.00%票据（2026年到期）及5.5亿美元浮动利率票据（2027年到期），在香港联交所上市。
2024-05-17CEB Bank applied for listing of its USD 6 billion medium-term note program on HKEX for professional investors only, effective May 20, 2024.光大银行向香港联交所申请60亿美元中期票据计划上市，仅面向专业投资者，于2024年5月20日生效。
2024-07-22CEB BANK-A issued 2024 No. 140 interbank certificate of deposit with yield 1.86%, 3-month term, actual issuance 650 million yuan, credit rating AAA.光大银行发行2024年第140期同业存单，收益率1.86%，期限3个月，实际发行量6.5亿元，信用评级AAA。
2024-08-21China Everbright Bank issued 5 billion yuan of 'Three Rural' special financial bonds and 25 billion yuan of financial bonds (Tranche 2), both 3-year, with coupon rates of 2.05% and 2.07% respectively.光大银行发行50亿元“三农”专项金融债券和250亿元金融债券（第二期），期限均为3年，票面利率分别为2.05%和2.07%。
2024-09-06CEB BANK-A issued RMB 12.7 billion of 1-year interbank certificates of deposit (CD) at an issuance yield of 1.97%.光大银行发行127亿元1年期同业存单，发行收益率1.97%。
2024-11-12Fitch assigned an expected 'BBB+(EXP)' rating to CEB BANK-A's proposed senior unsecured notes under its USD 6 billion MTN programme, issued by Hong Kong Branch.惠誉授予光大银行拟发行的60亿美元中期票据计划下高级无抵押票据‘BBB+(EXP)’预期评级，由香港分行发行。
2024-11-20CEB BANK-A listed two tranches of MTN on HKEX under its USD 6 billion programme: RMB 1.5 billion due 2026 and USD 300 million due 2027.光大银行在60亿美元中期票据计划下，于香港联交所上市两期票据：15亿元人民币2026年到期和3亿美元2027年到期。
2025-03-25CEB Bank's 2025 Financial Bond (Tranche 1) received an 'AAA' rating from China Chengxin International Credit Rating.光大银行2025年金融债券(第一期)获中诚信国际“AAA”评级。
2025-05-15China Everbright Bank's USD 6 billion Medium Term Note (MTN) program was approved for listing on the Hong Kong Stock Exchange, effective May 15, 2025, for issuance to professional investors only.光大银行60亿美元中期票据计划获香港联交所批准上市，自2025年5月15日起生效，仅面向专业投资者发行。
2025-05-22China Everbright Bank issued a USD 600 million floating rate note under its USD 6 billion MTN program, listed on the Hong Kong Stock Exchange on May 23, 2025, due 2028.光大银行在其60亿美元中期票据计划下发行6亿美元浮动利率票据，于2025年5月23日在港交所上市，2028年到期。
2025-07-03China Everbright Bank announced the issuance of the 2025 second tranche financial bonds, a 3-year fixed-rate bond with a scale of RMB 15 billion, rated AAA, to be issued on July 8.光大银行宣布发行2025年第二期金融债券，3年期固定利率，发行规模150亿元，信用评级AAA，将于7月8日发行。
2025-12-02CEB Bank issued 2025 perpetual subordinated bonds (Tranche 1) on the interbank market, raising 40 billion yuan at a coupon rate of 2.29% (5+N year), the largest single perpetual bond issuance by a joint-stock bank this year.光大银行在全国银行间债券市场成功发行2025年无固定期限资本债券（第一期），规模400亿元，票面利率2.29%，为今年股份制银行单只永续债发行最大规模。
2025-12-23CEB Bank issued 2025 technology innovation floating-rate bonds on the interbank market, raising 6 billion yuan at an initial coupon rate of 1.85% (3-year), with a 2.3x oversubscription ratio.光大银行在全国银行间债券市场发行2025年科技创新浮息债券，规模60亿元，首期票面利率1.85%，全场认购倍数2.3倍。
2025-12-26CEB BANK-A issued 40 billion yuan perpetual bonds (first tranche of 2025) at a coupon rate of 2.29%, the largest single perpetual bond issuance among joint-stock banks this year, to replenish Tier-1 capital.光大银行成功发行2025年第一期无固定期限资本债券400亿元，票面利率2.29%，为年内股份制银行最大单只永续债，用于补充其他一级资本。
2026-04-23CEB BANK-A successfully issued RMB 15 billion in perpetual subordinated bonds (Tier-1 capital bonds) with a 5+5 year tenor and initial coupon rate of 2.01%, attracting nearly 100 investors with a 4.88x oversubscription ratio.光大银行成功发行150亿元无固定期限资本债券（第一期），期限5+N年，票面利率2.01%，全场认购倍数4.88倍，获配投资者近100家。
2026-05-18CEB BANK-A issued 15 billion yuan of perpetual subordinated bonds (5+N year) at a coupon rate of 2.01%, with an oversubscription ratio of 4.88 times, to replenish Tier-1 capital.光大银行成功发行150亿元无固定期限资本债券（5+N年期），票面利率2.01%，全场认购倍数4.88倍，用于补充其他一级资本。
2026-06-16CEB Bank issued the second tranche of 2026 perpetual subordinated bonds (20 billion yuan, 5+N year, coupon 1.99%) on the interbank market, with a 2.7x oversubscription ratio.光大银行在全国银行间债券市场发行2026年第二期无固定期限资本债券200亿元，票面利率1.99%，全场认购倍数2.7倍。
Index inclusion & rating actions指数纳入与评级行动
3 · 2024-02-29 → 2025-09-02
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FTSE Russell inclusion and Fitch rating affirmation with stable outlook.富时罗素纳入及惠誉确认评级，展望稳定。
2024-02-29FTSE Russell announced that China Everbright Bank will be added to the FTSE China A50 Index, effective after market close on March 15, 2024.富时罗素宣布将光大银行纳入富时中国A50指数，于2024年3月15日收盘后生效。
2024-08-20Fitch affirmed China Everbright Bank's long-term foreign-currency issuer rating at 'BBB+' with a stable outlook.惠誉确认中国光大银行的长期外币发行人评级为“BBB+”，评级展望为“稳定”。
2025-09-02Fitch affirmed CEB BANK-A's (China Everbright Limited, 00165.HK) long-term IDR at 'BBB' with stable outlook, and shareholder support rating at 'bbb'.惠誉确认光大控股（00165.HK）长期发行人违约评级为‘BBB’，展望稳定，股东支持评级为‘bbb’。
Product launches & updates产品发布与更新
26 · 2024-03-01 → 2026-05-27
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Introduction of new loan products (e.g., Yutong e-Loan, Keji e-Dai), digital supply chain finance, and service features.推出新的贷款产品（如宇通e贷、科技e贷）、数字供应链金融服务和功能。
2024-03-01CEB Bank changed the underlying money market fund of its mobile banking fund zone 'Zhangxinbao' from Everbright Pramerica Money Market Fund A to another fund, effective March 1.光大银行将手机银行基金专区掌薪宝底层货币基金由光大保德信耀钱包货币市场基金A类变更为其他基金，自3月1日起生效。
2024-04-25China Everbright Bank adjusted the minimum fixed-amount investment for gold accumulation personal business from 500 yuan to 600 yuan, effective from April 26, 2024.光大银行将黄金积存个人业务定期投资起购金额由500元调整为600元，自2024年4月26日起生效。
2024-04-30China Everbright Bank adjusted RMB agreement deposit rates: rates above 1.15% will be automatically adjusted to 1.15% from May 15, 2024; automatic rollover of certain notice deposits will be terminated.光大银行调整人民币协定存款利率：高于1.15%的自动调整为1.15%；对公周计划等自动滚存型通知存款自2024年5月15日起停止自动滚存。
2024-06-24CEB BANK-A extended the final maturity date of its personal structured deposit An Cun Bao monthly rolling product (product code 23001040801) from June 30, 2024 to March 31, 2025.光大银行将个人结构性存款安存宝月开滚动版产品最终到期日从2024年6月30日延长至2025年3月31日。
2024-06-26CEB BANK-A will provide 'Suixinbao' automatic redemption service from June 28, 2024, and adjust the customer service agreement.光大银行自2024年6月28日起提供“随心宝”自动赎回服务并调整客户服务协议。
2024-06-27CEB BANK-A adjusted the default limit for overseas POS consumption on debit cards, effective June 28, 2024, 0:00 Beijing time.光大银行调整借记卡境外POS消费默认限额，自2024年6月28日0时起生效。
2024-06-28CEB BANK-A adjusted the listed interest rates for foreign currency deposits, effective June 28, 2024.光大银行调整外币存款挂牌利率，自2024年6月28日起执行。
2024-06-28CEB BANK-A updated the automatic bill payment service agreement for its Yunfufei channel, effective June 28, 2024, adding wealth wallet and 'Jiaofeibao' auto-redemption features.光大银行变更云缴费渠道《自动缴费服务协议》，新增财富钱包及缴费宝自动赎回扣款功能，2024年6月28日生效。
2024-07-10CEB BANK-A Zhengzhou Branch launched 'Yutong e-Loan', a fully online digital supply chain finance product for Yutong Group's downstream customers, with automated approval and same-day disbursement.光大银行郑州分行上线'宇通e贷'，为宇通集团下游客户提供全线上供应链金融产品，实现自动化审批和当天放款。
2024-07-18CEB BANK-A Shantou Branch launched third-generation social security card issuance, with instant card production at 6 outlets within 5 minutes, and free card replacement fees.光大银行汕头分行发行第三代社保卡，6家网点支持即时制卡，5分钟可取，补换卡免工本费。
2024-07-29CEB BANK-A adjusted RMB deposit rates: 1-year to 1.55%, 2-year to 1.60%, 3-year to 1.80%, 5-year to 1.85%, effective July 29, 2024.光大银行调整人民币存款利率：一年期1.55%，两年期1.60%，三年期1.80%，五年期1.85%，自2024年7月29日起生效。
2024-09-03CEB BANK-A's 'Xinyuetong' platform launched an intelligent expense control service module, providing one-stop fee management for SMEs.光大银行“薪悦通”平台上线智能费控服务板块，为中小微企业提供一站式费用管理服务。
2024-10-21CEB Bank adjusted deposit rates effective Oct 21: demand rate cut to 0.1%, 7-day notice to 0.45%; 3-month/6-month/1-year/2-year/3-year/5-year fixed rates cut to 0.85%/1.10%/1.30%/1.35%/1.50%/1.60%.光大银行自10月21日起调整存款挂牌利率：活期下调至0.1%，七天通知下调至0.45%；三个月/半年/一年/二年/三年/五年期定期分别下调至0.85%/1.10%/1.30%/1.35%/1.50%/1.60%。
2024-12-05CEB Bank announced it will issue 'Sunshine Net Shield' (阳光网盾) to retail customers free until Dec 31, 2025, and stop issuing 'Sunshine Token' (阳光令牌) from Jan 1, 2025.光大银行宣布向对私客户免费发放阳光网盾至2025年底，自2025年1月1日起停止发放阳光令牌。
2024-12-10CEB Bank launched the 'Technology e-Loan' (科技e贷) online loan product, expanding service scope to provincial-level specialized and new SMEs, high-tech enterprises, with a maximum credit line of RMB 10 million.光大银行推出“科技e贷”线上化贷款产品，服务范围扩大至省级专精特新、高新技术企业，最高授信额度1000万元。
2024-12-11CEB Bank Changsha Branch launched 'Xiaoxiang Flowing Loan' (潇湘流水贷), an online short-term revolving credit product for SMEs, with nearly RMB 100 million in credit extended to 41 firms in one month.光大银行长沙分行推出“潇湘流水贷”线上短期可循环贷款产品，投产一个多月已支持41户企业，累计授信近1亿元。
2025-03-10CEB Bank Guangzhou Branch launched 'Sunshine Credit e-Loan' product based on the Guangzhou 'Credit Easy Loan' platform for小微 enterprises.光大银行广州分行基于广州“信易贷”平台发布“阳光信e贷”产品，服务小微企业。
2025-03-27CEB Bank raised the personal consumption loan quota limit from 300,000 to 500,000 yuan and the online consumption loan limit from 200,000 to 300,000 yuan; loan term extended to 7 years.光大银行将个人消费贷款自主支付金额上限从30万提高至50万元，互联网消费贷上限从20万提高至30万元；贷款期限延长至7年。
2025-04-02CEB BANK-A raised the minimum regular investment amount for gold accumulation personal business from 700 yuan to 1,000 yuan, effective April 8, 2025.光大银行将黄金积存个人业务定期投资起购金额从700元上调至1000元，自2025年4月8日起生效。
2025-04-24CEB BANK-A Xi'an branch issued its first 'cultural tourism loan' of 5 million yuan to a cultural catering company operating a non-heritage cultural block.光大银行西安分行发放首笔'文旅贷'500万元，支持非遗文化街区运营企业。
2025-06-09Launched 'Fengrongtong' (丰融通), a digital supply chain finance product co-developed with SF Technology (顺丰数科), providing order and inventory financing for downstream distributors; cumulative financing exceeded 8.5 billion yuan for 90+ dealers.与顺丰数科联合推出数字化供应链金融产品“丰融通”，为下游经销商提供订单融资与库存融资，累计为90余家经销商提供超85亿元融资。
2025-06-16Launched 'Shu Xindai' (数信贷) in Guangzhou, a data-asset-based credit product co-developed with Guangzhou Data Exchange and the national credit platform 'Xinyidai', enabling data-to-capital conversion for SMEs.在广州推出“数信贷”产品，与广州数据交易所、全国融资信用服务平台广州站合作，帮助小微企业实现数据资源向融资增信转化。
2025-09-09CEB BANK-A unveiled 'Sunshine Transaction+' integrated financial service system, focusing on cross-border finance, supply chain finance, and treasury management, including products like 'Sunshine e-Fu Tong', 'Sunshine Rong e-Lian', and 'Sunshine Electric Fee Tong'.光大银行焕新发布‘阳光交易+’综合金融服务体系，聚焦跨境金融、供应链金融、财资管理，推出‘阳光e付通’、‘阳光融e链’、‘阳光电费通’等产品。
2025-12-02CEB Bank launched 'Sunshine e-Secure Remit' (阳光e秒汇), an automated cross-border remittance product for corporate clients, processing nearly 25,000 transactions worth 5 billion USD in H1 2025.光大银行推出对公跨境自动化汇款产品“阳光e秒汇”，2025年上半年为签约企业办理近25000笔业务，金额合计50亿美元。
2026-05-11CEB BANK-A Hangzhou Branch launched 'Yiwu Market Loan', a big-data-based credit model, providing up to 30 million yuan in credit loans and 117 million yuan in batch credit for small businesses in Yiwu.光大银行杭州分行推出基于大数据授信模型的“义乌商城贷”，为义乌小微经营户提供最高30万元信用贷款及1.17亿元批量授信。
2026-05-27CEB BANK-A Xi'an Branch launched the 'Qin Yue Fu' Xi'an city-themed debit card, integrating Qin and Tang cultural elements to boost local consumption.光大银行西安分行推出“秦乐付”西安城市主题借记卡，融合秦唐文化元素，助力本地消费。
IT procurement & contractsIT采购与合同
10 · 2024-03-04 → 2026-05-19
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Awarding of contracts for system development, anti-fraud platforms, cloud services, and maintenance.授予系统开发、反欺诈平台、云服务和维护合同。
2024-03-04CEB Bank awarded a contract to Fintech OneConnect's Beijing Fanpeng Tiandi for developing an asset-liability management data application system.光大银行中标金融壹账通旗下北京泛鹏天地科技股份有限公司的资负领域数据类应用系统开发服务项目。
2024-03-19CEB Bank Suzhou branch awarded property management service contract to Shimao Service's Tianxiang Property for 2 years covering 21 service points.光大银行苏州分行将物业管理服务项目授予世茂服务旗下天翔物业，为期2年，覆盖21个网点。
2024-06-20Bangsun Technology won the bid for CEB BANK-A's intelligent anti-fraud platform upgrade project (real-time anti-fraud construction).邦盛科技中标光大银行智能化反欺诈平台-实时反欺诈建设项目。
2024-11-05CEB BANK-A completed the bidding for full-stack cloud IaaS software products and services; winners include Yunnan Nantian Electronics Information (5.8-6.0万元/node) and Beijing Donghua Hechuang Technology (7.68万元/node).光大银行完成全栈云IaaS软件产品及服务选型入围招标；中标方包括云南南天电子信息（5.8-6.0万元/节点）和北京东华合创科技（7.68万元/节点）。
2024-12-17CEB Bank awarded a RMB 2.94 million contract to Volcano Engine (火山引擎) for a remote banking smart service system procurement project.光大银行远程银行智慧服务系统采购项目中标结果为火山引擎，金额294万元。
2025-01-10Won the bid for 'Mobile Application Security Protection Service Project' with Bangcle Security (Beijing Bangcle Security Technology Co., Ltd.) at an annual service unit price of 2.26 million yuan, total three-year service price of 6.78 million yuan.移动应用安全防护服务项目中标，中标方为梆梆安全（北京梆梆安全科技有限公司），每年服务单价226万元，三年服务总价678万元。
2025-12-30Wanli Database, a subsidiary of Creative Information (创意信息), won the bid for CEB Bank's subscription service procurement project for IT-application innovation (信创) databases, with a winning bid amount of 7.67 million yuan.创意信息旗下万里数据库中标光大银行信创数据库订阅服务采购项目，中标金额767万元。
