The storylines故事线
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Zheyin Wealth Management subsidiary浙银理财子公司
6 · 2024-01-01 → 2026-03-30
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Approval, establishment, and launch of CZBANK's wholly-owned wealth management subsidiary in Hangzhou.浙商银行全资理财子公司在杭州获批、成立并开业。
2024-01-01CZBANK received regulatory approval from the National Financial Regulatory Administration (NFRA) to establish Zheyin Wealth Management Co., Ltd., a wholly-owned wealth management subsidiary with registered capital of RMB 2 billion in Hangzhou.浙商银行获得国家金融监督管理总局批复，获准筹建全资理财子公司浙银理财有限责任公司，注册资本20亿元，注册地杭州。
2024-04-17CZBANK announced at 2023 results briefing that its wealth management subsidiary (Zheyin Wealth Management) received approval for establishment, and存量理财 rectification completed one year ahead of schedule.浙商银行在业绩说明会上宣布，理财子公司（浙银理财）获批筹建，存量理财整改提前一年完成。
2025-01-26CZBANK's wholly-owned subsidiary Zheyin Wealth Management Co. received regulatory approval to open, with registered capital of 2 billion yuan in Hangzhou.浙商银行全资子公司浙银理财有限责任公司获准开业，注册资本20亿元，注册地杭州。
2025-02-02National Financial Regulatory Administration approved the opening of Zheyin Wealth Management, a wholly-owned subsidiary of CZBANK, with registered capital of 2 billion CNY, based in Hangzhou, Zhejiang.国家金融监督管理总局批准浙商银行全资子公司浙银理财开业，注册资本20亿元人民币，注册地浙江杭州。
2025-02-19Zheyin Wealth Management, CZBANK's wealth management subsidiary, officially opened in Hangzhou, becoming the first national joint-stock bank wealth management subsidiary headquartered in Zhejiang.浙商银行理财子公司浙银理财在杭州正式开业，成为首家总部设在浙江的全国性股份制商业银行理财子公司。
2026-03-30CZBANK's wealth management subsidiary Zheyin Wealth Management reported AUM of 182.458 billion yuan, net assets of 2.48 billion yuan, and net profit of 0.088 billion yuan for 2025.浙银理财2025年末管理理财产品规模1824.58亿元，净资产24.80亿元，净利润0.88亿元。
Strategic cooperation agreements战略合作协议
15 · 2024-01-08 → 2026-06-22
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CZBANK signed strategic cooperation agreements with various government entities, state-owned enterprises, and private companies across multiple regions and sectors.浙商银行与多地政府、国企及民营企业签署战略合作协议，覆盖多个区域和行业。
2024-01-08CZBANK Fuzhou Branch signed a strategic cooperation agreement with Fujian Provincial Department of Veterans Affairs to provide exclusive financial services, priority channels, and fee waivers for veterans and their families.浙商银行福州分行与福建省退役军人事务厅签署拥军战略合作协议，为退役军人提供专属金融服务、绿色通道及费用减免。
2024-07-05CZBANK Suzhou branch and Jiahuan Technology signed a green finance strategic cooperation agreement at the Kunshan Financial Advisor Studio inauguration, focusing on green finance alliance and ESG product innovation.浙商银行苏州分行与嘉环科技在昆山金融顾问工作室揭牌仪式上签署绿色金融战略合作协议，聚焦绿色金融联盟和ESG产品创新。
2025-01-21CZBANK Zhuhai Branch signed a strategic cooperation agreement with Zhuhai State-owned Digital Technology Co. for digital transformation.浙商银行珠海分行与珠海市国资数字科技有限公司签订数字化转型战略合作协议。
2025-02-24CZBANK chairman Lu Jianqiang met with Hangzhou Iron & Steel Group chairman Zhang Jiancheng to discuss deepening cooperation in Shanben Finance, digital reform, and risk asset disposal.浙商银行董事长陆建强会见杭钢集团董事长章建成，探讨在善本金融、数字化改革、风险资产处置等领域深化合作。
2025-03-01CZBANK, together with 6 institutions including the Zhejiang General Chamber of Commerce Financial Services Committee, issued an initiative to support the high-quality integrated development of the Yangtze River Delta, proposing to build a multi-tiered industrial financial service system and optimize the technology finance support mechanism. Its Nanjing branch signed county-level comprehensive financial ecosystem construction cooperation agreements with multiple districts/counties in Jiangsu.浙商银行联合浙商总会金融服务委员会等6家机构发出倡议，支持长三角高质量一体化发展，提出共同构建多层次产业金融服务体系、优化科技金融支持机制；南京分行与江苏多个区县签订县区综合金融生态建设合作协议。
2025-04-11CZBANK signs comprehensive strategic cooperation agreement with Hangzhou Iron & Steel Group (Hanggang) on industry-finance integration, digital reform, and distressed asset disposal.浙商银行与杭州钢铁集团有限公司签署全面战略合作协议，合作领域包括产融结合、数字化改革和风险资产处置。
2025-06-10CZBANK signed a strategic cooperation agreement with Shandong Energy Group covering comprehensive financial services, supply chain finance, and asset management.浙商银行与山东能源集团签署战略合作协议，合作涵盖综合金融服务、供应链金融、资产管理等领域。
2025-06-27CZBANK Changsha branch officially moved to the Binjiang Financial Center in Hunan Xiangjiang New Area and signed a strategic cooperation agreement with the Xiangjiang New Area Management Committee.浙商银行长沙分行正式入驻湖南湘江新区滨江金融中心，并与湖南湘江新区管理委员会签署战略合作协议。
2025-08-21CZBANK Guiyang branch held talks with Guizhou Aluminum Industry Group on cooperation in aluminum ore development, supply chain trade, project M&A, and financial support.浙商银行贵阳分行与贵州铝业集团就铝土矿开发、供应链贸易、项目并购等银企合作进行座谈。
2025-11-19Signed strategic cooperation agreement with Alibaba Group in Hangzhou to deepen fintech innovation, focusing on AI, cloud computing, and intelligent financial services.与阿里巴巴集团在杭州签署战略合作协议，深化金融科技创新，聚焦人工智能、云计算和智能化金融服务。
2025-12-31CZBANK signed a comprehensive partnership agreement with Sinochem International, designating it as a key long-term partner.浙商银行与中化国际签署全面合作伙伴协议，将其列为重要长期合作伙伴。
2026-04-01CZBANK signed a strategic cooperation agreement with the Zhejiang Provincial Party School, and the 'CPC CZBANK Committee Party School' was officially established.浙商银行与浙江省委党校签署战略合作协议，“中共浙商银行委员会党校”正式成立。
2026-04-02CZBANK Nanning Branch signed a strategic cooperation framework agreement with Qinzhou Municipal People's Government to deepen government-bank cooperation and support Qinzhou's high-quality development.浙商银行南宁分行与钦州市人民政府签署战略合作框架协议，深化政银合作，助力钦州高质量发展。
2026-06-11CZBANK signed a strategic cooperation agreement with Yiwu Municipal Government to support the construction of a Chinese-style modern county model, with 15 measures including comprehensive financing and supply chain finance.浙商银行与义乌市人民政府签订金融赋能中国式现代化县域典范建设合作协议，推出十五条举措，涵盖综合融资、供应链金融等。
2026-06-22Zhejiang Provincial Federation of Industry and Commerce and CZBANK jointly launched the 'Hand-in-Hand Development · Accompanying Growth' action plan to provide comprehensive financial services to Zhejiang merchants nationwide.浙江省工商联与浙商银行共同发布《携手发展·陪伴成长》行动计划，为全国浙商提供全方位金融服务。
Juneyao Group partnership均瑶集团合作
1 · 2024-01-14
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Strategic cooperation with Juneyao Group covering aviation leasing, supply chain, and cross-border finance.与均瑶集团在航空租赁、供应链金融、跨境金融等领域达成战略合作。
2024-01-14CZBANK signed a strategic cooperation agreement with Juneyao Group in Shanghai, covering aviation leasing, interbank finance, supply chain finance, cross-border finance, and retail finance.浙商银行与均瑶集团在上海签署战略合作协议，合作领域包括航空租赁、同业金融、供应链金融、跨境金融和零售金融。
New Chongqing Talent Bank brand新重庆人才银行
2 · 2024-01-16 → 2024-04-12
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Launch of a financial service brand targeting high-level talents in Chongqing.在重庆推出面向高层次人才的金融服务品牌。
2024-01-16CZBANK Chongqing Branch held a promotion conference for the 'New Chongqing Talent Bank', a financial service brand targeting high-level talents, offering products such as talent loans and equity option schemes.浙商银行重庆分行举办‘新重庆人才银行’推介会，该品牌以高层次人才为服务对象，提供人才贷、认股选择方案等产品。
2024-04-12CZBANK Chongqing Branch signed a strategic cooperation agreement with Chongqing Municipal Education Commission to promote talent banking and support sci-tech innovation.浙商银行重庆分行与重庆市教委签署战略合作协议，推进人才银行服务与科技创新。
Executive changes & appointments高管变动与任命
62 · 2024-01-19 → 2026-06-04
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Resignations, appointments, and role adjustments of CFO, directors, supervisors, and senior management.首席财务官、董事、监事及高级管理层的辞职、任命与职务调整。
2024-01-19CZBANK announced that Jing Feng resigned as Chief Financial Officer due to a role adjustment, but will remain as a member of the Party Committee and Vice President.浙商银行公告，景峰因分工调整辞去首席财务官职务，但仍担任党委委员、副行长。
2024-01-31CZBANK's board of directors held a temporary meeting and approved the nomination of Wu Zhijun as a candidate for director.浙商银行董事会召开临时会议，审议通过提名吴志军为董事候选人的议案。
2024-02-27Chen Zhongwei resigned as employee representative supervisor and member of the Supervisory Committee of CZBANK due to internal job adjustment, effective immediately.陈忠伟因内部岗位调整辞去浙商银行职工监事及监事会监督委员会委员职务，即日生效。
2024-02-28Ye Jingyong's qualification as president of CZBANK Nanchang Branch was approved by the Jiangxi Regulatory Bureau of the National Financial Regulatory Administration.国家金融监督管理总局江西监管局核准叶敬勇浙商银行南昌分行行长的任职资格。
2024-02-29Lyu Jun's qualification as vice president of CZBANK Huzhou Branch was approved by the Huzhou Regulatory Sub-bureau of the National Financial Regulatory Administration.国家金融监督管理总局湖州监管分局核准吕俊浙商银行湖州分行副行长的任职资格。
2024-03-07Pan Huafeng's qualifications as Assistant President and Chief Risk Officer of CZBANK were approved by the National Financial Regulatory Administration (NFRA).国家金融监督管理总局核准潘华枫担任浙商银行行长助理、首席风险官的任职资格。
2024-04-29CZBANK's Qingdao Branch saw two new deputy general managers (Guan Yonghui and Zhang Li) approved by the Qingdao Financial Regulatory Bureau on April 23.国家金融监督管理总局青岛监管局核准关咏惠、张立浙商银行青岛分行副行长任职资格。
2024-05-13Liu Weidong approved as deputy president of Nanchang branch by Jiangxi Financial Regulatory Bureau.刘伟东获批任浙商银行南昌分行副行长。
2024-05-14Ying Yuxiang's director qualification approved by National Financial Regulatory Administration.应宇翔的董事任职资格获国家金融监督管理总局核准。
2024-05-15Lin Shaojie approved as deputy president of Jiangmen branch by Jiangmen Financial Regulatory Bureau.林少杰获批任浙商银行江门分行副行长。
2024-05-28Jiang Xiangming approved as deputy president of Zhuhai branch by Zhuhai Financial Regulatory Bureau.蒋向明获批任浙商银行珠海分行副行长。
2024-06-07National Financial Regulatory Administration approved Luo Feng's qualification as Board Secretary of CZBANK; Luo Feng, previously Vice President, has worked at the bank for 18 years.国家金融监督管理总局核准骆峰担任浙商银行董事会秘书的任职资格；骆峰此前为副行长，已在银行工作18年。
2024-06-14Former CZBANK Vice President Wu Jianwei joined Ping An Life Insurance as proposed Deputy General Manager, overseeing the bancassurance division.浙商银行原副行长吴建伟加盟平安人寿，拟任副总经理，分管银保事业部。
2024-07-15CZBANK's 6th Board of Directors held its 4th interim meeting, nominating candidates for the 7th Board: executive directors Lu Jianqiang, Zhang Rongsen, Ma Hong, Chen Haiqiang; non-executive directors Hou Xingjuan, Ren Zhixiang, Ni Defeng, Hu Tiangao, Jin Guorui, Ying Yuxiang, Wu Zhijun; and 7 independent director candidates.浙商银行第六届董事会第四次临时会议提名第七届董事会执行董事候选人陆建强、张荣森、马红、陈海强；非执行董事候选人侯兴钏、任志祥、倪德锋、胡天高、金国蕊、应宇翔、吴志军；以及7名独立董事候选人。
2024-07-17CZBANK's 6th Supervisory Board held its 33rd meeting, nominating Ma Xiaofeng and Wang Junbo as shareholder supervisor candidates, and Gao Qiang, Zhang Fanquan, Chen Sanlian, Wang Congcong as external supervisor candidates for the 7th Supervisory Board.浙商银行第六届监事会第三十三次会议提名马晓峰、王君波为第七届监事会股东监事候选人；高强、张范全、陈三联、王聪聪为外部监事候选人。
2024-08-02Elected five employee supervisors for the 7th Supervisory Board: Guo Dingfang, Wu Fanghua, Peng Zhiyuan, Du Quan, Chen Zhong.选举郭定方、吴方华、彭志远、杜权、陈中为第七届监事会职工监事。
2024-08-09Board elected Lu Jianqiang as Chairman of the 7th Board and appointed Zhang Rongsen as President.董事会选举陆建强为第七届董事会董事长，聘任张荣森为行长。
2024-08-09Supervisory Board elected Guo Dingfang as Chairman of the 7th Supervisory Board and appointed Wu Fanghua as Office Director.监事会选举郭定方为第七届监事会监事长，聘任吴方华为监事会办公室主任。
2024-08-18President Zhang Rongsen resigned for personal reasons; Chairman Lu Jianqiang will act as President temporarily.行长张荣森因个人原因辞职，董事长陆建强代为履行行长职责。
2024-08-30Regulatory approval: Zhou Bo qualified as President of Qingdao Branch of CZBANK.监管核准：周博任浙商银行青岛分行行长。
2024-09-02Chairman Lu Jianqiang responded to former president Zhang Rongsen's resignation, stating individual executive changes will not affect operations; Lu temporarily acts as president.董事长陆建强回应前行长张荣森辞职，称个别高管变动不会影响经营；陆建强暂代行长职责。
2024-09-24Independent directors Zhou Zhifang and Wang Guocai resigned due to approaching term limits; Wang Guocai will continue to serve until successor is approved.独立董事周志方、王国才因任期上限辞职；王国才在新任独立董事获批前继续履职。
2024-09-25CZBANK's Shanghai regulator approved Zhu Jie as deputy general manager of the bank's capital operations center.上海监管局核准朱捷任浙商银行资金营运中心副总经理。
2024-10-14Xiong Chao approved as general manager of CZBANK Guiyang Branch by Guizhou financial regulator.贵州监管局核准熊超浙商银行贵阳分行行长的任职资格。
2024-10-31Liu Jianqiao approved as deputy general manager of CZBANK Jiuquan Branch by Gansu financial regulator.甘肃监管局核准刘建桥浙商银行酒泉分行副行长的任职资格。
2024-11-08Former Zheshang Bank vice president Zhang Changgong's case transferred to judicial authorities after investigation, involving huge amounts.浙商银行原副行长张长弓案调查完毕移交司法，涉案金额巨大。
2024-12-18CZBANK received regulatory approval for Shi Hao to serve as an independent non-executive director, effective from December 18, 2024.浙商银行获监管核准施浩担任独立非执行董事，自2024年12月18日起生效。
2025-01-02Former Vice President and Board Secretary Liu Long of CZBANK reported missing, linked to former Chairman Shen Renkang's corruption case.浙商银行原副行长兼董秘刘龙失联，与前董事长沈仁康贪腐案有关。
2025-01-17Lou Weizhong's appointment as independent non-executive director of CZBANK was approved by the National Financial Regulatory Administration.楼伟中任浙商银行独立非执行董事获国家金融监督管理总局核准。
2025-02-24Independent director Wang Guocai resigned after serving six consecutive years; Shi Hao and Lou Weizhong's independent director qualifications were approved by the National Financial Regulatory Administration.独立董事王国才因连任满六年辞职；施浩和楼伟中的独立董事任职资格获国家金融监督管理总局核准。
2025-03-12Wang Chaoming resigned as Chief Information Officer of CZBANK due to a role adjustment, but will continue to serve as Assistant President.王超明因分工调整辞去浙商银行首席信息官职务，但仍将继续担任行长助理。
2025-03-19CZBANK held a democratic recommendation meeting for a new president; the recommended candidate is a current senior executive. The process is an internal evaluation and not yet a formal appointment procedure.浙商银行召开干部民主推选会，最终获推选的为该行一名现任高管；目前仅为内部评测推举，与行长正式任命流程无关。
2025-03-31Meng Dawei was approved by the Beijing Regulatory Bureau as the President of CZBANK Beijing Sub-Center Branch.孟大伟获北京监管局核准担任浙商银行北京城市副中心分行行长。
2025-04-02Chen Haiqiang appointed as CZBANK's Party Committee Deputy Secretary and nominated as President, pending regulatory approval.陈海强被任命为浙商银行党委副书记，并被提名为行长，待监管核准。
2025-04-10CZBANK board formally appoints Chen Haiqiang as President, pending National Financial Regulatory Administration approval; Chairman Lu Jianqiang ceases acting role.浙商银行董事会正式聘任陈海强为行长，待国家金融监督管理总局核准；董事长陆建强不再代行行长职责。
2025-04-24National Financial Regulatory Administration approves Wang Zhilin as deputy president of CZBANK Wenzhou branch, and Jia Fuwei as deputy president of Tianshui branch.国家金融监管总局核准王志林任浙商银行温州分行副行长、贾馥蔚任天水分行副行长的任职资格。