2026-03-05CEB Bank awarded a 1-year Oracle database and middleware maintenance service contract to Oracle (China) Software Systems for RMB 25.63 million (tax inclusive).光大银行与甲骨文（中国）软件系统有限公司签署1年期Oracle数据库与中间件维保服务合同，含税总价2563.2万元。
2026-03-06CEB Bank selected Beijing Baoland Software as the winning bidder for a 2-year, 620 person-day distributed messaging platform technical support service, bid price RMB 1.6956 million (tax inclusive).光大银行选定北京宝兰德软件为分布式消息平台2年620人天技术支持服务中标候选人，投标报价169.56万元（含税）。
2026-05-19Advanced Digital Technology Co., Ltd. (300541.SZ) won a bid for CEB BANK-A's core bearer network router board expansion procurement project, with a winning amount of 4.0803 million yuan.北京先进数通信息技术股份公司中标光大银行总行核心承载网路由器板卡扩容采购项目，中标金额408.03万元。
Corporate lending & credit facilities公司贷款与授信
24 · 2024-03-06 → 2026-06-17
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Provision of significant credit lines and loans to specific corporate clients for various purposes.为特定企业客户提供大额授信和贷款，用于多种用途。
2024-03-06CEB Bank issued a 1 billion yuan medium-to-long-term loan to Heilongjiang Qiuhuifeng Agricultural Service Co. for spring plowing seed production.光大银行向黑龙江秋慧丰农业服务有限公司发放10亿元中长期贷款，用于春耕种子生产。
2024-05-31Erdund (835538) provided guarantee for its subsidiary's RMB 10 million loan from CEB Bank Hohhot Branch for 12 months.额尔敦（835538）为其子公司向光大银行呼和浩特分行借款1000万元提供担保，贷款期限12个月。
2024-08-27China Everbright Bank's Xi'an Branch cumulatively disbursed over 500 million yuan in M&A loans, supporting央企, provincial and municipal SOEs in asset restructuring.光大银行西安分行累计实现并购贷款投放5亿余元，助力央企、省属国企、市属国企盘活金融资产。
2024-10-23CEB Bank Beijing Branch provided a RMB 120m loan commitment to Beijing Lier High-Temperature Materials for stock buyback, marking CEB Bank's first stock repurchase loan deal.光大银行北京分行为北京利尔提供不超过1.2亿元股票回购贷款，标志着光大银行首批股票回购增持贷款业务落地。
2024-11-10CEB BANK-A Hefei Branch signed a 70 million yuan stock repurchase loan contract with Huitong Co., Ltd. (会通股份), with a 12-month term for share buyback.光大银行合肥分行与会通股份签署7000万元股票回购贷款合同，期限12个月，专项用于公司股票回购。
2024-11-19Tiankang Bio (天康生物) announced its controlling shareholder signed a stock increase loan commitment letter with CEB BANK-A Urumqi Branch for up to 140 million yuan, with a 1-year term.天康生物公告，控股股东与光大银行乌鲁木齐分行签署股票增持贷款承诺函，贷款额度不超过1.4亿元，期限一年。
2024-12-06CEB Bank landed its first batch of stock repurchase and increase loan business, cooperating with Beijing Lier High-Temperature Materials Co., Ltd. (北京利尔).光大银行落地首批股票回购增持贷款业务，与上市公司北京利尔高温材料股份有限公司合作。
2025-02-20China Everbright Bank Shenzhen Branch provided 60 million yuan comprehensive credit to Pudu Technology for its humanoid robot PUDO D9 via 'Specialized and New Giant Loan'.光大银行深圳分行通过“专精特新巨人贷”为普渡科技人形机器人PUDO D9提供6000万元综合授信。
2025-02-20China Everbright Bank Wuhan Branch increased credit to Wuhan Glanz Intelligence Technology to 50 million yuan and provided 10 million yuan to its subsidiary for quadruped robots.光大银行武汉分行将武汉格蓝若智能技术授信提升至5000万元，并向其子公司发放1000万元贷款。
2025-02-20China Everbright Bank Chongqing Branch provided 300 million yuan working capital loan to an AI company subsidiary, approved and disbursed within two weeks.光大银行重庆分行两周内为某AI企业下属公司审批放款3亿元流动资金贷款。
2025-02-21China Everbright Bank Xi'an Branch disbursed 66 million yuan special loan for the proton therapy center project of Xi'an International Medical Center, with cumulative disbursement over 260 million yuan.光大银行西安分行为西安国际医学中心质子治疗中心项目投放6600万元专项贷款，累计超2.6亿元。
2025-03-05CEB Bank Tianjin Branch approved and disbursed a 12 million yuan equipment renewal loan to a specialized and new 'Little Giant' enterprise in the intelligent driving field.光大银行天津分行为一家智能驾驶领域专精特新“小巨人”企业批复并投放1200万元设备更新贷款。
2025-03-25CEB Bank Hohhot Branch signed cooperation意向 agreements with 16 private enterprises at a government-bank-enterprise matchmaking conference.光大银行呼和浩特分行在政金企对接会上与16家民营企业签订合作意向协议。
2025-04-09CEB BANK-A Guangzhou branch approved a 500 million yuan 'old-for-new' housing project loan to Zhuhai Anju Group, with first disbursement of 64 million yuan, to acquire 178 old homes for rental housing.光大银行广州分行为珠海安居集团批复'商品住房以旧换新'项目贷款5亿元，首次投放6400余万元，收购178套旧房用作租赁住房。
2025-05-30China Everbright Bank Xi'an Branch granted a RMB 55 million working capital loan to Hua Tian Technology (Xi'an) Co., Ltd., a subsidiary of Hua Tian Electronic Group, a private semiconductor leader.光大银行西安分行向华天电子集团在陕子公司华天科技（西安）有限公司发放5500万元流动资金贷款。
2025-09-02CEB BANK-A's Hohhot branch issued the region's first special financing for clearing overdue corporate accounts, disbursing funds within 8 working days to a cultural tourism enterprise, unlocking receivables for 3 upstream suppliers.光大银行呼和浩特分行落地自治区首笔清理拖欠企业账款专项融资，8个工作日内放款至某文旅企业，盘活其上游3家配套供应商应收账款。
2025-11-19CEB BANK-A Fuzhou branch issued a loan commitment letter of up to 135M yuan (3-year term) to Zhongrong (Fujian) Investment for its stock buyback of Fuguang Co., as part of a share increase plan of 80M-150M yuan.光大银行福州分行向中融（福建）投资出具不超过1.35亿元（期限3年）的股票增持专项贷款承诺函，用于增持福光股份（增持金额8000万-1.5亿元）。
2026-03-02CEB Bank Tianjin Branch provided a RMB 100 million special loan to a Tianjin water utility under the SASAC for raw water procurement to ensure urban water supply.光大银行天津分行向天津市国资委下属某水务公司投放1亿元专项贷款，用于原水采购，保障城市供水安全。
2026-04-29CEB BANK-A Huanggang Branch provided a RMB 180 million loan for a affordable housing project in Wuxue, Hubei, receiving central bank relending support, marking the first such deal in Hubei county-level area and the first within CEB BANK-A's system.光大银行黄冈分行对武穴市保障性住房项目发放1.8亿元贷款，获得央行保障性住房再贷款支持，创下湖北省县域首笔、光大银行系统内首笔等纪录。
2026-05-08CEB BANK-A provided a 1.2 billion yuan syndicated loan to Zhuhai Technology Industry Group Co., Ltd. for a merger and acquisition, acting as joint lead arranger for the 'Zhuke No.2' syndication.光大银行为珠海科技产业集团有限公司办理并购银团贷款12亿元，担任其中“珠科贰号”并购银团的联席牵头行。
2026-05-18Xingye Leather Technology Co., Ltd. (002674.SZ) applied for 200 million yuan in comprehensive credit from CEB BANK-A Quanzhou Branch, unsecured, for a 15-month term.兴业皮革科技股份有限公司向光大银行泉州分行申请2亿元综合授信，无抵押无担保，期限15个月。
2026-06-09CEB Bank Tianjin Branch disbursed 20 million yuan in working capital loan to Tianjin Limin Condiment Co., a local condiment manufacturer.光大银行天津分行为天津市利民调料有限公司投放2000万元流动资金贷款。
2026-06-09CEB Bank Tianjin Branch disbursed 60 million yuan in credit funds to Anqing Computer Information Co., a national-level specialized 'Little Giant' firm in AI computing infrastructure.光大银行天津分行为国家级专精特新“小巨人”安擎计算机投放6000万元授信资金。
2026-06-17CEB Bank Shangrao Branch approved 110 million yuan in credit (first disbursement 45.2 million yuan) to a forestry industrial park firm using project revenue pledge, a new movable property financing model.光大银行上饶分行为林下产业园企业审批授信1.1亿元（首笔投放4520万元），创新项目收益权质押融资模式。
Green finance & ESG绿色金融与ESG
21 · 2024-03-11 → 2026-04-09
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Growing green loan portfolio, green finance work plans, green bond issuance, and improved MSCI ESG rating.绿色贷款组合增长，绿色金融工作计划，绿色债券发行，MSCI ESG评级提升。
2024-03-11CEB Bank reported green loan balance exceeded 310 billion yuan as of end-2023, up 57% YoY; clean energy loans reached 63 billion yuan, up 102% YoY.光大银行披露截至2023年末绿色贷款余额超3100亿元，同比增长57%；清洁能源产业贷款余额630亿元，同比增长102%。
2024-03-11CEB Bank released its Green Finance Work Plan, focusing on green credit, ESG risk management, and building a 'Green Everbright' brand.光大银行发布《绿色金融工作方案》，聚焦绿色信贷、ESG风险管理，打造“绿色光大”品牌。
2024-06-11CEB BANK-A signed the Green Finance Alliance Cooperation Framework Agreement with Ansteel Group, Agricultural Development Bank, and China Merchants Bank to join the green finance alliance.光大银行与鞍钢集团、农业发展银行、招商银行签署《绿色金融联盟合作框架协议》，加入绿色金融联盟。
2024-06-26CEB BANK-A Nanjing Branch was rated A-level in the 2023 Climate-Friendly Banking Financial Institutions list released by the Climate Investment and Finance Committee of the Chinese Society for Environmental Sciences.光大银行南京分行获评中国环境科学学会气候投融资专委会发布的“2023年气候友好型银行业金融机构”A级。
2024-10-29CEB Bank Chengdu Branch disclosed a green fixed-asset loan of RMB 47.63m to蜂巢能源 (SVOLT Energy Technology Chengdu) for its power battery manufacturing and R&D base (Phase I).光大银行成都分行向蜂巢能源科技（成都）有限公司投放绿色固定资产贷款4763万元，专项用于“蜂巢能源动力电池制造及西南研发基地（一期）”建设。
2024-11-07CEB BANK-A Yinchuan Branch granted a 4 billion yuan credit line to a key green enterprise, covering bank loans, bond underwriting, and cash management; in 2023 it issued Ningxia's first 'green + rural revitalization' medium-term note of 500 million yuan.光大银行银川分行为某绿色龙头企业授信40亿元，涵盖银行贷款、债券承销、现金管理等；2023年发行宁夏首单‘绿色+乡村振兴’中期票据5亿元。
2024-11-25CEB BANK-A Chongqing Branch reported green loan balance of 7.287 billion yuan as of end-September 2024, up 98.02% from start of year; corporate inclusive green loans up 255.09%.光大银行重庆分行截至2024年9月末绿色贷款余额72.87亿元，较年初增长98.02%；对公普惠型绿色贷款增速255.09%。
2024-12-09CEB Bank's MSCI ESG rating was upgraded to AA for 2024, achieving two consecutive years of improvement.明晟（MSCI）将光大银行2024年度ESG评级提升至AA级，实现两年连续提升。
2025-06-05Launched the first 'Carbon Reduction Loan' (Jiangtan Dai) in Shenzhen, a 5 million yuan low-interest loan linked to corporate carbon accounts, guided by the PBOC Shenzhen Branch.在深圳落地全行首笔“降碳贷”，向企业发放500万元低息流动资金贷款，该产品由人民银行深圳市分行指导，与企业碳账户挂钩。
2025-07-15China Everbright Bank successfully issued a 2025 green financial bond on the interbank bond market, with a scale of RMB 5 billion, 3-year term, final coupon rate of 1.65%, and an oversubscription ratio of 2.66 times.光大银行在全国银行间债券市场成功发行2025年绿色金融债券，规模50亿元，期限3年，票面利率1.65%，全场认购倍数2.66倍。
2025-08-22CEB BANK-A underwrote and provided a balance underwriting of RMB 158 million (70.22% of the total issuance) for Xuzhou Transportation Holding Group's 2025 first-phase green asset-backed notes (carbon-neutral bonds), with total issuance of RMB 230 million.光大银行作为主承销商，为徐州市交通控股集团2025年度第一期绿色资产支持票据（碳中和债）提供余额包销1.58亿元，占发行规模70.22%，总发行2.3亿元。
2025-08-29CEB BANK-A interim results: green loan balance RMB 464.1 billion, up 12.4% vs end-2024; inclusive loan balance RMB 452.7 billion, up 4.0% vs end-2024; corporate comprehensive financing scale (FPA) RMB 5.41 trillion; retail AUM RMB 3.10 trillion; interbank GMV RMB 1.74 trillion.光大银行中期业绩：绿色贷款余额4641亿元，比上年末增长12.4%；普惠贷款余额4527亿元，比上年末增长4.0%；对公综合融资规模5.41万亿元；零售AUM 3.10万亿元；同业金融交易额1.74万亿元。
2025-09-04CEB BANK-A's Tianjin branch approved a 300 million yuan green fixed-asset loan to Yuhu Cold Chain Logistics (Tianjin) Co., Ltd. for the Yuhu Cold Chain (Tianjin) Trading Center project, a smart green cold-chain hub serving northern China.光大银行天津分行为玉湖冷链物流（天津）有限公司批复3亿元固定资产绿色贷款，用于玉湖冷链（天津）交易中心项目建设，打造智慧绿色冷链枢纽。
2025-09-09CEB BANK-A's Chongqing branch underwrote and invested in a 2.6 billion yuan green auto loan ABS for an auto finance company, with underwriting of 520 million yuan and investment of 100 million yuan, the branch's first green bond underwriting this year.光大银行重庆分行参与承销某汽车金融公司首期个人汽车抵押贷款绿色资产支持证券，发行总额26亿元，分行承销5.2亿元、投资1亿元，系分行今年首笔绿色债券承销。
2025-11-28CEB BANK-A Hohhot branch partnered with Mengcao Eco-Environment Group to provide green finance for desertification control projects in Inner Mongolia, part of the 'Three-North' shelterbelt program. The branch approved 1.58B yuan in green credit in 2025, with outstanding balance up 47.95% YoY.光大银行呼和浩特分行与蒙草生态环境集团合作，为内蒙古防风治沙工程提供绿色金融支持。2025年批复绿色授信15.8亿元，截至10月末余额3.77亿元，较上年增长47.95%。
2025-12-02CEB Bank's green loan balance reached 464.1 billion yuan by end-June 2025, up 12.4% from end-2024; it also completed its first 'Carbon Reduction Loan' (降碳贷) in Shenzhen, providing 5 million yuan to a mold company with rates linked to carbon reduction.截至2025年6月末，光大银行绿色贷款余额4641亿元，较上年末增长12.4%；深圳分行落地全行首笔“降碳贷”业务，为模具企业提供500万元贷款。
2025-12-22CEB Bank Hohhot branch approved a special credit line of 80 million yuan to Mengcao Ecology (蒙草生态) for grassland restoration, biodiversity protection, and ecological industry integration.光大银行呼和浩特分行向蒙草生态批复8000万元专项授信额度，支持草原生态修复、生物多样性保护及生态产业融合。
2025-12-26CEB Bank Hohhot branch provided a first loan of 10 million yuan to the parent company of Inner Mongolia Xinmeng New Energy Technology for a source-grid-load-storage integrated ferroalloy project, the first of its kind in the region.光大银行呼和浩特分行向内蒙古新蒙新能源科技有限公司项目母公司发放首笔1000万元贷款，支持全区首个源网荷储一体化铁合金项目。
2026-02-27China Everbright Bank Xi'an branch provides over 20 million yuan in sustainability-linked project financing to a green energy-saving enterprise, with interest rate tied to carbon emission reduction targets.光大银行西安分行向某绿色节能企业投放超2000万元可持续发展挂钩贷款，利率与碳排放强度降低率挂钩。
2026-03-30CEB Bank Hohhot Branch successfully led a green computing syndicated loan to support a large-scale liquid-cooled intelligent computing center project in the Helingeer New Area, Inner Mongolia.光大银行呼和浩特分行成功落地牵头组建的绿色算力银团贷款，用于支持和林格尔新区大规模液冷智算中心项目建设。
2026-04-09CEB BANK-A released its first 'Sustainable Development Report', covering green finance, technology finance, and social responsibility actions in 2025.光大银行发布首本《可持续发展报告》，涵盖2025年绿色金融、科技金融及社会责任行动。
Pension & elderly financial services养老与老年金融服务
14 · 2024-03-13 → 2026-06-05
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Strategic work plans, dedicated service centers, and product expansion targeting the elderly demographic.针对老年群体的战略工作计划、专属服务中心及产品扩展。
2024-03-13CEB Bank released its Elderly Financial Services Work Plan, building a '12345' project for pension finance, targeting leading comprehensive services among joint-stock banks.光大银行发布《养老金融工作方案》，构建养老金融“12345”工程，目标打造股份制银行领先的养老金融综合服务。
2024-07-22CEB BANK-A released elderly financial work plan, targeting to build a leading comprehensive elderly financial service among joint-stock banks, with '12345' engineering framework.光大银行发布养老金融工作方案，以'打造股份制银行领先的养老金融综合服务'为目标，构建'12345'工程。
2024-08-30China Everbright Bank's personal pension accounts exceeded 1 million by end-June 2024, up 69.5% from年初.截至2024年6月末，光大银行个人养老金账户突破百万，增幅69.5%。
2024-10-11CEB Bank, together with Tencent News and Tencent SSV Time Lab, launched the 'Walking with Light: Pension Happiness Guide', covering pension finance, elderly care, health, and psychology.光大银行联合腾讯新闻、腾讯SSV时光实验室推出《与光同行：养老幸福指南》，涵盖养老金融、老年养护、养老健康和养老心理等领域。
2024-12-10CEB Bank formulated a 2024 elderly financial work plan, targeting to become a leading bank in pension finance, offering about 450 pension financial products.光大银行制定2024年养老金融工作方案，目标成为股份制银行领先的养老金融综合服务银行，提供约450支养老金融产品。
2025-01-17First batch of 64 'Pension Financial Service Centers' were inaugurated simultaneously in 39 cities including Beijing, Taiyuan, Shenyang, Shanghai, Fuzhou, and Chongqing, with plans to upgrade all 90 existing 'Elderly-friendly Service Outlets' within three years.首批64家“养老金融服务中心”在北京、太原、沈阳、上海、福州、重庆等39个城市同步揭牌，计划三年内将90家现有“适老化服务特色网点”全部升级。
2025-02-12China Everbright Bank launched 64 'Pension Financial Service Centers' in cities including Beijing, Taiyuan, Shenyang, Shanghai, Fuzhou, and Chongqing.光大银行在北京、太原、沈阳、上海、福州、重庆等地揭牌首批64家“养老金融服务中心”。
2025-03-14CEB Bank held the inaugural ceremony for 64 'Pension Financial Service Centers' across Beijing, Taiyuan, Shenyang, Shanghai, Fuzhou, Chongqing and other cities.光大银行在北京、太原、沈阳、上海、福州、重庆等地为首批64家“养老金融服务中心”举行揭牌仪式。
2025-03-31CEB Bank's pension financial product line expanded to 650 products by end-2024.截至2024年末，光大银行养老金融产品已扩容至650支。
2025-09-04CEB BANK-A's Ordos branch won the bid as the designated depository bank for pre-paid elderly care institution fees in Ordos city (first in Inner Mongolia), and approved a 3 million yuan working capital loan to a local elderly care institution in 1 working day.光大银行鄂尔多斯分行中标鄂尔多斯市养老机构预收费存管银行资格（内蒙古首单），并在1个工作日内为当地养老机构审批300万元流动资金贷款。
2025-11-14CEB BANK-A Hohhot branch successfully disbursed its first pension loan, supporting the 'He Guang Yi Xiang' and 'He Guang Yi Yang' dual-brand elderly care services, with digitalized fee management for a designated elderly care institution deposit bank in Ordos.光大银行呼和浩特分行成功投放首笔养老贷款，依托光大集团“和光颐享”“和光颐养”双品牌，为鄂尔多斯市养老机构预收费存管银行客户提供数字化服务。
2026-04-02CEB BANK-A continued to develop its pension finance brand 'He Guang Yi Xiang', building a team of nearly 500 pension planners, targeting 1,000.光大银行持续打造养老金融“和光颐享”品牌，养老规划师团队规模扩容近500人，目标打造千人队伍。
2026-05-29CEB BANK-A Hohhot Jin Qiao Sub-branch officially established a 'Pension Financial Service Center' to provide senior-friendly services.光大银行呼和浩特分行金桥支行“养老金融服务中心”正式揭牌成立，提供适老化服务。
2026-06-05CEB Bank Xi'an Branch held the unveiling ceremony for the second batch of 5 pension financial service centers, expanding the 'He Guang Yi Xiang' service network to 7 centers in Shaanxi.光大银行西安分行举行第二批5家养老金融服务中心揭牌仪式，在陕西建成7家“和光颐享”服务网络。
Software copyright & IT development软件著作权与IT开发
26 · 2024-03-15 → 2026-05-26
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Registration of numerous software copyrights covering risk management, payment, and internal systems.注册大量涵盖风险管理、支付和内部系统的软件著作权。
2024-03-15CEB Bank registered 29 new software copyrights in March, including systems for credit card relief, anti-illegal fundraising, and real estate transaction management.光大银行3月新注册29项软件著作权，包括信用卡纾困、反非法集资、房地产交易管理等系统。
2024-06-22CEB BANK-A registered 3 new software copyrights: POS商对接平台V1.0, suspicious account combo transaction risk monitoring early warning software V1.0, batch identity verification new conversion platform V1.0.光大银行新注册3个软件著作权，包括POS商对接平台、可疑账户组合交易风险监测预警软件、批量身份核实新增转换平台。
2024-06-23CEB BANK-A registered a new software copyright: batch SMS platform V1.0.光大银行新注册《批量短信平台V1.0》软件著作权。
2024-07-22CEB BANK-A registered software copyright for 'Payment Project Fund Automatic Reconciliation and Settlement System V1.0'.光大银行新注册《缴费项目资金自动对账清算系统V1.0》软件著作权。
2024-07-23CEB BANK-A registered software copyright for 'Self-supervised Credit Time Series Customer Default Prediction System V1.0'.光大银行新注册《一种自监督模式的征信时间序列的客户违约率预测系统V1.0》软件著作权。
2024-09-12CEB BANK-A registered a new software copyright for 'Social Security Work Injury Payment Steward System V1.0'.光大银行新注册《社保工伤支付管家系统V1.0》软件著作权。
2024-09-15CEB BANK-A registered 45 new software copyrights in September 2024, including systems for civil affairs inquiry, batch Excel password management, and retail asset evaluation.光大银行2024年9月新注册45项软件著作权，包括民政救助信息查询系统、批量管理Excel文件密码软件、零售资产评估业务管理系统等。
2024-11-24CEB BANK-A registered a new software copyright 'Corporate Account Deferred Reconciliation System V1.0'; total 390 software copyrights registered in 2024, down 26.14% YoY.光大银行新注册《对公账户延期对账系统V1.0》软件著作权；2024年累计注册390个，同比减少26.14%。
2024-12-10CEB Bank registered a new software copyright for 'Electronic Archive System V1.0', bringing its 2024 total to 391, down 30.43% YoY.光大银行新注册《电子档案系统V1.0》软件著作权，2024年累计注册391个，同比减少30.43%。
2024-12-25CEB Bank registered a new software copyright for 'Construction Field Worker Wage Sub-account Management Business System V1.0', bringing 2024 total to 392, down 32.3% YoY.光大银行新注册《建设领域工人工资分账管理业务系统V1.0》软件著作权，2024年累计392个，同比减少32.3%。
2024-12-26CEB Bank registered 82 new software copyrights in a single batch, including systems for personal finance planning, risk management, and green finance assessment, bringing 2024 total to 474, down 22.9% YoY.光大银行批量新注册82个软件著作权，涵盖个人理财规划、风险管理、绿色金融评估等系统，2024年累计474个，同比减少22.9%。
2024-12-27CEB Bank registered 61 new software copyrights, including systems for prepaid fund supervision, pension prepayment fund supervision, and retail smart marketing, bringing 2024 total to 537, down 13.11% YoY.光大银行新注册61个软件著作权，包括预售资金监管、养老预付费资金监管、零售智能营销等系统，2024年累计537个，同比减少13.11%。
2025-01-10Registered two software copyrights: 'Foreigners in Tibet Optimized Payment Service Guide System V1.0' and 'Commercial Bank Inclusive Business Post-loan Inspection Management System V1.0'.新注册2项软件著作权：《外籍来藏人员优化支付服务指南系统V1.0》和《商业银行普惠业务贷后检查管理系统V1.0》。
2025-01-14Registered three software copyrights: 'Cloud Payment Automatic Reconciliation and Settlement System V1.0', 'Corporate Business Management Report Timed Query Program V1.0', and 'Linux Automatic Monitoring System V1.0'.新注册3项软件著作权：《云缴费自动对账清算系统V1.0》、《公司业务管理报表定时查询程序V1.0》、《Linux自动监测系统V1.0》。
2025-01-24Registered software copyright for 'Commercial Bank Internal CMS System V1.0'.新注册《商业银行内部CMS系统V1.0》软件著作权。
2025-01-28Registered software copyright for 'Housing Provident Fund Loan Disbursement Inquiry System V1.0'.新注册《公积金贷款投放查询系统V1.0》软件著作权。
2025-07-02China Everbright Bank registered 8 new software copyrights, including 'Public Opinion Risk Management Platform V1.0' and 'Retail Private Deposit RPA Quasi-Real-Time Detection System V1.0'. Year-to-date total reached 516, up 105.58% YoY.光大银行新注册8个软件著作权，包括《舆情风险管理平台V1.0》、《零售对私存款RPA准实时检测系统V1.0》等。今年以来累计注册516个，同比增长105.58%。
2025-07-29China Everbright Bank registered 11 new software copyrights, including 'Personal Credit Feature Processing System V1.0' and 'FX Post-Trade Risk Monitoring Strategy Software V1.0'. Year-to-date total reached 531, up 109.06% YoY.光大银行新注册11个软件著作权，包括《个人征信特征加工系统V1.0》、《外汇展业事后风险监测策略软件V1.0》等。今年以来累计注册531个，同比增长109.06%。
2025-07-31China Everbright Bank registered 14 new software copyrights, including 'e-Supervision System V1.0' and 'Collateral Registration Certificate Electronic Management System V1.0'. Year-to-date total reached 549, up 115.29% YoY.光大银行新注册14个软件著作权，包括《e督办系统V1.0》、《抵押物登记权证电子管理系统V1.0》等。今年以来累计注册549个，同比增长115.29%。
2025-08-06CEB BANK-A registered two new software copyrights: 'RPA Automated Account Access Check System V1.0' and 'Auto Installment Repayment Progress Monitoring System V1.0'. Year-to-date, the bank has registered 606 software copyrights, up 137.65% YoY.光大银行新注册2项软件著作权，包括《RPA自动化准入账号排查系统V1.0》、《汽车分期还款进度监控系统V1.0》。今年以来新注册606个，同比增加137.65%。
2025-08-20CEB BANK-A registered a new software copyright: 'Big Data-based Network Security Analysis System V1.0'. Year-to-date, the bank has registered 612 software copyrights, up 108.87% YoY.光大银行新注册《基于大数据的网络安全分析系统V1.0》软件著作权。今年以来新注册612个，同比增加108.87%。
2025-11-11CEB BANK-A registered a new software copyright for 'Bank Corporate Banking Marketing Intelligent Monitoring System V1.0'. In 2025 it registered 743 software copyrights, up 90.03% YoY.光大银行新注册《银行对公业务营销智能监控系统V1.0》软件著作权。2025年以来共注册743个软件著作权，较去年同期增加90.03%。
2026-01-31CEB BANK-A registered a new software copyright for 'Temporary Payment Registration and Expiry Reminder System V1.0'.光大银行新注册《暂收暂付登记和到期提醒系统V1.0》软件著作权。
2026-02-28China Everbright Bank registers new software copyright for 'Household Asset-Liability Statistics Dashboard System V1.0'.光大银行新注册《家庭资产负债统计看板系统V1.0》软件著作权。
2026-03-17CEB Bank registered a new software copyright for 'Next-Generation Pension Account Management System V1.0'.光大银行新注册《新一代养老金账户管理系统V1.0》软件著作权。
2026-05-26CEB BANK-A registered a new software copyright for 'Supervision and Management Platform Corporate Customer Panoramic View System V1.0'.光大银行新注册《监督管理平台对公客户全景视图系统V1.0》软件著作权。
Technology finance & sci-tech loans科技金融与科技贷款
22 · 2024-03-18 → 2026-04-24
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Dedicated work plans, specialized organizational systems, and growing loan book for technology enterprises.专项工作计划、专业化组织体系以及面向科技企业的贷款规模持续增长。
2024-03-18CEB Bank designated 'technology finance, green finance, advanced manufacturing' as three new corporate banking tracks, providing 500 million yuan manufacturing loan to a tech firm.光大银行将“科技金融、绿色金融、先进制造业”作为公司金融三大新赛道，为一家科技企业提供5亿元制造业贷款。
2024-03-22CEB Bank released its 2024 Technology Finance Work Plan, building a '1+16+100' specialized organizational system with 27 supporting policies.光大银行发布《科技金融工作方案（2024年版）》，建设“1+16+100”专业化组织体系，配套27项支持政策。
2024-04-07China Everbright Bank released the 'Science and Technology Finance Work Plan (2024 Edition)', focusing on six key tasks with 27 supporting policies, and building a '1+16+100' specialized organizational system for sci-tech finance.光大银行发布《科技金融工作方案（2024年版）》，聚焦六大重点任务配套27项支持政策，建设“1+16+100”科技金融专业化组织体系。
2024-08-12Xi'an Branch of China Everbright Bank issued its first 'Specialized and New' enterprise convenient renewal loan of 10 million yuan to a national-level 'Specialized and New' SME.光大银行西安分行为一家国家级“专精特新”企业发放了分行首笔“专精特新”企业便捷续贷贷款1000万元。
2024-09-18CEB BANK-A launched 'Keji e-Dai', an online loan product for tech enterprises, offering up to RMB 10 million credit line; tech SME loan balance reached nearly RMB 80 billion as of August 2024.光大银行推出“科技e贷”线上化贷款产品，最高授信额度1000万元；截至2024年8月末科技类小微企业贷款余额近800亿元。
2024-10-03As of end-June 2024, CEB Bank's loans to tech firms reached RMB 351bn (+31.4% YoY), green loans RMB 403.4bn (+28.6%), inclusive loans RMB 429.3bn (+13.2%). The bank's 'pension finance' zone served 1.83m customers, personal pension accounts grew 69.5% YoY, and 1,588 outlets completed age-friendly renovation. CEB Cloud Payment cumulatively connected 17,152 billing items with RMB 359.6bn in payments.截至2024年6月末，光大银行科技型企业贷款余额3510亿元（同比+31.4%），绿色贷款4034亿元（+28.6%），普惠贷款4293亿元（+13.2%）；养老金融专区累计服务183万人次，个人养老金客户增长69.5%，完成适老化改造网点1588家；光大云缴费累计接入17152项缴费项目，缴费金额3596亿元。
2025-02-20China Everbright Bank upgraded its sci-tech finance service system, launching the 'Sci-tech Finance Work Plan 2.0' with a 'Five Strengths' support framework.光大银行升级科技金融服务体系，推出《科技金融工作方案2.0》，打造“五强”特色支撑体系。
2025-03-10CEB Bank Ningbo Branch provided a 100 million yuan credit line to a semiconductor technology company, up from 30 million yuan in 2023.光大银行宁波分行向一家半导体科技公司提供1亿元授信额度，较2023年的3000万元有所增加。
2025-03-10CEB Bank Chongqing Branch provided a 20 million yuan receivables pledge loan to a national-level specialized and new 'Little Giant' semiconductor AI solutions firm.光大银行重庆分行为一家国家级专精特新“小巨人”半导体AI解决方案企业发放2000万元应收账款质押贷款。
2025-03-31CEB Bank plans to formulate a 'Technology Finance 2.0' work plan and a 'Green Finance' special work plan for 2025.光大银行计划在2025年制定科技金融2.0工作方案和绿色金融专项工作方案。
2025-04-01CEB BANK-A's 2024 green loans grew 41% YoY to 442.4 billion yuan; tech loans grew 42.1% to 379.5 billion yuan; strategic emerging industry loans grew 45.5%.光大银行2024年绿色贷款同比增长41%至4424亿元；科技型企业贷款增长42.1%至3795亿元；战略性新兴产业贷款增长45.5%。
2025-04-25CEB BANK-A's 2025 Q1 tech loans reached 415.8 billion yuan, up 9.6% from end-2024; green loans reached 460.9 billion yuan, up 11.6%.光大银行2025年一季度科技型企业贷款余额4158亿元，较上年末增长9.6%；绿色贷款余额4609亿元，增长11.6%。
2025-06-23Launched 'Keji Yanfa Dai' (科技研发贷), a special loan product for tech enterprises' R&D expenses, with the first 6 million yuan loan provided to a semiconductor testing company in Shenzhen.推出“科技研发贷”特色产品，重点支持科创企业研发活动，首笔600万元授信落地深圳某半导体测试企业。
2025-07-03China Everbright Bank Xi'an Branch completed its first sci-tech enterprise M&A loan of RMB 29.98 million with a 10-year term, supporting Shaanxi Construction Engineering Installation Group's industrial integration and upgrade.光大银行西安分行落地首笔科技企业并购贷款，金额2998万元，期限10年，支持陕西建工安装集团产业整合升级。