2025-04-29CZBANK external supervisor Gao Qiang unable to perform duties due to personal reasons; same day, Central Commission for Discipline Inspection announces Gao Qiang under investigation for suspected serious violations of discipline and law.浙商银行外部监事高强因个人原因无法履职；同日，中央纪委国家监委通报高强涉嫌严重违纪违法被查。
2025-05-07CZBANK board of supervisors resolved to remove Gao Qiang as external supervisor and chairman of the nomination committee, due to his suspected serious disciplinary violations; removal is subject to shareholder approval.浙商银行监事会决议解除高强外部监事及提名委员会主任委员职务，因其涉嫌严重违纪违法；解除尚待股东大会批准。
2025-06-16CZBANK Jinhua branch received regulatory approval for Xiang Xuming to serve as president of CZBANK Yiwu branch.国家金融监督管理总局金华监管分局核准项旭明浙商银行义乌分行行长的任职资格。
2025-06-27Regulatory approval granted for Ma Qiang to serve as vice president of CZBANK Linyi branch.国家金融监督管理总局山东监管局核准马强浙商银行临沂分行副行长的任职资格。
2025-07-08Chen Haiqiang's qualification as President was approved by the National Financial Regulatory Administration (NFRA).陈海强的行长任职资格获得国家金融监督管理总局核准。
2025-07-10Chairman Lu Jianqiang resigned due to age, effective July 9; President Chen Haiqiang will act as Chairman until successor is approved.董事长陆建强因到龄辞任，自2025年7月9日起生效；行长陈海强代为履行董事长职责，直至新任董事长任职资格获批。
2025-07-10Board resolved to let acting President Chen Haiqiang also serve as H-share authorized representative.董事会决议委任陈海强为H股授权代表。
2025-08-29CZBANK received resignation letters from non-executive directors Ni Defeng and Jin Guorui; board nominated Yang Zhaohui and Zheng Xingang as non-executive director candidates, subject to shareholder and regulatory approval.浙商银行收到非执行董事倪德锋、金国蕊辞职报告；董事会提名杨朝晖、郑新刚为非执行董事候选人。
2025-09-01CZBANK senior executive Pan Huafeng increased his shareholding by 30,000 shares at an average price of RMB 3.24 per share, totaling RMB 97,200.浙商银行高管潘华枫通过二级市场增持3万股，成交均价3.24元/股，增持金额9.72万元。
2025-10-16National Financial Regulatory Administration Zhejiang Bureau approved Ren Minyang as vice president of CZBANK Zhoushan branch.国家金融监督管理总局浙江监管局核准任旻䶮任浙商银行舟山分行副行长。
2025-11-17Chen Haiqiang appointed Party Secretary and nominated as Chairman of the board, succeeding Lu Jianqiang who resigned in July 2025.陈海强被任命为党委书记并提名为董事长，接替2025年7月辞职的陆建强。
2025-12-05Zheshang Bank's board elected Chen Haiqiang as chairman of the 7th board; his qualification is pending approval by the National Financial Regulatory Administration (NFRA).浙商银行董事会选举陈海强为第七届董事会董事长，任职资格尚待国家金融监督管理总局核准。
2025-12-23Lyu Linhua was appointed as Party committee deputy secretary and nominated as director and president of Zheshang Bank, replacing Chen Haiqiang as president.吕临华任浙商银行党委委员、党委副书记，被提名为董事、行长，陈海强不再担任行长。
2025-12-24Zheshang Bank's supervisory board chairman Guo Dingfang resigned due to work changes, effective immediately.浙商银行监事长郭定方因工作变动辞去监事长、职工监事等职务。
2025-12-31Zheshang Bank's board accepted Chen Haiqiang's resignation as president; appointed Lyu Linhua as president (pending NFRA approval), and appointed Zhou Weixin and Pan Huafeng as vice presidents.浙商银行董事会接受陈海强辞去行长职务，聘任吕临华为行长（待核准），聘任周伟新、潘华枫为副行长。
2025-12-31Zheshang Bank's vice president Lin Jingran and assistant presidents Wang Chaoming and Hou Bo resigned due to job adjustments.浙商银行副行长林静然、行长助理王超明和侯波因工作岗位调整辞职。
2025-12-31Chen Haiqiang resigned as president of CZBANK; Lv Linhua was appointed as the new president, pending regulatory approval.陈海强辞任浙商银行行长职务；聘任吕临华为新任行长，任职资格待监管核准。
2025-12-31Lin Jingran resigned as vice president, Wang Chaoming and Hou Bo resigned as assistant presidents of CZBANK.林静然辞去浙商银行副行长职务，王超明和侯波辞去行长助理职务。
2025-12-31Zhou Weixin and Pan Huafeng were promoted from assistant presidents to vice presidents of CZBANK, pending regulatory approval.周伟新和潘华枫由行长助理擢升为浙商银行副行长，任职资格待监管核准。
2026-01-26CZBANK's 2026 first extraordinary general meeting approved the election of Lv Linhua as a director of the seventh board.浙商银行2026年第一次临时股东大会审议通过选举吕临华为第七届董事会董事。
2026-02-13Zheshang Bank received NFRA approval for Chen Haiqiang's chairman qualification; Chen had resigned as president in December 2025.浙商银行收到国家金融监督管理总局对陈海强董事长任职资格的核准批复；陈海强于2025年12月辞去行长职务。
2026-02-27Zheshang Bank appointed Lv Linhua as Chief Compliance Officer, pending approval of his president qualification by the National Financial Regulatory Administration.浙商银行聘任吕临华为首席合规官，待其行长任职资格获国家金融监督管理总局核准后生效。
2026-03-04Chen Yongbing's qualification as Deputy General Manager of CZBANK's Capital Operation Center was approved by the Shanghai Financial Regulatory Bureau.陈永兵浙商银行资金营运中心副总经理的任职资格获上海金融监管局核准。
2026-04-10The National Financial Regulatory Administration approved Lyu Linhua's qualification as director and president of CZBANK; Lyu also concurrently serves as the bank's chief compliance officer.国家金融监督管理总局核准吕临华浙商银行董事、行长的任职资格；吕临华同时兼任该行首席合规官。
2026-06-03National Financial Regulatory Administration approved Zhou Weixin and Pan Huafeng as vice presidents of CZBANK.国家金融监督管理总局核准周伟新、潘华枫的浙商银行副行长任职资格。
2026-06-04CZBANK completed industrial and commercial registration to change legal representative to Chen Haiqiang.浙商银行完成法定代表人工商变更，陈海强正式接任法定代表人。
Zhejiang CCPIT & Chamber of Commerce agreement浙江省贸促会/国际商会合作
1 · 2024-01-24
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Three-year strategic cooperation with Zhejiang CCPIT and Chamber of International Commerce, providing RMB 100 billion credit line.与浙江省贸促会、国际商会签署三年战略合作协议，提供1000亿元综合授信。
2024-01-24CZBANK signed a three-year strategic cooperation agreement with Zhejiang Council for the Promotion of International Trade and Zhejiang Chamber of International Commerce, providing RMB 100 billion in comprehensive credit line to support member enterprises.浙商银行与浙江省贸促会、浙江省国际商会签订三年战略合作协议，提供1000亿元意向性综合授信额度支持会员企业。
Real estate bond & financing initiatives房地产债券与融资机制
7 · 2024-01-25 → 2024-10-14
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Launch of real estate bond basket, asset-backed instruments, and urban real estate financing coordination mechanism projects.推出房地产债券篮子、资产支持票据，并落实城市房地产融资协调机制项目。
2024-01-25CZBANK launched a real estate bond basket in the interbank market and independently underwrote the first asset-backed debt financing instrument for a real estate enterprise, aiming to provide liquidity and support property companies' financing needs.浙商银行在银行间市场推出地产债篮子，并独立主承销首单房地产企业资产担保债务融资工具，为地产企业提供流动性和融资支持。
2024-02-18CZBANK established a city real estate financing coordination mechanism task force, contacted 24 projects on the whitelist, and provided 2.5 billion yuan in financing plus 3.1 billion yuan in intended credit to support real estate enterprises.浙商银行成立城市房地产融资协调机制工作专班，已对接24个白名单项目，提供融资25亿元、意向授信31亿元，支持房地产企业合理融资需求。
2024-04-10CZBANK implemented the first batch of 'whitelist' real estate projects under the urban real estate financing coordination mechanism: 30 projects, new disbursements over 3B yuan, new approved credit over 10B yuan.浙商银行落地第一批房地产融资协调机制“白名单”项目30个，新发放融资超30亿元，新批复授信超100亿元。
2024-06-07CZBANK Nanning Branch issued its first loan of RMB 10 million under the urban real estate financing coordination mechanism to a local real estate company, supporting project construction.浙商银行南宁分行向当地一家房地产公司发放了城市房地产融资协调机制下的首笔1000万元贷款，支持项目建设。
2024-09-24CZBANK has led 87 'white-list' projects under the urban real estate financing coordination mechanism, with approved credit of about 32.3 billion yuan and cumulative disbursement of about 13.9 billion yuan.浙商银行已主办协调机制“白名单”项目87个，批复授信总额约323亿元，累计投放金额约139亿元。
2024-10-10CZBANK approved about 32.3 billion yuan in credit for 'white-list' real estate projects under the city-level real estate coordination mechanism, with 87 projects and 13.9 billion yuan disbursed.浙商银行已批复城市房地产融资协调机制‘白名单’项目授信约323亿元，主办项目87个，累计投放约139亿元。
2024-10-14CZBANK launched an eight-pronged, 20-measure action plan including a special campaign to stabilize the real estate market, expand white-list project lending, and cut existing mortgage rates.浙商银行推出八方面二十条举措，包括开展促进房地产止跌企稳专项行动，扩大白名单项目投放，下调存量房贷利率。
Zhejiang Asset Management partnership浙商资产合作
1 · 2024-02-01
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Strategic cooperation memorandum with Zhejiang Asset Management for asset management and real economy support.与浙商资产签署战略合作备忘录，深化资产管理及实体经济支持。
2024-02-01CZBANK signed a strategic cooperation memorandum with Zhejiang Asset Management, a subsidiary of Zhejiang Provincial State-owned Trade Group, to deepen collaboration in areas such as asset management and real economy support.浙商银行与浙商资产（浙江省国贸集团子公司）签署深化战略合作备忘录，在资产管理、支持实体经济等领域深化合作。
Regulatory penalties & fines监管处罚与罚款
23 · 2024-02-05 → 2026-06-17
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Fines imposed by NFRA and local bureaus for improper lending, fee passing, and management failures.因不当收费、贷款管理失职等被国家金融监管总局及地方局处以罚款。
2024-02-05CZBANK was fined 550,000 yuan by the Zhejiang Regulatory Bureau of the National Financial Regulatory Administration for improperly passing on mortgage appraisal and registration fees to small-micro enterprise customers.浙商银行因违规向小微企业客户转嫁抵押评估费和抵押登记费，被国家金融监督管理总局浙江监管局罚款55万元。
2024-03-01Chongqing Jiangbei sub-branch of CZBANK was fined by the NFRA Liangjiang Regulatory Bureau for inadequate pre-loan investigation and post-loan management.浙商银行重庆江北支行因贷前调查不尽职、贷后管理不到位，被国家金融监督管理总局两江监管分局罚款。
2024-05-10Huzhou branch fined 1.25M yuan for improper project loan issuance, working capital loan issuance, and trade background verification failures.湖州分行因项目贷款发放不审慎、流动资金贷款发放不审慎等被罚款125万元。
2024-07-01CZBANK Yantai branch fined 350,000 yuan for inadequate credit management; Chongqing Jiangbei branch fined 300,000 yuan for deficient pre-loan due diligence and post-loan management.浙商银行烟台分行因信贷管理不到位被罚款35万元；重庆江北支行因贷前调查不尽职、贷后管理不到位被罚款30万元。
2024-10-11CZBANK's Chongqing Banan sub-branch fined 250,000 yuan for inadequate credit management leading to misappropriation of loan funds; deputy branch manager fined 50,000 yuan.浙商银行重庆巴南支行因信贷管理不到位导致贷款资金被挪用，被罚25万元；时任副行长魏琪被罚5万元。
2024-11-01Zheshang Bank Lishui branch fined 950,000 yuan for improper working capital loan issuance and bill business management.浙商银行丽水分行因流动资金贷款发放不审慎、票据业务管理不到位被罚款95万元。
2024-12-03CZBANK Xi'an Nan'erhuan Sub-branch fined 350,000 yuan by Shaanxi Financial Regulatory Bureau for imprudent loan management.浙商银行西安南二环支行因贷款管理不审慎被陕西金融监管局罚款35万元。
2024-12-18CZBANK Xianyang Branch fined 220,000 yuan by Xianyang Financial Regulatory Bureau for using working capital loans for project construction.浙商银行咸阳分行因发放流动资金贷款用于项目建设被咸阳金融监管分局罚款22万元。
2025-01-28CZBANK Shanghai Branch fined 16.8 million yuan by Shanghai Financial Regulatory Bureau for multiple violations including inaccurate SME classification and improper credit operations.浙商银行上海分行因小微企业划型不准确等多项违规被上海金融监管局罚款1680万元。
2025-01-28CZBANK Chongqing Branch fined 1.7 million yuan by Chongqing Financial Regulatory Bureau for improper deposit-loan linkage and other violations.浙商银行重庆分行因变相‘存贷挂钩’等违规被重庆金融监管局罚款170万元。
2025-02-18CZBANK Shanghai branch and Chongqing branch were fined a total of 18.5 million CNY for loan management violations and unreasonable deposit assessment requirements; 8 individuals were penalized.浙商银行上海分行、重庆分行因贷款管理违规、设置不合理存款考核要求等合计被罚1850万元，8名责任人受罚。
2025-03-17CZBANK Binhai New Area Sub-branch was fined 300,000 yuan by the National Financial Regulatory Administration Binhai Regulatory Branch for inadequate post-loan management.浙商银行滨海新区分行因贷后管理不到位被国家金融监督管理总局滨海监管分局罚款30万元。
2025-04-03CZBANK Hangzhou branch fined 700,000 yuan for signing blank contracts in personal business loans, concealing loan amounts from guarantors; two employees penalized.浙商银行杭州分行因个人经营性贷款业务中签订空白合同、向保证人隐瞒实际贷款金额被罚款70万元，两名员工受处罚。
2025-04-24CZBANK Changzhou branch fined 500,000 yuan for inadequate verification of trade background in bank acceptance bill business.浙商银行常州分行因银行承兑汇票业务贸易背景真实性审核不到位被罚款50万元。
2025-05-09CZBANK Zhuhai branch was fined 350,000 yuan by the financial regulator for seriously violating prudent lending rules; a customer manager was banned from banking for 5 years.浙商银行珠海分行因贷款业务严重违反审慎经营规则被监管罚款35万元，一名客户经理被禁业5年。
2025-08-04Wenzhou branch of CZBANK fined 1.35 million yuan for three violations: inadequate loan 'three checks', improper financial product sales, and non-compliant performance evaluation indicators.浙商银行温州分行因贷款'三查'不到位、金融产品销售行为不审慎、绩效考评指标设置不合规三项违规被罚款135万元。
2025-09-05CZBANK was fined a total of RMB 11.308 million by the National Financial Regulatory Administration for imprudent management of internet lending and other businesses; responsible person Tan Feida was warned.浙商银行因互联网贷款等业务管理不审慎，被国家金融监督管理总局罚没合计1130.80万元，责任人谭飞达被警告。
2025-09-05CZBANK Beijing Branch was fined RMB 1 million by the Beijing Financial Regulatory Bureau for dereliction of duty in acceptance bill investigation and review, and in commercial acceptance bill guarantee business credit and transaction background review.浙商银行北京分行因承兑业务调查审查失职、商票保兑业务授信及交易背景审查失职，被北京金融监管局罚款合计100万元。
2025-10-01PBOC fined CZBANK 2.9599 million yuan and issued a warning for 7 violations including account management, anti-money laundering, and occupation of fiscal deposits; 7 responsible individuals were also fined.中国人民银行对浙商银行处以295.99万元罚款并警告，涉及违反账户管理规定、反洗钱、占压财政存款等7项违法行为；7名责任人同步被罚。
2025-12-30Zheshang Bank Chengdu branch was fined RMB 2.1 million by Sichuan Financial Regulatory Bureau for imprudent credit, bill, and fee management. In 2025, the bank and its branches received at least 10 penalties totaling RMB 42.1179 million.浙商银行成都分行因信贷、票据、收费管理不审慎被四川金融监管局罚款210万元。2025年该行及分支机构至少收到10批次处罚，合计罚没4211.79万元。
2026-03-04CZBANK's Changzhou Wujin, Nanjing Pukou, and Xuzhou Pizhou sub-branches were fined a total of 1.05 million yuan by the Jiangsu Financial Regulatory Bureau for loan-related violations.浙商银行常州武进支行、南京浦口支行、徐州邳州支行因贷款违规被江苏金融监管局合计罚款105万元。
2026-05-06CZBANK Qingdao branch fined 1.95 million yuan by the National Financial Regulatory Administration (NFRA) Qingdao office for conducting head-office-prohibited business, lax trade background checks, serious imprudence in real estate loan controls, and imprudent cooperation with financing guarantee centers.浙商银行青岛分行因违规开展总行禁止办理的业务、贸易背景审查不严、房地产贷款管控严重不审慎、融资担保中心合作业务开展不审慎，被国家金融监督管理总局青岛监管局罚款195万元。
2026-06-17CZBANK Jiaxing Branch fined RMB 800,000 by NFRA for inadequate working capital loan management; year-to-date total regulatory fines exceed RMB 8.32 million.浙商银行嘉兴分行因流动资金贷款管理不到位被罚80万元；年内累计监管罚款超832万元。
Shanben Finance & Sci-Tech Innovation Points Loan善本金融与科创积分贷
5 · 2024-02-08 → 2025-03-13
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Launch of Shanben Finance series, 15 enterprise-benefit measures, and Sci-Tech Innovation Points Loan with Zhejiang University alliance.推出善本金融系列、15条惠企利民措施及科创积分贷，与浙江大学共建联盟。
2024-02-08CZBANK launched the 'Shanben Finance' series, unveiled 15 measures to benefit enterprises and people, introduced the 'Keji Chuangxin Jifen Dai' (Sci-Tech Innovation Points Loan), and established a 'Sci-Tech Financial Services Ecosystem Alliance' with Zhejiang University.浙商银行推出“善本金融”系列活动，发布惠企惠民十五条举措，推出“科创积分贷”，并与浙江大学成立“科技金融服务生态圈”联盟。