2025-08-29CEB BANK-A held 2025 interim results briefing: President Hao Cheng stated the bank formulated a tech finance work plan version 2.0, built a '1+16+100' head-branch-sub-branch tech finance system, with tech-enterprise loan balance of RMB 417 billion, up 9.9% vs end-2024; 'Specialized & New Enterprise Loan' balance over RMB 13 billion, up >20% YTD; 'Specialized & New Giant Loan' balance over RMB 130 billion, up >30% YTD.光大银行举行2025年中期业绩发布会：行长郝成表示制定科技金融工作方案2.0版，搭建'1+16+100'总分支三级科技金融体系，科技型企业贷款余额4170亿元，较上年末增长9.9%；'专精特新企业贷'余额130多亿元，较年初增长超20%；'专精特新巨人贷'余额1300多亿元，较年初增长超30%。
2025-11-04CEB BANK-A launched a financial services plan to support new industrialization, proposing 40 specific measures, including credit policies for IC, machine tools, instruments, and supply chain finance.光大银行推出支持新型工业化金融服务方案，提出40项具体举措，包括针对集成电路、工业母机、仪器仪表等领域的授信政策和供应链金融。
2025-12-02CEB Bank launched a financial service plan to support new industrialization, detailing 40 specific measures focusing on key sectors like integrated circuits and machine tools.光大银行推出支持新型工业化金融服务方案，提出40项具体工作举措，聚焦集成电路、工业母机等重点领域。
2026-03-02CEB Bank launched the 'Rong Ecology, Assist Sci-Tech Innovation' fintech series, releasing the 2026 Sci-Tech Finance Action Plan targeting IC, computing power & AI, embodied intelligence, and smart vehicles, with sci-tech loan balance exceeding RMB 700 billion.光大银行启动“融生态 助科创”科技金融系列活动，发布2026年科技金融行动方案，锚定集成电路、算力及人工智能、具身智能、智能汽车四大赛道，科技贷款余额超7000亿元。
2026-03-27CEB Bank Changsha Branch launched the 'Rong Ecology, Assist Sci-Tech Innovation' fintech series in Hunan, releasing a 2026 action plan focusing on key industrial chains and clusters.光大银行长沙分行在湖南启动“融生态 助科创”科技金融系列活动，发布2026年行动方案，聚焦重点产业链及产业集群。
2026-03-30CEB Bank 2025 annual report disclosed: sci-tech loan balance RMB 703.723 billion, up 10.17% YoY; green loan balance RMB 469.078 billion, up 13.57%; inclusive loan balance RMB 462.807 billion, up 6.20%.光大银行2025年年报披露：科技贷款余额7037.23亿元，同比增长10.17%；绿色贷款余额4690.78亿元，同比增长13.57%；普惠贷款余额4628.07亿元，同比增长6.20%。
2026-04-02CEB BANK-A launched 'Keji e-Dai' (Tech e-Loan) online product for tech SMEs; by end-2025, outstanding balance of 'Specialized & New Enterprise Loan' and 'Tech e-Loan' reached nearly RMB 18 billion, up over RMB 6 billion from start of year.光大银行推出“科技e贷”线上化产品，服务科技型小微企业；截至2025年末，“专精特新企业贷”及“科技e贷”在贷规模近180亿元，较年初增加超60亿元。
2026-04-24CEB BANK-A Hohhot Branch launched 'Rong Shengtai Zhu Keji Chuang' (Eco-Integration for Tech Innovation) series of sci-tech finance activities, partnering with Inner Mongolia Equity Trading Center and Inner Mongolia Mengke Industrial Technology Innovation Co., Ltd.光大银行呼和浩特分行联合内蒙古股权交易中心、内蒙古蒙科产业技术创新有限公司启动“融生态 助科创”科技金融系列活动。
Inclusive & agricultural finance普惠金融与涉农贷款
10 · 2024-03-21 → 2025-12-03
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Launch of inclusive finance work plans, special bond issuances, and growth in agricultural and SME lending.推出普惠金融工作计划，发行专项债券，涉农及小微企业贷款增长。
2024-03-21CEB Bank launched an Inclusive Finance Work Plan with 28 measures across 7 areas to serve SMEs and agriculture clients.光大银行推出普惠金融工作方案，提出7方面28条举措，服务小微企业和“三农”客户。
2024-04-24China Everbright Bank successfully issued 30 billion yuan of special financial bonds for small and micro enterprise loans, with a 3-year term, coupon rate of 2.15%, and AAA rating, with a subscription multiple of 1.68 times.光大银行成功簿记发行300亿元小型微型企业贷款专项金融债券，期限3年，票面利率2.15%，主体及债项评级AAA，全场认购倍数1.68倍。
2024-05-29CEB Bank issued RMB 30 billion 3-year special financial bonds for small and micro enterprise loans, with a coupon rate of 2.15% and a subscription multiple of 1.68 times.光大银行成功发行300亿元3年期小型微型企业贷款专项金融债券，票面利率2.15%，全场认购倍数1.68倍。
2024-07-02CEB BANK-A launched an inclusive finance work plan with 28 measures in 7 aspects to serve small and micro enterprises and 'agriculture, rural areas and farmers' customers.光大银行推出普惠金融工作方案，提出7个方面共28条举措，服务小微企业和'三农'客户。
2024-09-25CEB BANK-A Zhengzhou branch's 'Sunshine Golden Grain Loan' product achieved credit disbursement of RMB 179 million as of August 2024, supporting the grain industry.光大银行郑州分行“阳光金粮贷”产品截至2024年8月末实现信贷投放1.79亿元，支持粮食产业。
2025-02-27As of end-2024, China Everbright Bank's agricultural-related loan balance reached nearly 320 billion yuan, with inclusive agricultural loans up 35.5% from the start of the year.截至2024年末，光大银行涉农贷款余额近3200亿元，普惠型涉农贷款较年初增长35.5%。
2025-06-05Acted as lead underwriter for Ningxia Agricultural Reclamation Group's 300 million yuan special rural revitalization SCP, with a 120 million yuan (40%) balance underwriting commitment.作为主承销商为宁夏农垦集团发行3亿元专项乡村振兴超短期融资券，承担1.2亿元（40%）余额包销。
2025-06-11Launched the '10,000 Agricultural Machinery Renewal Plan' (万台农机更新计划), building a 'finance + agricultural machinery' ecosystem covering production, sales, and purchase of smart and green farm equipment.推出“万台农机更新计划”，围绕农机生产、销售、购置全链条构建“金融+农机”服务生态，推动农机智能化、绿色化。
2025-07-30China Everbright Bank Nanjing Branch disbursed its first 'Beam Pass' (Guang Shu Tong) loan of RMB 3 million to an agricultural enterprise in Baoying County, leveraging the Ministry of Agriculture's credit direct-link system.光大银行南京分行依托“信贷直通车——光束通”产品，向宝应县某农业企业发放首笔300万元乡村振兴贷款。
2025-12-03CEB Bank launched the 'Huínong Loan' (惠农贷) product series for agricultural clients, including Sunshine Agribusiness Loan, Sunshine Planting Loan, etc., with total loans reaching 2.5 billion yuan across 11 provinces.光大银行创设“惠农贷”产品系列，包括阳光助业贷、阳光种植贷等，已在11个省份落地，贷款规模达25亿元。
HarmonyOS native app development鸿蒙原生应用开发
4 · 2024-03-25 → 2024-11-21
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Partnership with Huawei to develop native HarmonyOS NEXT apps for mobile banking and cloud payment.与华为合作，为手机银行和云缴费开发原生鸿蒙NEXT应用。
2024-03-25CEB Bank partnered with Huawei to develop native HarmonyOS NEXT apps for its mobile banking, Cloud Payment, and Sunshine Huisheng Life apps.光大银行携手华为推进手机银行、云缴费APP、阳光惠生活APP等鸿蒙原生应用开发。
2024-07-26CEB BANK-A partnered with Huawei to accelerate development of HarmonyOS native apps for mobile banking, Cloud Payment APP, and Sunshine Life APP based on HarmonyOS NEXT.光大银行携手华为加速推进手机银行、云缴费APP、阳光惠生活APP等鸿蒙原生应用开发，基于HarmonyOS NEXT。
2024-10-23CEB Bank's native HarmonyOS NEXT apps (CEB Bank APP and Cloud Payment APP) officially launched on Huawei's app store, becoming among the first batch of 'pure-blood HarmonyOS' financial apps.光大银行APP、云缴费APP正式在鸿蒙应用市场上架，成为金融行业首批发布的“纯血鸿蒙”版应用。
2024-11-21CEB BANK-A launched native HarmonyOS (HarmonyOS NEXT) versions of CEB App and Cloud Payment App, becoming among the first batch of financial apps on the pure HarmonyOS platform.光大银行发布原生鸿蒙版光大银行App和云缴费App，成为首批上架‘纯血鸿蒙’平台的金融应用。
Annual & quarterly financial results年度与季度财务业绩
24 · 2024-03-27 → 2026-05-01
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Regular reporting of annual and quarterly financial performance, including revenue, profit, and asset quality metrics.定期报告年度和季度财务业绩，包括收入、利润和资产质量指标。
2024-03-27CEB Bank reported 2023 annual results: revenue 145.685 billion yuan, down 3.92% YoY; net profit 40.792 billion yuan, down 8.96% YoY; proposed dividend 1.73 yuan per 10 shares.光大银行发布2023年年报：营业收入1456.85亿元，同比下降3.92%；净利润407.92亿元，同比下降8.96%；拟每10股派息1.73元。
2024-03-28CEB Bank held 2023 results briefing; president Wang Zhiheng said net profit drop was due to 1.677 billion yuan increase in credit impairment provisions to strengthen asset quality.光大银行召开2023年度业绩发布会，行长王志恒称净利润下降主因是信用减值拨备增加16.77亿元以夯实资产质量。
2024-04-01China Everbright Bank released its 2023 annual report: retail AUM exceeded 2.7 trillion yuan, up 12.4% YoY; retail deposits grew 12.6%; retail customers exceeded 152 million; retail finance revenue accounted for 44.6% of total revenue, up 1.1 percentage points.光大银行发布2023年年报：零售AUM突破2.7万亿元，同比增长12.4%；零售存款增长12.6%；零售客户超1.52亿户；零售金融营收占比44.6%，提升1.1个百分点。
2024-04-01China Everbright Bank's 2023 net interest margin was 1.74%, down 17 bps YoY; non-performing loan ratio was 1.25%, flat YoY; provision coverage ratio was 181%, down 7 percentage points YoY.光大银行2023年净息差1.74%，同比下降17个基点；不良贷款率1.25%，同比持平；拨备覆盖率181%，同比下降7个百分点。
2024-04-01China Everbright Bank's 2023 net profit was 41.076 billion yuan, down 8.80% YoY; revenue was 145.685 billion yuan, down 3.92% YoY; credit impairment losses in Q4 2023 reached a record high of 16.589 billion yuan.光大银行2023年净利润410.76亿元，同比下降8.80%；营业收入1456.85亿元，同比下降3.92%；第四季度信用减值损失创历史新高165.89亿元。
2024-04-29China Everbright Bank reported Q1 2024 results: net profit attributable to shareholders 12.426 billion yuan, up 0.39% YoY; revenue 34.487 billion yuan, down 9.62% YoY; NPL ratio 1.25%, flat; provision coverage ratio 185.10%, up 3.83 percentage points.光大银行发布2024年一季报：归母净利润124.26亿元，同比增长0.39%；营业收入344.87亿元，同比下降9.62%；不良贷款率1.25%，持平；拨备覆盖率185.10%，上升3.83个百分点。
2024-08-30China Everbright Bank announced 2024 interim results: net profit attributable to shareholders 24.487 billion yuan, up 1.72% YoY; operating revenue 69.808 billion yuan, down 8.77% YoY; NIM 1.54%.光大银行发布2024年中期业绩：归母净利润244.87亿元，同比增长1.72%；营业收入698.08亿元，同比下降8.77%；净息差1.54%。
2024-09-01CEB BANK-A reported 2024H1 revenue of RMB 69.808bn (YoY -8.77%), net profit attributable to parent of RMB 24.487bn (YoY +1.72%), NPL ratio 1.25%, and provision coverage 172.45%.光大银行公布2024年上半年营收698.08亿元（同比-8.77%），归母净利润244.87亿元（同比+1.72%），不良率1.25%，拨备覆盖率172.45%。
2024-10-30CEB Bank reported Q3 2024 results: net profit attributable to shareholders RMB 13.927bn, +2.27% YoY; 9M revenue RMB 102.399bn, -8.76% YoY; 9M net profit RMB 38.514bn, +1.92% YoY. NPL ratio stable at 1.25%.光大银行发布2024年第三季度报告：第三季度归母净利润139.27亿元，同比增长2.27%；前三季度营业收入1023.99亿元，同比下降8.76%；净利润385.92亿元，同比增长1.81%；不良贷款率1.25%，与上年末持平。
2024-11-04CEB BANK-A reported Q3 2024 results: revenue 102.399 billion yuan, down 8.76% YoY; net profit 38.414 billion yuan, up 1.92% YoY; NII 72.59 billion yuan, down 11.03% YoY; fee income 15.172 billion yuan, down 20.56% YoY; NPL ratio stable at 1.25%.光大银行发布2024年三季度业绩：营业收入1023.99亿元，同比下降8.76%；归母净利润384.14亿元，同比增长1.92%；利息净收入725.90亿元，同比下降11.03%；手续费及佣金净收入151.72亿元，同比下降20.56%；不良率稳定在1.25%。
2025-03-28CEB Bank 2024 annual results: revenue 135.415 billion yuan (YoY -7.05%), net profit 41.696 billion yuan (YoY +2.22%); NPL ratio 1.25%.光大银行2024年度业绩：营业收入1354.15亿元（同比-7.05%），净利润416.96亿元（同比+2.22%）；不良贷款率1.25%。
2025-04-01CEB BANK-A reported 2024 annual results: revenue 135.415 billion yuan, down 7.05% YoY; net profit 41.696 billion yuan, up 2.22% YoY; NPL ratio 1.25%, stable for 4th year; NIM 1.54%, down 20bp.光大银行发布2024年年报：营业收入1354.15亿元，同比下降7.05%；归母净利润416.96亿元，同比增长2.22%；不良贷款率1.25%，连续第四年持平；净息差1.54%，同比下降20个基点。
2025-04-25CEB BANK-A reported 2025 Q1 results: revenue 33.086 billion yuan, down 4.06% YoY; net profit 12.464 billion yuan, up 0.31% YoY; NPL ratio 1.25%, stable; total assets broke 7 trillion yuan.光大银行发布2025年一季报：营业收入330.86亿元，同比下降4.06%；净利润124.64亿元，同比增长0.31%；不良贷款率1.25%；资产总额突破7万亿元。
2025-05-09China Everbright Bank reported Q1 2025 results: total assets RMB 7.23 trillion (+3.88% YoY), loans RMB 4.11 trillion (+4.50% YoY), revenue RMB 33.09 billion (-4.06% YoY), net profit RMB 12.46 billion (+0.31% YoY).光大银行发布2025年一季报：资产总额7.23万亿元（同比+3.88%），贷款4.11万亿元（同比+4.50%），营业收入330.86亿元（同比-4.06%），净利润124.64亿元（同比+0.31%）。
2025-08-29CEB BANK-A released 2025 half-year results: revenue RMB 65.918 billion, down 5.57% YoY; net profit attributable to shareholders RMB 24.622 billion, up 0.55% YoY; NPL ratio 1.25%, flat vs end-2024; net interest margin 1.40%, down 14 bps YoY.光大银行发布2025年半年度业绩：营业收入659.18亿元，同比下降5.57%；归母净利润246.22亿元，同比增长0.55%；不良贷款率1.25%，与上年末持平；净息差1.40%，同比下降14个基点。
2025-08-29CEB BANK-A released 2025 half-year results: revenue 65.918 billion yuan, net profit 24.622 billion yuan (+0.55% YoY), EPS 0.38 yuan (+2.70% YoY); total assets 7.24 trillion yuan (+4.02% vs end-2024); NPL ratio 1.25%, NPL balance 50.915 billion yuan (+1.663 billion vs end-2024); provision coverage 172.47%.光大银行发布2025年半年度业绩：营业收入659.18亿元，净利润246.22亿元（同比+0.55%），每股收益0.38元（同比+2.70%）；资产总额7.24万亿元（较上年末+4.02%）；不良贷款率1.25%，不良贷款余额509.15亿元（较上年末+16.63亿元）；拨备覆盖率172.47%。
2025-10-30China Everbright Bank reported Q3 2025 results: Q3 revenue 28.352 billion yuan (-13.01% YoY), net profit 12.396 billion yuan (-10.99% YoY); 9M revenue 94.27 billion yuan (-7.94% YoY), net profit 37.018 billion yuan (-3.63% YoY). NPL ratio 1.26%, provision coverage 168.92%.光大银行发布2025年第三季度业绩：三季度营收283.52亿元（同比-13.01%），净利润123.96亿元（同比-10.99%）；前三季度营收942.70亿元（同比-7.94%），净利润370.18亿元（同比-3.63%）。不良贷款率1.26%，拨备覆盖率168.92%。
2025-11-02CEB BANK-A reported Q3 2025 results: 9M revenue 94.27B yuan (-7.94% YoY), net profit 37.018B yuan (-3.63% YoY); Q3 single-quarter revenue 28.352B yuan (-13.01% YoY). Net interest income 9M 68.881B yuan (-5.11% YoY); NPL ratio 1.26% (up 1bp QoQ).光大银行发布2025年三季报：前三季度营收942.7亿元（同比-7.94%），净利润370.18亿元（同比-3.63%）；三季度单季营收283.52亿元（同比-13.01%）。前三季度利息净收入688.81亿元（同比-5.11%）；不良率1.26%（环比上升1BP）。
2026-03-30CEB Bank released 2025 annual results: revenue RMB 126.311 billion, down 6.72% YoY; net profit attributable to shareholders RMB 38.826 billion, down 6.88% YoY; NPL ratio 1.27%, up 0.02 ppt; proposed final dividend RMB 0.70 per 10 shares.光大银行发布2025年年报：营业收入1263.11亿元，同比下降6.72%；归母净利润388.26亿元，同比下降6.88%；不良贷款率1.27%，上升0.02个百分点；拟每10股派末期股息0.70元。
2026-04-01CEB BANK-A reported 2025 annual results: revenue of RMB 126.311 billion (YoY -6.72%), net profit attributable to shareholders of RMB 38.826 billion (YoY -6.88%). Proposed cash dividend of RMB 10.3 billion, payout ratio 30.08%. NIM narrowed to 1.40%, NPL ratio 1.27%.光大银行发布2025年年报：营收1263.11亿元（同比-6.72%），归母净利润388.26亿元（同比-6.88%）。拟现金分红103亿元，分红比例30.08%。净息差收窄至1.40%，不良率1.27%。
2026-04-01CEB BANK-A held 2025 annual results conference; management noted revenue and net profit decline was due to NIM narrowing and fee income pressure from LPR cuts and fee waivers.光大银行召开2025年度业绩发布会，管理层表示营收和净利润下滑主要受LPR下调、减费让利导致净息差收窄及中间收入下降影响。
2026-04-02CEB BANK-A's Q4 2025 single-quarter net profit plunged 44.91% YoY to RMB 1.808 billion, driven by a large credit impairment loss of RMB 17.588 billion in the quarter.光大银行2025年四季度单季归母净利润同比暴跌44.91%至18.08亿元，主要因单季计提信用减值损失175.88亿元。
2026-04-29CEB BANK-A reported Q1 2026 results: net profit RMB 11.459 billion (YoY -8.06%), revenue RMB 31.811 billion (YoY -3.85%). NPL ratio rose to 1.32%, provision coverage ratio fell to 162.22%.光大银行发布2026年一季报：归母净利润114.59亿元（同比-8.06%），营收318.11亿元（同比-3.85%）。不良率升至1.32%，拨备覆盖率降至162.22%。
2026-05-01CEB BANK-A reported 2026Q1 revenue of 31.811 billion yuan (YoY -3.85%) and net profit attributable to parent of 11.459 billion yuan (YoY -8.06%).光大银行2026年一季度营收318.11亿元（同比-3.85%），归母净利润114.59亿元（同比-8.06%）。
Cloud Payment (Everbright Yun Jiaofei)光大云缴费
5 · 2024-03-28 → 2025-09-01
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Expansion of the cloud payment platform, transaction volume growth, and integration with digital yuan and social security.云缴费平台扩张，交易量增长，接入数字人民币和社保服务。
2024-03-28CEB Bank's Cloud Payment platform served over 2.8 billion transactions in 2023, with 16,000+ payment items and 815 partner institutions.光大银行云缴费平台2023年服务超28亿人次，上线16000多项缴费项目，输出至815家合作机构。
2024-08-30China Everbright Bank's 'Cloud Payment' platform cumulatively accessed 17,152 projects by end-June 2024, up 5.6% from年初; served 203 million direct-connect customers, up 4.1%.截至2024年6月末，光大银行云缴费平台累计接入项目17,152项，较年初增长5.6%；服务直连客户2.03亿户，较年初增长4.1%。
2024-12-23CEB Bank's Xi'an Branch enabled housing maintenance fund payment via Alipay through Everbright Cloud Payment, becoming the first bank in Xi'an to offer this service on both WeChat and Alipay city service platforms.光大银行西安分行通过光大云缴费在支付宝上线西安市房屋维修资金交存服务，成为西安首家在微信和支付宝均上线该服务的银行。
2025-01-17Everbright Cloud Payment (Guangda Yun Jiaofei) settled in the digital yuan APP's 'Utility Payment' and 'Mobile Top-up' sections; by end-2024, service amount exceeded 100 million yuan (up 206% YoY), service transactions exceeded 1 million (up 141% YoY), covering nearly 1,700 basic payment items across 31 provinces.光大云缴费入驻数字人民币APP“生活缴费”和“手机充值”板块；截至2024年末服务金额突破1亿元（同比增206%），服务笔数超100万笔（同比增141%），覆盖全国31省近1700项基础缴费服务。
2025-09-01CEB BANK-A upgraded its digital financial services: 'Everbright Cloud Payment' now covers non-tax collection in 30 provinces and personal social security collection in 28 provinces; launched 'Care Version' social security cloud payment mini-program for elderly; introduced 'Jiaofei Bao' liquid wealth product and 'Shengxin Hua' loan service.光大银行升级数字金融服务：‘光大云缴费’非税代收覆盖30个省，个人社保代收覆盖28个省；上线‘关爱版’社保云缴费小程序；推出活钱管理产品‘缴费宝’及便民缴费贷款‘省心花’。
Other developments其他动态
35 · 2024-03-28 → 2026-06-15
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Assorted developments not part of a running storyline.未归入某条故事线的零散动态。
2024-03-28CEB Bank vice president Qi Ye said retail revenue accounted for 44.6% in 2023; plans to adjust retail organizational structure to support pension finance development.光大银行副行长齐晔称2023年零售营收占比44.6%，计划调整零售组织架构以支持养老金融发展。
2024-04-12Former China Everbright Group chairman Tang Shuangning was prosecuted for alleged embezzlement and bribery by the Tangshan City People's Procuratorate.原中国光大集团董事长唐双宁因涉嫌贪污、受贿被唐山市人民检察院提起公诉。
2024-06-27CEB BANK-A's board of directors reviewed the report on updates to expected credit loss important models and key parameters for the first half of 2024.光大银行董事会审议《2024年上半年预期信用损失重要模型及关键参数更新情况的报告》。
2024-09-30CEB BANK-A announced it is formulating a plan to batch adjust existing commercial personal housing loan interest rates, with detailed rules to be released on October 12, 2024, and batch adjustment to be completed by October 31, 2024.光大银行公告正制定批量调整存量商业性个人住房贷款利率实施方案，拟于2024年10月12日发布细则，10月31日前完成调整。
2024-10-07CEB Bank announced it will batch-adjust existing residential mortgage rates, with detailed rules to be released by Oct 12 and adjustments completed by Oct 31, 2024, following PBOC and market pricing自律机制 guidance.光大银行公告将批量调整存量商业性个人住房贷款利率，拟于2024年10月12日发布细则，10月31日前完成调整，落实央行及市场利率定价自律机制倡议。
2024-10-12CEB Bank published detailed rules for batch adjustment of existing residential mortgage rates: for areas without floor, adjust LPR+spread to -30BP; for Beijing, Shanghai, Shenzhen with floor, adjust to -30BP but not below local floor.光大银行发布存量房贷利率批量调整细则：无利率下限地区加点幅度调至-30BP；北京、上海、深圳等有下限地区调至-30BP且不低于当地下限。
2024-10-18CEB Bank President Hao Cheng at 2024 Financial Street Forum stated the bank will guard liquidity safety, focus on external and cross-border liquidity management, and continue credit risk management.光大银行行长郝成在2024金融街论坛年会上表示，银行要守牢流动性安全底线，关注外部和境外业务流动性管理，持续做好信用风险管理。
2024-10-25CEB Bank executed the first batch of bond repo transactions under the SFISF tool with multiple top-tier securities firms, using pledged government bonds and central bank bills.光大银行与多家头部券商达成首批证券、基金、保险公司互换便利（SFISF）工具下质押国债和央行票据的债券回购交易。
2024-12-20CEB Bank announced its 2025 first extraordinary general meeting on Jan 7, 2025, to consider the 2024 interim profit distribution plan and credit line proposals for China Everbright Environment Group and Everbright Securities.光大银行公告将于2025年1月7日召开第一次临时股东大会，审议2024年度中期利润分配方案及为光大环境、光大证券核定授信额度等议案。
2025-01-08Lhasa branch donated 55,000 yuan and purchased prefabricated houses through Shigatse Agricultural Investment for earthquake relief in Dingri County, Tibet; approved a 440 million yuan credit line to Tibet Airlines for disaster relief.拉萨分行募捐5.5万元并通过日喀则农投采购板房用于西藏定日县地震救灾；向西藏航空授信批复4.4亿元用于抗震救灾。
2025-02-18China Everbright Bank's 'Quanchengtong' business has served over 1,000 BYD dealers, with auto installment loans exceeding tens of billions yuan, benefiting over 10,000 consumers by end-2024.截至2024年末，光大银行“全程通”业务累计服务比亚迪经销商超千户，汽车分期放款超数十亿元，惠及万余户消费者。
2025-03-14CEB Bank's 'Whole Process' business served over a thousand BYD dealers by end-2024, with auto installment disbursements exceeding tens of billions of yuan.截至2024年末，光大银行“全程通”业务累计服务比亚迪经销商上千户，汽车分期放款超数十亿元。
2025-03-24CEB Bank held a private enterprise service matchmaking conference in Beijing and released the 'Serving Private Enterprises Everbright Action' plan.光大银行在北京举行服务民营企业对接会，发布“服务民企光大行”行动方案。
2025-03-26CEB Bank had granted credit of over 140 billion yuan to more than 17,000 small and micro enterprises on the 'recommended list' by mid-March 2025, with cumulative loan disbursement exceeding 100 billion yuan.截至2025年3月中旬，光大银行已为“推荐清单”内1.7万余户小微企业授信超1400亿元，累计发放贷款超1000亿元。
2025-03-31CEB Bank 2024 annual results: technology investment accounted for 4.85% of revenue; technology personnel accounted for 8.31% of total staff.光大银行2024年科技投入占营收4.85%，科技人员占全行人数8.31%。
2025-05-20China Everbright Bank Xi'an Branch won the bid as the qualified bank for pre-paid fund supervision of elderly care institutions at both Shaanxi provincial and Xi'an municipal levels.光大银行西安分行连续中标陕西省、西安市养老机构预收费监管合作银行资格，实现省市两级资格揽获。
2025-05-27China Everbright Bank held a 'Walk into the Shanghai Stock Exchange' event for sci-tech enterprises in the Yangtze River Delta, leveraging Everbright Group's full financial license advantages to build a full-chain service ecosystem.光大银行在上海证券交易所举办“走进上交所”科创企业专项活动，发挥光大集团金融全牌照优势，构建全链条生态圈。
2025-06-06Proposed 2025 fixed-asset investment budget of 1.743 billion yuan, including 880 million yuan for IT and 403 million yuan for office buildings, to be voted at the AGM.提交股东大会审议2025年固定资产投资预算17.43亿元，其中信息科技投入8.80亿元，技术业务用房建设4.03亿元。
2025-06-27Held the 2024 annual general meeting, approving all nine proposals including the 2024 profit distribution plan (dividend of 0.85 yuan per 10 shares) and the 2025 fixed-asset investment budget of 1.743 billion yuan.召开2024年度股东大会，审议通过全部9项议案，包括2024年度利润分配方案（每10股0.85元）及2025年度固定资产投资预算17.43亿元。
2025-07-24China Everbright Bank held the 'Walk into BSE · Everbright with You' event at the Beijing Stock Exchange, attracting over 30 sci-tech enterprises, and announced cumulative investment in sci-tech innovation bonds exceeding RMB 30 billion.光大银行在北京证券交易所举办“走进北交所·光大伴你行”活动，吸引30余家科创企业参加，并披露累计投资科技创新领域债券超300亿元。
2025-08-15CEB BANK-A announced that starting August 20, 2025, it will centrally convert personal debit cards that have been unused for 2 years with zero balance into dormant status, based on the 'CEB Debit Card Charter (March 2025 Edition)'.光大银行公告自2025年8月20日起，对长期未使用且余额为零的个人借记卡集中开展转睡眠工作，依据《中国光大银行借记卡章程(2025年3月版)》。
2025-08-29CEB BANK-A interim results briefing: Deputy President Yang Bingbing announced the establishment of a Digital Finance Development Committee, and an AI scheduling platform supporting 120+ algorithm models and 840 scenario applications.光大银行中期业绩发布会：副行长杨兵兵宣布成立数字金融发展委员会，建成智能算力调度平台，支撑120多个算法模型和840个场景应用。
2025-09-01CEB BANK-A launched 'Big Model Intelligent Policy Assistant', covering 1,700+ internal policy documents, and 'Wen Shu' AI-BI integrated analysis tool covering 2,000+ data indicators across retail, corporate, operations, and treasury.光大银行上线‘大模型智能政策助手’，涵盖行内1700余份政策文件；推出集AI与BI于一体的‘问数’智能分析工具，覆盖零售、对公、运营、财资等超2000个数据指标。
2025-09-10CEB BANK-A's Chongqing branch completed its first stock repurchase loan, disbursing 90 million yuan to a pharmaceutical company, the third such loan in Chongqing region.光大银行重庆分行落地首笔股票回购贷款，为某药企发放9000万元，系重庆地区第三笔股票回购贷款。
2025-11-04CEB BANK-A released an AI-based low-code platform for large-scale development and multi-scenario self-development, integrating AI large models for code generation and visual development.光大银行发布基于AI的面向大规模开发与多场景的自主研发低代码平台，集成AI大模型实现代码生成和可视化开发。
2025-12-04CEB Bank Fuzhou branch disclosed a debt overdue of 37.143 million yuan from Fujian Rongzhuang, guaranteed by Rongqiao Group, which faces a liquidity crisis with 40.2 billion yuan in overdue loans.光大银行福州分行披露福建融装逾期债务3714.3万元，由融侨集团担保，融侨集团面临流动性危机，逾期贷款本金达40.2亿元。
2025-12-19CEB Bank's board approved the on-balance-sheet disposal plan for the New Everbright Center project, with a balance of 3.824 billion yuan, a pre-new-asset-management-regulation legacy asset, with collateral valued at about 7.6 billion yuan.光大银行董事会同意新光大中心项目回表处置方案，项目余额38.24亿元，为资管新规前存量资产，抵押物评估约76亿元。
2025-12-22CEB Bank stated it is steadily planning the application to establish a financial asset investment company (AIC), in line with the NFRA's March 2025 policy expansion.光大银行表示正稳步筹划发起设立金融资产投资公司（AIC）的申设工作，响应2025年3月国家金融监管总局的政策。
2026-02-13Internal employee platform at China Everbright Bank becomes focal point as staff collectively demand overdue year-end bonuses, escalating into public pressure on management.光大银行内部员工平台爆发集体讨要年终奖事件，引发对管理层的公开施压。
2026-02-28A Guangdong garment factory owner claims China Everbright Bank credit card erroneously showed a 1,000 trillion yuan debt; bank confirms no overdue payment, compensation negotiations stalled.广东一制衣厂老板称光大银行信用卡莫名显示1000万亿欠款，银行确认无逾期，赔偿谈判陷入僵持。
2026-03-04CEB Bank employees publicly questioned delayed year-end bonus payments on internal platform 'Employee Voice', with the bank yet to respond; H1 2025 staff compensation fell 2.15% YoY.光大银行员工在内部平台“员工之声”集中质疑年终奖延迟发放，银行未公开回应；2025年上半年职工薪酬费用同比减少2.15%。
2026-04-02CEB BANK-A's 'Cloud Payment' platform served over 3.6 billion person-times in 2025; wealth management product AUM surged 21.7% to RMB 1.95 trillion; retail customer AUM reached RMB 3.15 trillion.光大银行“云缴费”平台2025年服务超36亿人次；理财产品管理规模激增21.7%至1.95万亿元；零售客户AUM达3.15万亿元。
2026-04-24CEB BANK-A and CEB Wealth Management held a 'Peer Wealth Management Distribution Partner Exchange' in Qingdao, with 35 city and rural commercial banks including Xinjiang Bank, Ningxia Bank, and Rizhao Bank attending.光大银行与光大理财在青岛举办“同业理财代销合作伙伴交流会”，新疆银行、宁夏银行、日照银行等35家城农商行参会。
2026-06-02CEB Bank published the list of cooperative institutions for its internet loan assistance business on May 29, 2026.光大银行于2026年5月29日发布互联网助贷业务合作机构名单。
2026-06-15Lin Qingxuan (02657.HK) subscribed to a 370 million yuan structured deposit product with CEB Bank.林清轩(02657.HK)与中国光大银行订立结构性存款产品协议，认购人民币3.7亿元。
Share buyback & stake increase股份回购与增持
9 · 2024-03-29 → 2026-04-08
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Controlling shareholder China Everbright Group and other major shareholders increase their stakes in the bank.控股股东光大集团及其他主要股东增持该行股份。
2024-03-29CEB Bank's controlling shareholder China Everbright Group bought 64.32 million A-shares on March 29, and plans further purchases totaling 400-800 million yuan within 12 months.光大银行控股股东光大集团于3月29日增持6432.14万股A股，并计划12个月内累计增持4亿至8亿元。
2024-04-01China Everbright Group increased its stake in China Everbright Bank by 64,321,400 A-shares (0.11% of total shares) via centralized bidding on March 29, 2024, with a planned total additional purchase of no less than 400 million yuan and no more than 800 million yuan within 12 months.光大集团于2024年3月29日通过集中竞价增持光大银行A股64,321,400股（占总股本0.11%），计划12个月内累计增持总金额不少于4亿元、不超过8亿元。