2024-05-27Chairman Lu Jianqiang spoke at 2024 Tsinghua PBCSF Global Finance Forum, promoting 'Shanben Finance' and financial advisor system with 4,200+ advisors.董事长陆建强在2024清华五道口全球金融论坛发言，推广“善本金融”和金融顾问制度，金融顾问队伍达4200多人。
2024-08-15Launched 'Shanben Finance' six-pillar system and unveiled Zhe Yin Charity Foundation; signed first 'Green Finance + Shanben Trust' project with Zhengtai Aneng.发布善本金融“六大支柱”体系，浙银公益基金会揭牌；与正泰安能签约首单“绿色金融+善本信托”项目。
2025-02-18CZBANK released '20 Measures to Comprehensively Assist Zhejiang in Pioneering Common Prosperity Demonstration', covering comprehensive financial services, inclusive finance, green finance, county-level financial ecosystem construction, financial advisors, and Shanben Trust.浙商银行发布《全面助力浙江推进共同富裕先行示范的二十条举措》，涵盖综合化金融服务、普惠金融、绿色金融、县域综合金融生态建设、金融顾问、善本信托等。
2025-03-13CZBANK released '20 Measures to Comprehensively Assist Zhejiang in Promoting Common Prosperity as a Pilot Demonstration', and jointly issued a common prosperity initiative with six industry associations.浙商银行发布《全面助力浙江推进共同富裕先行示范的二十条举措》，联合六家协会发布共同富裕倡议书。
Payment Facilitation & Warm Station 2.0支付便利化与温暖驿站2.0
1 · 2024-03-01
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Nationwide payment improvement project covering 342 outlets and upgrade of 100 Warm Stations with youth education and emergency functions.覆盖22省342个网点的支付便利化提升项目，完成100家温暖驿站升级至2.0版。
2024-03-01CZBANK launched the 'Payment Facilitation Improvement Project' covering 342 outlets in 22 provinces, and held the ceremony for the completion of 100 'Warm Stations', upgrading to 'Warm Station 2.0' with youth financial education and emergency rescue functions.浙商银行启动“支付便利化提升工程”，覆盖全国22省342家网点，并举行100家“温暖驿站”建成仪式，升级推出“温暖驿站2.0”，融入青少年财商教育、紧急救助等功能。
Consumer & retail banking products消费与零售银行产品
8 · 2024-03-06 → 2026-03-27
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CZBANK adjusted consumer credit policies, launched co-branded cards, and introduced new retail banking products and services.浙商银行调整消费信贷政策，推出联名卡及新的零售银行产品和服务。
2024-03-06CZBANK announced that from April 26, 2024, the maximum amount for a single consumption installment and bill installment application will be capped at RMB 500,000 per cardholder.浙商银行公告自2024年4月26日起，持卡人单笔消费分期及账单分期申请金额上限均不超过人民币50万元。
2025-04-01CZBANK terminates 'Zengjinbao' balance wealth management service from April 14, 2025, due to business adjustment.浙商银行因业务调整，自2025年4月14日起终止提供“增金宝”余额理财服务。
2025-08-12CZBANK announces it will implement interest subsidies on qualifying personal consumption loans starting September 1, 2025, to lower consumer credit costs.浙商银行宣布自2025年9月1日起对符合要求的个人消费贷款实施贴息，以降低居民消费信贷成本。
2025-10-17CZBANK announced it will discontinue telephone banking personal deposit transaction services (including time deposit, call deposit functions) from November 14, 2025, due to business adjustment.浙商银行公告，因业务调整，自2025年11月14日起下线电话银行个人存款交易类功能服务（含定期、通知存款等）。
2025-10-31At Q3 earnings call, CZBANK disclosed that since the consumer loan fiscal subsidy policy took effect on Sept 1, Sept self-operated consumer loan new accounts rose 50% MoM and 48% YoY; disbursement rose 43% MoM and 42% YoY; over 10,000 customers authorized for subsidy.在三季度业绩说明会上，浙商银行披露自9月1日消费贷款财政贴息政策实施以来，9月自营消费贷款新开户数环比增长50%、同比增长48%，投放额环比增长43%、同比增长42%，贴息授权客户超一万人。
2025-11-03Announced increased consumer credit support for autos, home appliances, home furnishing, tourism, education, and culture, using products like 'Yunxindai', 'Yunshandai', 'Yangfandai', and 'Goucheyidai'.宣布加大对汽车、家电、家居、旅游、教育、文化等重点消费领域的信贷支持，使用“云信贷”、“云闪贷”、“扬帆贷”、“购车易贷”等产品。
2025-11-13Launched 'Shihua Zhejiang Cultural Tourism (CZBANK) Co-branded Card' in Dongyang, Jinhua, offering cultural tourism benefits, cashback, and merchant discounts.在浙江金华东阳发布“诗画浙江文旅（浙商）联名卡”，提供文旅惠民卡、消费返现和商户立减三重权益。
2026-03-27CZBANK was added as a sales agent for Yingda Fund Management's Yingda Anxin 66-month Regular Open Bond Fund, effective March 27, 2026.浙商银行自2026年3月27日起成为英大基金管理有限公司旗下英大安鑫66个月定期开放债券型证券投资基金的销售机构。
Sci-Tech finance strategy & products科技金融战略与产品
12 · 2024-03-11 → 2026-01-23
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Implementation opinions on high-quality sci-tech finance, 37 measures, 16 product series, and rapid growth in tech enterprise financing.发布科技金融高质量发展实施意见，推出37条措施及16个产品系列，科技企业融资快速增长。
2024-03-11CZBANK released the 'Implementation Opinions on High-Quality Development of Sci-Tech Financial Services', proposing 37 measures to ensure the growth rate of sci-tech enterprise financing exceeds the average loan growth rate, and launched 16 product series including 'Specialized and New Loan' and 'Sci-Tech Co-Guarantee Loan'.浙商银行发布《科技金融服务高质量发展实施意见》，提出37条措施确保科技型企业融资增速高于各项贷款平均增速，并推出“专精特新贷”“科创共担贷”等16大系列产品。
2024-03-12CZBANK disclosed that it has served nearly 15,000 sci-tech enterprises and talents, with a financing balance for sci-tech enterprises exceeding RMB 200 billion.浙商银行披露已服务近1.5万户科创企业和人才，科技型企业融资余额超2000亿元。
2024-06-16CZBANK Hangzhou Jiangnan Sci-Tech Innovation Sub-branch was approved to open in Binjiang District, Hangzhou, focusing on sci-tech enterprise services.浙商银行杭州江南科创支行获批在杭州滨江区开业，专注于科技企业服务。
2024-07-02CZBANK Hefei branch held a financial product launch event with Hefei High-tech Zone and USTC to promote sci-tech finance products for local enterprises.浙商银行合肥分行与合肥高新区、中国科学技术大学联合举办金融产品发布活动，推广科技金融产品。
2024-12-06CZBANK Weifang Branch launched a Financial Advisor Studio and a 'Comprehensive Financial Service Plan for Sci-Tech Enterprises' product, supporting local tech firms.浙商银行潍坊分行举办金融顾问工作室揭牌暨“科创企业综合金融服务方案”产品发布仪式，支持科技企业。
2025-01-15CZBANK disclosed it served over 30,000 tech firms with financing balance exceeding 360 billion yuan by end-2024.浙商银行披露截至2024年末已服务科技型企业超3万户，融资余额超3600亿元。
2025-02-20CZBANK disclosed that by end-2024, it had served over 30,000 tech enterprises with financing balances exceeding 360 billion CNY.浙商银行披露，截至2024年末已服务科技型企业超3万户，提供融资余额超3600亿元。
2025-04-03CZBANK plans to build 100 sci-tech finance teams and institutions nationwide over next two years, with 11 pilot branches.浙商银行计划未来两年在全国建设100个科技金融团队和机构，已选定11家试点分行。
2025-04-16CZBANK launches 'Shanke Accompany Plan' full-lifecycle financial service for sci-tech firms and 'Shanshu Sci-Tech Finance Platform' digital ecosystem platform.浙商银行发布涵盖科创企业全生命周期的综合金融服务方案“善科陪伴计划”及数字生态平台“善数科技金融平台”。
2025-05-21At the 8th West Lake Conference, CZBANK launched a new comprehensive financial service brand for tech enterprises, the 'Shanke Accompany Plan' (善科陪伴计划), offering full-lifecycle services.在第八届西湖大会上，浙商银行发布面向科技型企业的全新综合金融服务品牌“善科陪伴计划”，提供全生命周期服务。
2025-08-29CZBANK held H1 2025 performance briefing; management stated it served 34,600 sci-tech enterprises with financing balance over 440 billion yuan, and sci-tech firms now account for over 30% of new corporate credit approvals.浙商银行召开2025年半年度业绩说明会，披露服务科技型企业3.46万户、融资余额超4400亿元，科技型企业占新批公司授信比例超30%。
2026-01-23CZBANK launched the 'Matrix Empowering Thousands of Enterprises' series, highlighting tech finance support for LandSpace (rocket), Innovent Biologics (drug), and Silan IC (chip bond).浙商银行推出《矩阵赋能千万企》系列报道，聚焦科技金融支持蓝箭航天、信达生物、芯联集成等案例。
China Unicom Huzhou partnership湖州联通合作
1 · 2024-03-13
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Strategic cooperation with China Unicom Huzhou branch covering supply chain, sci-tech, and international finance.与湖州联通在供应链金融、科技金融、国际金融等领域达成战略合作。
2024-03-13CZBANK Huzhou Branch signed a strategic cooperation agreement with China Unicom Huzhou Branch, covering supply chain finance, sci-tech finance, and international finance, along with a supply chain business agreement.浙商银行湖州分行与中国联通湖州市分公司签署战略合作协议，合作领域包括供应链金融、科创金融、国际金融，并签订供货通业务合作协议。
Goodness-Based Trust project善本信托工程
1 · 2024-03-15
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Nationwide deployment of the Goodness-Based Trust project targeting at least 150 clients by year-end.在全国部署善本信托工程，目标年底前服务不少于150个客户。
2024-03-15CZBANK held the 'Goodness-Based Trust' promotion meeting in Hangzhou, officially deploying the 'Goodness-Based Trust' project nationwide, targeting to serve no fewer than 150 clients by the end of the year.浙商银行在杭州举行“善本信托”专题推动会，正式在全国部署推动“善本信托”工程，预计年底服务客户不少于150家。
Deeply Cultivating Zhejiang themed bonds深耕浙江主题债券
2 · 2024-03-19 → 2025-11-27
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Issuance of RMB 20 billion in small-micro special financial bonds themed 'Deeply Cultivating Zhejiang' for local SME lending.发行200亿元'深耕浙江'主题小微金融债，专项用于浙江小微企业贷款。
2024-03-19CZBANK successfully issued RMB 20 billion in 'Deeply Cultivating Zhejiang' themed small-micro special financial bonds on the interbank bond market, with funds earmarked for loans to small and micro enterprises in Zhejiang Province.浙商银行在全国银行间债券市场成功发行200亿元“深耕浙江”主题小微专项金融债券，募集资金专项用于浙江省内小微企业贷款。
2025-11-27Announced 'Deep Cultivation of Zhejiang' three-year action plan; during the 14th Five-Year Plan period, provided over 4.5 trillion yuan in financial support to Zhejiang.宣布新一轮“深耕浙江”三年行动；“十四五”期间累计为浙江提供超4.5万亿元金融支持。
Other developments其他动态
33 · 2024-03-26 → 2026-06-24
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Assorted developments not part of a running storyline.未归入某条故事线的零散动态。
2024-03-26CZBANK Zhengzhou Branch, together with the Henan Armed Police Corps, launched a pairing assistance and campus culture improvement project at Gui Lizhai 'August 1 Love the People School' in Lankao County, marking the bank's second military-civilian co-built school.浙商银行郑州分行携手河南省武警总队在兰考县桂李寨“八一爱民学校”启动结对帮扶暨校园文化提升工程，系该行第二家军民共建学校。
2024-04-29CZBANK's non-interest net income accounted for 35.80% of total revenue in Q1 2024, up 10.24pp YoY, driven by financial market business.浙商银行2024年一季度非利息净收入占营收比重达35.80%，同比上升10.24个百分点，主要受金融市场业务驱动。
2024-07-24CZBANK's Capital Operations Center relocated and obtained a renewed financial license from the Shanghai Regulatory Bureau of the National Financial Regulatory Administration.浙商银行资金营运中心因迁址获国家金融监督管理总局上海监管局换发新金融许可证。
2025-01-20CZBANK Changsha Branch completed its first over-the-counter bond transaction of 10 million yuan with Xinning Rural Commercial Bank in Hunan.浙商银行长沙分行与湖南新宁农商行完成首笔1000万元柜台债交易。
2025-01-22CZBANK Shaoxing Yuecheng Sub-branch's retrial application in a lawsuit against Yatai Pharmaceutical was rejected by Zhejiang High Court.浙商银行绍兴越城支行诉亚太药业案再审申请被浙江省高院驳回。
2025-03-14As of end-January 2025, CZBANK's private economy loan balance reached 832.8 billion yuan, an increase of 14.6 billion yuan from the beginning of the year.截至2025年1月末，浙商银行民营经济贷款余额达8328亿元，较年初增长146亿元。
2025-03-22CZBANK filed a new trademark application for 'Zhi Cun Shuang Xiang' (智存双享).浙商银行新提交“智存双享”商标注册申请。
2025-03-26CZBANK announced that its 2024 annual results briefing will be held on April 3, 2025, via email, attended by Chairman Lu Jianqiang and other executives.浙商银行公告将于2025年4月3日以电子邮件形式召开2024年度业绩说明会，董事长陆建强等高管出席。
2025-04-09CZBANK has reached意向合作 with nearly 60 listed companies for stock repurchase and增持 loans, with reserve amount over 8 billion yuan and credit facility over 5 billion yuan.浙商银行已与近60家上市公司及股东达成股票回购增持贷款意向合作，储备拟回购增持金额超80亿元，授信资金规模超50亿元。
2025-04-16CZBANK is studying feasibility of establishing a financial asset investment company under expanded pilot policy by National Financial Regulatory Administration.浙商银行正研究评估发起设立金融资产投资公司的可行性，响应国家金融监管总局扩大试点政策。
2025-05-11CZBANK Xi'an branch completed the first 'Railway Freight Loan' for China-Europe Railway Express (X8489), providing 150 million yuan in freight loans to an enterprise to ease settlement pressure.浙商银行西安分行为中欧班列（X8489）完成首笔“铁路运费贷”业务，向某企业提供1.5亿元运费贷款以缓解结算压力。
2025-05-27CZBANK and Ant Group jointly launched the 'Zhi Meng Action' (栀梦行动) in Xiagang Village, Chun'an, to support rural revitalization through industry, finance, and tourism; CZBANK also released the 'Zhe Yin Zhu Meng' (浙银筑梦) cultural brand.浙商银行与蚂蚁集团在淳安下姜村联合发起“栀梦行动”，通过产业、金融、文旅助力乡村振兴；浙商银行同步发布文创品牌“浙银筑梦”。
2025-05-28CZBANK announced 20 measures across 8 areas to implement the central government's financial policy package, including a 10 billion yuan special relief fund, targeting tech, foreign trade, and consumption.浙商银行宣布八大方面20项举措落实中央一揽子金融政策，包括100亿元专项帮扶资金，聚焦科技、外贸、消费三大领域。
2025-06-13CZBANK Wuhan branch, together with Wuhan Gas Group and Douyin Pay, launched China's first 'Douyin direct-pay gas bill payment' service, enabling 15-second payments via the Douyin app.浙商银行武汉分行携手武汉市燃气集团、抖音支付推出全国首个‘抖音支付直连燃气缴费’服务，通过抖音APP实现15秒缴费。
2025-06-18At the 2024 annual general meeting, CZBANK chairman Lu Jianqiang stated that Jack Ma proposed CZBANK become China's first 'AI bank' in the AI+ era, and the bank has identified AI risk control and AI-driven wealth management as two key application directions.浙商银行董事长陆建强在股东会上透露，马云提出希望浙商银行成为‘AI+时代’中国第一家AI银行，银行已确定AI风控体系和AI驱动财富管理两大重点方向。
2025-06-19CZBANK launched 'Export Tax Credit Loan' (出口银税贷) for small foreign-trade enterprises, providing 3.43 million yuan credit within 5 minutes; it plans total cross-border financing of 17 billion USD for private enterprises in 2025, and as of May 2025 had extended over 140 billion yuan in credit to nearly 2,000 foreign-trade firms.浙商银行推出‘出口银税贷’，5分钟内为小微外贸企业完成343万元授信；预计2025年对民营企业跨境融资投放总额达170亿美元，截至5月末已为近2000户外贸企业提供超1400亿元授信。
2025-06-25CZBANK, as tax agent for Zhejiang's 'buy-and-refund-on-the-spot' (即买即退) service for overseas tourists, expanded the service to all 11 prefecture-level cities in Zhejiang, covering over 200 merchants.浙商银行作为浙江省‘即买即退’税务代理机构，将该服务推广至全省11个地级市全覆盖，服务商户超200家。
2025-07-07Launched the 'Shanghai Clearing House CZBANK Jiaxing Credit Bond Index', the first prefecture-level bond index issued by Shanghai Clearing House.发布“上海清算所浙商银行嘉兴信用债指数”，为上海清算所首支地市级债券指数。
2025-08-22CZBANK Suzhou branch signed Hong Kong listing service cooperation agreements with four companies: Linlong Yunke, Suzhou Sanyao, Raybiotech, and Zhibo Bio, to support their HKEX IPO plans.浙商银行苏州分行与霖珑云科、苏州三药、瑞博生物、智享生物4家企业签订赴港上市服务合作协议。
2025-10-31At Q3 earnings call, CZBANK management stated net interest margin (NIM) for first three quarters was 1.67%, down 4bp YoY, with the decline narrowing; deposit cost was reduced by 28bp from full-year 2024.在三季度业绩说明会上，浙商银行管理层表示前三季度净息差1.67%，同比下降4BP，降幅收窄；存款付息率较上年全年压降28BP。
2025-11-03Launched first batch of counter bond flagship store transactions via China Foreign Exchange Trade System, supporting interest rate bonds, local government bonds, and NCDs.通过中国外汇交易中心落地首批柜台债旗舰店交易，支持利率债、地方债和同业存单等全品种成交。
2025-11-07Kunming municipal party secretary Liu Hongjian discussed with CZBANK vice president Jing Feng about setting up a branch in Kunming to expand into South and Southeast Asian markets.昆明市委书记刘洪建与浙商银行副行长景峰座谈，讨论在昆明设立分支机构并拓展南亚东南亚市场。
2025-11-27As one of the first 21 financial institutions, successfully connected to Shanghai Bill Exchange's comprehensive service platform and executed first batch of bill discounting business.作为首批21家金融机构之一，成功接入上海票据交易所综合服务平台并落地首批票据贴现业务。