2024-09-26CEB BANK-A's controlling shareholder, China Everbright Group, cumulatively increased its A-share holdings by 80.6195 million shares (0.14% of total share capital) for RMB 249 million, and plans to continue the buyback program.光大银行控股股东光大集团累计增持A股8061.95万股（占总股本0.14%），金额2.49亿元，拟继续按计划增持。
2025-01-07Controlling shareholder China Everbright Group increased its A-share holdings by 121.94 million shares (0.21% of total share capital) via centralized竞价, with a cumulative amount of approximately 403.49 million yuan.控股股东光大集团通过集中竞价方式增持A股1.22亿股（占总股本0.21%），累计增持金额约4.03亿元。
2025-03-28CEB Bank's controlling shareholder, China Everbright Group, completed its A-share stake increase, buying 121.94 million shares for about 403.5 million yuan.光大银行控股股东光大集团完成A股增持计划，累计增持约1.22亿股，金额约4.035亿元。
2025-04-08CEB BANK-A's controlling shareholder China Everbright Group plans to increase its A-share holdings by up to 2% within 12 months, using自有资金.光大银行控股股东光大集团拟12个月内增持该行A股股份，增持比例合计不超过2%，资金为自有资金。
2025-07-23China Everbright Bank announced that China CITIC Financial Asset Management Co., Ltd. increased its stake by 0.92% of total shares (264 million A-shares and 279 million H-shares) from Jan 20 to Jul 22, raising its holding from 7.08% to 8.00%.光大银行公告，中信金融资产于2025年1月20日至7月22日期间增持A股2.64亿股、H股2.79亿股，合计占总股本0.92%，持股比例由7.08%增至8.00%。
2025-11-27CEB BANK-A's third-largest shareholder, CITIC Financial Asset, increased its stake from 8.00% to 9.00% by purchasing 275M A-shares and 315M H-shares between Jul 24 and Nov 27, 2025, totaling 1% of total shares.光大银行第三大股东中信金融资产于2025年7月24日至11月27日期间增持A股2.75亿股、H股3.15亿股，合计占总股本1%，持股比例由8.00%升至9.00%。
2026-04-08CEB BANK-A announced that its controlling shareholder China Everbright Group completed an A-share stake increase, cumulatively buying 13.97 million shares (0.02% of total) for RMB 51.661 million, fulfilling the plan's minimum target.光大银行公告，控股股东光大集团完成A股增持计划，累计增持1397万股（占总股本0.02%），增持金额5166.1万元，达到计划下限。
Financial results & business updates财务业绩与业务更新
10 · 2024-04-01 → 2026-05-01
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Quarterly/annual results, loan growth, NPL trends, deposit migration, and retail banking performance.季度/年度业绩、贷款增长、不良率趋势、存款迁移及零售银行业绩。
2024-04-01China Everbright Bank's real estate non-performing loan amount in 2023 was 8.833 billion yuan, the highest among industries, with a real estate NPL ratio rising to 5.3%.光大银行2023年房地产业不良贷款金额达88.33亿元，为行业之最，房地产不良率升至5.3%。
2024-09-01CEB BANK-A's 2024H1 corporate loan balance reached RMB 2.27 trillion (YoY +7.46%), retail loans declined 1.69% YoY; green loans RMB 403.4bn (+28.6% vs end-2023), inclusive loans RMB 429.3bn (+13.2%), strategic emerging industry loans RMB 284.4bn (+28.5%).光大银行2024年上半年对公贷款余额2.27万亿元（同比+7.46%），零售贷款同比-1.69%；绿色贷款4034亿元（较上年末+28.6%），普惠贷款4293亿元（+13.2%），战略性新兴产业贷款2844亿元（+28.5%）。
2024-11-04CEB BANK-A held Q3 2024 performance briefing; management guided that NIM is expected to stabilize after declining, and credit growth in 2025 is planned to be higher than 2024.光大银行召开2024年三季度业绩说明会；管理层预计净息差降中企稳，初步规划2025年信贷增速较2024年有所提升。
2025-03-31CEB Bank expects its deposit cost rate to decline by over 25 bps in 2025, with net interest margin decline narrowing versus 2024.光大银行预计2025年存款付息率下降幅度超过25个基点，息差降幅将好于去年。
2025-06-06Announced 2024 annual results: international settlement volume exceeded USD 150 billion (+11.8% YoY); green loan balance reached 442.4 billion yuan (+41.01% YoY).发布2024年年报：国际结算量超1500亿美元（同比+11.8%）；绿色贷款余额达4424.43亿元（同比+41.01%）。
2025-08-29CEB BANK-A interim results briefing: Chief Risk Officer Ma Bo said the NPL ratio was 1.25% at end-June, stable; asset quality pressure mainly in real estate and related upstream/downstream sectors, as well as structural risks in photovoltaic, auto, steel, and petrochemical industries.光大银行中期业绩发布会：首席风险官马波表示不良贷款率1.25%，保持平稳；资产质量压力主要集中在房地产领域及上下游，光伏、汽车、钢铁、石化等行业存在结构性矛盾。
2025-09-10CEB BANK-A reported that its technology finance, inclusive finance, and green finance investments grew 36%, 21%, and 7% YoY respectively in H1 2025; it invested in the first interbank elderly care industry bond; set up special investment products for Beijing-Tianjin-Hebei, Yangtze River Delta, Greater Bay Area, and Yangtze River Economic Belt, totaling over 20 billion yuan.光大银行2025年上半年科技金融、普惠金融、绿色金融投资同比分别增长36%、21%、7%；投资全国银行间首单养老产业债券；设立京津冀、长三角、粤港澳、长江经济带专项投资产品，规模超200亿元。
2026-04-10CEB BANK-A's 2025 annual report showed retail banking business operating profit turned to a loss of RMB 2.863 billion, with retail credit impairment losses of RMB 31.741 billion accounting for 87.14% of total credit impairment.光大银行2025年年报显示零售银行业务营业利润由盈转亏，亏损28.63亿元；零售业务信用减值损失317.41亿元，占全行信用减值损失的87.14%。
2026-05-012026Q1 deposit balance was 4.20 trillion yuan, down 1.62% year-on-year, indicating accelerated deposit migration.2026年一季度末存款余额4.20万亿元，同比下降1.62%，显示存款搬家加速。
2026-05-012026Q1 NPL ratio was 1.32%, up 5bp quarter-on-quarter; core tier-1 capital adequacy ratio was flat quarter-on-quarter.2026年一季度末不良率1.32%，环比上升5BP；核心一级资本充足率环比持平。
System upgrades & service suspensions系统升级与服务暂停
8 · 2024-04-07 → 2026-04-16
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Scheduled system maintenance, disaster recovery drills, and service discontinuations for electronic channels and commercial draft systems.电子渠道、商业汇票系统的计划性维护、灾备演练及服务停止。
2024-04-07China Everbright Bank announced that its electronic commercial draft system will be upgraded on April 13, 2024, suspending electronic commercial draft services for the day.光大银行公告电子商业汇票系统将于2024年4月13日全天升级，暂停电子商业汇票服务。
2024-06-25CEB BANK-A announced system upgrade maintenance for electronic channels (personal/business online banking, mobile banking, etc.) on June 27, 2024, 20:00-24:00.光大银行公告将于2024年6月27日20:00-24:00进行电子渠道系统升级维护。
2024-07-12CEB BANK-A announced that from July 27, 2024, its electronic commercial draft system (ECDS) will cease service, migrating to Shanghai票据 exchange platform.光大银行宣布自2024年7月27日起电子商业汇票系统ECDS停止服务，迁移至上海票据交易所平台。
2025-09-05CEB BANK-A announced that telephone banking transfer service will be discontinued from October 8, 2025, directing customers to mobile banking, online banking, branches, and self-service devices.光大银行公告电话银行渠道转账业务将于2025年10月8日17时下线，引导客户通过手机银行、网上银行、网点柜台、自助设备办理。
2025-09-10CEB BANK-A announced a disaster recovery drill on September 14, 2025, from 1:00 to 5:00 AM, during which online banking, phone banking, mobile banking, self-service devices, payments, and transfers will be suspended for about 2 hours.光大银行公告将于2025年9月14日凌晨1点至5点进行异地灾备中心真实接管业务切换演练，期间网上银行、电话银行、手机银行、自助设备、支付、缴费、转账等业务暂停约2小时。
2026-03-18CEB Bank announced a system switchover drill on March 22, 2026, from 2:00-3:00 AM, suspending online banking, mobile banking, payments, and other services for about 30 minutes.光大银行公告将于2026年3月22日凌晨2:00-3:00进行信息系统集中切换演练，网上银行、手机银行、支付等业务暂停约30分钟。
2026-03-19CEB Bank announced physical gold business system upgrades on March 19 and March 26, 2026, from 18:00-22:00, affecting mobile banking gold functions.光大银行公告将于2026年3月19日和3月26日18:00-22:00进行实物金业务系统升级维护，影响手机银行相关功能。
2026-04-16CEB BANK-A announced it will exit the agent Shanghai Gold Exchange personal precious metals business, suspending spot and deferred opening since September 2021, with full exit by April 30, 2026.光大银行公告将退出代理上海黄金交易所个人贵金属业务，自2021年9月起已暂停现货实盘买入和延期开仓，将于2026年4月30日起全面退出。
Executive & governance高管与治理
3 · 2024-05-27 → 2024-12-23
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Board appointments, committee changes, auditor change, and compensation clawback disclosure for former senior executive.董事会任命、委员会调整、审计师变更及前高管薪酬追回披露。
2024-05-27CEB Bank board approved the 2024 business plan and financial budget, and appointed Cui Yong to the Strategy Committee, Qi Ye to the Social Responsibility and Consumer Protection Committee, and Yang Bingbing to the Risk Management Committee.光大银行董事会审议通过2024年度经营计划和财务预算方案，任命崔勇为战略委员会委员、齐晔为社会责任和消费者权益保护委员会委员、杨兵兵为风险管理委员会委员。
2024-08-20China Everbright Bank changed the project quality control reviewer for its 2024 auditor from Li Lewen to Chen Shaodong, due to work adjustment.光大银行2024年度审计项目质量控制复核人由李乐文变更为陈少东，因工作调整。
2024-12-23CEB Bank disclosed in a supplementary announcement that former party committee member and discipline inspection secretary (vice president level) Dong Tiefeng (董铁峰) had his 2023 compensation clawed back, the first such disclosure for a senior executive.光大银行补充公告披露，原党委委员、纪委书记（副行长级）董铁峰2023年度薪酬被扣回，系首次披露高管薪酬追索扣回。
Cross-border & international finance跨境与国际金融
6 · 2024-06-07 → 2025-09-08
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Development of cross-border financial services, forex business system launch, and HKD/USD loan issuance.发展跨境金融服务，上线外汇业务系统，发放港币/美元贷款。
2024-06-07CEB BANK-A Chongqing Branch completed the bank's first trade forex receipts/payments enterprise名录 registration business under the new SAFE policy.光大银行重庆分行落地全行首笔贸易外汇收支企业名录登记业务。
2024-10-29CEB Bank held the 'Qihang Free Trade Port' cross-border financial services exchange in Haikou with Hainan International Economic Development Bureau, promoting cross-border financial solutions and multi-function free trade accounts.光大银行联合海南国际经济发展局在海口举办“企航自贸港”跨境金融服务交流会，介绍跨境金融服务方案及多功能自由贸易账户。
2025-02-21China Everbright Bank's foreign exchange business system went live in Shenzhen, Nanjing, Yantai pilot branches, processing nearly 300 transactions worth over 75 million USD on the first day.光大银行外汇展业系统在深圳、南京、烟台试点分行上线，首日办理近300笔业务，金额超7500万美元。
2025-04-09CEB BANK-A Tianjin branch executed the first online foreign-currency direct borrowing for a financial leasing company,华夏金租, enabling real-time fund transfer.光大银行天津分行率先落地金融租赁公司线上化外币直接借款业务，实现资金实时到账。
2025-08-22CEB BANK-A Hohhot Branch, in coordination with Hong Kong Branch, successfully issued a HKD 105 million loan to a large manufacturing private enterprise group in Inner Mongolia, using cross-border financial tools including 'internal guarantee + external debt' and FX swaps to lock in exchange rate risk.光大银行呼和浩特分行联动香港分行，成功为内蒙古一家大型制造业民营企业集团发放1.05亿港币贷款，运用'内保外债+外汇掉期'等跨境金融工具锁定汇率风险。
2025-09-08CEB BANK-A's Suzhou branch launched a foreign exchange compliance system on August 4, 2025; in the first month processed $1.3 billion in cross-border transactions for over 430 enterprises, including $138 million in facilitated cross-border payments for Class-1 clients.光大银行苏州分行外汇展业系统8月4日上线，首月累计办理跨境业务13亿美元，惠及超430家企业，为一类客户办理便利化跨境收支1.38亿美元。
Bond underwriting & capital market债券承销与资本市场
10 · 2024-06-11 → 2025-09-03
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Acting as lead underwriter for various debt financing instruments, including green bonds and sci-tech innovation bonds.担任各类债务融资工具的主承销商，包括绿色债券和科技创新债券。
2024-06-11CEB BANK-A, as lead underwriter, convened a bondholders' meeting for Urumqi Gaoxin Investment Development Group's 2023 second-phase MTN (23乌高新MTN002) to vote on equity transfer.光大银行作为召集人召开乌鲁木齐高新投资发展集团2023年度第二期中期票据持有人会议，审议股权无偿划转议案。
2024-07-11CEB BANK-A successfully underwrote China Huaneng Group's 1 billion yuan, 3-year 'two new' debt financing instrument, the first batch in China's interbank market, for carbon capture and storage project retrofit.光大银行成功承销中国华能集团10亿元、3年期'两新'债务融资工具，为银行间市场首批，用于碳捕集与封存项目改造。
2024-08-30China Everbright Bank successfully underwrote the first batch of 'Two New' debt financing instruments in the interbank market, 1 billion yuan for China Huaneng Group, 3-year, for equipment upgrade and carbon capture project.光大银行承销发行全国首批“两新”债务融资工具，为中国华能集团发行10亿元、3年期，用于百万吨级二氧化碳利用与封存项目换型改造。
2025-05-09China Everbright Bank underwrote the first batch of 7 'Science and Technology Innovation Bonds' under the new 'Technology Board' of the interbank bond market, with issuers including iFLYTEK, Wanhua Chemical, Zhejiang Geely Holding Group, and others.光大银行主承销首批7单科技创新债券（债市“科技板”），发行主体包括科大讯飞、万华化学、浙江吉利控股集团等。
2025-06-06Acted as lead underwriter for China Huaneng Group's 20 billion yuan SCP, with a 1.6 billion yuan (80%) balance underwriting commitment.作为主承销商为中国华能集团发行200亿元超短期融资券，承担16亿元（80%）余额包销。
2025-06-09Solely underwrote Shaanxi Construction Engineering Group's 1 billion yuan 270-day SCP at a 2.50% interest rate.独家主承销陕西建工集团10亿元270天超短期融资券，发行利率2.50%。
2025-07-12China Everbright Bank Xi'an Branch acted as sole lead underwriter for Shaanxi Construction Engineering Group's 7th tranche 2025 sci-tech innovation bonds, with an issuance scale of RMB 1 billion.光大银行西安分行独家主承销陕西建工集团2025年度第七期科技创新债券，发行规模10亿元。
2025-07-21China Everbright Bank Zhengzhou Branch acted as lead underwriter for Henan Transportation Investment Group's 2nd tranche 2025 medium-term notes of RMB 1 billion, with a 15-year term and a coupon rate of 2.25%, setting a record low for the national transportation industry.光大银行郑州分行作为主承销商，为河南交通投资集团发行2025年度第二期10亿元中期票据，期限15年，票面利率2.25%，创全国交通行业同期限同市场历史最低纪录。
2025-08-18CEB BANK-A Wuhan Branch underwrote and issued Hubei Cultural Tourism Group's 2025 first-phase定向债务融资工具 (supporting elderly care industry), with an issuance size of RMB 300 million and a coupon rate of 1.75%. This is the first debt financing instrument in China supporting the elderly care industry.光大银行武汉分行承销发行湖北文化旅游集团有限公司2025年度第一期定向债务融资工具（支持养老产业），发行规模3亿元，票面利率1.75%，为全国首单支持养老产业债务融资工具。
2025-09-03CEB BANK-A's Wuhan branch underwrote and issued the nation's first debt financing instrument supporting the elderly care industry, for Hubei Cultural Tourism Group, size 300 million yuan, coupon rate 1.75%, with at least 50% of proceeds used for elderly care projects.光大银行武汉分行承销发行全国首单支持养老产业债务融资工具，为湖北文旅集团募资3亿元，票面利率1.75%，不低于50%募集资金用于养老产业项目。
Legal disputes & fraud cases法律纠纷与欺诈案件
6 · 2024-06-11 → 2026-06-23
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Involvement in legal disputes, including arbitration, lawsuits, and employee fraud cases.涉及法律纠纷，包括仲裁、诉讼和员工欺诈案件。
2024-06-11Wuhan branch of CEB BANK-A applied for resumption of enforcement against Oceanwide Holdings subsidiary in a contract dispute case; court issued resumption notice.光大银行武汉分行申请恢复执行与泛海控股子公司的合同纠纷案，武汉中院发出恢复执行通知。
2025-04-17CEB BANK-A Shenzhen branch filed arbitration against Shenzhen Jinjia Investment and its controller Qiao Luyu for unpaid loans totaling about 173 million yuan.光大银行深圳分行对深圳劲嘉创投及实控人乔鲁予提起仲裁，涉案金额约1.73亿元。
2025-04-23A former CEB BANK-A Zhengzhou branch customer manager, Xi Wei, was sentenced to life imprisonment for defrauding 31 clients of 160 million yuan via fake wealth management products over 13 years.光大银行郑州某支行前客户经理席薇因13年间伪造理财产品诈骗31名客户1.6亿元被判处无期徒刑。
2025-12-09CEB Bank Shanghai Xuhui sub-branch was sued by investors for compensation due to a fraud case involving a former wealth manager who was sentenced to 12 years in prison and permanently banned from the industry.光大银行上海徐汇支行因前理财经理诈骗案被投资者起诉索赔，该经理获刑十二年并被终身禁业。
2026-03-05Rongqiao Group subsidiary Fujian Rongqiao Decoration failed to repay RMB 37.05 million principal due to CEB Bank Fuzhou Branch under a loan agreement, with the group in active negotiation.融侨集团子公司福建融侨装修未能按期偿还光大银行福州分行3705万元本金，集团正积极协商债务处置。
2026-06-23CEB Bank Zhuhai Gongbei Sub-branch was named as a co-defendant in the Amethyst Storage financial fraud lawsuit, accused of providing false bank confirmation letters for illegal external guarantees.光大银行珠海拱北支行因涉嫌配合紫晶存储财务造假提供虚假银行函证回函，被列为证券虚假陈述责任纠纷案共同被告。
Fee adjustments & rate changes费用调整与利率变动
3 · 2024-06-14 → 2025-05-20
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Adjustments to service fees, cross-border transaction fees, credit card fees, and deposit interest rate cuts.服务费、跨境交易费、信用卡费用调整及存款利率下调。
2024-06-14CEB BANK-A adjusted service fee items: extended preferential policies for Sunshine Business & Salary cards, adjusted cross-border transaction fees, and global emergency service fees for credit cards.光大银行调整部分服务收费项目：阳光商务理财卡、薪悦卡优惠延期，调整跨境交易及信用卡全球紧急服务费标准。
2024-12-18CEB Bank adjusted overseas POS consumption limits for debit cards, effective Dec 18, 2024, capping daily amounts and number of transactions for ordinary and VIP customers.光大银行自2024年12月18日起调整借记卡境外POS消费限额，区分普通客户和VIP客户设置单日金额和笔数上限。
2025-05-20China Everbright Bank lowered RMB deposit interest rates: demand rate cut by 5 bps to 0.05%; 3-month to 2-year time deposits cut by 15 bps; 3-year and 5-year time deposits cut by 25 bps to 1.30% and 1.35% respectively.光大银行下调人民币存款利率：活期下调5个基点至0.05%；三个月至二年期整存整取下调15个基点；三年期、五年期下调25个基点至1.30%、1.35%。
Strategic cooperation & partnerships战略合作与伙伴关系
8 · 2024-06-27 → 2026-06-08
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MoUs and agreements with charities, gold partners, securities firms, and tech platforms for digital services and supply chain finance.与慈善机构、黄金合作伙伴、券商及科技平台签署数字服务和供应链金融协议。
2024-06-27CEB BANK-A plans to grant China Merchants Securities a comprehensive credit line of 10 billion yuan for 1 year, subject to approval.光大银行拟为招商证券核定100亿元综合授信额度，期限1年。
2024-12-10CEB Bank Tianjin Branch, together with Everbright Securities International and Everbright Wealth Management, successfully signed equity option projects with two tech companies, including a 5G communication infrastructure firm.光大银行天津分行协同光银国际、光大理财与两家科技企业（含一家5G通信公司）成功签订认股选择权协议。
2025-05-15China Everbright Bank partnered with Manbang Group (Full Truck Alliance) to provide a digital settlement system processing over 11 billion clearing requests annually, and co-developed a carbon account for 3,000+ truck drivers.光大银行与满帮集团合作提供数字化结算系统（年处理清算请求超110亿次），并为3000多名货车司机开立碳账户。
2025-08-14CEB BANK-A Xi'an Branch signed a 'Sunshine Charity Cloud' service agreement with Xi'an Charity Federation, using fintech (including blockchain) to provide digital charity services such as project management, fundraising, and information disclosure.光大银行西安分行与西安市慈善会签订'阳光公益云'服务协议，以金融科技（含区块链）赋能公益慈善，提供项目管理、募捐筹资、信息公示等数字化服务。
2025-10-21China Everbright Bank Xi'an Branch launched the 'Sunshine Public Welfare Cloud' platform with Xi'an Charity Federation, providing fund settlement and project management services for transparent charity operations.光大银行西安分行携手西安市慈善会上线“阳光公益云”平台，提供公益资金结算及项目管理服务，助力慈善透明化。
2025-12-24CEB Bank signed physical precious metals consignment sales agreements with three new partners: Shandong Zhaojin Gold Refining, Zijin Mining Group Gold Jewelry, and Shanjin Jinkong (Shanghai) Precious Metals Investment.光大银行与山东招金金银精炼、紫金矿业集团黄金珠宝、山金金控（上海）贵金属投资签署实物贵金属代销业务合作协议。
2026-05-28CEB BANK-A Hohhot Branch's supply chain finance for electricity bill scenarios reached a cumulative volume of 538 million yuan, covering manufacturing, metallurgy, and chemical industries.光大银行呼和浩特分行电费场景供应链金融累计投放量达5.38亿元，覆盖制造业、冶金、化工等领域。
2026-06-08CEB Bank Hohhot Branch approved a 100 million yuan lease quota for a Hohhot heating company via a 'bank + financial leasing' model, with an initial disbursement of 50 million yuan.光大银行呼和浩特分行通过“银行+金租”模式为呼市某燃热公司批复租赁额度1亿元，首笔投放5000万元。
Regulatory & compliance actions监管与合规行动
7 · 2024-07-04 → 2026-04-01
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Regulatory approvals for branch roles, anti-fraud responses, telecom fraud joint punishment, and correction of annual report data.分支机构职务监管批复、反欺诈响应、电信诈骗联合惩戒及年报数据更正。
2024-07-04Chongqing regulatory bureau approved Wu Jin as deputy president of CEB BANK-A Chongqing Branch.重庆监管局核准武晋担任光大银行重庆分行副行长。
2024-07-05Sichuan regulatory bureau approved Li Yinan as assistant president of CEB BANK-A Chengdu Branch.四川监管局核准李一楠担任光大银行成都分行行长助理。
2024-12-02CEB Bank responded to the joint punishment measures against telecom fraud by the Ministry of Public Security, NDRC, MIIT, and PBOC, becoming the first national bank to do so, detailing a 2-3 year blacklist period and digital yuan wallet restrictions.光大银行响应公安部、发改委、工信部、人民银行联合发布的电信网络诈骗惩戒办法，成为首家响应的全国性银行，明确惩戒期限为2-3年及数字人民币钱包限制。
2024-12-04CEB Bank Baoji Branch obtained PBOC Baoji Central Sub-branch approval to act as the first agent bank for non-tax revenue collection in Shaanxi Province since 2022.光大银行宝鸡分行获中国人民银行宝鸡市分行批准，成为2022年后陕西省首家非税收入收缴代理银行。
2025-08-14CEB BANK-A Chongqing Branch, through bank-police coordination, successfully intercepted a telecom fraud case impersonating Douyin customer service, preventing a customer loss of over RMB 2 million.光大银行重庆分行通过警银协同机制，成功拦截一起冒充抖音客服的电信诈骗案件，为客户规避200余万元经济损失。
2026-03-06CEB Bank Xi'an Zhangbadong Road Branch was commended by Xi'an High-tech Zone Anti-Fraud Center for intercepting a telecom scam, saving an elderly customer RMB 185,000.光大银行西安丈八东路支行获西安高新区反诈骗中心通报表扬，成功拦截一起针对老年客户的电信诈骗，挽回损失18.5万元。
2026-04-01CEB BANK-A corrected branch asset data in its 2025 annual report after discrepancies were found between A-share and H-share versions; H-share version was revised to match A-share data on April 1 evening.光大银行发现2025年年报A股与H股版本中多家分行资产规模数据不一致，于4月1日晚间在港交所发布更正公告，将H股数据修正为与A股一致。
Dividend & profit distribution分红与利润分配
18 · 2024-07-15 → 2026-06-12
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Declaration and implementation of cash dividends for ordinary and preferred shares.宣布并实施普通股和优先股的现金分红。
2024-07-15CEB BANK-A announced 2023 annual dividend: RMB 0.173 per share (pre-tax), total RMB 10.22 billion, with record date July 23 and ex-dividend date July 24, 2024.光大银行公布2023年度分红：每股0.173元（税前），合计102.2亿元，股权登记日7月23日，除息日7月24日。
2024-08-30China Everbright Bank plans to implement 2024 interim dividend to enhance investor returns.光大银行拟适时开展2024年度中期分红，以提升投资者获得感。
2024-10-30CEB Bank announced 2024 interim dividend: RMB 1.04 per 10 shares (total RMB 4.826bn), based on 46.4068bn shares, no stock dividend or capital reserve increase.光大银行发布2024年半年度权益分配预案：每10股派发现金红利人民币1.04元，合计派发48.26亿元，不送红股，不转增。
2025-01-07Board of directors approved the 2024 dividend plan for the third tranche of preference shares (Everbright Preferred 3, code 360034): cash dividend of 4.3300 yuan per share (pre-tax), totaling approximately 1.51551 billion yuan (pre-tax).董事会审议通过第三期优先股（光大优3，代码360034）2024年度股息发放方案：每股现金股息4.3300元（税前），合计约15.1551亿元（税前）。
2025-01-15Announced 2024 interim A-share ordinary share dividend: cash dividend of 0.104 yuan per share (tax included), totaling 6.145 billion yuan (tax included), with record date on January 21 and payment date on January 22.公告2024年半年度A股普通股分红派息：每股现金红利0.104元（含税），合计61.45亿元（含税），股权登记日1月21日，发放日1月22日。
2025-03-28CEB Bank proposed a final cash dividend of 0.85 yuan per 10 shares (含税) for 2024, with a total payout ratio of 30.14%.光大银行拟派发2024年度末期现金股息每10股0.85元（含税），分红比例30.14%。
2025-06-06Announced 2024 final dividend of 0.85 yuan per 10 shares, with record date on July 9, 2025, and payment date on August 15, 2025, subject to AGM approval on June 27.宣布2024年度末期股息每10股0.85元，股权登记日为2025年7月9日，派息日为2025年8月15日，待6月27日股东大会批准。
2025-06-17Announced the first preferred stock (Guangda You 1) dividend for 2025 at a coupon rate of 4.45%, totaling 890 million yuan, payable on June 24, 2025.公告第一期优先股（光大优1）2025年股息发放，按票面股息率4.45%计算，合计8.90亿元，发放日为2025年6月24日。
2025-06-17Announced adjustment of the first preferred stock (Guangda You 1) dividend rate from 4.45% to 3.60% for the third rate period starting June 25, 2025, based on a reset mechanism linked to the 5-year CGB yield.公告调整第一期优先股（光大优1）票面股息率，自2025年6月25日起第三个股息率调整期由4.45%下调至3.60%，与5年期国债收益率挂钩。
2025-07-17China Everbright Bank announced the 2024 annual A-share dividend implementation plan: RMB 0.085 per share (tax included), with a total distribution of approximately RMB 5.022 billion. Record date: July 23, ex-dividend date: July 24.光大银行公布2024年年度A股分红派息方案：每股派发现金红利0.085元（含税），合计派发约50.22亿元，股权登记日7月23日，除权除息日7月24日。
2025-08-02CEB BANK-A announced the implementation of the 2025 dividend distribution plan for its second preferred stock 'CEB Preferred 2' (code 360022), with a cash dividend of RMB 4.01 per share (tax included), totaling RMB 401 million, and a dividend rate of 4.01%.光大银行公告实施第二期优先股'光大优2'（代码360022）2025年股息发放方案，每股派发现金股息4.01元（含税），合计4.01亿元，股息率4.01%。
2025-10-31China Everbright Bank held Q3 2025 performance briefing; board secretary Zhang Xuyang stated the bank plans to convene a board meeting soon to deliberate an interim dividend plan, after completing payment of preferred stock 'Everbright Preferred 3' dividends.光大银行举行2025年第三季度业绩说明会，董事会秘书张旭阳表示计划近期召开董事会审议中期分红方案，将在“光大优3”优先股付息完毕后实施。
2025-11-02CEB BANK-A implemented its first interim dividend in Jan 2025, paying 6.145B yuan, representing 26.04% of net profit attributable to ordinary shareholders for the period.光大银行于2025年1月首次实施中期分红，分红金额61.45亿元，占同期归属于普通股股东净利润的26.04%。
2025-11-05CEB BANK-A announced a board meeting on Nov 14, 2025 to consider and approve the 2025 interim dividend proposal.光大银行公告将于2025年11月14日召开董事会会议，审议2025年度中期股息建议。
2025-11-14CEB BANK-A announced 2025 interim dividend plan: 1.05 yuan per 10 shares (tax incl.), total 6.204B yuan, representing 25.20% of net profit attributable to shareholders and 26.14% of net profit attributable to ordinary shareholders.光大银行发布2025年度中期利润分配方案：每10股派发现金股息1.05元（含税），总额62.04亿元，占归属于股东净利润的25.20%，占归属于普通股股东净利润的26.14%。
2026-01-13CEB BANK-A board approved the 2025 dividend payment for the third tranche preferred shares (code 360034) at a rate of 3.77%, totaling 1.3195 billion yuan, with ex-dividend date January 20, 2026.光大银行董事会审议通过第三期优先股2025年度股息发放议案，票面股息率3.77%，合计13.195亿元，除息日2026年1月20日。
2026-01-29CEB BANK-A announced the 2025 semi-annual dividend plan: 0.105 yuan per share (tax included), totaling approximately 6.204 billion yuan, with record date February 4, 2026.光大银行公布2025年半年度分红方案：每股派发现金红利0.105元（含税），合计约62.04亿元，股权登记日2026年2月4日。
2026-06-12CEB Bank announced the dividend distribution for its first preferred stock (Guangda You 1) at a rate of 3.60%, totaling 720 million yuan (tax included), payable on June 25, 2026.光大银行公告第一期优先股（光大优1）按票面股息率3.60%发放现金股息合计7.20亿元，股息发放日为2026年6月25日。
Capital & share changes资本与股份变动
6 · 2024-09-02 → 2026-04-07
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Registered capital increase from convertible bond conversion, preferred share redemption, and share pledges by major shareholder.可转债转股导致注册资本增加、优先股赎回及大股东股份质押。
2024-09-02NFRA approved CEB BANK-A's registered capital change to RMB 59.085551061 billion following A-share convertible bond conversion and delisting.国家金融监督管理总局批准光大银行注册资本变更为人民币590.85551061亿元，因A股可转债转股并摘牌。
2025-01-27Overseas Chinese Town Group (OCT Group) pledged 2.058 billion shares (49.0114% of its holdings, 3.4839% of total share capital) to China Guoxin Holdings Co., Ltd.华侨城集团向中国国新控股有限责任公司质押20.58亿股（占其持股49.0114%，占总股本3.4839%）。
2025-02-05Overseas Chinese Town Group pledged 2.058 billion H-shares of China Everbright Bank, representing 49.01% of its holdings and 3.48% of total shares.华侨城集团质押光大银行20.58亿股H股，占其持股49.01%，占总股本3.48%。