2025-12-09Bank of Beijing approved a RMB 40 billion interbank comprehensive credit line to Zheshang Bank, valid for 2 years, up from RMB 26 billion in the prior 12 months.北京银行批准向浙商银行授予400亿元人民币同业综合授信额度，有效期2年，此前12个月额度为260亿元。
2025-12-31CZBANK board approved a related-party credit facility of up to 6.23 billion yuan for Zhejiang Seaport Group and its affiliates, with 3.87 billion yuan newly added.浙商银行董事会批准对浙江海港集团关联方最高综合授信额度62.3亿元，其中新增38.7亿元。
2026-03-26CZBANK became the title sponsor of the 2026 Zhejiang Province City Football League (Wuyue Cup), with 62 matches across 11 cities from April 6 to mid-June.浙商银行总冠名2026浙商银行浙江省城市足球联赛（吴越杯），4月6日至6月中旬在全省11市进行62场比赛。
2026-03-30CZBANK's financial leasing subsidiary Zheyin Financial Leasing reported total assets of 90.395 billion yuan, net assets of 9.119 billion yuan, and net profit of 1.287 billion yuan for 2025.浙银金租2025年末总资产903.95亿元，净资产91.19亿元，净利润12.87亿元。
2026-04-02The People's Bank of China added CZBANK as a digital RMB business operating institution; by end-2025, CZBANK had processed nearly 30 billion yuan in digital RMB transactions, with over 240,000 personal wallets and over 20,000 corporate wallets.中国人民银行新增浙商银行为数字人民币业务运营机构；截至2025年底，浙商银行累计完成数字人民币交易规模近300亿元，个人钱包超24万户，对公钱包超2万户。
2026-04-06The 2026 CZBANK Zhejiang Province City Football League ('Wuyue Cup') kicked off, with CZBANK as the title sponsor, integrating financial services with sports events across 11 cities.2026浙商银行浙江省城市足球联赛（“吴越杯”）揭幕，浙商银行总冠名，在11座城市将金融服务与体育赛事融合。
2026-05-28CZBANK Yiwu branch celebrated 20 years of operation, highlighting innovations: first railway waybill credit financing in Yiwu in 2021, and a partnership with Ant Group on a 'industry-academia-research-sales' model for gardenia industry in Chun'an County.浙商银行义乌分行开业20周年，回顾创新：2021年落地义乌市首笔铁路运单信用融资，并与蚂蚁集团合作在淳安县构建栀子花产业'产学研销'一体化模式。
2026-06-10CZBANK also published two personal credit card non-performing loan transfer projects on June 10, with total non-performing credit card claims of RMB 1.041 billion.浙商银行6月10日发布两期个人信用卡透支不良转让项目，合计不良信用卡债权10.41亿元。
2026-06-15CZBANK launched a personal consumption non-performing loan transfer project on Yindeng.com, with total outstanding principal of about RMB 990 million and interest of RMB 209 million, involving 167,000 borrowers.浙商银行在银登网发布个人消费贷不良转让项目，未偿还本金约9.9亿元、利息2.09亿元，涉及16.7万户借款人。
2026-06-24CZBANK Hangzhou Branch filed a financial loan contract dispute lawsuit against Xinghe Xirang and Shandong Weishu, leading to a court-ordered freeze of 6.87 million shares of Weilong Co., Ltd. held by Xinghe Xirang.浙商银行杭州分行因金融借款合同纠纷起诉星河息壤及山东维数，法院冻结星河息壤持有的威龙股份687万股。
Annual & quarterly financial results年度与季度财务业绩
20 · 2024-03-28 → 2026-05-01
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Release of annual and quarterly financial results, including revenue, net profit, asset quality, and dividend proposals.发布年度及季度财务业绩，包括营收、净利润、资产质量和分红方案。
2024-03-28CZBANK released its 2023 annual report: revenue of RMB 63.704 billion (+4.29% YoY), net profit attributable to shareholders of RMB 15.048 billion (+10.50% YoY), total assets of RMB 3.14 trillion (+19.91% YoY), NPL ratio of 1.44% (-0.03 pct), and proposed a cash dividend of RMB 1.64 per 10 shares (payout ratio 31.98%).浙商银行发布2023年年报：营业收入637.04亿元（同比+4.29%），归母净利润150.48亿元（同比+10.50%），总资产3.14万亿元（同比+19.91%），不良贷款率1.44%（下降0.03个百分点），拟每10股派发现金红利1.64元（分红比例31.98%）。
2024-04-01CZBANK released 2023 annual results: revenue 63.704B yuan (+4.29% YoY), net profit 15.048B yuan (+10.50% YoY), total assets 3.14T yuan (+19.91% YoY), NPL ratio 1.44% (-0.03pp).浙商银行发布2023年年报：营业收入637.04亿元（同比+4.29%），净利润150.48亿元（同比+10.50%），总资产3.14万亿元（同比+19.91%），不良贷款率1.44%（同比-0.03个百分点）。
2024-04-29CZBANK released Q1 2024 results: revenue 18.407B yuan (+16.65% YoY), net profit 5.913B yuan (+5.12% YoY), total assets 3.1617T yuan (+0.57% vs end-2023), NPL ratio 1.44% (flat).浙商银行发布2024年一季报：营业收入184.07亿元（同比+16.65%），净利润59.13亿元（同比+5.12%），总资产3.1617万亿元（较上年末+0.57%），不良贷款率1.44%（持平）。
2024-05-0124Q1 revenue up 16.6% YoY to 18.4B yuan, net profit up 5.1% to 5.9B yuan; NPL ratio flat at 1.44%, provision coverage down 5pp to 178%.24年一季度营收同比增长16.6%至184亿元，净利润同比增长5.1%至59亿元；不良率持平于1.44%，拨备覆盖率下降5个百分点至178%。
2024-08-14Released 2024 semi-year results: revenue RMB 35.279B (+6.18% YoY), net profit RMB 7.999B (+3.31% YoY); NPL ratio 1.43% (-0.01ppt vs end-2023).发布2024年半年度业绩快报：营业收入352.79亿元（同比+6.18%），净利润79.99亿元（同比+3.31%）；不良贷款率1.43%（较上年末-0.01个百分点）。
2024-08-29Published 2024 semi-annual report: revenue RMB 35.279B (+6.18% YoY), net profit RMB 7.999B (+3.31% YoY); NPL ratio 1.43% (-0.01ppt vs end-2023); capital adequacy ratio 12.86% (+0.67ppt).发布2024年半年度报告：营业收入352.79亿元（同比+6.18%），净利润79.99亿元（同比+3.31%）；不良贷款率1.43%（较上年末-0.01个百分点）；资本充足率12.86%（+0.67个百分点）。
2024-09-02CZBANK reported 2024H1 results: revenue 35.279 billion yuan, +6.2% YoY; net profit 7.999 billion yuan, +3.3% YoY; NPL ratio 1.43%, down 0.01ppt from year-end; green loan balance 226.764 billion yuan, +11.47% from year-start.浙商银行发布2024年半年报：营业收入352.79亿元，同比增长6.2%；归母净利润79.99亿元，同比增长3.3%；不良贷款率1.43%，较上年末下降0.01个百分点；绿色贷款余额2267.64亿元，较年初增长11.47%。
2024-10-29CZBANK reported Q3 2024 results: 9M revenue 52.491 billion yuan (+5.64% YoY), net profit 12.905 billion yuan (+1.19% YoY); NIM 1.80%, NPL ratio 1.43% (-0.01pp vs end-2023).浙商银行发布2024年三季报：前三季度营收524.91亿元（同比+5.64%），净利润129.05亿元（同比+1.19%）；净息差1.80%，不良贷款率1.43%（较上年末下降0.01个百分点）。
2024-11-01Zheshang Bank released 2024 Q3 results: revenue 52.491 billion yuan, +5.64% YoY; net profit 12.905 billion yuan, +1.19% YoY.浙商银行发布2024年三季报：营收524.91亿元，同比增长5.64%；归母净利润129.05亿元，同比增长1.19%。
2025-03-28CZBANK released its 2024 annual report: revenue 67.65 billion yuan (+6.19% YoY), net profit attributable to shareholders 15.186 billion yuan (+0.92% YoY). NPL ratio 1.38% (-0.06pp), provision coverage 178.67% (-3.93pp). Proposed cash dividend of 1.56 yuan per 10 shares.浙商银行发布2024年报：营业收入676.5亿元（同比+6.19%），归母净利润151.86亿元（同比+0.92%）；不良贷款率1.38%（-0.06个百分点），拨备覆盖率178.67%（-3.93个百分点）；拟每10股派发现金股息1.56元。
2025-04-03CZBANK reports 2024 annual results: revenue 67.65 billion yuan (+6.19% YoY), net profit 15.19 billion yuan (+0.92% YoY), NPL ratio 1.38% (down 6 bps), green loan balance 247.74 billion yuan (+21.78% YoY).浙商银行发布2024年年报：营业收入676.5亿元（同比+6.19%），净利润151.9亿元（同比+0.92%），不良贷款率1.38%（下降0.06个百分点），绿色贷款余额2477.37亿元（同比+21.78%）。
2025-04-29CZBANK reports Q1 2025 results: revenue 17.11 billion yuan (-7.07% YoY), net profit 5.95 billion yuan (+0.61% YoY), NPL ratio 1.38% flat, total assets exceed 3.44 trillion yuan.浙商银行发布2025年一季报：营业收入171.05亿元（同比-7.07%），净利润59.49亿元（同比+0.61%），不良贷款率1.38%持平，总资产超3.44万亿元。
2025-08-28CZBANK reported H1 2025 results: revenue 33.248 billion yuan, down 5.76% YoY; net profit 7.667 billion yuan, down 4.15% YoY; NPL ratio 1.36%, down 2bp from end-2024; net interest margin 1.69%.浙商银行发布2025年半年报：营业收入332.48亿元，同比下降5.76%；净利润76.67亿元，同比下降4.15%；不良贷款率1.36%，较上年末下降0.02个百分点；净息差1.69%。
2025-09-01CZBANK released 2025 H1 results: revenue RMB 33.248 billion (-5.76% YoY), net profit attributable to shareholders RMB 7.667 billion (-4.15% YoY); NIM 1.69%, NPL ratio 1.36% (-2bp QoQ).浙商银行发布2025年半年报：营业收入332.48亿元（同比-5.76%），归母净利润76.67亿元（同比-4.15%）；净息差1.69%，不良率1.36%（环比-2bp）。
2025-10-30CZBANK released 2025 Q3 results: revenue 48.931 billion yuan, down 6.78% YoY; net profit attributable to shareholders 11.668 billion yuan, down 9.59% YoY; NPL ratio 1.36%, down 0.02 pct from end-2024; total assets 3.39 trillion yuan, up 1.91% from end-2024.浙商银行发布2025年三季报：营业收入489.31亿元，同比下降6.78%；归母净利润116.68亿元，同比下降9.59%；不良贷款率1.36%，较上年末下降0.02个百分点；总资产3.39万亿元，较上年末增长1.91%。
2025-11-03Q3 2025 results: total assets 3.39 trillion yuan (+1.91% YoY), revenue 48.931 billion yuan, net profit 11.668 billion yuan, NPL ratio 1.36% (-0.02pp).2025年三季报：总资产3.39万亿元（同比+1.91%），营收489.31亿元，净利润116.68亿元，不良贷款率1.36%（-0.02个百分点）。
2026-03-30CZBANK's 2025 annual results: revenue 62.514 billion yuan (-7.59% YoY), net profit 12.931 billion yuan (-14.85% YoY); proposed dividend of 1.31 yuan per 10 shares; NPL ratio 1.36% (-0.02pp); provision coverage 155.37% (-23.30pp).浙商银行2025年报：营业收入625.14亿元（同比-7.59%），净利润129.31亿元（同比-14.85%）；拟每10股派息1.31元；不良贷款率1.36%（-0.02个百分点），拨备覆盖率155.37%（-23.30个百分点）。
2026-03-30CZBANK released 2025 annual report: revenue 62.514 billion yuan, down 7.59% YoY; net profit 12.931 billion yuan, down 14.85% YoY; NPL ratio 1.36%, down 0.02 pct; total assets 3.48 trillion yuan, up 4.68%; proposed dividend of 1.31 yuan per 10 shares, total ~3.598 billion yuan, payout ratio 30.06%.浙商银行发布2025年报：营业收入625.14亿元，同比下降7.59%；归母净利润129.31亿元，同比下降14.85%；不良贷款率1.36%，下降0.02个百分点；总资产3.48万亿元，增长4.68%；拟每10股派息1.31元，合计约35.98亿元，分红比例30.06%。
2026-04-29CZBANK released 2026 Q1 report: revenue 17.190 billion yuan, up 0.50% YoY; net profit 5.992 billion yuan, up 0.72% YoY; total assets 3.71 trillion yuan, up 6.64% from end-2025; NPL ratio 1.36%, flat; provision coverage ratio 155.63%, up 0.26 pct.浙商银行发布2026年一季报：营业收入171.90亿元，同比增长0.50%；归母净利润59.92亿元，同比增长0.72%；总资产3.71万亿元，较上年末增长6.64%；不良贷款率1.36%，持平；拨备覆盖率155.63%，上升0.26个百分点。
2026-05-01CZBANK reported Q1 2026 results: total assets exceeded 3.7 trillion yuan, net profit attributable to shareholders was 5.992 billion yuan, up 0.72% YoY; NPL ratio stable at 1.36%, provision coverage ratio rose to 155.63%.浙商银行发布2026年一季度业绩：总资产突破3.7万亿元，归属于股东净利润59.92亿元，同比增长0.72%；不良贷款率稳定在1.36%，拨备覆盖率升至155.63%。
Economic cycle weakly-sensitive asset strategy经济周期弱敏感资产战略
5 · 2024-03-28 → 2025-04-03
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Strategic shift to increase revenue share from economic cycle weakly-sensitive assets, with targets and seminars.战略转型提升经济周期弱敏感资产收入占比，设定目标并举办研讨会。
2024-03-28CZBANK's 2023 annual report showed that its economic cycle weakly sensitive assets generated revenue of RMB 20.285 billion, accounting for 33.02% of total revenue, up 4.49 pct from the beginning of the year, with a revenue growth rate of 20%.浙商银行2023年年报显示，经济周期弱敏感资产实现营收202.85亿元，占全部营收比重33.02%，较年初提升4.49个百分点，营收增速20%。
2024-04-11CZBANK held 2023 annual results briefing in Hong Kong; announced strategy to increase 'economic cycle weakly-sensitive assets' revenue share to over 50% in coming years.浙商银行在香港举行2023年度业绩说明会，提出未来将推动经济周期弱敏感资产营收占比超过50%。
2024-04-27CZBANK hosted the 'Financial Powerhouse' themed dialogue and seminar on 'Economic Cycle Weakly-Sensitive Asset Strategy' in Beijing, co-organized by Financial Regulation Research, Renmin University, and UIBE.浙商银行在北京承办“金融强国”主题对话暨“经济周期弱敏感资产策略”专题研讨会，与《金融监管研究》、中国人民大学、对外经贸大学联合主办。
2024-05-15Issued 20B yuan 'Economic Cycle Weakly Sensitive Asset Anchor' themed small-micro special financial bonds on interbank market, with 130+ investors.在全国银行间债券市场成功发行200亿元“垒好经济周期弱敏感资产压舱石”主题小微专项金融债券，130余家投资者认购。
2025-04-03CZBANK announces strategic shift: from asset-driven to liability-driven operations, from high-risk high-return to low-risk balanced-return asset allocation, and from single-income to scenario-based comprehensive income.浙商银行宣布经营策略调整：从资产端发力转向负债端发力，从高风险高收益转向低风险均收益资产配置，从单项收益转向场景化综合收益。
Leshan & nationwide Financial Advisor Studio expansion乐山及全国金融顾问工作室
7 · 2024-04-03 → 2025-03-25
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Establishment of Financial Advisor Studios in Leshan, Qinghai, Dezhou, Jinan, Shenzhen, and other locations for comprehensive financial services.在乐山、青海、德州、济南、深圳等地设立金融顾问工作室，提供综合金融服务。
2024-04-03CZBANK established Leshan Financial Advisor Studio in Leshan, Sichuan, the third such studio in the province, to provide comprehensive financial services via a '1+N' model.浙商银行在四川乐山设立金融顾问工作室，为省内第三家，通过“1+N”模式提供综合金融服务。
2024-06-19CZBANK established the Haixi Prefecture Financial Advisor Workstation in Qinghai, introducing financial advisory services to support local development.浙商银行在青海海西州设立金融顾问工作室，引入金融顾问服务支持当地发展。
2024-06-27CZBANK Dezhou Branch and Lingcheng District government launched the 'Linping Model' replication and established a Financial Advisor Workstation for comprehensive financial ecosystem construction.浙商银行德州分行与陵城区政府启动'临平模式'复制推广，设立金融顾问工作室，建设综合金融生态。
2024-07-03CZBANK Jinan branch and Linyi Yihe New Area jointly inaugurated the Financial Advisor Studio to enhance comprehensive financial ecosystem construction.浙商银行济南分行与临沂沂河新区共同揭牌金融顾问工作室，推动综合金融生态建设。
2024-07-22CZBANK Shenzhen branch and Huafeng Century Group jointly inaugurated the 'CZBANK-Huafeng Century Industrial Park Comprehensive Financial Ecosystem Financial Advisor Studio' in Qianhai.浙商银行深圳分行与华丰世纪集团在前海共同揭牌“浙商银行—华丰世纪产业园群综合金融生态建设金融顾问工作室”。
2024-10-17CZBANK Chongqing Branch signed a strategic cooperation agreement with Liangjiang New Area Administrative Committee to establish a comprehensive financial ecosystem financial advisor studio.浙商银行重庆分行与两江新区管委会签署战略合作协议，揭牌成立综合金融生态建设金融顾问工作室。
2025-03-25CZBANK Shanghai Branch and the Shanghai Lishui Chamber of Commerce jointly established a 'Financial Advisor Studio' to provide one-stop financial services including investment and financing planning and risk management for member enterprises.浙商银行上海分行与上海市丽水商会共同揭牌成立“金融顾问工作室”，为会员企业提供投融资规划、风险管理等一站式金融服务。
Suzhou municipal government partnership苏州市政府合作
1 · 2024-04-07
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Comprehensive strategic cooperation with Suzhou municipal government, pledging 300 billion yuan in financing support over five years.与苏州市政府签署全面战略合作协议，五年内提供3000亿元意向性融资支持。
2024-04-07CZBANK signed a comprehensive strategic cooperation agreement with Suzhou municipal government, pledging 300B yuan in off-balance-sheet意向性 financing support over five years for key areas and projects.浙商银行与苏州市政府签署全面战略合作协议，未来五年提供3000亿元表内外意向性融资支持。
China Logistics Group partnership中国物流集团合作
1 · 2024-04-08
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Strategic cooperation with China Logistics Group covering supply chain, cross-border finance, and investment banking.与中国物流集团在供应链金融、跨境金融、投资银行等领域达成战略合作。
2024-04-08CZBANK signed a comprehensive strategic cooperation agreement with China Logistics Group in Hangzhou, covering supply chain finance, cross-border finance, and investment banking.浙商银行与中国物流集团在杭州签署全面战略合作协议，涵盖供应链金融、跨境金融、投行等领域。
Zhejiang Equity Transaction Center fund pledge浙江股交中心基金份额质押
1 · 2024-04-12
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Completion of Zhejiang's first fund share pledge financing for Tonglu Technology Innovation Industry Development Investment.完成浙江省首单基金份额质押融资，服务桐庐科技创新产业发展投资公司。
2024-04-12CZBANK, jointly with Zhejiang Equity Transaction Center, completed Zhejiang province's first fund share pledge financing for Tonglu Technology Innovation Industry Development Investment Co., Ltd.浙商银行联合浙江省股权交易中心落地浙江省首单基金份额质押融资业务，服务桐庐科技创新产业发展投资有限公司。
China Taiping Insurance shareholding太平人寿入股
1 · 2024-04-17
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Introduction of China Taiping Insurance as a shareholder, with Taiping Life acquiring 6.33% stake for 3.006 billion yuan.引入中国太平保险集团作为股东，太平人寿以30.06亿元受让6.33%股份。