2026-01-07CEB BANK-A announced it will redeem 350 million preferred shares (third tranche, 35 billion yuan) on February 11, 2026, after receiving regulatory approval.光大银行公告拟于2026年2月11日赎回第三期优先股3.5亿股（350亿元），已获金融监管总局无异议答复。
2026-01-29CEB BANK-A confirmed the redemption of the third tranche preferred shares (3.5 billion shares, 35 billion yuan) on February 11, 2026, at face value plus accrued dividends.光大银行确认于2026年2月11日赎回第三期优先股3.5亿股（350亿元），赎回价格为面值加应计股息。
2026-04-07CEB BANK-A completed industrial and commercial registration change, increasing registered capital from approximately RMB 46.68 billion to approximately RMB 59.09 billion, an increase of about 27%.光大银行完成工商变更，注册资本由约466.8亿元增至约590.9亿元，增幅约27%。
Product launches & business initiatives产品发布与业务举措
9 · 2024-09-19 → 2026-01-09
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New platforms and products including 'Sunshine Transaction Cloud', AI policy assistant, credit card campaigns, and regional financial service plans.新平台和产品，包括“阳光交易云”、AI政策助手、信用卡活动及区域金融服务方案。
2024-09-19CEB BANK-A, Shanghai Clearing House, and E Fund jointly launched the 'Shanghai Clearing House Green Sci-Tech Preferred Bond Index', the first green sci-tech themed index in the market, along with linked asset management plans and wealth management products.光大银行、上海清算所、易方达基金共同发布全市场首支绿色科创主题指数“上海清算所绿色科创优选债券指数”，并创设挂钩的资管计划和理财产品。
2025-05-20China Everbright Bank launched a self-developed 'Credit Investigation Intelligent Report' solution based on large model technology, serving nearly 2,000 customer managers across 29 tier-1 branches as of mid-May.光大银行上线自主研发的基于大模型技术的“授信调查智能报告”解决方案，截至5月中旬已服务近2000名客户经理，覆盖29家一级分行。
2025-06-26Launched 'Smart Policy Assistant' (智能政策助手), an AI-powered tool based on a large model, integrating 1,700+ internal policy documents to provide intelligent Q&A, comparison, and translation for compliance.上线“智能政策助手”工具，以大模型为底座，整合行内1700余份政策文件，提供智能问答、新旧政策对比、文本翻译等功能，赋能合规管理。
2025-07-21China Everbright Bank launched the 'Sunshine Transaction Cloud' integrated transaction banking platform, merging 'Cloud Treasury' and 'Sunshine Supply Chain Cloud Platform' to serve over 10,000 corporate clients.光大银行推出交易银行综合服务平台“阳光交易云”，整合“云财资”和“阳光供应链云平台”，服务企业客户超10000家。
2025-11-27CEB BANK-A launched the 'Entering the Greater Bay Area' comprehensive financial service plan in Shenzhen, focusing on tech innovation, cross-border finance, and regional coordination.光大银行在深圳推出“走进大湾区”综合金融服务方案，聚焦科技创新、跨境金融和区域协调发展。
2025-12-01CEB Bank launched the 'Ice and Snow Go Happy Festival' credit card campaign, offering discounts on tickets, equipment, accommodation, and dining across multiple northern cities, running until February 2026.光大银行推出“冰雪去嗨节”信用卡活动，覆盖多个北方城市的门票、装备、住宿和餐饮折扣，持续至2026年2月。
2025-12-01CEB Bank held the 'Entering the Greater Bay Area' financial service promotion conference in Shenzhen, launching the 'Guangdong-Hong Kong-Macao Greater Bay Area Comprehensive Financial Service Plan' focusing on technology innovation, cross-border finance, trade, and regional coordinated development.光大银行在深圳举办“走进大湾区”金融服务推介会，发布《粤港澳大湾区综合金融服务方案》，聚焦科技创新、跨境金融、内外贸易和区域协调发展。
2025-12-22CEB Bank held the 'Entering the Yangtze River Delta' comprehensive financial service seminar in Shanghai, releasing the 'Yangtze River Delta Comprehensive Financial Service Plan' focusing on AI and regional development.光大银行在沪举办“走进长三角”综合金融服务研讨会，发布“长三角综合金融服务方案”，聚焦人工智能和区域发展。
2026-01-09CEB BANK-A supported the 'Ice and Snow Artist Classroom' research project in Harbin, launching the 'Ice and Snow Go Festival' to embed financial services into winter tourism consumption scenarios.光大银行支持哈尔滨“冰雪艺术家课堂”研学项目，打造“冰雪去嗨节”将金融服务嵌入冰雪消费全场景。
Awards & certifications奖项与认证
2 · 2024-12-02 → 2025-05-12
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Recognition including 'Financial High-Quality Development Case' and multiple 'Leader' enterprise standard certifications.获得“金融高质量发展案例”及多项“领跑者”企业标准认证。
2024-12-02CEB Bank won the '2024 Financial High-Quality Development Case' award from People's Daily for its performance and innovation in the 'Five Major Articles' of finance.光大银行凭借业绩表现和创新成果获评人民日报社“2024金融高质量发展案例”。
2025-05-12China Everbright Bank received 7 'Leader' enterprise standard certifications in 2024 national financial sector, the most among joint-stock commercial banks, covering smart finance, digital letter of confirmation, etc.光大银行在2024年度全国金融领域企业标准“领跑者”榜单中获得7个领域称号，在股份制商业银行中上榜数量最多，涵盖智慧金融服务、数字函证等。
Industry reports & white papers行业报告与白皮书
2 · 2024-12-06 → 2024-12-26
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Publication of industry reports on convenient payment, consumer finance, and other topics.发布关于便捷支付、消费金融等主题的行业报告。
2024-12-06CEB Bank released the '2024 China Convenient Payment Industry Report' for the 10th consecutive year, upgrading the 'China Convenient Payment New Quality Index'.光大银行连续第十年发布《中国便民缴费产业报告》，升级“中国便民缴费新质指数”。
2024-12-26CEB Bank and Outlook Weekly jointly released the '2024 Consumer Finance Industry White Paper', focusing on credit card business promoting service consumption.光大银行与瞭望周刊社联合发布《2024消费金融行业发展白皮书》，主题为信用卡业务促进服务消费。
Subsidiaries & investments子公司与投资
4 · 2025-02-14 → 2026-03-30
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Establishment of financial research institute, village bank dissolution, wealth management subsidiary results, and financial leasing performance.金融研究院成立、村镇银行解散、理财子公司业绩及金融租赁表现。
2025-02-14China Everbright Bank established the Everbright Financial Research Institute, with Ma Bo as its first president.光大银行成立光大金融研究院，首任院长为马波。
2025-11-07CEB BANK-A's first village bank, Shaoshan CEB Village Bank, was approved for dissolution by Hunan Financial Regulatory Bureau. CEB held 70% stake.湖南金融监管局批复同意韶山光大村镇银行解散，光大银行持股70%。该行是光大银行发起设立的第一家村镇银行。
2026-03-12CEB Wealth Management disclosed 2025 results: outstanding wealth management product balance reached RMB 1,945.963 billion, up 21.66% YoY; net profit RMB 2.336 billion; total assets RMB 13.553 billion.光大理财披露2025年成绩单：存续理财产品余额达19459.63亿元，同比增长21.66%；净利润23.36亿元；总资产135.53亿元。
2026-03-30CEB Bank 2025 annual report disclosed: CEB Financial Leasing total assets RMB 159.237 billion, net profit RMB 2.105 billion; Beijing Sunshine Consumer Finance total assets RMB 14.772 billion, net profit RMB 28.43 million.光大银行2025年年报披露：光大金融租赁总资产1592.37亿元，净利润21.05亿元；北京阳光消费金融总资产147.72亿元，净利润2843万元。
Consumer finance & consumption boost消费金融与促消费
9 · 2025-03-19 → 2026-01-27
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Launch of consumption-boosting work plans, raising loan limits, and implementing interest subsidy policies.推出促消费工作方案，提高贷款额度，实施利息补贴政策。
2025-03-19CEB Bank launched a 22-measure special work plan to boost consumption, covering income support, stock/housing market stability, and new consumption scenarios.光大银行推出服务支持提振消费专项工作方案，提出22项举措，涵盖支持增收减负、助力稳住楼市股市、拓展多元消费场景等。
2025-03-19CEB Bank's personal consumer loan balance exceeded 800 billion yuan by end-February 2025; credit card loan balance was nearly 370 billion yuan.截至2025年2月末，光大银行个人消费类贷款余额突破8000亿元，信用卡贷款余额近3700亿元。
2025-04-02CEB BANK-A established a special working group for consumer finance to boost consumption, raising personal consumer loan limit from 300,000 to 500,000 yuan and extending loan term to 7 years.光大银行成立发展消费金融助力提振消费专门工作小组，将个人消费贷款额度上限从30万提高至50万元，贷款期限延长至7年。
2025-08-06CEB BANK-A stated it will actively implement the personal consumption loan interest subsidy policy and the service industry operating entity loan interest subsidy policy deployed by the State Council executive meeting on July 31, becoming the first joint-stock bank to respond.光大银行表示将积极组织开展国务院常务会议部署的个人消费贷款贴息政策与服务业经营主体贷款贴息政策的落地实施工作，成为首个响应的股份行。
2025-08-29CEB BANK-A interim results briefing: Deputy President Qi Ye stated that the bank's personal consumption loan interest subsidy work is basically ready, with phase 1 function to go live within days; the bank will also expand consumption scenarios focusing on cultural tourism and trade-in programs.光大银行中期业绩发布会：副行长齐晔表示个人消费贷款贴息相关工作已基本就绪，一期功能将在这两天上线；将聚焦文旅、以旧换新等消费场景扩大服务覆盖面。
2025-11-30CEB BANK-A's personal consumer credit disbursement exceeded 800 billion yuan by end-November 2025, supporting consumption recovery.截至2025年11月末，光大银行个人消费信贷投放规模已超8000亿元，助力消费市场回暖。
2025-12-12CEB Bank's personal consumer credit disbursement exceeded 800 billion yuan year-to-date as of end-November 2025, supporting consumption recovery.截至2025年11月末，光大银行本年个人消费信贷投放规模已超8000亿元，助力消费市场回暖。
2026-01-22CEB BANK-A announced it will implement the personal consumption loan fiscal interest subsidy policy (Caijin [2026] No. 1) for loans from September 1, 2025 to December 31, 2026.光大银行宣布落实个人消费贷款财政贴息政策（财金〔2026〕1号），贴息办理时间为2025年9月1日至2026年12月31日。
2026-01-27CEB BANK-A announced it will implement the service industry operator loan interest subsidy policy (Caijin [2026] No. 5) for loans disbursed from January 1, 2026.光大银行宣布落实服务业经营主体贷款贴息政策（财金〔2026〕5号），对2026年1月1日起发放的贷款进行贴息。
Non-performing loan (NPL) disposal不良贷款处置
6 · 2025-04-01 → 2025-11-27
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Batch transfer of personal NPLs (credit card overdrafts) and asset recovery efforts.批量转让个人不良贷款（信用卡透支）及资产清收。
2025-04-01CEB BANK-A's 2024 cash recovery of non-performing assets reached 39.788 billion yuan, up 31.07% YoY.光大银行2024年不良资产现金清收397.88亿元，同比增长31.07%。
2025-05-26China Everbright Bank disclosed 10 personal non-performing loan (credit card overdraft) transfer projects on the YinDeng website, with total outstanding principal and interest of RMB 11.56 billion, starting price approx. 5.1% of total.光大银行在银登网披露10期个人不良贷款（信用卡透支）转让项目，未偿本息总额合计115.6亿元，起始价约为总额的5.1%。
2025-06-11Listed 10 batches of non-performing personal loans (credit card charge-offs) on the banking credit asset registry, with total unpaid principal and interest of 11.553 billion yuan, starting bid price of 594 million yuan (approx. 0.5% of face value).在银行业信贷资产登记流转中心集中挂牌10批个人不良贷款（信用卡透支坏账），未偿本息合计115.53亿元，转让起始价5.94亿元（约0.5折）。
2025-10-31China Everbright Bank disclosed that it transferred 25 batches of non-performing personal loans (credit card overdrafts) in May and October 2025, with total outstanding principal and interest of approximately 19.4 billion yuan, including about 7.8 billion yuan in October.光大银行披露在5月和10月共转让25期个人不良贷款（信用卡透支），合计未偿本息总额约194亿元，其中10月约78亿元。
2025-11-27CEB BANK-A disclosed that as of Nov 14, 2025, it had listed 35 NPL transfer projects on the banking credit asset registry, with total outstanding principal and interest of ~23.279B yuan and starting bids of 1.428B yuan (~6% of total).光大银行披露截至2025年11月14日在银登网挂出35笔不良贷款转让项目，合计未偿本息总额约232.79亿元，起始竞价14.28亿元（约6%）。
2025-11-27CEB BANK-A disclosed a retail NPL batch transfer project involving consumer loans (Meituan co-branded 'Meituan Shenghuo Fee' loans) with a principal of ~710M yuan and over 70,000 borrowers, average age 34.15.光大银行披露零售不良资产批量转让项目，涉及美团生活费助贷消费贷，债权金额约7.1亿元，借款人7万多户，平均年龄34.15岁。
Governance & charter changes治理与章程变更
5 · 2025-05-29 → 2026-01-13
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Amendments to the company charter, abolition of the board of supervisors, and other governance restructuring.修订公司章程，取消监事会，以及其他治理结构重组。
2025-05-29China Everbright Bank's board approved the cancellation of the Board of Supervisors, subject to shareholder approval, and approved a RMB 13 million donation for targeted poverty alleviation.光大银行董事会审议通过不再设立监事会的议案（需股东大会审议），并同意捐赠1300万元用于定点帮扶。
2025-07-11China Everbright Bank released materials for the second extraordinary general meeting of 2025, proposing to amend the company charter to change the clause 'Chairman and Party Secretary shall be held by one person' to 'generally be held by one person'.光大银行披露2025年第二次临时股东大会会议材料，拟修订公司章程，将“董事长、党委书记由一人担任”改为“一般由一人担任”。
2025-07-30China Everbright Bank's second extraordinary general meeting of 2025 approved the proposal to abolish the board of supervisors with 99.97% support, transitioning to a governance structure without a supervisory board.光大银行2025年第二次临时股东大会以99.97%的赞成率通过《关于不再设立监事会的议案》，取消监事会设置。
2025-12-19CEB Bank received NFRA approval for its amended articles of association, effective December 16, 2025, abolishing the board of supervisors and transferring its powers to the audit committee of the board of directors.光大银行收到国家金融监督管理总局关于修订公司章程的批复，自2025年12月16日起不再设立监事会，由董事会审计委员会行使相关职权。
2026-01-13CEB BANK-A board approved the renaming of the Digital Finance/Cloud Life Business Department, adjusting its digital finance organizational structure.光大银行董事会审议通过数字金融/云生活事业部更名议案，调整数字金融组织架构。
Gold accumulation business黄金积存业务
2 · 2026-01-15 → 2026-02-27
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Adjustments to the minimum investment amount and risk level for the gold accumulation personal business.调整黄金积存个人业务的最低投资金额和风险等级。
2026-01-15CEB BANK-A raised the minimum investment amount for its gold accumulation personal business fixed-amount investment from 1,000 yuan to 1,100 yuan, effective January 19, 2026.光大银行自2026年1月19日起将黄金积存个人业务定期投资起购金额由1000元调整为1100元。
2026-02-27China Everbright Bank raises risk level of gold accumulation products to medium-risk, requiring individual investors to have risk assessment rating C3 (balanced) or above from March 3, 2026.光大银行将黄金积存产品风险等级提升至中风险，自2026年3月3日起要求个人客户风险测评达C3（平衡型）及以上。