2024-04-17CZBANK successfully introduced China Taiping Insurance as a shareholder; Taiping Life acquired 6.33% stake (1.346B shares) for 3.006B yuan in May 2023.浙商银行成功引进中国太平作为股东；太平人寿于2023年5月以30.06亿元竞得6.33%股权（13.46亿股）。
Dividend policy & distribution分红政策与实施
8 · 2024-04-17 → 2026-06-18
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Commitment to maintain annual cash dividend ratio at 30% or above, with specific dividend announcements and payments.承诺维持年度现金分红比例不低于30%，并公布具体分红方案及实施。
2024-04-17CZBANK pledged to maintain annual cash dividend ratio at 30% or above for the foreseeable future; 2023 dividend of 1.64 yuan per 10 shares, total 4.5B yuan, ratio 31.98%.浙商银行承诺未来较长时期现金分红比例维持在30%以上；2023年每10股派1.64元，合计45亿元，分红比例31.98%。
2024-06-19CZBANK announced its 2023 annual cash dividend of RMB 0.164 per share (pre-tax), totaling approximately RMB 4.504 billion, with payment on June 26, 2024.浙商银行宣布2023年度每股现金红利0.164元（含税），合计约45.04亿元，于2024年6月26日发放。
2024-11-06Zheshang Bank stated no 2024 interim dividend plan; committed to maintain annual cash dividend ratio at 30% or above for the foreseeable future.浙商银行表示暂无2024年度中期分红计划，承诺可预见的较长时间内年度现金分红比例维持在30%及以上。
2025-06-20CZBANK announced its 2024 A-share cash dividend plan: 0.156 yuan per share (tax included), totaling approximately 4.284 billion yuan, based on total shares of 27,464,635,963.浙商银行发布2024年度A股权益分派方案：每股派发现金红利0.156元（含税），共计约42.84亿元。
2025-10-31At Q3 earnings call, CZBANK said it will study interim dividend policy, noting cash dividend payout ratio has been above 30% for three consecutive years, totaling over 13.2 billion yuan.在三季度业绩说明会上，浙商银行表示将研究中期分红政策，近三年现金分红比例均超30%，累计分红超132亿元。
2026-05-07CZBANK announced a final dividend of 1.31 yuan per 10 shares for the year ended Dec 31, 2025, to be paid on July 16, 2026.浙商银行公告将于2026年7月16日派发截至2025年12月31日止年度的末期股息每10股1.31元。
2026-06-08CZBANK announced final dividend for FY2025 of HKD 1.50533 per 10 shares, payable on July 16, 2026.浙商银行宣布2025年度末期股息每10股派发1.50533港元，于2026年7月16日派发。
2026-06-18CZBANK announced A-share final dividend for FY2025 of RMB 0.131 per share (tax inclusive), with record date June 25, 2026, totaling approximately RMB 3.598 billion.浙商银行公布2025年度A股权益分派方案，每股派发现金红利0.131元（含税），股权登记日为6月25日，合计派发约35.98亿元。
Real estate risk reduction & balance sheet cleanup房地产风险压降与理财回表
3 · 2024-04-17 → 2024-09-02
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Active reduction of real estate exposure, return of wealth management assets to balance sheet, and improvement in real estate NPL ratio.主动压降房地产风险敞口，完成理财资产回表，房地产不良率下降。
2024-04-17CZBANK stated at results briefing that it had actively reduced real estate exposure by nearly 90B yuan, with 60B yuan in approved but undrawn real estate loans; 95% of存量 corporate real estate loans in Yangtze River Delta and Pearl River Delta.浙商银行在业绩说明会上表示，已主动压降房地产敞口近900亿元，600亿元已批未放；95%存量对公房地产信贷位于长三角、珠三角。
2024-04-17CZBANK completed the return of all wealth management assets to the balance sheet (理财回表) by end-2023, eliminating off-balance-sheet assets.浙商银行在2023年底前完成全部理财资产回表，不再存在表外资产。
2024-09-02CZBANK's real estate NPL ratio fell from 2.48% at year-start to 1.26% in 2024H1; the bank accelerated disposal of real estate存量 risks, with NPL disposal amount up 66% YoY and write-offs up 92% YoY.浙商银行房地产业不良贷款率从年初2.48%阶段性下降至2024年上半年末1.26%；加快处置房地产存量风险，不良处置金额同比增长66%，核销金额同比增长92%。
Haigang Life Insurance partnership海港人寿合作
1 · 2024-04-17
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Comprehensive strategic cooperation with Haigang Life Insurance covering bancassurance, investment banking, and asset custody.与海港人寿在银保、投行、资产托管等领域达成全面战略合作。
2024-04-17CZBANK and Haigang Life Insurance signed a comprehensive strategic cooperation agreement in Shenzhen, covering bancassurance, investment banking, asset custody, and fund intermediation.浙商银行与海港人寿在深圳签署全面战略合作协议，涵盖银保、投行、资产托管等领域。
Subordinated & capital bond issuances二级资本债及资本工具发行
10 · 2024-04-19 → 2025-09-09
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Issuance of subordinated bonds, financial bonds, and capital bonds to replenish capital and optimize liability structure.发行二级资本债券、金融债券等资本工具，补充资本并优化负债结构。
2024-04-19CZBANK issued 10B yuan in subordinated bonds (二级资本债券) on the interbank market, 10-year fixed rate at 2.54%, with issuer call option at year 5, to replenish Tier-2 capital.浙商银行在全国银行间债券市场发行100亿元二级资本债券，10年期固定利率2.54%，第5年末附发行人赎回权，用于补充二级资本。
2024-04-29CZBANK announced that its Hong Kong branch plans to apply for up to US$1 billion in offshore bond issuance quota from regulators.浙商银行公告，香港分行拟向监管机构申请不超过10亿美元的境外债券发行额度。
2024-09-04CZBANK announced issuance of 13 billion yuan in 3-year financial bonds (AAA-rated, unsecured) on Sep 5-9, 2024, to optimize liability structure.浙商银行公告拟于9月5-9日发行130亿元3年期金融债券（AAA评级、无担保），用于优化负债结构。
2024-11-12Zheshang Bank issued 10 billion yuan of 2024 139th interbank CD (24 Zheshang Bank CD139) with yield 1.60%.浙商银行发行2024年第139期同业存单24浙商银行CD139，发行量100亿元，收益率1.60%。
2025-03-28CZBANK's board proposed issuing up to 100 billion yuan in RMB financial bonds.浙商银行董事会建议发行不超过人民币1000亿元的金融债券。
2025-05-08CZBANK issued a green financial bond (first tranche, Bond Connect) on the interbank market, with a 3-year term, actual issuance size of 5 billion yuan, and coupon rate of 1.69%.浙商银行在银行间市场成功发行绿色金融债券（第一期，债券通），期限3年，实际发行总额50亿元，票面利率1.69%。
2025-05-19CZBANK successfully issued a 5 billion yuan 3-year sci-tech innovation bond (first tranche, Bond Connect) on the interbank market, with a coupon rate of 1.66% and a subscription multiple of 5.20 times.浙商银行在银行间市场成功发行科技创新债券（第一期，债券通），规模50亿元，期限3年，票面利率1.66%，认购倍数5.20倍。
2025-05-29CZBANK proposed to issue up to 100 billion yuan in financial bonds (including小微, green, ordinary, sci-tech, and三农 bonds) with validity until end-June 2026, to optimize liability structure.浙商银行拟申请发行不超过1000亿元人民币金融债券（含小微、绿色、普通、科创、三农等品种），有效期至2026年6月底，以优化负债结构。
2025-06-04CZBANK board approved a plan to issue up to 100 billion yuan in financial bonds in 2025, a 58% increase from 63 billion yuan in 2024, covering SME, green, and tech-innovation bonds.浙商银行董事会批准2025年金融债发行额度不超过1000亿元，较2024年630亿元增长58%，覆盖小微、绿色、科创等专项品种。
2025-09-09CZBANK's extraordinary general meeting approved the election of Zheng Xingang and Yang Zhaohui as non-executive directors, and authorized the issuance of up to RMB 45 billion equivalent in capital bonds (including perpetual and subordinated bonds) over the next two years.浙商银行临时股东大会选举郑新刚、杨朝晖为非执行董事，并批准未来两年内发行不超过等值450亿元人民币的资本债券（含无固定期限资本债券和二级资本债券）。
Dahua Technology partnership大华股份合作
1 · 2024-04-23
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Strategic cooperation with Dahua Technology to explore digital finance, technology empowerment, and scenario-based finance.与大华股份在数字金融、科技赋能、场景金融等领域达成战略合作。
2024-04-23CZBANK signed a strategic cooperation agreement with Dahua Technology (大华股份) to jointly explore digital finance, technology empowerment, and scenario-based finance.浙商银行与大华股份签署战略合作协议，共同探索数字金融、科技赋能、场景金融。
20 Special Measures for equipment upgrades & trade-ins20条措施支持设备更新与以旧换新
1 · 2024-04-26
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Launch of 20 special measures (2024-2027) to support large-scale equipment upgrades and consumer goods trade-ins, targeting key industries.推出20条专项措施（2024-2027年），支持大规模设备更新和消费品以旧换新。
2024-04-26CZBANK launched '20 Special Measures' to support large-scale equipment upgrades and consumer goods trade-ins (2024-2027), targeting key industries like steel, petrochemical, and AI; aims to increase key sector loan balances by over 30% by end-2027 vs end-2023.浙商银行发布“支持大规模设备更新和消费品以旧换新二十条专项举措”（2024-2027年），重点支持钢铁、石化、人工智能等行业，力争2027年末重点领域贷款较2023年末增30%以上。
China Great Wall Asset Management partnership长城资产合作
1 · 2024-04-29
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Strategic cooperation with China Great Wall Asset Management covering NPLs, debt-to-equity swaps, and investment banking.与长城资产在不良资产、债转股、投资银行等领域达成战略合作。
2024-04-29CZBANK signed a strategic cooperation agreement with China Great Wall Asset Management in Hangzhou, covering NPLs, debt-to-equity swaps, investment banking, and private equity fund investment.浙商银行与中国长城资产管理公司在杭州签署战略合作协议，涵盖不良资产、债转股、投行、私募基金投资等领域。
Qianjiang Century City headquarters project钱江世纪城总部项目
1 · 2024-04-29
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Construction of new headquarters in Qianjiang Century City, Hangzhou, expected completion in H2 2024.杭州钱江世纪城新总部大楼建设，预计2024年下半年竣工投用。
2024-04-29CZBANK's headquarters in Qianjiang Century City, Hangzhou, is expected to be completed and put into use in H2 2024; total investment about 5.6B yuan, floor area 310,000 sqm, two towers (249.99m and 61m).浙商银行总部（杭州钱江世纪城）预计2024年下半年建成投用，总投资约56亿元，建筑面积约31万平方米，含两幢塔楼（249.99米和61米）。
Zhengzhou municipal government talks郑州市政府会谈
1 · 2024-04-30
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Talks with Zhengzhou municipal government on increasing financial support for industrial transformation and infrastructure.与郑州市政府会谈，加大金融支持产业转型和基础设施建设。
2024-04-30CZBANK held talks with Zhengzhou municipal government; Secretary of Zhengzhou Municipal Party Committee An Wei met with President Zhang Rongsen, discussing increased financial support for Zhengzhou's industrial transformation and infrastructure.浙商银行行长张荣森与郑州市委书记安伟会谈，商讨加大金融支持郑州产业转型和基础设施建设。
Middle East & international expansion中东及国际拓展
3 · 2024-05-07 → 2024-05-13
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President's attendance at AIM Congress in Abu Dhabi, meetings in Dubai and Saudi Arabia, and signing of cooperation memorandum with Saudi Investment Ministry.行长出席阿布扎比AIM大会，在迪拜和沙特会谈，与沙特投资部签署合作备忘录。
2024-05-07President Zhang Rongsen attended the 13th AIM Congress in Abu Dhabi, UAE, discussing digital banking and cross-border cooperation.行长张荣森出席第13届阿联酋国际投资年会，讨论数字化银行和跨境合作。
2024-05-08President Zhang Rongsen met Beeah Capital president Zouheir Sabra in Dubai to discuss cross-border finance and cooperation with Sharjah government.行长张荣森在迪拜会见Beeah Capital总裁Zouheir Sabra，讨论跨境金融及与沙迦政府合作。
2024-05-13President Zhang Rongsen visited Saudi Investment Ministry and signed a cooperation memorandum, becoming the first Chinese joint-stock bank to do so.行长张荣森拜访沙特投资部并签署合作备忘录，成为首家与沙特投资部签署备忘录的中资股份制商业银行。
Zheyin Equipment Loan medical financing浙银设备贷医疗融资
2 · 2024-05-10 → 2024-10-10
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Launch of medical equipment financing project with Kuanteng Medical, offering low down payment and long tenor.与宽腾医疗合作推出医疗设备融资项目，提供低首付和长期限。
2024-05-10Beijing branch launched 'Zheyin Equipment Loan' medical equipment financing project with Kuanteng Medical, total credit 50M yuan, 15% down payment, 5-year term.北京分行与宽腾医疗推出“浙银设备贷”医疗设备融资项目，授信总额5000万元，首付15%，期限5年。
2024-10-10CZBANK Beijing Branch launched 'Zhe Yin Equipment Loan' medical equipment scenario project, offering 15% down payment and 5-year tenor for small medical institutions to purchase Kuanteng medical imaging equipment.浙商银行北京分行推出‘浙银设备贷’医疗设备创新场景项目，首付比例低至15%、期限最长5年，用于采购宽腾医疗影像设备。
Credit rating affirmation信用评级确认
1 · 2024-05-11
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Joint Credit affirmed CZBANK's long-term credit rating at AAA with stable outlook.联合资信确认浙商银行长期信用评级为AAA，展望稳定。
2024-05-11Joint Credit rating affirmed CZBANK's long-term credit rating at AAA with stable outlook.联合资信维持浙商银行主体长期信用等级AAA，评级展望稳定。
Chuangyi Decoration home finance partnership创艺装饰家装金融合作
1 · 2024-05-16
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Strategic cooperation with Chuangyi Decoration for home decoration financial services.与创艺装饰在家庭装修金融服务领域达成战略合作。
2024-05-16Signed strategic cooperation agreement with Chuangyi Decoration for home decoration financial services.与创艺装饰签署战略合作协议，提供家装金融服务。
Ultra-long special government bond retail sales超长期特别国债零售
3 · 2024-05-20 → 2024-06-17
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Retail sales of 30-year and 20-year ultra-long special government bonds to individual investors, quickly sold out.向个人投资者零售30年期和20年期超长期特别国债，迅速售罄。
2024-05-20Sold 30-year ultra-long special government bonds (first tranche) to retail investors via mobile banking and counters, 30M yuan quota sold out quickly.通过手机银行和柜面向个人投资者销售30年期超长期特别国债（一期），3000万元额度迅速售罄。
2024-05-27Sold 20-year ultra-long special government bonds (second tranche) to retail investors, initial 50M yuan quota sold out in 6 minutes, additional 100M yuan sold out by 2:30pm.向个人投资者销售20年期超长期特别国债（二期），首批5000万元额度6分钟售罄，追加1亿元额度下午2:30售罄。
2024-06-17CZBANK decided not to sell the 50-year special government bonds on June 17, citing market risk, despite earlier plans.浙商银行决定不于6月17日销售50年期特别国债，理由为市场风险，尽管此前有计划。
Kunlun Trust partnership昆仑信托合作
1 · 2024-05-29
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Cooperation agreement with Kunlun Trust to explore wealth management trusts, family trusts, and charitable trusts.与昆仑信托在财富管理信托、家族信托、慈善信托等领域达成合作。
2024-05-29Signed cooperation agreement with Kunlun Trust to explore wealth management trusts, family trusts, and charitable trusts.与昆仑信托签署合作协议，探索家族信托、家庭信托、公益慈善信托等财富管理服务。
Credit card & account policy changes信用卡及账户政策调整
11 · 2024-05-31 → 2026-04-15
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Management of dormant credit cards, cleanup of long-dormant accounts, and adjustments to credit card services.管理长期休眠信用卡，清理长期不动户，调整信用卡服务。
2024-05-31Announced management of long-term dormant credit cards starting August 1, 2024, for cards inactive over 18 months with zero balance.公告自2024年8月1日起对连续18个月及以上无主动交易且余额为零的信用卡进行账户安全管理。
2024-08-27Announced that from Oct 14, 2024, the 'Zhe Yin Online Card' will stop offering the 'interest-first, principal-later' repayment method for cash installment and credit-limit increase services.宣布自2024年10月14日起停止“浙银在线卡”提额及现金分期的先息后本还款方式服务。
2024-10-11CZBANK will stop its credit card 'Ling Hua Qian' (pocket money) loan service from Nov 27, 2024, and expired accounts will not be renewed.浙商银行将于2024年11月27日起停止信用卡‘零花钱’借款服务，已到期账户不再续期。
2024-10-30CZBANK will clean up long-dormant personal bank accounts: accounts with no active transactions for 2+ years and balance ≤10 yuan will be suspended from Dec 1, 2024, unless customer confirms retention by Nov 30.浙商银行将开展长期不动个人银行账户清理：连续两年及以上未交易且余额≤10元的账户，若2024年11月30日前未确认保留，将被暂停收付功能。
2025-05-09CZBANK clarified that credit card funds are strictly prohibited from being used for gold investment, citing recent gold price volatility and fraud risks.浙商银行明确信用卡资金严禁用于黄金投资领域，提及近期金价波动和诈骗风险。
2026-01-12CZBANK announced a cleanup of long-dormant personal bank accounts, with accounts inactive before February 12, 2026 to be suspended.浙商银行公告开展长期不动个人银行账户清理工作，2026年2月12日前未确认保留的账户将被暂停收付功能。
2026-01-15CZBANK announced it will stop issuing Dungeon & Fighter co-branded credit cards from March 1, 2026, replacing them with Wujiong (Infinite) credit cards.浙商银行宣布自2026年3月1日起停止发行地下城与勇士联名信用卡，更换为无穷信用卡。
2026-03-11CZBANK announced that three products — 'Account Pass', 'Small Micro Settlement Pass', and 'Corporate Settlement Card' — will cease operation from March 31, 2026.浙商银行宣布“账户通”“小微企业结算通卡”及“单位结算卡”三款产品自2026年3月31日起停止运营。
2026-03-25CZBANK announced it will suspend issuance of the CZBANK-Ctrip co-branded debit card from April 1, 2026, due to business upgrade optimization.浙商银行宣布因业务升级优化，自2026年4月1日起暂停发行浙商银行携程联名借记卡。
2026-04-01CZBANK suspended issuance of the Ctrip co-branded debit card for business upgrade and optimization.浙商银行暂停发行携程联名借记卡，以进行业务升级优化。
2026-04-15CZBANK announced business adjustment: from May 8, 2026, the 'eJiayin' asset pool will stop providing asset pooling, Jizhu loan renewal, standard credit card limit increase, and Zheyin Online card limit increase functions; from June 1, unused asset pool credit lines on standard credit cards and Zheyin Online cards will be gradually reduced.浙商银行公告业务调整：自2026年5月8日起，“e家银”资产池不再提供资产入池、积铢贷续贷、标准信用卡提额、浙银在线卡提额等功能；自6月1日起对标准信用卡和浙银在线卡中未使用的资产池融资额度进行降额。
Bond default disclosures债券违约披露
3 · 2024-05-31 → 2025-07-09
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Disclosure of default progress for '16 Zhongchengjian MTN001' and '17 Sande Engineering MTN001' as lead underwriter.作为主承销商披露'16中城建MTN001'和'17三德工程MTN001'违约进展。
2024-05-31As co-lead underwriter, disclosed default progress of '16 Zhongchengjian MTN001' with principal and interest unpaid since March 2021.作为联席主承销商披露“16中城建MTN001”违约后续进展，发行人自2021年3月起未按期偿付本息。
2024-07-31CZBANK, as lead underwriter and ongoing manager for '17 Sande Engineering MTN001' (issued 500 million yuan, 3-year, 6.50% coupon), reported the bond default with outstanding principal of 97.5 million yuan and pledged to continue supervising the issuer.浙商银行作为“17桑德工程MTN001”主承销商及存续期管理机构，报告该债券违约，未偿付本金0.975亿元，并承诺持续督导发行人。
2025-07-09As joint lead underwriter of '16 Zhongchengjian MTN001' (defaulted), disclosed default progress and follow-up arrangements.作为“16中城建MTN001”（已违约）的联席主承销商，披露违约处置进展及后续工作安排。
SAFE foreign exchange policy implementation外汇管理局政策落地
2 · 2024-06-03 → 2025-07-03
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First handling of 'Trade in Foreign Exchange Receipts and Payments Enterprise Name Registration' under new SAFE policy.在外汇管理局新政策下首次办理'贸易外汇收支企业名录登记'。
2024-06-03CZBANK Xi'an Branch successfully handled the first 'Trade in Foreign Exchange Receipts and Payments Enterprise Name Registration' directly at the bank under the new SAFE policy, allowing online application via corporate internet banking.浙商银行西安分行成功办理首笔直接在新政策下于银行进行的'贸易外汇收支企业名录登记'业务，允许通过企业网银在线申请。
2025-07-03Landed the first pilot transaction of SAFE's cross-border finance platform 'Derivatives Business Guarantee Credit Enhancement Signing' for a textile export SME.落地国家外汇管理局跨境金融服务平台“衍生品业务担保增信签约”试点全国首笔业务，服务一家纺织服装出口小微企业。
MCC Construction & CMCU Engineering partnership中冶建工与中联西北院合作
1 · 2024-06-07
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Tripartite strategic cooperation with MCC Construction Group and CMCU Engineering for infrastructure projects.与中冶建工集团、中联西北工程设计院签署三方战略合作协议。
2024-06-07CZBANK Chongqing Branch signed a tripartite strategic cooperation agreement with MCC Construction Group Co., Ltd. and CMCU Engineering Co., Ltd. to cooperate on infrastructure projects and financial services.浙商银行重庆分行与中冶建工集团有限公司、中机中联工程有限公司签署三方战略合作协议，合作基础设施项目和金融服务。
Taiping Property & Casualty Insurance partnership太平财险合作
1 · 2024-06-14
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Strategic cooperation with Taiping Property & Casualty Insurance Chongqing branch for 'bank + insurance' financial services.与太平财险重庆分公司共建'银行+保险'综合金融服务体系。
2024-06-14CZBANK Chongqing Branch signed a strategic cooperation agreement with Taiping Property & Casualty Insurance Co., Ltd. Chongqing Branch to jointly build a 'bank + insurance' comprehensive financial service system.浙商银行重庆分行与太平财产保险有限公司重庆分公司签订战略合作协议，共同构建'银行+保险'综合金融服务体系。
New branch & sub-branch openings新分行与支行开业
14 · 2024-06-18 → 2026-05-13
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Approval and opening of new sub-branches in Hangzhou, Shanghai, Huzhou, Xi'an, Shenzhen, Jiaxing, Qingdao, Fuzhou, Guangzhou, and other locations.在杭州、上海、湖州、西安、深圳、嘉兴、青岛、福州、广州等地获批并开设新支行。
2024-06-18CZBANK Shanghai Jinqiao Sub-branch officially opened, the bank's third sub-branch in Pudong New Area, to support regional economic development.浙商银行上海金桥支行正式开业，为浦东新区第三家支行，支持区域经济发展。
2024-07-05CZBANK Huizhou branch obtained a new financial license from the Huizhou Regulatory Office of the National Financial Regulatory Administration.浙商银行惠州分行获国家金融监督管理总局惠州监管分局批准换发新金融许可证。
2024-07-24CZBANK Huzhou Nanxun sub-branch received approval from the Huzhou Regulatory Office of the National Financial Regulatory Administration to commence operations.浙商银行湖州南浔支行获国家金融监督管理总局湖州监管分局批复开业。
2024-08-09Approved establishment of Huzhou Nanxun sub-branch, obtaining a new financial license.获批设立湖州南浔支行，并领取新的金融许可证。
2024-08-30Approved establishment of Xi'an Denggao Road sub-branch, obtaining a new financial license from Shaanxi Financial Regulatory Bureau.获批设立西安登高路支行，领取陕西金融监管局颁发的金融许可证。
2024-10-31CZBANK Jiaxing Science and Technology Sub-branch approved for opening by Zhejiang financial regulator, located in Xiuzhou District, Jiaxing.浙江监管局批复同意浙商银行嘉兴科创支行开业，营业场所位于嘉兴市秀洲区。
2024-11-07Zheshang Bank opened Shenzhen Zhongran sub-branch at China Gas Building, its 16th institution in Shenzhen, deepening cooperation with China Gas Holdings.浙商银行深圳中燃支行在中国燃气大厦揭牌，系深圳第16家机构，深化与中国燃气的合作。
2024-12-18CZBANK Qingdao Shinan Sub-branch officially opened, also designated as a 'Pension Finance Demonstration Outlet'.浙商银行青岛市南支行正式开业，同时被授予“养老金融示范网点”。
2025-01-07CZBANK Fuzhou Gulou Sub-branch received regulatory approval to open in Fujian.浙商银行福州鼓楼支行获福建监管局批准开业。
2025-03-21CZBANK Guangzhou Yuexiu Sub-branch officially opened, aiming to support the Yuexiu district economy and the Guangdong-Hong Kong-Macao Greater Bay Area.浙商银行广州越秀支行正式开业，旨在支持越秀区经济发展和粤港澳大湾区建设。
2025-07-15Kaihua branch of Quzhou officially opened; signed county-level comprehensive financial ecosystem construction strategic agreement with Kaihua county government.衢州开化支行正式开业，与开化县人民政府签署县域综合金融生态建设战略合作协议。
2025-10-16CZBANK Liuyang sub-branch (in Changsha, Hunan) officially opened; Changsha branch signed a strategic cooperation agreement with Liuyang municipal government.浙商银行浏阳支行正式开业；长沙分行与浏阳市政府签署战略合作协议。
2026-05-06CZBANK Beijing Tiantongyuan sub-branch was approved by the Beijing Financial Regulatory Bureau to rename to Beijing Changping sub-branch.浙商银行北京天通苑支行获北京金融监管局批准更名为北京昌平支行。
2026-05-13CZBANK Wenzhou Yongjia sub-branch obtained a new financial license approved by the Wenzhou branch of NFRA.浙商银行温州永嘉支行经国家金融监督管理总局温州监管分局批准换发金融许可证。
Software copyright & technology development软件著作权与技术开发
6 · 2024-06-24 → 2025-06-19
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Registration of new software copyrights for internal network penetration platform, HarmonyOS apps, and other systems.注册内部网络渗透平台、鸿蒙版应用等多项软件著作权。
2024-06-24CZBANK registered a new software copyright for 'CZBANK Blue Army Internal Network Penetration Collaboration Platform V1.0', increasing total software copyrights by 300% year-on-year.浙商银行新注册《浙商银行蓝军内网渗透协作平台V1.0》软件著作权，软件著作权总数同比增长300%。
2024-08-31Registered new software copyright for 'Personal Mobile Banking HarmonyOS Version V1.0.0', bringing total 2024 copyrights to 8 (+700% YoY).新注册《个人手机银行鸿蒙版软件V1.0.0》软件著作权，2024年累计8个（同比+700%）。
2024-09-04CZBANK registered a new software copyright 'CZBANK Xiaoqian Qianpu Hongmeng Edition V1.0.0' (小微钱铺鸿蒙版软件V1.0.0), a HarmonyOS-based app for small-micro businesses.浙商银行新注册《浙商银行小微钱铺鸿蒙版软件V1.0.0》软件著作权，一款基于鸿蒙系统的小微企业应用。
2024-12-28CZBANK registered a new software copyright for 'CZBANK Simplified Reimbursement Platform HarmonyOS Version V1.0.0'.浙商银行新注册《浙商银行极简报销平台鸿蒙版软件V1.0.0》软件著作权。
2025-04-25CZBANK registers new software copyright 'Bifang Red Team Weapon Platform V1.0'.浙商银行新注册《毕方红队武器库平台V1.0》软件著作权。
2025-06-19CZBANK registered a new software copyright for 'Zhilink Quality Control Workbench System V1.0'.浙商银行新注册《智链·质量控制工作台系统V1.0》软件著作权。
Nanhua Fund distribution partnership南华基金代销合作
1 · 2024-06-26
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CZBANK's interbank agency platform began selling Nanhua Fund's products including subscription and redemption services.浙商银行同业代销平台开始销售南华基金产品，包括申购、赎回等服务。
2024-06-26CZBANK's interbank agency platform began selling funds managed by Nanhua Fund Management Co., Ltd., including subscription, redemption, conversion, and regular investment services.浙商银行同业代销平台开始销售南华基金管理有限公司旗下基金，提供申购、赎回、转换、定投等服务。
Bank confirmation letter centralization银行询证函集中处理
1 · 2024-06-27
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Centralization of bank confirmation letter business processing at first-tier branches in compliance with regulatory guidelines.按照监管要求，将银行询证函业务集中至一级分行处理。
2024-06-27CZBANK centralized its bank confirmation letter business processing at first-tier branches, effective immediately, in compliance with regulatory guidelines.浙商银行将银行询证函业务集中至一级分行处理，即日生效，以符合监管指引。
China Mobile Chongqing & Zhejiang Chamber partnership重庆移动与浙江商会合作
1 · 2024-06-28
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Tripartite strategic cooperation with China Mobile Chongqing and Zhejiang Chamber of Commerce for digital finance and 5G services.与重庆移动、浙江商会签署三方战略合作，聚焦数字金融和5G服务。
2024-06-28CZBANK Chongqing Branch signed a strategic cooperation agreement with China Mobile Chongqing Company and Zhejiang Chamber of Commerce in Chongqing to collaborate on digital finance, supply chain finance, and 5G services.浙商银行重庆分行与中国移动重庆公司、重庆市浙江商会签署战略合作协议，合作数字金融、供应链金融和5G服务。
Taixin Fund distribution agreement泰信基金代销协议
1 · 2024-07-03
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Addition of Taixin Tian Tian Shouyi Money Market Fund as a distribution product on CZBANK's platform.将泰信天天收益货币市场基金纳入浙商银行代销产品。
2024-07-03CZBANK and Taixin Fund signed an agreement, adding Taixin Tian Tian Shouyi Money Market Fund (Class A: 290001, Class B: 002234) as a distribution product on CZBANK's platform.浙商银行与泰信基金签署协议，新增代销泰信天天收益货币市场基金（A类：290001，B类：002234）。
Huayi Brothers credit facility华谊兄弟授信
1 · 2024-07-08
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Huayi Brothers applied for a 195 million yuan comprehensive credit loan from CZBANK, secured by film receivables and equity.华谊兄弟向浙商银行申请1.95亿元综合授信，以电影应收账款和股权质押。
2024-07-08Huayi Brothers disclosed it applied for a 195 million yuan comprehensive credit loan from CZBANK, secured by film receivables and 5.17% equity in Hero Games, with personal guarantees from Wang Zhongjun and others for 36 months.华谊兄弟向浙商银行申请1.95亿元综合授信贷款，以影片应收票房回款收益权和英雄游戏5.17%股权质押，王忠军等提供个人担保，期限36个月。
Daon Science guarantee contract道恩股份担保合同
1 · 2024-07-09
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Daon Science signed a maximum guarantee contract with CZBANK Qingdao branch for its subsidiary.道恩股份与浙商银行青岛分行签署最高额保证合同，为子公司提供担保。
2024-07-09Daon Science signed a new maximum guarantee contract with CZBANK Qingdao branch, providing up to 50 million yuan guarantee for its wholly-owned subsidiary Qingdao Runxing Plastic New Materials.道恩股份与浙商银行青岛分行签订新最高额保证合同，为全资子公司青岛润兴塑料新材料提供最高5000万元担保。
Fuxing Technology subsidiary loan富兴科技子公司贷款
1 · 2024-07-10
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Fuxing Technology's subsidiary signed two fixed-asset loan contracts with CZBANK totaling 100 million yuan.富兴科技子公司与浙商银行签署两笔固定资产贷款合同，合计1亿元。
2024-07-10Fuxing Technology's subsidiary San Yan Qiao Realty signed two fixed-asset loan contracts with CZBANK totaling 100 million yuan (55 million + 45 million) for 36 months, with Fuxing providing joint liability guarantees.福星股份子公司三眼桥置业与浙商银行签订两笔合计1亿元固定资产借款合同（5500万+4500万），期限36个月，福星提供连带责任担保。
Deposit rate adjustments存款利率调整
3 · 2024-07-29 → 2025-05-22
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Adjustments to RMB deposit benchmark interest rates, including demand and fixed-term rate cuts.调整人民币存款基准利率，包括活期和定期利率下调。
2024-07-29CZBANK adjusted its RMB deposit benchmark interest rates effective July 29, 2024.浙商银行自2024年7月29日起调整人民币存款挂牌利率。
2024-10-24CZBANK lowered RMB deposit benchmark rates: demand rate cut by 5bp to 0.1%, and all fixed-term rates cut by 25bp (e.g., 1-year from 1.55% to 1.30%).浙商银行下调人民币存款挂牌利率：活期下调5个基点至0.1%，各期限整存整取定期均下调25个基点（如一年期由1.55%降至1.30%）。
2025-05-22CZBANK lowered RMB deposit rates: demand rate cut by 5bp to 0.05%; fixed-term rates cut by 15-25bp across tenors (e.g., 3-month to 0.70%, 1-year to 1.15%, 3-year to 1.55%).浙商银行下调人民币存款利率：活期下调5个基点至0.05%；定期各期限下调15-25个基点（如3个月至0.70%，1年至1.15%，3年至1.55%）。
Pudong New Area comprehensive partnership浦东新区全面合作
1 · 2024-08-08
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Comprehensive strategic cooperation with Pudong New Area covering sci-tech, green, inclusive, pension, and digital finance.与浦东新区签署全面战略合作协议，涵盖科技、绿色、普惠、养老、数字金融。
2024-08-08Signed comprehensive strategic cooperation agreement with Pudong New Area, covering sci-tech finance, green finance, inclusive finance, pension finance, digital finance, and key infrastructure.与浦东新区签署全面战略合作协议，涵盖科技金融、绿色金融、普惠金融、养老金融、数字金融及重点基础设施。
SME & supply chain finance中小企业与供应链金融
7 · 2024-08-13 → 2026-04-29
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CZBANK provided credit lines, digital guarantee solutions, and supply chain finance products to support small and medium enterprises.浙商银行提供授信额度、数字保函解决方案及供应链金融产品，支持中小企业发展。
2024-08-13Provided a renewed credit line of RMB 20 million to Guangdong Huizhou Quartz Crystal (300460) for one year, guaranteed by the actual controller.向惠伦晶体（300460）提供2000万元续授信额度，期限一年，由实控人担保。
2024-12-24CZBANK Changsha Branch launched a 'digital guarantee letter + bank-enterprise direct link' solution for Sany Financing Guarantee, replacing cash bid bonds for SMEs.浙商银行长沙分行为三一融资担保推出“数字保函+银企直联”方案，替代中小企业现金投标保证金。
2025-02-20CZBANK provided 10 million CNY comprehensive credit line to Yunshen Technology (one of 'Hangzhou Six Little Dragons') in 2023, showcasing its tech finance model.浙商银行2023年向“杭州六小龙”之一的云深处科技提供1000万元综合授信额度，体现科技金融服务模式。
2025-09-08CZBANK released 15 measures to support Zhejiang Province's advanced manufacturing cluster construction, pledging over RMB 500 billion in total financing over three years and launching the 'Zheliantong' digital supply chain solution.浙商银行发布《全力支持浙江省先进制造业集群建设十五条举措》，未来三年融资总量超5000亿元，推出“浙链通”数字化供应链解决方案。
2025-11-17Beijing branch launched '10+N' financial advisor service system for industrial parks, including 10 park loan sub-products and digital inclusive finance products like 'Shukedai' and 'Shuyidai'.北京分行推出“10+N”金融顾问服务体系，包括10项园区贷子产品，以及“数科贷”、“数易贷”等数字普惠产品。
2026-03-20CZBANK Qingdao Branch issued the first OPC (One-Person Company) small-micro enterprise loan 'One-Person Enterprise Startup Loan' in Qingdao, supporting the city's OPC pilot initiative.浙商银行青岛分行发放青岛市首笔OPC（一人公司）专属小微企业贷款“一人企·创业贷”，支持青岛OPC先行示范城建设。
2026-04-29CZBANK Qingdao Branch successfully issued the first OPC (one-person company) exclusive micro-loan 'One-Person Enterprise-Startup Loan' to an AI OPC in Qingdao, marking the first OPC-specific loan landing.浙商银行青岛分行成功为青岛市一家人工智能一人公司（OPC）发放首笔OPC专属小微企业贷款“一人企-创业贷”，标志着该行首笔OPC专属贷款落地。
Huabao Securities partnership华宝证券合作
1 · 2024-08-14
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Comprehensive strategic cooperation with Huabao Securities covering asset management, research, investment banking, and interbank finance.与华宝证券在资产管理、研究服务、投资银行、同业金融等领域达成全面战略合作。
2024-08-14Signed comprehensive strategic cooperation agreement with Huabao Securities, covering asset management, research services, investment banking, and interbank finance.与华宝证券签署全面战略合作协议，涵盖资产管理、研究服务、投资银行及同业金融。
Zhiying digital human IP launch智影数字人IP发布
1 · 2024-08-21
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Launch of 'Zhiying', the first digital human IP on the digital human management platform for AI customer service and investment advisor.发布数字人管理平台首个数字人IP'智影'，用于AI客服、AI投顾等场景。
2024-08-21Launched 'Zhiying', the first digital human IP on the digital human management platform, for AI customer service, AI investment advisor, and AI product manager scenarios.推出数字人管理平台首个IP“智盈”，应用于AI客服、AI投资顾问、AI产品经理等场景。
PSBC cooperation visit邮储银行合作拜访
1 · 2024-08-21
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Chairman Lu Jianqiang visited Postal Savings Bank of China to discuss cooperation in inclusive finance, digital finance, and wealth management.董事长陆建强拜访邮储银行，探讨普惠金融、数字金融、财富管理等领域合作。
2024-08-21Chairman Lu Jianqiang visited Postal Savings Bank of China (PSBC) to discuss cooperation in inclusive finance, digital finance, and wealth management.董事长陆建强拜访中国邮政储蓄银行，探讨普惠金融、数字金融、财富管理等合作。
SANY Group partnership三一集团合作
1 · 2024-09-12
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Strategic cooperation with SANY Group to deepen supply chain finance and comprehensive financial services.与三一集团在供应链金融和综合金融服务领域深化战略合作。
2024-09-12CZBANK Changsha Branch signed a strategic cooperation agreement with SANY Group (三一集团) to deepen supply chain finance and comprehensive financial services.浙商银行长沙分行与三一集团签署战略合作协议，深化供应链金融及综合金融服务合作。
Guangxi Zhuang Autonomous Region government partnership广西壮族自治区政府合作
1 · 2024-09-25
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Strategic cooperation with Guangxi government, pledging no less than 200 billion yuan in financing support over five years.与广西壮族自治区政府签署战略合作协议，五年内提供不低于2000亿元意向性融资。
2024-09-25CZBANK signed a strategic cooperation agreement with Guangxi Zhuang Autonomous Region government, pledging no less than 200 billion yuan in意向性 financing support over 5 years for key areas and projects.浙商银行与广西壮族自治区政府签署战略合作协议，未来5年内提供不低于2000亿元意向性融资支持。
Wealth Gold Accumulation product adjustment财富金积存产品调整
1 · 2024-09-25
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Monthly minimum fixed investment amount for 'Wealth Gold Accumulation' product raised from 600 to 650 yuan.'财富金积存'产品每月最低定投金额从600元上调至650元。
2024-09-25CZBANK raised the monthly minimum fixed investment amount for its 'Wealth Gold Accumulation' product from 600 yuan to 650 yuan, effective Sep 25, 2024.浙商银行自2024年9月25日起将财富金积存产品每月累计定投起点金额由600元上调至650元。
Existing mortgage rate adjustments存量房贷利率调整
4 · 2024-09-30 → 2024-11-01
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Batch adjustment of existing mortgage loan interest rates following PBOC directive, with impact guidance.按照央行指导批量调整存量房贷利率，并给出影响指引。
2024-09-30CZBANK announced it will publish detailed rules on Oct 12, 2024 and uniformly adjust existing mortgage rates (including first and second homes) by Oct 31, 2024, following PBOC directive.浙商银行宣布将于2024年10月12日发布存量房贷利率调整细则，并在10月31日前统一批量调整。
2024-10-08CZBANK announced it will batch-adjust existing mortgage loan interest rates by Oct 31, 2024, following PBOC Notice No.11, covering first and second homes.浙商银行公告称，将根据央行第11号公告，于2024年10月31日前统一对存量房贷（含首套、二套）利率实施批量调整。
2024-11-01Zheshang Bank announced adjustment mechanism for existing individual housing loan interest rates, effective from Nov 1, 2024.浙商银行公告存量个人住房贷款利率定价机制调整，自2024年11月1日起实施。
2024-11-01Zheshang Bank CFO said existing mortgage rate adjustment will reduce interest income by about 100 million yuan in 2024, but expects prepayments to drop ~40%.浙商银行财务总监表示存量按揭利率调整预计2024年利息收入影响约1亿元，提前还款预计减少约40%。
MYS Group debt settlementMYS集团债务和解
1 · 2024-10-13
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Settlement with controlling shareholder of MYS Group over financial contract dispute, with installment repayment plan.与MYS集团控股股东就金融借款合同纠纷达成和解，分期偿还7.35亿元本金。
2024-10-13CZBANK reached a settlement with Wang Haipeng, controlling shareholder of MYS Group, over a financial contract dispute; Wang agreed to repay principal of 735 million yuan in installments by May 2025.浙商银行与美盈森控股股东王海鹏就金融业务合同纠纷达成和解，王海鹏同意分期偿还本金7.35亿元，最迟于2025年5月还清。
New Development Bank syndicated loan新开发银行银团贷款
1 · 2024-10-16
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Closed first international syndicated loan with New Development Bank as largest participating bank in $1.5 billion club loan.与新开发银行完成首笔国际银团贷款，作为最大参与行参与15亿美元俱乐部贷款。
2024-10-16CZBANK closed its first international syndicated loan with the New Development Bank (NDB), acting as the largest participating bank in a $1.5 billion club loan.浙商银行落地与金砖国家新开发银行的首笔国际银团贷款，成为该15亿美元俱乐部贷款的最大参贷行。
Zhejiang Construction Investment Group partnership浙江建投集团合作
1 · 2024-10-23
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Comprehensive strategic cooperation with Zhejiang Construction Investment Group covering corporate finance and engineering construction.与浙江省建设投资集团在公司金融、工程建设等领域达成全面战略合作。
2024-10-23CZBANK signed a comprehensive strategic cooperation agreement with Zhejiang Construction Investment Group, covering corporate finance, engineering construction, and park finance.浙商银行与浙江省建设投资集团签署全面战略合作协议，合作领域包括公司金融、工程建设、园区金融等。
Housing provident fund entrusted loan system公积金委托贷款系统
1 · 2024-10-30
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Launch of housing provident fund entrusted loan system in Jining branch, cooperating with Jining Housing Provident Fund Center.济宁分行上线住房公积金委托贷款系统，与济宁公积金中心合作。
2024-10-30CZBANK Jining Branch launched a housing provident fund entrusted loan system, starting cooperation with Jining Housing Provident Fund Center.浙商银行济宁分行成功上线公积金委贷系统，开启与济宁市住房公积金管理中心合作。
Xu Yue Hui Cheng micro enterprise ABS旭越惠诚小微ABS
2 · 2024-10-31 → 2025-05-29
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Launch of 'Xu Yue Hui Cheng' micro enterprise loan asset-backed securities, the bank's 7th consecutive year of micro ABS issuance.发行'旭越惠诚'小微企业贷款资产支持证券，连续第七年发行小微ABS。
2024-10-31CZBANK launched 'Xu Yue Hui Cheng 2024 Phase 1 Micro Enterprise Loan ABS', issuing securities backed by personal business loans under 5 million yuan, the bank's 7th consecutive year of micro ABS issuance.浙商银行发行‘旭越惠诚2024年第一期微小企业贷款资产支持证券’，基础资产为500万元以内个人经营贷款，已连续七年发行小微证券化项目。
2025-05-29CZBANK successfully issued the first tranche of 'Xu Yue Hui Cheng' 2025 micro-enterprise loan asset-backed securities on the interbank market, with an issuance size of 5.555 billion yuan.浙商银行在银行间市场成功簿记发行“旭越惠诚2025年第一期微小企业贷款资产支持证券”，发行规模55.55亿元。
Micro-loan milestone小微贷款里程碑
2 · 2024-10-31 → 2025-01-02
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Cumulative micro-loan disbursements exceeded 2 trillion yuan, benefiting over 680,000 small and micro enterprises.累计小微贷款发放超过2万亿元，惠及68万余户小微企业。
2024-10-31CZBANK reported cumulative micro-loan disbursements exceeded 2 trillion yuan, benefiting over 680,000 small and micro enterprises as of Q3 2024.截至2024年三季度末，浙商银行累计投放小微贷款超2万亿元，惠及小微企业超68万户。
2025-01-02CZBANK announced it had issued over 38 billion yuan in loans to small and micro enterprises under the national financing coordination mechanism by end-2024.浙商银行宣布截至2024年末已向小微企业融资协调机制推荐清单内主体累计发放贷款超380亿元。
Huzhou Consensus on rural revitalization湖州共识乡村振兴
1 · 2024-11-09
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Release of 'Huzhou Consensus' on financial support for rural revitalization, summarizing eight product models.发布金融支持乡村振兴'湖州共识'，总结八大产品模式。
2024-11-09Zheshang Bank led release of 'Huzhou Consensus' on financial support for rural revitalization, summarizing eight product models.浙商银行牵头发布《金融助力乡村振兴——湖州共识》，总结形成八大产品模式。
Hailiang Stock share repurchase loan海亮股份股票回购贷款
1 · 2024-11-10
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Hangzhou branch issued a loan commitment letter to Hailiang Stock for up to 420 million yuan to support share repurchase.杭州分行向海亮股份出具最高4.2亿元贷款承诺函，支持其股票回购。
2024-11-10Zheshang Bank Hangzhou branch issued a loan commitment letter to Hailiang Stock for up to 420 million yuan to support its share repurchase.浙商银行杭州分行向海亮股份出具贷款承诺书，最高4.2亿元支持其股份回购。
Belt and Road financial service manual一带一路金融服务手册
1 · 2024-11-19
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Release of 'Belt and Road' full-lifecycle financial service manual at the 2024 Global Industry Cooperation Conference.在2024全球产业合作大会上发布'一带一路'全生命周期金融服务手册。
2024-11-19Zheshang Bank released the 'Belt and Road' full-lifecycle financial service manual at the 2024 Global Industry Cooperation Conference.浙商银行在2024全球产业合作大会上发布“一带一路”全生命周期金融服务手册。
CRMW for Shandong Commercial Group山东商业集团CRMW
1 · 2024-11-25
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Completion of credit risk mitigation凭证 for Shandong Commercial Group's MTN, nominal amount 93 million yuan.为山东商业集团中期票据完成信用风险缓释凭证创设，名义金额9300万元。
2024-11-25Zheshang Bank completed creation of credit risk mitigation凭证 (CRMW) for Shandong Commercial Group's 2024 7th MTN, nominal amount 93 million yuan, fee rate 1.8%.浙商银行完成山东省商业集团2024年度第七期中期票据信用风险缓释凭证创设，名义本金9300万元，费率1.8%。
Shareholder stake reductions股东减持
6 · 2024-12-23 → 2026-04-29
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Planned and completed stake reductions by Shandong International Trust, Hengdian Group, and other shareholders.山东国际信托、横店集团等股东计划并完成减持。
2024-12-23Shareholder Shandong International Trust plans to reduce its stake by up to 1% (274.65 million A-shares) via block trades within three months, citing operational needs.股东山东国信拟在三个月内通过大宗交易减持不超过1%（2.7465亿股）A股，原因为自身经营发展需要。
2025-01-21Major shareholder Hengdian Group plans to reduce its stake in CZBANK by up to 1% (about 274.6 million shares) via block trades and centralized竞价.股东横店集团拟减持浙商银行不超过1%股份（约2.746亿股）。
2025-03-26Shareholder Shandong Guoxin completed its减持 plan, cumulatively reducing its stake in CZBANK by 194.51 million shares (0.71% of total shares) via block trades, with a total value of 559 million yuan at prices of 2.86-2.88 yuan/share.股东山东国信完成减持计划，通过大宗交易累计减持浙商银行1.9451亿股（占总股本0.71%），减持总金额5.59亿元，价格区间2.86-2.88元/股。
2025-04-28Dongwang Times plans to sell 12 million shares of CZBANK via集中竞价 and block trades within 12 months after shareholder approval.东望时代计划在股东大会审议通过后12个月内，通过集中竞价和大宗交易方式出售持有的浙商银行1200万股股票。
2025-05-20Hengdian Group, a shareholder of CZBANK, completed a share reduction plan, selling 242 million A-shares (0.88% of total) via centralized竞价 from April 18 to May 19, raising 736 million yuan; its stake fell to 4.99%.浙商银行股东横店集团完成减持计划，于4月18日至5月19日通过集中竞价减持2.42亿股A股（占总股本0.88%），套现7.36亿元，持股降至4.99%。
2026-04-29Shandong International Trust Co., Ltd. significantly increased its stake in CZBANK during Q1 2026, holding over 808 million shares (2.94% of total shares) by end-March, entering the top ten shareholders.山东省国际信托股份有限公司一季度大举增持浙商银行，3月末持股超8.08亿股（占总股本2.94%），进入前十大股东序列。
Zhengyin Financial Leasing capital increase浙银金融租赁增资
4 · 2024-12-27 → 2025-09-01
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Board approval of capital increase for subsidiary Zhejiang Zhengyin Financial Leasing, raising CZBANK's stake.董事会批准对子公司浙江浙银金融租赁增资，提升浙商银行持股比例。
2024-12-27CZBANK board approved a capital increase of up to 10.2 billion yuan for its subsidiary Zhejiang Zhengyin Financial Leasing (51% owned), part of a total 20 billion yuan rights issue by existing shareholders.浙商银行董事会批准对控股子公司浙银金租（持股51%）增资最高不超过10.2亿元，现有股东同比例认购，募集总额不超过20亿元。
2025-06-27CZBANK board approved a capital increase of up to 1.02 billion yuan for its subsidiary Zhejiang Zheyin Financial Leasing Co., raising CZBANK's stake from 51% to 54.04%; related party Zhejiang Financial Holdings waived its subscription rights.浙商银行董事会批准对控股子公司浙江浙银金融租赁增资最高不超过10.2亿元，持股比例由51%升至54.04%，关联方浙江金控放弃认购。
2025-07-02Board approved capital increase of up to 1.02 billion yuan in subsidiary Zhejiang Zhengyin Financial Leasing Co., with total fundraising not exceeding 1.42 billion yuan; shareholder Zhejiang Financial Control waived its subscription.董事会批准对子公司浙江浙银金融租赁股份有限公司增资不超过10.2亿元，募集资金总额不超过14.2亿元；股东浙江金控放弃认购。
2025-09-01CZBANK announced a capital increase for its subsidiary Zhejiang Zheyin Financial Leasing Co., Ltd., subscribing 500 million shares at RMB 1.9875 per share for a total of RMB 994 million, raising its stake from 51.00% to 54.04%.浙商银行公告对子公司浙江浙银金融租赁股份有限公司增资，认购5亿股，每股1.9875元，总价款9.94亿元，持股比例由51.00%升至54.04%。
Qiangrong Forum & Chief Economist Office强融论坛与首席经济学家办公室
1 · 2025-01-10
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Co-hosted 'Qiangrong Forum' with Shanghai Finance & Development Lab and established the Chief Economist Office.与上海金融与发展实验室合办'强融论坛'，并设立首席经济学家办公室。
2025-01-10CZBANK and Shanghai Finance & Development Lab co-hosted 'Qiangrong Forum' and established the Chief Economist Office.浙商银行与上海金融与发展实验室联合主办‘强融论道’并成立首席经济学家办公室。
Q Tech wealth management subscriptionQ Tech理财认购
1 · 2025-01-15
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Q Tech subscribed 200 million yuan in wealth management products issued by CZBANK.Q Tech认购浙商银行发行的2亿元理财产品。
2025-01-15Q Tech (01478.HK) subscribed 200 million yuan in wealth management products issued by CZBANK.丘钛科技认购浙商银行发行的2亿元理财产品。
Private banking & wealth management私人银行与财富管理
4 · 2025-01-21 → 2026-04-15
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CZBANK expanded private banking services, won industry awards, and launched wealth management products for high-net-worth clients.浙商银行拓展私人银行业务，获得行业奖项，并为高净值客户推出财富管理产品。
2025-01-21CZBANK Hong Kong Branch launched private banking business, expanding cross-border wealth management services.浙商银行香港分行私人银行业务正式开业，拓展跨境财富管理服务。
2025-11-10Private banking won five awards at the 2025 3rd RBA Top 100 Private Banking Center Awards, including 'Top 100 Private Banking Center' for Hangzhou and Nanjing branches.私人银行在2025第三届RBA百强私行中心颁奖典礼上荣获五项大奖，包括杭州分行和南京分行获评“百强私人银行中心”。
2026-01-15CZBANK upgraded its private banking non-financial value-added services, effective from January 1, 2026, with new rights services from January 8.浙商银行对私人银行客户非金融增值服务进行焕新升级，2026年1月1日起运行，1月8日起新权益生效。
2026-04-15Kelun-Biotech (06990.HK) subscribed for a 100 million yuan structured deposit product from CZBANK, following a previous 290 million yuan subscription in January 2026.科伦博泰生物（06990.HK）认购浙商银行1亿元人民币结构性存款产品，此前于2026年1月已认购2.9亿元。
Bond underwriting & distribution债券承销与分销
10 · 2025-01-23 → 2026-05-12
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CZBANK acted as lead underwriter or distributor for various bonds including sci-tech innovation bonds, financial bonds, and local government bonds.浙商银行担任科技创新债、金融债、地方政府债等多种债券的主承销商或分销机构。
2025-01-23CZBANK executed the first over-the-counter distribution of non-bank financial bonds in China, for Hangzhou Consumer Finance's 2025 bond (1-year, 1.69% coupon).浙商银行落地全国首单非银机构金融债券柜台分销业务（杭银消费金融2025年金融债，票面利率1.69%）。
2025-03-19CZBANK was appointed as the lead underwriter for Kangxin New Materials' (600076) registration of up to 1 billion yuan in ultra-short-term commercial paper, valid for 2 years from March 17, 2025.浙商银行被指定为康欣新材（600076）不超过10亿元超短期融资券注册额度的主承销商，有效期自2025年3月17日起2年。
2025-05-12CZBANK underwrote 5 of the first batch of 36 national sci-tech innovation bonds, including for Xi'an Zhongke Optical, Geely, Luxshare, Hengli, and Muyuan, with total issuance of 4.1 billion yuan.浙商银行承销了全国首批36单科技创新债券中的5单，涉及西科控股、吉利、立讯精密、恒力、牧原，发行规模合计41亿元。
2025-06-03CZBANK acted as lead underwriter and counter business institution for the first financial bond counter distribution of Huishang Bank in Anhui province, marking the province's first such deal.浙商银行作为主承销商及柜台业务开办机构，完成徽商银行2025年第一期金融债券柜台分销，为安徽省首单金融债券柜台分销业务。
2025-06-05CZBANK as lead underwriter for China Construction Third Engineering Bureau's 1 billion yuan SCP003 (tech-innovation bond), with CZBANK covering 80% (800 million yuan) of the issuance via balance underwriting.浙商银行作为主承销商为中建三局发行10亿元科创债SCP003，余额包销规模8亿元，占发行规模80%。
2025-07-25As lead underwriter for China Southern Power Grid's '25 Nandian MTN012', underwrote 840 million yuan (42% of the 2 billion yuan issuance) via余额包销.作为中国南方电网“25南电MTN012”主承销商，余额包销规模8.4亿元，占发行规模42%。
2025-08-21CZBANK Shenzhen branch completed a 10 million yuan subscription of 'CDB 2025 First Discounted Sci-Tech Innovation Bond' via the over-the-counter channel, a first for the bank in sci-tech innovation bond trading.浙商银行深圳分行通过柜台渠道完成'国家开发银行2025年第一期贴现科技创新债券'1000万元认购，实现该行柜台科技创新债券交易突破。
2025-08-26CZBANK assisted Guangdong Provincial Government in issuing 2.5 billion yuan offshore RMB local government bonds in Macau, including first-ever blue bonds and 15th National Games special bonds, with tenors of 2, 3, and 5 years.浙商银行协助广东省政府在澳门成功发行25亿元离岸人民币地方政府债券，涵盖首次推出的蓝色债券及十五届全国运动会专项债券，期限2/3/5年。
2026-01-23CZBANK acted as lead underwriter for Silan IC's first private-sector sci-tech bond in the IC industry, '25 Silan IC SCP001 (Sci-Tech Bond)', raising 500 million yuan.浙商银行作为主承销商为芯联集成发行全市场首单集成电路民企科技创新债券'25芯联集成SCP001（科创债）'，金额5亿元。
2026-05-12CZBANK acted as joint lead underwriter and created a credit risk mitigation warrant (CRMW) for Tangrenshen Group's first 100 million yuan 'rural revitalization' ultra-short-term commercial paper in the interbank market.浙商银行担任唐人神集团首期1亿元乡村振兴超短期融资券的联席主承销商，并同步创设信用风险缓释凭证（CRMW）。
Cross-border & foreign exchange services跨境与外汇服务
8 · 2025-02-20 → 2026-04-28
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CZBANK expanded cross-border financial services including forex trading, offshore bond issuance, and cross-border financing for enterprises.浙商银行拓展跨境金融服务，包括外汇交易、离岸债券发行及企业跨境融资。
2025-02-20CZBANK Zhuhai branch executed its first cooperative forward settlement and sale of foreign exchange business with Zhuhai Rural Commercial Bank via the 'Zheshang Trading Treasure' online FX platform.浙商银行珠海分行与珠海农商银行通过“浙商交易宝”线上外汇平台落地首笔合作办理远期结售汇业务。
2025-06-20CZBANK exhibited at the Lujiazui Financial Expo as the first Zhejiang-based legal-person bank to directly participate in CIPS (Cross-border Interbank Payment System), showcasing its cross-border finance system including 'Zheyin Silk Road Finance' and 'Zheyin Global Trading Treasure'.浙商银行作为浙江省内首家CIPS直参法人银行参展陆家嘴金融展，展示‘浙银丝路金融’和‘浙银全球交易宝’等跨境金融服务体系。
2025-11-28Held 'Embrace Going Global, Wisdom for Win-Win' 2025 foreign exchange market autumn strategy meeting in Chengdu, focusing on supporting corporate overseas expansion.在成都举办“拥抱出海，智汇共赢”2025年外汇市场秋季策略会，聚焦支持企业出海。
2025-12-05Zheshang Bank's branches in Shaoxing, Taizhou, Huzhou handled the first batch of green foreign debt registration in Zhejiang province, with total contracted amount of USD 26.75 million, under the provincial green foreign debt pilot.浙商银行绍兴、台州、湖州等分行落地浙江省首批绿色外债登记业务，签约金额合计2675万美元。
2026-01-05CZBANK Qingdao branch completed Shandong's first short-term export credit insurance receivable without-recourse buyout financing for Shandong Port Overseas Development Group.浙商银行青岛分行落地山东省首笔短期出口信保项下应收账款无追索买断融资，服务山东港口海外发展集团。
2026-01-07CZBANK launched five cross-border financial services: global account and settlement, integrated liquidity financing, commercial-investment banking one-stop financing, immersive forex trading, and scenario-based new foreign trade formats.浙商银行推出跨境金融五大服务：全球化账户及结算、一体化流动性融贷、商投行一站式投融资、沉浸式对客外汇交易和场景化外贸新业态。
2026-01-07CZBANK provided 38 million yuan in cross-border asset pool financing to the overseas subsidiary of Yunneng Technology (Yuneng Technology).浙商银行通过跨境资产池向昱能科技境外子公司提供3800万元资金支持。
2026-04-28CZBANK Dongguan Branch held a strategy conference on 'Financing Global, Worry-Free Going Overseas', promoting the Hengqin EF account system and cross-border financial services for enterprises expanding abroad.浙商银行东莞分行举办“融通全球，出海无忧”专题策略会，推介横琴EF账户体系及跨境金融服务，助力企业出海。
Executive & governance高管与公司治理
15 · 2025-02-24 → 2026-06-05
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CZBANK held board meetings, abolished the supervisory board, and implemented share buybacks by management and directors.浙商银行召开董事会会议，撤销监事会，并实施管理层及董事的股份增持计划。
2025-02-24CZBANK board approved the 2025 institutional development plan and other proposals at the 7th board's 1st interim meeting.浙商银行董事会审议通过《2025年度机构发展规划》等多项议案。
2025-04-08CZBANK directors, supervisors, and senior management plan to voluntarily increase A-share holdings by at least 20 million yuan within 6 months starting April 9, 2025.浙商银行部分董事、监事及高级管理人员计划自2025年4月9日起6个月内自愿增持A股股份，金额不少于2000万元。
2025-05-30CZBANK's 2024 annual general meeting approved 11 resolutions, including the 2024 profit distribution, reappointment of KPMG as auditor, removal of external supervisor Gao Qiang, and issuance of up to 100 billion yuan in financial bonds.浙商银行2024年度股东大会审议通过11项议案，包括2024年度利润分配、续聘毕马威为审计师、解除外部监事高强职务、发行不超过1000亿元金融债券等。
2025-06-13CZBANK held its 2024 annual general meeting, approving all resolutions including the 2024 board work report.浙商银行召开2024年度股东大会，审议通过《2024年度董事会工作报告》等多项议案。
2025-06-27CZBANK board approved the '2025 Internet Loan Business Development Plan' with unanimous consent.浙商银行董事会全票通过《2025年互联网贷款业务发展规划》。
2025-10-31At Q3 earnings call, CZBANK said its share buyback plan (no less than 20 million yuan by directors/supervisors/senior management, announced April 9) is over half completed.在三季度业绩说明会上，浙商银行表示4月9日公告的董事、监事、高管合计增持不少于2000万元的计划，目前增持金额已过半。
2025-11-13Disclosed that the management voluntary share purchase plan (min. 20 million yuan) announced on April 9, 2025, is ongoing with purchases over half completed.披露2025年4月9日公告的管理层自愿增持计划（最低2000万元）仍在进行中，增持量已过半。
2025-11-19Senior executive Pan Huafeng purchased 30,000 shares on the secondary market for 92,400 yuan.高级管理人员潘华枫通过二级市场增持3万股，金额9.24万元。
2025-12-10Zheshang Bank's board approved a proposal to abolish the board of supervisors, subject to shareholder vote, aligning with the revised Company Law.浙商银行董事会审议通过不再设置监事会的议案，尚需股东大会审议，以符合修订后的《公司法》。
2025-12-16Zheshang Bank completed a voluntary share buyback by directors, supervisors, and senior management: 6.7122 million A-shares for RMB 21.0431 million, exceeding the RMB 20 million minimum by 5.22%.浙商银行董监高完成自愿增持计划：累计增持A股671.22万股，金额2104.31万元，超过下限2000万元的105.22%。
2026-02-28Zheshang Bank board approved the 'Compliance Management Measures' and revised 'Credit Risk Asset Responsibility Determination and Recovery Management Measures'.浙商银行董事会审议通过了《合规管理办法》及修订后的《授信风险资产责任认定和追究管理办法》。
2026-02-28Zheshang Bank held its 2026 annual work conference, setting a five-year goal (by 2030) to achieve comprehensive strength advancement and breakthrough progress in building a 'first-class commercial bank'.浙商银行召开2026年工作会议，明确未来5年（到2030年）实现综合实力争先进位、'一流的商业银行'建设取得突破性进展。
2026-04-10CZBANK held a bank-wide work meeting to convey the spirit of Zhejiang Provincial Party Secretary Wang Hao's research instructions on provincial financial enterprises, deploying key work for the next stage.浙商银行召开全行工作会议，传达浙江省委书记王浩调研省属金融企业讲话精神，部署下阶段重点工作。
2026-04-29CZBANK's new Party committee visited the site of the First National Congress of the CPC in Shanghai, held a special Party committee meeting to study important instructions, and plan implementation of the bank's second Party Congress decisions.浙商银行新一届党委班子赴上海瞻仰中共一大会址，召开专题党委会重温重要指示批示精神，谋划落实第二次党代会部署。
2026-06-05CZBANK abolished its supervisory board, with the board's audit committee assuming its statutory duties, effective June 4, 2026.浙商银行自2026年6月4日起不再设置监事会，由董事会审计委员会承接监事会职权。
Equity & stake changes股权与持股变动
4 · 2025-03-19 → 2025-08-11
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CZBANK reduced its stake in Zotye Auto, while Minsheng Life increased its H-share holding in CZBANK.浙商银行减持众泰汽车股份，民生人寿增持浙商银行H股。
2025-03-19CZBANK plans to reduce its shareholding in Zotye Auto (000980.SZ) by no more than 3% of total shares (151,276,432 shares) via centralized竞价 or block trades within three months, due to asset disposal requirements under national laws.浙商银行计划在三个月内以集中竞价或大宗交易方式减持众泰汽车不超过总股本3%的股份（151,276,432股），原因为国家法律法规关于抵债资产处置要求。
2025-06-12CZBANK reduced its stake in Zotye Auto by 23.3172 million shares (0.46% of total) via centralized bidding from April 30 to June 10, 2025, at an average price of 2.22 yuan per share, lowering its holding from 9.35% to 8.89%.浙商银行于2025年4月30日至6月10日通过集中竞价减持众泰汽车2331.72万股（占总股本0.46%），减持均价2.22元/股，持股比例由9.35%降至8.89%。
2025-07-09Reduced stake in Zotye Auto by 64.319 million shares (1.28% of total equity) via block and centralized竞价 trades from June 11 to July 8.2025年6月11日至7月8日，通过集中竞价和大宗交易减持众泰汽车6431.9万股，占总股本1.28%。
2025-08-11Minsheng Life Insurance increased its stake in CZBANK H-shares by 1 million shares at an average price of HKD 2.7679 per share, raising its H-share holding to 5% and triggering a disclosure threshold.民生人寿以每股均价2.7679港元增持浙商银行H股100万股，持股比例升至5%，触发举牌线。
Technology & digital transformation科技与数字化转型
11 · 2025-03-21 → 2026-06-16
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CZBANK invested in IT infrastructure, AI deployment, and digital platforms to enhance core banking systems and online services.浙商银行投资IT基础设施、人工智能部署及数字平台，提升核心银行系统和在线服务能力。
2025-03-21CZBANK awarded a 61.52 million yuan contract to Changliang Technology for its new-generation core system construction project.浙商银行将新一代核心系统建设项目以6151.572万元授予长亮科技。
2025-04-16CZBANK confirms deployment of DeepSeek large language model, integrated into internal assistant 'ZheXiaoZhi' for knowledge Q&A, text generation, and intelligent data query.浙商银行确认已部署DeepSeek大模型，接入内部助手“浙小智”，提供知识问答、文本生成和智能问数能力。
2025-07-22Confirmed in investor Q&A that it has applied AI models including DeepSeek and Qwen in office, R&D, customer service and business processes.在投资者互动平台确认已在办公、研发、客户服务或业务流程中应用DeepSeek、Qwen等AI模型。
2026-01-09CZBANK awarded a data security classification platform contract to Hangzhou Anheng Information Technology (Anheng) for 101,000 yuan.浙商银行数据安全分类分级平台中标结果：杭州安恒信息技术股份有限公司10.1万元中标。
2026-01-19CZBANK awarded firewall equipment procurement contracts to Hillstone Networks (Shanshi Wangke) and DPTech (Dipo).浙商银行防火墙设备采购中标：山石网科、迪普。
2026-01-21CZBANK awarded server access network SDN equipment procurement contracts: Yunnan Nantian Electronics (28.89 million yuan) and Shanghai Huaxun Network (20.983 million yuan).浙商银行服务器接入网络SDN设备采购中标：云南南天电子信息28,890,000元，上海华讯网络20,983,000元。
2026-01-27CZBANK awarded a TiDB database software subscription and manpower service contract to VSTECS (Chongqing) Technology for 1,433,120.80 yuan.浙商银行2025年TiDB数据库软件订阅与人天服务采购中标：伟仕佳杰（重庆）科技有限公司1,433,120.80元。
2026-01-27CZBANK awarded an OceanBase database software license and on-site service contract to Zhejiang Yunqu Network Technology for 4,080,000 yuan.浙商银行2025年OceanBase数据库软件授权与驻场服务采购中标：浙江云趣网络科技有限公司4,080,000元。
2026-03-09Beijing Advanced Digital Technology Co., Ltd. won a bid for CZBANK's domestic job scheduling platform construction project, with a winning amount of 2.147 million yuan.北京先进数通信息技术股份公司中标浙商银行国产作业调度平台建设项目，中标金额214.70万元。
2026-04-02Shenzhen Changliang Technology Co., Ltd. (300348.SZ) won the bid for CZBANK's new online loan service platform construction project, with a winning bid amount of 5.08 million yuan.深圳市长亮科技股份有限公司中标浙商银行新网贷服务平台建设项目，中标金额508.00万元。
2026-06-16CZBANK selected Kingsun's A8 next-generation investment trading system for its domestic bond trading system project, with Phase I now live, meeting domestic IT localization requirements.浙商银行中标金证股份A8新一代投资交易系统，用于国产化债券交易系统项目，一期已平稳上线，满足信创要求。
Green finance & ESG绿色金融与ESG
1 · 2025-04-01
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CZBANK advanced green finance through green loans, green bonds, and ESG ratings, supporting sustainable development initiatives.浙商银行通过绿色贷款、绿色债券和ESG评级推进绿色金融，支持可持续发展。
2025-04-01CZBANK reports 2024 green loan balance 247.74 billion yuan (+21.78% YoY), green bond issuance 7.14 billion yuan, ESG rating maintained at A level by MSCI for third consecutive year.浙商银行披露2024年绿色贷款余额2477.37亿元（同比+21.78%），助力发行绿色债券71.37亿元，MSCI ESG评级连续三年保持A级。
Awards & certifications奖项与认证
4 · 2025-07-03 → 2026-04-29
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CZBANK received industry rankings, information disclosure upgrades, and pension service quality ratings.浙商银行获得行业排名、信息披露评级提升及养老金融服务质量评价。
2025-07-03Ranked 82nd by Tier-1 capital and 75th by total assets in The Banker's 2025 Top 1000 Global Banks, both up 2 places year-on-year.在英国《银行家》2025年全球银行1000强中，按一级资本排名第82位，按总资产排名第75位，均较上年上升2位。
2025-11-03Shanghai and Shenzhen stock exchanges upgraded information disclosure rating to A for 2024-2025.沪深交易所将2024-2025年度信息披露评级提升至A。
2026-02-28Zheshang Bank was included for the first time in the 2025 list of Systemically Important Banks (D-SIBs) jointly released by the PBOC and NFRA.浙商银行首次入围人民银行与金融监管总局联合发布的2025年我国系统重要性银行名单。
2026-04-29CZBANK Qingdao Branch was rated 'Excellent' in the 2025 pension financial service quality evaluation by the Qingdao branch of the People's Bank of China, ranking first among joint-stock commercial banks.浙商银行青岛分行在中国人民银行青岛市分行2025年度养老金融服务质效评估中获评“优秀”，在股份制商业银行中得分排名第一。
